Begging Money

Financial Hardship Help

Last Updated:

Need help with my small business to support my family

Dear, Individual who is receiving this message
My name is Brian and I am reaching out as a sort of last resort. I will start by giving you some background of how I got in my situation. Back in 2013 I graduated high school, continued to work as a dog groomer, met a girl, and started my own business shortly after with an old co-worker of mine. from the age of 13 I had been working at a dog grooming salon learning how to bathe and groom dogs while going to high school. When I graduated I decided to go to full time grooming because college was not an option for me to pursue financially. At this time I met my wife Lexi and we began to build our family of now four children. The current job where I was working at was becoming difficult because I was employed by an alcoholic who had told me at the time of hiring that I would be on a W-2 for my employment. However four years later I received a 10-99 and to my surprise went into very much debt with the IRS. At this point I made the decision to start my own shop with the help of a co worker her name was Kathy.
With the new business up and running things were starting to look up and the shop was becoming successful. Working 12 to 14 hour days for 6 to 7 days a week was where all of my effort was going. Not to mention me and my wife were creating out family of four kids which we wanted to start young. As time went by at the shop my business partner Kathy was getting older and burned out working in this industry. She wanted and out. After working so hard with her only coming in a couple days a week to help I was ready for her to move on with her life and I could advance with the business in my own hands. This is where things went south and have led me to this point of needing some significant help.
Kathy had then decided to sell her half to an employee of ours named Erikah when the original agreement we had was that I would buy Kathy out. Erikah had no idea of what it takes to run a business and I was so hurt by the fact that Kathy didn’t hold up her end of the bargain that I was just ready for Kathy to be out and I would deal with whatever comes next with having a new business partner. At the time of sale Kathy had gone to the bank where the business accounts were help and withdrew $2500 from out business account because taking herself off of the account. This had brought the business account down to about $8000. It hurt but was not going to ruin the business. Then as Erikah had gotten onto the bank account for the business things got worse. Erikah had then spent in upwards of $7500 of the companies money without my approval. When confronted about the money spent there was no recognition on the mistake made from her and I received the comment “your problem”. which in itself shows what kind of person I have been dealing with. All of this has left me starving financially. Trying to raise four children and pay all of the bills for myself and business has been near impossible since.
At this point I have arranged a buyout for Erikah at $30,000 and to get myself back on the right track financially I would need another $25,000 to clear up my IRS debt and the bills I have fallen behind on. my family is surviving on the absolute bare minimum when it comes to living and my business is not going to survive without working capitol. I went to the banks in search for a business or personal loan for the $55,000 to get my family and business back on the successful track it was on but had received no good news. So here I am I have exhausted all of my options when it comes to keeping everything together with no help from family or friends I have turned to you. I am not sure who this letter will reach out to. If there is someone out there who is willing to help me by giving me the money I will forever be grateful and you will be saving a man and his family from going down an even harder road than the one I am already on.

Thank you for your time,
Brian

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A little help needed for a magical Christmas

It’s the hardest thing to do in the world.

Asking for help.

Swallowing your pride and reaching out to loved ones and friends.

But the response was overwhelming. Instead of feeling shame, I felt pride.

The problem with mental health in men is that we’re programmed to be the alpha male from birth. We cannot show weakness, only strength.

Of course, mental health is just like our physical self. We have peaks and troughs, good times and bad times. The problem is, our pain and suffering is internalized. No one can see what we see.

It’s a horrible, horrible place to be.

My downward spiral started when I was kicked out of home and left to fend for myself. When I saw my friends living the life, I wanted to enjoy the moments, be tagged on Facebook, share the memories. Instead, I was trapped in my flat, accruing more debt as bills and rent accounted for 110% of my salary. The loneliness crept in, doubts emerged in my mind, my self-confidence took a huge dent.

Things did get better for a while. But then there was a crushing blow.

I was in a new job, stressful but financially rewarding for once. I could see an optimistic future.

Then I found out my sister was terminally ill with cancer.

Each year, the months go past as triggers to that event. I know the exact time and date I found out the news, to the hospital visits, the place where I was when we were told she had a month left, and the final days in the Hospice.

Compounding this with three redundancies, a career that has gone sideways and no real support network to speak of meant of course I spiraled deep into a dark place.

I even contemplated how I could join my sister. I thought it best I could go for a run, listen to some music, and just casually jog out in front of a truck. Why I picked that method I’ll never know!

I found to get back to an even keel, I had to try and reach new pleasures. For me, that was food and drink. As a kid, we didn’t each much. As a student, and then in my early 20s, I used to binge. So much so, I again spent more than I could afford. Which of course, made me even more depressed.

It’s such an annoying wasted life I’ve been living, now I’m in my late 30s, deep debt, but rich in love. That’s what I’m focusing on to stay healthy

I’m asking for a little help to provide my family with the Christmas they deserve for putting up with me. A few $ here and there will make a huge difference to us.

The next decade is just a few months away. Your help is going to help us put the past behind us. Thank you.

paypal.me/rn2019158

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Save my house

Firstly I would like to thank you for stopping to read my post.

I am looking to raise money to stop my mortgage company repossessing my house. My problems started about 7 years ago at the age of 30. 7 years ago my husband and I were both in full time employment. My husband employed with an oil company and earning good money and me working within a busy A&E department as a nurses assistant which was my dream job.

I have always suffered with pain in my joints I thought that was all part of the job. Until the pain became unbearable. I was diagnosed with lupus. My health deteriorated very fast until I ended up in hospital where it was discovered I also had kidney disease. I had become so unwell I was forced to give up my job. My husband and two children were great the kids were helping out more round the house and my husbands pay was just enough to cover our out goings. Less than a year after I had to give up my job the oil industry took a down turn and my husband lost his job too. We had to rely on government benefits and quickly fell behind with all our bills.

We were stuck in a cycle of borrowing money to pay bills then borrowing more to pay that and so no. By the time my husband got another job we were in too deep no matter how we tried we just couldn’t get back up to date with everything. The mortgage lender had now begun steps to repossess our family home this would be devastating to my children aged 12 and 16 and for me as it has special adaptations in it for my care requirements. We are about £15,000 behind with our mortgage  they will no longer look at setting up a repayment plan because they say it’s passed that stage now.

Many help that can be spared would be greatly appreciated. You can use the link below thank you in advance .

Many Thank youhttps://paypal.me/laurad25?locale.x=en_GB

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I never thought I would have to ask for this

…but somehow it has come to be that I am in this position. Believe me, I hate it, and if I could see any other way, I would not be asking strangers for money online.

I thought I had my life mapped out, and everything was going along fine. I have 2 jobs, I have a kind family…why am I in this position I hear you ask? Well, all I can say is – we all fall down sometimes. I have found myself spiralling slowly downwards over the last few years. It almost feels like slow motion – for so long I was in denial that I couldn’t support myself financially. I can’t admit it to anyone around me – I have a kind family, for sure, but I could not live with myself if they found out that I was in this position. So I keep up the facade of everything being ‘fine’, and it is truly exhausting. I told people that I took a weekend job on top of my Monday-Friday job ‘because I get bored easily’. That’s not true – my mind and my body are broken from working 7 days straight! I took a weekend job because I found myself in a spiral of debt.

I don’t have a drug problem. I don’t have a gambling problem. I don’t smoke, I don’t drink. I didn’t lose money to an awful ex. I wasn’t the victim of a scam. I just got hit with a few big bills in short succession and the spiral began. And I can’t see a way out. Even working 2 jobs, I’m only making enough money to keep myself out of complete bankruptcy. I am desperate for just enough money to push me over that ledge, back to safe ground where I can begin again and not be constantly clawing my way up the cliff of debt upon debt.

So I am here, quite literally begging. I need £1000 to change my life – and it really will change my life. It will make me safe again – safe from myself and what I am afraid this situation will lead me to do to myself if I can’t get out. I don’t expect anyone to give me anywhere near that amount – why on earth would they?! I’ve read the stories on this site and they are truly heartbreaking. People who have gone through so much – they deserve the money so much more than I do. So all I am asking for is £1. Just one – and with luck, and hope and prayers, enough people might see this and have it in their heart to give me that kindness. And I promise that the day I am in a position to do the same, I will help everyone in whatever way I can.

So my plea to you is – £1. It may just save my life, in more ways than one. I wouldn’t be asking this if there was another way – I need to get over that ledge so I can start my life again. Thank you.

paypal.me/donationEA

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In a deep hole, lost, forgotten, depression, anxiety, debts. A desperate final plea for help. Hair is falling out. A final plea for help.

Hello to all reading. My name is Adam Griffiths. I think to myself why am I here? Have I really had to drop this low to a begging website to be a able to find a little help? It seems so.

The reason I am asking for help is as follows. For the last 3 years I have struggled majorly with huge debts. These debts are indeed my own fault admittedly, but not all my own fault. I thought I could be a good person and help someone, someone who was in trouble, sad, depressed and had no image of a good happy life, she was my other half, a women who I thought loved me, turned out I was very mistaken. I decided to help by buying her anything she wanted, this meant getting things on credit to see the smile on her face, this was a mistake I have lived with for 3 years and I am now at breaking point with the financial struggle. Once she got all she needed, she left, no letter, no warning, just left and never heard a thing from her again. And now I am in debt of over £13,000. Since then I fell into a deep abyss of depression and anxiety. I live in fear of meeting people, trusting people, going out with friends. It has gotten so bad that now my hair is falling out at an insane rate. I’m 26 years old and on the verge of self destruction, giving up, lying in a corner to die. I have always been a hard working individual, I do have a job, I work as hard as I can to keep going and keep on pushing, but that is also a struggle, as I get bullied a lot at work, I get cast out from the others, treated differently because I always seem sad. And now I have to degrade myself to cyber begging in hopes of a few…maybe even 1 kind person to show that not everyone has a black heart.

I have no family, father abandoned me when I was 2 years old. A mother that has never loved me or shown what motherly love is. Abused as a child, which haunts me to this day. I still live with my mother which is wrong, I should be out of my mothers house and starting my own future, but it’s impossible to do so with these debts I have, I cannot escape this, it follows me like a bad smell, Keeps me awake most nights too.

I’m not asking for £100,000 I’m not asking for £50,000. I’m simply asking for a little help, this is a desperate , legitimate and last ditch effort at a plea for help from someone who understands and feels the pain I feel everyday. A plea for someone to help take away the feeling of helplessness, sadness, and the struggle to continue.

If there is anyone out there reading this right now, And feels the pain I feel, i am asking you to do the impossible, I’m asking you to make one mans dream come true of being debt free, happy, and powered with the ability to move on with life and pull me out of this hole.

I do not expect to have money handed over without questions being asked, and answered. I am more than happy to have an online conversation with anyone who wishes to help, to prove to you that this is a legit plea for help. With proof of all debts, live conversation if need be.

There is a photo of what this life is doing to me physically, you will see my hair is falling out.

I thank anyone who took the time to read this, I hope this has touched areas of your heart to help.

 

Thank you.

https://paypal.me/griffiths4

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Drowning in Debt

 

Hello, My name is Scott and I’m asking for your help because I no longer know what to do. The short version is my partner and I are severe debt, totalling almost £30,000 and we can’t get ourselves out.
When my partner lost his job we were already on a very tight budget due to not working in very well paid positions. Having no job meant we ended up having to take out a loan to cover expenses, but when their unemployment continued on, each passing month grew harder and harder. Eventually we took out another loan to try help us with the debt we were already obtaining. But it got worse, and so we did a stupid thing and took out another loan, and another. Bank loans and payday loans, one after another. We didn’t know what to do. We just couldn’t pay back anybody. Our credit card has been maxed out for months, and every pay day I try to pay off something towards it, only for the interest to then put the card straight back into the minus.
We’ve suffered for almost 3 years. Each month we’re convinced will be the month when things start to pick back up, but every month is worse then the last.
This last payday we’ve hit the ultimate rock bottom. We have nothing left and no way of obtaining any more money. We’ve got empty cupboards and are scrounging for food. We have a puppy, the love of my life, and what little money we find is used to make sure he always has something to eat, even if it means my partner and I don’t eat for a day or two just to make what we have last a little longer.
I’m humiliated, embarrassed and so desperate. I have nowhere left to turn but to ask strangers on the internet for help. I don’t know if this will work, I don’t know if a single person will even read this let alone donate some of their own earning to help us, but it’s all I can now do.
If you do help us, please know I am so unbelievably grateful and that if I find myself financially secure one day, not only would I never ever touch a loan again in my life, but I would come back here and help somebody else out. Pay it forward as thanks.
Thank you for taking the time to read this, and thank you even more if you help us out.
Scott

 

paypal.me/CandydragonArt

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Financial Difficulties Finishing My Family Life

Dear Respectable Readers,

I was living a worry free and normal life more than one year ago. I was enjoying every aspect of my life.  But due to hitted by financial Difficulties, my life is being ruined now. I have 5 credit cards Santander credit card, Halifax credit card, MBNA credit card, Barclays credit card and Vanquis credit card. I was hitted by repayments and interest charges by these credit cards.  I was in deep trouble as my car due to being very old, stopped and failed to start due to developing a new fault in it. Every month my bank was over drawn by £ 200 in the beginning. As the time passed the bank situation was more worse and going over draft by £ 300.

Now today dated 25th of September 2019, my bank account is overdrawn by over £ 419.

I have debt of £ 6550.05 in Barclays credit card.

I have to pay back £ 4390.00 to Halifax credit card.

I am in debt of £ 3974.02 to Santander credit card.

I am in debt of £ 1737.60 for MBNA credit card.

I have to pay £ 1665.08 to Vanquis credit card.

Bank account over drawn by £ 419.00.

Interest charges are going up every month.  From past some months, I have been borrowing money from friends to keep living hand to mouth after paying monthly repayments to credit cards. It was getting harder and harder day by day to pay direct debits for living. Now I am unable to pay for;

My food

Fixing car issue

To fulfill travelling expenses

To fulfill laundry expenses

To fill petrol in car

To fulfil medical needs which are very small

To pay direct debits

To buy clothes

To buy shaving needs

To buy shoes

In short, if I pay some expenses,  still a lot left due to shortage of money.

Once I was living a normal life. I used to help people in need. But that was on small scale. I never thought that one day, I will be in need of others help. But that time I am having in my life. This problem will destroy my family life too. I am appealing to everyone who is reading this request to help me as much as you can. I am requesting that please do not think you can not do nothing, together you can took me out of this heart breaking situation. I am hoping I will be living a normal life like before.  Please take action and pay whatever you can.

Please pay at my paypal account at

https://www.paypal.me/ZAHMAD727

Thank you so much for your help.

 

 

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HELP! COLLEGE STUDENT!

hi. i started college not too long ago and i’m being forced to stop going because of my parents. they would rather me have a job so i could care for them but i dream of bigger and better things. all i want is 200 bucks to start with just to save up slowly with a part time job as i still want to continue going to college. please help. i know this may seem like a cry for help at this point but i don’t really know what else to do. there’s so much i want to see and do with my life as a college student. my dream is to go to university one day and continue living the dream. my parents don’t understand the concept of being proud of yourself because of something you achieved. and i just want to show them i can do this. with my whole passion and soul i really want to finish this. if i can’t finish college and do what i love then i don’t have anything else in life that really interests me. my dad keeps telling me i’m a looser nobody and i always will be no matter what college degrees or universities i get into. they simply don’t understand but .. i’m hoping some of you can. even if you send me 10 cents i would really appreciate it. i just want a small amount to start with because it’s so hard to create something out of nothing for a college student let’s be real here. i study acting. something i could have never even dream of doing. not many people get the chance to actually do the class because it is so hard. and the fact i got it just makes me so proud, proud of myself at least. i may not be the best writer or reader but i definitely know i’m put onto this world to do something big. and i want to do huge and amazing things with my life, not go to a job everyday thinking of how much i hate doing what i do. money is important. education is just as important and i could never pass this up. ever.. i could write on and on about how much i love acting and my entire class but it’s frustrating and hard when you have parents who blab and blab into your ears about you not being good enough. it truly hurts so much. i just hope some of you can help.. every little helps..

here is my paypal link. if you decide to send anything at all it would mean the absolute world to me.

https://www.paypal.me/NicolasMizic

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Lost

Hi, 

PayPal.me/jjaleqs

Im trying to get my life on trucks right now, so every help counts and thank you in advance.

I got bring to a different city to start a new life with my boyfriend and raising money together yo bring my family to us. But I got tricked, He took my money and left to marry someone else. All my 3000 pounds savings were gone. Every month until my family supposedly comes I used to send money to help out , now I have nothing to send. I have a 11 year old brother in school, my dad is ill so he had no choice to get retired, and that money to be process takes 6 to 12 months. And my mom is by herself, her past boss passed away, so her salary drastically decrease. All money would go to them and any left to sort out myself so I could bring them with me asap. Once again thank you for reading trough.

PayPal.me/jjaleqs

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A DESPERATE PLEA FOR HELP!

Hi, my name is Jade and I’m a 21 year old University student from South Wales. I have found this website due to desperately searching the web to try and find some sort of solution to what seems like a never-ending and worsening problem. I really hope somebody can help us!

I live at home with my mum. It’s just us and always has been.

When I was younger my mum dated my ex-stepdad and financially, we were okay. All seemed good.

Except a short while after marrying him and they moved in together he became abusive in all forms, especially financially. He would take control of her finances, take money from her that he’d promised he’d pay the bills with and half the time he’d be down the local pub and come back to the home drunk.

Eventually after a few years my mum realised her worth and told him to leave. We thought all was great a few months later until my mum got letters through the door from the electric/rent/council tax companies stating that many months worth of money had not been paid. Because the bills were in her name there wasn’t much she could do. My mum did call each of them and explain – agreed to start paying them back and I offered to chip in too to ensure the bills decreased as soon as possible. Even my mums new partner is so very kindly chipping in despite struggling himself. The initial owed collectively was around £7045 and we had gotten into a great routine of repaying despite the circumstances.

However, my mum then suddenly became diagnosed with cancer some weeks later and therefore has not been able to work at all. This leaves just me and my mums partner to try and pay off the bill whilst tending to her.

Due to everything going on the bill was left unpaid for quite some time. This meant bailiffs were coming round often and the company who ordered them kept adding bailiffs fees etc. Because of this the collective amount now stands at £10,329.22. Everyone is suffering so heavily with mental health right now and my mum is currently on anxiety medication.

I’m pleased to announce that my mum is now cleared of her cancer and has returned back to work, but she has no quality of life! If there is anyone out there reading this then please send anything you can to help us. It’s so unfair that she has this mass debt due to a toxic relationship. I absolutely despise having to ask for money and feel awful…

My mum is my world and if I can get rid of this debt I would love to give her that peace of mind, finish my degree and start saving to take her on her dream holiday so we can finally start over.

Thank you.

https://www.paypal.me/Jadeylee45388093_488457848340969_3843796525041844224_o.jpg

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I cant take being in debt anymore

Hello, my name is Darren and for the past few years I have been struggling so very much with debt. When I was younger I got myself into alot of financial troubles and kept shrugging off anything that involved paying back, and before I knew it I was owing out more than I could possibly think of paying back…but my stupid young self didnt care and kept acquiring more and more debt as a result of it. I was broken in every way imaginable. After years of trying to finally get myself back on track, I’ve managed to get myself a proper job where I work so hard to earn as much as I possibly can. I have a wonderful fiance whom one day I would love to make my wife but due to my debt I never see it being a reality. I’m at the point in my life where i want to start to settle down and to create a life for myself and my other half. I managed to get all the owings that I got myself into debt with consolidated, so im paying it off little by little every month, I give all that I can possibly spare to help relieve the debt I have but it will still take me 7 years to pay it off. This crushes me deeply. 7 years i have to put on hold my life, my partner’s life because of stupid decisions I made as a teenager. I want to provide and be everything a man is supposed to be to their partner but I see no end. I smile, I laugh, but inside I’m broken I’m so distraught that waking up most days all in think about is the debt I have. The debt I have stops me being able to get a mortgage, its frozen by credit rating so anything involving finance I cant touch, so I’m paying extortionate prices paying for rent which clears the majority of my income a month. I feel so helpless so sad and ashamed of my younger self and I only wish I had seen and done things so differently. I need help I just need someone to see how much I’ve changed since then and that ive grown into a man who cares and wants what’s best for those around me. I care for everyone, even with money I cant afford to give away, if I see a homeless person I still try to help as I feel that could have been me. I dont know what else to do anymore…7 years of my life to go before I can actually have one is soul destroying. I’m lay here on my bed thinking about how I’m going to afford to get to work how I’m going to ever afford to pay for a wedding how I’m ever going to afford to pay for a home for my family..I just wish I could change things. I really really do. Part of me thinks I’m being naive as to think anyone would help me for something I caused to myself, but if only people could see how much I try on a daily basis they would understand. I need help I cant take not being able to provide properly anymore. So i guess, whomever if anyone is reading this I plead with you to help me. I hate asking for anything its something I’ve always hated doing as I want to do things for myself and not bother anyone else with my own issues but in struggling so very hard. I hide my feelings from everyone as inside I’m crumbling away. I want to be strong but im finding it so hard. I plead with anyone who can feel my pain to please help me, anything would help me get closer to being debt free and all I can do is pray that someone reads this and realises that I’m a good guy that destroyed my life before it even had a chance to blossom. I believe there are kind people out there that have big hearts that can help me, i just never want to be a burden to anyone. I want what’s best for my partner and i feel the more she waits the more she may fall away from me and that kills me inside to think of..shes amazing to me and i know she will wait for when i can, but 7 years is so long to ask of anyone to wait to be able to start a proper life. I’m 27 years old and I’ll be 34 before i can even think about starting.. just thinking of that brings so mainly pains to my chest. I ask if you, whoever you may be to please heed my plea. I pray someone reads, I pray someone can help. And if you read but cant help then thank you for hearing me out, I’m a wreck that’s got so much to give.

https://paypal.me/dmacdougall125

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Post divorce trying to get my life bsck on track

So i was in a shitty marriage but tried to make it work as i was obsessed with the fact I had to be a wife to be succesful…. persisted even though desperately unhappy. Had a child and received no support for my PND…cracked on smiling. Put all my savings into buying and renovating a house and thought it would all just work out.   One day I snapped and made told him I’m done. Since then for 3 years I’ve been mentally abused and been blackmailed with seeing my son. Work took me away and now i have to go to court for custody. I signed over the house without question for my son and as i needed to free myself… it was worth losing every penny I put into it.

I got left with credit cards and car purchase. I’m making my payments but only minimum on cards and the interest and not seeing it decrease coupled with feeling I have nothing is affecting me.

I don’t want thousands and thousands…Well £15000 . To clear my debts and start saving. To get my head above water to pay for court and to be in a position to eventually have a deposit for my own home for my son.

Clearing this debt will help me start focussing on the important things like getting my son back and building a future for us without the never-ending statements and bank checks.

I will never use credit cards again  and want to manage my money as a strong single woman, I just need help to get to s line and start fresh without the debts of my past haunting me.

Thank you for taking the time to read my story x

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£50k. My ex deceived me and is now imprisoned

Hi. My story is too incredible to fit into 400 words.

5 years ago my ex bf was arrested in a spectacular way , while my 3month old son and I waited for him to return home. Of course he never did and instead, our home was raided by police. The worst day of my life. I had no clue what was going on and it would take 2 years before I had a clear idea of his involvement in a sizeable Class A drug supply conspiracy. My ex was a charmer. Known and loved by everyone, educated, handsome but apparently quite greedy as well.

It turned out that we were (amongst others) under surveillance for some time and my ex used me and at times my car as a “clean cover” for some of his activities. Following his arrest, amongst the confusion, daily sickness, insomnia, media coverage, extreme anger, and exhaustion that I lived with daily, I returned to work full time. In addition I attempted to take my ex to court to try get some funds from him. I failed and in the process sold my house just to pay legal fees and all the other expenses that landed with me because of him.

5 years on I am still working as much as I can in order to provide for my son entirely on my own. There is no maintenance and no welfare in this household! While I try crawl my way out of the hole dug for me, it is very difficult to save quickly enough or even just enough, to make a dent in a mortgage application. I am trying to overcome the hatred I have toward my ex for putting me and my son in such a horrid place that I am still trying to recover from financially and mentally.

I really do just need a miracle to help me provide a home that I can one day pass on to my son. In order to do this I am asking for GBP£50,000 to put toward a deposit for a home. I need to get out of renting. Miracles do happen.

https://paypal.me/Lisaroxan

 

Thank you

Lisa

 

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Looking for help please. Really struggling.

Hi, my names James.

I’m a 37 year old single man from Liverpool, UK. I’m asking for help with a rent bill I’ve received.

Up until 3 weeks ago I was working for a local company where I’d been for over a year. Over the last 6 months the company has started to struggle and because I was on whats known as a zero hour contract, I started to get the odd day of work taken off me. I went from working 5 days a week solid to working 2-3 at times but I was always promised we’d get through and when we did I’d be rewarded with a full time contract.

As this was happening I was slowly struggling to make ends meet, my rent started to fall into arrears and I really started to struggle but the job I was in was only 10 mins away,it was ideal. They were promising me it would be ok in a few weeks so I tried to hang in there knowing I could claw back my arrears when I started to get 5 days a week  of work again.

Then on the 14th of August I was told they couldn’t give me any more hours for a month or 2 because of how slow things were. Unfortunately because of the contract I was on, this was ok to do and I had to leave. I’m now receiving letters from my Landlord because of my arrears and I have nowhere I can turn for help. They have told me it has to be paid in full because I’ve not been able to make any payments for the last 6 weeks otherwise it goes to court and they’ll be seeking a possession order (eviction).

Ive found a new job that looks great and is a full time contract, but I only start on Monday 30th September. The landlord has said they won’t wait till then for payments, I really don’t know what to do in the meantime. I don’t have any family or friends who can help and I really don’t want to lose my flat. Its only 5 mins away from where my daughter lives and makes seeing her possible. I’m in an ideal place.the rent isnt expensive,its just been a hard few months.

Any help would be more than appreciated. Right now my rent is building up and I just need that little bit help to get me through. I’m really struggling. I’m willing to show anything to show you this is legitimate. Can show wageslips decreasing in value as the months go on and my bank statements to show how bad things are. I can see light at the end of the tunnel but my landlord can’t and won’t give me the time I need. Right now I have nothing and wish I didn’t have to do this but I have to try.

Thank you, James. paypal.me/jamesg1878

Last Updated:

Lee needs your help

Hi. My name is Lee. I am 31 from Scotland and I need your help.

Adulthood has been a challenging experience for me. Having been left without parents from the age of 17, my mum died of alcohol abuse, and the other, just cruel and alone somewhere. I found myself with no life skills, career prospects or confidence in anything I done. This sticks with me to this day.

I grabbed the first job I could as suddenly I had a lot of bills to pay. It was with Tesco, in a call centre.

Things were ok to start with as I had my sister. This lasted a year or so before she moved out to have her own family. And since then, I have tried to stay in the home I grew up on my own. I guess to keep an attachment to the things i missed from my past. So from then until losing my job this year, Ive had enough money for my bills without any left, to live a life.

It turns out that staying here in the house i grew up in doesnt remind me of the things i missed. Only the torment of things that happened here. My mind would go wild with the quiet and after spending the days in a job i hated, and my nights in a house that broke so many others, I broke too.

I couldn’t focus at work, or even speaking to a friend. I would disappear in to my own thoughts of gloom and doom. My finances were getting out of hand. Heard of payday loans? They all know who I am.

I took some time off work on the advice of my Dr as the environment wasn’t healthy anď the support I needed was offered but never given. This was in September 2017.

I couldn’t find my way, and in February this year I was dismissed for being unfit to work.

Im now bankrupt, unemployed and no better off than before I had payday loans pouring out my ears. My days start with  hoping I can just sleep all day. At night i dont want to sleep through dread of the next day to come.

Now I ask for your help.

I want to work and i want to have a life. Today I have no food. Had to borrow for electricity. I have to wear the same clothes daily and i have to hand wash them too. I ask that this community help with donations to help me move house, get myself some appliances, clothes and food in the hope that this massive change to my life will help me get over my past.

https://paypal.me/helpleechange?locale.x=en_GB

Last Updated:

Help My Parents Retire

Dear Reader,

I’ve come to this website to try and raise some kind of money for my parents to stop working. My Dad is 73 and still having to work doing driving work for the local University, local gardening work and even a paper round in the mornings which does make me sad sometimes as he shouldn’t have to be doing these things at his age. He used to have his own business but things didn’t work out and he had to sell what he had about 15 years ago for not much at all. I his son, am 23 so a big part of this is because he had me at a fairly old age of 50 meaning when he gets to the age he is now, he can only really retire if I’m able to help him out money wise but my job doesn’t pay enough for him and my Mum to just retire and not do anything. He also has £50,000 worth of debt due to a loan he took out recently just to make some improvements on the house that were needed but this is another reason why he has to keep working, to pay that off over time.

My Mum on the other hand is 61 and still works part time in a clothing store for not very good money at all, I do give them both some house keeping for what I can afford but it’s nothing compared to what they need to pack up and retire.

As I said it does make me sad and frustrated when I see them both still working hard because of all they’ve done for me I don’t believe they deserve to still be working and I think to myself, when will they be able to stop working? Once I’ve got a better position/job? I work hard myself at what I do in Construction but there’s still only a limit of what I can achieve and it doesn’t seem anytime soon I’ll be earning six figures and be able to support them and allow them to enjoy their well deserved retirement.

So what I’m really asking is just for someone to help me out but not for me, for them because all I want after all their years of working is to not worry about work and be working till they can’t walk and enjoy what retirement they have left.

I’ve never done one of these before and not to sure how it works or if it works but it’s worth a go and just hope someone out there who likes to help others reads this and chooses to help us as much as they can. I guess when you look at the £50,000 loan my Dad took out and for them to quit their jobs and retire you’d be looking at £100,000-£150,000 donation overall, I can’t really believe I’m saying that likes its nothing because it’s not but I guess that’s what this website is for and how amazing it would be if this was achieved.

So that’s about it really, I know there’s plenty of people in the world in situations like this and worse but this is just one of my ways of trying to solve it and I really hope it works for my parents sake.

For any donations my PayPal.Me link is

paypal.me/zakgparentsmoney

Thanks,

Zak Green

Last Updated:

Struggling Student

Dear Internet Strangers,

 

This feels… really bad to do. It makes me feel like I’ve hit rock bottom, which I suppose I have, really. Anyway, here we go.

I am a university student in the UK and, to be blunt, life is hard right now. Along with the usual stress that comes with university education, I have a few more reasons to be unhappy:

For 6 years now, my parents have been married, and for 6 years, they have been at each others throats. Hearing their fights and shouting from my room night after night has been driving me further and further into a sort of mental hole. As a result, I think I’ve developed some kind of condition. I don’t know what this condition is, but it’s a terrible thing. It ties me up and ensnares me and makes me want to do nothing more than just sleep, because if I’m asleep, then I can’t hear or cause any arguments, because I do blame myself for my parents’ unhappiness. I don’t want to, but it just happens anyway so I’ve gradually come to accept it. Anyway, despite the fact that I always want to sleep, the same condition keeps me up, which meant I would hear more arguments, which would make me feel even worse, which would make me even less likely to sleep. For a long period of time, I was so tired that my usually high grades at school began to drastically slip.

Then, I discovered that there were two things that I could actually motivate myself to do; study and play video games. I don’t know why, perhaps it was because both of those things blocked out the world around me so I couldn’t hear any arguing. I decided that I wasn’t going to let my depression or whatever it is restrict me any longer, so I studied day and night in the months leading up to my final exams in school and managed to obtain top grades and get into my ideal university. Before that study period, I had also gone out into my local area and done every job I could find. The reason for this was that, although I loved video games, I only had an old laptop that could not begin to play the games I wanted to. My family is not exactly poor, but my parents are not the generous type, made worse by their unhappiness. So, after a few months of constant work, I had saved up enough cash to buy a gaming pc. I was so happy. Finally, I had a machine through which I could enter my own little reality, where my parents’ arguments could not reach my ears and my condition could not hurt me. This machine was the answer to my troubles.

However, my joy was crushingly short lived. After going on a small trip with my mother while my father was at work, we returned to find a broken back door and a van speeding down the road with its door half opened. As I ran up to my room, I felt like I already knew what I was going to find there. Or, rather, what I wasn’t going to find. My pc, monitor, keyboard, mouse, even my mouse pad and cables, all of it was gone. My momentary escape from my cruel reality had been ripped away from me by someone the police were unable to find.

I had to move to student accommodation with this horror fresh in my memory, and with the harsh expenses of student life tying me down, and my student loan gripping my future, I doubt I will be able to replace my pc for many years.

That’s why I’m here, asking you, kind stranger, if you will help me. I want to replace that pc so that I can fight back against this condition which has once again closed in on my mind. I am looking for $1200. My original rig was cheaper since I built it myself, but also due to that fact it had no warranty, so I could not have it replaced. This time, I will purchase it from a company that does offer a warranty, so that such a horrible event will not affect me so deeply again.

If you can put anything towards my goal, it would mean absolutely everything to me. Knowing that there are still people out there who care for me, even indirectly, will make me so happy, and I hope that happiness will allow me to overcome this condition one day.

Thank you so much for reading.

paypal.me/adolfhall

Last Updated:

Just had major surgery need help in so many ways please 🙏🏻

Hey guys please check out my YouTube channel ➡️Nickieleigh, follow4follow On Tiktok And Instagram ➡️ @nickieleigh PayPal.me/nickieleigh ​​​​​

A793C20D-58F5-4C38-83E6-5CB15D9FB7F2.jpegI’ve just had a SubTotal Hysterectomy and a Bilateral Salpingectomy (Removal Of both Fallopian Tubes). I’m home now as you’ll see on my videos, so it’s great to be close to my family but boy it’s taking its toll on both me and my partner… The heat wave (34•c) at present,🥵is absolutely awful. Would you kind may help me buy a fan or three? Please 🙏🏻 I beg of you…The kids are going crazy stuck at home…😢 But we have nobody else’s help. I’ve not been down stairs in my own home since I came out of hospital 9 days ago. I am a prisoner in my own home right now, I’ve broken down a few times this week, even had a mini meltdown this morning!😫I can’t even go out even if I wanted to. Surgery wound wise, I think everything is going okay, but I’ve also suffered a lot of black outs just travelling to and from the bathroom to bedroom. I even had a major blackout/fainting episode while sat up in bed. God it made me feel so poorly, so sick… It was an absolute head spin!🥴🤢🤮It’s not nice being sick at the best/worst times never mind trying to hold pressure on four surgical wounds at the same timesavers wretching your guts up, accidentally peeing yourself and forcing pressure on FOUR open wounds! Hell no, I ain’t even risking splitting these stitches!!!😵I’ve been off balance all week and can’t stand for long due to weakness in the legs. Possible side effect of having a spinal block, who knows. All I know is I can’t be left alone, I need my partner almost 24/7. I can’t even lift my legs over the bath panel. So of course my children are missing out massively, unable to enjoy themselves and be kids. I feel so sorry for them.🥺No wonder they’re tearing into each other. They’ve had nothing to do for a long time, no family fun days or no family holiday… Would you kind sir, or you sweet miss? Would you kindly offer to help fund a family holiday? We’ve never even been abroad, one of my four beautiful babies is that madly in love with all things princesses.💖Would you help us fund a disabled chair for me, and travel expenses flight and Disney exclusive family holiday of a lifetime. Please? I beg of you, me and my partner met each other a long time ago, it started in a hostel, Sheffield City – England 2005. I was a homeless sweet sixteen. He was eighteen and looked about fifteen. Haha I still remember taunting him about that.💖😂Anyway just to cut through a long story of multiple living arrangements, from hostel to hostel. Sofa to own temporary housing etc etc we were quite unstable for many years. Throughout those years our housing may not have developed into a home yet but the love for each other never stopped and our family grew just a little, over a period of ten years. Starting with a girl 2006, boy 2008, boy 2014 and finished with another girl in 2016. Yay two of each, all healthy babies.💖My partner is a full time stay at home father, and I worked part time 25 hours a week on minimum wage… Obviously the paydays were looked forward to but it never stretched far and after full rent and council tax gas and electricity were bought and travel fare tickets were purchased. There was barely anything left to even cover food and toiletries, never mind tv, phone and broadband connections, mobile cell phones, taxi fares for me as I am unable to walk to hospitals appointments. Then last September – 2018, I got too poorly to work and my Statuary Sick Pay £75 a week ran out on the 01st of May 2919.😏Now we’re living on just the Children’s Benefits and that doesn’t cover any extras. They’ve needed a new wardrobe of clothes for a while now. And a decent coat and pair of shoes each ready for winter. I have no idea how we’re going to support ourselves. I’m laid here begging please, would you help me? 🙏🏻I am in so much pain tonight, I’m now entering day ten after my first of three surgeries. I fear I don’t have long at home now before I end up back in hospital.🥺 I never even got the chance to save any money for their school uniforms. What am I going to do? I’m so scared.🙁I’m already panicking about Christmas yet I’m laid here in bed at 23:30pm in absolute agony all over my abdomen. There’s even extended hard areas in my sides between the hip and rib cage…😟😭I Think This is the bowel hurting me right now, and that’s going to be my second major surgery! An ileostomy – Stoma bag on the large intestine.(Colon) But I’ve got to get better and recover properly with this one first. Would you kindly send me a generous donation please, to fund a shopping trip, for groceries and for clothes? Would you kind sir send us off on family holiday of a lifetime? Would you sweet girl out there kindly send me a generous amount of money to help me renovate my bathroom so I can safely use it? Would you right there reading this at this very moment help my partner have a restbite, or me to have chiropractic treatments, or the kids go out on a fun day trip, or help us renovate our back garden so I can safely enjoy the outdoors while our children play on a fun trampoline or in an amazing playhouse??? Is there any chance in this world that you could help fund my partners driving lessons and family 7 seater car so we could spend more time as a family for once. Could I ever be lucky enough to reach out to one of you reading this now? If I reach out my hand, will I find another? You don’t know how much I need this, please. I am begging you all, please help us.💖💖💖

Last Updated:

Debt after study

Hi,

So I will keep this to the point;

I was 21 when I got ill and had pre-cervical cell abnormality, I had been banging down the Dr’s door for years but got no-where. Finally got treated and till this day I am well. However, I didn’t work for 7 months due to this and I struggled out of University to get a job, I had done everything the UK Government wanted from someone of my age; further education, kept out of trouble, tried to better my circumstance. Still no real job, in and out of work for 3 years trying to establish a career but getting told no experience. I did film studies at Uni, I do not do anything to do with that now, as little did I know at the time creative degrees are a waste of time. So I got back on the idea horse and decided, I would google (how original I know!) what careers were crying out for people to work in… logistics came up as a top path to take. I thought right! I will start trying to get a job in logistics. I got one! however it was paying minimum wage and I had to move to get it. Did all that but started accumulating debt in order to survive and get in a good working position. Alas started building up in my logistics career and hit a snag, now every job I went for wanted a Masters Degree in logistics to get to the next stage. I was too qualified for some jobs, under for others and then under experience for the next level jobs. Like literally baffled me how the hell your meant to get on in life. Anyway, back on the horse I started doing a Masters degree in Operations and Supply chain management and this year I graduated and have become a logistics manager at a firm where I get to develop even further. Gaining this and achieving has cost me however, I had to fund most of my degree myself and in doing so got in financial bother. My mental health however is shot because now I am sat on debt of 28,000 pound and have crippling sense of non-achievement even for how far I have come and pushed myself, this all because I want to do well and where others have done with help and ease mine has been a struggle. These are all first world problems but I am at a desperate state to ask random people for help as to regain some normality of life and not constantly being worried about finances. I am suffering for being young, ambitious and wanting a better life. If you fancy helping me out then thanks, if not no worries but at least think about helping others if your in a position to do so.

https://paypal.me/cassandrams1990?locale.x=en_GB

Last Updated:

RESCUE MY BUSINESS AND ASSIST DISABILITY

Basically I am now disabled and it is not financially viable to enable modification to my living conditions after my company was swindled

I came to this area with nothing but the vehicle I was living in, having worked for a commercial pilot training college for 8 years that went bust (Directors ran off with money)

Here I built up a flying school from scratch, starting with a leased aircraft, eventually raising deposit for a house, and purchasing 3 aircraft
I have worked 7 days a week for 10 years without paying myself a salary in order to pay off private investors for 3 aircraft purchases so effectively allowing my asset worth to help me in my retirement

Sadly one of my investors, as I may have explained, ripped me off, collaborating with my landlord
the aircraft was a Cessna 172SP I paid £89000 for it plus £25000 for an overhauled engine £7000 for a new propeller

When my payments were complete after 3 years as agreed and contracted, my investor refused to sign over the registration documents. I spent years in legal battle and also sold my house to pay my barrister circa £30000

August 2016 was to be the last court date and I was optimistic in retrieving my legal costs as well as the aircraft as an asset (otherwise I would not have risked my house)

However my investors panicked and contacted my landlord, they made an agreement for the sale of the aircraft, my landlord then forced me to stop any legal actions for ownership (coerced)

Coincidentally my Chief flying instructor lost his medical and my other instructor was killed in an flying incident that I attended to identify bodies
I went to my landlord to plea for some consideration with rent
He appeared sympathetic but was plotting my demise in the background

When I placed my aircraft in for scheduled maintenance with my regular engineer (another tenant of my landlord) I was asked to hand over all historical documents for the aircraft for reference
Not realising that my landlord had already been in touch with my engineer and once all documents keys and aircraft were in his possession he handed them over to my landlord and the aircraft disappeared

He only paid £13000 for my aircraft (+my investors legal costs)

I was effectively swindled out of £151000 (my life savings)

Subsequently I suffered a nervous breakdown, became a hermit and did not leave my home for months, even contemplated suicide. I was rescued by my CFI who became worried I was not responding to calls texts or emails. He came to my house and supported me

Not having any staff for almost a year the company account soon dwindled

I was on medication and in therapy for a while and now back on track and functioning normally again

I now have another instructor and beginning to attain new customers
BUT we only operate now when he is available 3 days a week
so difficult to recruit new instructors because there are so many more lucrative airline vacancies

This money I had stolen from me, I have worked for the last several years to enable me to care for myself for however long I may live with my permanent disability Cerebrial Ataxia ( my brain has a swelling that affects my balance and mobility )
I should have been able to modify the place I live and maintain my living expenses because I will eventually be unable to work.

Now I foresee difficulties unless I can find some assistance

Local charities have only provided basic items ie. hand rails for my home, most welcome however
I am ex military and have applied to RAF charities but that was last May and have heard nothing yet

I was wondering if someone could assist me somehow?

I would really appreciate your consideration

Last Updated:

Please help me get back on my feet.

Hello There,

My name is Lewis, and I’m a 23 year old man from the UK. The past few years have not been too kind to me to say the least, it feels weird typing this out for anyone to see, but this itself might help a bit.

I guess things started around almost 8 years ago, a week before my 16th birthday. My father was home and was being very aggressive and shouting/threatening me in front of my 8 year old sister, I snapped after years of this and called him out on his threats, he screamed and shouted and simply got in his car, demanded my mum finish work early, picked her up (her car was being repaired) and drove her home, he then told her to get out of the car then he drove off.

Days later we recieved a letter from the courts stating that our house and the contents would be seized. Turns out my father had been in deep deep debt, and had kept it from the entire family, I believe the sum was around 50 thousand pounds, my mother took to the courts and pleaded her case and we were given a couple of weeks to try and sort things out.

Selling out family home and being forced to leave cleared most of the debt, leaving around 10 thousand (I believe) that we are still arguing to this day that my father needs to pay.

We recieved no help from that spineless man and to this day he has not even admitted or apologised, I digress.

A couple years later he visited my sister as she still wanted a relationship with her father, and both me and my mother fully agreed that she should have that if she so chooses. After the third time she went up to stay (around a 4/5 hour drive from where I reside) she did not come back, my father had refused to bring her home and claimed she wanted to stay there. This emotionally crippled my mother yet again, I cannot begin to tell you how vile and conniving this man is.

The rest of the time gap was mostly me and my mother trying to enjoy our new lives.

Now we are caught up to the current year, due to horrible work conditions and the years finally catching me, I broke down and had a full psychological meltdown in January, being forced to go on medical leave, I was off for 4/5 months suffering from crippling depression/anxiety, we tried our best to live off my sick pay and my mother with her job in the NHS, but the debt has just been creeping up on us.

I’m 1 thousand pounds in debt with my bank (credit card) as we needed to use it more and more to pay for food shopping and various medical Bill’s for prescriptions for myself and my mum. We have also started sending money we don’t have to my grandparents as they are also starting to get into money issues, but are too bloody stubborn to ask anyone for help (bar my mother and myself)

 

I’ve never done anything like this before. And I never thought I’d have to, I’ve always tried to be independent but right now I’m just in a hole and struggling to see a way out. My mental health is going down again and I literally cannot afford to be sick.

I guess I just need some help, and I don’t know where else to turn.

If you’ve read this far, well thank you. Just typing this all out has helped me a little bit aha. If anyone can help me, I would be eternally grateful.

Thank you.

https://paypal.me/LCooke369

Last Updated:

Need more space URGENTLY

Hi I’m Stu and I’m about to tell you the basics of my story. Thanks for listening.

I was born disabled with severe Haemophilia (hemophilia if in US). For those that don’t know, this means I bleed internally into my joints among other problems but that is the main one. When I was 8 years old I was given contaminated injections from the hospital that was supposed to treat one of my bleeding episodes. Instead of treating me it actually gave me HIV and Hepatitis B & C. No government (who were at fault) or hospital has ever taken responsibility for this and you can find all about this tragedy through a simple google search of tainted blood. This obviously impacted my school life (I was hardly ever there due to illness. So I didn’t get much of an education. And in later life work was impossible as nobody would employ me. I tried to start my own online business but honestly I had no idea what I was doing (probably the lack of education there I guess) all it done was made my paypal look messy as they can’t change my dead business name back to my own name for some reason (again probably me). I didn’t really have time to run it anyway though what with my many hospital appointments as I have also developed liver cirrhosis  due to the hepatitis. Somehow despite all doctors predictions I am still alive today and have a wife and young son. We live in a very small 2 bedroom house on the south coast of England. This was fine once upon a time but!! And here comes the real never rains but pours moment. As if we hadn’t been through enough, my wife as a side effect from child birth was diagnosed with Multiple Sclerosis and it was less than 2 months before she was permanently in a wheelchair.

Now as I am sure you can understand a small 2 bedroom house with all our sons items and now 2 people’s disabled items such as wheelchairs, walkers, crutches and hand rails in a lot of places leaves us with very little room. In fact it has become a hazard with both of taking various falls due to items being on the floor because we just don’t have anywhere else to put them.

We are all constantly under each other’s feet, struggling to manoeuvre around our own house which has cause a constant tension and frustration in our house. Yet the local council say that there are no council houses available for us and the only way we could get a bigger house would be to buy one ourselves.

Of course I can’t get a mortgage as nobody knows how long I’m going to be around for.

We really just want a place we can be safe and happy in for whatever time we have left with each other.

ideally with the amount of stuff we have and need, then we should be asking enough for a 4 bedroom house but at this point we will take anything bigger than what we have so we have been looking at the 3 bedroom house (photo included) which is on sale at £230.000 but we also need a wet room installed as neither of us can use a bath and have to have special adaptations made so that would be another £5000 and of course the hand rails and things for around the house.

I am not used to sites like this and I expect what I’m asking for is probably a ridiculous amount, but I don’t mind admitting while I’m normally a proud man, I’m now beyond desperate. Forgetting my own happiness, nobody wants to see their life partner miserable and worried about her safety every single day. She is already on anti depressants and is still recovering from a mental breakdown as a result of just everything accumulating. We just want to be happy and enjoy the time with our son.

Honestly ANY financial help at all would be amazing.

my PayPal me is….

 

http://paypal.me/ForeverLoved

 

Thank you for your time

Have a great day/night92AFCBA1-51D8-4A11-8E77-8A2F3B335A45.jpeg

Last Updated:

Help to start

 

Dear reader,

 

It has taken me a long time to find self worth and drive and now I have its going to cost money which at the minute I haven’t got.

A little bit about me … I haven’t really had the support I suppose a lot of kids have growing up as a result I suffered quite a bit of childhood trauma and have struggled to get anywhere, 2 steps forward often led to 10 back, abusive step parents being one aspect and a borderline mother (which as I got older I later understood why I have struggled for so long myself having borderline personality symptoms myself and have tried to manage these difficult feelings I have.) I have been up and down practically the whole of my life 27 now, abusive relationships, hostels and a short time in care for a long time it seemed like the hell would never end.

I now have a daughter of my own, 8, she is my world and since settling a bit I have tried my best to break the cycle, me and her dad haven’t been together since she was two but she see’s him and although the relationship between me and him was like any other ive ever known she is loved by us both. Since her dad I met a man who can only be described as well not a man, I have since left him. We are due to move soon, new start and new beginnings but due to my mental health I haven’t been ready to go at work full time and I’m giving me time to get right fully so I dont end up making the same mistakes.

My support system is non existent and I have pride aside needed to ask for help but financially theres not many places to turn. Since last year I decided I would like to be a Nail Technic and eventually start up a little business from home to coincide with any other work I might have, as a single mum I am under no illusion that I will have to do 2 jobs for me and my babe to have a decent life I dont want her to go without or struggle ever.

I have found a course that will enable me to be a fully qualified nail technician in 4 months its an NVQL2 and cost £1,300 a nail bar that I can set up from home which I have seen second hand for £220 to get things going I believe I can make it work, I just need some help to get there. I am also requesting help to get a driving licence here is £43 and some lessons which varie in price but I am asking for around £200 as it will help to be mobile when I become qualified.

If there is any one willing to help I would be so grateful.

Thank you. Abbey.

Last Updated:

For Me and My Babies…

Hello Divine Beings…

I am a mother of two Beautiful children aged 13 and 10. I am not good with words so i will just explain why i am in need of some financial help.

I was 13 when i was taken from my birth place and brought over to the western shores by my step father. He didnt want to deal with the lengthy process of immigration applications so when he came to get me from my homeland he bribed an official at his countries embassy and got me an illegal passport.

Before leaving my homeland we stayed at a hotel the night before we were due to leave and he told me i would have to use this passport from now on with his last name. It was my new identity with my birthday changed a day earlier and i would have to remember to use those details at school too. He got me to sign it and then the next morning we borded the plane and i was reunited with my mother and baby brother.

I went on to finish school, got my first job at 16 with the same passport which i used until it expired a few years later.

I couldnt renew it because upon entering the country a year before i came (My step father and mother) told the immigration officers they only had one child, my little brother. They had the records.

So now i am a single mum unable to work. I had to move back to my mums a couple years ago I cant work to provide for my children without the right documentation. These past few years have been tough. I feel stuck…!!!

I have spoken to a lawyer from a free legal advice service and i was advised to first register my kids as they are over 10 years old and spent their whole lives here. And then after that i can apply for my stay as based off of having 2 kids who are citizens in this country.

The cost for both my kids will be £2.024 and then after that a couple thousand for my application aswell…

This is so weird asking for help. The site name doesn’t help…! but i gotta do what i have to do for me and my babies i suppose.

Anyway Blessings and Blessings your way…💫💫💫

Thank you for your time…!

PayPal.me/chokers

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Help me provide a good life for my kids.

IMG-20190809-WA0031.jpg

Hi,

 

I am here to plead for help from others, however undeserving I may feel, to pay off the debt which is ruining my life and affecting the lives of those around me, specifically my two beautiful children.

 

I have made many mistakes in my life, as I believe you are meant to, but this is a mistake I’m struggling to cope with;

 

A few years ago, after splitting with the kid’s mum, I fell into a depressed state and ended up weakly falling for the wrong person. As time went on I’d stupidly signed her debt over to my name, naively thinking we were in it together. Things quickly went sour. She became violent and abusive, and spent a lot of time with other men. Every time I tried to leave she would beat me. I was weak and scared. To cut this long story short, I managed to escape the relationship albeit shaken and mentally weak.

 

I was left with her debt. A few years have passed now and I have a good job and my mind is healing, but the debt is still crippling. I live payday to payday and literally have nothing in the back halfway in between because of the repayments. I’ve ended up taking out more debt to pay for arrears in bills to keep a roof over my head. All of this is tolerable. What isn’t, to me, is the fact that I havent been able to give my kids things they want, take them places they want to go, experience things they want to experience and that I want them to experience.

 

This is the most painful thing for me. Feeling like my kids deserve better than me as a father. As a kid until presently, I’ve focused my life around making my own dad proud, and it has been a deep source of both pain and focus. Through my own weakness I have brought this all upon myself and have tried so hard to keep on top and make a dent in the debt, but it seems impossible.

 

I’m asking for help because I don’t know what else to do, I’m so sick of feeling this, helpless and useless. I really feel despicable. Lowest of the low. And worst of all, undeserving of my beautiful, intelligent, innocent kids.

 

I’m sorry if you’ve read all this. I hope someone can help me, and if not, thankyou for your time.

Regards,

Theo

https://www.paypal.me/TheoMackie

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Don’t want to lose my partner

Hi, hello everyone,

My story is starting 6 years ago when I decided to leave my country and move to a different one. I was young I thought I can do anything. Silly me, huh? :) I wouldn’t be here if I could.

So I moved to the UK in 2013 in a house where I lived together with 8 people in a 3,5 bedroom house. This was as bad as it sounds, I couldn’t take it too long so I find a job that paid me above average but I had to work a crazy lot in a fridge/freezer warehouse 12 hours night shift.

I was happy because I didn’t have to spend too much time at “home” and I earned a lot of money. So after 6 months, I have decided to rent my own place. And I did. All my savings went to the deposit and the first-month rent, plus fees. And I have got the keys, I was very happy, then I realised, that I have literally nothing. No bed, no chair, no sofa, no cutlery, glasses, fridge, nothing apart of my clothes.

So I had to go shopping to buy at least the minimum, but as I said I have spent all my savings to rent the house. So the bank lady offered me a credit card.

BINGO

That’s what I thought, all my problem solved. Yes for a couple of months, then the bills started arriving, I was getting very tired at work, the cold and the 12 hours shift started killing my body slowly. So I knew I have to change, physically can’t work at that place any more, I was depressed as well as I never see the sun because of the night shift.

Meanwhile, I found my boyfriend who helped a lot, he is very generous, helped me find a new job supported me. He moved in everything just about started to get better, but then we both were unhappy at work so we decided to start our own business, without any experience.

Well, you probably think the business bankrupt and that’s why I want to ask money. But, not really, the business is still working, I would say doing very well, we have 4 employees already. The problem is that the business doesn’t make enough money to pay us a decent wage. We take £700 wage per head, which is just not enough to live of.  If you take consideration that we both working 12-14 hours a day 6 days a week, that money is literally nothing.

We wanted to create a good work environment that all our employees like to work and happy to come in and spend their days. I am happy to tell that we did it and I am proud of that.

But my relationship is changed because of the money stress us out, fighting a lot over the money. Currently, we have about £25k loan together.

We are tired, stress and quite often depressed as we don’t see the light.

Do you think you can help us?

You can do it here>>> https://paypal.me/mrtibo88

Thank you and God bless you!

Filed Under: Rent Tagged With:

Last Updated:

House falling apart – becoming unlivable

Hello and thank you to anyone who reads this.

For a while now our house has been in a state of decline, and it has reached the point where it is starting to become unlivable.

A series of leaks started in our bathroom (upstairs), and over time the water damage got into the floor, the kitchen ceiling below, and the kitchen floor. Most of our bathroom floor is now gone, and we are having to use wooden planks to prevent anyone falling through the floor. These regularly have to be replaced as the leaks are still happening, and continue to soak through and rot the wood. The collapse of the flooring has also caused our toilet to sink through the floor, and is now broken away from the plumbing and is hanging halfway between the bathroom floor and kitchen ceiling underneath. This has made it unusable and we’re now forced to use a spare room as a “bathroom” with a portable toilet (essentially a bucket). There is also a drainage problem with the bath, causing old dirt and gunge to accumulate in the bath.

There are a total of 3 main leak points in the bathroom which go into the kitchen below. One is from the pipe leading up into the shower unit, one is from the pipe behind the toilet, and one is from the bath drain. The areas of kitchen ceiling underneath these have fallen down, leaving exposed wooden scaffolding, and the kitchen floor underneath these areas has also collapsed, exposing the ground underneath the house. More parts of the ceiling regularly collapse, and it probably won’t be long before the entire ceiling is gone. The broken light fixture on the ceiling (a long fluorescent bulb) is starting to detach and I imagine once this inevitably collapses that there will be exposed wires.

Because of the water damage, all electrical appliances in the kitchen are gone: Washing machine, oven, dishwasher, fridge. Every ceiling light in the house is also broken, since they are connected in circuits and damage to one causes them all to fail. Our gas and heating is also gone, meaning our radiators do not work. This is not really an issue in the summer, but with bad insulation the house regularly falls below subzero in the winter, causing other problems such as condensation on everything.

With all these issues compounding and getting worse, it’s becoming increasingly difficult to live in the house. Our income is just enough to pay the mortgage and bills, and basic living essentials such as food and water (though our mains water is off 90% of the time to minimize leaking), but there is never any money left over to put towards getting repairs done. Even if we could put some money towards it, the cost of fixing all the issues is probably rising faster than the average person could save.

There will be an image at the bottom showing our kitchen ceiling looking up to the bathroom underneath, and below is an album showing the main parts of damage. In order: 1 – the kitchen floor, showing debris from the ceiling and a large plank with a rug covering the exposed ground below. 2 – a hole in the kitchen ceiling, and the light fixture that’s starting to detach. 3 – the main area of ceiling damage, showing the hole with the toilet (left) and the bath drain (right). Also the image shown at the bottom of this. 4 – the gap showing where the toilet is sinking through, and the rotting wood. 5 – the toilet, showing how it has sunk and detached from the wall with the drain. Also visible is one of the wooden planks we have put down. 6 – the dirt and gunge that has accumulated in the bath. The album is here: https://imgur.com/a/7uekzas

I expect these problems to snowball and get worse the longer they are left, so that is why I am asking here. I cannot reasonably estimate exactly how much everything would cost, but I hope that £5000 – £10000 ($6000 – $12000) would cover the repairs for all the problems with the leaks, rotting and damage, and to replace everything including the toilet, sink, bath, drainage, electricals, appliances and heating. I do not know if that amount is reasonable to ask, but to be able to get everything fixed would be a godsend, and I would be massively grateful to anyone who helps towards it. Thank you for taking the time to read this.

https://paypal.me/gifttojames

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Struggling after a car accident.

On the 3rd of January 2019, I was on my way home from work when I took a major seizure at the wheel (due to over working, lack of sleep and stress) while driving on a city by-pass. Fortunately a truck driver spotted me and crashed into me so my car would stop. The car had £5k damage as a result. I was taken to hospital and off work from the 3rd of January til mid February. I had severe concussion, memory loss, pain in my back, ankles and feet.

My insurance wanted to blame the truck driver and claim my expenses from him. I couldn’t in good conscious as he may very well have saved my life that day.

Unfortunately for me it meant I was left to cover all costs. As a result I’ve defaulted on almost everything, had to sell a lot and even had to give up my dog i couldn’t file for bankruptcy as I would lose my job. It’s got so bad I like on next to no money, although I’m back at work and attempted suicide 3 times, due to my bills pilling up. It’s been 8 months since and I still can’t seem to get back on my feet. Due to 2 cysts, another car accident and my suicide attempts…… you couldn’t make this stuff up. I’ve been very unlucky this year.

I work hard, I feel that if you treat strangers with kindness maybe one day you will be re-paid in some form. I would give my last penny even now to help someone else. I’m a good person, very transparent and honest. I ALWAYS put others first. I hope this year gets better.

 

Thanks so much for taking your time to read my story and I hope you have luck, love and happiness no matter what.

Kindest regards

Rachael

https://paypal.me/melville90

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a series of events have suddenly left me struggling

Where to begin…. It’s been a very tough lately and a combination of events have suddenly left me much worse off than I could have expected. Basically I have found myself quite quickly in quite a lot of debt, almost £10,000. It started with some debt that in hindsight i wish i hadn’t taken on as they weren’t for emergencies or anything essential, but the amount was relatively small and at the time would have been easy for me to pay off had the following events not happened.
However, I have since had to move 3 times, in a short space of time due to landlords wanting to move into the property themselves, renting it out to a family member or selling the property all together. With each of these moves came all the extra expenses of moving, letting agency fees for referencing, having the properties professionally cleaned when I moved out (part of the tenancy agreements) and so on.

On top of that some complications with the death of a relative left me with some solicitors bills to pay. This would have been more than enough but this week my car has also developed a very expensive fault with the gearbox. I need my car for work and i either need to get it fixed or try to find a reliable used car. Without one I will likely lose my job.
All these things combined and especially the latest developments with my car have led me to ask for help here. Had just one or even two of these things happened I would probably been able to cope with it however all these things combined have rapidly pushed me from having a small amount of savings with a little manageable debt to having no savings and feeling like I am right on the edge of being in serious financial difficulty and it feels like only one more thing could tip things over the edge. I am taking on extra work where I can and I have shifted as much of the debt as I can to 0% interest cards but even if I pay all the spare money I have it would take me nearly 4 years to clear it all possibly longer if I can’t clear it before the 0% period expires. I feel like with a little help I could tip the scales back in my favour and get things back on track again, so please any help you can give would be amazing and if nothing else would stop me laying awake at night worrying about it.

paypal.me/english543

 

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Hopeful, honest hardworker needs help to get off the hamster wheel of debt

I started young… As soon as I could borrow money, I did. I was desperate to keep up with friends, completely reluctant to ask for help. I ‘self funded’ my way through my undergraduate and masters degree, not realising how badly my debt would cripple me I’m the future.

Over time my debts have mounted – a little here, a little there to keep me going. Tide me over month to month. Consolidation after consolidation. And now I’m at breaking point.

I work hard as a therapist; delivering interventions for trauma and substance misuse. Sadly I rarely see much of my paycheck after paying all of my bills and minimum payments.

My dream would be to get back into the black, and start saving for a home of my own, be able to go on and qualify as a registered therapist and keep giving back to people in need. To do this I need to get out of my £17000 hole…

I am so hopeful that someone might help me get off this hamster wheel. Know that I am a kind and thoughtful person and I will pay it forward.

 

PayPal.me/clw7504

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Please help me

Hi to whomever may read this,

I just want to start this off by saying thanks for hopefully taking the time to read this.

I’m not usually the type of person to ask for help so this is quite strange for me but I’m so desperate at the moment I really need to.

I’m 23 years old and I have quite a large sum of debt which I initially took out to help my family and I’ve managed to make the repayments over the last few months but last month my grandfather who I was very close to passed away. And due to that I needed time off of work (two weeks) and this had a huge impact on my pay. I usually have £1200 pay but I only worked half a month so I received half of that and £600 is how much I repay my debts per month.

I’ve  paid my debts this month as I really didn’t want to fall behind again, I just don’t know how I’m going to survive as August is such a long month and my next pay is five weeks away.

The reason I couldn’t work those two weeks is I was grieving and the job I do is very stressful, I woke in a mental health hospital for teenagers so I knew I wasn’t 100% and I didn’t want to risk going in as if anything were to happen I’d never forgive myself.

I haven’t got anyone I can ask for help, that’s why I’ve turned here. So please if anyone could help me I’d be ever so grateful. I know this may not seem as urgent as some of the other posts but I’m so down at the moment over this and I really don’t know how I’m going to survive the month, how I came across this website was I was looking for ways I could make money so I’m just hoping that this website works otherwise I’m not sure what I’ll have to resort to :(

thanks for taking the time to read this

my paypal is this and if anyone is kind enough to help me out I thank you from the bottom of my heart!

paypal.me/shannmorg

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Last Resort

To whom it may concern,

I don’t know where else to go. I feel hesitant to even try this. Nothing matters, least of all me. But if there is anyone out there who sees this and can afford to part with some of their money, it would be so appreciated I can’t even describe.

I’m a private person but seeing as this is all anonymous I feel a bit more inclined to share a little about my circumstances. I have been struggling with severe depression and anxiety for the past 12 years. I was diagnosed at the age of 18 and suffered severely for a few months. I came out of it and was doing really well. Then at 21 it hit me again, resulting in a year of deterioration. But I came out of that. My most recent bout however, has crippled me since 2015. In this time I have lost everything including myself. I lost my home, a partner, my job (because of my health), then two bereavements a day apart, then a lengthy legal case where I had to prove to my own government that I was unwell in order to receive the support people in my situation receive. It’s just been one thing after another. I have just turned 30, I have been on the lowest level of support from social support services, after lengthy and stressful appeals processes  and don’t see how I’m ever going to get to the basic foundation required to climb out of this hole. I can’t even muster up the confidence to leave the house most days. I feel like a useless waste of an existence and a burden to the remaining people in my life. I’m embarrassed with who I’ve become and just want to break free from this abyss. I suspect I have agoraphobia. I get so worked up over going outside.. I feel like so much is expected of people in today’s society. The world has become superficial and materialistic. I don’t feel like I belong. Not that my appearance should matter, like I get that it doesn’t, yet I’m totally insecure about still. Even if I do get a day where I want to go out, I can clean myself up but then all my clothes are riddled with holes and tears, simply because I haven’t been able to afford clothes since 2015. Materials don’t mean anything to me, but I’d like to have something so I can feel better about myself. I want more than anything to get back my independence, to have a home, a LIFE! To just live in a world where people have more empathy towards one another.

If you got this far, thank you for your time.

Again, if you read this and can afford to help and want to help, you can send whatever you can to: paypal.me/dmo8

Last Updated:

Help me get back on track…

Hello all,

My name is Ronan and as you can see, I’m struggling. I don’t like to ask for things, but I’ve found myself in “last resort” mode. I’m 26, graduated from nursing school in 2016. To my surprise, a year or so after I’d graduated, my mother brought to my attention that I was 121k in debt in student loans she’d taken out in my name. I immediately did some digging. Come to find out, after my multiple scholarships, school should have only costed about 30k. So where is the rest? My mom’s answer: “I don’t know.” I give a call to Sallie Mae. (Yes, it’s a private loan so I have no chance of loan forgiveness.) The associate I spoke with at Sallie Mae says, there’s “no way” my mom would have been able to take out more money than what my school costed. Next… I do some legal searching. Turns out, I’m 100% on the hook for this money because I can’t prove in a court room that I didn’t benefit from the loan in any way. Obviously, I went to school and graduated on 1/4 of the money. I’ve consolidated the loans for lower interest rates. I pay the same amount per month on my loan as I do for rent. I have no wiggle room after bills. Barely able to put 5 bucks in for savings a month. I’m stretched so thin, I’m pulling my hair out. Apparently that’s a thing. Trichotillomania.

So here I am, doing everything in my power to be as successful a man as I can. I pictured myself in graduate school by now, but I can’t go back to school with this kind of debt looming over me. Yes, I know my BIG MISTAKE was trusting my mother with my finances at the WISE age of 18 as a freshman in college. I know I’ll never make another mistake like it. I just hope that you all might find it in your hearts to help me out so I can move forward with my life and start working toward my goals again. This debt has put a big halt in my career and education advancement. Thank you so much in advance for supporting me. I will not let you down.

paypal.me/ronanbarnes1

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Just a young lad needing help back to get back on his feet! Please help

Hey to whoever is reading this right now,

I am Lachlan, a 21 year old from Scotland, I currently live on my own away from my family.

I’m currently in a bit of a tough situation. I have literally zero in my account at the moment and not due to receive money for quite a while (because of a sanction), everything is just hitting me all at once, my gas has been capped due to debt, my electricity is less than £1, I have barely any food and currently relying on going to foodbanks every week to stay fed (which is really embarrassing, they’ve started only letting me come by once every two weeks now). I’m currently unemployed due to my mental health condition at the moment but working with a program that is hopefully going to help me get employed again.

As for my mental health, I have been waiting for  over a year to start getting proper psychiatric help and recently got a letter detailing that I’m going to have wait a further 5-6 months to start psychotherapy, up until this point all they have done is given me anti-depressants and seen me every 6 weeks just to ask how I’m doing and to make changes to the dosage of the meds. I hate being mentally ill because I’m in the situation I’m in as a result of that.

Everything hit the fan when I ruined the best relationship I ever had because I was deluded by my own mind. I moved to where I am now to be closer with my girlfriend at the time and to get away from the abuse and neglect I suffered at the hands of my parents. Things went well for a while, got a job, got a new flat, life was just great but then I had to go and wreck everything and ended that relationship, the dreams of settling down eventually faded away, and everything in my life came to a halt and I’ve been stuck ever since, I hate to say it, but I am 100% desperate and I feel like I’m at the end of my tether with things, I want to stay hopeful and optimistic but that’s slowly degrading by the day.

If I was to receive help, the money I receive will go straight to making improvements with my living conditions, getting my gas back on so I can actually have baths and do proper cleans in the house, I’d probably do shopping in Lidl or Aldi because you can get a lot for a small amount of money there and of course I’d get my electricity so I’d be able to cook and see what the hell I’m doing in my house! If there is any extra after that, it would go into a little piggy bank for emergencies.

I feel like with a little bit of a push I can get myself back on my feet!

If you read this and decided to help, Thank you so much, If I could ever meet you in person I’d give you the biggest hug you’ve ever had!

I hope that explained things enough.

Sincerely

Lachlan

p.s The pics I have attached show my current electric meter status, my capped gas meter and a current selfie of myself so you can put a face to the name.

Help me out here: https://paypal.me/lachlanreid

 

electric meter.jpggas meter.jpgmenn.jpg

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I need money desperately to help with outstanding rent that I can’t pay

To whoever reads this

 

My name is Harry Brereton and I am composing this to essentially ask for your help.

I’m not entirely sure how to approach this, so I’m just going to dive into it.

 

Around September of last year, I found myself not feeling quite normal. I was more down and feeling more anxious over things, but I didn’t really make anything of it. As time progressed, I found myself entering what I can only describe as a depressive episode. I found everything so overwhelming.

From November through to March/April is where it was at its worst. I couldn’t get out of bed at a reasonable time, and it’s not because I didn’t want to, it’s because I didn’t feel like I deserved to. I would get out of bed at about 5PM everyday (bearing in mind that this was Winter, so it had already begun to go dark at this point) and I would stay awake until about 7AM. This was a cycle that was so hard to break, and because I didn’t think it was breakable, I got worse and worse until I found myself considering doing the worst thing to myself.

It was when I caught that thought that I had a breakthrough moment, a “What am I doing” kind of moment. I worked and worked and worked at it for the next two/three months, but I got out of it. I can now identify that kind of self destructive thinking and I can stop it in its tracks.

 

This is where the trouble begins though. Now that I’m out of that cycle and thinking clearly again, I’m coming to terms with the damage that I did. I am a student, but because my student loan doesn’t cover everything, ideally I was supposed to work through the year. Due to my inaction during this time, I’ve landed myself in quite a bad situation.

As a student, I rent properties so that I can stay close to campus throughout the year, and July is when the property changeover happens. I owe my previous landlord two months rent at £465 each, so in total £930; and I owe my next one an additional £1170. The reason I owe so much to the next landlord is because instead of them being a private landlord, they are a letting agency and they charge rent quarterly instead of monthly. So in total I owe £2565 and I have no idea how to source it.

That’s why I’m coming to you. I’m hoping that by some miracle, you see this message and you find a way to help me out. If you gave me this sum of money, I promise to you right now that it would be a loan, I don’t want to just beg for money without offering to give it back.

 

If you agreed to help me, it would make such a profound difference to my life. I would be able to get back on track, as normal. Get a job lined up, go back to university and carry on with my life how I did before all of this happened. All I want is for my life to be normal again so I can essentially start over and go back to the days before all this happened.

 

If you read this, I really hope you consider helping me. It would honestly mean the world to me.

 

Kind Regards,

Harry Brereton

https://paypal.me/HarryBrereton?locale.x=en_GB

Filed Under: Rent Tagged With:

Last Updated:

I have nothing left to lose. Please Read.

Hello.  Is there anybody out there?

I can’t believe I am writing this, hopelessly asking for help, but there does not seem to be any other way.  There is nothing left for me to sell, or that I can sell in the hope no one notices it missing.

Anyway, enough of the sob story.  Shall I just get to the point of it and be honest with you?  I just want this all to be over.

I have always been a grafter, I’m an intelligent woman and can hold her own.  I am likeable and honest, I can be independent and can fix my own car, shed roof or pond pump to name a few tasks and I do most DIY jobs around the house.  But at the end of the day I am still a woman.  I am a hopeless romantic and I just want to be loved and adored.  I can be the perfect wife, lover, cook and best friend.

I have gone from falling in love with taker after taker over the last 20 years, but I have survived them all.

I have lived on the breadline just to keep a roof over the head of one because the man I got involved with had children and needed to support them, so I became the main breadwinner.  I thought it was important to support them too even if they were not my children.  I only wanted love and affection in return from him.

When I met my husband, I couldn’t believe my luck.  I had finally found someone who not only adored me, loved me, held the door open for me, took me for dinner, theatre, concerts and bought me flowers, I found someone who could support themselves.  His children were all grown up and self sufficient and he owned his own house.  I could be looked after for a change, but how wrong could I have been.

Getting to the point I am being both mentally and financially abused by my husband.

I work a full-time job, a part time job and I also keep the house, do all the cooking and all the repairs and DIY too because to him it is MY house.  It is in MY name.  It is MY responsibility.

He sold his house and banked all the proceeds.  We were going to pay off a chunk of my mortgage and then add him on to it, but he has just banked it and makes me struggle hand to mouth every month while he is cash rich and debt free.

We used to have friends and fun.  Not anymore.  He procrastinates and then cancels at the last minute, so we don’t get invited now.

People keep telling me how lovely he is and how lucky I am, but it is all a front.

I do a lot of charity work too because I enjoy it and I am a caring person, but it is painful because I can raise money for charity but have no money of my own.  All my money is sucked into the paying off the mortgage and bills as everything in my name.  I have run up credit card debt too and the credit card agencies won’t help because of my husband’s financial situation.

They don’t care.

I also have epilepsy which I take medication for but recently I had another large seizure due the extra stress and pressure.  I am having counselling and CBT, but this doesn’t help the financial situation.

My situation is getting worse because now I am housebound and have had to give up driving for a year so am having to be more dependent on him, but he uses this as a weapon and lets me down.

I need cash to lower my debts so I can clear my head and make a plan to move on and be free of him.

There are constant tears in my eyes and my smile has faded.

I’m exhausted and I am running on empty.  I am battered and bruised and mentally scarred, I do not eat, and I do not sleep but I am hanging in there and trying not to lose myself completely.

I am sure I can reciprocate in some way as I am highly skilled.

Could someone help me please?

Thank you.

Paypal.me/MrsMoore73

 

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Solicitors, court and mountains of stress

Hi everyone, I’m 22 and a single mum to a 9 month old baby, my baby currently dosent live with me and here’s why, when she was 4 months old me and her father were still together, i popped out to go shopping for essentials and she stayed at home with her dad who she adored, whilst I was out, my NOW EX fiance, lost his temper and attacked .y baby, he gripped her arms and he bit her, I had to take her to hospital, and we were there a week, social services and the police got involved and he denied doing anything wrong, due to him denying everything I was also blamed, my baby got taken away from me and there was nothing I could do. I travel on 3 buses and 1.5hour journey there and back every day to see my daughter, he dosent bother, I kicked him out of our family home, as I cant believe he could do such a thing! Due to everything which has gone on I’m struggling with a mountain of debt, I’ve fallen behind on rent, council tax and bill, due to having to travel so much to spend time with my daughter, he took a £3000 loan put on my name which is also looming over me, aswell as travel expenses and solicitor fees and I honestly dont know how much longer I can do this, I’ve been burying my head in the sand waiting for a knock on the door, but luckily I’m never home as I’m always visiting my daughter, I’m due to get her back in 3 week, he has finally admitted what he had done, 4 months later. He lied to my face the police and the court for 4 months. As hes admitted everything I am completely in the clear so I am fighting to get her back, shes lived away from me over half her life and it breaks my heart every day, I know shes coming home soon but i just want to try and put a the stress behind me and focus on my and my daughter, my mental health has plummeted and i see no end to my debts, I’m scared I’m going to lose put home and were going to end up on the streets, i cant send my daughter to nursery and work as I cant bring myself to do it, what if it happens again. I couldn’t even trust her alone with her dad never mind a complete stranger! My anxiety goes through the roof just at the thought of her having to go through this again, she cant talk at the minute so if anything happened she wouldn’t even be able to tell me, I just need help. I never thought I’d ever be the person to beg, but here I am, I need to do what’s best for me and my baby, and now I’m not afraid to admit it I really need help I’m desperate. Whatever you can donate no matter how big or how small will make a massive difference to me, I just need a miracle or an angel to help me out of this mess. If you’ve got this far, thank you for taking the time to read this and even if you cant donate hopefully can understand the pain in my heart on a daily basis, and I just ask you say a little prayer for us, and hopefully there will be a light at the end of the tunnel for me.

I wish you much live and happiness

 

Thank you

 

https://www.paypal.me/justCa

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My best friend slept with my fiancé and now I’m almost homeless

3 months ago, I caught my best friend and fiancé in bed together, in the house we shared. I found out it had been going on for months. They both moved out, which has left me to cover £800 of rent and bills.

Not only am I unable to afford my rent, but I lost my best friend, someone I’ve known for over 8 years, someone who has been by my side through every single hard time, just as I had been for her. Not only did I lose her, but she turned everyone against me. She twisted the story, made me look like the bad guy and made every single friend I had completely cut me out of their lives.

I also lost the love of my life. I thought he was perfect, and I never thought he would have done that to me, but after 6 years I obviously did not know him as well as I thought.

I’ve been left heartbroken, alone, and skint. I am now on the verge of being homeless.

I managed to find a new roommate who is moving in in August, but due to having to cover £800 of rent and bills by myself I now have no money to cover next months’ rent. I am unemployed as I am a university student and, despite applying to hundreds of jobs, no one will hire me because I can’t work whatever hours they want. I am also limited in the kinds of jobs I can apply for because I’m disabled.

I get my next student finance payment at the end of September so after that I’ll be able to live comfortably again, but at the moment I have no way to pay my rent and no way to make any money. I’ve tried everything from paid survey sites to selling my possessions but so far have only managed to make £30 by selling my fridge, and £5 through surveys, which is just enough to cover my shopping for the next few weeks. The past couple of weeks I’ve been living off soup, reduced foods, and bread, so every penny I have is saved up to buy this stuff.

I have nothing of value to sell, no other way to make money, no other way to turn. I have no particular marketable skills, or at least nothing that is immediately profitable.

I am in desperate need of money and I have nowhere else to go. I have no family to ask, no other friends. No one.

Please help me.

paypal.me/eleanorannett

Filed Under: Rent Tagged With:

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Need help to clear my family’s debt

In 2017 when I was 18 my dad decide to separate from my mother due to apparently family getting in the way of his career. So he left me, my mother and  my 2 year old brother. Then I was already suffering from lots of mental health issues and my mother was also very ill. It was very difficult time for us, we had no help what so ever from my father or anyone else. My mother due to her illness also couldn’t work properly or take care my brother so during this time I was studying full time, working part time which hardy paid enough to support all of us while also taking care of my brother as his main guardian. In the end we had no choice but to take out some loans. Moving forward two years later my mother was able to get an operation this March and would soon be able to go back too working full time again. During this time I also meet my now fiance. We having been planning to move in together and get married but due to all the loans we  had to take out I can hardly afford much due to all the payment I have to make every month. I don’t want to put my mother and my little brother in a hard situation by leaving her with all these mess. I want all of us to start a new chapter of our life with out much complication. Therefore until I can pay off most of our debt I can’t move forward with my fiance in terms of moving in and getting married. Therefore today I made a tough decision to ask for some help so me and my family can finally have some relief from all of this debt. So people please any way you could help would be the greatest help for me.

Thank you to all of you for reading my plea.

https://paypal.me/MSumaita

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Money for Council Tax

I recently have been struggling financially due to the person who I share a studio with being unemployed and unable to help me financially with the rent. That leaded to not being able to pay for the council tax. The amount that is due for me to pay has now gone up to over £1.3k which is impossible for me due to my financial circumstances. Any help would be appreciated.

 

Thank you very much.

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Please help me and my mum

I’m desperate for your help,

https://www.paypal.me/sashadavy491

My name is Sasha, me and my mum live together in a remote part of the Devonshire countryside. My dad left us after he cheated on my mum almost nine years ago. He’s just recently taken my mum to court and is forcing the sale of the house under the pretence of him “needing the money” to pay for his own accommodation- this is a lie as my dad lives with his girlfriend, despite telling the courts that he lives in RAF provided accommodation- I know this because I went to live with him for six months.

With his girlfriend being a solicitor and my dad being in the Air Force, they both bring in a considerably large paycheck compared to my mum, who works extremely long and hard hours as a gardener to support us both. I have a part time job and try to help out as much as I can but most of my pay check goes into my college fees (new books, transport, trips etc).

Furthermore, my grandma (my dads mother) died recently and left him and his brother around a million between them- money that my dad didn’t mention to the courts that he had come into possession of. My mum is trying to get him caught for lying under oath, but we’re almost buried under legal fees.

My mum is desperately trying to save up enough money to buy out my dad, meaning we have next to no money for food, clothing and electricity.

Im desperate to help my mum but I simply don’t earn enough, she’s so stressed and this house means absolutely everything to her- I want her to still have her home when I leave for uni. Any tiny donation would help, just so I can help her pay for the shopping, or take her mind off the heating bill, even just for a month, so she can have one less thing to worry about, and have more money to put towards buying our house once it’s put up for sale…please.

https://www.paypal.me/sashadavy491

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Financial Weight is Heavy On My Shoulders

Hi. 

Since is I was at an age to start using credit cards, I lost touch with reality. I believed them to be an easy source of money to do nice things without having to wait for it. I always regret my actions when I was in my 20s because I did not have the fears and concerns I do now.

I am now 31 with a young family and the burden of my actions has put a horrible weight on my shoulders, however I need to make sure my family have the best possible chance of stability and happiness.

I currently have 29k of credit card debt which I am unable to shift due to paying out 1200 a month on rent alone and unsecured debt of 600 after that. I have a respectable job which I have worked hard in for 10 years however the money is not flowing with my company implementing pay freezes and abolishing overtime and bonuses.

I do not, and never will burden my wife with the truth as I fear it could be disasterous for our 13 year relationship. Instead I choose to keep my finances hidden. I have never defaulted once on any of my debts however nothing is being paid off. My dreams and aspirations would be to buy a house so my family can have that stability I crave and that they deserve. I continue to work hard and study in my job to give myself the best possible chance of getting out of this mess but I am now asking for a miracle. My pride is low and I just want a fresh start. If there is anyone out there who can offer advice or help I would be extremely grateful. I love my wife and kids and just want them to be proud of me.

 

https://paypal.me/F13MLT?locale.x=en_GB

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Get by with a little help

My partner and I are sinking deeper and deeper into financial problem.

We are nearing 6 months late on some bills… bills gone to collections…. maxed out credit cards with late payments piling up….

Neither of us have more than £50 in our bank accounts and we are just barely getting by… but I’m not sure how much longer we can keep this up.

The only way we can even afford our flat is because the rent is heavily reduced because there is a big crack in the kitchen ceiling that leaks water frequently.

Now I know there are people worse off than we are. We still have a roof over our heads and shoes on our feet.

But if there is maybe someone out there that could spare some money for us, it would greatly reduce the amount of stress and anxiety in our lives.

We are a happy and loving couple. We have been together for going on 6 years. We are from different countries, so we have had to get visas to live together. Unfortunately we have maxed out the visas we are eligible for, and this coming January is looking like the last month we will be able to live in the same country unless we get married or move somewhere completely new.

We cannot afford our current situation, much less to get married or move to a different country.

It is looking like we will both have to go back and live with our parents on opposite sides of the world when this current visa runs out.

 

Now don’t get me wrong, we are both hard working people. We both work 45+ hours a week in hospitality. But it is just not enough to afford to pay our bills and groceries and rent. We are behind on everything and it is getting worse.

We can’t even afford healthcare. My partner needs his tooth fixed after a dentist did a poor job on one of his fillings. It is getting worse, but we simply cannot afford to get it fixed. He also needs physical therapy on his knee after suffering an injury, but we cannot afford that either.

 

Our cat has recently developed asthma and we can’t afford her vet bills.

And to top it all off, our vacuum cleaner broke and we have no way to vacuum our tiny flat that is all carpet! It’s a nightmare.

 

We cannot ask our families for help either… my parents are homeless living in hotel rooms working every day with no chance of retiring.

And my partners parents are dealing with high medical bills in retirement after one of them was diagnosed with MS last year.

 

We are out of options.

We don’t want to spend our next (potentially last) few months together filled with stress and uncertainty and struggling. I fear it may take a toll on our relationship.

 

Please can someone help us? Even just the cost of a new vacuum would be incredible.

 

One day, when we are more financially stable, we will find someone who needs help and pay it forward.

 

https://paypal.me/charlojo

 

Thank you for reading.

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£1300 repair bill

Thanks for reading my post in advance. As with others I find this an extremely odd situation to be in but when needs must and when all other avenues have been explored.

Pure and simple the car broke down on the way home from work the other day at 3am. Being sensible I had recovery assistance and the car got recovered to a garage that’s walkable from home.  Unfortunately one of the things you can’t control or predict is the £1300 repair bill from the timing belt snapping and the knock on damage that that causes.

I look back had how I got to this point now with a car that just doesn’t work and relying on colleagues to get me to work or the bus or pedal cycle. The bad run with cars started about two years ago. When I got driven into the back of on the motorway which wrote off a good reliable car I had for years. Insurance paid out and I was able to buy another good reliable car. Unfortunately a medical episode caused me to pass out and crash off the motorway in that one Literally weeks after the first vehicle loss. A couple week stay in hospital never did discover how or why I passed out. But as is standard I couldn’t drive for a year after that just in case the same thing happened again. When the time came that I could drive again, an elderly friend of my parents was getting rid of their car as they could no longer drive. I purchased it to help them out as quick easy way for them to release funds from a car that was just sat on the drive for them. The twelve months since then has been a year of throwing money at the thing to keep it going. It’s been a year of ever decreasing circles, unable to break the cycle of it draining my savings to keep it running and on the road. Culminating in this last event that happened this week leaving me backed into a corner with seemingly no way out. Hindsight is a wonderful thing but unfortunately not going to help me get out of this situation and honestly on reflection I probably would still help out my parent’s friend again if I had a do over, as it just would be the right thing to do.

So that’s it all in a nutshell. Once again thanks if you can help out.

www.paypal.me/fly1881

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Lost Job, Way Behind On Bills

Hi,

My name is Laethan and I’m a 21 year old who lives in Minnesota. Lets me give a little background on my situation. Back in early February 2019 I had fallen at my house and injured my right knee due to a dirt driveway and frozen conditions. For the first 3 weeks after the injury I couldn’t walk without drastic limp and constant pain. Due to not being able to fulfill my job duties anymore I was let go. At that point I had sat down and talked to my fiance and we decided to move to a safer area out of the country side. We eventually settled on Minnesota. With the help of my fiance’s parents we found ourselves a nice little two bedroom.. it was perfect. At the time of moving I was still having issues with my knee but no longer had insurance to act on it. I landed a job not to far from our new house as a caregiver. It was a strenuous job that took a lot out of you ever night. After working overtime from the start of my time there it eventually began to be to much for my knee. One night I was apply a transfer to a resident and my knee gave out from under me, in said process I almost dropped the resident but managed to keep them safe at the price of my knee and now back. Shortly after that incident there a was a mutual parting of way between me and the company. After losing that job I’ve struggled to keep up with my car, rent and other payments. I’m almost 2800 dollars in the hole at the moment and the option of asking my now former fiance for help isn’t there anymore. I’m so desperate at this point I need help..

This is my paypal.me link: https://paypal.me/laethant

Everything helps and everything is appreciated!

Have a fantastic day, week and or month,

Sincerely,

Laethan

 

 

 

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Struggling with student loans

I am a 19 year old student studying in London, England for a BSc Geography degree. I decided to take a student loan out last year in order to help pay for my cost of living in London, but this was not enough to cover the costs associated with living in London. Quite quickly my funds have dried up, and I am struggling to pay for a tiny bedroom in a shared flat.

 

This stress is having a very big impact on my studies as instead of being able to concentrate on this, I am having to work long hours during the week (50+ hours) at minimum wage to even keep myself afloat. Even working at this rate, I am still in a lot of debt on top of my student loans, which are constantly growing. My grades are slipping quickly as I am constantly tired and unmotivated, and I worry about my future at university due to my financial situation.

 

If I fail at university, I will be very disappointed in myself as it is my dream to finish and be able to go on to a career in charity work in developing countries. This will not be possible though without the correct qualifications, as well as having enough money to be able to support myself.

 

Posting on this site is very embarrassing for me as I do not like to beg others for money or help – it makes me feel like a complete failure. However, I feel as though I do not have much choice. I hope that someone is able to help me, as I do not want to fail university and be in mounting debt for the rest of mine and my future children’s life – which is guaranteed to happen if I continue this cycle and don’t break out.

 

Thank you so so much in advance, and just know I will never be able to repay this kindness.

Xx

Donations: paypal.me/BEvans461

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Can’t pay back my debts because of crippling interest rate!

I never thought writing a letter would be so difficult! I hesitated for a while but I am going to do it! So here it goes!

My name is Maddie. I am writing as I need help! I work part time as for health reasons full time would be too much. It all started well with my 2 kids but I quickly started to struggle when my mother fell ill. She was on her own and elderly but unfortunately lived in another country. So I started visiting her more often, whenever I could as I work in the state school system and we get all the school holidays. As she got worse, I spent more time with her and every time it cost me a lot of money! Over time my credit card bills got bigger and bigger and it all started getting too much. Now I don’t need to travel any more since the cancer got the better of my lovely mum and I am left devastated and in debt! I am paying back the minimum payment every month but my debt keeps getting bigger because although I don’t use the cards much, the interest I have to pay monthly exceeds what I actually spend! So because I can’t pay back quickly, the interest is accumulating like crazy! I tried getting a loan with the bank so that I could have a plan where I could pay back an affordable plan monthly and the interest in that case, although high, is better than having it on three different cards and more affordable: But of course, they won’t give me a loan because I don’t earn enough money to guarantee the loan! So I just do not know what to do next! I have been a fool, I know, letting the debt getting so high but when I was going to be with my mum and helping her, I did not think of all the money it was costing!

Thank you so much to everyone. Whether you have read, sending good wishes  or a little something. I would be grateful for any help!

paypal.me/maddie171

Many thanks,

 

Maddie

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Met a girl on the other side of the world!

Hi,

Isn’t being in love incredible? I can tell you that it is. I met my girlfriend online, and it went a little something like this…

I was going through a separation. I’d been bought out of my house and got such a bad deal, that I barely made any money from the property. I had to start renting, so any money that I had made, was being out into someone else pocket. I took on one of the two loans me and my ex wife had together. A total of £8,000 debt. (not much, to some people, but when you’re a self employed artist, that is a lot). it was at this point, I thought about looking into using the remaining money I had to move to America, and try my luck there.

‘But what is it like, finding love in America’, I asked myself? (I didn’t want to move to a country and end my days alone).

So I googled ‘how to get an American woman to fall in love with you’ and a website came up, a dating website. I joined… It was free, since I was an English male, and I could prove it.

Within an hour, my email was going bonkers (or at least to me, it was) 10 people wanted to match with me. I struck up a couple of conversations… but they were very shallow and not what I was after. Then this one girl matched with me and sent me a message…

‘Hi, How are you?’

I thought her picture was beautiful. so I responded… within 30 minutes, we had moved to talking on Snapchat.

We spoke for 2 days via text. Then, at 11:20pm on a Sunday, she asked if we could talk on the phone. Thankfully, WhatsApp is a ‘data usage’ call service, otherwise, what happened next would’ve used way more than I had in savings. We talked, on the phone, for 10 hours. 10! From 11:20pm to 9:30am. I had to work on that Monday, as did she, but she was 5 hours behind me, so at least she managed to get 4 hours sleep before getting up for work.

I napped for a grand total of 1.5 hours that day. And as I was heading to bed, she asked for a 5 minute FaceTime.

‘of course’ I replied, excitedly.

The thing is, that FaceTime didn’t last for 5 minutes…

it did last for 3 hours…

so that was the start of something, we both knew, would be very special. We text and Facetimed a lot of the next few weeks. getting to know one another better and better.

Then came the day she asked ‘Would you like to come and visit me?’

OF COURSE! I checked how much flights would cost, used my tax money to pay and headed over to meet her for the first time.

IT. WAS. INCREDIBLE.

We realised exactly how we felt about each other in that 5 days. We laughed, cried, laughed some more and fell for each other immediately. it was the most amazing 5 days I’ve ever had. When she dropped me back at the airport, she booked tickets to come and see me for a week. (that hasn’t happened as of writing this)

We’re in love! And it’s amazing.

I’m planning on going back to see her in December, for her birthday, as a surprise, and If I can sort it, stay until after Christmas. BUT, that will eat even more of my savings. Savings I’m supposed to be putting into paying off my debt and trying to sort out a work visa to move to the states. So if you love a good love story, and you would like to help two 30 somethings in love, please use the link below.

paypal.me/JL0583

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Grief Recpvery

(Pictures coming soon)

Almost 3 years ago, I had the perfect life with a great family, recently married and the arrival of my first child. Then I got the news my brother had committed suicide, and I outwardly helped my family through the trauma while secretly I developed a gambling addiction as a coping mechanism.

At the end of last year my mother committed suicide, through the grief of losing her youngest son, and my problem continued. I racked up £10,000 in failed gambling bets, constantly telling myself I could claw it back, ignoring the problem, thinking a big win would come and I would feel better.

When I lost a big silly bet in desperation, I hit rock bottom and realised what I was doing and the risk I was putting my family in. It wasnt fair on them and I worked hard to stop the gambling completely. I can honestly and happily say that I no longer gamble, I instructed companies to delete my accounts and essentially “blacklist” me for my own good. I thought for a long time it would mask pain if I won big, but all it was doing was making me feel worse as I kept digging deeper into credit cards to fund it.

Now I’m working hard to erase the debt I put myself in through using credit cards. I’m putting in extra shifts to pay it off, but the interest is hampering my efforts. I would be eternally grateful if I could get some assistance in clearing the debt, I know it’s my own fault and I am doing my utmost to clear it on my own, but any assistance would be immeasurably amazing.

I will post regular updates on how the debt is reducing, and would not take a single penny for anything other than what is on the credit cards. I am not here to make profit, only to see if anyone can help me recover from the aftermath of my addiction.

Thank you for any help you can give, I truly appreciate it!

Ben

https://paypal.me/jammin78

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I have finally found the courage to ask for help!

Hello, for years i have been too proud to ask for help when I’ve needed it. Now i am realising i need to accept any help that is offered.

I have been through a tough time recently, particularly over the past year. I have battled with depression for a while though i am now getting to be in a better place emotionally.

I’ll keep it as short as i can but the biggest challenge I have faced is watching my grandfather die in front of my eyes. He was terminally ill and he took his last breath while holding my hand and this hurt me so badly.

This led to a downward spiral of depression and i ended up getting a very painful eye condition which nearly caused me to lose my eyesight in one eye. This really affected my confidence and meant that I had to take a lot of time off work. I had only been working with that company for 5months and so did not qualify for sick pay which meant i really struggled financially. I did not feel comfortable asking for help and so ended up taking out some high interest loans to get me by while i was not at work. I used this money to pay my rent and bills. This then got out of hand and caused me to have a lot of debt which went into the thousands. I also had to use credit cards just to buy food and help pay some bills. I am now back at work but am still struggling to pay off this debt. It is never ending.

I really just want to get my life back on track financially and emotionally so that i can do something good. I used to have so much ambition and i need help getting that back. I know the position i am in is partly my fault but i am asking for donations, however small, to help me clear my debts and start living again. I also want to be able to come off of my antidepressants at some point soon as i cannot continue to live like this.

I would really appreciate any help i can get, please keep me in mind.

Here is my paypal.me link: https://www.paypal.me/NuSasha

Thank you for reading my story.