Having been the one in the past to do charity collections and fundraising for good causes, it was always about someone else and not about my family and myself- charity was something we gave to in the hope we could make a small difference.

I’m embarrassed to even be typing this and hope if nothing else it gives me some peace of mind to voice the situation and feel that maybe someone had listened.

While trying to keep a small business running and avoid bankruptcy we as a family tightened our belts and focused on keeping food on the table and the utility bills paid, while hiding the problems from the children.

My partner works as much as she can and we are not entitled to any support from the government it seems when we asked- on the hope this was a temporary situation.

For 12 years we have managed to keep on an even keel and while no extravagant holidays or cars we were doing ok with an old car and keeping a check on our finances.

I always believed that other people either played on being ill or that their illness was a form of coping strategy and not a full blown illness.

For me illness didn’t happen overnight it was a slow build up to ending up in hospital in a state of confusion and realising that I was ill only really when admitted to emergency room

For someone who always was as strong as an ox and never ill it was hard to believe that the shaking and not being able to think straight and feel like I had been beaten up could be fibromyalgia.

I’ve struggled to keep going for years of poor health and we have sold off items to pay bills, I hate the fact that I want to support my family and can’t find a way out of this.

Currently we are in the middle of winter and heating fuel low, being careful with food purchases and heart breathtakingly considering selling our dog which will upset the children no doubt.

Work has all but stalled and my health has deteriorated, the basic outgoings exceed the household income.

I hope whatever support received that this is a temporary situation and I can pay it forward some time soon.

Having tried to see what work is available my Fibromyalgia symptoms mean that no employer will employ me and we have run out of items to sell.

For us Christmas would be a celebration to put food on the table and to heat the house in the hope we can find our way out of this situation and pay it forward again.

paypal.me/DanielY628

I not sure when the sun stopped shining for me, but it’s been a while now. I am sad. I am sad all the time and the sadness is so heavy that I can’t get away from it.

My life currently isn’t to great (I mean on a worldwide scale it’s pretty damn good).

I recently quit an underpaid job, with little to no recognition, no gratitude, or any form of appreciation. I rarely see friends or family, and have little to no social life. But then I liked my job, the people I worked with, but I was just ground to the bone and ended up in a horrific mental state.

After 13 years working in hospitality, cheffing, and running pubs I’ve had to get out. And that has financially screwwed me over and I don’t know what to do, I am currently job hunting and trying to get out of my (nearly capped) £2000 overdraft.

I’m trying to figure out the triggers, because there has to be something, something that happens that drags me back under, I can go days, weeks, even close to a year feeling top of my game, feeling fine, then in a matter of minutes I’m staring at a blank wall doubting everything I’ve ever done in life.

I can honestly say other than some really minor self harming(years and years ago) I’ve never been to that end of the spectrum where I wouldn’t want to be here anymore, and don’t feel I ever will get to that point. I know on a personal level how suicide can ruin multiple lives. It’s not that I don’t want to be alive it’s more me wondering what’s my purpose, why am I here if all I feel is sadness, disappointment, and loneliness.

I do have great friends and family but my anxieties prevent me from talking to them, often through fear of being a burden perhaps, I don’t know. I’m just lost.

Lost, sad and feeling empty. I do not and will not talk about it, I can’t. I can type, that’s my only solace, I could type til kingdom come, but the moment anyone asks how I’m doing..

“Yeah not bad” or “Yeah I’m fine” is all you’ll get.

I have recently taken up exercise and have been raising money for charity doing various events, got a half marathon next year and a ton of others.

I am at the lowest of low now having to resort to asking people on the internet to help me out.

I had to give up my flat, moved back in with family, which makes me feel even more of a burden,

I’m just asking for whatever is possible to get me a little bit out of debt so I can survive the next few months and not completely go bankrupt.

My mental health has been improving and my physical wellbeing definitely, just stuck in a rut where I do not want to go back into cheffing because it did not do well for my mental health and that’s all I’ve done. So trying and applying for jobs every damn day with no luck and could really use some good will to help me survive.

Thank you and God bless,

https://paypal.me/reallyhatetoask

Dear potential sponsor,

It is no secret that I am writing this note, to ask for financial help, however I would like to provide some context of what brought me here.

In 2015 I experienced some hardship which led to myself being a student in my undergraduate degree, at the age of 20, and also balancing morgage repayments using my student loan in order to keep the family home afloat. Needless to say this was unsustainable, so I applied for loans in order to me continue to make payments as well as support my life whilst studying. Every summer I would work up to 60 hrs a week in order to save for my personal rent at university, whilst help with the financial hardship at home. After three years of doing this, I found myself  homeless whilst studying and also knee deep in debt for both my degree and personal circumstances. Throughout this time, loan payments were expensive and sometimes impossible to meet causing a deep amount of depression and anxiety. I am resilient, however and will not be deterred from achieving my dream. I am proud to have graduated with a 2:1 despite all of the challenges.

I managed to stablilize my living circumstances and went back to university to  work toward my PGCE so that I could become a teacher; I was successful. However juggling the financial burdens over the last 5 years has put my credit rating in a place where I wont be approved a loan to consolidate all of the debt (despite being able to afford it). As it stands I am paying 3x the amount to individual lenders than I would be if the debt was consolidated. My sole issue is that my credit rating does not allow me to be approved for the funds that would alleviate the burden of my situation.

I am currently left (3 days after payday) with less than £200 for the month, not including travel and food expenses. I am clear on what needs to be achieved and driven to paying off my debts however it is not without the need for help. I have spoken to debt advice companies however they offer little help other than insolvency. this is not an option for how far I have come.

Currently my debts equate to 10,000. I do not ask anyone to take responsibility for my debts. If it were within anyones means, I would be more than willing to pay back in monthly instalments the full amount, Failing this If I were able to raise even half of this amount, my life would be impacted in an unspeakably positive way.Whilst I understand it is nobodies debt but my own, I know that the catalyst for my current predicament was simply an attempt to save my family home, not recklessness or irresponsibility. I am struggling to keep my head above water, and am calling on the good will of anyone with compassion, who is able to help toward the situation I am currently in.

I am someone who believes in the good of the world, and no matter the outcome of this I plan to keep my belief in the good alive, by paying forward every kind deed in whichever way I can.

If you feel that you could help, please donate funds to my paypal.me link

paypal.me/angelanavine

Yours most Sincerely

Angela.

Image above is my current account, a week after being paid.

My name is Lizzi and I am 25 years old. I am also £30,000 in debt and trying to get my life back together after a very drastic nosedive into mental health relapses. I never thought this would be my life; I’ve always suffered mental health problems in the form of depression and eating disorders however I also managed to keep on top of my illnesses and was well into recovery when things took a turn.

I was badly attacked at the end of 2017 and at the time (and to be honest, some days still,) I felt like my life was over and the pain would never go away. Mentally I’d never experienced anything that devastating in my life before and I wouldn’t wish it on anyone. I was diagnosed with PTSD and sunk into a very deep depression. I was scared to leave my house, couldn’t be alone, couldn’t go out in the dark, and couldn’t be around a lot of people or in confined spaces. I had constant nightmares and flashbacks and a lot of the things I’d previously found joy in died the night of the attack. I was put on regular medications for the first time which I still take to this day.

But how did that turn into crippling debt? Well I was desperate for absolutely anything that might make me feel even a tiny bit better, happier, more human.  I quickly maxed out credit cards on clothes which I no longer had the confidence to wear and I booked holidays to ‘find myself again’ which I had to cancel because let’s face it, if I couldn’t leave the house, how was I going to leave the country?! With every failure such as this I felt worse and so was even more desperate for a cure to the sadness. This whole period was much of a haze; I really felt like I was losing my mind entirely and struggled to make any kind of rational decisions. I tried to take my own life on more than one occasion and can honestly say I never want to be in that place again.

I’m glad to say that I am out of the darkest darkness however I’m left with very little – I am making it through each month by borrowing from friends and working 60+ hour weeks to keep my creditors at bay as I am at risk of losing what little possessions I have left; I’ve already sold all of the things that I owned that were of value and am fighting to keep a roof over my head.

I am asking for absolutely any donations that anybody can spare and will be grateful for anything. I’m not looking for my debt to be paid off, that’s going to be a long road. Right now I am just seeking assistance getting through the month with enough food, petrol and medication.

Thank you for reading.

https://paypal.me/lizzicraig

Hi there, even though this is unanimous this is very, very embarrassing for me. I feel like I am letting down my children for having to even ask for donations. Truth is our life has been hell, everything we once knew has been how we describe as ripped away from us. Back in 2017 myself and their father lived what we thought was a perfect life until one evening our lives fell apart. My husband was accused of a disgusting crime against my 15 year old neice saying he had sexually assaulted her. My children were bullied from the get go and we had nothing but interviews and questions from authorities our way. I knew deep in my heart my husband was innocent but I could not live with myself if I didn’t do the digging myself to make sure. So there it began. My neice was from broken parents and had lived in and out of my parents home, between her parents her who for lack of a better description were useless. When someone is accused of a crime they have access to the statements etc before it goes to trial to see what they are up against, I knew this was not going to be easy but I had to do it. I sat for 15 hours reading statements and picking discrepencies there were lots. I must state that in the UK if a child accuses you of a crime as such, the government has a duty of care so word of mouth will see you go to full trial. This trial was a no evidence trial. My husband could not have contact with our children through out the whole process and they raided my home and his work. Social Services signed me off within the first week after the last interview stating that they had no concerns with the children and myself. Once at trial everything for the accuser fell apart and different versions of the same story kept on coming. My husband was found unanimously Not Guilty and free to go. But that was it a whole year of pure hell, hatred, sleepless nights, legal fees, separation and tears. No apology, no justice nothing just a log of bills 2 depressed adults and 3 now struggling children. A few weeks after, my daughter received a text message from the accuser calling my husband uncle and saying she was sorry she had lied and that she didn’t want her father to find out because she would be in deep sXXt. It was a kick in our teeth, we decided to not take the message to the police as we had such a bad experience and we were so exhausted and just great full our case was heard, recognised listened to and dealt with. We didn’t have the energy to go back through everything we just wanted her to get help and stay away. However, we managed to pay our legal fees totalling £12.500 of which we had to pay the full amount my husband been full time employed we weren’t entitled to any help. Now we have paid that we are struggling more than ever, we litrelly have to start over because a silly teenage girl chose to falsely accuse a good hardworking man of the most disgusting crime you could ever be accused of. Why do people who do this get away with no punishment. Its horrific and we never thought it would ever happen to us. I am looking for £3000 to beable to replace household items we had to sell at the time to pay the legal fees and hopefully a nice weekend away to just.. breathe. I truly hope no one has to go through what we as a family and especially my husband had to endure because of silly people looking for attention. Protect yourselves and protect the children who really need our help.
Our Family xxx
https://paypal.me/rachelbroxup18

…but somehow it has come to be that I am in this position. Believe me, I hate it, and if I could see any other way, I would not be asking strangers for money online.

I thought I had my life mapped out, and everything was going along fine. I have 2 jobs, I have a kind family…why am I in this position I hear you ask? Well, all I can say is – we all fall down sometimes. I have found myself spiralling slowly downwards over the last few years. It almost feels like slow motion – for so long I was in denial that I couldn’t support myself financially. I can’t admit it to anyone around me – I have a kind family, for sure, but I could not live with myself if they found out that I was in this position. So I keep up the facade of everything being ‘fine’, and it is truly exhausting. I told people that I took a weekend job on top of my Monday-Friday job ‘because I get bored easily’. That’s not true – my mind and my body are broken from working 7 days straight! I took a weekend job because I found myself in a spiral of debt.

I don’t have a drug problem. I don’t have a gambling problem. I don’t smoke, I don’t drink. I didn’t lose money to an awful ex. I wasn’t the victim of a scam. I just got hit with a few big bills in short succession and the spiral began. And I can’t see a way out. Even working 2 jobs, I’m only making enough money to keep myself out of complete bankruptcy. I am desperate for just enough money to push me over that ledge, back to safe ground where I can begin again and not be constantly clawing my way up the cliff of debt upon debt.

So I am here, quite literally begging. I need £1000 to change my life – and it really will change my life. It will make me safe again – safe from myself and what I am afraid this situation will lead me to do to myself if I can’t get out. I don’t expect anyone to give me anywhere near that amount – why on earth would they?! I’ve read the stories on this site and they are truly heartbreaking. People who have gone through so much – they deserve the money so much more than I do. So all I am asking for is £1. Just one – and with luck, and hope and prayers, enough people might see this and have it in their heart to give me that kindness. And I promise that the day I am in a position to do the same, I will help everyone in whatever way I can.

So my plea to you is – £1. It may just save my life, in more ways than one. I wouldn’t be asking this if there was another way – I need to get over that ledge so I can start my life again. Thank you.

paypal.me/donationEA

paypal.me/CandydragonArt

hi. i started college not too long ago and i’m being forced to stop going because of my parents. they would rather me have a job so i could care for them but i dream of bigger and better things. all i want is 200 bucks to start with just to save up slowly with a part time job as i still want to continue going to college. please help. i know this may seem like a cry for help at this point but i don’t really know what else to do. there’s so much i want to see and do with my life as a college student. my dream is to go to university one day and continue living the dream. my parents don’t understand the concept of being proud of yourself because of something you achieved. and i just want to show them i can do this. with my whole passion and soul i really want to finish this. if i can’t finish college and do what i love then i don’t have anything else in life that really interests me. my dad keeps telling me i’m a looser nobody and i always will be no matter what college degrees or universities i get into. they simply don’t understand but .. i’m hoping some of you can. even if you send me 10 cents i would really appreciate it. i just want a small amount to start with because it’s so hard to create something out of nothing for a college student let’s be real here. i study acting. something i could have never even dream of doing. not many people get the chance to actually do the class because it is so hard. and the fact i got it just makes me so proud, proud of myself at least. i may not be the best writer or reader but i definitely know i’m put onto this world to do something big. and i want to do huge and amazing things with my life, not go to a job everyday thinking of how much i hate doing what i do. money is important. education is just as important and i could never pass this up. ever.. i could write on and on about how much i love acting and my entire class but it’s frustrating and hard when you have parents who blab and blab into your ears about you not being good enough. it truly hurts so much. i just hope some of you can help.. every little helps..

here is my paypal link. if you decide to send anything at all it would mean the absolute world to me.

https://www.paypal.me/NicolasMizic

Hi, my name is Jade and I’m a 21 year old University student from South Wales. I have found this website due to desperately searching the web to try and find some sort of solution to what seems like a never-ending and worsening problem. I really hope somebody can help us!

I live at home with my mum. It’s just us and always has been.

When I was younger my mum dated my ex-stepdad and financially, we were okay. All seemed good.

Except a short while after marrying him and they moved in together he became abusive in all forms, especially financially. He would take control of her finances, take money from her that he’d promised he’d pay the bills with and half the time he’d be down the local pub and come back to the home drunk.

Eventually after a few years my mum realised her worth and told him to leave. We thought all was great a few months later until my mum got letters through the door from the electric/rent/council tax companies stating that many months worth of money had not been paid. Because the bills were in her name there wasn’t much she could do. My mum did call each of them and explain – agreed to start paying them back and I offered to chip in too to ensure the bills decreased as soon as possible. Even my mums new partner is so very kindly chipping in despite struggling himself. The initial owed collectively was around £7045 and we had gotten into a great routine of repaying despite the circumstances.

However, my mum then suddenly became diagnosed with cancer some weeks later and therefore has not been able to work at all. This leaves just me and my mums partner to try and pay off the bill whilst tending to her.

Due to everything going on the bill was left unpaid for quite some time. This meant bailiffs were coming round often and the company who ordered them kept adding bailiffs fees etc. Because of this the collective amount now stands at £10,329.22. Everyone is suffering so heavily with mental health right now and my mum is currently on anxiety medication.

I’m pleased to announce that my mum is now cleared of her cancer and has returned back to work, but she has no quality of life! If there is anyone out there reading this then please send anything you can to help us. It’s so unfair that she has this mass debt due to a toxic relationship. I absolutely despise having to ask for money and feel awful…

My mum is my world and if I can get rid of this debt I would love to give her that peace of mind, finish my degree and start saving to take her on her dream holiday so we can finally start over.

Thank you.

https://www.paypal.me/Jadeylee