So a little back story on my situation: I worked for a small privately owned medical company. We stayed open throughout the beginning of the pandemic but had to cut back the longer the pandemic lasted. Luckily I didn’t lose my job at first but I did get laid off then lost my job due to the COVID pandemic a few months ago when company couldn’t sustain anymore with loss of revenue and shut down. I had a okay nest egg I thought but that lasted only a few months but ran out quicker than I thought it would. My parents that are a little older ended up catching the virus and I had to take care of them for awhile because they did not recover as quickly as some other people did and had a few long lasting effects from the virus. And they both lost their jobs at the beginning of the pandemic when everything shut down and so I’m also trying to help them stay afloat also and I am doing okay but need a little help right here near what I hope is the end of all of this pandemic situation. My house bill is six hundred and fifty dollars a month and my vehicle bill is two hundred and fifty dollars a month both of these were under the forgiveness program due to the pandemic but since the world is starting to open back up slowly but surely. The banks are not being lenient anymore and want a payment as soon as possible. I need three thousand dollars to get caught back up on these two bills and make a payment on my medical bills from when I caught COVID from taking care of my parents. I am getting things back caught up and getting back to a new type of normal. I was able to finish up some college classes and was able to get a new job. I start orientation for the new job in two weeks but will still not have a actual paycheck for the next month. So it is will not be in time to help me get caught up. But I am trying not to lose my house or car and am trying to get some help to help me get caught up. I know I should of asked for help before things got this far but no one could predict how this pandemic would affect them and that it would go on this long. Any help is appreciated and I hope that when I get caught up on my bills to pay any help I receive forward.

my PayPal is paypal.me/ashleyfar529

Hello All,

I’m a “get to the point” person. As of today, I’m looking for 743,563.61 in order to pay off my debt. Do I have a unique testimony that will fill your heart with sorrow? No. My goal is not to provide you insight on my past trials and tribulations but to provide you a vision on what your investing in. You are investing in a husband, father, brother and son that will change the financial outlook within his family for generations to come. I know that is a bold statement but here is my blueprint.

1. Always put GOD first
2. Be thankful and grateful
3. Stay humble
4. Live for something bigger than myself
5. Overcome my ego

These are the rules that I live by. If you can see my vision, invest in me so my family tree can reap the seeds that I’m sowing. Be Blessed and thanks for investing our future.

paypal.me/AsherStone

My name is Dan Olsen and I’ve been struggling with major depression and anxiety for 10+ years and it’s only been getting worse. Really don’t know how I’ve made it this far as I am 32 years old now. I think a lot of it stems down from my up bringing. This is were I think it’s best to start. When I was born I got stuck inside my mother while she was giving birth to me, and doctors had to perform an emergency c-section. When the doctors administered the anesthesia my mother she was almost killed due to the fact that the oxygen for the inhaled anesthesia never turned on and she flat lined while I was still inside her. Somehow they managed to bring her back to life and get me out but I wasn’t breathing and my mother was now in a coma. they eventually got me breathing and had to be put in a incubator for the first 3 months or so of my life. My mother wasn’t so lucky, she was in a coma and doctors feared she might die. By some miracle she woke from her coma 2 month’s later but now has permanent brain damage and short term memory loss, it kills me inside everyday to know I can’t do anything to help her get better and give her a normal life. She turned 63 this year and lives in an elderly care living facility the next town over, so I don’t get to see her much due to the fact of being broke, and in debt without proper means of transportation to go see her. I do talk to her on the phone and video chat but it’s just not the same.

I was lucky enough to have two loving grandparents that raised me in their home, our father was never there, so they decide to take on the role of my parents while also taking care of my mother and fraternal twin brother. At a very young age I struggled in school, I got held back a year in kindergarten, even with tutors to help me I didn’t advance as quickly as the other children. I had terrible anger issues, ADHD, trouble making friends, acting out, eventually was kicked out of school in first grade. At my next school I still struggled with the same issues and was brought to multiple psychiatrist who just put me on Zoloft but I still struggled all the same and was in special education all through Elementary School.

Love my grandparents very much but it takes a toll on a young kid mentally when your grandfather is verbally and a physically abusive drunk. He could be nice at times but as soon as he started drinking literally every night the worst would come out of him, calling my brother and I piss ants, and little bastards, little shits, fucking bastards, all while he would walk past our room to refill his glass with another Vodka Martini over and over until he was drunk enough to pass out and go to bed. I knew just about every swear word in the book by the time I was 8 years old. My grandmother and mother would here it too but what could they do.

Middle school and high school was not much different than elementary school except the fact that I wasn’t on medication or seeing psychiatrist anymore. Still needed a lot of tutoring and made it through to the next grade with good enough grades to get by to the next one. Eventually graduating not knowing what to do with my life. Starting working this job or that dead end job only to be let go or fired. all the while my mental health just kept getting worse and feeling worthless and not good enough. Back taking medications but they don’t really help too much. I feel like I’m on my last leg and getting worse by the day. Don’t have any family to help me as my Grandparents are dead and that’s all I ever really had to help me. I miss them more and more everyday at times I think I’d be better off dead, I’ll just be one less burden in this cruel world we live in.

I’m now in a lot of debt to the IRS around $4000, the bank loan on my house around $18’000, behind on property taxes, and utilities doesn’t help either. I live in Wisconsin, and Winter is here. The anxiety and depression is gotten so bad I can’t even hardly be out in public anymore unless I absolutely have to be, like to get medications or food. I only can get those things because I’m now on food benefits from the state, and healthcare benefits from the state. I’m only one late payment away before the bank starts a foreclosure on my home. Please if anyone can find it in their heart to help a poor soul like me please help.

Thank you for taking the time to read this, God bless you.

paypal.me/Lacoste275

I’ve made a mistake. I’m not going to make an excuse for it. It was incredibly stupid and it’s deservedly cost me a great deal. I can’t practice in the profession I went to school for and I will never be able to. I’ve accepted that. I whole heatedly believe I deserve it. I’ve made what amends I could in this situation and I’ve moved on to the best of my ability. I’m not looking for sympathy or complaining about the cards I basically dealt myself in life. The thing I can’t accept, the part of the whole situation that isn’t fair is how it’s going to have a devastating affect on my mother. My mother who has always done the best to make sure I was taken care of. My mother who raised me to be a far better person than I turned out to be. My mother who kept it together when my father died at just 47 years old. My mother who made sure I still had the opportunity to go to college. My mother who is my best friend and my everything is facing losing her home. The home she and my father bought and paid for together because of my mistake. You see when my father died, his family insisted that my mother open a succession. This simple request all those years ago has come back to haunt every moment of my life right now. My father’s succession gave me (only 17 years old at the time) interest in the house. Half of it became mines. It was always just a thing on paper. It wasn’t something I gave a second thought about. Years later (almost 15 to be exact) I made a mistake. I was sued. I wasn’t completely aware of the ins and outs of the legal system. I had no idea that if I didn’t respond to the lawsuit I wouldn’t just get a court date. That’s what I thought would happen. Instead I learned in an extreme version of the hard way that something called a judgement of default exists. A judgement of default means no judge looks over the case, there is no court date, it’s just taken as a complete acceptance of fault. This is where my nightmare began. Don’t misunderstand. I did call a handful of lawyers when I got the original papers and because I live in a rural area I couldn’t even find one to take me on. I’m not sure I would have had the money to do much but, I would have done something had I known. About a year after my fate was already sealed (unbeknownst to me) I received a letter hand delivered by the police department giving me a court date, not to plead my case but to be judged as a debtor. I called lawyers again and did find someone who could at least look over the papers and tell me what they meant. I met with what is now my lawyer and he explained to me what had happened and told me that I needed to go meet with the lawyer who sent this paper. Because at the time I thought I didn’t own anything my lawyer told me it would be fine. I just needed to explain to them that I take care of my mom and I have no income currently. I went to the court date and the other lawyer was very nice to me. I answered all his questions and I cried more than I should have and at the end he said he would talk to my lawyer to see if we could work out a post judgement settlement. I thought this was a great idea. I honestly wanted the whole thing over and done with. About a week later I was informed the settlement was $71,000.00. I cried. My mom and I talked and we decided with the help of my husband we would refinance my mom’s house. That way everything could be taken care of and my husband and I could just pay the note and everything would be fine. We went through all of the paperwork and the back and forth and ended up with a non-qm mortgage loan. I didn’t have credit almost at all and my husband’s credit wasn’t the best. The note was going to be $800 a month. High but it was doable. Everything was going to be okay. We presented everything to the opposing lawyer and they agreed to give us time to get things done. We were set to close our loan on April 6th. I couldn’t wait. I paid for the new home insurance policy and my requested the 6th off my lawyer knew when we were closing. April 3rd my mortgage officer called and said she had bad news. My mortgage officer was pulling out of non-qm loans. COVID-19 was effecting the stock market too much. My closing wouldn’t go through. I would need to bring up our credit scores and as soon as Louisianan would go back into phase 3 they would come back. At the time she said we’d probably close by the end of the summer. It’s September and they have not gotten in to phase 3. Angel Oak still isn’t doing non-qm loans and I got the call that if I don’t come up with the money by October 14th. My mother will lose her home. This is all my fault. For her part my mom has been calm and reassuring as I continue to lose hope. I’ve never done anything like this before. This has been the absolute most humbling experience of my life. I never in my life thought I’d be in this position. I’ve completely run out of options. I can’t just let my mom be punished for something I did. Please, if there’s anyone out there that could help me or more importantly help my mom please please do. There’s no thank you that would ever be enough.

paypal.me/clcjustme