Hi!

 

My name is Bee and I am a current college freshman, doubling in Criminology and Native Studies. After graduating, I plan on going to Law School, then working with an organization like Polaris or Thorn to help bring awareness on the topic of sex trafficking and try to bring more legislation that will prevent it from happening.  I am a first generation college student struggling to make ends meet. I am looking to get roughly 5,000 in the next week (which is hefty, but bear with me for a second).

 

I’m definitely not one to ask for handouts, but this is a very difficult situation. I moved all the way across the country to attend college, which is very important. My mother never had the opportunity to get an education and she always pushed my to do my best. When I was about three years old, her van was t-boned by a drunk truck driver. In the following decade, she was forced to quit working and ended up having to get 7 (!) different surgeries, the most recent being this May. I am the youngest of four and my mother really pushed me to get out of state and make something of myself, which I’m trying my best to do. However, since my mother was on disability, my school requested a verification of non-filing letter from her back in May. Understandable. I contacted the IRS, they sent the letter, but the school informed me that they could not give me my due financial aid because the letter the IRS sent the letter in my mothers name and she isn’t a student. And the billing amount only went live last Thursday so I was completely unaware of my lack of financial aid. The IRS informed me the paper would be sent to me this time, except I won’t get it until the end of the month, and payment is due the 18th. I was told that if I don’t make my payment, then I’ll be kicked out of campus housing, which extreme to no end, but I can’t afford to risk it.  I really can’t ask my mom for help, especially since she’s already drowning in medical bills, so this is my last resort. I’m working full time at a bakery across town and then sprinting to class everyday, but I get payed every other week. I’ve tried everything possible, but nothing is working for me. I’m very stressed and I can’t go back home right now and tell my mother I failed. I refuse to.I’ve cried at least twice within the last five minutes, but I refuse to give up. I’ve even attached a screenshot of my bill as proof.

 

So please, lend a helping hand. Thank you!

 

my paypal tag is: paypal.me/xylophilia

There is not a good way to explain the complexities of my situation other than with a long, detailed explanation. What you will learn from this long, detailed explanation is that I am 32, married, working, and trying to live an average life while carrying roughly $333 thousand (yes 3 3’s) in student loan debt (~76% of that is private, variable interest up to nearly 15% between over a dozen separate loans) , dealing with the progression of my neurologic condition, Kearns Sayre Syndrome, and managing the lasting effects of a TBI from when I was 13.   I am asking for help with my student loans. Because of the interest I’ve accrued and the interest rates on the loans, there is not a repayment option that will allow me to get to a point where I am paying on the principle and keep up with my medical costs and cost of living.

I’ve written a lot of letters, asked a lot of strangers for help, pursued my legal options because I cannot do this on my own. I made a lot of irresponsible decisions during college, but I finished both my Bachelor’s and Master’s in Business Administration from Heidelberg in Tiffin, OH. Today, I carry more than just loan debt, I carry the guilt and shame and hopelessness from my decisions. For the 22 open loans, my payment due this month, in September is $14,831.72. My unpaid interest is $85,468.71. My Unpaid Principal is $247,105.85. The spreadsheet containing my loan details and amounts listed here is attached.

I don’t know what help on this will look like, honestly, but I know that I am paralyzed with fear of making more bad decisions. Based on what legal feedback I have been able to obtain, my best care scenario is to file for an undue hardship after completing a 2nd Chapter 13. Yes, a 2nd. Back on February 25, 2013, I reached out to an attorney to find out if I had any legal options for addressing repayment of my student loans. He advised a Chapter 13 would help me have some breathing room for a period of time (5 years) so I could focus on trying to have a someone normal, less stressful life, so I could consider starting a family with my husband. The attorney, as well as my state trustee’s representatives knew that I was going to come out worse that what I went in, but they allowed me to pay a monthly payment of ~$325.00 to their office which was disbursed then to the creditors. The student loans were included in this repayment plan and received some funds from the plan.

Upon the completion of the Chapter 13, I was right where everyone knew I would be, in a worse position. Apparently, there are circumstances where a person can receive a total discharge of the remaining debt once the plan is completed, but the feedback I’d received is that I couldn’t be considered for that because I’d filed a Chapter 7 on August 19, 2010. So what does this mean? I’m told it means that because there was not enough time between the 2 filings, I could not file for a discharge of the debts, that I would need to again file a Chapter 13, complete another repayment plan, and hope that the laws have changed by then, just like the last one. Another issues is that my debts exceed the allowable amount for a Chapter 7 and are approaching top of the allowable amount for filing a Chapter 13. I am told after that, I’d have to look at a Chapter 11 (which I know nothing about).

Recently, I’d received some additional advice, apply for an IBR on the Federal, pay what I can on the Private. For the Private, I’d be looking at being sued by the creditors, wage garnishment, and lots of legal fees. Lots of legal fees because, of course, nothing comes without cost; there is no grace for the choices I’ve made. I had to walk away from the most recent law office that offered this advice because I refused to sign a retainer agreement that wanted X-amount up front, and X-amount per hour thereafter for anything related to any of the loans, indefinitely. I felt like I was being asked to sign up for another hopeless situation.

There are certain options that can allow for a level of forgiveness on the Federal, but not on the Private (most of mine are Private). I applied for the IBR as suggested, but received a notice that I was denied.  No explanation. Now, I have to start repaying the Federal loans this month at a payment amount of about $815 per month. I mentioned earlier the amount I’m expected to pay this month, so take that $815 from that and that difference is what the Private lenders want from me this month.

I’m not seeing a light at the end of any tunnel here and literally feel like everything around me is collapsing. I know I over-borrowed and I can’t change that. I know I can’t repay all of this, and I can’t change that. I can continue to make small payment to each every month, but that is not going to solve my problem. It doesn’t even stop the letters, emails, or calls. I get calls from Navient several times a day, on weekends, and at hours they shouldn’t be calling me and there’s nothing I can do about it. I don’t dare acknowledge that they’re talking to the right person when I do mistakenly pick up that phone call from an unknown number I’ve not yet blocked because I don’t know what legal implications that could have if I open that communication door. There are also consequences that can come from trying to restructure, refinance, consolidate, or converse about debt. It’s hopeless right now. I’ve disabled my voicemail because I can’t handle the stress of the calls.

I remind myself constantly that I did this to myself. I deserve this. This is because of me and my choices. There are 2 out of the 22 loans that I have co-signers on, 1 Federal (my husband co-signed) and 1 Private (my mom, who is now totally disabled, co-signed for). Both of their credit scores have bombed because the loans are in repayment. There is nothing I can do about it. I’m told constantly I need to find an outlet for my stress and I need to not be so hard on myself, but that’s been impossible for me, especially lately. This is not helping my health issues and is creating new challenges for my health. There are several unexplainable ailments going on – all which could be explained, in part, by stress, but I don’t know for sure; I’m not a doctor. I do know that my weight has dropped below 100 pounds. I’m 5’7. I’ve not been under 100 pounds since I was 13. This is not healthy. I’m dying from this. That’s what it feels like. The pain this stress brings me is awful. I don’t drink enough to say I even drink, I don’t smoke, I don’t do drugs, I do work 45-60 hours a week, I do see several different specialists for medical treatments continuously, and I have met my deducible and out of pocket for my insurance the last two years. I am struggling to prioritize now. Do I continue to keep seeking the medical treatments I need to try to stay as strong as I can despite my disease; do I deprive myself of what little satisfaction I have in life knowing that at least the rest of my bills are paid? I have no other debts other than these student loans and a payment plan I am on with my doctors, willingly and amicably. I have learned that money isn’t something to take for granted, but just like graduating from college doesn’t mean you’ll be successful at life, learning from mistakes does take them back or fix them.

Life has become sad. I’m just so tired and exhausted from fighting a losing battle and I’ve really wanted to make everything go away, somehow. For a long time, to myself, I quietly calculated how much I owed on these loans vs how much life insurance I have. I’ve always thought to myself, if I die, how can I make sure the people I love, that supported me, are not further exposed to this problem. My solution was to always make sure I had enough life insurance. Just in case something happens. For a while, I lived in comfort knowing I was at least worth more dead that I am alive, but now…my loans are higher. As if I couldn’t get any more in the red.

I have put myself out there to many people, open to being judged, but hoping someone would be my salvation. It hasn’t happened. I’m out of options. I’m at the end of my rope. It’s hard to sleep because my mind doesn’t shut off. I’m desperate for it to shut off. I’m alone because I’ve alienated myself from everyone because I hurt so much that I can’t feel the love that people are trying to show me anymore. But, I’m still breathing. My heart still beats today. I plan to show up to work tomorrow, and I want to fight through the pain. I just really can’t do this part on my own.

At the end of the day, when I’m feeling stressed from the overstimulation of everything around me and in my head, I just want to be hugged and told everything is going to be ok. I want to be able to be a good partner for him again because right now, I’m not. As I unravel, so does everything around me. I don’t know how to undo anything anymore, but I do know that if I could start over, my decisions would be different. If only.

 

I’m 23, and after 5 years and $40,000 in loans, I am proud to say that I have graduated with my Bachelors Degree in Exercise Science… or at least I want to be proud. I graduated college with a 3.63 gpa, I have over 500 volunteer/observation hours, I was a D1 athlete, and I worked nearly full time all throughout school, so I should be proud, right!?

Let’s backtrack here just a little bit. My goal in life as far as a career goes, since the age of 14, has been to obtain my DPT, and work as a physical therapist while specializing in children with disabilities. I was going to go to college for 4 years and then go straight to the 3 year doctorate program, I was going to make my family proud, I was going to do everything exactly as I was supposed to… but life happens, and plans don’t always, well, go as planned…

After maxing out 2 credit cards on 2 summer classes, I opt out of taking any more and decided to take a 5th year in college instead so I could use my loans to pay for my tuition. I was in 18 credit hours and working full time at the time applications were due during my 5th year of college, and so I decided to wait until the following year to apply (this year), so I could focus solely on getting the grades I needed as PT school is very competitive.

Fast forward to last month… I’m doing everything right. I graduated, I’m working as a tech in the field of physical therapy for low pay but in return for observation hours, I’ve saved $2,000 to apply to PT school and to get a new apartment, and my family is going to be proud of me, because I’ve almost made it.

Then…

My car breaks down… okay, no big deal, I have a little bit of money saved.

I get a new apartment… something I planned and budgeted for very carefully.

Something I did not plan for… so I rescued a long haired beautiful kitten a little over two years ago. Drake is his name, and I fell instantly in love. Personally, pets have always been a huge part of my life, and Drake really helped me get out of an extremely low place during my college career. Well, Drake got sick and was rushed into emergency surgery (the part I didn’t plan for). I was told he had something blocking his ability to urinate, and his bladder was a little larger than the size of a baseball. They said it was urgent, life threatening, and they needed to either get him into surgery or they needed to euthanize him, but either way I needed to decide promptly.

Wait… what!? As crazy as it may sound, my cat is my life. He is the only living being that depends solely on me to make sure he is okay, so I told them to do what they had to do, as I sat there sobbing in the empty exam room. They told me I would have to pay half up front and half on the day that I pick him up, and that the tech would return with all of the quotes.

So I wait but tell them to get started… the tech comes in… $2,200!?!?!?!?!?!?

I did everything I had to do… literally. I maxed out my two credit cards that I was working to pay off before grad school, I opened and maxed out a third credit card, and I gave them every single dollar in my bank account… every single dollar I had worked so hard to save up, gone.

So now what?

I’m working overtime at my low paying rehab tech job, I’m working nearly 40 hours a week as a server/bartender… and I’m barely making enough money for dinner at night.

I can’t apply to graduate school…

I’m not going to make my family proud…

I’m am suddenly not proud of myself…

I’m lost and I’m exhausted and I don’t know what to do…

I don’t know when or how exactly I lost control of my future because I thought I was doing everything right, but for the first time ever, I’m asking for help. Anything helps. I’m being suffocated by this feeling that life will never get better, because it keeps getting worse, so please… I’m literally begging.

 

 

 

Hello, I am 20 years old and graduated high school 2 years ago. I currently live in Reno, Nevada in a small 1 bedroom 1 bathroom apartment. I struggle with anxiety and depression and I hardly ever get out of house because of it. Some people don’t understand how life is when you struggle with yourself one on one daily. I’ve tried medication, counseling and self healing but nothing seems to be working most the time. I struggle with keeping afloat and holding a job for more than a few months. I’m scared and worried for my future and what it holds for me. I recently got laid off from my last job working as a kennel tech taking care of dogs. I went into it knowing absolutely nothing about dogs. I disliked them ever since I was young. Since then, it’s the best thing that’s happened to me. Spending time and getting to know their behavior has shown me that I truly want to work with animals as a career and not just a hobby or side job. I don’t ask for much, and I hate to even ask on this site but anything will help me reach my goal to becoming a vet technician. The donations I receive will be saved for putting on resources, classes and books for my dream career. I didn’t want to turn to this but due to me being mentally and physically unstable, I ask for a little help in making sure I become what I want out of this life. And that’s to be with the animals. I am very passionate about them and nothing makes me more happier to be around them. Thanks for your time and have a blessed rest of your day!

Hello, my name is Savannah. I’m a college sophomore going to school in South Carolina for Journalism and minoring in Arabic and French as well. My dream is to work in third world countries and break barriers between the cultures of the US and war-torn countries like Syria, Libya and Pakistan. I believe that this is an important step in improving international affairs in our country, especially in today’s harsh political climate. It’s a dangerous line of work and my family doesn’t understand why I would want to work so hard just to “get myself killed” as they have said but I have always been passionate about humanitarian work and for people who live in those conditions to have a platform for their voices to be heard, just like the rest of us. This is a big reach for someone like me who comes from a small town in rural West Virginia with parents who are struggling to even make ends meet in a place like this. My big dream required me to move out of state to attend the university closest to me with an accredited Journalism school. I work very hard at two minimum wage jobs and freelance/tutor on the side while also trying to attend school full-time. I sadly had to take a year off because my financial aid wasn’t enough to pay my tuition and I would never want my parents to sacrifice the little money they have to support my education. However, my grace period has ended and I either must attend school this semester or face paying my student loans in full. I have saved as much as I can but have had lots to pay for in the last year. I had to buy a $700 car for my mother, so she could have a way to get to work and paid for my younger sister’s doctor bills, as our insurance doesn’t seem to cover anything. I have lots of pride in myself and think I have a promising future and a strong work ethic but have also learned along the way that there’s nothing wrong with asking for help sometimes. If you resonate with my cause and my story, I would be grateful and honored if you would help me achieve my goals and obtain my education. I current have about $3000 in financial aid for the semester but my bill is almost $7000. I will probably have to be put on a payment plan or take out additional loans anyway but every little bit helps.

My paypal link is https://paypal.me/sweeneysavannah. Thank you so much!

Hello, I am an incoming first generation college student. I have been struggling for weeks because I need to pay my first quarter of college in less than 3 weeks and I don’t have the money for it. No one in my family has ever attended college so no one understands this struggle. My dad works to provide for all 6 of us and my mom doesn’t work so I can’t ask them for help. It kills me to know that others have the support that I don’t, but I know that eventually when I finish college I will be able to have a job that can help me live a better lifestyle. I live in south central Los Angeles and I see horrible things everyday. I just don’t like living here and I wish to one day live in a calm and beautiful neighborhood. I like to get involved with my community by volunteering at the library but sadly that doesn’t help me with money issues. I really don’t want to drop of out of college because I already worked so hard to get into the college I am in. I stayed up many nights during high school to maintain a 4.2 gpa. I got into a total of 6 colleges. It was one of my biggest accomplishments and I feel very proud of myself, too much to give up on my dreams. I also worked for a time at Mcdonald’s but I wasn’t able to save up any money because I had to buy my own clothes and things I needed, and I started working at only 16 years old. I couldn’t even work a lot of hours. I sometimes wish I could’ve been born into a different family, but I am very thankful for the love my family gives me. It just isn’t enough though, and it breaks my heart to think I might have to let go of everything because of money.. does money really buy happiness? I don’t know, but it can definitely help me pay for college, and that sure as hell would make me the happiest camper. I want to help my siblings do what I’m doing and strive for a better life. There’s no way one can do that without getting an education first. Regardless of what anyone says an education that seriously change one’s life forever. All I want is to inspire others to work hard to get into a good college and do what they never thought was possible. I’d be a million times thankful for any help, and i truly appreciate everything from the bottom of my heart. THANK YOU.

(PayPal.Me/jocg16)

https://www.paypal.me/jocg16

In life there are some decisions that we and society at large are convinced is the right choice. In the year of 2002 I followed the advice of my teachers, counselors, and family to enroll in college. Unfortunately, my scholarships, student loans, and my father’s dip into his 401k was only enough to cover 2 years of college. Had I known that I was entering into a lifetime of student loan debt I would have foregoed college altogether. For me, it would not have matters anyway since I don’t actually have a college degree, but boy do I have some serious debt which is currently $65,000 do to interest and other assorted fees.

 

As much as I would love to set up a repayment plan with my loan servicers my current living situation makes that very difficult. I do not make much money from my job, and my husband has no income at all because he became disabled and does not have the necessary work credit to qualify for SSD according to the state and a lawyer. We are the definition of living hand to mouth. Which, as you can imagine, makes it difficult for us as is.

 

I have reviewed all options for my 2 private loans and 2 federal loans, but I am out of options. I do not qualify for any forgiveness loans including those offered by my state and I am not eligible for any additional forebearances/deferments. The worst case scenario for us would be to have my already low wages garnished, but that will not happen if I can pay the loan off.

 

Thank you very much for your understanding and generosity. All donations received at paypal.me/tds1984 are much appreciated.

In life there are some decisions that we and society at large are convinced is the right choice. In the year of 2002 I followed the advice of my teachers, counselors, and family to enroll in college. Unfortunately, my scholarships, student loans, and my father’s dip into his 401k was only enough to cover two years of college. Had I known that I was entering into a lifetime of student loan debt I would have foregoed college altogether. For me, it would not have matters anyway since I don’t actually have a college degree, but boy do I have some serious debt which is currently $65,000 do to interest and other assorted fees.

As much as I would love to set up a repayment plan with my loan servicers my current living situation makes that very difficult. I do not make much money from my job, and my husband has no income at all because he became disabled and does not have the necessary work credit to qualify for SSD according to the state and a lawyer. We are the definition of living hand to mouth. Which, as you can imagine, makes it difficult for us as is.

I have reviewed all options for my two private loans and one consolidated federal loan, but I am out of options. I do not qualify for any forgiveness loans including those offered by my state and I am not eligible for any additional forebearances/deferments. The worst case scenario for us would be to have my already low wages garnished, but that will not happen if I can pay the loan off.

Thank you very much for your understanding and generosity. All donations are much appreciated.

https://paypal.me/bmf1982

One of my goals in life is to obtain a college degree.  When I was younger, I envisioned I would go to a university right out of high school, live on campus, have a college lifestyle, obtain a bachelor’s degree in 4 years and live the American Dream.  Things didn’t turn out that way. I was accepted to several Cal State Colleges however was not offered a dorm nor scholarships to help pay for college.  Instead of putting myself in debt at the tender age of 18, I opted to go to community college; tuition was affordable with the help of federal grants.  Shortly after graduating high school, my family fell on hard times which led me to get 2 jobs to help support them; 1 full time and 1 part time.  I was also juggling a 12 unit school load.  As the first year is college went along, I found it more and more difficult to stay on top of my studies and work 2 jobs.  I fell behind in school and made the decision to take time off of school.

I took a few years off and attempted Community college again.  I was doing fairly well with my studies, taking a few classes at a time and holding down a fulltime job.  After 3 semesters, I was laid off from my job and became homeless.  I again had to drop classes and get life back on track.  My life took me to Visalia Ca to live with my sister and her family.  I went back to school and did well.  I knocked out a lot of general education courses and achieved enough credits to transfer to a University.  Life hit me with a TKO.  My boyfriend of 4 years was arrested for rape of a minor.  My life flipped.  Clearly the evidence was there and I immediately broke it off with a man who I thought I knew, who I thought I was going to marry.  More allegations came out about molestation and cheating which devastated me further.  I again put school on hold to pull myself out of a deep depression that I thought I would never recover from.

Fast Forward 3 years. I am doing fairly well, working a good job, live in a nice house with family and friends.  Life was good.  My life again slapped me so hard when I lost my best friend to an accidental overdose.  She was a new mother of a 7 months old beautiful, happy baby boy.   Again, I went into a very deep dark place but I told myself I have to pull through for this baby.  He needs people in his life that loved his mama.

It has been almost a year since we lost our sweet angel.  Her boy is growing up in a loving, supportive environment.  I do what I can to help as much as I can however I always feel it is never enough.  I decided to take the plunge and go back to school to get that degree.  To get the college degree opens more opportunities to further my career and open up different opportunities within the financial industry. I applied for Penn State World Campus, their online college and was accepted.  I am so ecstatic as now I can finally finish the degree that has been 18 years in the making.  I am so overwhelmed with joy knowing that obtaining this degree will open up more opportunities for me.  Obtaining this degree allows me to help care for my best friend’s son.

Penn State is expensive!  I knew this going in but just didn’t realize how expensive this would be.  But I am determined.  I am determined to get this degree, to make a better life. That’s where you, the reader, the kind donator comes in.  I am looking for donations totaling $5,000 to help cover tuition and related expenses.

Anything helps.  I truly appreciate your time in reading my story and believing in me as much as I believe in myself.

https://paypal.me/bmf1982

 

 

Here’s my story: I was the first person in my family to go to college. I started (and completed) my bachelor’s at Indiana University East right out of high school and took out normal, federal loans for my plus a nice chunk of unnecessary private loans – a blind action with unimaginable consequences. I was young with no advice and money from loans at my fingertips if I just signed on the dotted line; it’s impacted my life more than any other event and was just as easy as it was dumb. I worked all through college and have since worked my way up the career ladder since college to a nice job as an accountant with a nice salary, but it still isn’t enough. I simply can’t afford my loan payments ($1,550/month) that start up in October 2018. Though it feels like I’ve done everything right like going to school and working my way to creating a successful career, the decisions I made 5+ years ago are making it unbearably hard to move forward with life. Working hard for a career and not being able to afford student loans is the most overwhelmed and defeated I’ve ever felt.

After receiving my bachelor’s degree, I decided to get my master’s from Colorado State, which I just completed. While I was much wiser and took out the bare minimum in federal loans to pay for tuition for my master’s (unlike my bachelors), the interest from all of my prior loans just kept piling up. I’ve got over $200,000 in student loans as I write this. About $40,000 of that is federal loans from my master’s degree. The remaining is from my bachelors, over $85,000 of that from private lenders with an average interest rate of about 12%. Now I have 2 degrees and a good job in my degree field, which I am thankful for, but in October I start paying around $1,550/month just for student loans. To be honest this is impossible to swing and a burden that’s heavier than anything I’ve had on my shoulders. I’m hoping to be able to refinance and bring that payment closer to $1,050 but that’s still a huge chunk of monthly income that I’ll be scrounging to afford.  I spent my time getting my master’s, going from job to job, climbing the ladder, making more money, and I’m proud of that. It took a lot, but it’s still not enough and that’s a defeat I’ve never felt before.

I know many others are deserving of help; I absolutely put myself in this position. And I’m not here asking for $200,000; ANY amount helps. I can’t express in words how thankful I would be for any help in this journey.  I’m simply looking for a chance to start with a clean slate financially and feel like I’m working hard for myself and not for the debt I racked up as an ignorant college student.

I could never be thankful enough for the smallest of help, but it truly is the most overwhelming burden to think about how far behind I already am this early in my career.

paypal.me/bbowman5683

https://www.linkedin.com/in/brittanym5683

 

Hello, I’m a 22 year old trying to pay her way through college without taking out loans. I graduated high school a year early with a 3.95 gpa. I was doing great in college, until I hit a numb in the road. I had some sort of episode that had me in quarantine at Memorial Hospital for almost a month. Doctors could not figure it out what was wrong with me. In the end the chalked it up to a really low immune system, severe anemia, and floodid build up in the brain and lungs. At this point in time I was so far behind in my classes I had to withdraw for the semester.
I’m curretly enrolled at lone star college, and I’m planning on transferring to Sam Houston State University next semester. The cost of living and attending school there will be a lot more than what I have now. I would need to cover tution, room and board, books/fees, and just the regular cost of living. I work full time but I don’t make enough to cover all of my expenses, and I have been actively trying to find a better job. I just haven’t had any luck.
The degree I am trying to get is in political science, and entrepreneurship. The end goal is to own my own private schools. I want to be able to creat my own curriculum. The core classes will still be the same, but the electives would change. I want kids to be able to things they can actually use in real life. Like how to budget, how to purchase a house, and creating resumes and applying to jobs. I would still offer electives like art and music, but i feel like kids should know more. I also want to have a school full of teachers who really care about the children. When I was in school I had a few teachers that put me down more than lift me up. I would like my school to cater to the needs of the children in my community. If they aren’t getting love at home they can get it here. Children spend more time at school, especially if they are in after school activities, than they do at home. There should be buses that leave later for the kids who want to do after school things instead of going home. Kids are our future, and I just want to give our future hope.

Well, I’m a 19-year-old male going through a super rough patch in life right now. I was once a promising college student, but my lingering depression, that I thought I had under control and beat, had caught up to me and consumed me, causing me to have to quit work and leave school. I came home to try and get help, to figure out what I must do to get back on track. I still don’t think I’m back on track, and I’m not sure when I will be. And since I’ve been home, I have had to fight with my insurance to get it straightened out which took about a month and a half, and as far as I know its fixed. I lost my Nanu Grandpa which he had been battling to get back to his life, which he lost after two months of fighting. Shortly after. I found out that I’m coming up on having to start paying my student debt back which is a bit over $9000. And as the past 6 months passed more and more bad things were thrown my way, almost losing my other grandpa, my unstable relationship with my father worsening, and my bank account getting smaller and smaller, so I could live. And as all of this got thrown at me, I continued to fight and continued to try and stay afloat. But right now, I’m stuck financially and physically, unable to determine a way out. And with the way these bad things are going, my dreams of owning a business and becoming a politician are being pushed farther and farther away. I hate to feel like I must ask for donations, and to ask strangers for help, but I don’t know what else to do. If you feel a connection or two with my story please donate, if not that’s okay too, I understand. Thank you for your time reading through this short story of where I am currently at and where I hope to be one day.

-K

https://www.paypal.me/thisreallyhurts

 

Hey there.

I’ve just started my freshman year at college, and I severly underestimated the cost of books for my classes. It’s the kind of things they should teach you how to manage while in high school so that you are able to plan accordingly, but the american education system seems that not as important, I suppose. I was able to get books for 2 classes, but still need to get the required books for my 2 other classes. History required 3 books, which caught me off guard since I assumed this particular course only required 1 (there was a few options and I was told this one was the only one that had 1 book required) so I couldn’t get my other 2. What sucks more is that the nearby discount college bookstore closed like 2 months ago.

Luckily, I have enough left over for about half the cost of the mathematics textbook, which is the more expensive of the remaining 2. The other book is for this one class that’s required to be take by everyone at this school called PY100, sorta like a “How to improve your independent life” type of class. Its roughly about $350 for both ($253 for the Math, $95 for the PY100), but I have $120 already, which leaves $230 to be able to get both books.

I’m still searching for work, which is the main issue for not having the funds. My classes are skewed across the week at the worst of times, so the earliest I could get to a workplace would be by 5pm. Doesn’t leave that much except for food service, but I just left that environment and it didn’t work with me that well. I have a few applications still in reviewing, and I’ll hopefully hear back from them in the coming week. Ones for an adult store, though, hopefully wont resolve to that.

My goal is to not to borrow money from friends, as that feeling of guilt for a substantial amount would be a bit too much for me. Yet, somehow, asking random strangers online lowers my nerves on that a bit. I would absolutely appreciate it if you could spare a couple dimes! I need these books by Sept 6 at the latest before I’m stuck leeching off of colleagues. Thank you for reading!

(The picture are those 3 books for my history credit. They’re used, too)

www.paypal.me/whisker

Hi Everyone! I’m MJ!

I am a 21 year old from Akron, Ohio who is attending a private University in Brooklyn NY. I am studying Sport Management and I serve as the Sport Management Club’s Vice President. This fall semester will be the start of my senior year in college and I am fearful that I will be unable to finish my last year of college.

On July 2nd, my mother underwent brain surgery to repair some damaged nerves that caused pain in her mouth. Her recovery time was scheduled for a month and she was assured that she would be able to return back to work within the first week of August.

On August 7th, my mother found herself back in the hospital due to post opp complications that required her to be put under for another surgery. My mother is an engineer at GE and has now been out of work for almost two months.

We knew that I had a remaining balance on my student account and were told in the beginning of the summer that we would need to pay $11,000 out of pocket in order for me to schedule classes. My mothers surgery was not planned for we would have found alternative ways to save the money if we knew my mother would be out of work this long.

With the unexpected surgery and her absence from work, my mother was only able to pay $6,000 on my bill, leaving the remaining balance at $5,000. I would need to pay that amount by the first day of the fall semester which starts September 4th.

I am asking for help because I have made it this far without any financial problems and I would love to finish my senior year. Anything would help! Thank you in advance. Have a blessed day!

PayPal link:

PayPal.Me/myajjones

First off I’d like to say thank you to all who take time to read my story. I am 2016 graduate of a Massachusetts’ state university, who teaches and does ABA therapy full time to support myself and my family. Since graduating in 2016 I have enter graduate school. Upon leaving undergrad and through my first year of grad school I walked away with 44,000 in student loans which I didn’t worry too much about. I knew they would be deferred because I was working toward my master’s full time.

But little did I know life was ready to test me; emotionally, spiritually, and financially. Within a year’s time my sister got engaged (getting married in a week), my parent’s both underwent surgeries that required them to miss 3 months of work, my puppy got sick, I got sick, and 37 days ago my father went into CHF and the insurance company has not covered his medical bills. How does this relate to me? I have become the financial supporter of myself, my parents, and my sister. I have gone from 60K in loans (car and student loans) to almost 80K picking up the day to day expenses, monthly payments on credit cards, medical bill payments, and wedding planning expenses. I am not regretful for I am proud I have been able to step up and help, but I was too proud to ask for help when I really needed it which is why I am here. My family and myself are middle class workers. I work two full time jobs plus a plethora of small sided jobs to pay off everything. I live at home and take care of my parents and the work around the house.

I am not asking for a way out of my troubles but for help in getting my life back on track so I can have the opportunity to own a home and start a family one day.

 

paypal.me/amale63

 

Hi so I have never actually done something like this, but desperate times call for desperate measures. Right now I am currently in college to become a pastry chef and I was let go from my job a while ago. I have been trying to find a new job, but everyone wants more experience than what I have. My mom is having trouble at her job since she got back from surgery. She used to have 5 days a week and now they are only giving her 2 days. We are barely getting buy because of my dad’s job, but he is retiring soon. We also take care of my mom’s mom so we have bills for her to pay as well. My parents had to file for bankruptcy so we do not get approved for some loans and other things. I have less than $200 in my account because of bills. I have classes Monday thru Friday and I have to drive an hour there and back. Each class I take I need new equipment like tips, knives, etc. I have a loan currently thru my school for $5,000 and I also have another loan for $5,000 that I got from a family member. Financial aid only covers a little less than half of my tuition. My school sometimes holds back some aid which is hard for me because I have pay it or I cannot take the classes I need. They eventually give it back, but then I have to use it to pay more bills or pay someone back.

I have always wanted to become a pastry chef since I was little because I always had great memories in the kitchen baking. It just gave me a great feeling knowing something I made brought a little moment of joy and warmth to someone. I graduated high school in 2016 and was supposed to go to college after that, but things did not work out because of expenses and not feeling safe. This is my passion and I really do not want to give up on this, but it is getting hard to be able to keep up with it all. I love the college I am at now and I want to continue to achieve my dream. Hopefully someone will help me continue this journey. Any money given would be used for tuition, paying back loans, gas, bills and equipment/books needed. I would honestly be grateful for any amount given so I do not know a specific amount to actually put. Thank you in advance to anyone that is willing to help me out I will be forever grateful and I hope that someday I can do what you did for me to someone else who needs it.

paypal.me/amberea98

Hello, I am currently in the process of obtaining a masters in environmental engineering. I deeply care about the environment and I hope to, one day, become a part of the change needed in this world to live more in harmony with the planet. I want to actively be a part of the transition into eco-friendly living that the world needs.

My parents recently went through an expensive divorce and are unable to help me pay for tuition. I work full time as a server and go to school full time. Between car payments, repairs, insurance, and other health expenses, I am unable to keep up with tuition payments.

I am trying to stay away from student loans as I am afraid to spend years after completing college paying for interest. I realize that this will be inevitable, but I am here to ask for donations to help me postpone the need for loans.

Im not really sure if this is even real, but if there is a person on the other end of this, I hope you can help me realize my dream of bettering the future.

Thank you in advance for your generosity.

https://paypal.me/FundmyFuture

Greetings,

I am a 26 gender queer first generation Palestinian. I will tell you my story and some of my parents story , then what I want to make of it.

My parents both came to this country in the late seventies as refugees . Life was not kind to them. My mother ended up raising her three daughters by herself. My father was mentally ill his whole life. 4 years ago they both passed away within 11 months of each other from different and various types of cancer.

At the time my mom was diagnosed with her stage 4 brain cancer I was away at college getting into debt studying experimental electronic music. When the semester ended I took off and went home to help. I went back to school with my mother still alive though not fully recovered . I had one year to graduate and so I finished my degree meanwhile my father passed suddenly. My mother passed the following fall. Leaving me and my sisters no inheritance.

It saddens me to say this but I did not learn the skills I need to survive while at college. Though I’m grateful to had the opportunity anyway. I was very distracted confused and depressed, while also experiencing constant micro-aggressions towards my Palestinian ancestry during my time at school. It’s been very hard for my to get any type of job. And it’s been just as difficult to keep a job, my depression and grieving includes panic attacks and memory loss.

So now 4 years later, I am barely surviving . The emotional support dog I had since I was 16 died almost two years ago… Also of cancer…

I have been doing everything I can to get my self to good health despite my financial disparity…. I changed my diet four years ago I became a vegan and health nerd and it’s been amazing to wittiness the improvement in my health. I have been practicing yoga since I was 16 it helped me with what my therapist diagnosed as Bipolar disorder at the time. The past two years it’s been extra valuable to me because I overworked the few labor gigs I managed to get and damaged my sciatic nerve… Yoga has also been a source of strength and guidance to me. It opens up my heart and helps be at peace with my life and body, experience my blessings.

I’ve wanted to be some type of healer since I was teen and now I really feel it’s what I need to do to survive. Which is why I’m asking for help to take my first step a yoga teaching training course this fall. It will help my physical and emotional health while giving confidence and skill and knowledge to offer the world.

The training I want to take cost 3195 dollars I’m asking for 5000 because I want to be able to focus on the course and not how to feed clothe and house myself.

My parents where not part of a community they had that taken away from them. I feel this is my way back to community, service, my body and joy me and my ancestors deserve. Please help if you feel good about it.
Thank you
Many blessings
Be

PayPal.me/besanz

hello, I am Hannah from Oregon. I am a Nepali Indian American going to Oregon State University this fall, and I am struggling to pay for my text book fees as well as tuition, food, and housing. I have been working all summer at a local grocery store, but all I have been able to buy so far with the money I raised is a laptop. I don’t know how I am going to pay for my classes or for textbooks, and I can’t even afford any word processing programs for my laptop to write essays on.

I am majoring in biochem and molecular biology, and its my dream to one day go to medical school as well as to run a charity in association with pediatric therapy services in Gresham, OR (I volunteered there for two years and was heavily involved in the community, instead of working and raising money (which I still do not regret)). I also want to be able to move out of the dorms my second year of college to get away from my parents, who have restricted me from achieving things I know I could be capable of (they made me stay in state rather than go to my dream college, prevented me from working and raising money for college because it would “distract me from schoolwork”, and now that I don’t have any money because they forbid me to work they won’t pay for even just my textbooks, let alone tuition).

I am grateful for everything that I have been given, and for being admitted into such a wonderful school and to have the opportunity to be educated, but I really need the help. If any donations could be made, I promise to pay it forward in the future to other people like me. Thank you and God bless :)

I know affording school is a problem we all face. Let me tell you my story. I am 28 years old and have decided to go back to school to finish my degree in nursing. After graduating from high school, I did start a nursing program. It was the hardest thing I ever began. Coming from a family of mental health issues it was only a matter of time before i would be hit with them. And of course this is what happened. I tried to ignore the fact that this was really happening to me. I became miserable and had no idea why. I wasn’t able to finish the program. My mind began controlling be in a way I couldn’t escape. After years of being in institutions and therapy I finally got myself out of it. Everyday is a struggle and I know it’s never going away. Anyways, that’s my background.

I have been in a relationship with a guy who has 3 young boys, ages 5 and under. Unfortunately their mother lost custody of them. As someone whose mother also lost custody I took the boys under my wing and wanted to give them a life they deserved, even if they aren’t my kids.

I made the decision to get back into a nursing program and after 4 years of starting over from scratch, I eventually got it. The only thing holding me back completely is the financial part. I don’t qualify for aid, I get denied for loans and my family doesn’t have the means to help me.

Of course I am working to save up what I can, but I can’t keep pushing my goals off because of money. It’s one of the most frustrating things ever.

So any donations of any kind would be much appreciated and helpful.

 

I kindly thank all of you even for reading this.

Joslyn

Hello,
I am a struggling 27 year old woman who is trying to make a living.  Going to college has put me in a major debt and all the money I make from my current job goes directly to those monthly payments.  I cannot afford to live on my own.  That being said, I have finally found something I want to invest my time in.  I have three horses.  I got my Rocky Mountain mare first, who was abused.  I took her to training and now she is completely rehabilitate and happy.  Cora, my Paint mare is a rescue, who I saved from a kill pen.  From my training class, I used that knowledge to train her and now she is like a puppy dog.  She has also given birth to a Fresian Paint cross foal named Velvet.  I want to continue training, breeding, and giving horses a second chance.  This has become my passion, but due to money problems, I cannot continue this.  My Aunt was paying for board at a place we rented which had a barn and pasture because she also has 2 horses.  I did all the work (feeding, cleaning, training, etc.) and tried to help pay for hay and board every time it was needed.  Now she is backing down from everything and I have to find somewhere to put up my girls by November.  What I’d really like, is to buy a small farm with at least four acres to put my girls at.  I don’t need anything fancy, I just care more about my girls and they get the best before me.  I have even looked at a foreclosure that would be perfect, but every time I inquire about it, it leads to a dead end.
I don’t want to sell my girls.  They’re like my kids and they are my only therapy.  It’s not fair to them after I’ve gained their trust. Any kind of help would be greatly appreciated. Thank you for looking and caring!

My name is Michelle i am 26 years old and was a college student at ITT Tech. The school closed and I was left with high loans. I’ve tried loan forgiveness programs but they said it could take years for your loans to actually get forgiven. This has left me with a huge debt as well as not being able to get a job in my field to pay the loan back. I am looking for help by receiving donations to help pay off some of this loan and honestly at this point any sort of donation helps.

On top of having student loan debt I’ve also recently been in the hospital due to mental health issues, i believe some of my problems are feeling like I’ve lost all hope because of the choice of school i went to. i feel like i will never get on my feet or get a job in my field.

I’ve had many dreams and goals in life, wanted my own place at a young age. Want to be married and have a family one day but none of this seems to be realistic anymore. Being 26 and feeling like my life has been shot short due to loan’s and medical bills just leaves me feeling hopeless and i want to change that.

with even the smallest of donations i can help get back on my feet hopefully get this loan paid off and look at school again. I currently cant get any loans to go back to school because my credit score is low to not being able to pay off my loans or bills.

please help any sort of kindness helps.

-Michelle

paypal.me/chell1313

Hey all,

so first of all I’m not super sure how to verify the authenticity of my situation that I’m about to describe, so I’m hoping that a little good faith in the fact that everything I write will be 100% accurate will inspire a super kind Samaritan to share a little kindness with me :)

So about three years ago, very shortly after starting college, I started having these strange illogical experiences that were affecting my reality, like hallucinations or feeling strange nonexistent sensations on my body or thinking I had strange powers of all sorts. In the beginning stages, it was somewhat amusing, but as my condition progressed, these hallucinations and delusions started to become more severe, lucid, and traumatizing. Now because I’m schizoaffective, I frequently experience those aformentioned psychotic symptoms in addition to crippling depression.

I had always been sweet and bubbly and cheerful from childhood, and I guess it was the memory of who I once was in my younger years that caused my family to be in denial that I was suffering from anything that I didn’t just impose on myself due to lack of self-esteem or such. Honestly, that’s probably why my condition progressed to the severity it did, because we were all in denial and so I was reluctant to seek help.

Now that I’ve matured and taken the responsibility upon myself to manage my health, I’ve received good medications and therapy and feel so much better about life!! I haven’t had any suicidal idealizations or psychotic breaks in 13 months! (I’m very proud) The only issue now is that I’ve had to leave school because my healthcare costs have left me with no money for college or a place to live. I’m on my mom’s insurance and my big brother was kind enough to take me in his apartment but I’m sleeping on his couch haha. I have moral support from my family now which is a blessing, but neither they nor I have the funds to help me continue in school or have a place to live, as no one in my family has ever gone to college or has a high income.

I’m finally feeling optimistic about living life, and my dream is to finish school and make my family and myself proud. I was so close, I only have 2 semesters to complete and I’m praying that someone with a kind heart will see my journey and share my excitement with me about being so close to reaching my dreams despite having to recover existing in a world that resembled a scary acid trip through my schizoaffective eyes. I’m so close! I would be forever grateful for any amount of support.

God bless you, angels :)

Hi everyone I am currently enrolled as a nursing student, I attend school full time and work part time. I attend a private school and there is no financial aid,  therefore I been working just to pay for school and sometimes working just isn’t enough to cover my tuition. It is hard attending school , juggling work along with trying to study for a test the next day after having to have worked, making things that much more difficult. Sometimes to study for a test I have to have someone else cover my shift then , I worry about not having enough money to make my school payment. So I kindly ask if you can help me pay for nursing school. My tuition total is $30,000.00. I constantly stress about trying to pay for school. Thank you for your time. A nursing student in need of help.

https://www.paypal.me/JeanetteSS

Greetings to whoever this may reach! Currently, I am in my fifth year of college and my funding for such things has become tapped out. I go to school full time (with near max credits per semester) and I work full time at a minimum wage job because out of the 100 places (literally, 100+) I applied, they were the only ones that would call me back. Did I mention that I work nights as well so it won’t conflict with school? I am an avid volunteer so any free time I have goes right back into the community where I specifically work with under-priveledged youth. This is actually what prompted me to get a degree in Public Administration so that I can permanently give back to the community while also being able to make a living for myself. It’s 2018 and times are certainly tough. Not only am I looking at $95,000 in student loans to pay for my schooling but I am also looking at nearly $50,000 in debt that stems from deaths in my family, medical expenses that popped up, and *gasp* needing to pay for school! I barely make ends meet with my job and have to rotate which bills I pay every month due to it. My credit score has plummeted and I have no time to pick up a second job because then I would have have to quit school and if I did, another $1000+ in bills would be added to my expenses every month due to student loans. It’s a bit messed up if you think about it, actually. Really, the only thing keeping me going at the moment is the fact that my father co-signed on some of my student loans and if I default (or die), he will be in trouble. That and energy drinks keeping me going most days!

So, if you have extra money laying around that you just don’t know what to do with, consider being generous and helping a student in need such as me!

paypal.me/studentinneed

Hello, I am writing this not only for asking for donations but for also sharing my story with someone. My name is Anastasia and I reside in the beautiful island of Jamaica. I am a 4th year student pursuing the Bachelor’s in Child Development, a course that I am very fond of. Growing up, I was raised by my mother alongside my little brother while my father travelled abroad to make ends meet, my mom would stay home and take care of us. I love my parents you see and I aim to make them proud but I believe that to be successful, you have to jump through many hurdles to get there. One of them is my parents separating.

This separation has placed a finacial burden on my mother who is the main caregiver right now because my father is lacking on the daddy role. My mom works odd jobs just to get us by and she ia paying for my tuition out of pocket because she wants us to have an easy future.

So why ask for a donation? Well, I have back to school coming up in less than 2 weeks and nothing is ready. I am begging for a small donation as to put towards my tuition or to help get supplies. I wont put a set amount because I will be thankful for anything given.

If you choose to sponsor me, I will be forever thankful and even if you read this, I pray for your continued blessings.

 

My Paypal profile will be linked down below.

 

paypal.me/anas689

I just went through possibly the worst summer of my life. I had everything all set up to survive through the summer and be able to pay so I can go back to college next week. Now I’m selling anything and everything for gas money and car insurance payments. I guess I need to explain what happened. My plan was to use the money I had saved from the refund that I had received from my school from overpaying the previous semester and using it in the fall to pay for my next semester of school. I also had a job that wasn’t paying extremely well but enough for rent and then having a near guarantee to have a second job before the summer started. Soon I had been fired from my job due to a miscommunication between my manager and I as well as the other job asking for me to start in the fall instead of the beginning of summer like we had discussed. At first, my girlfriend (who was living with me) had started to help with payments to avoid me using my school money to pay rent, food and other necessities but then her job had cut her hours to a meager four hours a week due to a remodeling of her store.  I now had to dig into my savings as I looked into finding a new job. Soon with just my rent eating up my savings, we had to move out. At the moment, we are staying at my girlfriend’s mothers house but soon she wouldn’t be able to keep us at the house. I have found a new job but I wouldn’t get my first paycheck in time to pay for school, even then, It wouldn’t be enough to cover even a down payment. All I would need is 1,100 for a down payment to my school. I am willing to take a generous donation and pay it forward to help others, and if you would wish to contact me about this matter, my email is fdzboys@gmail.com. My paypal me is paypal.me/chrfern. Thank you and God bless you.

 

paypal.me/chrfern

Hi everyone! First, thank you very much for taking the time to view this fund! My name is Bella Thomas and I’m 18 years old. I recently graduated from Hudson High School. Throughout my years living in Hudson and attending school I maintained a high GPA ranging from 3.7-3.9 on a 4.0 scale. I participated in many clubs including Legal Issues Club, Debate Club and Drama Society. I also volunteered at my local church doing VBS for 3 summers and I acted as a leader for Sunday school from 2014-2016. I continued to be an active young women and found other hobbies outside of school like yoga, meditation and running! I worked 3 jobs during my time in school all as a barista. I started as a barista and moved my way up to an assistant manager position. I got accepted to all the schools I applied too & I was so happy because like everyone had always told me “where there’s a will there’s a way” and my dreams of attending a 4 year university in NYC were edging closer and closer. Unfortunately, St. John’s University where I plan to attend this upcoming fall makes cost of freshman tuition much greater than other years due to a required meal plan & multiple freshman fees! I have been awarded the highest financial aid that St. John’s has to offer me for this year including grants, applicable scholarships and my federal loans. I am now in a position where I was offered a private loan known as a PLUS loan which would cover the cost of my tuition but because of issues with credit history I am not eligible for the loan without a endorser. If I am unable to find an endorser I can contact my school and they will give me the freshman/undergraduate amount of $4,000 maximum in a smaller loan to help with the cost of tuition. If this occurs I will need to pay through a payment plan known as the Copper Plan the remaining amount of tuition. This plan asks me to pay 33% down initially and then regularly scheduled payments throughout the school year. I am not in a financial circumstance to cover all the costs associated with this payment plan but because I cannot find an endorser after much effort this is one of the few options I have left and I’m deeply saddened because my dream of being a forensic scientist is looking farther away than ever. I am starting this fund to raise money to put towards the payment plan and my freshman year of college tuition costs! St John’s University offers many incredibly unique opportunities one being a potential summer internship in the FBI. Achieving this goal is another step towards a successful career and future!!! I appreciate all the help my family has given me both financially & emotionally but I will need others to make my 4 year dream at St. John’s University studying Forensics Science & Criminology a reality.

Let me start by saying thank you for even opening this post!

It all started earlier this year, when I was finishing up college applications. I was super excited about leaving the nest, and starting my new life as an English major. Without a warning, or a sign, my mom got really sick. She had bumps all over her face, her mouth was swollen, and she didn’t have control over her right arm. She practically broke down right in front of me.

My dad and I didn’t know what was going on, and neither did the doctors. The game of “Guess What Sickness My Mother Has?” went on for a couple of months before they concluded that she had a blood infection. During the time of the torturous guessing game, I had to work like crazy, because my mom is the breadwinner, and with her out of commission, responsibility fell on me. It was hard for me to juggle my senior year of high school, college applications, and working 40-50-hour work weeks. Also, I was just devasted. Watching my mother, the strongest woman I know, deteriorate was a pain I never wish to feel again. Not knowing what caused her physical and mental breakdown tore me up.

I have a younger sibling who feeds off of the energy of others, and if she saw me break down, she would quickly follow. I held it in while in public, and broke down in private. That was my routine for months. While my mother was in the hospital, she was comatose, intubated, and when she was conscious, she was often not there “mentally”.

Earlier, I mentioned that I was applying to colleges during this time, so sadly, I let my personal situation mess with my future in college in regards to my financial aid paperwork. I’ve always been an amazing student, leaving high school with a 4.2 GPA, but no high GPA could mentally prepare for the pain that I had to endure.

By the way, I am now a freshman at Alabama State, as a non-Alabama resident.

I am asking for help with this year’s tuition please. The total amount is around 29k, but classes will be listed in the picture.

God Bless.

with love and care,

Timanda Princinord

Hello! My name is Rachel and I’m entering my second year of college! I’m studying community development, and would love to do inner city work down the line. I have a passion for helping others, and I want to make a difference in my city! My family just recently moved to Los Angeles for my dad’s work, and things are a lot more expensive here. We were doing fine financially before, but because the cost of living here is so much higher we are just barely able to pay the bills. This may be my last year of college, because we honestly don’t have the money right now! All the money I’ve made this past summer that was supposed to go towards my college tuition ended up going towards the bills instead. I’m about to head back to college, and we don’t even have the money to pay for my school books right now. It’s been 100 plus degrees here for the past couple months and we don’t even have the money to pay for the air conditioning most of the time, so it’s been kind of miserable. I love Los Angeles, and I’m grateful to be here, but we are just going through a rough patch right now and really need help. I hate having to ask for money, but it’s really needed at this point. I’m taking 18 credit hours, and my classes this semester require a lot of different textbooks that I honestly cannot afford. I’m excited to continue my education, and I hope this isn’t my last year, but this financial situation has definitely made things stressful for me and my family. I’m asking for $300 to cover the cost of my textbooks and school supplies. If you can spare any amount, I would be so so grateful! I’m going to be working throughout the semester to try to cover next semester’s costs, but I still need aid for this semester. Please help support me during this time! I’m passionate about what I am studying, and I can’t wait to give back to my community one day and help in any way I can, but right now I need a little help myself. Any aid you can give will help tremendously! I appreciate each and every donation, and I want you to know that it is going towards a good cause. This will allow me to continue my studies, and give back to my community one day, helping those less fortunate than me! Thank you so much!  Here is my link: PayPal.Me/rachelcotta

I’m starting college and my bills are a lot. Every penny that I have is going into college bills, books, and supplies. I am completely broke and really would just like to be able to pay off more college and get things that I need. My college is around $10,000 a year and it’s not really something that I can easily afford. I have to take out loans and work towards repaying my debts. I try to use my money wisely but I am literally running out. I can no longer get or do the things I need or want and I just feel that it would be nice to not have to be worrying or struggling to get things that I need to have or would make me feel a little better about my money situation. I tried hard in high school and I did get a nice amount of scholarship money which did relieve some, but my family isn’t one of those nice wealthy or money comfortable families that can get and do whatever they want. I know that it will take me a long time to pay off the debt of loans that I take out, and I wish I didn’t have to take out loans, as I’m still having to pay so much. I haven’t done anything besides worry about college expenses, needs, or really going out or doing simple social things to keep me sane for the past month. I saved up tons of money from my job, but it dwindled away very quickly once college expenses started. If you are able to help I would like to thank you so much. This would be a total blessing.

my paypal: paypal.me/ataylor221

 

At 13% the only direction this interest rate adjusts is UP.  When I was 18 I got taken advantage of by “financial aid.”  Looking back now I WISH I had just worked hard and held down two jobs while going to school so I wouldn’t be in this mess. Instead, however, like a normal 18 year old I did work study and did my best and graduated and now I’m a nurse! I love my job,  I love helping people, and this is absolutely my calling.  Of course I took out may loans to complete school, but the one that hurts the most is (of course) the biggest one.  I thought it was great (and so did my parents) that I didn’t need a co-signer because it was a loan geared toward young adults.  The financial aid office ASSURED me this was the best loan for me.  Well here we are… 9 years later… and not only have I not paid this loan down a single penny but the balance is now more than the original loan amount.  I have made EVERY SINGLE payment on-time and in full and I will never get ahead.  Consolidate you say?  This loan doesn’t qualify.  Public Service Loan Forgiveness Program you say?  This loan doesn’t qualify.

I’m a hard working mom with 2 kids who I hope NEVER have to deal with this mess.  I have a $16,000 student loan at 13% interest!  All because I asked the financial aid department for help when I was 18.

paypal.me/ShubhaT

I have only $600 left for tuition, and my brother has $700. We desperately need $2000 by tomorrow 11:00 pm central time for my brother and me.  I am Independent and have to support my family from whatever I earn and pay the bills and pay for my school on my own. Adult Life is not about just being responsible but also finding ways to run those responsibilities smooth. We just moved to new city spent what We had saved on some essential house items such as paper towels, brush, personal hygienic items, plates, cup, cooking dishwares, a bed and a study tables. Then I had apartment rent to pay which was 75% of my brother’s savings money still go into my car insurance, car installments; it’s fule. I m paying in installments, and it costs me more because we are out of state residence. I went to university for 1-year thinking that is what I need to straighten my life then within the first semester I realized bills are going to kill you before you even get through bachelor level of education. Why not community college I thought, just a cheaper way to get primary education. I may not have done so much of research on that.

All I see is bills just stacking on and on. I have to study for me to be able to get a stable job and support my family. I had to send money to my sister so she could pay for her rent and send $500 for my friend so he could pay for his medical. I know I should have focused on my tuition bill first, but I thought I would be able to somehow earn that money back through work. Unfortunately, I m running out of time. Desperate time calls for desperate measure.

Like most kids I grew up in a home where my parents pressured me to do well in school so I can get a degree and have a good stable job and retire early. But I had no idea what I wanted to do. School sucked all the fun out of learning for me and I just went to the only college that accepted me because my GPA was so low. I thought I would find out what degree I wanted to go after sooner or later but after the first year of classes I still had no idea. So I dropped out.

I figured I could work retail and be an artist or something. That did not work out. I haven’t sold a single painting nor had a single job. No one wants to hire a college drop out. So I’m living with my grandmother, mother, and two aunts in a 3 br townhouse we can’t afford, we might even get evicted soon because our lease ends in a few months and we’re behind on bills… My grandmother and one of my aunts just got laid off and I haven’t been able to find a job in 3 years. I feel absolutely useless/hopeless and I think about suicide a lot. I swear I get closer and closer to jumping in front of a train every week.

Anyway, I started learning how to build websites thanks to a class on skill share, which I created multiple emails for so I can keep getting those 2 month free trials, and I absolutely love it! So I did some research on Web Development and it just clicked, this is what I want to do for the rest of my life. I have learned so much on my own, despite depression and anxiety wreaking havoc on my mind from time to time, and met so many amazing people who encourage me to be better and go for what I want in life, right now what I want is to be able to support my family and start a non profit to help young black girls like me struggling to find a career path they are passionate about. I also have a few app ideas for managing mental health. I just really want to help people. Ever since I was a little girl I wanted to buy a mansion and let homeless people stay there so I can help them get their life together. But I’m rambling…

I have learned a lot on my own but what I really need is a classroom setting to push me further than I can get on my own. There is a coding school that opened up in my home town that recruited me to apply, so I did and I got accepted !Luckily for me there is an automatic $5000 scholarship for women but I am not eligible to get another scholarship because I applied too late. And I can’t get a loan because my credit score is too low and I already have student loan debt I don’t know anyone with an eligible credit score to be my cosigner either… I really have grown a lot because I would have withdrew my application right after learning that.

All I need is $11,000 for tuition and supplies.
-$3,000 for the deposit
-$7,000 for tuition
and about $1,000 for a Mac book.

here is my paypal link: paypal.me/varahx

I’m supposed to start on the 25th this month. But if I don’t get all the money beforehand I can push the start date back up to 6 weeks. They said I should get the mac book first because it’s going to take me a while to get used to the new environment, and they’re right. I haven’t used a mac in like… 10+ years. I was hoping that I can continue to use my windows laptop because it’s been working well so far but no. I have to have a mac.

I know I can continue learning on my own but with this school I will be able to get a job in 17 weeks. That’s a lot sooner than I will be able to on my own. Any help is greatly appreciated and I promise to pay it forward. Or even Pay you back if you wish. I don’t like owing people. That’s all I really want to do. Pay it forward. Help some other young man or woman start their dream career. Help homeless people get their lives together. But in order to help these people I have to get my own career started and make sure my family and I are financially stable.

Thank you so much in advance, seriously. I need this.

Greetings all, I have to say .. I’m not much for asking for handouts, I’ve spent a lifetime willingly and frequently offering a helping hand to others, helping them build houses, decks, gardens, house additions, dig, toil and even build free apps and websites .. now that I am 44 years old and in hot water, my friends and family have abandoned me. I guess I did’t choose friends that would be willing to reciprocate on the whole “helping hand” thing … I’ve never been hooked on drugs, I am probably as straight laced as you can imagine although I have been known to have a drink at night .. No kids, criminal history or previous marriages.

paypal.me/isimplistic

I’ve applied for an unreal amount of jobs, I don’t spend 40 hours per week applying .. I can normally find a lot of jobs in a short time …  I spend at least an average of 10-15 hours per week between working on business projects, prototypes and proof of concept projects. I am very entrepreneurial and I still haven’t given up on my aspiration of inventing an invaluable technology.

I even landed a job a few months back …. 3 weeks later they did a big budget restructuring put a big red flag on the “new guy”  as a way to save some money and they let me go.

I am definitely going back to college but my savings is getting very thin and I am inches from homelessness .. but I have severe (off the charts) sleep apnea and it doesn’t look for me on the streets. Looking at housing and planning for school is a nightmare. Rent has recently doubled in my area and while I have done an excellent job saving for a rainy day, it is absolutely pouring right now and I need shelter badly.  I sincerely thank anyone willing to help in advance and you can be absolutely certain that “this guy” will pay it forward and then some .. Also happy to build websites, apps or consult as well.

Best Wishes

-Jeromy

paypal.me/isimplistic

My name is Kimberly Ann and I’m 22 years old. I’ll be graduating college this December with a major in Audio Production and minor in Business and Entertainment. I chose a school that prides itself on its audio engineering programs, despite the large tuition cost. Though I do have financial aid and scholarships, the amount of loans I owe is weighing heavy on me with the knowledge that I’m graduating in a little over 4 months and will be soon trying to pay them back.

 

I don’t regret choosing to attend college, being in a city like Washington, DC, there’s always musicians asking for students to help record or produce different songs or sometimes even small albums. This gives the artist cheap or free studio time and me the opportunity to gain experience and familiarize myself with the studio setting. I’m always gaining more friends in the music industry, and experience I need for the future.

 

Right now, with my studies being my main priority, I don’t have a conventional job. Instead I street perform, playing guitar and singing. While I’m home in Florida for Spring, Summer, Thanksgiving, and Christmas breaks, I’m a part of a nightly sunset festival by the beach (as long as it doesn’t rain). While at college, I mostly set up in Old Town Alexandria, though sometimes that’s too far a trek to take for only a couple hours performing. I do well performing, rarely taking breaks and always being cautious of my surroundings, and it beats any minimum wage job I could acquire, but I am aware that this isn’t a job that I can do forever.

 

Though my parents wish they could help with college expenses or paying for groceries or rent, I’m the youngest of five, and financially that’s just not possible anymore. Though they encouraged us all to attend college and sometimes get down on themselves for their inability to help, I knew that I was accepting this financial burden entirely on my own and never wish for them to feel guilty for any struggles that us kids have. I’m not expecting someone to come in and donate tens of thousands of dollars to retrieve me from the debt that I chose to put myself into, but if someone is able to help in any way, I’d be grateful. At this point, I’m willing to accept any help I can.

This next semester I’ll be fulfilling my final independent study, writing, recording, and producing an EP for myself. I do have a youtube channel for anyone interested in hearing me sing (KAnn1596). No original songs are up yet, once I’ve completed 10 songs and have them copyrighted first, I’ll upload them.

 

My Paypay: https://www.paypal.me/kann1596

Thank you to anyone who was kind enough to even gotten this far haha. To try to keep it as short as possible, I cannot afford to continue going to college. Growing up, my parents have continuously told me that I have to work for what I want. Going to college seemed like an impossible task when I was younger, but I accomplished this task. Neither of my parents went to college, so they expected me to follow in their footsteps. However, with that being said, my parents have both refused to pay for my tuition, as they believe I must do it all myself. The main reason that they refuse to help me with my financial situation is because they didn’t want me to go to college in the first place. I am already using most of my income to pay for the rent in my apartment. Because of this, I cant afford any of the necessities of going to college. This includes textbooks, school supplies, and most important of all… tuition. I am currently 19 years old and entering my second year of college. My first year of college took all of the money that I had earned in high school, and I can’t see a way that I could pay for my second year of college. I already have to work throughout the school year, but if I can’t obtain enough money in the next few months, I will most likely need to drop out of college. I would have to take a few years off just to be able to pay for the rest of my years at college just to earn my degree. Many people have told me that I don’t need a degree to be successful, but my dream is to be a neurosurgeon. It is extremely difficult, if not impossible, to fulfill this dream without multiple degrees and a doctorate. I currently have to pay $27,000 a year, and with my calculations, I will be only be able to pay for about $12,000-$15,000 this school year. I am grateful for any donations that anyone is willing to send to me. Even if you are not willing to send me anything, thank you for getting this far into my story. You guys may eventually be the reason why I can potentially complete my dreams in the future, so thank you in advance to anyone that my donate.

https://paypal.me/eveyforhumanity

Hello, my name is Evelee. I have never been passionate about “selling a product or idea” to someone, simply because methods used by most sales people are unethical in my opinion. So, I will give you the facts; and if after reading them you feel the need to contribute, I will greatly appreciate your generosity and willing assistance.

In early 2016, I was living with my boyfriend of six years (at the time), my beloved fur babies, with a great job, a nice place to lay my head every night, and my health—or at least I thought. I had been experiencing major depression, anxiety, racing thoughts, panic attacks, self-doubt, low self-esteem, loss of interest in things I once found interesting, etc. After wrecking my brain trying to figure out why my relationship was failing, why I was struggling at work, why I was so incredibly tired all of the time/sad most of the time/etc, I reached out to my primary care physician. By this time, I had almost lethally choked on food due to whatever was putting pressure on my esophagus, making it smaller. So, my doctor ordered a biopsy on the lump in my throat. Unfortunately, it came back inconclusive.

My appointed surgeon strongly suggested that I have a thyroidectomy since thyroid issues are hereditary in my family. Surgery day arrives, and my surgeon tells me that she removed multiple cancerous tumors, the largest with a 2cm diameter, along with some of my lymph nodes. At least now, after the surgery, I had a diagnosis. I was a cancer survivor, and I no longer had a crucial piece of my body.

Subsequently, I no longer had employment/health insurance due to the amount of work I had to miss for radiation treatments, follow-up appointments, etc. To my surprise and disbelief, I also no longer had a relationship, my fur babies, a place to lay my head, or anything else I had had in my life up until December 2016. In order to save my sanity, I had to leave everything I loved most. You may ask why? That is another story of a whirlwind romance turned narcissist gaslights his unknowing cancerous girlfriend for four years.

My life has been a series of unfortunate events, likened to those of novel proportions. I have always been discerning, resourceful, resilient. I can tell you now, though, that the only possible explanation I have for getting through this last decade is God, Himself. I am still struggling with grieving my loss of love, companionship, livelihood, security…all the things in life we as people tend to take for granted. I have never been this bad off, especially financially. However, I am trying with everything that is left in me, to start again from nothing. I literally have nothing, except for Auburn University Montgomery.

The only thing I had left to stand on after losing all that I had accomplished in 25 years of adulting was my GI Bill benefits from time served in the United States Army. So, now I am back in college, earning my bachelor’s degree in Kinesiology (Exercise Science). I get student loans, and a monthly housing allowance, and I work the maximum amount of hours possible on campus as a lifeguard; but it is never enough. This dorm room is the only place I have to stay. I have no family or friends who are willing or able to assist me. I barely live paycheck to paycheck, and with each new semester is the fear of having to live in my car while trying to make the Dean’s List.

I have never been a beggar. I have never been comfortable asking for help. In fact, I have always been the one giving the shirt off my back and all of the love in my heart. Now though, I know that I cannot do this on my own. So, if you are so inclined, I welcome any questions and donations that you may have.

Thank you for your time and attention. May God bless you and yours.

https://paypal.me/eveyforhumanity

As some of the other people on this site are, I am not in genuine need of money. I am a 16 year old kid, that has a middle class working family. We barely have financial struggles. You should donate to people that need money more than I do. Only after you have helped the more needy should you help me. I need $2,000 to help pay for school equipment. I would like to buy a powerful laptop, Bluetooth headphones, and a mouse. My current laptop is not powerful enough for use in a school environment, and I would really like to be able to upgrade. I have tried to find a job, but nobody wants a 16 year old. You can probably see how other people’s situations are more important than mine, so before you consider my situation, please consider the situation of someone that is financially unsound or is hospitalized or injured. However, this does not mean I am not asking for $2,000, I’m just saying you should help the more needy before you help me, because I have a 1st world problem, that isn’t necessary to help, I just can’t afford a new laptop. Thank you for reading this, and I would greatly enjoy if you consider donating money for school supplies. School for me starts on August 29th, so it is very soon. So if I get a donation in the time, that would be preferable, however, any donation would be greatly appreciated. Thank you again. Also, I have put this under tuition fees, due to this being school related.

paypal.me/Jameson745