Our names are Joel Herrera and Jayson Alexander Herrera Correa. We are students at Virginia Commonwealth University (VCU) as well as brothers. We were raised by our single mother and we have a younger sister, Melody as well. My brother and I are the first of our family to attend college. Being the children of a single immigrant mother meant that we had a very little of even making it into a college, but God has always shown his glory through our family’s life. Recently we have come across some difficulties with obtaining the money in order to stay in school and are at risk of having to drop out due to the cost. Jayson is barely half way through his first semester of an extremely competitive cinema program and Joel is on his second year on his way to a degree in Mass Communications. We have prayed restlessly on this topic and we decided that starting a Go Fund Me would be the best way to get our message out and ask for help. I only wish to be able to finish these years of school so that I am able to help out my community later, but with the odds stacked against us it is difficult not to feel overwhelmed. Jesus told us because “we don’t want to offend them, go down to the lake and throw in a line. Open the mouth of the first fish you catch, and you will find a large silver coin. Take it and pay the tax for both of us.”(Matthew 17:27). We believe that this is the fish we are called to catch, as to not offend the school.

Good morning, afternoon and evening to all.

I like most am pretty skeptical about these sights, but I also have heard of crazier things to be true. Just recently historical events as evidence. That being said I will do my best to save you the small talk and cut to the chase.

I am trying to turn the next page, start the next chapter, however you want to phrase it. I am stuck from a large sum of debt from wanting to be the next Gordon Ramsey, going to culinary school and yet sadly did not get a call back from food network after finishing and doing the chef thing for about 8 years.

So now here I am, trying to pay bills, save up money to buy the ring, get the down payment for an apartment to move into and start my life. My debt is something that I like many my age and my generation struggle with (Talking to you millennials).

I am a dollar short and now several days late and I since my gas station clerk refuses to sell me the winning lotto ticket I am willing to see who wants to help someone out. Anything is more then what I have now and if you decide nevermind and rather help someone else out, that’s great too. But we are all human, we all make mistakes (I just happen to make mine before I learned that I should of listening to those older then me when I was only 16) So thank you ahead of time, I have no idea if anyone is even going to read this but who knows. Let’s see where it goes?

paypal.me/starvingchef

Hello everyone.

I’m in a really bad situation and I’m going to go out on a limb here to ask for help. It just seems like everything that could possible go wrong is going wrong at the same time.

I just finished school last year, and played off my student loan in full last month, using every penny to my name, expecting to be refunded by Amazon’s (my employer) tuition reimbursement program. However, the process is taking much longer than I thought and it could be months before I see a refund.

As it is, my income is responsible for taking care of three people, and I only make $14.25/hour right now. Whenever we would find ourselves a little short to cover a grocery store trip, we had savings to use, but this isn’t the case anymore.

This leads me to the second part of my problem. I sell insurance as a side business for extra income from commission, and eventually plan to make it my fulltime job. However, last week I dropped my phone and the screen will not turn on. It’s unusable, and I can’t do any calling or appointment scheduling until I get it fixed or get a new one, whichever is cheaper. We rely on that income to be able pay bills, and it’s gone, so we are really struggling to live right now. We hardly had enough money to cover rent this month, and we will have to scrimp and save to make it next month.

I’m not looking for a specified amount, but at least $800 would be great, so that I can stock that away for rent and that won’t be a worry anymore.

I’m not one to ask for help very often, but I’m begging you, any little amount would be helpful. To me and my wonderful family. Thank you in advance. You can donate to paypal.me/matthewwalls98

Hello,

I am in great need of $2000 USD to complete my education. I am been growing up in a poor household and it has gotten to the point where my parents are no longer able to assist me with my schooling. I am an outspoken student with big dreams, however, I will not be able to fulfill my dreams not having the money to finance a good education. That is 1 of the biggest flaws in our society (children not getting a good education). Children are the future and without a good education how can they lead us later on? I am kindly asking for a donation from a willing philanthropist who sees the value of a good education. I would really appreciate it. Thanks for taking the time to read my message.

https://paypal.me/sarahlee804

Kind regards,
Sarah Lee

Ever since I was young my mother wanted to do all that she could for me and now I just want to do whatever I can for her. My mother has type 2 diabetes and her insulin prices have sky rocketed, my father has health issues that keep him alongside my mother from working. I’m a senior at a 4 year university who has been in college now for 6 years due to transferring and money issues, and I can’t afford anything. I joined a sorority 3 years ago and try my best to save whatever I make over the summer to pay for the entire year but its hard to save 1,200 dollars over a course of 3 months. My financial aid has completely run out and I’m not allowed to borrow anymore money even though each year my parents have had to dole out something to contribute to my tuition. I can’t afford to buy my books and my rent and utilities are more than I can afford. This year has been the roughest by far. I can’t afford groceries so, I go days without eating an actual meal. My one credit card that barley has a limit is maxed out because I needed to pay for my mothers medicine. My biological father hasn’t helped me since I started in college and all of the financial responsibility is on my parents. Seeing as this is my last year in college I would love to be able to pay for things and not have to worry about constantly owing something on a bill. I live 2 hours from my parents and don’t want to keep asking them to send me money that they don’t have. My parents house is close to foreclosure, all of my step siblings that have jobs continue to ask for loans from them and I want to do my best to help any way that I possibly can. Any donation would be greatly appreciated.

God Bless.

https://paypal.me/tstu66

Hello everyone. My name is Sarah. I will like to start this by saying that I need help with two different things. One is for me and another for my family.

What I would be help for would be tuition for school that I struggle paying for. I do currently have a job. I make about $800 a month which is not much. Most of my money goes towards helping my family with some bills and other things my siblings would need for there schooling. Don’t get me wrong I am not complaining I am happy to help my family when I can. It’s just since I spend most of the money towards my family I can’t pay my tuition. I don’t want to take out loans because it would be worse for me in the future. So if anyone is kind enough to donate even a few dollars could help me.

The other part is for my family. My mother is struggling finding a stable job. She was a stay at home mom for about 10+ years and just recently got back into the work force. My mother and step father have been having a bad marriage for years and my mother wants to leave but she cannot because her job is not stable enough. So she stays with someone who mentally abuses her (also physically once) because she doesn’t make enough to take care of her & the kids alone. So what I am just asking is a little extra help. Her and I paying the bills get us by a little. Since my step dad barely ever pays the bill it is always left for my mom & I to worry about. So help a struggling mother. My mother. I want her to be happy and not always be stressed.

Please help. Anything you donate will be helpful. I & my mother will be very grateful.

paypal.me/saraahbabe

Venmo: @goddessbabez

square cash: $pinkgarden1

Hello, my name is Dominic

I have had a rough life. My parents spent all their days working from dusk till dawn. They have given everything they had so that i could live better than what they had as children. I am currently just doing small jobs, but at this point we are living paycheck to paycheck. Because I am only able to do small handyman works here and there Life has become very difficult and hectic. There are weeks that i will work day to night to be able to pay for our meals. Sometimes i even have to go to the food back to be able to have food for my family.

I want to go to college and get my bachelors degree in engineering. Getting this degree would mean the world to me and my family. i would be a first to graduate from college. This degree would make it easier to get a higher paying job. it is very hard working random hours in all kinds of conditions with people who can tend to be very unpleasant. I am already planning to go to one of the local colleges, but not entirely sure which on yet. I know that i am going to major in engineering because it’s a big field here and it’s easy to get a decent paying job.

I have been saving up for two years now so that i can pay for my classes, but things have gotten harder. I am dreading taking out a loan because they making life harder. I am looking to get 2000$ to cover my school supplies and books. If i get this degree i will be able to get a decent job, and hopefully can give back to my parents for all they have sacrificed for me. Thanks for your time and god bless.

https://paypal.me/AraeDrod

Hi everyone,

I hate to be on one of these sites and this is really my last resort. I’ve always been one to give things away.. and thats exactly why I’m here now. I went through college to further my education. I have major depression so I wasn’t always 100% into school. Eventually, My school dorms shut down and I had no where to live. In order to stay with my boyfriends family, I took out a credit card to help with bills. I found a job at walmart for awhile. While money was tight and my dorms closed. I decided to resign from school and just save up money and maybe return to college later when I could figure out my depression. So at this point, I didn’t have a car because my parents were never rich and hardly had their own things. I ended up working at multiple jobs and bus lines are not cheap. I was unable to keep a steady pay and now I’m stuck in this financial whirlpool. People often take money from me and use me to get things knowing I’m so nice about it. I’ve kind of dug myself so far in debt that I’m struggling to get back out of this hole. My grandma gave me $2,000 just for a gift because she knew I was struggling. The $2,000 took some financial pain off for awhile but now I’m back at square one. Now, my grandma is giving me a car (I can’t get it yet). I love her to death and would do anything for her. Considering she is giving me her car, I insisted giving her $1,000 back even considering I knew I didn’t have it. I’m a good $40,000 in debt from the bills and credit cards and school loans. I also have braces and they recently took me off my mothers insurance and its going to cost me $200 every visit. I go to the dentist about every 6 weeks and I’m just getting smothered by this debt.

If anyone could please help, it would mean the world to me.

I really thank everyone who took the time to read this! Thank you!

https://paypal.me/Donnajean22

Hello. I am a young girl 20 to be precise. I turn 21 in November.. I feel silly coming on to this website asking someone other than a parent for money! I mean who wouldn’t, I guess I’m hear for some advice which is what I’d call money. So advice is money, and money is like a healing mechanism for most. I’ve recently came to the realization that god gave me the bad end of life. I was raised by a single mom, dad had 5 other children all roughly the same age when I was born. As I grew up she was always there, we were super close to each other at the age of 16 something terrifying happens to me. It left me scared and damn near homeless! I was a straight A student up until I found out my mother was addicted to cocaine and alcohol. It brought me so low but I continued to stay strong for me and my sister. At 16 my mother would always have different men in and out of our lives. She was strung and I was young. I was rapped by a man while I was sleeping. I was watched for months, I was sketched like if I were a cartoon character. She was high on drugs in the other room when it happened, and evidently I’m either insane or high off life according to her. I couldn’t even pin point exactly what happened that night, but I woke up not in the right state. And she moved away that same week with The Who made me unsafe. He was a killer after all. I stayed from house to house between my sister who hates me and a grandmother who’s wicked in her own ways. My sister was told by my mom at age 18 my father raped her. So now she goes around hating the world. Including me m, although go decided my life had to be even to hers. I was afraid to step outside and she made it worse, she’d tourney me and talk crap about me, bringing me lower than I already was. I live with mom now again staying away from drugs considering they all do them in my family. I was in college but it didn’t go to good. At all. Now I’m focusing on me, I need to better my life, though I could use an entire fortune. A small kin of 3509$ could get  me my first vehicle to get to and from classes everyday! The little amount could turn my life around! A kinder gesture of a larger amount would be appreciated as well. Thanks to those who took the time to read my post. Xo

Hello everyone out there! I’m a struggling college student named Lindzeh trying to make ends meet. Like everyone else I hate asking for money, but when your arms are tied with nowhere left to turn, the internet always has an idea or two. That’s how I ended up here sitting at my computer pondering how I was going to come up with $131.50 to pay for this access code for my class to do my homework and test assignments. I had just spent the last of my money on my overly priced car payment and am left dry until next paycheck which will of course, not be able to cover the cost for my class access code after I put aside what I need for bills. The college I go to hasn’t distributed my loan and won’t be until an ENTIRE week later. I finally figured out what I’m going to do to contribute to this society and failing grades cannot be on the agenda. I need help! Money is no laughing matter. It’s the subject of hair pulling, teeth grinding stress. Every week is the same, living from paycheck to paycheck trying to continuously make ends meet. I know what you’re all thinking. Why doesn’t she just put money away into savings every week like the rest of us? Well, smarty pants, I do! And life always throws me a curve ball where I have to pay out of my savings for a new tire, or to get my car fixed, or emergency gas to get to work. Im sure a few of you out there know where I’m coming from with that. I understand people have their own lives to live and money to pay to things, but even $1 helps in the biggest of ways! And if that doesn’t convince you, you can at least go to sleep knowing that good karma is on your side. Nobody can ever get enough of that! So you guys know that I’m not just some punk kid trying to swindle myself an extra $131.50, I included the photo of my webpage showing you all my proof! Not only that, but I’m currently looking for a second job so I don’t run into this type of situation again where I  jeopardize my future as a CPA. I’m a hard working, determined young lady with the drive to succeed! This money will no go unnoticed or be treated like a hand out. In reality, my reality, this isn’t $132.50 for an access code. My reality is that this access code is going to determine if I succeed or fail. Please help contribute to my success, and later down the road I will do the same. Thank you, anyone, for reading this and helping a college student out.

paypal.me/Lindzeh

Okay, I understand that being $3,000 in debt is minuscule to other people.

I worked really hard to finish highschool early, and on top of that I was working between 40 and 80 hour weeks to help myself save up- but life happens.

I was working full time for a year (legal working age in my state is 16 so from the start I’ve been trying my hardest). But in July, I had the option of voluntary quitting my job or eventually getting fired because my boss who is a grown woman was more willing to call me a liar to all of her superiors, than admit the truth and get herself in trouble. If she had been truthful, she would be the one out of work and not me.

Life has this way of making timing either be perfect or absolutely horrible. I had just put down my account balance to pay for drivers ed, when this happened. And the next week I had to sign up for my college classes or else I would not be able to attend college a year early- which I had tirelessly been working towards the last two years. Waiting a year to start college would mean giving up the only real goal I currently have in life- which is to have my associates degree before I turn 19. I know it’s ridiculous, but this is something that really matters to me- so I begged my parents- who are 100,000’s of dollars in debt already, to put two of my classes on their debit card. This has caused my mother to put her own career goals on hold to potentially have to return to a job she does not want to have- and sacrifice things we need because of me.

I feel incredibly burdensome at this point- and I feel helpless as I have applied for over 50 jobs in the past month and haven’t heard anything back from anyone.

I am so desperate at this point I have been trying to sell anything and everything I own that has value.

Even doing so- the last resort has gained me maybe five dollars every two weeks.

And if tuition wasn’t enough- I know have a medical bill I cannot afford to pay but also cannot afford to ignore.

Please, even a dollar would help that this point- I do not know where else to turn. No one takes teenagers seriously, but if my debt continues to pile up I am setting myself up for a life of struggling. My only desire at this point is to be debt free by the time I turn eighteen.

Hi!

My name is Bee and I am a current college freshman, doubling in Criminology and Native Studies. After graduating, I plan on going to Law School, then working with an organization like Polaris or Thorn to help bring awareness on the topic of sex trafficking and try to bring more legislation that will prevent it from happening.  I am a first generation college student struggling to make ends meet. I am looking to get roughly 5,000 in the next week (which is hefty, but bear with me for a second).

I’m definitely not one to ask for handouts, but this is a very difficult situation. I moved all the way across the country to attend college, which is very important. My mother never had the opportunity to get an education and she always pushed my to do my best. When I was about three years old, her van was t-boned by a drunk truck driver. In the following decade, she was forced to quit working and ended up having to get 7 (!) different surgeries, the most recent being this May. I am the youngest of four and my mother really pushed me to get out of state and make something of myself, which I’m trying my best to do. However, since my mother was on disability, my school requested a verification of non-filing letter from her back in May. Understandable. I contacted the IRS, they sent the letter, but the school informed me that they could not give me my due financial aid because the letter the IRS sent the letter in my mothers name and she isn’t a student. And the billing amount only went live last Thursday so I was completely unaware of my lack of financial aid. The IRS informed me the paper would be sent to me this time, except I won’t get it until the end of the month, and payment is due the 18th. I was told that if I don’t make my payment, then I’ll be kicked out of campus housing, which extreme to no end, but I can’t afford to risk it.  I really can’t ask my mom for help, especially since she’s already drowning in medical bills, so this is my last resort. I’m working full time at a bakery across town and then sprinting to class everyday, but I get payed every other week. I’ve tried everything possible, but nothing is working for me. I’m very stressed and I can’t go back home right now and tell my mother I failed. I refuse to.I’ve cried at least twice within the last five minutes, but I refuse to give up. I’ve even attached a screenshot of my bill as proof.

So please, lend a helping hand. Thank you!

my paypal tag is: paypal.me/xylophilia

There is not a good way to explain the complexities of my situation other than with a long, detailed explanation. What you will learn from this long, detailed explanation is that I am 32, married, working, and trying to live an average life while carrying roughly $333 thousand (yes 3 3’s) in student loan debt (~76% of that is private, variable interest up to nearly 15% between over a dozen separate loans) , dealing with the progression of my neurologic condition, Kearns Sayre Syndrome, and managing the lasting effects of a TBI from when I was 13.   I am asking for help with my student loans. Because of the interest I’ve accrued and the interest rates on the loans, there is not a repayment option that will allow me to get to a point where I am paying on the principle and keep up with my medical costs and cost of living.

I’ve written a lot of letters, asked a lot of strangers for help, pursued my legal options because I cannot do this on my own. I made a lot of irresponsible decisions during college, but I finished both my Bachelor’s and Master’s in Business Administration from Heidelberg in Tiffin, OH. Today, I carry more than just loan debt, I carry the guilt and shame and hopelessness from my decisions. For the 22 open loans, my payment due this month, in September is $14,831.72. My unpaid interest is $85,468.71. My Unpaid Principal is $247,105.85. The spreadsheet containing my loan details and amounts listed here is attached.

I don’t know what help on this will look like, honestly, but I know that I am paralyzed with fear of making more bad decisions. Based on what legal feedback I have been able to obtain, my best care scenario is to file for an undue hardship after completing a 2nd Chapter 13. Yes, a 2nd. Back on February 25, 2013, I reached out to an attorney to find out if I had any legal options for addressing repayment of my student loans. He advised a Chapter 13 would help me have some breathing room for a period of time (5 years) so I could focus on trying to have a someone normal, less stressful life, so I could consider starting a family with my husband. The attorney, as well as my state trustee’s representatives knew that I was going to come out worse that what I went in, but they allowed me to pay a monthly payment of ~$325.00 to their office which was disbursed then to the creditors. The student loans were included in this repayment plan and received some funds from the plan.

Upon the completion of the Chapter 13, I was right where everyone knew I would be, in a worse position. Apparently, there are circumstances where a person can receive a total discharge of the remaining debt once the plan is completed, but the feedback I’d received is that I couldn’t be considered for that because I’d filed a Chapter 7 on August 19, 2010. So what does this mean? I’m told it means that because there was not enough time between the 2 filings, I could not file for a discharge of the debts, that I would need to again file a Chapter 13, complete another repayment plan, and hope that the laws have changed by then, just like the last one. Another issues is that my debts exceed the allowable amount for a Chapter 7 and are approaching top of the allowable amount for filing a Chapter 13. I am told after that, I’d have to look at a Chapter 11 (which I know nothing about).

Recently, I’d received some additional advice, apply for an IBR on the Federal, pay what I can on the Private. For the Private, I’d be looking at being sued by the creditors, wage garnishment, and lots of legal fees. Lots of legal fees because, of course, nothing comes without cost; there is no grace for the choices I’ve made. I had to walk away from the most recent law office that offered this advice because I refused to sign a retainer agreement that wanted X-amount up front, and X-amount per hour thereafter for anything related to any of the loans, indefinitely. I felt like I was being asked to sign up for another hopeless situation.

There are certain options that can allow for a level of forgiveness on the Federal, but not on the Private (most of mine are Private). I applied for the IBR as suggested, but received a notice that I was denied.  No explanation. Now, I have to start repaying the Federal loans this month at a payment amount of about $815 per month. I mentioned earlier the amount I’m expected to pay this month, so take that $815 from that and that difference is what the Private lenders want from me this month.

I’m not seeing a light at the end of any tunnel here and literally feel like everything around me is collapsing. I know I over-borrowed and I can’t change that. I know I can’t repay all of this, and I can’t change that. I can continue to make small payment to each every month, but that is not going to solve my problem. It doesn’t even stop the letters, emails, or calls. I get calls from Navient several times a day, on weekends, and at hours they shouldn’t be calling me and there’s nothing I can do about it. I don’t dare acknowledge that they’re talking to the right person when I do mistakenly pick up that phone call from an unknown number I’ve not yet blocked because I don’t know what legal implications that could have if I open that communication door. There are also consequences that can come from trying to restructure, refinance, consolidate, or converse about debt. It’s hopeless right now. I’ve disabled my voicemail because I can’t handle the stress of the calls.

I remind myself constantly that I did this to myself. I deserve this. This is because of me and my choices. There are 2 out of the 22 loans that I have co-signers on, 1 Federal (my husband co-signed) and 1 Private (my mom, who is now totally disabled, co-signed for). Both of their credit scores have bombed because the loans are in repayment. There is nothing I can do about it. I’m told constantly I need to find an outlet for my stress and I need to not be so hard on myself, but that’s been impossible for me, especially lately. This is not helping my health issues and is creating new challenges for my health. There are several unexplainable ailments going on – all which could be explained, in part, by stress, but I don’t know for sure; I’m not a doctor. I do know that my weight has dropped below 100 pounds. I’m 5’7. I’ve not been under 100 pounds since I was 13. This is not healthy. I’m dying from this. That’s what it feels like. The pain this stress brings me is awful. I don’t drink enough to say I even drink, I don’t smoke, I don’t do drugs, I do work 45-60 hours a week, I do see several different specialists for medical treatments continuously, and I have met my deducible and out of pocket for my insurance the last two years. I am struggling to prioritize now. Do I continue to keep seeking the medical treatments I need to try to stay as strong as I can despite my disease; do I deprive myself of what little satisfaction I have in life knowing that at least the rest of my bills are paid? I have no other debts other than these student loans and a payment plan I am on with my doctors, willingly and amicably. I have learned that money isn’t something to take for granted, but just like graduating from college doesn’t mean you’ll be successful at life, learning from mistakes does take them back or fix them.

Life has become sad. I’m just so tired and exhausted from fighting a losing battle and I’ve really wanted to make everything go away, somehow. For a long time, to myself, I quietly calculated how much I owed on these loans vs how much life insurance I have. I’ve always thought to myself, if I die, how can I make sure the people I love, that supported me, are not further exposed to this problem. My solution was to always make sure I had enough life insurance. Just in case something happens. For a while, I lived in comfort knowing I was at least worth more dead that I am alive, but now…my loans are higher. As if I couldn’t get any more in the red.

I have put myself out there to many people, open to being judged, but hoping someone would be my salvation. It hasn’t happened. I’m out of options. I’m at the end of my rope. It’s hard to sleep because my mind doesn’t shut off. I’m desperate for it to shut off. I’m alone because I’ve alienated myself from everyone because I hurt so much that I can’t feel the love that people are trying to show me anymore. But, I’m still breathing. My heart still beats today. I plan to show up to work tomorrow, and I want to fight through the pain. I just really can’t do this part on my own.

At the end of the day, when I’m feeling stressed from the overstimulation of everything around me and in my head, I just want to be hugged and told everything is going to be ok. I want to be able to be a good partner for him again because right now, I’m not. As I unravel, so does everything around me. I don’t know how to undo anything anymore, but I do know that if I could start over, my decisions would be different. If only.

I’m 23, and after 5 years and $40,000 in loans, I am proud to say that I have graduated with my Bachelors Degree in Exercise Science… or at least I want to be proud. I graduated college with a 3.63 gpa, I have over 500 volunteer/observation hours, I was a D1 athlete, and I worked nearly full time all throughout school, so I should be proud, right!?

Let’s backtrack here just a little bit. My goal in life as far as a career goes, since the age of 14, has been to obtain my DPT, and work as a physical therapist while specializing in children with disabilities. I was going to go to college for 4 years and then go straight to the 3 year doctorate program, I was going to make my family proud, I was going to do everything exactly as I was supposed to… but life happens, and plans don’t always, well, go as planned…

After maxing out 2 credit cards on 2 summer classes, I opt out of taking any more and decided to take a 5th year in college instead so I could use my loans to pay for my tuition. I was in 18 credit hours and working full time at the time applications were due during my 5th year of college, and so I decided to wait until the following year to apply (this year), so I could focus solely on getting the grades I needed as PT school is very competitive.

Fast forward to last month… I’m doing everything right. I graduated, I’m working as a tech in the field of physical therapy for low pay but in return for observation hours, I’ve saved $2,000 to apply to PT school and to get a new apartment, and my family is going to be proud of me, because I’ve almost made it.

Then…

My car breaks down… okay, no big deal, I have a little bit of money saved.

I get a new apartment… something I planned and budgeted for very carefully.

Something I did not plan for… so I rescued a long haired beautiful kitten a little over two years ago. Drake is his name, and I fell instantly in love. Personally, pets have always been a huge part of my life, and Drake really helped me get out of an extremely low place during my college career. Well, Drake got sick and was rushed into emergency surgery (the part I didn’t plan for). I was told he had something blocking his ability to urinate, and his bladder was a little larger than the size of a baseball. They said it was urgent, life threatening, and they needed to either get him into surgery or they needed to euthanize him, but either way I needed to decide promptly.

Wait… what!? As crazy as it may sound, my cat is my life. He is the only living being that depends solely on me to make sure he is okay, so I told them to do what they had to do, as I sat there sobbing in the empty exam room. They told me I would have to pay half up front and half on the day that I pick him up, and that the tech would return with all of the quotes.

So I wait but tell them to get started… the tech comes in… $2,200!?!?!?!?!?!?

I did everything I had to do… literally. I maxed out my two credit cards that I was working to pay off before grad school, I opened and maxed out a third credit card, and I gave them every single dollar in my bank account… every single dollar I had worked so hard to save up, gone.

So now what?

I’m working overtime at my low paying rehab tech job, I’m working nearly 40 hours a week as a server/bartender… and I’m barely making enough money for dinner at night.

I can’t apply to graduate school…

I’m not going to make my family proud…

I’m am suddenly not proud of myself…

I’m lost and I’m exhausted and I don’t know what to do…

I don’t know when or how exactly I lost control of my future because I thought I was doing everything right, but for the first time ever, I’m asking for help. Anything helps. I’m being suffocated by this feeling that life will never get better, because it keeps getting worse, so please… I’m literally begging.

Hello, I am 20 years old and graduated high school 2 years ago. I currently live in Reno, Nevada in a small 1 bedroom 1 bathroom apartment. I struggle with anxiety and depression and I hardly ever get out of house because of it. Some people don’t understand how life is when you struggle with yourself one on one daily. I’ve tried medication, counseling and self healing but nothing seems to be working most the time. I struggle with keeping afloat and holding a job for more than a few months. I’m scared and worried for my future and what it holds for me. I recently got laid off from my last job working as a kennel tech taking care of dogs. I went into it knowing absolutely nothing about dogs. I disliked them ever since I was young. Since then, it’s the best thing that’s happened to me. Spending time and getting to know their behavior has shown me that I truly want to work with animals as a career and not just a hobby or side job. I don’t ask for much, and I hate to even ask on this site but anything will help me reach my goal to becoming a vet technician. The donations I receive will be saved for putting on resources, classes and books for my dream career. I didn’t want to turn to this but due to me being mentally and physically unstable, I ask for a little help in making sure I become what I want out of this life. And that’s to be with the animals. I am very passionate about them and nothing makes me more happier to be around them. Thanks for your time and have a blessed rest of your day!

Hello, my name is Savannah. I’m a college sophomore going to school in South Carolina for Journalism and minoring in Arabic and French as well. My dream is to work in third world countries and break barriers between the cultures of the US and war-torn countries like Syria, Libya and Pakistan. I believe that this is an important step in improving international affairs in our country, especially in today’s harsh political climate. It’s a dangerous line of work and my family doesn’t understand why I would want to work so hard just to “get myself killed” as they have said but I have always been passionate about humanitarian work and for people who live in those conditions to have a platform for their voices to be heard, just like the rest of us. This is a big reach for someone like me who comes from a small town in rural West Virginia with parents who are struggling to even make ends meet in a place like this. My big dream required me to move out of state to attend the university closest to me with an accredited Journalism school. I work very hard at two minimum wage jobs and freelance/tutor on the side while also trying to attend school full-time. I sadly had to take a year off because my financial aid wasn’t enough to pay my tuition and I would never want my parents to sacrifice the little money they have to support my education. However, my grace period has ended and I either must attend school this semester or face paying my student loans in full. I have saved as much as I can but have had lots to pay for in the last year. I had to buy a $700 car for my mother, so she could have a way to get to work and paid for my younger sister’s doctor bills, as our insurance doesn’t seem to cover anything. I have lots of pride in myself and think I have a promising future and a strong work ethic but have also learned along the way that there’s nothing wrong with asking for help sometimes. If you resonate with my cause and my story, I would be grateful and honored if you would help me achieve my goals and obtain my education. I current have about $3000 in financial aid for the semester but my bill is almost $7000. I will probably have to be put on a payment plan or take out additional loans anyway but every little bit helps.

My paypal link is https://paypal.me/sweeneysavannah. Thank you so much!

Hello, I am an incoming first generation college student. I have been struggling for weeks because I need to pay my first quarter of college in less than 3 weeks and I don’t have the money for it. No one in my family has ever attended college so no one understands this struggle. My dad works to provide for all 6 of us and my mom doesn’t work so I can’t ask them for help. It kills me to know that others have the support that I don’t, but I know that eventually when I finish college I will be able to have a job that can help me live a better lifestyle. I live in south central Los Angeles and I see horrible things everyday. I just don’t like living here and I wish to one day live in a calm and beautiful neighborhood. I like to get involved with my community by volunteering at the library but sadly that doesn’t help me with money issues. I really don’t want to drop of out of college because I already worked so hard to get into the college I am in. I stayed up many nights during high school to maintain a 4.2 gpa. I got into a total of 6 colleges. It was one of my biggest accomplishments and I feel very proud of myself, too much to give up on my dreams. I also worked for a time at Mcdonald’s but I wasn’t able to save up any money because I had to buy my own clothes and things I needed, and I started working at only 16 years old. I couldn’t even work a lot of hours. I sometimes wish I could’ve been born into a different family, but I am very thankful for the love my family gives me. It just isn’t enough though, and it breaks my heart to think I might have to let go of everything because of money.. does money really buy happiness? I don’t know, but it can definitely help me pay for college, and that sure as hell would make me the happiest camper. I want to help my siblings do what I’m doing and strive for a better life. There’s no way one can do that without getting an education first. Regardless of what anyone says an education that seriously change one’s life forever. All I want is to inspire others to work hard to get into a good college and do what they never thought was possible. I’d be a million times thankful for any help, and i truly appreciate everything from the bottom of my heart. THANK YOU.

(PayPal.Me/jocg16)

https://www.paypal.me/jocg16

In life there are some decisions that we and society at large are convinced is the right choice. In the year of 2002 I followed the advice of my teachers, counselors, and family to enroll in college. Unfortunately, my scholarships, student loans, and my father’s dip into his 401k was only enough to cover 2 years of college. Had I known that I was entering into a lifetime of student loan debt I would have foregoed college altogether. For me, it would not have matters anyway since I don’t actually have a college degree, but boy do I have some serious debt which is currently $65,000 do to interest and other assorted fees.

As much as I would love to set up a repayment plan with my loan servicers my current living situation makes that very difficult. I do not make much money from my job, and my husband has no income at all because he became disabled and does not have the necessary work credit to qualify for SSD according to the state and a lawyer. We are the definition of living hand to mouth. Which, as you can imagine, makes it difficult for us as is.

I have reviewed all options for my 2 private loans and 2 federal loans, but I am out of options. I do not qualify for any forgiveness loans including those offered by my state and I am not eligible for any additional forebearances/deferments. The worst case scenario for us would be to have my already low wages garnished, but that will not happen if I can pay the loan off.

Thank you very much for your understanding and generosity. All donations received at paypal.me/tds1984 are much appreciated.

In life there are some decisions that we and society at large are convinced is the right choice. In the year of 2002 I followed the advice of my teachers, counselors, and family to enroll in college. Unfortunately, my scholarships, student loans, and my father’s dip into his 401k was only enough to cover two years of college. Had I known that I was entering into a lifetime of student loan debt I would have foregoed college altogether. For me, it would not have matters anyway since I don’t actually have a college degree, but boy do I have some serious debt which is currently $65,000 do to interest and other assorted fees.

As much as I would love to set up a repayment plan with my loan servicers my current living situation makes that very difficult. I do not make much money from my job, and my husband has no income at all because he became disabled and does not have the necessary work credit to qualify for SSD according to the state and a lawyer. We are the definition of living hand to mouth. Which, as you can imagine, makes it difficult for us as is.

I have reviewed all options for my two private loans and one consolidated federal loan, but I am out of options. I do not qualify for any forgiveness loans including those offered by my state and I am not eligible for any additional forebearances/deferments. The worst case scenario for us would be to have my already low wages garnished, but that will not happen if I can pay the loan off.

Thank you very much for your understanding and generosity. All donations are much appreciated.

https://paypal.me/bmf1982

One of my goals in life is to obtain a college degree.  When I was younger, I envisioned I would go to a university right out of high school, live on campus, have a college lifestyle, obtain a bachelor’s degree in 4 years and live the American Dream.  Things didn’t turn out that way. I was accepted to several Cal State Colleges however was not offered a dorm nor scholarships to help pay for college.  Instead of putting myself in debt at the tender age of 18, I opted to go to community college; tuition was affordable with the help of federal grants.  Shortly after graduating high school, my family fell on hard times which led me to get 2 jobs to help support them; 1 full time and 1 part time.  I was also juggling a 12 unit school load.  As the first year is college went along, I found it more and more difficult to stay on top of my studies and work 2 jobs.  I fell behind in school and made the decision to take time off of school.

I took a few years off and attempted Community college again.  I was doing fairly well with my studies, taking a few classes at a time and holding down a fulltime job.  After 3 semesters, I was laid off from my job and became homeless.  I again had to drop classes and get life back on track.  My life took me to Visalia Ca to live with my sister and her family.  I went back to school and did well.  I knocked out a lot of general education courses and achieved enough credits to transfer to a University.  Life hit me with a TKO.  My boyfriend of 4 years was arrested for rape of a minor.  My life flipped.  Clearly the evidence was there and I immediately broke it off with a man who I thought I knew, who I thought I was going to marry.  More allegations came out about molestation and cheating which devastated me further.  I again put school on hold to pull myself out of a deep depression that I thought I would never recover from.

Fast Forward 3 years. I am doing fairly well, working a good job, live in a nice house with family and friends.  Life was good.  My life again slapped me so hard when I lost my best friend to an accidental overdose.  She was a new mother of a 7 months old beautiful, happy baby boy.   Again, I went into a very deep dark place but I told myself I have to pull through for this baby.  He needs people in his life that loved his mama.

It has been almost a year since we lost our sweet angel.  Her boy is growing up in a loving, supportive environment.  I do what I can to help as much as I can however I always feel it is never enough.  I decided to take the plunge and go back to school to get that degree.  To get the college degree opens more opportunities to further my career and open up different opportunities within the financial industry. I applied for Penn State World Campus, their online college and was accepted.  I am so ecstatic as now I can finally finish the degree that has been 18 years in the making.  I am so overwhelmed with joy knowing that obtaining this degree will open up more opportunities for me.  Obtaining this degree allows me to help care for my best friend’s son.

Penn State is expensive!  I knew this going in but just didn’t realize how expensive this would be.  But I am determined.  I am determined to get this degree, to make a better life. That’s where you, the reader, the kind donator comes in.  I am looking for donations totaling $5,000 to help cover tuition and related expenses.

Anything helps.  I truly appreciate your time in reading my story and believing in me as much as I believe in myself.

https://paypal.me/bmf1982

Here’s my story: I was the first person in my family to go to college. I started (and completed) my bachelor’s at Indiana University East right out of high school and took out normal, federal loans for my plus a nice chunk of unnecessary private loans – a blind action with unimaginable consequences. I was young with no advice and money from loans at my fingertips if I just signed on the dotted line; it’s impacted my life more than any other event and was just as easy as it was dumb. I worked all through college and have since worked my way up the career ladder since college to a nice job as an accountant with a nice salary, but it still isn’t enough. I simply can’t afford my loan payments ($1,550/month) that start up in October 2018. Though it feels like I’ve done everything right like going to school and working my way to creating a successful career, the decisions I made 5+ years ago are making it unbearably hard to move forward with life. Working hard for a career and not being able to afford student loans is the most overwhelmed and defeated I’ve ever felt.

After receiving my bachelor’s degree, I decided to get my master’s from Colorado State, which I just completed. While I was much wiser and took out the bare minimum in federal loans to pay for tuition for my master’s (unlike my bachelors), the interest from all of my prior loans just kept piling up. I’ve got over $200,000 in student loans as I write this. About $40,000 of that is federal loans from my master’s degree. The remaining is from my bachelors, over $85,000 of that from private lenders with an average interest rate of about 12%. Now I have 2 degrees and a good job in my degree field, which I am thankful for, but in October I start paying around $1,550/month just for student loans. To be honest this is impossible to swing and a burden that’s heavier than anything I’ve had on my shoulders. I’m hoping to be able to refinance and bring that payment closer to $1,050 but that’s still a huge chunk of monthly income that I’ll be scrounging to afford.  I spent my time getting my master’s, going from job to job, climbing the ladder, making more money, and I’m proud of that. It took a lot, but it’s still not enough and that’s a defeat I’ve never felt before.

I know many others are deserving of help; I absolutely put myself in this position. And I’m not here asking for $200,000; ANY amount helps. I can’t express in words how thankful I would be for any help in this journey.  I’m simply looking for a chance to start with a clean slate financially and feel like I’m working hard for myself and not for the debt I racked up as an ignorant college student.

I could never be thankful enough for the smallest of help, but it truly is the most overwhelming burden to think about how far behind I already am this early in my career.

paypal.me/bbowman5683

https://www.linkedin.com/in/brittanym5683

Hello, I’m a 22 year old trying to pay her way through college without taking out loans. I graduated high school a year early with a 3.95 gpa. I was doing great in college, until I hit a numb in the road. I had some sort of episode that had me in quarantine at Memorial Hospital for almost a month. Doctors could not figure it out what was wrong with me. In the end the chalked it up to a really low immune system, severe anemia, and floodid build up in the brain and lungs. At this point in time I was so far behind in my classes I had to withdraw for the semester.
I’m curretly enrolled at lone star college, and I’m planning on transferring to Sam Houston State University next semester. The cost of living and attending school there will be a lot more than what I have now. I would need to cover tution, room and board, books/fees, and just the regular cost of living. I work full time but I don’t make enough to cover all of my expenses, and I have been actively trying to find a better job. I just haven’t had any luck.
The degree I am trying to get is in political science, and entrepreneurship. The end goal is to own my own private schools. I want to be able to creat my own curriculum. The core classes will still be the same, but the electives would change. I want kids to be able to things they can actually use in real life. Like how to budget, how to purchase a house, and creating resumes and applying to jobs. I would still offer electives like art and music, but i feel like kids should know more. I also want to have a school full of teachers who really care about the children. When I was in school I had a few teachers that put me down more than lift me up. I would like my school to cater to the needs of the children in my community. If they aren’t getting love at home they can get it here. Children spend more time at school, especially if they are in after school activities, than they do at home. There should be buses that leave later for the kids who want to do after school things instead of going home. Kids are our future, and I just want to give our future hope.

Well, I’m a 19-year-old male going through a super rough patch in life right now. I was once a promising college student, but my lingering depression, that I thought I had under control and beat, had caught up to me and consumed me, causing me to have to quit work and leave school. I came home to try and get help, to figure out what I must do to get back on track. I still don’t think I’m back on track, and I’m not sure when I will be. And since I’ve been home, I have had to fight with my insurance to get it straightened out which took about a month and a half, and as far as I know its fixed. I lost my Nanu Grandpa which he had been battling to get back to his life, which he lost after two months of fighting. Shortly after. I found out that I’m coming up on having to start paying my student debt back which is a bit over $9000. And as the past 6 months passed more and more bad things were thrown my way, almost losing my other grandpa, my unstable relationship with my father worsening, and my bank account getting smaller and smaller, so I could live. And as all of this got thrown at me, I continued to fight and continued to try and stay afloat. But right now, I’m stuck financially and physically, unable to determine a way out. And with the way these bad things are going, my dreams of owning a business and becoming a politician are being pushed farther and farther away. I hate to feel like I must ask for donations, and to ask strangers for help, but I don’t know what else to do. If you feel a connection or two with my story please donate, if not that’s okay too, I understand. Thank you for your time reading through this short story of where I am currently at and where I hope to be one day.

-K

https://www.paypal.me/thisreallyhurts

Hey there.

I’ve just started my freshman year at college, and I severly underestimated the cost of books for my classes. It’s the kind of things they should teach you how to manage while in high school so that you are able to plan accordingly, but the american education system seems that not as important, I suppose. I was able to get books for 2 classes, but still need to get the required books for my 2 other classes. History required 3 books, which caught me off guard since I assumed this particular course only required 1 (there was a few options and I was told this one was the only one that had 1 book required) so I couldn’t get my other 2. What sucks more is that the nearby discount college bookstore closed like 2 months ago.

Luckily, I have enough left over for about half the cost of the mathematics textbook, which is the more expensive of the remaining 2. The other book is for this one class that’s required to be take by everyone at this school called PY100, sorta like a “How to improve your independent life” type of class. Its roughly about $350 for both ($253 for the Math, $95 for the PY100), but I have $120 already, which leaves $230 to be able to get both books.

I’m still searching for work, which is the main issue for not having the funds. My classes are skewed across the week at the worst of times, so the earliest I could get to a workplace would be by 5pm. Doesn’t leave that much except for food service, but I just left that environment and it didn’t work with me that well. I have a few applications still in reviewing, and I’ll hopefully hear back from them in the coming week. Ones for an adult store, though, hopefully wont resolve to that.

My goal is to not to borrow money from friends, as that feeling of guilt for a substantial amount would be a bit too much for me. Yet, somehow, asking random strangers online lowers my nerves on that a bit. I would absolutely appreciate it if you could spare a couple dimes! I need these books by Sept 6 at the latest before I’m stuck leeching off of colleagues. Thank you for reading!

(The picture are those 3 books for my history credit. They’re used, too)

www.paypal.me/whisker

Hi Everyone! I’m MJ!

I am a 21 year old from Akron, Ohio who is attending a private University in Brooklyn NY. I am studying Sport Management and I serve as the Sport Management Club’s Vice President. This fall semester will be the start of my senior year in college and I am fearful that I will be unable to finish my last year of college.

On July 2nd, my mother underwent brain surgery to repair some damaged nerves that caused pain in her mouth. Her recovery time was scheduled for a month and she was assured that she would be able to return back to work within the first week of August.

On August 7th, my mother found herself back in the hospital due to post opp complications that required her to be put under for another surgery. My mother is an engineer at GE and has now been out of work for almost two months.

We knew that I had a remaining balance on my student account and were told in the beginning of the summer that we would need to pay $11,000 out of pocket in order for me to schedule classes. My mothers surgery was not planned for we would have found alternative ways to save the money if we knew my mother would be out of work this long.

With the unexpected surgery and her absence from work, my mother was only able to pay $6,000 on my bill, leaving the remaining balance at $5,000. I would need to pay that amount by the first day of the fall semester which starts September 4th.

I am asking for help because I have made it this far without any financial problems and I would love to finish my senior year. Anything would help! Thank you in advance. Have a blessed day!

PayPal link:

PayPal.Me/myajjones

First off I’d like to say thank you to all who take time to read my story. I am 2016 graduate of a Massachusetts’ state university, who teaches and does ABA therapy full time to support myself and my family. Since graduating in 2016 I have enter graduate school. Upon leaving undergrad and through my first year of grad school I walked away with 44,000 in student loans which I didn’t worry too much about. I knew they would be deferred because I was working toward my master’s full time.

But little did I know life was ready to test me; emotionally, spiritually, and financially. Within a year’s time my sister got engaged (getting married in a week), my parent’s both underwent surgeries that required them to miss 3 months of work, my puppy got sick, I got sick, and 37 days ago my father went into CHF and the insurance company has not covered his medical bills. How does this relate to me? I have become the financial supporter of myself, my parents, and my sister. I have gone from 60K in loans (car and student loans) to almost 80K picking up the day to day expenses, monthly payments on credit cards, medical bill payments, and wedding planning expenses. I am not regretful for I am proud I have been able to step up and help, but I was too proud to ask for help when I really needed it which is why I am here. My family and myself are middle class workers. I work two full time jobs plus a plethora of small sided jobs to pay off everything. I live at home and take care of my parents and the work around the house.

I am not asking for a way out of my troubles but for help in getting my life back on track so I can have the opportunity to own a home and start a family one day.

paypal.me/amale63

Hi so I have never actually done something like this, but desperate times call for desperate measures. Right now I am currently in college to become a pastry chef and I was let go from my job a while ago. I have been trying to find a new job, but everyone wants more experience than what I have. My mom is having trouble at her job since she got back from surgery. She used to have 5 days a week and now they are only giving her 2 days. We are barely getting buy because of my dad’s job, but he is retiring soon. We also take care of my mom’s mom so we have bills for her to pay as well. My parents had to file for bankruptcy so we do not get approved for some loans and other things. I have less than $200 in my account because of bills. I have classes Monday thru Friday and I have to drive an hour there and back. Each class I take I need new equipment like tips, knives, etc. I have a loan currently thru my school for $5,000 and I also have another loan for $5,000 that I got from a family member. Financial aid only covers a little less than half of my tuition. My school sometimes holds back some aid which is hard for me because I have pay it or I cannot take the classes I need. They eventually give it back, but then I have to use it to pay more bills or pay someone back.

I have always wanted to become a pastry chef since I was little because I always had great memories in the kitchen baking. It just gave me a great feeling knowing something I made brought a little moment of joy and warmth to someone. I graduated high school in 2016 and was supposed to go to college after that, but things did not work out because of expenses and not feeling safe. This is my passion and I really do not want to give up on this, but it is getting hard to be able to keep up with it all. I love the college I am at now and I want to continue to achieve my dream. Hopefully someone will help me continue this journey. Any money given would be used for tuition, paying back loans, gas, bills and equipment/books needed. I would honestly be grateful for any amount given so I do not know a specific amount to actually put. Thank you in advance to anyone that is willing to help me out I will be forever grateful and I hope that someday I can do what you did for me to someone else who needs it.

paypal.me/amberea98

Hello, I am currently in the process of obtaining a masters in environmental engineering. I deeply care about the environment and I hope to, one day, become a part of the change needed in this world to live more in harmony with the planet. I want to actively be a part of the transition into eco-friendly living that the world needs.

My parents recently went through an expensive divorce and are unable to help me pay for tuition. I work full time as a server and go to school full time. Between car payments, repairs, insurance, and other health expenses, I am unable to keep up with tuition payments.

I am trying to stay away from student loans as I am afraid to spend years after completing college paying for interest. I realize that this will be inevitable, but I am here to ask for donations to help me postpone the need for loans.

Im not really sure if this is even real, but if there is a person on the other end of this, I hope you can help me realize my dream of bettering the future.

Thank you in advance for your generosity.

https://paypal.me/FundmyFuture

Greetings,

I am a 26 gender queer first generation Palestinian. I will tell you my story and some of my parents story , then what I want to make of it.

My parents both came to this country in the late seventies as refugees . Life was not kind to them. My mother ended up raising her three daughters by herself. My father was mentally ill his whole life. 4 years ago they both passed away within 11 months of each other from different and various types of cancer.

At the time my mom was diagnosed with her stage 4 brain cancer I was away at college getting into debt studying experimental electronic music. When the semester ended I took off and went home to help. I went back to school with my mother still alive though not fully recovered . I had one year to graduate and so I finished my degree meanwhile my father passed suddenly. My mother passed the following fall. Leaving me and my sisters no inheritance.

It saddens me to say this but I did not learn the skills I need to survive while at college. Though I’m grateful to had the opportunity anyway. I was very distracted confused and depressed, while also experiencing constant micro-aggressions towards my Palestinian ancestry during my time at school. It’s been very hard for my to get any type of job. And it’s been just as difficult to keep a job, my depression and grieving includes panic attacks and memory loss.

So now 4 years later, I am barely surviving . The emotional support dog I had since I was 16 died almost two years ago… Also of cancer…

I have been doing everything I can to get my self to good health despite my financial disparity…. I changed my diet four years ago I became a vegan and health nerd and it’s been amazing to wittiness the improvement in my health. I have been practicing yoga since I was 16 it helped me with what my therapist diagnosed as Bipolar disorder at the time. The past two years it’s been extra valuable to me because I overworked the few labor gigs I managed to get and damaged my sciatic nerve… Yoga has also been a source of strength and guidance to me. It opens up my heart and helps be at peace with my life and body, experience my blessings.

I’ve wanted to be some type of healer since I was teen and now I really feel it’s what I need to do to survive. Which is why I’m asking for help to take my first step a yoga teaching training course this fall. It will help my physical and emotional health while giving confidence and skill and knowledge to offer the world.

The training I want to take cost 3195 dollars I’m asking for 5000 because I want to be able to focus on the course and not how to feed clothe and house myself.

My parents where not part of a community they had that taken away from them. I feel this is my way back to community, service, my body and joy me and my ancestors deserve. Please help if you feel good about it.
Thank you
Many blessings
Be

PayPal.me/besanz

hello, I am Hannah from Oregon. I am a Nepali Indian American going to Oregon State University this fall, and I am struggling to pay for my text book fees as well as tuition, food, and housing. I have been working all summer at a local grocery store, but all I have been able to buy so far with the money I raised is a laptop. I don’t know how I am going to pay for my classes or for textbooks, and I can’t even afford any word processing programs for my laptop to write essays on.

I am majoring in biochem and molecular biology, and its my dream to one day go to medical school as well as to run a charity in association with pediatric therapy services in Gresham, OR (I volunteered there for two years and was heavily involved in the community, instead of working and raising money (which I still do not regret)). I also want to be able to move out of the dorms my second year of college to get away from my parents, who have restricted me from achieving things I know I could be capable of (they made me stay in state rather than go to my dream college, prevented me from working and raising money for college because it would “distract me from schoolwork”, and now that I don’t have any money because they forbid me to work they won’t pay for even just my textbooks, let alone tuition).

I am grateful for everything that I have been given, and for being admitted into such a wonderful school and to have the opportunity to be educated, but I really need the help. If any donations could be made, I promise to pay it forward in the future to other people like me. Thank you and God bless :)

I know affording school is a problem we all face. Let me tell you my story. I am 28 years old and have decided to go back to school to finish my degree in nursing. After graduating from high school, I did start a nursing program. It was the hardest thing I ever began. Coming from a family of mental health issues it was only a matter of time before i would be hit with them. And of course this is what happened. I tried to ignore the fact that this was really happening to me. I became miserable and had no idea why. I wasn’t able to finish the program. My mind began controlling be in a way I couldn’t escape. After years of being in institutions and therapy I finally got myself out of it. Everyday is a struggle and I know it’s never going away. Anyways, that’s my background.

I have been in a relationship with a guy who has 3 young boys, ages 5 and under. Unfortunately their mother lost custody of them. As someone whose mother also lost custody I took the boys under my wing and wanted to give them a life they deserved, even if they aren’t my kids.

I made the decision to get back into a nursing program and after 4 years of starting over from scratch, I eventually got it. The only thing holding me back completely is the financial part. I don’t qualify for aid, I get denied for loans and my family doesn’t have the means to help me.

Of course I am working to save up what I can, but I can’t keep pushing my goals off because of money. It’s one of the most frustrating things ever.

So any donations of any kind would be much appreciated and helpful.

I kindly thank all of you even for reading this.

Joslyn

Hello,
I am a struggling 27 year old woman who is trying to make a living.  Going to college has put me in a major debt and all the money I make from my current job goes directly to those monthly payments.  I cannot afford to live on my own.  That being said, I have finally found something I want to invest my time in.  I have three horses.  I got my Rocky Mountain mare first, who was abused.  I took her to training and now she is completely rehabilitate and happy.  Cora, my Paint mare is a rescue, who I saved from a kill pen.  From my training class, I used that knowledge to train her and now she is like a puppy dog.  She has also given birth to a Fresian Paint cross foal named Velvet.  I want to continue training, breeding, and giving horses a second chance.  This has become my passion, but due to money problems, I cannot continue this.  My Aunt was paying for board at a place we rented which had a barn and pasture because she also has 2 horses.  I did all the work (feeding, cleaning, training, etc.) and tried to help pay for hay and board every time it was needed.  Now she is backing down from everything and I have to find somewhere to put up my girls by November.  What I’d really like, is to buy a small farm with at least four acres to put my girls at.  I don’t need anything fancy, I just care more about my girls and they get the best before me.  I have even looked at a foreclosure that would be perfect, but every time I inquire about it, it leads to a dead end.
I don’t want to sell my girls.  They’re like my kids and they are my only therapy.  It’s not fair to them after I’ve gained their trust. Any kind of help would be greatly appreciated. Thank you for looking and caring!