I don’t live in a fancy house. I don’t drive a fancy car. In fact my truck is 17 years old and needs a lot of work, but so far it still gets me from point A to point B. I don’t ask for a lot. Just to get by. Once upon a time, I was married to a woman that I truly loved. She had a son from a previous marriage who I also love more than anything. I was the happiest that I had ever been in my life. Unfortunately, it turned out that she loved drugs more than she loved me or her own son. I tried to help her, but I was never able to. She never wanted help. She alienated her entire family and resented me so much for trying to help her. She got into so much trouble. Drug charges, stealing from work, car accidents. Drugs hidden in our house, in our car, in our child’s bed. Before I had realized the extent of her drug problem, she had ruined our finances. We refinanced our house with a horrible loan to pay back money to her employer, so that she could avoid jail time. Looking back, that was not the best thing for her, but hindsight is 20/20. Still she couldn’t or wouldn’t stop. After a few years of this, it became obvious that we couldn’t be together. She left. I took all of our responsibilities and also our son. I’m so thankful for that. If I had lost him too, I don’t think I would have made it. I raised him on my own and he has become a fine young man. He graduated college and is about to graduate with his Masters Degree. I’m so proud of him. There were many times that I didn’t think we would make it. I’ve neglected my house and many other things in life to make sure that my money went for his college education and whatever else he needed. My employer has gone through some financial difficulties and I have had to take a cut in pay to keep my job. That was over a year ago. Months ago, my mom was diagnosed with a terminal illness and has now passed away. I was barely making it before all of that. Now, I’m at a point now where I have so much to pay back that I don’t see any way to accomplish it. I had to be there for my mom when she needed me, so I couldn’t work a second job until recently. I do have a second job now, but I’m so far behind that I am ruining my credit and risking everything., including my house. I’ve made it so far alone, but I really need some help now to get back on my feet. Please help me, if you can. Thank you.