Last year was a really tough year for our family. Our car is old and broke down several times amounting to heavy repair costs. My husband needed the car to get to work, so we had no choice but to get it fixed. We had 5 appliances break down last year. Which had to be replaced, 2 refrigerators, washer and dryer, and the dishwasher. At a minimum of $2000 an appliance it adds up quick. The worst part of that is that none of the appliances are more than a few years old. My parents have the same fridge they had when I was a kid. They just don’t make things like they used to. One top of that $1500 was stolen right out of our checking account and I can’t get it back. T-Moblle was hacked a few years ago. My information is on the dark web. Which makes it easier to hack into my bank account, I guess.
We have 2 kids of our own and my brother and his 2 sons live with us. The boys lost their mom to COVID, 19 3 years ago. She got sick when she was pregnant and didn’t end up making it. They moved in with us so my brother could work and I could step in and take care of them. If we lose our home we will have to separate and I won’t be there when the boys wake up in the morning or be able to kiss them before bed. I home school the three older children and watch the youngest, so getting a job just isn’t possible. Not to mention everything cost more than twice what it used to. We were spending about $150 a week on groceries and now we are pay about $300 to $500 to feed 7 of us. Our electric bill doubled and living in Texas with 110 degree highs in the summer months means we pay more on our bill. We live in an HOA neighborhood and in high summer we have to water the grass every day. It used to cost half as much but now we pay what we used to pay in the summer, in the winter months, which is without watering.
My oldest son was in motorcycle accident. A man ran a stop sign and plowed right into him. Thank God he was wearing a helmet or he wouldn’t be with us today. He had to have surgery on his left knee cap. He had gashes on his left hand that went all the way to the bone that had to be repaired. The medical bills are so high I was astonished, and that was with insurance.
We need $10,00 so our home doesn’t go into foreclosure. It took us a lot of hard work to buy our first home. I really don’t want to lose it. It has been a very trying year. We have gotten so behind just trying to keep our heads above water, I honestly don’t know what we are going to do. This is my last resort. Please help us.