Please help me pay my utility bills and mortgage. I am a single female
working a min wage job trying to make ends meet. I can’t seem to get caught
up, it seems to be a never ending cycle of bills. Christmas was especially
hard this year since I had little to no money for gifts. I am looking at
numerous shut off notices and don’t know how I am going to come up with the

money to pay any of them. I am to the point where I have to choose food or
mortgage/utilities. I have no where to turn to, family or friends have
helped me as much as they can. I am normally a very proud independent person
who takes care of themselves but at this point I am willing to try anything
to get by in this tough Michigan economy. Please help me however you can and
when I am able to I will pay it forward! Thanks in advance!

My house of 11 years is in Foreclosure. My utilities bills are to be cut
off. Have been declared disable by my Doctor. Social Security office says I
have a 15 month wait and a 10 month dire need wait. No one to turn to, no
monies in the bank. Worked 2 jobs for 25 years to find myself now unable to
work and local agencies have no money. What is a person to do? Any
assistance would be greatly appreciated.

Hello. We have asked our families, but like millions of
Americans they are struggling to make ends meet also. We make enough money
now to keep the lights on and feed the kids. And that is about it. If the
house payment were current we could pay the monthly amount, but they will
not accept partial payments. We have to come up with the entire amount now
or they will take our home.

I am a 37 year old mother of three children and wife of 18 years. My
husband and I were working together at the same company for 15 years and
were both laid off the same day. We were able to survive on savings for a
short time, but living in a small town, jobs were hard to come by. We both
eventually found jobs, but unemployment took its toll. We got so far behind
on bills and the house payment that we are now facing foreclosure. I have

tried every other option I could think of but we do not qualify for
refinance or bank loans. This is the only home our children have ever

known, and if I have to tell them we are going to be homeless, I want them
to know I tried absolutely everything in my power to prevent it. I pray that
this message will find some big, generous hearts. God bless everyone and
thank you in advance for your consideration.

I am a 38 years old men from a hungarian city, Debrecen. I had been married
for 10 years and I was absolutely satisfied with my life. I loved my wife
very much. We had a child, a little sweet boy and we were living in a small
apartment. I was never rich, but I was happy.

But in a “nice” spring day a got an unwanted phone call. A women – who has
not revealed her name – told me that my wife had a lover and wanted to leave
me. And – as it turned out – it was true. To the top of that it also turned
out, that my wife was already pregnant from her lover. My whole world
collapsed.

I loved my wife very much, I forgave her everything and asked her to remain
with me. I promised her that I will accept her baby as my baby. After
lengthy inner debate she decided to remain with me. A few months later her
baby was born. I loved her little girl, because she was completely innocent.
How could I hate her?

As time went by her baby got stronger. I hoped that things would get better.
“Time heals all wounds” – as they say. But once, when I got home from work I
found an absolutely empty apartment! She moved to her lover and she took my
son with her! There was no word to describe my chagrin! I lost my wife, I
lost my son, I lost my whole life just one day.

When I recovered myself I started to beg her to come back to me, because I
was unable to process the events. A few months later my wife quarreled with
her lover and to my greatest surprise she told me that she wanted to come
back. I was very-very happy! I felt that I got back my life!

After she moved back with my son I started to look for a bigger apartment,
because our old apartment became a bit small to our increased family. I
found one which was large enough, but I had to ask for a huge loan from a
bank to buy it. After we bought the new big apartment we all moved there and
I thought that the dark period of my life was over. I thought that the
moving and the nice new apartment will help my wife to distract her thoughts
from her swirling and unstable feelings. This was a big mistake. One year
later my wife left me again. She came together with her lover again and she
moved to him. Fortunately she didn’t take my son with her. This was the only
consolation for me.

At last – three years ago – we got divorced. Since then my life is very
hard. Due to all these events my financial situation is terrible. We are
living from only one income. I am raising my son completely alone, no
childcare, no family, no friends that can help me. It is not to easy for a
men. I have to pay the high cost of the big flat and I have to pay an
installment every month to the bank. I have a mortgage on my apartment. If I
won’t be able to pay the installment we will loose our home! My ex-wife
doesn’t even want to know about my awful situation although she was the one
who caused the problems. I try to struggle out of this situation but I
can’t. I really work hard as a software developer but my salary in not
enough for me to pay all our bills. I can’t sell my apartment because of the
economic crisis. Now my debt is much more higher than the value of my
apartment.

I am not proud of my story. I admit that I was very-very naive. Maybe I
should not have to stick to my wife for so long but I really very loved her.
Now I am in a big trouble. If anyone could help me I would be grateful!

HI, thanks for reading. I have recently been diagnosed with bipolar disorder
and was on disability all summer and fall and have subsequently fallen
behind on my mortgage, bills, and am not going to be able to afford

Christmas or keep my house due to the fact that I was receiving
significantly less money. I have since returned to work full time, but don’t
know how I am going to get back on track. Please help. And THANK YOU for
reading.

Hello, my family needs help. We have alot of financial problems, we were
paying off the debt of our grandmother, from when she died. Were still not
close of paying evrything off, but were paying them slowly, but now we got a
notice from a judge that they are going to throw us out of the appartment,
evan though they said that couldn’t happen if we would pay our debts, cause

my father is a disabled person and my mother a diabetic. Right now were
trying evrything we can to stay in this appartment cause we don’t have
anywhere to go, no family or friends that would take us in. The date of our
eviction is 8.12.2011. If we don’t pay the whole debt till then we lose our
roof over our heads. Our debt is around 6000$ so please help us in any way
possible. Any donation would help please help, cause we really don’t know
what to do anymore.

We are living in a house that is in forclosure, and sold from under us while
we are still living here. We recieved a letter saying they want us to move,
we don’t have anywhere to go and we have small children including a 6 week
old baby. Please help so we can find another home to move into before we are
thrown to the streets.

I am in a hardship right now, and could really use some help. This has been
the hardest few months of my life, and don’t know where to turn anymore. I
lost my job a few months back due to downsizing, and ever since have been
working to make ends meet and pay the bills I can pay. I am behind on my

rent and need to come up with $550 in 11 days, and don’t know how I’m going
to do it. If I don’t get the money then I have lost my house and don’t have
anywhere to go and will be homeless. I’m hoping that by the greatness in

someones heart that they might be able to help me out. I am working and
trying to better myself, just some things in life caught up with me and now
I am struggling. Your help is appreciated very much, and anything you can
give will help!

Hello, i need help to keep my mortgage current, I needs help to keep a roof
over my children s heads, i work and go to school trying to be able to
support my family, my kids dad went to prison 3 years ago and i have managed

so far with out much help but have fallen behind this month and no if i do i
may not be-able to pull out of it, i live pay check to pay check right now.
Please help if you can thank you.

I worked hard all my life to support a family and now cannot find a job.
I raised three children all on my own and one of them still lives with me.
I tried to be and upstanding citizen working long hours, and then carting
children around to many healthy activities to make sure they had a decent
upbringing even though I had to do it alone.

I went to school and earned many degrees to try and be a good provider, and
I went back to school to become a teacher, because I wanted to help young
people achieve their goals.

Since this was a second career for me I didn’t have tenure anywhere, so it
was always last in first out and I got cut at a couple of places that needed
me along with the budget.

I need to take a couple of 400.00 classes to keep my teaching licenses
active. I lost my health insurance which was 300.00 a month and I am trying
to keep my home which is 1200 a month in mortgage and maintenance.
Any donations are sincerely appreciated, and
may they come back to you in many blessings in your life!
Thank You :)

I am a divorced mother with two and raising my grandson. My youngest child
has ADHD, Oppositional Defiance Disorder and CPS returned my grandson to my
care has severe medical issues including, Norwegian Scabies that we cannot
get rid of thus far and the doctor’s do not want to schedule surgery as he
is so young together with, Pediatric Acropoliosis, which make it difficult
on our finances due to the continued hospital, doctor visits and medicine
costs.

My hours have been cut at work due to the economy and therefore, I am living
on less than I was and have been unable to find new employment that allows
me to work from home so that I can take care of my grandson.

I am now unable to continue making the mortgage payments on our home because
any savings I had has been exhausted. I am now facing foreclosure and the
programs available, which I qualify for, I am still in negotiation with Bank
of America and it still has not been resolved. My children and I do not
receive food stamps or any further assistance as I don’t qualify.

Please, if you can find it in your heart to help my children and I, we will
appreciate it more than you could possibly know. Given my youngest child’s
mental health challenges, and the current challenges with my grandson, it is
imperative that we stay in our home as long as possible. It is my hope to be
able to continue raising my children in the only home they have known, and
maintain as stable an environment as I can. Thank you so much for taking the
time to read our story, and for your consideration.

My name is OE I am a single dad struggling to raise two children. I lost my pub business three years and since then i have been facing alot of challenges. First my wife left me and my children, I have bailliffs and debt
collectors knocking on my door on a daily basis. I am in debt up to the tune of £48,000.

My biggest problem now is that my house is about to be repossesed. Please Some body help me for the sake of my Children. God will bless you.

I have gone to every friend every family member & now I am posting here because I have no where else to turn. In a week unless my mom & I come up with the rent money we will lose our home. I grew up with a lot of moves b/c of decisions my father had made, but never with my mom. Shes the hardest worker I know, as am I & shes been the rock of the family.

She was forced to leave her part time job (not fired, just business conflicts) before summer which contributed to rent & has had to rely completely on her full time stay @ home job (shes a stained glass artist and a sterling silver jeweler) & the sales are just ridiculous this summer b/c of the heat we had, her art shows didnt bring anything in cause no one wanted to be outside.

Online sales have been minimal because of economy alone. We know this will change as it gets closer to the holidays & people are shopping more but right now, not good. My 2.5 year old daughter and I have been living w/ my mom since she was born and I co
ntribute what I can to the rent. I myself am on food stamps and pretty much all summer have had to rely on the very little child support I get as an income when its pretty much gone on diapers, gas, bills, and any extra food we need within 1 week and 1/2. I also work full time from home as a freelance graphic designer but the jobs are few and far between.

I opened my own jewelry shop last week thats doing very well, but its the deadline for rent thats making what im trying to do almost pointless. I dont want to hear my mom cry anymore, and I have no where else to go with my daughter :( The total mount that is due in a week is $1400.

I know that I can get us back on our feet if we catch this small break. I will do everything and anything to ensure that this never happens again. Thank you for your donations, you have no idea what it means to my family.

I am the proud father of 4 children. I have been forced to take a pay cut in order to save my job. Now I am in jeopardy of loosing my home. I have raised all four of my children here and would like to have my grandchildren know this home as well.

Mounting bills and unexpected expenses have gotten me behind in my payments. We will loose our home soon if not paid. I have exhausted all my options to this point and have nowhere else to turn. Please find it in your heart to help my family save their home.

im a divorce father of four beautiful kids im currently losing my home im very desperate and worry every day on how im going to do it to give my four kids a roof over their heads kids dont understand the reason wy we have to leave their house ,friends,school behind but ill tried to be strong for them if any body out there can help me whit anything my kids and i will appreciated god bless America

We have came into hard times just like alot of others. My husband lost his job and was on unemployment. Unemployment and the money I make as a cashier was just getting us by. Then unemployment ran an out and my husband has yet to find a job. When he’s not out looking for a job he is doing odd jobs for neighbor and friends.

I have tried to get the bank (BOA) to do a Load Modification. The first time they said we were just the kind of people that the Obama deal was there for. So they sent to package I did all the paperwork and sent it in. At the time we were 1 month behind on are payment. They told me not to make the payment becouse when the modification went through we would need to pay a lump sum, so we should save are money.

The bank took 3 month to get back to us to tell us that we were denied. So now we are 4 months behind.
So then the bank said well we have a 2nd chance program, so they sent the package I sent it back and call the they next week. They said that they were doing a lot of modification and it may take a while but I could call next week. So I did and still nothing. It was 3 months again and again they denied us. so now we are 7 months behind and still can’t afford the payment. So they man from the back said you want me to sent you another package and try a 3rd time? So I said yes, I don’t want to loss my home.

The 3rd time, again they sent to package of all the paperwork I filled it out and sent it all back. This time I waiting 2 weeks then called. The man at the back said they got the paperwork and scanned it but didn’t know why I sent it. He said that they hadn’t requisted it and hadn’t done anything with it.

Our home went into foreclosure in July. We don’t want to loose it, we have lived here for 18 years. We are big part of the community. We can’t imagine living anywhere eles. Our only hope is to pay up the bill of $19,782.00 and try again to get they modification.

My husband I had just came to the conclusion that we had no hope. We are going to loss our home but then I found this site today. So we have new found hope. Thank you for reading it, I have to say it feels good to get out that we need help, we have not told anyone in hope for a miracle.

Thank you again

Please help. We had a house fire 2 years ago and I have been battling with Travelers Insurance to get them to pay our claim ever since. I have run up debt trying to survive and have been embattled with lawyers.

My wife left with my 2 youngest children (a little girl 4 years old and a boy 10 years old) and we are now separated. My eldest son lives with me and will be starting High School this year. I am now facing the possibility of foreclosure on my home as a result of all this and need to find a solution.

I am asking for any help that you can give a dollar or two or more, whatever you think you can afford. I will use the money to get out of debt and hopefully save my family and my house. I thank you in advance for your kindness.
May God Bless You.

Needing help with our mortgage. We are like many other Americans who have been hit by the bad economy. Our enrollment at our home daycare has been hit tremendously due to people unable to pay.

1500.00 mortgage escrow included, also hit by increased health care cost which doubled due to Obama Care. We have reduced on liabilities but we still struggle. If you are moved by God to help, thanks. If not please pray for us.

I am looking for some emergency help and dont know where to turn. I fear this is my last resort! I’m going to lose my house, the small animal rescue that I maintain from my home and my husband.

I need help for the dogs and cats that won’t have homes if I don’t come up with $5,0000 to save my home! Please help someone that is just trying to do some good!

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Help someone in need facing foreclosure, eviction, health and medical issues, unemployment, illness and job loss.

People beg online for many different reasons here are some;

i began a year ago to help animals from the streets and now i have too many in my small house sometimes i dont have money for my own food, but i can`t send them back to the street the neighbors sometimes help but it´s never enough. the place where i live in latin america is really full of street animals people here are very insensitive about them any help will be great to give them the life most people don´t care for them

–  Serrano
 

I’m 19 years old and I just finished my first year of college. I’m being evicted from my apartment on the 15 my roomate moved out and I can’t come up with the rest of the rent let alone my own. I desperately need help. I have nowhere to go.

– Chris

Hello Everyone:

I’ve been with my fiance for 10 years. We have two beautiful children and they are now at the age that they wonder why their parents are not married. We missed out on our opportunity to get married when I was pregnant with my first, due to the fact that I wanted to make sure our marriage would last a lifetime, and I do not believe in getting married simply because you’re pregnant which too often ends in a very expensive divorce. We’ve been through amazing and rocky times and are now ready to commit to each other and to our family. We’re not having a huge wedding…it should only cost about $5000.00 including dress for me, our two daughters and a small buffet party for our celebration. We are not going on a honeymoon because we believe that is simply not an important part of a wedding. Unfortunately, even that budget is very tough for us to afford, and we’re now hoping that a few amazing people will help us obtain our simple dream. Anything you could donate would be so very ap
 preciated and never forgotten. Our wedding will be November 12, 2011, if everything works out for us. I know it’s not as urgent as those who do not have food or housing, and I don’t want to take away from those people, as we always donate when asked for a donation, but something inside brought m

– Sarah

My motor went out in my car and I have a job but am barely able to pay the bills as is. Now I lost my only transportation it is going to cost around $1500 to fix, and that is with a used motor. I have two little girls that I need to support and I won’t be able to do that if I lose my job.. please help every little bit will make an difference.

Phil

Obviously going through these messages we are not the worst people off in the world because we all have access to the internet. First clue right there. Anyway I’m just going tto paint my dream scenario. If someone gave me 5,000 this is what I would do.

Buy a cheap mobile home.
Enroll in a semester of school again and keep going.
Buy a cheap beater car.

That is what I would do with 5g’s.

Dave

Ive searched high and low for extra income. Gas prices are going up daily . My family and I struggling daily. I am behind on all monthly dues.

Our home is close to forclouser,vehicle days away from being takin away. With no home or vehicle I can only cry and imagine what our family sitation will look like.

I ahve been living paycheck to pavheck with six kids, one still in pampers. I am lloking for any help that will help our situation. PLEASE and THANK YOU

HELLO EVERYONE,
IM A 25 YR OLD SINGLE MOTHER OF FOUR WONDERFUL CHILDREN. I HAVE ALL BOYS, AGES ,10,8,AND 6YR OLD TWINS. MY OLDEST SON HAS REALLY BAD ASTHMA AND HAS BEEN HOSPITALIZED ALOT.

HE’S EVEN BEEN INTUBATED BEFORE.IT IS A STRUGGLE FOR MY FAMILY EVERYDAY.HIM BEING MY OLDEST AND US HAVING NO FAMILY ,I KINDA HAVE NO HELP.HES SICK ALOT AND CRIES WHEN I LEAVE WHICH MAKES IT HARD TO WORK AND SUPPORT MY FAMILY.

I JUST FOUND OUT THAT THE HOUSE I BEEN PAYING RENT ON EVERY MONTH OR 7 YRS IS IN FORECLOSURE. NOW WE HAVE TO MOVE.I HAVE NO MONEY NO FAMILY NO CAR (we’d at least be able to sleep in a car until we found a place). I

F THERES ANYONE OUT THERE WHO IS FORTUNATE AND CARING ENOUGH…PLEASE HELP!! THANK YOU

Have lost al of my general contracting business due to the influx of immigrant labor and the economy in general. In last 12 months have applied for over 200 jobs on line with no luck finding work.
Mortgage is in default and have home listed for sale but the housing market has collapsed About to be homeless. Purchased house 3 years ago when it was valued at $90,000.00 Current estimated value $71,000.00.
Cannot sell or get mortgage company to do short sale
Do not know what to do Am at end of rope

Need help with my mortgage! Already six months in arrears can’t afford to lose my home or to refinance.

At this point I’m willing to repay whatever amount that is available to me. I’m in the Florida area and got hit hard when the market bottomed out.

My Home is worth less than the mortage that I’m holding and have seen prices drop over 50% in the last year and a half.

I’m looking at all my options and may even have to walk away from my dream which has become a nightmare.

I have creditors calling incessantly and currently going through a nasty divorce.

Theere’s no equity in my home and have reached the end of my financial rope!

Desperate and nearly without a home.