I’m at a loss. I have no idea where to turn. My husband and I run a small business that was thriving before the pandemic but with the theme parks closing down and postponing any new additions or renovations that used to yield us 100k a year, we now are turning our business in other directions adding new facets to what we do and making small amounts of money here and there. It’s just not enough, with new expansions coming closer it’s good for us but we couldn’t keep up and are now facing foreclosure before the big jobs have come through. We have kept our budget as low as we can with only one vehicle and zero extracurricular activities and even with food stamps and Medicaid we still cannot make ends meet. We have a nine year old daughter and a 13 year old son with autism and we are on the brink of losing our home. Not only did we get behind on the mortgage because we just weren’t making enough money but our mortgage over the last 5 years has increased from $725 to $1290 due to homeowners insurance. Had the insurance not gone up we might have been able to stay afloat but it just didn’t pan out that way. We are $10,252.61 in debt to the mortgage company as of last month (they just called to let us know today they are filing for foreclosure) and because we are a small business run out of our home and the way our income comes in we don’t have regular jobs to provide information to qualify for modifications or loans to get us caught up. Our homeowners insurance has increased so much that we have a leak in our roof that we can’t even afford the deductible to have it repaired to get newer less expensive homeowners insurance to bring our monthly payment down. Everything is spiraling and I am absolutely panic stricken. The PayPal account is in my husbands name and the cashapp and Venmo are in my name. Any help that can be provided will be beyond appreciated. If we lose our home I have no idea where we will go or how we will explain it to our children. We need $10-$15k to straighten everything out and get back on track. I know it’s a lot to ask, and we are working hard everyday to try and raise funds. I’ve made $1000 in the last month to put toward keeping us in our home but I just don’t know what else to do. We are desperate for any help. Thank-you and god bless!
https://paypal.me/ScottFensterer?country.x=US&locale.x=en_US
cashapp- $producerlady
Venmo- @producerlady