Begging Money

Financial Hardship Help

Last Updated:

A Finacial Position that i cant find a way out of.

Hi There

Thank you for taking the time to read my plea. This is something that I’m finding difficult to do because I never thought I’d be in a position where I would need to rely on the kindness of strangers, but I feel this may be the only way to improve my situation.

I’m a 28 year old man living in the UK. My financial problems started five years ago. I was renting a property with my ex partner and another couple. This started well and life seemed to be going great for me. I had managed to get my best friend a job where I was working and we were living together with our partners and everything seemed good. After a couple of months things started to turn sour. My partner started disappearing and behaving strangely. There was always an excuse and I never had reason to doubt her. During this time I started having issues with my friend at work, he started not showing up and became lazy. He very suddenly quit and I found myself needing to pick up his rent and some of his living costs. After a couple more months of my partner behaving strangely, things came to a head. She came out to me that she was homosexual and had met a girl. I suddenly was in a position where the past six years of my life had all been a lie and I found myself questioning everything, My mental state took quite a battering. Shortly after this my friend decided to leave and within a matter of days he was gone. He had no way to pay for the house or the bills and I had to shoulder the Burdon. I lived alone in that house trying to reach the end of the contract but I was relying on credit cards to pay for bills and groceries so was forced into terminating the contract which cost me a lot. Although my now ex originally helped me she very quickly left me to deal with it on my own. After finalizing the termination fees I found myself in around £5000 pounds worth of debt.

I’m now working at a different job and life really has improved for me. I’m blessed enough to have met the most amazing girl in the world and we look forward to getting married and hopefully having children. She is a student nurse and hasn’t been able to make a set wage during the last three years of her Degree. So I haven’t been able to pay off the debt of my past life.

I haven’t been able to go to my family for financial support because unfortunately they just can’t provide it so I’ve kept my problems from them to not cause them upset.

My experiences have taught me a lot, but I truly believe that everything happens for a reason. Through the pain and struggle of my past I have manged to meet the most amazing person. I just am not able to extinguish my debt whilst renting and trying to support my partner.

I’ve been transferring my debt to help with interest rates but it just seems every time I make some progress something goes wrong, like car bills and garage costs.

I always believed I would be able to deal with this on my own, and I never dreamt I’d be turning to others for help. I’ve always tried to be the one to help others, but I’ve found this has started to give me sleepless nights and I’m finding it hard to see a way out of this rut.

Thank you so much for taking the time to read my story .Apologies for the length of this, but it’s been a rather humbling experience writing about my past.

If anyone can help me at all please know that I will truly be forever in your debt and you be helping a young couple move away from an unpleasant past.

Indebted & Humbled

Jamie

 

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Getting kicked out of home soon..

Well, where do i start..  I hate to be doing this, I don’t even like asking family / friends to borrow money. Even though i have a Uncle who has helped me out so much lately, i’m just overwhelmed and need a little space to breath.

I’ve been out of work for months, what money i did have dwindled away. I didn’t sign up for benefits until last month. My pay day is suppose be tomorrow of £317.

But i found out a couple of days ago i will infact receive £0. Because apparently last time i was on benefits i did not sign off when i started working. So they sanctioned me for 36 days. (of course i knew nothing of this) So i wont receive 6 days pay for next month too.

I was suppose to pay rent on the last day of every month, £200 to my mum who i live with, I couldn’t afford to pay Aprils. So i owe her £200 which i was going to give her out of my benefits tomorrow. She has already said I can’t live here anymore if i cant give her rent. which i understand. It would only leave me with £117 a month for food etc anyway but i would try to get by.

I also have a car, which is in a family members name. He signed for it when i had a decent job and i owe him a fair bit of payment on it since he’s been covering me while im looking for work. But Im going to have to sell it, for a loss and settle any payments left. I dont mind not driving, it just hurts having to let my uncle down again with money.

So here i am, i have £15 cash in my name. Im trying desperately to get a job, with my depression and anxiety i just want to give my family back what i owe them. I dont care about going out, buying new clothes etc i just want to make them whole and get that pressure off me.

My monthly outgoings just totally outweigh anything coming in and there it seems there is no end in sight.

I don’t know what else to say, im sure there are far more deserving people out there than me.

I thank anyone for reading, even if you could donate just a few pounds, it would really help out for bread and milk etc.

I wish you all well, thank you!

paypal.me/Scott50899

 

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Sleep and Memories :-)

Hello, I am at a point in my life where I am physically, mentally and financially drained… I wake through the night with mind numbing thoughts that my son deserves so much better than a mother like me.

I have worked full time ever since I left High School but I managed to get myself into quite a lot of debt trying to keep up with friends and family’s lifestyles I could not afford.  I took out overdrafts, credit cards and payday loans to try and keep up with them.

I only ever made the minimum or interest payments and one day couldn’t even afford to do that, so everything built up and spiralled out of control. I buried my head in the sand and tried to just ignore it all.

When I fell pregnant with my little one, I finally sat down and worked everything out. I sought financial assistance and now have 1 loan and 1 (very large!) monthly payment to make towards paying all of this off. I want to have a clean fresh credit file to build up so I can offer my son the financial assistance he will need later on in life.

I currently work full time for an animal charity, 12:30-10pm at nights as this is when my father in law can look after the little one for me. I feel like I miss out on so much of his little life but I know I have to work and to teach him that it is a very important part of growing up.

After paying all our living costs and my loan every month, we are left with £82 to ourselves. We can just afford 1 day out somewhere nice on one of Mummy’s days. I hate that I cannot spend quality time with him taking him to new places to explore and learn and make some lasting memories. My little one doesn’t understand why Mummy can’t get him a new toy or buy him a McDonalds when he asks me.

I have 3.5 years remaining on my loan and a little under £12,000 to pay off until I am completely debt free!

I decided to write on here to see if there was anyone out there in a position to give me and my little one any assistance at all, so we can start our brand new lives a little earlier =)

Thank you so much for taking the time to read our story xx

paypal.me/hillis87

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Struggling on disability benifits

For the past 2 years I have had many a struggle with Universal Credit in the UK. It began when I was sectioned under the mental health act over Christmas and new year in 2017. Since then I have been diagnosed finally with being on the autistic spectrum as well as suffering from depression and anxiety.

 

It took over a year for me to be placed on the correct benefits and during that time I was sanctioned 4 times for none attendance to work focussed interviews even though I had been handing in my sick notes. I was also placed into ‘supported accommodation’ where things only got worse for me. The majority of other individuals in need were addicts of some nature and unfortunately I got dragged into that world. For 4 months I was using both heroin and crack cocaine as well as being rinsed for every penny I had. The majority of my most prized items were stolen and it just spiralled further and further for me. People would remember my pay days and be knocking on my door or ringing me. They would be begging for money, promising to pay it back, making me feel guilty and if that didnt work threaten me.

Fortunately I am a strong willed person and after several months of this horrible situation I managed to pack my remaining items and get out of that place. I stopped all of the drugs on that same day and I am now a year on.

I spent the following months submitting all necessary mandatory reconsiderations and appeals to get my sanctions lifted. At one point I had one sanction lifted to be given another the following day! My mental health was at some of its worst still but I had to just keep battling through it and jumping through as many hoops as I could. A year on from being in hospital I was finally awarded the benifits I am entitled to with 18 months until it is reviewed.

Although all should be good now, the amount of money I recieve is just more than I need to get by. It is around the same amount as working a minimum wage job 40 hours a week. I would like to get back some of the items that were stolen from me.

I am a keen musician and would like to get a computer, software and some new instruments so that I can start recording my own music with the view of one day selling it. It will cost around £5000 to buy those items. I know that it is a substantial amount of money and would only ask for a small contribution towards it.

If you can make a small contribution then my PayPal is:

paypal.me/kieranplummer

 

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Ex serviceman drowning in debt with no way out

Let me start at the beginning to help you understand how I came to be in my current situation.

I was born on one of the many council estates here in England (I guess in the US you guys call them “The projects” or “Social Housing”) to a single mother after my father left after hearing about my mother’s pregnancy.

I quickly became 1 of 4 children and my mother worked hard to provide for us. On numerous occasions when she was working nights in a biscuit factory our home would be burgled and the young child minder left defenseless and unable to stop it. What little money my mother had been able to save was stolen and our home trashed. From a very young age I had the mindset that living in poverty was how my life was to be. I would go to school and see the other kids with new uniforms, shoes, backpacks and wish I could be like them.

Fast forward to the age of 16 where I saw a way out. I finished secondary school and joined the British Army. No college or University for me as the fees were too high. During training i was paid £20 a week in cash and this felt like I’d won the lottery. I would instantly waste it on anything my heart desired from the shops, having never had this luxury before. Once training was over I started to get paid directly into a bank account that the Army had set up for us all during training. Each pay day I would send half home to help my Mother and siblings out, to do my bit to provide for her the way she always had for me the best she could, it was the right thing to do.

When I turned 18 this is when the slippery slope into debt began, I was contacted by my bank and offered a £3000 loan. Now imagine a poor boy from the council estate who thought £20 was a lot of money being offered £3000! I jumped at the chance of that amount of money with no regards to the consequences. Very quickly the money ran out. I would buy myself those new clothes I’d always dreamed of, I helped my Mother to decorate our small home and before I knew it, i didn’t have a penny again!

So the bank offered me a larger loan this time, to pay the £3000 off and too have some left over, again I jumped at the chance and time after time they offered me more money, until the last loan was for £25,000. Then one day I looked at my account and saw the repayments for almost £1000 a month. I simply couldn’t repay these.

I started to wish for overseas tours with the Army to earn extra pay, my wishes were granted, I served in Northern Ireland, Kosovo and the Iraq, all combat missions and all having a detrimental affect on my mental health, like many leaving me with PTSD and forgotten about by the Army. I left the Army drowning in debt, suffering with Battle shock and with no where to turn for help. I did whatever I could to repay my loan, I worked cleaning plates in a restaurant in the evening and then straight to building sites as a night watchman.

I eventually joined the UK Police force on a very basic wage and have been here ever since, but still my pay doesn’t cover all my bills and debts, I pay out more than I have coming in, I work extra shifts delivering pizzas around my job on the force but still can’t get my head above water.

I’ve never let anyone close to me know the extent of my problem, of my debt, because I’m too embarrassed. I’m 34 years old now and facing a life of debts I’ll never be able to pay. I’ll never be able to own my own home, year after year I go without holidays just working all the overtime I can to give me some financial breathing room. http://Paypal.me/JKelly01I’ve fought wars and served my country and still continue to do so, but i feel like they’ve let me down, I need help to get out of this quicksand of debt that’s dragging me down further and further each day.

Any donation possible would help me greatly, every penny is going to pay of my debts and give me a fresh start and a healthy future free of debt.

My current debt stands at £25,983,00

Thank you for reading my story and may God Bless you.

My Paypal account

http://paypal.me/JKelly01

 

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living a Life of financial and social struggles

hi my name is Teresa Cutabiala like any other person I have got a dream and ideas I want to make it happen, we need money to make things happen and I unfortunately don’t have enough

I’m 19 and I have a bad relationship with my family members and  I don’t receive support from them for nothing. I live by myself, I work and study and it’s been really difficult these days to keep focused, I’m feeling like I’m losing my motivation to be active on things, I used to live with my aunt but I was been neglected and abused that I decided to move out and start again by myself to do something for my Little sisters and brother and give them a better prospect of life I want to be responsible for them keep them by my side, cause unfortunately they are with my aunt. So I got to do my hardest to show that I’m capable of taking care of them and I can because I done before. I got a flat I would be able to take them here with me but this flat has to go through repairs, I have tried to ask the council for help but they keep declining my application because I Of my income that they cannot prove how much I earn per month, my money fluctuates a lot I’m this kind of person that it could do 4 for shifts straight of 11 to 7hrs straight every week that was being a struggle because the time was just not right and I was feeling like working was keeping me away of everything that I was going through so they have got this information from the past I’m only doing 22hrs a week now and I earn little money which I’m having problems to pay my bills and expenses, it’s been up to a month that I have been sleeping in the floor, I haven’t got a washing machine, cooker or fridge and I have been feeling really sick to be in these conditions, I was in a temporary accommodation before getting my long term place which the monthly rent was 1556 pounds but that was a project of support how they expect young people that are vulnerable  to pay that amount of money? So everyone basically applies for housing benefit, you get a discount and if you are working they would calculate how much you should pay per month on the project, myself I don’t like government help because they are to controlling and I didn’t want to feel limited or inside of a box I wanted to do stuff it was the only way I was able to focus my mind on positivity and I’m young I’m receiving support at all from people I needed to help by sisters to with what they needed, and not forgetting the council tax, electricity, transportation, food, body needs I was spending the necessary for what I think was needed and right but the council is not been understanding about it and I have a housing overpayment of 1557 pound and they gave me a date to pay them back that’s gonna be the next month and I got i council tax of 125 overtime but I have put 200 pounds it’s still not enough I’m feeling completely lost and I don’t know what to do, I don’t know how they expect someone young to go through all that they don’t even come easy, I think that’s growing up, I’m honestly asking for help on this I don’t want to have debts on me and there’s so many things that I got to pay living the debts apart like my rent house bill, I would like to receive 4000 It would be really helpful and I really need to sort out my struggle, help me and my sisters and haven’t got support from my parents, it’s just me and them and I would buy the basics on my place to live a decent life, I feel like crying because I know things ain’t easy and it’s normal to ask for help, I know there’s some people that do help so I’m taking all that it takes just to really change for the better the way I’m leaving.

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It’s alright not to be alright? Please help!!!

Good morning,

Thank you for taking time to read my story.

I’m writing this letter because I need financial help. I never thought I will have to ask for help with money but unfortunately I haven’t got choice. This is my last resort and it is not an easy decision for me to do so. I always have been an independent individual that worked really hard however working hard this days isn’t enough. I am single parent for over 9 years now and as the time goes on it is getting harder and harder to keep on top of all the bills and to pay for all necessities for my child and myself. My financial difficulties isn’t everything because we both have health issues. I recently had my 4th operation and my child have been diagnosed with Tourette’s syndrome at the age of 7 and there is not cure for this neurological disorder and I am hart broking because this is my only child. I would love to take my child out to do some activities or go to cinema but there is just not enough money. Every month is a huge struggle, I have to use my credit card so I can provide for my child and myself but my credit card is full now and I don’t have anybody that could help me financially. On top of everything else I was subject to scam and I have lost £5000, money that I didn’t even have. I took money from my credit card believing I was helping someone that I loved but this scammer never existed, fake name and details were used so I never saw my money back. All was reported to the Police but unfortunately I have been told they can’t do anything as this scammers are from Nigeria. As you can see I am at the end of my hope, I am physically and mentally exhausted and I don’t know for how much longer I can carry on like this. If there is anybody that would like to help me it would be enormously appreciated. If you would like to donate please use my PayPal account below.

paypal.me/supportfamily45

Once again, thank you so much for reading my story.

 

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car has broken down

Hi and thank you for reading my post. I am not one of those who burden others actually this is the first time I ever beg for money online but I am so desperate at the moment and have no one else who can help. My car whom I love very very much is need of new engine. I kept topping up oil and it started eating it every month. I went to mechanics and they told that this is not normal, I should be topping up 1-2 times a year maximum eg from MOT to MOT. Little did I know at the time that there is a huge problem. They opened it up to see and there is a lot of yellow goo inside meaning that oil is mixing with water. So I asked for advise and she says just get rid of it otherwise you need a new engine looks like it is cracked. I have called every mechanic around and they all quoted 1500-3000 for new engine and labour. My heart sank through my feet to the Earth core. I get 1300 a month of which goes 600 rent, 300 food and transport and gas and electricity and internet, 350 for mom nursing home (she has Alzheimer’s and I cannot afford carrier at home) so I get to save around 50 each month. If I saved as much as I can it would take me about 30 months to save for car repairs. Which is at best 3 years if I did not used transport and walked to work which is 2 h walking distance away. I just don’t know what to do anymore. I have nobody else to ask for money. Bank says they can lend me £750 at most with a costy percentage of repayment. I think I have been denying this for a time it is really hard to admit to myself or anyone else! but I am in serious need of help if you have a good heart please please please help me I beg you

 

https://paypal.me/benbeg

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Single Dad in need of help

Hello,

I was always told bad things come in 3’s, but after loosing my grandad and nan within the space of a year of each other … then losing my other grandad 18 months later, and having my last remaining nan be diagnosed with dementia, was bad enough … but now, my kids mum has decided to leave us (me plus our 2 kids) with little to no notice as she wanted her life back and felt she settled down to young … the icing on the cake, after going through all this; a recent eye test has shown I might lose all vision in my right eye, and my left eye, is already weaker than my right.

the last 6 years have been horrific, money has been tight but I have managed up until now by making sure the kids have everything they need, by dipping into my credit card when needed and I have gone without completely … I dream of giving my kids a holiday and a break from all of this — I need to get away and take them abroad for the first time; and I was hoping to do this by going to America, Disney Land.

In addition to this, I need help to pay off my Credit Card; I have used this when needed when we ran out of food or needed new school clothes or any additional unexpected bills.

in total, I’m hoping to ask for £2000 for the credit card and a further £2000 for a holiday … if anyone can help me and my family, then you will have made all of the hardship we have endured slightly easier.

i know, once my credit card is paid off I can manage the day-to-day bills, but the payments the credit card require are killing me financially.

I’m sorry to have to ask, but if you can help you would make me happier than I can remember.

 

PayPal link: paypal.me/doubledp

 

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SURGERY HELP

Hello my name is Tayla and I’m 18 years old and a transgender woman. I am trying to raise money to help fund for facial feminisation surgery. The reason I’m so desperate for this surgery is because it causes me severe depression and anxiety, there are no words to explain how difficult it is to live in a body you feel as though you were never meant to be born in! The surgery is meant to help you ‘pass’ more as a woman which I believe would really help take away from my crippling anxiety and depression which is very intense. It gets to the point I can’t leave my house depending on how low my mood is, sometimes I will take random panic attacks in public or in work/college and I will have to leave and go home! I spend a lot of my days crying due to the pain of not being able to live authentically! If I weren’t to have this surgery at some point in my life I would find it very hard to cope, I think suicidal thoughts already but I try my best to stay strong for my friends and family, especially for my mum who is also very suicidal due to her illness (ME) which means she is practically bed bound and can’t do much for herself at all, she has quite a low quality of life due to this illness and I want to be here to support her and help her in every way possible however it becomes hard when I’m finding it so hard to cope with my own life and mental state. I am feeling very dependent on this surgery, I just want to live happily and feel comfortable in my own skin instead of constantly feeling insecure that I don’t ‘pass’ well enough. I am completely begging because I don’t know how much longer I can wait for this surgery I’m genuinely counting on it so that I can live my life more comfortably and hopefully have it reduce a lot of my depression, anxiety and suicidal thoughts! Bare in mind I’ve only just turned 18, this is a massive thing to be carrying on my shoulders at such a young age so please I am begging, help me!

paypal.me/tayladowx

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Life’s treadmill is moving too fast, please help in slowing it down for me

I’m struggling with the pressure of life at the moment. I have been on antidepressants for nearly 10 years, gone through numerous hours of counselling, psychotherapy, was even admitted to a psychiatric hospital, but and every now and again, the pressure gets hold of me and turns me into and emotional mess that can not cope with even the simplest of daily tasks.

At the moment in particular, I’m really struggling with my day to day job. Like most people, I really struggle with stress, however my stress creates somebody that can no longer function or think rationally. Sometimes, when I’m driving to work, I forget where I am. Quite often, I forget how to do my job, the job that I have managed to succeed in for so many years. I know that this is all stress related, and down to my job. I work in an industry which is diminishing rapidly and margins are getting tighter and tighter. My employer isn’t very supportive, they have always seen staff as replaceable with no value at all, and I fear that my time with my current employer may be coming to and end very soon, as I’m unable to do my job to an acceptable standard.

I have a wife and young child, and need to keep strong for them, however this pressure is pushing me to breaking point, and mentally I don’t want to revisit some of the places I have been in previous years.

I’m asking for a donations to enable me to leave my current employment, to allow me a short amount of time which will enable me to focus on getting back in the right ‘headspace’, finding new employment or making plans for taking a new career path altogether. I could use that time to learn a new skill, or educate myself in a new industry/trade altogether. The prospect of that is exciting, however not something I can even entertain in my current frame of mind.

The donations would be used in their entirety to keep up with our regular monthly payments including mortgage, electric, water and childcare costs, during a short period of time when I will no longer be bringing in an income.

I have never done anything like this before, and certainly never asked for financial help, but I really appreciate the time you have taken in reading this.

Sorry I forgot to add my PayPal.me

paypal.me/parker1983

If making a donation, please remember to leave me a contact email address within the notes/comments, so that I can keep you up to date with how things plan out for me.

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Dumb hamster lover needs £300 to pay off small debt

TL;DR: Dumb 21 year old with Hamster is failing at adulting, and decided to Impulse buy a new (current was way too small) enclosure, and is now overdrawn and getting interest added on.

(Will pay back once I have been able to get a job)

Chopsticks.jpg

This is not a very important donation request, compared to some of the posts I’ve seen whilst briefly browsing this site.

But, I guess it’s worth posting.

I am an Impulse buyer, due to Borderline Personality Disorder (I’m not attempting to make this a sob story, just an explanation for my dumb spending). I’ve been trying to make it so that online shopping is not an option for me, but I can’t remove my cards from PayPal due to PayPal Credit(It’s not a big issue to pay this back quickly, as long as you pay small amounts back every few months).

However, after finding out more about Hamsters, I discovered they require a much larger enclosure than I had knew when buying her.

So, I impulsively bought a large enclosure for her. When I didn’t have the money for it, in the moment I only cared about being able to give her the best life I could.

(I recently dropped out of University due to mental health issues, so I am currently looking for a job in order to pay this all. But I’ve had no luck, only a few unsuccessful interviews if I get any response. Most have asked me about why I dropped out recently- so I don’t think they really want to trisk employing a possible burden. But, when I manage to get a job, I would be happy to pay back anybody who helps me out).

I attempted to contact the company I bought it off of in order to cancel it when I realised I didn’t have the funds, but they had apparently already sent it to the courier, so it could no longer be cancelled.

So, now I am overdrawn with my bank and they have began to charge me interest.

It would be really great if someone could help me out.

For anyone interested, my Hamster is named Chopsticks, and she makes me smile a lot.

If anyone who wants to help me out, I am more than happy to send cute hamster photos and videos. Even though that isn’t /really/ a repayment, I just want to make my begging a light hearted as I can.

I really don’t want to start getting into debts that are incredibly unrealistic to pay.

Paypal.me/zoe963

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Help a young couple struggle

Thank you for taking the time to read this i am very grateful and any outcome from yourself will be very appreciated.
Firstly let me introduce myself, my name is Holly and i am 22 years old from the UK. I am currently expecting my first child in September and me and my partner are struggling mentally we have a lot of anxiety and depression between us and we are have a huge debt on our shoulders. we are also trying to save for our own home as at the moment we are in a cycle of renting with a family member and not being able to save. any advice / donations are massively received and appreciated , i also have an amazon wish list for the baby items as we need everything for a baby.
My partner is struggling especially with some form of anxiety he gets very stressed and gets himself sick constantly meaning he misses work. he does not feel he can speak to a GP as it does not make him feel like the stereotypical man. He constantly does not come to bed and will sit in the living until ridiculous hours not knowing what to do. it is a vicious circle that we are not sure how will end.
With the baby due in September we are trying to get all our finances in place so we can give the baby the best possible life and situation we can! But with debt and not being able to afford very much we are finding this very hard , we would hate to not be able to provide for our child and it is very hard and upsetting to have this on our shoulders.
if you would like to get some more information i will be happy to provide. i really want to do this especially for my partner as i want him to be in the right state of mind when our baby comes as it is causing such suffering.
If you do have any advise you can give me.

 

https://paypal.me/hollyrestel96

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Mental Health

I want to share my recovery to help others I have suffered from mental health most of my life my story is getting made into a short film I want to travel around the world doing talks playing my short film about mental health and suicide prevention it’s time to talk 1 out 4 people will suffer from mental health in uk

I started to struggle with my mental health from young age. I got diagnosed with ADHD, I was very high, I couldn’t sit still and was always getting put out of class.

The teachers didn’t know what to do for me. People would shout at me and say I was badly behaved, but looking back I understand it was my mental health and I couldn’t help it.

At home I was taking medicine about 3 times a day to keep me calm, but I hated it and felt like a zombie.

When I went to high school my anxiety was getting bad, I was put out of class most days. Teachers just looked down at me and said ‘you’re never going to make it, you’re too loud you’re not doing your work.’ In the back of my mind I kept saying to myself ‘I wish I was normal, why do I act and feel this way?’

I felt like the school let me down big time. I just felt I was treated differently from everyone else. So I left school and then my mental health started getting worse.
I started drinking and smoking cannabis every day, I was just trying to block everything out, but every day was a struggle. I started going to more appointments with GPS telling them how I was feeling, but I got told there was nothing wrong with me, I needed to get a grip there is nothing they could do for me!!

It was very upsetting and I was angry that no one was giving me any support, so the drinking got worse and I was getting into trouble with the police.

I wasn’t getting on with my family so I left home and was stayed with friends. I went on to the homeless list, after 1 year I got a flat in Lanark. It was great having somewhere I could call home, but my mental health was getting worse. I was going from extreme lows to high.

I started taking a new medicine that would stop all these horrible thoughts. I went to see physiologist they started doing some CBT to manage my feelings and thoughts.

But I was still struggling, so I didn’t go back after a few months. So the drinking and taking drugs got worse. I started going to addiction services but they kept saying there’s nothing they could do because it’s my mental health. Then I would go to the psychiatrist and they would say it was addictions.

By time I was 18 I was living by myself. Days would pass where I struggled to get out of bed, wash or eat. Everything just felt like one big struggle.
I felt like there was a big dark cloud above me. I had no self-worth or hope, so time went on and I stated getting into trouble with the police. One time I was very low and was sitting on bridge and the police came. Rather than taking me to a hospital they locked me up.

I kept thinking maybe it would better if I killed myself all this pain would go away, I wouldn’t have to put up with this.

I went back to the hospital and was kept in for a few days to detox and clear my head. Once I was discharged I had CPNs coming to see me. I started going to the Hope Café, a small charity that was set up around peer support. Everyone was so friendly and what I loved about it was that everyone that was there had lived experience of mental health.

I began to volunteer there, I built my confidence up, meeting new people getting to listen to people stories.

I wrote down my own story, then for the Scottish Mental Health Arts Festival my story was turned into a play. I felt amazing.

I took part in the first Walk a Mile in Edinburgh with See Me, and in Strathclyde Park, where I got the chance to walk with Chris Young.

By the time I was 20 my mental health was in good place, I was volunteering most days I was meeting new people trying to tackle stigma and sharing my recovery to help others. Yeah, for the first time I was happy. People treated me like a human.
But at 21 I was still drinking and occasionally smoking cannabis to self medicate. I wasn’t getting much sleep so I used to get very tired and angry. I would take it out on friends and family.

After a few months the Hope Café came to an end. I was upset because my life was finally back on track.

Fortunately, a couple of volunteers started up a new charity called Esteem Clydesdale. It was based on peer support and offering people a place to come and chat and feel safe and not judged.

We started to do more events. We got the word out there that no one needs to suffer in silence, we are here to help. Life seemed to be still back on track.

I believe everyone should be treated as an equal, the way I see it, it doesn’t matter if you have mental health, physical health different colour of skin if your straight or gay, we should all be treated the same and not judge .

I am a 22 year old man, I have a partner and he is just amazing and he understands my mental health. I still have good and bad days,

but I have the right people in my life and life’s good

Now I want to help others, tell people that it’s okay not to be okay and this shall pass. We are human, we all have struggles and problems.

Thank you for taking the time to read my story.

paypal.me/beertokenss

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Last Updated:

£6000 loan debt at 20 years old.

I am in desperate need of help! I dropped out of university last year and therefore did not receive my maintenance loan, in order to survive I turned to payday loans. I then became increasingly dependent on them and have now accrued £6000 payday/unsecured loan debt. I have tried to enter an IVA but the company I contacted and signed up with, I am extremely suspicious about and would like to get out of my current situation as soon as possible! Because of my IVA, my creditors have put my accounts on hold for now, so I have had a little breathing space. This is an extremely stressful situation and I feel like I am in way over my head. My depression and anxiety is through the roof as I never know if a debt collector is going to come to my door or if I will be taken to court due to my inability to pay. I am employed but as a waitress I only make so much. My wages go towards the necessities and if I can, I pay some of my creditors. I am only 20 years old and to be in this situation so young is having a massive affect on me and my mental health. I would love to be able to clear my debts and go back to living life the way I want to and not having to pay back over £1000 in total, a month. I only have myself to blame of course but I was in a difficult situation in which I could not leave my job at university for 4 weeks due to my notice period. The pay from that job was not at all substantial as I only worked around 22 hours a week. Whilst stuck at uni I had to pay for rent, food and bills with no maintenance loan. Which is why I turned to these unforgiving and disgustingly expensive loan companies.

 

Any help in paying these debts would be ridiculously appreciated and completely life changing. The opportunity to start again and not have to worry about debt would be incredible. My 21st birthday is very soon and being able to celebrate it by spending my money how I want to without the fear and weight of my debts on my shoulders would be a truly special gift. I appreciate everyone who even reads this and those who even consider or actually do help. https://paypal.me/laurenjgx?locale.x=en_GB

Last Updated:

Help towards taking my son to see his family in Canada after hearing that his dad will die.

Good Afternoon. My name is Kelly im 41 and divorced with a 13 year old boy. I do work part time as a chef in my local school cooking from scratch for 500 children each day and love what I do but does not pay well. Being a single working mum is very hard as i have no extra money to treat my son.

I will explain why i’m asking for help. Back in December 2017 my son’s dad was taken very ill and was in hospital as he could not breath properly he had lots of test ect and the results came back that he has Asbestosis this was caused from working 25 years on the buses as a bus engineer. Since we found this out things have become much worse. He has been in and out of hospital many times with this. 4 weeks ago he was found unconscious and taken to hospital again. He was so unwell the doctors told me to prepare for the worst. I had to sit my son down and explain his daddy may not make it. As a mum this was the hardest thing I had to do. I asked my son do you want to go to the hospital. He said mum I have to see him. I took him and to see my son fall to the floor and sob like a baby was awful.

His dad is now home after taking my boy to the hospital everyday,my son was his rock telling him come on you can make it you need to take me to the cinema its our weekly thing dad. We have now found out that his dad has mesothelioma stage 4. The survival rate for stage 4 mesothelioma is about 12 months with treatment.

I’m very good friends with my ex husband because we have a son it makes things so much better for all of us and when my son asks can dad pop up for a cuppa its good for him to see mum and dad be nice to each other.

I’m asking if people could help me raise £4000 this is to pay a friend who has helped me with £70 a week on bus fare to and from the hospital each day, and to take my son to Canada to see his Nanny Granddad, great nanny, cousin’s anuties and uncle. This is not me to ask i’m a proud person but right now I need to try and make my sons dream come true. A £1 its does not matter if you would like to help please click my link.

paypal.me/raggiedoll

I thank you for reading this story. Have a great day.

Kel. x

Last Updated:

Student dreams

Hi all,

Regrettably, it has come to a very low point in my life for finance. I’m currently a first year University student living away from home. No doubt about it, I knew that there would come a time where I would be struggling with the typical student lifestyle, but my current status is unbearable. Before starting the course, I had saved just over a £1000 from a cheap weekend job I had for around 8 months. Unbelievably, I thought this alongside a £500 student loan, would be enough to last me through until the next loan payment. In a matter of months, I was shocked at my spending – not just on the obvious student social life (I tend not to like going out after a horrible experience of anxiety), but from the essentials such as food and washing etc that all adds up. On top of this, I have monthly out goings including a phone bill, car insurance and tax and rent. Before I knew it, I had three jobs juggling around University, skipping lectures and missing key deadlines just so I could live. It’s now come to the point where I don’t know what else to do, it’s forever a cycle of earning for it to be paying off bills and shipping into my over draft, just for me to spend again. In an ideal world, I would love to clear the £2000 debt I owe and never go back, but there is just never going to be a time for me to manage this alone. I want to be happy and rid of all my anxiety, depression and disappointment that fuels from the financial struggle. Ultimately, I am begging with my greatest wishes that anyone, even with the smallest donation, could help me. With little contact with my parents regarding the situation because of their struggle – even just the pure lack of help from any of my closest loved ones, I don’t know what else to do. With please and thank you from my heart, I would appreciate and adore anything. Sincerely, the student who can dream.

paypal.me/p00randp1nk

 

Last Updated:

Student Company Start Up

Hello, as I said in the title I am a student based in the UK. I have always been fascinated with the idea of 3d printing and knew it was going to be huge when it comes to collectors, costumers and model makers.

Since the 3d printing world started to get more accessible I decided to save up and buy a low end one, creality ender 3.

From here I decided to start learning how to create and map out 3d models on easily accessible sites found online in order to make my own prop replicas. I then decided to create an Etsy account with a few of these listed, they proved to be quite popular and I thoroughly enjoyed making them for people at slightly lower prices.

Since I was selling them at a lower price this meant I couldn’t reinvest as much as I would have liked back into my business. This meant when my printer broke beyond repair I was devastated and I feared it would put an end to my hobby aswell as my little business.

At the time I was saving up for the Ultimaker 2+, this is a professional grade printer costume around £2000+ and unfortunately I had only managed to save just under £400 towards it. As sad as I was it made me realise that I would love nothing more than to kick it up from a hobby to more on the level as a small business that would generate a sustainable amount of revenue.

Unfortunately I already work a job alongside university and that just covers my bills so I am unable to make such an investment by myself so I would love to raise about £2000 as with my £400 I could perhaps buy the printer along with some materials, software, and social media and space to get the ball rolling. Much appreciated thank you for your time.

https://paypal.me/BudgetPrintedProps

Last Updated:

Sinlge Mum UK No Support

Thanks for taking the time to read this.

 

I’m a single mum with a beautiful 2 year old girl. I left my partner due to domestic abuse. Social services offered him the chance to stay in our daughters life, if he agreed to complete anger management sessions etc. This appears to be too much work, and cocaine seems to be more appealing than watching our princess grow. Or providing for her.

 

She currently only has 9 hours at nursery, split 3 days 3 hours. Those hours will eventually go up to 15, when the availability at the nursery changes (3 hours Mon-Fri) Because my time is so limited, i’m struggling to find any work. I’ve been teaching myself front and back-end computer programming in the hope of working and earning from home, but this is a long process and i don’t realistically expect to see any money for some time.

 

In 18 months time my daughter will be starting school, and i’ll be free to work and earn and provide. Until then, I’m living on universal credit.

*Living on* is a bit of a stretch.

The debts are stacking up and bills don’t stop coming. When the rent, council tax, electric and gas are paid, the money left goes on food. I can’t take her swimming or to soft play areas. My spare change is spent on getting her milk, and I regularly have to ration our food.

 

I’m asking for breathing space. A few bills paid, regular food shops and maybe a hoover (brushing the carpet is not easy!)

 

My pledge to anyone that donates:

When my circumstances change (which they will – I plan on being rich) every pound I receive I will donate back to people in need. I’ll carry on the circle of kindness.

Thanks in advance, and cheers for reading my begging post. It wasn’t a proud moment for me. Glad we could share it :’)

 

paypal.me/rmc1993

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Help to get a decent home.

Hi, I’m Mayah. I’m a single mum with one son. He is just about to turn 1 year old. I’m hoping I can raise some money to help us to move house. My son and I currently live in a bedsit. For those who don’t know what a bedside is, its basically a room with a bed and a “kitchenette” (a kitchen sink, a small kitchen counter and a couple of cupboards). If I want to cook I have to go to the main kitchen which is shared with others living in bedsit too.

As you can imagine there’s is very little space. Babies take up a lot of space so in the one room we’re living in we have my bed, his cot, toys, fridge freezer, wardrobe, high chair, chest of drawers, pushchair, as well as the kitchenette I mentioned earlier. My son has no space on the ground to crawl or to learn to walk. It’s not safe with all the things we have around so he spends most of the time up on the bed with me as it’s the only place we have to sit.

I’ve been trying to move since last year. The council won’t rehouse us because the bedsit I’m in is privately rented and my landlord hasn’t kicked me out. So I have no choice but to try and find a private rented home.

I had to stop working when I gave birth so now I’m on benefits as I cannot afford to pay over £1000 a month to put him in nursery. I have to wait until hes 2 to be able to return to work and get free childcare. Because I’m not working many landlords want very high deposits from me as a “guarantee” that I will pay my rent. Of course I cannot afford to pay so I don’t get anywhere.

I’ve decided to move out of London where rents are much less but I still can’t afford to pay both the higher deposit and rent in advance. My son is growing so fast and this isn’t the childhood I want for him. Something as simple as being able to play on the ground unrestricted and learn to walk he can’t do because our living situation prevents it.

I would be grateful for any assistance anyone can provide. Thank you so much for your support.

PayPal.me/maninw

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Help me so I can help others!

Hello! First of all, I want to say thank you for clicking on my request.
Second, the reason why I’m here is that I’m down with my life. Nothing that I want or wish doesn’t come true. Every job I’m applying looks like I’m not good enough. I’m in constant failure. My bank account is on overdraft since the middle of last year (2018) and doesn’t matter how much I try, I can’t get over it. My rent is huge, I can’t even move because I can’t save ( and I live in a shared house), my car ( Peugeot 206) is letting me down and I don’t even have money to fix it ( i can’t even think about the idea of changing it). I can’t even apply for benefits because, in government eyes, even though I’m an agency worker, I earn just over their limit, so I’m not eligible. I don’t know what else to do. And on top, I have other debts to pay towards the government and other people who helped me, but I can’t face it, I can’t do it.
I’m doing my best in finding ways to make money. Trust me when I’m saying, I was even thinking of opening a website just like this one, but before that, I did some research and of course, websites like these, already exist.

So why I need money?
I want to pay the debts I have and I want to invest in my education. To be more specific, I want to invest in Forex education. There are a few traders who are making thousands, even millions every year and If they can do it, I can do it too. My plan is not just to be able to make this money but to be able to afford to help others. I want to be financially independent so I can help others. This is more like a long term process but by helping 1 person, you are actually helping more. I want to help people just like me, I want to offer a hot meal to homeless people, I want to pay for some youngsters surgery; I want to be able to HELP.
In order to have this start that I want, I require somewhere around 15-20 thousand £, but of course, everything is welcomed. I would appreciate to the max and beyond every little help I can get.
Thank you for taking your time to read my request, it means a lot.

I will finish with a quote from Winston Churchill:
“We make a living by what we get, but we make a life by what we give”

paypal.me/VPles

Last Updated:

Music Therapy Business – in debt and Need Start Up Funds!

I’m 30k in debt – a music teacher/music therapists and am looking to clear my debt so I can start my own business helping others.

I work with stroke patients/disabled adults to enable them to make music using their eyes.

I’m totally in debt – and have no cash to invest in my business and have to do  other work instead of being able to concentrate on my own work!

Ideally would like to clear debt and then have investors in my business :)

thanks!

paypal.me/DJHOTSOX

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Fixing minor/major debt

Hey,

I’m a student at university, trying to work hard and get the job I’ve always wanted, but  I have hit a snag, pretty large and I can’t really get out of it.  I don’t know if I should be pointing fingers, although Ii will say if I had to, my estate agents have a lot of the blame to be resting on them. I’ve sold everything I have (console, tv) the only thing I have left is this crappy phone that I need for work related stuff. Don’t really know where to turn to be honest, my family and I are not what you would call on speaking terms, like at all. The uni have tried to help me out, they gave me an emergency loan that I also have to pay back (add an extra 200 to my debt there) so I honestly don’t really have any other choice but to come here and ask from strangers. It makes me feel dirty, my physiologist tells me it’s okay to ask for help from people so I figured, why not? If I can get even a little help here, I can focus on my work without worry about even eventually think about making my own passion projects on the side, which I can add to a portfolio and get me that job. Don’t really want to keep this up for ages, since once I start getting back on my feet I should be able to take it from there. How much am I asking for? Working out how much I’m asking for, since I don’t want to ask for like a billion pound, £2.2k would see me through my actual financial debt, an addition £489 would allow me to move out to another cheaper place where the estate agents are not going to be ripping me off every 5seconds and around £1000 would see me through for food, toiletries and all the basic living stuff until like September time. If needed, maybe like £2k extra would allow me to not have to worry about money and focus on said project in peace but that’s not really necessary you know. After the basics are sorted I can rest easy.

anyone that does decide to donate and help me, I just want to say that I am grateful, I will try and keep in as much contact as I can to let you know how things are going (if you want) and if I get the bonus, I will let you know about the project I’m starting so you can be a part of it.

paypal.me/WardenPayPal

Last Updated:

I don’t want to lose my love, my best friend

Hi,

I am BEGGING for help on behalf of my best friend. He doesn’t even know I’m doing this, trying to contact anyone who may be able to help.
I met him almost 4 years ago online, we played PS3 together. We just met by chance and he apparently saw something in me, which I’m so glad he did because he ended up being the greatest friend I’ve ever had. We became more than that for a while.. I’ve never loved another soul the way I love him. He’s Belgian and I’m English, and we were planning on meeting and being together, but unfortunately it didn’t work out.. which I regret more than anything in the world. We were out of each others lives for a while. I moved to Hong Kong because I was struggling mentally and emotionally, and I needed to be in a new place, a world away. I was happier there, but I couldn’t forget him. I have never forgotten him, or what I feel for him. I can’t move on from him. I came back to England and we slowly got back in contact. Life hasn’t been good to him these past 2 years that we’ve been apart. He lost his job and his home. He’s back to living with his mom, he’s struggling to find a job and is in a debt of over €5000. And now I know there are thoughts of suicide in his mind because he feels like life isn’t going to get better. He assumes there can’t be anything more between us because I wouldn’t want to be a part of his life and how it is right now.. but I do. I wish there was something I could do. It’s killing me because I know he’s not happy and if he didn’t have this debt to worry about, things WOULD be better and different. He’d be more optimistic and there would be a chance we could move forward together. My heart is broken because the man I love and want to share my life with is also broken and I can’t fix it. I have offered him a bit of money but he won’t take it, and anyway, it’s not enough. I have contacted Sony and Rockstar Games and have told them about this situation. I told them both because they are both a part of how we met.. And I hope they would somehow be able to help but I don’t know. I don’t care who I have to beg, or what I have to do to show you I am genuine. I am BEGGING for someone to PLEASE help my love. I know a lot of people have money problems but this is one I feel right in my heart because it’s the person I love. My literal other half. I love him and will do whatever I can to try and help.

If you want to make sure I am genuine, please contact me. I will prove it. None of the money will be going to me, it will all be used to pay off his debt of over €5000 (he hasn’t told me the exact amount.)

I am begging you, or anyone who may be able to help. He’s a beautiful soul who doesn’t deserve this.Screenshot_20190324-215023_Gallery.jpg

 

I have attached a picture of the postcard I sent him around the time of his birthday.. not knowing he had moved by then.

 

https://paypal.me/khtjxo

Last Updated:

Need help to get life back

Hello,

 

I am a single dad whose life turned in to depressed never ending dream. I was married and life seemed great we bought a house we bought a cars and we decided to have a kid( well planned from my side) how ever after the daughters birth things gone down hill and my wife have left me. I have moved out which was a worst break up I ever have gone though as all I ever dreamed about is happy family and be good husband and father. I worked and lived for my family, and  ot being able to live with my daughter was very stressful. Financially live on my own and support her raising daughter was hard but manageable to start. She have left the house to herself (as strangely the idea was to buy it on her name only thinking about in future buy another one). With time past my financial situation gone worse and worse as I need to rent flat, still pay for my car and paying for nursery and all other child experience I have left with  o option as to take a loan which sorted issue for small time but gote me in even worse situation and just being in debts. Now my x wife decided to move to different country and daughter will stay with me and as I literally live from wage to wage, how I will have to get the childminder I dread to think as I cant afford anything else as I am already going minus more and more. I dont drink, I dont smoke, i dont go out or buy anything and I cant even afford any holiday. All i want is to be a ke to provide to my daughter and her to have reasonable life with loving dad. I have never asked anyone for any financial support and feel bad doing it but at this stage I have nothing  else left and run out of options. If there is anyone who would be so kind and have the possibility to support me and donate/borrow me £35,000 so I can pay off my debts I would be greatly appreciate. I dont really want to be in debt and take money for nothing so if any how I can work on spare time or do something I would do some. Thank you for taking a minute to read my request.

My link is https://paypal.me/todd83?locale.x=en_GB

Last Updated:

Pregnant and in Debt

Okay so I’m really nervous to make this post but I have no idea what else to do at this point. In November my fiancé lost his job through no fault of his own and hasn’t been able to get another one even though he’s been applying constantly. Whilst he is still consistently looking for work I am currently unable to look for work due to having Asperger’s Syndrome and having difficulty with my pregnancy when I was in the first trimester which resulted in me being in the hospital. I am currently 15 weeks 5 days pregnant and we rent our house. We get a small amount of money from the government but it doesn’t even cover half of our bills. Due to this every month we get more and more behind. This has left us in thousands of pounds of debt. I’m struggling to buy food so that I can eat healthily for the growing baby inside me and I’m terrified of not being able to provide for my baby when they’re born in September. Not having the guarantee that we will keep our home so they have somewhere safe if the worst thought when I should be looking forward to having my first child. We can’t afford for me to pay for basic pregnancy necessities like maternity clothes, bras that actually fit, vitamins etc and we desperately need to catch up on all of our bills which we are roughly now £3000 in debt with. I have 0.64p in my bank and won’t be receiving any money any time soon. We have a loan which has been put in the hands of our guarantor who we have to pay back and are facing the risk of prosecution from being unable to pay our council tax. All of this is the last thing anyone needs whilst pregnant and we have no family or friends who are in a position to help. As we receive £300 a month to feed both myself and my partner as well as pay all of our bills we are not even entitled to a food bank. I would love to believe that my partner will find work soon but as he isn’t even being offered any interviews I struggle to see that happening. This is a last ditch plea for help from anyone who is reading this. Any help anyone could give would be so gratefully received and help make sure our unborn baby will have a stable and safe start in life. Thank you for reading.

Paypal.me/theenglishwitch

Last Updated:

Please help me with funding my Pectus Excavatum Operation

I have a chest condition known as Pectus Excavatum (sunken sternum) which I noticed I developed in my teens. Having this condition affects my confidence knowing my chest is not as it should be, so called friends make fun out it if they see it, I’m not confident taking my shirt off around other people because of it and it probably does affect my cardiovascular system from having less space around my heart & lungs although I haven’t had testing to confirm this.

Living in England, UK I was offered an operation called the NUSS procedure on the NHS, which is where a curved metal rod is inserted through one side of the ribs/chest and out through the other side, underneath the sunken part of the sternum pushing/holding it upwards into a normal developed shape. This bar is then left in on average of 3 years in hope that the chest will then mould into the flat shape.

Out of fear from my thorough research of reading into it I declined having the NUSS procedure. It is a very painful operation, and devastatingly there are cases where the bar moves out of place in those 3 years and causes damage to the lungs, nerves and heart. Some people have even had the bar taken out at the end of the 3 years or so’ of having the bar in and the chest goes back to the way it was in the first place!

I obviously didn’t want to have the risk of those things happening to me so I’ve just continued to put up with it. Anyway now to get to what I am asking help with financially.

There is another operation/procedure which fixes Pectus Excavatum called Pectus Up/Taulinoplastia, which isn’t available in England, UK it’s only in Spain. This procedure is far better than the NUSS, because instead of using a bar which goes underneath the sternum sitting above the lungs & heart, it uses a metal plate which goes on top of the sternum and the sternum is pulled up and tightened into position, so there’s no risk of damage to the internal organs like the NUSS does. Like the bar, the plate could be removed after 3 years but it can also be left in forever, in which case theres no need to be worried about the chest going back to the way it was, if the chest hadn’t solidified into the shape by the time the plate was taken out. The pain & recovery time is much less than the NUSS, but as it’s not available on the NHS. It is only available on the private health care system.

I’ve been quoted it would cost around £13,000 if done by Dr. Laureano Mollins in Teknon Barcelona. I don’t have this sort of money and probably never will do by myself. So although it may be a hell of a long shot asking for help with thousands of pounds, I’m aware there are people out there who have so much money they wouldn’t even notice much of difference in their bank account if they donated thousands of pounds. Which is what I’m hoping for could be the case with me.

What I can say is I believe my life would truly change for the better if I were able to get this Pectus Up procedure done and would just love it if my Pectus Excavatum were a thing of the past. I want to be confident in my self/body and really hope that there is someone out there that could take this burden off me once and for all.

Faithfully
Willow
paypal.me/WillowArran

Last Updated:

Help please for a fresh start

I need help please I am 36years old and in a financial mess. I work all the hours I can as well as selling things I make on the side for extra money. I care for my two elderly ill parents on top of everything. I have tried to manage all the bills for me and them and a business but unfortunately due to parents being bad with money and being let down on my business I am now in a major mess. I am desperate and extremely hard working and just want a life that I can manage all my bills without stress I don’t want a flash life just comfortable for me. I am in desperate need to pay everything off to start my life to do this I am in need of £60,000 in total for everything. Please can someone please help me

Paypal.me/ClaireD510

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There’s no way out of this alone

I am in a very scary financial situation right now and there’s no way out of it. It’s got to the point that I’m actually scared of money. I have 3 children who are the reason I never give up. They need me and I feel I am failing them. I started back at work 2 years ago and my partner left us shortly after this. The debt that was left for me to pick up led to me needing payday loans and falling behind with my rent. I am now falling behind with my payday loan repayments as it is just too much all at once and I feel trapped. I work full time as a care officer for people with dementia. I love my job but I do not earn nearly enough to climb out of the debt that is piling up and I have been summoned to court for falling behind with my rent payments. I currently owe £2189 for rent, I owe 6 different payday loan lenders amounts ranging from £100, £200, £410, £150, £350 and £900. I owe £854 for council tax and I am terrified as I have no solution to this. I have started walking to work to save money. Every month my heart breaks and that dreadful ache in the pit of my stomache appears when every penny leaves my account and I still don’t have enough to cover everything. I’m scared I’ll lose my children’s home, I’m scared because I don’t know what to do. I’ve tried so hard to fix this but it’s just impossible. I’m ashamed that life has got on top of me like this as I am usually the tough one. I need help to remove some of the debt and make it easier to manage and then I know I can get back on my feet and take control once more. £2000 would help me get rid of my payday loans I just don’t know anyone who will give me money like that and I’m unable to get another loan. I work really hard and am raising 3 beautiful, smart and very good kids. I just need a bit of help to get me out of this black hole and I can breath again. This is my last hope. Thank you for taking the time to read my story. Any help will be truly appreciated in every way.

PayPal.me/MichelleLeesLondon

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Thank you for taking the time to read

An Irish student mother needing a little bit of help please!

My name is Emma (I get called Emmer) and I am from Northern Ireland (it’s part of the UK but we are Irish too!).  Thank you so much for taking time to read this and I promise I’ll keep this short and sweet! 

I’m trying my best to better myself- I’m currently finishing off my education and feel like I’m drowning in student debt.  I just want to be the best person that I can; I work so hard and there is a cost in order to do this. It doesn’t seem fair! I wake up in the middle of the night and wonder, how on earth can I clear this debt? £12,000 may not sound like much to some, but it’s constantly on my mind. Education isn’t cheap!

I can’t possibly take on any more work than what I have- In order to finish my studies/workload, I often work through the night.  My son has special needs and I try to give him every spare minute I have also. I’m so grateful for my life- I really am- I just can’t see the light at the end of the tunnel with my finances. 

This is just a desperate plea for a bit of help- I feel so hopeless and lonely. I’ve sold anything of value on eBay and put it towards my debt payments. I’ve read about these amazing, selfless human beings who help others in these situations. I’d love to hear why you do this! If anyone can help me, leave an email address so I can be sure you thank you profusely.  I feel like I need a friend at times- who knows- we could strike a brilliant friendship! You will help me more than you’ll ever know x 

Thanks a million,

E

 

paypal.me/Emma715150

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Please help my friend in need!

Helping a friend in need! 

I’m posting this for one of my closest friends who I’ve known for years. We met online & met up a few times throughout the years. He’s lovey! The most kind-hearted soul you could ever, ever ask for! 

However, recently, his situation has drastically changed. From paying off his debt to his wife suddenly passing away from a heart attack on 24/2/19, leaving him with his precious three year old daughter. I have never, ever seen him more heartbroken than he is now. He’s struggling, day to day, even being a widowed father.

His sister contacted me, telling me that his house was a mess and he stunk of alcohol, & that his daughter barely had any food because he hadn’t gone shopping— his sister had to go out & buy them £100+ worth of food. His daughter has gone to stay with her for the moment.

He also gave away his wife’s dog, which he would NEVER, ever have done if she was alive because he loved that dog dearly. 

He told me yesterday that he would love to move to my location, which I agreed to. But, neither him or I have the money at the moment. My friend suggested this site to me because she had gotten a bunch of donations to help her nephew achieve his dream of a holiday… he had cancer & sadly passed away back in November.

Anyway, I don’t want to see my friend like this. He’s willing to move for a better life. His family don’t want anything to do with him but his wife’s family have been more than supportive. I’m petrified he’s going to do something he’ll regret or become an alcoholic so I’d rather him be surrounded by people who love him(me, my friends, & my family). 

I want to surprise him with a plane ticket for him & his daughter so the end goal is £850-£1,000. I will be saving money but it’s going to take me MONTHS… anything is helpful! 

Please, if you have it in your hearts to help a poor man out, he would appreciate it and so would I. I just want him safe. 

 

paypal.me/Nicolaaax3

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My last resort

I don’t know how I found myself here but here I am. Everything was going so well, I had worked hard to get my dream job as a performer and was loving life. I had moved to a new city and country to work and for three years everything was amazing. Then a family member was given a year to live and I made the decision to take a year of leave from work to return home and help my family with what we were facing. Suddenly about 5 months after I returned I became ill myself. I had got myself a job in a nursery but had to go home with a migraine one day. After a week of being unwell I finally went to the doctors who sent me to the hospital. There I had a scan which showed a suspected bleed on the brain so the doctors decided to do a lumbar puncture. Eventually I was given the all clear and sent home. Except once home I suddenly couldn’t sit up or be upright without excruciating pain. Several trips to the hospital and doctors it was decided the lumbar puncture had caused a leak of my CSF fluid. I had a procedure called a blood patch to fix it but unfortunately it failed. Several months later I finally got my second patch. It still hasn’t worked properly. I am hardly able to do anything without coming out in hives, I can barely walk to the local shop which is devastating considering I have always been so active. I can only just about manage to work two hours a day, sometimes this isn’t possible. I am waiting now to see a specialist in London. I had to resign from my performing job as my return date got extended for a further year but that has now been and gone.

To top all this off I am not entitled to any help from the ESA benefit from the government, despite working my whole life (I am 31 and have been working since I was 15) because I dared to work in a different country for one of the past three years.

I am now on my parents sofa. I can’t even afford to get a bed. My mum had a nasty fall last year on some uneven paving. She is currently unable to work herself whilst she waits for a final operation to shave the bone in her wrist and insert a plate. She is a health care assistant and has spent her whole life caring for others. We have always tried to do our best as a family and support each other but now she can’t help me and I can’t help her. We literally have £10 to our names, have taken out loans and still can’t get through the month. I don’t have a certain amount to ask for, anything, however small would really help.

I can’t thank you enough just for taking the time to read this. Any donations would be so so appreciated and I hope one day when I am in a position to I can pay it forward.

Thank you

paypal.me/TaraSmart

 

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20 Years Old And Made Some Seriously Poor Life Choices

Hi there, My name is Kyle Wilson I just turned 20 and I live in a small town called Whitehaven.

Since the age of 17 I had began to build up the amount of credit cards that I had starting from 1 up to 5, once I couldn’t get any more credit cards I then turned to payday loans and built up as many of them as I could, purely because I was a money crazy little shit and wanted to constantly spend it by this time I was 18 and had just began a new job working 7 x 12 hours shifts which meant I had a lot of spare time at my job, which is where I decided to take up gambling to pass the time and maybe even make some small amounts of cash, then I got stupid again and began betting my whole wages as soon as I got paid, including my money for bills sure sometimes it paid off and a got through the month happily but 90% of the time I didn’t come off and I was broke, then one nightshift I sat on a Routlette wheel for 9 hours and managed to walk away with £16,000 pounds so I thought great I can pay my debts off, I’m free from it all, then I got Greedy, went back on to the roulette wheel and lost everything and now I’ve had no other choice but to set up a DMP (Debt Management Plan) just to get me through the month by the skin of my teeth but I want to start a future with my girlfriend and put all of this horrible past behind me, I know that the chances of anyone seeing this at all are extremely slim but you can’t blame a guy for trying

if your in a well enough financial position to help me restart my life, I will be forever I’m debt to you

https://paypal.me/kylew467

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need help starting again

2 Years ago I was a busy hardworking mum who had finally got myself for the first time in a position where i was not struggling to live. I’d spent 18 years bringing up my daughter single handed. I had very little for many years as my daughter at 5 years old begun years of hospital treatment and appointments after waking up one morning unable to walk so naturally her health took priority and getting any form of career was put on hold and had to manage on welfare to get by but i was determined once my daughter was well again i would worked as hard as i could to provide us with a better quality of life and become a good role model for her showing her how to be a strong independent woman capable of whatever she wants if she tried hard enough. It wasnt easy but I finally got to a position where she no longer would see me worry about covering the rent and bills. Not a life of luxury but for someone like myself with an anxiety disorder not having to worry about them things was such a big weight lifted I was finally able to feel at ease or so i thought.

Then one day my hand decided it didn’t want to work i struggled with my work i needed my hands for both jobs but tried to carry on but my health continued to decline in various ways struggling to stand some mornings and my anxiety increased but knew when i needed help getting it back to a manageable level but they wanted to try other methods that were no help to me so my mental health declined further i resigned from one job to lighten my load when out of nowhere the job i had left to rely on was took from me.  With no income the debt spiraled i lost everything maxed all my credit cards just to pay bills and had a mental breakdown everything id worked for gone.

I’m still getting to grips with my GAD but getting better everyday but left with added depression looking at the state of the mess my breakdown has put me in im in a worse position than i was all those years ago being served eviction notices on my home being given court summons and threatened with prison because im to ill to work and have no money to pay my tax and welfare are not helping right now because i was to sick too attend an appointment and i still have no diagnosis. my future physical health may not be certain but i refuse to let my mental health control me and want to find a way to rid myself of debt and legal actions to take away some of my worries by finding a way to work for myself.  To do that i need  someone with the ability to lend a hand in my steps to starting again by getting the debt collectors off my back while i try to regain focus and can get back on the path to my life of luxury, of not being paralyzed with fear daily, helpless unable to resolve any of this mess. So please anyone who can help me by giving me a fighting chance to take back control of my life with funds to bide me some time to start earning i would be eternally grateful and hopefully removing negative issues and trying to build positive ones will help me in my journey to better physical health too. i need to find at least half my rent and tax of around £1800GBP to stop the legal proceedings. any contribution would be amazing thank you for taking the time to even consider helping any one of us in need right now .

yours Sincerely

Caz

paypal.me/UKCBanks

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Fresh start!..

5F31214E-C7EF-4611-B6D7-FACEB000D9EC.jpegso this is the first time I’ve ever done something like this so I’ll explain my situation and why I’m hear a little first !..

I have spent the past four years rebuilding my life after a seven year abusive relationship with a phsycopathic narcissist..he torn mine and my children lives apart and I was on the brink of suicide..but I held tight and battled through to save my life and my boys !..I then spent two years becoming a qualified hairdresser to support my baby’s on my own but the hours were impossible along side having my children seven days a week and my youngest only being in school in the mornings so I then decided to trust my self and start my own business selling health products on line and helping lady’s like myself get strong and healthy again in they’re mind body’s and they’re souls..I love helping it’s my passion because I know how hard life can be on your own!..

I have cut contact with my narcissistic mother after 33 years of messing my life up and I’m going it completely alone!..I did have 2 brothers who both tragically lost they’re lives due to my mothers abuse when we were kids I’m the only one that survived !..

So I stumble upon this site after searching the net trying to find financial help to give me that little bit of support I need to get me out of this hard place and make my dreams of working for myself come true !..I’m finding it hard to work when all I do is worry about bills or if there is enough food hear for my boys..I need the money to give me a fresh start!..I’m currently looking for a new home away from the 2 narcissists I had in my life because I’m currently still living in the same village..I want to move away and give my kids a better chance at life away from the valleys mentality and make something of themselves !..I have tried EVERYTHING to raise the money on my own but every time I do something comes up and I have to spend it on the kids or shopping I’m stuck in a complete circle and I don’t know how to get out if I’m honest so that’s why I’ve come hear!..I hate asking anybody for money to the point where I’ve gone without food just to feed my kids but I know everybody needs a little help sometimes and that’s nothing to be ashamed of either!..because I would use the money to better myself and then go on to help others do the same too!..I’ve had ten years of hell and I’m looking for a happy ending for me and my boys so to anybody that would or could possibly help me I’d be completely grateful for all of my life that I could finally become the independent women and provider for my Boys i desperately want to be 🖤

 

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We’re going to lose our home!

A few years ago my father was terribly ill and had to stop working. Unfortunately, he is now at an age where no one will hire him, and my mother is too sick to work too. I am spending all of my time supporting them, paying for our home, the bills, food everything. Right now, our cupboards are empty, I have had to work with a debt company to help, but I still haven’t got enough money to make ends meet, the bills keep coming. I have dropped out of school and got a full time job, which I am struggling to afford to get to. Things have gotten so bad I have even considered selling pictures online. I’m lost and I don’t know what to do any more.

My PayPal link is https://paypal.me/Sianny269

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Having a car is my dream, but i’m not sure it’s achievable

Hi Stranger,

 

How are you today ? How was it ? Was it stressful ? Or was it amazing ? Are you here to make change for someone or you’re in the desperation state, trying to find solution to your own problem ?.. I wish that money was not existing and we could be all as equals, have pride in our values, PAY – with knowledge, GIVE – with kindness, LIVE – in peace ..

 

Yes, probably like most beggars I was hesitating a lot before starting to write MY very own story, and I got to say it’s not easy. I never been that spoiled kid who would take something for granted, I was always that boy who spends his long saved money to surprise his friend on his birthday with a little present or some sweets ( in the younger days) and shares it to every other kid who spends the time with us. Writing this text to you guys I feel ashamed, I don’t understand how I can not manage it myself, as long as I remember myself I always managed every obstacle I faced.

My parents were never rich, I never seen glitter while growing up, I never had fanciest clothes, or the best backpack. I needed to work hard from my younger days to support my family, we seemed to meet our ends but I always wanted to make everything better towards my family, myself, friends or a person who needs it the most. Stranger who had no change to get back home, a starving homeless person who had no food for 2 days, sometimes just a person who needed directions towards the train station.. My parents weren’t the richest, but they taught me the kindness, empathy towards other and understanding that there will always be hard and easy days to everyone..

I am 24 year old, who lives 7 years on his own, works 2 years in the same place, and feels extremely stuck in the situation.. My parents has still about ~110,000£ in debt for their house and i’m helping them to pay it off, since my stepdad is disabled, he’s super immobile as he has a lot of problems with his knees, he doesn’t work at all, so basically all the credit is on my mom’s shoulders. Yes, my stepdad gets some benefits but they’re nowhere near the amount they need to pay it off in their lifetime.. I got to help because i’m the only one who can..

The “problem” I have is not really a problem, i’m a healthy person, my family is quite healthy too (apart from stepdad), they all fed, and i’m not complaining about it too. I manage.

 

But my biggest dream since I was a little kid was to have my very own car, to drive in the night time, listen to music, drive next to the sea and have your windows rolled down, or just simply decide and act spontaneously.. Wake up, and simply make a decision for a little adventure.. Hop into your car and drive where you want.. Wow.. I don’t really know what it feels like, I bet you know dear reader.. Even though I had my licence since I was 18, I never had a chance to own a car.. And I didn’t mind until I was about 22~ and started working in this job where I work for 12 hours 5 days a week, and I spend about 4 hours to get to work and back.. That’s minimum 16 hours a day, if i’m lucky and busses turns up on time I manage it slightly faster sometimes..

I’m saving up for my very first car, but it’s not a lot, probably looking 20£ a week or so. I’m giving almost half of my wage to cover their debt, pay my own bills, and of course to have my own life. This job is already sucking my life out of me, and wasting so much time I could use more productively, at least I could again start going to the gym..

Now, don’t mistake me, there are so many people here who needs a real help and are much more worth it than me, whom lives are in danger, who has other sorts of problems which we all facing sometimes, i’m probably the last one who needs help at the minute.

But i’m asking anyone who could help me even by a little bit, it would absolutely mean a world to me, even 1$ would get me closer to achieving my dream, to having my car, to letting save my time, to have a lot better summers, a free life style, an adventure for my parents to the sea side.. taking my girlfriend to her friends and picking her up at nights.. and much much more..

If you have a spare change it would truly mean everything to me, giving is receiving and I believe everything comes back to you by a boomerang.

Hope you have an amazing day!

paypal.me/beggarsnotchoosers

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struggling student needs help to pay rent

Hi, I’m currently studying at university and I’m not what you would call naturally academically gifted and so it is extremely hard to keep on top of the work. I keep finding myself feeling like I’m drowning. The stress is a lot.

My family believes I may be depressed, which I mean I wouldn’t be surprised if that is true since it is so incredibly hard to get out of bed these days. I feel like my life has no direction. My course is so hard and stressful that I fear I won’t graduate and I’ll be a failure and let my family down. 

On top of this, I am completely broke and I don’t think I could handle getting a job with my current workload. It’s sad that money is such a massive cause of stress in this society. Having learnt from my family first-hand how much it is worried about and how much it can make lives completely miserable. I fear my future will be just the same as the population of society who let money run their lives and be the cause of their depression. 

Currently I’m in a position where I need to somehow come into enough money to pay 5 months of rent (till the end of the academic year), which comes to £1,630. 

Haven’t been able to pay February and March, but thankfully my landlord has given me time to come up with the money. 

I don’t even have enough money to buy actual food. My flat mates have been generous enough to give me some of their food when they can but I feel they may have started to resent me. I wish I could re pay them. 

I cannot just ask my family as they aren’t financially able to give me money and that is also the reason I haven’t informed them of how dire my financial situation is because they wouldn’t be able to help me even if they wanted to. 

Please help me. Anything would be extremely appreciated. 

Thank you.

paypal.me/hollymisabelle

Filed Under: Rent Tagged With:

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A chance to start again

So I’m a normal 25 year old female with two children, but I have a very dark shadow over my head and my life. I’m struggling to the point where I don’t know what sleep is , I don’t know what a normal day is. I skip breakfast and lunch but I smile to my kids when they ask me “where’s your food mummy?” Because no matter how much I’m drowning I have to keep my children afloat but a year ago I didn’t have this shadow. I lived a normal life I got by and life was comfortable, I started to save for my children and I was so pleased with myself I saved £6200.00 and I was so excited to be able to take my kids on holiday until I got home from work to find my house broken into. I felt sick but every part of me was praying they didn’t find my money but my luck was out it was gone. Police came and took finger prints etc but nothing ever came of it that’s when I started to struggle. My ex partner stopped supporting the kids and my debt started to grow it started with £50 then £100 and it grew as I took more to stay afloat and to pay back loans it got bigger and bigger I moved house because I no longer felt safe where I was which then added into my debt but I continued to pretend everything was ok I knew my family wasn’t in a position to help and I had to stay positive for my kids. The debt was growing fast the interest was growing rapidly which brings me to now. I owe £10000 I’m a single parent I don’t have a view that the world owes me but I believe I deserve a bit of support I have spent to long making sure everything and everyone is ok but I’m not and I don’t have anybody to confide in I have no one that messages me to ask if I’m ok. But just looking at my children gives me that boost to keep going I have googled and worked and I just can’t make a dent and I’m emotionally drained from living my life like this because I’m not living. I’m dragging myself through life for my kids. I would like to thank you if your reading this because I feel a tiny bit better because I’ve let this out to someone I don’t know who will read this but I can breath a little more knowing I’ve let this out

thank you

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Trying to escape

First I would like to say that I have never asked for or borrowed money in my life and I have never been in debt, I am a 23 year old man just trying to do what is best for myself. I suffer with anxiety and depression and have been on the verge of suicide for many years. This has caused me to struggle with socialising, meeting new people and even just having a conversation. I have recently managed to develop a relationship with an amazing beautiful Girl who means the absolute world to me.

My Story basically begins with my birth, I have both my mother and father. Over the years I have had only physical and psychological abuse from them which has caused my anxiety, I have been called a mistake and basically been used for Child support, I have tried to escape for many years but due to me not having a very good education I am unable to get a better job to leave. As said I met my amazing girl friend and I have tried to keep my relationship and my family separate but recently they have discovered her existence and have now to tried to ruin our relationship, they make me pay £500 rent which makes it impossible for me to save, they have recently taken my key away from me so I am unable to enter the house unless they let me inside and sometimes that just leave me outside.

I obviously cannot live like this anymore me and my girlfriend have decided to start saving for a mortgage, and because she lives with a family of 8 people in a 3 bedroom house it is impossible for me to live there too, we are currently on the sofa renting is an option but I would like to have my very own roof even if that’s an apartment, we would love to have children to bring into this world. I’m trying to £25,000 so any donation would be amazing… once I have the money I will move out and will never see my parents again and they will not be able to see there grandchild.

I know there are people in much was condition than myself but I honestly have no idea what to do. PayPAL – paypal.me/adamlee253

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£8,000 worth of debt… please help me

Hi everyone, first of all thank you for spending some time reading through my situation.

I’m currently 15 weeks pregnant (which i am over the moon about) yet i can’t help but let my financial worries get the better of me.

Over the years i have taken out loans, credit cards and a phone contract which i managed to keep on top of until the day i lost my job. My credit limit increased slowly overtime and was automatically paid via Bank, so unfortunately i didn’t even realise how hard it would be to recover from until i started to miss payments. My life just went downhill to the point where i couldn’t even afford to get myself food to eat. my debt is constantly increasing because i can’t pay anything let alone the ‘monthly minimum payment’.

I am constantly being charged unpaid Direct Debits via my bank which means the very little amount of money i receive monthly (£180), around £85 is taken to take me back into my overdraft, so i can only use the remaining £95 to cover essentials, after this i am left with maybe £15-£20 if i’m lucky, which means i can not afford regular repayments, i try to save as much as i can but being in this situation is one of the hardest points of my life.

I know that this is my fault, I’ve always read about the dangers of credit cards & borrowing money but i was in a stable job for 5 years where i never thought i would end up in this situation.

I just really need some help, I’ve never wanted to ask strangers or depend on anyone other than myself but i am at the point where i have nothing else i can possibly do.

I just want to be able to get my debt to being somewhat manageable, so even £10 to help me get closer to covering a minimum payment would be so helpful to me!

Thank you SO much to anyone who can help, i am extremely grateful, hopefully one day i can pay it forward.

I’m new to this website so i am unsure if people are able to comment, but even any advice to help with my situation would be fantastic, it would be great to hear from people who have been though financial worries and how you resolved it as right now i am clueless on what i can do to help manage this in the best way possible.

My paypal link is paypal.me/hannahlouiseb26

 

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Hit a really hard point in my life.

Hi, My name is Dan, I’m 21 and I am from the UK, I grew up with a fairly poor and dysfunctional family. When I was younger I was diagnosed with Asperger’s Syndrome and struggled with getting the support I needed which led me to attend three separate primary schools and a specialist boarding school. I’ve had many jobs since turning 18, Short term jobs which only last a couple months at a time, I struggle with communication and certain tasks which has made it hard to keep a job. At the moment I am unemployed and still living with my parents, Being in and out of work has put me into a little bit of a debt and has caused me to be depressed and suicidal, I’ve not had much luck with relationships either, I was with someone last year but she left me and I don’t know why, I lost my last job at the same time, I’ve gone a couple days at a time hardly eating or not eating at all with only 10 pound a week to spend, I’ve lost so much weight since leaving boarding school, Nothing seems to be getting better everything is going so fast for me to catch up, I was meant to pass my driving test and get driving but I cannot afford it and now I’m at the point of giving up to drive even though it would open so many doors for me, I have a car already which I managed to get saving from my job seekers money, I’ve applied to hundreds of jobs but no one wants to hire me, I’m really struggling to carry on, I really hate asking people for stuff and it took a while for me to find this site and actually post on here but I’ve run out of options and I really really need help, Family is not there for me and I have no friends to turn to, Just want someone to care about me and tell me everything will be okay, Sorry my texting is all over the place i don’t know exactly what to say and I can’t explain good, I just wish I born as a different person, A different family, Had a different life but I’m stuck and need help, So I hope someone out there will help me, I’m not asking for loads of money, I’m grateful for a couple quid because I know how hard it is to get money and how tight money is I never knew this site existed I also don’t know what image to post but I’ll be honest about my debts, In total my debts have reached around 5000 pounds and I have no income, I’m trying to spend the least I can on clothes and food, My parents don’t help me or cook for me and I’m not allowed to eat their food, If you have managed to read all of this then I’m so grateful for you taking the time out of your day especially if you’re some one upper class as I wouldn’t think anyone like that would listen to me or even care about me I don’t know if I have written everything and I would leave an email or something so I can be contacted but I don’t know about it but thank you for reading, I wish everyone the best thank you.

https://paypal.me/DanZisk

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About to be homeless and in debt with a 1 year old

Hi guys
I came across this website via my google search for how to get together money when needed.

My back story is that a couple of years ago I was in a relationship with my baby’s dad, (now ex) loans and credit cards were taken out in my name and since discussing with the companies of said loans they’ve told me I have to pay it myself. On top of this I’ve been asked to leave my current accommodation in the next two weeks. I have no deposit. I actually have -12p in my bank account until my child benefit comes which is next week. I’ve never begged for anything in my life and up until now I’ve been hard working and always paid my way. I’ve always had a job until I was forced to resign to take care of my child full time as I couldn’t afford childcare and my ex partner refused which is why this is quite embarrassing but I’m asking if anyone has it in their heart to help me out in my time of need. I know I would if the tables were turned but unfortunately this time it’s myself and my 1 year old daughter that are suffering. My debt amounts to £3500 and due to this I am unable to get any sort of finance, credit or loan to cover my living costs.

Im so ashamed of myself for being in this position in the first place.

My Paypal is PayPal.com/chloeandaoife

thank you for anyone who can help x

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Financial aid

I would be grateful if someone could help me out ASAP. I’m a student who is currently struggling to make ends meet as my student loan doesn’t even cover my rent, let alone living costs. I have to pay rent soon but I’m not able to afford it as even money I’m getting from work isn’t enough. It would change my life right now if someone was to even help me fund part of the payment. Relieving me of some of my financial pressure would give me the liberty to fully focus on my studies without worrying where the next meal is going to come from or whether the landlord is going to kick me out for still not paying rent. I know there’s someone out there with a good heart who has it in them to support me. I hate the fact that I am even in this position where I have to ask people for the money as I have tried everything else but I’ve still ended up short. This is how badly I need someone to reach out to me and help me in my very desperate time of struggle. I know this won’t last but right now it’s everything I think about. My rent is around £2,400 but even a donation of £250 will go a long way towards helping me sort out this terrible financial mess. Once again, it pains my heart to even ask people for money but when you have no other option, its the only thing I can think of right now. The situation I am in right now feels like life or death to me, I really hope there’s a saviour out there, someone who will bring me out of the darkness and into the light. I really don’t want to burden my parents with this as they are already financially struggling hence I’m keeping this anonymous. I’m my family’s only hope as a student and the pressure on my shoulders is too much for me to quit now. I just need that extra support from an outside source so I don’t worry my parents and so I can continue focusing on my studies without focusing on paying bills and managing to survive. Whoever helps me out, God bless you so much. I know you will be repaid with positive energy in your life and I hope you will never lose the generosity in your heart.

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Please help me get out of debt

F1CE9402-BE6E-4B16-9D97-B5E208766E9C.jpegHi, my name is Jess and I am 23 years old. So first of all I wanted to say thank you purely for you clicking on my story. It starts with me moving in with my partner 3 years ago. He wanted to move in together as he wasn’t getting along with his family at the time. I had money from student loans etc and he had some savings, but moving in saw us use all that on getting furniture for our house and bills. That was fine and we were managing our money well but at the time I was on a 0 hours contract in work and they cut my hours down. We moved back in with my mum to save money but she split up with my step dad of 18 years and began charging us extortionate rent because she was on her own and we couldn’t manage. It caused a lot of friction and we ended up living in my friends one bedroom flat for 2 months trying to get back on our feet- in the end we saver enough for a deposit and a months rent on our current home. Now I know this story seems that we have just been rubbish at managing money, however along the way I have had numerous family members borrow money from us and then give excuses as to why they couldn’t pay me back. This caused us to use credit cards for a lot of things such as food shopping and petrol as we were struggling without the money back from my family members. They have ordered items from my very account and ended up adding nearly 60% interest on these amounts to the point where my account is in arrears and my credit is now really low. I am paying off debts of loans that my mum has got me into a few years back but never told me she had taken out but as she is my mum I could not report it as fraud without getting her into trouble. Fast forward to now, my partner has tried to help me get out of my own money issues caused by trying to help out family and we have ended up in a viscous circle of paying every spare penny on credit cards every month to try and get out of debt but putting some back on for food and petrol as we used our wages to pay the cards off. Now my family sound awful in this post and I know how it looks, but my mum has struggled with money since being on her own and my Auntie also split with her husband a few years back and needed financial help. And my Grandad died last month which meant we all took some time off work to come to terms with it. (I am now in a job where I support adults with learning disabilities and it is the most rewarding thing)  Anyway, we have a wedding booked for next year in May but it is looking like we may have to cancel as we owe £10,000 in credit card debt and currently have £200 saved for the wedding which is obviously nowhere near enough. 😔 I know how it looks and I am embarrassed of having to basically beg for help but me and my partner literally work all hours under the sun and we never have any money to do anything together and the thought of having to cancel our wedding because we have tried to help other people and been stung is so upsetting. I just want to get ourselves back on the straight and narrow and be able to marry my best friend. I don’t even care about a honeymoon I just want to be able to say I do on the day we have planned. I have learned my lesson and won’t be helping people out again because I can’t help anyone when I can’t even help myself.  My story is a little bit all over the place but the jist of it is that we have tried to help people out and got ourselves into a mess in the process which we now can’t really see a way out of without some help. We have taken out various loans to try and get on top of the credit cards but it just ends up with more payments out and more debt on top when we can’t pay everything. If anybody can help it would be so appreciated I can’t egen describe how much it would mean. At 23 I didn’t see my life going this way but unfortunately it has. My Grandad always told me never to get into debt and to have savings to fall back on and it would mean the world to me to have the opportunity to honour my promise to him. 💕

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In need of financial help to partially fund my degree!

Hi – whoever is reading this, I would like to first thank you for giving up a minute of your time to read my plea. My name is Lilian, I am 19 years old and I am currently in my gap year, trying to save money for my degree course, starting in September. It has been my dream to go to law school, and I worked very hard during my GCSEs and A Levels to achieve the best grades I could, and I have been lucky enough to be offered a place at Exeter university – my f=top choice! However, Exeter is a vert expensive city to live in, and my student loan barely covers my rent.

I come from a single parent household. My mum has been divorced twice, both ex-husbands taking a far greater percentage of their shared assets than was fair, but we could not afford to take this to court to dispute it. This has left us struggling financially, and so will not be able to support me during my studies.

I will be applying for student finance which will pay for my tuition and part of my rent, but this still leaves me paying £3000 of my own money for accommodation, as well as other living expenses like food etc, along with all the compulsory text books I need to buy.

I took a gap year between completing my A Levels and going to university with the aim of saving enough money to pay for the rest of my rent, and I planned on getting a job when I get to university to cover the rest of my living expenses. However, my manager constantly underpays me and reduces my hours, and as hard as I have tried I have been unable to find another job. along with this, I recently had to use most of my savings to buy myself a new car after mine got written off after being crashed into while parked. This has left me with next to no savings after 6 months of hard work.

I am not expecting to entirely fund my education purely through the generosity of others – I am of course still job searching, saving money, and applying for grants etc. However, it is very unlikely that I will be able to save up the remaining £3000 I need for my accommodation all by myself, so any help would be hugely appreciated!

Thank you again for reading my plea, and I would be so appreciative if you could donate any amount to my fund, and help me realise my dream of becoming a lawyer.

Lilian

 

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Desperate single mother

I am a 22 year old single mother living in a council house with my two awesome children. Recently we have fallen on hard times. I’m currently studying to be a teaching assistant and I volunteer in a school. I only get 15 hours of childcare for my daughter who just turned 3, my son is 4. I have been looking for months for a job I can do on the side but I just can’t find anything that works around them. I’ve done selling makeup from home and trying to sell my art work. Last month I sold most of my possessions but all I have left is a few things I have on credit that I’ve not even paid for yet. When I moved out on my own with the kids, I had absolutely nothing. We had to start from scratch, we didn’t even have floors in our home. Because we had to move in immediately I took out £500 worth of furniture and soft furnishings to sort out our home. The prices are extortionate but it was the only catalogue that would allow me to have credit and on a buy now pay in 12 months basis. Anyway, it’s been almost 7 months and my financial situation is so bad that I’m £750 overdrawn, I owe my friend £300 and I owe £500 to the catalogue. I also had a huge bill from working tax credits from when I was living with their dad, around £360. Along with that and having to buy a new laptop for college (otherwise I cannot do my work) and providing all I can for my children I am failing to keep up. I don’t drive, I walk my kids to school and back, I take them out in nature, I cook them healthy meals, we do crafts, we bake, we always read together, I always make sure they are clean and happy. I am doing the best I can. I don’t drink, smoke, spend anything on myself. But i just cannot sleep at night with this money situation hanging over me, it’s beginning to make me seriously depressed. I have no friends or family to help me, my family are all poor and I have one friend who has helped me as much as he can to get carpets in my house. I have managed to save bits and pay him back £380 so far but I still owe him £300 and I just can’t pay it.

Please, please. Someone help me just to get back on my feet. I’m not asking to be well off, or even comfortable, but just able to keep going, until one day I can get a good job and give the best to my kids.

Thanks for reading

Lucie

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Please help me to save £10,000 so I can move into my own flat and recover from my long term mental health issues

Thank you so much for taking the time to read my request and for considering helping and blessing me. I am really struggling at the moment with my mental health and my financial situation. I suffer from depression, obsessive compulsive disorder and severe anxiety. I have been on various different medications since 2005. Currently I take Fluoxetine 60mg and Propanolol 40mg daily. I really am trying to save £10,000 so I can move into my own flat as I currently live in shared supported living in Birmingham as this is all I can afford on my Universal Credit benefit which is a monthly payment of £288.82 a month which is my only income. The people that I live with all have their own issues and drug and alcohol addictions and mental health problems which I fully sympathize with. But I really need to be living in my own flat independent of other people as my mental health is made much worse on a daily basis due to the stress of living with other people that suffer from drug and alcohol addictions and mental health. I do not feel safe comfortable or at peace at all in my current supported accommodation. I just lock myself in my room and try and stay away from all the drama arguments and major difficulties that are going on in the house on a daily basis. I am trying to save up £10,000 so I able move into my own little flat and put a deposit down and be able to pay the rent each month for at least 12 months. I am really hoping and praying that you would be so kind in helping me to save£10,000 so I can move into my own flat and so that my mental health general wellbeing and standard of daily living can improve. Please help me if you would be so kind. If I can move into my own flat this year 2019 it will be a massive step in my long term recovery to my mental health issues. Thank you so much if you can help and bless me at this time. Bless you. Love Joe. X. Please make any financial help to.

paypal.me/JoeJennings85

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Previvors Story – Breasts lost to BRCA

Hi I am 36 years old and hoping you can help me raise £13,000.

In April 2016 I had a risk reducing double mastectomy with immediate reconstruction, having discovered I had the BRCA 1 Gene Mutation meanin my risk of breast cancer was 87% and Ovarian Cancer 65%. I was told that this was my best option for me and would be followed up with Lipo-filling to correct any indentations/misshape in the breasts due to the removal of all breast tissue.

I was tested for the gene back in 2010 after my mum was diagnosed with Stage 4 Ovarian Cancer at the age of 50. The medical team recognised that my mum was young to have such cancer and tested her for the BRCA Gene, which was fairly new then.

I received my test results a week after losing my brother at the age of 30 to an undiagnosed heart condition. Less than 3 years later I lost my mum. I knew them that I wanted to go ahead with the surgery, my mum would have don’t anything to help beat her cancer and now I felt because of her I had the chance to prevent that happening to me.

Feeling stronger and with a focus to be fit and healthy for my surgery I left my abusive marriage and started again on my own. It was just over a year later I finally had my operation and by which point had met my new partner and with his help and support I recovered quickly l, returning to work and even taking part in a Cancer Charity Fun Run.

Three months later I was truley blessed when I fell pregnant with our son. I had to wait 6 months post pregnancy for my follow up appointment for the Lipo filling. I was told at this appointment that funding was no longer available and that it was postcode lottery as to who received funding. I was devastated. My only options were to appeal, which after a being sent between my own Doctor and Breast Team have got nowhere or private at a cost of £13,000.

I feel very lucky to have been able to reduce my risk with the initial surgery but still in my 30’s I am left with very misshapen breasts and very low self-esteem. Knowing I was going to have the Lipo-filling made things bearable however now the opportunity to have normal looking breasts again has been taken from me I wake every morning in tears and now linger enjoy going out in public unless completely covered, avoiding any situation where my breast are exposed or partly exposed.

I know I am luckier than others and I have never asked for anything in my life, working hard and always helping others but I just want to feel like me again and so any donation would be greatly received to help me complete my journey and get back to being me.

Thank you.

https://paypal.me/previvorstory

 

 

 

 

 

 

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My little brother and I want to visit Dad in Prison

Hello, my name is Natalia and my aim is to raise some money so we can visit our father in Prison.

Let me explain further:

9 months ago our Dad entered Prison in the Canary Islands.

His mistakes should not have to be payed by someone like my younger brother Alex, who misses him so much it is killing me.

My Dad is in a Prison in Spain, and he will continue to be for the next years.

We haven’t seen him since because the costs of flights, finding an apartment there, transport and such are too much for me to afford.

I am currently living with Alex and working in a full time job here in the UK, my salary is just enough for us both to survive.

I’m not the kind of person who would ask for help, but I’ve reached a point where I don’t know what else to do, my brother needs to see his father (and so do I to be honest), and no one in our surroundings can help us financially.

Please, If you can, in any way help us raise some money for this cause, I will be eternally grateful.

Thank you from the bottom of my heart.

Natalia T. F.