Begging Money

Financial Hardship Help

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Trying to save my mom’s home

I’ve made a mistake. I’m not going to make an excuse for it. It was incredibly stupid and it’s deservedly cost me a great deal. I can’t practice in the profession I went to school for and I will never be able to. I’ve accepted that. I whole heatedly believe I deserve it. I’ve made what amends I could in this situation and I’ve moved on to the best of my ability. I’m not looking for sympathy or complaining about the cards I basically dealt myself in life. The thing I can’t accept, the part of the whole situation that isn’t fair is how it’s going to have a devastating affect on my mother. My mother who has always done the best to make sure I was taken care of. My mother who raised me to be a far better person than I turned out to be. My mother who kept it together when my father died at just 47 years old. My mother who made sure I still had the opportunity to go to college. My mother who is my best friend and my everything is facing losing her home. The home she and my father bought and paid for together because of my mistake. You see when my father died, his family insisted that my mother open a succession. This simple request all those years ago has come back to haunt every moment of my life right now. My father’s succession gave me (only 17 years old at the time) interest in the house. Half of it became mines. It was always just a thing on paper. It wasn’t something I gave a second thought about. Years later (almost 15 to be exact) I made a mistake. I was sued. I wasn’t completely aware of the ins and outs of the legal system. I had no idea that if I didn’t respond to the lawsuit I wouldn’t just get a court date. That’s what I thought would happen. Instead I learned in an extreme version of the hard way that something called a judgement of default exists. A judgement of default means no judge looks over the case, there is no court date, it’s just taken as a complete acceptance of fault. This is where my nightmare began. Don’t misunderstand. I did call a handful of lawyers when I got the original papers and because I live in a rural area I couldn’t even find one to take me on. I’m not sure I would have had the money to do much but, I would have done something had I known. About a year after my fate was already sealed (unbeknownst to me) I received a letter hand delivered by the police department giving me a court date, not to plead my case but to be judged as a debtor. I called lawyers again and did find someone who could at least look over the papers and tell me what they meant. I met with what is now my lawyer and he explained to me what had happened and told me that I needed to go meet with the lawyer who sent this paper. Because at the time I thought I didn’t own anything my lawyer told me it would be fine. I just needed to explain to them that I take care of my mom and I have no income currently. I went to the court date and the other lawyer was very nice to me. I answered all his questions and I cried more than I should have and at the end he said he would talk to my lawyer to see if we could work out a post judgement settlement. I thought this was a great idea. I honestly wanted the whole thing over and done with. About a week later I was informed the settlement was $71,000.00. I cried. My mom and I talked and we decided with the help of my husband we would refinance my mom’s house. That way everything could be taken care of and my husband and I could just pay the note and everything would be fine. We went through all of the paperwork and the back and forth and ended up with a non-qm mortgage loan. I didn’t have credit almost at all and my husband’s credit wasn’t the best. The note was going to be $800 a month. High but it was doable. Everything was going to be okay. We presented everything to the opposing lawyer and they agreed to give us time to get things done. We were set to close our loan on April 6th. I couldn’t wait. I paid for the new home insurance policy and my requested the 6th off my lawyer knew when we were closing. April 3rd my mortgage officer called and said she had bad news. My mortgage officer was pulling out of non-qm loans. COVID-19 was effecting the stock market too much. My closing wouldn’t go through. I would need to bring up our credit scores and as soon as Louisianan would go back into phase 3 they would come back. At the time she said we’d probably close by the end of the summer. It’s September and they have not gotten in to phase 3. Angel Oak still isn’t doing non-qm loans and I got the call that if I don’t come up with the money by October 14th. My mother will lose her home. This is all my fault. For her part my mom has been calm and reassuring as I continue to lose hope. I’ve never done anything like this before. This has been the absolute most humbling experience of my life. I never in my life thought I’d be in this position. I’ve completely run out of options. I can’t just let my mom be punished for something I did. Please, if there’s anyone out there that could help me or more importantly help my mom please please do. There’s no thank you that would ever be enough.

paypal.me/clcjustme

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Help Our Family to Live Together

Dear Sir/ Madam.

I am sorry to approaching you this way but thank you very much for the kindness to read my letter.

My Name is Chaminda Janaka, my home country is Sri Lanka and currently, I’m in the UAE. I have three kids and currently my wife, my mother, and kids live in Sri Lanka.

I was a businessman and I owned a Motorcycle Sales, Service, and Spare part shop and I performed well. Before three years ago I put an advertisement in a newspaper to recruit an employee to work in my workshop and that destroyed my entire carrier. After seen this advertisement on of the gangsters called me and asked some money to pay him and if I am unable to pay that he said he will kill me. Most good businessmen perform well most of the time face this kind of situation in our country. As requested by him I gave that money to him and did not inform the police as per his orders.

After a few months again he contacted me and asked for more money. It was a big amount and I was unable to pay that amount. After that, he started to threaten me and tried to kill me several times.

Finally, I stopped my all business, relocated my family in a safe place and came to the UAE in March 2018.

That time the job market was down in the UAE and I was unable to find a job for a few months. Finally, I joined an Advertising Company in Dubai as a Storekeeper and due to the crisis they also unable to pay us properly.

Now I work as a restaurant supervisor in a small restaurant and due to the Covid-19, I did not receive our salaries for the last five months.

I started my business by mortgaging my house to the bank. Due to the situations, I faced in the last few years I was unable to pay loan installments to the bank. Now they going to auction my house.

I need to overcome this situation somehow to save my house and live together with the family rest of my life. Any help you can extend to me can make a huge difference for me and my family.

Thank you very much for your kindness.

This is my Paypal Link: paypal.me/gettogetherall

Sincerely

Chaminda

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My suffering wife’s last desire to keep our house.

Dear people,

Me and my partner with our two kids, has lived a happy life the past years. We both bought a house through bank loan. But because of my job I lost 86% of my eyesight, and I lost my job because of that. I tried to find a new job but could not get accepted with this eyesight I had.

My wife is now also suffering from an unknown disease. The doctors says she only has 6 years left of her life. And I feel desperate. Her job is now obviously also gone because of this. Now we are both forced to live with sickness benefits as our income. But we no longer afford paying our bank loan. My wife really liked this house and wants us to keep it no matter what happens. and I was prepared to sell one of my kidneys and use that to pay for a part of the loan. But my kidneys are not as healthy as I believed and did not qualify to be sold.

We had some saved up money, but all that went to monthly medical costs.

During our prime in our life, we frequently helped people we knew who were suffering from economical and health problems. Including relatives aswell as public charities. Now I desperately ask for your kind hearts to help me through this situation.

As of now, $250 000 remain from the bank loan.

Thank you in advance. I wish you all well.

paypal.me/hfmtiger

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Need Help to save my home from foreclosure

Hello, I need some desperate help. I have been in the midst of a battle with the person who holds my trust deed. I need to get out of foreclosure ASAP. I have tried negotiating with him and nothing. I continue to help everyone in need while I myself am struggling. My husband was not working for the past 9  months due to an injury and is finally back at work. Please consider this request.

 

https://paypal.me/mdlc01?locale.x=en_US

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Losing our house

Hi, My name is David I’m 70 years old. My wife Karen is 60 years old and still the love of my life We are about to lose our home. We have lived here for 19 years and love the place. We have 7 Years left on the mortgage but our world has now collapsed around us.

I have worked all my adult life. Served my country in the armed services and never been without a job. When I was 50 I was involved in an accident that damaged my back. I had surgery but still found it hard to continue the work I was used to doing. I tried an office job but had trouble keeping up with what was expected of me as I had been a builder’s laborer and HGV driver since leaving the forces. I was taken on as a part time shelf stacker that paid very little but continued until I retired at 65. At that time, it was OK because my wife had a good job. Her wages and my pension covered everything to do with the mortgage and living expenses but with nothing left over for savings. Last year my wife was made redundant from the company she had been with for 19 years. At 59 years old nobody is willing to give you a job in the sector she worked in. Karen has had 14 interviews with no takers. We are at the point of her redundancy money running out. I have sold every thing I had of any value and other than my state pension and a small amount from the unemployment office we have no other income. We are about to default on the mortgage for the first time ever. The bank has said we will need to keep the payments up to date or after 3 months they will seek possession. We will loose the house we have paid 19 years for. We re-mortgaged 7 years ago for some renovation work that was badly needed so there is no equity in the property so selling it now would not be an option.  We have nowhere to go when we lose the house so I’m asking for help. I have never ask anyone for help before and it took a lot of humble pie to get to this point. I have supported lots of charities over the years only to find now I’m a charity case. Please if anyone out there can help us out while we until we can find an answer to our problem, we will be forever grateful.

God bless you   https://paypal.me/davegb333

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Help for a place I can call “home”

Hi to every kind heart and not only.
My name is Andrea, I’m 27 and I’m living in U.K with my family.
I can not complain about how my life was until now because I would be ungrateful. We was never rich but we always had what to put on the table, what to dress and a roof over our heads.
My family is very traditional and they tried to give me the best education they could. They always told me that I have to be the best in everything and that everything is black or white. That the world is a tough place and I’m not going to succeed if I’m not perfect.
When it was the time to go to the University, I picked Psychology because I always though I’m good with people.
I did 2 years and I dropped it. I needed a job… and in the same time discouraged by other people around saying that is hard to get a job with that degree.
On the other side my friends were saying that I will be a very good psychologist one day hence to the fact that I helped them in their hardest times with good advices and  because of my kind heart as well.
I guess I chose the easy way.
Now I feel sorry because I dropped it…but I feel stuck.
Currently I’m working. I’m not happy with my job, but like I said, I feel stuck. I would like to change the city, the job, my life,everything…but I’m scared, scared of failure.
At the moment I have nobody to talk to. No friends, no boyfriend and my family is never listening to me. They have their own problems..
After giving loads of thoughts about what could make me not feel like this anymore, I realize that I have the same need like the rest of the people in this world, the need of security. And what would assure my security more than a place I can call home?
So here I’m…trying to accomplish my dream with others help as well.
Everything is welcomed. For some of you might mean nothing, but for me is everything. Together we are stronger x
In the end, I would like to say that I like helping people as well in the way I can. So…if anyone needs to talk to someone, needs to be listened or needs a friendly advice, It would be my pleasure. I think we all have a purpose in life, and this one is mine.
Thank you!

https://paypal.me/Acr06

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Family in Need

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Hello my name is Jodie. I am a 40 year old single mama to 3 boys. My boys are 14, 12, and 9. We reside in a small town in Northeast PA. Four years ago my 16 year marriage came to a screeching halt when I discovered that my then husband was having an affair and his mistress was pregnant with his child. My kids needed me, they needed consistency, something/someone they could depend on. The job I had at the time did not allow me to be what my boys needed, so I quit. I now work for myself, able to set my schedule around that of my kids.

     I’m here asking for financial help because I have exhausted all other options and due to Covid-19 and being deemed non-essential, I’m on the verge of losing everything. I have depleted my savings account, I have had zero cash flow since March 13. I filed my 2019 taxes on February 23. The IRS website says they are still processing my return and I will get a Direct Deposit date when available. When I check the status of my stimulus, it says at the current time they can’t determine if I am eligible for the payment. Basically, until my return is processed they are unsure of eligibility. Last Saturday, April 18, PA finally opened the temporary unemployment portal for the self employed. I filed and my claim was accepted and payments will be retroactive, but they will not be disbursed for another 6-8 weeks. I have no money right now, absolutely zero. I can’t afford groceries for my kids. I’m in danger of losing our home. Since I file w/ 1099 misc not a W-2, Chase bank requires my tax transcripts to restructure. My transcripts won’t be available until my refund is processed. The IRS can’t be reached to answer questions at this time. I reached out to Senator Toomey who put me in touch with a tax advocate, who is taking on my case but told me with staff shortages it will be at least a couple weeks until any real progress is made. 

     I’m at such a loss. I feel forgotten. I am at the end of my rope and I’m scared. I’m physically sick and cry all the time. I work hard. I have my whole life. I support my children. I need help and I can’t find any. I beg of anyone who happens to read this,if you can, please help myself and my children. I don’t want my boys to lose more than they already have, but I don’t know how to stop it. This is my Hail Mary, and from the bottom of my heart, I thank anybody who reads this and does what they can to help….from prayers to monetary donations….My boys and I are eternally grateful!

paypal.me/jlfjmo

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Please help me pay for my farm

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Hello,
Please let me introduce myself first…….my name is Monica and I am a struggling older 👩‍🌾 farmer. I have been farming here on this block for forty years and there have been some great times and a lot of not so great times.
Mostly we grow in greenhouses and we produce many delicious vegetables 🌶🍆🥒🍅. When we began farming many years ago my husband and I were mad keen and super industrious. We hand built all our greenhouses by hand and dug the earth with shovel and fork ,I really can’t tell you how hard we have strived over the years.

We are modest people with modest needs so we also built a little house on our farm. We raised two children into adults without ever taking a day off. That’s just normal for farmers.
Over the years we have had some horrible situations which we could not control. Massive dry storms,hail storms ,mini cyclones and the list goes on.

We kept going ,through thick and thin, until the year 2011 when we had the worst flooding event our area in south-east Queensland ever had in its history. We were left basically penniless , within a month of this event my husband was rushed to the hospital with acute liver disease, he was nearly dead but finally he pulled through only to be wracked by illness for the next nine years. We have worked the farm consistently but we have aged ,the repairs haven’t been done due to lack of money and enthusiasm. We have always put on a happy front because what else is there but last Monday a visit to the hospital finally broke the camels back.

My husband was diagnosed with terminal cancer, with just 10 months to live. I have taken on a part time job on a chicken farm to pay for some bills but it is definitely not enough to pay for the bank loan which we have been paying off forever but with no progress in bringing it down. We really didn’t think it could get much worse then Coronavirus showed up.

please, I am embarrassed and ashamed to have to be in this position ,but it is what it is. I am 62 years old anD it will take the rest of my life to pay this loan off. If you could find it in your heart I would really appreciate any amount of money to get me through this horrible time.

I need $35,000

Thank you in advance. Monica grorud.

https://www.paypal.me/MonicaGrorud

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Breast Cancer Patient’s Home Being Foreclosed

Hello and thank you so much for taking the time to read my post.  I am really embarrassed to have to ask for money, but I am about to lose everything and I am going to have to rely upon the kindness of strangers.  I am facing foreclosure.  The financial struggle is getting to be too much.

I was diagnosed with breast cancer last January 2019 and I have been on short term and now long term disability since. I am only making 50% of my salary and the financial struggle is almost getting to be too much.  If I can’t get approved for a modification, I will lose my home.  Please, I don’t have anywhere to go.  I am going to be able to return to work in April, but it is simply too little too late.

Also, lymphedema is now starting in my right arm from the removal of 29 lymph nodes. It is swelling and painful and I am going to receive therapy.  I do have medical insurance, however I have to meet a $1300 deductible before my insurance is really helpful. I really need to get into see the doctor in to do the therapy, however I do not have the money to do so. Any donation would be greatly appreciated.

Thank you.  Please send any donations to paypal.me/hifrmthesky.

I will be eternally grateful for any help.6FAC333D-B240-40F2-BAB4-849EC6FAEDFA.jpeg

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Helping Me Not Lose My Home

In the middle of July my girlfriend Ari and I moved from the Chicago area to Tennessee. It was a very sudden move, and not anything we had ever seen coming. We were fired from our job and given 24 hours to be out of our house at the same time. We had no savings, and the little bit of money we had in our checking account was quickly gone to rent a moving truck. We piled in with our two cats and dog and drove straight to Tennessee to stay with my girlfriend Ari’s sister before crashing after being awake for almost 72 hours straight.

Two days before we moved in, on July 18 2019, Ari’s sister Jaime tripped over a small lip in between the living room and kitchen. She caught herself and thought she had simply rolled her ankle, but when we got here her foot was swollen and bruised, and I took her to the ER. They did an xray and sent her home, saying that nothing was wrong. They said to take Advil and Tylenol for the pain and to just go about her regular life. She went about her life as normal, and two weeks later her foot was black and blue and hurt to step on. She also had a black necrotic wound on her heel. Taking her back to the ER, they told her this time that amputation was likely, but they’d suggest getting a second opinion and suggested seeing the same ortho person that the Tennessee Titans sees. So we took her and were told that he had never seen anything like this in the entire time hes been working, and doesnt know what to do, so to head straight to Vanderbilt’s emergency room.

We sat in the waiting room for hours, but eventually Jaime was admitted to the hospital with a scheduled surgery for the next morning. They reset her foot and put an X-fixator in and kept her for 6 days. When they sent her home they never gave her or us any kind of care tips, only told her not to put weight on it at all, and to come back for a follow up in 2 weeks.

2 weeks later at the follow up they admitted her again, this time because her foot was infected, to the point of having maggots. They did surgery again to remove the infection, including removing some of her skin, and was in for another week. They attached a wound vac onto the wounds on her foot and told us to come in twice a week to have it cleaned and changed. Since then it’s been multiple follow ups and home health aids coming in. Someone had to stay at home with her at all times, and the one car that we have between the 3 of us has to be accessible very often in order to get her to lots of appointments. It was determined that her foot is ultimately unsaveable and was amputated on January 20th. Shell be fitted for a prosthetic in a few months, but until then will be in a wheelchair. This makes it difficult for her to get in and house of the house and car, to and from the bathroom, and makes it difficult for her to go back to work, even though shed like to because shes been out of work since the beginning of August 2019. She was drawing disability from her job, however they stopped paying her that about a month ago. She returned to work February 19, and while she has problems getting around and getting to the restroom by herself is impossible, it was going well. However, her doctor admitted her back into the hospital on Tuesday February 25 due to an infection in her amputation sight. She will have 2 more surgeries to clean it out and be in the hospital for a week or a week and a half before being released and being able to go back to work.

Currently, due to not having much income, we are extremely behind on bills, the worst one being our mortgage. We currently owe almost $4000 in back pay that we have no idea how we are going to pay. We also have March mortgage due soon and are unsure how to pay that either. Jaime will not be receiving pay for the time she is in the hospital, and I have not been able to work due to having to care for her. Ari has been looking for a job and has been unsuccessful in getting hired anywhere. My photo attached is of my mortgage bill.

My PayPal is paypal.me/acownie. Thank you!

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$40000 needed to start over after 25 years of abuse

Hello. With your financial support I can pay off a ridiculous loan I took out 5 years ago and had a lien on my home. I borrowed $25,000. Over 5 years I have paid back $26,000. They say I still owe almost $19,000. I went to a solvency lawyer and signed an orderly payment of debts as well, trying to figure out how to save my home. Here is the story. After 25 years of physical, mental and psychological abuse, I made several changes. I went to intensive psychotherapy and spiritual awakening. I worked for over 2 years to gain the confidence to ask my husband to get help or leave. He left. I had nothing, literally. I was left a house with the bare minimum and a $242,000 mortgage. No job, no money. I also had 2 very bitter daughters.  The eldest moved out at 18 and has barely spoken to me for making her father leave. The youngest was diagnosed with mental illness at age 8. Bipolar is the main diagnosis.  She is now 25 and relies on me for everything. I also recently took in a friend who had a heart attack and then a triple bypass in December 2019. I cannot lose this house. I am so far behind with all the bills. Now that I am mentally and spiritually strong, I need to get finances in order. $40,000 will pay off the loan of 19,000 and the debt payment of $21.000. I will then be able to pay off the utilities that are in arrears and the phones bill. The phone is essential with a recovering friend and a special needs daughter at home while I work 2 jobs. I am physically disabled as I was in a terrible accident in 2012. I was told I wouldn’t walk again, but I am. I refused to give up. Please help me get out of this debt so I don’t lose my house. I work hard, not just for me. If I could ask for more I would. A ramp to the house, a stair lift to the basement, a scooter or motorized wheelchair, renovations to the basement for my daughter to live more comfortably, like a bathroom. Thank you for your kindness and compassion.

paypal link https://www.paypal.com/paypalme/GNunnamaker

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I Would Love To Get My Life Back…

Hello there, good people

Good way to start this, would be to say that I never would’ve thought that it may come to this in any part of my life, but here I am. I’m in such a slump right now, literally typing “begging for money” in a Google search and finding there’s sites like this existing. There’s no other way to say this, I am actually here to beg for any money, so I can get my life back on track.

I always liked to think of myself as a smart, resourceful person and it would never cross my mind that I’d get to such a bad shape that this would be the only way to gt back on my feet…

Few months ago my life ended, that’s how I initially looked at it.I live in England right now. When in work, I got a call from my Mom, when she told me that my older Brother, Radek, was founded dead in the river on some outskirts of my town. Making a long story short, I went to my shift manager, I said that I need a week off work with a quick explanation and that was that. I couldn’t make myself not to cry, on my road to the house and several hard days later on. I’ve flied to my country for the funeral and try to be as long with my family, especially with my Mom in this dreadful times. After couple of days, unfortunately , it was time to get back to reality and carry on with my life. That was the problem. I couldn’t.

It’s important to say that me and my Brother was really close to each other. I can’t count how many times we disagreed about important and on other hand petty issues, but I loved him so god damn much, that this was to much for me. There was so many things I should say to him, do for him, and maybe, just maybe, save him from his fate…. And while I’m writing this, I’m aware that this is probably a normal, typical “complain” to make while a person is mourning, but here we are. My brother was an artist, a beautiful human being, much better than myself and I can’t help myself thinking that somehow I could save him from being drown in a fucking river by some lowlife, because yes, I think he was murdered, even though my Mom tries to make me think that this was some kind of unfortunate accident. But I digress.

Since I came back to my house in UK , I couldn’t get back to my work. Not through fault of my employer, of course. It was all on me. Everyday when I woke up, I couldn’t make myself getting up, making any food for myself and just staying under the covers with a contempt for my life in general. I got really depressed, It’s fair to say that I just wanted to stay there until I die. I did, kind of.

I stayed like this for couple of months, switching off my phone,cutting out from my friends and everyone around me,buying necessary food online and basically just laying there, feeling sorry for myself, while watching TV for search of anything that would cheer me up, even for a second.

After a while I’ve encountered some TV show about people post-depression, which very depressing in it’s own rights, it actually showed me a light in a tunnel. Seeing so many people with similar issues, and winning with them over time, getting back to life, was something that I really needed. For a few days now I’m trying to find a job, trying to make things right, but unfortunately, it’s not easy right now.

After months of neglecting myself and everything around me, I haven’t paid my rent nor any of my electric/gas bills, which piled up enormously. And that’s exactly why I google-search “begging for money”, since right now this is all i got.

I want get my life back, I want to make my family proud once again, and with the help of some kind-hearted people maybe I could save my home as well. At this moment all my bills piled to over 3.000 GB pounds, and maybe with a small donation here and there, I managed to pay it back, at least to some extent.

Thank you to anyone who read it and to anyone who donated, with all my heart

Thank you

P Blazewicz                                                                                                      13.02.2020

 

https://paypal.me/lastresort2020

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Not afraid to work.

I can’t believe I’m doing this. But here goes … My name is Mike. I’m 58 years old. I have a 10th grade education. I Started out as union labor. My son was born. In 1983 I paid cash for his college. Never drew unemployment in my life. Work as a union carpenter. At night and Plastering with my father-in-law during the day On weekends, I stripped and refinished furniture. With my father-in-law my brother-in-law. The plasters used to Ask me. Why do you work like you’re killing snakes? I should own this company someday. By the time I was 27 I had 18 to 30 employees. Some of the nicest people in the world. I had money. I was very generous. I was 37 years old in 1999. My older brother was my secretary. Lot smarter than I was He got cancer. I handed off running of my business to my other brother well, I Was his primary caregiver. We lived in the same town. Was buying My old house I had just built. The new one. I had a couple rentals my son lived in one. He was was going to college Indiana State. His best friend was not going to be Able to enroll I loaned him $5,000. I paid for. Brother, Mom and Dad’s 1 stone with three names. I had Lost my brother. I was devastated. And had a couple hundred thousand in the bank. Meanwhile my other brother was estimating work for me. Telling me I got this. Don’t worry. I got it. … Little did I know he Had talked one of my main guys. My new secretary and Several on my employees into going out on their own. He would Estimate my jobs. Turn around and send another estimate. From his company Put a lower price Oh, I couldn’t have done that to someone but he did. I continue to work and I kept trying to keep my business going and toward the end. . My loyal employees 15 or so. That stayed with me. I would borrow money against my rentals whatever had to do to keep making payroll. I felt like they were family and I had to take care of everyone. After I had to sell all my equipment. Homes My homes were foreclosed on I went to work. As a handyman my wife and I work together We filed bankruptcy. 4 years ago and moved in with elderly father he was 91. I’m the youngest out of eight children and my siblings decided someone had to take care of dad and So my wife and I moved in with Dad. We bought the groceries. Paid the cable bill and electric bill. But all bills were in his name. Dad Wanted me to keep the house. We moved here when I was 5 years old. I love this place. It’s home. And I’m afraid we’re going to lose it the payment. When Dad passed Was $780 a month. I called the insurance company Uptown and told them that passed away. Wanted to cancel the insurance on his car. Without knowing that they cancelled the insurance on the house, which Was included in the mortgage payment. 3 months go by and I get a letter in my house payment went up to $980 and I had to find insurance on the house in my name. The furnace went out which was old fuel furnace. So I had to put a new electric furnace in Which meant I had to upgrade the electric service to 200-amp service. So now we’re broke and Struggling to make the house Pay my electric bill. Car payment blah blah blah we done. All Write for 4 years. But this winter Has been a terrible struggle. I have arthritis in the spine and fingers. I’m good from about 7 a.m. Till noon Sometimes one or two in the afternoon. and then I am Finding myself having to sit down. I’m not afraid of work. I have a Deed on death certificate from dad for the house the house belongs to me, but Dad still owes $98,000 on it. It’s worth between 180000 and $200,000. but it needs a lot of work I don’t want to lose my home. And I can’t believe I’m saying this but if I had all the money. That I gave away. I would be set for life. God has a plan I believe that. So that’s my story. Thanks for listening.

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Job loss and know home

In June of 2019 I lost my job. Now I’m about to lose my house. Since the time that I lost my job, I have applied to many jobs that Would have allowed me to at least. Make an attempt to save my house. However I have not been able to get any of those jobs why I don’t know. I live in the home with my girlfriend, her mother, 5 Chihuahua mixed dogs and a cat. My girlfriend and her mother are both completely 100% disabled. So I have been paying all the bills by myself for the last eight years and doing just fine. Now because of the low income I make I can afford only keep the power, water on and enough food in the house to survive on. No cable cell phones are all we have I only make twelve fifty an hour and sometimes I don’t get to work a full fourty hour’s if we don’t work one day that gives me 30 hours. I am trying to find a second job with flexible house so far that hasn’t happened. You also need to know I am 53 not many places want to hire you at that age. The house payment is 1,200 a month power in winter is 300-400 a month summer anout half of that, water 52-56 a month food well let’s just say we are making stretch on 200-250 a month. My 15 year old car has gotten banged up know since the job I have requires me to drive to different locations ever day and is in bad need of repairs. Now here is the scarey part what I owe and what I have to eventually come up with to keep my house and make sure people and dogs are safe. Mortgage  $156,000.00 all credit owed $4,000.00 I can assure the world if I ever get out of this it will never happen again, also when I have everything fixed I will be working on helping others, currently I’m finding information that know one tells you. It has been a constant search for answers and what and were to go for help, I never thought this would happen to me as well as other’s. In closing if you help thank you or maybe you pass this to some one else thank you for your time and help. Dennis https://www.paypal.me/DHolland154

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Devoted father of 3 in need of a miracle

Greetings and thank you for taking a moment to read this plea for help needed to save my families home.

I am a devoted and hard working husband and father of 3 children who 18 months ago started a business in an effort to spend more time with my wife and kids as my former occupation had me working between 70-80 hours weekly with plenty of travel away from home.  In early 2019, I was diagnosed with an arochnoid cyst on my head and thankfully after it was surgically removed, the doctors declared it benign and I am in great health.  I was without health insurance during this time and the surgery completely drained our savings and we rapidly ended up in a situation where our home was put up for a non-judicial foreclosure sale on Feb 4, 2020.  I was able to put a temporary stay on the foreclosure sale by filing for bankruptcy but it will be dismissed as being self employed, I do not have the W2 income necessary to complete the Ch13 BK.

I actually have equity in the home and have been trying to get a loan against the home to fix my situation but all lenders are turning me down because the first mortgage is currently in default.

I am on this site begging for help, begging for a mankind miracle as a last resort.  I am willing to guarantee repayment of a loan to help me but I cannot find anyone to help.

I have been praying non-stop as I realize that I am looking for a miracle and miracles only happen through prayer.

I have set up an email account for anyone who would like to contact me about the possibility of a loan email address: steveisgrateful@gmail.com and naturally any donations that can be made here via my below paypal account will be very much appreciated.

I have never been arrested, I don’t drink or smoke and for over the past 20 years I have dedicated my free time to mentoring and coaching boys in our community.

We are a good Christian family and have respect for everyone’s faith as I have been on missions throughout the Middle East and N. Africa and have met some fabulous people as I learned of their cultures and helped build up their communities.

I truly desire to get past this rough spot in my life so that I can secure a future for my wife and kids and begin to help others as  I have done in the past.

I will submit to any background screenings desired to prove that I am the person that I have described and I can furnish references both personally and professionally.

I am so appreciativce that you have taken the time to read through my plea for assistance and may God Shower you and your Loved Ones with many Blessings.

https:www.paypal.me/stevegrateful

paypal.me/stevegrateful