I’m a divorced, full-time hard working mother of three amazing kids. I worked super hard and became a homeowner two years ago. It ain’t much but it was all mine. When house hunting I knew I needed a home to accommodate my kids, myself, and my elderly mother and 600 pound morbidly obese brother whom my mother struggled to care for. They could no longer stay in the home I grew up in because of mold. I did what I’d set out to do and found a small 1,500 sq ft home with 4 small bedrooms and a large basement. Perfect for us all. I struggled through year one. Maintaining all of my regular bills, caring for my three kids, helping my mom, helping her with my brother, and keeping food on my table was harder than anything I’d thought it would be. Being in fixed income is the reason they can only do so much to help financially.

Recently my sister came to me and told me that she was struggling. She told me that she could barely afford to feed her kids and was no longer able to afford her apartment. She asked if her and her 5 biological and one adopted child could come stay with me and we help each other with bills, kids, and household responsibilities. I agreed. They all moved in on 8/1. I’m always happy being surrounded by love and my family and I could have definitely used the help.

This past year I’ve been fighting to get approved for a loan modification. I was denied but I didn’t give up. A friend educated me on bankruptcy and how it could help me. After the loan mod rejection the plan was to file for bankruptcy after my foreclosure notice was received. That small window would have given me time to save enough money to pay the lawyer. That window was smaller than perceived.

3 days ago I found out my home had be sold on 8/15 and that on 6/23 someone unauthorized signed to receive the certified mail containing the foreclosure date I’d be waiting on. It was sold right form under me. I didn’t even have a chance. 😢

Now the only light at the end of the tunnel is a Right To Redemption. My home was purchased for 90k. To buy it back I’d need that plus interest.

This is a situation I’ve never been in. I’ve always been the one to hold things together and try my best to be a blessing to everyone else. Family and strangers. This time I need a blessing. A hero. A miracle.

If you can be of any assistance I sincerely thank you. If you can not be of assistance I thank you for reading this far.

Even a dollar is truly appreciated.

Paypal.me/Redeem3911

I’m a divorced, full-time hard working mother of three amazing kids. I worked super hard and became a homeowner two years ago. It ain’t much but it was all mine. When house hunting I knew I needed a home to accommodate my kids, myself, and my elderly mother and 600 pound morbidly obese brother whom my mother struggled to care for. They could no longer stay in the home I grew up in because of mold. I did what I’d set out to do and found a small 1,500 sq ft home with 4 small bedrooms and a large basement. Perfect for us all. I struggled through year one. Maintaining all of my regular bills, caring for my three kids, helping my mom, helping her with my brother, and keeping food on my table was harder than anything I’d thought it would be. Being in fixed income is the reason they can only do so much to help financially.

Recently my sister came to me and told me that she was struggling. She told me that she could barely afford to feed her kids and was no longer able to afford her apartment. She asked if her and her 5 biological and one adopted child could come stay with me and we help each other with bills, kids, and household responsibilities. I agreed. They all moved in on 8/1. I’m always happy being surrounded by love and my family and I could have definitely used the help.

This past year I’ve been fighting to get approved for a loan modification. I was denied but I didn’t give up. A friend educated me on bankruptcy and how it could help me. After the loan mod rejection the plan was to file for bankruptcy after my foreclosure notice was received. That small window would have given me time to save enough money to pay the lawyer. That window was smaller than perceived.

3 days ago I found out my home had be sold on 8/15 and that on 6/23 someone unauthorized signed to receive the certified mail containing the foreclosure date I’d be waiting on. It was sold right form under me. I didn’t even have a chance. 😢

Now the only light at the end of the tunnel is a Right To Redemption. My home was purchased for 90k. To buy it back I’d need that plus interest.

This is a situation I’ve never been in. I’ve always been the one to hold things together and try my best to be a blessing to everyone else. Family and strangers. This time I need a blessing. A hero. A miracle.

If you can be of any assistance I sincerely thank you. If you can not be of assistance I thank you for reading this far.

Even a dollar is truly appreciated.

Paypal.me/Redeem3911

I am only here because I have exhausted every option I have. I am desperate and scared. I have always prided myself in the fact that I have managed on my own. No matter what obstacles were put in front of me I was able to work it out. I built my home and raised both of my children on my own. I worked 2 jobs and sometimes 3.  My kids were grown and gone when I remarried. Things were finally a little easier. We decided to rescue dogs from kill shelters. We have 3 very large German Shepherds that are a big part of our lives. Some how I ended up also adopting 3 cats that were left in a dumpster. My family had grown and life was good and I could actually breathe a little easier. I only had 9 years before I could retire. I should have known it wouldn’t last. Little by little everything went to hell. My son was diagnosed with Chronic Crohn’s and lost his job. My daughter in law was diagnosed with Parkinson’s.  My grand daughter’s father took off so all my kids plus their families came home to live with us. Not long after I lost my job. Then my husband’s work slowed down to almost nothing. My daughter got laid off. The engine in my car blew. I kept falling behind on my mortgage which brings us to why I am here. My family and I are finally getting back on our feet and able to pay our  bills but I can’t come up with the back money owed on my home and they are foreclosing. I filed bankruptcy to stop them from auctioning off my home but they illegally did it anyways. I had to hire an attorney.  We are now in court and I have to have my back payments or I lose. If I have the money we can stay and the bank has to let us stay. I am almost out of time and have no where else to turn. If it were just me I wouldn’t beg but I have people and pets depending on me. My home is almost paid off and I stand to lose everything I have worked my whole life for. Please I need your help to keep my home and give my family a roof over their heads. I only have 4 more years to pay off my mortgage. I have never remortgage because I was scare of going into debt and losing my home. Please help me help my family. If I ever get a chance I promise I would pay it forward. Thank you for taking the time to read this.

https://www.paypal.me/Jacquelineplunkett

I am writing this in tears praying that someone who has extra funds can help my dear family. We are a family of seven that devoted our lives to serving others and have fallen on some hard times. My husband is a very hard worker and 8 years ago our dream came true when we were able to purchase our dream home. He was raised from a broken home and never had stability in a home as a child. They always moved from apartment to apartment and lived in poverty. One of his proudest moments was to be the first in his family to break free from that lifestyle of poverty and be a homeowner.  We were both working and had 4 kids raising them in a beautiful neighborhood with great schools and friends. Well I had a surprise pregnancy after 10 years and it came with high risk and complications our son was in Nicu for awhile and I had to stop working. Going down to one income began to really affect us and we started falling behind on payments. I started a work from home job to be able to juggle being with baby and being able to work. The pay is less than what I was making and today we received notice that our house is in active foreclosure. On top of all this both our cars have broken down this past week and our phones are scheduled to be shut off tomorrow. We can’t seem to catch a break. We are trying to dig out this hole and are desperate for a breakthrough. We need $10,000 to save our home and it’s already been sent to the mortgage companies legal attorneys. We are youth pastors for 15 years serving our church and counseling teens. We are utterly ashamed and many don’t know our situation. I know God can work where there seems to be no way so if you find it in your heart I would be forever grateful. Thank you!

https://paypal.me/evita238?locale.x=en_US

I’m praying that someone would please read and take this into consideration. Hello! My name is Stacey Northern. I’m from Baton Rouge, Louisiana. I have one daughter her name is Jaycee. She recently turned 8 in June. She’s my life and the reason I breathe. I am an first grade teacher. I have one bachelor’s degree and two Master’s. I’m a very hard worker. In my spare time I mentor girls and coach middle school girls basketball.

Now I know you may be wondering what got me here on this site. Honestly I don’t want to seem as if i;m begging but i’m genuine and really need help. Because I know if I can help others I would in a heartbeat.

Two years ago, I lost my husband to adrenal gland cancer. He passed  away on July 18, 2017. Adrenal Gland Cancer is an orphan cancer which has no cure and roughly one in a million get this cancer. He was only 29 years old when I lost my husband, best friend, and leaving my daughter fatherless. Life has changed since drastically. As a single mom life has it’s up and downs but I know I still have a purpose and that’s to give the best care to my daughter.

God has blessed me and put me in a position to help others. Two years ago, I purchased my mom a car and helped my brothers and sisters out financially. I never once questioned what I’ve done for others because I know for a fact that I’ve done God’s work. He blessed me to bless others.

At the beginning of this year, I hit a major milestone and purchased my first home. This was a very exciting time in my life! My daughter love our home. So here comes July and I find myself so behind with my mortgage. I definitely didn’t want to fall behind but again being a single mom with bills, emergencies coming up, car repairs, etc…I found myself in a hole. I’m almost 3 weeks behind on my mortgage and if I don’t have 3,000 dollars by July 28th, my home would be put

up for foreclosure. I will attach the documentation that I have received. I also know that if I can catch up, I will not fall behind again. I just need some help at this point. Everyone that I’ve helped can’t offer a lending hand but I can’t dwell on it. I’m just praying that someone take my request in consideration. If there’s anyway someone that may be reading this can help a single mother of one, that works hard daily it would truly be a blessing.

paypal.me/staceynorthern

Hello, here goes figures it wouldn’t hurt to try this. I am sorry to burden all who read this will my problems but I am all out of ideas. I am a good person who is down on luck and needs a miracle for her family. My name is Michelle I am 34 yrs old and I am a teacher for 3 yr olds. I live with my parents in the house I grew up in for 34 yrs. My dad was diagnosed with M.S about 17 yrs ago and my brother passed away when he was 21 due to a drink driver hitting him 3 min from our house, my youngest brother was a firefighter and was called to that accident. My mom lost her job due to the company going out of business at the worst possible time. My dad could not work anymore and finally became bed ridden .I moved home to help out as much as I can. Everything has been snowballing, one thing after the other. Due to medical bills, my dad’s condition, M.S , heart failure ect my parents fell behind on taxes. Just this year our would came crashing down yet again in January our house was sold in a tax sale, my house I grew up in .The company that bought our home said they would rent in to use then turned around and said nevermind we want the money upfront and we will hand the house back over to you, Right now we have 3 weeks to find a place or we need to come up with $35,000 to give to the company that bought the tax sale . The company who pounded on my parents door to let them in and look around, they degraded my parents while in our house. My dad is bed ridden , it’s very hard to transport him from place to place, he needs medical transport , oxygen tank ect.. Right now in the house we are in he has everything he needs, a hospital bed, home nurses ect. After fighting with the state over and over my mom is now getting paid to take care of my father and is bringing in decent money , go figure now we can offerd the taxes every month but we already lost our home in the tax sale. If there is anyone out there that can help or a number of people that can help we would be ever grateful, we would be blessed 🙏. I do not even know if 3 weeks will be enough time to get the $35,000 to save my home but I figure I would try. I am emotionally, physically and mentally drained. I pray every night and try and stay positive and try to help anyone else that I can. I hope this finds you all well and thank you in advance. I know we are all struggling , I just thank you for taking the time to read this.

paypal.me/thankfulnpostive2019

This is very hard to do. I am 64 yr old male (husband) with lung problems that makes it hard to work. My wife has had two back surgeries and her mother lives with us and has dementia. We live on 12.9 acres in a single wide mobile home that has been completely remodeled for 20 yrs. the mobile home is paid for. We have a loan on the land. We also have two houses that were moved two the property a few years ago to be remodeled and rented out for extra income. And later rent ours out and get a double wide to put on back of property to live in. All this stopped when I got sick and unable to work anymore. During that time we got behind on the loan and added up a large interest. We have been working on trying to get caught up but the loan company we owe more in interest then the balance. They informed us by phone, no letter, that we have 15 more days to pay off the loan as of then they will put the property up for sale and we will not be able to do anything to save it. We have been working on trying to get a loan to pay off the loan. The property is tax appraised at $120000. We owe $15000. One bank said with that much equity it would be no problem. My wife credit score is in the 630s, mine was 610. 10 points to low. Her income was to low, mine was fine. She said come back when my score was 620 and she would do the loan. The problem is we don’t have time. We went to a mortgage broker, she didn’t do land loans. But she said the perfect think to do is get someone to payoff the $15000 and hold the title on the land for 2-3 months, pay them interest on holding the note. Go back to the bank when my score is there and pay who ever is holding the title back. I hope there is someone out there that will read this and want to help. This property has been our home for 20 yrs. We have worked hard to get what we have and had a future for extra income later. This is our home-our future-our life. Also this is her moms safe place right now. We don’t know how many more years she will be with us. To lose this now will crush her. Thank you for reading this and if you need any information I will be happy to send it to you.

https://www.paypal.me/wblaw72

My story begins with the government shutdown.  SLS granted me a special forbearance for six months due being affected by the government shutdown.  Even though I was reimbursed, my hardships continued throughout the six months of forbearance. My savings and monthly mortgage payments were depleted by medical expenses for myself and oldest son.  The previous assistance with medical out of pocket expenses had expired. Therefore,  out of pocket expenses resumed to around $2000 per month for myself and my son.   Our home was invaded by roof rats.  The house was fumigated and insulation was replaced.  The expenses were $8000.  I was finally able to re-secure assistance with the out of pocket expenses in May for myself and my son. My forbearance ends June 20. I informed SLS that I can begin paying my mortgage payments starting this month and I can work on paying the past due each month.   I can afford to pay two payments per month if they would extend the forbearance for an additional six month until I get caught up.  They did not agree. I am in the process of getting approved for a streamlined modification.  If approved, my credit will be destroyed.  My two oldest sons are working so they can assist with paying the mortgage payments to get caught up.   Proof is provided upon request.

paypal.me/assistmewithSLS