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Last Updated: February 13, 2025

Save Our Family Home From Foreclosure- After Tragic Loss

Hello, I hope this letter finds you in good health and high spirits. We’re the Jacobs Family, my name is GLary, and I am reaching out with a heavy heart, hoping to find compassionate souls who might be willing to lend a helping hand during our time of need. I am the eldest of six children, and our family is facing the heartbreaking reality of losing our home after suffering a devastating loss.

In July 2024, we lost our mother at the young age of 77, the heart and soul of our family. She was an incredibly strong woman who faced unimaginable challenges with grace and courage. In her final years, she battled Parkinson’s disease and Dementia, all while caring for my special-needs sister who is now 52 years young my mom held our family together. Her love and dedication were unwavering, even as her health deteriorated. Her passing has left a void in our hearts and has placed us in a difficult financial situation that we are struggling to overcome.

As her condition worsened, my mother did everything she could to keep our family afloat. In her effort to provide for us and cover mounting expenses, she was persuaded to take out a reverse mortgage on our family home. At the time, to her it seemed like the only option to manage the financial burden, but it came at a cost we are now struggling to pay.

With her passing, the reverse mortgage became due, and we are on the edge of losing the place we have called home for decades. This house is more than just four walls; it’s a small, older home, but it is filled with memories of love, laughter, and comfort. It is the only home we have ever known, and it holds special significance for my special-needs sister, who relies on the familiarity and stability it provides.

The payoff amount to buy back the mortgage and save our home from foreclosure as of January 2025 is $79,000. We are now going into our last three month extension, July 2025 is the expiration date to purchase our home.  For our family, this is an overwhelming number, but it represents the hope of preserving our sanctuary during this painful time. We are doing everything we can to gather the funds, but we cannot do it alone.

As a last resort, we are reaching out, hoping to find kind-hearted individuals willing to help us keep our family home. Any financial contribution, no matter the size, would bring us closer to our goal. Your generosity would not only save our home from foreclosure, but also give us the stability we desperately need as we grieve and heal.

If you are unable to contribute financially, we would also be deeply grateful for any other form of assistance. We are even willing to consider alternatives, such as someone paying off the reverse mortgage company with an agreement for us to buy the house back over time. Our only wish is to get the house out of the reverse mortgage company’s hands and keep our family together in the only home we have ever known.

Every dollar and every prayer makes a difference. Your support and kindness mean more to us than words can express.

From the bottom of my heart, thank you for taking the time to read our story. Your compassion gives us hope during this challenging time.

With heartfelt gratitude,
Glary

paypal.me/SaveTJHome

 

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: February 8, 2025

Please help me save my home?

I am a disabled Marine Corps combat veteran.  I served as a rifleman and scout-sniper with my battalion’s STA (Surveillance and Target Acquisition) platoon in Operation Desert Shield and Operation Desert Storm.  I am struggling with a brain injury and PTSD.  Last year I had to take a disability leave of absence from my job due to my condition.  Fortunately, I was able to have my VA mortgage placed in a forbearance.  I applied for and eventually received a disability rating for multiple conditions, and I now receive a disability pension from the Department of Veterans Affairs.  During this process, I also discovered that I had a rated disability for a knee injury dating back to 1991.  Because of some incompetence at the Department of Veterans Affairs, I never received any payments for this injury, nor was it included as part of my current disability rating.   So I submitted a claim with the VA to collect a significant amount of backpay.  I was told that this was a simple process because all the VA had to do was to calculate what the backpay owed to me would be and issue a payment.  This year the forbearance on my VA mortgage ended, and I now must catch-up the missed mortgage payments.  Again, I thought that I was fortunate because the amount I owe is approximately equal to the amount I should have been receiving from the VA for backpay for my knee injury in 1991.  I had planned to use this money to payoff the amount due on my mortgage from the forbearance.  As incompetence abounds in the bureaucracy at the Department of Veterans Affairs, I found out this week that my claim for backpay was mistakenly confused with my claim from last year and closed erroneously.  I must now start an appeal and / or review process with the VA.  The very soonest I could possibly get any relief would be at least 6 months and could be over a year.  There is no way to call anyone or expedite the process.  These anonymous bureaucrats, who arbitrarily ruin people’s lives, hide in the bureaucracy so that they never have to face the people they destroy.  I have spoken with my congressman and to an attorney, but there isn’t anything that can be done.  Because a director at the VA did not take the time or make the effort to understand the claim I filed for backpay, my mortgage is in default and will be foreclosed, if I cannot bring the loan current.  I am so frustrated and disappointed with the way our government treats its veterans, but I had to face the reality that I absolutely cannot rely on the VA to do the right thing; they are incapable of that.  So now I am submitting my appeal to the generosity of the American people.  I thank God for the appreciation the American people have for our veterans and hopefully anticipate their generous support.  Thank you from the bottom of my heart, God bless you and God bless America.

My paypal.me link is @marinecorpswarrior

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: January 19, 2025

Empowering Americans Affected by Foreclosure: A Platform to Reclaim Funds and Rebuild Lives

In the wake of economic inflation and the rising cost of living, countless hardworking Americans have lost their homes to foreclosure. These individuals face financial devastation, leaving them struggling to get back on their feet. Our platform is designed to provide a lifeline for those affected, offering a way to raise the funds needed to reclaim surplus proceeds held by the U.S. government after a foreclosure sale. Without timely action, these unclaimed funds are transferred to government-controlled slush funds, leaving rightful owners with nothing.

Our mission is to help financially distressed Americans recover what’s rightfully theirs, regain financial stability, and ultimately, rebuild their lives. Through our innovative platform, individuals can secure their financial future and move toward self-sufficiency.

Why This Matters:

  1. Reclaiming Unclaimed Funds: After a foreclosure sale, any surplus funds (the amount left after settling the mortgage and associated fees) belong to the original homeowner. Many are unaware of these funds or lack the resources to claim them. Our platform bridges this gap, ensuring these funds go to their rightful owners.
  2. Preventing Wealth Loss: If these funds are not claimed within a specific timeframe, they are forfeited to government slush funds. Our platform offers a fast, accessible way to prevent this, giving families a chance to reclaim their hard-earned equity.
  3. Empowering Financial Recovery: The funds recovered can be used to pay off debts, secure stable housing, or start small businesses, helping individuals regain independence and stability.
  4. Promoting Self-Sufficiency: By supporting individuals in reclaiming their funds, we help them take the first step toward financial recovery. In turn, these individuals can contribute to their communities and help others in similar situations.
  5. Urgency to Act: The timeline to claim surplus foreclosure funds is limited. Without immediate action, the funds are lost forever. Our platform emphasizes the urgency of this issue, providing a streamlined process to help individuals act quickly.

This business venture not only assists Americans in reclaiming their rightful funds but also creates a ripple effect of recovery and empowerment, helping our nation heal during challenging economic times. Join us in this mission to make a tangible difference in the lives of those who need it most, if you like to Help please send donations to the link below

paypal.me/BryceEggers

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: January 18, 2025

How to make a house

I am very poor.I send the child to schoolwith great difficulty.we live by doing hiredc work .No permanent home.live in a rented house.eat one meal a day.please help us to build a house.many thanksto you

Filed Under: Home Foreclosure Tagged With: Asia

Last Updated: January 14, 2025

Help saving my Family home

To Anyone willing to help:

I never do this, but I have become in a position of desperation. My family depends upon my ability to humble myself in these times of uncertainty. I am in a situation that requires complete humility.

In 2023 my son passed away and at that time I went out of work on disability due to extended grief and depression. My mortgage fell behind and I was able to do a partial claim to save it. However, payment began again in January 2024 and was raised 700.00 due to increased property tax and recalculated escrow. At the same time, I took guardianship of my two grandsons due to their mother and father being incarcerated. I was unable to resume the increased amount and have now called too far behind. I appealed for a hardship but because my income resumed they demanded the full amount to bring the account current.

Both of my daughters have since returned home, sober, and for the first time I feel some hope. The death of their brother changed our entire family, as I have always been a single parent of 4 since the ages of 7, 9, and 12. The loss of their brother woke them to the need to change their lives and they have! But now, our home is in jeopardy and they are not yet in a place to help me financially as they are attending college, meeting for sobriety, and looking for work.

I could sell this place in a short sale and maybe get out of the mortgage, but then five people would be homeless. I do not have any equity that would amount to anything. My son died in this house and I know that losing it would derail all we have worked for to regain any hope at life after the loss of my son (and two months later the loss of their father for my three girls to cancer.

I believe I can resume the payment now that the escrow has been recalculated and a partial claim has been made. However, the mortgage company is demanding that the account be brought current by paying the amount owed of ……… before they will accept a resumption of payments. I have never asked for help in my life, I am an RN and have spent 30 years caring for others. But this time, it is I who needs help desperately. Currently, I need $ 24,630.19 to save my home. Any help at all would be life-changing for my family.

Please consider helping me, and I am willing to pay it back when I pass away or sell the home in the future.

www.Paypal.me/LgnRN69

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: January 7, 2025

Family about to loose home

Dear Friends, and Kindhearted Supporters,

It’s extremely difficult for me to write this, but I am reaching out because my family and I are facing some very challenging financial circumstances. Despite working tirelessly to make ends meet, we’ve reached a point where we are in desperate need of help.

Over the past year, we’ve made many sacrifices to try and regain financial stability. We sold our family home and moved into a smaller, more affordable place to cut costs. I’ve been working as much overtime as possible, but the mounting bills, unforeseen expenses, and the rising cost of living have made it nearly impossible for us to get out of the hole we’re in.

We’ve always tried to handle our struggles privately, but we’re at a point where we need to ask for support. Any assistance, whether big or small, would make an incredible difference and help us get back on our feet. Your generosity could help us cover essential expenses like utilities, groceries, and medical bills, giving us the breathing room we so desperately need.

If you’re able to contribute, you can send donations to paypal.me/TimFamily. If you’re unable to help financially, we completely understand and would be so grateful if you could share our story with others who may be in a position to assist.

I want to thank you for taking the time to read this letter and for considering helping us during this difficult time. Your kindness and compassion mean more than words can express.

With heartfelt gratitude,

Tim and his family.

Filed Under: Home Foreclosure Tagged With: Canada

Last Updated: January 3, 2025

Please Help Stop My Foreclosure

I have never asked for help like this, but I have nowhere else to turn at this point. I have been a single dad for 16 years and it has not been the easiest journey. I was doing fine for a long time…until about March of 2022, when I lost my job. The company I was working for had massive layoffs and I was part of those that were let go.

I wasn’t able to find work until February of 2023. During my time of unemployment, I was able to survive off of my savings and driving for Uber and Lyft.

Between February 2023 and August 2024, I had two different jobs, but neither paid enough to even live check to check, so I began falling behind on my bills and my mortgage. I continued to try my hardest to provide for my son and shield him from the fact that I couldn’t make ends meet.

Also between that time, I had two family members who passed away and had to use funds for me and my son to travel to their funerals. It has been a very difficult road, lately.

Between the unexpected death and emergency travel, I was unable to hold onto my job, unfortunately. This caused me to fall further behind on my mortgage and bills.

I started my current job in August, hoping to get back on my feet quickly. It is a commission based job, but it took quite some time to build my book of business to a point that would help me catch up and get back on track with my bills.

At this point, I attempted to make a mortgage payment, only to find out that my home is in foreclosure. I received no communication regarding the situation and now, I don’t know what to do.

I attempted to pay $2000 dollars, but I was told that it would not help. There has not been a sale date as of yet, but the company representative suggested that I come up with $11000 as soon as possible, to stop the foreclosure. I certainly don’t have that kind of money and I’m praying they don’t put me and my son out on the street.

So, here I am. I have $2000, but I need help with $9000. If you are reading this and your heart is leading you to help, I would truly appreciate it.

http://paypal.me/agjackson1981

 

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: December 23, 2024

Singel Mother needs to save home from foreclosure a christmas mirical

Hi, my name is Mary, and I need assistance to save my home from foreclosure. I have been trying to save my home for so long, but it has been impossible. I have spent so much money on lawyers(plural), and no one has been able to assist me. I spent the past 5 years paying my mortgage through bankruptcy. After 5 years, we offered the bank a short pay, and they accepted, but COVID-19 hit, and everything was at a standstill. The loan refinance process was moving so slowly, and finally, when the approval came through, the bank said no. They said it took too long.   My lawyers at the time didn’t fight and didn’t even want to go in front of the judge to plead our case. All these years, all I have heard from them is no. It is tough to be in this situation as a single mother of 2, not by choice, but life happens. Please help keep my home for my children and me. I need about 650k to pay for the arrears, which I believe is much less because I made a lot of payments in 5 years. My children need a warm place to live and a safe place. My son has a lot of behavior issues and a displacement from the comfort that he knows will be so hard for him. I have tried everything humanly possible to save my home, and when I think it will end, I get the door slammed in my face. Please help me. I can pay for my house in the future. I need help with the arrears; I know it’s a lot of money, so please don’t judge me. I am a mother trying to keep a roof for my children. I have a little less than 30 days before I lose my home. I promise to pay this good deed forward. Thank you in advance, and Merry Christmas to all.

My PayPal is;

paypal.me/greatful1513

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: December 19, 2024

Urgently need 10,000 Please help save my home

Most people want to become millionaires. I won’t say I don’t either, but all my life’s problems and more could be solved with 150k max. I’m not even asking for that. Although i know 10k is not a small amount either. I inherited a house from my grandma who raised me. Unfortunately during her illness(cancer), where I took care of her until her passing. backtaxes accrued and after it came into my possession, the tax bill quadrupled and was 5k per year. Due to many issues, including my own bought of illnesses, debilitating migraines and tumor removal surgury and abdominal surgery, I not only had to halt repairs and house renovations but also starting the business I was in the process of, and could no longer help my mother financially. I became behind on many bills. I’ve depleted my savings, maxed out my credit cards and taken out loans to try to catch up on many things but as soon as I’m close to doing so, I’m behind again, and now with extra added debt. I went to court to get the taxes lowered and I’ve paid off a good portion of the backtaxes, but am still in the foreclosure process, and between back and current taxes, paying down debts, trying and failing a lot of times to catch up on bills by sometimes having to pick and choose what and when to pay and many car and home repairs. I’m very overwhelmed and stressed and scared to lose my home. I’m working multiple jobs and it’s not enough. I went as far as renting out my basement to a couple to try to make ends meet and get a bit of help, not only did they cross many of my rules and boundaries, they caused lots of damage to my property, which inevitably came out of my pocket to fix or still needs to be fixed, but they up and moved out without notice, which I’m glad they’re no longer there, but at the same time I was counting on their rent money, which was the only reason i toletated things so long, but the water, which was the one bill they were given aside from rent, was just shut off because apparently they haven’t paid it since June and it’s 1600. As well as short circuit my breaker box, so I have to either replace many breaker switches, or get a whole new circuit box and lines. Right before Christmas I have to come up with money for back and current taxes, repair leaking coolant line in my car, repair electrical issues in the house, find a way to get the water turned back on and still pay all my other bills. I realize many people have even worse situations than me, but I’m drowning and can no longer afford to let pride keep me from doing everything I can, including asking for help. As my grandma used to say, “Those that don’t ask dont get fed!”. I appreciate anything you are able to do and thank you so much for any help given. Hopefully one day when I’m out of the financial black hole I’m in and breaking even once again, I’ll be in a position to pay it forward like it was to me. Thank you again!

My PayPal is www.paypal.me/CashmarieJ88

My cashapp is $CAshMariej88

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: December 11, 2024

Please help us avoid bailiff enforcement

In 2020, after returning from maternity leave, I was given notice at work. The company was laying off employees for economic reasons. For the next 16 months, I was looking for a job without success, until I found out I was pregnant. I stopped looking for a job because I wanted to be honest with my future potential employer. If I had told them I was pregnant right away, no one would have hired me anyway. However, if I had hidden the fact that I was pregnant and it came out during work, I would have felt like a fraud and it is very possible that I would have lost my job again after maternity leave. That is why I decided to stop looking for a full-time job for a while.

Less than a year after the birth of my second child, in the first half of 2023, I started looking for a job again, unfortunately with a similar result. Rising inflation, the effects of the Covid pandemic and the war in Ukraine affected the level of fees, interest rates and prices in Poland, so we no longer had enough money to pay all bills and obligations. We stopped paying rent on our apartment, so we have a debt that is currently being dealt with by the bailiff.

I am a pattern designer by profession, a photographer by passion, I also design and make wire jewelry. I recently tried my hand at making wooden lamps and I definitely intend to go in this direction. My partner is also a photographer, he draws well and loves to create.

In May this year I started a sole proprietorship and recently launched an online store, where you can currently buy our selected photos and offers of photography workshops. I also connected it to Etsy and Pinterest to expand my customer base. However, I know that it will take a lot of time and commitment to make it profitable and for us to get back on our feet.

I am currently taking care of my younger son until he goes to kindergarten in September 2025, so my time for marketing is limited (it is almost 2 am when I write this). My partner works part-time at the local photography association, and the rest of his time is devoted – you could say – to the charity of this association. Sometimes he gets photography assignments, but unfortunately it is not a steady, stable income.

That is why I decided to ask here for help in paying off this debt so that we can continue living in our apartment and focus on developing our business based on our passions and what we love to do, creating objects that please the eye and add charm to the interior.

I would be very grateful if you decide to support me in this situation.

My request: $10780

Paypal: paypal.me/DCybuch

Filed Under: Home Foreclosure Tagged With: EU

Last Updated: December 10, 2024

Home Foreclosure

I am a single Dad and only child and my Mom was diagnosed with Bells Palsy two years ago on the right side of her face. She could not close her right eye or the right side of her mouth. The ER doctor told her it likely caused from stress of a great friend that had passed the week before and a virus triggers the Palsy.  He said it could last 2 weeks, 2 months, or 6 months. She unfortunately was part of the 10% that never recover from. It is very difficult for her to eat, since she can’t close her mouth. In March of this year she spent a week in the hospital for shingles on the side of her face and the back of her head and was in horrible pain. At the end of June she spent another week in the hospital for a kidney stone and he right side and had to get a stint until the infection was gone, then had it removed. Since December 15th, 2022 I have driven round trip 80 miles every day, and twice a day 18 times for doctor visits, rehab, and physical therapy. I have logged over almost 60 thousand mile to take care of her every need and the 15 acres she has with 2 horses and three dogs. We just had to put down her 30 year old barrel horse.  I handle all her finances, groceries, pharmacy, feed store, and anything else she needs every day. I have been lucky to have the ability to take care of her, but it has put a strain on my sales job. I have been able to keep up on my regular bills but since half my day is caretaking Mom.  I am way behind on my mortgage and they are threatening foreclosure by the 26th of December. I have been in my home 20 years, and am locked in on 2.75% interest rate and certainly do not want to risk loosing my home or the low rate. I have some good commission possibilities after the first of the year with sales, but that will be too late. It would cost more to start over and have to rent storage than to find a way to get help to stay in my home. I have tried to Homeowners Assistance Program here in Oklahoma and was denied, and my income is way too low to get any kind of personal loan. I am all out of options and the stress is overwhelming,  Holiday season adding to it also. Looking for any kind of blessings to help me and Mom get through this so I may continue to keep her taken care of her. The amount I am needing to get me current is $15,279.00 on my mortgage. Anything would be Amazing!

My PayPal

paypal.me/BIGFUN17

Cash App

$BIGFUN17

Thank you for any assistance and God Bless!

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: November 25, 2024

He told me I couldn’t do it so I did

I escaped an abusive relationship. So many people do, it’s a great thing but it’s nothing new or groundbreaking, I know. Honestly, I should have never found myself there to begin with. But I did. He was so mean, cruel really, to a point where you almost feel sorry for him, like what happened to you to make you this awful? Who hurt you to make you not want to heal, but instead want to make others hurt too? I would never understand him, so one day when he left for work, I packed what I could fit into the old 1994 Buick Roadmaster, and my eight month old daughter, and we left. We drove for ten hours to Tulsa, Oklahoma where my other two children were visiting their dad for the summer and we never went back. He was angry, he threatened me, he told me I was an ugly loser, that I was fat since I gave birth, that I was nothing, I had nothing and I never would. He was partially right, I had nothing at all except my daughter, my other two children, and my life but that was all I needed and it was all that was worth anything. I found a crappy job that didn’t pay much, got a crappy apartment we called home and oh my God I was so happy. I saved money and I fixed my credit and even though that voice would try to tell me sometimes – you are nothing and you’ll never have anything –  I bought my first house all by myself. And me and my three children were so very happy. I’m sitting in it right now writing this letter online to complete strangers because I don’t know what else to do. I lost a job when COVID started in 2020, I’ve worked temporary jobs here and there and done the best I can. I’ve also been going to school online full time the past two years in hopes of finding a a good job, a lifelong career, in counseling helping people like the ones who helped me along the way when I was broken. But I have gotten behind in my payments and I finally got the letter I’d been dreading. They want to foreclose on my home. I will have nowhere to go. That baby daughter is now fifteen years old. This is the only home she’s ever known. My older two children are wonderful people and my daughter is going to school and my son is in the Air Force. They don’t live at home anymore but if it wasn’t for this home, I wouldn’t have been able to raise them with stability and maybe their lives would have been harder. This is the home all three of them will see in their dreams for the rest of their lives when they sleep, as we often dream of our childhood homes, this is our home. I just buried our thirteen year old chocolate lab under the pear tree out back. I got her right after we moved in. I will get my associates degree in the spring, then I will be able to get a good job while I continue to go to school for my bachelor’s degree. I have a long term plan, I just need some help with a short term plan so my daughter and I won’t be homeless and we can stay in the place that gave us freedom 13 years ago, the place that saved us. I don’t have anyone else, I don’t have any family that lives here or even in the same state, I’ve always been on my own. And I’ve always made it work, but I don’t think there’s anything I can do this time. Please help me, I will do whatever is needed of me if I can get caught up and pay the fees. Please. Thank you.

Requesting: $25,000

CashApp: $Amyers812

Paypal: PayPal.me/greatfulforyou

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: November 22, 2024

Please Help Save My Home

Dear Generous Donors,

I am a single mother of two who is facing the devastating prospect of losing our home due to a business loan tied to a failed venture. I am humbly asking for your help to protect the only stability my family has left.

Here’s my story: I owned a thriving business generating $3.6 million annually. During a time when I had to focus on family matters, I entrusted a CEO with management. While I was away, this person forged my signature to secure an additional loan of $500,000 and signed over my home as collateral without my knowledge.

Despite all efforts to save the business—liquidating assets, depleting my retirement, and cutting costs—the company ultimately failed after nearly a decade. Now, the loan remains unpaid, and the lender is seeking repayment. If I cannot pay off this loan, my home will be taken.

I’ve done everything I can to mitigate the damage. I am working full-time to support my family, paying off other debts, and stretching every dollar to cover our essential expenses. Selling my home would not fully repay the loan and would leave me and my children homeless in a difficult housing market.

I am humbly asking for any financial assistance you can provide. Every contribution will bring me closer to saving my home and securing a stable environment for my children. This is my last hope, and I would be forever grateful for your generosity.

Thank you for taking the time to read my story. I’m happy to provide more details if needed.

Sincerely,

Shannon, instagram handle @clad_its_shannon

My Paypal can be found here (it’s my business PayPal account for Clad & Cloth)

https://paypal.me/cladandcloth?country.x=US&locale.x=en_US

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: November 15, 2024

Lost our home due to sellers not paying mortgage with our monthly payments.

Hi, I am indescribably saddened to be writing this plea for help. Our family has found ourselves in a devastating situation. We signed a contract with owners of a house in 2018 to buy the house from them. They were moving to another state and needed to sell their house and were willing to do a rent to own. We agreed on a price and agreed we would pay it off within 12 years. We have never missed a payment and have made all repairs to the house ourselves. We renovated several things as well. We put a lot of work and time and money into this house trying to make it our home.

The sellers started to ask if we thought about getting a loan for the remainder of the agreed upon contract price last summer and we told them no because the amount we agreed to pay them was more than the house was worth at the time but since they were willing to do a rent to own we took that into consideration. We did not want to get a mortgage for 30 years when we were supposed to be able to have the house paid for in the next 6 years. We were both also working on our credit and the sellers were aware of that. At that time they were okay with that.

Several months passed and the sellers started asking again and next thing we know we had an investor show up to our home. He was told it was empty and he could look around and take pictures. He ended up not doing any of that once we talked.

Everything escalated from there. We have been harassed, lied to and taken advantage of.

The sellers stopped making the mortgage payments to the bank around January of this year. We did not find out until the house was going into foreclosure.

We tried everything we could to keep the house. Including trying to let the sellers let us try to get a mortgage loan. Unfortunately we were not able to keep the home. We have been working around the clock for two weeks now to get six years of home stuff moved out. I have had 5 surgeries in the last 6 years and this has taken a toll on me and will continue to. My husband has been working very hard and is the main source of income for our family. There are five of us. We took in my husbands mother in 2016 when she was diagnosed with Alzheimer’s. She has been with us since. I am her main caregiver. We have a 15 year old son and have raised two daughters who are now adults and doing well on their own. We also have my husbands adult nephew who found himself in a tough spot and needed some help to get back on his feet and guidance.

We were able to buy a house from a family friend that had been vacant for a couple of years due to nonpayment of the people that it was sold to, it took two years in court for them to get the people out and the title back in their name. My husband took most of his 401k out to put down on the house. He did not have a lot in his account based on the amount of time he has been at his current job and it has now left us with very little for the future.

The house needs a lot of work. We have spent every penny we have getting it to a livable level and we are not quite there yet. My family has been helping with the fixing up of the house and has been working two weeks straight to help us out. There was more damage than anticipated. We are doing everything possible to prevent being homeless. We still need a lot of material for the house and we just don’t have enough money.

Our current house will be auctioned off on November 20th and we are trying to get all of our possessions out by this Sunday. It has been more than anyone should ever have to go through.

We are good people who work hard. We found ourselves in a horrible situation at no fault of our own except for putting faith in the wrong people. We still plan on going the legal route to recoup some of our loss but that could take a long time and there’s no promise that we will get anything out of it.

We just need help with fixing our new house so we can move on with our lives and get back on our feet. Anything is appreciated. We have deposits and double bills until we are fully moved. We would be grateful for anything anyone can spare. I know this is probably the worst timing of the year to ask for help but are hopeful that there are people who are more than comfortable who are able to help a family in need. Thank you in advance and we will pay it forward when we are able to. I have added my link to cashapp and I have added my PayPal name if that works better, honestly I tried so many times to link it but could not figure out how to make the PayPal a live link.

PayPal:  @thebear6  or

+thebear6.paypal

cashapp:    https://cash.app/$KerensaW

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: November 11, 2024

LOSING MY HOME’ CANNOT PAY MORTGAGE. GOD BLESS

Blessings To All,

I am 68 years old and lost my job more than 8 years ago.

My mother [passed away and had a few challenging situations.

Now I am unable to pay my mortgage and bills. I am almost 4

months behind. Plus I am being foreclosed.

Have some health issues also.

I need some help to pay my bills and mortgage.

I am in a horrible financial situation/ my credit cards are maxed out. I am not able to pay my monthly mortgage, pay my credit card bills, and  go to a food bank every week.

I  never thought I would have to  beg. So, I am asking for help getting rid of my debts and not be foreclosed..   off my shoulders. The balance on it is $470,000. But any help will be greatly appreciated.

I ask God to bless everyone who can help me and May God multiply every blessings back to you. Amen.Thank you all in advance.

paypal.me/ThankGod98

 

Filed Under: Home Foreclosure Tagged With: Canada

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