I am a single Dad and only child and my Mom was diagnosed with Bells Palsy two years ago on the right side of her face. She could not close her right eye or the right side of her mouth. The ER doctor told her it likely caused from stress of a great friend that had passed the week before and a virus triggers the Palsy. He said it could last 2 weeks, 2 months, or 6 months. She unfortunately was part of the 10% that never recover from. It is very difficult for her to eat, since she can’t close her mouth. In March of this year she spent a week in the hospital for shingles on the side of her face and the back of her head and was in horrible pain. At the end of June she spent another week in the hospital for a kidney stone and he right side and had to get a stint until the infection was gone, then had it removed. Since December 15th, 2022 I have driven round trip 80 miles every day, and twice a day 18 times for doctor visits, rehab, and physical therapy. I have logged over almost 60 thousand mile to take care of her every need and the 15 acres she has with 2 horses and three dogs. We just had to put down her 30 year old barrel horse. I handle all her finances, groceries, pharmacy, feed store, and anything else she needs every day. I have been lucky to have the ability to take care of her, but it has put a strain on my sales job. I have been able to keep up on my regular bills but since half my day is caretaking Mom. I am way behind on my mortgage and they are threatening foreclosure by the 26th of December. I have been in my home 20 years, and am locked in on 2.75% interest rate and certainly do not want to risk loosing my home or the low rate. I have some good commission possibilities after the first of the year with sales, but that will be too late. It would cost more to start over and have to rent storage than to find a way to get help to stay in my home. I have tried to Homeowners Assistance Program here in Oklahoma and was denied, and my income is way too low to get any kind of personal loan. I am all out of options and the stress is overwhelming, Holiday season adding to it also. Looking for any kind of blessings to help me and Mom get through this so I may continue to keep her taken care of her. The amount I am needing to get me current is $15,279.00 on my mortgage. Anything would be Amazing!
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Thank you for any assistance and God Bless!