Begging Money

Financial Hardship Help

Last Updated:

italian mathematician needs help

Hello.

I am a mathematician and a math professor. I am here because in a desperate need of money to attend a 9 months teaching certification course in UK, which is called PGCE (post graduate certificate in education).

Why begging money here to attend a postgraduate course, if i could get a scholarship or a loan from the UK government ?… i am going to explain everything.

First of all, let me tell that i am not in the age-range when someone normally attend a post-graduate degree course: I am almost 42 years old. I faced a lot of health and family troubles in my youth, till I finally earned my bachelor degree in Math in 2009, at the age of 30. After that day: only unstable working contracts, short term teaching assignments and even unskilled physical jobs that have nothing to do with math… these short term teaching assignments are what i am still doing now to make a living. you know that there is a lack of skilled STEM teacher overall in the world, right ?

Because of that, It normally happens that you can get a math teaching contract in a college or school if you just hold a 3 years  bachelor degree in Math and gained some teaching experience, even without holding a teaching certification… not in Italy, anyway. Here, some (very) stupid laws don´t allow anyone who doesn´t have minimum a 5 year master degree (plus some other study requirements, as well) to teach in a school. So, despite i gained a lot of teaching experience here, at university level as well, i am still not legally allowed to get a steady contract in any italian school! Is it fair ??… the PGCE is widely recongnised in all the english-countries and allows to teach math almost everywhere.

What i am actually doing now is working as adjunct professor for a prestigious university in Rome. That means, in the fact, that my salary is payed at the end of each course, after one year of work, and it is approximately extimated in few euros per hour (many adjunct professors in Italy are not paied at all). As i am actually holding rhe same courses of the last year, I am expecting the same income for the next year and i will show you that these earnings don´t even cover the rent of my small 1-room apartment !

This is the third year I try to attend a PGCE math course in England.. both in this year and in 2020 I received an offer from two different institutions, but i could not start the course for the same reason: not enough funding available. This is maybe the last chance for me to get out this hell of living and start to live in a normal way the rest of my life.. As you maybe already know, there is actually no way to get a scholarship or loan for EU citizens moving in England for studying. I need to collect approximately 20.000€ at least before the starting date of the PGCE course, which is expected to be in the late summer: 10.000€ to cover the course fees, other 10.000€ to live in a decent way for the 9-months duration of the course. However, I´ll probably need this money before the course starts.. infact, to get the UK student Visa you must show before that you have enough money to support yourself for all the duration of the course. I actually have all the requirements to get the UK student Visa, but i don´t have money even to buy the flight ticket for UK.

I am getting older and i don´t really want to die poor, in this country and in these conditions… please, help me to do my job in the way i deserve. Thanks with all my heart

http://paypal.me/4076bc

 

Last Updated:

Utterly desperate and alone

I’m not even sure where to begin from all of this, I do deeply apologize for troubling you with my own woes but I’m truly at a point where I’m so lost that I found myself here, hoping for a small miracle.

You see, I’ve been having trouble getting employed for a few months now and whatever savings I’ve had for that time frame is already gone, spent on food and bills. I’m not sure how many people have been in this position, and it’s the first time in my life that I find myself with absolutely no money. And it’s absolutely terrifying.

I’m not exaggerating when I say I only have a few dollars in my bank account, I’m desperate. It’s already embarrassing to find myself in such a situation as a young adult and yet it’s also so embarrassing to say that it’s not okay, that I need help.

I don’t really have friends, nor do I communicate with my relatives. The embarrassment is one thing but feeling utterly alone in the world with nobody to rely upon is a different level of pain to endure. My father has passed away when I was a child and despite having resorted to asking my mother for some financial support in the last few months, I mentally and physically cannot force myself to do it again. She’s stressed herself and I’m too ashamed to utter a word to her about my situation when she has upcoming eye surgery in a few weeks.

Bills have been paid at the beginning of the month and new bills will have to be paid soon for the upcoming one. Equality frightening is when you have under 5 dollars in your bank and barely 2 in your wallet and realize that it’s only a matter of days before that’s used up on groceries. It’s scary, I genuinely don’t know what to do. At this point, it seems that even a few dollars can be a difference between eating or going hungry. I’d be thrilled with twenty dollars in my bank account.

It feels so shameful to come out and beg for help. And at the same time, deep inside my heart hope that someone will reach out a helping hand.

If you do decide to donate to me then honestly, I’m at a loss for words. The idea of an absolute stranger helping you like that seems so surreal. But if my prayers will be answered, I really hope you do feel the genuine gratitude from my heart. Thank you so so much, really.

paypal.com/paypalme/pearlgoth

Last Updated:

Family with three little girls needs S.O.S help.

We want to ask for your help because we live in very difficult circumstances. Unfortunately, the pandemic affected us very sensitively.

Due to restrictions, my husband lost his job.

We moved to the countryside because we could no longer pay the rent.

We are raising our three little girls. All three are under 8 years old. I’m home with the little one because we don’t have a nursery in our village and since we don’t have relatives we can trust, I can’t go to work unless she starts kindergarten.

The biggest problem is that we don’t have a car. We take our oldest daughter to school in the neighboring town by bus. It costs a lot of money and time. Because of this, my husband is unable to take a regular job in the area, as his employer does not tolerate him missing two hours twice a day because of taking and bringing the child to school.

If he had a car, he could quickly take her to school and take a courier job that he could make a living from.

My husband is struggling with spinal problems, so occasional physical work is out of the question. We try to do jobs online, but most are unreliable or pay little.

Currently, we only live on family support provided by the state, which is not enough for food either.

We don’t get help from anywhere.

We are afraid that our children will be taken away from us because of our humble financial circumstances. We have also a couple of unpaid bills that we need to settle as soon as possible so that utilities are not turned off.

It feels awful that many times I can’t give kids what they ask for.

Though they don’t ask for big things, but unfortunately we don’t live in times like that right now.

We need to save to last that little until the beginning of next month. Meanwhile, the cold weather here, the children are often sick, there are a lot at home, so online work is more difficult, medicines also cost a lot, and they have to be fed at home, they don’t get food at school and kindergarten for weeks, but they have to deal with it, as long as they are sick.





If we add up the price of a cheap used car, the unpaid bills, and the price of a month’s worth of food, we would need about 1,000,000 HUF to get back on our feet, pay for everything, buy a cheap car, and finally get my husband to work.


This amount is about 3300 USD.


We believe that if many people gave a little, this nightmare could end in days.


These three beautiful little girls would deserve to stay with their parents. Nor do we parents deserve to take away our children, who are the meaning of our lives.

We got into this situation through no fault of our own, as did many thousands of other families.


We’re just asking for a chance to get back on our feet.


I pray that someone will finally help. To finally make our story matter to someone.


To check that I am a real person I will link my Facebook account which I have for several years.


https://www.facebook.com/oozita.oo



MY PAYPALME: https://paypal.me/nzitab?locale.x=en_US


Last Updated: 
Young family of 3 needs a little boost to get through the month.


Dear readers,


Until tonight I didn’t know websites like these existed. But I’m glad I found out that they do.


I’ll tell you about myself first. The one asking. I’m the one posting in hopes to find some support with the situation of my family.


My name is Max. I’m from 28 year old new dad from The Netherlands and I’m living with my fiancé (35F) and our little girl (8 months) in rural Brittany, France. We’ve been together for 7 years this year! I used to be a performing musician in my home country from about 2012 up until late 2016. After having decided to move to France with my, then girlfriend and now fiancé, I was tired of playing music on a semi-professional level and went off to work in the service industry as a bartender.


I’ve learned to speak French fluently and have been working on and off throughout the various lock downs that we’ve lived through here. After the last lock down I decided to stop completely with bar tending as it was no longer compatible with the new life I had entered as a father. The late nights, working every weekend and holiday just doesn’t match up with family life. I’ve started working with a close family friend in decoration / construction. We do decorative insulation with a mix of lime and hemp fibers which helps to insulate houses and gives a very nice and rustic look to any room that you might choose. The problem is that this is off the books, cash in hand work and it’s quite irregular. Our income depends on us finding new jobs with the assumed risk that sometimes people won’t come through with their end of the deal which is, of course, payment. On top of those insecurities my colleague and teacher had a jobsite to do with someone else and wouldn’t be available to work with me. That period is now. Luckily I could work at the hemp processing place where we buy our material to do the jobsites. I know one of the owners and they’re nice. I work with them at the moment (3 days left) through an interim agency.


We’re already over -700€ on our account and we’re getting emails that our automatic invoices are getting bounced. This, naturally, brings us quite some stress on top of all the other stress that financial insecurity already comes with. Then on top of that the chronic tiredness from caring for the baby. It’s hard at night sometimes but when she smiles at you in the morning while she plays you just forget it all over again and you find the power and energy to do another day. My fiancé was a freelance nanny for about 10 years before becoming a mom and for the moment stays a full time mom. She might return to the nanny work eventually but she found it illogical to do nanny work while paying for a nanny to look after her own child. I agree with her on that.


I’ve also recently been thinking about what I really want to do with my life professionally. I don’t have a very high education in my own country’s schooling system but not very low either. I studied independent artist / entrepreneurship in music. For our USA based readers it could be compared to a college degree in liberal arts. It takes 4 years to get the diploma I have but I did it in 3 because the school decided to phase out the study completely and stop its funding.

I’m considering getting into journalism as I know already that I can write quite well, I’m interested in many different topics ranging from music (obviously hah) to history, geopolitics, science and travel. I also speak 3 languages fluently which is always great but really fits into the journalism profile. My native language of course, Dutch. Then there is my second language, English and third French.

I’ve already started on my first journalistic project which is an essay about anti-vax sentiments in my immediate area. I’m planning to interview some people I know closely, some people I know semi-close and complete strangers or people that I’ve met in passing.

The question to the essay reads: “High amounts of antivax sentiments in rural Brittany or just a vocal minority and what is there to say for the vaccine-hesitant?”


Now to the question at hand. How much do we need? Well, what we really need is our account balance to be positive. Our balance right now is approximately -700€ which would convert to roughly -820$. However, anything above that amount would be most welcome indeed. I’d love to put some money into my journalistic projects for things like: an audio interface to record my voice and self made music to make videos and recordings for videos to publish on platforms like YouTube. Or gas money to go around and interview people and do basic field research. Eventually I’d have to save up and buy a decent laptop for basic internet browsing and to work on articles and essays. I’ve been thinking mainly about making a YouTube channel and slowly build up a collection of videos about whatever subjects interest me or any that I already posses in-depth knowledge about.


Sorry if this post was really long but I feel that I owe it to anyone who might consider helping us out to at least put in a good amount of effort to explain the situation. A little bit about my situation before, the now and what I envision for the future.


Many thanks for reading and I hope my message finds you all well.


Stay safe and much love,


Max.


PayPal.me/deathrowlemon


Last Updated: 
Living again.


I suffer from depression since I was nine year old.

I grew up in a family full of voilence and alcohol and my parents barely showed any interests in me, blamed me for all their troubles. I promised myself that I would move out with 16 and run away forever.


When I was 11, my parents got divorced and I moved in with my mother. I don´t have any siblings and since my mother didn´t had much interest in playing board games with me or helping me with my homework, I was in my room all day.


I got bullied in school a lot, I tried to tell them how my parents acted but they all called me a liar and a shame for exposing my parents like that. They said kids always have too much fantasy and that my parents can´t be that bad and they must have a reason why they treat me like that.

I got punched, my school bag got painted and ripped, my homework got painted over and thrown away in school and I haven´t had any friends.

I always was the weird kid.

And one day I decided to just let it happen. I tried everything to get away from the bullies but I just didn´t know what to do anymore.

So I just let it happen.

My mom yelled at me because all my things got ruined in school and the kids bullied me for my bruises.


Then, when I was 12, I attempted suicide for the first time.


I haven´t had a phone so I didn´t know how I should do that, but I learned from a movie that if you just take enough white pills, you´ll die.

So I took 12 of whatever pills I could found and layed down in my bed, ready for whatever comes.


Well, I woke up in the hospital, I haven´t died but took 12 pills of random stuff that made my body faint.


Of course, everyone now knew from my “accident”. So I changed school.


When I was 13, somehow, I found my first girlfriend and my mom almost kicked me out when she found out I liked girls.

I was terrified and got hit from her when I wanted to explain.

And my mom forbid me to see her. She was from my school so it wasn´t that hard to meet with her anyways.


But the more I let her come closer to me, the more she found out. She was disturbed when she saw that I was cutting myself, that i was harming myself in several ways, that I wouldn´t eat for days because I felt I wasn´t worth the food.

She left me and called me out everywhere.

There were people who believed her and people who didn´t.

I was alone again.


I hated myself more and more, blamed me for the end of the relationship, blamed me for being a freak, blamed me for eating, blamed me for the mistakes of others.


I felt like I was worth nothing and that I wasn´t suppose to live on earth. I felt like I was a waste of time for everyone and that I was only causing problems and my mother told me that she actually never wanted kids.


When I was 16, I wasn´t able to get a job because my mom wasn´t interested in signing a contract for me, so I ran away from home.


I quit school and I lived between several people with no really home.

Later I started psychological therapy and got back to my mother.

After that it got a bit better.


I started school again and graduated. I started studying graphic design and had my 18th birthday. I still tried to move out but corona made finding a job really hard and then I found one and got fired 3 months after because my employer declared insolvency.


I ran out of money real quick and my mother kicked me out. I´m currently living at a friends house, trying everything to not be a burden and I´m trying to start a living as a graphic designer but with no financial possibilities its almost impossible. The study fee needs to be paid soon and I´m so scared that I have to quit everything and sit there with nothing in the end.


I kind of escaped depression right now and I don´t want to fall back in that void right now. Everything would be helpful right now. Even if its just for food.


paypal.me/jocomi


Last Updated: 
I’m a 19 year old piano student with arthritis and I desperately need money to pay for physiotherapy


Hi to all kind souls out there,


my name is Jules. Last summer, just before enrolling in college, I’ve been diagnosed with rheumatoid arthritis. My world shattered – I’ve managed to get into the music academy, but my fingers are losing their agility and flexibility at a rapid pace. I’m awfully afraid for my future.


The only thing that I wanted to do in my life is to play music. It is my only true passion and I’ve worked my whole life to have a chance to enroll at this academy, and now I feel as if it’s all slipping away. When the first symptoms manifested, I’ve brushed it off as sleeping in a wrong position. But every day since then I need one of my family members to help me stretch to even try to get out of bed in the mornings. My joint are inflamed, my fingers are starting to get stiff and I can barely play the piano anymore. My professors have been beyond forgiving and understanding, but if my health keeps deteriorating at this pace I will be forced to drop out of college in the next semester at best. Honestly, I have been preparing for that outcome for the longest time, and I’ve come to peace with myself and with the fact that I will no longer be able to do what I love. I’m trying my hardest to keep a healthy mindset and keep myself afloat, but my body is starting to fail me and it scares me a lot.


I am in desperate need to get physiotherapy, but I am not able to pay for it, nor is my family. We live in an incredibly poor country in Eastern Europe, and specialized physiotherapy is incredibly expensive. I’ve never thought I would ask for money online, but I’m truly in desperate need for help. Since the pain has been almost insufferable and my condition only getting worse, my physician pointed me in the direction of a highly esteemed professional that does private treatments. $900 would suffice for 6 therapy sessions, which would be of great help, and a beyond amazing starting point, since I’m long overdue on starting physical therapy anyway. In the future I am surely going to need more than that, but I plan to get a job that could at least cover the expenses of these therapy sessions, so my family isn’t forced to go into debt. It’s certainly not going to be easy, since it’s eventually going to be a struggle to deal even with everyday tasks, but I’m ready to commit to this and do everything that I can to take care of my fragile health. I don’t want to be dependent on my family to do menial tasks, and I would like to be able to take care of myself without weighing down anyone else. And hey, maybe I could go back to playing piano, one day.


A big thank you to anyone reading this, I hope you’re all in good health and taking care of yourselves. I apologize for not posting any photos because I feel ashamed of what my hands look like at this point, so I hope you understand. Any help is greatly appreciated, and I hope everyone else on this page gets the help they need as well.


My paypal link is:  http://paypal.me/asurrealdreamer


Last Updated: 
My Culinary School Dream


Hello! My name is Denis and I come here to tell you a story. I have always loved music and cooking, and I am trying to find a way in which I could combine these two arts. Recently, I discovered the perfect culinary summer course in London. Cooking is one of my big passions and I would love to learn everything about it… but for that I need your help!


My background:


I come from Portugal and I am currently studying classic violin in the Netherlands. Music taught me creativity, persistence, patience, etc… but must of all, passion. As you might know, the music world can be cruel sometimes, and it is often viewed with judgement. “It is not a real job, you should do it as a hobby”, “How are you going to support yourself if you don’t turn up to be a soloist or play in a good orchestra?”, “You will never be good enough”: these are just some of the sentences that a musician tends to hear throughout their lives. And, unfortunately, the judgement doesn’t only come from the outside of the music world. The way you play will always be judge. If you want to try something different and a little unconventional, you will be judge. If you want to explore a different area, try another passion, everyone will say that you are just giving up on music. But we are not the only ones affected by this. Our families always end up in the middle of the crossfire. Why would they do so many sacrifices for us if we are going to a profession in which just a few can survive? Why would they support us if we could just have a “regular and stable job”? If we fail, it feels for them that they also did.


However, that social pressure is often the thing that stops us from trying new things and going on new adventures. But why should we be affected by that? After all, it is the trying, failing and succeeding that make life interesting.


Today, I am here to tell you about my other passion that I would love to explore. After all, we just live once… why not take this one chance of fulfilling our dreams?


I have always loved cooking, and not only for myself, but for others. Good food and good company are the perfect combination. I love the faces of the people when they try that first bite, I love the conversations and laughter at the table, or even that long silence when everyone is enjoying their food so much that there is no time to talk, like there was already a conversation happening between each person and their plate.


I would love to know more about culinary and the ways you can play with people senses to give them the best experience possible. When I discovered that Le Cordon Bleu offered the chance of a summer course for beginners, I knew I couldn’t miss it. It is the perfect chance for me to explore this culinary dream without interfering with my studies. And who knows, maybe I will be able to combine music and culinary after I know more about this world. They are both art for me, and they are both about giving an experience and an entertainment. With both, it is possible to identify a culture and pass on tradition. The possibilities are endless if you only dare to keep an open mind.


The course:


During the summer period, Le Cordon Bleu offers the chance to complete their Basic and Intermediate Cuisine Certificates as an intensive program (6 to 7 weeks instead of 3 months). These two certificates, combined with the Superior Cuisine Certificate, culminate in the Diplôme de Cuisine.


“Basic Cuisine is a full-time course that opens the door to the mastery of classic French cuisine techniques. From day one, you’ll begin to develop the basic skills: from how to hold a knife properly, peel vegetables and truss a chicken. As the term progresses, techniques become more complex. Students will learn how to use and integrate condiments, herbs, and spices which complement the dishes they prepare. This course provides a solid grounding in basic cuisine techniques and is designed for beginners and experienced cooks alike. Basic Cuisine is the first step in completing your Diplôme de Cuisine.”


“The Intermediate Cuisine certificate is a full-time course that introduces you to classic French regional dishes and European cuisine techniques, through which you will apply the techniques introduced during the Basic Cuisine certificate course. Through practice and repetition, you’ll begin to perform tasks instinctively and with greater ease. Intermediate Cuisine emphasises the importance of mise en place: understanding, organisation and production. Demonstrations highlight various kinds of presentations from platter to plate, and become more menu-oriented, incorporating elements such as planning and timing. Intermediate Cuisine is the second certificate needed to complete our renowned Diplôme de Cuisine.”


All the information about this course is available on the website of the Le Cordon Blue: https://www.cordonbleu.edu/london/basic-cuisine-certificate/en


Why crowdfunding:


Apart from my studies, I am currently working a part-time job and trying to support myself as much as I can. As you can imagine, trying to support these big dreams myself is currently impossible and that is why I decided to start this crowdfunding, as well as an youtube channel, in which I cook simple and cheap meals, combining it with classical music.


The Costs:


Any contribution given will go straight to this project. To complete the Basic and Intermediate Cuisine Courses, for the financial help of the stay in London and also to pay for the GoFundMe commission, it is needed 18 754,79€.


The 18 754,79€ I hope to earn will pay:


·       Basic Cuisine Certificate: £8045 = 9388,54€


If everything goes well, I will attend this course in the summer of 2022, between July 1st and August 12th.


·       Intermediate Cuisine Certificate: £7169 = 8366,25€


This course will be attended in the summer of 2023 (dates to be announced).


·       Stay in London during the summer of 2022: 1000€


According to some websites: Unsurprisingly, accommodation is the biggest spend for students in London per month at an average of £840 (980,33€). This money will be used to help pay for my accommodation.


Total: 18 754,79€


Note: My first goal is to obtain 10 388,54€, which will pay for the first course, that I hope to attend next year, 2022, and will help with my accommodation in London.


The ways you can help:


Help me spread my story! Share this crowdfunding among your friends and family, and in your social media using the link: https://www.gofundme.com/f/share-a-meal-with-denis


If you can, make a donation! Any amount will be a huge help for me, and any little penny will make a difference.


Give me advise! If you have any advise in how to make my crowdfunding successful, or in how to live in London and the things that I will need for that, just send me a message. Your opinion matters for me.


Thank you so much for all your support! I couldn’t make this dream real if it wasn’t for every one of you!


My deepest gratitude,

Denis Dias


Link to the crowdfunding: https://www.gofundme.com/f/share-a-meal-with-denis


Last Updated: 
Support for Artist


Dear patrons,


I am Anna from Czech Republic – an artist doing a lot of different types of Art. I studied theatre and fine arts so my main focus is somewhere inbetween those two fields (photography, cyanotypes, drawing, acting, dance, scenography, dramaturgy etc.).


Few years ago I felt in love with making music. I started with free music software so as I learned to play actual instruments such as ukulele or piano. Recently I found a great way how to build my own controllers (with programing Arduino Board) and I already build a device tranfering electric signals from plants into music.


As you might know, Czech Republic is not a great place to be an artist. I still have to go to a regular job to cover my expences and yet is not enough to finance my passions and with my monthly selary of not even $800 I hardly pay rent and food.


I would love to take my music creation on next level. So I am kindly asking you for financial help that I can buy Ableton 11 music software and electric piano and ukulele.


I realize that my request might sound a bit unpropriate next to others people troubles but music and art is really everything to me and it make me super happy.


Here you can hear some of my music creations:




or see some of my cyanotypes prints


https://instagram.com/_aboutblue


or visit my personal IG account


https://instagram.com/_buranna


.


Thank you so much for considering helping me and sorry for my not perfect english.


Best, Anna


https://paypal.me/buranna


Last Updated: 
Family of 6 need help


Hello everyone!


Is my first time to beg for money, til now we were surviving with financial at least somehow. But now it feels, like we really need some help.


My name is Anna, we are family of 6, 4 kids under 7 years old. Our dream was to get our own house, where we can happily raise our children. 3 years ago it finally happened. My husband was working hard and but money on the side. We got a house, it was not livable and roof was leaking in many places, but we were so happy, it was something we could afford. With hard work we manage to fix downstairs some rooms for us and little kitchen place and shower. Upstairs is not done yet, there will be kids rooms one day, but that can wait, is not so urgent. But we had plans to get the heating system done this autumn, but as corona hit my husband’s work place, many workers lost their job, included my husband. We were getting every month most important staff we need to survive til next month. Last 4 months I had to take bank loans to buy clothes and shoes for kids. Now we ended up with more bills to pay monthly. September been the hardest, we are out of food. We squeeze all of us in one small room, because here is wood heating possibility, we can’t afford to put in kids room electric heating, because it will just blow up our electric bill even more. I am writing this with big tears in my eyes, we never been in this situation before and I just don’t know where to ask help for. I can’t go to work, because I am home with our little baby. And my husband been trying to find any job, but no happy news yet from any places.


Our kids deserve more than we can afford them. We love them so much. They keep asking, how long time is left til Santa is coming, they been such a good and understanding with everything. They don’t ask much for Christmas, but all I can think is how we going to even survive with food supplies.


Dear generous people, please if it is any possibility to support our family with any amount, to get our heating system done and have a warm house for winter to live in. And  pay off 1000€ of bank loans. We could be able to get out of our hard time and give kids lovely and warm Christmas feeling with the gifts they deserve.


 


Thank you so much for reading. If you feel You would like to help us,


here is our PayPal link www.paypal.com/paypalme/fix89


Last Updated: 
Help with debt for a permanent home


I have tweeted about this before, so here’s the story. In this moment I’ve been living outside for 2-3 days.


The story as to why you’ve been seeing all these “begging for money” tweets.


First of all, if you intend to judge me or say obvious things like “get a job”, you can stop reading now. I’m going to try to make this story short, but it’sa long one.


It all started in November last year, 2020. I got evicted for not being able to pay rent due to me making what has been and probably will be the biggest and most stupid mistake of my life. I spent the rent money on other things than rent and electricity. Simple as that.


I’ve basically been homeless since then and due to having a rent debt, getting a permanent home even now is impossible.

“Have you tried the church, have you called social services, have you…”


YES. Otherwise I wouldn’t be here for this long.


I’ve stayed at my boyfriends since then but it’s been an off and on kind of thing.. My clothes packed in bags just in case he would throw me out during the times we’ve fought.

A month ago he left, he left his life in this town, he left everything without anyone knowing or hearing from him. People have seen him in another town so we know he’s alive at least..

I’ve been in contact with the police more than once regarding him, just to know if he’s alive or not. I’ve called EVERYONE on his social media accounts, the mother of his kids even called the police several times because they didnt know anything either. But eventually they had to tell me to stop calling because he left on his own will and he’s “well”. So eventually I knew nothing and couldn’t get more info.


4 months ago he found out that he also had been evicted, that and his drug abuse got to him so he left me in the middle of his own eviction. He had a bill to pay that was $1500 but even tho I knew and he knew he could pay it, he refused. He had a well payed job and could’ve easily saved his home. But he never listened.. He ran, escaped his own reality.


I had no place to go, even before that I’ve had no place to go so I’ve been couchsurfing all this time. I’ve been dragging my bags with my stuff everywhere, I hardly get any sleep due to not having a permanent place. I still stayed at his place now and then just to know when the bailiff would come to pick up the stuff “we” had there. Even though I was suffering from heartache every day, I packed our stuff and put it away for them to pick it up when it was due time to leave the apartment. One day last month they showed up and told me to take the necessary stuff.. me broken down crying took the basics, toothbrush, some bags with clothes and left so they could change the lock. There was no way of getting back in now. I sat outside on the terrace while they packed everything in to a van..


I begged them to please let me stay until my boyfriend contacts them.. I didnt know when and if it would happen, but I begged them. They ofcourse said no because it was against their policy and the landlord refused to change her mind too.. Even though I’ve written her several long letters since this all happened.. I started writing the landlord letters since day 7 of the “disappearance” of my boyfriend. Explaining, begging for mercy, begging her to let me stay or take over the apartment. She replied no every time.. eventually she stopped replying and I stopped writing her letters after day 23.. Thinking about this, writing about this pains me immensely. I will never understand why and how another person can just leave a life as if everything is okay. As if the person you leave in your home, is okay.. Had I known that the one person you trust, even so little, would leave you in the middle of a mess you both been struggling with, in the blink of an eye.. I would’ve never been here. It all happened without anything being said, not a single word about why. Nothing and this silence has torn me apart.

I have suffered a lot during this time and I still am and I’m not sure I will recover completely..


My boyfriends eviction is not the only thing that has been going on during the time he’s been away, there’s been threats against me due to him owing people money for god knows what. Due to us having a relationship they come after me as if I would have more info about him than anyone else. I’ve tried to tell them that him and I are over, that we no longer are related in any way. But to no avail, they refuse to listen and this with the stress, the heartache, the unknowingness.. has made my life hard to even want to live through and there have been times I’ve been wanting to give up completely.


My family is poor, they always have been. I have gone as far as asking my dad in Chile for help with money so I can pay for a room, he says he cant. My sister refuses to take an apartment in her name for me because she doesnt trust me to pay rent. And I COMPLETELY understand that.

My mother doesnt have credibility to take an apartment either. Friends, well.. I really don’t have any best friends, or really close friends that can help me. They offer rooms now and again, but nothing is permanent. Nothing will be unless I pay this rent debt, and they demand the whole bill at once.. which is impossible for me because I cant even take a bank loan.

My rent debt is at $7000 as far as I know.. but the bill keeps growing for each day.. I made a stupid mistake last summer and back then I didnt think about the consequences of my actions. Do not make this mistake yourself.. it will be one that will stick with you your whole life.


What are you doing now? I have applied for half-time jobs so I don’t lose my “sickness compensation” (I think that’s what its called) which I get because of my Borderline.

I call social services still, its a long process to see if they can help me pay for a room for a longer period of time. But I’ve lost hope in regards to that after all this time.They can’t help with an apartment, thats just not how it works here in Sweden. I’m on my own regarding that.. I have to look for a place on my own, and I have been for over 6 months now.. Landlords are tough when it comes to rent debt. But I’ve been honest in all my applications, figure there’s no reason to hide anything from them because they’ll find out anyway.


I’ve been “begging” for money on Twitter because there have been no other options. Had there been, I wouldnt have asked there at all. My dignity is at rock bottom because of this, I am CONSTANTLY ashamed of asking people, I’ve asked people that don’t even know me.. I do not do it because it’s fun or to scam. I do it because I am desperate and because right now I am at a place in life where I never wanted to be, never expected to be.


I have yet to find a place to stay more permanently. I have yet to find peace and safety..

So now I am struggling to find a kind soul that can lend me money until November/December so I can stay at a place for 2 months, which is $400.. But I will be struggling a long time for that.


Unfortunately I can’t work on my pc with art and graphics.. Heck, I cant even remember how Photoshop looks or works anymore! dont have my own pc atm.. I have a lousy laptop which I use now and then but I cant do much on it. Had I been able to I wouldve managed better when it comes to food and renting rooms.


This is the long story short, peeps. I can’t write more right now because I am already broken and I’m afraid of breaking down to the point of no return if I continue.. at least today. I am so tired of all this.


To those who have helped me. Please, know that I will return the money you’ve “lent” or helped me with. I cant tell you when, but you guys know this. Only a few have set dates when I can pay back.. I am sorry if I ever offended anyone by asking for money, I know its faul and frowned upon..


I am so so sorry..


IMG_20210706_125221.jpg


Filed Under: Rent Tagged With: 
Last Updated: 
Stranded, illegal, broke


I really need financial help at the moment.


Since coming to Europe from Australia on a student exchange last year, I was unable to return to Australia because of travel problems to do with coronavirus. The Australian government’s border restrictions on the amount of people allowed to enter the country per day meant that economy flight tickets wouldn’t take me there, because airlines were only taking the highest bidders, so people with first class tickets and sometimes business class tickets.


As a student studying full time and unfortunately not able to find work during the corona pandemic this was not something I could afford to pay, being somewhere between $10,000 to $20,000 AUD.


My residence permit expired for the country in Europe I was studying in in July. I stayed in the country waiting to see if the travel situation would ease in time. It only got worse. So I then decided to do volunteering on organic farms in Europe in countries where I was legally allowed to be as a visitor with my New Zealand passport, in exchange for a place to sleep and food while I completed my last semester of my bachelor degree offered online (because of the corona pandemic) by my Australian university.


I had to travel out of the Schengen area of Europe since only being allowed to be there for 90 days out of 180 days and Embassy staff giving me too vague advice on what I was allowed to do in exceptional circumstances, making me feel as though I would not be able to provide evidence of my travel problem, because of a total lack of communication from the airline I had given money for flight tickets, yet not being issued any tickets and not getting any word from them. I only saw news stories that this had happened to tens of thousands of other people, their money was taken for “tickets”, economy and business class tickets to Australia which were ‘postponed’ or ‘cancelled’ without a real explanation. In my case they were not issued at all. I tried to read the terms and conditions and they were also super vague, seeming as if I would not be able to get my money back.


Anyway I travelled out of the Schengen area and went to volunteer on an ‘organic’ chicken farm. It was a pretty hard time, sleeping in a mobile home without insulation over winter, waking up in freezing temperatures, and going to work for 35 hours a week. Carrying chicken food, 20 kg bags, carrying water containers, all throughout the day, collecting eggs coated in chicken shit, shovelling wet stinking chicken shit inches thick and wheel barrowing it out of rooms to a big pile of shit, and worst of all, at some point, having to witness chicken cannibalism. This is all while I was finishing my bachelor degree online, which I had to study 30 hours a week for. I began to sleep less and less, trying to complete my online assignments, ina freezing tin shed without heating or in my mobile home, while at the same time trying to find a space away from other volunteers mostly from around Europe, usually there because they didn’t know what to do with their lives, having just graduated, or having gotten sick of lockdowns and being isolated, and also to learn English by speaking with the host. I stayed there 3 months which was far too long but there were really no other options over winter in a corona pandemic in a country where I knew nobody and without money or an income.


Finally I moved on to a series of organic farms which grew vegetables, fruits and herbs, which I found to be a much cleaner and more pleasant work environment. Though the work was still 35 hours a week and a lot of bending over or crouching for many hours on end, picking salads mostly over winter.


I kept waiting for the world to give me signs that things would go back to “normal”, but it never did.


Now I see that I cannot return to Australia because I do not have proof of residency there anymore. No study course, no job, no property, which is what one needs to show proof of for a New Zealander to enter the country now.


I decided to return to New Zealand, and I need to make a special application to the New Zealand government to give me a spot in their ‘Managed Isolation and Quarantine’ system, otherwise airlines apparently wont let me on the plane, at the time I legally need to leave Europe on the 17th Sept. I need to do the special application since there are no spaces available until the end of Nov.


Anyway, to get to the reason why I am writing here. I have absolutely no money. I am still currently volunteering on a farm, and it has been one year that I have done this for no pay.


In the meantime I lost two pairs of prescription eyeglasses, so I am walking around and trying to read, and study more online courses now, trying to make myself more attractive for work on my Resume, but not feeling my best without my glasses. I cannot afford to pay for another pair.


Also, I have over 200+ moles on my skin and in summer I wore a white shirt on the farm trying to stay cool, but it does not protect me from sunburn and alarmingly a mole on my shoulder changed shape and I cannot afford to pay for a skin check or its removal.


Then there is the stress of my storage module in Australia, which I have been paying $100 AUD per month for since January 2020 and I haven’t been able to pay for the past 3 months. Now the storage company is telling me that they will send my details to debt collectors, and also sell off or throw away my stuff if I do not pay within 12 days. I only owe $400 for it, but I cannot pay, and I asked friends if they could help me but they all come up with a response like, I don’t need that, or their budget is too tight. The storage had some furniture, some clothes, some books, and boxes of my handwritten notes which were both personal thoughts and study notes, and there were also other papers in there of personal importance. A friend said that they would be able to receive and store my stuff in their storage, but in order to do that I have to pay what I owe and then pay for the storage company to arrange their delivery guys to take it there, since I do not know anyone who could do that for me.


I have already borrowed money from my family, and I am about to do it again for the flight ticket to return to New Zealand once the government issues me a place in the https://www.miq.govt.nz/ but even that is not guaranteed so it is stressful. I’ve also accepted a donation from an ex boyfriend. But I feel as though they are not in a position to help me a lot and I am really embarrassed about my situation. I try to tell people around me but they have no sympathy. I feel anxious and sometimes depressed about my situation, and would really appreciate any help anyone can give me.


Last Updated: 
Student debt draining me


Immagine 2021-08-29 115848.png


Dear reader,


Thank you for taking the time for reading my message. Never would I have imagined myself writing a message like this. I simply do not want to wind around it, but I am currently at the brink of dispair due to my incredibly high student debt.


Having grown up with a single mother who did not only have to provide for both my older sister and I, but who also had to deal with all debt my father left her with, paying for the 5 university degrees my sister and I pursued in total obviously has not been easy. I recently graduated and received my MSc degree, and I immediately started working to relief her from some of the financial stress, but currently the financial burden has only moved from her to me, and I feel very much affected by it in my daily life.


In the country where I reside (in Europe), salaries are very low, and having to work my … off for about €8 an hour, simply will not change this situation. I tell myself to stay calm and give myself time, but I do feel my mental health is slowly but surely spiraling down, knowing I have a debt of over €50,000 that’s waiting to be paid off sooner or later. I am trying everything to live my life in the most humble way possible, from searching for the cheapest products at the supermarket to saying no to friends’ invitations, just because my debt is constantly at the back of my mind. “If I can save €0.50 by buying the cheaper toilet paper or bread, why not?” I often ask myself.


But I currently feel this situation is getting out of hand and I am starting to sacrifice my own health for it. I avoid certain products at the supermarket because I cannot justify myself buying a piece of fish or certain vegetables. I avoid some social situations in order to make sure I do not have to spend €4 on a drink. I completely understand these are problems many people are currently dealing with, and if you ask me what would distinguish me from them, I would honestly tell you that I don’t know. Probably it is a mental weakness that I inherited from the events that happened in my earlier life and a great fear of repeating some of the mistakes people close of me have made.


Even though I do feel ashamed to post this, every little amount would help. I promise I will not disappoint and keep working hard as I have done to give my part to society, whenever I will be in the position to do so.


Thank you.


paypal.me/repaymydebt


Last Updated: 
Desperate for car


Hello, I’m 37 years old and since 2011 chronically ill, that’s 10 years now. I live from a minimum social benefit and there’s not much room to spend. The foremost concern is being able to keep a roof above my head and that put a lot of stress on me. I’m mostly housebound, I only leave when I have to, like groceries, doctor and occasionally on a good day (physical) taking out the dog to a forest so we both can enjoy a walk, I live alone and have no social life due illness so my dog is my best friend, my family, my everything.


This brings me to the current situation I’m in. When I fell ill I had a paid off car and some savings that I’ve been living off. My car, Toyota Corolla E12 hatchback, is 15 years old and has a structural problem, Every year I need to go to car inspection to get a Green Card and for 3 years now I spend money on repairs, but without luck. Three different car mechanics have tried and much has been replaced 2 times, yet the same problem keeps popping up and they can’t find the cause, I spend all my last money on it.

The second problem is that the underside and support arms are rusting. It’s not only unsafe but one year car inspection will disqualify the car for that. That would mean the car is done for it. I love that car, I would like to drive it forever but I need a new car. But I simply can’t afford a new car. Used cars might be cheaper but because of annual car inspection it’s a big risk. My first car was used but had to sell it after two years due already expensive repairs.


For two reason I need a car. First because of illness getting around is difficult, To buy groceries, I can’t carry much weight. In my current situation public transport is also not possible, and is very limited where I live. I barely leave the house and without a car I would never go out again.


The second reason is more important. My dog. When your dog gets sick you don’t have much time and need to rush to the veterinary. Most of time this happens a night and you need to go to animal hospital on duty. But without a car I can’t. Just the idea of your dog getting sick and not being able to treat him is heartbreaking. Any dog owner will understand this.

I feel desperate, a car is so important to me but I just can’t buy it any more.


For a new car I would need €10,000 – €14,000 (EURO) or $12,000$ – $16,500 (USD), Cars are a lot more expensive here. The cheapest car is Dacia. A very basic model that only includes the necessities, no front fog lights, manual key, no front window defrosting, no A/C, no parking sensors, no electric side mirrors adjustment, just the bare minimum,

My choice would be a Mazda 2 which is similar to my current car. It’s the best valued car on the market. You get a complete car, everything that a modern car need for €14,000, It’s the best deal.

Other reason are:

– Mazda is very reliable

– More trunk room and easier access for my dog

– Best value


A new car would make world of difference for me and my dog. It’s a lifesaver that will help me through the next 15 years. I expect the same life expectancy of 15 years or hopefully longer.

I know it’s a very big favour I’m asking, all small bits will help. This is the first time in my life asking for help, Because of illness I feel helpless, even if you want, you can’t go out and work for your dreams.


You can see my dog who is the main reason why I need a car. Without I feel helpless in case something happens to him.


Thank you for reading.


Paypal Donations: paypal.me/rahxephon84


Last Updated: 
I got scammed for $2000


Hi my name is kevin and a month ago i got scammed and lost 2000 dollars, i now have a bank bill of 2000 dollars to pay and i have nothing to work with. I’m already working 2 jobs but i’ll still be running short because of other bills i need to pay. I hope to get enough money to pay the bill trough this, i already asked everybody i know if anybody could help but nobody can so i’m really stressed at the moment because the price of the bill wil only go up if i can’t pay by the end of the month. I contacted the bank to see if there was anything i could do but because it’s money from my credit card they can’t really do anything (belgian banks are not helpfull at all) i also went to the police but they also can’t do much about it because i have almost no information on the person that scammed me so i’m really lost on what to do, i hope somebody can help me trough here because the stress i have right now is really taking a affect on my body, i can’t sleep properly, i can barely eat, i’m just lost right now so please if anybody can help i would really appreciate that, anything helps  the name eyehypnotize is my socials name i use on other platforms i tried to make another personal one but they won’t let me. Thank you


https://paypal.me/eyehypnotize?locale.x=nl_NL


 


Last Updated: 
Life can turn upside down with a moment


Hello. I’m Carmen. I’m not a person who is asking for help, but I can’t handle it like this any more. I need money to pay my debt. Down here I’m sharing my story with all of you, how it happend. 



When I lived with my ex-boyfriend, I was forced to take out a loan, because we needed to move out of our rented apartment. Owner sold that apartment. And I needed to do that, because he had problems with a court, he couldn’t not even take a phone number on his name. When we moved to a new place, we didn’t had anything there. So again I needed to take all the new stuff on my name. Well I was capable of paying for these things and he was seeing that we would have food on the table. But then came the time that we broke up. That happened at the beginning of summer. He was saying to me, that he is gonna continue to live there and will have all the stuff, but because he will have everything, that he will send money every month to me. My car went to be fixed, when we were still together and he promised to me that he will help me to pay for the car. That didn’t happen, so I needed to take a new loan to have my car. Otherwise I wasn’t capable of going to work, but I had to work. One day I had a call and I was offered to go and work in another country. Of course I took the offer, because I was gonna earn more money there and because my ex only paid 1 month pills to me and didn’t send any more money to me. I had no chance to speak with him, what had happened, because I couldn’t reach him at home, on phone, social media or with his parents. Beginning of autumn I started my new job in another country. I didn’t go there to find love or something, but it happened and I found my current boyfriend from there. We both are from different countries. I’m Estonian and he is Portugues. But that didn’t matter. We were in Finland until the end of November and then we went to Portugal for 3 and half months. I was able to pay my bills forward for that time, when we were in Portugal. In Portugal they have pine season. We can go and ask people to climb up on three, take pines down, collect them in bags and go sell them. That’s the way we earned money. That season was good. Beginning of March 2020 we went back to Finland. For him it was easy, he had a job waiting for him. But for me it was different. I was there for over a month without work. I was looking for a job for that day, when we arrived there, but it was already more complicated because of COVID. When I didn’t have work he was helping to pay my bills. Finally I found a job, everything was okay. He was working until the end of September, then he’s work was over and he went back home. He had another job waiting for him in Portugal. My work was over at the end of November and because I had no job there any more I went to Portugal. At that moment we had a rented apartment there, which he took for us. This time I wasn’t able to pay my bills forward, but I didn’t worry, because pine season was starting. But we had lots of bad surprises. People had given them trees away, what we normally did or the trees were robbed. Because of COVID there were so many people without work and that season was time for them to go and collect pines even if they didn’t get access, they just robbed the trees. First months of that season we were okay paying for our home and bills, but from there we were only capable of earning enough money for food. We started to be behind with all the bills and had problems paying rent. I tried to find another job, but because I don’t speak and don’t have a Portuguese tax number, it wasn’t possible. In March we were so bad that we lost our home. I had notifications about my bills, what I had behind and they will give my information to payment default. This time we weren’t even capable of going to go work in Finland, because of COVID they had closed all the borders there. So he found work in Asia and I had no chance to go to Estonia. But I had no money for that so I needed to borrow money to go there. For him it was easier, because he’s boss took care of the plane ticket. I was at home in Estonia for 2 months and because of the pandemic I had no work there. My boyfriend was capable of helping me with some money, but it was only enough for food. I had no chance to pay my bills. Beginning of summer I was finally able to go to Finland and start working. I earn so much that I can pay the debt that I’m behind. If my boyfriend would help me I wouldn’t have any money for food. Now I’m in big debt because of COVID. Last time I saw my boyfriend was in March, when I left Portugal. I haven’t seen him for 5 months now. If I’m lucky then maybe I can see him at Christmas time. Until I’m not capable of paying my debt I can’t be with him. 



I wish from the bottom of my heart that maybe you can help me to pay the debt. Then we both can go home. I can write to Portugal and start working there and have a normal life with my boyfriend together. That would change my entire life. 



Even a small amount counts for me. God bless you.



My Paypal account is here: 



https://www.paypal.me/carmenkaelep