Begging Money

Financial Hardship Help

Last Updated:

My Last Hope

I’m not exactly sure where to start with this, but I guess there’s no better place then the top. This is going to be a bit long, but I beg you TO PLEASE READ.

It seems that no matter how hard I fight I cannot get all the way up. Yet I refuse to accept that this is as good as it gets. I could accept defeat if it weren’t for the fact that I have to fight for the sake of my boys. So I’m at my lowest point, and this is my last stitch attempt at trying to find help before I begin to look into less respectful ways of making money to save us.

Six years ago I left in the middle of the night with a garbage bag of clothes for each child and the clothes on my back. I was battered for the last time, and I knew I had to save myself. I did exactly that, and NEVER looked back. However, all debt incurred within my marriage fell onto me as everything was in my name alone. I was solely responsible for $16,000 in debt, vehicle payments, 8 months remaining of a rental lease agreement (even though he proceeded to live in the house), and $6000 in credit card debt. He quickly drained both bank accounts as they were joined, changed all passwords, all my email passwords, etc. As well he sold our family boat and bass boat making a total of $8000, and kept the money. To this day I have NEVER received a cent from him towards helping with all the above, but much worse towards our son together.

Being as our son was only 3, I had to quit work to take care if him. My place of work was not understanding towards my situation, and left me no choice but to quit. I was also raising my sisters son who at the time was 14. We spent 2 weeks living in my van before I was able to find a place to live. That put me back in soo many ways I cannot begin to explain. The ramifications are still effecting me.

When my son was 6 he became very ill. Long story short, he ended up with Kidney Failure and air lifted to CHEO in Ottawa where he would spend the next 4 monthd. I blew through all my savings on travel, food, lodging, miscellaneous necessities for him, and uncovered medical expenses. Again I recieved no financial help from his father, and very little physical help as well. Might I add during that time I was 4 months pregnant when he went into the hospital and 8 months upon his release.

I was born with Spina Biffida Occulta. There are 3 levels in which the effects vary. In my case I have the third. It is where the back is left closed when a child is born and the damage from the disease is trapped inside and riddled up through the spine from the base of the tailbone to the tip of the cerebellum. In short I have had 15 brain surgeries, 12 back surgeries, 5 leg surgeries. I’ve fought to regain my mobility twice, having to relearn to walk twice. Been completely blind for 2 years. I’ve suffered from surgical meningitis twice, and have had to have man made amnesia implemented as I woke up in mid brain and back surgery, and the doc’s had to force me to forget it. That lasted almost 2 years. As i have a lumbar shunt to drain excess fluid off my brain and it filters into my tummy as i have severe hydrocephalus (pressure caused by extra fluid on the brain). My last surgery I’ve had was when i was 24, and i swore that they would never touch me again. If they dont have it by now the then they aren’t going to get it. I’ve been home schooled and private schooled most of my life as I was never well enough to fully attend a normal school setting. However, I think some of that was an advantage as I am very intelligent, and I have a huge LUST for education and I simply cannot learn enough. I love to read and I almost always have a few books on the go. My most favorite book of all time is Jillians Cell. In many ways Jillian reminds me a lot of myself, a must read. If I don’t tell ppl this about me then they never know. I hide it pretty well.

All of this has finally caught up with me. I hate to admit it, and it’s hard to accept, but I’ve had to rely on Disability Assistance for financial support. I am making a mere fraction of what I’m used to. I’m not trying to sound ungrateful, but facts are facts. Plus being the person I am I have taken in my nephews best friend. I have raised my nephew as of 2 weeks old as his mother chose a different lifestyle that was not ok to raise children in or around. Along the way his bestfriend has become another one of my sons. To date he still lives with me, and I care for him in every way a parent would.

I have since saved my sister from the lifestyle she was leading, and her own living hell. Drugs had consumed her. I have finally managed to show her the light. She has now been sober for 4 years. As well I extended the same hand and guidance to a long time friend. She came to me needing help, and finally willing to accept help. So I helped. She to has now been sober for almost 4 years as well.

Here’s the kicker. Both my sister and friend are on Disability Assistance as well. By them sharing the rent of $1800 with me with each of us paying $600, ODSP has now after 3 years considered their rental portion as me collecting extra income. So now as of last February I have had my income reduced by $800 a month, plus pay an overpayment of $100 per month towards the $43,200 they now say I owe for my sister and friend paying $600 each towards the rent. I tried to appeal the decision, but I got nowhere fast. It’s sad. Even with the horrible state housing is in ,and the ridiculous rates being charged for rent I still got nowhere.

I now make $200 a month less than that of a single person without children. Even though the rent is $1800 and we each pay $600, I still have to pay Hydro, Gas, Water, Cable/Internet, Car Insurance, Cell phone (I cut off home phone and only use cell). As well i have 4 boys to care for. None of that includes me buying their clothes, necessities, miscellaneous necessities, school related financial needs, uncovered medical, etc. Nor does it include being able to provide groceries. Four boys eat like no other. As well I have a $150 payment a month towards me doing a Consumer Proposal to try to make paying debt off easier.

In total I reciece $927 from ODSP. I then recieve $1029 from child tax. That’s $1956 total income per month.

Let’s do some math:  $1956 monthly income

Minus

600     rent

300     hydro

200     gas

200     water

250     cable/internet

293     car insurance

150     consumer proposal

200     vehicle gas per month

200     diapers

150     just on milk per month @$5 per day

So I’m already at $2123 going out. That’s $167 more then my income, and I’ve not factored in clothing/shoes for my boys. Soon need new winter boots and coats. Medical necessities, which my one son needs something that monthly costs me about $100-$150 per month due to medical necessity. That’s no household necessities included. No school expenses. No miscellaneous expenses, and my vehicle has not had any service in over 2 yrs now as I cannot afford it. Most of all it does not factor in groceries. Which 4 boys cost about $800 on the low side to feed per month. As well my sister’s daughter is here just slightly under half the time, for which she receives no financial assistance for. Therefore, it falls onto me as well.

Now I’m a brutally honest person, so I will add that prior to Covid I was working 3 days a week under the table making $15/hr at 4 hours/day, so I was bringing in an extra $700 per month. However, I have not been able to work as of mid March, so that income is gone now as well. It was at least helping me to juggle everything a little bit better.

Here is some more brutal honestly. Once a week I am to the point of begging 2 or more utilities to either please turn their service back on, or to pls not cut it off. I cry everyday, I’m going 4-5 days not eating so to make sure there is more for my boys, I’ve begun washing clothes in the tub to not use as much water and then hydro to dry them as I hang them outside on lines I’ve put up, I never buy anything new for myself, I bargain shop for EVERYTHING, I save all change as I find myself counting it near the end of the month to buy bread, milk, hamburg, small stuff to get by really.

I want to work, but being as Covid is in effect I CANNOT find care for my youngest as there is NO available licensed caregivers in my area. Plus my mother was recently diagnosed with breast cancer and had to have a mastectomy. As well she receives weekly treatments. I am the only one who takes care of her and she needs me. Please please please trust when I say I have turned every stone and split every piece of wood for cutting corners and looking for answers/help. I’ve sold everything I possibly can of value that I own, I’ve cut out every extra activity that costs money, I’ve used every outreach program available to me, everything and anything you can possibly think of. But here is some more brutal honesty, I’m now to the point that I’m considering less respectful means of making money, which I don’t want to have to, but my children depend on me.

I’m not well, this is taking a toll on me. I’m not eating, I don’t sleep, I’m crying (although hidden from my boys) more n more, I’m becoming extremely depressed, I feel beyond alone and lost, my hair is falling out, my skin is going dull and breaking out, my nails won’t grow, I’m beyond tired. Oh goodness I’m soo tired. My stomach hurts every day, and I think I’m in the beginning stages of getting ulcers, I can’t focus.

Most of all I am finding it harder and harder to smile. I just want feel normal again. I’d just about give anything to feel a bit of relief, and to not have to fight soo hard all the time. Something has to give. This CANNOT be as good as it gets for me. I’ve always done what’s right, always stood strong where others ran, or hid, and I faced mine and others responsibilities. I have always believed in the good humanity has to offer, and I try my best to remain positive. I know someday I will look back on all this and appreciate the lessons. One things for certain I will definitely pay it forward when I finally make it to my comfort zone.

It’s just now, right now, I have finally come to terms with the fact that I need to ask for help. I have to ask for the sake of my beautiful baby boys. They truly are such wonderful boys, and they deserve my efforts no matter what they are.

I know this was a long read, and for those who took the time to read it I AM MORE GRATEFUL THAN I CAN EVER EXPRESS.

There is much more between all of that, but those are just the big unfortunate circumstances that have made the most negative impact as of late.

May everyone stay safe during these trying times, and stay strong.

Much love, 

Meliss

Ps. I tried to attach a few pictures of my overdue bills as proof of urgency of need, but I kept being told the file was too big. However, should anyone need or like I can personally email them if requested.

As well y PayPal link is as follows:

paypal.me/melsharpe37

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DEALING WITH DEPRESSION AND EVICTION NOTICE

Hi good people of the world! My name is Kamla and I need your help. I lost my job due to covid 19 and since then I have been living off of savings.

i haven’t paid my rent in 3 months but my landlord has been understanding thus far. I understand I can’t stay at the apartment without paying. Last week she told me she couldn’t afford to keep me and that if I don’t start paying something I would have to leave.

I don’t have any where to go or anyone to ask for help.

I don’t even have any food and I eat one meal a day with granola bars in between.

Im also on antibiotics for 5 months, I have 1 month to go again but I can’t afford it. My insurance won’t budge to cover and I need to finish the course.

Before COVID-19 I was living with my abusive boyfriend, he would hit me and verbally abuse me  and make me feel worthless so I just left. I thought I would still have my job and make it on my own but that didn’t work out.

I’m so depressed and sad all the time, I have no one to turn to. My parents can’t afford to give me anything. I’m having such a hard time dealing with all of this. I just feel like all the bad things are happening to me all at once and I really can’t deal with it. There are a lot of days when I consider just ending my life because it’s too much pressure.

I am always helping people close to me and now when I need the help no one is around to assist me. I feel all alone in this messed up world. I have no support and no one on my side.

My bank account is now in the negatives, I got a letter stating that if I don’t put any money it they are going to close the account. Everything is just so frustrating and hard to deal with, especially alone.

I realized I don’t have any genuine friends because I asked my best friend to stay by her for a while, until I start back working, she said yes but haven’t been taking my calls since.

Im not asking for handouts, I’m asking for a chance of redemption to prove to everyone that I don’t need them and I can manage on my own.  If I could get a job right now I would. I love working. But is hard to get a job right now during this pandemic.

paypal.me/kar0321

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Food/hydro bill

Hey! My name is Jen and I am a mom to 3 amazing little ones. I have a 6 year old girl in grade 1 who absolutely loves school. She also loves talking, mostly about healthy fruits and vegetables.(and farts😂)

My son just recently turned 4, and he is amazingly wild and crazy, but also has the sweetest side to him. He is to start JK this week finally after approval from the school to let him attend in a pull ups because he’s not fully potty trained🙄.

And finally my youngest is just 9 weeks old. She is as amazing as a little baby can be. Just recently my daughter started smiling, I’m just waiting for her to find her little voice to hear her laugh.

Unfortunately life has gotten the better of me. At the beginning of August I had to take my dog to the emergency vet and ended up having to have her put down. That bill came to just under $900. That’s 1/2 of my income. That pushed me from already struggling to about to have my hydro shut off.  Not only did I fall behind on bills (hooray for a $1500 hydro bill😳) but it out me behind on my ability to keep food in my cupboards. I typically rely on eating toast and peanut butter or eggs and toast and then whatever is left after dinner when my little ones have finished. I couldn’t tell you the last time I drank something other than water. Juice comes in boxes and is for my daughters lunch. Somedays she doesn’t even get one, just water. Her school used to have a lunch program so I didn’t have to worry if I didn’t have enough to send in her lunch, but due to Covid-19 the program is not running. I do my best to breastfeed the baby but I’m having to supplement with formula so I’m able to get help from friends and family with feedings to catch a little break sometimes or just so I’m not feeding for hours and we all sleep just a tiny bit better. I’ve never formula fed so this is a new expense that I wasn’t prepared for. Baby also had a reaction to Pampers diapers and we had to switch to Huggies, I had stocked up on Pampers as thats what my other two children always used so now I have like 10 packs of diapers up to size 2/3 that we can’t use or return. But I still need to purchase the correct brand now. I can’t keep up with the amount my kids ask for snacks, I had to padlock my cupboards to keep my wild child out. He’s a counter climber and really does “need a nack mom” all the time whether he’s allowed to or not.

I use the local food bank when I can and sometimes we pick up meals at at the blessing center, but I try to avoid having to take my children to have to see some of the things you never want to have your kids see.

I’m just needing to get caught up, to get back to a place where I don’t have to worry what will happen next or how I’ll get through the month until a little money comes.

https://paypal.me/jennymo791

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I need your help.

Hi, I am Lydia, I am 32 years old and my first language is French.

In July 2019 I received a call while working at my second as a waitress that my biological dad passed away. I already had a full-time stable job as an analyst for a good company. I did not have a good relationship with my biological dad, so I decided that I needed to work on my financial stability pay all my debt save enough and go visit him in Africa. So, I got a second job as a waitress. Everything was going as planned until I received the call. The thing is I do not know my biological mother either. I was working so hard because I wanted to make things right with my dad and use the opportunity to get more information about my mom. I did not until today looking at my bank account, that the call I received that specific day would change me for the worse. 

A month after, I went back in Africa to visit to be there with other family member and I visited his tombstone. There I gave away all the money I had saved, even started using my credit cards because I felt guilty. I felt guilty because I was told my dad was sick, but I did not do anything until he died. When I came back, I continue spending and giving money I did not have. I became impulsive, depressive, I even sold everything in my apartment and move out because all the material I had reminded me I was living my life while my dad needed me. That did not stop me for spending and giving money. I will go way beyond what I am can do for friends and family. I will visit my adoptive parents and buy a lot of things for them. I finally decided that I needed my own place again, so I bought everything from scratch. But I was so impulsive that I was never happy with anything. I changed my bed three time, my coffee table, my sofa. I will buy and buy and ended up having multiple pieces of furniture. I could not return and get my money back because I lost the receipts. So, I started giving to people again. 

I also got diagnosed with ADHD three months after my dad passed away. I do not know if it is the medication, but I got worse. I became extremely sensitive; I cry all the time and argue with everyone. My boyfriend, a nice guy could no longer take my mood swings, so he left. 

Today, while writing this I am completely lost. All my credit cards are maxed out. I always use my line of credit in full which is not much. I live paycheck to paycheck. I have 3 payday loans which are the worst. I am so depressive that I cannot work nor study. I do not sleep either.

I need help. I took some actions, I am seeing a psychologist, my medication was changed. I took two weeks leave off work. I told myself I will just study, get my degree, get a better job and pay everything, but I cannot even study. I need help financially, but I am to ashamed to talk to anyone close to me hence the reason why I decided to consider asking helps here.

Thank you for your time.

 

https://www.paypal.me/lydiadiallo

 

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**I hope this speaks to your heart

Hi all,

*** I truly appreciate your time it takes to read this, and your consideration***

A little about me…

I am 36 and I live in a small town in Ontario, Canada. I am a girly girl at heart, I love to smile, and my friends describe me as passionate, sweet, caring, smart, fun, nurturing, funny, athletic, organized, and a perfectionist (just to name a few)!

I spend a lot of time with my family, who are all in my city. My parents are still married (38 years this year), I have a younger brother who is married (to one of my childhood friends), and they have 2 girls (5 and 2) who are the loves of my life. I am also “Auntie Jess” to my best friend’s 2 little guys (who are 9 and 6).

I have a caring heart and I am always doing so much for others, and tend to forget to take care of myself (which is something I am definitely working on). I give so much, because it feels so good to give, and never expect anything in return. I also live vicariously through them, as they have what I have dreamed about my entire life — spouses and kids.

I have a great career, a wonderful group of friends and the absolute best family who mean the world to me… I am truly blessed – but I am missing the most important pieces of my life.

A bit of my story…
I moved back ‘home’ to my small town in 2011, following a breakup (with someone who I was with for 5 years). Despite my family‘s concern of how limiting my city is (for work, and for meeting people),  I knew my heart was always here, and took the leap of faith to move home.

I have scored my dream job, and am so grateful each day for that piece of my life working out and giving me such purpose and happiness.

My #1 goal in life is to be a wife and a mom. It always has been.

As fulfilling as my life is, unfortunately it has been very limiting to meet “the one”, and my life is incomplete. I am selective, and have decided I am waiting for the one, and not willing to settle

I just got home from a weekend away at my aunt and uncle’s for my cousin’s baby shower. My aunt (mom’s sister) is like a second mother to me, as well as a great therapist – haha – (because of her masters of social work, and her wealth of work and life experience) and I am forever thankful for her in my life. With my (much younger) cousin having a baby soon, of course we talked about me, and my path, and future.

I always pictured myself to be the first one out of my family and friends to get married and start having a family. So did my close friends. I wanted to be married by 25, and start having kids by the time I was 27. It has always been something that was “supposed to” come natural and easy to me. Even after ‘starting my life over’ at 27 by moving back home, I never pictured my life as what it is now:
Reality is, is that I am 36, with no potential husband in my sight. My family and friends (even much younger close family friends of ours) have gotten married and are now starting families, and my concern about getting older, with no potential, is really starting to weigh heavily on me.

After this weekend, I am seriously considering taking the steps towards becoming a mother, even if that means doing so on my own. Either that, or I now realize why I haven’t been blessed with meeting my man — I am not in the best financial place.

My dreams came to a sudden halt when reality hit again and I realized that I wouldn’t be able to afford the treatments/process, (for IVF with a donor, or adoption, or some other avenue) and I couldn’t afford to be off on maternity leave, because I wouldn’t be able to pay my debt with less income.

I do have the best family, and wouldn’t change them for the world, but unfortunately we are not well-off, and we don’t come from family money. My parents felt it was important for my mom to be a stay-at-home-mom/wife/homemaker, and I wouldn’t change that for the world, but with that came sacrifices. Don’t get me wrong … We never went without. But we weren’t ever a family with extra money.

I work hard, and even try to make money on the side, but I simply cannot get ahead.

Could you change my life and help me get in the right financial place for me to have the foundation to become a mother like I have always been meant to become?

$50,000 would completely change my life, and I am asking for any contribution you are able and willing to give. I know that this would be a complete turning point in my life, and I would continue to give back more than I do and can now. A huge weight would be lifted off my shoulders and I would be able to live my life to my true top potential. I would be forever grateful and indebted to you for helping to make my dreams come true.
I want to thank you for your understanding and consideration.
xo
https://www.paypal.com/paypalme/jesleibar

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Love From God

Hello my name is Douglas. I’m asking for help of $5000. If there ever is a need the time is right now for my Beautiful Wife and I to ask if this could  be a way for us to live OUR dream with her two children as i live in Canada and shes is in the states.

We are struggling with our plan as time is running quickly out and hopes, that we prayed for is just so close for us as we wait to see all things come together for us in time. Well, that’s why we are here asking for help.

Donna and I are married. She has two beautiful  children ages 7 and 9. I have two wonderful young Adults myself.

I come from a broken family that just after 22 years with my first wife as fallen 5 years ago. It was after i felt that i deserved a second chance and so, i have asked God that if their was ever a woman out there for me that need a husband for good that this person would be me. A couple years latter I have meant my wife (Donna).

We are trying to find a way through with paying taxes on her fathers will that he left to her. I;m trying my very best to keep this going for us as i struggle very hard financially as i support her and my other two kids as they still go school.

Our plan has been up and down and now there’s only hope for all this to happen as i plan has been put into place but i’m very afraid about time running out for us.

We would love to see this happen as soon as we can so we can take the next steps foreword and that is to bring my family home here to Canada with me. We believe that there are very good people that do come to  sites and do help. I for one would love to return this favor for someone in need or two just because of your caring and understanding kind ways to help out in a situation like this for us.

I pray that this letter will warm your hearts and to know that with your help you’ll be helping others as well as i vow that if this can happen in time for us. I will help others that desperately need it in time to come.

We would like to thank you for reading this great letter with the hopes and dream of our’s do come true from the love of god.

Thank you,

God Bless.

https://paypal.me/LoveFromGod?locale.x=en_US

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I need $600 CAD for rent and $100 for food and I’m all out of options…

I am very embarrassed to be on here but my situation has gotten serious as I am $600 short of paying my rent and my landlord is a very mean person. He won’t let me pay the rest at a later date and says I only got a few more days to pay and at first, I tried asking family and friends but they couldn’t help but they couldn’t. I was thinking of other ways to get the money but I genuinely couldn’t think of anything else. So…I came here hoping someone could spare me some money for rent. This place was a last resort for me as I am out of options and don’t know what to do. I’m in Canada so if you could make it my currency or the equivalent to $600 CAD in another currency, that would make well…. My whole month! I lost my job and that’s the reason as to why I’m so below rent. I also need groceries as I’m very low on food and I’m at the point where I don’t eat for 2 days at a time. If someone could help me out, I’d be so grateful and happy there’s still great people in this world. I’ve been stressing out over being kicked out and/or running out of food for the month and I’m extremely close to it coming true. Again, If a kind soul could pay off my rent and maybe some food money, I’d be so happy. My family is out of town so they can not help me with rent money as of right now. I think I should be donated this money as I have given back to many others myself and now that I’m in the same boat, I hope someone will do the same for me. I have even bought pizza for my whole neighborhood a few years ago when I was making more money. I don’t have any images attached as my only camera broke a few months ago. I would’ve attached all the images I could’ve but I have no way of doing so. I know the whole pandemic has been very stressful for everyone but I’m struggling very much and can’t bounce back from it all as I am having a slow recovery to all of this stuff that’s been going on lately. I am so grateful to be living with nice people in this world. My PayPal is linked below. :)

My PayPal is paypal.me/Deltafuze

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Please help me with seed funding for my product idea

Greetings prospective donor,

I’m interested in starting a business, but I need some assistance to get started.

Some information on my background : I’m a new resident in Canada ever since the start of the pandemic. I moved here from Massachusetts to live with my wife in the home of her kind parents. My wife and I are excited to start a life together in a place of our own, but she doesn’t make enough on her own to afford rent. I’ve been looking for employment since the start of the pandemic, but haven’t had any luck. Every interview I have landed results in no response, good or bad. I believe that many businesses are laying off more people than they hire, and they are less likely to take risks on new hires outside of their company. My experience in my field goes back a decade, so I know it’s not an issue of competence.

I’m and electronics engineer, and I have an idea for a device called an ESD detector. I would ask for funding from family, but I believe they are already doing so much for me. I’m ok to fund the project myself after I’ve demonstrated it’s feasibility, but I simply do not have the capital to risk on the early stages of an idea.

I got the idea while working for an electronics manufacturer. They are required to control static electricity in their factory, to ensure their customers are receiving quality products. Static electricity poses a huge risk to sensitive electronic devices. My job at this facility was to ensure we controlled static electricity as efficiently as possible.

I learned that my job would be much easier if I could count the number of static discharges occurring in specific locations. There are some devices on the market, claiming to do just that. However, my experience with them has revealed they are far too sensitive to be useful at detecting discharges in small workspaces. This is where my idea spawned from. I imagine there are many many electronics manufacturers with the same requirements and challenges. If my idea for this proves feasible, it could save millions of dollars and thousands of man hours in controlling static electricity worldwide.

I understand this may not appeal to most people looking to assist struggling families. I’ve tried some sites like kickstarter, angel investors, GoFundMe etc. All these outlets are geared towards consumer products or small businesses with a track record. This is not a consumer product and I have no prototype to “show off” yet. That’s why I’m hear asking anonymous donors for money.

Thank you for reading through my story and I hope you consider donating.

https://paypal.me/esddetector?locale.x=en_US

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Lost my job because of Covid – need help with rent and high prescription costs

Hello – thank you in advance for reading this! My name is Jodi. I’m 31 years old and living in Toronto. I was permanently laid off on June 15th 2020 as part of a mass layoff due to Covid 19.

Right now I’m receiving the Canadian Emergency Response Benefit but it will be running out by October 3rd. I might still be able to receive employment insurance afterwards but that hasn’t been confirmed as of yet.

I was doing alright up until recently when my medical benefits ran out mid August (my employer allowed me to stay on their plan for a couple of months after being laid off). This presents a huge challenge for me because I have severe asthma that requires me to be on two types of inhalers: my preventative inhaler called Breo Ellipta (200 mcg) which I take daily and my emergency inhaler called Salbutamol that I take as needed. The Breo Ellipta is between $150 – $300 a month. The Salbutamol is more affordable, about $20 a month. I included a picture of them in this post.

Thankfully I was able to get medication for the first month off my meds thanks to some generous people but with that monthly cost combined with rent, utilities, cell phone bill, debt repayment and day to day expenses like food for myself and my cat etc, CERB doesn’t cover it all anymore.

I really don’t know how I’m going to come up with almost $300 a month for my meds for the forseeable future. It’s a really scary thought. If I’m without my meds it only takes a day or two before I start wheezing and my windpipes start to close which will land me in the emergency room. It’s truly a basic need for me and struggling to breathe is really terrifying. One of the worst things about it is that if you get anxious it can bring on an asthma attack and getting anxious is pretty much inevitable once you know you’re out of meds. I’m really not trying to have a pity party, its just the reality of my situation.

I have been diligently applying to jobs (I’m in Human Resources) but it’s not a candidate’s market right now with employers eliminating jobs because of the pandemic. On the bright side I do have an interview tomorrow morning so I’m hoping that will work out.

In the meantime I would be so so grateful if someone out there was willing to contribute towards the cost of my medication for the next couple of months. Please don’t feel obligated, I know everyone is going through some sort of struggle right now, but if you’re able to and you’re feeling generous you’d be making a huge difference in my life while I work towards finding employment and getting back to my normal life and paying it forward one day.

My Paypal link is below:

paypal.me/Jodi259

 

Thank you and take care,

Jodi

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This is my cry for help

I don’t even know where to begin. The last few months have been extremely hard on my mental state. I’m drowning in debt, $15,650 to be exact. I feel like I’m suffocating.

About a year ago my total debt was a little over $24,000. Then I got a very decent paying job and was able to make regular large payments towards my debt every month. It felt freeing and I was super proud of myself. Then covid happened and I was temporarily laid off on March 27th. My employer still has no set date as to when my return date will be, so I have no choice but to depend on income assistance. I’m glad to be getting some form of income during my time in limbo, but it’s a fraction of what I was making and really hard to keep up with daily expenses. My entire income assistance every month is dispersed between the basics (rent, car payment, car insurance, cell phone bill, internet bill, electricity bill, and the minimum payment towards my line of credit and 2 credit cards). Most of my food expense is on my credit card, this is why my debt is slowly building back up. It feels like I’m pushing against a mountain; some days I’m numb to it, some days I can’t leave my bed because I’m so depressed.

I know I’m not the only one experiencing financial crisis during these uncertain times, but finding this website is giving me a tiny bit of hope. If I can even raise $12,500 ($250 x 50 donors) I would be forever grateful and will manage the rest. This is my cry for help. I hope there are a few people out there that can help turn my situation around. Even if you can’t personally help out and you share my post to someone who can, I’d appreciate it so much. Thank you for reading through my post.

-Amanda

https://paypal.me/raiseforamanda

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Can’t work due to Covid-19 and might be kicked out of school

Hello, I am a 20 year old University student starting my 4th year of a geosciences major and business minor, in British Columbia, Canada. When I first applied to universities, my goal was to get away from my homophobic, emotionally abusive family, and I did! I was often threatened with being kicked out of the house due to whom I liked, so I moved away for school and cut all ties. At first, I worked a part time job and went to school full time, as I qualified for a decent amount of support from the government. But this last year my estranged family gained a decent amount of money and it disqualified me from the support. I took to working 2 jobs while in school full time. That was until Covid-19 hit.

 

I suffer from a compromised immune system, which on its own isn’t too bad, but along with my asthma, and my auto-immune diseases, I am considered very high risk. Both of my jobs laid me off as soon as they could, and all my doctors say working right now is still very risky for me. I was told that if I do get sick, I could end up in the hospital for a long time, or possibly worse. This meant I could collect unemployment for a bit. But as school starts up, and I don’t return to work, that too will run out.

 

Now I have been trying my hardest to keep myself afloat during this difficult time. Mentally and financially. I only pay for things that are 100% necessary, like rent, my medications, and soon I will have to decide between paying for my tuition or for food/meds. I have already gone to a food bank, just to eat for a few days, on more than one occasion. Buying groceries, I can go without for a while, the medications however, I can not. If I were to stop taking my medications to pay for some of my tuition, I would still likely not make it to graduation.

 

Overall, I am need of $18,000 total for the school year, and so far I have only $6,400. I have done everything I possibly could to try and do to pay for school since the beginning.  Now, I am $60,000 in debt, and may have to drop out of school without graduating, because I can’t pay for my tuition. This is honestly my last resort, and I hate that I have no one to turn to for help.

 

Thank you so much for reading this far. Anything would be greatly appreciated!

If you would like to help me finish this year of school, and hopefully get my BA, my paypal link is : paypal.me/AshleyC1999

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Please help me receive treatment for my bladder dysfunction

Hello, everyone. In advance, thank you for reading. I am writing this as a plea for donations, in order to raise enough money for me to get the treatment needed for my bladder dysfunction. Five years ago, I began to need to use the washroom frequently, and there was also a sudden sense of urgency, even if I had just went five minutes ago. This got worse and worse, to the point where I got in trouble at work for going to the bathroom too many times during my shift, and eventually I saw a urologist. He put me through lots of testing; urine analysis, cystoscopies, urodynamics, etc., and was not able to diagnose me with any preexisting bladder conditions, though he did discover through the urodynamics that my bladder reacts with urgency as soon as 15ML of liquid is in it, which basically means that I always feel like I need to urinate, every second of every day, and I am unable to hold it for a normal amount of time. Depending on how much water I have drank, sometimes I can hold it for an hour, sometimes only 20 minutes. I have felt like a zombie these past years because I wake up at least once an hour to urinate during the night. I had to stop working outside of the home because nobody could accommodate how many times I need to urinate during a shift. I now work from home as a transcriber, which is good because I can go to the bathroom whenever I need, but I make less than I was making when I worked as a store manager in retail.

At this point I have tried many medications that the urologist has prescribed to me, and none have worked. He has told me that the only thing left is a last resort; an electrode placed under the skin that stimulates the nerve that controls your bladder and tells it that it isn’t full when it thinks it is. The picture I’ve uploaded is from a page of the pamphlet I was given to understand the procedure. Because I have not yet given the doctor an answer on whether I can go through with it or not, since it depends on if I can raise the money, I do not know the exact cost, but the doctor said “thousands” and from looking it up online, it horrifyingly looks more like $10,000. It says that it is sometimes partially covered by insurance, but unfortunately I do not have any insurance benefits through my job, because I am an independent contractor for a work-from-home company, since I can’t work outside the house due to my bladder needs. I live in Canada, where we have provincial health insurance, but it only covers certain health services, and this is not one of them.

Most people have family that they can ask for money in a bind, but unfortunately I come from a very poor family. My grandmother had six children, so she and my grandfather were never able to save money until their children grew older, and now that money is for their retirement. As much as it pains me to say, my two uncles are jobless bums. And while my aunts work jobs that are decent, they have their own children that they are sending to university and have told me that they’re sorry, but they do not have any money to spare for me. My mother has struggled to make ends meet ever since she became a single mom and was left with a ton of debt from my dad, and I have been working full-time since I got out of high school in order to help her make ends meet. So I don’t have the options that a lot of more privileged people do.

If you are still reading, thank you, and I’m sorry it was so long. I just wanted to explain why I’m asking strangers for money. It’s not that I’m lazy or that I’m trying to scam anyone. I just honestly don’t have anywhere else to turn. If you are able to donate anything, I will be forever grateful.

My paypal.me is: https://paypal.me/gaialulls

(It’s a screen-name I use online, because I always loved the name Gaia. I have used that name in this post as well.)

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DESPERATE MOM SEEKING HELP FOR SON’S ADDICTION TREATMENT

Deperate Mom wanting to stop child’s addiction harm !!

Asking for 6000$

Breakdown to follow at end .

For starters please know that I have NEVER done anything like this before . But desperate times calls for desperate measures . I am and always have been one to figure things out on my own , especially when it comes to my children .

A little background 

Growing up I had a decent life with my family (parents & brother). We had our own ups and downs through the years , but who doesn’t . In my teen yrs I made some not so great choices which led me down the path of becoming a young single parent of 2 amazing children . With the help of my parents I managed to raise my kids as best to my abilities . I don’t deny that we had some hardships but we always managed to pull through .

WHY I AM HERE 

During my son’s last year of high school, him and his girlfriend became pregnant . I’m very proud to say they it out and both graduated with honours before they had the baby . With baby to arrive a few months later my son went straight from high school to working full time to provide a home for his family . No time for adjustment.

About 3.5 yrs ago I noticed my son was becoming  more distant and extremely depressed . One night he confided in me he felt like a failure as person and as a father .

Not long after that he began using drugs . His drug of choice is unfortunately Meth . In the last 3yrs he has been attempting to get clean but hadn’t yet hit rock bottom so nothing seemed to work . He wasn’t completely ready and wanting to be sober .

BUT NOW….

About a week ago my son came to me in complete meltdown mode ,begging me to help him get the help he requires to have a clean and sober life  again and to be able to be a part of his son’s life again .

I have found an out of province , private , addictions treatment facility but there is no way I can afford the cost of it , especially since I am only able to work part-time right now because of Covid 19 .

The total cost for treatment is 9000$

I have managed to get subsidized for half of the cost so 4500$

Total funds I Need help with is 6000$

Breakdown is :

4500$ for treatment

1000$ for travel (including family weekend )

500$ for misc costs

I really hope and pray that I will be able to do this for my son.

I will always be grateful for any help I can get and every little bit will be a blessing .

I will always try to pay it forward if it is within my means .

I would like to say Thank you so much for taking the time to read my story and I hope you can find it in your hearts to donate to my cause .

paypal.me/jll1112

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COVID NURSE IN DEBT

Hello! I am a nurse on the COVID floor, I have a lot of school debt and I also have to live in a hotel right now which I have to pay for because I can’t stay at home with my family.  I have been looking for full time work for over a year but it is almost impossible where I live and I barely get any shifts, I also am not allowed to have a second job due to this pandemic.  I can barely afford my hotel costs, bills and student debt I am in.  Thank you for reading I hope you can help!

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Drowning in Debt

Hello, my name’s Lisa.

To start off, I am currently 19 and already managed to get myself in a huge debt. I lost my job at the beginning of the pandemic and now I am in desperate need of some money. I live in Canada, and I am sure you would say “why not get some help from the government?”. Well, I have, and I used the money for living expenses such as rent, groceries, and for paying my other bills (phone, internet, gas etc).

To add to that I also would spend money on whatever my family needs even if I do not have the money, which just made the debt worse. I do not want them to find out what I got myself into, because I know they would be extremely angry at me. You may say, “why not explain it to them or asked them for help?” Then, I explain to you that my family has a lot on their hands already. My mom is a single parent who raised me and my younger brother. She has her own bills to pay for (not credit cards), and she spends her money on my little brother who is autistic and needs the extra support/help in learning and communicating. I don’t want to burden her more.

Right now, I need to pay off $7,000 on my credit cards. At the start of the year, I made a plan to pay it off, and get back on the right track. As the months went by, it started to become worse and worse. Everything kept pilling up, having no money to pay off my bills. It got to the point now where all I have on my mind is money, and how I can get money.

I have tried applying for other jobs, but nothing worked due to the pandemic, and stores needing to have a certain amount of people working at the same time and can only afford to pay very few people. Soon the stores started to reopen, but still even my old job did not hire me back.

Another thing I’ve tried was taking out a loan, but I got denied by all of the loan companies I applied to just because I either had a low credit score or I didn’t have enough income.

If anyone could help me, even just a little I would be forever thankful and would definitely take this life lesson to heart and stay on the right track.

 

Paypal.me/123LMT