My mother has been disabled for approximately 7 years now and all of her back taxes have finally started to catch up to her. The home she resides in with my sister (16years old) was the home she grew up in along with my siblings and she is about to lose the house to county due to her inability to pay off the taxes. My mother has been struggling with trying to keep the house live able and making the taxes. So I am looking to raise $60,000 to cover the back taxes, repairs and for future taxes.

During the winter months she is forced now to run a space heater around the clock to keep the bathroom pipes from freezing. Other issues within the house are the floor boards are breaking, the stairs inside the house have holes in them, the front and back porches you can’t walk on certain sections for fear of the porch collapsing, in three of the bedrooms the ceilings are slowly falling and the windows need to be replaced.

So far I have been doing the best that I can to help, I put myself through college (first in the family to graduate) and I am now just starting to pay off my student loans and was forced to use credit cards to help pay for things around the house.

I am now reaching out for help. I am not one to usually do this but I would loved to surprise and help my mom by catching her up on her taxes, fixing the issues around the house and to possibly give my mom some assistance in the future with her taxes. Any little thing would be greatly appreciated, I just want to help the women who raised me!

https://www.paypal.me/amoran433

Hello,

I am a mother of 2 and grandmother to 1. I was married for 17 years to my childhood sweetheart. We had what I thought was a perfect life. My dad became ill with cancer and I watched him slowly slip away. The night he died, I remember sitting outside the hospital knowing I was too late and that he was gone. Everything seemed slow motion. The car park almost empty. I watched my mum running and crying from her car and wanted to tell her don’t run he’s gone, but I didn’t, I just sat there trying to force out any feelings at all.I don’t know what happened between that day and the funeral, I can’t remember. I know I never shed a tear. I just carried on. About 6 months later I was shopping and I went to the bookstore. As I walked into the store there was a fathers day display. I just froze. I won’t ever buy him a card again. I felt like something ripped. I couldn’t breathe and suddenly the tears came hard. They were incredibly kind in the store. That day my husband came home and told me he had been having an affair and the marriage was over.When the depression got so bad I couldn’t leave the house I got help and slowly put my life back together. I raised my kids to young adults and after 6 years of being alone started to date. The date became 2 then eventually he moved in. Long story short he stole everything I had and left me with debt. For the last 6 years I have worked 2 sometimes 3 jobs to pay it off. 23k down to the last 5k now.  I can do it in the next 3 years I’m not asking for that. I just need this months mortgage. I had to take my daughter and grandson in when her partner became abusive. I cant cover this payment and they will take the house. If you could help me then thank you, from my heart. Thank you for reading my words x   paypal.me/JWnana

Where to start? With only a associates degree I managed to get into a career as a Mechanical Engineer. Life was looking good for a while, I had a nice girl we were living together, I had a nice job, my family was well. Then it all came crashing down. You see my Father and Mother were already in there advanced years. My Father was 85 years old when he fell gravely ill, his heart was giving out and he had Alzheimer’s. When he was in the hospital I had to stay with him at night because as the hospital put it “We do not babysit patients on a around the clock basis”. He would get up and not know where he is and pulling the IV’s out of his arm. This staying up at night and attempting to go to work during the day and do  my job took its toll. I began falling asleep on the job. I was let go, my bosses with a sad heart knew of my situation and they knew it was not going to get better anytime soon. At this my point I was told my Father belonged in a Nursing Home. My father was a great simple man. He worked for the Rail Road and he helped build what is today the modern railway by laying down the tracks. He had Medicare when he retired and as I found out Medicare does not cover permanent Nursing Home. My Mother was still living at home and I could not tell her she had to sell her house to cover the nursing home expenses. So as this life changing event took its toll on my job, it also took it’s toll on my relationship with my girlfriend and it ended. I decided too move back home and take care of my Father, to allow him to live in his home with his family. I had twenty thousand dollars in the bank at the time.  Six years later God came calling and my Father died at age ninety one. As I watched him pass on in the hospital I swear he had a smile on his face. During this time I managed to work here and there while my Mother was still in good health but eventually my savings, my Fathers and Mothers savings dwindled with Hospital Bills that Medicare does not cover. Then God said no this is not enough pain for you. My Mother who has COPD and is on Oxygen 24/7, her health got worse and I had to take care of her. The diagnosis was the same for her, I was told she belonged in a Nursing Home. When I confronted her with this she cried. She said “Please Please don’t put me in there, I will die, I will be alone, I Love You, Please”. What was I to do, What could I do? I stayed with her in her home so that she too could be comfortable and have peace of mind, she was 84 years old at this time. Five years passed, savings almost gone, medical bills being paid by partial Rail Road pension, God came calling once again and my Mother died. Since both Parent are now deceased the Rail Road pension ended.

Eleven years passed and now I need to start new at age 56. I’m looking for work but how do you think potential Employer’s will look on a Eleven year gap in work and person with a Associates Degree. Not very kindly as I have found out. Now I have no place to go living in my Parent house and a pile of debt remaining from Medical Bills, Credit Card Bills, Property Tax Bills. Selling the house will not wipe out all this debt but just put me on the street.

Right now my main concern is the Property Tax Bill of $6000. Please if you can help, I promise to pay it forward one day. My PayPal Link is paypal.me/LukeMele

Thank You

There is so much money in this country. I mean a Georgia district House seat race, 50 million. 50 Million Dollars!! Fifty million dollars spent to elect someone to a seat in our government. I can’t wrap my mind around it. I can’t accept it. I don’t understand it. I’m losing my life for 5,000. I’m losing my home, car, and possibly my son for five thousand dollars. My whole life is that boy and the place I live with him. And, it’s all going to be taken away because I don’t have this certain, small but certain, amount of money. It’s less than a watch to some and more than a world to me. I’ve not slept for days thinking of how to earn it, raise it…hell I’d steal it if I had even a vague idea of how to go about it. I have this boy, this amazing boy. My snowflake, right. He’s probably not exceptional, so few of us are. But, to me, he’s it. He’s everything. I got him in the car(wrecked 3 months ago, no money to fix, no bumper and, missing a headlight car) yesterday and then forgot something so…ran in and back out, jumped in car looked back to smile…he says “missed you” He doesn’t know that phrase! “What, Sweets?” “Missed you” ………. “Oh my god, I missed you too! I love you. You’re the best boy in the world. I MISSED you too” *looks longingly* “monster TRUCK!!!!” “Yep. What color is your monster truck?). That’s my life. I was so awe struck by him at that moment. I mean it was a little glimpse into his heart. He had missed me in that moment and it was the first time he’d had the words. How do I disappoint him? I can’t. I can’t tell him he has to leave his room (painstakingly painted in stripes and decorated meticulously while pregnant) and his home forever because his mom can’t cut it. She can’t come up with the 5,000 needed to save his world. But, also, I can’t ask his family. I can’t deal with the shame and the disappointment. I’m not supposed to be in this situation. Believe it or not, I’m the smart one. I’m the one everyone thought would “do something” but, in reality…. Everyone else has made it. I was raised by a woman who joined the military because that was the only option. Nothing special, nothing notable. Just life time Air Force. At 18 you join because you know that there, there is your certain future. The sweet U.S. of A will always have money for their military. But, I couldn’t do it. I don’t mean I couldn’t do it like I couldn’t hack it. I’m good at exercise, good at being screamed at, and I’m good at being alone so, that’s basic training. I mean, I’m a hardcore, to the bone, who-knew (not my republican family), Democrat. (Side note: Seriously, Schumer? Mean-ER?, that’s your moment?) I couldn’t stomach being a part of the massive war machine that drains our economy of seriously needed resources every single day. Ha! If I could go back to 18….I’d be in a camouflage hat so fast you couldn’t say “Bernie”. Because, I wouldn’t be losing everything right now! I’d be fine! I don’t really understand how I let this happen! A guy…. a boy talked me into this mess. But, how?!? I was raised by women. I don’t even really think of the men except, my grandpa who I loved best. My mom was nothing, grandma everything, and my aunt. A smart, kind, hard, strong, generous (and every other thesaurus word you can find) woman. She gave me everything….except, what the fuck to do if you weren’t joining the USAF. I just need a little help.

To every pink pussy hat wearing woman that I walked with, can I have a quarter?

To every science sprouting, species saving nerd that I walked with, can I have a dime?

To every cancer curing St. Jude doctor I’ve given to since I was 15, thank you. Thank you so much.

My wife and I have lived in our house since 1989. We built thru FMHA and at the time with raising two kids was a great idea. Eventfully we had to go to the bank and get a mortgage since I was making better money. Everything has been ok other than all the health issues my wife has but I worked for the past 42 years. Well in March 2015 everything changed. I have had a bad back for years but all of the sudden a sciatic nerve started and it about put me down. I crawled into work and left each day to go to therapy and after 11 visits it seemed to be working itself out. On June 16th 2015 everything changed the owner of the company made a surprise visit to our shop and what he did was left me go and told me I couldn’t do all the task in hand. I have worked for the company for 23 some odd years and at the time was 2nd in sales behind my manager. When I was going thru my sciatic nerve ( worst pain I have ever felt ) I never missed a day of work. In 2015 I had no choice but to go on disability and was approved within 6 months. Ok 2017 now we are struggling to make ends meet since I only make about half of what I used to make. We are behind on our mortgage by $4300.00 and haven’t paid 2016 property taxes of $2000.00. My wife has about 8 or so health problems and we are still working trying to get her disability approved. The Doctor even wrote her a letter saying she can never work again. My disability went right thru and we can barely live off of it. I am asking for help to save our house. Please any amount will help. Respectfully Douglas Tressler

First I’d like to say that I in no way feel entitled to any money I didn’t earn myself. I came across this website and figured it wouldn’t hurt to give it a shot.

I have been a police officer for a small coastal town in North Carolina for the last 9 1/2 years. I take pride in the work and I try to make every encounter a positive one. I love how diverse people are and how we each have our own life experiences.

I purchased my home in early 2009 just before the real estate market went down. I was newly married and had a baby on the way. My daughter was born later that year and her mom and I lived in the house until early 2012 when we got separated and she moved out. Since then we have both had 50% custody of our daughter. There were no major expenses from the divorce as we have remained friends throughout it all. I was fine financially for a while because I had some money saved up I could use to cover the drop in household income since I was now responsible for all the bills and mortgage. After my savings was gone I took a loan from my 401k. When that was gone I had to make all the payments from just my income and my income was reduced due to paying back the 401k loan. I should have foreseen this and tried to make plans to avoid it before it was too late so I can only blame myself. I missing payments every now and then and would usually be able to get caught back up. I was out of work for a few months in 2015 due to having my appendix taken out. In 2016 I was out of work again for sleep related issues. All this time being out had used up my sick leave so my income was reduced. I got behind on my mortgage but I was able to make enough payments to keep it from foreclosure. I applied for mortgage assistance but was not approved. The main reason being that I have a decent paying job. I got further behind and then learned that I could no longer make partial payments and I was not able to make the minimum payment to get caught back up.

I currently owe a little over $5,000 to get caught back up and avoid foreclosure. I paid $129,000 for the home and owe about $110,000. I would like to get caught back up and re finance so my payments will be less.

Thank you for taking the time to read this. I feel vulnerable asking for help this way but I know I will pay it forward in the future. Thank you for taking the time to read this.

-Jesse

paypal.me/jsmwb86

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Hello,

I am a 61 yr. old widow with one child still at home.  I owe about 60k on my house and because of the events of the past year, there is no way I can make the monthly payments.

Last year there were four of us contributing to the household.  My partner died in September of Lung Cancer. Then my oldest son received a scholarship to college and moved away. Following that my younger son had back surgery and can not work any steady job right now. On top of that, I went on leave from my good, even, employment while my partner needed hospice care. They have no available openings in my area now, the closest being over 200 miles from my home.

So if you can help me by donating that would be great, but, what I could really use is a low rate, low payment mortgage on a home that none of the other lenders will touch.  I have only missed one payment in 8 years and that was discussed ahead of time and added on to the end of my loan.  I have even discussed my not being able to pay this mortgage with the lender.  They are not willing at this time to change the monthly payments to something I can afford. Please help me with this loan if you can.  Of course the realestate would be collateral.  Thank you!

I never believed that ever be doing something like this.

As a general contractor with a successful homes building  business . When one of my customers sued me at the time I believe it to be just a nuisance lawsuit. And handed it over to my attorney because I had insurance to handle such matters. To my utter astonishment my attorney handled it and negotiated a deal with a customer attorney that was suing me and my insurance company of course to get the two attorneys paid and a judgment against me to pay the customer, of course the customers had a very good attorney. He immediately filed judgment against all my properties and garnished on my checking accounts stripped them of all the money in my bank of course at this point the bank was very alerted. And of course being a general contractor all my notes on all the houses and properties where on one year note.
And because of this the bank started foreclosure procedures. And at this time I dear friend of mine was also diagnosed with colon cancer and was progressively getting worse and worse as the days gone by. The little bit of problems I was having was nothing compared to his. But of course at this time the bank was foreclosing on on my properties and of course they changed all the locks and lock up on my personal property houses which included all my paperwork. Which now I realize was very important. And because of this now homeless my friend who now had stage four cancer invited me to stay at his home with him and his wife and shortly after that he passed away shortly after that I had a stroke leaving me somewhat paralyzed but I worked my hands daily and speech as much as I could to limit the effects of the stroke
I am now just wanting to get started over again to get a job but because of all the things going on in United States I was originally born in Canada moved to America and was naturalized and became an American citizen and unfortunately that was one of the papers I left in my house that was foreclosed on. That is why I am asking for some help I am able to get a Copy of the  immigration paperwork form  the government but the wants government $500 plus just to get a copy of this form if there is anybody out there that can help me out just a little bit I would appreciate it.

For the past six years I have been trying to get a modification on our mortgage and have been refused by the lender each time. In 2010 they returned my payment because it was $500 short which when called the. And stated it woukd be short the service rep said it was not a problem In Jube of 2010 they sent a letter stating they wanted the full amount of the loan which was $75,000. I went to HUD and even offered to give them $13,000 which would bring my account up to date  all I wanted was the interest rate laowered from 9% to 4 Thry refused and I stated my long quest of law firms each obe promising they could and would get my modification when my uncle passed we were faced with a loss of incone and applied  for a hardship case the lender stated they saw no hardship even when it was proven the payment they asked for woukd leave us with hardly enough to survive. In 2012 my uncle passed away it was in Jan I sent the lender the death certificate as well as another hardship letter in Sept of that year nine months after his passing the lender sent foreclosure papers to a dead man I was on my third law firm at the time and still not getting anywhere In June of that same year I suffered a heart attack and forced to take an early retirement my husband. It’s handicapped he was born with CP we are both on SS and in our 60’s  I have foolishly spent over $35,000 in law fees and no closer to saving the house Now they the lender wants to foreclose the house and sale it

I just don’t know what else to do but I desperately want to save this hone My grandparents built this home in the 1920’s times were hard but they kept it going raised six children three sons who served our country inWW 11 three grandsons who served in the Korean War  two great granddaughters who are doctors one great grandaughter who is a teacher and a granddaughter who is a reverend   All from a man and woman who came America to follow a dream and never knew how to read or eve write their name Yes I’m proud of them and I want to see this hone stay in the family

the lender wants $215,000 but I have a feeling they’ll add more so $230,000 would be enough  to cover their greed

Thank you listening to my story and thank you if you care tomhelpm

I was in a horrible accident which left me disfigured and totally disabled from working and many activities of daily living, and it got worse when my ex and I had our kids.  He left me high and dry when both kids were still in elementary school and has made it his life`s mission to leave me destitute.  He refused to give me a penny in spousal support after 15 years of marriage and successfully used the family courts to further his cause for almost 9  years.

My kids and I through no fault of our own are living below the poverty level.  I haven`t been able to see a dentist in about 7 years as I can`t afford it even though a crown fell out of my mouth.  I may face the loss of all my teeth if this continues.  After our rent and other expenses are paid there is no money for anything extra and now a property I own is in jeopardy.  I had hoped to sell the place but the only person interested is now playing games and trying to hold up the sale for many months.  That was my last hope!  If I don`t find help soon I will lose the property and my entire investment, which is all I have for my retirement.  The government has said I can`t get vocational rehab because my disability is too severe, it`s considered catastrophic.  So I can`t afford to lose my investment in the cabin!

I don`t have any idea how to pay my taxes this year and it isn`t even a place I can stay in year round!  I bought it when I was financially sound but the custody battle to fight for my kid`s safety cost me close to $500K.  That was money I was awarded due to my horrible injuries and it was all justly taken from me trying to prevent my kids being used as pawns and abused both physically and mentally.  We need the funds in the property to enable us to stabilize our housing situation.  Right now our rent takes a crazy amount of what we have coming in, 35% in total.  By the time we pay our hydro and tenant insurance it doesn`t leave much.  We need to wait for a qualified buyer but if the taxes aren`t paid on the property we are going to lose it.

Please donate anything you can to help us.  I am only in my 50s too young to lose all my teeth.  I was a faithful wife and it was my ex who stepped out on me, not the reverse.  He was abusive to myself and our kids yet now he lives a decent lifestyle and is able to afford luxury holidays every year while we go without basic  necessities and he has never paid A RED CENT in spousal support although I became disabled during our marriage.  The system here won`t help us for some reason, my pleas for them to collect the money he owes, which is thousands, have fallen on deaf ears.  He is supposed to lose his license and passport but they refuse to help.  Recently even his child support cheques have started to bounce, which cost me hundreds in NSF fees.

The saddest part is my kids, they are good kids who really did nothing wrong.  They both go to school every day and are trying to build a future for themselves after a miserable 7 years being forced to live with my ex, much of the time they were forced to sleep in an unfinished basement because he was fleeing the jurisdiction to avoid the authorities.  Now we still have barely anything, we almost never get new clothes, our newest computer is 7 years old and too slow for them to do their classwork so they are forced to do it at school.  My ex pays the bare minimum and has refused to pay a CENT for their medical or dental bills although he was ordered by a Judge to pay most of it.  I struggle to pay for all of their needs and go without any services for myself.

Aside from my dental problems, I have high blood pressure and need medication but I can`t afford any prescriptions.  I have no insurance and all I can afford is my Ventolin for my asthma.  My lungs were damaged in my accident and I am very prone to getting chest infections and even affording antibiotics is near impossible.  Last time I got walking pneumonia I was forced to wait a couple of months til it cleared on its own.  Next time I may not be that lucky but $100 for a bottle of pills isn`t affordable for me any longer.  One day this may end up killing me.  Recently I had to stop paying the premium for my life insurance because we need the $50 a month for food.

In my health condition, I can`t keep going back to court.  I also have a parent in a nursing home and from visiting I got bronchitis twice in three months and have been too weak to do much at all.  I do any online work I can find to try to earn extra money but lately it has all but dried up.  I feel so hopeless and almost suicidal lately.  I only exist for my kids, to try to somehow help them get settled.  I know I won`t likely live to be very old, but right now my life is a misery.  I don`t know what to do because there is no one who would probably take a chance on hiring me even if I was in good enough health.

Any help someone can give us we would be so grateful for.  I used to share housing with family but that ended last year when they were put into a home and now all my living expenses have doubled.  Lately I don`t sleep well most nights I am up worrying a lot and sometimes my chest hurts badly from all the stress.  I don`t have access to a therapist I trust and most of my friends burned out on my problems long ago.  I have no family to turn to for help.  Any assistance would be most appreciated.  God bless!

Greeting to everybody!

It is hard for me to write this letter but I have to write it…

Little bit about myself.

My name is Aleksey Korkhov, I was born in Baku city, capital city of Azerbaijan and was living there until 2006.

When I was 13, I became an orphan, have lost my mother and grandmother in accident. Then I 12 years was living with family of refugees from Nagorny karabakh.

It was hard for me to live in Azerbaijan since I was a child, because I could nod accept Muslim culture and traditions and was persecuted for my nationality and religious convictions (I am Russian, protestant). When I was 25 I moved to Ukraine.

I had hard way while going to this goal. I had a few times to sleep on the floor in a public place (chess-club), I did not have regular job, every 3 months I had to cross the board of Ukraine.

Right now I am married, have got three kids and we’re waiting for a fourth baby to be born in about three months.

At present time because of coming baby and existing danger for health and life of my daughter I decided to move to another house.

I live in an old house,  that was built 100 years ago. Considering this and extremely difficult financial situation of people in Ukraine, it would be very hard to sell our part of a house. Also it would be difficult to buy a house with more large area – may be in some village or in town but without communications (electricity, gas, water) or with some of them.

That is why I decided to ask for support in Internet.

That is why I decided to ask for help in Internet – in order to get additional finances and have opportunity to buy a small house with all communications, not very far from bus-stop and school.

Today there are more than one million of refugees in Ukraine… I understand that these people have much more needs than I – many of them are living in rented houses, in bad conditions and don’t have even necessary things…

Nevertheless, I hope that I could get at least small financial support through this letter and could buy another place to live, where I could live more safety, have own yard and opportunity for a future enlargement of house.

I am not lazy body – I am trying to provide everything necessary for my family. I know on a different level 10 languages and perform translation of documents and texts though Internet. But I don’t have a diploma of translator and could not perform orders of huge companies or translation agencies from USA or Europe, and income from other orders which I get hardly allow me to cover expenses for public utilities and buying food. Because of poor health of my wife I can’t work outside of my house or in another city.

I believe that person could ask for money from people whom he(she) knows or doesn’t know only for purpose to provide health and life, after he have tried all other means to solve these problems.

I don’t seek for luxury. We don’t have a car, smart-phones, I delay attending a dentist though tooth pain worries me. Also I have to treat chronic bronchitis which could progress into bronchial asthma. Beef, cheese and bananas are delicacies for our family. We buy clothes in “second-hand” shops and new shoes are bought only for our kids. I don’t complain to these troubles, now many people have difficulties and many have much more troubles then we do.

I don’t give number of my account in this letter. If You have a desire to support me financially, you could mail me to learn details and number of account. I guarantee that finances would be used only for buying a house or equipping it. I could send picture a house or copies of documents confirming the buying.

I ask to forgive me if this letter somehow disturbed you or took Your time…

Of course, I congratulate all of you with Christmas and New Year! For many people it is the time of miracle. I wish all of you to have miracle in a coming 2017 and hope that God will show a miracle to our family.

Sincerely,

Aleksey Krokhov

I have been working on trying to get my home out of foreclosure after illness and unfavorable loan terms but two years of fighting and I’m almost on the right track again. As luck would have it now my roof is showing signs of wear and we are having a rough time getting insurance to cover our home because of the roof condition. If you can help me and my family replace our roof that would be a tremendous lift for us. We would be able to use what limited funds we have to take care of our three young children.

We live in Thailand and we have financial problem with our house. Please help us to save our home!
Our home is about 25 years old. We have 3 people in our family. First is mom (single mom) with a nanny job. Her salary is 12,000 baht/month (is about $354 USD). Next is me, a daughter who is 2rd year in University and 16 years old son at Grad 11. During the University semester I toke some part-time job which is 3,000 baht/month (about $88 USD) and now is a Summer time for the University, I do not have to take any course during this summer. Well, I get another part-time job which is more money than during the University semester time. I get about 7,000 baht/month ($207 USD).

Since we got some letter from the Thai court about our house financial debt at the begging of this year, according to the letter the court said ‘We have to pay to the bank 117,000 baht ($3,465 USD) within 15th August, 2015 only.’ So we try really hard to collect some money as much as we can from our income and now we already have 65,000 baht (1,925 USD) on hand + some unearned revenue and we still need another 52,000 baht ($1,500 USD). Please help us!

I don’t really beg $1,500 USD full amounts from only 1 person. I beg you guys only 1 person per$ 1or$2 USD is enough for me, but if you really can with fully amounts please be kind to do so. It would be really appreciated, if you donate us some amount and shared to other people to help us more. I do promise that after I have graduated from University I will save some amount of my salary to continue help other people like you guys help me. Thank you so much.

At this present moment today I am Struggling Hard Financially, I lost My Job May 8th 2015 due to the Bad Economy, I am Unemployed now still, and I am a Home Owner, trying to Keep My Home from being Foreclosed on, and I am living Alone All By Myself in a Small condo Apartment, and I am dealing with a Bad Mortgage situation with my Mortgage Company called “Ocwen Mortgage Company” located in West Palm Beach Florida. Due to the Bad Economy I am unable to find any Permanent Job, and Ocwen Mortgage company is refusing to Lower my Interest % Rate on my Mortgage Loan, and they are Charging me an 8% HIGH Interest Rate ever since May of 2014, and now it is July 2015, and whole year later, and they have taken ALL of my money in HIGH Interest Rate Payments that have Prevented me in order to Live, or in order to Survive and Eat Any adequate Food. I am now hungry, I have NO food, and I have NO Money -0-. I am truly “Destitute” now.  Ocwen Mortgage Company has denied, and refused 2 of My Important Loan Modification Requests in 1 Year. I have filed a Complaint with the Better Business Bureau, and Consumer Agencies, but I have NOT ever been compensated for all of the money that I have LOST, paying to Ocwen Mortgage Company. Paying an 8% HIGH Mortgage Interest Rate for 1 year now and 12 months, and paying a $885.00 Mortgage Payment from Ocwen Mortgage Company has caused me not to be able to afford food, and caused Muscle weakness or loss of muscle function (paralysis) that affects both sides of my body. In most cases, the muscle weakness starts in the legs and does spreads to the arms. Spasms of skeletal muscles are most common and are often due to dehydration. Smooth muscles that are within the walls of hollow organs can go into spasm, causing significant pain. It may take only a few hours for my most severe symptoms to appear. But weakness that increases over several days is also common.

From NOT being able to eat enough food daily, If my muscle spasms are especially painful, or if they do not resolve or if they recur, medical care may be needed. From Paying an 8% HIGH Mortgage Interest Rate for 1 year now and 12 months, and paying a $885.00 Mortgage Payment from Ocwen Mortgage Company, and then me NOT ever being able to afford enough food, sometimes I have noticed at times that my Breathing temporarily stops during the night, either from lack of food, or from increased financial stress that leads to Asthma. Paying an 8% HIGH Mortgage Interest Rate for 1 year now and 12 months, and paying an $885.00 Mortgage Payment from Ocwen Mortgage Company has caused me a lot of Physical Ailments. Ocwen Mortgage Company has made it IMPOSSIBLE for me to Live, or me to Survive by any means. I can NOT even afford basic living necessities each month. (Medications, Health Vitamins, Clothes, Shoes, Cleaning Products, Insurances, Utilities, Home Repairs etc.) I am poor, with very little money, and I have very limited tiny bit of income living All Alone inside of a small Apartment. I have no other means of sufficient support to afford my Basic Living Expenses monthly along with even getting my Asthma medications. Because of the OVER Excessive Charge of 8% HIGH Interest Rate from Ocwen Mortgage, My Mortgage and Condo Fees have now become LATE, & PAST Due. I have NO Money now even to Pay My $200.00 Condo Fees. I have a 2nd 6% Mortgage Payment of $191.00 a Month to Pay each month, and I am UNABLE to now pay my Monthly $200.00 Condo Fees for 2 Months, because Ocwen Mortgage Company is Charging Me 8% Interest Rate that equals an $885.00+ a Month HIGH Additional Mortgage Payment. Ocwen Mortgage Company is FORCING me to go without Asthma Medication, and Ocwen Mortgage Company are Forcing me to go without Food/Groceries some days of the month.

Many days for the past 4 years I have only been able to eat just 1 meal a day or ½ a MEAL a day because that is all that I can afford. At this point from not being able to afford food, my tissues in my remaining muscles {arms and legs} Hurt Severely whenever I try to walk or even move. Pain in the legs can occur as a result of conditions that affect bones, joints, muscles, tendons, ligaments, blood vessels, nerves, or skin. Typically, the pain is a result of tissue inflammation that is caused by Lack of Food. Not being able to eat enough food daily can cause inflammation to any of the Tissues of the Leg and lead to Severe Leg Pains, and Arm Pains. Ocwen Mortgage Company has Over-Charged Me, and Over-Charged Me over $600.00 Extra Each Month, with an 8% Mortgage Interest Rate within the past year and for 12 months now to the point that My Health now is in Real Serious Jeopardy, and My Lungs are in a lot of PAIN daily,  and my Lungs are almost near Total Collapse/Failure from having many Asthma Attacks frequently, or daily without being able to afford Proper Prescription Medications. I have very little Lung Compactly left from having many different Asthma Attacks over the past year now. If I have to be rushed to the Hospital, with my Next Severe Asthma Attack, it will be possible that I will have to be put on a Ventilator/Respirator to Breathe in Order to Survive. “I am wondering, Can you please to Help me out Financially?” Please. I am really hurting. I am in a lot of pain. I believe even the smallest act of caring for another person is like a drop of water -it will make ripples throughout the entire pond. Never underestimate the Difference YOU Can Make in the Lives of Others. “I believe the purpose of life is not to just be happy. It is to be useful, to be honorable, to be compassionate, to have purpose make some Helpful difference in someone’s Life. Nothing exalts the soul or gives it a sheer sense of buoyancy and victory so much as being used to Change The Lives Of Other People. “Make each new day count by Helping Someone Or Just Making Someone Smile.” Those who are less fortunate, often don’t want to ask for help. Hard times hit all of us at some point. Enjoy your good fortune. But Let Your Fortune Help Others, People helping people makes this World a Better Place.” Eleanor Roosevelt said: “Since You Get More Joy out Of Giving Joy to Others, You Should Put A Good Deal of Thought into the Happiness That You Are Able to Give.” Booker T. Washington said: “Those Who Are Happiest Are Those Who Do The Most for Others.” Norman Vincent Peale said: “When you become detached mentally from yourself and Concentrate on Helping Other People with their difficulties, you will be able to cope with your own more effectively.” Albert Schweitzer said: “The purpose of human life is to serve, and to Show Compassion and the Will to Help Others.”

“I am scared half to death of losing my Home. I would like to know if I can please depend on you for some/any financial support. I am trying to raise money to save my home. Can you Help save my Home? Can I count on your support? The real point is that we all need help somewhere along life’s path whether we think we will or not. And, if you are the one giving and helping, just remember this: no matter what happens later, you will always be secure in the fact knowing that you have remained strong and true to assist those that need your help. “Without enough Food, each day now I can feel extreme PAIN coming from as my Body is eating away at the Muscle Tissues that are within my Arms and Legs, in order for my Body to survive up to this point. From Me not eaten sufficiently, nor able to afford enough food monthly, I feel that I have wasted away to almost nothing. Some days I am physically dying without Food or Sleep, and it is a Painful, Lonely place to be. I am almost to the point of having a Nervous Breakdown. Every day is a matter of Survival.” “I am compelled desperately to WRITE and ask for HELP from anybody.” I would like to know if anyone would please send me money to buy my Prescription Asthma Medications? I would like to know if anyone would please send me money to pay my Mortgage Payment? I would like to know if anyone would please send me money to buy Food to Eat?

I am please begging and asking people, anybody for some financial support.

Please help me. Please Donate.

Your donation towards this cause will be greatly appreciated. Thank you.

M Kapil, 24, hardworking and honest student and i am struggling to feed a family of three. The issue is that my dad (dead in 2009) left no money for us and left me a debt of $9000 (Rs.540000)  which I am unable to pay off and interest @20% p.a. is being charged by builder from whom we purchased the house I presently live in. The builder is very kind allowing us to stay in the house but his kindness would disappear if i don’t pay off the dues within 2 years and he will remove us from our house in Mumbai,INDIA. We don’t have any other house to live in nor do we have rent to pay off rental premises. We are  in neck deep trouble and am just 24! Don’t know where to go and what to do. Hence I request you to kindly donate at least 1 dollar to this is my PayPal address. Your kind donation will help bring my balance down. I will be thankful to you and would pray lord Jesus to fill happiness in your life. God bless you!

Hi. I just submitted this form but I forgot I needed to write at least 300 words so I will try this again. Sorry. I’m Amy and I am disabled with a family of 4 including myself. I have been waiting nearly 3 years for a hearing for my disability and we are behind on all of our bills including all utility bills and credit cards that we have had to use just to get by.  We have also taken out multiple payday loans just to support the family and we are in financial crisis. Our mortgage company is also about to foreclose. I have attached a mortgage statement and I marked through the personal information. I was not comfortable with showing it because I don’t know who might see it. Sorry if this causes a problem. If it does, just contact me by email. We can not get help any where because our credit is ruined because we are so far behind. We don’t have family members who can help so I am to the point that I have to reach out to strangers for help and this is not easy for me to do but I would appreciate it so much. I suffer from bipolar disorder and severe clinical depression as well as post traumatic stress disorder. I also have nerve damage and deteriorating disks in my back which has caused my disabilities. My husband’s small income is just not enough. We have struggled and suffered for so long just trying to get by and take care of our two daughters until we are to the point that it is just not working any more and everything is falling apart. I now have bells palsy because of all of the stress of our situation. I would appreciate any help we can get very much.

Thank you so much and God Bless.

I have always rented houses because im not in the position to buy but now that i have a multidog household its getting more difficult to find a home that accepts pets.I always rent old houses that need a bit of work done and decorate myself and usually get a good few years before the house owners want to sell.A year ago this happened yet again and after a few worrying weeks i found a landlord willing to let me stay with my dogs in return for renovating the house,i had no choice,time was running out so i used my savings to completly renovate the house,it was a mess and took a few months to complete.Now that the first year lease is up the landlord wants me out so he can sell his newly renovated house.Im absolutely devastated and after seeking legal advice there is nothing i can do.I have just 2 months max to find a new house so im hoping some dog lovers out there can help me save for a deposit to buy a house rather than rent,i just cant do this anymore and i cannot lose my dogs,they are my life!! If i cannot save enough money for a deposit to but then enough to rent a slightly higher priced rental for a few months would be better than losing my dogs .Until now i often wondered how many of these posts were genuine but until you are faced with a situation like mine or many others its impossible to say what you would do if in the same situation.Im praying some dog lovers see this and help me out because life seems very pointless with out my dogs x

Dear Sir

We hereby request your precious financial contribution so you can recover my house to the bank.

Follows the historical explicitly detailed below, and such contribution will not have the same value, without first VSa read with dedicated attention:

My name is Rosangela Monteiro, a resident of Rio de Janeiro, Brazil. I am 46 years and for 13 years I have been retired for disability due to cancer in addition to other acquired disease. At the time I retired “with a good salary,” then I funded a house by the CPMP, after a few years due to the wage gap, I could not pay benefits. I was driven to ask for review of plots to continue paying, but nothing, the situation worsened. Today I will be homeless if the bank send me a letter of eviction.

Later this year I was contacted by a bailiff asking my attendance at multirao the Private home, I was informed that CEF had bought my house and was trying to sell me back because my priority would be, but how can I buy my own home?

I’ve tried several times to negotiate, but I had no trouble negotiating because to apply for credit, despite having no restriction or the SPC or SERASSA, and was informed that there was CONDITIONAL APPROVAL the CONRES, which would seek to GILIERJ.

They asked me the value of R $ 88,000.00 (eighty-eight thousand reais), but buying the property can only be in cash and do not have this value, therefore am not ashamed to ask for help.

The following property data to see I’m not lying or trying to take advantage

Housing contract 8133480015607

PROC No. 00080372720124025101 TRF2

Data for eventual deposit

I am very grateful for their invaluable understanding and possible contribution, no matter how small, I commit myself somehow in the future repay him with information and explanations of my eventual success, valuing praise with its so meaningful participation.

No more carefully

Rosangela Monteiro

My name is Ali, I’m twenty two years old and I was woken up last Tuesday by a phone call from my mum. She was crying and muttering about losing her house. My mum has always been the strongest person I know, so to hear her crying tore something in me. I went round as soon as I could and asked her what was happening.

My parents split up when I was ten years old. My father was a violent alcoholic and my childhood was a torment. Naturally, their split meant me and my two younger siblings could be happy children and not sullen faced drink fetchers. Unfortunately, due to my fathers greedy intelligence, their divorce took a number of years (four I think) and although my mum got the house, my father was awarded £57,000. My mum very nearly had to sell the house to pay him. That house has been owned by my mum’s side of the family for 4 generations, selling it would break her heart.

When the dust settled my mum still had the house and my father was out of the picture, life has been good since then.

Our happiness was short lived. I went round to my mum’s house and she explained how my father has been neglecting his payments on loans he took out when they were still married. To my fathers credit, he has been dutifully paying the loan off for the past few years, however it would seem he has either run out of money or he just doesn’t care anymore.

The guarantee on the loan was my mum’s house. She regrets it now but at the time they needed the money to start up their business (a restaurant that my father ran into the ground with his drinking and spending). The bank is now asking for £11,600 or it will take the house. I don’t understand how they can justify taking a house over eleven grand but there’s nothing we can do about it.

Me and my sister have put all of our savings together and raised £7850. My mother is now retired and so was unable to afford more than £1500. That gives us £9350. We have three weeks left to raise the money or my mum will lose her home.

I don’t like asking for money, it has cost me all the dignity I have to post this but I don’t know what else to do. All I am asking for is help.

If there is anyone out there reading this who can help, I will pay back every penny as soon as I can. If you lend me £2,250 you will be my mothers guardian angel.

Thank you.

Philanthropist wanted;

Do to circumstances beyond my control.  I need your assistance.  If you desire to assist me in my endeavour I would appreciate any prayer or financial support you could offer.

First, pray that God will open doors for me to get back on my feet.  Second, my goal is to save my house from a sheriff sale due date is by 3-23-2015.  I need $9,926 to save my house.  All I need is $1 from 9,926 people or $2 from 4,963 people – you get the picture. So if you have a few bucks or more, please send it my way.  I promise that 90% of money gift you give me will go towards saving my home from the sheriff sale.  Also 10% of money gifts will be donated to my local church.

I know for sure that God wants me to succeed by helping raise the necessary funds.  If you are interested in helping in either or both ways, I really appreciate it.  If God leads you to give financially, send it to my donation account or to:

By the way, some CPA people told me to make sure I tell you that you cannot deduct the money that you send me on your tax return!  Any money you send me is a gift.  Kind of like when Millionaires donates funds for improvements on a business – it’s a gift! 

Once again, thank you so much for taking the time to consider helping out on my situation.  I pray that you all be blessed with the lord’s gift.

Sincerely,

Terry Allford

Hello there,

My name is Matthew Teekel I am 20 yrs old , and I was contacting you to ask for your advice and help. So I’m a supervisor for my grandpa’s company he started  TT&H warehouse inc. here in Baton Rouge Louisiana. I was in school for engineering when I found out I was having a child. Now my daughter is one and a half, and she is my whole world. I am a single father also, I have recently bought a house and a new truck but the month before last I had to get an ulcer in my stomach categorized. I missed a month of work and it made my bank account bounce with all the auto pays I had. Now I am slowly sinking in debt. And I really need to make money quickly. I really want my daughter to have a great Christmas. I have been doing really well and I make 40000 a year but as I said I just bought a house and a truck so I could have something for Mary grace.. and I’m falling behind I just need to make or borrow enough to get out this hole.. any help or advice is greatly appreciate. I’m just always stressed and I don’t feel like the same person. Donate paypal or Email me at teekel87@gmail.com to give advice.. Thank you for everything I have my house bill for 4000 if want to see.

Thank you for your time,
Matthew Teekel

Hi my name is Jamie, in December of 2013 we opened a restaurant and named it after my husband’s deceased sister who was tragically killed in a car accident involving a drink driver. We put every thing we had and then some into this we gave it our all but it just didn’t work out for us and we had no choice but to shut it down in August 2014. Now we are left with overwhelming debt and we are about to loose our house which is a double wide mobile home its not much but it is our home. My husband and I have been married for 14 1/2 years and have 3 children Dylan 9, Aubree 8, and Nash 16 months. Before we opened the restaurant my husband installed overhead doors and I worked as a receptionist in a Dr. Office we were your average middle class family. Now even though we are both working we can’t afford health insurance, we can barely aafford to heat our house. We are about $75,000 in debt and would appreciate any help.

Hi my name is Pam, I live on my family farm with my husband and my 15 year old son. We moved to the farm in 2009 after my dad passed away and my mother was supposed to move in with us and help pay for the farm. She was diagnosed with cancer and decided to move up north with my brother which has put us in a very bad situation. I have MS so my husband is the only income provider. We have tried to get money from his 401k but they say we can not touch it until he retires. We are facing foreclosure by the 21st of December. We do not want hand out but would appreciate a loan. none of the banks will help. We need 20,000.00 dollars to save our home and be able to buy a used truck mine is a 1998 Chevy and has had 2 transmissions and 1 rear end replaced with another rear end ready to go anytime.. It just seems everything I try or do to get a head something happens and we get behind.. please if you can help save Leap Of Faith Farm thank you.

I have been in my home for 23 years. Until recently, I faithfully served as a public employee. Due to a situation where I was directed to compromise the integrity of the position and that of the people I served, I did not comply and henceforth lost my job. I have been able to maintain my home up until this point. I have lived extremely minimally and have spent all of my cash reserve. To survive, I have sold many possessions many of which have been in my family for generations. Today I ask for your help. Please consider a financial offer to help maintain the roof over my head. With everything that is going on my home is the last vestige of normalcy. I ask for help to maintain my house until I am able to secure another position. I have only six years left on my mortgage. Your financial offering will help me weather this difficult time. In turn for your offer, I promise that once I get back onto my feet I will pay it forward again helping those in need.

I bought this brand new home in 2006. By the end of 2006 I found mold in the window seals and under the carpet. I became disabled the next year while trying to find out why our city does not make builder’s be bonded or insured. The water from the hall bathroom bath tub and shower goes directly under my house which caused a huge cracked in the foundation. This allowed moisture in the house causing mold. The insurance wouldn’t cover it and the builder had a judgement on him for it but I was financed through Bank of America which after the insurance company notified them of the condition of the house, the bank kept 4 of my payments and started foreclosure on it I filled for bankruptcy and now since I’m too sick they are taking it away. My children and I need a home that’s safe and mold free. Please help us get a different home we can live in. Thank you for your time.

My wife and I have been together almost 7 years now. We have 3 great small kids. We got ourselves into to many credit cards and some medical debt as well. We were doing really well until the economy took a downturn and my wife was laid off back in 2009. She got to go back to school paid for so that was a plus but the income she was getting from unemployment was nothing compared to what she was making at the previous job. Shortly after she was let go I was let go as well. Luckily for me I was able to go back and work for the company we were working for before. We were doing really well up until then. As a result we continued to get behind on everything as I was the main source of income. We try and try and try to get ahead but never could. The house we owned at the time needed some work as well and the septic was backing up due to a tree that had rooted itself into the pipes. There was no way we could come up with the $10,000 we needed to fix the issues so we ended up having to foreclose on the house. That was about a year ago and we’ve been renting since. We rent a nice home but the credit card debt and medical bills continue to haunt us as does our vehicle payment. We have ended up not being able to pay most of them. Most of the credit cards are in collections as are the medical bills. This just creates more and more stress between us both and just stress in general. All and all it would be $50,000+ to be able to get out of the hole we are in. We just want to be able to make a great life for our kids and not have them suffer for financial mistakes we’ve made. If anyone out there could help we would be forever in your debt. I’m not even sure where this letter could go or if anything could happen at all but I know there are many wealthy and kind people out there so I’m asking and begging you to please help. Thank you for reading this and God bless.

Hello,

My name is Stacy. 2014 has been a year of challenges for my family. I had two hospitalizations earlier this year. My husband lost his job in April because he had to take time off to take care of me. This was the beginning of our financial troubles.

My mother died unexpectedly in June and I had to take a couple weeks off work to take care of the arrangements.  This caused an additional financial set-back on our household.

Things were slowly getting back on track in late August as I was working as much overtime as possible. Then, to add to our nightmare, we had a “corporate restructuring” in September and I lost my job after 8 years with the company.

Now, we are 3 months behind on our mortgage and facing foreclosure. We’re 3 months behind on our car and facing repossession. Our utilities are now being disconnected and we’re struggling to make ends meet and keep a sense of security and normalcy for our 3 small children.

My husband and I have been trying to sell everything that we can for extra money.  We apply for 10+ jobs a day but we are still sinking…fast.  I’m sure our situation will improve and we’ll be OK (like we always are), but we need help getting through the end of the year.

Anything you can do to help us will be greatly appreciated.

God bless you in advance for your giving.

You can donate here:

Hello,  My name is Tom.   I am a 63 year old Vietnam Veteran who is disabled due to my exposure to agent orange.    When I first became disabled I used up all my 401(k) money, and savings while waiting for disability benefits to kick in.  However,  by the time I finally got the benefits the amount of back payments due on my mortgage was more than I could afford.

I am now facing foreclosure and eviction.   I can afford to pay rent on a new place and we want to move from New Jersey to Las Vegas area due to better weather,  lower housing costs and to be closer to a VA Hospital.    Two of my children plan on going to UNLV once we live in Las Vegas for a while.

Our plan was to rent a truck and move ourselves.  But,  suddenly I had to have heart bypass surgery and just got out of the hospital on Nov 3, 2014.   I will not be able to do any physical labor for 3 to 5 months while my breastbone and ribs repair themselves.  I have to be out of this house in 3 months or be put on the street.    I am not permitted to drive for 6-8 weeks so I will likely have to be a passenger on the trip as well.  So because of this heart bypass surgery moving myself is no longer an option.

I have gotten estimates for movers to come and move me, with them doing all the loading and unloading and that cost is around $9,000.00    Since I cannot drive I will have to have one of my cars shipped as well.  (FYI:  I have 3 cars:  1986 Peugeot, 1988 Chevy Blazer, and 2004 Ford Explorer)  The cost of shipping a car is about $1,250.00.

Using all the available credit I have on my credit cards ( I have zero balance on them)  and cash on hand,  I have the deposit money I need to rent a new place, and money to pay for gas and lodging along the way.  I also have $3,000.00 which is what I needed to rent a truck.   With the change in plan that I cannot move myself I suddenly need $7,250.00 more to make the move.

We have looked into selling our 30 years of accumulated stuff and just move our clothes but we would only get pennies on the dollar and have to replace so much after we move that actually moving the stuff is much more cost effective.  I would not be begging like this if I had a choice but I need to get out of here soon or I will be evicted.  Thanks for your consideration.   Your help will be appreciated.

Save my home

I have worked all my life, took care of my parents til their deaths, mom in
1991 and dad in 1998. Rescued by brothers home from foreclosure in 2000. Took
a loan for that. Up until October of 2008 I have had no serious health

issues. I started feeling sick in December of 2008.I did go to the doctors
and it took them a few months to figure out what was wrong. My bladder and
uterus had prolapsed. In March 2009 I had surgery. Problem fixed. I was able
to return to work. The next year in 2010 was brought to hospital to find out

I have afib which now is controlled by medications. But during that time it
was harder to return to work and I got behind on my home.I was able to catch
up some but not enough. In November 2012 had another surgery for a hiatal
hernia. I’m behind 10,510.83. In the process of a career change, doctor said
no more heavy lifting. I have been taking jobs that do not require lifting.

But at present not making enough to save this impeding financial crisis that
is upon my family. I grew up here, my parents died here. I would like to
stay. Could someone please help this family stay in their home.

Family about to lose home

My name is Randy and I am married and we share three wonderful children
together. My wife recently has lost her job and we are $2000 in debt with
our mortgage and we are about to lose our home for us and our children. My

wife has neurofibromatosis and is disfigured and therefore she prefers to
work non-face-to-face and it’s becoming harder and harder for her to find a
steady at-home job. Right now the banks are calling me every day and telling

me I either declare bankruptcy or within the next couple of months they are
going to foreclose on our home. I have already deferred as much as they will
allow me and I do not make enough to get caught up. I need around $2000 to

get caught up and my credit is so bad I can’t get any kind of long-term loan
from any bank. Please help me, I’ve exhausted all other resources possible!
My wife and I and our kids would be very, very grateful!

Home in foreclosure 90 days to pay past due or homeless

I am in need of help, and don’t have anyone to turn to. My home is in
foreclosure and have been given 90 days to pay $8,450.00 in past payments

including late fees and attorney fees. I am raising two children with no
help, I couldn’t qualify for a modification either. The thought of my
children and I on the street in 90 days scares me and I am begging for help,

please. I am not making up stories if I can get the help I will remove my
ad. Please help me save my home. I am trying to save what I can but I still

have to pay bills and feed my children. I am very stressed and hate to ask
for help but I have no other options. Thank you for any help you could give
me, bless you.