Begging Money

Financial Hardship Help

  • Home
  • Ask For Money
  • FAQ
  • Donate
  • Resources

Last Updated: October 12, 2025

A Prayer To Raise the Vibration of Humanity

Hello, my name is Shea, and I am the founder of Blue Lotus Water — a faith-driven mission that God placed on my heart to purify, heal, and awaken humanity through water.

This journey began with hardship but blossomed into divine purpose. Growing up in the Midwest, I saw cloudy, lifeless water every day — and I realized it mirrored how many people live: disconnected, drained, and spiritually thirsty. God showed me that water is life, and life responds to intention. When we bless water with love, gratitude, and prayer, its molecules form perfect crystalline patterns. When water is exposed to negativity, fear, or hate, it becomes fractured and chaotic.

That revelation changed my life. God revealed to me that part of my purpose is to help raise the vibration of humanity, starting with the water we drink. Because when our water is alive, pure, and filled with love — we become more alive, pure, and loving. Humanity has drifted far from its divine essence, and I believe that by realigning with the natural, spiritual harmony of water, we can return to peace, healing, and unity with God.

Through Blue Lotus Water, I aim to bring spiritually aligned, purified water to homes, schools, and communities — and eventually to nations that still lack access to clean water. Each filter and bottle represents more than hydration; it represents transformation — for the mind, body, and spirit.

Right now, I’m in a difficult season. I’m facing eviction and praying for a few sales or donations this week to help keep my home and continue this mission. It’s humbling to ask, but I trust God’s timing — He never gives a vision without the provision.

Every contribution — whether it’s a purchase or a donation — helps two purposes:

  1. It helps me stabilize during this trying time, so I can keep the work going.
  2. It helps fund our greater goal of bringing clean, spiritually aligned water to the world, especially in third-world communities where families still suffer from contaminated water.

We must raise the vibration of humanity because darkness grows where love is forgotten. Every positive act, every word of kindness, every prayer over water creates ripples that reach further than we can imagine. When humanity vibrates at a higher frequency — one of compassion, truth, and love — we heal not only our bodies but our planet.

So I humbly ask: if this message speaks to your heart, please help me continue this divine work. Your support today is more than a donation — it’s an offering to God’s greater plan for awakening and healing His people.

Thank you for your light, your love, and your faith. May God multiply every blessing you pour out.

– Shea, Founder of Blue Lotus Water

✨ “Blossom Your Water to Life. Blossom the World to Light.”

https://bluelotuswater.store/

https://cash.app/$sheahousing

Filed Under: Wishes Tagged With: USA

Last Updated: October 12, 2025

Turn Beats into Degrees — Help Build Free Creative Arts Hub for the Youth

About Shotti Cares, Inc.
Shotti Cares is a Philadelphia nonprofit founded by artist Nazahn “CallMeShotti” Warren to give youth (12–24) free access to world-class creative and performing arts, mentorship, and real career pathways. Our vision: a safe, modern facility in North Philly where creativity becomes confidence, skills, and jobs—reducing violence and strengthening families.

Mission
Provide free, high-quality programs in music production, recording/engineering, dance, digital media, and entrepreneurship—paired with mentorship, tutoring, and workforce training—so young people can thrive in school, work, and life.

Why Now
Too many talented teens lack safe spaces, equipment, and guidance. Arts education is proven to boost attendance, graduation, and emotional well-being while lowering justice involvement. Your support turns idle hours into inspired futures.

What Your Gift Builds

  • A State-of-the-Art Hub: Recording studios, digital media labs, rehearsal rooms, and a 100–200 seat black-box stage.

  • Free Programs, Real Outcomes: After-school and weekend tracks led by teaching artists and industry pros.

  • Mentorship + Careers: Paid internships, certifications, and placement pipelines into studios, media, and live events.

  • Family + Community: Monthly family nights, resource referrals, and partnerships with schools, faith groups, and local businesses.

Core Values
Safety & belonging • Access & equity • Creativity as prevention • Excellence with love • Community first • Culture → career

Year 1–2 Goals (Your Impact in Action)

  • Serve 250 youth annually; maintain 80%+ regular attendance.

  • Achieve 25% fewer suspensions/justice contacts among participants year over year.

  • Place 100 youth in paid internships/apprenticeships; certify 75 in audio/video/digital skills.

  • Host 12 family engagement events and launch the Shotti Cares Festival to celebrate youth and sustain operations.

How Donors Transform Lives
$100 equips a student with headphones and mic time.
$500 sponsors a month of studio sessions.
$2,500 underwrites a paid internship.
$10,000 outfits a full media workstation.
$50,000 names a lab or rehearsal room.

Call to Action
Join us to turn creativity into opportunity—and opportunity into safer, stronger neighborhoods. Together, we’ll help Philly’s youth make the leap from beats to degrees and from dreams to careers.

PayPal: https://www.paypal.me/bena6948 

Filed Under: Wishes Tagged With: USA

Last Updated: October 11, 2025

Family Trying to not Sink.

Hello all, I am a Father to two kids and a husband to my wonderful wife. In the past few months my family has gone through one rough situation to another. In July my two kids and wife were in a car accident. When I arrived on scene the SUV’s trunk was towards the back seat, the whole left side had damage as well as the front left caved in. My wife was smart enough to see the crash coming and turn the wheel so that she didn’t get smooched between the two cars. If she had not I may not of had a wife anymore. All airbags were deployed and after reading at what speed my cars airbags deploy I was shocked. The impact speed needed to be around 45 mph. My daughter and wife have been getting treatment since the accident. Before that I was hit with a garnishment from something more than 10 years old. Finally in August my father was diagnosed with colon cancer. Between the time off work, adding my new car payment and the loans that I had to do in order to stay afloat I am looking at loosing my car, being evicted and now my job is giving me trouble with the amount of time I have been taking off to help my family.

In all of this I have racked up around $10,000 of debt that I can not catch up with. I have tried debt consolidation loans and personal loans with no success due to my recent credit score drop. AI has denied me time after time and so here I am. My family is from humble origins and can not help me. If anyone could help that I would be very appreciative. Anything will help. My goal is $10,000. Thank you all for looking and reading this far and I wish you a very happy day!

 

paypal.me/dgould1621

Filed Under: Emergency Money Tagged With: USA

Last Updated: October 10, 2025

Need Help to Get Back on Track Financially ASAP before I lose my House

This year has been an extremely hard year getting hit again and again with bills that I don’t normally have and I can’t get ahead and my house is now in foreclosure. I took out several predatory lending loans with outrageous pay back amounts just to stay afloat to now, but I have hit the brick wall with only $15 in my account and over $50,000 in debt to pay.

I work on base plus commissions, with 80% of my income coming from my commissions, but I only get paid commissions once a quarter. So to stay ahead of everything I have to have three months of money in the bank to make it from commission check to commission check.

In January I helped my 78 year old mother who had to retire due to two major eye surgeries and lives with me with $33,000 in medical bills and completely wiped out my savings. My commissions in April and July were short by thousands of dollars because of projects shifting out. I have approached my employer about getting paid commissions monthly, being transparent about my situation, but they will not change it. So I will not have any commissions now until January and my weekly pay falls short of covering everything by $15,000 a month.

I also just spent $4,500 getting a timing chain replaced in my vehicle and only had the car back 30 days when a valve spring broke, dropped a value into the cylinder and punched a hole in the engine. So now I need an entire engine replaced.  The shop that did the work will not take responsibility and wanted to charge me $8,000 for a new engine. My son can put in the engine for me, but used engines are running around $3,000 that I also do not have.

I just cannot catch a break to get ahead of this. I can’t get approved for a normal terms loan to consolidate everything, and just looking for that miracle to be able to get all of this paid and behind me.

My Cash App is $LisaKoebel

Filed Under: Emergency Money Tagged With: USA

Last Updated: October 10, 2025

Help Me Reach My College Dream Laptop Goal

Hey everyone! My name is Dalia, and I’m saving up for the ASUS ROG Zephyrus G14 Gaming Laptop a powerful computer I need for college next year. I’m majoring in Biology (Pre-Veterinary), and this laptop will help me with everything from digital art and research projects to studying animal science and managing my schoolwork. I’ve been working hard, saving from my part-time job, and putting away money every month  but I’m still short of my goal. This laptop costs around $2,000, and I’m doing everything I can to make it happen before Fall 2026.

If you’d like to help me reach my goal, even a few dollars means so much to me. 💖
Your support isn’t just helping me buy a laptop  it’s helping me invest in my future, my education, and my dream of becoming a veterinarian one day.

🖤 Thank you to everyone who believes in me and shares this post.
📱 Cash App: https://cash.app/$Oreocat31
💻 Goal: ASUS ROG Zephyrus G14 — $2,049.99

Filed Under: Wishes Tagged With: USA

Last Updated: October 10, 2025

Abrupt terminal diagnosis given. Please help my family!

Thank you in advance to anyone who is willing to read about and or give funds towards our immediate needs. 

On September 27th, 2025, our daddy was rushed to the ER and 3 days later was given a terminal diagnosis.

This date is very significant because it marked a year since hurricane Helene ripped through and devastated our beautiful North Carolina mountains that we call home. The hurricane left many of us without any resources and no monetary help at all. We applied for anything that we could and we are so incredibly grateful to all the organizations that provided food, potable water and supplies during that incredibly hard time. We spent a year scraping by and trying to get back to a somewhat normal and humble life. We live paycheck to paycheck and a disaster of this magnitude had already financially bankrupted us. 

Fast forward to this year…Daddy had a very tedious heart surgery in February. He made it through and recovered pretty well. I had to take time off of work to be there for them as they are disabled and momma doesn’t drive. My PTO and vacation days were burned through by March.

Daddy, momma and I were watching tv in the living room on September 27th when he decided to go to the bedroom. He stumbled down the hall and we were concerned about him because of his heart issues. I got up and took him to the room and helped him lay down. However, when he laid down, he was completely deprived of oxygen. I had to help him sit up and told him I was taking him to the hospital. 

When we arrived at the ER they immediately took him in and started testing various preliminary things. 3 days later we were told he had terminal lung cancer. 2 days after that the oncologist called us into his office and had a very very hard conversation with us. The lung cancer had spread to his liver, colon and esophagus. 

We are completely heartbroken and along with the stress of this terminal diagnosis comes the financial stress of not having any funds to back my time off of work or the work that needs to be done to the car to get us back and forth to the hospital. 

We rent a home that we have been in for years and are in jeopardy of losing it in the next couple of weeks due to the inability to pay. We don’t have any other assets to sell, our loan options are exhausted and there is no more savings since it took the little of what we had last year to survive after the hurricane ripped through Asheville. In addition to almost becoming homeless, our car is in great need of getting fixed. The breaks are not good and the transmission is slipping. 

We need to be with daddy as much as possible as they say he may only have days to maybe a couple of weeks to live. I have filed for FMLA to keep my position at work but as I stated I have no more paid time off to take since daddy’s heart surgery in February. 

As the sole provider of our little family, I am begging with everything I have in me that people will find it in their hearts to help us. I have never been more desperate in my life. We live a very humble life and we don’t require much, but we do need our home and a vehicle.

We are trying to deal with this horrific news of daddy’s terminal diagnosis and I just want momma and myself to be by his side in his last days. 

We are grateful for anything you are able or willing to contribute to help ease our time of pain and heartache. The home and car costs will run about 7,000 to get to where we won’t have to worry and can get the car fixed. However, anything at all will be so very much appreciated. 

I have tears running down my face as I am typing this, knowing how much my family has gone through. The 3 of us have always been a team and now we are rapidly losing our rock. Nobody should have to go through this and also worry about food, shelter and transportation. 

Thank you so much for reading and if you feel led to pray for us, we would appreciate that as well. 

I am in North Carolina, United States

My paypal is:      https://paypal.me/McCaffrey79

My cash app is:    $kakaremine   (Nickie H)

Filed Under: Emergency Money Tagged With: USA

Last Updated: October 9, 2025

Creating Dreams in Japan

 

Hello! Thanks to whoever has come to find this. Ive been living in Osaka Japan for about 8 years, and have been enjoying my time so far. I model, act, do sales, social media marketing, podcasting, art, make music, and more. It’s exciting and makes living out here, nice. But I’m hoping to build some kind of community out here.  Something that helps to build creativity and connections.  I want to get fluent in Japanese (I’m pretty close) so I can more easily negotiate with businesses (Im hoping to take advance level professional japanese called ‘keigo’ used in more professional environments) , create a studio for music and podcasting, start an official social media marketing company, and use these to build things to get creatives to link up. I find myself meeting tons of talented and creative individuals with desires to explore and express these things.  But people don’t really have the resources or infrastructure to do that.  Of course there are events and pockets of people to connect. But there’s no go to place, and I think I can do that. It’s a little disheartening, but it’s motivated me to want to do something about that. And I think this would be a good start.  To whomever sees this, reach out! I would appreciate anything to support this. And even if you can’t, I appreciate you for even getting this far. Thanks again, and much love.

-Mr. Bones

paypal.me/joebonesart

Filed Under: Business Capital Tagged With: Asia

Last Updated: October 9, 2025

Help me please last Hope

In a difficult divorce since 2021 after twenty-two years of marriage, involving violence, I find myself facing a particularly challenging situation. My ex-husband has maintained secret relationships within his professional circle, which prompted me to file for divorce. We have children together, and he developed violent behavior after our marriage. He has mistreated and humiliated me daily in front of our children for 22 years. Currently, despite a restraining order, he comes to my home to scream and hurl insults, creating a toxic atmosphere that worries our neighbors and frightens our children. The regular presence of law enforcement due to his actions further exacerbates the situation. All of this coincides with the date of the court judgment, which he has well-prepared for, surrounding himself with people to assert that he is right, driving me to madness. He comes to my home, hits me, insults me, and I am perceived as the crazy one. Despite his violence and alcoholism, he has managed to obtain custody of the children while I am in a rehabilitation center, allowing him to take control of the situation.

Since 2021, I have endured difficult exchanges regarding our children, and complaints have been filed for violence at my home. My ex-husband has stolen money from me and lied to the Family Allowance Fund to receive benefits, portraying me as a fraud. He seeks to belittle me and takes advantage of every situation. Three of my children, who are of age to decide, have been living with me since 2024, but I no longer receive assistance from the CAF due to overpayment debts, complicating my financial situation. Although I work, my income is insufficient to meet the needs of my three children who live with me full-time, as well as my four other children who are with me every other week and during half of the holidays.

I am facing accumulated bills and debts amounting to €18,000, putting me at risk of losing my home and my children. My ex-husband exploits this situation and makes it known to the children, manipulating them to his advantage. I feel threatened for my life. I am desperately seeking a solution to obtain a full salary. I am juggling small online jobs, but I am exhausted and struggling to get by. My only wish is to work to support myself and my children, but there are times when I find myself without food for several days.

I have created a debt file, but some assistance has been denied. I am banned from banking, and my lawyer does not support me; I have not heard from him in three years. I am seeking help to cover my rent, food, and gas to work so that I can provide my children with a roof over their heads and food, and get them away from their father. In 2024, the children’s judge lifted the placement and encouraged me to show courage, suggesting that I might have a very different judgment. However, I must wait for the family court judge’s decision, which is expected in three months. Regrets do not repair anything.

Between €350 and €670 in salary (on the 15th of the month), plus more work due to fuel costs. My monthly expenses amount to €735 in rent, €280 for electricity, and €5.99 for my mobile plan. I currently have no car insurance because I cannot afford to pay for it. I have €70 per month for food vouchers for my children. I no longer live at all; I feel like a broken toy. I want to get my children back who are crying for me. It is imperative that I get back on my feet and prove that I am not an insignificant person. He claims that I would be nothing without him, but that is false; he has plunged me into debt. In a mental destruction. However, I am still alive and I want to fight for my children.

I urgently need to pay rent, feed myself, and have transportation to work. I kindly ask for your help. The court will be held on January 13, and I need to change lawyers because he is not acting on my behalf. I have a social worker from the department since the end of August, who advised me to seek help. I feel a great shame.

If you wish to bring a little light and help us rebuild, I would be deeply grateful. Four years of survival are exhausting. I miss my children, and they are not happy in the current situation.

Manipulation is destructive, and no one seems to notice. I am available to discuss or provide documents, photos, etc. I will ensure that you are informed of my progress thanks to your support.

Thank you for taking the time to read my message. May God bless you. I express my sincere gratitude.
PayPal me

Filed Under: Emergency Money Tagged With: EU

Last Updated: October 8, 2025

Student struggling with rent and potentially having to drop out.

Hello, I am a university student in the uk and I am currently faced with a rental payment of £2580 that I dont have the means to pay.

In brief summary of my situation- to provide context, last year I lived in my universities on-sight accommodation, which had twelve students sharing a kitchen and a bathroom, with our own private bedrooms. Three individuals I lived with that year,  took it upon themselves to make every space as unlivable as humanly possible- I spent every single day of the nine months I lived there cleaning up other students fecal matter- urine and menstrual blood, because of my weakened immune system I was sick the entire duration of the year and struggled to attend classes, the rest of us in the flat contacted our student housing support staff every single day- we arranged meetings, we provided hundreds of emails of proof and nothing was done to help us.

It grew so terrible that my antidepressant dosage was doubled and I now have dangerously high blood pressure from the stress.

To avoid the same issues- I opted to live in a studio flat this year, its significantly more expensive but it allowed me the luxury of my own bathroom and my own kitchen that I can keep clean and maintain easily.

I went for a viewing after weeks of researching, booked my accommodation.

Its important to note that, at the time I booked my accommodation- the building was not finished yet. However we as future residents were told that the building would be fully finished by the end of july- in preparation for our early September move-in dates.

It is currently October and the building is still unfinished.

I was lucky enough that another student accommodation building was kind enough to house us- the issue being I am disabled and the temporary accommodation is too far for me to walk to the university for my classes- so I have been relying on public transport and paying to do so multiple times a day every day- which has stripped my already tight finances much further.

Ontop of this, I provide financial support for my parents, as my mum is also disabled with a spinal injury and cannot work, and my dads wages leave nothing for emergencies- of which we have had many recently.

I am rapidly loosing hope that I can navigate this situation, I cannot move back home and travel for my classes as I would be getting three hour train rides twice a day- which costs £70 at a minimum each way. If I loose this accommodation I will be forced to drop out of university and as I am in my second year and have received two years funding- I wouldn’t be able to claim funding again to return to university in the future, this is my only chance and I am rapidly facing the reality that I might not have a future, I am scared and I am utterly desperate.

This site is my final chance, anything anyone could provide would make such a massive impact- I would be eternally grateful, and I have every intention to pay any kindness I receive forwards, while I need a total sum of £2580 (equal to approximately $3400), a single penny would still be massively helpful, I am so sorry to be having to ask this of anyone here.

Below is my paypal link, thank you to anyone who can help me.

https://paypal.me/Xinsiel

Filed Under: Rent Tagged With: UK

Last Updated: October 7, 2025

Desperate to get the lights back on…

After months of constant unexpected expenses and the addition of my 83 year old mother with Alzheimers to our home, we have thousands of dollars in energy bills to cover.

I have tried payment arrangements, disconnections extensions, and local charities and nothing could stave off the inevitable…we are sitting in the dark.

I have 2 kids, my husband works full time but we are so far behind on everything we just cant catch our breath.

We need about $4500 to reconnect our power. I know its a lot, but I have asked everyone and every agency on the earth for help.

Any amount will help…thank you in advance.

https://www.paypal.biz/drurykids

Filed Under: Emergency Money Tagged With: USA

Last Updated: October 7, 2025

Help Me Keep My Head Above Water in the Age of AI

Help Me Keep My Head Above Water in the

I never thought I’d find myself here writing this and asking for help. But I’ve reached a point where I feel like I’m drowning, not just in debt, but in the weight of everything life has thrown at me.

I’ve spent years fighting to stay strong, to keep pushing forward, to believe I could handle it all on my own. But the truth is… I’m exhausted. The debts have piled up higher than I can manage, and it’s become harder and harder to breathe under the pressure. Every day feels like I’m barely holding on financially, emotionally, and physically.

To make matters harder, the career I’ve spent my life building, one I’ve poured my heart and soul into, is being swallowed up by AI. Opportunities that once came from years of hard work and creativity are vanishing overnight. It’s heartbreaking to watch something you’ve dedicated your life to slowly disappear, and to realize that the world is changing faster than you can keep up with it.

My mom is getting older (84), and she’s been my anchor through everything. I want to be able to take care of her the way she’s always taken care of me and, most importantly, not have her worry in any way during these final years. But right now, I can’t even take care of myself the way I should. Watching her age while I struggle just to stay afloat has been one of the hardest parts of this journey.

I’m asking for help, not because I want pity, but because I still believe there’s a way out of this. I need a chance to be able to rebuild and finally get out from under the debt that’s been suffocating me so I can get my life in order.

My goal is $75,000 that will go toward paying off personal debts, stabilizing my finances, and creating the breathing room I need to recover my health, focus, and peace of mind. Every contribution, no matter the size, brings me one step closer to standing on solid ground again.

If you’ve ever felt like life knocked you down harder than you could handle then you know what it means to reach for help. I’m doing that now. And if you can help me, I’ll never forget it. I’ll use this second chance to rebuild my life, honor my mom, and keep fighting with the same heart that’s carried me this far.

From the bottom of my heart, thank you for reading, sharing, and caring.

paypal.me/giuseppedpay

Filed Under: Emergency Money Tagged With: USA

Last Updated: October 6, 2025

HELP ME WITH MY UNIVERSITY TUTION

Hello, I am a second year university student who moved out of state to attend my dream university. I’m incredibly proud to be here because I’ve been accepted into the nursing program. Which has always been my goal. Becoming a nurse is something I’ve wanted for as long as I can remember. It’s a career where I can make a real difference in people’s lives and I’m determined to graduate and enter the healthcare field. However the journey has been much more challenging than I anticipated especially financially.

I am a full time student and to support myself, I work part time. The income from my job helps cover my rent and other living expenses. Unfortunately, it’s not enough to cover the full cost of my tuition. Which leaves me struggling to make ends meet. In the beginning my dad was able to assist with my tuition payments But recently things have taken a turn for the worse. His business had been a stable source of income has been out of operation for nearly seven months due to an electrical fault that caused a power outage. The issue has not been resolved and as a result my dad is no longer able to help with my tuition.

On top of that my mom is a stay at home mom and doesn’t have an income of her own. She focuses on taking care of my younger siblings and managing the household. She’s isn’t able to offer any financial assistance towards my education. While I’m incredibly grateful for their emotional support, the financial strain is a huge burden. It has became incredibly difficult to balance schoolwork with the pressure of paying for tuition and living expenses.

Despite these challenges I’m more committed than ever to finishing my nursing degree. I’ve always dreamed of becoming a nurse and since I got the opportunity to become one sooner. I am willing to risk it. Nursing won’t only provide me with a stable and meaningful career in the future. But it’s a way for me to give back to the community. Helping people in their times of need is something I’m passionate about and I want to be a compassionate and skilled nurse who makes a difference in patients lives.

I’ve been constantly seeking out scholarships and seeing if I can have a second part time job to help ease the financial burden. But the rising costs of tuition and living expenses make it extremely difficult. The stress of not knowing how I’ll manage to pay for school in the future. But I’ve been constantly keeping up with my studies. Despite it being overwhelming and stressful. I want to honor the sacrifices my parents have made for me and to pursue this career that I believe will allow me to have a positive impact in the world.

I don’t know what the future holds for me but I won’t give up on my dream of becoming a nurse. I’m doing everything I can to stay focused and keep up with my coursework. Also with finding the financial support I need to complete my degree. My education is way too important for me to throw away. I know that if I stay dedicated and keep pushing forward. I will eventually reach my goal of becoming a nurse and graduating.

paypal.me/SamirahM3 

Filed Under: Tuition Fees Tagged With: USA

Last Updated: October 6, 2025

Devastated and Starting Over

In 2008, after ending a bad relationship, I moved in with my parents to help out since they were both in their mid-seventies.  They’d just completed a reverse mortgage on the family home.  We’d always gotten along, so it was a smooth transition.  I was truly blessed in the parent department because they were both awesome individuals.  They were an intelligent, kind, nonjudgmental, honest, down-to-earth, and still in love couple.  My father was a wonderful man.  He passed away in 2013.  He was 82 years old.  Unfortunately, one of the realities was that it slashed my mother’s income almost in half.  I more than doubled what I had been paying for rent to get her close to what she was used to having.  I loved my mother.  Paying more was a no-brainer to me.  I wanted her to be comfortable and happy and able to remain in her home.  She was my best friend.  She went everywhere with me.  We enjoyed each other’s company, so we had fun together.  During that time, I wasn’t thinking about or planning for my own future stability.  When my beautiful mother passed away, I was devastated.

My brother sold the family home, and I needed to move.  He sold it to an investor a very low price.  The investor also talked him into additional price reductions based on, in my opinion, inflated costs for a new septic system, roof etc.  The final selling price barely covered what was owed on the reverse mortgage.

I was hoping to have enough from the home sale to pay off my $6500 car loan, $3500 in credit cards, and enough for a down payment to buy a house.

What happened instead was a nightmare.  The house was scheduled to close on May 9th.  I found a place to move into.  I rented a U-Haul for the 8th and 9th, and had friends to help with the packing, loading and the move.  It didn’t go as smoothly or quickly as I had planned.  On May 10th the buyer sent a crew that broke into the locked house.  They took what they wanted and destroyed or threw away the rest.  I wasn’t finished moving.  I had boxes packed that hadn’t been loaded, and my heirloom antiques, collectibles, jewelry, all my family photo’s, birth certificates, death certificates, our family tree, misc. awards & certificates, all my clothes, coats, shoes, toothbrush, toothpaste, shampoo, all my hygiene, my medical documents (I have a pulmonary embolism in my right lung), social security documents, pots & pans, dishes, silver flatware, all my food, my washer & dryer, animal food.  They took everything that was in the house.  My niece called and said there was a big truck and men were throwing my stuff in it.  I called the coordinator and asked for them to let me come get the rest of my things.  I was told most of it was already gone.  He said the workers told him all my stuff was in a big pile. They couldn’t tell (what I thought was valuable) from the trash and they didn’t have time to sort it out. I couldn’t believe what was happening.  I was gone with a load when they arrived, and had fallen asleep for a few hours at the new location.  I fell asleep from exhaustion from working through the night.  I had not turned over possession of the house.  I was still in the process of moving.  Regardless, they broke in through the garage and emptied the entire house.  My property was strewn all over the yard and driveway.  I was devastated.  I demanded my property be returned to me.  The buyer told me I had plenty of time to relocate.  Nobody told me if I didn’t have everything out of the house the day of closing, anything left he could do what he wanted to with it.  That is not true, and I don’t believe for a minute they threw everything away.  There was a lot of valuable jewelry, antiques & collectibles, hidden cash and silver flatware that no one would have thrown away. It was obvious I was still in the process of moving with all the packed boxes and antiques left taped, ready to move.

They didn’t come back for a week.  They took everything from me.  I had the clothes on my back and the shoes on my feet.  There was no reason for them to do what they did.  It was horrible.  I know it’s hard to imagine losing almost everything.  But think about it for a minute.  It’s devastating, and there is so much that can’t be replaced.  Photos of us growing up, my parents ‘ photos of their life together.  Pictures and mementos of my deceased son.  They destroyed all my photos and family history.  I have no photos of my deceased son, or of my parents.  The people who did this are monsters.  I don’t understand how a person could do this to another person.  And for no reason.  They didn’t come back for a week.  It’s not right.

I shouldn’t have to replace things I already had, but that was the position I found myself in.  With what I received from the sale of the house ($10,000).  It wasn’t enough to cover what I needed and hoped for.  I purchased the things I really needed.  I bought a bed and mattresses, some pots & pans, some clothes etc., a couch and a couple chairs, and urgently needed hygiene items.  It all adds up quickly.  That money is now gone.  I am getting by, but with not much, if any to spare,  I am grateful for that.

Thank you for reading.  I know it was long and maybe I said too much.  If you are kind and able to donate to my plight, it will be sincerely appreciated.  I know there are angels out there.  I am a good person who had a horrible thing happen.  Please help if you’re able.  Thank you for your kindness.

Paypal.me/BeautifulDay2025

Filed Under: Uncategorized Tagged With: USA

Last Updated: October 5, 2025

HEI screwup

I am 74 and soon to be 75. I am in the house I worked all these years to spend my retirement. I am still working full time. A few years ago I made the biggest mistake of my life, I got into an HEI which at the time sounded really good as it allowed me to get out of debt and get me closer to retirement. I got $200,000 from them and paid off auto loans, my second mortgage and other debt. Today I would need $412,000 to pay it off. I still owe $700.000 on my house so that puts me upside down. The only way out is to sell my home to pay off the HEI and then I will be penniless. If I wait until the 7 years remaining on the contract, I will still need to sell the house and they would get 39% of the sale. My wife would then be penniless. I need to buy out the HEI.

It pains me to ask for help as I have never done so in my life. I need to retire but cannot afford to do so without selling my home. If I do so I will not have anything left to purchase another home. I will be penniless and homeless for the first time in my life. I really screwed up.

Were I to receive more than I need, I will seek others in the same boat and lend them a hand. I am only asking for help in my current situation.

PayPal.me/richarddecker1986

Filed Under: Mortgage Tagged With: USA

Last Updated: October 5, 2025

Help Me Bring My Dream to Life — A Journey of Food, Wellness & Bliss

Hi, I’m Nicola — a culinary scientist, wellness guide, and lover of all things blissful.

For me, food has never been just fuel — it’s medicine, joy, and connection. My passion is to teach others how to enjoy food that’s both healing and delicious while living a vibrant, organic life filled with balance and purpose.

With a Bachelor of Arts in Culinary Science and an MBA in Hospitality & Tourism, I’ve blended my love for travel, food, and people into a single mission:

To help others rediscover balance through nourishment, movement, and mindfulness.

Through cooking, dance, exercise, meditation, and global exploration, I share practical ways to destress, reconnect, and thrive naturally. My dream is to host wellness events and retreats that help people fall in love with life again — one mindful meal and joyful moment at a time.

I’ve spent years gaining the skills, building relationships, and preparing for this next step. But to bring my passion to life, I need a little help. I’ve registered my business, and I already have a community of friends, family, and colleagues excited and waiting for my first event. The only thing standing in the way is funding to cover startup costs and essential business fees.

At this stage in my life — in my 50s — this isn’t just a career move; it’s my retirement dream. I want to create something that leaves a lasting impact: a business rooted in health, happiness, and community.

Every contribution, no matter how small, will help me take this vision from dream to reality. If you’ve ever believed in living a more balanced, blissful life — I invite you to be part of this journey with me.

Thank you for your support and belief in this vision. Together, we can make something truly nourishing — for body, mind, and soul. 💫

https://www.paypal.com/ncp/payment/2QZTZ25KY3MXE

Filed Under: Business Capital Tagged With: USA

  • 1
  • 2
  • 3
  • …
  • 548
  • Next Page »

Categories

  • Animals
  • Begpackers
  • Business Capital
  • Car Repairs
  • Cryptocurrency
  • Dental
  • Emergency Money
  • Eviction Notice
  • Funeral Costs
  • Home Foreclosure
  • Medical Bills
  • Mortgage
  • Rent
  • Scammers
  • Single Dads
  • Single Moms
  • Student Loans
  • Tuition Fees
  • Uncategorized
  • Wishes
  • Contact

Copyright ©2016 · Legal Disclaimer, a TOS & Privacy Policy