I’m a divorced, full-time hard working mother of three amazing kids. I worked super hard and became a homeowner two years ago. It ain’t much but it was all mine. When house hunting I knew I needed a home to accommodate my kids, myself, and my elderly mother and 600 pound morbidly obese brother whom my mother struggled to care for. They could no longer stay in the home I grew up in because of mold. I did what I’d set out to do and found a small 1,500 sq ft home with 4 small bedrooms and a large basement. Perfect for us all. I struggled through year one. Maintaining all of my regular bills, caring for my three kids, helping my mom, helping her with my brother, and keeping food on my table was harder than anything I’d thought it would be. Being in fixed income is the reason they can only do so much to help financially.
Recently my sister came to me and told me that she was struggling. She told me that she could barely afford to feed her kids and was no longer able to afford her apartment. She asked if her and her 5 biological and one adopted child could come stay with me and we help each other with bills, kids, and household responsibilities. I agreed. They all moved in on 8/1. I’m always happy being surrounded by love and my family and I could have definitely used the help.
This past year I’ve been fighting to get approved for a loan modification. I was denied but I didn’t give up. A friend educated me on bankruptcy and how it could help me. After the loan mod rejection the plan was to file for bankruptcy after my foreclosure notice was received. That small window would have given me time to save enough money to pay the lawyer. That window was smaller than perceived.
3 days ago I found out my home had be sold on 8/15 and that on 6/23 someone unauthorized signed to receive the certified mail containing the foreclosure date I’d be waiting on. It was sold right form under me. I didn’t even have a chance. 😢
Now the only light at the end of the tunnel is a Right To Redemption. My home was purchased for 90k. To buy it back I’d need that plus interest.
This is a situation I’ve never been in. I’ve always been the one to hold things together and try my best to be a blessing to everyone else. Family and strangers. This time I need a blessing. A hero. A miracle.
If you can be of any assistance I sincerely thank you. If you can not be of assistance I thank you for reading this far.
Even a dollar is truly appreciated.