I am a 61 yr. old widow with one child still at home. I owe about 60k on my house and because of the events of the past year, there is no way I can make the monthly payments.
Last year there were four of us contributing to the household. My partner died in September of Lung Cancer. Then my oldest son received a scholarship to college and moved away. Following that my younger son had back surgery and can not work any steady job right now. On top of that, I went on leave from my good, even, employment while my partner needed hospice care. They have no available openings in my area now, the closest being over 200 miles from my home.
So if you can help me by donating that would be great, but, what I could really use is a low rate, low payment mortgage on a home that none of the other lenders will touch. I have only missed one payment in 8 years and that was discussed ahead of time and added on to the end of my loan. I have even discussed my not being able to pay this mortgage with the lender. They are not willing at this time to change the monthly payments to something I can afford. Please help me with this loan if you can. Of course the realestate would be collateral. Thank you!