Hey there! I’m Jacob, and in the picture is my girlfriend Sierra and our daughter Eleanor. We’ve managed to get ourselves in some deep crap.
I’ll start with when we tried to run an online store a couple years ago. It was growing, and we were close to breaking even after a almost half a year. But we ran out of money to put into it and we found ourselves in about $1,500 of debt. It wasn’t a huge deal, until we found out we were going to be having a lovely little baby.
Between getting laid off, horrible morning sickness, and unsupportive families, it was damn near impossible to get any of the debt paid off. We actually got some extra from our car constantly needing repairs. Our plan to finally get out of my dad’s house and rent an apartment with some friends was ruined by finding out some nasty things about the friends we were going to rent with. Now stuck unable to afford rent, with seemingly no options, and my dad rushing us to get out, we started to look into other cheaper ways to live.
This is where we discovered that people have been converting vans and buses into RV’s and living in them. Not only did it seem like a plausible way out, it also just sounded like a fun way to live, and like a good project to work on. So we managed to get a van, got some solar power set up, started insulating it, and even started paying off some the debt thanks to a good job I found doing trail maintenance on the C&O Canal. Things were going much smoother for us. Eleanor was born with no complications, and Sierra was even able to keep her job after giving birth.
It got a bit stressful when my dad decided we wouldn’t be allowed to “raise our kid in his house” so he threw us out and we had to go to Sierra’s mom’s house. She then also threw us out because we wouldn’t sign a contract saying I wouldn’t live there and Sierra had to work, take care of our newborn, and basically be her mom’s servant. With no place to go we ended up back at my dad’s house.
Thankfully he isn’t totally heartless and is letting live here rather than be on the streets with our baby. After all this mess was finally over, I got laid off again right after Sierra quit so she could take care of Eleanor. Let’s just say from there finding employment was ludicrously hard. Unemployed only being able to find odd jobs and doing yard work for people for about half a year, we collected more debt. During all this Sierra was looking for online work she could do from home to no avail.
That’s when I finally found employment in an overnight seasonal position at Lowe’s. It paid our bills and kept us floating while I had it. But like all seasonal jobs, it came to an end. The next few months were like before; more debt piling up and unable to find work. So I started applying in a city about an hour away, hoping to find better jobs there.
A week later here we are, I’ve been hired to teach gymnastics at a facility an hour away from us. It’s almost a dream job. But we have no more credit cards to put debt on, our bank account is currently about $150 in the hole, we only have gotten food and gas by selling our stuff and doing odd jobs, and our van is not ready to be lived in.
We managed to get some rough temporary solutions in our van to make it barely livable. But we still have the issue of the debt. We don’t even know what to do about it, and we’re about to be in big trouble with it and there’s potential for our van to get repossessed. We’ve tried to get a debt consolidation loan to just get everything paid off and to put some more work into our van to get the rest of the essentials, but we can’t get approved because our credit is now in the toilet. No one we know will cosign for us to get approved.
We’re scared. And if our home we’ve been trying to build gets taken away, we won’t just not have that but we won’t have a vehicle to get around because our old car died last month. So please, literally anything to help would be amazing. Even if someone would just be willing to cosign for us we could finally get a move on with our lives.
What we need to raise-
To pay off debt- $3,500
To fully convert the van- $2,500
Here’s our link- https://paypal.me/wethankyoubunches
Thanks in advance for any help