Over the last six years our family has suffered quite a bit financially. Starting with Our son who was born prematurely and has endured lung difficulty since birth. He is chronically sick with Pneumonia, Rsv and respiratory issues. He is hospitalized at least once if not twice a year usually lasting 10-14 days. Which in turn causes issue with working and care for our other children. I do side freelance work when I can due to the demanding schedule of having children and not being able to afford daycare for our littles who are not in school. Also my mother in law who has dementia is part of our daily routine to help her as much as possible. We are facing foreclosure as well.
My husband has worked his behind off as a delivery driver, picking up extra shifts, late nights and once the pandemic came, they cut his hours, then started giving overtime again, then cut them again but the truth is, bills just kept pilling up. One after the other. We are a large family. There are 7 children under 18, plus myself and husband. We are at a stage where we are going every route possible to make ends meet. He has a new job as a cleaner for a school district, on a waiting list for a full time position. He is part time now with full time hours but they do not pay well until he is made full time which will not be until November or December 2022. He would give his shirt off his back to help someone in need.
We ae facing repossession on our car ( we are a one car family due to tying to save money anywhere we can). We are up for termination on our utilities and although we have applied for state aid, it takes time, paperwork and the utility company does not care. We are doing the best we can but have fallen behind and it has come to a point where we have zero family help and are in need of a miracle. The good thing is that there is a light at the end of the tunnel. It is just a matter of getting there.
Our son is on a c-pap machine, which is not considered a life saving necessity so our utility company will not work with us. Payment plans they have offered are not realistic. If I had $8,000.00 I would not have been unable to make payments. I also would have paid it off. So giving me 24-48 hours to get that amount is no where near doable.
This is affecting everyday life at this point. I worry when and where they will take our car, I worry when they shut our electric off what do I do for our kids. I’ve tried making payment arrangements, requesting it be added to the end of the loan this way it gives us a month or two to come up with the money. But, no help is coming.
I am discouraged, my husband is way over worked and underpaid. We are just getting by with food for the kids and I am just mentally stressed and exhausted.
Any kind of help would go a long way with the bills and I would be grateful beyond measure. I believe wholeheartedly in paying it forward and anytime I’ve had the opportunity that is exactly what I do. We have never asked for help. Worked multiple jobs at a time to do what needs to be done, but after this pandemic, medical issues, and family that has and still needs help, we just don’t know where to turn to.
Thank you for taking the time to read this. I wish you all the best, god bless.