I’m writing this in hopes that someone might be able to help. I am a 34 year old single father living in Desoto County, FL. It’s one of the poorest counties in the state. I left my job over a month ago as a hardware store ‘floor manager’ due to hostility from the general manager and his group of friends who seem to be experts at gas lighting in the work place. It got so bad that I started to fear for my health. I believe that most of the animosity towards me was garnered from the fact that I would put my son first before anything else. For example if it was my day off and I was spending the day with my son, they would try to get me to come in to work because they are such terrible people that the other employees would frequently call off work. Mind you, these are employees without children and minimal responsibility. I could probably go on forever about all the specific things that went wrong, but I won’t. Basically, I haven’t had a job for almost two months now. I’ve put in multiple applications and haven’t received a call yet. The most promising job so far is a remote job that I am currently studying guidelines for in order to take an exam to qualify for the position. It’s rather exciting. I know, who get’s excited over exams, right? I’m kind of an old nerd. I’ve always been fascinated by science and technology. Anyway, the reason I am here is because I have exhausted all other options. My brother has been here to help me with food, water and the bare necessities for which I am eternally grateful. My water has been shut off for almost a month now with a bill exceeding 1000 dollars, and I’m over 5000 dollars behind on my mortgage. I have been doing random jobs on the side as a plumber in addition to various tasks online which pay pennies on the dollar to buy food every day. My car is falling apart and the internet is going to be shut off soon, which would make it impossible to do the remote job I’ve been studying for. It’s a very dark place and it’s taking every bit of light inside me to keep going. In a perfect world, I would have been able to go to school and would have already had a good job. I believe that I have always had the drive to succeed in school, it’s just that the financial part of it has been difficult. Qualifying for a Pell grant out of high school was difficult because of the expected parental contribution. With neither of my parents attending college themselves, and being a middle child, needless to say my education was the least of their concerns. But it’s really not about me anymore. I just want to be the best I can be for my son. I want to do better for him than was done for me. I think I may be able to get there on my own, but if there is anyone out there who believes in me and wants to help, I would be eternally grateful. If you have any questions, please feel free to e-mail me.

https://paypal.me/robertroff?locale.x=en_US

Hello. There are my parents. My dear mother has just passes recently and my father is stuck in a rehab center due to repeated falls. I need 40,000 dollars or whatever I can get to try to save the family house. My grandfather, father and myself all grew up in this house. It has been the center for many wonderful memories. Now, the house is in jeopardy do to several medical bills from both of my parents. I simply do not have the funds myself to help my father keep the house that him and my mother spent 51 years of their marriage in. If anyone could help in anyway at too it would be greatly appreciated. My paypal link is paypal.me/FLasorte. Anyone, please, find it in your hearts to help me help my father. Thank you.

I’ve been working on an Ambulance since I was 15 (50 now). Helping people became who I was and I loved doing it.

Entered my 30’s I was diagnosed with a tumor in my spine.  Thankfully not cancerous but a type encapsulated my L3, 4 and 5 developing into an extension of my nervous system making it painful to move patients without being down days after.  I later discovered the tumor was the result of lifting patients. I only bring it up because of the cost to my health buildings business, I worked through the pain paying later in life.

Over the years we built the company into the most professional in our area. The only competition that could hurt us were the illegal ones scamming Medicare & Medicaid with the greatest of ease.  The kind of companies paying dialysis patients cash in exchange for their Transport to and from dialysis ripping off Medicare. 

So we did something about it, we teamed up with a couple of FBI Agents who wired us up and sent us in to talk shop, taking down several fraudulent providers. 

We picked up a patient who probably should be going by Ambulance not Wheelchair Van but the doctor demanded it and sending a Nurses Aid along to watch the patient. About halfway to the destination the patient, thinking she was home in a recliner, the patient unbuckled her seatbelt.  Our driver braked, the patient was injured hitting her head. The Nurse Aid was facing the opposite direction playing on her phone. Thankfully we had onboard video and more to catch her.

She sued us in 2015, no not the patient, the nurses aid.  Sued for Post Traumatic Stress Syndrome. She had no injuries.  We were confident any paralegal could wipe the floor with her claim, reported it to our insurance moving onto bigger things.  Fast forward to 2018, the company was 12 years old, we outlived most of our competition feeling secure in our future.

1. We couldn’t have been more wrong…..

It was around 630 on a Friday night July 2018, I began receiving calls from three then four employees at once saying the bank won’t cash paychecks. There was certainly more than enough in the account to cover it.

We impatiently waited for the weekend for the bank to tell us what was going on. To our surprise someone served a Writ of Execution on our account! How could that be, we were covered to the hilt with insurance.

Remember that nurses Aid, her and her husband sued us and won. How can that be?  My ridiculously expensive insurance had permitted the suit to proceed undefended.  

We were forced to close a few weeks later. We incurred massive personal debt to keep the business alive enduring inhuman amounts of physical and mental pain to have it all taken in an instant.

We entered a shocked and dazed mixture of fear, terror and overwhelming depression I didn’t know existed. Worse yet that fear can’t hold a candle to the fear depression and sheer panic I feel today.  Its gonna sound crazy but that was easy compared to what my family will endure.

We quickly fell behind in our mortgage by 3.1 months, so the mortgage company jumped on foreclosure.   Before I knew what was going on it was over. I admit I ceased functioning entering a dangerous depression contemplating leaving earth. 

While selling my life I learned about Mortgage Modification, requested one.  My bank led me to believe it shouldn’t be a problem given the circumstances. Despite what I was being told, the bank focused on foreclosure while I focused on repaying it. Everything happened so fast.

Oh my god. What am I going to do? I’m on the verge of actual homelessness waiting for someone to show up and make me leave my home.  I can’t eat, haven’t slept in months and all i want to do is die. When I open my eyes in the morning after never more than a few hours sleep, I wake in a panic. I experience levels of depression I didn’t know existed.   I apologize for shotty writing, I wasnt always this bad.

UPDATE

It’s October 25, 2019.  I’ve developed a shake (hands, legs) and a crushing depression like I’ll burst into tears at any moment.  I’m on the verge of a nervous breakdown as I walk through my house Posting my life’s assets for sale online before they take that too. I’m worried about my wife who never dealt with stress well and my son who, you can’t imagine whats its like to tell your son were losing our home.

I received a letter saying if I can come up $45,000 I can keep my home. I’ve been helping people my entire life never expecting anything in return. 

Today I hope an Angel shows up and either saves me or takes me. God help my family please! If anyone can stop this madness, please.  I will find a way to repay it. I will do anything for my family. I don’t expect this will save my family but I have no other choice but to ask for a miracle. 

paypal.me/acpaylor

As I sit here typing this, my hands are shaking. I have never ever had to ask for help from anyone, especially total strangers on the internet.

We are a family of 4, me, my husband, a senior college student and a high school kiddo. My husband and I have been married for 23 years and started a family very young. We have overcome more obstacles than most not relying on anyone. We worked very hard to purchase our home and were able to put almost 50% down when we purchase it in 2010. We both work very hard and after working part time job I was made full time with benefits this year. (a goal I have been working toward for 5 years) but the job transition with no pay and some of our college students college bills have put us behind.

Ironically I work for an organization that helps people in crisis, so I help kids and families in need and now I need help. The hardest part is asking, especially from my community partners that I reach out to.  Please consider helping a very hard working family that helps anyone that needs anything, we serve at church, and I am not saying that to make us look good. I am just saying that to show our character. I want to save our home and

I am humbly asking for $5,700.00 or any donations to help. We will owe more, but I have not received a current reinstatement letter yet. I do have some to put toward the final bill.  I have until 09/30, auction will take place on 10/1/19.

Thank you for your consideration, your time and please know that I will repay this forward many times over.  Thank you

paypal me here :   paypal.me/heatherwills0510

I’m Michelle d from Miami, FL & writing this is almost as difficult as the hardship itself.

First I want to say I know there are people less fortunate that me. Guess I should explain some of my past to understand where I’m at now.

Condensed version, have an amazing “baby” brother (41yrs old) with 4yrs clean & couldn’t be prouder of him.  Anyone who knows about addiction, knows how horrible it is for the person & family.  My dad dies at 64 from alcoholism, not pretty. My mom & I have always had a difficult relationship. She came to rely on me at a very young age. This played the groundwork for me being the go-to and caregiver for well everyone.  Have had a hard time saying “no” & not helping. At times to my detriment & my family.

Been working since 15, except the past year.  Been working odd jobs, at this point I’m desperate & even looking at relocation.

Have 3 wonderful children (Pic is me & my babies last Christmas).  Nicholas (26) is living at home again, he went through his teenage angst in his early 20’s but thankfully he got it together & now works & back in college. Also have 19yr old twins. Alexandra & I went through a rough patch but all is good.  She goes to Dade full time & works part time (She is incredibly smart & stoic).  Brandon is challenging right now but he works & is going to EMT school in Sept. (he wants to be a firefighter).  They were 3 mnths old when my husband was diagnosed with a brain tumor (GBM), he dies in 2004. This was easily the darkest time in our lives. Can’t even list/describe every messed up thing. Unless you live it you don’t get or understand it. Any good things I could say about it was – my twins, made me stronger & incredible kindness of strangers.

To make things “interesting’ I met & married a neighbor after 3 yrs. Thought it was a sign that we met thru our kids. My house is where all the kids hang out. Was raised that way & wouldn’t have it any other way. He had 4 kids, me 3…were the Brady bunch.  Long story short, he was sleeping with the neighbor across the street & pretty much a lot of women. Again, good things – didn’t sell my house & his kids & I are still friends.  Since then been keeping to myself focusing on my kids, family, home & career.

Proud to say, I’ve had my home for 20 yrs (10 more to go), put my kids through private school (Christopher Columbus & St. Brendan HS, not cheap) & 2 out 3 Florida prepaid college plans. Sometimes amazed have been able to do this on my own.  Last year by the time the kids graduated my bills were almost 8k a month.

I got played off in Feb, right after that I decided to quit smoking (better late than never). When I went to get a prescription the doctor said I was suffering from depression.  Found another job but there was so much drama & pressure I broke down crying (I never cry in front of anyone) and had to quit.

Don’t sleep much, I’m not physically tired as much as drained & mentally exhausted.  Guess I’ve just been coping alone so long that I’m just overwhelmed & need help.  Funny how all the friends and family I have helped are now MIA.  But truth be told, I have a very hard time asking for help always.

So now I’m asking for anyone’s help. I have fallen way behind on my mortgage, utilities and medical bills. I’m trying desperately to get back on my feet and can’t do it alone this time.

Please help if you can, thank you so much. You can’t imagine how grateful I would be.

M.

My family of 10 is facing imminent foreclosure of our home if I cannot raise $60,000 before the 10th of September. I have exerted all other efforts and attempted to work with my lender but they are unable to assist without a “financial change” because past attempts with trial payments failed due to unemployment. I was laid off due to  a reduction of force at my previous well paying job and was forced to take a position that pays less than half just to feed my family. I am a very hard working man and have now worked at the same job for over a year but it barely covers the basic expenses. Yesterday I was given an annual review that I was told was the highest rating that had ever been given at my company in my department. I was then told that I wouldn’t be eligible for the annual increase despite my high rating because I missed the cutoff for the year because I started 9 days after the decided upon cutoff and there are no exceptions. Needless to say, this felt like a big slap in the face since I put my pride into my work and frequently stay late to assist with tasks that need done, when all of my coworkers leave right on the button when their “time is up” for the day.

My family consists of my 4 children and my girlfriend and her four children. We combined houses after she  and I both went through terrible divorces hers was an abusive relationship and mine was because my wife that I had been with for 11 years had been cheating on me for 8 of those years with my “friend”)

The fathers of my girlfriend’s two sets of children do not pay any child support so we pay all of the expenses.

I know this is a huge long shot but I cannot rest without knowing I’ve tried everything in my power to stop the sale of our home.

There is a lot more to this story and I’m happy to share it if you are interested but I don’t have enough room here to write it all.

Thank you for reading and wether you can assist or not, I appreciate you taking the time to read this far.

if you are able to assist here is my link:

https://www.paypal.me/saveourplace

Sincerely,

Adam

Hello,
In February of 2018 I decided that I was no longer happy working for other people or large companies and decided to start my own business and work for myself. After having had my house on the market trying to sell it I realized that there was a need for Home Inspectors. I looked into what was involved in becoming a home inspector and talked about it with my wife. At the time my wife was employed full time and I had recently become unemployed. Being the supportive wife that she is, my wife said that she was fine with me becoming a licensed home inspector if that’s what I wanted to do.

So I began the process.  In order to get licensed I needed to go to a school that is recognized by the state I want to be licensed in and take the home inspection course, pass that course and then take a national exam and pass it. We paid for the course and in March 2018 I started the classes. The course was a 5 day per week for 3 weeks course. I attended each day and passed my test at the school. I then took the national exam and passed it. Great! Things are looking up! Or so I thought. Now that I obtained the proper license I can start getting the business license (not the same as my inspector license) and Liability insurance. Home Inspectors must carry a $300k insurance policy as a condition of obtaining the license. I was also advised that a website would be beneficial to my business, so I made a website and paid for a “.com” domain to host my website. All of this costs money.

My wife and I put everything we have into getting the business going, and it wasn’t cheap. And after doing all of that, my wife suddenly gets terminated from her job due to “downsizing”. So it’s July 2018 and I’m unemployed, wife is unemployed and we just spent pretty much all we had on the new business venture. Luckily we both had transportation. She had a car that she was still making payments on and I had a truck to use for my new business and it is paid for, no loan on it. So we both had a way to find work even if part time. This would help while business is slow. New businesses can take a while to get going and making money. Now comes October 2018 and we are managing okay, things could be better but we are not getting behind on bills and are eating. That is until the 27th of the month. My daughter and I had planned on meeting at a restaurant for lunch. I decided to drive my wife’s car since it gets better gas mileage than my truck. A few miles down the road is when I encountered a bad driver. I can’t go into specific details because the case has yet to be resolved. But the other driver was determined by the investigating officer to have been “driving aggressively” and was at fault. I sustained minor injuries physically but I continue to suffer from another condition that was caused by the accident. My wife’s car was totaled. And since we were still paying on the loan the insurance company would only pay off the loan. At the time we were doing okay paying the payment but we certainly were not in a position to buy another car. We had no down payment, not good credit and only part time jobs that we hadn’t had for very long. No bank would loan us any money for a car. So now all we had was my truck. And my wife was supposed to start a new job that required her to have a car in order to perform the job. But she couldn’t take that job since her car got wrecked and I need my truck.

So far we’ve been managing to keep our house and the utilities on, thanks to family helping us financially, but it’s getting tougher with no relief coming soon. The family has their needs to and can’t continue to help us. I completely understand that and I am very thankful for that help. But we now owe money for that help.  I should be getting a settlement on the personal injury side of the accident, but those cases can take a year or two and longer sometimes. Plus, the settlement will likely not be sufficient to get us out of debt and another vehicle. And negotiations haven’t even begun yet. We are going to lose the house and everything we own if things don’t change soon. In order to generate business I need to be able to visit clients and have lunch meetings and such as a way of promoting my business. I also need to advertise. It all costs money and right now I can’t afford to pay for it. So I’m stuck. I need money to make money and I have none. I hate to ask for help but I really need it. This car accident has really put a strain on my life as well as my wife’s life. She didn’t deserve to lose her car. And although she doesn’t blame me, I feel responsible for her not having a car now. We live in a rural area so public transportation is out of the question. I would love to be able to replace her car and pay up some bills and debts to the family. I appreciate any and all help I can get and may God bless you.

PayPal link: https://paypal.me/dpink64?locale.x=en_US

I am reaching out for help to keep my home. I am a single, divorced mother of 2 small children and got behind on my mortgage payments. I worked hard at making sure we had a home. I applied for a modification to help reduce my mortgage payments. I was notified today that our home may go into foreclosure. I am behind $8000. 5 mortgage payments. I struggle every day and we love our tiny house. I am hoping my modification gets approved so that will help me further in staying on top of my payments. We are very active and involved in scouts, my boys are black belts in karate, play hockey, soccer, tennis and are straight A students. I try so hard to keep us going everyday and never complain or yell. I smile through it all. I don’t date or go out. I work and help my boys. Bottom line.  Please help us keep our home. We love it here.

https://www.paypal.me/casalerno

Mike is a 62yo Veteran who is Losing his Family Home due to a Stroke.  Mike has worked his whole life to provide for his family 5 children and his  wife, friends and strangers in need. If you are in need No just isn’t in Mike’s vocabulary.  Most weeks Mike works 6 days as a self-employed landscaper. Rain, shine,104° Mike is out there doing everything he can to provide for all.  Today Mike needs your help to save what he has worked so hard for. You see less than 6 months ago Mike had a Stroke……..he couldn’t walk. Mike knew if he couldn’t walk he wouldn’t be able to mow his lawns and provide for his family. The doctors said he would have to go to a care facility 70 miles away from his wife Robin (who was still recovering from 2 Cancer surgery’s 1 in June and 1 in July of 2018) to learn how to walk again.  There was no way that Mike was going that far away from Robin, not after 30yr’s together. And Mike certainly wasn’t going to let down his customers.   With Mikes faith, strength and Robins love, After just 4 days in the Hospital Mike was up and walking on his own down the halls bringing ice chips and popsicles to his fellow patients. The doctors told Mike his recovery was a long uphill road but that he could go home and do out patient Stroke recovery treatment. While Mike has been recovering he has been unable to keep up the monthly mortgage payment on his home of 24 years. What should have been paid off in April 2019, Has become a $10,000 bank Foreclosure. Mike has worked hard in physical therapy and what could have taken years to relearn Mike has done in just a few short months. Mike has returned to his lawns and is able to keep up with his 2nd Mortgage at $460 per month due to a loan modification. But He is unable to catch that first mortgage up. Mike goes to work 6 days a week again although his doctors say he shouldn’t and does everything he can. It’s just not enough. That’s why I’m asking you to Please help save Mike’s home. Everything and anything helps. Please donate. Time is running out. The bank is going to take his Family home and sell it to pay the $10,000 that is left on his Mortgage. No amount is to small. With you help we can save Mike’s home.

paypal.me/SaveMiketheMarinesho

Several years ago I lost my dad to cancer then 2 years later I lost my wife of 25 years to cancer. I lost the 2 people that helped me deal with life. Then 2 years ago I lost my job that I had been working at for 40 years. I have been struggling to work odd jobs because of my disability. I have been trying to get disability payments but got denied and just sent in my appeal. I’ve also been taking care of my mom who has dementia for several years by myself. Also have been helping my daughter who is a single mom raise my granddaughter. In the last year several things have broke in my home that I haven’t had the money to fix. My water heater no longer works so I am not able to take showers at my house so I have to try to find places to take showers. Then my air conditioner broke so its been really hot in the house during the day and my mom just had to move in with me because of money running out so I am afraid the heat will end up killing her if I cant get it fixed soon. My fridge and stove also stopped working so I cant even keep any food or drinks in there now. I have been going to a therapist that has been kind enough not to charge me for the last year but she diagnosed me with major depressive disorder and anxiety disorder from everything going on. I struggle everyday just to stay alive. Dealing with all of this has really taken a toll on me physically, mentally and spiritually. I am now about to lose my home because I don’t make enough money to make the payments and then me and my 86 year old mother would be homeless. I am coming here to see if anyone could find it in their heart to help us. I would be forever grateful! Thank you in advance!!

Paypal.me/scott187462

Hello and thank u for reading this truthful testimony.

I have been living in my home for over 25 years and now it is in  foreclosure. I started having hardships last year that preventing me from making my mortgage payments in September 2018. I tried very hard to go back to work but my conditions of anxiety and high blood pressure prevented me from holding on to a job. I tried to get jobs in October of 2018 and February of 2019 but I was not fast enough to keep up and I was let go of one of the jobs and the (former employer would not move me to another department). I am 54 years old so it is difficult for me to get a good paying job and I also have a 2 year Degree in Computer Technology but no one will hire me. I have tried sending resumes to every employer that I can think of. I am the type of person who does not like to ask for help but in this case I have few options. The mortgage company  knows I have a hardship but doesn’t care. I prayed for help in this matter because if I lose my home now it will be very difficult for me to buy a home in the future. The have put my home in foreclosure and the delivery company gave me the papers this last Sunday! I never meant for this bad situation to happen. I am actively looking for work and I have a job offer but I wont be able to make the reinstatement amount in time. I am showing a screenshot of the latest denial to prove that the situation is legit for I would never scam anyone. So if you are able please donate to my hardship. It would really make a great difference in my life. Finally, thank u for reading these words.

https://www.paypal.me/som89619

Never thought it would come to begging, but for my kids i must put my pride aside. I work full time, have 2 daughters and am trying to provide as best i can for them.  I currently am in need of 4500 to pay property taxes for last year. I was out of work for a little while for medical reasons.  During that time interest piled on and i found myself playing catch up on all bills. Where i live they sell your property fast. I have been working as much overtime as they allow, and have been able to save 1100 towards the 5600 balance. So im now in need of 4500 by end of July. I am waiting to hear  from a part time job to see if i will be hired, but i am scared of leaving it up to just that. Any help would be appreciated, even if not full amount. The mire i can take to them, the more willing they will be to let me in an arrangement for the rest, but 1100 is just not enough.

https://www.paypal.me/crmarion

I find myself in a struggle I never could have imagined. Retelling the circumstances is painful and humbling but I am desperately out of options and I do not know where to turn.

I have been at the mercy of cancer and treatment and living with physical changes I do not recognize. Consequently, I am losing my home for unpaid real estate taxes.  I believed I’d be able to pull myself out of the slide but it seems that, despite actual breaks in some regards, I just cannot cure this financial crisis in the time I have. I work and have throughout but repeated setbacks have taken the ultimate toll.

The blame for this crisis could easily be put on cancer but it is difficult to accept that. My first cancer diagnosis was August 2011. I came through that ten month ordeal fairly unscathed, or so I thought. I was out of work for eight weeks, had excellent health insurance and chose to be a model “survivor”.  This happened to be the year I moved to my own home, living alone for the first time in my life.

The next year (2013) I was diagnosed with a second cancer, stage zero. I was determined to breeze through this without resentment. I had bought a home and was just beginning to settle so treatment began four months later when I was, again, out of work for eight weeks. Because I am a state employee I do not have employer provided disability insurance. At the same time it was becoming clear that the house I had purchased had been misrepresented and would need a good amount of work. I intended to get back to full health nd make it right, disappointed not defeated. I was realizing the challenges of being alone. I have no family, children, siblings or other. It was taking its toll.

Within weeks of returning to work I began having new symptoms I could not ignore. It took months to diagnose but the gynecological cancer was found with unexpected colorectal at the same time. Two more cancers within three years. All of 2015 was spent treating these with much radiation and chemo, working all but then weeks following the abdominal surgery. I lost much strength and hope this year. I kept on just the same.

At the beginning of 2016 I was devastated to learn the cancer remained. It was stage four and I was told there was no further treatment. Skip to the good news in this chronicle. I sought help at another cancer center, entered a clinical trial and was disease free by September. My spirit was restored and I began to think of the future.

In 2017 I had to have major abdominal reconstruction to address the damage that was done by radiation of the previous treatment. We had conquered the cancer but I was very physically destroyed. When it was suggested that I stop working I denied any possibility. I was vastly behind financially and was trying to be optimistic about being able to recover.

With my home being most important in my life I struggled to get a payment plan with the county for my taxes in arrears. This meant an additional $2000 every three months. I was sure I could find the strength with determination to keep my home.

And now, in 2018, while pushing to get back on track, I was struck one more time. The first week of last year we found another breast cancer, the result of radiation in 2011! Angiosarcoma is rare and aggressive but with what I’d survived I wasn’t ready to quit. This surgery was extensive and took me out of work for eighteen weeks. It was then that I defaulted in the property tax agreement and began the downward spiral.

I continue to work as much overtime as I am physically able but with a large sum from taxes in arrears, in addition to past years’ taxes, I am beyond what I can pay in a sum or borrow. I’ve attempted to sell but moving and managing this all alone seems insurmountable. There are no hardship options. I am disgraced by what this has become and five cancers in eight years carries little weight in financial survival terms. I have exhausted all options. I cannot ask acquaintances for such funds. I actually disclose my plight to very few people for a number of reasons. It is excruciating to hear people’s reaction to my medical maladies. People do judge. It is defeating to hear others make it sound so hopeless that it questions whether you should be alive. The attitude toward cancer is defeatist bit supportive in my single handed struggle to survive. I can’t stand being labeled or reminded of how unfortunate this is.

So I’m at a total loss and I’m hoping the kindness of people I don’t even know, in a last resort, will give promise and get me through so Sheldon, my nurse of a dog, and I will be able to keep our home. And remain cancer free. And pay it back to the next soul in need to keep faith

paypal.me/cancernotnow

My friend TJ finds herself in a struggle she never could have imagined. Retelling the circumstances is painful and, no doubt, humbling but she is desperately out of options and does not know where to turn.

She has been at the mercy of cancer and treatment and living with physical changes she does not recognize. Consequently, losing her home for unpaid real estate taxes. She believed she’d be able to pull herself out of the slide but it seems that, despite actual breaks in some regards, she cannot cure this financial crisis in the time given. This woman works and has throughout but repeated setbacks have taken the ultimate toll.

The blame for this crisis could easily be put on cancer but it is difficult to accept that. Her first cancer diagnosis was August 2011. She came through that ten month ordeal fairly unscathed, or so we thought. Out of work for eight weeks, had excellent health insurance and chose to be a model “survivor”. This happened to be the year she moved to her own home, living alone for the first time in her life.

The next year (2013) she was diagnosed with a second cancer, stage zero. She was determined to breeze through this without resentment. She had bought a home was just beginning to settle so treatment began four months later when she was, again, out of work for eight weeks. Because she is a state employee she does not have employer provided disability insurance. At the same time it was becoming clear that the house she purchased had been misrepresented and would need a good amount of work. She intended to get back to full health and make it right, disappointed not defeated but was realizing the challenges of being alone. She has no family, children, siblings or other. It was taking its toll.

Within weeks of returning to work she began having new symptoms she could not ignore. It took months to diagnose but the gynecological cancer was found with unexpected colorectal at the same time. Two more cancers within three years. All of 2015 was spent treating these with much radiation and chemo, working all but the weeks following the abdominal surgery. She lost much strength and hope that year, yet kept on just the same.

At the beginning of 2016 it was devastating to learn the cancer remained. It was stage four and she was told there was no further treatment. Skip to the good news in this chronicle. She sought help at another cancer center, 250 miles from home, entered a clinical trial and was disease free by September. I did my best to contribute by driving her to her treatment every three weeks for as long as I could. Her spirit was restored and she began to think of the future.

In 2017 she had to have major abdominal reconstruction to address the damage that was done by radiation of the previous treatment. She had conquered the cancer but she was very physically destroyed. When it was suggested that she stop working she denied any possibility. Vastly behind financially, and facing new expenses, she was trying to be optimistic about being able to recover.

With her home being most important in life, she struggled to get a payment plan with the county for taxes in arrears. This meant an additional $2000 every three months. She was sure she could find the strength of her great determination to keep her home.

And now, in 2018, while pushing to get back on track, cancer struck one more time. The first week of last year she found another breast cancer, the result of radiation in 2011! Angiosarcoma is rare and aggressive but with what she survived she wasn’t ready to quit. This surgery was extensive and took her out of work for eighteen weeks. It was then that she defaulted on the property tax agreement and began the downward spiral.

TJ continues to work as much overtime as she is physically able but with a large sum from taxes in arrears, in addition to past years’ taxes, she is beyond what she can pay in a sum or borrow. She’s attempted to sell but moving and managing this all alone seems insurmountable. There are no hardship options. Disgraced by what this has become and five cancers in eight years carries little weight in financial survival terms. She has exhausted all options. We cannot ask acquaintances for such funds. She actually discloses her plight to very few people for a number of reasons. It is excruciating to hear people’s reaction to her medical maladies. People do judge. It is defeating to hear others make it sound so hopeless that it questions whether she should be alive. The attitude toward cancer is defeatist not supportive in her single handed struggle to survive. She has difficulty being labeled or reminded of how unfortunate this is.

So, she’s at a total loss and I’m hoping the kindness of people we don’t even know, in a last resort, will give promise and get her through so Sheldon, her nurse of a dog, and she will be able to keep their home. And remain cancer free. And pay it back to the next soul in need to keep faith. We know this is desperation but believe there’s a way. This can’t be the last chapter after the survival she’s accomplished.

Mine is a case of survival in terms of cancer but devastation from the effects of the disease. I am alive but my life and body are destroyed. It’s the little comfort of my home (and my dog…..recently diagnosed with ALS like condition) that give me reason to live. The determination and survival drive amaze my great doctors but I suffer in silence. I am beyond desperate to save my home.

I find myself in a struggle I never could have imagined. Retelling the circumstances is painful and humbling but I am desperately out of options and I do not know where to turn.

I have been at the mercy of cancer and treatment and living with physical changes I do not recognize. Consequently, I am losing my home for unpaid real estate taxes. I believed I’d be able to pull myself out of the slide but it seems that, despite actual breaks in some regards, I just cannot cure this financial crisis in the time I have. I work and have throughout but repeated setbacks have taken the ultimate toll.

The blame for this crisis could easily be put on cancer but it is difficult to accept that. My first cancer diagnosis was August 2011. I came through that ten month ordeal fairly unscathed, or so I thought. I was out of work for eight weeks, had excellent health insurance and chose to be a model “survivor”. This happened to be the year I moved to my own home, living alone for the first time in my life.

The next year (2013) I was diagnosed with a second cancer, stage zero. I was determined to breeze through this without resentment. I had bought a home and was just beginning to settle so treatment began four months later when I was, again, out of work for eight weeks. Because I am a state employee I do not have employer provided disability insurance. At the same time it was becoming clear that the house I had purchased had been misrepresented and would need a good amount of work. I intended to get back to full health nd make it right, disappointed not defeated. I was realizing the challenges of being alone. I have no family, children, siblings or other. It was taking its toll.

Within weeks of returning to work I began having new symptoms I could not ignore. It took months to diagnose but the gynecological cancer was found with enexpected colorectal at the same time. Two more cancers within three years. All of 2015 was spent treating these with much radiation and chemo, working all but then weeks following the abdominal surgery. I lost much strength and hope this year. I kept on just the same.

At the beginning of 2016 I was devastated to learn the cancer remained. It was stage four and I was told there was no further treatment. Skip to the good news in this chronicle. I sought help at another cancer center, entered a clinical trial and was disease free by September. My spirit was restored and I began to think of the future.

In 2017 I had to have major abdominal reconstruction to address the damage that was done by radiation of the previous treatment. We had conquered the cancer but I was very physically destroyed. When it was suggested that I stop working I denied any possibility. I was vastly behind financially and was trying to be optimistic about being able to recover.

With my home being most important in my life I struggled to get a payment plan with the county for my taxes in arrears. This meant an additional $2000 every three months. I was sure I could find the strength with determination to keep my home.

And now, in 2018, while pushing to get back on track, I was struck one more time. The first week of last year we found another breast cancer, the result of radiation in 2011! Angiosarcoma is rare and aggressive but with what I’d survived I wasn’t ready to quit. This surgery was extensive and took me out of work for eighteen weeks. It was then that I defaulted in the property tax agreement and began the downward spiral.

I continue to work as much overtime as I am physically able but with a large sum from taxes in arrears, in addition to past years’ taxes, I am beyond what I can pay in a sum or borrow. I’ve attempted to sell but moving and managing this all alone seems insurmountable. There are no hardship options. I am disgraced by what this has become and five cancers in eight years carries little weight in financial survival terms. I have exhausted all options. I cannot ask acquaintances for such funds. I actually disclose my plight to very few people for a number of reasons. It is excruciating to hear people’s reaction to my medical maladies. People do judge. It is defeating to hear others make it sound so hopeless that it questions whether you should be alive. The attitude toward cancer is defeatist bit suppirtive in my singlehanded struggle to survive. I can’t stand being labeled or reminded of how unfortunate this is.

So I’m at a total loss and I’m hoping the kindness of people I don’t even know, in a last resort, will give promise and get me through so Sheldon, my nurse of a dog, and I will be able to keep our home. And remain cancer free. And pay it back to the next soul in need to keep faith.

paypal.me/cancernotnow

Are you ready for this:

I’m 49 yrs old been married for 23 yrs, usually story supported his career, raised kids, worked when he wanted, quit when he wanted, was diagnosed with MS over 10 years ago, trying to make a book into a few paragraphs

Found out he was texting and seeing someone 20 yrs younger, text her and told her to stay away called her a home wrecking whore, was served from just that with civil stalking, thought it was a ridiculous joke went in to explain and expected it to be thrown out, instead the judge said she was afraid for her marriage as I said I would tell her husband and afraid for her job as I told her it was against company policy and they both could be fired. Found guilty, nightmare started. Then the state filed harassment charges for the text, went to court to prove they were having an affair and I was just trying to save my marriage.

Went to husbands work to inform him of everything, was super dismissive so I said I was going to introduce myself to his whore so she could see the womans life she is attacking, he tells her I’m there (at a Walmart) mind you that he is a manager at, police come escorted me from store, had breakdown, was the served with criminal stalking which I thought was a joke.

State dropped harrassment charges so they could then use the text and the fact I went to my husband’s store as the 2 instances for stalking, Utah law that is considered stalking, I’ve had to hire a lawyer, my husband keeps calling the local police to have them do wellness checks trying to have me committed,  I filed for divorce, he wont leave the house and both of them are constantly trying to break me, I honestly could face a weekend in jail, with no previous criminal record.

He stopped paying house payment, I’ve tryed to get the mortgage company to modify, they will not do it without money down, he buys new clothes, car whatever he wants, while I cant afford my medication, fix my old car, try to pay attorneys, fines, no money for food, but he buys himself stuff.

That is a snippet of what I’m enduring. My house in which I spent 2 1/2 years digging a pond with a shovel by myself for my beloved ducks, gardening has helped me stay mobile and he wants to take it all from me.

I am beyond despair and so tired of them beating me down, I just need help and honestly dont know what else to do.

My name is Kayla, i’m currently 20 years old and I need some help quickly.

In July 2018 my Grandmom (who raised me since I was born) passed away from cirrhosis of the liver. My grandfather (who also raised me since birth) passed away in 2006 of ALS. They were my parents, following the fact my mother and father were both severe drug addicts. I have not had contact with either of my biological parents since I was 10/11 since they are both still addicts with thoughts of trying to get help.

Following the passing of my grandmother, our house we lived in went up for foreclosure since I am unable to pay the mortgage each month. I went to college in the fall and was attempting working full-time, but was still unable to keep up with the bills. I currently don’t have a car, since the one I was using was my grandmothers and the loan company she had it with repossessed it a month or so after her passing was announced.

I have family members, though none of them contact me or answer me if I contact them, since i’m too much of a burden for them to help. None of them have returned my calls or texts about me being removed from the property.

I lost my job a few months ago because I was unable to keep up with the payments for taxis/ubers/lyfts and the drive was 40/50 minutes, so walking was very complicated. I have applied to other jobs since then but there is an issue with most place with me not being able to drive.

I’m not sure when exactly i’m being kicked out of the home, currently the loan company doesn’t think anyone occupies the home so i’m currently considered a ‘drifter’ so they can kick me out at any time. I have received multiple notices in the mail, the one I attached up there is the first notice I received.

I hate asking for money, but I really really need help. I don’t want to end up not having any place to live. Any sort of money will help me to put a payment on an apartment so I have some place to stay.

Thank you so so much for reading this. paypal.me/kaylaskarsgard05

Hi there, so I never thought I would be here asking for help but here I am. I recently lost my job, naturally I was already behind on bills. Now add recently unemployed and you can imagine Im just getting deeper and deeper into the whole. I checked my mail today and there was a letter from my mortgage company telling me that they are getting ready to start the foreclosure process, the only way I can stop it is if I can get $1,700  to cover what I’m behind. On top of that right before I lost my job I took out three small  personal loans to help me get caught up, only problem is I cant afford those now because I don’t have that income coming in. I didn’t want to get the loans to begin with because they are very very very high interest loans. But those were the only ones I could get because my credit score is so low. Those loans are around $6,000 all together. Not to mention I have my regular utilities and car insurance (which the car insurance just got dropped due to not having the funds to pay it)…. it’s like I’m being drug down a pit that is spiraling out of control, I literally feel like I’m drowning. It’s at a point where even if I got a job offer tomorrow I still wouldn’t be able to catch up. I NEED HELP, I am a hard worker and I’m trying everything to get back stable. But until then I don’t know what else to do… Help??  I added a picture of me and my husband, I don’t have any pictures of my bills uploaded to my computer or else I would for proof if that’s what you need.

https://paypal.me/amymoyer270

this is the link paypal gave me, anything at all would be very much so appreciated you have no idea. Thank you so much in advance.

Forclosure Could Cause Me To Lose My Home And My 9 Year Old

I worked for over year, building up credit, working with my Landlords/Mortgage Brokers/Realtors to find the perfect house I could afford…once I signed on it and took a new job of course. Honestly, it was a risk, I knew the things they were telling me to do before closing like, “Only use cash for a month straight,” and “You can’t show any bills coming out of that account until I give the Okay,” were what one might politely call “creative” and maybe not so politely call “illegal” but I liked them and truly felt they were trying to help me so I did what they said and I was approved, started the new job, moved in and things were amazing!

Until I was fired three months later due to a car accident and having to take some time off work. I was out of job for just shy of a month, in that time I fixed my transportation issue and was hired in at an even higher rate by my current employer.

Things were going great again until my son came down with Influenza A otherwise known as the Bird Flu and I was forced to take three unpaid weeks off to provide care for him.

Shortly after my son recovered, his father and I ended up back in child custody court due to the fact that he owes me over $5000 in backed child care costs. Although we hope to resolve the issue in front of a judge exactly one month from today, I am now so behind on my still less than a year old mortgage that I am in active foreclosure and I fear that if my son’s father finds out he will use my forclosure status as leverage to pursue full custody and ask the judge to forgive his arrears.

So this is my last ditch effort to save my home and continue to give my son the stability, love and care I have since he was born. I have exhausted all other avenues at this point as I was not unemployed long enough to qualify for state funded programs and my mortgage is to young to qualify for a modification. My only hope left is you, and the faith that you will find it in your hearts to assist me in raising the $9000 the bank needs for a mortgage reinstatement.

This is where I planned to raise my child, this is the home that he loves and the community he has always known. I know there is an angel out there somewhere who will bring peace to this single mom’s heart and a home full of joy and comfort to her nine year old boy, maybe that angel is you?

https://www.paypal.me/KelleyDoyle

8 years ago, I ran a successful towing company, I was happily married, nice house paid off, healthy animals, and in good health.
Today, my wife is dead, my family pets are sick, my house is in foreclosure and my business was shut down by the competition. I was injured, severely in my back, i have been alone since 2014 and I’ve worked 2 labor jobs just to keep the power on and the household fed.
I have battled cancer, civil court by the competitors, and a multitude of incidents out of my control.
I have a 4 year old girl, 3 dogs and a cat that depend on myself to keep a roof over there head.
I have an enormous amount of references of the person I am and can prove everything I claim.
I have had more vet bills and sanctions lodged against me in the last 4 years than I can possibly name. I spent my entire savings on defending myself in 3 lawsuits against myself that were eventually dropped against me after 8 years and a total cost of $400,000.
I need help to get myself above water.
Below is kinda what happened to me by the competition that started my spiral downfall. Illinois Justice is just horrible.
I will be homeless in 3 months. I have no insurance on my truck, and I am out of money completely for myself and the dogs in less than a week.

https://www.pantagraph.com/news/local/crime-and-courts/witnesses-recant-accusations-against-tow-truck-driver-charged-with-stealing/article_c4a3f7a0-fbc4-11e2-9d5d-001a4bcf887a.html?

My name is Crystal, and I am 32 years old. I Co-Own a small business located in Russell, Ks with my partner Justin.

My HOME is in FORECLOSURE, and up for a SHERIFF’S SELL next week!!!!

I am in desperate need of help PLEASE! I have no one to turn to as of now, thus the reason why I’m begging. I have considered bankruptcy, but can’t seem to go through with filing.

I have worked hard all my life, and finally was able to buy my first home in 2017. My home is my safe place, and if I don’t find some type of loan, or financial help then my home is going to be taken from me! It’s extremely devastating to be in this situation.

In order to get my home reinstated it will cost me $5,500.00! That’s also including the lawyers fee.

I wouldn’t normally be in this much financial debt as I always try to pay my bills on time, and have an excellent work ethic.

My extreme hardship just started in September of 2018 when my business partner had to be away for personal family related reasons. He left me (not by choice) to take on our small business storefront alone for two months. Which overwhelmed me financially to the point of not being able to pay my own mortgage at times. Once my partner arrived back to Russell he saw how hard it was on me, so we decided to close the storefront doors to save on over head cost.

Our business has been a successful job printing business that we both started in 2017 together out of pocket. We offer graphic design, graphic website, custom apparel, and products.

Im asking out of the kindness of my own heart for help please. I would never turn to anyone if it wasn’t an emergency situation. I’m always the one who helps people in need, and now that I need help it’s impossible. I just want to be able to breath again please. Anything will help I promise. I will remember to pay it forward when things get better on my end. I’m even willing to earn the money by offering our business services to anyone looking for custom products.

Thank you so much for reading my story. Love, Crystal

I am brave. I am resilient . I have had a spinal cord injury that rendered me paralyzed. I have suffered with trigeminal neuralgia, an illness that causes the worst pain know to mankind . But of all these things the worst thing that I have had to endure is domestic violence. And now it is putting me at risk of loosing my home. What makes the domestic violence the worst, compared to a spinal cord injury and trigeminal neuralgia is being attacked, over-powered and bullied by another person and not being able to stop it.  And the attacks are not just physical, they are financial, psychological, and emotional. And the more you try to fight  back or defend the harder he attacks. That is what makes domestic violence worse than my spinal cord injury or trigeminal neuralgia.When I was unable to work and at home due to my spinal cord injury  an aid would come and shower and dress me a few times a week. It was humbling to be an adult an need to be showered by an adult. But that also made me more determined. I worked hard at home with a therapist and I went from a wheelchair to a walker to forearm crutches with a brace on my leg. I got back to work.  It took over a year and a half  but I was able to overcome this adversity because so much was in my hands.  When I got back to work at the businesses that my husband and I owed and worked together, I discovered that I had been locked out via password of all the bank accounts and payroll. Prior to my injury, I had brought in 90% of the revenue and handled all of the finances.  As I continued to work again I went right back up to being the main revenue stream but was still locked out of all the finances. I did not receive a paycheck either, only my husband did. When I would question him he would say “it doesn’t matter, we are married” or he would get violent with me.

A few years after being back to work I developed another illness called trigeminal neuralgia “TN”. It causes intense electric shock pain in the area of the face and mouth.

There is no greater pain known to exist in medicine than the pain of TN. It is caused by inflammation, trauma, or compression of the trigeminal nerve in the brain. There is no cure for the disease. My TN is atypical in that when it flares and the nerve fires it does not fire for a few seconds but for hours at a time days days at a time. Sometimes I can go two weeks without eating drinking or speaking. TN is also called “suicides disease” because the pain is so unbearable-it has the highest rate of suicides of any illness. And yes, as bad as TN is, enduring domestic violence is worse.

After the abuse continued in my marriage I filed for divorce. I didn’t know at the time that this is often the most volatile time for the victim. As the victim tries to pull away the abuser is loosing the thing he loves to control–and lashes out more. And he did.

I started my own company and he was able to “socially engineer” the employees to disconnect my business phone, and he hacked my website and had my business email shut down. My customers thought that my business closed. I lost so many customers. That was just one of a list of many things done to financially harm me.  It took me six years to get divorced. He told me “I’m not going to give you a divorce, I am going to make you live in misery”.  Over the six years were were in and out of court so much. I had hired separate corporate lawyers to try and get payroll and access to the accounts from the company, but by the time it got to court there was nothing left. I lost everything.Even after the divorce was final there were so many legal fees trying to hold him in contempt. I had a protective order and there were legal fees for obtaining and enforcing that.

It has been six years of being run through the courts. With my trigeminal neuralgia I have missed a significant amount of time from work that I do not get paid for. With all of the missed pay and legal fees I am financially drained and have fallen behind on my mortgage. The bank has file a pre-foreclosureproceeding.  My house has special modifications to help with my disability. I work in health care. I devote my life to helping others. I have worked so hard to over come so much but I don’t know how to over come this. I am working 6 days a week. I appreciate any financial help anyone can give to keep me in my home. Thank you.

PayPal.me/colleenadelle

Good Day,

Please forgive the multiple request submission.  I missed including the PayPal Me Link and was unable to edit/locate upload after submission.

———————————————————————————————–

What I’m doing with regards to reaching out for financial assistance is very hard for me, but I find it very necessary as I have run out of options for saving my home and ensuring the well-being of my elderly parents.

Requested Amount: $10,000.00 instead of the $13,000+ needed

Requested by Date: 1/27/2019 (any day before foreclosure sale date)

Payments Can be Received via:

• PayPal Me Link: me/helpingmyparents
• Equal amount of products delivered to you when ordered online: MySweetScentsations.com

Background Information

I have been the sole support for my family (parents and sister). I am the go to person for everyone in my family.  And while I’ve been in a position to assist most of my families caregiving needs, I have allowed that support to put me in jeopardy of losing my home.

No, I did not get behind on my mortgage as a result of job loss, divorce or sudden death in the family.  My financial dilemma is because of my not saying no to my parents when they were facing eviction and other family members experiencing some sort of issue.  I was sure that the income I had coming in would be able to support my giving, but there were several unexpected financial obligations that came up resulting in more bills than the money I had to pay:  $1,100 utility bills, $24,000 MD state tax bill, $19,000 IRS bill (which payment arrangements have been made and continue to be paid timely)

While I do have the means to maintain consistent and on-time payments for my mortgage, I do not have the means to bring my mortgage current.  Currently, I will need to provide my lender with $13,110.00 to bring my note current and re-establish on-time payments beginning February 1.

I am aware this is a lot to ask of any one person to provide assistance to a stranger.  With the exception of filing bankruptcy which is the last result I wanted to reach out here for donations or a one-time pay it forward type of help from this community.  I am a hard working person and have NEVER asked anyone for help, so this is extremely hard for me.  But my goal here is to stay in my home and have it to move my parents in beginning March 1^st.

If you find it in you to help with saving my home, I would be very grateful and even willing to pay what I can back through structured payment plan or by providing any donations received with equal amounts of products from my bath, body, spa, and home fragrant business.

While I am not in active foreclosure, it is my hope that I am able to provide the current balance of 13,110 due before February 1 or foreclosure filing by my lender.

Any assistance is appreciated.

PayPal Me Link: paypal.me/helpingmyparents

Thank you