Hello, and thank you for taking the time to read this.

We never thought that our happy and loving family life would take this unrelenting downward spiral but it has, and thats why I have had to resort to asking kind hearted strangers for help.

I first met my wife 14 years ago while I was serving my last seven years in the British Army.  It was love at first sight for both of us and after 3 years we got married and then along came our precious daughter. We have both been good and responsible with money and when I left the Army in January 2020 we were lucky enough to buy our family home…This was to be the start of our downward spiral.

Covid then hit us in February and I lost my last family member to heart disease, my mum, this loss devastated us and we still miss her Daily afternoon calls. Our daughter at this time was 3 years old and we noticed that she was different, and that she was showing signs of Autism..I was supposed to start work out in Afghanistan but this was delayed until November 2020 so with no income I applied for Universal credit to help with day to day costs, this was declined as I was receiving an Army pension. I have worked since I was 14 and served 24 years for the country, I was shocked. We had some savings but like so many others this did not last long….over the last 4 years, our daughter has been diagnosed with severe Autism and special needs, our doors and windows have to be locked and deadbolted to stop her climbing out of the windows. She also doesn’t sleep well and regularly wakes up from 0200-0500 jumping from the windowsill to the floor..she needs 24 hour supervision and support which puts family members off visiting and helping out…

This all put my wife into severe depression which was fueled by her abuse as a child and up to her late teens, memories she has to deal with daily…this led to a gambling addiction which spiralled….due to my work abroad I did not pick up on this for a while. This and me having to stop working abroad and not completing a full year has resulted in credit card debt, HMRC fines and chasing us for unpaid tax, resulting in around 15-20k debts.. Due to all stress I then had a major heart attack on the 1st September, resulting in being off work and only getting £118 pw statutory sick pay and my wife has had to care for me aswell as our daughter….

There are other options to make money fast that could help but this is not something we could do or even consider, it would be a marriage breaker.. We have looked at loans but been unsuccessful, we also looked at equity release against our home but cannot apply as both owners need to be over a specific age…

Where we are now…….

On the ropes,.daily calls and letters from collection agencies, cannot pay car insurance so had to sell the car which was worth nothing. Basically struggling to pay all basic bills and council tax, this is not where we thought we would be…we like to and have helped family out.when they have needed it financially and emotionally but get nothing in return…

 

So we are asking for some help from kind hearted people to help us get back on our feet save this family from falling apart.

 

Whatever your decision, we thank you from the bottom of our hearts for even taking the time to read this, that alone gives us some hope…

Wherever you are we wish you all a great Christmas and love,  health and success for the coming year

Thank you

David Welch

@donationhelp503

Like many others on here, I am financially struggling

I work full time as a qualified nurse, working in the community, visiting people in their homes, I help people every day for a living.

I have 2 young boys 4 & 6, recently single mum

I am in £10k worth of debt, and unable to meet the minimal payments for these, any help whatsoever would be appreciated.

I just want to be financially free, I very often will pick up extra shifts at work but I’m missing out on my boys childhood.

I have been in a very dark place 2025, suicidal thoughts, counselling and had 2 months off sick from work at the begging of the year, which i cannot afford to do if i go through another mental crisis.

Sometimes i feel like my boys would be better off without me, but i know i have to stay strong for them. paying off my debts would answer my prayers.

Needless to say, I’m in desperate need of financial help. I can no longer maintain all these payments. My paychecks are only enough to cover my mortgage and a few bills. I just need help getting rid of the debt to get back on my feet and restart to fully move on and heal from all my hardship.

I just turned 30 in April and i want to live again,

 

paypal.me/ElizaRose14

🙏 Help a Devoted Father Save His Home and Provide for His Son

Hello, my name is [Nimski, and I never imagined I would be in this position — asking for help. But today, I am humbly reaching out, not just for myself, but for my son — the one person who stood by me when the world fell apart.

💔 A Life Turned Upside Down

After 25 years of marriage, I discovered my wife had been having an affair with my own brother, even before we were married. I tried to hold the family together for the sake of our three children, forgiving what many would find unforgivable. I worked 7 days a week, building a successful business — only to be betrayed again by my brother, who later stole everything and left me with nothing.

Years later, I tried to rebuild with another employer, helping him grow his business, even sacrificing my own wages to support his dreams. I gave him loyalty, honesty, and friendship — and he repaid me by falsely accusing me of theft. Once again, I lost everything.

But through all this, my youngest son stayed with me. He gave me a reason to live when I was on the edge of giving up.

🏠 From Success to Struggling to Survive

From a successful business owner, I ended up living in a small flat, often choosing between food and bills. I took on a second mortgage just to keep us afloat. Now, I’m behind on payments and at risk of losing our home. I’ve maxed out credit cards just to put food on the table. I haven’t had a holiday in over 11 years.

And if that weren’t enough, I’ve recently been diagnosed with a serious fungal infection that has spread to my bloodstream and organs. The doctors have given me a prognosis of 15 years to live.

But my biggest fear isn’t death — it’s leaving my son homeless and alone.

🌟 Why I’m Asking for Help

All I want is to keep our home, clear the arrears on my mortgage, and give my son a fighting chance. I’m not asking for luxury — just stability, dignity, and a little peace after years of pain.

I have spent my life helping others — donating, mentoring, feeding the hungry, building shelters, and being there for people in their darkest hours. Now, in my darkest hour, I am asking for help.

If you can contribute anything — no matter how small — it would mean the world to us.

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💷 What Your Support Will Go Towards:

• Paying off mortgage arrears to avoid eviction

• Covering basic living expenses like food and utilities

• Supporting my son’s future as I face health challenges

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💬 Final Words

This isn’t easy for me. But I believe in the kindness of strangers — because I’ve been that stranger who helped others, and I’m hoping someone might do the same for us now.

If you’re unable to donate, please consider sharing this page. Every act of kindness counts.

Thank you for reading. Thank you for caring.

With love,
[Nimski] and my son my pay pal

is https://www.paypal.me/nimogf66@gmail.com