Begging Money

Financial Hardship Help

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Mother of two, about to give up completely.

Hello. 

To whomever might read this, I’m going to tell you a little bit about myself and my issues. 

First of all, I need you to know that talking (or writing) about myself is something that I rarely do. I’m not an open person and I never ask for help in personal matters. People at work find me to be polite, trustworthy and a good listener. But none of them know about the constant stress I’m under. Sometimes I feel my heart beating so hard I can barely stand up. I try to take a deep breath to calm down but there’s no space in my loungs so I cough it up again. I don’t think this state is visible just by looking at me, I’ve got a calm personality and I guess I manage to look calm while it feels like something’s exploding inside me. 

As you might have guessed, my financial situation is my bigest problem. While writing this, I have about 40€ in my bank account and my next salary will be paid out in 2,5 weeks. 

I have two kids who is living with me every other week and with their father the other weeks. Two boys at age 8 and 10. They are amazing and they bring so much joy into my life. I want them to have everything that a child could possibly want, but the only thing I am really able to give them is love. Love isn’t bad, but there’s so many physical things that they need, like new beds (they’ve outgrown them), clothes (also outgrown), healthier food and doing things like going to the movies or visit the zoo sometimes, even going out for ice cream (!) and it breaks my heart that they prefer being at their dad’s home. And I can’t blame them. 

I’m actually trying not to cry now, I don’t even know if I’m going to post this, it feels so personal. And so deplorable. But on the other hand, I’m not sure anyone is going to read it. 

So how did things get this bad, you might ask. I’m not really sure myself, but looking back at my life so far (I’m 34 years old btw), I’ve always been kind of poor. I grew up with a mom who didn’t care about anything and she lived off the child support which did not get spent on her 4 kids. Growing up I was very insecure, I had one or two friends, I wore second hand clothes, I had to walk 3 km to school every day, and home every evening regardless of the weather condition. As soon as I got home I buried myself in books and writing diary entries and poems. Somber writing got me through my teens and I left home as soon as I could. Now I live across the country and I don’t have much contact with my family. 

I’ve done pretty good for myself considering the past. I got a job in programming and the salary felt decent at the beginning. Now I know that people can make a lot more doing what I do but I can’t really move to another area because of the kids. I’ve never been good with cars and I think that’s the beginning of the downwards economical spiral, or whatever it might be called. I bought my first car and I felt great, I had gotten a loan and I was paying it every month. The car was not exactly new and eventually it needed to be replaced. Buying my next car cost a bit more but I was able to get the loan and all was fine. I soon realized my car was too small especially with two kids. So I went to trade it in for another in the same price range but it was apparently in such a bad condition that I got almost nothing for it. So I took another loan. By this time my credit was not great having taken on more loans before completing the payments so the interest got much higher. 

I struggled on for a bit and had to buy food on credit cards because of the loans. When that last car got a flat tire on New Years eve I got so tired of unreliable cars I decided to trade it in for a Volvo because they seemed to be most reliable. Believe it or not, the dealer was stunned when I rolled my car in for a trade. He’d never seen a car in such bad condition and was surprised that I even made it all the way there. Needless to say I got almost nothing for it. But with a very high interest loan I was able to get that Volvo which I’ve now had for about 4 years. It’s not new and it’s almost gone 125 000 miles, but it still takes me to work and the kids to school every morning. 

Where I live we have this authority that, if you can’t pay off your loans in time every month and you get behind, they go in and they take some of your salary to spread out to the different lenders. This is what they do to me, leaving a small amount that they’ve calculated as the least amount that a person can survive on. And I wish I made more money from working a full time job, so that they could take more. Every month my debts are getting even bigger and I’ve realized that I’ll never get rid of them. This is my life now and I’ve made this mess all by myself. 

I don’t really think I deserve to ask for help, maybe that’s why I’m hiding this mess from everyone. But maybe there’s someone out there who has more than they need and would like to help others. I need to tell that someone that I’m here, I am struggling, I have begun to fear for my health because of all the stress and I am in need of some help. 

Best regards.

paypal.me/pb9545

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Help me be together with the woman I love

So… i am trying this kinda as a last resource, i don’t know what else to do. I was sitting here and thinking “man so many people have so much money, and here i am sitting a few dollars away from my dream” being poor is heartbreaking, i hate that i can’t do what i want and give to the people i love most. Here i was thinking “man these random people online literally donate thousands to STREAMERS, for playing video games… i wonder if i share my story and objective if someone will maybe help just a little bit. If i was a big streamer i would be getting hundreds a month of donations, but just because i don’t share my face and stream i have nothing and no compassion, it just doesn’t make sense to me, it’s fucked up.

I have no idea if this will even get read by anyone but i have to at least try, i do believe in miracles and kind people. I swear if someone actually helps me i will cry and i don’t even know what i will do honestly i’ll be so so so thankfull for the rest of my life.

Here is the story: it is very simple, i am not starving. I have a big dream. I live in Europe and i met someone that lives in America. We have been together (“together”) for 2 years and know each other for 3 or more. You already know where this is getting… Our biggest dream is to see each other, and live together, we are aiming for 2023. But it. is. hard! Because the 2 of us are pretty poor. The plane ticket alone is around 700€… I worked and saved for 6 months straight to be able to see her. Now i got enroled in college and i can’t be working at the same time. She is doing the same, working and saving hard. But she basically supports her family of 4. She is 20 only and already almost supports her poor family. i have my mother and we live alone and my mother is very sick. She didn’t work for 2 years straight for health reasons. i have to come in to pay medical and other bills, which makes it hard to save.

Here is my situation: i want to hug her more than anything. i cry myself to sleep because we can’t hug and meet and we fall asleep together on call. We so very much want to be together, more than anything. It’s been going on for 2 years, and i don’t know how much more i can take. It kills me everyday that i can’t FLY TO SEE HER. Hug her and tell her in the eyes how much i love her. Guys, you have no idea how much she helped me these past 2 years. I owe her so much.

What’s worse, she has been working LIKE A DOG these past months, she works 12 hours sometimes and travels 1-2 hours to work, she cries out of being TIRED and has pain in her body from working so much. She has no time to do anything else, when she’s not working she wants to spend time with me so we make some time in the day for each other, usually we can manage 2-3 hours a day (we also have different time zones :((( i can’t do anything and hug her and sing her to sleep, simply because we are so cruelly far away.

Distance is so cruel
it’s been tough, and her tireness worries me. I tell her not to work so hard, but she’s decided to see me as soon as possible and we just want to hug each other. This hurts so much…. I’m worried about her health and stress, while i just want to fly to Brazil (her country) and HUG her and buy her dinner… Nobody has made me feel like her, i never loved anyone else. She is my world and we are together mentally everyday and we care deeply about each other in a beautiful way that i have never had before. Neither one of us care about being rich, we just want to be together.

Because i am broke, i can’t give her the world. So, my request. Help? haha I mean i don’t know what to say, my dream is for some rich guy to read this and be like “alright i’ll give her 1000 to see the woman she loves so much and then they can send me a pic for me to see their happiness” like, my god. For a rich rich person even a thousand would be NOTHING, and for me it would LITERALLY change my life and my world, oh my god. i will literally show proof of my travel and help the person that helps me in anyway i can, anyway i can! We both have poor families and can’t do nothing about it

I am from Portugal, she is from Brazil!
So… this is my story. i will literally do anything for a kind soul that wants to help, idk even a dollar man, idk. I am hurting and money is literally what’s stopping me from hapiness and leaving depression. Thank you for reading and if you know anyone that could help me, i will be forever, no joke, thankfull <3 i will answer any questions. and have a nice 2023

 

paypal : https://paypal.me/MaraCurto?country.x=PT&locale.x=en_US

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Mum of twins in need

I am 40 and mother of 11 y.o. twins. I’m not sick or unemployed, but I struggle to make ends meet.
I have changed my job after 17 years of being a teacher for better payed job. I also tutor students and work during weekends in an adult school. However, whatever I earn is not enough to pay for bills, loan instalments, food, clothes and cost of building a house for me and my sons. I am a single mother. The father went abroad 3 years ago and has a family of his own now. He contacts the children, but it is very rarely. Also, he pays child support, but it is very little amount per child – around 100$ monthly. I cannot make it more legally, because he didn’t give me his address so I the court can’t send him the papers. I tried to reason with him, but it’s no use, he simply won’t help.
My situation is rather complicated, but long story short – Some time before I met the father of my kids I helped my friend financially. I trusted the guy so much that I took a loan in my name and he promised to pay it off. Several instalments were paid and he stopped. This way I had 10000$ in debt which I had to pay myself, when the „friend” disappeared in thin air.
Then I met the father of my children. Love of my life. But after it turned out that it would be twins, not one kid, he changed. Things got worse with time. In the meantime we decided that I will sell my flat and buy a parcel. I went to live with him in his flat. With money left we were to build a house for our family. But it turned out it would take years to complete as the father could work on the house just 2-3 hours a day, after his work. I wanted him to help me get a loan in a bank to build the house in a year or two. But he refused saying that he won’t take this debt for life. We didn’t finish the house obviously. After we split up I was on maternity leave with children, no home and lots of bills to pay and kids to feed. I had to provide for them and I got caught up by instant loan spiral. I generated a debt of 15 000$. I had no other option, had to take care of my kids. My parents took me and the kids to their home, but it was difficult to manage. When my maternity leave ended I went back to work as a teacher. I got a deal with bank and I managed to pay off some of the debt, but still it is a lot left and the instalments are killing my budget. I also rented a smal flat to live on my own, not to abuse my parents’ good will and kindness. After some time I managed to sell the parcel I owned. It let me buy an old wooden house with a garden. Some money left after the purchase so I used it to pay for major reconstruction of the house, however, it still needs reconstructing and redecorating to be habitable. To do this I need around 15 000$. The bank won’t give me another loan due to my earnings being too low. I would manage to finish it using the money I earn, but after paying bills and loan instalments and all necessary food, clothes and cost of fuel for my car I end up with nothing. Sometimes I need to ask parents for financial help.
All in all at this point I have 40 000$ in loan and the installments take almost all the money I earn. This situation makes us struggle so very much each day. We don’t live, we barely exist.
Please help us have better life. I would be grateful for any help even the smallest one.
https://www.paypal.me/SloviAnka

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A Broke Student

Hello everyone, I’ve never done this before don’t quite know how this works but here it goes, I’m going to tell you my situation and why I need some financial help – I am a student in the country of Georgia, currently going through my third year of bachelor’s in economics, studying web-development and programming on the side and working full time as a game presenter in an online casino, night shifts. Having a hard time paying all my tuition fees, courses and mentors even with my night shift salary – which does cover like half of my fees, but the payment deadlines are quickly racking up and I honestly don’t know what to do, there’s this program in my country which send students abroad to work in factories on summer holidays and I’ve already prepared all my documents for it, I’m going to Germany to work for 2 months to pay for the next year of my studies in summer but before then I’m really in a hard spot. to be honest I don’t really believe that I’m going to get anything because I’ve always been on my own and it’s just been like that for as long as I remember, but I do still have some hope that someone out there is willing to help. due to the economic situation in my country even a small donation is going to help, so if you’ve ever been in a situation like this or if you can empathize with a broke student from a third world country and if you are really willing to help it would make my Christmas, to think that I started working night shifts to pay off my student fees and my grades started dropping because it’s really hard to be both a full time night shift employee and a student it’s just driving me mad and I’m scared that I’m not strong enough to do it, I am scared for my future. I even work on Christmas; I work on Christmas holidays not spending time with my family or friends I’m working, and it’s really been affecting my mental lately.  Even as I’m writing this, I just got back home from work I am exhausted but still can’t find any rest, that’s how worried I am for my Future. thanks to everyone who found time to read this and give me a chance. Merry Christmas and happy new year everyone. Again, I’m not asking for much if I manage to scramble $100-200 that would be a major help and way more than I could ever ask for.

https://paypal.me/LDonte?country.x=GE&locale.x=en_US

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Help ukrainian families

With this beeing The first time ever, writing for help I feel like there is no other option.

I am from Sweden, and have two children in an apartment.  With The invasion going on in Ukraine, Sweden has had many ukrainian families coming.  Many of them in need for help, such as roof over their heads, food, clothes and money.

As I work as a teacher, I have met lot of young ukrainian people struggling and now I have two of them living with me under same roof for as long as needed, of course.  But financially it is getting Hard for me aswell to have all The responsibility.

So I urge for some help, please! Anything is better than nothing.  But if I could get to at least 20,000-30,000€ I would be so grateful and you would help kids from Ukraine for a better life.

Bless your souls and kind regards from Sweden.

https://www.paypal.me/erkinho

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Homeless suicidal deep in debts

To whomever is generous enough to read my words, thank you!

I wrote here few days before Christmas and for whatever reason it wasn’t posted. I’m now officially homeless, sleeping in a homeless shelter as long as I can book the bed 6 hours in advance every night.

When I wrote here, it was short to the point and without giving context, I was in a bit of panic and trying to prevent the eviction. Now that I’m already evicted, I’ll try one last time to ask for help, maybe someone out there hears me. Writing here, begging for help, was never something I thought I’ll ever do, but life got me here.

I’m now homeless and deep in credit card debt and rent. To just pay off the minimum to breathe a little and the 3 months late rent, I need $30000. Let me tell you though how I got here in the first place.

I’m a 46 years old daughter of two narcissist parents. All my life I worked hard for my independence and setting boundaries, I suffer from PTSD and untreated depression. No matter, I still thought I did okay, comparing to my siblings that are in their 30’s and still live at home, totally frozen.

I had a career in the arts and culture  in both the UK and Sweden. That even took me to the United Nations building bridges between refugee communities. Everything was under control and I had the distance needed from my family to keep sane. It all changed when the pandemic hit in 2020, I lost my job, came back to Sweden, and hade to financially support my siblings. Then bit by bit, my savings were gone, I tried hard to get a job, but it was difficult because the cultural sector was crumbling and is still not fully recovered until now. So I started to freelance consulting services to art institutions, the money from that wasn’t enough but I was grateful to be able to make ends meet, pay check to pay check. The last assignment I had was in June 2022, since then I’ve been living by my credit cards, while applying for any job I could get, got a watering job that is taking more time and effort but the pay isn’t worth it. Doesn’t cover any of my expenses except transportation and food. I continued to use my credit cards for everything, rent, bills everything, then I used to take from one card to pay back to another all this until November when I couldn’t pay anything anymore and my landlord was understanding, he couldn’t believe that someone with my experience and background would be jobless for that long. At the end he evicted me on Christmas Day two weeks ago but he kept all my stuff in the apartment. At the same time, the credit cards companies are after me wanting their money back. Which all in all comes up to $80000 with reminder and service charges growing by the day.

I really don’t see the point of living, long time ago I decided not to have any children and that this DNA should stop here, I tried to commit suicide many times, and every time I wake up in hospital, I’m disappointed. Because I can’t take it no more, there is just no point, I can’t feel any purpose for my life. At this age, single, toxic parasites for family. All I keep asking is, why am I here? To do what exactly? When nothing is working. This situation has also shown me, that my friendships are shallow, apparently no one likes someone with problems.

What is heartbreaking though is the fact that I’ve been paying 34% tax from the age of 16 to a country and system that isn’t built to support me in my time of need. The caseworker at the municipality told me to my face: you don’t fit the profile to be on welfare.

If you have read this far, I’m immensely humbled and grateful.

I’ve never begged anyone for anything in my life. Even if no one can help me, at least someone read my story.

https://www.paypal.me/beequeena?locale.x=en_SE

B

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Single immigrant mother needs help

To whoever is able and willing to help.

My name is Lucyna. I’m 42 years old and a single mom to a fantastic five-year-old boy. We live in Cyprus, a small Mediterranean island, and I came from Poland and immigrated here in my 20s. Life was pretty good, and I had my career as a SPA therapist in addition to renting a house, having a car, and taking care of my two dogs. In my 30s, I met my ex-partner, a Cypriot man, and after a four-year relationship, we welcomed our son to the world. We moved into my ex’s house, and soon after, our relationship crumbled. My loving partner suddenly changed into a controlling man I had never known before.
Domestic violence and psychological abuse lasted for one and a half years. In a desperate effort to keep our family together for the sake of my child, I started counseling with a domestic violence prevention psychologist. Unfortunately, things were not improving until one night when my partner came home very angry from work and demanded I leave our son behind and move out of his house. The argument escalated quickly; I was forced out of the house with my 1.5-year-old son in my arms, with no belongings, no money, and no roof over our heads. As an emigrant, I had no family in Cyprus and decided to go to a police station. We were taken to the woman’s shelter in a different city. (At that point, I thanked God that my son was so small and had no memories of that event.) We spent five months in a women’s shelter, and I got some help from my family back in Poland to put down a deposit for rent. I rented an apartment and found a job as a kitchen helper.
Meanwhile, court proceedings were taking place. Per the court order, my son cannot leave this country until he is 18 (his father is a Cypriot). My son’s father is involved and has visitation rights. Seeing my struggle to keep a roof over our heads and food on the table, he constantly tells me to give him full custody of our child and return to my country. I love my son more than anything else in this world. He is a sweet and intelligent child. He deserves what’s best in this life, to be happy and loved and to have a mother.
Financially, I’m struggling a lot; Earning the minimum wage, rent, and bills take up nearly my entire paycheck.
My landlord will increase the rent by 10% in January. My old car broke down, and now I drive a borrowed car that needs to be returned soon. I was refused credit at the bank because I’m a foreigner here. and have absolutely no savings. It is only possible to move around this island with your transportation, as there is virtually no public transportation. Simple tasks like shopping, going to work, school or the doctor are nearly impossible. The world is falling on my head, and I don’t see how the situation could change with high inflation and prices going up without our own home. I have tried to find extra jobs, income, and side gigs while working full-time and caring for a child. School, doctors’ appointments, meals, laundry, etc., are difficult to juggle. I have never asked for help and have been working hard all my life, but it is not enough. It just is not enough, no matter how hard I try.
Thank you for listening.
I will appreciate any help.
Lucyna

https://paypal.me/LucynaKulczynska?country.x=CY&locale.x=en_US

 

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Uni student Can’t Afford Gifts for Xmas and more

Never thought I’d be down this bad, but here I am, so I might as well rip the band-aid off.

To give some context to my situation, I’m an 18-year-old university student currently studying arts in France. My mom, who barely has enough of a salary to sustain our family of five also manages to send me an allowance of €300 every month so that I can pay my apartment rent of €200 and buy €100 worth of groceries. To put it lightly, I am forever indebted to and grateful for my mother.

Anyway, as you all know, it’s that time of the year when people show their love for one another through gifts. Unfortunately, I simply do not have the monetary leeway to buy a present for each member of my family (including a little something for a good friend of mine who has come all the way from Costa Rica to also study arts in France).

If it wasn’t Christmas, I’d scrape a tenner off of my €300 allowance to buy something small for a buddy’s birthday. I might have to go without food for a day or two, but that’s the price I pay (quite literally) to make the special people in my life happy. However, it is Christmas, and I would love to be able to buy at least one small gift for each person that I hold dear.

What’s more? Just today, I got €44 taken off of my bank account and I have no idea why (probably a scam company that I accidentally gave my debit card info to). How I’m going to survive until January without my grocery money, I don’t know. It’s this scam that actually led to me deciding to look up this website. I just pulled the last straw.

I’ll admit, it’s slightly embarrassing to go online and ask the internet for free money, but you can’t imagine the joy it would bring me to see a number other than “0.00” on my PayPal account and know that I can buy presents for my family, friends, and myself (I’ve been saving up for a new smartphone for the past couple of years, and I can’t wait to have the money to buy it).

If you’re feeling charitable, consider donating any amount of money that you want to a broke student trying to make the most out of this year’s Christmas. Money may not buy happiness, but it sure does make it easier to obtain it.

If it means anything to you, I’ll be sending a personal email to thank you for your generosity when possible. It’s the least I can do to demonstrate my gratitude.

Here’s my PayPal.me link:

https://paypal.me/kurohebi2004?country.x=FR&locale.x=en_US

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collage expenses and escaping a toxic home situation

Hello, my preferred name is Naomi, I’m 18 and currently desperately wishing to be able to get accepted to collage. My home situation is not great. My mother is a narcissist (my parents got divorced when I was 8, she would pretend to be dying…almost every day, on the kitchen floor, for attention. She’d sometimes stop when my then 4 year old brother started vomiting from fear, but sometimes she pushed even after that). My grandma, also known as the only adult in my family who has ever loved me, passed away after fighting the Alzheimer’s disease recently. I Used to visit her multiple times a week after school and on the weekends for several months, it was very emotionally draining and time consuming and therefore I wasn’t able to keep an afterschool job (except a very badly paid babysitting). My mother didn’t appreciate what I was doing and keeps calling me lazy (I’ve also heard her say that she’d love to kick me out of her apartment, but that she’s „too nice for that“ to multiple family friends. She’s also writing me out of her will, says that I’m strange, stupid…). Because of her I didn’t get the space to grieve and am constantly reminded of what a failure I am. I looked into my dream collage and I’ll get accepted if I complete a language exam costing 250 dollars and pay a 50 dollar fee. The problem is that I need the money as soon as possible because I need to apply for the exam which takes place in the beginning of January. I need to get out of here and the school is in a different city. Any additional support will be very much appreciated as well because I’ll have to start paying a student living and all of my expenses. I really want to get a job but I am so very anxious because a few months ago I’ve shaven my hair off, I don’t know why, I was just so stressed about everything going on and there were scissors available… The problem is that I’ve been hiding behind my hair my whole life and now I feel so exposed and naked and anxious and my parents still don’t know (I’m terrified they’ll find out, they are really conservative). My graduation is approaching quickly and I’m so afraid I’m going to fail. What if I am a failure after all? I’ve talked about everything with my psychology teacher and she told me to seek a psychological help but I’m too afraid to talk to a stranger and even if I wasn’t I don’t have the money. If you want to ask me anything, you can reach me at @naoteami on Instagram. Oh and my collage majors would be Spanish and English (my dream is to teach them). If you want a friend just text me! I hope I don’t sound like a brat. If I do, I apologize.

(NOTE: I have had jobs… I used to work at a bookstore and a flowershop, I used to work in a call center and I’ve babyset multiple kids, I’ve also taken care of my younger siblings since they were little. I try.)

my paypall link: https://paypal.me/naoteami?country.x=CZ&locale.x=en_US

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pleasee help me

Hello, my name is Ivana, I come from a small country. The average salary in my country is 300 euros for an ordinary worker. … I have two kids, and sometimes I don’t even have food to buy for them.. but I will start from the beginning.. 10 years ago I lost my father, after that my mother had to go to another country to work, so that she could support me, my brother and sister, we stayed with my grandmother and grandfather.. after only three years after my father’s death, my grandmother fell ill, and I, at the age of 20, had to take care of her, I took care of her 24 hours a day, and that lasted for two years, while she unfortunately she didn’t pass away… when mom went to another country, she stopped taking care of us, so we were left to fend for ourselves… I’ve been trying to get out of debt for 10 years now, but I’m not succeeding… After my grandmother’s death , I started working, and I took out a loan so that I could support my brother, sister and grandfather, I had to pay everything myself, and how oh what a year passed, I had bigger and bigger debts… I am asking all the people who read this, I am begging you to help me… I have been taking care of others all my life, and there is no one to help me, help me to give my children a little a better childhood, to buy food for them, the whole salary that I earn, I have to pay my debts, so I have very little left… Help me to get out of these debts, so that I can finally breathe, for 10 years all this it has a lot of influence on my mental and physical health… I lost all my teeth, sometimes it happens that I don’t eat anything for 5 days so that my children have something to eat… if I would pay back those debts, I could finally start living, the children would be happier with me because I would finally be able to give them some things they never had, such as new shoes or a new suit, because until now I used to buy them everything second-hand.. New Year and Christmas are approaching, but I  don’t know if I’ll be able to afford them anything… I know there are good people, and I’m just begging God to read this all good people who are able to help me. God will reward them, and I am sure of that… My debt is €10,000, I would be the happiest if I could pay off the entire debt, but any help will mean a lot to me…

 

 

 

my paypal is: PayPal.me/ivana911

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Down on luck wrongfully evicted disabled hairdressing cat mom

Hello, my name is Chelsie. I’m  an artist/ hairdresser in Oregon. I’m also mentally ill, and am at rock bottom. I live in an rv wherever I’m told I can park for a night, but currently am out of gas and broken down in a parking lot. I’m trying to manage, but have spent all of my Roth IRA I saved for retirement in order to keep the apartment I had ( i was actually evicted over an incident I knew nothing about. Honest!) and my 4 cats. Daisie is 18 with Kidney failure, Bella, 17, quirky girl, Fizzie, cute as can be fluffy, and Fantzie, still needs spay, tuxedo treasure she is. All afloat…  I was diagnosed a yr ago with fibromyalgia and degenerative disk disease as well as stenosis of my upper vertebrae. I need carpel tunnel surgery in both arms it’s so bad, a hand injury last November cost me a job that I loved. Had dr note, X-rays, the whole 9 yards, and was never called back in. No workman’s comp, as I was independent . I am not proud to be doing this, but I cannot make ends even begin to match up anymore. I spend most of my day crying as I’m severely depressed, and in pain. I have a pending application in to get disability which could take up to a yr. Have had to beg family for money to feed my cats, they are the only enjoyment I have and I’m always going to put them 1st, but my resources have run dry, and I’m not well, mentally,  nor physically. My hand only functions at around 50 % these days and I have lost everything. How’d I get here? Well I left a financially comfortable, yet physically abusive relationship. I was told I shouldn’t work because I was sick, yet he would drink, and eventually I’d be a punching bag. He liked to stuff all these emotions in for long periods and explode with rage after he’d had too many bourbon drinks. He nearly killed me in the car a couple times, so finally I cut my ties, and here came Covid and downtown Portland riots in front of my shop, and clients wanting to stay close to home, and quarantine, and away went my business, and here to stay, my hardships and ailments. I can no longer tread water, and am asking just to get a leg up so I may know what some sort of comfort feels like again. Heat and a home would be so nice. It’s super weird, as I’ve never imagined being down on my luck like this. And when I reach out to family, I’m shamed, and made to feel less than or that I’ve done something to deserve this. I am a very gracious kind soul, and would do anything for those I love,and have been told to ask if I ever need anything by numerous friends and family, and so I tried, sadly to be turned down, and judged.  I’d be ever so thankful to receive help this winter season, maybe a place funded to park my rv, and hook up to power to have heat/ hot water. I’m at ground zero. Thank you to anyone taking time to read this. I write with the intent to show gratitude to anyone with the compassion in their hearts to help me through this rough time.

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Medical bill

Hi all,

Before my son turned one, I found a job at a company I loved that was flexible enough to accommodate the demands of parenthood: “Daycare called to say your son threw up? No problem- go and get him.” I worked hard, earning several promotions over the 6 years I’ve been employed with this company. For the first time, I’d made it to the middle class! But it wasn’t the relief I was hoping for.

I make enough that I don’t qualify for government assistance anymore. However, my income hasn’t been enough to cover all of my expenses. Daycare costs were more than my rent. Healthcare costs are overwhelming. I had good credit and a decent income and wound up in a debt cycle to make ends meet. At my peak income, I was finally making enough to make ends meet and even save money and have spending money from time to time– if it weren’t for all the debt I was paying off. I was at least at a level where I didn’t have to continue taking on debt, but the debt payments are a significant part of my income and don’t leave me wiggle room for savings and emergencies.

2022 has been full of challenges. One of my tires had a blowout, and I had to replace all 4, costing a little more than my savings. Dipping into my regular account started a cycle of being behind. Overdraft fees, late fees, etc. make it difficult to recover on a very tight budget. Not too long after replacing my tires, I got a rough case of strep throat and missed a lot of hours at work. This combination of events crushed me financially.

I know something has to give. I made a decision. I stepped down from my position at work. I still work at the company, part-time. I’m now in college full-time, learning computer science/data analytics. I love this type of work, my current job dabbles in these categories. This can also lead to higher-paying, flexible, remote jobs that I need.

My income is still okay- my generous boss did not reduce my hourly wage, but the reduced hours reduced my income. Student loans are helping, but I’m still on a rice and beans budget.

I’m asking for help with some medical expenses, and possibly bills.

My most immediate, urgent expenses:

My son has cavities and needs fillings: $180.

I need an eye exam and glasses: $200

Any help is appreciated. If by chance, I receive more than these needs, money would go to a few different things:

I need some things for around the house and some clothing for my son (mainly kitchen supplies). I don’t have much room in my budget for spending aside from necessities.

Payments toward my $40,000 debt.

 

Thank you for taking the time to read this. Donations can be made to:

Paypal.me/rexonxs

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Covid took my chance, politics are bed, I’m suffocating and oh, I just got robbed

Not much showing it more how much desperate I am right now than posting this here. I’ve been always realistic about my situation and right now I also know that there are more people who are much more in need than I am. But mentally I reached a point where I am not sure how to go any further, not less where. One thing is for sure: away.

I’m in my mid 20s in Budapest, Hungary. If you know anything about my country, chances are that you know politics here are getting more and more awful and living a decent, fair life is getting impossible. People are disappearnig, getting into jail for no reason for at least a few months, and when they get out, their life work is gone. Education and cultural life is in its ruins and what’s worse, most of the people do not care. People who care and dare to step up, shortly after go down. I can go into details about bts facts if you’d want me to, but for now, it should be enough to say that every sane person is about to run away from here. It is a society that cannot cheer. We become more and more bitter and most of the people are only happy when it is worse for you somehow.

I stayed quite long even after realizing this. I did my BA and my MA as well. I studied international relations, and worked my butt off to get a scholarship to my dream destination, to one of the most prestigious universities in Japan. And I won. I won it all. A full scholarship, acceptance by both sides and an internship. And guess what then? Yes, Covid. It is so true, how this pandemic changed lives. Turned everything upside down. And it hurts, still hurts so much. I have waited more than one year, postponing my departure up until the point where I could not do it anymore. Japan did not open the bordersand I had to finish my studies as there was no option for me to finance any more semesters. A dream disappeared. One I was working towards for 5 years. Like someone would stab into your guts. I got depression not long after, and started to work. Luckily I got a job paying well, but after a few months I found myself exhausted and with 40 degrees fever because I had no days off in months, working 4 persons roles at the same time. I not only had no time for my own creative ideas which was plan B after Japan, but also worked myself sick and had to quit my job. Depression got worse.

But I want to get out. I want to heal, I want to do all the things I had no chance to do so far and finally become the owner of my life. I would like to find some help to kick off. Family and friends are not option at this point. So here I am speaking up and hoping that there are ears out there hearing and listening. I would appreciate any help from anyone kind enough.

My plan is to enroll in courses that can help me into the new chapter of my life and learn cinematography and photography, to tell my stories to the people, as well as creative marketing and intercultural studies. After my major, I am pursuing the ability to work on international cultural and educational challenges, improving communities – from individual to community levels and helping our societies to better understand each other and heal from a miserable system.

If you think you could help me fulfill my dreams, or at least to get back on track, I would be forever grateful for your generosity and would definitely thank you in person, too, if possible!

 

https://www.paypal.com/paypalme/grecash

Best,

G

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Please help me with loans

3 years ago my life turned upside down when I met Charles. I fell in love at first sight and started living with him. Charlie has no father and his mother is on drugs. I soon found out that Charles also had problems with drugs, which unfortunately continued to escalate. It started with marijuana, continued with cocaine, until he became completely addicted to meth. I tried to help him and look for the reason why he takes drugs and help him with the debts he has. I took out two loans to pay off all these debts and Charles started going to rehab. We were a fairly happy couple apart from all this. I tried to help him and I had two jobs to pay off the debts as soon as possible. Unfortunately, I later found out that Charles was still taking drugs, and what’s more, behind my back. He started hiding the drugs from me and kept taking them. Our fairytale gradually turned into a nightmare as we fought daily over debt and drugs while he never stopped taking drugs. One day he told me he was going to work, but I didn’t hear from hom for 10 hours, even though he said he will be out for 4 hours. No matter where he went, he always at least texted me or called me. I was freaking out because he took my car as well. I went here by public transport to see if I could see a car in the building of his workplace, and there was none in the entire area. He did not answer calls, his phone was switched off. I tried to log into his social networks and it finally worked. I found a dozen conversations with women on the news and proof that he had been cheating on me for a long time. When I found out about this, I fell into despair. He arrived home 2 hours later and was high. From this moment on, my life has turned into a huge nightmare, when I can’t manage to repay the debts that we took together, but in my name. I lost my home, my car and my job. I currently work in IT, but my income is not enough to repay both loans. I only have $100 left a month for my personal stuff and food. I would like to ask people who have the opportunity to help, I will be happy for even a small contribution, at the moment I have $10,000 left to pay, I believe that I can do it and I will be able to bounce back from the bottom and start again, but I will be very grateful to anyone who in the current situation it will help…

<3 paypal.me/paypalme/12345678968

 

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Debt

Good day to everyone,
We never expected to find ourselves in a situation like this, to have to literally ask for money from anyone, ever; but life does have a tendency to surprise us in the strangest ways – especially here in Eastern Europe – plus the impact the war in Ukraine is having on the economy has led to massive price raises and currency devaluations, as we all know & have felt.

Not to waste your time, to go straight to the point — namely, our problem is this — a bank loan for which -literally all of a sudden- (from relative financial security just a few months ago) we no longer have the ability to repay the installments (we have fulfilled all our obligations to the bank until this point but have no idea how to pay the rest) – my wife and I live in a rented apartment, so a large amount of our earnings simply must go for that, and that cannot be avoided or postponed in any way (otherwise we would end up on the streets) and now, seemingly all of a sudden, we ended up barely meeting basic needs.

The prices of everything, especially of food here, have risen insanely, plus winter is coming; so with all of our current problems we’re also worried about how the economic situation will be like moving forwards, when winter starts.
Plus we both have old parents that we try to help whenever we can – and we just can’t do that anymore. We can barely support ourselves (hence this message, clearly).

Our main goal of writing here would be to come up with $4000 (but literally any amount helps) with the help of wonderful people who visit this site – in order to pay off that bank loan (ideally all at once) so that we don’t have that axe hanging over our heads with all other problems that we as a family currently face and the world situation has brought to everyone.

Writing something like this and literally begging for money is not something that comes easy for us, at all; we hate having to do this.
But we do. We have to.

All transactions will be 100% transparent & any proof you would like to see we will provide; we’ll send all data & papers to anyone who asks. We are not doing this for profit, we’re doing it out of desperation, and we’ll be more than happy to put our potential benefactors’ mind at ease.

Thank you to everyone who took the time to read this, whether you choose to help or not.

To those who really do decide to help – we cannot even explain the depth of our gratitude.

Thank you.

paypal.me/kichma