Begging Money

Financial Hardship Help

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Reposting: Homeless Broke and 20

I am reposting my story because I forgot the link. This time I will make it shorter.

I am 20 years old, diagnosed with borderline personality disorder, got kicked out of my home 3 times this year.

I am in a lot of debt from when I was homeless, to paying my therapy which is 800$ a month, and also paying off previous debt that I had. My mother and my step father do not like me, and they kicked me out even after I had tried to commit suicide and was hospitalized for the 5th time this year. They were not able to be there for means every argument was always about money when I told them I was struggling.

I am ruined emotionally and I have been feeling like suicide is my only option. I am not able to get approved for a loan and I make 1700$ a month from my job, which barely covers my expenses which I’ve reduced because of my debts. The only thing I pay for is literally my therapy, though when my mother asked me to come back home she promised she’d pay for but has not contributed to it, she told me this after I signed a contract committing me to the therapy.

My father has not been able to help me, and she keeps telling me to ask him for help knowing he cannot provide. I have not been in a good environment and I am looking to be debt free, move out on my own so I can get better as well as disconnect myself from her and her family.

I want to thank anyone in advance because this really will mean so much to me. Anything helps, ideally I am looking for around 10,000-15,000 so that I can cover my debts and my therapy for the next 5 months ( 6 month contract) and move out. Your contribution will literally make me so thankful.

I hope this helps get a clearer understanding.

 

 

 

 


https://www.paypal.me/thankyoufromliv

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Homeless, Broke, In debt at 20

Hi to whomever came across my story.

 

My whole life I have been living with a mother who has kicked me out over any argument or disagreement. My step father supports her actions and it’s very much a two against one. When I was younger I stayed with my dad and my mom realized she couldn’t kick me out much but at my age now, she doesn’t see it as owing me anything.

In 2021, I was diagnosed with borderline personality disorder. I was hospitalized five times and tried to commit suicide twice. The second time I did, my mother kicked me out a couple of days after returning from the hospital and I was bouncing from my grandmas to my fathers to my ex boyfriends. Finally, she asked if I wanted to come home and I said yes and set some ground rules. She promised she would pay for my therapy in order to get better from BPD because I had absolutely no will to live and it is quite expensive and I got put on a shorter wait list to go private versus public. My therapy is 800$ a month and the reason I signed the contract with them to commit was because I was told it would be covered. After I started, she refused to pay and told me that my work insurance will cover it, which it did but it ran out recently. I am in so much debt at the moment and overdrawn because I am paying off previous debts when I was homeless and jobless, and my therapy. I have asked my work for more hours however they have not listened and I am actively trying to find another job. I had to drop out of university this semester even though I do want my degree. I am extremely lost and have nobody to depend on. My father is not willing to help me because he feels it would be giving my mom what she wants, which is for him to take responsibility.

I am looking for quite a high amount of money, because I need to be on my own and moved out, as well as pay off my debts which I’ve attached a photo of, plus my therapy. I get payed around 1700$ a month before taxes from work  but it has not covered much of the debt I owe and also I have amounts owing at my clinic.

Anything helps and I really appreciate and wish love and prosperity to anyone who is willing to help me. I am forever grateful for you, please know that.

https://www.paypal.me/thankyoufromliv

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Black cloud

Hello, I don’t really know where to start.. But yes, I am a single mother of 3 boys. I don’t know what else to do. 400 words cannot explain why I am actually here. I wish things were easier, but I cannot even buy my kids new shoes for school. I try and try, and cannot succeed. I  am obviously VERY desperate.  I have been waiting for disability for over 2 years now, I suffer from chronic pancreatitis and am in the hospital every other month.  I cannot move ahead, and when I think things are getting easier, I get hit with a blow that sends me 4 steps back. My Bill’s are behind. My rent is behind.My cupboards are empty and I am embarrassed to send my kids to school to gawk at the splenditities that the other kids have, and mine do not. The “black cloud” looms over me, just waiting… But I give, and give, to all who I feel have less than me, yet have probably more. I  cannot imagine what goes through my children’s heads when they see what the others have, and they do not. They deserve more. They make sure that I stop for the man on the corner holding a sign, because as my grandmother used to say, “you don’t know their story”. I had to take my mother in recently, because my father threw her out because he is reaching the end of his life and “doesn’t want to waste it to have to take care of her anymore”. Till death do you part doesn’t seem to matter to very many anymore. We are all crammed into a tiny 2 bedroom apartment, it being impossible to move to a new place, with rent skyrocketing to almost double the price since the pandemic hitting almost 2 years ago. The cost of groceries are beyond affordable, but I try… The cost of transportation, to bring my mother to her doctor’s appointments almost weekly for her heart, kidneys and lungs are getting more and more tedious and unaffordable.  The cost of prescriptions, I am at the point where I am giving up mine to be able to get hers. I  am not asking for much, but please PLEASE help me. This is ME, out holding a sign on that corner begging, for ANY kind of blessing you can spare… Bless you, and your family! Thank you so very much for listening.

https://paypal.me/starvedmommy?locale.x=en_US

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Series of Unfortunate Events

I feel like a character from Daniel Handler’s popular children’s series called A Series of Unfortunate Events. As I write this it is September 2021. Starting earlier this year, my ex decided he was only going to pay half of the child support he owes me. Then the senior with dementia who I was working as a caregiver for, her dementia worsened and she was moved into a group home, leaving me unemployed. Next, I took a misstep & injured my back & shoulder leaving me unable to work for a few weeks. The final straw was a few weeks ago when the rear wheelwell of my vehicle cracked open. I got an estimate for $7000 to have it repaired, however I bought my vehicle used (2006 Ford Escape) for $2500 so paying to have it repaired seems like it would be a poor decision. I require a vehicle to commute to work & to drive my 2 children to & from school. I used to have $3000 in savings but it’s al.ost gone now that I’m unemployed again & have less money for child support. I would like to buy another used vehicle to replace my old, falling apart one. I could get something decent for $3000 & if I have $5000 I could get something more reliable. Any financial help I receive will be greatly appreciated. Many, many thanks in advance.

https://www.paypal.com/paypalme/akimichaels

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URGENT- For a potential mom and dad to be

My family is really traditional with somethings, especially when it comes to having a child after marriage.  I had the best dad a girl could ever ask for and when my dad got really sick, my husband wanted to ask for his permission to marry me. When my husband asked, my dad said, “of course, Finally”. A few short days later, my dad was taken from us. Right after our wedding in 2016, Justin and  I tried and tried to conceive, but for many years was unsuccessful. We went to our family doctor on multiple visits but got no where. It was not until 2 years ago and a trip to the hospital for myself, we were finally given a a chance to go to a fertility clinic.

In January 2020, Justin and I were put through countless testing and blood work to see if or what was causing us to not be able to conceive.  After weeks of testing, we received the results and it was concluded that my husband was not producing enough sperm and therefore, we would have to freeze sperm samples that we could use at a later time. Myself, being 39 at the time of the testing, found out that my egg reserve was depleting due to my age but I can still conceive naturally.  The only way to get pregnant and be successful is through Invetro-fertilization (IVF).

We were then put on a government waiting list which they said could take up to 2 years. In July, 2020, and due to the COVID pandemic, we received a call from the clinic informing us it could take an additional year to receive the funding.  We were absolutely devastated and I cried for days.  Then in April of 2021, after searching for a year and a half in the housing market, someone was looking out for us and we purchased our family home together.  In June 2021, we then received the call we have been waiting for. The clinic finally telling us we were granted the funding from the government for the IVF.  We were excited that things were finally starting to look up for us, that this is going to be our year, and we couldn’t be happier.  Unfortunately, the government funding only pays for the cycle (getting pregnant) itself and not for the medications, injections, and several additional fees that go with it.  The total cost for us is between $8,000 to $10,000.  

Our actual date for the IVF cycle is October and it doesn’t leave much time to come up with the money.  As much as we want a child, this may be our only chance before we have to go back on the waiting list.  I am 40 years old now, going on 41 and unfortunately, not getting any younger, so my time is very limited.  I have had the pleasure of being an Early Childhood Educator (ECE) for the past 18 years and have taught, supported, guided and loved many children throughout my career and all I am asking for is to do the same for my own child.

We sincerely appreciate any help here financially as Justin and I did not just wake up one morning and want to be parents. This has been a lifelong dream of ours.  We now have a wonderful home with a bedroom ready to go for our future child and all the memories you can possibly fill in it.  There is not enough words to convey how thankful and appreciative we would be.

Most graciously and thankfully, 

Pam and Justin

paypal.me/fertilitymedicine

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Medical Supplies Bills

Hi there!

I’m 19 so I will soon no longer be covered by my family’s health insurance. But I have a medical condition which requires me to constantly be buying extremely expensive medical supplies. Without my family’s health care, I won’t be able to afford any of my essential medical products, and I can’t go a day without them. I’m hoping anyone can help me out with this, because I’m very worried about what will happen. It would be so greatly appreciated, it would truly mean the world to me!

Thank you!

PayPal.me/sleepless LEE

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Need urgent medical attention and have nowhere else to turn to.

I’m writing you today because I need your help in saving someone’s life.

This is not an exaggeration.

My sister-in-law has acute leukemia, which is a blood cancer, and she needs a bone marrow transplant abroad. The cost for hospitalization, surgery, and travel costs is staggering. We need to raise more money to pay for the transplant surgery. As you probably already know, this cause is very important to me. The pain we are experiencing can’t be fully expressed in words. The world has completely changed for us, and we are overwhelmed by this intense grief. All we need now is adequate funding for having her bone marrow transplantation abroad. The more funds we have, the more conveniently and quickly we can save a life.

Would you be able to contribute to my fundraiser? A donation of any amount would truly help me reach my goal.

To help me, go on my mission trip, simply click the link to my fundraiser below:

https://gofund.me/f8a116df

If you could also share my fundraiser link with your friends, it would mean so much. The more people hear about my cause, the quicker I can reach my fundraising goal.b4a05244-d659-4a32-a6e3-b12f0ed8d2ec.jpg

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In desperate need of financial help

Hello! I’m a 24-year-old woman from the Philippines currently living in Canada. I came here with a student visa in Sept 2018 and I am no longer a student. I currently live with my boyfriend and we are working on immigration papers to get me to stay here, however, we’ve been struggling financially as I’m not legally allowed to work here; Both my boyfriend and I have been asked to send our bank statements a few months ago to show that we can support ourselves until then. This morning I got an e-mail saying that I must at least show $12,000. I must say I’ve been feeling really embarrassed that my boyfriend has been working his tail off just to pay for our expenses, meanwhile, I’m stuck at home looking for online jobs in Upwork (unfortunately my efforts have been unfruitful). And because of COVID, we have been more and more buried in debt. We also live with our absolutely wonderful black cat Azula (named after Princess Azula from Avatar: The Last Airbender).

The whole reason I moved to Canada was to have a fresh start. I’ve been struggling with depression ever since I can remember so I made the choice to find a new environment and to start a new life. I met my boyfriend, fell in love, and moved in with him. Once we moved in together I was able to find a job as a barista in Starbucks. I thought I was finally getting my life together but that was short-lived. I was only able to work there for a year because once we started getting to work on immigration papers I found out that I’m not allowed to work in Canada legally anymore. So I did what I can do so I do not accidentally or intentionally overstep a boundary set by the government. Right now, I’m working as a freelance graphic artist but could not find work. While I could not find work, I’m currently building skills such as French, Coding, and Excel to create a more impressive resume so I can hopefully be hired faster.

I’ve asked for financial support from my dad and he’s been the greatest help however my family is not rich and he is running very low on funds. And I’ve been really embarrassed to ask for help again and again. He had just recently sent me money for a computer so I can find better work online as I’m using a very old Lenovo laptop that is extremely slow and difficult to work with and he’s been sending me rent money every 3 months.

I’ve felt so worthless and useless and I just want to give back to my parents. I just wish I wasn’t so stupid and made dumb choices, now I’m running out of time.

My first priority once I get my immigration papers approved is to find a job.

While I know I said that they asked to show at least $12,000, a little can go a long way. And I will be forever grateful.

https://paypal.me/beanorel?locale.x=en_US

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Nothing to lose by trying!

I’m just so tired.

3 years ago, I had my life figured out. My wife and I had just purchased our first home, I held a management position at an electrical contractor while she was just getting started as a new teacher.

The rollercoaster that the next 3 years would be has left me in a pretty dark place. To summarize:

– I walked in on my ex wife and ex close friend fooling around on the couch in our home while they thought I was sleeping.

– Attend counseling, try to salvage the relationship as it had been 12 years by then. Approx duration 1yr. Her and the counselor seem to be teaming up against me. She starts to attend sessions without me.

– I find out she hasn’t put the distance between her and this “friend” that I felt would be appropriate to save our relationship. In fact they were playing on the same slow pitch team.

– After many arguments and hard discussion, I leave.

– We sell the house at a loss, but that does not matter to me at the time.

– Remaining funds went to the divorce lawyer, as she got one the day I moved out. –

– I have a mental breakdown, quit my job and start using hard drugs.

– Her career takes off. The very thing her I had been waiting for so that we could have children.

– I spiral into a deep depression and go into tons of debt in the process.

– After the required 1yr separation period, she was 7 months pregnant already with a new boyfriend.

– Over our 13 year relationship I had introduced her to all of my highschool and childhood friends. Naturally, her friends dated min, and one by one started their own families.

– I was left in a tough spot, because asking my friends for support meant asking them to go against their spouses. Ultimately I moved to another city and have been trying ever since to rebuild.

– I have not used drugs for 8 months, and have finally gotten a job that I can picture myself doing for a long time.

The issue I’m having comes from the irresponsible, stupid and painful grieving process that I chose. It’s got me in $15k debt to various lenders and I don’t know where to begin paying it all off.  Please, if you’re still reading, I appreciate just that but I could really use some money to get myself out of this hole!

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Increasing Debt Stress

Hello there! My name is Roma Abigayle and I go by the name Abby! I’m looking for help paying my student loan debt.

I originally attended school for Psychology, but later switched to specialize in Early Childhood Education. I am now happily working as a Toddler Teacher in the city that I moved to for school.

Prior to the pandemic, I had been making regular payments, but a few factors have made it very stressful for me to make my monthly payments. My workplace has reduced our hours of operation and city funding for wages has decreased. A few new expenses have popped up! The rent in my city has gone up significantly this past year and as I don’t drive, I need to stay close to work. I have started going to therapy regularly to compensate for the lack of external supports and escapes I could access during the series of lockdowns (seeing my family, going out to relax, etc.). I recently became engaged and we are trying to have a very small wedding and have savings that we have set aside for this, but my fiancé lives in the United States of America while I am in Canada. The fees in the process seem quite daunting.

I don’t mean to complain about my situation- I am grateful that I can work right now, I am grateful to have a place to stay, I am grateful for the available support near me and I am grateful to be able to have a wedding to plan for. I will continue working hard and doing the best in my situation. I would like to ask for a little bit of help.

If you are able and would like to help me, thank you! My paypal is: paypal.me/raaducay

If you are only able to send well-wishes at this time, thank you! I appreciate the time you took to learn about me. Please stay safe!

 

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*I have removed my account identification number to maintain my privacy and security.

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Please help my family

Hello, I’m a single mom of 2 that had to move in August right after moving in June. The house we moved to seemed nice on the surface, it was in the right neighborhood so we wouldn’t have to switch schools and was near my ex husband which meant short trips for our daughter when we transferred her every week.

After living in the house for 1 week we discovered it was infested with cockroaches and a strange smell was coming from the vents. The landlord guaranteed the house was pest free during the walk through because I asked if there were mice after seeing large cracks in the exterior foundation. He told me the last tenant had complained of them and that he sprayed and checked just in case and he found nothing anywhere in the house. He ended up bringing in a private exterminator who refused to tell me his name or what company he worked for.

We ended up having to move because our local gas company came out and inspected the house and found the furnace and water heater unsafe for use. The furnace was emitting 1000ppm carbon monoxide outside and if any cracks happened in the venting it would be highly dangerous. The city ended up shutting off the furnace and water with a mandatory repair notice before they could be turned back on. The furnace tech he hired was also a private worker and I was told I didn’t need to know his name or what company he worked for. After this the landlord started pressuring me to leave, this was in July.

So I looked and found a new house for August and we moved but we are struggling so bad right now. I had to replace nearly all my furniture. All the beds, chairs, couches, and small appliances had to be replaced. The only things we took with us were our clothes, tv, and our 2 computers. I had to take out a loan just to afford the down payment for the new house and now the old landlord is trying to hold my damage deposit because I didn’t clean the house properly upon exit.

I steam cleaned the kitchen walls because there was a layer of grime and had to vacuum 2 walls I found embedded with glass when I first moved in. Upon leaving the only thing I didn’t do was sweep and mop and it wasn’t not messy enough to justify holding my deposit.

I’m here asking for just a little bit of help to go buy groceries for my daughter and my sister that I have guardianship of. I’ve sold what I could and taken an advance in order to make this move work but I can’t stretch my pennies any farther. Please, if you have a spare dollar consider sending it to us, I will be so eternally grateful for any kindness that may come and will pay it forward when I’m back on my feet. Thank you for taking the time to read this!

paypal.me/chelseagottfried

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Struggling to crawl out of debt after abusive relationship

Hello. I am a 25 year old female. My story is a bit rough, and I am sorry. When I was just a child, from ages of about 3 till 6, I was (I’m sorry) molested and raped as a child. Thr man did not go to jail until 10 years later because the courts would not believe me as a kid.  This has truly made me struggle with many things in life, but I pursue.. after this, my mother made me take care of my brother and sister. I worked from a very young age providing food for them and myself. My mother wasn’t entirely mentally stable and she did at times go over board with her anger. I left at 18 to my own apartment with a boy, who as soon as we got the apartment lost his job leaving me to support us both. Getting myself a car so I could get to work, buy the food and pleasures, all of it.. I was unable to save anything, living paycheck to paycheck. This man ended up beating me,  destroying my property, and the cops wouldn’t help me at all. I finally got a concussion and was taken away by the police, but they arrested me not him, not allowing me to go to the hospital after displaying Clear signs of a severe concussion. I called the police to help me  but they spoke to him and changed their mind.. I have really drained me not just emotionally but financially. I individually supported myself, him, a dog, and several cats he would not give up, working multiple jobs at once and coming out with no savings. I escaped that relationship and was doing well, got myself out of debt felt better, then I got into another relationship that was once again, abusive. It drained me of all my savings trying to get away. He stole 2 months worth of rent from me, Prevented me from retrieving my stuff after he chased me down with his car, causing himself to be in an accident. I left after that and he decided to change the locks and refused to cooperate. I am currently living in a basement barely able to pay for rent bills and food, let alone able to save anything. I eat maybe once a day, all my money goes towards the rent, trying to pay off my credit cards that are maxed out because I had nothing to fall back on, and I feel like I’m in a despairing loop. My bank account is at zero, but my credit cards are high. I spend my money trying to get to and from work, yes I do work full time but I am still unable to get myself out of this rut.  I’ve lost 25 lbs in 3 months, because of the abusive relationships I have ptsd,  depression, and induced ocd  . All I wish for is to get out of this hole, and be able to support myself. Move out of this basement room and be able to actually live. I don’t believe this is remotely possible until I  an pay out my debt, it’s a never ending loop. I make just enough to buy a meal a day, pay the rent and my bills. I pay off some of the card but have to still use that money to buy food. It’s never ending and I’m so overwhelmed and I am so sorry to ask anyone to donate me money, but I have been struggling since 18 on my own, no help from my parents, and I know that with the help of some truly amazing people.. I can get back on my feet. My goal is to get out of the debt run I am in, so I can support myself once again. I am a very giving person.. but I now have nothing left to give. I have a heavy heart and a sad soul. I am so sorry for this long story.. and I appreciate any help I get.

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Help A Single Mom Get Back On Track

2010 Honda Civic Picture 1.jpg2010 Honda Civic Picture 2.jpgIntroduction & Backstory

Hi, my name is Samantha, and I am a single mom to a 4 year old girl. This year has definitely been full of chaos for all of us and my daughter and I have not been immune to it. Early in the year we were kicked out of our family home and had nowhere to go, ended up in a transition home (thankfully) where we got bit by bed bugs (not thankfully), then transferred to another transition home where we stayed for a month and after finally found a place to call home. A month ago, my work cut my hours from full time to part-time due to covid and then my car broke down on my way to one of my shifts. I had a mechanic look at it and was told it needed some serious repairs and that the cost to do so would be  more than what the car is worth. Both the cut of my hours at work and the breakdown of my car happened with in the same week. This year so far has left me emotionally heart broken and financially stressed.

The Need & How You Can Help

The repairs that my car needs are a large, unexpected expense that I cannot cover. I have always been a hard worker and strived to solve problems on my own without any help. Since having my hours cut to part-time, I have been looking nonstop for ways to replace the income that I lost.  I have managed to find a part-time job however it requires that I have a reliable car. I am two weeks away from having to pay rent and it is at this point that I realize that I need help and that sometimes you have to put your pride aside and ask for help.

I will need $$4,990 for a reliable car and the money will go directly to purchasing the car. I have done some research to find out which cars are the most reliable and found that Honda is one of the most reliable cars. I have included a picture the car and here are specs:

  • Honda Civic 2010
  • 171, 000km
  • Manual
  • Excellent Condition
  • Cost $4,990

Forever Grateful

Every little bit helps, and I greatly appreciate what ever amount you can donate as this will help me secure that part-time job, help my daughter and I keep a roof over our heads and ultimately help us create a sustainable life. Once I get things back on track, I plan to pay it forward by helping fellow single mothers who have fallen on hard times just as I have.

http://paypal.me/csandra6408

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Needing treatment for severe depression

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Hello, my name is James. I’ve been dealing with a severe depression over the past 6 months. I’ve completely lost my way and can’t seem to find my way home. I have a beautiful daughter that I love more than words could ever express. She is my world and because of this depression I haven’t seen her in over 4 months now. I miss her so much but I’m trying to protect her from the pain I’m feeling inside. I’ve never asked for help from anyone in my life, and I’m only asking now because I want to hold my daughter again. I just want to find my way back to her and I know depression treatment/wellness retreat will give me the tools I’m lacking to become who I am, and help me to find my way back to her. My goal is $5,000 to $8000 to get into the treatment centre. Thank you so much for your time.  jc.bunch@hotmail.com

https://www.paypal.me/DutsieDo

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Struggling College Student – Don’t know what else to do

Hello and thank you to whoever reads,

I don’t normally put myself out there or ask others for help, but I’m struggling in life. I’m a quiet person who’s about to enter my third and last year of college in September. At first, I never thought I could go to school because of my learning disability, but now I am the first in my working-class family to attend college.

I have worked really hard to try and change my life. I have tried many routes (including the unemployment help centre). We have always struggled financially. I live in the middle of nowhere. There are no grocery stores or jobs.

I use to be able to walk to my job after school, but now school is online, I have been laid off, and cannot drive. It feels like I have been stuck in an endless loop in life for quite some time and no matter how hard I work, I cannot get out.

I can’t get a job because of my location. I cannot drive because I have no one to teach me. I cannot afford a vehicle or a taxi. I live in an unstable house, which I have been trying to leave! I have a precious cat who is my support and family. Prices for housing in the city have skyrocketed and the average job does not afford this, let alone basic needs. Even if I managed to save up for an apartment, I couldn’t afford the rent. I also don’t have credit because I have never made enough for anything.

The prices for mental health help such as therapy and medication are also unaffordable. I won’t go into detail but this is something that greatly impacts my life. I have always struggled with being accepted by my community as I am part of a minority.

Going to School was the last route for me when it comes to fighting for a peek at happiness. I thought it could get me out of this cycle and a chance. But here I am with the same issues and now a large debt. I’m honestly terrified for my future and the debt I will have to pay back when my final study year ends.

The file I added shows briefly that I have loans for school. I blanked out any personal information as safety is important to me.

My Paypal link is below. Honestly, I’m grateful for any amount! Even a dollar.

paypal.me/CyannaDaisy

Sincerely – just a human tired of just surviving

Here’s a photo of my cat tucked into my bed for compensation for reading my long post. She’s the sweetest and sassiest lady. I apologize for any inconvenience!

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