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Last Updated: February 28, 2023

Save Our House

I made mistakes financially.  I tried to fix them.  That made it worse.  I took out payday loans, and while they had an instant help, they have made every payday even worse.

Our house was foreclosed.  Through the grace of God, we are still living in the house.  It is now owned by a real estate company.  The house is for sale for $39,900.  If we can come up with the money, we can buy it back.  We have lived in the house for nearly 20 years.  Again, I made bad choices with money and have put my family in an awful spot.

We are good people.  I have been a volunteer youth spots coach.  My wife and I both work at schools.  We just made bad financial mistakes.  I am asking for help to save us.  The choices I made to  help us, just hindered u s.

If anyone can give a large amount, a small amount, any amount I would be eternally grateful.  I came to this site after praying, and I believe God sent me here to find the right help.

We have had issues with medical debt and credit card bills that helped put us where we are.  COVID was tough on both of us.  I was hospitalized with double pneumonia.  Very scare time.  I was honestly not sure I would make it out of the hospital

We have tried to put on a happy face.  We have helped others when we can.  Another mistake was not helping ourselves and taking care of ourselves, and that has landed me here.  Trying to do things my way, instead of God’s way has put us here.

The one major bright spot is that through this, I have discovered God.  I recently turned 48 years old, and it has taken me this long to actually have a true relationship with the Lord.  I believe it was my prayers that sent me to this page, and I believe it is through those prayers that I will find relief of this debt.

I believe that this is going to be part of my testimony when I tell others how I made a miraculous comeback through Jesus.  I serve a supernatural God and that he will lead traffic to this page to make this happen.  Thank you to all of you who have taken the time to read this.  Thank you for all of you who will be offering help to save my house.

Paypal me link paypal.me/financesareshot   it will say Villa Grove Elite as that was the softball team I was coaching and we had changed my personal paypal to recieve money

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: February 26, 2023

67 year old broke and needs money to save home from foreclosure because I was scammed out of money

I am a 67 year old male.  I had to pay my home equity and an opportunity came which offered me a way to pay for that bill.  I, living alone and desperately in need of funds to pay my home equity, fell for what amounted to as a scam and was out of several 1000 dollars which made me broke so I couldn’t pay my bills.  The scammers took advantage of me by offering to pay my bills provided I give them a cash sum.   I felt like committing suicide but that is not the answer to solving my big problem of paying for my living expenses.  I am writing this because I despirately need help and would be greatful for whatever I can get.  I am a disabled US Army veteran and am trying despirately to get funds any way I can so I can be solvent and be able to take care of my living expenses.  I did do a police report on the scammers but I couldn’t properly ID them as I was told they used fictitious names to not be caught.  I am now trying to survive financially but it is hard.  Please help me in any way you can.  It would be greatly appreciated.

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: January 28, 2023

A place to call home..

In 2009 my older sister passed away leaving me her 3 young kids to raise next to my 3 kids. In the blink of an eye my world changed.  2011 my husband was deported. Here I was single mother of 6. I worked hard and was able to secure a job and was able to move up in the company but with 6 kids money is tight. 2019 it became clear my mom needed fulltime care so we bought a house together with the hopes of being able to stay together and care for her. A few months back her brother moved in with us.he just had a triple by pass and is recovering still requiring more care as well. Mom is in her 70s and is no longer mobile. Requiring oxygen 24/7. I have fell behind on my mortgage and have been desperately trying to catch up but when I left for work earlier this week I found a notice that my home would be put up for auction on Feb.21.2023. I don’t know what we’ll do. Homeless? With 2 elderly and a handful of kids. I’m one person and I swear I am doing all I can but I can’t catch up not by myself. I have no one to turn to no where to go. I know it’s a long shot but I am desperate to save our home please if your able to help we would be so great ful. We need to raise $20,000 dollars. Our family has been through so much I just want us to be ok.

Please anything helps.

Thank you for your time please if you can help change our situation we will be so grateful. paypal.me/brookemartinez09

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: January 10, 2023

Please help us save our home!

Hello,  and thank you for taking the time to read our plea for help!  We became homeowners right before the pandemic when we purchased a little house that was perfect for our little family consisting of my husband,  my 12 year old son, myself,  our cat and dog.   Things were great and we were so happy to have a home of our own.   Unfortunately,  because my husband works in the restaurant industry,  his job was lost during COVID.   We were able to get by on my salary for a while and were still on track with bills, but little by little started getting behind.  Small fees and missed payments started adding up quicker than we could manage, and now we are in a tight spot and facing foreclosure.  Fortunately, my husband has a great job now, and we are on the road to recovery,  but are in desperate need of immediate funds to catch up.  If we can just make our mortgage amount current,  we will be able to move forward with payments on time from here on out!  We are in need of $8424.11, but honestly,  any amount would be helpful.   Thank you so much for your consideration.

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: January 6, 2023

Homeless brother and sister need your help

So to begin, my brother and I lost our home due to foreclosure. We are elderly and both have health issues and cannot work at the moment and this is why we lost our home. We were living in my brothers car with whatever belongings we were able to fit in the car. We were driving and someone hit us and the car is no longer driveable so they towed it with our belongings in it and we then at that moment had no where to go or sleep. There was a Holiday Inn a block away from where we got hit and we were able to speak with the sales manager and tell her what happened and all the money we did have is gone because she gave us a very cheap rate and is now letting us stay but we owe the hotel money and do not have it. We need money for food and also to find ourselves a place to stay. We would so much appreciate any donations. This is something we never expected to happen and my brother is now in the hospital with a leg infection and high blood pressure. If you could please help us we would one day pay it forward to someone else. God bless you!

Maryann and Tom

https://www.paypal.com/paypalme/maryannsliwa

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: January 5, 2023

Mortgage Assistance due to car accident

Hello.

We are  parents of three children 6, 5, and 2. We are so very blessed to own a home and have had it for a year and a half. As half of the world is we are trying to bounce back and play catch up with the bills:(. In may of sometime my husband had a a car accident and he lost his job due to it. He did therapy and all but, what he received was only enough to pay very few thing because therapy and lawyer fees took a huge chunk.  This is the house we worked so hard for and it would sadden us to lose it. There was a fire incident a few weeks back that burned our neighbors trailer completely up but messed up the back part of our mobile home and took pretty much skirting, siding, and burned our a/c unit outside. We never thought we would be in this situation as we are used to paying everything on time but, we really need help. This humbling post is helping me to ask for any amount at all to put towards our mortgage and stay afloat if possible. We are used to helping others and never imagined this. We’ve tried yard sales, selling what we could on Facebook, pawn shops, and everything. Any help is and gladly is appreciated. We have proof of everything so if God lays it on your heart to help that would be great. We are both working but, we can’t seem to catch up and I just have to miss a week and a half work now because both of my parents are sick with Covid :(. Thank you for reading and God bless.

https://www.paypal.com/paypalme/Ayemrsburton72322

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: December 5, 2022

Secured loan missing payments

You can’t imagine how hard was to start this message as I never thought that I will ever be in this situation.
But we are in a desperate situation now and is not getting better and we decided is time to ask for help.
A few years ago we got this secured loan to be able to pay other depts and because of Covid we got in dipper depts and now we struggle to maintain payments and we are at risk of loosing our home. We have 2 kids and an elderly and we can’t afford that.

The contract with the loan was terminated because we couldn’t maintain payments so we are in the legal action process and we don’t know what else to do besides asking for your help. We both work and we still don’t make enough to cover everything.
We will definitely do the same favour in return to people that needed once our situation gets better. As long as we don’t loose our home we will be fine.

https://www.paypal.me/AlexandraM1990?locale.x=en_GB

Filed Under: Home Foreclosure Tagged With: UK

Last Updated: November 16, 2022

Blue Collar Family Facing Foreclosure

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Picture Taken in 2020 in the winter.

Hello,

Thanks for taking the time to read. It may be long but I will try not to get long-winded in my request and stay to the facts as best as possible.

In short, we got a pre-foreclosure notice on 10/28/22 and our mortgage arrears are $9,963.03, how did we end up this way? We made too much for any assistance and the bills kept coming in. Our old Jeep which was 1999 became unsafe to drive so we had to get another vehicle, we need it where we live with no public transportation. So we bought a newish car for us, the newest one we ever had! A 2015 Subaru forester, thanks to Toyota for financing that for us! That loan was only $12,000 since it had high miles, but we had no choice, had to get something safe! Which is paid on time and we got that in Nov. of 2021. Then in 2020, my husband did not lose his job in manufacturing but the hours became slow and overtime went away and prices kept climbing on fuel and groceries. So we were trying to balance all our bills and be able to afford gas and food to eat.  We were making payments normally and even paid extra when we could on it to drive down the past due but that was not enough I suppose and the servicer would not work with us on any modifications or loss mitigation. They sent us an act 91 notice and said the balance has to be paid with no other options. Our house loan total is only $31,000 as we live in a very rural community! I did apply for some extra help with my state but I am not sure how long that can take and even thought about talking to a lawyer but not sure I will have the money for one and even thought about the dreaded bankruptcy option (scary thoughts there). We barely have any food in our house but may be able to get help with that in Nov. fingers are crossed!

But I will give you details about our family, my husband works and provides for us and had the same job for 19 years! Yes, 19 years! He recently changed jobs in April of 2022 and got a slight bump in pay that equals to $19.51 an hour, In his old job he was making $17.79 after 19 years and he wanted to move on to something else, he works a blue-collar job in manufacturing. My whole life I had family in blue-collar work and the same for his family so we never lived a lavish lifestyle when we were growing up our parents never owned a house and always rented a house. My husband works hard and is usually the one to keep it together but he is now depressed and that is unlike him! I am usually the depressed anxious one but I am trying to be strong for him! I currently do not work a normal job but I do sell on Etsy and try to sell crafts on the side to bring in some extra money (all reported to the IRS, I never mess with them). But it is not much, some weeks it’s $50 or less from Etsy. I have been applying for jobs in customer service at home, the best option for me since I struggle with social anxiety badly and can barely go to the grocery store. I did customer service work at home for about 7 years prior. I applied to many jobs on indeed and nothing yet, probably because so many others are applying as well. But I keep trying! It just feels like the hits keep coming though. This year in Oct. 2022 my husband got covid for the first time and he missed almost two weeks of work and only had a paycheck of $619 bring home and when all the bills we had to pay were paid we had $185 for two weeks to by food and gas with, we even shopped at a local discount store but it didn’t stretch far. Then in the same 2 weeks, he was sick our hot water heater quit working and we had to replace that and had to ask his mom to help us with that and thankfully she paid for it and we can pay her back, that was $604 we did not have! My mom lives far away so I can’t ask her for help and she is already struggling as it is too, life has knocked her down many times. From losing my stepdad in 2010 to cancer to her losing her new husband in 2016 suddenly and issues with the IRS she had after his death and she was a truck driver and had to give up her business and move with her sister and work a warehouse job to pay her mounting debt and bills. She is getting on her feet though slowly but there is no way I want to even tell her my struggles knowing what she is going through! My husband has a brother but he is mentally handicapped. His other brothers passed away as babies (one from SIDS and one in a house fire). I have one sister but she is not financially able to help and that is all the family we have. My dad who I was pretty estranged from passed in 2020 . I had my step dad in my life from age 12 until 2010 when he passed away from cancer, that still tears me up when I think of him! He was always there to help and be supportive! He always donated to the salvation army bucket when they were out and not just dollars, he would do $20 or $50, he always helped when he was able to and I live my life the same way! He was a veteran of Vietnam as well, he was in the Marine Corps so he would try to donate to the Disabled Veterans Programs because he had part of his leg missing in the back from being blown up in a helicopter crash and he was a POW too. My mom served 4 years in the Army as well right out of high school. I try to help others when I can maybe not financially but I try to be supportive in other ways too, or offer a shoulder for them to lean on.  It just seems like our lives have always been a struggle, I had my oldest daughter when I was 17 yrs old but did finish high school, and my husband and I struggled and got by and raised her, and my other daughter I had when I was 22. We have been together since 2000 and got married in 2006. My oldest does not live at home any longer, she is out in the world on her own making it happen! My youngest is still at home, she is 16 and in a cyber school program that she has been in since she was in 5th grade. She wants to go to school to do nails, it’s her passion and she is really good at doing them for being such a young age! I just want my kids to have better and not have to grow up without a home or be wondering if they will have a home to come home to! And this house we have may not be perfect by any means it’s perfect for us! I was born with rheumatoid arthritis and some days are hard but this house has everything I will need in my older years on the first floor! The second floor is just 2 bedrooms and a half bath, so when we get older we won’t need that. Our house is modest and not flashy, it’s only 1600 sq ft. with a small and I mean small detached garage. It’s in a small town we have lived in since 2001! It’s quiet and we love it.

 

So if you could spare anything I would be forever thankful for any type of help. Even if its a penny! We have no assets to sell as we don’t own anything fancy and only have one car and we need that. Our next pay is 11/4 and I currently have $8 in the bank and I just had to pay $235 for the electric bill because I have a disconnect for 10/31 so I had to pay it, the bank will overdraft but I had to choice in that matter, thankfully the bank lets it go through but not without charge. Down to barely anything in the cupboards to make for dinners and for my husband to take to work, he works a 12 hour day and he needs to eat too. I am just praying and trying anything I can. It is not like we have great credit to get a loan, that is not possible, believe me I have tried. I hated to even write this but I found this site and thought it won’t hurt to try to ask for help, like I said, anything is helpful! We are not ones to ask for help unless its last resort, it was how we were raised to not ask or beg for anything. My girls don’t even know whats going on, as I try to not worry them.

Here is my paypal and like I said anything helps during these times.

Paypal.me/ordinarybeautydesigns

I thank you for taking the time to read this and I wish you all well.

Kristin

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: October 5, 2022

3 babies Mortgage relief

Hello

We are young parents of three toddlers. We are so very blessed to own a home and have healthy children. As many others, we are still financially recovering from covid. We are constantly behind on bills and have been playing catch up so much that now I am afraid we will not be able to pay our mortgage. This is the house we bought to make a home for our beautiful children. This humbling post is helping me to ask for any amount at all to put towards my mortgage and stay above water. My goal is 5,000 and I pray I am able to pay it forward one day. Thank you for reading!

https://www.paypal.com/paypalme/partyof521?country.x=US&locale.x=en_US

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: September 14, 2022

Family of 4 in Desperate Need

My name is Wesley Salvas.  My wife and I and our family live in the home that the Pioneer Investments owns after foreclosure.  We’ve lived there for over 28 years

I used to own it when it was refinanced in 2011 with Taylor Whitaker, and Bean. They then sold the mortgage to Countrywide Mortgage, who then in turn sold it to Bank of America and were given an inflated real estate value loan. It was then finally sold to Carrington Mortgage, LLC.  My father was paying the mortgage up until the divorce in 2012. 

We quickly fell behind on the Mortgage due to my mother on social security and myself being unemployed.  We just couldn’t make the payments and asked for mortgage assistance. They wouldn’tcome down low enough for us to afford.

In January of 2018 we were forced to vacate the property due to malfunctioning of the furnace which led to the pipes freezing and breaking and was forced to live with relatives. We were working with the insurance company to repair the damages when COVID happened. In March of 2019 a motor vehicle drove through the first floor of the home. The city declared that the property was uninhabitable until repaired. During this time, I have applied numerous times for mortgage assistance since now I was employed. Each time was denied due to property being vacant. Repairs was then finished end of November 2019 and was able to move back in. Explained the situation to Carrington Mortgage and still was denied, even when we came back to the property. In the meantime, awaiting the decisions for each appeal for loan modification, we were paying the utilities and homeowners insurance. In February of 2021, we received a letter, while we had a loan modification application in process, of a foreclosure sale for March of 2021. I called the foreclosure attorney and stated that a loan modification application was being processed, which Carrington later confirmed, and the sale date was cancelled. May 2021, I was alerted to a foreclosure auction being held outside my home, with no prior notice. The lawyer at the auction stated that the property was sold and that banks makes these errors all the time. I contacted the foreclosure attorney, and they were going to speak to Carrington to find out the validity of the sale. Several months went by and no notice has ever been received, nor was anything filed with the land court or registry of deeds. I was forced to file bankruptcy in December 2021. My bankruptcy attorneywas surprised nothing has been recorded and nothing had been filed in land court. So, she had to file the property as an asset. The bankruptcy was discharged on February 8, 2022, and I received a letter to quit from pioneer investments two days later. I checked the records with the registry of deeds to find that on February 8, 2022 they filed transfer documents to show the chain of custody of the mortgage from the original Taylor, Whitaker and bean to Carrington Mortgage. The same day they filed the intent to foreclose along with the foreclosure deed to Pioneer Investments.

I have two small children and an elderly mother with vasculardementia residing with me in the home. Not only dealing with a foreclosure and now an eviction, has resulted in bad depression. I was able to find my mother a nursing facility but my family and I have no where to go by the end of the month

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: September 1, 2022

I need a second chance to give my children a chance at all.

<span;>so.. I am not sure how to start this due to the fact that I have always been that person to never ask for help never rely on anyone else.. I like everyone wanted to make someone proud and break the long chain of disappointment that seems to shadow my families… but after falling harder than I had ever thought I would and being less than to everyone like we all never imagined I have been humbled in many ways and one being knowing when to ask for help. I grew up in a tiny town far north in the woods where everyone thinks they know everything but really no one ever really knows.. I am the youngest child of 4 and I since the age of 8 have been doing nothing but raising everyone’s children therfore not really having a childhood myself..I came from way down south but moved here at the age of 3 Nad never really left or got to experience anything. I struggled with school due to probably adhd and dyslexia probably compliments of being born on meth and whatever else and have known nothing but struggle since entering this world. As a baby it all seemed normal until it was noticed that there was something off and not right about my appearance. My head was growing wrong due to my soft spot being fused closed to soon so I could see my forehead and the backbof my head touched my back… at 18 months old I would receive a surgery to reshape my entire head with was successful enough but soon afterwards had to receive ear tubes to open my earways because they were swollen closed and I was beating my head on everything due to the fact that all I heard was white noise and it was making me go crazy… now that’s a rough start and seemingly enough to last a life time in my eyes but someone else had different plans for me and apparently is curious to how much I can take.. my childhood was just as messed up as the next. I had two parents that were addicted to drugs and alcohol and loved to abuse the other and even though we managed and there were great times the bad seemed to always out weigh the good.. there was never comfort in knowing where I would be sleeping who I would be with but the guarantee that I would be hearing the screaming and the sheriff wouldn’t be far behind.. at 2 I was taken from my babysitters home by cps and gotten back somehow very quickly with my mom’s aunt’s help.. this lifestyle went on… dad show up whenever maybe for a day maybe a week gone for what seemed a life time in-between. He worked down south we stayed here with my mom.. she would drink party fo whatever and whoever and when he was home they would fight he would leave and it went on and on. He had always told me he wasn’t ever going to return but he always did until one day he didn’t… I was ten the year he never returned… apparently no one could tell me where he was if he was even alive I was devastated.. naturally I was a daddy girl and he was so sweet with us girls and my mom was such a mean drunk and unhappy in general which made her very unpleasant which i now understand and don’t blame her… but about 2 years later she quit drinking and started going to school for nursing which she kept on doing.. she worked grave yard shift which was hard on not only her but the 3 girls and 1 boy when he wasn’t in jail left to raise one another at home. I am the youngest so naturally I am the burden my siblings are 12, 6 and 5 years older than I. They all followed the life of our parents the oldest my brother having it the worst the longest due to he wasn’t our father’s son so he was abused for his entire life until 12 when my mom couldn’t handle him anymore and gave him up as a ward of the state growing up in juvenile hall and the rest of his life in and out of jail and mental wards.. with 4 children by 3 different women.. then the oldest girl who had a great chance due to she was great in school even got an scholarship to become a writer anywhere in the state of California but quickly threw that away to become pregnant and in an abusive relationship… then there was the middle girl she has always been the nurturing one not so good in school not really street savy she never left mom’s house she was like the teachers pet so to say… but when she did she ended up being swooped up by some guy that quickly ruined her as well.  So all that was left was me I left home before 18 really I had been on my own always it seemed I started working legally at 14 and had always been hustling money well before then doing any work I could. I was the last hope in my mom’s eyes of her not being a failure… all until about 4 years ago. I had two management positions I worked 7 12 hour days I ended up having my first baby Nad found out I have na extremely rarest of the rare blood problem that affects my baby’s in uturo… I have two daughters, a step daughter and a step son which although I raised over 8 children from the age of 8 has been a struggle I imagine it’s from the fact that the day I got to experience a life that was fun and free its what I had been longing for. I love my children all 4 and I wouldn’t trade them for the world but unfortunately somehow I feel into the pattern of my past… I went from the stand out roll model working mother whom managed two businesses and did everything on her own as well as helping everyone with anything… to the front page news and the TV and having my youngest taken in the process she was only 4 months old… it’s shameful to say I feel into drugs after I had her my other half had already been deep in them bad little to my knowledge he had stolen from someone’s home and gotten caught… in the process I was guilty by association even though I had no clue I was completely blind sided and torn down down shamed and in. Asmall town you don’t come back from that. We now have gone through all the process of getting our child back and being the first couple to do so successfully in over 20 years got clean and still live with the debt of a huge mistake that we pay for in more than one way. We are now labeled as tweekers theives and it’s hard to get a job or even to just live any kind of normal life… we are in debt over 60,000 dollars and even though we have payed with out dignity and so much more now we suffer our relationship suffers and worst of all our children suffer because of the weakness of living the only life I have ever known because of being tired of being the pillar to hold the weight of everything. Please find it in your heart to help us to be a helping pillar and so that we can give our children a chance to know a happy family and better  life than we knew. There is so much I have left out so much pain and suffering. I hate to ask for help I usually don’t receive it even when I do but I have no one to ask and nothing so what more can I lose by doing so. I’m grateful for your time to read this sob story even if you don’t or can’t extend a helping hand.. I appreciate you.  My pay pal link

paypal.me/leannavarao

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: July 22, 2022

Unlucky Mom

So 1st off I would like to start with the fact I really don’t like  Asking for help.  But it has gotten to the point where it stresses me out daily and I feel like it’s taking a toll on my life for me and my children.  When I got pregnant with my son I thought things would be great we were financially in place but then my pregnancy caused a lot of health issues and it made it really hard for me to work. So me and my boyfriend had lived on one income. It was hard then 10 months ago I gave birth to my son and I almost lost my life.  I had delivered my baby boy and at that point I thought things were great until it took  A crazy turn and  I became a code mom.  I never knew what that was until it happened to me. At that point I was rushed rushed out of the delivery room into the operating room after losing a large sum of blood I woke up 14 hours later with a tube down my throat and my arm strapped the bed. Little did I know the only way to save my life was a if my life was a Emergency hysterectomy. After that my life has changed it has caused crazy amounts of pain in my stomach my stomach in just normal tasks. I have been working hard to take care of it but it is kind of tough with taking care of 2 kids.

 

I have not been able to work as much as I would like to because of all that has happened to me which has caused me to become behind on my mortgage. And now that the pandemic is “over” they they will start for closure processes soon the process is soon and and I am worried I will not be able to take care of things on pretty much one income. I have been doing my best on trying to work more but some days things just seem so hard to catch up on. I have been working since I was 12  I was a single mom at 19 Working 2 jobs to support my daughter.. I have come a long way since then I had bought a home  And was doing really well for a while. Then of course the pandemic hit most people lost jobs Including myself. As soon as I was able to go back to work after the pandemic I jumped right on it’s right on it but then I was pregnant and as I stated I had a really rough pregnancy with all my issues of health concerns and it just got out of hand since then. I am really hoping the karma I have put out in my life they will eventually come back to me.

 

I really hope that maybe someone will see this and Be the miracle I need in my life right now.

 

Thank You To whoever is reading. If you are interested in helping me out and being my miracle anything is greatly appreciated.

 

My pay pal paypal.me/missmell1004

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: July 21, 2022

Just moved, now about to be homeless

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Hello, I write this with a heavy heart. I hope anyone who reads this will help all they can or at least pass on my families story. We just moved to Nevada in May of 2022. I helped my elderly Veteran Grandmother buy a house. She had considerable debt due to some shady family members stealing from her and ruining her credit. My mother and I helped her sell her money pit house and we all got an apartment together. In about three years we were able to help her pay off her debts to qualify for her V.A Loan. It was really hard work and a ton of paperwork to go through. After paying all her bills off she only had enough money every month to pay the rent and other bills. So I stepped in and paid for all her closing costs and other associated fees. This was almost eight thousand dollars. Also I paid for all of our moving fees and moved everything with almost no help with an additional cost of almost four thousand dollars. This was my life savings so my family could finally live in a house and have room for everyone. Now this seems to be the American dream and your probably wondering why we would need help. Here’s the reason. My Grandmother needed 24 hour care and my mother and I took care of her. Before we left California she was doing really well. My Grandmother was just about blind and couldn’t walk. We helped her with everything. However, it was always her dream to own another house. She was really excited to finally have that dream realized. Now a little more back story. We were promised that the house would be clean and everything in working order with no pests noted. We have all the paperwork to prove just that. However, when we finally got to our new house, that was not the case. We had a blacklight to check how clean it was and it wasn’t. The walls all had the fluorescent signs of blood, bodily fluids and other unsavory fluids. We were floored. Every surface showed the same signs. The kitchen stove was covered in in. It was horrible. We also discovered that the previous owner also left all there junk behind and it was a nightmare to get rid of. There was also a serious mouse infestation and there were droppings in every enclosed space. We were so afraid of us all getting sick. I actually did get sick for three days and couldn’t function at all. I also need to mention that I have two boys under the age of ten. Please put yourself in my shoes. How can anyone cope with such things? Needless to say I had to keep going for my family was depending on me. This actually wasn’t the worst of it. By the time I had dealt with all of these issues and overcoming sickness and taking care of my family at the same time. We had realized that it was starting to heat up in the middle of May. When we got to the house it was relatively cool and windy. That changed and when it did I did what everyone does. But some filters and clean the vents and turn on the A/C. Only, when I turned it on, nothing happened! It didn’t work. Maybe anywhere else it’s not that big of a deal, but we had bought this house with the understanding that everything was in working order. It quickly heated up from there on out. While we were waiting for the report on the repairs, it was discovered that my Grandmother was suffering from dehydration due to the increased heat. I was scared how she wasn’t responding and called an ambulance. She had to be hospitalized. In the meantime I kept working on her house, because that’s what she would have wanted. We wanted everything to be good when she came back. My mom made sure she was getting good care and drove back and forth several times. She was doing well, eating and drinking fluids just fine. Now, back to the house. I need to mention that the A/C had to work in order for my Grandmother to even purchase the house. It was contingent upon that and we discovered through the company that came out that it had a wiring problem and was in no way going to work in that condition. It had to be replaced. This house was over $300,000 and everything was supposed to be functional and in clean move in ready condition. This isn’t even everything that was wrong. Now to why we really need help. My Grandmother came back home and we got her settled in her new hospital bed and made sure she had everything that she needed. However, the hospital had put her in Hospice Care and didn’t expect her to survive for long. We were all devastated when waiting for the parts to come in to replace the A/C unit, my Grandmother passed away unexpectedly. Due to her dehydrated status and it being too hot because the air didn’t work like it was promised by the realtor that it had been repaired. My Grandmother is gone. It cost $1300 to have her cremated. My mother and I have some funds available, but it is not enough to cover the mortgage. I have already applied for ten jobs out here and I’m going to apply for more. If we can’t get the mortgage paid soon, the Mortgage company will start foreclosure proceedings soon. I have my two kids to provide for and I’m afraid we will be homeless in this deadly heat. I cannot afford to replace the A/C. I cannot afford the mortgage. I’m really scared that me and the rest of my family will end up dead on the streets cause as I write this June 28th 2022. It is 106 degrees outside and 100 degrees in the house. We don’t have anywhere else to go. Please help us. I’m also going to start a GoFundMe page. We don’t have any trust worthy family or friends out here. We are all on our own. Please help my kids keep a roof over there heads. Please help my family stay alive. Everything that is written here has happened and I hope you can find it in your hearts to truly help us or talk to your friends and family that can. I’m not asking for our life to be fixed, just please help us get on our feet so I can keep doing all the work my family needs me to do. Thank you. God bless you all.

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: July 21, 2022

Wanting to demolish and rebuild my childhood home ❤️

Growing up in the middle of nowhere wasn’t the childhood dream. Being surrounded by cows, open fields, having the same 4 friends to play with put a damper on options as a child. As I grew older I started to recognize how amazing and lucky my life was. Being a sibling of 4 total I never even knew how lucky I was to have had such a close nit family in such an amazing place. After moving away to college I realized I longed for the front yard to play catch in with my older brothers, the forest of unforgiving trees that I use to climb with my little sister to escape the world, and how free and alive I felt in those moments. Reflecting back I wish I had not taken it for granted. Flash forward to April 2018, we lost our rock to the family, our mother, the woman that held all the bills and somehow always managed to keep us afloat on a maintenance man’s salary and my absolute BEST FRIEND. I was devastated. I spent a single month with her as she suffered, laid dying in a hospital bed. I will forever be grateful for that month even though I knew the pain she was in she never tried to show it. We talked about everything that I was too afraid to ask when I was younger and she answered truthfully. That last month with her I vowed that I would look after my dad, but not for too long because she didn’t want him to become dependent on me. I promised and she went to meet her savior on April 10, 2018. My father  to say the least was a handful following my mother’s death but I did my absolute best trying to ensure I took care of him. He lost his leg shortly after she passed due to P.A.D. and because of his excessive drinking and smoking… As of last year, he lost his other leg. Don’t get me wrong, this man fought for his country, retired airman, and worked the remainder of his years before retiring. He was strong mentally and physically up until my mother passed. It pained me to see him like that. He is a loving man, a family man, a great father! As an admission of defeat I realized that I could not care [Read more…]

Filed Under: Home Foreclosure Tagged With: USA

Last Updated: July 16, 2022

SC a state that gentrifies and put a family of 8 homeless

Hi I’m not the one to play the race card at all but when wrong is wrong right is right and white is not for black is wack. I currently live in Greenville South Carolina my grandmother passed away in 2005 leaving me her home that she worked hard for and obtained the title for and it’s amazing how she did that considering blacks wasn’t even thinking about being property owners back in the day and for her to accomplish that is a major milestone and blessing. I’m 36 years old seven kids six boys one girl ages 14 to 23 I had my first who is disabled due to a gunshot wound from his so-called friend that entered his chest hit all the main orders inside his body and exited his left kidney results in dialysis for him. I also have six other kids that was affected by the code enforcement of Greenville county to try and condemn our property and give us 7 days to leave this happened 2 months ago all because the floor needs to be repaired and instead of them helping us get government assistance or help us get it repaired they’re trying to condemn and left us homeless my kids have been separated and had to leave their schools because they had to go stay with family members an hour away and there was no way to get them back and forth to their school so now they’re doing virtual so one family member can’t take all of us in so we’re all separated now we don’t talk to each other on a daily we don’t even see each other on a daily and me as some other I’m going through so much because it’s so much pressure on me I haven’t worked in the year because I’ve been taking care of my son is on dialysis I was trying to start a residential cleaning business but my head gasket blowing my car and that was that plan so now I’m living with an ex-boyfriend of mine that treats me like crap and abuses me and puts me out every week because he knows he can. I filed for a permit to get the floors fixed up under an exemption for the homeowners because they said we had to have a license contractor which I can’t afford a license contractor and they’re not trying to help me the City of Greenville code enforcer gave us 7 Days 3 months ago to leave our home because of a 12×12 not even that big of flooring that needs to be replaced due to plumbing up under the sink disrupted our whole lives and trying to get in the property and we have nowhere to go and have been homeless since then. Asking for help for home repairs in a car cheap little get up and go nothing fancy just trying to get on our feet and get my family back up under One roof I thought America’s stand on keeping families together and not South Carolina they’ll tare your family apart and not think nothing else about it. It said that I thought racism was passing but why would it pass in the state where it was first introduced the great Old South Carolina. The reason why I’m saying the race cards because we used to have a black neighborhood but now they have used the word gentrified to take all the blacks and their property out and rebuild them for $300,000 houses and now the community is 97% White and 3% black and I wanted a 3% they’re trying to get out of the community and condemn my property we don’t even have community centers anymore where kids can learn because they see property as money instead of keeping our community strong and learning so the kids can have something proud like I was on my grandmother to pay her house off instead of trying to help me keep it they use something simple as knowing I can’t afford the repairs to get us out of the community black lives matter not a racist thing at all because my last four kids are mixed surprising huh LOL God bless thanks for reading!

Filed Under: Home Foreclosure Tagged With: USA

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