Hello, my name is Colby Marks. I am 36, presently married, although due to all the financial stress that we are facing, that might change. I have 2 children. I am living in a suburb of Houston, in a house that I bought in 2012 as part of getting a new position with my employer. The house is one of the things at risk of us losing, but I’ll explain in a bit. Prior to moving here, I worked out of Alaska, in the oil and gas industry, and still do. We moved here so that I no longer would have to spend so much time away from home. And for a bout 4 years it was pretty awesome. Then the oil industry tanked in 20015, and I was laid off. The severance package was ok. The smart thing to do at the time was sell the house, and live somewhere cheaper, or move back to Louisiana, but that didn’t happen. As a result, I also had to drain what I had in retirement until we landed back on our feet. Ended up back with my original company in 2017 working in West Texas. And ended up being farmed out back to Alaska for about 9 months. Started back in West Texas around September 2018.Between that time and December, I know now, the first signs that something wasn’t ok with me started popping up. I’ve always had anxiety issues since I was 18, but they were getting increasingly worse for no reason. At the start of November, I started getting numbness in both feet, sometimes with a needle sensation. One day when I wa picking my son up from school, my left foot just kind of stopped working, I guess it was more like my ankle, and I fell in the parking lot. I blamed it on the shoes I had on and my son had a laugh. The numbness had started to go up my left leg, and I would sometimes have it in my left arm as well. I went see my doctor who ordered blood work, and at the time said I needed more vitamin D. I followed her directions with the vitamins, and it seemed to help for a while. I went out to a rig on the 17th on November, the night before my baby girl’s birthday. I worked through Thanksgiving and Christmas, so that I would be able to have a decent amount of time at home, and by decent according to my boss, that would have been 7 to 10 days, max. So I also requested to use my vacation time to take a trip with my family. During this time I noticed I was aching more and hurting in places that normally didn’t hurt, along with anxiety, and now stomach issues, as well as my hair falling out. After returning from the trip, both of my kids started having GI issues, but the doctors didn’t see anything o concern. I on the other hand, was hurting more, causing me to do less, and started affecting my sleep. I went back to my doctor, who referred me to a rheumatologist. He ordered more blood work and chest Xrays. The blood work showed that I had antibodies that people with Lupus have, my iron was low, and also thyroid antibodies. The chest xray made him think I also had emphysema. I wa referred to an Endocrinologist and Pulmonologist, and walked out of that visit with a diagnosis of Undifferentiated Connective Tissue Disorder, which is apparently what they say when at the time, you don’t have enough symptoms or markers for Lupus, there are 11, and you need 4 to join that club. At the time I only had 3, although at other times I had 4 or 5. Either way the treatment was the same, Plaquenil, an anti-malarial drug. Crappy thing about it, is that with some people it can take up to 6 months to fully work. Which I had that bad luck. Right before all this, I requested and was put on paid medical leave, which starts at 100% of my pay, and every 5/6 weeks drops 20%, which is part of why I am in the boat I’m in now. But I will get back to that in a minute. The endocrinologist said that for now, my thyroids were functioning properly, but at some point they will cause my to have hypo/hyper thyroidism. What concerned him was my prolactin levels, for which he put me on a medication for women trying to get pregnant, which by the way if you read the side effects for men, is quite funny. When I left that day he said that if that doesn’t work, he wants to MRI my head, because the only cause would bea tumor. So I was even more of a mess for about a month, when I found out the medication leveled my hormones out. I forgot to mention that I also have high blood pressure, which wasn’t being controlled very well during this with medication, so I was also sent to a cardiologist. Who added a medication, did an EKG, and ordered a stress test. The test came out fime, and the medication eventually did it’s job. The lung doctor had tests done in his office, after which he had me go and do a similar test at the hospital.  Where I found out my lungs function or process CO2 properly, but my airways are restricted. I suspected something, because prior to all of this, I jogged frequently amd did 1/2 marathons, but at this point I was easily winded. Auto-immune diseases can attack specific organs, so that is why they were checking everything. But my lungs have not gotten any worse.  After that, it was wait for the Plaquenil to work, or try something new, unless I started having organ issues. By now it was end of March, start of April. I was still hurting, a lot. Mostly in my knees, hips, neck, and legs. Not sleeping well, GI issues, and anxiety which caused me to isolate myself and barely speak to neighbors, but also drove a wedge between my wife and I. By the end of April is when we started falling behind with finances. Right before the start of all this, I got a truck, which I could afford easily at the time, but is no longer the case.I was barely able to come up with enough money to stop the repossession a little more than a week ago. Symptoms were not improving all that much, and I was to stay on leave. June came, and I was feeling better, and the plan was for me to go back to work the middle of July. At this point I was experiencing pain in my groin that was the same as the pain I experienced when I had a hernia, which was followed by surgery. I thought it best to get it looked at, since I was about to return to work, which requires a lot of heavy lifting. She sent me back to the same surgeon. He said there was now hernia, but wanted me to see a specialist. And also said I could go back to work, but on restricted duty. I sent in that paperwork, to which my employer replied that they cannot accommodate the restrictions in place, and that I could return once they were removed. The surgeon said that the specialist would have to clear me. The specialist couldn’t see me until last Friday, August 30, 2019. My paid leave turned into unpaid leave on August 2nd. Prior to that, I was told to fill out paperwork for long term disability in case this very thing were to happen. That paperwork still hasn’t been process, because of doctors dropping the ball with paperwork, as per the insurance company. So I haven’t had any income since August 9th, which was already way less than normal, and we are now living off of my wife’s salary as a teacher. I was approved to return to work this week, but haven’t gotten any phone calls or emails, about when and where. I am more than 3 months behind on my truck note, which is $603/month, and they are back to trying to get it again. I’ve also not been able to pay for insurance, so that has been cancelled. We are 2 months behind on the mortgage, which $2042/month. Owe $350 to the electric company, over $200 on the water. A few hundred dollars on credit card minimum payments. That doesn’t include gas for our vehicles, groceries, or money for the kids school activities. It is a very sad day when you’re at home with your daughter, and she has a friend over, and she asks you to go get grapes, and you tell her that you cant, so she starts looking in her piggy bank and purse. The stress that’s been added to our marriage is beyond words, hell our whole life. And I haven’t even mentioned that I am not 100% sure I will physically be able to do my job, and the anxiety it’s causing me, but I will do what has to be done. I just don’t want my kids to have to see someone towing my truck, turning the lights off, or kicking us out of the house. There are also unpaid medical bill, and short term loans that I stupidly took out thinking it would be a solution. I will be uploading bills soon,just trying to think of the easiest and most efficient way to upload that much. I will also upload copies of the lab results, if needed. I’m asking for $8,000 total, might need closer to 10,000…but I can barely stand the fact that it has come to this.So if there is anyone that can hep, I would be forever grateful.  And for anyone who isn’t, if you’re making good money, or any money really, be smart with it.

Thanks

paypal.me/colbyrhysella

I’m a divorced, full-time hard working mother of three amazing kids. I worked super hard and became a homeowner two years ago. It ain’t much but it was all mine. When house hunting I knew I needed a home to accommodate my kids, myself, and my elderly mother and 600 pound morbidly obese brother whom my mother struggled to care for. They could no longer stay in the home I grew up in because of mold. I did what I’d set out to do and found a small 1,500 sq ft home with 4 small bedrooms and a large basement. Perfect for us all. I struggled through year one. Maintaining all of my regular bills, caring for my three kids, helping my mom, helping her with my brother, and keeping food on my table was harder than anything I’d thought it would be. Being in fixed income is the reason they can only do so much to help financially.

Recently my sister came to me and told me that she was struggling. She told me that she could barely afford to feed her kids and was no longer able to afford her apartment. She asked if her and her 5 biological and one adopted child could come stay with me and we help each other with bills, kids, and household responsibilities. I agreed. They all moved in on 8/1. I’m always happy being surrounded by love and my family and I could have definitely used the help.

This past year I’ve been fighting to get approved for a loan modification. I was denied but I didn’t give up. A friend educated me on bankruptcy and how it could help me. After the loan mod rejection the plan was to file for bankruptcy after my foreclosure notice was received. That small window would have given me time to save enough money to pay the lawyer. That window was smaller than perceived.

3 days ago I found out my home had be sold on 8/15 and that on 6/23 someone unauthorized signed to receive the certified mail containing the foreclosure date I’d be waiting on. It was sold right form under me. I didn’t even have a chance. 😢

Now the only light at the end of the tunnel is a Right To Redemption. My home was purchased for 90k. To buy it back I’d need that plus interest.

This is a situation I’ve never been in. I’ve always been the one to hold things together and try my best to be a blessing to everyone else. Family and strangers. This time I need a blessing. A hero. A miracle.

If you can be of any assistance I sincerely thank you. If you can not be of assistance I thank you for reading this far.

Even a dollar is truly appreciated.

Paypal.me/Redeem3911

I’m a divorced, full-time hard working mother of three amazing kids. I worked super hard and became a homeowner two years ago. It ain’t much but it was all mine. When house hunting I knew I needed a home to accommodate my kids, myself, and my elderly mother and 600 pound morbidly obese brother whom my mother struggled to care for. They could no longer stay in the home I grew up in because of mold. I did what I’d set out to do and found a small 1,500 sq ft home with 4 small bedrooms and a large basement. Perfect for us all. I struggled through year one. Maintaining all of my regular bills, caring for my three kids, helping my mom, helping her with my brother, and keeping food on my table was harder than anything I’d thought it would be. Being in fixed income is the reason they can only do so much to help financially.

Recently my sister came to me and told me that she was struggling. She told me that she could barely afford to feed her kids and was no longer able to afford her apartment. She asked if her and her 5 biological and one adopted child could come stay with me and we help each other with bills, kids, and household responsibilities. I agreed. They all moved in on 8/1. I’m always happy being surrounded by love and my family and I could have definitely used the help.

This past year I’ve been fighting to get approved for a loan modification. I was denied but I didn’t give up. A friend educated me on bankruptcy and how it could help me. After the loan mod rejection the plan was to file for bankruptcy after my foreclosure notice was received. That small window would have given me time to save enough money to pay the lawyer. That window was smaller than perceived.

3 days ago I found out my home had be sold on 8/15 and that on 6/23 someone unauthorized signed to receive the certified mail containing the foreclosure date I’d be waiting on. It was sold right form under me. I didn’t even have a chance. 😢

Now the only light at the end of the tunnel is a Right To Redemption. My home was purchased for 90k. To buy it back I’d need that plus interest.

This is a situation I’ve never been in. I’ve always been the one to hold things together and try my best to be a blessing to everyone else. Family and strangers. This time I need a blessing. A hero. A miracle.

If you can be of any assistance I sincerely thank you. If you can not be of assistance I thank you for reading this far.

Even a dollar is truly appreciated.

Paypal.me/Redeem3911

I am only here because I have exhausted every option I have. I am desperate and scared. I have always prided myself in the fact that I have managed on my own. No matter what obstacles were put in front of me I was able to work it out. I built my home and raised both of my children on my own. I worked 2 jobs and sometimes 3.  My kids were grown and gone when I remarried. Things were finally a little easier. We decided to rescue dogs from kill shelters. We have 3 very large German Shepherds that are a big part of our lives. Some how I ended up also adopting 3 cats that were left in a dumpster. My family had grown and life was good and I could actually breathe a little easier. I only had 9 years before I could retire. I should have known it wouldn’t last. Little by little everything went to hell. My son was diagnosed with Chronic Crohn’s and lost his job. My daughter in law was diagnosed with Parkinson’s.  My grand daughter’s father took off so all my kids plus their families came home to live with us. Not long after I lost my job. Then my husband’s work slowed down to almost nothing. My daughter got laid off. The engine in my car blew. I kept falling behind on my mortgage which brings us to why I am here. My family and I are finally getting back on our feet and able to pay our  bills but I can’t come up with the back money owed on my home and they are foreclosing. I filed bankruptcy to stop them from auctioning off my home but they illegally did it anyways. I had to hire an attorney.  We are now in court and I have to have my back payments or I lose. If I have the money we can stay and the bank has to let us stay. I am almost out of time and have no where else to turn. If it were just me I wouldn’t beg but I have people and pets depending on me. My home is almost paid off and I stand to lose everything I have worked my whole life for. Please I need your help to keep my home and give my family a roof over their heads. I only have 4 more years to pay off my mortgage. I have never remortgage because I was scare of going into debt and losing my home. Please help me help my family. If I ever get a chance I promise I would pay it forward. Thank you for taking the time to read this.

https://www.paypal.me/Jacquelineplunkett

I am writing this in tears praying that someone who has extra funds can help my dear family. We are a family of seven that devoted our lives to serving others and have fallen on some hard times. My husband is a very hard worker and 8 years ago our dream came true when we were able to purchase our dream home. He was raised from a broken home and never had stability in a home as a child. They always moved from apartment to apartment and lived in poverty. One of his proudest moments was to be the first in his family to break free from that lifestyle of poverty and be a homeowner.  We were both working and had 4 kids raising them in a beautiful neighborhood with great schools and friends. Well I had a surprise pregnancy after 10 years and it came with high risk and complications our son was in Nicu for awhile and I had to stop working. Going down to one income began to really affect us and we started falling behind on payments. I started a work from home job to be able to juggle being with baby and being able to work. The pay is less than what I was making and today we received notice that our house is in active foreclosure. On top of all this both our cars have broken down this past week and our phones are scheduled to be shut off tomorrow. We can’t seem to catch a break. We are trying to dig out this hole and are desperate for a breakthrough. We need $10,000 to save our home and it’s already been sent to the mortgage companies legal attorneys. We are youth pastors for 15 years serving our church and counseling teens. We are utterly ashamed and many don’t know our situation. I know God can work where there seems to be no way so if you find it in your heart I would be forever grateful. Thank you!

https://paypal.me/evita238?locale.x=en_US

I’m praying that someone would please read and take this into consideration. Hello! My name is Stacey Northern. I’m from Baton Rouge, Louisiana. I have one daughter her name is Jaycee. She recently turned 8 in June. She’s my life and the reason I breathe. I am an first grade teacher. I have one bachelor’s degree and two Master’s. I’m a very hard worker. In my spare time I mentor girls and coach middle school girls basketball.

Now I know you may be wondering what got me here on this site. Honestly I don’t want to seem as if i;m begging but i’m genuine and really need help. Because I know if I can help others I would in a heartbeat.

Two years ago, I lost my husband to adrenal gland cancer. He passed  away on July 18, 2017. Adrenal Gland Cancer is an orphan cancer which has no cure and roughly one in a million get this cancer. He was only 29 years old when I lost my husband, best friend, and leaving my daughter fatherless. Life has changed since drastically. As a single mom life has it’s up and downs but I know I still have a purpose and that’s to give the best care to my daughter.

God has blessed me and put me in a position to help others. Two years ago, I purchased my mom a car and helped my brothers and sisters out financially. I never once questioned what I’ve done for others because I know for a fact that I’ve done God’s work. He blessed me to bless others.

At the beginning of this year, I hit a major milestone and purchased my first home. This was a very exciting time in my life! My daughter love our home. So here comes July and I find myself so behind with my mortgage. I definitely didn’t want to fall behind but again being a single mom with bills, emergencies coming up, car repairs, etc…I found myself in a hole. I’m almost 3 weeks behind on my mortgage and if I don’t have 3,000 dollars by July 28th, my home would be put

up for foreclosure. I will attach the documentation that I have received. I also know that if I can catch up, I will not fall behind again. I just need some help at this point. Everyone that I’ve helped can’t offer a lending hand but I can’t dwell on it. I’m just praying that someone take my request in consideration. If there’s anyway someone that may be reading this can help a single mother of one, that works hard daily it would truly be a blessing.

paypal.me/staceynorthern

Hello, here goes figures it wouldn’t hurt to try this. I am sorry to burden all who read this will my problems but I am all out of ideas. I am a good person who is down on luck and needs a miracle for her family. My name is Michelle I am 34 yrs old and I am a teacher for 3 yr olds. I live with my parents in the house I grew up in for 34 yrs. My dad was diagnosed with M.S about 17 yrs ago and my brother passed away when he was 21 due to a drink driver hitting him 3 min from our house, my youngest brother was a firefighter and was called to that accident. My mom lost her job due to the company going out of business at the worst possible time. My dad could not work anymore and finally became bed ridden .I moved home to help out as much as I can. Everything has been snowballing, one thing after the other. Due to medical bills, my dad’s condition, M.S , heart failure ect my parents fell behind on taxes. Just this year our would came crashing down yet again in January our house was sold in a tax sale, my house I grew up in .The company that bought our home said they would rent in to use then turned around and said nevermind we want the money upfront and we will hand the house back over to you, Right now we have 3 weeks to find a place or we need to come up with $35,000 to give to the company that bought the tax sale . The company who pounded on my parents door to let them in and look around, they degraded my parents while in our house. My dad is bed ridden , it’s very hard to transport him from place to place, he needs medical transport , oxygen tank ect.. Right now in the house we are in he has everything he needs, a hospital bed, home nurses ect. After fighting with the state over and over my mom is now getting paid to take care of my father and is bringing in decent money , go figure now we can offerd the taxes every month but we already lost our home in the tax sale. If there is anyone out there that can help or a number of people that can help we would be ever grateful, we would be blessed 🙏. I do not even know if 3 weeks will be enough time to get the $35,000 to save my home but I figure I would try. I am emotionally, physically and mentally drained. I pray every night and try and stay positive and try to help anyone else that I can. I hope this finds you all well and thank you in advance. I know we are all struggling , I just thank you for taking the time to read this.

paypal.me/thankfulnpostive2019