Financial Hardship Help
I’m raising money to buy what my wife n son need,I wish i can buy a new toy for my son, buying new clothes, home items
And I feel depressed when they ask for something and I can’t get what they want, I know they need a lot, I need money only to make them happy.
I can barely pay via my salary for home rental , bells and food
Paypal.me/Omari235
Dear sir/ma’am,
I am thankful that you are reading this. I am Mark. I am a foreigner living here in japan. I love helping others especially if they are really in need. I helped many friends and even their friends too. Because I know the feeling of no one wants to help you especially if money is the problem. I help them but asking them to return it on what they can. Because you know, I’m not that rich. I always put my full trust to a person even if sometimes some of them abused my trust.
Recently, I had a new co-worker and we easily became friends. Then 2 months ago he asked me while crying that he need money for medical bills for his family in the Philippines. I am touched by his story and said I will lend him money. And that money is for my bills but he said he will pay me when he got his loan from our local bank. So I trust him more because of that. But when the time of his promise came, He suddenly disappeared. I contacted his phone but it was unavailable. His Facebook account also was deactivated. I asked my friends if they know where can I find him but no one knows.. so the money Is good as gone.. now I am the one who is suffering for that.. My live-in partner’s parents knew about it and they became angry to me and took my 1year daughter and live-in partner to me saying that They do not deserve me. So I lost my family. Now I’m lonely, depressed and stressed at the same time full of debt. I planned to kill myself because of that but I remembered my daughter so I reach out to God. I prayed for strength and he delivered. Now, I managed to settle things by contacting my bank that I cannot pay my loan on time.. plus my other loans on a different agency. but the loans began to rise to an amount that I cannot pay with my normal salary. I am losing hope. But then I came across google and learned of this site. Maybe this is my last chance.
I am humbly ask for your help. I need to pay off my debts before this year ends or I will lose my job too. Please help me. I need to pay 230,000yen for the three month delay of my loans.. after this, if I cannot pay it this month, they will contact my company and will bring this matter to the court of justice.
I pray that God will touch your heart. Here’s my email address if you want to contact me. voltronsan@yahoo.com
here’s my paypal account:
thank you in advance.. and may God bless you more..
Hi,
My name is Jane. 29 years old. The eldest among the 7 siblings, I am always the most independent, smartest, highest educated, and everyone seems to look me so up. Soonest I graduated in 2015, I got a job as stock broker. My working capabilities and abilities soon got me promoted to handle some private funds. I was always on my own, as everyone was just counting on me. And for myself, being the one always giving help to others, didn’t even think that I would need help from them. My family (especially my grandmother and aunts who gave a lot of support), my friends, my boss, my colleagues, and whoever knows me in person. I didn’t want to failed them, I didn’t want to let them down. But, this year August, I have made a wrong decision, and causing huge losses for the fund. There more I am trying to fix it, the deeper the losses. I was really feel so helpless, and hopeless. I have fork out all my money, and even taking up loans, just wanted to cover the losses I have made. I didn’t want the fund to lose any cents. I want my clients happy. For the past 4 months, I even needed to fake some trade records so that I could make time to recover the losses. These days, I have struggled a lot to make things right, I have done my best, still there is a big holes. Now, I only have less than a month time till I need to give the final report. USD500,000 is the amount is needed by end of December. I have no idea how much could this help, but if I failed this, I don’t think I could continue to stay in this world. For me, it is not the money that I losses, but how I failed each of everyone around me. I might not deserve any help from you, but if this problem could be solved, I can promised to resigned from the company and quit from the industry. I just can’t take this anymore, I can’t let this repeat ever again. I am not sure how can I show you all the record of the losses and also the capital, but picture attached is a very small part I am able to show.
To come to this far is really not what I have expected, but I really don’t have much choice left. I would be so grateful and tankful for your generosity and I am willing to return a favor.
paypal.me/Janecendol
Dear Sir/Mdm
Appeal For Leniency in Writing
I am Saini Bin Misinari, I am sending this email with the hopes of an appeal for leniency towards my mentioned account.
I am fully aware that I have defaulted installments multiple times and I am fully aware your trusted team have tried to reach me multiple times.
Right now, all I can say is, I am unable to do any payment due to my current situations and I am pleading to please allow the installments with late charges to keep going. Please do not place a full payment claim on my account.
I will be very honest and open hoping that you could understand my situation. Please take abit of your time to read through my situations.
2019 is truly a devastating year for me. Beginning of the year, I was put on bail by CNB for something I did back in 2013. I was on bail for over 6 months because CNB wanted to prolong the investigation. For that period of time, my life was mainly about going down to the police station waiting for an update to be release from bail. With that routine involved, my employment life was affected. I end up working less because I have frequent injuries due to my unfocused mind while I am at work. I was holding a high risk job of lashing specialist with PSA. With the injuries frequently happen at work, my times to be called for work lessen and eventually I was asked to leave for my own safety.
And I end up unemployed and that is where everything starts to pile up. However, in the midst of all these bills, I got off the hook from CNB and my bail was lifted. And that means, I no longer have to think of going to prison because one of my assumed charges was trafficking.
And now, I am only slowly getting myself up. Still unemployed though. And trust me, Courts is not the only one I am holding up. I believe you can view my credit score? And if you were to look into it, you would know that I have other debts. And I am really tied down right now.
So I am really asking for your leniency. I understanding that Courts is not a “One Person” but a Enterprise, please review my situation. Please stop contacting me and give me sometime. I am pleading. I am falling into DEPRESSION. Let me have some time to set myself up again and I will start paying everything. Please do not do visit the premises. You are just making everything worse. I have a mentally unstable Mother which I care alot for. And you coming down to the premises is staggering my relationship with my father because your visits will impact my Mother on the aftermath. Which happens only after you have long been gone. That happened during the last time you visited the premises.
I am coming out clean with you this time and I am really asking for your help. Please do not add on to my depression. Don’t let me write “Courts” in my death note.
And I understand that you will want to ask me, when can I pay? My answer is, for now I really do not know but I am sure the account will be settled. This will be my last account with Courts. For now, please give me some space and time. Once again I am asking, please do not add to my depression. I am begging you.
Regards,
Saini Misinari
===========================
This was one of the email that I sent recently to an organisations that have been chasing me for payment.
I understand that you would prefer me attaching an image of the email or bills that I have pilling up bit I am not going to do so.
I hope there is someone out there that can sense my sincerity from this.
I would really wish to have a fresh start. I may not sound like it but yes I am really giving up on life. And my first step, I setup a YouTube channel that relates to fitness because fitness is one of the treasured things that keep my mind off things. I named my channel “Can You Be Fit Again” qhich the first video scheduled for 1/1/2020. You can look forward to that. YouTube is my first step to handle depression.
I am pleading for someone to give me a Restart in life.
With your help of $20,000 , I will be able to clear all my debts and move forward in life.
Will there be someone to help a soul in need?
https://www.paypal.me/SainiMisinari
Help Me Restart My Life
Hello All,
If you ever wondered if it feels weird to ask other people for money, having faith in the kindness of others, it is.. it’s scary too.
What brings a 22 year old here, looking for financial aid from strangers?
It’s complicated, it sure is, I’ll try to keep it short.
It all began on my last year of high school, here, we have a different system (I’m from Jordan), passing the final year is extremely hard and very stressful.
I’ve always had good grades up until I got to this stage, its called “Tawjihi” I failed, not because it was extremely hard, which it was but, because it was the beginning of my mental illness.
Did a year of tough exams break you, you may ask?
No. It began through my childhood of course.. It’s just my breaking point, the leap over the edge..
I couldn’t really afford to seek medical help, but I was suicidal.. I asked for help and thankfully I did get some, and I’m not going to tell you about the battle of knowing you’re crazy, admitting it and going to a psychiatrist after you promised yourself as a kid never to lose your mind, because your brother is psychotic and your sister is bipolar, that promise was broken.
The doctor died, the day after I saw him, I don’t know why I’ve mentioned that, but it destroyed me.
Anyway, I didn’t give up yet, I found a company that took me as an intern, I’ve always been good with technology.. They paid for my exams.. Etc now I have around 13 certificates by Microsoft and some for Linux systems. None of those could get me a job tho, they all want a college degree which I don’t have, can’t afford to have and it’s stressful as hell too.. Going back to that place..
Let me fast forward into last year, when I lost my job, I had a car leased and I was barley affording it, but I wanted to feel like I’m doing something with my life, I sold it when I lost my job, lost a lot of money and I sold it actually.. because I didn’t want anyone else to pay for it or be bothered to go through the cycle of selling.. because I couldn’t cope.. I committed suicide actually.
I don’t know how, nor doctors knew how I survived that day, I was out for 3 days in my room with my family and they never noticed 😅.
You’d find this silly but, the only reason I found hope after going out of the hospital was to buy another car. Which I did (I found another job through a connection), I lost that job as well, I was basically threatened.. And I had to leave.
Now I’m jobless again, it’s been over a year, my depression is obviously out the roof, I didn’t harm myself, I’m trying my best not to.
I know I’ll break again once I resell my car, because I have to, in my last job, I kept saving some money in case something like this happens, a safety net.
This January, it’ll be the last payment I can afford, I wouldn’t be able to afford my medications, I can’t go to the psychiatrist or do anything..I don’t leave the house for anything but interviews at this point, it’s making me worse, but I can’t afford to do anything.. and I’m scared January is close…
I didn’t sell earlier because it is/was literally the only thing that kept me pushing through.. It’s silly.. But it’s true…
I’ve interviewed for so many.. They’ll require a college degree, I can’t afford that.. I can’t. Everything is expensive.. My car, in US is worth 5-6k, here, because of taxes, it’s around 25k, I’m not joking..
The only good thing is I have an apartment of my own, dad left it to me.
Also, I’m actually almost certain this is going to be for nothing, I haven’t told 1% of my story, and I don’t think I have faith in anything at this point.. But I kind of promised someone.. I’ll try every possible thing, and this is the last thing in my list.
Thank you for reading this, I don’t expect anything from you, I’m sure some people have it much harder than i do, and there are some people who deserve to live?
Here is my PayPal anyway :
https://www.paypal.me/Tracer99
Hello, my name is Marie, and I’m a mother of 5, 2 of them with special needs, and am currently struggling with a terrible financial situation that has been going on for quite some time now.
Not only have we recently lost our car, we also have rent coming soon, as well as various other fees and bills..and no way to pay for them all, not as we are now.
Part of this is in rather large medical bills from many years ago, involving one of our two dear special needs kids, that we have been paying off for a while now, and have taken up most of our funds every year, yet we are still no closer to paying them off. Another issue are outstanding bills, that have collected over time, also another thing that we have had to keep paying for over the years.
Just these two combined are a major source of daily stress and worry, but with these causing financial issues, and thus taking bits out of the other things we have to pay for (such as school fees, electricity, water, our car) and so we have ended up where we are now.
And on top of all this is our current lack of a vehicle. Without it, we’re unable to not only send the children to school, but we’re also not able to work, earning the extra income we sorely need to simply even survive throughout a month, much less a whole year, and thus we’re in need of one urgently…
The current pay we earn is simply not enough to support our daily lives, being just enough to buy food, and other important essentials, but usually we have managed to make it through it somehow, day by day.
But not this time. We’ve exhausted all our options, with no one we can turn to or ask for aid any longer, and with no car we are now unable to work, and earn the money we need, so I have decided to turn to here for help, feeling very desperate.
I am not happy, of having to constantly ask others for help, feeling rather ashamed of reaching to low point in my life.
At the very least, right now we would need about 20, 000 USD, in order to be able to clear our issues and finally be able to move on not just financially, but with our lives.
Here is my paypal link, I would be so very thankful for any help..
paypal.me/aspirephoenix178
A few years ago I bought a small apartment for my family on a mortgage. My wife and I have two small children, a girl of 4 years old and a boy of 7 years old. They dream of their little corner in the apartment. And everything was fine, the money I earned was enough for life and repayment of the mortgage. I was not officially a rabbil and paid me stably and in full for my working hours. But at the beginning of 2019, I became seriously ill and could not work for 3 months. Since I did not earn anything, I could not pay for the mortgage. And the bank offered to take another loan (on unfavorable conditions for me) to pay off the debt, which I did. While I was sick, I was reduced my salary and accrued fines for not completed work that I took before the illness. I did not receive money for the last work done and turned out to be due. When I arranged, there was no such arrangement. I immediately left this job, and could not find a new job with the same income level. We reduced the cost of food and virtually eliminated the cost of clothing, excluded any entertainment (In this mode, we have been living for 6 months). The measures taken to save the family budget were not enough, but there was nothing more to reduce. After a while, we no longer had enough funds to secure two loans, debts began to accumulate. And now my family is close to losing the only housing. Since our apartment is simple and not very good, there is no way to exchange for a simpler one and make the difference to pay off the debt. Banks do not want to find a profitable solution for both parties and do not restructure loans. It’s easier for a bank to take out housing and sell it at auction. I turned to the government of our country with a request to help with the current situation, but I was refused, they say it’s my fault that I did not calculate my capabilities. Relatives and friends helped as they could. I tried to find help in the interior of the country, but found only scammers. I ask for help from everyone who sees this, because I have lost hope for help from the side of our government and fellow citizens.
Currently, total arrears, including late fees, are approximately $ 50,000. Please help because I can’t cope with the situation on my own. Constant thoughts of eviction are introduced into diplomacy.
PayPal.me: https://paypal.me/stepanovandrey
Thanks to everyone.
Dear generous souls,
I’m a degree student who works 3 part time jobs, 2 being freelancing. I go to school on weekdays and work on weekends. I stay in one country and study in another so my commute to and back from school takes at least 5 hours a day if i’m lucky without much traffic.
I can’t afford to stay in that country due to the financial instability and the expenses there is quite high. Sometimes i skip a meal just to save up. That didn’t seem like a big deal to me because as long as i’ve been able to aid my parents i was satisfied.
This is my last year of university and my sister has started college too. My parents have been struggling to pay the second installment of my fees. I’ve already took a leave of absence from school to work full time for this semester while my friends have graduated.
My parents told me to take leave for another semester but i can’t afford that and i’m afraid that they wouldn’t be able to come up with that money still. I’ve already saved $3000 and i need another $10000 more and this doesn’t even include my expenses there.
I’ve been doing great in school and skipping meals wouldn’t be a big thing for me. The only thing i care about is my tuition fees. I will attach the picture of my fees as proof.
You don’t have to give me money for free as i don’t want to feel indebted to anyone. I’m used to helping people and not being on the receiving end.
I have listed the url to a few domains i owned. I bought these one after another because i wanted to make a passive income for myself and help my parents but the domains didn’t get the promotion they need as i didn’t have much money to promote it.
The Url will direct you to a page and there will be a button called portfolios, there will be a list of other domains as well. If you intend to help me, please purchase my domains. I think some of them are pretty good ( .com ) domains.
Thank you so much for even reading this and if you helped me, please send me an email. I’d like to thank you. God bless.
PS : My dream is to travel and do charity. I’d definitely return the favor to other kids in need of education as my thanks to you.
https://sedo.com/search/details/?domain=shotsplease.com&origin=domaindetails
Living in the urban means higher costs of living. However, that is the reality after graduating with accounting degree and had jobs in companies. Got married and have a family and bestowed with children one after another. Salary from the job increased but only covered the inflation. Growing number of the family members means bigger requirements. Needed a bigger house and bought it on a mortgage. A big chunk of the earned salary, after pre-deduction of tax, went to pay for the mortgage.
Growing children brought together the responsibilities of feeding them and giving education. Aware of this, we never had a dinner at any fancy restaurant on our treat. Mostly food has been prepared at home because that is the cheapest. I had home prepared food to the office almost every day! We never had fancy cars. A van was bought on hire purchase with the main purpose of transporting the family. Despite working hard, salary increased measly. Cost of living has been ever increasing leaving barely anything for savings. Salary earned was not enough to sustain the necessities. Credit card was a big mistake that I have ever taken. Even using it for the necessities, interest kept growing bigger and bigger and finally ballooned and fully utilized. Believe me, I have never spent on luxury items neither my family members. Even spending on the necessities, low salary made my credit card debt ballooned. To solved this, a longer term loan to repay credit card debt was obtained. Since then, the loan had been repaid according to the schedule by deduction order from the salary. Jewelry had also been pawn and not able to be redeemed but just paying the financing cost roll-on only without touching the principal.
Unfortunately, the company that I had been working for so long exercised a retrenchment. Off course the retrenchment money should be used to settle mortgage as it is your family’s living place. The balance is for daily spend and is depleting. The longer term loan monthly payment is jeopardized. The bank is starting to ask for payment. This is scary for me and the family that include my wife who is a housewife and four daughters who are still studying at various levels. Some of them live on study loans which barely meet their necessities. I often have to “top-up” when there is something urgently needed. My children are taught to be thrifty in spending their study loan money.
It has been six months since the retrenchment. I have tried my best to seek other jobs, but so far has not been successful. I have called my friends whom promised to let me know if they came across with any opportunity, but none yet. I tried another thing; had authored a book and have been published in Amazon.com titled “Pivot Power – Basics of The Basics of Excel Pivot”. I will author another one as one of my efforts.
The thing that really bothering me now is the long term loan repayment before legal action is taken. Having the bank to seek their loaned money back is an event very unpleasant for everyone. It has a devastating effect not only for me, my wife, my children and the whole family. It is a very unpleasant situation that can happen to you. Please help my children and family out of this. Total amount is $37,000. Thank you.
My Paypal Account No. paypal.me/Muzafarpg
I am Jieun Yang living in South Korea.
I never thought I would have to ask for this
…but somehow it has come to be that I am in this position. Believe me, I hate it, and if I could see any other way, I would not be asking a stranger for money online.
I thought I had my life mapped out, and everything was going along fine. I have 2 jobs, I am a single mom and I have one beautiful daughter…why am I in this position I hear you ask? Well, all I can say is – I fall down sometimes. I have found myself spiralling slowly downwards over the last few years. It almost feels like slow motion – for so long I was in denial that I couldn’t support myself financially. Actually, I have a mother who fell for cerebral hemorrhage in 2017. Fortunately, she is recovering well right now. However, it cost a lot of money for the hospital, and it is still being spent on care. So I started getting loans, and I think it was time to come to this financial hardship. I can’t admit it to anyone around me – I have kind co-workers, for sure, but I could not live with myself if they found out that I was in this position. So I keep up the facade of everything being ‘fine’, and it is truly exhausting. I told people that I took a weekend job on top of my Monday-Friday job ‘because I get bored easily’. That’s not true – my mind and my body are broken from working 7 days straight! I took a weekend job because I found myself in a spiral of debt.
I don’t have a drug problem. I don’t have a gambling problem. I don’t smoke, I don’t drink. I didn’t lose money to an awful ex. I wasn’t the victim of a scam. I just got hit with a few big bills in short succession and the spiral began. And I can’t see a way out. Even working 2 jobs, I’m only making enough money to keep myself out of complete bankruptcy. I am desperate for just enough money to push me over that ledge, back to safe ground where I can begin again and not be constantly clawing my way up the cliff of debt upon debt.
Recently I was thinking about working at a host bar during the night hours. I mean, I’m going into prostitution. But I’m so scared that something bad will happen, and I wouldn’t be able to look straight at my daughter if I did that.
So I am here, quite literally begging. I need $40,000 to change my life – and it really will change my life. It will make me safe again – safe from myself and what I am afraid this situation will lead me to do to myself if I can’t get out. I don’t expect anyone to give me anywhere near that amount – why on earth would they?! I’ve read the stories on this site and they are truly heartbreaking. People who have gone through so much – they deserve the money so much more than I do. So all I am asking for is $10. Just one – and with luck, and hope and prayers, enough people might see this and have it in their heart to give me that kindness. And I promise that the day I am in a position to do the same, I will help everyone in whatever way I can.
So my plea to you is – $10. It may just save my life, in more ways than one. I wouldn’t be asking this if there was another way – I need to get over that ledge so I can start my life again.
Thank you.
https://www.paypal.me/ysophia
I am a Hongkonger. I believe everyone knows the current situation in Hong Kong. Because of different political views, I oppose violence, and my boss feels that the demonstrators are creating chaos, I argued with her and she has said more than once to fire me. However, I am currently carrying huge debts and raising my daughter. At this moment, I feel very helpless and hope that someone can help me! When I get through the problem, I will definitely give back to the community to help other people in need. Please help me.
paypal.me/fishyu1898
Hi,
I dont know from where I start but I am 42 years old man with a family and a daughter 14 years old – I am a very good and devoted father and I always cared for my family – I work in the investment filed for around 20 years but I had terrible set backs during my past 8 years due to some political events that made me leave my work and stay out of work for 4 years – During which my wife was working and supporting the family – after which debts had accumulated and when I joined the new work in other country two years ago – i tried to settle and close this debt loop to start saving for my daughter college as she will be admitted three years from now but the problem is that the interest of the loans and the restructuring of the credit cards did not help – the amount now mounting to $120k and I want to settle either partially or all to be able to save and move on-i started to get diseases from over thinking and I dont know what to do – i learned my lesson but I am afraid on my daughter – these are the honest words I have – I hope I can find help here . Thanks you
Hello dear readers.
First of all, I would like to apologize for my language in advance, as I am not from an English speaking country.
As the title says, it is my time to say please. Please, to support me in any way you can.
I am a foreign student in South Korea, to be specific, a “former” student. Couple month ago, I was released from detention center after a 1 year long trial. Unfair trial. I was charged with money counterfeit and its use. I got frauded by one guy, who I bought a motorcycle from some time ago. He paid me 3 million won ($3,000) in cash. At that time, I could not even think that it was counterfeited money, because Korea is one of those countries with very low crime rate. Consequently, without even realizing that I was commuting a big crime by using fake money, I used it for my daily expenses such as food, housing fee, books etc.
As a result, one night after coming back from uni, police was awaiting me at the front door of my house. And after that all this nightmare started. For the last 1 year time span, I struggled a lot. Moreover, struggling for no reason is even more painful and stressful. I got not guilty on the counterfeit charge because we were able to prove that I was not the one who actually did the counterfeiting, however on the using counterfeited money charge I got 3 years on probation. During this 1 year trial, as a foreigner student in a foreign country with no family, it was very hard to go through it. My family had to come to Korea and support me. Overall, we spent over $100,000 on lawyers and other expenses. We had to sell most of our assets to cover the expenses.
Eventually, I got kicked out of the uni. Although we were able to win the followed-up administrative case about deportation which allowed me to stay further in the country. However, I am totally depressed and have no hope about my future. This situation turned my and my family members’ life 180 degrees.
Thus, I am begging you, dear readers to provide me with little financial support so that I could get back on my legs and go forward.
Big Thank You in advance.
God bless you all.
Hello. I’m a 21 year old student who just enrolled in a university. I’m gifted in music and hopefully will become an audio engineer.
I need money to move to the town where my Uni is so I can get a job to support myself. I actually had a job for a week but when I told them I’m leaving in a month, they let me go. Also no one else wants to hire me when I tell them I’ll have to move to another city in a month. Places like McDonald’s need me to sign a contract stating that I have to work there for at least 3 months.
My parents are seperated. My grandfather passed away this month and there were a lot of funeral expenses. My uncle didn’t help because he didn’t like my grandfather, so my mother had to pay for everything, but my uncle also took half of my grandfather’s furniture because “he’s his son”. I asked my mother to take a loan but she’s in debt so the banks said no.
My father tries to support me and my sister as much as he can but due to the economic crisis going on in my country, nobody is paying him for his work. Many people owe him money. On top of that, the government requires him to pay taxes for the money he never got. He’s got a lot of debt for this reason as well. When I told him I need money for the train, he gave me his last 20 bucks. It really broke my heart to see my father giving his last money to me.
I also filled up my credit card for my everyday needs and have no way of paying it back without a job or if my parents don’t give me any pocket money, which they currently can’t afford.
We’re hoping everything will be better in 2 months time. Maybe some people pay my father, maybe my grandfather’s house gets sold, but 2 months will be too late because my studies start in a month and I need to move in ASAP, before all the cheap homes are already rented out by other students.
In short, my family had money but everything happened at once, and now nobody has the money to help pay for my studies or jump-start me getting a job in the city I will be studying for the next couple of years.
$800 in total would be more than enough for my problems. I will be really grateful for any donations. Thank you in advance.
(I didn’t know how photograph the situation so here’s a picture of me.)
paypal.me/AtakanTemizkan
I am a married man, with a pretty young family. My wife of 6 years and a 5 year old daughter. Both of us work for a living trying to provide the best that we can for our family.
Been working for the last 14 years, i do have a stable job, but the corporate world is taking a toll on me, i work hard but many times experiencing feeling of overwhelmed or you could say burnout. It has been rough without being able to find or given a chance to move for a change in position or even for a promotion. Many a times compromising health and family time, day after day like is a normal routine for as long as i can remember.
So much so, that i am willing to make a change or rather to decide to leave this corporate world behind. The thought has always cross my mind for the past 2-3 years everyday it hasn’t escape my mind. What i need is an escape plan. The biggest hurdle is with so many commitments and responsibilities, i can’t do this. I have a plan, to set up a business from home, and have been exploring this for the past 1 and half years. People say to look at your passion and let that be your means of living, to be able to make work or business out of it. The goal is to ultimately not having to wake up to anxiety, constantly rushing for deadlines and bosses requests and to be able to spend more time with family, with my daughter and my aging parents.
Perhaps, im asking for too much. I may have found my passion after all the years of dabbling, experimenting and searching, But i need some help to get started. I want to be able to quit my job and start to focus on my project. I have not much savings to cater for my current commitments, bills and loans if i were to quit my job which is preventing me from doing so. As it is i make just enough to sustain from month to month.
In the long term, the corporate world is not where i want to be. I have lost the zest in life and it has turned me into this lifeless being. I guess, what im trying to say is that, im looking for a way out and am trying to reach out to anyone out there who is willing to help me out. Thank you so much, and most of all thank you for listening. Should there be any, my link is as below, and hope to also one day do the same for someone else.
paypal.me/takingchance
Hi everyone, I’m Rodell currently living in Dubai with my pet Liam. 3 months ago I lost my job. I tried to look for a job but it’s very tough to look for a good job nowadays here. I’m almost out of cash from my savings because of the high expenses here. Paying my bills, house rent, daily needs and the needs of my pet Liam. I have decided to go home just to save my self from the expenses. My savings is now gone and all I have left will just support me and Liam for a couple of weeks. I went to the relocating companies and inquired regarding the charges that I needed to relocate Liam and it’s so expensive that I cannot afford to avail any of it. It broke my heart to see this things happen. I wish that when I lost my job I should have just went home while I still had the savings I had and now I’m left with nothing. I want Liam to come home with me to the Philippines so bad. I don’t want to just give him to shelter or have someone adopt him. I don’t want to give up on him. I love Liam so much and I can’t see myself happy without him. Pls I’m begging any of you to help me. I needed at least $2000 to afford the expenses on relocating my self and Liam. It will make us both happy and will always be thankful for the help that you will give to us. Now I’m thanking anyone of you for taking time to read and understand my situation. Any amount will do just to hit my target before we run out of supply for the few weeks we have. I just want to go home together with Liam.
to all who donated thank you in advance. God Bless you all
here a link to my paypal
paypal.me/rodellramolete
Hi, I’m Naz from Malaysia. I have been living my life full of debt. Not mine, but my family. Yes, my family was thrown into massive debt after my family business was not successful. They even have to take the loan with the moneylenders in order to support the business. I never knew this happened until I’m in college. Luckily, I got my own scholarship to further my studies.
I always set my mind that I have to be graduated to help my family. I have to be an educated one among the family members. Furthermore, I am the oldest among our siblings. With the set of mind, after graduation, I got my first job with a multinational company and bonded for 8 years.
After I got this secured job, my first initiative is to take a big loan to cover all the debts that my family have. I can see the relief from my mother’s eyes when I covered all the debts. She never has to go out without concerning to meet the creditors anymore. She now can smile everyday thinking she is now free from the burden.
I am glad my family back to normal due to the action that I took for them. However, the loan that I took covered most of my salary that I barely can enjoy them. It is about 75% of them. I felt like I miss some of the opportunity in having my own things like house, car and anything else. Every time I need extra cash, I have to ask a loan from my friends due to the inability of my family to help me. I felt a big hit to my confidence every time I ask them for help.
I don’t think I have any asset left, only retirement fund which is a huge amount but only can be withdrawn once I’m 50 years old. I have an old computer for my entertainment, an old mattress, and clothes. I felt like a loser when I’m comparing myself with my friends of the same age. I need a boost to my confidence.
This lead to the resort of using this platform to ask help from the public. I know it is maybe not worth it but at least I’m trying to fix my life. Any amount of money is really appreciated in order for me to enjoy a bit in my life. If you have an offer for a job that I can do instead in my country, kindly also email me. Thank you.
My paypal.me: paypal.me/radius01
Greetings!
My name is Paul Dinh; I am the founder of Nirvana NGO Vietnam. Recently, I have just created a charity program aiming to provide free educational services to underprivileged students in Da Nang, Vietnam. The objective of this charity is to help low-income/underprivileged students to have an opportunity to learn English at no cost: To give them the same opportunity as the rest of their well-off peers, to give them hope and believe that they have the same playing field in this society that we all share.
A brief introduction about myself: I was born in Vietnam in 1989 and immigrated to Grand Rapids, Michigan, USA at the age of 2-years-old. I am a graduate of Michigan State University, BA’ in Business Management. I have been teaching English throughout Asia for the past 8 years. My philosophies are based on the linguistics of human psychology, cultural, and behaviors of human societal progression with aspects of Buddhism teachings. I implement my teachings with Buddha’s philosophy: to learn and to understand; there are always correlation and contradiction in every aspect of learning. Purely to create good karma and service(s) to humankind and human development, by helping those who are in need the most in progression. Please take a look at the mission statement below.
Thank you! A DI DA PHAT!
Helping others with a pure heart.
NIRVANA NGO VIETNAM
Believe and hope, are the two most wonderful gifts that our human mind have programmed in us when it comes to the reality of life. We all go through this life in progression. Too many teenagers, young adults and even middle-aged adults that are going through life aren’t truly are aware of their problems and situations. The build-ups can be devastating and terrifying when trying to confront the demons within us. Believe and hope; are the hallmarks keeping us intact.
Believing and hoping to give us a purpose in life. When we believe it gives us conviction and when we hope it gives us confidence; when we give up in life, and then we find something to believe in, it helps with a sense of purpose and when we hope, hope will help us to determine our path.
Nirvana NGO Vietnam is set up to help the youth, young adults, and handicapped of Vietnam. Our mission as a non-profit organization is to provide free English teaching to underprivileged students and children from low-income families. English classes are considered too expensive for low-income families wishing to send their children to further their English education here in Vietnam. Many English schools in Vietnam charge above average for tuition fees, simply because English education is considered privileged to those students with high-income families in society. Therefore, many underprivileged students are left without proper English education. The disparity and unbalanced can cause many problems for future generations; such as lack of development in self-esteem, workplace, mental pain, depression, societal development, etc. Here at Nirvana NGO Vietnam, we aim to counter-balance the disparity by providing free English education to those in need, to give underprivileged children the chance to have a proper English education, giving them hope to believe in their future – and future livelihood.
Nirvana NGO also aims to provide free meals to the homeless and needy. By providing free meals to those without a home will mean much for them. We are all human beings and we all deserve a meal with dignity, not from the trash of the streets.
In today’s Vietnamese society, the development of a changing economy from a war-torn country to one of the fastest developing economies in Southeast Asia can be challenging to the human mind. With a developing economy of at least 6% growth and as society changing quickly, the capacity of the human mind will take its toll. Many people in Vietnam are now facing mental issues more than ever before. With traditions fading out and new technologies replacing human labor, and heavy completion from disparity of social classes can lead to many mental disorders and psychological problems. We at Nirvana NGO are helping with this issue by counseling to those with mental issues, giving life advice, having meaningful conversations, group activities and much more regarding helping one’s mental trap. By providing listening and talking secessions may we help ease some pain and relief for those who are in need.
As this is a non-profit organization, we are funded through donations and the goodwill of the people. All donations are contributed to the funding of these programs, in regards to English education, providing free meals, and counseling to those with mental issues.
FaceBook: m.me/Nirvanango1111
https://www.facebook.com/lu.seop
Donations: https://www.paypal.me/Pauldinhllc
Facebook: Nirvana NGO Vietnam
https://www.gofundme.com/helping-with-a-pure-heart
Sincerely,
Paul Dinh- Founder of Nirvana NGO Vietnam
Helloooo, sorry to interrupt any of you but if you could just take a moment and read what I have to say? Really appreciated!
Hi, once again, I’m from Malaysia, currently a student. I’ve worked part time and other chores to try to earn myself some pocket money get what I always wanted, which are some PC parts but unfortunately it wasn’t nearly enough. I have to pay for my own living expenses which is a lot for a student that’s working part time. I’ve tried my best to earn more money but it wasn’t possible for a student, the pay is very low in my country, around 1.5$/hour converted from my currency(Rm5).
For those that are wandering why do I need to get some “PC parts” it’s because it’s my wishes to change and upgrade my old looking pc and my future study plans is towards the IT field. I really wish to be able to self DIY, change, handson and be more expose to the stuff I’m doing too, but the current earnings I’m getting isn’t anything enough for what I wish to do and obtain.
I really hope that kind hearted people like you are whom is reading this post will be able to help a student with wish and dreams. Really appreciate any helps I can obtain from any of you. I have no idea how much I can ask and how much you would help me out, but any amount is a very very very appreciated and it will surely help me out by a good amount.
Thank you so much for reading and thank you so much if you decided to help out on my wishes. May you have a wonderful day everyday.
This is the current PC i’m using. It’s old and clunky, the green lights you can see there is what I managed to get after a long time(around a year)… 
Thank you so much once again.
I just need fare for a plane ticket.
This is my grandma Mommy Rose. She was one of the people who raised me when i was growing up because both parents are away for work.
She was in and out of the hospital these past few months and last June 13, she succumbed to her illness and old age in the hospital. She is in a better place now but I still can’t bear that she is not here anymore.
I’m not asking much.
I just want to see her one last time. I’m in Bahrain right now and she is in the Philippines. I’m in so much debt because I had to clear my dad’s bank debt when he was here in bahrain so that he could go home. He has end stage renal disease and the expenses are mounting up. Im working hard but it still isn’t enough.
I’m not asking for much, just a means to see the one person who understood me and loved me when I was growing up. I’m afraid I haven’t told her I loved her enough and not seeing her one last time just breaks my heart a lot. So please, help me so that I could go home. Help me so I can tell her I love her so much.
First of all, I’ve to thank one of my friend for introducing this website to me. I was asking for him to seek help to see if he can request for any donation or is anyone willing to volunteer for doing charity work because we’re lack of manpower to take care of these fur kids too.
We are a pet shelter that is not like any other pet shelter that keep pets in a cage, restricting them to move around like they want to. Whenever we see any strays on the street, we will bring them back to our shelter and make sure they’re not wounded. We’re a no-kill shelter and even if they’re sick, we will still try our best to take care of them. It’s also very rare that people will actually come and adopt because nowadays people tend to buy special breed pets because of how special are they as compared to some of the strays.
The amount of stray dogs and cats has been growing nonstop and we’re trying our best to keep these little fur kids stay healthy and not falling sick. Dogs are kept outdoor because they’re more obedient and do not run around often, of course they’ll be kept in a garden with roof to prevent them from getting wet when it’s raining(but some of them will still go out and play under the rain anyway) and the kitties have to stay indoor because they love to roam around, we once used a cage but things did not end up well ( happened once, 1 was badly injured, kind of sad to saw one of them bleed in the morning), hence we decided to not cage the dogs and cats. Right now we do not have enough food for these fur kids and taking them to vaccinate is pretty expensive which we’re not able to support both at the same time. They’re getting weaker and weaker and it really hurts when they look at you sadly and the worst feeling is when you do not know what to do to help these dogs and cats. I assume that some are abandoned by their owners, as there was once we found a box of stray little kitties inside meowing. We do not want to put down these little puppies and kitties because of our lack of supporting these fur kids.
May i humbly request for any amount of donation, it’s much appreciated. Sorry and thank you for all of the donations to everyone that have donated.
https://paypal.me/7kuamai?locale.x=en_US
Hi, I’m currently a second-year college student. I’m running low on funds to pay off my fees. I’m working part-time to support myself but the pay isn’t a lot. I’ve been trying to find another better paying job, but it is not easy. My classes are not fixed; the schedule varies from week to week. Most of the jobs I found have fixed working days.
My dad has problems paying bills, so they’ve been racking up and are months overdue. I’ve been trying to pay them off for him on top of my own bills, but at this rate that I’m going I’m afraid that I won’t be able to anymore. We’ve gotten our electricity and water cut before. He is getting old and I am his only child so there’s no one else to help. I need to get that college degree to get a good paying job in order to support him in the future.
Plus, my health insurance is due for yearly payment next month. Right now, I don’t have enough money to pay for it. I’m afraid it will be cancelled if I didn’t make the payment on time. I don’t think can’t make do without it. At least in the event in which I got into an accident or something I have something to fall back to.
I’ve tried other ways to get some extra money. I’ve been doing surveys online, they don’t pay much, but at least it is something. I even tried to sell my stuff away at lows prices to get money. I’m kind of in a tight spot right now. I’m bringing packed lunch/ sandwiches to school and work in order to scrimp on a little more money, but transportation alone cost me around $80 every month. With transportation, daily necessities and bills every month, honestly, I’m not left with much savings. I’m basically living paycheck to paycheck every month.
Below is my paypal link. Would really, really appreciate if anyone, please, will be kind enough to provide some aid. Any amount, no matter how little, will be deeply appreciated. Thank you for your time.
Hey. My name is Kenes. I want to tell you my story about how and why I had to ask for your help.
Two weeks ago I buried my mom. She had a weak heart. She was only 61 years old.
She raised me and brother alone. She was a very kind person.
To arrange the funeral, I had to take a loan. And now, I have no choice but to ask for help.
My brother has two small children. He works on a construction site. His wife does not work and is engaged in raising children.
I work in the collection point for scrap metal. My monthly income now is 250-300 dollars (in our country, this is the average salary).
Half a year ago I was treated in a hospital with a diagnosis of depression.
My previous job was a taxi. But after being discharged from the hospital, the doctor recommended that I change my job.
Now I take medicine.
In addition to the loan, I have debts to the employer. He borrowed me money for the monument.
I do not feel strong enough to work two jobs or start a profitable business.
The cause of my illness was a road accident and a divorce from my wife due to housing problems. We could not afford to rent a good house or apartment. We lived in a crowded hostel. There was often no hot water. Very noisy and uncomfortable for a young couple. We could not have children, and this is another reason for our separation.
Now I live at work in a transport container equipped for housing. Once a week I go to the hostel to wash myself.
Because of the prescribed medication, I began to gain weight. For six months, recovered by 6 kilograms. But I eat less, I try to be economical.
I believe that I can pass this difficult period in my life and become what I was – a loving husband and a reliable brother and friend. Unfortunately, I will never be a son. Mom is not with us now.
Our biological father left us when my brother and I were children, and my mother was unemployed.
Now he is not a poor man by the standards of our country. He is corrupt and greedy. In our country, a very high level of corruption. Our father now has a wife who is 20 years younger. And she is the third after he left us and mom.
It is very difficult to live for a simple person. At the weekend we want to look at the sky, at the stars. But the reality is that we cannot straighten out due to everyday problems and stand upright free as free people. We constantly have to work so that later when we die looking at the sky without blinking eyes.
I cannot ask friends and acquaintances to help me, because they are the same as me.
My illness made me think about suicide. But I have to live to pay tribute to my mother. She always believed in justice and the right of a person to live freely and with dignity.
I openly ask you for help, even though it is not customary for us to ask strangers because it is considered bad form.
Everything can fit in three words – please help us.
paypal.me/KenesTuanov
I need to ask for help, I’ve gotten myself into a situation I thought I had planned for, and I’ve ended up in a lot of trouble and debt. My medical bills here in Thailand are already over $46,755.00 USD and I haven’t been discharged yet. I also have bills from back home in the US, although they are much less and I can get a job and pay those off when I am healed and allowed to go home.
Honestly, I planned for this volunteer trip responsibly and for a long time. I worked through University, applied and received some academic scholarships, graduated with very little debt, then worked two jobs until I paid off my student loans and saved up to go on this volunteer trip. I don’t have savings or anything after paying off my student loans and for this volunteer placement. Before arriving in Thailand to volunteer at an orphanage school, I took all the recommended vaccines, I checked in with the embassy, and I bought medical insurance which was required by the contract to volunteer. I mention this so that you can see I had planned to be personally responsible for myself and not be a burden or reckless.
So why do I have medical bills?
The insurance company will not honor their policy, they say for two reasons. They claim I was involved in a dangerous activity, as the motorbike operator who caused the accident falsely claimed I was driving the motorbike and not on the bus which is untrue. He gets a new motorbike out of doing so. My personal bag and passport could not be found at the scene of the accident and I was knocked unconscious, so I could not identify myself to the first responders. The insurance company was not notified within 48 hours, and I was unconscious longer than that, during which time medical treatments were carried out without their approval or knowledge, and that negated the policy.
Incident: That morning I was on a songthaew, and open air type of bus, on the way to the orphanage school to volunteer as an English teacher, when a motorbike ran into the back of the bus I was on. I was standing at the back with other adults so children could sit. I was thrown off the back and apparently into the motorbike, however I was knocked unconscious and I woke up in hospital.
The owner of the motorbike said I had rented his bike, and placed a claim with the police department. He took my passport from the accident scene, claiming I gave it to him when I ‘rented’ this bike. The logic here is missing – I don’t know how to ride a motorbike, I was going to teach a scheduled class so I couldn’t have used the bike that day to go anywhere even if I knew how to ride it! My personal bag with passport and wallet was ‘missing’ from the accident scene, so at first the hospital didn’t know who I was. The motorbike owner is claiming in his police report I owe him for the motorbike to the tune of 29,000 baht (about $900USD) and because I did not get the contacts from others on the bus for their account of the accident or photos from the scene as I was unconscious, I can not back up my side of events.
I don’t yet have the final bill for the hospital as I am still here, the English speaking nurse showed me the bill in Baht and did the conversion which was almost $47,000USD on Monday. I started to cry.
This was supposed to be a lovely way to give back some of my talents and teach children who didn’t have much, as I didn’t either growing up and education really gave me opportunity and community. Being at the school was amazing for me, but this accident has turned into a nightmare.
I am including a photo of me and my students, as well as a shot of some of my injuries healing and the type of songthaew (bus) I fell from. The doctors had to shave some of my hair off because of the head injury, so I’m a bit emotional about a selfie right now.
I will update this with a selfie and the final medical bill when I get it.
If you can help at all, all I can say is I would be humbly very, very grateful. Thank-you and many blessings.
http://www.paypal.me/erikakristann
Call me Juan! I’m 21 years old….uh Colombian in Japan. Used to live in Australia since I was 12, but moved to Japan to study, currently in HAL TOKYO.
Alright, okay, this is my first time on this place and the only place I know that works this way. Literally found out about this through a desperate Google search as I tremble in probably a little shame. That’s just uh, how I am.
Shame because I’ve never been one to enjoy asking money of anyone, not even my parents, and while I can ask from them right now…I’ve already done too much of that in the past. I’ve always been relying on my father to give me money and money and money and I mean sure that makes sense since he IS my father, I’ve become so…upset? I dunno I just…I feel bad having to keep asking more from him when I can’t give anything back right now.
I’m in Japan right now, moved in about….1 and a half months ago? And well yeah the initial rent costs were pretty brutal on my wallet and the money I saved up the time I was working kinda got devoured by rent, transport, school, a few extra stuff that I needed to pay to the council from the last time I was here the year before, which was some….I think these were pension payments? Well whatever they were, I paid for a fair bunch of stuff, plus food, though thankfully we get breakfast and dinner in the place I’m currently in, so buying food isn’t a huge problem till uh….well, till like this week, since it’s Golden Week.
I’ve been pretty much eating as minimal as possible every day to not use up my food and the final 137 AUD (about 10,000 JPY) on my bank account. It’s brutal, yeah. And I’m gonna have to withdraw that like today or tomorrow. Probably later, since I need that money in cash so I can buy my train tickets and this will hopefully last me a month.
I’ve also applied for work, which worked out! But I needed to do some complicated weird procedure to open the bank account, which I did, buuuut the request went through like….5 days before Golden Week, and because Golden Week here means nobody works for like a whole week, then my wait for the bank account turned from 5-10 days to uh….3 weeks. Yep.
Anyways I feel like I’ve veered off the main point. The point is I want…some help please. And I don’t want to keep being a pain in the backside for my father. If there was anyone out there who could help me get…maybe like another 20,000 JPY minimum in my PayPal (uh the more the better? Like I need at least 71,000 JPY to pay for rend and then another 50,000 JPY to pay for one of the entrance fees I asked the rent guy if he can split in two monthly payments (which he was very chill about, I probably could have asked him to do that in 4 installments…I’m an idiot)), which would let me buy more food for this week and have extra money for transport, it would be more than appreciated. If you want the money back, I’ll pay it back as soon as possible. I think I might be able to…uh, sort of ask the rent guy here if he can let me pay for stuff later so when I get my first payment from work I can pay them back, have a little left over and possibly pay whomever helped me here a little back.
I just…please I need help.
I know this is probably unreasonable but…Yeah. If you want your money back later you might need to wait for a while…maybe like 3 months later since by then 90% of my paycheck wouldn’t go to rent. If not then uh….Thank you so much!
But to reiterate…..
If nobody wants to give me money. It’s okay, I won’t die. Probably.
I’ll just have to ask my father again for money which I know he will give me to help me but….I really don’t want to keep having to ask more from him. He’s already done so much for me. I don’t want to keep asking..
I dunno I feel like I’ve been truthful about this? If you want any questions answered I’ll answer…Uh dunno what else to say.
Thanks for reading my wall of text…?
Here’s the Paypal link
https://paypal.me/jcampo3750
Good day everyone, I am so sorry to disturb you all; it’s just that I am in a serious need of US$ 4,500. There is a debt of US$2,000 that has to be paid before this Friday (19th of April, 2019) or I face legal actions. I live in Doha Qatar and I have some issues with my business start ups which rendered me paralyzed financially.
I cannot pay house rents and it is so bad that when I wake up every day, I don’t even know what will happen in the evening and I have been living on borrowing since last year and now, I need the US$2,000 so badly in order to cater for the money I have borrowed from people because they are already threatening me with legal actions as we speak.
To make the matter worse, because in Qatar you need a sponsor to work and live, my sponsor is also treating me badly and he refuses to renew my work permit (ID card) since last year May, without which I cannot take a any contract or even work anywhere. He shut down my business and is demanding some money before he can open it and also renews my ID card; and I don’t money since I cannot do anything without the ID Card.
Since last year I have been living with a lot of issues due to my financial hardship. I have been owing my landlord for months and he also is planning to evict me. I cannot even provide for myself anymore not to mention providing for my family.
Also, I need US$1,000 urgently to cater for my sister who is in a hospital as we speak who needs money for urgent surgery in this week. This is also serious and she has been there for weeks now without any money to pay for the surgery.
Finally, I want to pay my sponsor the US$1,500 he is demanding before he can reopen my business and also renew my ID Card so I can be able to continue my business and take contracts to earn a living.
Below is what I am asking for:
$2,000 for urgent debt to avoid legal actions before Friday 19th of April, 2019
$1,000 for my sister who needs urgent surgery in the hospital
$1,500 to pay my Sponsor so he can reopen my business and renew my Work ID Card
Total: $4,500
I know that this may seem difficult to achieve but I don’t mind any amount to help me with. I just need to get out of those debts, pay for my sister’s surgery, get my business reopened, get my ID card renewed and continue my business so I can start earning again. Thanks very much in advance.
I will appreciate it if you can assist me.
It’s all start in 2013 the first time I got temporary paralysis and find out later that I got hyperthyroidism
Doctor start give me medicine therapy but I’m not feeling any better so I’m start to be a bedridden.
In 2017 Doctor see that medicine therapy is going nowhere so she sent me to get a radioactive iodine therapy
just one week after that I be able to walk again not as fast as normal people but it’s a good start.
And now I’m got subsequent symptoms such as Hypertension, Chronic kidney disease, Disorder of lipoprotein metabolism, Non insulin dependent diabetes mellitus.
Doctor say don’t start exercise just yet, so not a bedridden anymore but have to a bedridden still.
Just Feb of 2019 that Doctor give me green light to exercise and send me to Physical therapy, But First things I’m do is find a job, more than 50+ job I apply for, all reply with silent, not so sure my health or my age that they concern, may be both.
Why find a job is the first things I’m do, cause from 2013 I have no income, money come from sell all any valuable tools, toys, Gadget, especially camera and gears ( I use to be a photographer) and all that time mom is the only one who work as a English teacher.
Today I find out that I got nothing left, what I got is just a old phone and a old computer, and no one willing to hire me, so to get back on my feet again I need help, just a basic professional grade camera and gear just enough to kick start my life again, so I can have income to pay the rent, pay all dept and put my Mother in a retirement mode so she can enjoy gardening.
The camera and gears cost around 250,000.- THB (US$ 7,862) just a camera and two lenses a flash a tripod and some miscellaneous gears, that’s all I ask not a full fancy setup that may cost up to a million and more.
So to help me and my mom please donate to
https://www.paypal.me/tonesinsuk
I’ve had a normal high school, but everything has changed when I went to college. Due to low financial, I had to live in a small( ~ 30 square meters ), smelly house and pretty far from where I was studying with 4 other friends and a cat. I and another friend stay in a garret that was built in the back of the house, above the bathroom so it was a really bad place to sleep and study. I mean I was rasing to live in bad environments but it still was really hard for me. Additional on that I was the only one have the morning classes, all 4 other friends didn’t, I had to wake up early but they’d stayed up really late, making noises, eating food. I couldn’t slept well in a long time, my grades were so bad, when I’d talked with them about that they apologized but everything will be the same next day. They were all my best friends back then so I do not wanna talk harshly, I’d kept abiding all the sleepless morning to went to school and when I was able to move out off there I already had 2 warning strikes in my uni-profile ( 3 strikes – get kicked). I thought I can fix that but no I got kicked the next semester because I can not stay focus on studying with all the depressed, tired and anxious. I was working on my mental healing but all I need now is getting a job because my family needed my support so much. One of a friend introduced me a job but it needs a pretty strong laptop to work with. All I need from you guys is a little charity, so I can be able to get out of this situation. Thank you for spending your time reading this. I’m sorry.
P/s: I really do not have any picture to share except my crappy i3 laptop which can not do anything my new job needed.
PayPal.Me/tongphuhung1701
I had a normal high school, but everything has changed when I go to college. Due to low financial, I have to live in a small( ~ 30 square meters ), smelly house and pretty far from where I was studying with 4 other friends and a cat. I and another friend stay in a garret that was built in the back of the house, above the bathroom so it was a really bad place to sleep and study. I mean I was raising to live in bad environments but it still was really hard for me. Additional on that I was the only one have the morning classes, all 4 other friends don’t, I had to wake up early but they’d stayed up really late, making noise, eating food. I couldn’t have slept well in a long time, my grades were bad, when I’d talked with them about that they apologized but everything will be the same next day. They were all my best friends back then so I do not wanna talk harshly, I’d kept abiding all the sleepless morning to went to school and when I was able to move out of there I already had 2 warning strikes in my uni-profile ( 3 strikes – get kicked). I thought I can fix that but no I got kicked the next semester because I can not stay focus on studying with all the depressed, tired and anxious. I was working on my mental healing but all I need now is getting a job because my family needed my support so much. One of a friend introduced me a job but it needs a pretty strong laptop to work with. All I need from you guys is a little charity, so I can be able to really get out of this situation. Thank you for spending your time reading this. I’m sorry.
P/s: I really do not have any picture to share except my crappy i3 laptop which can not do anything my new job needed.
Hi.
This is my story. Last year, early 2018, I registered a company by using my name to rent an office lot. At first the plan was for myself to create a company of my own but there was a problem that made me to put it on hold due to my capital was not enough to run it. So the company was registered without running any business and need to pay the monthly rental for the office that i rent. I can’t afford to cancel the rental contract because i will lose all the deposits.
Then I met a friend asking me whether he can use my office and pay the rental and utilities by running his business instead of me paying it.
I am not really sure what kind of business he do but everything was smooth without problem. During June last year, I had to moved away from Johor Bahru(next to Singapore) and start living at Kuala Lumpur with my wife and my 6 years old son.
My mom still live at her house located near to Johor Bahru and the company I registered to rent the office was registered using my mom’s house address. Why not my own address? It was because I dont have a house of my own.
The major problems started last month, February 2019. I am at Kuala Lumpur, my mom called informing me there was lots of people searching for me like a debt collector and there was a police report under my name. I really made my mom scared there. I am ashamed to myself.
After I check it, that friend of mine, did not even pay the utilities bill for more than 6 months and my god the bills is around USD $25,000. I am still in shocked until now trying to think what that so called friend have done and I tried to contact him but everything goes to the drain. The tenancy contract is under my name. That is the main problem. My mistake was that everytime I checked about the monthly rental with the office owner, the rent was always paid on time. I was not even bother to check the utilities and now the burden that I need to carry myself is RM100,000.00 (usd $25,000) approximately.
I have been struggling from last year until now to stabilize my financial problems and now this sums amount of money really makes me deppressed. Even more depressed when my wife told me that she is 7 weeks pregnant.
She suggest to abort the pregnancy. But there is still some cost for doing it. I can’t even pay my car for this month. Food and Fuel are my priority now.
That is my story. I don’t know what to do right now. I’m sitting in the kitchen typing all this. I was searching for any foundations that can help me by google anything that can match and I found this website.
My mom said to me last week, when you at the top, lots of your friend will come to you without invitation but when you in deep trouble, you can’t rely on your friends because most of them will not help you. But most of the times, strangers being sent by The Creator will come by and help you.
I am begging anyone out here to help me. The more you give, the more you receive in the future. I pray for your happiness like I pray for mine.
Thank you so much in advance.
MRaes
https://paypal.me/MRaesSulaiman
Hello
I’m Asma. I’m 18 years old.
I come from a poor family and to be honest it’s annoying for me to talk about such personal thing.
Throughout the years which I was in school, I’d been always appreciated numerous times for good marks in math, physics and other school subjects.
Here where I live there’s just one main university’s entrance exam (called Konkur) which is held annually for all universities of the country. More than 950 thousand students attend in the exam. The better ranks get the chance to study in better universities and better major.
As you know Iranian money ‘Rial’ is loosing its vale day by day after applying U.S. sanctions and the life is becoming harder and harder for poor families. In order to be succeed in the exam I need to read lots of books which is becoming more expensive than ever. I need your philanthropy help. I’m not allowed to picture where I live and how much money I’m given for how much time. You’d never believe it cause it sounds impossible to most of you. Actually, It makes me feel bad to talk about them but the important thing is that being accepted in an appropriate major (field) and a good university wouldn’t be accomplished unless reading lots of training books which are beyond of what my family can afford it. I hope you understand me.
I’ll be truly thankful for any donation.
I’ll never forget you help and I promise to compensate your sincerely help one day.
Here book price is not as high as Europe or U.S. I mean I may be able to buy almost 7 books with 40$.
I don’t have Paypal cause there’s no service for Iranian from the company (under sanction). Iranian banks also are not connected with world-wide banks. The only method which seems possible is bitcoin or WesternOnion (though I’m not sure about second one)
I have no any other way to make this money. Please don’t let my life get harder than this..
My husband and I have a plot of land in Kayakoy, Fethiye / Mugla province in Turkey. This is an ancient land with a unique history. The Lycians once lived here, then the Greeks, who were forced to leave their homes in a hurry and go on a one-way trip. And it was like this:
Until the 1920s, in the village of Kayakoy, located 8 kilometers from Fethiye, there was a mixed Greek-Turkish population. For centuries the Turks lived side by side with the Greeks, until in 1923 the countries did not exchange: ethnic Greeks drew from the territory of Turkey to their historic homeland and at the same time returned to the land of their ancestors Greek Turks. The exchange did not always go smoothly, deportations led to many human tragedies. And nowhere is this more visible than in the abandoned village of Kayakoy. A dilapidated and frightening village with stone buildings, a snake wriggling on a mountainside, was abandoned by Greek inhabitants and turned into a ghost town. Among the ruins you can see two churches with partially preserved interior decor.
Ever since Kayakoy is called a ghost town. Here they make films and hold festivals. The government is going to restore abandoned houses and rent to visitors. My husband and I also make plans for the development of eco-tourism, using the available resources on our plot of land.
Looking for finances for building several bungalows and a dining room for tourists. There are plans to open culinary courses in which visiting tourists can be trained. Also I am going to give art therapy classes for children and adults. Tourists who will come to us will take an active part in daily rural activities, such as caring for cattle – we buy several goats and sheep, as well as chickens and turkeys. Every morning, people will participate in the preparation of breakfast, scrambled fresh eggs, collect natural tomatoes, cucumbers, greens from the garden. Lunches and dinners will be held in the open air. The food is exclusively natural.
There we also plan to put a couple of gazebos where tourists will sit, read, meditate and just relax in the lap of nature. That will be fruitfully reflected in visitors. Art therapy, cooking classes, walks through the forest, which is located 50 meters from us, participation in rural activities and festivals in our village, communication with local people, including many creative people who live over there, all these things will contribute to the development of ecological tourism in our region.
For me, our project and its financing are very important. This is more than a dream. I really want to support my spouse in this project. After all, we are guided by the desire not only to open our own business, but the desire to help people. After all, coming here, they will be able to find themselves, to reveal their inner potential, to feel like a part of nature.
Please finance our project!!!!!!!
https://paypal.me/AribzhanAzhara
Where should I start… I had never thought that a day would come when I have to ask random people for money. But it seems that today is the day, so here it comes.
I still don’t know how I should start my story. But I assume I must state my case in a way that I can convince you that I’m not just interested in easy money, or have a fraudulent intent. That I believe I can, even though it can be hindered by my insufficient English skills, since it’s not my first language.
So, I’d like to ask for your patience as well as, hopefully, a desperatedly needed financial aid that I need.
I am a 41 years old man who has been working as a software engineer for the past 20 years. As such, you may imagine I have sufficient income and savings to avoid resorting to such a desperate measure. But while it is true that I’m still earning decently (in my country’s standard), I have no savings whatsoever but only debts and my income is utterly insufficient to provide a due installment.
The reason why I have fallen to this status is because of my parents. My family was not so bad off when I was young, but we were hit hard when a nation wide financial crisis happened in 1997 and my parents have never recovered from that.
So since the early 2000s, I have supported my parents with all my income. As a result, I’m still a single and living in a cheap rented room which is slightly larger than 3 square meters (or 32 square feet). With amount of money that I’ve given them, they should pay up all debts and make a decent living.
But they have quite a skewed notion of the priorities in life, and they are a bit obssessive of things like health and security too, so I suspect they have been using up all my money on things that I find have little to improving the quality of life or are even utterly useless.
But that’s not why I’m asking for a help now. It wouldn’t be fair to ask for money so my parents can squander it. Using all my income to support my parents despite of their unwise spending habit was my own decision, so I know there is no one but myself who is responsible for it.
You may have find it difficult to understand why I have allowed my parents to destroy my financial basis, especially if you are an westerner. In many Asian cultures, parents devote their own lives to give better opportunities for their children and in turn, their children are obliged to support them when they can no longer work. My parents have done more than what other people do in that regard, so I feel I owe them for what talents I have now.
However, I have tried to reason with them whenever I can. I talked, argued, beseeched, sometimes even threathened to make them more reasonable with their spendings (which is normally at least 3-4 times more than what I spend myself). But the conclusion I reached after all these failed attempts is that there is absolutely no way to change their mind without completely ruining my relationship with them, and subsequently destroying their lives.
I simply cannot do that. So I decided I should just keep providing them most of my income until I can hopefully, make a breakthrough in my career. It seemed to work, even though I had to live quite miserably for that, until recently. And now I will tell you why I’m asking you for a help after all these years.
As I said earlier, I had frequently asked them to cut down the expenses and apparently it seemed to work because they had been asking for less money for quite a while. But it turned out that they just felt too sorry to ask for more so they began to receive credit card loans. With my being the sole source of income for my family, it’s a recipe for a disaster of course, so now the debt has snowballed to an amount that I can’t possibly anymore.
So, now I am desperately trying to control the damage until I can reach a stable balance once more. I’m trying to cut down my own expenses further – my parents promised me to do the same, but that cannot be relied on – but any such measures would take some time to help me get back to a stable financial basis again.
It’ll need about $30,000 to pay up the credit card loans and I expect I may have a chance to do so in a 6-12 months timeframe. But from the next month on, I will have to pay the installment which will put me in an about $25,000 deficit.
I don’t fancy all my financial troubles would melt away as soon as I post this on internet, nor do I suppose online panhandling to be a long term solution for them. I just hope to get some aid while I try to weather this storm without having to irreparably damage my relationship with the parents, and without destroying their sense of self esteem which would make what remains of their lives a living hell. So, I earnestly ask you for what small help you can give for that purpose.
You may wonder why I don’t simply abadon my parents, or declare that I won’t help them anymore. Or some may ask me if I still find such a life – a 41 year old bachelor living in a 3 square meters box, with little hope for future – worth living.
I can’t say I have been a great child for my parents, except for providing them all the money I have. But still I can’t stand a thought of utterly destroying their lives because of me. From my experience of knowing them for the past 40 years, either going bankrupt and homeless or damaging their relationship with me would undoubtedly ruin their lives for good.
And even if I have an intention to cut down my financial support for them, I don’t believe this is the right time to do so because it won’t save them from going homeless anyway, while it may prevent me from going bankrupt.
As to the other ‘option’, well, I’m not usually suicidal despite all the gloomy tnings happening in my life. However, I have to confess that at this point, I can’t deny that sometimes a death seems to be a respite, when I feel totally exhausted from all such tnings that I have to bear. But an irony is that I can’t even take my own life because of my parents even though they are the cause of most of my troubles in my life, for it would mean devastating them both financially and emotionally at the same time. I don’t have a religion, but whatever state I would be after I die, I don’t think I can leave this life knowing what would happen when I’m gone.
I don’t have any extravagant dream, like becoming rich or powerful. I just want to have a chance to have a family of my own, and lead my own life before I it’s too late. I still believe I could be a good husband and a father to someone, and a positive contribution to the society if I can be given a chance. Many think I’m a multi-talented person, because I can program, design, play an instrument, or write convincing social or political commentaries.
I don’t intend to boast, but I just want to say that I believe I still have video games to create, or books and songs to write before I die, which would make me believe my life wasn’t totally wasted.
I didn’t know how to start writing this but somehow I did. Now I have little idea as to how I should end it – would this be enough to convince people that I’m not a lazy, or fraudulent person who wants some easy money? Have I painted myself to be an incompetent fool whose life is totally controlled by his parents? I don’t know…
But I can clearly see that I’ve already written a wall of text which should have undoubtedly tired anyone who is still reading this. So I will just stop it here.
So, thank you for reading all these. And if you decide to help me financially, I appreciate your kindness very much and please send it via:
Hello!
I’m actually from Russia, so I had to use VPN to access this website, so if it’s against the rules and gonna be discarded or removed because of that, it’s fine, I guess.
I don’t really know yet how to approach with my situation, since it’s probably different from what a regular american or European is used to with how they rent/lease/purchase an apartment, but still, I guess I’ll just describe it the way it is.
So, first of all, I have a girlfriend I really love and want to share my entire life with, but the problem is… there is a distance of 2500km between us, so it’s really problematic for us to even meet for a short period of time. We’ve still done it and seen each other several times already, but getting a life together is still a box we can’t check off our list, not on our own (and it’s been almost two years already now). (It’s the internet how we’d even met, in case anyone wondered.)
It’s the other part of the story, though, that sheds light on the reason why I have to resort to begging(for)money in the first place. So, the girl has a flat we could possibly make our home, but it has to be fully paid in order for it to become her own property. She currently lives in there with her mom, who actually has an apartment of her own but just wouldn’t move out and is totally against us being together. Now, if we manage to accumulate enough money to cover the remaining lease, it’s gonna be just the ticket for the two of us to a happy life together, and we’ve already done, like, 80% of it, but not without the girl’s father’s help, who had done a huge lot but is now on the verge of death because of cancer (he literally ignored his illness just to pay whatever money he could get for that darn lease) (the mother is of no use at all, just because she’s a b**ch, and I mean it), and without him now we can barely even cover the interest rate, which is 12% of the remaining sum per month.
The remaining sum at this point is ≈2,985$ if converted into dollars, with the interest rising by about $350 every month, which is still a lot, even although both her and me [Read more…]
Dear Friend,
We are a non-profit Alma Mater Club and will be hosting our 2nd Centenary Snooker & Billiards Invitational event which will take place on 4th and 5th May 2019. We are looking to raise funds through this event.
We can’t meet our goal without the help of people/companies like you/yours. That’s why I’m writing to you. Would you consider making a donation in the form of advertisement insert in our Magazine that will be published in conjunction with the event?
We, Indoor Games section, organize and participate in snooker and billiards matches with many clubs across the country and neighboring countries every year. Our Club budget allocation to our section is limited. We provide our players (also our club members) with accessories, jerseys and trips (including transport and accommodation for outstation and oversea trips). Not all our talented young members are able to afford fully for these trips. So we organize our own event such as this to raise funds and use the funds to subsidise members who represent our club for the competitions.
By giving to this biennial Invitational event, you will be able to assist our talented members gaining exposures in snooker and billiards tournaments all around the country and sometimes oversea trip.
In appreciation of your anticipated donation, we would like to offer you a free copy of our Magazine when it is ready. Do include your mailing address so we can mail it to you!
We hope that we can count on your help to make this year’s event one of our best yet! God Bless!
Details of the donation:
We would like to invite your esteemed organization to take up advertisement in the said magazine with any of the available advertisement spaces as listed below:-
Donate to https://paypal.me/kskofa
For option #1 or #2 above, kindly send us your Advertisement Artwork in jpeg format so we can publish it! Your artwork aspect ratio should be half of A4 paper for option #1, and full A4 for option #2.
My name is Autumne and I am a Jamaican national doing a two-year language study programme in Japan. In July 2018 I took the leap to pursue my dreams with an aim to make use of education opportunities not available to me in Jamaica. Having been here 7 months one thing has become very clear, it is not possible for me to continue to sustain myself financially without outside intervention. I am humbly seeking support to help ease the financial and mental strain my monthly accommodation and welfare expenses cause enabling me to better focus on my studies for the remainder of my programme.
I first started learning Japanese in 2013. I instantly fell in love. I had studied French for 5 years prior, but this was the first time I truly felt in-sync with a language I was learning. Over time, I developed an even greater appreciation for Japanese through the supplementary culture lessons and events. It was challenging but fun, and I knew that I wanted more than just being a casual learner.
From a young age I have always had an interest in different languages and cultures, and my experience with Japanese renewed that appeal and prompted me to look at studying the language full-time. It soon became clear that continuing to study the language in Jamaica was not an option. After much consideration and consultation with my parents, in 2015 I began the journey of attaining my goal to study Japanese in Japan.
I have been here a little over 7 months and have maintained an “A” average. This, while working part-time 14 hours per month as an English conversation coach. My job affords me increased real life opportunities to better relate to the language and be immersed in daily life in Japan. However, the income from working 14 hours per months barely covers groceries and basic transport expenses. Thus far I have been mainly living month to month on luck and the kindness of others. Various family members were able to pool funds to help pay my tuition, however not enough to cover my monthly accommodation and grocery expenses. Which totals approximately ¥87,000.00 or about $870 USD per month. Currently it is becoming increasingly difficult to meet this minimum and trying to take on a second job to supplement my income will inevitably lead to a decline in the quality of my school work.
I am humbly asking for financial sponsorship of any amount until the completion of my study programme in April 2020. Financial intervention provided by you would help fund a very important life goal and equip a hard working young lady with the right tools to continue to make their dreams a reality.
Your assistance would be greatly appreciated, and I thank you for taking the time to consider my request.
Yours respectfully,
https://www.paypal.me/AutumneRC
Dear good people, first of all, I am happy that I could find some page like this one, where I can open myself and write about my problem. I left my country 4 years ago because my mother divorced her second husband and we left without a home. We moved out from country to start a new life. I started to study at university to make sure that my future will be better. I struggle a lot because of finances. I am not able to get any scholarship in Germany as a foreign student (from a country that is not in EU and cannot support their students). I have part-time jobs and I get money per hour, but I have to be at the university as well because I have mandatory lab-classes. I went to a different country to work for 6 months and do the internship. It is the best experience I have ever made. With the time I started to get bills from Germany. I need to pay rent and insurance every month 300 Euro. In this country, I earn 800 Euro and here I am paying about 300 Euro for rent. With the time I got so many problems with bills that I needed to ask other people for money, which helped me a lot. One work colleague gave me 400 Euro to try to pay for one month at least and I am very grateful, but now I need to pay back this debt to her.
My mom does not earn enough to pay me and my father left me when I was a child and he lives his rich life in Switzerland and never cared for me. My mom is able to send me 100 monthly.
I would like to find someone who could help me next year (my last year at University) to give me some type of funding because I know how stressful it is going to be to write last exams and to run to work. My part-time job is in a very small company where I work with metals and get 9 euro per hour. I usually work Friday and Saturday there for about 10-15 hours. So I am not able to get enough money through this job.
Debt is about 300 Euro. And rent + insurance costs are 300 Euro as well.
Thank you!
paypal.me/adaoom
Hello,
I am a 29 years old lady that is married but don’t know about where my husband is, he left to work in the middle east and I started living with his parents. In our culture all marriage are arranged and we must look after the parents and family of the husband. My husband used to contact me but it has been over 6 years now I heard nothing from him. I hear rumours that he has a new girlfriend where he works. I get no support from him or the house I live with is his father’s and has only 2 rooms. His parents are old. I don’t have my mother,she died few years ago and my father lives with step mother and brother,so I don’t have any where to go for help. I can’t divorce my husband as he doesn’t live in the country and I don’t know how all these systems work. The villagers tell me I will get in big trouble, which I know as I have seen other women thrown out on the road and beaten by the relatives.
I would like to become a yoga teacher,I have a big knowledge in yoga and meditation as I get to read books that people left in a guest house I wash dishes. But to become a yoga teacher I need around 2000 dollars to pay for a school and they will teach me also provide me with a certificate. There is a school near where I live and I can’t go and live somewhere far as my inlaws will not allow me to do so. I live my life being scared of everything and everyone, I don’t have any choices,other people are controlling my life.
I want to be free, want to make my own money and live my life, I want to be in the situation to divorce my husband and not live on the road.
I hope that you are kind to help me with what you can and give me the freedom of my life, I want to live, please help me.
Hello all, I’m a college student currently staying in my student apartment with my service dog. I have debilitating OCD and anxiety that often renders me frozen and cause frequent extreme panic attacks. My cocker spaniel, has been trained to help me through this and he is truly the only reason I’m able to get through each day and manage to get anything done. (I promise I am taking good care of him, the photo I’ve attached is his sleeping crate where he feels the most comfortable, he doesn’t like sleeping anywhere else and I do not keep him in there all day.) Recently he has developed a skin issue that leads to excessive scratching and chewing on himself. I’ve spent months making all the necessary changes such a with his diet and living spaces, his shampoo, food oils and everything. Last week I had to take him to the vet again as it has gotten very bad. He has chewed off his fur completely in many area and it’s not growing back instead he’s leaving wounds and gashes on himself by all the scratching and chewing and his fur is thinning out. The vet gave him a checkthrough and determined that he’s also unable to stop scratching psychologically, she gave him an injection that he needs another two doses of to limit his need to scratch excessively and so far it seems to be working and he hasn’t opened up any new wounds this week. Unfortunately, this came at a big price. The initial appointment came to a total of $377. Each injection costs $140+ a $45 consultation fee (total of $185) which he has to go for twice more. This brings his vet total to $747 this month.
My student apartment costs me $207 a week which totals to $828. This does not include any basic necessities. I am working as well as studying and don’t have more time to take on another job and also am unable to in regards to my mental health. I’m living paycheck to paycheck and this month I no longer have enough to cover my rent. I work 30 hours a week on minimum wage as well as studying full-time and make $220 a week/$880 a month which is usually just enough to cover my rent. I love my dog more than anything and without him I certainly would not even be here. I desperately want and need him to get better but I don’t have enough money to pay for both the vet treatment and my rent. Right now I’m unsure of what to do. I’ve never asked for money before but I’m truly desperate right now. I’m not asking at all for any more than I need just enough to cover the vet bills and my rent for this month. I hope you could consider donating even a small amount I would be so grateful and it would help out immensely. Thank you so much.
Hi
Let me briefly introduce my background and financial difficulties that I fall into it. I’m a married man and we’re blessed with a kid (6 years old)
I’ve been into debt for more than 10 years (mostly on uncontrolled credit card spending). I’ve learned my lesson and now under our government initiative in debt consolidation program. However this is still not enough.
2018 was a bad year for me as I was having issues with my marriage. We almost divorce at the end of 2018. But finally we manage to stay together and we’re trying to build new life in 2019. At the same time, I was having problems after problems related to car and motorcycle in which require huge some of money to spend. I manage to get some help from friends and family.
The only problem is the never-ending debt. My salary just enough to pay off bills, mortgage, debt-consolidation program, education loan and my kid’s school fees. This also includes daily expenditure, meals, gas and ad-hoc expenses.
I had to spend some amount of money (some excess from bonus payout to bring my kids for simple day out, bought some gifts to spouse and to repair our car). I didn’t even manage to pay to my friend and family yet. I’m planning to pay them little by little only when I have money excess from my salary. This means I don’t have any money left for emergency.
I don’t even go for luxury vacation. I’m dreaming of to bring my family to spend our time together. I even wear the same jeans and shirts that I bought many years ago. For me, I spend all my money to ensure my spouse has reliable transportation to work and my kid has good education.
I’m in financial stress at the moment. I am hopeful that there is someone out there that read my message, that willing to help me so that I can build my life again. I need to off-set some of my debt so that I can manage the remaining of the debt and expenses.
At this time of writing, I’m still riding a motorcycle to work without road insurance, still owe 3 years quit rent, 3 months electrical bill and I even owe to my own spouse and kid.
I appreciate your time spent in reading this message and for those who like to help, my paypal link as below. Thank you.
paypal.me/ariffana
Hi! I am Brandon Lau, a Chinese Malaysian, staying in Sepang district, Selangor, Malaysia. I wish and hope I could clear my credit card debt as earlier as possible for me to start a new life.
In August year 2015, I started to have difficulty to pay minimum payable amount of my credit cards from 5 banks. This is because my investment in banknote operated massage chairs, that was started in the end of year 2013, has failed.
I have invested MYR90,000 for 6 massage chairs in year 2013. I did not have enough capital for the investment, so I signed up for few packages to withdraw tens of thousands of Ringgit Malaysia in cash from my credit card accounts from multiple banks. Before the investment, the massage chair supplier gave me some “misleading” statistics by saying that his other investors earned minimum MYR1000 monthly for each massage chair invested by allocating those massage chairs in selected hotels. At that time, the investment sounded good and profitable for me. At that time, I was thinking to have a good and secure passive income first before I could plan to try other profession for living.
However, the reality was that supplier has failed to find suitable hotel to allocate my invested massage chairs for first few months. Few months later, the supplier only managed to have two hotels to allocate my four massage chairs; the other two massage chairs were left in supplier warehouse. For the four massage chairs in operation, two massage chairs have moderate income, average about MYR600 monthly per chair; another two massage chairs have poorer income, average about MYR350 monthly per chair. These were gross income before paying monthly space rental to hotel.
In year 2015, my two massage chairs with moderate income started to have problems. So, I requested support technician to repair. Initially, the repair work was done at allocated hotel. Later days, when new problem occurred, technician told me need to send my two massage chairs back to workshop for checking and replacing some spare parts. I requested them to take my two massage chairs in their warehouse to replace my two massage chairs that have been malfunction. However, my request was not fulfilled. The technician has replaced my two malfunctioning massage chairs with massage chairs from another investor. This caused me to have no enough cash to repay minimum payable amount for credit card accounts. Eventually, I sold my remaining two massage chairs to an investor for about MYR2000 to MYR3000. In addition, referring Hotel CCTV recording, the technician has misconduct to stole banknotes from my massage chairs in few months time before I sold my massage chairs. I have terminated my massage chairs contract and stopped paying space rental to hotel. Some more story to tell but in short, I don’t want to bother these massage chairs anymore.
Now, I have learned from the failure, but I have had to pay a high “learning cost”. I have surrendered all my credit cards in years 2015 and repay credit card debt by monthly installment. In order to cut down monthly expenses and commitment, I have also surrendered all my life insurances and medical cards. In May year 2016, the factory (in Banting, Selangor, Malaysia), where I worked at that time, has been closed down, I have to travel extra 25km to new working place in Klang Valley area. Extra cost has been added to my monthly expenses because I have to pay additional highway toll charges, additional parking fee, more expensive meal, etc. I am in tight budget every month since May year 2016; it is difficult and tough for me to have savings. I have to surrender all my insurance and medical cards in December 2016 to further reduce my monthly and yearly commitment. My current major commitment is my housing loan, car loan and credit card debt installment. After paying three major monthly commitments, the balance of my monthly salary may just be enough for food, transportation (petrol, toll charge, public transport fare, parking fee, etc), phone bill, etc. I am eating less nowadays, this help me to reduce meal cost and keep fit. I use public transport (train and LRT) to work to reduce cost. However, I hardly to have savings (even drain out my savings) and I do not have emergency fund. In fact, I am struggling for survival.
I am over 44 years old now (in year 2018), I try to control my diet and pray for having healthy body because I do not have insurance and medical card to cover medical or hospitalization bills. In addition, I am still single and never married. I am looking forward to falling in love, but my financial situation and constraint makes me afraid to look forward to it. I have paid more than MYR56,800 to reduce my credit card debt since year 2015. Maybe I could settle my credit card debt in another six or seven years. After clearing my credit card debt, I may try to find a relationship for marriage. However, six or seven years later, I will be over 50 years old. My parents are now 80 and 76 years old respectively. Maybe I have “some buffer time” to wait for few more years to have my own family, but I am not sure if my parents could make it to wait for me to get married and have their grandchildren.
The attached images are sample of my credit card statements from three banks (out of total five banks). I wish and hope that I could settle my credit card debt as earlier as possible. The following is my paypal link if you are so kind to donate：
paypal.me/goldentiger96
May you and family be well and happy always.
Thank you. Thank you. Thank you.
Hello, My name is Diana. I live in Tbilisi, Georgia. I am 31 years old. I Live with my mother.I Was a lucky in my life . 3 years ago i lose my job. break up with boyfriend. I tried to find the reasons . I work hard over myself. I am engaged in meditation. Trying to read more. I Try to start new life. I wanted clean house, where i am living now. but i have problem. My mother likes to collect old things. Everyone should have hobbies, but we have small flat. Everywhere boxes inside the broken things and old clothes. I tried to talk with her, but she become very aggressive. does not want to throw out. I do not want a negative in my life. I am ready to start new stage in life. I am sure that everything will be excellent. but I should take the first step: to move separately to live. negative energy does not allow me to grow. It is very difficult to be at home. In my country to rent apartment is not expensive. 1000 usd will be enough for 3 month include bills. Please help me! Sorry for my English :)
https://paypal.me/dianakakubava
Hi! My name is Adila. I need your help. I do not have enough money to support my family. Now I work in a western company with low pay. I always do not have enough money to eat and pay for rent because I always have my family’s needs now. The story, before my mother and father parted I was looking for my own money to help me at college. I tried various side work to earn money. my mother and father were separated in 2012 and it was critical for me and my mom. I need to support my two younger siblings who are still studying her college and high school. My father did not care at all to help us.
When I in college , I joined the entrepreneur club. From there I started learning about the ins and outs of the business world. I am also interested in photography. Good news! my club has lent equipment to take pictures and I set up a group of 5 people who are also looking for extra money like me. Although my life is very difficult. I tried to find my own money and support my family by becoming a wedding photographer. After graduation, I have not made the job work without equipment because at that time all of our equipment was lent only.
One day I managed to have my own camera and find my own extra income, but my equipment had to be sold to help my mom who lacked money to pay her debts with the bank. My mom owes it to the bank because my dad used his name a while ago and let my mom bear the burden of her husband’s debt. I bet my mum who is looking for his own money while supporting her daughter. although I work but I do not really have enough money. Until I sold my camera, a personal computer to accommodate my family.
And now, I have a very good friend he often helped me pay my room rent. give me money to eat. and made me not stress thinking about money. I know she is sincere to help me. but I do not know when I can pay back to her. I am indebted to her. She told me to restart my activities that I do when I was in college wedding photographer. I also think for a while if I want, I need equipment at this time I do not have any equipment to get started. Here I would like to ask for your help who would like to help me to start a new life in helping my family and myself in this distress. I really appreciate your help. Thank You so much!
https://www.paypal.me/adfilms08
Hello! My name is Gabriela. I live in Israel and I am single mother of four.
I came to Israel from Ukraine with my ex-husband and adopted son in 2010. I was 27 y.o. We have adopted our son Michael half-year before we came to Israel. We have adopted him because my ex-husband couldn’t have children, but I wanted them too much. Michael was 10 y.o. when he was adopted.
When we arrived in Israel, it was very difficult time for our family: my ex-husband was always annoyed and shouted at us. Finally, it was intolerably for me to stay with him, so I took my son and left.
Several time we lived alone, just me and my son, but I still wanted to create a family. At summer 2011 I met Nigerian guy, who was nice and funny, and we started to date. He had no citizenship of Israel, so it was good for him to marry Israel girl. Besides, I loved him, and he told he loved me too. He told he want to marry me and to have children with me. And I wanted to give birth too. After 3 months we were together I found I was pregnant. But suddenly he told me that he is not ready for family now, and I must abort this baby. I was in shock! It was like backhander for me! Of course, I told him, I won’t abort my baby. I think that abortion is killing, besides, I wanted to have my own baby for the long time. We have separated. I gave birth to my second son Raphael at August 1012.
At summer 2015 I have met Andrew. He was truck driver and he wanted to have a family. We started to live together. Raphael loved him and called him father. Andrew have never had family before and no his own children, so he wanted to have one more baby with me. And I wanted to have a daughter. At November 2016 our daughter Sofia Thamar was born. But before, when I was pregnant, Andrew fell sick. He had kidney disease, and his doctors said he can’t be truck driver any more. I was pregnant, but I worked hard, engaged my house and took care about my sick boyfriend. He was at hospitals a lot and he was need a costly medicine. Besides, he had burning pain and he took morphine and had depression. When his boss new Andrew is sick, he blamed him for some accident that was not really his fault, but we had to pay compensation. We have sold our car, which was bought for money from the selling of my and my mom’s apartment in Ukraine. Our daughter was born throw cesarean section, but I had no time even to get well after operation because of our family situation. But it was not the end of story. At spring 2017 we came with Andrew to his psychiatrist to ask for some antidepressants. But the doctor saw Andrew was strange, she asked him a few questions, and he told her that he can hear voices in his head, which is telling him to kill. I thought I will pass out when I heard this! With whom am I living? He was hospitalized at the psychiatric hospital, and doctors diagnosed schizophrenia. It was very difficult for me, but I still haven’t rejected him. The doctors told me, he can be ok if he will take his medicine. He came back home, but he was not normal any more and once I have found that he didn’t take his medicine. I was scared, and I understood I can’t live with this man any more. I stayed alone again.
It was difficult and lonely. One year before, at December 2017, one young guy wrote me on Facebook. He wanted to date with me. But I didn’t want. I thought he is too young. But he hasn’t left me alone. He told, he is a real man, and that he has a daughter. I was lonely, and I thought “maybe we can have a chance”. So, we communicated by phone and WhatsApp, and then we had unprompted date, and I became pregnant at once. Both of us didn’t expect this. When I told him I am pregnant, he didn’t believe me and left. I didn’t want to abort this baby too even it was very difficult decision. I lost my lovely work, and no one wanted to employ me because of pregnancy. Social payments are very low, and I have alimony only from Raphael’s father. I am trying to get some money from graphic design and translations, but it still not enough. During all these years, when I was alone with my children, and when my boyfriend was sick, I took loans one by one, to survive. But sooner or later it had to end.
Now my little daughter Eliya is 4 months old. I have a big family with a lot of needs. No one wants to give me a loan any more. My debt on loads reaches 40 thousand $. I can’t pay it. I am very close to bankruptcy, so they will arrest my bank account and I will not have money to pay a rent. I really need your help to pay my debt. I am not taking loans and not entering extramarital affairs. I became a member of Messianic Congregation and I pay my tithe even thaw we are in such a difficult situation. I am playing guitar and singing. You can see our life in my Instagram account @gabrielashapiro.
I really need your help, I will not manage without it.
Thank you in advance.
paypal.me/gabrielashapiro
Hello, Im Qamariah and currently a student. I am writing this to seek funding for my study expenses. My dad is working and my mom passed away in 2015. He needs to pay everything including me and my sibilings’ school expenses. Im the youngest and my younger sister is only 11 years old.
I am hoping for a fund to lessen the burden of my father raising 5 children including debts and home expenses that cost big amount of money. I come from an average family and now I am studying and having debts that need to be paid. I did not get college and need to find a place to rent. My current place rental cost me money and I know in a longer term I could not afford to pay.
For this semester, I need a lot of money to pay for my projects expenses and it does not cost a fortune for a student like me. I am not working as I could not manage my time studying and working at the same time. I have classes day and night and discussions nonstop. So it is quite hard for me to balance both study and work. I really want to pay my debts but asking from my father would be my last choice. I lost my money and need to pay rental fees that cost RM500 for 2 months. I only eat rice without any side dishes recently just to save money. My laptop broke down too and I need money to repair it before my assignments pile up and before due is near. I am so desperate in needing RM3,00 just to pay up my debts and future expenses asap.
I truly need some financial support to pay my debts and for my study expenses just till I make it to the end of my semester. With this opportunity, I hope that this will open doors to goodness and will able to pay my debts and expenses without any worrisome.
Last but not least, I thank you in advance to all sponsors out there. The donation will be used in a proper way. I will not misuse the opportunity that is given to me and each contribution is highly appreciated.
I sincerey hope that I can rely on you, the kind and generous public, as my financial support.
Thank you.
Here is my paypal link:
https://www.paypal.me/nrlqmriah
Hello. My name is Darya. My girlfriend and I live in Russia but in 2 different cities which are 3000 km away from each other. I’d like you to read our love story before asking for something.
We met each other online 8 years ago. Actually a former friend of ours introduced us during a call in Skype. I remember hearing her voice for the first time, incredible and unique laugh… No, I didn’t fall in love with her immediately. I was 12. I knew nothing about feelings.
After that Skype conversation it became 3 of us – 3 best friends who were so close you can’t imagine. 3 best friends who lived in different cities of a huge country. The size of it is enormous, if you ask me. I had never realized how big our country was until last year.
What happened last year? Well, my friend fell in love with me.
Let me tell you something first. We hadn’t spoken to each other in 3 years until last year due to certain circumstances. When we reconnected, we were completely different people.
So, she began flirting with me and I couldn’t help but return the affection. We started to discuss our future plans, how she was going to come to my city and meet me for the first time. Yes, our romantic story began before seeing each other in real life.
Long story short, we didn’t meet each other last year. Firstly, because I spoiled everything by hurting her feelings because I was stupid and immature. Secondly, plane tickets are too expensive for us. Even train trip is hard to bring to life. So, we didn’t get anywhere last year. Moreover, I was trying to bring back her favor. It took about 9 months for her to completely forgive me.
During this long time, I’ve been trying to improve my character, my personality. I’ve became more mature. I got a job. I’ve become more rational and responsible. I did everything I could to bring her back.
But then the most horrible happened. She started dating with our friend who visited her 5 months ago. I thought that everything was lost. I thought they were going to marry each other somewhere in Europe, have kids and live happily ever after… I was desperate. And there was nothing I could do.
But luckily for me (actually for both of us) her new girlfriend was keen on other girls and cheated on her. They broke up. Actually I stopped talking to this “friend” too because her actions were very low. Eventually she came to my city in autumn because the tickets were uncommonly cheap. And I got the most wonderful girlfriend on Earth.
I’ve never loved anyone so much. She is the first person whom I said these words. And I’ve never been loved by someone this much and she is the first person who has ever said that to me.
I guess you’re saying now that it is a dream come true. Well, yes. Partly.
We’re not able to meet each other very often. First of all, due to the fact that we’re students and have to study from September till July. Secondly, we can’t afford it… Even though we both have jobs, it is still not enough for us to meet each other regularly (at least once in 2-3 months).
So here’s the part where I want to ask your help. I want to ask you as much money as you may give. I really hate asking, but I love my girlfriend very much and I am desperate. Please help two girls fulfil their dream.
Please, donate: paypal.me/darya1998
I write this, because as much as I calculate and plan in my head about how much I can put together in the next few months I come up short. I put Home Foreclosure in the category since it’s the closest thing to our case but we actually already own our property. (Melat bank though, is taking it)
My name is Daryoush B.K (Darius in English), I’m from Iran and I live as a student in Malaysia with my brother. To tell you the truth until recently life wasn’t so bad, I had plans of becoming an Architect here and going back to my country which needs lots of development in a majority of its not so famous cities (there are quite a lot). I grew up observing how the negligence of some governmental bodies and the profits for the people responsible for constructing the buildings in so many places there, prioritized over structure safety and stability. Recent quakes there that aren’t even so powerful are a further testament to my narrative when I see the horrible damage it causes ordinary people. I wish not to portray myself as a hero but just tell you that my intentions were pure.
2018 comes the problem, sanctions are again put on my country, our currency collapses really badly this time, and I defer a semester hoping perhaps some time off, could help me financially. I’m a student here on a student visa so work is very limited and so is the pay. I said I’ll work through this and become stronger for it, maybe I can even cover my tuition fees myself and continue my studies here until I get my certificate. But apparently we the Iranian people weren’t the only ones hurt financially, so were the greedy, blood thirsty banks of my country. One of their strategies to ease the financial damage caused to them was a wave of property seizures (that go unreported by media) by finding minor faults with documents and claiming lands as their own which they then immediately sell, not caring that it would dismantle families and ruin lives.
A single shop in Kish island has been the source of revenue for my whole family (My 49 year old mother, 60 year old father along with my brother and I) for as long as I can remember. My aunt who also owns a part of 72 meter square shop also solely relies on the rent of this shop to keep her life moving. I won’t claim to understand all the technical legal details that revolve around this case, all I Know is that the bank demanded more and more documents and my father provided all they asked, yet knowing that if this goes to court, financially we would get crushed, they chose to do exactly just that.
So I decided to change the place I reside in and move to a single room with my brother and am constantly looking for an extra job. Almost entirely given up on my studies, since the legal fees of this case are more important. The thing is, I’m young, even if I lose that shop I think I can personally manage, but that shop is my parents retirement plan, their peace of mind and to watch it get taken away from them after witnessing how hard they worked to buy part by part of it, it kills me. So going back to the first part, whatever way I planned or measured, I won’t be able to pay the lawyer we need, to give us a fighting chance. Had no idea how expensive they were too, till recently. Our previous shop tenant left the shop few months back when the bank came to spread news about a possible seizure to scare of anyone who pays us rent. The picture I shared is the picture of our shop after it was emptied and my mother sent it to me so I can put up an ad. That picture though crushed me, I saw a place we depended on for so long, abandoned and I knew after that, things won’t get any better.
I won’t lie to you, someone else is currently renting the shop, paying half the price, since he also heard the rumors and since Iran’s economy is going down the drain, he can barely even make those payments. I went from solely relying on my family(financially) to working 1 full job and one part time(that ended after few weeks) in a duration of 2 weeks, and the stress is turning me bald, but knowing my poor old father has to travel between 2 cities in buses constantly so we could maybe have a chance, is what keeps me up at night. I can’t even go back to help him because the most degrading job here, pays more than a hard to find decent job there(Iran). I wrote a lot, I know, I thought I’d share it all. Knowing there are sites like these to help people get through their hardships, gives me a little hope about the good in this world since the part of the world I was born in, seems to lack any humanity.
A 5000$ or 20,000Rm sum would cover one installment of the legal fees which is what I hope to get from here, from you kind people. The second and final installments, I think after having sold my car(other things too) and getting a loan and more work, we could cover it. Hopefully we could retain the shop and hopefully I don’t have to hear about my father’s hospital visits because of the stress. It doesn’t feel good to write this.
The link below is to my brother’s pay pal account, wish you all well, and goes without saying how thankful I am for even the smallest donation.
https://paypal.me/BohloolKheibari
Ps. I covered the phone number on the papers pasted on the glass (in the picture), there maybe people online that you know, just bad people.
Hello and namaste,
It’s very humbling to have to ask for help. It also takes courage to admit I can’t make it alone. I’m at a point where I must seek out the kindness of strangers, so here I go sending out a signal to whoever may be reading this. Your help, any help, will give me the power to go on.
I’m a 37-year-old yoga teacher living in a big city. I don’t make a lot of money, but I don’t need much either. I’m single, I live with three roommates, I sleep on a mattress on the floor, I don’t own a car, I have no assets. What I have is enough. However, I have a huge debt hanging over my head. One year ago I took a loan of $30,000 from the bank to cover credit card debt and also invest in my yoga business. I have to pay back $500 each month, which is a lot of money for me. Since April 2018 I have fallen behind on the loan payments. Now the bank wants me to pay the entire sum and threatens to take me to court and foreclose my property, that is, my future earnings. Soon I won’t be able to pay rent or even buy food.
My friends cannot lend me such a large sum. As for my parents, my father died six years ago, and my widowed mother has tongue cancer and needs the money for medical care. My only option is donations from kindhearted people.
My debt is close to $30,000. I’d be extremely grateful for any amount. Once I can put this dark shadow behind me, I will be able to focus on building my yoga business and bringing peace, calm, and kindness to this world.
Here’s my PayPal link:
https://paypal.me/helpshiran
Hi,
I’m a graduate of Columbia University (2015). I studied Computer Science, then moved to South Asia to be with my girlfriend. I had a stable job and a reasonable income, but had struggled with an anxiety disorder since high school. I was proud of myself for fighting through it and having the opportunity to graduate, but things became difficult after college. Because of this, I took a paid leave of absence from work to get medicine, therapy, and focus on my health. It has helped immensely. However, I took a 30% reduction in pay during this. Due to the price of my medicine finances were a bit tight but manageable.
However, a hurricane hit the Caribbean in the summer and destroyed my grandma’s house. She had to relocate to move in with my mom, who works full time as a teacher and lives alone. She also requires a caretaker because of dementia. Every month I send money back to the states to help take care of my grandma. With that, the cost of student loan repayment, the medicine to keep my anxiety in check, and the cut in my pay reduction, things have gotten pretty rough. Living in a foreign country also doesn’t particularly help. I survived for a couple of months but this month has been particularly hard.
I recently locked down a new job which is a good increase in pay, and plan to move to a new location which will make costs a lot cheaper for me. However, this is in January. Until that point I will be in a pretty difficult position. I currently don’t have enough money to leave my house and getting the money to go to work requires me to rely on tutoring Computer Science online about 6-7 hours per day.
I’m not asking for a lot – anything helps. Even $10 dollars would make a huge difference and help with groceries and transportation. And I would only need it until January 8th, when I switch jobs. At which point I would be able to pay everything back on my first paycheck. I am a firm believer in giving back – I make music as a hobby and would be happy to do any audio related work, teach Japanese, or tutor in college subjects. It has been a struggle mentally but I am very close to coming out on the other side with my mind and body relatively intact.
Thank you for reading.
https://www.paypal.me/hologramsummer