My wife and I have been together almost 7 years now. We have 3 great small kids. We got ourselves into to many credit cards and some medical debt as well. We were doing really well until the economy took a downturn and my wife was laid off back in 2009. She got to go back to school paid for so that was a plus but the income she was getting from unemployment was nothing compared to what she was making at the previous job. Shortly after she was let go I was let go as well. Luckily for me I was able to go back and work for the company we were working for before. We were doing really well up until then. As a result we continued to get behind on everything as I was the main source of income. We try and try and try to get ahead but never could. The house we owned at the time needed some work as well and the septic was backing up due to a tree that had rooted itself into the pipes. There was no way we could come up with the $10,000 we needed to fix the issues so we ended up having to foreclose on the house. That was about a year ago and we’ve been renting since. We rent a nice home but the credit card debt and medical bills continue to haunt us as does our vehicle payment. We have ended up not being able to pay most of them. Most of the credit cards are in collections as are the medical bills. This just creates more and more stress between us both and just stress in general. All and all it would be $50,000+ to be able to get out of the hole we are in. We just want to be able to make a great life for our kids and not have them suffer for financial mistakes we’ve made. If anyone out there could help we would be forever in your debt. I’m not even sure where this letter could go or if anything could happen at all but I know there are many wealthy and kind people out there so I’m asking and begging you to please help. Thank you for reading this and God bless.