To Anyone willing to help:
I never do this, but I have become in a position of desperation. My family depends upon my ability to humble myself in these times of uncertainty. I am in a situation that requires complete humility.
In 2023 my son passed away and at that time I went out of work on disability due to extended grief and depression. My mortgage fell behind and I was able to do a partial claim to save it. However, payment began again in January 2024 and was raised 700.00 due to increased property tax and recalculated escrow. At the same time, I took guardianship of my two grandsons due to their mother and father being incarcerated. I was unable to resume the increased amount and have now called too far behind. I appealed for a hardship but because my income resumed they demanded the full amount to bring the account current.
Both of my daughters have since returned home, sober, and for the first time I feel some hope. The death of their brother changed our entire family, as I have always been a single parent of 4 since the ages of 7, 9, and 12. The loss of their brother woke them to the need to change their lives and they have! But now, our home is in jeopardy and they are not yet in a place to help me financially as they are attending college, meeting for sobriety, and looking for work.
I could sell this place in a short sale and maybe get out of the mortgage, but then five people would be homeless. I do not have any equity that would amount to anything. My son died in this house and I know that losing it would derail all we have worked for to regain any hope at life after the loss of my son (and two months later the loss of their father for my three girls to cancer.
I believe I can resume the payment now that the escrow has been recalculated and a partial claim has been made. However, the mortgage company is demanding that the account be brought current by paying the amount owed of ……… before they will accept a resumption of payments. I have never asked for help in my life, I am an RN and have spent 30 years caring for others. But this time, it is I who needs help desperately. Currently, I need $ 24,630.19 to save my home. Any help at all would be life-changing for my family.
Please consider helping me, and I am willing to pay it back when I pass away or sell the home in the future.
www.Paypal.me/LgnRN69