Begging Money

Financial Hardship Help

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Living my life back

Hi, I’m Naz from Malaysia. I have been living my life full of debt. Not mine, but my family. Yes, my family was thrown into massive debt after my family business was not successful. They even have to take the loan with the moneylenders in order to support the business. I never knew this happened until I’m in college. Luckily, I got my own scholarship to further my studies.
I always set my mind that I have to be graduated to help my family. I have to be an educated one among the family members. Furthermore, I am the oldest among our siblings. With the set of mind, after graduation, I got my first job with a multinational company and bonded for 8 years.
After I got this secured job, my first initiative is to take a big loan to cover all the debts that my family have. I can see the relief from my mother’s eyes when I covered all the debts. She never has to go out without concerning to meet the creditors anymore. She now can smile everyday thinking she is now free from the burden.
I am glad my family back to normal due to the action that I took for them. However, the loan that I took covered most of my salary that I barely can enjoy them. It is about 75% of them. I felt like I miss some of the opportunity in having my own things like house, car and anything else. Every time I need extra cash, I have to ask a loan from my friends due to the inability of my family to help me. I felt a big hit to my confidence every time I ask them for help.
I don’t think I have any asset left, only retirement fund which is a huge amount but only can be withdrawn once I’m 50 years old. I have an old computer for my entertainment, an old mattress, and clothes. I felt like a loser when I’m comparing myself with my friends of the same age. I need a boost to my confidence.
This lead to the resort of using this platform to ask help from the public. I know it is maybe not worth it but at least I’m trying to fix my life. Any amount of money is really appreciated in order for me to enjoy a bit in my life. If you have an offer for a job that I can do instead in my country, kindly also email me. Thank you.

My paypal.me: paypal.me/radius01

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Nirvana NGO Vietnam: Helping with a pure heart

Greetings!

My name is Paul Dinh; I am the founder of Nirvana NGO Vietnam. Recently, I have just created a charity program aiming to provide free educational services to underprivileged students in Da Nang, Vietnam. The objective of this charity is to help low-income/underprivileged students to have an opportunity to learn English at no cost: To give them the same opportunity as the rest of their well-off peers, to give them hope and believe that they have the same playing field in this society that we all share.

A brief introduction about myself: I was born in Vietnam in 1989 and immigrated to Grand Rapids, Michigan, USA at the age of 2-years-old. I am a graduate of Michigan State University, BA’ in Business Management. I have been teaching English throughout Asia for the past 8 years. My philosophies are based on the linguistics of human psychology, cultural, and behaviors of human societal progression with aspects of Buddhism teachings. I implement my teachings with Buddha’s philosophy: to learn and to understand; there are always correlation and contradiction in every aspect of learning. Purely to create good karma and service(s) to humankind and human development, by helping those who are in need the most in progression. Please take a look at the mission statement below.

Thank you! A DI DA PHAT!

Helping others with a pure heart.

NIRVANA NGO VIETNAM

Believe and hope, are the two most wonderful gifts that our human mind have programmed in us when it comes to the reality of life. We all go through this life in progression. Too many teenagers, young adults and even middle-aged adults that are going through life aren’t truly are aware of their problems and situations. The build-ups can be devastating and terrifying when trying to confront the demons within us. Believe and hope; are the hallmarks keeping us intact.

Believing and hoping to give us a purpose in life. When we believe it gives us conviction and when we hope it gives us confidence; when we give up in life, and then we find something to believe in, it helps with a sense of purpose and when we hope, hope will help us to determine our path.

Nirvana NGO Vietnam is set up to help the youth, young adults, and handicapped of Vietnam. Our mission as a non-profit organization is to provide free English teaching to underprivileged students and children from low-income families. English classes are considered too expensive for low-income families wishing to send their children to further their English education here in Vietnam. Many English schools in Vietnam charge above average for tuition fees, simply because English education is considered privileged to those students with high-income families in society. Therefore, many underprivileged students are left without proper English education. The disparity and unbalanced can cause many problems for future generations; such as lack of development in self-esteem, workplace, mental pain, depression, societal development, etc. Here at Nirvana NGO Vietnam, we aim to counter-balance the disparity by providing free English education to those in need, to give underprivileged children the chance to have a proper English education, giving them hope to believe in their future – and future livelihood.

Nirvana NGO also aims to provide free meals to the homeless and needy. By providing free meals to those without a home will mean much for them. We are all human beings and we all deserve a meal with dignity, not from the trash of the streets.
In today’s Vietnamese society, the development of a changing economy from a war-torn country to one of the fastest developing economies in Southeast Asia can be challenging to the human mind. With a developing economy of at least 6% growth and as society changing quickly, the capacity of the human mind will take its toll. Many people in Vietnam are now facing mental issues more than ever before. With traditions fading out and new technologies replacing human labor, and heavy completion from disparity of social classes can lead to many mental disorders and psychological problems. We at Nirvana NGO are helping with this issue by counseling to those with mental issues, giving life advice, having meaningful conversations, group activities and much more regarding helping one’s mental trap. By providing listening and talking secessions may we help ease some pain and relief for those who are in need.

As this is a non-profit organization, we are funded through donations and the goodwill of the people. All donations are contributed to the funding of these programs, in regards to English education, providing free meals, and counseling to those with mental issues.

FaceBook: m.me/Nirvanango1111

https://www.facebook.com/lu.seop

Donations: https://www.paypal.me/Pauldinhllc

Facebook: Nirvana NGO Vietnam

https://www.gofundme.com/helping-with-a-pure-heart

Sincerely,
Paul Dinh- Founder of Nirvana NGO Vietnam

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My Wishes

Helloooo, sorry to interrupt any of you but if you could just take a moment and read what I have to say? Really appreciated!

Hi, once again, I’m from Malaysia, currently a student. I’ve worked part time and other chores to try to earn myself some pocket money get what I always wanted, which are some PC parts but unfortunately it wasn’t nearly enough. I have to pay for my own living expenses which is a lot for a student that’s working part time. I’ve tried my best to earn more money but it wasn’t possible for a student, the pay is very low in my country, around 1.5$/hour converted from my currency(Rm5).

For those that are wandering why do I need to get some “PC parts” it’s because it’s my wishes to change and upgrade my old looking pc and my future study plans is towards the IT field. I really wish to be able to self DIY, change, handson and be more expose to the stuff I’m doing too, but the current earnings I’m getting isn’t anything enough for what I wish to do and obtain.

I really hope that kind hearted people like you are whom is reading this post will be able to help a student with wish and dreams. Really appreciate any helps I can obtain from any of you. I have no idea how much I can ask and how much you would help me out, but any amount is a very very very appreciated and it will surely help me out by a good amount.

Thank you so much for reading and thank you so much if you decided to help out on my wishes. May you have a wonderful day everyday.

This is the current PC i’m using. It’s old and clunky, the green lights you can see there is what I managed to get after a long time(around a year)… 67516004_445514916299432_8217274053686198272_n.jpg

 

Thank you so much once again.

paypal.me/csooi2795

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I need fare to see my grandma one last time. 💔😭

I just need fare for a plane ticket.

paypal.me/joebertobillo

This is my grandma Mommy Rose. She was one of the people who raised me when i was growing up because both parents are away for work.

She was in and out of the hospital these past few months and last June 13, she succumbed to her illness and old age in the hospital. She is in a better place now but I still can’t bear that she is not here anymore.

I’m not asking much.

I just want to see her one last time. I’m in Bahrain right now  and   she is  in the Philippines. I’m in so much debt  because I had to clear my dad’s bank debt when he was here in bahrain so that he could go home. He has end stage renal disease and the expenses are mounting up. Im working hard but it still isn’t enough.

I’m not asking for much, just a means to see the one person who understood me and loved me when I was growing up. I’m afraid I haven’t told her I loved her enough and not seeing her one last time just breaks my heart a lot. So please, help me so that I could go home. Help me so I can tell her I love her so much.

IMG_20190614_064833.jpg

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7kuamai’s Shelter for stray cats&dogs

adoption1.jpgadoption2.jpg

First of all, I’ve to thank one of my friend for introducing this website to me. I was asking for him to seek help to see if he can request for any donation or is anyone willing to volunteer for doing charity work because we’re lack of manpower to take care of these fur kids too.

We are a pet shelter that is not like any other pet shelter that keep pets in a cage, restricting them to move around like they want to. Whenever we see any strays on the street, we will bring them back to our shelter and make sure they’re not wounded. We’re a no-kill shelter and even if they’re sick, we will still try our best to take care of them. It’s also very rare that people will actually come and adopt because nowadays people tend to buy special breed pets because of how special are they as compared to some of the strays.

The amount of stray dogs and cats has been growing nonstop and we’re trying our best to keep these little fur kids stay healthy and not falling sick. Dogs are kept outdoor because they’re more obedient and do not run around often, of course they’ll be kept in a garden with roof to prevent them from getting wet when it’s raining(but some of them will still go out and play under the rain anyway) and the kitties have to stay indoor because they love to roam around, we once used a cage but things did not end up well ( happened once, 1 was badly injured, kind of sad to saw one of them bleed in the morning), hence we decided to not cage the dogs and cats. Right now we do not have enough food for these fur kids and taking them to vaccinate is pretty expensive which we’re not able to support both at the same time. They’re getting weaker and weaker and it really hurts when they look at you sadly and the worst feeling is when you do not know what to do to help these dogs and cats. I assume that some are abandoned by their owners, as there was once we found a box of stray little kitties inside meowing. We do not want to put down these little puppies and kitties because of our lack of supporting these fur kids.

May i humbly request for any amount of donation, it’s much appreciated. Sorry and thank you for all of the donations to everyone that have donated.

https://paypal.me/7kuamai?locale.x=en_US

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Need help for College Fees

Hi, I’m currently a second-year college student. I’m running low on funds to pay off my fees.  I’m working part-time to support myself but the pay isn’t a lot. I’ve been trying to find another better paying job, but it is not easy. My classes are not fixed; the schedule varies from week to week. Most of the jobs I found have fixed working days.

My dad has problems paying bills, so they’ve been racking up and are months overdue. I’ve been trying to pay them off for him on top of my own bills, but at this rate that I’m going I’m afraid that I won’t be able to anymore. We’ve gotten our electricity and water cut before. He is getting old and I am his only child so there’s no one else to help. I need to get that college degree to get a good paying job in order to support him in the future.

Plus, my health insurance is due for yearly payment next month. Right now, I don’t have enough money to pay for it. I’m afraid it will be cancelled if I didn’t make the payment on time. I don’t think can’t make do without it. At least in the event in which I got into an accident or something I have something to fall back to.

I’ve tried other ways to get some extra money. I’ve been doing surveys online, they don’t pay much, but at least it is something. I even tried to sell my stuff away at lows prices to get money. I’m kind of in a tight spot right now. I’m bringing packed lunch/ sandwiches to school and work in order to scrimp on a little more money, but transportation alone cost me around $80 every month. With transportation, daily necessities and bills every month, honestly, I’m not left with much savings. I’m basically living paycheck to paycheck every month.

Below is my paypal link. Would really, really appreciate if anyone, please, will be kind enough to provide some aid. Any amount, no matter how little, will be deeply appreciated. Thank you for your time.

https://www.paypal.me/WYRSG

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Please, help us

Hey. My name is Kenes. I want to tell you my story about how and why I had to ask for your help.
Two weeks ago I buried my mom. She had a weak heart. She was only 61 years old.
She raised me and brother alone. She was a very kind person.
To arrange the funeral, I had to take a loan. And now, I have no choice but to ask for help.
My brother has two small children. He works on a construction site. His wife does not work and is engaged in raising children.
I work in the collection point for scrap metal. My monthly income now is 250-300 dollars (in our country, this is the average salary).
Half a year ago I was treated in a hospital with a diagnosis of depression.
My previous job was a taxi. But after being discharged from the hospital, the doctor recommended that I change my job.
Now I take medicine.
In addition to the loan, I have debts to the employer. He borrowed me money for the monument.
I do not feel strong enough to work two jobs or start a profitable business.
The cause of my illness was a road accident and a divorce from my wife due to housing problems. We could not afford to rent a good house or apartment. We lived in a crowded hostel. There was often no hot water. Very noisy and uncomfortable for a young couple. We could not have children, and this is another reason for our separation.
Now I live at work in a transport container equipped for housing. Once a week I go to the hostel to wash myself.
Because of the prescribed medication, I began to gain weight. For six months, recovered by 6 kilograms. But I eat less, I try to be economical.
I believe that I can pass this difficult period in my life and become what I was – a loving husband and a reliable brother and friend. Unfortunately, I will never be a son. Mom is not with us now.
Our biological father left us when my brother and I were children, and my mother was unemployed.
Now he is not a poor man by the standards of our country. He is corrupt and greedy. In our country, a very high level of corruption. Our father now has a wife who is 20 years younger. And she is the third after he left us and mom.
It is very difficult to live for a simple person. At the weekend we want to look at the sky, at the stars. But the reality is that we cannot straighten out due to everyday problems and stand upright free as free people. We constantly have to work so that later when we die looking at the sky without blinking eyes.
I cannot ask friends and acquaintances to help me, because they are the same as me.
My illness made me think about suicide. But I have to live to pay tribute to my mother. She always believed in justice and the right of a person to live freely and with dignity.
I openly ask you for help, even though it is not customary for us to ask strangers because it is considered bad form.
Everything can fit in three words – please help us.

paypal.me/KenesTuanov

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Hospitalized while Volunteering Overseas – Medical Expenses – Please Help

I need to ask for help, I’ve gotten myself into a situation I thought I had planned for, and I’ve ended up in a lot of trouble and debt. My medical bills here in Thailand are already over $46,755.00 USD and I haven’t been discharged yet. I also have bills from back home in the US, although they are much less and I can get a job and pay those off when I am healed and allowed to go home.

Honestly, I planned for this volunteer trip responsibly and for a long time. I worked through University, applied and received some academic scholarships, graduated with very little debt, then worked two jobs until I paid off my student loans and saved up to go on this volunteer trip. I don’t have savings or anything after paying off my student loans and for this volunteer placement. Before arriving in Thailand to volunteer at an orphanage school, I took all the recommended vaccines, I checked in with the embassy, and I bought medical insurance which was required by the contract to volunteer. I mention this so that you can see I had planned to be personally responsible for myself and not be a burden or reckless.

So why do I have medical bills?

The insurance company will not honor their policy, they say for two reasons. They claim I was involved in a dangerous activity, as the motorbike operator who caused the accident falsely claimed I was driving the motorbike and not on the bus which is untrue. He gets a new motorbike out of doing so. My personal bag and passport could not be found at the scene of the accident and I was knocked unconscious, so I could not identify myself to the first responders. The insurance company was not notified within 48 hours, and I was unconscious longer than that, during which time medical treatments were carried out without their approval or knowledge, and that negated the policy.

Incident: That morning I was on a songthaew, and open air type of bus, on the way to the orphanage school to volunteer as an English teacher, when a motorbike ran into the back of the bus I was on. I was standing at the back with other adults so children could sit. I was thrown off the back and apparently into the motorbike, however I was knocked unconscious and I woke up in hospital.

The owner of the motorbike said I had rented his bike, and placed a claim with the police department. He took my passport from the accident scene, claiming I gave it to him when I ‘rented’ this bike. The logic here is missing – I don’t know how to ride a motorbike, I was going to teach a scheduled class so I couldn’t have used the bike that day to go anywhere even if I knew how to ride it! My personal bag with passport and wallet was ‘missing’ from the accident scene, so at first the hospital didn’t know who I was. The motorbike owner is claiming in his police report I owe him for the motorbike to the tune of 29,000 baht (about $900USD) and because I did not get the contacts from others on the bus for their account of the accident or photos from the scene as I was unconscious, I can not back up my side of events.

I don’t yet have the final bill for the hospital as I am still here, the English speaking nurse showed me the bill in Baht and did the conversion which was almost $47,000USD on Monday. I started to cry.

This was supposed to be a lovely way to give back some of my talents and teach children who didn’t have much, as I didn’t either growing up and education really gave me opportunity and community. Being at the school was amazing for me, but this accident has turned into a nightmare.

I am including a photo of me and my students, as well as a shot of some of my injuries healing and the type of songthaew (bus) I fell from. The doctors had to shave some of my hair off because of the head injury, so I’m a bit emotional about a selfie right now.

I will update this with a selfie and the final medical bill when I get it.

If you can help at all, all I can say is I would be humbly very, very grateful. Thank-you and many blessings.

http://www.paypal.me/erikakristann

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Please help me a little

Call me Juan! I’m 21 years old….uh Colombian in Japan. Used to live in Australia since I was 12, but moved to Japan to study, currently in HAL TOKYO.

Alright, okay, this is my first time on this place and the only place I know that works this way. Literally found out about this through a desperate Google search as I tremble in probably a little shame. That’s just uh, how I am.

Shame because I’ve never been one to enjoy asking money of anyone, not even my parents, and while I can ask from them right now…I’ve already done too much of that in the past. I’ve always been relying on my father to give me money and money and money and I mean sure that makes sense since he IS my father, I’ve become so…upset? I dunno I just…I feel bad having to keep asking more from him when I can’t give anything back right now.

I’m in Japan right now, moved in about….1 and a half months ago? And well yeah the initial rent costs were pretty brutal on my wallet and the money I saved up the time I was working kinda got devoured by rent, transport, school, a few extra stuff that I needed to pay to the council from the last time I was here the year before, which was some….I think these were pension payments? Well whatever they were, I paid for a fair bunch of stuff, plus food, though thankfully we get breakfast and dinner in the place I’m currently in, so buying food isn’t a huge problem till uh….well, till like this week, since it’s Golden Week.

I’ve been pretty much eating as minimal as possible every day to not use up my food and the final 137 AUD (about 10,000 JPY) on my bank account. It’s brutal, yeah. And I’m gonna have to withdraw that like today or tomorrow. Probably later, since I need that money in cash so I can buy my train tickets and this will hopefully last me a month.

I’ve also applied for work, which worked out! But I needed to do some complicated weird procedure to open the bank account, which I did, buuuut the request went through like….5 days before Golden Week, and because Golden Week here means nobody works for like a whole week, then my wait for the bank account turned from 5-10 days to uh….3 weeks. Yep.

Anyways I feel like I’ve veered off the main point. The point is I want…some help please. And I don’t want to keep being a pain in the backside for my father. If there was anyone out there who could help me get…maybe like another 20,000 JPY minimum in my PayPal (uh the more the better? Like I need at least 71,000 JPY to pay for rend and then another 50,000 JPY to pay for one of the entrance fees I asked the rent guy if he can split in two monthly payments (which he was very chill about, I probably could have asked him to do that in 4 installments…I’m an idiot)), which would let me buy more food for this week and have extra money for transport, it would be more than appreciated. If you want the money back, I’ll pay it back as soon as possible. I think I might be able to…uh, sort of ask the rent guy here if he can let me pay for stuff later so when I get my first payment from work I can pay them back, have a little left over and possibly pay whomever helped me here a little back.

I just…please I need help.

I know this is probably unreasonable but…Yeah. If you want your money back later you might need to wait for a while…maybe like 3 months later since by then 90% of my paycheck wouldn’t go to rent. If not then uh….Thank you so much!

I mean if you really didn’t mind just giving me the money without me having to give it back it would be flippin’ amazing but probs won’t happen because that would be weird.

But to reiterate…..
If nobody wants to give me money. It’s okay, I won’t die. Probably.
I’ll just have to ask my father again for money which I know he will give me to help me but….I really don’t want to keep having to ask more from him. He’s already done so much for me. I don’t want to keep asking..

I dunno I feel like I’ve been truthful about this? If you want any questions answered I’ll answer…Uh dunno what else to say.

Thanks for reading my wall of text…?

Here’s the Paypal link
https://paypal.me/jcampo3750

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In Serious Financial Situation and Needs Help Urgently

Good day everyone, I am so sorry to disturb you all; it’s just that I am in a serious need of US$ 4,500. There is a debt of US$2,000 that has to be paid before this Friday (19th of April, 2019) or I face legal actions. I live in Doha Qatar and I have some issues with my business start ups which rendered me paralyzed financially.

I cannot pay house rents and it is so bad that when I wake up every day, I don’t even know what will happen in the evening and I have been living on borrowing since last year and now, I need the US$2,000 so badly in order to cater for the money I have borrowed from people because they are already threatening me with legal actions as we speak.

To make the matter worse, because in Qatar you need a sponsor to work and live, my sponsor is also treating me badly and he refuses to renew my work permit (ID card) since last year May, without which I cannot take a any contract or even work anywhere. He shut down my business and is demanding some money before he can open it and also renews my ID card; and I don’t money since I cannot do anything without the ID Card.

Since last year I have been living with a lot of issues due to my financial hardship. I have been owing my landlord for months and he also is planning to evict me. I cannot even provide for myself anymore not to mention providing for my family.

Also, I need US$1,000 urgently to cater for my sister who is in a hospital as we speak who needs money for urgent surgery in this week. This is also serious and she has been there for weeks now without any money to pay for the surgery.

Finally, I want to pay my sponsor the US$1,500 he is demanding before he can reopen my business and also renew my ID Card so I can be able to continue my business and take contracts to earn a living.

Below is what I am asking for:

$2,000 for urgent debt to avoid legal actions before Friday 19th of April, 2019

$1,000 for my sister who needs urgent surgery in the hospital

$1,500 to pay my Sponsor so he can reopen my business and renew my Work ID Card

Total: $4,500

I know that this may seem difficult to achieve but I don’t mind any amount to help me with. I just need to get out of those debts, pay for my sister’s surgery, get my business reopened, get my ID card renewed and continue my business so I can start earning again. Thanks very much in advance.

I will appreciate it if you can assist me.

https://paypal.me/aflakco

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I survive hyperthyroidism but Personal Financial Crisis is killing me

It’s all start in 2013 the first time I got temporary paralysis and find out later that I got hyperthyroidism
Doctor start give me medicine therapy but I’m not feeling any better so I’m start to be a bedridden.

 

In 2017 Doctor see that medicine therapy is going nowhere so she sent me to get a radioactive iodine therapy
just one week after that I be able to walk again not as fast as normal people but it’s a good start.

 

And now I’m got subsequent symptoms such as Hypertension, Chronic kidney disease, Disorder of lipoprotein metabolism, Non insulin dependent diabetes mellitus.
Doctor say don’t start exercise just yet, so not a bedridden anymore but have to a bedridden still.

 

Just Feb of 2019 that Doctor give me green light to exercise and send me to Physical therapy, But First things I’m do is find a job, more than 50+ job I apply for, all reply with silent, not so sure my health or my age that they concern, may be both.

 

Why find a job is the first things I’m do, cause from 2013 I have no income, money come from sell all any valuable tools, toys, Gadget, especially camera and gears ( I use to be a photographer) and all that time mom is the only one who work as a English teacher.

 

Today I find out that I got nothing left, what I got is just a old phone and a old computer, and no one willing to hire me, so to get back on my feet again I need help, just a basic professional grade camera and gear just enough to kick start my life again, so I can have income to pay the rent, pay all dept and put my Mother in a retirement mode so she can enjoy gardening.

 

The camera and gears cost around 250,000.- THB (US$ 7,862) just a camera and two lenses a flash a tripod and some miscellaneous gears, that’s all I ask not a full fancy setup that may cost up to a million and more.

 

So to help me and my mom please donate to

https://www.paypal.me/tonesinsuk01.jpg

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HELP ME PLEASE!

I’ve had a normal high school, but everything has changed when I went to college. Due to low financial, I had  to live in a small( ~ 30 square meters ), smelly house and pretty far from where I was studying with 4 other friends and a cat. I and another friend stay in a garret that was built in the back of the house, above the bathroom so it was a really bad place to sleep and study. I mean I was rasing to live in bad environments but it still was really hard for me. Additional on that I was the only one have the morning classes, all 4 other friends didn’t, I had to wake up early but they’d stayed up really late, making noises, eating food. I couldn’t  slept well in a long time, my grades were so bad, when I’d talked with them about that they apologized but everything will be the same next day. They were all my best friends back then so I do not wanna talk harshly, I’d kept abiding all the sleepless morning to went to school and when I was able to move out off there I already had 2 warning strikes in my uni-profile ( 3 strikes – get kicked). I thought I can fix that but no I got kicked the next semester because I can not stay focus on studying with all the depressed, tired and anxious. I was working on my mental healing but all I need now is getting a job because my family needed my support so much. One of a friend introduced me a job but it needs a pretty strong laptop to work with. All I need from you guys is a little charity, so I can be able to get out of this situation. Thank you for spending your time reading this. I’m sorry.

P/s: I really do not have any picture to share except my crappy i3 laptop which can not do anything my new job needed.

 

PayPal.Me/tongphuhung1701

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I NEED TO SEE MY FUTURE!

I had a normal high school, but everything has changed when I go to college. Due to low financial, I have to live in a small( ~ 30 square meters ), smelly house and pretty far from where I was studying with 4 other friends and a cat. I and another friend stay in a garret that was built in the back of the house, above the bathroom so it was a really bad place to sleep and study. I mean I was raising to live in bad environments but it still was really hard for me. Additional on that I was the only one have the morning classes, all 4 other friends don’t, I had to wake up early but they’d stayed up really late, making noise, eating food. I couldn’t have slept well in a long time, my grades were bad, when I’d talked with them about that they apologized but everything will be the same next day. They were all my best friends back then so I do not wanna talk harshly, I’d kept abiding all the sleepless morning to went to school and when I was able to move out of there I already had 2 warning strikes in my uni-profile ( 3 strikes – get kicked). I thought I can fix that but no I got kicked the next semester because I can not stay focus on studying with all the depressed, tired and anxious. I was working on my mental healing but all I need now is getting a job because my family needed my support so much. One of a friend introduced me a job but it needs a pretty strong laptop to work with. All I need from you guys is a little charity, so I can be able to really get out of this situation. Thank you for spending your time reading this. I’m sorry.
P/s: I really do not have any picture to share except my crappy i3 laptop which can not do anything my new job needed.

PayPal.Me/tongphuhung1701

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$25,000 To Clear From Bankcruptcy

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Hi.

This is my story. Last year, early 2018, I registered a company by using my name to rent an office lot. At first the plan was for myself to create a company of my own but there was a problem that made me to put it on hold due to my capital was not enough to run it. So the company was registered without running any business and need to pay the monthly rental for the office that i rent. I can’t afford to cancel the rental contract because i will lose all the deposits.

Then I met a friend asking me whether he can use my office and pay the rental and utilities by running his business instead of me paying it.

I am not really sure what kind of business he do but everything was smooth without problem. During June last year, I had to moved away from Johor Bahru(next to Singapore) and start living at Kuala Lumpur with my wife and my 6 years old son.

My mom still live at her house located near to Johor Bahru and the company I registered to rent the office was registered using my mom’s house address. Why not my own address? It was because I dont have a house of my own.

The major problems started last month, February 2019. I am at Kuala Lumpur, my mom called informing me there was lots of people searching for me like a debt collector and there was a police report under my name. I really made my mom scared there. I am ashamed to myself.

After I check it, that friend of mine, did not even pay the utilities bill for more than 6 months and my god the bills is around USD $25,000. I am still in shocked until now trying to think what that so called friend have done and I tried to contact him but everything goes to the drain. The tenancy contract is under my name. That is the main problem. My mistake was that everytime I checked about the monthly rental with the office owner, the rent was always paid on time. I was not even bother to check the utilities and now the burden that I need to carry myself is RM100,000.00 (usd $25,000) approximately.

I have been struggling from last year until now to stabilize my financial problems and now this sums amount of money really makes me deppressed. Even more depressed when my wife told me that she is 7 weeks pregnant.

She suggest to abort the pregnancy. But there is still some cost for doing it. I can’t even pay my car for this month. Food and Fuel are my priority now.

That is my story. I don’t know what to do right now. I’m sitting in the kitchen typing all this. I was searching for any foundations that can help me by google anything that can match and I found this website.

My mom said to me last week, when you at the top, lots of your friend will come to you without invitation but when you in deep trouble, you can’t rely on your friends because most of them will not help you. But most of the times, strangers being sent by The Creator will come by and help you.

I am begging anyone out here to help me. The more you give, the more you receive in the future. I pray for your happiness like I pray for mine.

Thank you so much in advance.

MRaes

https://paypal.me/MRaesSulaiman

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Need 40$ to buy some books urgently

Hello

I’m Asma. I’m 18 years old.

I come from a poor family and to be honest it’s annoying for me to talk about such personal thing.

Throughout the years which I was in school, I’d been always appreciated numerous times for good marks in math, physics and other school subjects.

Here where I live there’s just one main university’s entrance exam (called Konkur) which is held annually for all universities of the country. More than 950 thousand students attend in the exam. The better ranks get the chance to study in better universities and better major.

As you know Iranian money ‘Rial’ is loosing its vale day by day after applying U.S. sanctions and the life is becoming harder and harder for poor families. In order to be succeed in the exam I need to read lots of books which is becoming more expensive than ever. I need your philanthropy help. I’m not allowed to picture where I live and how much money I’m given for how much time. You’d never believe it cause it sounds impossible to most of you. Actually, It makes me feel bad to talk about them but the important thing is that being accepted in an appropriate major (field) and a good university wouldn’t be accomplished unless reading lots of training books which are beyond of what my family can afford it. I hope you understand me.

I’ll be truly thankful for any donation.

I’ll never forget you help and I promise to compensate your sincerely help one day.

Here book price is not as high as Europe or U.S. I mean I may be able to buy almost 7 books with 40$.

I don’t have Paypal cause there’s no service for Iranian from the company (under sanction). Iranian banks also are not connected with world-wide banks. The only method which seems possible is bitcoin or WesternOnion (though I’m not sure about second one)

I have no any other way to make this money. Please don’t let my life get harder than this..

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Finances For EcoTourism Project

My husband and I have a plot of land in Kayakoy, Fethiye / Mugla province in Turkey. This is an ancient land with a unique history. The Lycians once lived here, then the Greeks, who were forced to leave their homes in a hurry and go on a one-way trip. And it was like this:
Until the 1920s, in the village of Kayakoy, located 8 kilometers from Fethiye, there was a mixed Greek-Turkish population. For centuries the Turks lived side by side with the Greeks, until in 1923 the countries did not exchange: ethnic Greeks drew from the territory of Turkey to their historic homeland and at the same time returned to the land of their ancestors Greek Turks. The exchange did not always go smoothly, deportations led to many human tragedies. And nowhere is this more visible than in the abandoned village of Kayakoy. A dilapidated and frightening village with stone buildings, a snake wriggling on a mountainside, was abandoned by Greek inhabitants and turned into a ghost town. Among the ruins you can see two churches with partially preserved interior decor.

Ever since Kayakoy is called a ghost town. Here they make films and hold festivals. The government is going to restore abandoned houses and rent to visitors. My husband and I also make plans for the development of eco-tourism, using the available resources on our plot of land.
Looking for finances for building several bungalows and a dining room for tourists. There are plans to open culinary courses in which visiting tourists can be trained. Also I am going to give art therapy classes for children and adults. Tourists who will come to us will take an active part in daily rural activities, such as caring for cattle – we buy several goats and sheep, as well as chickens and turkeys. Every morning, people will participate in the preparation of breakfast, scrambled fresh eggs, collect natural tomatoes, cucumbers, greens from the garden. Lunches and dinners will be held in the open air. The food is exclusively natural.

There we also plan to put a couple of gazebos where tourists will sit, read, meditate and just relax in the lap of nature. That will be fruitfully reflected in visitors. Art therapy, cooking classes, walks through the forest, which is located 50 meters from us, participation in rural activities and festivals in our village, communication with local people, including many creative people who live over there, all these things will contribute to the development of ecological tourism in our region.
For me, our project and its financing are very important. This is more than a dream. I really want to support my spouse in this project. After all, we are guided by the desire not only to open our own business, but the desire to help people. After all, coming here, they will be able to find themselves, to reveal their inner potential, to feel like a part of nature.

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Please finance our project!!!!!!!

https://paypal.me/AribzhanAzhara

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Please help me preventing ruining my parents’ (and my own) lives

 

Where should I start… I had never thought that a day would come when I have to ask random people for money. But it seems that today is the day, so here it comes.

I still don’t know how I should start my story. But I assume I must state my case in a way that I can convince you that I’m not just interested in easy money, or have a fraudulent intent. That I believe I can, even though it can be hindered by my insufficient English skills, since it’s not my first language.

So, I’d like to ask for your patience as well as, hopefully, a desperatedly needed financial aid that I need.

I am a 41 years old man who has been working as a software engineer for the past 20 years. As such, you may imagine I have sufficient income and savings to avoid resorting to such a desperate measure. But while it is true that I’m still earning decently (in my country’s standard), I have no savings whatsoever but only debts and my income is utterly insufficient to provide a due installment.

The reason why I have fallen to this status is because of my parents. My family was not so bad off when I was young, but we were hit hard when a nation wide financial crisis happened in 1997 and my parents have never recovered from that.

So since the early 2000s, I have supported my parents with all my income. As a result, I’m still a single and living in a cheap rented room which is slightly larger than 3 square meters (or 32 square feet). With amount of money that I’ve given them, they should pay up all debts and make a decent living.

But they have quite a skewed notion of the priorities in life, and they are a bit obssessive of things like health and security too, so I suspect they have been using up all my money on things that I find have little to improving the quality of life or are even utterly useless.

But that’s not why I’m asking for a help now. It wouldn’t be fair to ask for money so my parents can squander it. Using all my income to support my parents despite of their unwise spending habit was my own decision, so I know there is no one but myself who is responsible for it.

You may have find it difficult to understand why I have allowed my parents to destroy my financial basis, especially if you are an westerner. In many Asian cultures, parents devote their own lives to give better opportunities for their children and in turn, their children are obliged to support them when they can no longer work. My parents have done more than what other people do in that regard, so I feel I owe them for what talents I have now.

However, I have tried to reason with them whenever I can. I talked, argued, beseeched, sometimes even threathened to make them more reasonable with their spendings (which is normally at least 3-4 times more than what I spend myself). But the conclusion I reached after all these failed attempts is that there is absolutely no way to change their mind without completely ruining my relationship with them, and subsequently destroying their lives.

I simply cannot do that. So I decided I should just keep providing them most of my income until I can hopefully, make a breakthrough in my career. It seemed to work, even though I had to live quite miserably for that, until recently. And now I will tell you why I’m asking you for a help after all these years.

As I said earlier, I had frequently asked them to cut down the expenses and apparently it seemed to work because they had been asking for less money for quite a while. But it turned out that they just felt too sorry to ask for more so they began to receive credit card loans. With my being the sole source of income for my family, it’s a recipe for a disaster of course, so now the debt has snowballed to an amount that I can’t possibly anymore.

So, now I am desperately trying to control the damage until I can reach a stable balance once more. I’m trying to cut down my own expenses further – my parents promised me to do the same, but that cannot be relied on – but any such measures would take some time to help me get back to a stable financial basis again.

It’ll need about $30,000 to pay up the credit card loans and I expect I may have a chance to do so in a 6-12 months timeframe. But from the next month on, I will have to pay the installment which will put me in an about $25,000 deficit.

I don’t fancy all my financial troubles would melt away as soon as I post this on internet, nor do I suppose online panhandling to be a long term solution for them. I just hope to get some aid while I try to weather this storm without having to irreparably damage my relationship with the parents, and without destroying their sense of self esteem which would make what remains of their lives a living hell. So, I earnestly ask you for what small help you can give for that purpose.

You may wonder why I don’t simply abadon my parents, or declare that I won’t help them anymore. Or some may ask me if I still find such a life – a 41 year old bachelor living in a 3 square meters box, with little hope for future – worth living.

I can’t say I have been a great child for my parents, except for providing them all the money I have. But still I can’t stand a thought of utterly destroying their lives because of me. From my experience of knowing them for the past 40 years, either going bankrupt and homeless or damaging their relationship with me would undoubtedly ruin their lives for good.

And even if I have an intention to cut down my financial support for them, I don’t believe this is the right time to do so because it won’t save them from going homeless anyway, while it may prevent me from going bankrupt.

As to the other ‘option’, well, I’m not usually suicidal despite all the gloomy tnings happening in my life. However, I have to confess that at this point, I can’t deny that sometimes a death seems to be a respite, when I feel totally exhausted from all such tnings that I have to bear. But an irony is that I can’t even take my own life because of my parents even though they are the cause of most of my troubles in my life, for it would mean devastating them both financially and emotionally at the same time. I don’t have a religion, but whatever state I would be after I die, I don’t think I can leave this life knowing what would happen when I’m gone.

I don’t have any extravagant dream, like becoming rich or powerful. I just want to have a chance to have a family of my own, and lead my own life before I it’s too late. I still believe I could be a good husband and a father to someone, and a positive contribution to the society if I can be given a chance. Many think I’m a multi-talented person, because I can program, design, play an instrument, or write convincing social or political commentaries.

I don’t intend to boast, but I just want to say that I believe I still have video games to create, or books and songs to write before I die, which would make me believe my life wasn’t totally wasted.

I didn’t know how to start writing this but somehow I did. Now I have little idea as to how I should end it – would this be enough to convince people that I’m not a lazy, or fraudulent person who wants some easy money? Have I painted myself to be an incompetent fool whose life is totally controlled by his parents? I don’t know…

But I can clearly see that I’ve already written a wall of text which should have undoubtedly tired anyone who is still reading this. So I will just stop it here.

So, thank you for reading all these. And if you decide to help me financially, I appreciate your kindness very much and please send it via:

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Just need a little boost up to start a healthy and happy life with my GF

Hello!

I’m actually from Russia, so I had to use VPN to access this website, so if it’s against the rules and gonna be discarded or removed because of that, it’s fine, I guess.

I don’t really know yet how to approach with my situation, since it’s probably different from what a regular american or European is used to with how they rent/lease/purchase an apartment, but still, I guess I’ll just describe it the way it is.

So, first of all, I have a girlfriend I really love and want to share my entire life with, but the problem is… there is a distance of 2500km between us, so it’s really problematic for us to even meet for a short period of time. We’ve still done it and seen each other several times already, but getting a life together is still a box we can’t check off our list, not on our own (and it’s been almost two years already now). (It’s the internet how we’d even met, in case anyone wondered.)

It’s the other part of the story, though, that sheds light on the reason why I have to resort to begging(for)money in the first place. So, the girl has a flat we could possibly make our home, but it has to be fully paid in order for it to become her own property. She currently lives in there with her mom, who actually has an apartment of her own but just wouldn’t move out and is totally against us being together. Now, if we manage to accumulate enough money to cover the remaining lease, it’s gonna be just the ticket for the two of us to a happy life together, and we’ve already done, like, 80% of it, but not without the girl’s father’s help, who had done a huge lot but is now on the verge of death because of cancer (he literally ignored his illness just to pay whatever money he could get for that darn lease) (the mother is of no use at all, just because she’s a b**ch, and I mean it), and without him now we can barely even cover the interest rate, which is 12% of the remaining sum per month.

The remaining sum at this point is ≈2,985$ if converted into dollars, with the interest rising by about $350 every month, which is still a lot, even although both her and me [Read more…]

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Kind hearted Advertisers/Donors Needed for Sports Fundraising Event.

Dear Friend,

We are a non-profit Alma Mater Club and will be hosting our 2nd Centenary Snooker & Billiards Invitational event which will take place on 4th and 5th May 2019. We are looking to raise funds through this event.

We can’t meet our goal without the help of people/companies like you/yours. That’s why I’m writing to you. Would you consider making a donation in the form of advertisement insert in our Magazine that will be published in conjunction with the event?

We, Indoor Games section, organize and participate in snooker and billiards matches with many clubs across the country and neighboring countries every year. Our Club budget allocation to our section is limited. We provide our players (also our club members) with accessories, jerseys and trips (including transport and accommodation for outstation and oversea trips). Not all our talented young members are able to afford fully for these trips. So we organize our own event such as this to raise funds and use the funds to subsidise members who represent our club for the competitions.

By giving to this biennial Invitational event, you will be able to assist our talented members gaining exposures in snooker and billiards tournaments all around the country and sometimes oversea trip.

In appreciation of your anticipated donation, we would like to offer you a free copy of our Magazine when it is ready. Do include your mailing address so we can mail it to you!

We hope that we can count on your help to make this year’s event one of our best yet! God Bless!

Details of the donation:

We would like to invite your esteemed organization to take up advertisement in the said magazine with any of the available advertisement spaces as listed below:-

  1. HALF PAGE – RM 265.00 (USD 64.91)
  2. FULL PAGE – RM 424.00 (USD 103.86)
  3. CONTRIBUTION – _____________

Donate to https://paypal.me/kskofa

For option #1 or #2 above, kindly send us your Advertisement Artwork in jpeg format so we can publish it! Your artwork aspect ratio should be half of A4 paper for option #1, and full A4 for option #2.

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Struggling Student Trying To Pursue Her Dreams

My name is Autumne and I am a Jamaican national doing a two-year language study programme in Japan. In July 2018 I took the leap to pursue my dreams with an aim to make use of education opportunities not available to me in Jamaica. Having been here 7 months one thing has become very clear, it is not possible for me to continue to sustain myself financially without outside intervention. I am humbly seeking support to help ease the financial and mental strain my monthly accommodation and welfare expenses cause enabling me to better focus on my studies for the remainder of my programme.

I first started learning Japanese in 2013. I instantly fell in love. I had studied French for 5 years prior, but this was the first time I truly felt in-sync with a language I was learning. Over time, I developed an even greater appreciation for Japanese through the supplementary culture lessons and events. It was challenging but fun, and I knew that I wanted more than just being a casual learner.

From a young age I have always had an interest in different languages and cultures, and my experience with Japanese renewed that appeal and prompted me to look at studying the language full-time. It soon became clear that continuing to study the language in Jamaica was not an option. After much consideration and consultation with my parents, in 2015 I began the journey of attaining my goal to study Japanese in Japan.

I have been here a little over 7 months and have maintained an “A” average. This, while working part-time 14 hours per month as an English conversation coach.  My job affords me increased real life opportunities to better relate to the language and be immersed in daily life in Japan. However, the income from working 14 hours per months barely covers groceries and basic transport expenses. Thus far I have been mainly living month to month on luck and the kindness of others. Various family members were able to pool funds to help pay my tuition, however not enough to cover my monthly accommodation and grocery expenses. Which totals approximately ¥87,000.00 or about $870 USD per month. Currently it is becoming increasingly difficult to meet this minimum and trying to take on a second job to supplement my income will inevitably lead to a decline in the quality of my school work.

I am humbly asking for financial sponsorship of any amount until the completion of my study programme in April 2020. Financial intervention provided by you would help fund a very important life goal and equip a hard working young lady with the right tools to continue to make their dreams a reality.

Your assistance would be greatly appreciated, and I thank you for taking the time to consider my request.

Yours respectfully,

https://www.paypal.me/AutumneRC

 

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Student in debt

Dear good people, first of all, I am happy that I could find some page like this one, where I can open myself and write about my problem. I left my country 4 years ago because my mother divorced her second husband and we left without a home. We moved out from country to start a new life. I started to study at university to make sure that my future will be better. I struggle a lot because of finances. I am not able to get any scholarship in Germany as a foreign student (from a country that is not in EU and cannot support their students). I have part-time jobs and I get money per hour, but I have to be at the university as well because I have mandatory lab-classes. I went to a different country to work for 6 months and do the internship. It is the best experience I have ever made. With the time I started to get bills from Germany. I need to pay rent and insurance every month 300 Euro. In this country, I earn 800 Euro and here I am paying about 300 Euro for rent. With the time I got so many problems with bills that I needed to ask other people for money, which helped me a lot. One work colleague gave me 400 Euro to try to pay for one month at least and I am very grateful, but now I need to pay back this debt to her.

My mom does not earn enough to pay me and my father left me when I was a child and he lives his rich life in Switzerland and never cared for me. My mom is able to send me 100 monthly.

I would like to find someone who could help me next year (my last year at University) to give me some type of funding because I know how stressful it is going to be to write last exams and to run to work. My part-time job is in a very small company where I work with metals and get 9 euro per hour. I usually work Friday and Saturday there for about 10-15 hours. So I am not able to get enough money through this job.

Debt is about 300 Euro. And rent + insurance costs are 300 Euro as well.

Thank you!

paypal.me/adaoom

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I want to be free

Hello,

I am a 29 years old lady that is married but don’t know about where my husband is, he left to work in the middle east and I started living with his parents.  In our culture all marriage are arranged and we must look after the parents and family of the husband.  My husband used to contact me but it has been over 6 years now I heard nothing from him.  I hear rumours that he has a new girlfriend where he works. I get no support from him or the house I live with is his father’s and has only 2 rooms. His parents are old. I don’t have my mother,she died few years ago and my father lives with step mother and brother,so I don’t have any where to go for help. I can’t divorce my husband as he doesn’t live in the country and I don’t know how all these systems work. The villagers tell me I will get in big trouble, which I know as I have seen other women thrown out on the road and beaten by the relatives.

I would like to become a yoga teacher,I have a big knowledge in yoga and meditation as I get to read books that people left in a guest house I wash dishes. But to become a yoga teacher I need around 2000 dollars to pay for a school and they will teach me also provide me with a certificate. There is a school near where I live and I can’t go and live somewhere far as my inlaws will not allow me to do so.  I live my life being scared of everything and everyone, I don’t have any choices,other people are controlling my life.

I want to be free, want to make my own money and live my life, I want to be in the situation to divorce my husband and not live on the road.

I hope that you are kind to help me with what you can and give me the freedom of my life, I want to live, please help me.

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Need help for financial trouble after unexpected vet bills

Hello all, I’m a college student currently staying in my student apartment with my service dog. I have debilitating OCD and anxiety that often renders me frozen and cause frequent extreme panic attacks. My cocker spaniel, has been trained to help me through this and he is truly the only reason I’m able to get through each day and manage to get anything done. (I promise I am taking good care of him, the photo I’ve attached is his sleeping crate where he feels the most comfortable, he doesn’t like sleeping anywhere else and I do not keep him in there all day.) Recently he has developed a skin issue that leads to excessive scratching and chewing on himself. I’ve spent months making all the necessary changes such a with his diet and living spaces, his shampoo, food oils and everything. Last week I had to take him to the vet again as it has gotten very bad. He has chewed off his fur completely in many area and it’s not growing back instead he’s leaving wounds and gashes on himself by all the scratching and chewing and his fur is thinning out. The vet gave him a checkthrough and determined that he’s also unable to stop scratching psychologically, she gave him an injection that he needs another two doses of to limit his need to scratch excessively and so far it seems to be working and he hasn’t opened up any new wounds this week. Unfortunately, this came at a big price. The initial appointment came to a total of $377. Each injection costs $140+ a $45 consultation fee (total of $185) which he has to go for twice more. This brings his vet total to $747 this month.

vet bill.jpg

My student apartment costs me $207 a week which totals to $828. This does not include any basic necessities. I am working as well as studying and don’t have more time to take on another job and also am unable to in regards to my mental health. I’m living paycheck to paycheck and this month I no longer have enough to cover my rent. I work 30 hours a week on minimum wage as well as studying full-time and make $220 a week/$880 a month which is usually just enough to cover my rent. I love my dog more than anything and without him I certainly would not even be here. I desperately want and need him to get better but I don’t have enough money to pay for both the vet treatment and my rent. Right now I’m unsure of what to do. I’ve never asked for money before but I’m truly desperate right now. I’m not asking at all for any more than I need just enough to cover the vet bills and my rent for this month. I hope you could consider donating even a small amount I would be so grateful and it would help out immensely. Thank you so much.

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I’m doing this to save our marriage

Hi

Let me briefly introduce my background and financial difficulties that I fall into it. I’m a married man and we’re blessed with a kid (6 years old)

I’ve been into debt for more than 10 years (mostly on uncontrolled credit card spending). I’ve learned my lesson and now under our government initiative in debt consolidation program. However this is still not enough.

2018 was a bad year for me as I was having issues with my marriage. We almost divorce at the end of 2018. But finally we manage to stay together and we’re trying to build new life in 2019. At the same time, I was having problems after problems related to car and motorcycle in which require huge some of money to spend. I manage to get some help from friends and family.

The only problem is the never-ending debt. My salary just enough to pay off bills, mortgage, debt-consolidation program, education loan and my kid’s school fees. This also includes daily expenditure, meals, gas and ad-hoc expenses.

I had to spend some amount of money (some excess from bonus payout to bring my kids for simple day out, bought some gifts to spouse and to repair our car). I didn’t even manage to pay to my friend and family yet. I’m planning to pay them little by little only when I have money excess from my salary. This means I don’t have any money left for emergency.

I don’t even go for luxury vacation. I’m dreaming of to bring my family to spend our time together. I even wear the same jeans and shirts that I bought many years ago. For me, I spend all my money to ensure my spouse has reliable transportation to work and my kid has good education.

I’m in financial stress at the moment. I am hopeful that there is someone out there that read my message, that willing to help me so that I can build my life again. I need to off-set some of my debt so that I can manage the remaining of the debt and expenses.

At this time of writing, I’m still riding a motorcycle to work without road insurance, still owe 3 years quit rent, 3 months electrical bill and I even owe to my own spouse and kid.

I appreciate your time spent in reading this message and for those who like to help, my paypal link as below. Thank you.

paypal.me/ariffana

 

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Clear Credit Card Debt

   Hi! I am Brandon Lau, a Chinese Malaysian, staying in Sepang district, Selangor, Malaysia. I wish and hope I could clear my credit card debt as earlier as possible for me to start a new life.

   In August year 2015, I started to have difficulty to pay minimum payable amount of my credit cards from 5 banks. This is because my investment in banknote operated massage chairs, that was started in the end of year 2013, has failed.

   I have invested MYR90,000 for 6 massage chairs in year 2013. I did not have enough capital for the investment, so I signed up for few packages to withdraw tens of thousands of Ringgit Malaysia in cash from my credit card accounts from multiple banks. Before the investment, the massage chair supplier gave me some “misleading” statistics by saying that his other investors earned minimum MYR1000 monthly for each massage chair invested by allocating those massage chairs in selected hotels. At that time, the investment sounded good and profitable for me. At that time, I was thinking to have a good and secure passive income first before I could plan to try other profession for living.

   However, the reality was that supplier has failed to find suitable hotel to allocate my invested massage chairs for first few months. Few months later, the supplier only managed to have two hotels to allocate my four massage chairs; the other two massage chairs were left in supplier warehouse. For the four massage chairs in operation, two massage chairs have moderate income, average about MYR600 monthly per chair; another two massage chairs have poorer income, average about MYR350 monthly per chair. These were gross income before paying monthly space rental to hotel.

  In year 2015, my two massage chairs with moderate income started to have problems. So, I requested support technician to repair. Initially, the repair work was done at allocated hotel. Later days, when new problem occurred, technician told me need to send my two massage chairs back to workshop for checking and replacing some spare parts. I requested them to take my two massage chairs in their warehouse to replace my two massage chairs that have been malfunction. However, my request was not fulfilled. The technician has replaced my two malfunctioning massage chairs with massage chairs from another investor. This caused me to have no enough cash to repay minimum payable amount for credit card accounts. Eventually, I sold my remaining two massage chairs to an investor for about MYR2000 to MYR3000. In addition, referring Hotel CCTV recording, the technician has misconduct to stole banknotes from my massage chairs in few months time before I sold my massage chairs. I have terminated my massage chairs contract and stopped paying space rental to hotel. Some more story to tell but in short, I don’t want to bother these massage chairs anymore.

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   Now, I have learned from the failure, but I have had to pay a high “learning cost”. I have surrendered all my credit cards in years 2015 and repay credit card debt by monthly installment. In order to cut down monthly expenses and commitment, I have also surrendered all my life insurances and medical cards. In May year 2016, the factory (in Banting, Selangor, Malaysia), where I worked at that time, has been closed down, I have to travel extra 25km to new working place in Klang Valley area. Extra cost has been added to my monthly expenses because I have to pay additional highway toll charges, additional parking fee, more expensive meal, etc. I am in tight budget every month since May year 2016; it is difficult and tough for me to have savings. I have to surrender all my insurance and medical cards in December 2016 to further reduce my monthly and yearly commitment. My current major commitment is my housing loan, car loan and credit card debt installment. After paying three major monthly commitments, the balance of my monthly salary may just be enough for food, transportation (petrol, toll charge, public transport fare, parking fee, etc), phone bill, etc. I am eating less nowadays, this help me to reduce meal cost and keep fit. I use public transport (train and LRT) to work to reduce cost. However, I hardly to have savings (even drain out my savings) and I do not have emergency fund. In fact, I am struggling for survival.

   I am over 44 years old now (in year 2018), I try to control my diet and pray for having healthy body because I do not have insurance and medical card to cover medical or hospitalization bills. In addition, I am still single and never married. I am looking forward to falling in love, but my financial situation and constraint makes me afraid to look forward to it. I have paid more than MYR56,800 to reduce my credit card debt since year 2015. Maybe I could settle my credit card debt in another six or seven years. After clearing my credit card debt, I may try to find a relationship for marriage. However, six or seven years later, I will be over 50 years old. My parents are now 80 and 76 years old respectively. Maybe I have “some buffer time” to wait for few more years to have my own family, but I am not sure if my parents could make it to wait for me to get married and have their grandchildren.

 

 

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   The attached images are sample of my credit card statements from three banks (out of total five banks). I wish and hope that I could settle my credit card debt as earlier as possible. The following is my paypal link if you are so kind to donate：

   paypal.me/goldentiger96

   May you and family be well and happy always.

   Thank you. Thank you. Thank you.

 

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my dream to rent flat

Hello, My  name is Diana. I live in Tbilisi, Georgia. I am  31 years old.  I Live with my mother.I Was a lucky in my life .  3 years ago i lose  my job. break up with boyfriend. I tried to find the reasons . I work hard over myself.  I am engaged in meditation.  Trying to read more.  I Try to start new life. I wanted clean house, where i am living now. but i have problem. My mother  likes to collect old things.  Everyone should have hobbies, but we have small flat. Everywhere boxes  inside the broken things  and old clothes. I tried to talk with her, but she become very aggressive. does not want to throw out. I do not want a negative in my life.  I am ready  to start new stage in life. I am sure that everything will be excellent.  but I should take the first step: to move separately to live. negative energy does not allow me  to grow. It is very difficult to be at home. In my country to rent apartment  is not expensive. 1000 usd  will be enough for 3 month include bills. Please help me!  Sorry for my English :)

https://paypal.me/dianakakubava

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Can you help me?

Hi! My name is Adila. I need your help. I do not have enough money to support my family. Now I work in a western company with low pay. I always do not have enough money to eat and pay for rent because I always have my family’s needs now. The story, before my mother and father parted I was looking for my own money to help me at college. I tried various side work to earn money. my mother and father were separated in 2012 and it was critical for me and my mom. I need to support my two younger siblings who are still studying her college and high school. My father did not care at all to help us.

 

When I in college , I joined the entrepreneur club. From there I started learning about the ins and outs of the business world. I am also interested in photography. Good news! my club has lent equipment to take pictures and I set up a group of 5 people who are also looking for extra money like me. Although my life is very difficult. I tried to find my own money and support my family by becoming a wedding photographer. After graduation, I have not made the job work without equipment because at that time all of our equipment was lent only.

 

One day I managed to have my own camera and find my own extra income, but my equipment had to be sold to help my mom who lacked money to pay her debts with the bank. My mom owes it to the bank because my dad used his name a while ago and let my mom bear the burden of her husband’s debt. I bet my mum who is looking for his own money while supporting her daughter. although I work but I do not really have enough money. Until I sold my camera, a personal computer to accommodate my family.

 

And now, I have a very good friend he often helped me pay my room rent. give me money to eat. and made me not stress thinking about money. I know she is sincere to help me. but I do not know when I can pay back to her. I am indebted to her. She told me to restart my activities that I do when I was in college wedding photographer. I also think for a while if I want, I need equipment at this time I do not have any equipment to get started. Here I would like to ask for your help who would like to help me to start a new life in helping my family and myself in this distress. I really appreciate your help. Thank You so much!

https://www.paypal.me/adfilms08

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Single mother of four

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Hello! My name is Gabriela. I live in Israel and I am single mother of four.

I came to Israel from Ukraine with my ex-husband and adopted son in 2010. I was 27 y.o. We have adopted our son Michael half-year before we came to Israel. We have adopted him because my ex-husband couldn’t have children, but I wanted them too much. Michael was 10 y.o. when he was adopted.

When we arrived in Israel, it was very difficult time for our family: my ex-husband was always annoyed and shouted at us. Finally, it was intolerably for me to stay with him, so I took my son and left.

Several time we lived alone, just me and my son, but I still wanted to create a family. At summer 2011 I met Nigerian guy, who was nice and funny, and we started to date. He had no citizenship of Israel, so it was good for him to marry Israel girl. Besides, I loved him, and he told he loved me too. He told he want to marry me and to have children with me. And I wanted to give birth too. After 3 months we were together I found I was pregnant. But suddenly he told me that he is not ready for family now, and I must abort this baby. I was in shock! It was like backhander for me! Of course, I told him, I won’t abort my baby. I think that abortion is killing, besides, I wanted to have my own baby for the long time. We have separated. I gave birth to my second son Raphael at August 1012.

At summer 2015 I have met Andrew. He was truck driver and he wanted to have a family. We started to live together. Raphael loved him and called him father. Andrew have never had family before and no his own children, so he wanted to have one more baby with me. And I wanted to have a daughter. At November 2016 our daughter Sofia Thamar was born. But before, when I was pregnant, Andrew fell sick. He had kidney disease, and his doctors said he can’t be truck driver any more. I was pregnant, but I worked hard, engaged my house and took care about my sick boyfriend. He was at hospitals a lot and he was need a costly medicine. Besides, he had burning pain and he took morphine and had depression. When his boss new Andrew is sick, he blamed him for some accident that was not really his fault, but we had to pay compensation. We have sold our car, which was bought for money from the selling of my and my mom’s apartment in Ukraine. Our daughter was born throw cesarean section, but I had no time even to get well after operation because of our family situation. But it was not the end of story. At spring 2017 we came with Andrew to his psychiatrist to ask for some antidepressants. But the doctor saw Andrew was strange, she asked him a few questions, and he told her that he can hear voices in his head, which is telling him to kill. I thought I will pass out when I heard this! With whom am I living? He was hospitalized at the psychiatric hospital, and doctors diagnosed schizophrenia. It was very difficult for me, but I still haven’t rejected him. The doctors told me, he can be ok if he will take his medicine. He came back home, but he was not normal any more and once I have found that he didn’t take his medicine. I was scared, and I understood I can’t live with this man any more. I stayed alone again.

It was difficult and lonely. One year before, at December 2017, one young guy wrote me on Facebook. He wanted to date with me. But I didn’t want. I thought he is too young. But he hasn’t left me alone. He told, he is a real man, and that he has a daughter. I was lonely, and I thought “maybe we can have a chance”. So, we communicated by phone and WhatsApp, and then we had unprompted date, and I became pregnant at once. Both of us didn’t expect this. When I told him I am pregnant, he didn’t believe me and left. I didn’t want to abort this baby too even it was very difficult decision. I lost my lovely work, and no one wanted to employ me because of pregnancy.  Social payments are very low, and I have alimony only from Raphael’s father. I am trying to get some money from graphic design and translations, but it still not enough. During all these years, when I was alone with my children, and when my boyfriend was sick, I took loans one by one, to survive. But sooner or later it had to end.

Now my little daughter Eliya is 4 months old. I have a big family with a lot of needs. No one wants to give me a loan any more. My debt on loads reaches 40 thousand $. I can’t pay it. I am very close to bankruptcy, so they will arrest my bank account and I will not have money to pay a rent. I really need your help to pay my debt. I am not taking loans and not entering extramarital affairs. I became a member of Messianic Congregation and I pay my tithe even thaw we are in such a difficult situation. I am playing guitar and singing. You can see our life in my Instagram account @gabrielashapiro.

I really need your help, I will not manage without it.

Thank you in advance.

paypal.me/gabrielashapiro

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Betrayed by my cousin and in debts

Dear Donors,
Thank you for reading my donation request.
I have been struggling for the past few months and am really at my wits end. Hope you can help me. Thank you.
Early last year, a cousin was in financial trouble and asked me for loan. I told her my situation and said I could not. But her situation seemed really bad and she could not take any bank loan on her own anymore. She asked me if I could take bank loans on her behalf and she would pay me back monthly to pay back the banks. As she was crying and seemed regretful, I naively and stupidly listened to her and did what she asked.
She did transfer me the money for more than a year but suddenly, around July this year, she stopped. I asked her why, she said she’s tight on budget and asked me to help her pay first and she would pay me back later. I have been trying to contact her, but I either get the same reply or no reply. It’s now December and I am still paying for her and worse, I heard she traveled out of the country 2 months ago. Been paying back around $3,000 for her every month and seriously my savings are depleted. I do not have much savings to start with and I also do not earn much. I think I can last for only one more month or so at this rate. Really feel stupid for trusting her.
I couldn’t tell my parents as they do not have much too and my dad was just discharged for the hospital. He was in the hospital for more than 2 weeks for pancreatitis.
At this rate, I may have to declare bankrupt as the outstanding bank loan is still around $80,000 and I would lose my job as a result of that.
Been working really hard, trying to be as thrifty as I can and praying hard about it but I feel like I’m in a sinking ship with water level rising and eventually I will drown.
It’s impossible to contact my cousin as she is out of town and according to her aged parents, she will not be back. Her parents’ health are poor and they do not have the money to pay for her.
I hope you can please help me. I will be eternally grateful. If I ever have the chance, I will definitely return your very kind favor and kindness. This is my paypal link (PayPal.Me/amberjoy00)
Thank you very much!
Yours Sincerely,
Amber

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Your kind deed is much appreciated

Hello, Im Qamariah and currently a student. I am writing this to seek funding for my study expenses. My dad is working and my mom passed away in 2015. He needs to pay everything including me and my sibilings’ school expenses. Im the youngest and my younger sister is only 11 years old.

 

I am hoping for a fund to lessen the burden of my father raising 5 children including debts and home expenses that cost big amount of money. I come from an average family and now I am studying and having debts that need to be paid. I did not get college and need to find a place to rent. My current place rental cost me money and I know in a longer term I could not afford to pay.

 

For this semester, I need a lot of money to pay for my projects expenses and it does not cost a fortune for a student like me. I am not working as I could not manage my time studying and working at the same time. I have classes day and night and discussions nonstop. So it is quite hard for me to balance both study and work. I really want to pay my debts but asking from my father would be my last choice. I lost my money and need to pay rental fees that cost RM500 for 2 months. I only eat rice without any side dishes recently just to save money.  My laptop broke down too and I need money to repair it before my assignments pile up and before due is near. I am so desperate in needing RM3,00  just to pay up my debts and future expenses asap.

I truly need some financial support to pay my debts and for my study expenses just till I make it to the end of my semester. With this opportunity, I hope that this will open doors to goodness and will able to pay my debts and expenses without any worrisome.

 

Last but not least, I thank you in advance to all sponsors out there. The donation will be used in a proper way. I will not misuse the opportunity that is given to me and each contribution is highly appreciated.

 

I sincerey hope that I can rely on you, the kind and generous public, as my financial support.

 

Thank you.

 

Here is my paypal link:

https://www.paypal.me/nrlqmriah

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Help two desperate girls

Hello. My name is Darya. My girlfriend and I live in Russia but in 2 different cities which are 3000 km away from each other. I’d like you to read our love story before asking for something.

We met each other online 8 years ago. Actually a former friend of ours introduced us during a call in Skype. I remember hearing her voice for the first time, incredible and unique laugh… No, I didn’t fall in love with her immediately. I was 12. I knew nothing about feelings.

After that Skype conversation it became 3 of us – 3 best friends who were so close you can’t imagine. 3 best friends who lived in different cities of a huge country. The size of it is enormous, if you ask me. I had never realized how big our country was until last year.

What happened last year? Well, my friend fell in love with me.

Let me tell you something first. We hadn’t spoken to each other in 3 years until last year due to certain circumstances. When we reconnected, we were completely different people.

So, she began flirting with me and I couldn’t help but return the affection. We started to discuss our future plans, how she was going to come to my city and meet me for the first time. Yes, our romantic story began before seeing each other in real life.

Long story short, we didn’t meet each other last year. Firstly, because I spoiled everything by hurting her feelings because I was stupid and immature. Secondly, plane tickets are too expensive for us. Even train trip is hard to bring to life. So, we didn’t get anywhere last year. Moreover, I was trying to bring back her favor. It took about 9 months for her to completely forgive me.

During this long time, I’ve been trying to improve my character, my personality. I’ve became more mature. I got a job. I’ve become more rational and responsible. I did everything I could to bring her back.

But then the most horrible happened. She started dating with our friend who visited her 5 months ago. I thought that everything was lost. I thought they were going to marry each other somewhere in Europe, have kids and live happily ever after… I was desperate. And there was nothing I could do.

But luckily for me (actually for both of us) her new girlfriend was keen on other girls and cheated on her. They broke up. Actually I stopped talking to this “friend” too because her actions were very low. Eventually she came to my city in autumn because the tickets were uncommonly cheap. And I got the most wonderful girlfriend on Earth.

I’ve never loved anyone so much. She is the first person whom I said these words. And I’ve never been loved by someone this much and she is the first person who has ever said that to me.

I guess you’re saying now that it is a dream come true. Well, yes. Partly.

We’re not able to meet each other very often. First of all, due to the fact that we’re students and have to study from September till July. Secondly, we can’t afford it… Even though we both have jobs, it is still not enough for us to meet each other regularly (at least once in 2-3 months).

So here’s the part where I want to ask your help. I want to ask you as much money as you may give. I really hate asking, but I love my girlfriend very much and I am desperate. Please help two girls fulfil their dream.

 

Please, donate: paypal.me/darya1998

 

 

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My Parent’s Only Property

I write this, because as much as I calculate and plan in my head about how much I can put together in the next few months I come up short. I put Home Foreclosure in the category since it’s the closest thing to our case but we actually already own our property. (Melat bank though, is taking it)

My name is Daryoush B.K (Darius in English), I’m from Iran and I live as a student in Malaysia with my brother. To tell you the truth until recently life wasn’t so bad, I had plans of becoming an Architect here and going back to my country which needs lots of development in a majority of its not so famous cities (there are quite a lot). I grew up observing how the negligence of some governmental bodies and the profits for the people responsible for constructing the buildings in so many places there, prioritized over structure safety and stability. Recent quakes there that aren’t even so powerful are a further testament to my narrative when I see the horrible damage it causes ordinary people. I wish not to portray myself as a hero but just tell you that my intentions were pure.

2018 comes the problem, sanctions are again put on my country, our currency collapses really badly this time, and I defer a semester hoping perhaps some time off, could help me financially. I’m a student here on a student visa so work is very limited and so is the pay. I said I’ll work through this and become stronger for it, maybe I can even cover my tuition fees myself and continue my studies here until I get my certificate. But apparently we the Iranian people weren’t the only ones hurt financially, so were the greedy, blood thirsty banks of my country. One of their strategies to ease the financial damage caused to them was a wave of property seizures (that go unreported by media) by finding minor faults with documents and claiming lands as their own which they then immediately sell, not caring that it would dismantle families and ruin lives.

A single shop in Kish island has been the source of revenue for my whole family (My 49 year old mother, 60 year old father along with my brother and I) for as long as I can remember. My aunt who also owns a part of 72 meter square shop also solely relies on the rent of this shop to keep her life moving. I won’t claim to understand all the technical legal details that revolve around this case, all I Know is that the bank demanded more and more documents and my father provided all they asked, yet knowing that if this goes to court, financially we would get crushed, they chose to do exactly just that.

So I decided to change the place I reside in and move to a single room with my brother and am constantly looking for an extra job. Almost entirely given up on my studies, since the legal fees of this case are more important. The thing is, I’m young, even if I lose that shop I think I can personally manage, but that shop is my parents retirement plan, their peace of mind and to watch it get taken away from them after witnessing how hard they worked to buy part by part of it, it kills me. So going back to the first part, whatever way I planned or measured, I won’t be able to pay the lawyer we need, to give us a fighting chance. Had no idea how expensive they were too, till recently. Our previous shop tenant left the shop few months back when the bank came to spread news about a possible seizure to scare of anyone who pays us rent. The picture I shared is the picture of our shop after it was emptied and my mother sent it to me so I can put up an ad. That picture though crushed me, I saw a place we depended on for so long, abandoned and I knew after that, things won’t get any better.Maghaze.jpg

I won’t lie to you, someone else is currently renting the shop, paying half the price, since he also heard the rumors and since Iran’s economy is going down the drain, he can barely even make those payments. I went from solely relying on my family(financially) to working 1 full job and one part time(that ended after few weeks) in a duration of 2 weeks, and the stress is turning me bald,  but knowing my poor old father has to travel between 2 cities in buses constantly so we could maybe have a chance, is what keeps me up at night. I can’t even go back to help him because the most degrading job here, pays more than a hard to find decent job there(Iran). I wrote a lot, I know, I thought I’d share it all. Knowing there are sites like these to help people get through their hardships, gives me a little hope about the good in this world since the part of the world I was born in, seems to lack any humanity.

A 5000$ or 20,000Rm sum would cover one installment of the legal fees which is what I hope to get from here, from you kind people. The second and final installments, I think after having sold my car(other things too)  and getting a loan and more work, we could cover it. Hopefully we could retain the shop and hopefully I don’t have to hear about my father’s hospital visits because of the stress. It doesn’t feel good to write this.

The link below is to my brother’s pay pal account, wish you all well, and goes without saying how thankful I am for even the smallest donation.

https://paypal.me/BohloolKheibari

 

Ps. I covered the phone number on the papers pasted on the glass (in the picture), there maybe people online that you know, just bad people.

 

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Help Me Breathe Again

Hello and namaste,

It’s very humbling to have to ask for help. It also takes courage to admit I can’t make it alone. I’m at a point where I must seek out the kindness of strangers, so here I go sending out a signal to whoever may be reading this. Your help, any help, will give me the power to go on.

I’m a 37-year-old yoga teacher living in a big city. I don’t make a lot of money, but I don’t need much either. I’m single, I live with three roommates, I sleep on a mattress on the floor, I don’t own a car, I have no assets. What I have is enough. However, I have a huge debt hanging over my head. One year ago I took a loan of $30,000 from the bank to cover credit card debt and also invest in my yoga business. I have to pay back $500 each month, which is a lot of money for me. Since April 2018 I have fallen behind on the loan payments. Now the bank wants me to pay the entire sum and threatens to take me to court and foreclose my property, that is, my future earnings. Soon I won’t be able to pay rent or even buy food.

My friends cannot lend me such a large sum. As for my parents, my father died six years ago, and my widowed mother has tongue cancer and needs the money for medical care. My only option is donations from kindhearted people.

My debt is close to $30,000. I’d be extremely grateful for any amount. Once I can put this dark shadow behind me, I will be able to focus on building my yoga business and bringing peace, calm, and kindness to this world.

Here’s my PayPal link:

https://paypal.me/helpshiran

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Struggling a bit until my next paycheck from supporting my family

Hi,

I’m a graduate of Columbia University (2015). I studied Computer Science, then moved to South Asia to be with my girlfriend. I had a stable job and a reasonable income, but had struggled with an anxiety disorder since high school. I was proud of myself for fighting through it and having the opportunity to graduate, but things became difficult after college. Because of this, I took a paid leave of absence from work to get medicine, therapy, and focus on my health. It has helped immensely. However, I took a 30% reduction in pay during this. Due to the price of my medicine finances were a bit tight but manageable.

However, a hurricane hit the Caribbean in the summer and destroyed my grandma’s house. She had to relocate to move in with my mom, who works full time as a teacher and lives alone. She also requires a caretaker because of dementia. Every month I send money back to the states to help take care of my grandma. With that, the cost of student loan repayment, the medicine to keep my anxiety in check, and the cut in my pay reduction, things have gotten pretty rough. Living in a foreign country also doesn’t particularly help. I survived for a couple of months but this month has been particularly hard.

I recently locked down a new job which is a good increase in pay, and plan to move to a new location which will make costs a lot cheaper for me. However, this is in January. Until that point I will be in a pretty difficult position. I currently don’t have enough money to leave my house and getting the money to go to work requires me to rely on tutoring Computer Science online about 6-7 hours per day.

I’m not asking for a lot – anything helps. Even $10 dollars would make a huge difference and help with groceries and transportation. And I would only need it until January 8th, when I switch jobs. At which point I would be able to pay everything back on my first paycheck. I am a firm believer in giving back – I make music as a hobby and would be happy to do any audio related work, teach Japanese, or tutor in college subjects. It has been a struggle mentally but I am very close to coming out on the other side with my mind and body relatively intact.

Thank you for reading.

https://www.paypal.me/hologramsummer

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Help! I’ve been scammed

Hi, recently in October and November 2018 I’ve been scammed by binary options telegram channel which promises you profit if you invest in them. In this case they accepted bitcoin as a payment. I know it’s stupid to send money to some stranger in hoping for a big return. Actually I’ve been scammed twice by different people. I didn’t learn my lesson at the first time because I was really desperate. The reason behind my desperation is because I quit my job to become a streamer and youtuber. I quit my job at the end of September. I hated and stressed out by my job because my older colleague always pass on their job to me. Whenever there’s a job to be done, they will always avoid it and hand it over to me.

At that time I already save enough money to buy pc setup but it can’t handle anything heavy duty work. I needed more to buy a better pc so I can do streaming and editing videos. Because of that, driven by my desperation and greed, I came across this telegram group and I blow almost everything towards them. Now I’m left with money that isn’t enough to buy pc. I tried to contact them but they wouldn’t reply to my text. I feel helpless. I know I shouldn’t be asking money and I should work for it. But I can’t find a decent job because of my college diploma. My college diploma is not been acknowledged by my country because the syllabus is not matching with the diploma standards. Now I’m left with a diploma that’s basically worthless a piece of paper. The only way I can think off to make money is becoming a streamer or youtuber. I really like playing video games and it’s been my passion since I was a kid. It would be really nice to get paid doing something you love. But I can’t do that because my money issue.

All I’m asking is just $1500 to $2000 to buy a decent pc setup. I won’t asking for more as it would be abusing other people kindness. You can also email me if you need further proof whether I been scammed or not. Hoping for a miracle to happen and help from you all.

https://paypal.me/mriman309  or  1HvDrCF2nvVtbovhE57owG1Wn9ETcgKDwX

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Help pay my student loan

Hi, I’m 22 years old and I’m still in college. I’ve wasted 4 years of my time in a course that I’m not sure if I want to make a career out of. I was supposed to finish college 2 years ago but depression got me lose interest on; well everything and having an eating disorder didn’t help my situation either. Overtime, my health is at stake both mentally and physically.

A year ago, my mother got sick. She was diagnosed with nasopharyngeal cancer stage 4. I was already at my worst academically and hearing her sick made me postpone college and care for her as I come from a family of 5 siblings. I’m the youngest one. My other siblings couldn’t care for our mother and being the only one in the family that has not worked or has other responsibility such as having a kid or a husband; it was only natural for me to be her caretaker.

It was heartbreaking seeing my mother in such a frail state. Not to mention her in agonizing pain on a daily basis because of the unstoppable growth she had just underneath the jawline because of the cancer. It was the last stage, it was spreading to her brain. The only way I thought that could make her feel better was to promise her that I would do better in school so that she had something to hold on to life but I was also being reasonable and have to come to terms that she might not make it. I thanked God that as of present time, she is living and breathing. After a year of radiotherapy and chemotherapy; she slowly got better. But, it causes her to drastically loose weight from 121 pounds to an alarming 60 pounds.

Student loan has been breathing down my neck and the interest kept stacking up. Every month since June of this year. I really need to take the pressure off and could use the financial help. I have an overall 2,500 usd worth of student loan. Which may sound little to some but where I come from, the exchange of currency is 4 times of its value. I have 10,000 MYR worth of loan that I need to pay off.

It’s ridiculous to ask strangers to pay off my loan. To be honest, I just need it pay off for the first few month or so before I can go out there and find a job after I’m done with college. I’m so close guys! I’m just a few month away from graduating.

I fear that I won’t have enough of an income to help my family and to seek out medical help for my mental illness because of this student loan even if I can get a job.

I thank you from the bottom of my heart for the help. God bless all of you.

paypal.me/elmtias

 

 

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Financial Difficulties

_20181101_070440.JPGFamily of 5 with financial difficulties.

Dad (Age 62) was diagnosed with Stage 3 colon cancer in 2014. Currently in remission but lost his job as an engineer in the process due to prolong hospitalization and bad health.

Mother (Age 57) is a full time housewife. Hasn’t work since 1990. She stopped working after she had us. Diagnosed with diabetes around 2010. Has bad vision and always on medication for her diabetes, cholesterol and anxiety. Cost of medication is $200 monthly. She has to take them or will relapse.

Older brother (Age 31) is autistic and has child like behavior. He currently works part time as a food service crew at a F&B industry. Monthly salary about $400. He’s also on medication. Every 6 months he has to visit his psychiatrist at a mental institute.

Me, a middle child (Age 29) currently unemployed and looking for job. Was working full time at a retail store for almost 3 years until they had to closed down for good due to bad business. Before working at a retail store, i worked in the Logistics industry for about 5 years. Left the job there cause i was unhappy with how I’m being treated. I had to sell all my beloved collectibles while searching for a job to make ends meet.

Younger sister (Age 20) currently studying in a local institution pursuing her diploma. Had to defer her studies soon as we cannot afford her school fees ($1.4k per semester after subsidies). Recently found a part time job as a retail assistant.

We also have 2 cats which we’ve adopted in September last year. Their names are Apu and Apin. They’re siblings. Back then, i can afford their daily needs and medical care and we still have our savings. I don’t want to let them go as me and my family loves them so much and they’re a part of our family.

Life wasn’t hard for us before. It all came crashing down all of a sudden after my dad was retrenched and i lost my job.

https://paypal.me/fhirsaleh

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Student Loans

 

Hi there, I’m J.J and that’s my initial. I’m here today to talk about my student loans. It’s actually really pathetic but I’m 21 years old now as I’m writing this letter soon approaching my birthday on the October 31st. My financial problem isn’t as bad as people here that needed more help than I am but I believe somewhere out there reading this must know what it feels like on how student loans can be a pain in the neck. I’m from Malaysia and economy wise; we’re not doing so well here as I speak on behalf of all the citizens here. Anyway, long story short I messed up alot on my academics and fortunately I can still retake this semester (but if I messed up again I might never get my diploma) I realize how I need to change my life if I ever wanna improve any aspects of it and by writing this letter I can hopefully get the help I need financially. My student loans is about MYR 7000 approximately 1,600 usd. I know its not much and I could pay it off once I get a job but its really frustrating that they keep asking for me to pay for it and its stacking up on a monthly basis due to the interest and I just need a little help to get by the first few months of paying it off. I’m about to finish school soon and it I would really be at ease of mind if I could start paying it off slowly. I took Business Management course at my college. Initially, I wanted to be a translator or a professional that primarily teachers the English language but hey beggars can’t be choosers. Ironically, here I am begging for people to help me in my current financial state. I’m in my early 20’s and honestly I don’t know what to do with my life and discreetly terified at the idea of being an adult. I would really appreciate any of you kind souls to donate me a few hundred dollars because USD is currency is 4x times the amount of my country’s current and you could give me lunch money and it’s gonna be a lot of money to me. I would understand if some people looked past my appeal but honestly you would be doing a solid favor to me heck I’ll even let some of you that’s reading this to give me some life advice. Any form of donation both cash and/or pet talk is highly appreciated because any form of it given by you as an individual to give your time or money should be acknowledge especially coming from someone I don’t know which again respects to you man.

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The road to hell is paved with good intentions.

Ladies and gentlemen!

Thank you for taking the time to read my story. I write it because I need money to repay loans, the fee for which exceeds my income. The road to hell is paved with good intentions.

I’m Yuri. I live in Russia and am 39 years old. I am a teacher of physics by education.  I have three children. The eldest daughter from her first marriage lives with her mother in another city. Everything was fine in my life, I’m married for the second time and happy in marriage. I worked for a company that offered computer configuration services. All was well, I thought that work officially earned the standards of the city well, you can even say good. But one day the Manager said that he would not give wages, the business sold all the questions to the new owner. The new owner was not going to give anything, it turned out that I worked, like all employees informally. Finding a job with a decent salary is not easy. A few months I was out of work, while looking, moonlighting setting up computers. A few months later got a job, but the salary is low.  I had a daughter, expenses grew and my income was not enough to maintain life at the same level as before. In my free time, in the evenings, I began to earn extra money setting up computers, but it is not much added money to the family budget. Comrade offered to make money on the sale of phones, just released a new version of the iPhone. I took a loan and invested in this business in the hope of a little to improve their financial situation. This whole thing didn’t work out. We transferred money for goods and as a result received nothing, ran into swindlers. That I took a loan to his wife I said nothing. After a while, she accidentally found out about my loan and I told her everything. Of course, there was a scandal at home, but eventually the passions subsided. Unfortunately, I did not come up with anything better than to take another loan and try my luck at the casino to get back what I lost, running into scammers. As it usually happens, at first everything was fine, I won. Then he began to lose a little and again took out loans. But, as they say, how much rope does not curl, the horse will still be. And the end. I had to tell my wife because I couldn’t get out anymore. To say it was a scandal is like saying nothing. Hysteria did not stop for a month. I put the family in a huge debt hole. If it wasn’t for my youngest daughter, I’d be on the street by now. Only because of her, my wife gave me a chance, my daughter is 2.5 years old and she loves me very much. Time to rectify the situation I have until the new year. I tried to earn in a taxi, but the car broke down and now I can’t even do that, there is no money to fix it.

The debt now stands at 980 000. That’s about $ 15,300. I myself can not pay for such a short period. So I ask for help on the Internet. Internet users are a huge audience, if everyone donated $1, I would become a millionaire. That would be nice, but unlikely. Help, please, who than can. I know I did something really bad to my wife. But I don’t want to lose my family for the second time, leave my daughter without a father.

Here is my paypal https://paypal.me/angryv

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I need a little help.

Hi, my name is Charlene and I’m a struggling uni student from Singapore. Honestly I can’t believe I have to resort to begging online to gather funds but I think I have sort of hit a rut and things are getting kinda of tough these few months. My family isn’t very well to do and we’ve been able to survive for the past 20 years of my existence but recently things are really falling apart.

My father was hospitalised in July this year for heart problems and had to do a bypass surgery. He’s recovering great, but isn’t able to bring in any income as he was a contractor (can’t lift heavy things, can’t drive much during recovery). That was when our financial problems started becoming more obvious. We had hospital bills on top of our usual bills, and my mother wasn’t doing very well as the sole breadwinner of our family. Additionally, I have a little sister in primary school so tuition fees and after school childcare fees are another issue. It’s just getting a little too much for the family and I’ve been hearing repeated financial arguments a lot more than I did in the past.

I’ve considered posting up a message on this website when the hospitalisation thing happened, but we managed to live through it so I figured maybe someone else could use the money instead of me. However, my breaking point came when my laptop broke about 15 minutes ago. It’s going to be November, one of the most crucial months in my semester (project submissions/exams coming up) and my laptop breaks? I really don’t know what to do. I’m not taking any allowance so my savings are literally what I live off of, which also means I don’t have that much to spare for a repair/new one. I just need a little help with a new laptop, but the balance in my bank account isn’t sufficient (my savings are at $600+) and my parents are already stressed out enough about the on-going money issues we already have.

I honestly don’t know if these messages actually work, but if this message happens to get to someone who is looking to help a struggling student, please know that any amount matters and I will be greatly appreciative of your contribution.

For getting this far, here’s a joke for you: What did the ocean say to the shore? Nothing, it just waved. Thank you so much.

https://paypal.me/helpcharlene

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Help Me Pay Loan

Hello and Namaste,

It’s very humbling to have to ask for help. It also takes courage to admit I can’t make it alone. I’m at a point where I must seek out the kindness of strangers, so here I go sending out a signal to whoever may be reading this. Your help, any help, will give me the power to go on.

I’m a 37-year-old yoga teacher living in a big city. I don’t make a lot of money, but I don’t need much either. I’m single, I live with three roommates, I sleep on a mattress on the floor, I don’t own a car, I have no assets. What I have is enough. However, I have a huge debt hanging over my head. One year ago I took a loan of $30,000 from the bank to cover credit card debt and also invest in my yoga business. I have to pay back $500 each month, which is a lot of money for me. Since April 2018 I have fallen behind on the loan payments. Now the bank wants me to pay the entire sum and threatens to take me to court and foreclose my property, that is, my future earnings. Soon I won’t be able to pay rent or even buy food.

My friends cannot lend me such a large sum. As for my parents, my father died six years ago, and my widowed mother has tongue cancer and needs the money for medical care. My only option is donations from kindhearted people.

My debt is close to $30,000. I’d be extremely grateful for any amount. Once I can put this dark shadow behind me, I will be able to focus on building my yoga business and bringing peace, calm, and kindness to this world.

Here’s my PayPal link:

https://paypal.me/helpshiran

Thank you, thank you, thank you.

Shiran

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My story

My story
My name is Marat.
In short, I will state my story.
In May 2016, I was admitted to the position of superintendent of the Kentech warehouse by their manager Mr.Derek .
So Derek accommodate me in the hotel room with the coordinator for transport name is Ruslan.
Everything was normal at first, I mastered the profession of a supervisor in a warehouse.
After a while, I noticed a negative attitude towards me employees and could not understand what was the matter.
I tried to be suave with all.
Somehow Ruslan suggested that I drink a shubat (Shubat is fermented horse milk).
I remember that he held two cups in his hand and simultaneously poured a shubat from the bottle and presented the nearest cup to me. I drank it and it seemed to me sour.
That night I had nightmares, and in the morning I ran to the toilet, I felt sick, I exhausted.
Immediately ran to the doctors, but no one accepted me, they all said that I was not assigned to them and did not even want to give a pill from the stomach.
It was in Tengiz in a shift camp early in the morning and I needed to urgently find a pharmacy.
As luck would have it, all the pharmacy kiosks were closed, I was dying, barely walked, then I happened to see on one of them a piece of tape, glued to the drugstore, swaying in the wind a paper with the phone number.
I was delighted and called this phone and a sleepy voice, explained how to get by.
He took out a box of pills, where I found the antibiotic levomycetin and activated charcoal.
But after 30 minutes, somewhere, the pills worked, and the long-awaited satisfaction came, I felt good, I drank coffee and started to perform my duties.
Subsequently, I began to suspect that Ruslan, in desperation, decided to poison me, since my health deteriorated after poisoning
Then after a while it got to me that this transport coordinator had problems with manager Derek.
And Derek using me wants to fire the transport coordinator and wants to put the other in his place.
Which of course he was infuriated and he began to think out how to get rid of me.
I became more cautious and began to fear employees of the company.
The following week, the coordinator made a second attempt at attacking my health
He brought a bottle of vodka, and also invited a friend a drinking companion, who looked already discharged and who began offering me a threatening tone the vodka.
I immediately figured out their plan which was to get me drunk and give up me to security police.
To get ahead of them, I began to pretend that I was calling the security service with complaints about them, when they saw this, they ran to the beds because the time was later.
After the end of my 28/28 on shift, I already start feels had dizziness at home.
I began to bleed be nose often, and a violent cough appeared.
I visited the doctor who ordered me to take tests, after which she could not tell me reason of sick.
I had panic attacks, I became afraid of going to bed, it lasted about a week.
In the end, I went to work a second time and found that the coordinator was fired, and for his place came his friend.
There was again on the horizon Mr.Derek, who said that I had not passed the probationary period and the contract would not be renewed.
As I understood, Derek used me and decided to dispose, since I had already performed the function of the lightning rod.
By law, at Kentech I had to work 2 watches, but they violated these laws forcing me to write a resignation letter of my own free will.
I stood staggering, I had high blood pressure, there was no money for treatment in this condition, I was kicked out of the Kentech company.
I wrote a complaint about the company to its founder John Kent, but he never answered.
Since then, I continue to be treated, I am already 53 years old, I send my resume to work everywhere, but so far without result.
I wish great happiness and good to all who help me and may God bless you!
paypal.me/MarMus1965

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Daughter and Mom Starting a New Life Together After Divorce

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Divorcing my husband of 10 years.

Back Story:

The last year or so, we would fight practically every day. We no longer had conversations. He was hardly ever home. When he was home, we were just two roommates helping raise a little girl. I felt so alone. Did I really want my life to continue this way for the next 40 years??

After one particularly horrendous argument (both my daughter and I were physically hurt), I made the decision to end the relationship for good. Although I had wanted to lead separate lives for some years, I didn’t have the courage to raise our daughter alone, so although I said I wanted a divorce, I never made any steps to actually make it happen. This time was different. I made him leave. When he tried to come back after a few days, I grabbed a knife from the kitchen and threatened to use it or call the police.

My Past:

My parents fought all the time. It was terrible as a kid seeing all the yelling and breaking of dishes. I remember my dad even choked my mom once. I think I was about 3 or 4.

I don’t want my daughter to have memories like this when she’s older.

Current Situation:

We are searching for a new apartment. Here in Japan, landlords don’t do credit checks, but instead require a guarantor to rent the apartment. Also, amount of earnings is a large hurdle. Even if I had enough cash on hand to pay for 6 month’s rent in advance, they still wouldn’t rent to me. I also have no family here in Japan that could act as my guarantor. So that sucks…

Money Woes:

I have been working freelance while being the main caretaker of my daughter. As such, my income isn’t regular. Even so, I helped pay for many of the household bills, and any expenses my daughter incurred (via lessons or clothes, etc.) came out of my savings.

Unfortunately, the savings from when I worked pre-baby are pretty much all gone because of this.

Changes:

I’m now searching for an apartment in the same neighborhood we live (so not to disrupt my daughter’s life even more), and also looking for work. I’ve applied to several companies, and hopefully will hear back from someone who can work with my limited availability!

Note: Every place in Tokyo from our house takes at least an hour by train, and daycare is available only from 730-6pm, so my work hours are quite limited.

I’m selling off any belongings we no longer need and decluttering like a mad woman, but would appreciate any help you can offer.

Thank you for reading our story!!

Please help us out financially, by making a donation here :)

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Our family need help

Hello! My name is Iuliia. I am a qualified Russian doctor. My dream is helping people and I really want to do it again.
I worked in a Russian hospitals, but, unfortunately, I figured out that Russian medicine is horrible false. If you want to work like a doctor in Russian you have to forget about helping people. For example, my superiors really banned me to treat people in good way. They prohibited me to use good medicines and write fake documents, and also lied to my patience. I was trying to fight against our Healthcare, but it was useful at all. You can do nothing when Russian government keeps everything in its hands. No one wanted to listen to me. Eventually, they threatened me to take away my medicine glasses.
Also there were a lot of dangerous situations, when I went to treat my patients at their home. I had to do it alone by myself. Sometimes people hurt me or try to rape me and no one of my bosses wanted to protect me. I remember how my main doctor told me: “if you want to leave without fair that you will be killed, forget about these situations and don’t dare write a statement about it”
My husband also had a lot of troubles with his job. He was a police officer – sergeant. He really liked his job and worked 24/7. I didn’t see him at home. While he worked he was studying part-time to get more knowledge. Our salary went away to pay for this education, because my salary was $500 per month and my husband’s salary was $400 per month. On the one hand – it’s funny – how a doctor and sergeant can earn these money? there’s only one answer – it’s Russia. So on the other hand – it’s really awful – to people went to work and helping people was in such a bad situation.
At last our government made some changes. Most of young specialists were retrenched. It was the last straw.
We decided to start a new life and left our country to find some place where we can live and work.
At this time we are living in Cambodia. My husband is studying IT by himself and earn some money. This money is enough only for renting room and food. Now we have to prepare for exams like Ielts, International Medical exams, and studying IT.
We really want to redeem ourselves and work for the benefit of mankind.
We need help to realize our goals and dreams….

https://paypal.me/IuliiaAndAleksei

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Gym membership

Hello everyone my name is Marwan. i am 17 years old and i live in Oman, Its a small country in the middle east.
i was really hoping someone could help me Get a gym membership for me and my brother because we are in need for atleast 70 dollars so we can pay for our local gym. Sorry I know my English is not that good.

i really dream to be a bodybuilder someday and i am dedicated to become who i am supposed to be or what i will be in the future, Like the great Kai Green Or Arnold, i know this site is for the ones who are really in need but i cant get any money from no one because my parents are divorced and i live with my mom. she retired 2 years ago, she was a teacher at a girls school for 26 years and now she is resting at home.

i wish i could be rich so i can help the people who are in my position or much worse who really need the money to deal with their financial problems or needs to take care of their family and children.

i am young and i dont have any children but a young boy who has a dream and is willing to achieve it no matter what comes in his way and ready to do anything to overcome these obstacles.

Finally i really hope if someone reads this and maybe could help me and my brother (not really sure if anyone is going to read this ,well lets hope someone does)

thank you and good bye.

paypal.me/marwanahmed2000

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To help my self and others

Hi, I am a new mother of a baby girl and I really need someone’s help. I have done my BSc as well as MSc in psychology and living in an Asian country. My childhood wasn’t that good specially psychologically i have gone through a lot. but i was lucky enough to do my education well. However I fell in love when I was young and got married recently to the same boy and have a baby. Just after the delivery my baby got sick and I got sick as well and I went through period of post par tum depression. However I am recovering a bit but still have my negative thoughts. Anyhow I really need money because I want to help my self my daughter my family and others. I have mentally gone down. I need money to boost it up because of my baby it will take more time for me to be the person who I wanted to be. And family issues between me and husband has already started. If things going just like this then I really won’t be stay with them for a long period that’s why i need money. I need money to have a good life for my family my parents who has also suffered in their life. they never had their own house and now also they are staying for rent. and in a country like where i am living money has a power. and i want to do good things with that power. i studied child psychology and my mission was to help kids who are in need. and my main therapy choice is play therapy and want to start a therapy centre. Also want to help people who in need the way I can. so with my current situation it’s hard for me to do all these things. And if I have enough money I will be able to overcome this situation and help others as I can. If there is anyone who can help me please contact me. If they need more information I will give them. If there is anyone who can help me I will be really grateful and I will update that person in every success I am going through. I need around $1.5 million. If there is anyone who can help me I will be really really grateful. thank you.

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I need to get help to pay my tuition fees to the university urgently

Hello 

I’m 25 years old and almost getting 26 on August, i am a medical student in China, Hunan province, Changsha city, i study in Hunan university of Chinese medicine, this is my second year after finishing the first year learning Chinese language, i suffered in my life so many times to get accepted in a university and study my dream major which is the medicine, after all that time i finally enrolled to the university thanks to god.

My family tried very hard to help me to get me the money and pay for the tuition fees, they could help me as much as possible, now the situation of my family is really hard especially after my father got a car accident and had a broken spine in the 10th and 12th thoracic vertebrae. My father is getting better but is not working well because of his injury.

I can’t even getting paid for my monthly living cost because of this issue.

Now i’m currently in the university’s campus and spending the summer holiday until 3rd of September then we get back for the medicine studying program.

The university fees system is to pay for the first year around 5500$ which is in Chinese currency equal to 36,600 RMB and these fees including tuition, accommodation, visa registration, medical insurance, medical check up and management fees for the university admission office, from the second year until the sixth year the fees are stable and minimized to 3200$ which is equal to 21,300 RMB because there is no need to pay for the management fees to the admission office because it’s one time paid but it will be including the tuition, accommodation, visa registration, medical insurance and medical check up.

The university office will be back from the holiday on 20th of August and during that time i have to pay the 3200$, before the holiday they told our batch to pay for the second year but we asked them to delay it until the summer holiday finishes and now we have some more time to pay, the rules of the university that if the student doesn’t pay the fees in that specific time then he/she will be expelled from the university and have to return him back to his/her home country, i have to pay the fees before 31st of August or i’m afraid to be expelled.

Please i need the urgent help to pay for the university’s fees which is 3200$, in Chinese currency it equals 21,300 RMB.

I really thank you so much for your kindness and your help and i really appreciate it.

Best wishes

Kind regards

Please here is my Paypal link for helping me:

http://paypal.me/ahmedlite

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Need funds for my dog’s relocation

Hello everyone! I would like to ask for your help ❤

I’ve had my border collie for 2.5 years now and she is the best thing that ever happened to me. She was given to me by her previous owner who gave up on her. I live in Hong Kong, but now I am moving back to Manila for studies and I am bringing her with me. Since I am only a working student, I have arranged her permits and all things required to bring her with me to eliminate the cost of using a pet exporter. I am using up my tuition fee savings on her because I refuse to give her up. I would like to ask if anyone would be so kind to donate any amount as it would be a big help.

I need a bigger crate for my girl as she is 21 kg and as per her measurements, she requires a PP70 crate size, and it is on the pricier side here, even second hand. They roughly cost around HKD 1000 – 1500.

She is also an automatic excess baggage for my flight as per airline and airport rules. She is 21 kg, and per kg is HKD 80 so we’re looking at HKD 1680 for her weight alone, not including the cost with the weight of the crate.

If anyone would like to help, you can donate any amount through my PayPal at https://www.paypal.me/claireann928. If you want any other details or proof like the documents and permits processed, please feel free to PM me. I hate asking, but I’m just really desperate and short financially but I do not want to lose her. No amount is too small. Thank you for reading and to anyone who would like to help! 

https://www.paypal.me/claireann928

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Medical bill tearing my family apart

Ok i will try to keep this brief i basically live in Singapore i am from England, currently holding down 2 jobs 1 full time 1 part time just to make ends meet for my family…recently as i was working i had sudden pain in my abdomen area and because of the pain i collapsed ,i was rushed to hospital in agony, anyway i never had a choice of hospital i was just taken there, anyway when i am there had several tests then they said need a scan…had the scan 3000 dollars later i felt more sick, i was scared how expensive the scan was, then they hit me with you need an emergency surgery to remove a kidney stone1.5cm by 1cm stuck inside me..
So i was transferred to another hospital drugged up to my eyeballs not knowing what was going on, the next day i had my surgery i was recovering and my wife was helping with all the paper work…after 2 days i was released with a bill that instantly made me feel sick again…i really don’t know how i can pay this sort of money off, i feel depressed i have lost so much weight still trying to do my 2 jobs mentally and physically drained, I’m hardly home because of working is also putting strain on my family…im looking for 20,000 dollars so i can pay off my debt for this hospital bill..attached is my shocking bill…im from England where we don’t have to pay any of our medical so it came as a massive shock to me..and i thought i was always in good health..
Please help me and my family would mean so much..
Thanks
Darren

PayPal.Me/blaze04

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be honest with friends

Hello! I’m not sick, and my family is alive and well. Thank God!
I simply do not have the money to return debts to friends.
I and my family moved to live in Thailand from Russia 7 years ago. During this time I made many mistakes: I borrowed money from friends to open a business (children’s playgrounds in shopping centers), but I did not calculate the profit and I could not repay debts. Playgrounds had to be sold quickly and cheaply – debts remained. I took even more money to open a small restaurant. Again the error – the profit was very small. I tried to trade on the stock exchange. At first it turned out and I began to pay off debts a little bit. But one more mistake and no money at all. Now I have studied a new profession – marketing on the Internet. I already have a small income. But my friends ask me to return my debts, but my income is too small. I have a total debt of about 30 thousand dollars. This month (July 2018) I must return at least 20,000 friends. I do not know how to do that. I’m desperate. Please help to be honest with friends. I will learn how to earn money and, of course, I will certainly help other people.
Thank you for any help and support!