Begging Money

Financial Hardship Help

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I would Like to see my family

I currently live in a different country from my dad and sister due to some parent divorce issues. I haven’t seen my dad and sister in 5 years and recently I have found out my sister is going through a really tough time. I would really like to go over to Australia (the country my dad and sister live) to be able to see them for the first time in a while and to help my sister feel a little better. I currently live in the UK with my mother and shes looking after me but is struggling to financially support us and as a result Is unable to help me pay for a plane ticket. My dad is on his pension because he had to retire early from the navy due to having Parkinson’s. Our family dog which we’ve had since I was 6 is still alive and living with my dad and sister, but I fear she doesn’t have much time left as shes getting very old.

I’m going to be on summer break  from university soon and I know i’ll be unable to make enough money from my part time job to afford the trip. My cousin who also lives in Australia is having a wedding that I would be able to addend if I went in the break and I feel that would be the perfect time for me to go. I would be able to see my dog who has been one of my best friends for the last time, I could help my dad with some tasks he probably hasn’t been able to do due to his Parkinson’s disease, I could reunite with all my family over there and attend the wedding and most in importantly to me, I could help support me sister. My sister is older than me and has been someone I’ve always looked up to and recently she’s found out she has a Pancreas disease that is stressing her out and is likely to become a serious issue.

I’m only looking to receive around £1000 to help cover my expenses to be able to make it over to Australia

Thank you for taking to time to read my story and If you could help me out financially in anyway I just want you to know that I really appreciate it.

paypal.me/7tBz5

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Final call for help

Hello,

Ive resulted in asking for help as i’m now faced with a horrible situation i cannot get out of. I was abused (physically, sexually, mentally) since i was a child and now i’m 19. I left home because it broke me as a person staying there, even though we didn’t have financial issues (we were middle-high class), i couldn’t deal with the constant beatings and feeling worthless. my partner from another country offered for us to move in together in September, so I took that leap of faith and honestly it was amazing. he came here to study and work, i wasn’t mentally ready to get back into education so i decided to just work for now. I got a job as an online assistant for a supermarket, i’d have to sleep during the day and walk late nights where i was sexually harassed once and my mum had killed herself because of me. i’m no stranger to suicide as i saw my dad and brother do it in 2006 and 2016. but it still affected my work capabilities. i was dismissed for my lack of coping mechanisms on my birthday. i’ve been jobless since (February 2019) and me and my partner have been financially struggling as he isn’t entitled to maintenance loans (has not lived here long enough) and to make matters worse, we are threatened with eviction. we have till august to get out and no one will hire me. i’ve applied for jobs i’m not even qualified for.. applied for jobs i have loads of experience in and interview after interview it feels like this entire city is out to get me. i applied for benefits (PIP) over a year ago and now i’m waiting another year to go to court so i can get it as DWP lied on my report. i have no one to turn to financially and i’m not sure what to do and how i’m going to move out with nothing. my partner earns £600 a month and rent is £580.. so we hardly get any food. rest of money goes towards water as the tap water here isn’t drinkable. i don’t know if anyone will help me, but i’m so depressed and i feel like i had to swallow my pride and ask. thank you

paypal.me/zlakaczka

 

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Rebuild my P.C to finish studying

I would like to start by saying I am no saint and I have done wrong that as lead me to this situation I am in.

 

I do not want to go through the events that have led me to where I am but I made some bad choices and it cost me everything that I love. I lost the love of my life and my house and now I am 35 living with my sister and have no money what so ever.

 

I was made redundant in 2018 when the company I was working for closed down. After months of struggling to find work I got another job but it turns out it was for only 4 months and no one told me. I have just got back into work but with the debt I gathered from not having a job for nearly a full year have put me in a bad situation.

 

I am currently studying java programming, c# programming and azure cloud services so I can get a decent job and get my life back on track before it is too late. Everything that has happened to me as made my depression a million times worse and I am struggling.

 

The reason I am asking for help is because my ex decided that she would keep one of my computers for her self and smash my other one to pieces. The p.c she smashed contained files I can never get back and it cost me £2500 to build.  I can not afford to replace the computer for a long time and I can not continue with the courses I have paid for until I have a p.c.

 

If anyone reading this would like to help me out I would be grateful. I am looking for donations so I can build a computer again and continue with my studies. I need a powerful p.c because I do a lot of rendering for my brother to help him with his university degree.

 

My PayPal link is paypal.me/grimworld and any support is welcome.

 

The p.c I lost was my pride and joy;

i7 7700k cpu

asus maximus viii hero motherboard

trident z 32gb ddr4 3000mhz RAM

corsair 750i psu

corsair 110 water cooler for cpu

1tb m.2 hard drive

1tb ssd hard drive

4tb hhd hard drive (2 of these)

zotac amp extreme gtx 1080 graphics card

zalman h1 gaming case

Even today if you put all these parts into a basket it is over £2000 to build :(

 

Please if you can in anyway please help me out. Thank you for taking the time to read this post.inside.jpg

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I genuinely don’t know what to do anymore.

Hello, I’m Ellie a 20 year old student from a small village in North Lincolnshire. I never though I’d end up on one of these sites, I don’t know why I’m hoping someone will send me money as I’m just a another selfish young adult.

I’ll tell you about my life and maybe somewhere you’ll find a good reason to send me something to help out.

I’m an incredibly hard working waitress and kitchen assistant in a local pub. I’ve been working there for 2 years but on and off had rough patches where going in to work made me quite miserable. I only tolerate my current job now as I haven’t been able to get a new one. I’ve dropped CVs, I have emails coming in weekly from jobsites and apply for what’s appropriate but nobody seems to get back to me unfortunately.

I don’t earn as much as I’d like ( but does anyone? Ha)

I’m not going to lie I live off of fruits and oats if my partner doesnt want to go anywhere for tea and it makes me feel pathetic.

He gets double what I’m paid an hour and it makes me want to curl up in a corner and die. I feel useless as I can never afford to pay him back or get anything nice for him without putting myself is financial stress.

I dont dare ask him for money his family would think I’m a leach (they probably already think I am since he buys me nearly every meal). I love him to bits he is so kind to me I couldn’t possibly pull on him for anything else. Hes the only one that earns enough to save for a house and it hurts I cant contribute towards it.

I dont actually have any friends to ask either. Nobody seems to speak to me anymore.

I’m trying to save but I’ve had my insurance and tax come at the same time this month.. recently paid for a evening course so I have more qualifications to get a better Job and also I need to save to service my car.

I’m trying to pay my mum rent but half of it ends up being chores as I just can’t afford it right now.

I pay for medication for my depression. I sent out a low income form and they never got back to me I’m not sure if it takes this long to get checked but some weeks I’ve had to go without it and I’ve ended up harming myself.

I love fitness and the gym I used to go a lot before everyone’s shifts got cut but now I can only go if I have enough in my tips from the week. I’m no longer eligible for student discount there which is a shame.

I don’t know what to do anymore. My job, hardly having any money and feeling alone with it all just make me not want to be around to have to deal with it.

I’ve had therapy before through school, college and through the doctors but it didn’t seem to change the way I thought about things or how I felt about myself.

So now it’s just medication and trying to pull everything together by myself.

I know it’s not great being on here begging for money but I’ve got that desperate. My case is hardly the worst, I know my needs arent as serious like others and anyone else would deserve your donation more then me.

It was nice to get all that off my chest, thank you for reading.

https://paypal.me/ellieptrs?locale.x=en_GB

– Ellie

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Please don’t let them evict me

Hi all my name is Lynneclare and I my fiancé and my step children will lose the house I have worked so very very hard for in the next few days. Growing up I never expected that I would one day have a house to call my own as I was fostered out at the age of 13. This is not to say that I did not love my parents and that they did not love me just that after they were divorced myself and my siblings lived with our mother who often went through severe bouts of depression and anxiety. This resulted in me being fostered out to others as she found it difficult to cope with 3 kids on her own I suppose.

From there I thought I had met the boy of my dreams and by the time I was 19, pregnant and living with a violent drug abuser.i ha d my son at 20 on the 18 of October 10 days after my birthday but by the time my son was 2 months old, his bad had attacked the both of of us resulting in him going to prison for GBH on myself and GBH with intent on our baby. as a result of the head fractures my child sustained he lives with constant migraines.
So I was alone again. I had to sort myself out for my sons sake which I did. I got a council house, sat my Alevels, met someone new after about 3 years and with his encouragement obtained a degree in Deaf studies and Law. Whilst doing this I was working and raising my child. Following this I got job as a communication support worker for Deaf students at our local college.

I then decided that I would like to teach so sat my PGCE upon completion I secured a job teaching Law. I thought I could not be happier but then found out I was expecting I was so happy, happier than I had ever been. I was building a relationship with my father and had a goo dish relationship with my mother.

This is when it started unraveling I found out that my partner had been sleeping with our friend and that she was pregnant too, due to this stress I lost our daughter. I then found out that he had been gambling away all our money and had not been paying the mortgage.

At this point I kicked him out so was on my own again. I tried sooo hard to get back on track and after a while met someone else and we have been really happy.

Then I lost both my parents in quick succession.my mum went in the September followed by my dad on Christmas Eve. I lost my job and have been in a state of disbelief ever since. I have been burying my head in the sand and have not asked for help,or even told anyone what’s happening. I cannot blame the mortgage company entirely as I accept full responsibility for my own failings but I am desperate now I really don’t want to lose my house and then I think my fiancé. I have lived here for 23 years and I love this little house even though it really isn’t big enough for all 4 of us.

I can’t see any other way out of this mess other than to sort out this problem so that I can then tackle my fragile mental state and go back into teaching. I have tried to talk to experts and the lender but find myself so scared I feel sick and start to shake. I have worked hard all my life I have had some really bad knocks but have never asked for anything. Please, please help me.

In turn I will,pay this forward by helping others with their mental health issues, or I will support deaf people as and when required and for free. I will help people like me that find themselves in a bad place trying to find the light once again. My current arreas are £11,00

Thank C you so much for your time xxx

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Independent young man fallen on hard times

Hello there, not really sure how to start this so I’m going to just wing it… Think I’ll start with a little about myself. I’m a 24 year old guy born and raised in London, UK. I grew up mainly in North West London, for the most part in social (government funded, council etc..) housing. To say my family was working class would be a compliment. I know nothing of actual poverty but as poor as one could be in London at the time, that was me. There were times when we (me and my family) weren’t sure where the next meal would come from. (P.S. sorry for the lack of grammar and concise wording, I’m throwing this together out of desperation hope you understand). Growing up I knew nothing of extravagance, the value of money was something I never could quite grasp until a very late stage in my ‘childhood’ not because we had a lot (of course) but because it seemed so unattainable? Fast forwarding, after years of said hardship, growing up with a struggling mother with 4 sons and ‘part time’ dad who spent portions of my childhood in and out of prison, violence, drug addiction and abuse.. even stints in foster care when it all got too much for my mum, who made attempts on her life numerous times, sometimes when I was alone in the house with her… after all this and more I started to distance myself from my family, disassociate even. I struggled in school because of my life at home but always did strive to achieve, regularly getting A’s and B’s in class. I had to grow up fast, my childhood cut short after seeing and experiencing so much no one should, let alone a child. I became an ‘adult’ at the age of 14, having to earn my own money if I wanted a phone, or clothes or food even. With all these added pressures on me my education suffered, I picked up a cannabis habit to escape from the reality of my life which in turn accentuated my underlying anxiety and depression. I dropped out of school at 15 and found full time work, physical labour, odd jobs etc. For once I felt in control and I loved it. Fast forward again… my demons conquered (at least for now) I managed to get into college and learnt a trade, I studied electrical engineering part time all the while working, and by the age of 18 I was a ‘fully functioning adult’, all of my problems brushed under the carpet in an attempt to focus and better myself. This continued for years to come, fluctuating between functionality and complete incapacitation. Then the CRASH. Around February 2019 I broke down, lost all motivation and even the will to live, every day seemed like a week and every month a year, I lost my well paid job, picked up more bad habits, accumulated debt. I feel like absolute sh*t, I feel weak and I’m f*cking sick of it! I’m in this spot right at the bottom of a hill, imagine a hill with a shallow gradient from top to bottom, then right at the bottom there’s a 3m sheer drop, that’s where I’m at. I need a lift up, I need help to get out of my overdraft, out of debt, I don’t even have the money to get the bus to work even if I did have a job, even right now I’m sitting in a McDonalds using the Wi-Fi to post this trying not to burst into tears in front of everyone. I’ve spent too long like this and I’m sick of it, I don’t want to die, I want to be happy and successful and live a life worth living instead of just existing as this useless lump that’s called Shane. Again I’m sorry for the mess that is this post, I’m about to be timed out of the Wi-Fi here so if you want to know more about me or hear my story in a somewhat more put together fashion please don’t hesitate to contact me, I’m not sure if you can see my email and not sure if I’ll get flagged for writing it here… All the best

*Edit* forgot the whole reason for posting here……

paypal.me/swistheb

Thank you

Shane

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My inaction’s made me stuck, behind rent, with no money to my name

The last few months have been very weird.

I had a stable job and everything seemed to go well until I stopped getting work (I work as self employed).

I am a painter/decorator and usually pay for leads in order to get work. In roughly 2 weeks I didn’t get any jobs at all and all I did was buying leads and hoping that they will lend me something in future. “Hey, it always happens!”

It didn’t happen this time.

I’m not going to pretend that this was not due to me not handling the situation responsibly.

As soon as I saw that there is no work I should have went in search for a different job so that I can have some sort of income. I spent all my money on the leads, didn’t got any work and by the time I started searching for a different job all my finances were gone. I had to borrow money.

I borrowed £150 from a friend of mine who gave them to me without hesitation. I told him I will pay him back in 2 weeks. The 2 weeks have passed and I didn’t return the money and on top of that I didn’t land any jobs at all.

This made me kind of depressed. I lost hope and for some time I only laid in bed without any vision for my situation to get better. On top of that, I am now behind my rent with two weeks (£200) and next week’s rent is on the way.

By the looks of it I wont have any money by then too. (I live alone and rent a single room for £100 per week).

Yesterday I decided that I need to change things. The more I don’t take action and stay depressed, the more I am getting stuck in this rut. I live in London which is full of opportunities and it is unacceptable for a young person like me (I’m 24) to lay in bed and let these opportunities pass me!

I have applied for all kind of jobs yesterday morning and I already have 2 calls from job agencies. They offered me warehouse jobs which in my case is good for a start. I filled the applications and sent them back to the agencies.

I’m sure they will call me with a job in the next few days but from my experience by the time I start and get my first paycheck – it will be probably 2 weeks from now. I would be very grateful if there are people out there who can help me with paying my rent and also paying back my friend. Neither my landlord deserves to be held back with his rent, neither does my friend as they both are wonderful people which I just let down.

Again, please understand that the situation I am in is only because of my actions (or the lack of) and there are no external factors such as tragedy, injury or anything of that matter.

I think what happened was, due to me not being in a position like this before, the moment things went bad they just made me depressed and made me not being able to fight back. What happened to me was a big eye opener and I learned that not taking action is a very bad thing to do. Things go bad really quick, especially if you live in a fast paced metropolis.

To everyone reading this, in a good place or not, please remember that when things get bad (they always do at some point in life) PLEASE STAND STRAIGHT AND FIGHT BACK !! Otherwise, time flies by really quick and life will find its way to beat you up one way or another.

With this being said, i ask for a hand to get out of the hole i am in now and i thank everyone who read my story!

Here is my PayPal link :

paypal.me/vninkoff

Filed Under: Rent Tagged With:

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Help with tuition fees after difficult few years

Hello! Thank you very much for taking the time to read my post.

After a difficult few years, I am looking forward to starting university later this year and hopefully turning my life around with a brand new start. 

For the past couple of years I have struggled with severe anxiety and depression. This first began when I witnessed an accident in which a close family member died, followed by the breakdown of a long term relationship, and then my parents separation, which resulted in one of my parents becoming very unwell and suicidal.

Many people experience life events like these, and many people experience much, much worse. However, for me, this really took a huge toll on my mental health and for a long time I have found it difficult to hold down a job. I try my very best to work as much as I can, but often have to take time off or leave jobs when I start finding it difficult to cope and having panic attacks at work. I am currently in therapy which I hope will help me to overcome my difficulties once and for all. I’ve already made progress but I’ve still got a long way to go, and so for a little while longer I will be struggling financially. 

It is for this reason that I am hoping to raise some money towards my tuition fees and living costs at university. I am excited that I’ve gotten a place on my chosen course and really see this as a way out for me right now. I have done a lot of work on myself and have really pushed myself to get to the point where I feel well enough to start studying. I am ready to start something new and get my life back on track. However, I am afraid that I will struggle to work as much as I need to while I’m away in order to make my rent or afford the things that I need, such as a laptop. It would be really great if I had some money saved towards the first couple months rent, so that I have some time to sort myself out and settle in once I get there.

I really appreciate any help, however small, although it is of course not expected.

Thanks so much again for taking the time to read my post. If you’d like to help me, my paypal link is:

paypal.me/lorosec

https://paypal.me/lorosec?locale.x=en_GB

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Trying to get back on my feet, single mum of 3

I have been single now for 8 months, I have 3 children, 8 year old, 2 year old and 9 month old, my ex left me for another woman and has nothing to do with our children since leaving, I’ve had my current job for 5 years, I’m currently on maternity leave still and recently got another job cleaning on a night, still my income doesn’t touch what I have to pay for childcare, bills, rent, kids clothes and essentials for my children, while I was with my ex he did not work so I worked hard to earn a decent wage to support all of us, he got loans out in my name constantly to fund his drinking addiction, there’s nothing I can do now to prove he got them out and now I’m left working twice as hard to pay these off and provide for my children, some days I only cook them dinner and eat their leftovers to make our food shop last longer, I am behind on rent as I was trying to clear these debts, I know there are hundreds (more) of people in my situation that need help and if I could I would help those in need too, I would be so greatful for any donations to help me get back on my feet and provide my children with the essentials they need.

Truly greatful mum of 3

 

PayPal.me/ilovemyfeet

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Someone Please Help A Veteran Soldier!

Hi Guys,

I am a former British Infantry Soldier who completed an active tour of duty in Kabul, Afghanistan in 2016, serving alongside US and other NATO troops, fighting for the safety of British and US citizens.

Around 1 year ago in April 2018 I was violently attacked in my home town whilst on leave, by a gang of 4 males, who was attempting to rob me of my wallet and jewellery. I tried to defend myself and protect my wife who was with me when the attack happened. I was stabbed in my back and in my hand, resulting in me been left in a critical condition in hospital for 2 weeks. I have been left with permanent nerve and tendon damage in my thumb and index finger on my right hand. I have had numerous operations to try and fix my injuries and nothing has worked.

This injury from a completely unprovoked attack resulted in me been medically discharged from the British Army as I can no longer perform my duty with my permanent injuries. As the injuries were not the fault of the British Military, they discharged me with no financial help, or compensation, and stopped paying my wages 1 month after I was discharged in August 2018.

I contacted a government organisation called CICA who “claim” to pay compensation to people who have been a victim of a violent crime. However after almost a year of going back and forth with CICA they have been no help what so ever and have not given me any support financially.

So this is the part where I explain why I need the help of you guys…

(And before I go into why I need your help, please just know that I am a very honest, proud hard working man, that would not normally ask for help from anyone, but I have come to realise that every man and woman needs help from someone, with something, at some point in their lives, which is why I am now asking somebody for help, and it has taken a lot of courage for me to post this)

I am married, and me and my wife are expecting our first child in the coming months. When I was discharged from the Army, me and my wife lost our home, which was provided to us by the Military, in an Army marriage quarters. They said because I am no longer serving personnel, me and my wife could no longer live there. We had nowhere to go until my amazing grandmother took us into her home! But my grandmother is retired with very little money herself, and her home is a very small 1 bedroom house which me and my wife would not be able to raise a child in.

Since been discharged from the military, me and my wife have both applied for and looked for jobs all over the country, even willing to leave our home town to find work, but we have had no luck finding a job, as it is very hard to find someone who will employ an injured infantry veteran who has little use of his right hand. Because we have not been able to find jobs, this resulted in me and my wife taking out loans to help my grandmother pay the bills in the house, buy things the baby will need when he/she is born, travelling to unsuccessful interviews, even for food some weeks! Since been discharged from the Army me and my wife have amassed £20,000 worth of debt in loans, credit cards etc. With no income We cannot make the payments on the loans but we needed to get them as we were desperate! Normally I would not take out loans or even own a credit card because I hate debt, but I had no choice, it was for my family.

If people are generous enough to donate and help a former soldier, I would be so grateful! Any amount you donate would be a massive help and would never be forgotten!

I am hoping to raise £25,000 so that me and my wife can pay off our £20,000 debt and have enough money left over to look at renting our own home with most landlords asking us for a big deposit because of our current financial situation.

This website/page is my last resort, I honestly don’t know where else to turn from here. The gang that attacked me have taken away my home, and a job that I dreamed of doing since been a little boy! If this doesn’t work I honestly don’t know what else I am going to do.

The military won’t help, the government won’t help… I’m praying that one of you guys will see this and be kind enough to donate.

Thank you so much for taking the time to read my story, it has been hard to swallow my pride and ask for help, but it will be worth it if I can get the help I need!

My details:

PayPal.me/jw1892

Filed Under: Rent Tagged With:

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One last try to start my life before 30

My story is by no means the worst nor is it the saddest or the most desperate, but I thought that maybe it might resound with someone that may want to help. 

My early life is best summarised as poor family, abusive father intermingled with cruel people outside the home. My older sister and I then supported my young sisters and mother in a rented home till my older sister moved out with her partner and my mother finally was able to get her own home. Having few funds to save in all of this after taking out a small loan to aid in my disabled mothers move, I was allowed to move in with my amazing mother and youngest sister of which I pay the equivalent of rent. 

I am now 29 looking back on every mistake I have made that led me to this point in my life. I am desperate to start my own life with my own space with enough room to feed my creativity. I work full time trying my hardest to progress both in responsibility and wage. Alongside this I am working on my degree in health science funded my myself and learning Korean, yet more regrets in life that I am trying to rectify now. All things considered I am struggling with balance in life which puts a strain on my mental well-being. If I could only remove some of the burden, worry and regret maybe then I can stop dwelling on the past, mentally berating myself. 

I am creative and have often thought about creating 10,000 items to sell for a pound, dollar or euro but I am desperate for my start now, my creativity is bound by stress, worry and sadness. I have racked my brain trying to think if I had anything to sell or profitable skill, to which I have none. 

Any amount would be a help, any pound, euro or dollar is one less stone tied to my ankle dragging me down. £10,000 would enable me to pay off the dept, apply for a mortgage and pay for the services associated with this. I am more than happy to pay a higher monthly mortgage with no deposit if only I could be rid of the dept and afford the mortgage costs which would be possible with £5,000. I do not need to live in a palace just somewhere that is warm, dry and my own. I do not want to pay rent or board anymore I want to pay towards something that is my own. 

This is one last ditch attempt to start my life before I’m thirty, my life has been fraught with bad luck and besides my family I have no one. I hope that I won’t have to live my life alone in my mother’s house regretting my life. I hope one day to pay any kindness forward, should my life ever take a turn for the better. 

Please any help – https://www.paypal.me/lucyb1039

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I Need Help, As I Do Not Know What I am Going To Do.

Hello all, I am not quite sure what I am doing here? I guess for the same reason everyone else is here; my life has fallen apart and I need help.

My name is Ben and I am a 38 year old male, living in a small town called Horsham, in the UK.

Everything was going well for me in life, I had a good job, engaged to the girl of my dreams and was just about to move into our new home.

However, on October 1st 2014 I had a mental breakdown, For 10 consecutive days I spent in Hospital constantly being sick and in a severe state of panic.

All the doctors kept telling me was Ben you need to calm down and it will stop, but I couldn’t, no matter how many drugs they filled me with.

I was referred to the mental health team where i was diagnosed as having severe Anxiety and Depression.

I was then stuck on all sorts of medication to try help and over 4 years later currently taking 600mg Pregabalin and 30mg Matazipine daily to try help combat the emotions.

They help numb them but defiantly do not take them away.

During the past 4 years I have received all sorts of help, some on the NHS and some paid for.

1-1 Mental health for 10 weeks on the NHS

Group sessions – coping skills for 8 weeks on the NHS

Time to talk for 8 weeks on the NHS

CBT therapy for 8 weeks on the NHS

Hypnotherapy for 8 weeks Paid for

EFT therapy for 8 weeks paid for

Trauma therapy for 4 weeks paid for

Even though I took small pieces from all of these it still has not resolved my severe Anxiety.

Everything and anything sends me in to states of panic and over the past 4 years have barley left my house.

The thought of everything just scares the hell out of me and well I don’t even know what I am scared of.

I try to do little things to push myself and when I think I am heading in the right direction my Anxiety goes nah I don’t think so. So I spend most of my days sitting in my room (My safe space)

Because of my Anxiety my brain just never shuts off, and sleeping became a real issue. So for the last 3 years have been taking heavy Sleeping tablets to help shut down my brain and help me sleep. First they had me on Zopliclone but hated these as they left a horrible metal taste in your mouth all the next day so now i take Nitrazepam to help me sleep.

The Depression comes from what the Anxiety has done to me as a person, I went from loving life, to hating everything about mine.

The Anxiety has changed me as a person and ruined all relationships, my fiance still stands by my side god bless her, I don’t know why most would of run a mile, however she is in financial difficulties herself so she can not help me anymore.

I do receive some help from ESA and housing benefit to help pay for rent and food but this does not even cover my out goings each month.

I had a credit card that back in 2014 I had never spent a penny on it was just in case I ever needed to pay for something and didn’t have the money there and then.

Because the money being received did not cover my bills I then had to use my credit card, to pay for food and well just to live.

That credit card now sits at it max limit of £4600 ad every month they are now taking £130 as minimum payment and I just can not afford this, so when they take it, I then go take out £40 in cash and the rest is interest so it just sits at £4600 and I losing £90 every month.

I did have some help from friends to help pay for food and bills but even they have said they can no longer help me and well I just do not know what to do.

I am just getting in so much debt, late with bills and well not even sure will be able to afford next months rent yet because my benefits money just doesn’t cover all my out goings.

I have not eating for a few days now apart from the odd packet of crisps or chocolate bar as that is all I had left in the house.

I am at the point where I really don’t know what to do anymore, and well I am begging for help from anybody.

I have contemplated ending it all, but I know this is not what i want but I do not see no way out.

All I want is to be able to live a normal life like anybody else and not feel trapped as at the moment that is how I feel.

I don’t know where to go anymore for help apart from the doctors sending me back to what I have already had.

Somebody please hear me, and please help. All donations would be welcomed no matter how small as it all helps.

paypal.me/benspooner1980

Thanks for reading my story.

Kindest Regards

Ben

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Help wanted

Hello, thanks for taking the time to read this message. This is the first time I have ever thought about this and to be honest it makes me a little uncomfortable, but then I thought it’s the sort of thing I do every week in a small way, a coffee and sandwich for the man sitting on the pavement outside Costa or some spare change if I have it, there are always people in the world who are worse off than us.
I am a happily married father of two and have a good life, we have a comfy home, food on the table and both my kids are doing well either at work or at collage.
When they were born both my wife and myself took the decision that we wanted to be there every day, she didn’t want to miss out on the joy of parenthood. To do this my wife gave up her training to become a nurse and became a stay at home mum, one of the hardest jobs in the world, don’t be fooled by the idea that they just sit around watching Jeremy Kyle all day, a good Mum spends the day constantly working, kids and a house are a full time job and the time she put in at that stage has paid off, most people say it but I honestly couldn’t be happier or prouder with the human beings my kids have grown into. The time they had with their mum while growing up is priceless.
But the reality of life is it did have a price, I was working 6 days a week and overtime in a good job but still couldn’t earn enough to cover bills and food so used a credit card to cover the difference, as time went on our house value went up and we used this new equity to offset the credit card bills and pay them off, every time we paid it off we started to acquire new debt and each year we just seemed to never get rid of it. Now 20 years later we still carry £28,000 in Credit card debt and will be lucky if the mortgage is settled before I’m 68, I am lucky in that I can move my debt round onto different cards to keep a low interest rate, I have never missed a payment so can still get good rates, golden rule, always pay your bills on time. My problem now is that I can’t afford more than the minimum payment each month and it’s a mountain of debt I just can’t see an end to. At my age I should be saving for retirement but all my spare cash goes to clear these payments.
I am not a greedy person but have lived with Credit card debt for so long I would just love to be able to earn a week’s money and not have to give away a huge chunk of it to pay of the interest payment.
I am asking if anyone would be willing to help me clear down some of this debt and start to get my life back.
Thanks for reading. IB

https://paypal.me/IanB280?locale.x=en_GB

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In desperate money trouble

Hello, my name is Jamie, and I am in massive debt, The debt is causing me to have to take up a second job but still struggling to make substantial payments. 

I need to pay my debt off so that me and my family can live comfortably as me & my partner are expecting a child in September. I need £8.400 to pay off all my loans & overdraft . My bills every month are more than what money I have coming in. I am having to rely on credit cards & loans every month in order to survive, When this debt gets paid I can finally support & provide for my family in the way a should be able too. But right now, as it is, I am despair & struggling to keep my head above the water, by helping me with my debt you make such a difference to my family’s lives I will appreciate any money that can be spared for us. Thanks everyone.

Paypal.me/jamie660116

Last Updated:

A girl trying to save her family

Hi, let me start off my saying thank you for taking the time to read about me and how I would so kindly like your help.

I have been looking after my disabled partner for the past 5 years Day In day out helping him with his pains and aches, back in 2017, once I had my partners illness in remission I thought I would be able to return to work just on a 2 night a week basis leaving my son with my partner who could cope with his disease in remission. I started work everything was going fine I was working as a care assistant as I have done since I was 18 (now 24 with breaks for caring Inbetween) as a result of me working 22 hours a week we had our benifits cut which we was expecting due to the extra money from work but to have them stopped all together was something I did not think they could do, with a child of the age on 2 years we was living off my £500 a month wage & my child’s £20 a week. Hence to say we/I got in a lot of debt just to survive and pay bills.

some people have family to help them I just had family to take the mick out off me and get me in more debt. Getting my friend to be a guarantor to help my mum would be the worse decision of my life. 3 years later I now have a ccj of 6500 and my mother denying she owes me.

I stuggled living off loans for the next year my partner at this stage could still not go to work as he is still in constant pain and was deteriorating at this point. Once the benifits was resolved my partner was back out of remission due to stress. Which lead me to quitting work my son missing a lot of nursery and our general lives falling down around us. And we have been living on the edge of life since. I’ve felt so useless as I’m the one that is responsible for these humans welfare and I can’t provide basic care for them.

They said to ask for an amount but to add all my debts up and face them is a scary thing to face on my own

we are currently struggling with no food in the house due to debts coming out of the benifits and no food in the cupboards

any donations to help me get food in the cupboards or clear the debts is greatly greatly appreciated.

Thanks for taking time out to read this again.

PayPal.me/bannon95

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Please help me fix a massive mistake

My story and why I need help to save my family

Hi my name is Jason, I am currently in the army,  my life is falling apart around me.

On May 6th I tried to make up missing my wifes 23rd birthday and many others I haven’t been able to be there for by getting her a kitten, so I began searching the internet…. I found one on facebook and when I approached them they asked for £100 and then they took the kitten to a courier service and the service asked for £300 further for refundable insurance.. However the payment was attempted to be done through PayPal the first time and it failed only resulting in the payment going through western union in the end, which they then asked for a further £400 just for a cat carrier box which was air contained even though the kitten was supposedly only 3 hours away.. The payments were all weird with different names and to abroad but apparently the person I was dealing with was still able to collect that money which was weird and I should have trusted my wife when I was told all along it sounded like it was not legitimate. I pushed because I wanted so desperately to get this kitten for her.. I only realised it was fraud after I already lost £400… and just this week I lost £300 to PayPal because of the earlier transaction failing which I was told from PayPal that the payment was still made by them so now if we don’t pay up with the £300, debt collectors will come to our home and take our things until it amounts to that money… No matter how much I explained to PayPal that they’re site said the payment failed and I even attempted to cancel the payment so even deep down I myself knew this wasn’t right.. They still want the money cos they paid this person whoever he or she is on our behalf even though the transaction failed.. Even the bank says that on the system it is not showing that I even requested a transaction with paypal.. Now.. £700 down and my marriage is right on the edge of collapse, losing my job because of how much stress I have caused, we need to be home with family and people who care.. Especially with my wife’s mother being so ill and my wife herself with her disability.. She struggles every day and I feel I’ve ruined everything.. I need help, please if you could donate at least a penny it would be something towards saving a life.. We are on bare minimum wages right now and well.. We have a 1 year old to feed and she’s not well herself, suffering from tummy spasms and that was a fight to get anywhere, finally saw a surgeon just the other day before I had to deploy for a week and leave my wife on her own struggling in pain with our child that we are now going to get a letter for our little girl to finally have a scan.. Even my wife had cancer when she was 14 and that isn’t the only thing.. I should have known and seen that I shouldn’t have done this..

Please.. We are falling apart.. And also we have a loan that we’re struggling to pay off each month just so that we could get married in the first place so my wife could be with me.. I have made mistake after mistake and now I’ve come to the stage where I have to ask for help.. Which I feel so embarrassed about..  But I have no other hope.. May God bless you just for even reading this and listening to my story.. We barely get chance to see any family at all in this army life and it’s taken it’s toll.. Every time we go down we have to pay for a 6-8 hour journey down with the trains as we can’t afford a car regardless of the fact that I have a licence.. Money has not been kind…

I really really hope that there is someone out there who is kind enough to help us.. Please.. Thank you

https://paypal.me/jasonjohnbarker?locale.x=en_GB

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Aurelijus and his family second chance in life

Our Story:

In 2016 we came in United Kingdom expecting for better life and brighter future. We decided to leave our country because of the economical situation at that time, also leaving a debt we couldn’t afford to pay off. We expected that once we will start to work and live in United Kingdom than we could pay off all the debs we left and will start a better life.

Everything started much harder than we expected. For the first month we couldn’t get any job at all. We were struggling with the money we had we us counting every pence.

Finally when we got the jobs we were working as many hours and as many days, as it was possible to have to pay for rent, food and traveling expenses to work. We tried to save money, we didn’t bought anything, were sleeping on the mattress.

Then we both got slightly better jobs, but we had to travel quite far so we were forced to buy a car to earn more. I remember we bought first car for £400, for all money we managed to save till then.

In first one and a half month we were happy working hard, but earning slightly more than before, when one night I had an accident at work. The injury was to my hand. When surgeons made a surgery I couldn’t move my fingers at all for three months. Only after three months I slightly started to move them with physiotherapist help.

I could only start to work again after six months since I had an injury and with restrictions. I couldn’t work a lot due to my hand, and my wife was earning the most money to our family. The hard times started again, we were struggling with money, some of the weeks we couldn’t pay for rent.

Due to injury, I had, it was really hard to get any job after my hand became stronger. Took me about ten months to start to work without any restrictions.

I remember, how I was feeling good again when I got a job. I worked twelve hours shifts, days, nights, weekends – as much as it was possible.

Still was really hard because we had to pay back for rent, car has broken, had to replace and etc. First clothes we bought after we spent two years in United Kingdom and it was only because the old was badly worn.

Last year in November my wife told me that she is pregnant and we will be parents. I felt like happiest man in the world, I was full with endless happiness and emotions. I thought: no matter that there isn’t easy to live but our little one will change that all, that our life becomes brighter.

Everything seemed to be going to a better side, when suddenly after night shift I fainted at home. My wife called to emergency services and ambulance took me to hospital. The doctors made tests, exanimate me, said that I had “Vasovagal syncope” and let me home. Doctors advised me to slow down, reduce working hours and stress.

So now we are again, trying to live counting every pence, trying to save, but nothing remains after we have pay for everything.

All that hard life we had so far seemed to be not that bad until one evening my wife mentioned to me that she want to go back home. Home – back to our country. At that moment I felt like I had heart broken. I started to cry, I couldn’t explain to my wife why, just one thought was in my head that we can’t afford.

We will have our little one shortly, we will be parents and it is the best thing in our life that could happen.

We are hoping that our baby will be a new life, new beginning for us. Maybe we will get a second chance to start our life together again.

We really want to go back to our country to start everything from the beginning, but to do so we need to clear out our debt.

Any help would be absolutely incredible to we can finally start our new life.

 

Paypal.me/APiluckis

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Please help me get over my nightmare

hello and thank you for taking time to look at my page this could help me get over my horrible nightmare that I am living at the moment there really might be Good Samaritan angels out there.  I’m in a horrible situation with what my brother in law has done to me. Let me share with you the e mail I had to send to ladbrokes.

 

To whom this may concern

I really don’t know where to start with this.
I’m just going to have to explain my situation and pray that ladbrokes as such a big reputable company will take me into consideration.

Where do I start today has been the worse day of my life it all came crashing down this lunch time  when I had logged into my banking app to send my wife some money for some nappy bins for my daughter. I had noticed that a substantial amount of money had gone missing from my account and knowing that I hadn’t spent this I investigated to see what this may have been. Knowing that mortgage and bills don’t usually go out till end of month but with the bank holiday coming up thought maybe this had been taken early.

To my horror I found that I had pending transactions of £6000  for Ladbrokes well I nearly fell over in shock!! The 1st thing I did was to freeze all my bank accounts so this could not happen and got straight onto the phone to ladbrokes to see what was happening.

I managed to get through and very kindly customer support had frozen my account straight away and confirmed to my do belief that yes I had 3 transactions of £2000 debited to my account and I had an outstanding balance of £1000 well I had to sit down I was shacking so much! Customer support was very helpful to me and after a short wait I had been told that this had been escalated to the security team and that it was in hand and to wait for a reply from the team and to also get onto my bank.

My next port of call was to call my wife to explain this nightmare I was experiencing. I went through and explained that I had somehow had my account hacked and they had used my details to deposit money to gamble with. To which she was also horrified and couldn’t believe that this was happening.

Now this is where it gets even more devastating for myself and my wife. Throughout the day speaking with my wife and what she had been up to she had told me that my brother in law had popped in to my home and looked after my daughter while she popped out to run a few errands. Now unfortunately my brother in law is what we thought was an ex drug user which he has been getting help for and also I know he also likes to have a cheeky gamble.

Now trying to put all this together as to how my account would have been hacked and for someone to be able to do this baffled me. My wife had told me that the PlayStation had been used and also the laptop had also been used. Which had made me suspicious. I really didn’t want this to be the case but my wife has got ahold of my brother in law and he has admitted that he managed to get into my account and had debited money to gamble with. One £2000 hit which I’m told he lost to then go onto debiting another £2000 which he also lost saying that he wanted to try and win it back so that I wouldn’t be none the wiser. Which he then lost to then debit another £2000 which I’m told he lost £1000 of before he got to scared and had given up! When my wife asked about it he said he had gone on to try and win money as he doesn’t have a job and the money he had won he wanted to have some of it! I’m guessing for another hit of drugs or maybe for the thrill of what he has done! Sorry this is probably a lot to take in. Even more so for myself I cannot believing that I would be waking up today and for me to be writing this e mail to yourselves.

Now where do I go from here I have tried to get ahold of him myself but he has now gone into hiding and I’m guessing I won’t see him now for a very long time.

Now I totally and utterly understand that you have a policy of responsible gambling and this is totally unacceptable and should never have happened. And on my part I should have done more to make sure this was secure and only I was able to access this account. And this absolute life changing event for myself should never have happened!  But it has and I’m hoping that I can work with ladbrokes to get over this.

I think I have only used this account once this is when some friends had come over to mine at the weekend and we had a bit of a party and thought would be a bit of fun to have a bit of a gamble and play some roulette we all put money in and played. I think on this occasion this weekend we had won some money which was great and beginners luck I guess. Now I haven’t used this account again my only dispute that I would have with ladbrokes is maybe player protection I know I have a duty to responsible gambling but do ladbrokes not have a duty to protect their customers. Would it not flag up that one user is making substantial amounts of money to an account that hasn’t really been active? To maybe put a cap on it query it or stop and phone the customer. I’m in no way blaming ladbrokes for this but also think of this was in place this may have been stopped before it got to far!

Now I’m a hard working father with a wife at home who is off work looking after my daughter who turns 1 next month I am the only one working at the moment working 6 hard days to bring home the money to provide for my family. I am currently borrowing a car at the moment as my engine blew up and am waiting to either find out if I have to buy a new car or have to get a new engine put in mine. While also running my wife’s car paying mortgage and putting food on the table. I’m sorry to go on I’m just trying to give you an idea of what’s going on and what’s happening in my life and in my head and this horrible nightmare that I am living currently. I guess I’m trying to pull on ladbrokes good side and the managers side to hear my case and my terrible nightmare I’m going through to see if they will do a good deed for the day and help me out here. To me the £5000 that I personally have lost really is going to cripple me I’m guessing for a good year it’s taken all my savings away I won’t be able to get my car fixed I’m worried how I’m going to get to work any holiday that I may have been able to take my family away on is ruined I’m worried about not keeping up with mortgage payments it’s just endless I’m just trying to give you the picture here. Now I’m guessing it maybe just one of those things to ladbrokes but I don’t know how well they listen to their customers and want to help their customers in genuine times of need but I know ladbrokes are a huge company and £5000 to them as a company wouldn’t cripple them as much as I would my small family. I’m asking if not begging that you have a heart and listen to my nightmare and hope that in this one off case can refund me the money that was debited into my account and gambled not by myself. I’m hoping maybe there is some sort of protection like I mentioned earlier. This account was made for a little bit of fun on a night with friends to potentially crippling me ruining my year well it already has and also I just don’t know how I am going to get over this. I couldn’t go on all night but I’m sitting here still shaking and crying my eyes out writing this I don’t know how I’m going to sleep tonight with the worry of what’s going to happen or how I’m going to get over this. All I can ask is please can ladrokes take into concideration what I have said and please value me as a customer and please help me in every way possible my dream would be for you to write off the £5000 that was taken from my account and to refund me. Then close my account and this has been a very valuable lesson to myself and my family as to just how dangerous gambling can be I don’t want a part of this ever again it went from earlier fun to potentially breaking a small family.

Please once again take into account what has happened I’ve tried to be as open and honest about myself my life and my situation I’m just hoping you take this on board and maybe give me a chance to get over this put this behind me and make a very valuable lesson learnt. I’m not going to be able to sleep until I hear a reply but please can this get escalated to the highest of manger that maybe able to overturn this nightmare for me.

I very much look forward to hearing from you I’m very sorry this has happening and that you have had to deal with this and read through this horrible e-mail I just hope I can get over this and get on with my life.

Hope to hear from you soon

One very upset and devastated customer

James Lovell

 

If you have taken the time to read all this I am forever grateful as you can see I have been taken advantage of by a family member I trusted but has a few issues himself. This has left me in a massive hole and I am asking for help from good Samaritans out there to get me back on track again. I am happy to work with anyone that wants to help to give back something to help them I understand that this is a lot to ask but it’s something I wanted to put out to see if I would get a response.

 

thank you for taking the time to read this and look forward to hearing from you.

This is my funding page

 

PayPal.me/helpJLgetbackontrack

 

very much look forward to hearing from you any questions please don’t hesitate to ask

 

many thanks

 

James

Last Updated:

Single mum in crisis!

Hi, my name is Andy.

Earlier this year, I started an online relationship with a Single Mum (let’s call her Sarah). We really hit it off. But Sarah has had a series of not very pleasant boyfriends. She has been abused and cheated on by a number of her ex-partners. Naturally, she wanted to take things slowly, so we have been texting each other for months now.

Sarah was living in temporary accommodation with her son (let’s call him John) when we first met. She was on the waiting list for a council flat. She was desperate to move on with her life, and to provide a better life for her son.

Eventually, she had some good news! A council flat was available for her! The only problem was, she didn’t have any money to furnish it.

Thankfully, I had enough financial flexibility to come to her rescue. I used my bank overdraft, and I took out a loan, in order to help her get started… Things seemed to be looking-up for her.

Unfortunately, this is where things took a turn for the worse… Now that she had a permanent address, her previous debts caught-up with her. Suddenly, she was £16,000 in debt, with no job and no means of paying it herself.

To solve this, I took out a second loan, and paid her initial installments so that she could start payment plans to deal with the rest of her debt. I could afford to do this, because I am selling my house this year and planning to use some of the equity to pay-off my personal debts.

However, just when we thought that everything was in order, another £6000 debt has arrived on her doorstep. The credit agency are unwilling to negotiate an affordable payment plan, and they have started to send Bailiffs to collect debt.

I should mention that Sarah has BPD. For her, the thought of Bailiffs knocking on the door is more traumatic than it would be for most people, to the extent of wanting to run away.

Sarah is a lovely young woman, with a strong desire to put things right in her life and provide a better life for her son. If I could pay this last debt for her, I would! But I have run-out of available funds, and so I now appeal to you. Please consider donating something to help her out. Every donation is gratefully received.

Thank you for you kind attention in reading this message. Your help is very much appreciated. If you cannot help yourself, please share this story with your friends. Thanks!

Andy

paypal.me/singlemumincrisis

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I don’t want to sleep on the street.

This is Bruno, a 46-year-old Spanish boy. I lived in London three years ago. The last thirteen months I lived alone in a small studio, paying a high rent and big council tax. Most of the time I had two jobs, but two months ago, I left both because of the stress and lack of respect of some colleagues. I started having depressive symptoms, hopelessness and suicidal ideas. Finally, I reached an agreement with the landlord, and he allowed me to stay one month longer, with the money from the deposit. I found another job as a chef, and although I will not receive my salary until the end of this month, I feel respect and caring in my new job. When I left the studio, I could only pay 3 nights in a hostel. I went to Kensington Council and got a ticket for house seeking. I was not looking for a house, just a place to sleep and shower, and go to work. The attention was not good, and they told me that I did not have any rights, nor for home, nor help with the payment of the hostel. I did not have a fixed place to live for two days. What I had to do was to stay where I lived and not pay the rent. I explained to them, that I was not a thief, and I could not do that. I always pay the rent in all the places where I lived. They did not understand me. I provided all the documentation that they requested, and they did not let me apply. Two Saturdays ago, after going through three police office stations, I found one open, and I explained to the officer that I had to ask for money in the street, in order to pay for a hostel. He told me that if he did, he would be arrested. I have never weighed money on anyone, and in my life I helped many people, with money and food. They did not ask for my IDE, because unfortunately I’m in the police database to receive updates. A year and a half ago I was attacked by one homeless, who tried to steal and kill me, so I have a scar of 12 centimeters on my face. I was never arrested in Spain or in the UK, I never asked anyone for money, I never steal, and I am not a criminal. I just wanted to inform you that I had to ask for money, in a place on the street, with cardboard, to pay for a hostel, not sleep on the street, to be able to clean up, and not lose my job. Desperate, I went to the church in Brompton, and I was able to speak with the priest during the confession. I am Spanish, my education was Catholic, but because of my formation as psychologist, I became an agnostic. In less than five minutes, without giving him too many explanations, he gave me £30 for two hostel nights, and two addresses where could help me. I left church crying like a fool. I went to the hostel to pay two more nights. That man gave me money not to sleep on the street, I told him it was not for drugs or alcohol, and he told me he already knew. And HOPE gave me, because I already lost it. I will never forget this priest, and I will return the money, as I said hi, when I can. I will give him my phone number, to help and cooperate in the church for free, when I resolve this situation, when I was free and he needs it. Really this man with his generosity gave me the necessary strength to know that I could get out of this problem. After paying at the hostel, I went to the addresses. One of them I did not find it, and the other one had offices time. I work from 6.30 am until 3 pm, and in the last twelve days I was not off for the head chef’s holidays. I sent an email explaining my situation, and I received no answer or call. Also, I got information of other associations and charities, that help homeless or people who may become homeless, and only found closed doors. Not a single real option. My parents called me because they knew I was not well, but I did not answer. I called them and explained that I only had 85 cents of credit left in my phone. My mother told me they already send money by western union. They are pensioners and humble. They knew how to do it, because a year ago I sent them money three times as a gift, and to fix a bedroom. Thanks to them, I was able to pay 10 more hostel nights (The maximum is 15.), and 4 more nights in another hostel, until the 26 of this month. On the 31st I will receive my salary, which will be enough to sleep in a hostel next month. And in two months, to pay for a room in a shared flat. It’s only 4 nights, but I never slept in the street, it terrifies me. It’s really dangerous, more and more people are carrying knives in London. I do not want to be attacked again, or my backpack or suitcase is stolen. I just need a safe place to sleep and shower the last 4 days of this month. If I had other options, I would not be writing this. I’m not a fool to invent a story, when there are people who also need help. Not all people who sleep on the street, have problems with drugs or alcohol. No one is better than anyone. Only the circumstances of each person are different. I would like to add that most of the articles published on the web about homeless and socially excluded people, are not realistic. The Charity are shown with statistics and beautiful words. My Experience like this shows me. If you wish to donate money, it is better to do it to the church. It gave me hope and two nights without sleeping on the street. Sorry for my English, and thanks for the help and attention.

paypal.me/Brunopaz

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Young Academics’ Shakespearean Summer School – London

Good day.

I am a 17 yr old Student, with ferocious ambition.

You said catch your attention. Perhaps in this moment my honesty is all I can give you for that request. Perhaps I’m here in an irrational whim to just see if my small star of hope can expand into a wonderful opportunity.

I simply come here with utmost honesty and humility.

 

I’ve been searching and searching for ways to gather finance to provide for a Young Academics’ Summer School in the Globe theatre I have received admission to after a screening process via statements as to why you should be selected from the course.

https://www.shakespearesglobe.com/learn/courses/young-academics-summer-school/

^ the link is for credibility.

It was a very pleasant surprise for me to be accepted.  (I haven’t sent the admission letter due to the nature of my request as I’m sure you understand).

However, as you know, the reason I am here is due to me not having the finance that I initially had. My own funds I gathered for 10 months have gone towards family matters.

It’s been quite a blow to lose my finances due to unforeseen circumstances although I have no irritation from losing my time because well… my family’s security is paramount to any course or opportunity; within reason (let’s not get ahead of ourselves J)

The course fees are £800 & finance needed to travel back and forth to London for the duration is £300.

The total being £1100.

This opportunity would allow me to reconstruct invaluable networks and connections that I’ve already worked hard on getting. You could consider me one of those annoying people that cold call for volunteer opportunities, but I know exposure is the best experience you can ever get.

Please, consider my application.

I am fully aware of the astronomical amount of finance I require.

I would gladly accept any sum of money, even the notion of £0.01p is enough for me to know the motives of these sites and the philanthropists reading and giving.

Rather, I would be humbled at the notion of you even replying to my email.

Perhaps I may even have the cheek to ask if you ever feel a need to find a mentee.

I am 17% the most suitable option. The 83% left is for me to give back to you should the opportunity arise. If you wonder, why 83%. Those are the remaining 83 years I plan on remaining on this Earth, since I refuse to die until I’m 1 Century old. To gather the wisdom and drive you have for being part of this site.

 

Of course, I understand not everyone’s requests will be fulfilled.

I look forward to whomever will reply.

 

Thank you, one thousand & one hundred times. ;)

 

Luana

 

Paypal.me/Luana000

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Poor UK Physician Associate Student

Hello everyone,

I am a Physician Associate Student in the UK. A physician associate is a relatively new healthcare role in the UK which aims to fill the demand for healthcare workers in the NHS. Physician Associates are able to do a lot of the tasks doctors are able to apart from prescribe (for the timebeing) and so are valuable in reducing the NHS workload also.

I have always wanted to work in healthcare and work in a rewarding career where I am helping improve the quality of life of others. I was overjoyed to have received an offer for a Postgraduate Masters in Physician Associate Studies course and have an opportunity to do so. Having a degree in a Life Sciences is necessary to qualify for this 2 year Masters course and I started straight after finishing my undergraduate degree.

Unfortunately the government have stopped funding the course costs. This has left a lot of us in a financially unstable position.

The course costs £9250 a year; accommodation costs are £5000 a year + placement travel and food leaving us to find £28500+ to be able to afford the course. The only funding available through the government is £5000 a year which doesn’t even cover tuition. There was a career development loan which works out as £5000 over two years also (this has sadly been discontinued this year and I wonder how future years are going to fund their studies) but this still leaves £8,500 left to find. Some universities are able to offer students a £2,500 bursary in the first and second year of the course. This still leaves us with £3500 left to fund +travel costs and living costs.

It is recommended that students don’t work alongside the course as it is full-time, Monday to Friday 8am-6pm. I have considered trying to get some part time work but since starting the course I have realised there is no way that I could have done so whilst keeping on top of my studies. I had also considered taking a year out to earn money before starting but if I had done that I would have not had access to the career development loan as the year of my offer was the last year this loan was being made available.

Furthermore my family have encountered financial difficulty and I wish I could support them like I could in my undergraduate degree by working a part time job but being unable to do so this time around is upsetting.

If I were to have the financial worry alleviated then I believe that I would perform much better as I wouldn’t spend so much time worrying. As a result have more time to put towards revision and be able to fully focus on becoming the best healthcare professional I can be.

I would greatly appreciate any help towards my tuition, rent, placement travel and food costs.

Thank you!

My Cash App username is: £PhysicianAssociate or $PhysicianAssociate

Thank you so much in advance to anyone who is able to help me in anyway, I am so grateful.

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Help please, my son and I will lose our home.

Thanks for taking the time to read this, it is really appreciated.

My name is Liz and I recently turned forty,I live with my nine year old son Luke. I don’t get help from Luke’s dad at all which makes it difficult financially, so I have taken to begging online to try and keep our home.

Last year I had a breakdown due struggling so much on different levels. I have been receiving help for this but it means I couldn’t continue working at the time. I am now and have been for a while actively seeking employment as well as seriously looking into retraining.

Luke has had a really tough time at school in the last year due to him being bullied, which has taken many many meetings to try to resolve with the school and outside organisations, it is still ongoing. Due to Luke not feeling safe in school he has had lots of time off or gone in late, this means finding work very difficult.Luke has missed quite a bit of school and he needs extra tuition to catch up, which I can’t pay for. Also I am fully aware that it hasn’t been easy for Luke to see me depressed and struggling.

Money is extremely tight and I never have enough to even cover the essentials each month. We already use food banks and I have sold most of our things, only keeping the items we really need.  I don’t drive, have a social life, drink or smoke and we don’t have holidays or days out. We are really living as basic as can be.

Bailiffs were round over Christmas just gone and  I have debts with rent arrears, the water company, council tax, and a loan. Although I have arrangements for repaying sometimes I can’t keep to them, hence the court hearing in a few weeks. If I can’t get the £979.71 plus £325 court fees by 10th June 2019 we will be evicted and still have to pay the above amount.

I have decided that retraining as an electrician would be a great way for me to resolve the financial problems in the long term.I then can get work that is better paid and more flexible as I will have the chance to be self employed. I have no help from family so I need to consider child care when making any career decisions. Also I need to be driving so I can travel for training purposes as well as work, so that is another expensive to find money for.

I am also considering moving area in the future so Luke can change school and I can have a better chance of a good career.

I feel hopeful at the thought of massive positive changes to mine and Luke’s future but right now we need your help please.01c54e13a3c20d8263a95136dc37e12f7797816eef.jpg

Any donations you can give to us will be gratefully received.

Thank you. :)

Liz & Luke.xx

 

 

 

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Please, help me pay my debts and start again!

 

Hi everyone! I am writing to ask for some kind help because you have remained my last option, I’ve tried to get a loan from the bank, lenders, everyone I could ask but my credit is not good enough to receive a loan to cover, at least the cost of the debts.

I need about £60000, £26000 to pay the debts I have, and the rest to use to get my business on track and start again. You’re wondering how I got into this situation, let me tell you!

All my problems started around 2 years ago when I decided to split up from my ex-boyfriend due to his alcohol problems. I thought once our relationship is over, he would move out of the house and move on with his life too but wasn’t like that!

He decided to make my life impossible and stayed in the house, even gave up his job and I had to pay the rent, bills, food and also his debts because I had enforcement officers coming into the house to remove items to recover his debts.

I tried to get rid of him, but I couldn’t get him out due to the contract made on both names and legally had the right to stay or come in the house at his pleasure, even I talked with my landlord to change the contract on my name, but he didn’t want it. As he didn’t want to leave, I left myself, but I had to come back because he started to destroy the house and legally, I was reliable for the house too.

I have no words to describe what I’ve been through, he took my card and used it without knowing it and the bank refused to return the money, sent nasty messages to my male friends and also told all my friends not very nice  things about me, making them believe that he is, in reality, the victim not me, these are just some of the stuff he did.  Meanwhile, to all the problems created by him, my mother and my cat died, so I got into depression, had panic attacks and wanted to commit suicide. The only thing that stopped me from doing it was my dog because when I saw her fighting to live, I decided to fight too!  She got badly sick due to eating 14 pills of Naproxen, and the vet said it would be a miracle if she would live and she lived! I think is a miracle too because she doesn’t have any health issues related to that incident. As a result of these problems, I couldn’t concentrate on running my business, and in order to be able to pay all the expenses and live, I had to borrow money from my friends, bank and my sister’s husband. I must pay the money owed to him by the end of this month because has to pay the deposit for the house if not will lose it and my sister will have familiar problems. When finally I felt a little better, and I thought I could start a new life, earlier this month my problems  started again, clients who don’t  want to pay invoices and have to take legal action, candidates who left the job in less than 2 weeks and the clients will not pay the invoices and above all I have to pay my debts at the end of this month.  All these problems brought me back into depression, and I started to have dark thoughts again because I see no escape and no sense of continuing to live. I asked for help everywhere, but everyone refused to help me, so you are my last chance. That’s why I’m asking for your help if it’s not possible to help me with all the amount, at least to pay off my debts and to start being mentally ok to get a job. I can offer you shares of my company, maybe it’s worth nothing now, but with your help, it will worth it in the future. Thank you so much for your help.

 

https://paypal.me/happyagainalina

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The Name of Father Is Another Name For Love

Dear Sir/Madam,

Thank you for taking the time to read this personal request.

My father is average man with 4 children who strives hard, never shy away from responsibilities, determined to give University education to every one of his children which he has successfully accomplished.
Everyone of his children has good careers and unfortunately, he now has stroke and has had mini strokes and a major one which he requires intensive medical attention abroad. Doctors have advised to take him abroad for immediate medical care.
With the problem at hand, none of the children except me (the only girl), are pulling their weight, or willing to help with finances. It now clear they do not want to participate and the burden is just on me.
In order to raise funds, I have sold some personal belongings here and there and I have been able to raise about £6000 and now requires about £31,000 and I just hope someone can help.
It is very unlike me to reach out externally for any kind of help. However, the present circumstances seemed insurmountable. Hence my appeal to those that can help to show compassion as I am at my wits end at this present time. Its my utmost desire and wish to give back the respect and all the love my dad deserves. I hope I can find someone who can help me give him this love he so much needs now.

I am willing to pay back whatever it takes if you leave your details via the same platform as long as the contributors leave their details via the platform.

I have created the following “Paypal Me” account for all donations –

paypal.me/estherajei

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Please help me live my dream and conserve elephants in Africa!

I am emailing to ask the biggest favour I have ever asked of anyone. My name is Rebecca Saunders (Bex) and I live in the Forest of Dean in England.  All of my life I have wanted to work with people and animals in Africa.  I have been given an opportunity to move to Malawi to work on a reserve. My role would be to help with research to conserve the environment, helping to protect the elephants on the reserve and working with local communities to minimise human/elephant conflicts. I have a degree in animal science and a Masters of Research in Anthrozoology (human-Animal interactions). Using this could help with the data analysis of the research they already have and with setting up other research projects to help conserve the environment, elephants and to help the local communities by minimizing negative effects and helping to involve them where possible with their local wildlife.
     I have spent 6 months over the last year and a half in South Africa, learning how the running of a reserve works, important research methods for the environment and learning anti poaching techniques. I have learnt that to help with the conservation of African animals and to work with people is my absolute dream. To get the experience in South Africa I had to take out a loan. The only reason I am being offered this job in Malawi is because I volunteered in South Africa and was recommended by that reserve. Unfortunately the only reason I cannot currently take the Malawi job is because I have this loan. I have worked throughout my education and still am. This job is a once in a lifetime opportunity for all of my dreams to come true. If this would come up again then I would continue working in England and pay off my loan and then take the opportunity when I could afford to. But this is really a now or never opportunity for me to live the life of my dreams.
       The job would be unpaid for the first 6 months as a trial period and then after this would be paid at a local rate. So I would never earn much money from it (enough to pay a loan off at the same time) but I am happy to live a simple life in a mud hut in Malawi if I am doing what I love. What I am asking is for you to to help me pay my loan and cover the amount I would need to make this a possibility for me; so that I can take this opportunity. This would be a total of £10,000. If you can help me with it all of it that would be amazing but if you could even do some this would help so much. If this opportunity were to not work out, or if I was ever in the position to pay this back I would. All I want is a chance to conserve animals, to help the planet and others and to live my dream.
      Why should you give me this opportunity? Why do I deserve it over someone else? I don’t know. But I have worked so hard to be given this chance. And I want it to help the environment, animals and for local communities. If I didn’t exhaust every avenue I could to take this chance I would never forgive myself. I really hope you will read this and give me this chance.
Thank you so much for your time.

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I can’t carry on living like this. There has to be a kind soul like me out there with excess moneycan that can save me.

I’m trying to find a generous person that would give me a large lump of money to pay off my loan of £24,800. My whole life has been filled with people that have just taken from me. Literally picking parts away from me and leaving me destroyed. It has been filled with loss, pain more pain, torcher, anguish and abuse. This has left my brain broken with my heart shattered and empty. I always put others before me giving my last penny away if someone needed it and now I can’t pay my bills. I can’t work a normal job as my mental health medication won’t let me so run a small business from home. I had an accident last year and was 2 days away from my life support being turned off. Lucky my body kept fighting and 2 and half weeks later in intensive care I was slowly started getting better. The huge amount off time unable to do anything meant my business suffered. I didn’t get paid and have no family left alive to support me when in needed it. My money problems have been down hill rollercoaster since then and I’m ready to just give up. I have fought to survive my whole life and no one I know, have read about, seen on the TV comes close to what I can say has been my existence on this earth. No one had suffered the way I have. If I could write a book I would make a fortune. I’m now left with no other option. I need saving now. There has to be someone out there who can save me. I don’t need time or energy, I need money. That awful physical  thing that can make it break a person. For me every penny that passes through my hands is important and I’m grateful for it. If someone could please help me you would be changing someone’s life. I’m a good person with good morals. I don’t do drugs or have any addiction. Even broke and on the brink of loosing my home I still give my monthly donations to my charities. I don’t eat so I can feed my two rescued dogs properly and it’s well over a year since I bought a new piece of clothing. Over a year since I could afford my hair cutting, over a year since I bought fresh veg or fruit and the list goes on. I have nothing. I can’t have children  from the physical abuse I suffered for years as child so I have me and my beloved animals. I need the universe to find someone with a good soul like me to help and save me, just this once. I’m not asking for a clean slate and all my debt clearing, that’s not reality (even though it would be lovely, I can always dream). If this one debt would be gone I could survive a little longer. I’m asking for the chance to keep going, to keep trying.

paypal.me/robgaskell

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Please help me to turn my life around!

Hey guys, my name is Matt. I'm 34 years old (soon to be 35 - August 2019).
I am currently living back at my parents house, and have been since September 2016.

To cut a long story short;
When I was 18, I took out a £5,000 loan to buy myself a PC, and to get a suit for the funeral of my uncle Dave.
All was going well, until I suffered from a bad bad, which later turned out to be a long-term hereditary condition called Degenerative Disk Disease. Following this diagnosis, my employers at the time (June 2004) forced me to leave the Company on medical grounds.

Since then, I could no longer afford my loan repayments and credit card, and so defaulted. My Mother left in the previous July (2003l, leaving my two younger brothers and I to fend for ourselves.  Don't get me wrong, all three of us were asked to go with her, but we didn't want to. We had our own lives, jobs etc, and didn't want to move 70 miles down south.

The following October, after I lost my job, the rent and council tax payments, along with the Gas & Electricity, and water etc, all fell behind. We were served with an eviction notice.

We all went our own ways; I moved in with my cousin, my youngest brother moved in with his Dad, and my other brother moved in with my aunt.

Anyway, further down the line, in 2007, I met my first longterm boyfriend, and moved in with him. After a few years, he came out of work for about 14 months, and all our bills started mounting up; I simply couldn't afford to pay them all on my own. Due to him having bad credit, all Bill's were in my name. In 2015 we split up for good, and I was left with about £12,000 of debt. I moved back to my parents and have been struggling ever since.

My son George, I met his Mum when I first moved in with my cousin), is 14 in two weeks time, and he desperately wants a new phone. I'm drowning in debt, and simply can't afford to get him one. This breaks my heart. I feel like a failure. It's not his fault the way my life panned out.

I now have debts around £15,000; I don't drive, I live with my parents, and I'm single - I can't afford to ask the man of my dreams out on a date. All of this because of money, and bad health.  Surely I need a break sometime!

Any help would be gratefully received.

Thank you in advance.

Matt

PayPal.me/mooey84
20190511_140229.jpg

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Drowning Slowly in Debt

Hello, whoever you are, if you are reading this then you are most likely looking to help. There are so many more desperate people than myself here and I understand you cannot help everybody. I can only hope that a few people read this and decide to help a couple in need. Like most people we struggle with a considerable amount of debt. We both work full time jobs, pick up any overtime whenever possible but still feel like we are drowning, barely managing to keep our heads above the water. the past couple of years of have been a real struggle. We live paycheck to paycheck and so did not have any savings when certain events called for loans and credit cards to get us through it. I currently owe £12000 on a bank loan, £4400 on a credit card and live at the limit of my £1000 overdraft. My wife has an £8000 loan, £1500 on a credit card and at the limit of her £500 overdraft. So all in we have close to £28000 of debt we are slowly chipping away at. The loans will be paid off in 5 years time. I don’t think we can make it 5 years at our current rate… My last 3 paychecks have gone mostly on bills, we barely manage to feed ourselves let alone other expenses.. All this while we try to pay our rent and keep the car running so we can keep working. My wife suffers with severe depression and anxiety, we cry more than we laugh these days.. I don’t know what to do, I hate the fact that I am here begging for help, relying on the kindness of strangers. My wife doesn’t know that I am writing this, I don’t think she could take it if she knew where I have ended up in desperation. It is all too much and we have nowhere to turn to. We haven’t been married long, About 6 weeks now. He had a very small wedding managing to get everything including suit, dress and venue for under £1000. There is still no sight of a honeymoon on the horizon.. We simply can’t afford to do it. Please help me get our lives back on track, just to a point where we can breath and not feel the weight of all this crippling debt on our backs! Thank you for taking the time to read this and even more so if you are able to help out. Hugh.

Filed Under: Rent Tagged With:

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Young Lady Looking For Improvement

It is with absolute regret that I would have to come to a site to beg for cash for help to pay my rent. 

My start in the world was extremely difficult. I was born to a woman who I believe couldn’t support me as she was going through her own issues that I cannot blame her for not take the blame myself. Due to what she went through and how she dealt with it meant that I was subject to emotional abuse growing up culminating in a suicide attempt after my mother had found her husband and would tell me aged 9 that he was always to be looked after first as he was her husband. As I was a minor I was unable to discharge myself from the hospital resulting in me having to live with a foster carer.

My mother never taught me how to manage money. I was given savings accounts by my grandparents and my mother dipped into them taking all of the money and never leaving me with any lump sum that I could use towards my future. 

My poor money management caused me to fall into rent arrears and at my worst time I was in receipt of benefits. I felt that I didn’t want this to be my future so found myself at University to study the arts as I wanted to pursue my passion in sound creation. If I am honest I would have chosen a finance related subject as with my updated knowledge I could have used that to help my sound ambitions. 

Currently I am working and breaking even and still in rent arrears. I decided to start a business in drop shipping selling clothing, accessories and homeware. It is difficult as I do need a small amount of funding in order to push my products which I hope to take from drop shipping to actual manufacturing of my items. I aim to grow this as a brand. Having a mentor for that would be golden. 

I just think I must push myself to receive better in life. I don’t believe I deserved to go through what I did but I refuse to believe that others are responsible for my situation now. I take full responsibility for where I am and as a result I am doing a huge amount better than I was before. I’ve been going to work and trying to explore my entrepreneurial side. When I make it out of all my difficulties I intend indefinitely on helping others who have been in my situation. I believe that I will do extremely well and also be able to help others financially. 

I implore you for help. I really do not have anyone I can ask as most of what I have been through has left me isolated. My mother made sure my family believed I was the trouble maker from the beginning so now I have no support where that is concerned. 

Thank you so very much in advance for taking the time to read this and also help me. I am beyond blessed to be able to have a platform where I may do this.

Anything will help. I am grateful for EVERYTHING that comes my way.

PayPal.me/dfwmea

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a cruel twist of fate

Well with mounting debts i have been looking for a way to earn some extra money but there are only so many hours in a day so here i am asking the well off people out there for a little help. A few years ago everything was going good we were financially stable and doing ok with a future planned out and our expenses very manageable with enough left over for saving for a rainy day, well the rainy day arrived in the form of an accident to my wife on her way to work. It started as a normal day i set off for work and an hour later she did the same but as she was passing a junction a car sitting there waiting to turn right accelerated out at high speed crashing into the side of her  with such an impact that both cars left the road, the accident was witnessed by several people including the bus driver who was right behind her and had to brake very hard to avoid further impacts the witnesses all said there was noting at all she could have done to avoid the collision as she was almost past the other car, as a result of this accident my wife spent 12 days in hospital and 2 operations to stabilise the damage to her spine 3 shattered vertebrae 2 crushed vertebrae punctured lung  and many minor cuts and bruises, now as i said at the beginning we were ok money wise but this meant she was going to be off work but we did not allow for how long which was almost 12 months, plus when she returned to work she found she could no longer do her old job because of her injuries by this time we had used all our savings and as my wage would not cover half the bill we started to accumulate some debt. Now were getting to a point where we might have to sell the house but as the market here is pretty much dead that may never happen and we dont know what to do if we are forced to sell. So here we are asking for any assistance any of which we would be very grateful for

paypal.me/jrcooper1968

Filed Under: Rent Tagged With:

Last Updated:

In need of a little help

Hello, I am me. No one special. In no more need than anyone else here.I suffer with mental illness. I have suicidal thoughts often, thinking that I’m not worth it and that my family will be better off without me.

Don’t get me wrong, there are many people out there in much more need than me and in worse situations. However, everyday is a struggle just to get out of bed but I do it for the ones I love, even though it is so hard. I know mental illness is still a taboo subject and many people, like my father, believe it doesn’t exist and you should just get on with it.

I will try and not bore you too much. I was sexually, mentally and physically abused growing up which no doubt doesn’t help with my thoughts, but I have always tried to be as kind, generous and caring as possible. I’ve had years on medication, many counseling sessions and alternative therapies, I really am trying to rid of this big black shadow overpowering me. I have been screwed over by girlfriends, friends, colleagues and even family.

I have set up this page as after a failed marriage and being taken for a mug once again, I was lumbered in a load of debt and homeless. After two years I have managed to secure myself a home and a job but the debt still lingers and I feel like I work all the hours just to survive.

My wish is to have financial freedom so I can rebuild my life and enjoy it with my children and my new partner but most of all, if the worst happens due to my mental health, my debt will not be passed on. I work hard trying to pay it off as I know its all my own fault that I’m in this situation. But sometimes the overshadowing of the black dog takes over and I find myself struggling to get out of bed and fight everyday just to open my eyes. Which in turn leaves me without a days pay.

I’m sorry to ask for help but after seeing many successful stories and even donating to people myself, I thought that this could be the answer and I could get a little help back now that I need it.

Many thanks in advance.

Craig.

paypal.me/AlphaGrizzly

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Please help both parents have Cancer , money would help me help them (im lost)

mum.jpg

Picture of my mum when she get her first wig LOOKS BEAUTIFUL

I know money will not solve this but it would certainly alleviate allot of worrying that they suffer both have worked all their life but are at the stage because of being ill they can’t and I can’t as they need me to care another problem with that is that both of them are not together and i’m the only child they had therefore i’m jumping from house house to house each of which i’m afraid we will loose as there is no funds to keep the mortgage up.  I feel if only I had really tuck in at school and got a good job and could but both their cars and houses etc for them and they wouldn’t have this worry and maybe the cancer would go away.  I keep hearing that cancer can be caused by worry so I could maybe prove this if I got money or won the lottery I beg for someone’s help.  I have been struggling with all this now for a long time and really don’t know what else to do I find it hard to ask for help but think it;s worth a try I know if I was in the opposite position and could help someone in mt situation I certainly would. It may sound naive but I know they will pass away I just want to be able to give them everything they want before it’s too late but with what little I have that’s impossible.  What is making it hard is both my parents took out mortgages a while back and I think they remortgaged them if that’s the proper term when they fell ill so they are in danger off loosing everything put into their houses even though though are ill and will eventually pass away I think this very unfair. I used to be a very confidant person knowing there was a higher power looking out for us all after all this it scares me to think that there ain’t. Both my mother’s parents past away her father especially lost his tongue due to the cancer before his life.
What has made the worse recently is allot of money i had saved and choice to save in an online account so I couldn’t just get it in a minutes notices was scammed and because it was not with the bank it was not covered I had tried so hard to save this and in a second it was taken from me. I have to add this address paypal.me/verygreatful17 and would be grateful for anything £100000 would solve everything but really anything would help I BEG OF YOU if you can please help me give others a better life. A life they deserve they have always worked hard and don’t deserve what they have. Love and kindness pete

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Help. For me and my boyfriend.

Hello.

This is the second time I do this and it’s really embarrassing to say the least. But I’m desperate and as for now. This is my only option.

I am a 25 year old Swedish girl/woman who moved in with her boyfriend in England. It was not the smartest move. Yes I moved because I love him. But I mainly moved because I was not able to live my own life in Sweden. I have suffered a lot mentally and physically the past 8-10 years. I have had severe panic attacks for a very long time. It’s not the attacks themself that has gotten me here. I was too scared to go outside because of them. When I stopped going outside I developed some type of social phobia. It has really ruined my life and it still is. Some might just tell me to get over it. Or see a therapist. I have seen one. When I was in Sweden. But I was pushed towards taking medicine the whole time. Which is also another phobia I have somehow developed. It is very hard for me to take medicine. Especially if I have never taken it before. I am also very afraid of being sick. I am guessing it is for the same reason.

I am now feeling very lost. I have no job. No friends. I do have my boyfriend. He is working a lot. But I can’t help him. I have tried working before. But my anxiety and everything that comes with it got the best of me.

I am now stuck. I feel like I will have to go back to Sweden if I don’t find a solution quickly. I want to go a course. So maybe I can start my own business one day. But I don’t have the money. I want to help my boyfriend with his teeth but I could never make that money. I have tried to find free dental treatments. But I think what he needs is dental implants and it is very expensive.

I don’t really have any proof of anything I’m saying. All I have is a letter from my doctor. It is in Swedish so even that won’t really make sense to a lot of people. But I’m not losing anything by trying. Maybe my pride. But I’m desperate and I need to ask for help.

Thank you

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Student in debt

So, where do I begin?

My name is Kat, and I’m a 26-year-old dental student. Dentistry has been my dream for a long time, and I’ve finally gotten to do it! The only issue being the level of debt it’s got me in to get here. Between having to pay to get rid of dodgy car finance deals, to rent taking up all of my current student loan, each month is a struggle. I have 3 years left and a steadily decreasing mental health, really hoping I can push through. I have to.

Paying attention to my studies is becoming increasingly more difficult as most months I’m having to decide between heating and electricity, food, and trying to pay back debt. My parents back home would love to help me out if they could, but they’re not in the financial position to do so, and I couldn’t put that on them. They’ve worked so hard to get to where they are now and it wouldn’t be fair.

I have a part time job working 20h over the weekend, and you can find me in classes and clinics Monday to Friday 9-6. I also volunteer with girl guides, because I want to feel like I can at least give something back.

I know my issue isn’t the most pressing, and there’s 1000s of people in worse situations than myself for certain. To most, I’m just another student who can’t control their spending and doesn’t know what a budget is. But, if you don’t ask… right? I’m hoping someone out there will find my situation all too relatable. Hey, this post may even make someone feel less alone in their struggles.

I’m trying to keep up with my payments as best as I can, but the interest is creeping up on me, and being a student… I’m never going to get another interest free period on a balance transfer card to tide me through until I have a proper job again (that was the original plan…), and the ever-decreasing credit score isn’t exactly helping.

At this point in time, any form of help would be beautiful. Even a bit of common ground, or a bit of guidance to even help me get back on track.

Thanks all.

Ps. Here’s some humour about student loan debt so it’s not all doom and gloom… (it’s only funny because it’s true right?)

Me: I thought my student loans were great when I got then. Now they’re outstanding!

(sorry for the joke, it’s terrible.)

Kat.

paypal.me/katyaa1

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Stuck in a rut

I did not think I would ever need to do something like this.
I am, as the title says, stuck in a rut!
I have been trying to get myself back on track for the past few years after having what I can only describe as a serious breakdown.
I saved myself from eviction, I landed a decent job, I’m still managing to keep my child alive ans well so that is fantastic!
Recently, I took out a loan to consolidate some of my debts and pay off my rent arrears. I made a lot of stupid decisions in life, especially with money, when I was in my teens and decided now was the time that I needed to step up and sort it all out. This worked out pretty well and I was feeling like things were going right for once. I still struggle and I’m still working on being financially stable but I was doing better and getting better.
Last week during the Easter break, we found out that uncle in Jamaica passed away. My family is devastated, my mum (as he was her brother) especially. Everyone is now trying to pull together to pay for everyone to get to Jamaica for the funeral. With my financial situation, I was feeling guilty that I couldn’t help. So I made the decision to apply for a loan. Because of my previous troubles with finance, it was proving difficult, but one loan company called me and accepted me..or so I thought. I requested 10,000 over 36 months. Enough to help cover a few flights at least, whatever else would be needed to cover funeral costs and if I was lucky, a bit left over to pay off some more debt. Instead, I was scammed. I did not have much money to begin with and they took everything I have. I can only blame myself for being so naive I guess. I’ve been left unable to help my family or even help myself. I don’t know how this works or even if it really does work but I have to give everything a try although I really want to give up. If there really are individuals out there offering help, I cannot even express how grateful I would be. Sorry for the long text.

It says I have to post a link: https://paypal.me/stuckinarut

Thank you

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I might not get the opportunity to go to University.

Hello.

So my situation is that I was born in Poland, but live in the UK, and have been living here for 12 years now. Unfortunately because of the whole Brexit situation, as I am not a British citizen, when I go to Uni I will have to pay the same fees as a foreign student instead of a home student. This means instead of £9000 I will have to pay £21,000 just to be able to study, and that’s anywhere in the UK. I understand that I am very fortunate that I was able to live in this country however my parents are no where near wealthy, we have no disposable income and my parents are in a lot of dept due to a health issue with my grandma that my parents had to take out a large loan in order to help her. My parents are extremely hard working people, but throughout their lives they didn’t get great opportunities, so they don’t have the best education or jobs.

Right now, I think my only chances are to try and get a scholarship (but I highly doubt that I would get one, I’m not THAT smart) or the help of family and perhaps strangers on the internet??

My predicted grades are mostly A’s and I would like to think that I’m quite smart, and I would hate to throw away all of my hard work over these years just because I cannot afford to go to university. I am currently working two minimum wage jobs, however when it comes closer to my exams, I will probably have to quit as I need to focus on studying as these jobs are very time consuming.

Anyway, that’s enough of me rambling on. I hope you understood my situation and any help is greatly appreciated.. seriously. I have never tried doing anything like posting on this website before and if it actually does anything I will be very surprised haha .. but also eternally grateful.

My paypal link is https://paypal.me/kwlska

thanks all :)

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Redundancy and possible eviction

Hi, My name is Antonia. I’m posting on this site because I’m in desperate need for help paying my rent and a couple of bills (water/electric). I know there are a lot of people asking for help, and I feel like most of them are more deserving than myself. But I figure it doesn’t hurt to ask, as I’m kind of at the end of my rope, not sure what else to do. So here’s my story:

I started working as an Assistant Manager of a coffee shop setting up in the UAE I had first class training and absolutely loved my job, it was one of the best jobs I’ve ever had then I was used to fill in as the manager for 8 months. During this time I was told I’d get a bonus once a manager was hired.. As I was working 7 day weeks and never took a days holiday or sick day.

A week after finally hiring a store manager, we were all called to a meeting and told redundancies were going to be made. The next day I was called to a meeting and withing 4 days I was out. They only gave me 4 days notice and a week’s pay.

I never saw myself being in this position I have signed a lease on my dream flat in the city and life seemed to just be starting, and well now I’m not so sure.

Throughout April I have been trying to find odds and ends jobs, and in all my free time I’ve been applying to part-time and full-time positions in pretty much any place I could find a posting. I have been able to pay full rent for March yet, and now I owe April rent. And pretty soon, I’ll have to pay May rent too. That is, unless my landlord evicts me, which they can do if I can’t come up with the money for April and May.

I have gone to a fair few interviews, and follow ups, and even done a few trial shifts and am hoping something comes through soon. I am a hard worker and I know I can get through this if I can find a way to pay all my rent and bills for the month coming, I just need a little more time to get back on my feet. I really need to be able to come up with £2700 but I am hoping I can find a small job in the next weeks that will help me pay for a chunk of this.

So here I am, on this site. Desperate for someone to help me out. Anything will help! I’d also like to think that maybe I could try to repay you, or at least pass it forward when I’m back on my feet. If that’s an option for you, leave your name and contact/email and I can reach out. At the least I’d like to thank you.

PayPal.me/cherrypops13 if you can help in anyway

My most sincere regards
Antonia

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depression and financial difficulties

Hi everyone, 

My name is James and I’m writing with great reluctance, to ask for your help. I’m here because of my depression and financial debt. There are so many more important requests on this site so please check them out first. But if you can spare anything, I’d be truly grateful. 

The past few years I have been okay and I’ve been able to support my girlfriend Natalie whilst she completed her teacher training, a qualification some of you know requires long hours and minimal financial support, and even though she worked part-time throughout, we didn’t make enough to support ourselves and ran into debt in the process. 

I managed to get onto a creative writing MA. Something I had always wanted to do as I found writing helped with my depression, and even when going through the financial difficulties that we were, I felt I found something I enjoyed doing and was going to finally gain a qualification. Until I approached the end, when I had a very sudden and rapid break down, which left me feeling suicidal and unable to work. I spent several days in bed crying, unable to get up and take care of myself, and wanted to kill myself. My GP gave me different medications, which helped a little, but my thoughts were still overwhelming. I was referred to the Islington crisis team, who helped me rest and overcome some of those difficulties, but my depression leaves me struggling to cope a lot of the time.

My tutors were supportive and extended my final year project. However, I have gotten into a lot of debt over the past few years, yet I don’t earn enough and am only able to cover the minimum. The money I have I need for medication and therapy. 

This year we are going to have a baby. This wasn’t planned. But I believe we’ll make good parents. My plea is for financial help to get us back on our feet. To get me therapy and eliminate our debt worries. The picture I have attached I hope is proof at least that I’m not lying, but it is only a third of all that I owe.

I want to be in a good place for when our baby is born. I want nothing more than to be there for my family.  I am deeply ashamed to be who I am,  for being a burden to my girlfriend, and for being here asking for help.  Anything you can spare is deeply appreciated. Thank you for taking the time to read this. 

 

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Product of a postcode

PRODUCT OF A POSTCODE

Hi all and thanks for taking the time to read my story. It all started in 1998 when I was 18 and my family moved to Spain and I decided to stay here in the UK and find my own way in life which I did by learning to be car mechanic which is where I met my first partner who I have 3 children with a boy of 13 and twins (boy & girl) who are now 11, my partner worked in her dads MOT garage but sadly he died 6mo this after we got together and left the business to her, when my eldest was born she then stayed at home and I run the business for 8years sadly she suffered from post natal depression and the relationship ended and she sold the business which I still can’t get over as I would of run it to keep it for the kids when they grew up anyway this left me in a bad place having no money and not living with my kids the depression was creeping in and many a night was spent alone with this on my mind :-(, I realised I couldn’t stay this way so picked myself up and for the next 8years I survived by selling stuff I shouldn’t have etc let’s just say as the title suggests being a “product of a postcode”) its all I knew growing up in the east end of London dodgy dealings etc where all around me it’s what I knew best, in this time I was always there for my 3 kids having them as much as I could etc but still to this day there mother makes it hard work stopping contact etc regularly and not being able to afford court fees I’m stuck in that situation with her which sucks, anyway 7 years ago now I meet my second partner who I have a 6year old boy with and meeting her changed me making me stop the dodgy dealings and get back into what I’m qualified to do car mechanics, I left my home to move in with her thinking as I always say “till the end” and things were ok but for many reasons we split when my youngest boy was 3 he’s now 6 as I said and so for the second time after putting everything into a relationship I walked away with £80 and 5 bags of clothes and the depression taking a hold again (I think I’ve always wanted a family as mine moved away when I was young which is why when my relationships go wrong I find it so hard hence my saying “till the end” which I told both my partners and meant no matter what but I can’t control other peoples feelings etc) being told to leave I had no choice but to move back in with my mother (who moved back from Spain a few years before this) who I had not lived with or relied on since I was 18.

And so we get to why I’m asking for the kindness of strangers now, my problem is this over the years of relationship breakdowns etc when I get low and depressed I shut of from my problems so any bills, parking tickets things like that I push away and try to forget about which has left me with many debts over my head on top of this I have 2 baby mums wanting money for the kids on top of my rent, living expenses, car upkeep so I can get to work and money to do thing with my kids when I do have them life’s just become one vicious circle of working all month only to payout everything which normally means my monthly wage is gone within a week and so I’m left scrimping and borrowing until I get paid again which is when it all happens again I get paid only to be left with nothing shortly after, if I didn’t have the debts over me my wage would last but I’m currently paying out £700 a month on bills I shouldn’t have but have because of the depression etc.

I just want to finally say the being a product of a postcode ain’t all bad because growing up in the east end of London E1 postcode has given me morels which I’m proud of inc respect for others and loyalty and well I guess never giving up as I’m here writing this now and these morels are defo part of my DNA and will stay with me forever

So I’m asking for any help you can give big or small to ease the stresses of money worries and give me back the freedom to do more with my kids instead of having the weight of the world on my shoulders, I know if I have it even to this day with my problems I always give what I can to homeless ppl I see etc so I’m hoping there’s more out there like me that are willing to help a fellow human in need and break him free of the stressful position he’s in to which he will be forever grateful.

Yours thankfully
A product of a postcode

www.paypal.me/leesmyth26

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Help Maria Beat Brain Cancer

PLEASE DONATE NOW!!!

Maria Johnson started life as an ordinary child up until her teens when all of a sudden her life changed for the worst and she developed a large Tuma in her head and neck.
She went through sevearal major surgeries to remove the cancer and had nerves taken from other areas of her body to replace feeling in her neck and cheek leaving her severly scarred for life down one side of her body. Even with all this going on she fought through it all and had been cleared of the cancer untill she recently hit 50yrs old.
Maria kept getting dizzy spells and repeatidly went to her GP to complain about them. He was not much help and diagnosed her ear canal from her previous surgery was very narrow and caused a build up of wax that was causing the problem. She had several appointments cancled by nurses saying there was nothing in her ear, untill Maria argued the pain was getting unbearable and to do something, when they finaly did they clearded the wax giving Maria some form of releif.
However the dizzy spells remained and finally she was sent to St georges hospital to have a CT scan, this was when she got the news the dreaded tumer was back and in exactly the same place as before. Since this news she has been back and forth to the Marsden and St Georges Hospital for disscussions on the next form of action which has taken over six months for them to act. Maria has slowly become more and more fatigued.
She has been told the Tumer cannot be removed this time as its in a very dodgy place near her brain which would be too risky to opperate. So instead they have suggested chemo and medication to deal with treating only the symptoms of the cancer. This means Maria will have to live with this for the rest of her life growing slowly inside her head.
In the meantime she has a daughter aged 8 who passed out in hospital this week due to worry and not eating right because she is so worried about her mums illness. And now Maria has to give up work and can no longer collect or take her child to school as the journey is too much for her. The bills are mounting up with hospital visits – parking – rent and its all getting too much to cope with even with the small amount of benefits and grants available.
She needs this help now!!
This money can do one thing for her which is take away the financial worry and stress so she can concentrait on getting through Chemo and getting better for her daughter.
Please Help Maria by making a small donation NOW!!!! It doesn’t have to be a lot as it all adds up. Thank you.38706858_1556098397991630_r.jpg

 

Donations can be made here:

https://www.paypal.com/paypalme/my/profile

Or here:

https://www.gofundme.com/support-maria-johnson-with-cancer&rcid=r01-155613638449-fb5317a343b74a41&pc=ot_co_campmgmt_w

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A Finacial Position that i cant find a way out of.

Hi There

Thank you for taking the time to read my plea. This is something that I’m finding difficult to do because I never thought I’d be in a position where I would need to rely on the kindness of strangers, but I feel this may be the only way to improve my situation.

I’m a 28 year old man living in the UK. My financial problems started five years ago. I was renting a property with my ex partner and another couple. This started well and life seemed to be going great for me. I had managed to get my best friend a job where I was working and we were living together with our partners and everything seemed good. After a couple of months things started to turn sour. My partner started disappearing and behaving strangely. There was always an excuse and I never had reason to doubt her. During this time I started having issues with my friend at work, he started not showing up and became lazy. He very suddenly quit and I found myself needing to pick up his rent and some of his living costs. After a couple more months of my partner behaving strangely, things came to a head. She came out to me that she was homosexual and had met a girl. I suddenly was in a position where the past six years of my life had all been a lie and I found myself questioning everything, My mental state took quite a battering. Shortly after this my friend decided to leave and within a matter of days he was gone. He had no way to pay for the house or the bills and I had to shoulder the Burdon. I lived alone in that house trying to reach the end of the contract but I was relying on credit cards to pay for bills and groceries so was forced into terminating the contract which cost me a lot. Although my now ex originally helped me she very quickly left me to deal with it on my own. After finalizing the termination fees I found myself in around £5000 pounds worth of debt.

I’m now working at a different job and life really has improved for me. I’m blessed enough to have met the most amazing girl in the world and we look forward to getting married and hopefully having children. She is a student nurse and hasn’t been able to make a set wage during the last three years of her Degree. So I haven’t been able to pay off the debt of my past life.

I haven’t been able to go to my family for financial support because unfortunately they just can’t provide it so I’ve kept my problems from them to not cause them upset.

My experiences have taught me a lot, but I truly believe that everything happens for a reason. Through the pain and struggle of my past I have manged to meet the most amazing person. I just am not able to extinguish my debt whilst renting and trying to support my partner.

I’ve been transferring my debt to help with interest rates but it just seems every time I make some progress something goes wrong, like car bills and garage costs.

I always believed I would be able to deal with this on my own, and I never dreamt I’d be turning to others for help. I’ve always tried to be the one to help others, but I’ve found this has started to give me sleepless nights and I’m finding it hard to see a way out of this rut.

Thank you so much for taking the time to read my story .Apologies for the length of this, but it’s been a rather humbling experience writing about my past.

If anyone can help me at all please know that I will truly be forever in your debt and you be helping a young couple move away from an unpleasant past.

Indebted & Humbled

Jamie

 

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Getting kicked out of home soon..

Well, where do i start..  I hate to be doing this, I don’t even like asking family / friends to borrow money. Even though i have a Uncle who has helped me out so much lately, i’m just overwhelmed and need a little space to breath.

I’ve been out of work for months, what money i did have dwindled away. I didn’t sign up for benefits until last month. My pay day is suppose be tomorrow of £317.

But i found out a couple of days ago i will infact receive £0. Because apparently last time i was on benefits i did not sign off when i started working. So they sanctioned me for 36 days. (of course i knew nothing of this) So i wont receive 6 days pay for next month too.

I was suppose to pay rent on the last day of every month, £200 to my mum who i live with, I couldn’t afford to pay Aprils. So i owe her £200 which i was going to give her out of my benefits tomorrow. She has already said I can’t live here anymore if i cant give her rent. which i understand. It would only leave me with £117 a month for food etc anyway but i would try to get by.

I also have a car, which is in a family members name. He signed for it when i had a decent job and i owe him a fair bit of payment on it since he’s been covering me while im looking for work. But Im going to have to sell it, for a loss and settle any payments left. I dont mind not driving, it just hurts having to let my uncle down again with money.

So here i am, i have £15 cash in my name. Im trying desperately to get a job, with my depression and anxiety i just want to give my family back what i owe them. I dont care about going out, buying new clothes etc i just want to make them whole and get that pressure off me.

My monthly outgoings just totally outweigh anything coming in and there it seems there is no end in sight.

I don’t know what else to say, im sure there are far more deserving people out there than me.

I thank anyone for reading, even if you could donate just a few pounds, it would really help out for bread and milk etc.

I wish you all well, thank you!

paypal.me/Scott50899

 

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Sleep and Memories :-)

Hello, I am at a point in my life where I am physically, mentally and financially drained… I wake through the night with mind numbing thoughts that my son deserves so much better than a mother like me.

I have worked full time ever since I left High School but I managed to get myself into quite a lot of debt trying to keep up with friends and family’s lifestyles I could not afford.  I took out overdrafts, credit cards and payday loans to try and keep up with them.

I only ever made the minimum or interest payments and one day couldn’t even afford to do that, so everything built up and spiralled out of control. I buried my head in the sand and tried to just ignore it all.

When I fell pregnant with my little one, I finally sat down and worked everything out. I sought financial assistance and now have 1 loan and 1 (very large!) monthly payment to make towards paying all of this off. I want to have a clean fresh credit file to build up so I can offer my son the financial assistance he will need later on in life.

I currently work full time for an animal charity, 12:30-10pm at nights as this is when my father in law can look after the little one for me. I feel like I miss out on so much of his little life but I know I have to work and to teach him that it is a very important part of growing up.

After paying all our living costs and my loan every month, we are left with £82 to ourselves. We can just afford 1 day out somewhere nice on one of Mummy’s days. I hate that I cannot spend quality time with him taking him to new places to explore and learn and make some lasting memories. My little one doesn’t understand why Mummy can’t get him a new toy or buy him a McDonalds when he asks me.

I have 3.5 years remaining on my loan and a little under £12,000 to pay off until I am completely debt free!

I decided to write on here to see if there was anyone out there in a position to give me and my little one any assistance at all, so we can start our brand new lives a little earlier =)

Thank you so much for taking the time to read our story xx

paypal.me/hillis87

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Struggling on disability benifits

For the past 2 years I have had many a struggle with Universal Credit in the UK. It began when I was sectioned under the mental health act over Christmas and new year in 2017. Since then I have been diagnosed finally with being on the autistic spectrum as well as suffering from depression and anxiety.

 

It took over a year for me to be placed on the correct benefits and during that time I was sanctioned 4 times for none attendance to work focussed interviews even though I had been handing in my sick notes. I was also placed into ‘supported accommodation’ where things only got worse for me. The majority of other individuals in need were addicts of some nature and unfortunately I got dragged into that world. For 4 months I was using both heroin and crack cocaine as well as being rinsed for every penny I had. The majority of my most prized items were stolen and it just spiralled further and further for me. People would remember my pay days and be knocking on my door or ringing me. They would be begging for money, promising to pay it back, making me feel guilty and if that didnt work threaten me.

Fortunately I am a strong willed person and after several months of this horrible situation I managed to pack my remaining items and get out of that place. I stopped all of the drugs on that same day and I am now a year on.

I spent the following months submitting all necessary mandatory reconsiderations and appeals to get my sanctions lifted. At one point I had one sanction lifted to be given another the following day! My mental health was at some of its worst still but I had to just keep battling through it and jumping through as many hoops as I could. A year on from being in hospital I was finally awarded the benifits I am entitled to with 18 months until it is reviewed.

Although all should be good now, the amount of money I recieve is just more than I need to get by. It is around the same amount as working a minimum wage job 40 hours a week. I would like to get back some of the items that were stolen from me.

I am a keen musician and would like to get a computer, software and some new instruments so that I can start recording my own music with the view of one day selling it. It will cost around £5000 to buy those items. I know that it is a substantial amount of money and would only ask for a small contribution towards it.

If you can make a small contribution then my PayPal is:

paypal.me/kieranplummer

 

Last Updated:

Ex serviceman drowning in debt with no way out

Let me start at the beginning to help you understand how I came to be in my current situation.

I was born on one of the many council estates here in England (I guess in the US you guys call them “The projects” or “Social Housing”) to a single mother after my father left after hearing about my mother’s pregnancy.

I quickly became 1 of 4 children and my mother worked hard to provide for us. On numerous occasions when she was working nights in a biscuit factory our home would be burgled and the young child minder left defenseless and unable to stop it. What little money my mother had been able to save was stolen and our home trashed. From a very young age I had the mindset that living in poverty was how my life was to be. I would go to school and see the other kids with new uniforms, shoes, backpacks and wish I could be like them.

Fast forward to the age of 16 where I saw a way out. I finished secondary school and joined the British Army. No college or University for me as the fees were too high. During training i was paid £20 a week in cash and this felt like I’d won the lottery. I would instantly waste it on anything my heart desired from the shops, having never had this luxury before. Once training was over I started to get paid directly into a bank account that the Army had set up for us all during training. Each pay day I would send half home to help my Mother and siblings out, to do my bit to provide for her the way she always had for me the best she could, it was the right thing to do.

When I turned 18 this is when the slippery slope into debt began, I was contacted by my bank and offered a £3000 loan. Now imagine a poor boy from the council estate who thought £20 was a lot of money being offered £3000! I jumped at the chance of that amount of money with no regards to the consequences. Very quickly the money ran out. I would buy myself those new clothes I’d always dreamed of, I helped my Mother to decorate our small home and before I knew it, i didn’t have a penny again!

So the bank offered me a larger loan this time, to pay the £3000 off and too have some left over, again I jumped at the chance and time after time they offered me more money, until the last loan was for £25,000. Then one day I looked at my account and saw the repayments for almost £1000 a month. I simply couldn’t repay these.

I started to wish for overseas tours with the Army to earn extra pay, my wishes were granted, I served in Northern Ireland, Kosovo and the Iraq, all combat missions and all having a detrimental affect on my mental health, like many leaving me with PTSD and forgotten about by the Army. I left the Army drowning in debt, suffering with Battle shock and with no where to turn for help. I did whatever I could to repay my loan, I worked cleaning plates in a restaurant in the evening and then straight to building sites as a night watchman.

I eventually joined the UK Police force on a very basic wage and have been here ever since, but still my pay doesn’t cover all my bills and debts, I pay out more than I have coming in, I work extra shifts delivering pizzas around my job on the force but still can’t get my head above water.

I’ve never let anyone close to me know the extent of my problem, of my debt, because I’m too embarrassed. I’m 34 years old now and facing a life of debts I’ll never be able to pay. I’ll never be able to own my own home, year after year I go without holidays just working all the overtime I can to give me some financial breathing room. http://Paypal.me/JKelly01I’ve fought wars and served my country and still continue to do so, but i feel like they’ve let me down, I need help to get out of this quicksand of debt that’s dragging me down further and further each day.

Any donation possible would help me greatly, every penny is going to pay of my debts and give me a fresh start and a healthy future free of debt.

My current debt stands at £25,983,00

Thank you for reading my story and may God Bless you.

My Paypal account

http://paypal.me/JKelly01

 

Last Updated:

living a Life of financial and social struggles

hi my name is Teresa Cutabiala like any other person I have got a dream and ideas I want to make it happen, we need money to make things happen and I unfortunately don’t have enough

I’m 19 and I have a bad relationship with my family members and  I don’t receive support from them for nothing. I live by myself, I work and study and it’s been really difficult these days to keep focused, I’m feeling like I’m losing my motivation to be active on things, I used to live with my aunt but I was been neglected and abused that I decided to move out and start again by myself to do something for my Little sisters and brother and give them a better prospect of life I want to be responsible for them keep them by my side, cause unfortunately they are with my aunt. So I got to do my hardest to show that I’m capable of taking care of them and I can because I done before. I got a flat I would be able to take them here with me but this flat has to go through repairs, I have tried to ask the council for help but they keep declining my application because I Of my income that they cannot prove how much I earn per month, my money fluctuates a lot I’m this kind of person that it could do 4 for shifts straight of 11 to 7hrs straight every week that was being a struggle because the time was just not right and I was feeling like working was keeping me away of everything that I was going through so they have got this information from the past I’m only doing 22hrs a week now and I earn little money which I’m having problems to pay my bills and expenses, it’s been up to a month that I have been sleeping in the floor, I haven’t got a washing machine, cooker or fridge and I have been feeling really sick to be in these conditions, I was in a temporary accommodation before getting my long term place which the monthly rent was 1556 pounds but that was a project of support how they expect young people that are vulnerable  to pay that amount of money? So everyone basically applies for housing benefit, you get a discount and if you are working they would calculate how much you should pay per month on the project, myself I don’t like government help because they are to controlling and I didn’t want to feel limited or inside of a box I wanted to do stuff it was the only way I was able to focus my mind on positivity and I’m young I’m receiving support at all from people I needed to help by sisters to with what they needed, and not forgetting the council tax, electricity, transportation, food, body needs I was spending the necessary for what I think was needed and right but the council is not been understanding about it and I have a housing overpayment of 1557 pound and they gave me a date to pay them back that’s gonna be the next month and I got i council tax of 125 overtime but I have put 200 pounds it’s still not enough I’m feeling completely lost and I don’t know what to do, I don’t know how they expect someone young to go through all that they don’t even come easy, I think that’s growing up, I’m honestly asking for help on this I don’t want to have debts on me and there’s so many things that I got to pay living the debts apart like my rent house bill, I would like to receive 4000 It would be really helpful and I really need to sort out my struggle, help me and my sisters and haven’t got support from my parents, it’s just me and them and I would buy the basics on my place to live a decent life, I feel like crying because I know things ain’t easy and it’s normal to ask for help, I know there’s some people that do help so I’m taking all that it takes just to really change for the better the way I’m leaving.

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It’s alright not to be alright? Please help!!!

Good morning,

Thank you for taking time to read my story.

I’m writing this letter because I need financial help. I never thought I will have to ask for help with money but unfortunately I haven’t got choice. This is my last resort and it is not an easy decision for me to do so. I always have been an independent individual that worked really hard however working hard this days isn’t enough. I am single parent for over 9 years now and as the time goes on it is getting harder and harder to keep on top of all the bills and to pay for all necessities for my child and myself. My financial difficulties isn’t everything because we both have health issues. I recently had my 4th operation and my child have been diagnosed with Tourette’s syndrome at the age of 7 and there is not cure for this neurological disorder and I am hart broking because this is my only child. I would love to take my child out to do some activities or go to cinema but there is just not enough money. Every month is a huge struggle, I have to use my credit card so I can provide for my child and myself but my credit card is full now and I don’t have anybody that could help me financially. On top of everything else I was subject to scam and I have lost £5000, money that I didn’t even have. I took money from my credit card believing I was helping someone that I loved but this scammer never existed, fake name and details were used so I never saw my money back. All was reported to the Police but unfortunately I have been told they can’t do anything as this scammers are from Nigeria. As you can see I am at the end of my hope, I am physically and mentally exhausted and I don’t know for how much longer I can carry on like this. If there is anybody that would like to help me it would be enormously appreciated. If you would like to donate please use my PayPal account below.

paypal.me/supportfamily45

Once again, thank you so much for reading my story.

 

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car has broken down

Hi and thank you for reading my post. I am not one of those who burden others actually this is the first time I ever beg for money online but I am so desperate at the moment and have no one else who can help. My car whom I love very very much is need of new engine. I kept topping up oil and it started eating it every month. I went to mechanics and they told that this is not normal, I should be topping up 1-2 times a year maximum eg from MOT to MOT. Little did I know at the time that there is a huge problem. They opened it up to see and there is a lot of yellow goo inside meaning that oil is mixing with water. So I asked for advise and she says just get rid of it otherwise you need a new engine looks like it is cracked. I have called every mechanic around and they all quoted 1500-3000 for new engine and labour. My heart sank through my feet to the Earth core. I get 1300 a month of which goes 600 rent, 300 food and transport and gas and electricity and internet, 350 for mom nursing home (she has Alzheimer’s and I cannot afford carrier at home) so I get to save around 50 each month. If I saved as much as I can it would take me about 30 months to save for car repairs. Which is at best 3 years if I did not used transport and walked to work which is 2 h walking distance away. I just don’t know what to do anymore. I have nobody else to ask for money. Bank says they can lend me £750 at most with a costy percentage of repayment. I think I have been denying this for a time it is really hard to admit to myself or anyone else! but I am in serious need of help if you have a good heart please please please help me I beg you

 

https://paypal.me/benbeg

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Single Dad in need of help

Hello,

I was always told bad things come in 3’s, but after loosing my grandad and nan within the space of a year of each other … then losing my other grandad 18 months later, and having my last remaining nan be diagnosed with dementia, was bad enough … but now, my kids mum has decided to leave us (me plus our 2 kids) with little to no notice as she wanted her life back and felt she settled down to young … the icing on the cake, after going through all this; a recent eye test has shown I might lose all vision in my right eye, and my left eye, is already weaker than my right.

the last 6 years have been horrific, money has been tight but I have managed up until now by making sure the kids have everything they need, by dipping into my credit card when needed and I have gone without completely … I dream of giving my kids a holiday and a break from all of this — I need to get away and take them abroad for the first time; and I was hoping to do this by going to America, Disney Land.

In addition to this, I need help to pay off my Credit Card; I have used this when needed when we ran out of food or needed new school clothes or any additional unexpected bills.

in total, I’m hoping to ask for £2000 for the credit card and a further £2000 for a holiday … if anyone can help me and my family, then you will have made all of the hardship we have endured slightly easier.

i know, once my credit card is paid off I can manage the day-to-day bills, but the payments the credit card require are killing me financially.

I’m sorry to have to ask, but if you can help you would make me happier than I can remember.

 

PayPal link: paypal.me/doubledp