Begging Money

Financial Hardship Help

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For Me and My Babies…

Hello Divine Beings…

I am a mother of two Beautiful children aged 13 and 10. I am not good with words so i will just explain why i am in need of some financial help.

I was 13 when i was taken from my birth place and brought over to the western shores by my step father. He didnt want to deal with the lengthy process of immigration applications so when he came to get me from my homeland he bribed an official at his countries embassy and got me an illegal passport.

Before leaving my homeland we stayed at a hotel the night before we were due to leave and he told me i would have to use this passport from now on with his last name. It was my new identity with my birthday changed a day earlier and i would have to remember to use those details at school too. He got me to sign it and then the next morning we borded the plane and i was reunited with my mother and baby brother.

I went on to finish school, got my first job at 16 with the same passport which i used until it expired a few years later.

I couldnt renew it because upon entering the country a year before i came (My step father and mother) told the immigration officers they only had one child, my little brother. They had the records.

So now i am a single mum unable to work. I had to move back to my mums a couple years ago I cant work to provide for my children without the right documentation. These past few years have been tough. I feel stuck…!!!

I have spoken to a lawyer from a free legal advice service and i was advised to first register my kids as they are over 10 years old and spent their whole lives here. And then after that i can apply for my stay as based off of having 2 kids who are citizens in this country.

The cost for both my kids will be £2.024 and then after that a couple thousand for my application aswell…

This is so weird asking for help. The site name doesn’t help…! but i gotta do what i have to do for me and my babies i suppose.

Anyway Blessings and Blessings your way…💫💫💫

Thank you for your time…!

PayPal.me/chokers

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Help me provide a good life for my kids.

IMG-20190809-WA0031.jpg

Hi,

 

I am here to plead for help from others, however undeserving I may feel, to pay off the debt which is ruining my life and affecting the lives of those around me, specifically my two beautiful children.

 

I have made many mistakes in my life, as I believe you are meant to, but this is a mistake I’m struggling to cope with;

 

A few years ago, after splitting with the kid’s mum, I fell into a depressed state and ended up weakly falling for the wrong person. As time went on I’d stupidly signed her debt over to my name, naively thinking we were in it together. Things quickly went sour. She became violent and abusive, and spent a lot of time with other men. Every time I tried to leave she would beat me. I was weak and scared. To cut this long story short, I managed to escape the relationship albeit shaken and mentally weak.

 

I was left with her debt. A few years have passed now and I have a good job and my mind is healing, but the debt is still crippling. I live payday to payday and literally have nothing in the back halfway in between because of the repayments. I’ve ended up taking out more debt to pay for arrears in bills to keep a roof over my head. All of this is tolerable. What isn’t, to me, is the fact that I havent been able to give my kids things they want, take them places they want to go, experience things they want to experience and that I want them to experience.

 

This is the most painful thing for me. Feeling like my kids deserve better than me as a father. As a kid until presently, I’ve focused my life around making my own dad proud, and it has been a deep source of both pain and focus. Through my own weakness I have brought this all upon myself and have tried so hard to keep on top and make a dent in the debt, but it seems impossible.

 

I’m asking for help because I don’t know what else to do, I’m so sick of feeling this, helpless and useless. I really feel despicable. Lowest of the low. And worst of all, undeserving of my beautiful, intelligent, innocent kids.

 

I’m sorry if you’ve read all this. I hope someone can help me, and if not, thankyou for your time.

Regards,

Theo

https://www.paypal.me/TheoMackie

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Don’t want to lose my partner

Hi, hello everyone,

My story is starting 6 years ago when I decided to leave my country and move to a different one. I was young I thought I can do anything. Silly me, huh? :) I wouldn’t be here if I could.

So I moved to the UK in 2013 in a house where I lived together with 8 people in a 3,5 bedroom house. This was as bad as it sounds, I couldn’t take it too long so I find a job that paid me above average but I had to work a crazy lot in a fridge/freezer warehouse 12 hours night shift.

I was happy because I didn’t have to spend too much time at “home” and I earned a lot of money. So after 6 months, I have decided to rent my own place. And I did. All my savings went to the deposit and the first-month rent, plus fees. And I have got the keys, I was very happy, then I realised, that I have literally nothing. No bed, no chair, no sofa, no cutlery, glasses, fridge, nothing apart of my clothes.

So I had to go shopping to buy at least the minimum, but as I said I have spent all my savings to rent the house. So the bank lady offered me a credit card.

BINGO

That’s what I thought, all my problem solved. Yes for a couple of months, then the bills started arriving, I was getting very tired at work, the cold and the 12 hours shift started killing my body slowly. So I knew I have to change, physically can’t work at that place any more, I was depressed as well as I never see the sun because of the night shift.

Meanwhile, I found my boyfriend who helped a lot, he is very generous, helped me find a new job supported me. He moved in everything just about started to get better, but then we both were unhappy at work so we decided to start our own business, without any experience.

Well, you probably think the business bankrupt and that’s why I want to ask money. But, not really, the business is still working, I would say doing very well, we have 4 employees already. The problem is that the business doesn’t make enough money to pay us a decent wage. We take £700 wage per head, which is just not enough to live of.  If you take consideration that we both working 12-14 hours a day 6 days a week, that money is literally nothing.

We wanted to create a good work environment that all our employees like to work and happy to come in and spend their days. I am happy to tell that we did it and I am proud of that.

But my relationship is changed because of the money stress us out, fighting a lot over the money. Currently, we have about £25k loan together.

We are tired, stress and quite often depressed as we don’t see the light.

Do you think you can help us?

You can do it here>>> https://paypal.me/mrtibo88

Thank you and God bless you!

Filed Under: Rent Tagged With:

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House falling apart – becoming unlivable

Hello and thank you to anyone who reads this.

For a while now our house has been in a state of decline, and it has reached the point where it is starting to become unlivable.

A series of leaks started in our bathroom (upstairs), and over time the water damage got into the floor, the kitchen ceiling below, and the kitchen floor. Most of our bathroom floor is now gone, and we are having to use wooden planks to prevent anyone falling through the floor. These regularly have to be replaced as the leaks are still happening, and continue to soak through and rot the wood. The collapse of the flooring has also caused our toilet to sink through the floor, and is now broken away from the plumbing and is hanging halfway between the bathroom floor and kitchen ceiling underneath. This has made it unusable and we’re now forced to use a spare room as a “bathroom” with a portable toilet (essentially a bucket). There is also a drainage problem with the bath, causing old dirt and gunge to accumulate in the bath.

There are a total of 3 main leak points in the bathroom which go into the kitchen below. One is from the pipe leading up into the shower unit, one is from the pipe behind the toilet, and one is from the bath drain. The areas of kitchen ceiling underneath these have fallen down, leaving exposed wooden scaffolding, and the kitchen floor underneath these areas has also collapsed, exposing the ground underneath the house. More parts of the ceiling regularly collapse, and it probably won’t be long before the entire ceiling is gone. The broken light fixture on the ceiling (a long fluorescent bulb) is starting to detach and I imagine once this inevitably collapses that there will be exposed wires.

Because of the water damage, all electrical appliances in the kitchen are gone: Washing machine, oven, dishwasher, fridge. Every ceiling light in the house is also broken, since they are connected in circuits and damage to one causes them all to fail. Our gas and heating is also gone, meaning our radiators do not work. This is not really an issue in the summer, but with bad insulation the house regularly falls below subzero in the winter, causing other problems such as condensation on everything.

With all these issues compounding and getting worse, it’s becoming increasingly difficult to live in the house. Our income is just enough to pay the mortgage and bills, and basic living essentials such as food and water (though our mains water is off 90% of the time to minimize leaking), but there is never any money left over to put towards getting repairs done. Even if we could put some money towards it, the cost of fixing all the issues is probably rising faster than the average person could save.

There will be an image at the bottom showing our kitchen ceiling looking up to the bathroom underneath, and below is an album showing the main parts of damage. In order: 1 – the kitchen floor, showing debris from the ceiling and a large plank with a rug covering the exposed ground below. 2 – a hole in the kitchen ceiling, and the light fixture that’s starting to detach. 3 – the main area of ceiling damage, showing the hole with the toilet (left) and the bath drain (right). Also the image shown at the bottom of this. 4 – the gap showing where the toilet is sinking through, and the rotting wood. 5 – the toilet, showing how it has sunk and detached from the wall with the drain. Also visible is one of the wooden planks we have put down. 6 – the dirt and gunge that has accumulated in the bath. The album is here: https://imgur.com/a/7uekzas

I expect these problems to snowball and get worse the longer they are left, so that is why I am asking here. I cannot reasonably estimate exactly how much everything would cost, but I hope that £5000 – £10000 ($6000 – $12000) would cover the repairs for all the problems with the leaks, rotting and damage, and to replace everything including the toilet, sink, bath, drainage, electricals, appliances and heating. I do not know if that amount is reasonable to ask, but to be able to get everything fixed would be a godsend, and I would be massively grateful to anyone who helps towards it. Thank you for taking the time to read this.

https://paypal.me/gifttojames

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Struggling after a car accident.

On the 3rd of January 2019, I was on my way home from work when I took a major seizure at the wheel (due to over working, lack of sleep and stress) while driving on a city by-pass. Fortunately a truck driver spotted me and crashed into me so my car would stop. The car had £5k damage as a result. I was taken to hospital and off work from the 3rd of January til mid February. I had severe concussion, memory loss, pain in my back, ankles and feet.

My insurance wanted to blame the truck driver and claim my expenses from him. I couldn’t in good conscious as he may very well have saved my life that day.

Unfortunately for me it meant I was left to cover all costs. As a result I’ve defaulted on almost everything, had to sell a lot and even had to give up my dog i couldn’t file for bankruptcy as I would lose my job. It’s got so bad I like on next to no money, although I’m back at work and attempted suicide 3 times, due to my bills pilling up. It’s been 8 months since and I still can’t seem to get back on my feet. Due to 2 cysts, another car accident and my suicide attempts…… you couldn’t make this stuff up. I’ve been very unlucky this year.

I work hard, I feel that if you treat strangers with kindness maybe one day you will be re-paid in some form. I would give my last penny even now to help someone else. I’m a good person, very transparent and honest. I ALWAYS put others first. I hope this year gets better.

 

Thanks so much for taking your time to read my story and I hope you have luck, love and happiness no matter what.

Kindest regards

Rachael

https://paypal.me/melville90

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a series of events have suddenly left me struggling

Where to begin…. It’s been a very tough lately and a combination of events have suddenly left me much worse off than I could have expected. Basically I have found myself quite quickly in quite a lot of debt, almost £10,000. It started with some debt that in hindsight i wish i hadn’t taken on as they weren’t for emergencies or anything essential, but the amount was relatively small and at the time would have been easy for me to pay off had the following events not happened.
However, I have since had to move 3 times, in a short space of time due to landlords wanting to move into the property themselves, renting it out to a family member or selling the property all together. With each of these moves came all the extra expenses of moving, letting agency fees for referencing, having the properties professionally cleaned when I moved out (part of the tenancy agreements) and so on.

On top of that some complications with the death of a relative left me with some solicitors bills to pay. This would have been more than enough but this week my car has also developed a very expensive fault with the gearbox. I need my car for work and i either need to get it fixed or try to find a reliable used car. Without one I will likely lose my job.
All these things combined and especially the latest developments with my car have led me to ask for help here. Had just one or even two of these things happened I would probably been able to cope with it however all these things combined have rapidly pushed me from having a small amount of savings with a little manageable debt to having no savings and feeling like I am right on the edge of being in serious financial difficulty and it feels like only one more thing could tip things over the edge. I am taking on extra work where I can and I have shifted as much of the debt as I can to 0% interest cards but even if I pay all the spare money I have it would take me nearly 4 years to clear it all possibly longer if I can’t clear it before the 0% period expires. I feel like with a little help I could tip the scales back in my favour and get things back on track again, so please any help you can give would be amazing and if nothing else would stop me laying awake at night worrying about it.

paypal.me/english543

 

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Hopeful, honest hardworker needs help to get off the hamster wheel of debt

I started young… As soon as I could borrow money, I did. I was desperate to keep up with friends, completely reluctant to ask for help. I ‘self funded’ my way through my undergraduate and masters degree, not realising how badly my debt would cripple me I’m the future.

Over time my debts have mounted – a little here, a little there to keep me going. Tide me over month to month. Consolidation after consolidation. And now I’m at breaking point.

I work hard as a therapist; delivering interventions for trauma and substance misuse. Sadly I rarely see much of my paycheck after paying all of my bills and minimum payments.

My dream would be to get back into the black, and start saving for a home of my own, be able to go on and qualify as a registered therapist and keep giving back to people in need. To do this I need to get out of my £17000 hole…

I am so hopeful that someone might help me get off this hamster wheel. Know that I am a kind and thoughtful person and I will pay it forward.

 

PayPal.me/clw7504

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Please help me

Hi to whomever may read this,

I just want to start this off by saying thanks for hopefully taking the time to read this.

I’m not usually the type of person to ask for help so this is quite strange for me but I’m so desperate at the moment I really need to.

I’m 23 years old and I have quite a large sum of debt which I initially took out to help my family and I’ve managed to make the repayments over the last few months but last month my grandfather who I was very close to passed away. And due to that I needed time off of work (two weeks) and this had a huge impact on my pay. I usually have £1200 pay but I only worked half a month so I received half of that and £600 is how much I repay my debts per month.

I’ve  paid my debts this month as I really didn’t want to fall behind again, I just don’t know how I’m going to survive as August is such a long month and my next pay is five weeks away.

The reason I couldn’t work those two weeks is I was grieving and the job I do is very stressful, I woke in a mental health hospital for teenagers so I knew I wasn’t 100% and I didn’t want to risk going in as if anything were to happen I’d never forgive myself.

I haven’t got anyone I can ask for help, that’s why I’ve turned here. So please if anyone could help me I’d be ever so grateful. I know this may not seem as urgent as some of the other posts but I’m so down at the moment over this and I really don’t know how I’m going to survive the month, how I came across this website was I was looking for ways I could make money so I’m just hoping that this website works otherwise I’m not sure what I’ll have to resort to :(

thanks for taking the time to read this

my paypal is this and if anyone is kind enough to help me out I thank you from the bottom of my heart!

paypal.me/shannmorg

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Last Resort

To whom it may concern,

I don’t know where else to go. I feel hesitant to even try this. Nothing matters, least of all me. But if there is anyone out there who sees this and can afford to part with some of their money, it would be so appreciated I can’t even describe.

I’m a private person but seeing as this is all anonymous I feel a bit more inclined to share a little about my circumstances. I have been struggling with severe depression and anxiety for the past 12 years. I was diagnosed at the age of 18 and suffered severely for a few months. I came out of it and was doing really well. Then at 21 it hit me again, resulting in a year of deterioration. But I came out of that. My most recent bout however, has crippled me since 2015. In this time I have lost everything including myself. I lost my home, a partner, my job (because of my health), then two bereavements a day apart, then a lengthy legal case where I had to prove to my own government that I was unwell in order to receive the support people in my situation receive. It’s just been one thing after another. I have just turned 30, I have been on the lowest level of support from social support services, after lengthy and stressful appeals processes  and don’t see how I’m ever going to get to the basic foundation required to climb out of this hole. I can’t even muster up the confidence to leave the house most days. I feel like a useless waste of an existence and a burden to the remaining people in my life. I’m embarrassed with who I’ve become and just want to break free from this abyss. I suspect I have agoraphobia. I get so worked up over going outside.. I feel like so much is expected of people in today’s society. The world has become superficial and materialistic. I don’t feel like I belong. Not that my appearance should matter, like I get that it doesn’t, yet I’m totally insecure about still. Even if I do get a day where I want to go out, I can clean myself up but then all my clothes are riddled with holes and tears, simply because I haven’t been able to afford clothes since 2015. Materials don’t mean anything to me, but I’d like to have something so I can feel better about myself. I want more than anything to get back my independence, to have a home, a LIFE! To just live in a world where people have more empathy towards one another.

If you got this far, thank you for your time.

Again, if you read this and can afford to help and want to help, you can send whatever you can to: paypal.me/dmo8

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Help me get back on track…

Hello all,

My name is Ronan and as you can see, I’m struggling. I don’t like to ask for things, but I’ve found myself in “last resort” mode. I’m 26, graduated from nursing school in 2016. To my surprise, a year or so after I’d graduated, my mother brought to my attention that I was 121k in debt in student loans she’d taken out in my name. I immediately did some digging. Come to find out, after my multiple scholarships, school should have only costed about 30k. So where is the rest? My mom’s answer: “I don’t know.” I give a call to Sallie Mae. (Yes, it’s a private loan so I have no chance of loan forgiveness.) The associate I spoke with at Sallie Mae says, there’s “no way” my mom would have been able to take out more money than what my school costed. Next… I do some legal searching. Turns out, I’m 100% on the hook for this money because I can’t prove in a court room that I didn’t benefit from the loan in any way. Obviously, I went to school and graduated on 1/4 of the money. I’ve consolidated the loans for lower interest rates. I pay the same amount per month on my loan as I do for rent. I have no wiggle room after bills. Barely able to put 5 bucks in for savings a month. I’m stretched so thin, I’m pulling my hair out. Apparently that’s a thing. Trichotillomania.

So here I am, doing everything in my power to be as successful a man as I can. I pictured myself in graduate school by now, but I can’t go back to school with this kind of debt looming over me. Yes, I know my BIG MISTAKE was trusting my mother with my finances at the WISE age of 18 as a freshman in college. I know I’ll never make another mistake like it. I just hope that you all might find it in your hearts to help me out so I can move forward with my life and start working toward my goals again. This debt has put a big halt in my career and education advancement. Thank you so much in advance for supporting me. I will not let you down.

paypal.me/ronanbarnes1

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Just a young lad needing help back to get back on his feet! Please help

Hey to whoever is reading this right now,

I am Lachlan, a 21 year old from Scotland, I currently live on my own away from my family.

I’m currently in a bit of a tough situation. I have literally zero in my account at the moment and not due to receive money for quite a while (because of a sanction), everything is just hitting me all at once, my gas has been capped due to debt, my electricity is less than £1, I have barely any food and currently relying on going to foodbanks every week to stay fed (which is really embarrassing, they’ve started only letting me come by once every two weeks now). I’m currently unemployed due to my mental health condition at the moment but working with a program that is hopefully going to help me get employed again.

As for my mental health, I have been waiting for  over a year to start getting proper psychiatric help and recently got a letter detailing that I’m going to have wait a further 5-6 months to start psychotherapy, up until this point all they have done is given me anti-depressants and seen me every 6 weeks just to ask how I’m doing and to make changes to the dosage of the meds. I hate being mentally ill because I’m in the situation I’m in as a result of that.

Everything hit the fan when I ruined the best relationship I ever had because I was deluded by my own mind. I moved to where I am now to be closer with my girlfriend at the time and to get away from the abuse and neglect I suffered at the hands of my parents. Things went well for a while, got a job, got a new flat, life was just great but then I had to go and wreck everything and ended that relationship, the dreams of settling down eventually faded away, and everything in my life came to a halt and I’ve been stuck ever since, I hate to say it, but I am 100% desperate and I feel like I’m at the end of my tether with things, I want to stay hopeful and optimistic but that’s slowly degrading by the day.

If I was to receive help, the money I receive will go straight to making improvements with my living conditions, getting my gas back on so I can actually have baths and do proper cleans in the house, I’d probably do shopping in Lidl or Aldi because you can get a lot for a small amount of money there and of course I’d get my electricity so I’d be able to cook and see what the hell I’m doing in my house! If there is any extra after that, it would go into a little piggy bank for emergencies.

I feel like with a little bit of a push I can get myself back on my feet!

If you read this and decided to help, Thank you so much, If I could ever meet you in person I’d give you the biggest hug you’ve ever had!

I hope that explained things enough.

Sincerely

Lachlan

p.s The pics I have attached show my current electric meter status, my capped gas meter and a current selfie of myself so you can put a face to the name.

Help me out here: https://paypal.me/lachlanreid

 

electric meter.jpggas meter.jpgmenn.jpg

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I need money desperately to help with outstanding rent that I can’t pay

To whoever reads this

 

My name is Harry Brereton and I am composing this to essentially ask for your help.

I’m not entirely sure how to approach this, so I’m just going to dive into it.

 

Around September of last year, I found myself not feeling quite normal. I was more down and feeling more anxious over things, but I didn’t really make anything of it. As time progressed, I found myself entering what I can only describe as a depressive episode. I found everything so overwhelming.

From November through to March/April is where it was at its worst. I couldn’t get out of bed at a reasonable time, and it’s not because I didn’t want to, it’s because I didn’t feel like I deserved to. I would get out of bed at about 5PM everyday (bearing in mind that this was Winter, so it had already begun to go dark at this point) and I would stay awake until about 7AM. This was a cycle that was so hard to break, and because I didn’t think it was breakable, I got worse and worse until I found myself considering doing the worst thing to myself.

It was when I caught that thought that I had a breakthrough moment, a “What am I doing” kind of moment. I worked and worked and worked at it for the next two/three months, but I got out of it. I can now identify that kind of self destructive thinking and I can stop it in its tracks.

 

This is where the trouble begins though. Now that I’m out of that cycle and thinking clearly again, I’m coming to terms with the damage that I did. I am a student, but because my student loan doesn’t cover everything, ideally I was supposed to work through the year. Due to my inaction during this time, I’ve landed myself in quite a bad situation.

As a student, I rent properties so that I can stay close to campus throughout the year, and July is when the property changeover happens. I owe my previous landlord two months rent at £465 each, so in total £930; and I owe my next one an additional £1170. The reason I owe so much to the next landlord is because instead of them being a private landlord, they are a letting agency and they charge rent quarterly instead of monthly. So in total I owe £2565 and I have no idea how to source it.

That’s why I’m coming to you. I’m hoping that by some miracle, you see this message and you find a way to help me out. If you gave me this sum of money, I promise to you right now that it would be a loan, I don’t want to just beg for money without offering to give it back.

 

If you agreed to help me, it would make such a profound difference to my life. I would be able to get back on track, as normal. Get a job lined up, go back to university and carry on with my life how I did before all of this happened. All I want is for my life to be normal again so I can essentially start over and go back to the days before all this happened.

 

If you read this, I really hope you consider helping me. It would honestly mean the world to me.

 

Kind Regards,

Harry Brereton

https://paypal.me/HarryBrereton?locale.x=en_GB

Filed Under: Rent Tagged With:

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I have nothing left to lose. Please Read.

Hello.  Is there anybody out there?

I can’t believe I am writing this, hopelessly asking for help, but there does not seem to be any other way.  There is nothing left for me to sell, or that I can sell in the hope no one notices it missing.

Anyway, enough of the sob story.  Shall I just get to the point of it and be honest with you?  I just want this all to be over.

I have always been a grafter, I’m an intelligent woman and can hold her own.  I am likeable and honest, I can be independent and can fix my own car, shed roof or pond pump to name a few tasks and I do most DIY jobs around the house.  But at the end of the day I am still a woman.  I am a hopeless romantic and I just want to be loved and adored.  I can be the perfect wife, lover, cook and best friend.

I have gone from falling in love with taker after taker over the last 20 years, but I have survived them all.

I have lived on the breadline just to keep a roof over the head of one because the man I got involved with had children and needed to support them, so I became the main breadwinner.  I thought it was important to support them too even if they were not my children.  I only wanted love and affection in return from him.

When I met my husband, I couldn’t believe my luck.  I had finally found someone who not only adored me, loved me, held the door open for me, took me for dinner, theatre, concerts and bought me flowers, I found someone who could support themselves.  His children were all grown up and self sufficient and he owned his own house.  I could be looked after for a change, but how wrong could I have been.

Getting to the point I am being both mentally and financially abused by my husband.

I work a full-time job, a part time job and I also keep the house, do all the cooking and all the repairs and DIY too because to him it is MY house.  It is in MY name.  It is MY responsibility.

He sold his house and banked all the proceeds.  We were going to pay off a chunk of my mortgage and then add him on to it, but he has just banked it and makes me struggle hand to mouth every month while he is cash rich and debt free.

We used to have friends and fun.  Not anymore.  He procrastinates and then cancels at the last minute, so we don’t get invited now.

People keep telling me how lovely he is and how lucky I am, but it is all a front.

I do a lot of charity work too because I enjoy it and I am a caring person, but it is painful because I can raise money for charity but have no money of my own.  All my money is sucked into the paying off the mortgage and bills as everything in my name.  I have run up credit card debt too and the credit card agencies won’t help because of my husband’s financial situation.

They don’t care.

I also have epilepsy which I take medication for but recently I had another large seizure due the extra stress and pressure.  I am having counselling and CBT, but this doesn’t help the financial situation.

My situation is getting worse because now I am housebound and have had to give up driving for a year so am having to be more dependent on him, but he uses this as a weapon and lets me down.

I need cash to lower my debts so I can clear my head and make a plan to move on and be free of him.

There are constant tears in my eyes and my smile has faded.

I’m exhausted and I am running on empty.  I am battered and bruised and mentally scarred, I do not eat, and I do not sleep but I am hanging in there and trying not to lose myself completely.

I am sure I can reciprocate in some way as I am highly skilled.

Could someone help me please?

Thank you.

Paypal.me/MrsMoore73

 

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Solicitors, court and mountains of stress

Hi everyone, I’m 22 and a single mum to a 9 month old baby, my baby currently dosent live with me and here’s why, when she was 4 months old me and her father were still together, i popped out to go shopping for essentials and she stayed at home with her dad who she adored, whilst I was out, my NOW EX fiance, lost his temper and attacked .y baby, he gripped her arms and he bit her, I had to take her to hospital, and we were there a week, social services and the police got involved and he denied doing anything wrong, due to him denying everything I was also blamed, my baby got taken away from me and there was nothing I could do. I travel on 3 buses and 1.5hour journey there and back every day to see my daughter, he dosent bother, I kicked him out of our family home, as I cant believe he could do such a thing! Due to everything which has gone on I’m struggling with a mountain of debt, I’ve fallen behind on rent, council tax and bill, due to having to travel so much to spend time with my daughter, he took a £3000 loan put on my name which is also looming over me, aswell as travel expenses and solicitor fees and I honestly dont know how much longer I can do this, I’ve been burying my head in the sand waiting for a knock on the door, but luckily I’m never home as I’m always visiting my daughter, I’m due to get her back in 3 week, he has finally admitted what he had done, 4 months later. He lied to my face the police and the court for 4 months. As hes admitted everything I am completely in the clear so I am fighting to get her back, shes lived away from me over half her life and it breaks my heart every day, I know shes coming home soon but i just want to try and put a the stress behind me and focus on my and my daughter, my mental health has plummeted and i see no end to my debts, I’m scared I’m going to lose put home and were going to end up on the streets, i cant send my daughter to nursery and work as I cant bring myself to do it, what if it happens again. I couldn’t even trust her alone with her dad never mind a complete stranger! My anxiety goes through the roof just at the thought of her having to go through this again, she cant talk at the minute so if anything happened she wouldn’t even be able to tell me, I just need help. I never thought I’d ever be the person to beg, but here I am, I need to do what’s best for me and my baby, and now I’m not afraid to admit it I really need help I’m desperate. Whatever you can donate no matter how big or how small will make a massive difference to me, I just need a miracle or an angel to help me out of this mess. If you’ve got this far, thank you for taking the time to read this and even if you cant donate hopefully can understand the pain in my heart on a daily basis, and I just ask you say a little prayer for us, and hopefully there will be a light at the end of the tunnel for me.

I wish you much live and happiness

 

Thank you

 

https://www.paypal.me/justCa

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My best friend slept with my fiancé and now I’m almost homeless

3 months ago, I caught my best friend and fiancé in bed together, in the house we shared. I found out it had been going on for months. They both moved out, which has left me to cover £800 of rent and bills.

Not only am I unable to afford my rent, but I lost my best friend, someone I’ve known for over 8 years, someone who has been by my side through every single hard time, just as I had been for her. Not only did I lose her, but she turned everyone against me. She twisted the story, made me look like the bad guy and made every single friend I had completely cut me out of their lives.

I also lost the love of my life. I thought he was perfect, and I never thought he would have done that to me, but after 6 years I obviously did not know him as well as I thought.

I’ve been left heartbroken, alone, and skint. I am now on the verge of being homeless.

I managed to find a new roommate who is moving in in August, but due to having to cover £800 of rent and bills by myself I now have no money to cover next months’ rent. I am unemployed as I am a university student and, despite applying to hundreds of jobs, no one will hire me because I can’t work whatever hours they want. I am also limited in the kinds of jobs I can apply for because I’m disabled.

I get my next student finance payment at the end of September so after that I’ll be able to live comfortably again, but at the moment I have no way to pay my rent and no way to make any money. I’ve tried everything from paid survey sites to selling my possessions but so far have only managed to make £30 by selling my fridge, and £5 through surveys, which is just enough to cover my shopping for the next few weeks. The past couple of weeks I’ve been living off soup, reduced foods, and bread, so every penny I have is saved up to buy this stuff.

I have nothing of value to sell, no other way to make money, no other way to turn. I have no particular marketable skills, or at least nothing that is immediately profitable.

I am in desperate need of money and I have nowhere else to go. I have no family to ask, no other friends. No one.

Please help me.

paypal.me/eleanorannett

Filed Under: Rent Tagged With:

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Need help to clear my family’s debt

In 2017 when I was 18 my dad decide to separate from my mother due to apparently family getting in the way of his career. So he left me, my mother and  my 2 year old brother. Then I was already suffering from lots of mental health issues and my mother was also very ill. It was very difficult time for us, we had no help what so ever from my father or anyone else. My mother due to her illness also couldn’t work properly or take care my brother so during this time I was studying full time, working part time which hardy paid enough to support all of us while also taking care of my brother as his main guardian. In the end we had no choice but to take out some loans. Moving forward two years later my mother was able to get an operation this March and would soon be able to go back too working full time again. During this time I also meet my now fiance. We having been planning to move in together and get married but due to all the loans we  had to take out I can hardly afford much due to all the payment I have to make every month. I don’t want to put my mother and my little brother in a hard situation by leaving her with all these mess. I want all of us to start a new chapter of our life with out much complication. Therefore until I can pay off most of our debt I can’t move forward with my fiance in terms of moving in and getting married. Therefore today I made a tough decision to ask for some help so me and my family can finally have some relief from all of this debt. So people please any way you could help would be the greatest help for me.

Thank you to all of you for reading my plea.

https://paypal.me/MSumaita

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Money for Council Tax

I recently have been struggling financially due to the person who I share a studio with being unemployed and unable to help me financially with the rent. That leaded to not being able to pay for the council tax. The amount that is due for me to pay has now gone up to over £1.3k which is impossible for me due to my financial circumstances. Any help would be appreciated.

 

Thank you very much.

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Please help me and my mum

I’m desperate for your help,

https://www.paypal.me/sashadavy491

My name is Sasha, me and my mum live together in a remote part of the Devonshire countryside. My dad left us after he cheated on my mum almost nine years ago. He’s just recently taken my mum to court and is forcing the sale of the house under the pretence of him “needing the money” to pay for his own accommodation- this is a lie as my dad lives with his girlfriend, despite telling the courts that he lives in RAF provided accommodation- I know this because I went to live with him for six months.

With his girlfriend being a solicitor and my dad being in the Air Force, they both bring in a considerably large paycheck compared to my mum, who works extremely long and hard hours as a gardener to support us both. I have a part time job and try to help out as much as I can but most of my pay check goes into my college fees (new books, transport, trips etc).

Furthermore, my grandma (my dads mother) died recently and left him and his brother around a million between them- money that my dad didn’t mention to the courts that he had come into possession of. My mum is trying to get him caught for lying under oath, but we’re almost buried under legal fees.

My mum is desperately trying to save up enough money to buy out my dad, meaning we have next to no money for food, clothing and electricity.

Im desperate to help my mum but I simply don’t earn enough, she’s so stressed and this house means absolutely everything to her- I want her to still have her home when I leave for uni. Any tiny donation would help, just so I can help her pay for the shopping, or take her mind off the heating bill, even just for a month, so she can have one less thing to worry about, and have more money to put towards buying our house once it’s put up for sale…please.

https://www.paypal.me/sashadavy491

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Financial Weight is Heavy On My Shoulders

Hi. 

Since is I was at an age to start using credit cards, I lost touch with reality. I believed them to be an easy source of money to do nice things without having to wait for it. I always regret my actions when I was in my 20s because I did not have the fears and concerns I do now.

I am now 31 with a young family and the burden of my actions has put a horrible weight on my shoulders, however I need to make sure my family have the best possible chance of stability and happiness.

I currently have 29k of credit card debt which I am unable to shift due to paying out 1200 a month on rent alone and unsecured debt of 600 after that. I have a respectable job which I have worked hard in for 10 years however the money is not flowing with my company implementing pay freezes and abolishing overtime and bonuses.

I do not, and never will burden my wife with the truth as I fear it could be disasterous for our 13 year relationship. Instead I choose to keep my finances hidden. I have never defaulted once on any of my debts however nothing is being paid off. My dreams and aspirations would be to buy a house so my family can have that stability I crave and that they deserve. I continue to work hard and study in my job to give myself the best possible chance of getting out of this mess but I am now asking for a miracle. My pride is low and I just want a fresh start. If there is anyone out there who can offer advice or help I would be extremely grateful. I love my wife and kids and just want them to be proud of me.

 

https://paypal.me/F13MLT?locale.x=en_GB

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Get by with a little help

My partner and I are sinking deeper and deeper into financial problem.

We are nearing 6 months late on some bills… bills gone to collections…. maxed out credit cards with late payments piling up….

Neither of us have more than £50 in our bank accounts and we are just barely getting by… but I’m not sure how much longer we can keep this up.

The only way we can even afford our flat is because the rent is heavily reduced because there is a big crack in the kitchen ceiling that leaks water frequently.

Now I know there are people worse off than we are. We still have a roof over our heads and shoes on our feet.

But if there is maybe someone out there that could spare some money for us, it would greatly reduce the amount of stress and anxiety in our lives.

We are a happy and loving couple. We have been together for going on 6 years. We are from different countries, so we have had to get visas to live together. Unfortunately we have maxed out the visas we are eligible for, and this coming January is looking like the last month we will be able to live in the same country unless we get married or move somewhere completely new.

We cannot afford our current situation, much less to get married or move to a different country.

It is looking like we will both have to go back and live with our parents on opposite sides of the world when this current visa runs out.

 

Now don’t get me wrong, we are both hard working people. We both work 45+ hours a week in hospitality. But it is just not enough to afford to pay our bills and groceries and rent. We are behind on everything and it is getting worse.

We can’t even afford healthcare. My partner needs his tooth fixed after a dentist did a poor job on one of his fillings. It is getting worse, but we simply cannot afford to get it fixed. He also needs physical therapy on his knee after suffering an injury, but we cannot afford that either.

 

Our cat has recently developed asthma and we can’t afford her vet bills.

And to top it all off, our vacuum cleaner broke and we have no way to vacuum our tiny flat that is all carpet! It’s a nightmare.

 

We cannot ask our families for help either… my parents are homeless living in hotel rooms working every day with no chance of retiring.

And my partners parents are dealing with high medical bills in retirement after one of them was diagnosed with MS last year.

 

We are out of options.

We don’t want to spend our next (potentially last) few months together filled with stress and uncertainty and struggling. I fear it may take a toll on our relationship.

 

Please can someone help us? Even just the cost of a new vacuum would be incredible.

 

One day, when we are more financially stable, we will find someone who needs help and pay it forward.

 

https://paypal.me/charlojo

 

Thank you for reading.

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£1300 repair bill

Thanks for reading my post in advance. As with others I find this an extremely odd situation to be in but when needs must and when all other avenues have been explored.

Pure and simple the car broke down on the way home from work the other day at 3am. Being sensible I had recovery assistance and the car got recovered to a garage that’s walkable from home.  Unfortunately one of the things you can’t control or predict is the £1300 repair bill from the timing belt snapping and the knock on damage that that causes.

I look back had how I got to this point now with a car that just doesn’t work and relying on colleagues to get me to work or the bus or pedal cycle. The bad run with cars started about two years ago. When I got driven into the back of on the motorway which wrote off a good reliable car I had for years. Insurance paid out and I was able to buy another good reliable car. Unfortunately a medical episode caused me to pass out and crash off the motorway in that one Literally weeks after the first vehicle loss. A couple week stay in hospital never did discover how or why I passed out. But as is standard I couldn’t drive for a year after that just in case the same thing happened again. When the time came that I could drive again, an elderly friend of my parents was getting rid of their car as they could no longer drive. I purchased it to help them out as quick easy way for them to release funds from a car that was just sat on the drive for them. The twelve months since then has been a year of throwing money at the thing to keep it going. It’s been a year of ever decreasing circles, unable to break the cycle of it draining my savings to keep it running and on the road. Culminating in this last event that happened this week leaving me backed into a corner with seemingly no way out. Hindsight is a wonderful thing but unfortunately not going to help me get out of this situation and honestly on reflection I probably would still help out my parent’s friend again if I had a do over, as it just would be the right thing to do.

So that’s it all in a nutshell. Once again thanks if you can help out.

www.paypal.me/fly1881

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Lost Job, Way Behind On Bills

Hi,

My name is Laethan and I’m a 21 year old who lives in Minnesota. Lets me give a little background on my situation. Back in early February 2019 I had fallen at my house and injured my right knee due to a dirt driveway and frozen conditions. For the first 3 weeks after the injury I couldn’t walk without drastic limp and constant pain. Due to not being able to fulfill my job duties anymore I was let go. At that point I had sat down and talked to my fiance and we decided to move to a safer area out of the country side. We eventually settled on Minnesota. With the help of my fiance’s parents we found ourselves a nice little two bedroom.. it was perfect. At the time of moving I was still having issues with my knee but no longer had insurance to act on it. I landed a job not to far from our new house as a caregiver. It was a strenuous job that took a lot out of you ever night. After working overtime from the start of my time there it eventually began to be to much for my knee. One night I was apply a transfer to a resident and my knee gave out from under me, in said process I almost dropped the resident but managed to keep them safe at the price of my knee and now back. Shortly after that incident there a was a mutual parting of way between me and the company. After losing that job I’ve struggled to keep up with my car, rent and other payments. I’m almost 2800 dollars in the hole at the moment and the option of asking my now former fiance for help isn’t there anymore. I’m so desperate at this point I need help..

This is my paypal.me link: https://paypal.me/laethant

Everything helps and everything is appreciated!

Have a fantastic day, week and or month,

Sincerely,

Laethan

 

 

 

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Struggling with student loans

I am a 19 year old student studying in London, England for a BSc Geography degree. I decided to take a student loan out last year in order to help pay for my cost of living in London, but this was not enough to cover the costs associated with living in London. Quite quickly my funds have dried up, and I am struggling to pay for a tiny bedroom in a shared flat.

 

This stress is having a very big impact on my studies as instead of being able to concentrate on this, I am having to work long hours during the week (50+ hours) at minimum wage to even keep myself afloat. Even working at this rate, I am still in a lot of debt on top of my student loans, which are constantly growing. My grades are slipping quickly as I am constantly tired and unmotivated, and I worry about my future at university due to my financial situation.

 

If I fail at university, I will be very disappointed in myself as it is my dream to finish and be able to go on to a career in charity work in developing countries. This will not be possible though without the correct qualifications, as well as having enough money to be able to support myself.

 

Posting on this site is very embarrassing for me as I do not like to beg others for money or help – it makes me feel like a complete failure. However, I feel as though I do not have much choice. I hope that someone is able to help me, as I do not want to fail university and be in mounting debt for the rest of mine and my future children’s life – which is guaranteed to happen if I continue this cycle and don’t break out.

 

Thank you so so much in advance, and just know I will never be able to repay this kindness.

Xx

Donations: paypal.me/BEvans461

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Can’t pay back my debts because of crippling interest rate!

I never thought writing a letter would be so difficult! I hesitated for a while but I am going to do it! So here it goes!

My name is Maddie. I am writing as I need help! I work part time as for health reasons full time would be too much. It all started well with my 2 kids but I quickly started to struggle when my mother fell ill. She was on her own and elderly but unfortunately lived in another country. So I started visiting her more often, whenever I could as I work in the state school system and we get all the school holidays. As she got worse, I spent more time with her and every time it cost me a lot of money! Over time my credit card bills got bigger and bigger and it all started getting too much. Now I don’t need to travel any more since the cancer got the better of my lovely mum and I am left devastated and in debt! I am paying back the minimum payment every month but my debt keeps getting bigger because although I don’t use the cards much, the interest I have to pay monthly exceeds what I actually spend! So because I can’t pay back quickly, the interest is accumulating like crazy! I tried getting a loan with the bank so that I could have a plan where I could pay back an affordable plan monthly and the interest in that case, although high, is better than having it on three different cards and more affordable: But of course, they won’t give me a loan because I don’t earn enough money to guarantee the loan! So I just do not know what to do next! I have been a fool, I know, letting the debt getting so high but when I was going to be with my mum and helping her, I did not think of all the money it was costing!

Thank you so much to everyone. Whether you have read, sending good wishes  or a little something. I would be grateful for any help!

paypal.me/maddie171

Many thanks,

 

Maddie

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Met a girl on the other side of the world!

Hi,

Isn’t being in love incredible? I can tell you that it is. I met my girlfriend online, and it went a little something like this…

I was going through a separation. I’d been bought out of my house and got such a bad deal, that I barely made any money from the property. I had to start renting, so any money that I had made, was being out into someone else pocket. I took on one of the two loans me and my ex wife had together. A total of £8,000 debt. (not much, to some people, but when you’re a self employed artist, that is a lot). it was at this point, I thought about looking into using the remaining money I had to move to America, and try my luck there.

‘But what is it like, finding love in America’, I asked myself? (I didn’t want to move to a country and end my days alone).

So I googled ‘how to get an American woman to fall in love with you’ and a website came up, a dating website. I joined… It was free, since I was an English male, and I could prove it.

Within an hour, my email was going bonkers (or at least to me, it was) 10 people wanted to match with me. I struck up a couple of conversations… but they were very shallow and not what I was after. Then this one girl matched with me and sent me a message…

‘Hi, How are you?’

I thought her picture was beautiful. so I responded… within 30 minutes, we had moved to talking on Snapchat.

We spoke for 2 days via text. Then, at 11:20pm on a Sunday, she asked if we could talk on the phone. Thankfully, WhatsApp is a ‘data usage’ call service, otherwise, what happened next would’ve used way more than I had in savings. We talked, on the phone, for 10 hours. 10! From 11:20pm to 9:30am. I had to work on that Monday, as did she, but she was 5 hours behind me, so at least she managed to get 4 hours sleep before getting up for work.

I napped for a grand total of 1.5 hours that day. And as I was heading to bed, she asked for a 5 minute FaceTime.

‘of course’ I replied, excitedly.

The thing is, that FaceTime didn’t last for 5 minutes…

it did last for 3 hours…

so that was the start of something, we both knew, would be very special. We text and Facetimed a lot of the next few weeks. getting to know one another better and better.

Then came the day she asked ‘Would you like to come and visit me?’

OF COURSE! I checked how much flights would cost, used my tax money to pay and headed over to meet her for the first time.

IT. WAS. INCREDIBLE.

We realised exactly how we felt about each other in that 5 days. We laughed, cried, laughed some more and fell for each other immediately. it was the most amazing 5 days I’ve ever had. When she dropped me back at the airport, she booked tickets to come and see me for a week. (that hasn’t happened as of writing this)

We’re in love! And it’s amazing.

I’m planning on going back to see her in December, for her birthday, as a surprise, and If I can sort it, stay until after Christmas. BUT, that will eat even more of my savings. Savings I’m supposed to be putting into paying off my debt and trying to sort out a work visa to move to the states. So if you love a good love story, and you would like to help two 30 somethings in love, please use the link below.

paypal.me/JL0583

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Grief Recpvery

(Pictures coming soon)

Almost 3 years ago, I had the perfect life with a great family, recently married and the arrival of my first child. Then I got the news my brother had committed suicide, and I outwardly helped my family through the trauma while secretly I developed a gambling addiction as a coping mechanism.

At the end of last year my mother committed suicide, through the grief of losing her youngest son, and my problem continued. I racked up £10,000 in failed gambling bets, constantly telling myself I could claw it back, ignoring the problem, thinking a big win would come and I would feel better.

When I lost a big silly bet in desperation, I hit rock bottom and realised what I was doing and the risk I was putting my family in. It wasnt fair on them and I worked hard to stop the gambling completely. I can honestly and happily say that I no longer gamble, I instructed companies to delete my accounts and essentially “blacklist” me for my own good. I thought for a long time it would mask pain if I won big, but all it was doing was making me feel worse as I kept digging deeper into credit cards to fund it.

Now I’m working hard to erase the debt I put myself in through using credit cards. I’m putting in extra shifts to pay it off, but the interest is hampering my efforts. I would be eternally grateful if I could get some assistance in clearing the debt, I know it’s my own fault and I am doing my utmost to clear it on my own, but any assistance would be immeasurably amazing.

I will post regular updates on how the debt is reducing, and would not take a single penny for anything other than what is on the credit cards. I am not here to make profit, only to see if anyone can help me recover from the aftermath of my addiction.

Thank you for any help you can give, I truly appreciate it!

Ben

https://paypal.me/jammin78

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I have finally found the courage to ask for help!

Hello, for years i have been too proud to ask for help when I’ve needed it. Now i am realising i need to accept any help that is offered.

I have been through a tough time recently, particularly over the past year. I have battled with depression for a while though i am now getting to be in a better place emotionally.

I’ll keep it as short as i can but the biggest challenge I have faced is watching my grandfather die in front of my eyes. He was terminally ill and he took his last breath while holding my hand and this hurt me so badly.

This led to a downward spiral of depression and i ended up getting a very painful eye condition which nearly caused me to lose my eyesight in one eye. This really affected my confidence and meant that I had to take a lot of time off work. I had only been working with that company for 5months and so did not qualify for sick pay which meant i really struggled financially. I did not feel comfortable asking for help and so ended up taking out some high interest loans to get me by while i was not at work. I used this money to pay my rent and bills. This then got out of hand and caused me to have a lot of debt which went into the thousands. I also had to use credit cards just to buy food and help pay some bills. I am now back at work but am still struggling to pay off this debt. It is never ending.

I really just want to get my life back on track financially and emotionally so that i can do something good. I used to have so much ambition and i need help getting that back. I know the position i am in is partly my fault but i am asking for donations, however small, to help me clear my debts and start living again. I also want to be able to come off of my antidepressants at some point soon as i cannot continue to live like this.

I would really appreciate any help i can get, please keep me in mind.

Here is my paypal.me link: https://www.paypal.me/NuSasha

Thank you for reading my story.

 

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Mortgage Deposit Help

Hi guys I’m Craig. I am from the UK and I’m 30, my partner is 32.

I am looking for help towards raising 10,000 pounds for a mortgage deposit to help get my first home for me and my partner. As I’m sure you are aware it’s extremely difficult to do this in the UK given the current circumstances.

I hate to have to rely on the kindness of stray but I think it’s my only option left.

I’ve had a pretty shitty life up to now and I’d like for something positive to happen for a change.

I’m a normal genuine hard working guy but the money I get isn’t enough to rent a home and save for me and my partner at the same time. I’ve tried multiple times to apply for higher paid jobs with very little success.

So if you feel like helping I’d be extremely grateful and hope to make some new friends on the way too. Anything from 10p to the very unlikely full amount (haha) would be fabulous. I love to give to genuine causes when I can afford to so hopefully you could help in your own way.

A bit about me. I am 30 now and feel time is passing by very quickly to get my own home. Ive has a tricky life from an abusive mother to being bullied all through school. I couldn’t wait to leave which probably resulted in me being a bit of an underachiever. In 2014 my then partner was killed in a road accident. That absolutely crushed me, I lost the plot for three years when I should’ve been saving or having a great time in my mid twenties. Then I met my wonderful partner I’m with now her name is Janet and she’s 32. All we want in life is our home maybe a couple of children, just the simple things. I appreciate my kind of story is pretty common.

If you’d like to help us then please feel free to donate if not then that’s your choice and thanks for reading anyway :).FB_IMG_1556458645307.jpg

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My 58 year old Mum is sleeping on my sofa with nowhere to live.

Hello, thank you so much for clicking 🖤🖤🖤

Ever since I can remember my Mum has struggled with money problems. I remember at the age of 13 being home poorly from school and a bailiff knocking on our door. At 16 I remember her telling a family friend that she was going to go and ask for money from a loan shark who sat in the train station in the city which she was thankfully talked out of.

I started working at 16 and have been propping her up for money ever since. I am now 34 and I must’ve given her upwards of £40,000 over the years for rent, bills, debts, food etc. Since I was 16 I have basically been the adult.

After a failed relationship of 7 years with an alcoholic I am now living back in my home city. I have multiple mental health problems after the sudden death of my Dad to a heart attack a few years ago, fibromyalgia and run my own small business from home making handmade jewellery as I cannot work a full time normal job anymore.

Me and my brother had to go on a joint tenancy to rent somewhere for us all to live and she has been sleeping on the sofa with us for 2 and a half years.

My brother is about to move out to live with his partner as they are pregnant and I am in a relationship now and engaged for the past 5 years which started as a long distance. We saved up for 4 years to be together and he moved over in November to be with me.

We gave my Mum an extra year to stay on our sofa until she found somewhere to live but she has been unsuccessful.

I managed to find her a flat today and my partner has agreed to be a guarantor and we will pay the deposit and first months rent as that’s all we can afford as we rent our own little flat here too.

The estate agent have said that she has failed the credit check and needs to pay 6 months rent in advance which would be £3000. I don’t have any money left to give her, I’ve been giving her money for over 15 years and I don’t have anymore to give. I am completely out of options and it would mean the absolute world to us for any help you could give to get my Mum back on her feet after so many years being so low.

It would also mean that me and my fiancé would be together and alone for the first time in 5 years which is just everything to us at the moment.

After so many bad years of struggles regarding debts, death, mental health, chronic illnesses etc it would be lovely to have some good luck for once.

This is my Mum, it would be nice to see her settled in her own place and not on a sofa with no where to call home at 58.

https://paypal.me/AutumnShowers

PhotoGrid_1562083201128.jpgPhotoGrid_1562083174877.jpg

Thank you so much for reading, any donation would mean the absolute world but the £3000 for the first 6 months rent would be mind blowing 🖤🖤🖤🖤🖤

  1. https://paypal.me/AutumnShowers

Filed Under: Rent Tagged With:

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Please help paypal/stephie16

Hello, i just want to say that I have never had to do anything like this before.. Its not a nice place to be, anyways about why I’m here…

 

I must note that my mother and I never had a good relationship, she was too invested in having a boyfriend and trying to please him (them) I also want to note that I understand that being a single mother (young or older) can be very stressful and take its toll on people.

 

My older sister got pregnant at a young age and needed all the help she could get so I did what any normal sibling would do and helped out whenever I could, it started with babysitting (because I was still young myself) and then when I was 16 I went and got my own job she would borrow money off me and never pay back.

 

This was a very vicious cycle, it wasn’t only me who she would have money from it was anyone and everyone, especially my dad, anyways this went on for years and years until eventually everyone got tired of the same old drama and nothing changing, it got to the point where my dad would not want to talk to her because it was only ever for money so she would just come round unannounced.

 

Fast forward to 2012, everyone had pretty much stopped talking to my sister so she only me and my dad, my dad then passed away so only I was left for her. I ended up living with her after the death of my dad and the favours were non stop you would think I was the one that had a kid, I was doing the food shop, school runs, bath and bed routines, tidying, cooking, trips to the park all whilst my sister was “ill” or hungover.

 

Anyways I had enough so I ended up moving in with my boyfriend because I couldn’t handle having to work, go to college and look after my niece, whilst I was living with my boyfriend at the time I was still doing favours for her until she met someone.

 

I was happy for her, this guy changed her, she got a job and she sorted her life out, she really did change. She stopped asking for money, babysitting and she stopped going out all the time, she finally grew up and I was so happy for her. She got pregnant again and all was well for about a year and then things got sour between her and her boyfriend.

 

They split and then she told me she was in debt because of him to the point where bailiffs had come and taken possessions and she was left with nothing. She asked to get a catalog for furniture in my name and promised to pay it back, I said yes of course I wanted to help her out, she had two babies to provide for.

 

Fast forward a little bit, she started to ask for all the favours again, I ended up moving back in due to having an argument with my boyfriend because he didn’t like that I was always babysitting for her.

 

Fast forward a little more and she comes home from work one day crying saying her ex boyfriend had got her into more debt, so I got a loan out to cover the cost on the promise that she pays me back. For about a year she was paying me back and then she started going out again and that’s when it all changed.

 

I was left with the kids almost every night because she had plans, she started to miss payments on the catalog and I found out she was slagging me off behind my back.

 

I got so sick of it I ended up snapping one day telling her to sort herself out and to pay the money she had borrowed/owed.

 

She told me to get out so I did, I went and stayed with a friend, she apologised for kicking me out and wanted me to move back in, I said no because I was done being her doormat and we had an argument so she blocked me on everything, she blocked my number so when it came to payments I couldn’t get a hold of her.

 

I even tried going around to her house but whenever I knocked I got nothing, no matter what time of day/night I went, there was never any answer.

 

I’m now stuck to pay back a loan, I can’t even say that it was for her because I signed the documents.

 

The loan is £14,000 (UK pounds) I’m struggling with payments and now I’m in arrears, after already having requested a payment plan for it.

 

Please help me, I just want to get out of this debt and put it behind me and move on with my life.

 

Thank you for reading my story and thank you so much for helping me if you donate.  [Read more…]

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I’ve been a bit silly…

So, hi I’m Scott. I’m in my early 20’s and am still living at home. I’ve been through a little rough patch just at the end of last year with a bit of a gambling addiction, and racked up £30,000 in debt, after taking out loans after loans with silly interest rates, at first I was coping. I was able to pay it all off, and my spending cut down, but I didn’t take all of my bills in to consideration and slowly started going into my overdraft, it just kept building and building until I realised I needed help.

I looked online at all the possible options like an IVA and was going to go through with one, but before I did I thought I’d tell my parents and ask for advice. It’s safe to say that due to my silly actions they were not happy one bit. After a week or so after telling them and letting them calm down, we finally had a chat about what to do. They came up with the option of using their savings to pay off some of my debt and help me out, and I would pay them back £750 a month until I paid off the £15,000 I owed them give or take. (I sold some things like my motorbike and other belongings too to make up and pay the rest of the debt off). I also got the help I needed to sort my problems out and have been clean since, with all of my money going into an account they control to make sure I’m not gambling again.

The problem is now I’ve put them in a situation where they are starting to struggle and they need that money that they had used on me, and I feel so bad that I’ve put them in that situation and I can’t do anything about it. I really want to try to help them and not mess their life up anymore than what I have, but even after paying back these payments every month they’re still struggling and can’t do anything else. This is why I came here after a few google searches of ways to try and get money online. I just wanted to see if by some luck, some kind person would be able to help my parents out, after the situation I’ve put them in. I don’t have high hopes but it’s worth a try. Thanks for reading anyway if you’ve made it this far. If possible any little bit could help, but I understand that others here probably need the help more. I’m sure my parents will be okay eventually, I’d just love to be able to help them out if I could, and get them out of their situation.

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On my own trying to pick myself up

Hi! This is really out of my comfort zone but as the saying goes – desperate times call for desperate measures, and that is certainly where I’m at. I’ve recently lost my mum to Cancer at the raw age of 21, and have found myself being thrown it at the deep end to tackle life as an adult on my own in the big bad world and all the stresses anxieties responsibility’s and BILLS that accompany it. I am an only child and my mum was my absolute world, she didnt have much, but I never went without she moved mountains just to see me smile, unfortunately her kind deeds and efforts don’t translate to any inheritance or financial support although I know she would give me the world if she had it. I’m simply looking for some financial help and/or advice and guidance to help me get out of a rut of debt I now find myself in. To say I’m in a pickle would be an understatement and I really do try my best. I work full time plus weekends but life is expensive and I find myself sitting on £10,000 of debt and final reminds coming through my door. It makes life a very dark place and I dread walking through the front door of my humble little flat to  be met by the next bill/charge that I owe. I simply need a fresh start – it’s not that I’m not good with managing money – I have taught myself to be, I have to purely to survive but there are so many hidden costs and unforeseeable circumstances that have knocked me and I’ve not yet been in a position to pull myself up. I’m scared I will be evicted and lose my possessions (which really aren’t worth a lot but have huge sentimental worth to me) I would be forever grateful if someone in the position to could help me and I will prove what I can be. I have so many dreams and so much passion to be successful in life I just need to start on the front foot. Thank you

paypal.me/FEJane

https://paypal.me/FEJane?locale.x=en_GB

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Help sincerely needed for car repairs

Hello, I hope you are well and would like to thank you in advance for reading my post.

I’ve never really been in a position of needing to ask the internet for financial help before so I don’t really know where to begin.

I’m asking for help to repair my car, my car’s dpf has failed and taken the egr valve with it, repair costs are looking to be well over £1000. We do not have the financial means to repair or replace the car right now.

We are in desperate need of assistance to repair our car as it is our only car and therefore our only means of transportation, we have 3 children who need ferrying about, one of whome has behavioural/learning difficulties and needs extra support, and transport to appointments and groups. My partners work is 13 miles away so the car is essential for them to get to and from work, I am due to start a job soon as a support worker which will require me to travel about the county in order to assist those with additional support needs, without the car I am unable to do this job, which will mean I will not be able to gain my NVQs in order to progress on to the university course that will get me to my desired career path in order to better support my family, and fulfill my professional goals.

My partner works part time taking as many hours as they can whenever they can, I am the primary carer of our three children whilst also studying for a certificate of higher education waiting for my start date for my new job which will work along side my certificate. As such funds for us are extremely tight right now as anything extra we have goes towards making sure our children don’t go without and that we get to make memories with them in the rare moments we get together as a family.

If you choose to help us then I thank you truly, from the bottom of my heart, I couldn’t begin to express just how much it would mean to all of us.

My PayPal is https://paypal.me/ap123700

Thank you for taking the time to read.

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Title.

Hello!

I hope whoever is reading this , is doing well in every aspect of life!

My name is Simona, I am  19 years old. I have a 3 year old daughter Hailey which is why I am asking for money. I became pregnant at 15 years of age and because of my beliefs against abortion, there was no chance I wouldn’t keep the baby, no matter how hard it would get.

We have got by as much as we could but the worst thing being a mother, especially a young one..is to understand that you can’t give your child not only what they want but also need.

The biggest reason for me doing this is because we do not have enough funds to put our daughter into a daycare. Daycare would mean that I would have time and time means I could start work myself and earn for my family.

I have a partner who works really hard as a pizza delivery driver but the bills are way too big to have any money left after pay.  Also, we cannot take any loans as we would have no chance of paying them back because of the enourmous interest rates and the fact itself that we don’t earn enough to even apply for one.

I don’t know…it has been too many years of struggle. My parents were drunks and didn’t care, then I couldn’t continue my education to get a good job and couldn’t start a job as it’s not possible to get a babysitter for free. It feels like an endless circle. I feel miserable, my partner has changed to the point where we barely talk. It is a constant struggle, sometimes you can even see it on my daughters face which is the most heartbreaking thing in the world.

If this is true, if there actually are people who help others, God bless you and your families. I can’t request anything, I can only beg. It is quite disappointing what we have become as a species. Equal opportunities for different circumstances would patch this world and the whole humanity. It feels so demeaning to beg for something. Especially for something that you as a parent should have taken care of. Whoever is reading this – Thank you for reading, even if you can’t help. I hope this world will change soon so we can help each other even more.

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Mother and daughters asking for some sunshine .

Hello my name is Beth  almost 30 yrs with two gorgeous young girls . I have worked since I was 16 years old met the love of my life at 20 and during the next 2 years fell pregnant with my 2 girls . We were renting privately and he was working full time and I was looking after my girls . A couple of months after  my youngest was born we had an eviction notice and ended up homeless . My ex had not been paying the rent for almost 2 years ! He had to go and he hasn’t tried to have contact with my girls since .  We managed to get a lovely rent to buy house And finally myself and the girls have a house to call home . I’m working as much as I can during school times as both girls are at junior school now to feed and clothe them and pay bills but it’s a struggle every week and most days to be fare . We have been in our home for 6 years and not managed to decorate 1 single room or even think about the garden that is just a mass of overgrown greenery. I have so many red bills on top of everything . I just want my girls to live in their home and be happy .

I really need help to overcome my financial problems as a first so I can have a clean slate to maintain .

I really need help to be able to finally decorate and furnish the girls room and the living room also . Maybe then they won’t be anxious to have a friend over .

I really need help to be able to do something with our mess outside ( garden ) . The girls can then actually have a place to play and enjoy outside for once .

I feel desperate and needed to ask for help as I have no other family .

Any help to bring some sunshine into myself and my girls lives  would be absolutely amazing .

Thank you so much to anyone who helps . Bless you .

Paypal.me/Family538

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Bills, bills, bills…

My partner is a stay at home mum who became disabled because of work (deafness and limb loss) and I work 6 days a week all for very little if I’m being honest. There’s only so many times you can ask the people you know and love for help before you start to feel less like family and more like a financial burden.

We have young boys, all under 10, and find most of our income goes on clothes for them, as well as food and bills. We sometimes joke that when my wages go into the bank it only means we’ll be out of the overdraft for two days before we’re back at square one.

I’ll try to keep this brief, as I know nobody wants to read a novel-length sob story. My partner and I both suffer from depression and take medication to “fix” it. We often spend more time worrying about what we can afford to feed everyone than live our lives. I guess we just need a little help? Money for bills, food, etc… we’d even be grateful if people donated £1, you can actually buy more than you think with a few quid… when the chips are down, you tend to find the best in humanity when people pull together.

As a side project, I’m trying to become a screenwriter and make more money through my own personal skills than having to beg strangers. But the chances of making enough/anything from my ventures are slim, and although I’d like to make it one day in writing, I still have my feet on the ground when it comes to dreams. If I ever do make enough money to one day repay the favour to someone less fortunate than myself, I’ll be the first person back here to help a person in need.

Thanks for reading.  Paypal link below.

paypal.me/ajcup1987

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I would Like to see my family

I currently live in a different country from my dad and sister due to some parent divorce issues. I haven’t seen my dad and sister in 5 years and recently I have found out my sister is going through a really tough time. I would really like to go over to Australia (the country my dad and sister live) to be able to see them for the first time in a while and to help my sister feel a little better. I currently live in the UK with my mother and shes looking after me but is struggling to financially support us and as a result Is unable to help me pay for a plane ticket. My dad is on his pension because he had to retire early from the navy due to having Parkinson’s. Our family dog which we’ve had since I was 6 is still alive and living with my dad and sister, but I fear she doesn’t have much time left as shes getting very old.

I’m going to be on summer break  from university soon and I know i’ll be unable to make enough money from my part time job to afford the trip. My cousin who also lives in Australia is having a wedding that I would be able to addend if I went in the break and I feel that would be the perfect time for me to go. I would be able to see my dog who has been one of my best friends for the last time, I could help my dad with some tasks he probably hasn’t been able to do due to his Parkinson’s disease, I could reunite with all my family over there and attend the wedding and most in importantly to me, I could help support me sister. My sister is older than me and has been someone I’ve always looked up to and recently she’s found out she has a Pancreas disease that is stressing her out and is likely to become a serious issue.

I’m only looking to receive around £1000 to help cover my expenses to be able to make it over to Australia

Thank you for taking to time to read my story and If you could help me out financially in anyway I just want you to know that I really appreciate it.

paypal.me/7tBz5

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Final call for help

Hello,

Ive resulted in asking for help as i’m now faced with a horrible situation i cannot get out of. I was abused (physically, sexually, mentally) since i was a child and now i’m 19. I left home because it broke me as a person staying there, even though we didn’t have financial issues (we were middle-high class), i couldn’t deal with the constant beatings and feeling worthless. my partner from another country offered for us to move in together in September, so I took that leap of faith and honestly it was amazing. he came here to study and work, i wasn’t mentally ready to get back into education so i decided to just work for now. I got a job as an online assistant for a supermarket, i’d have to sleep during the day and walk late nights where i was sexually harassed once and my mum had killed herself because of me. i’m no stranger to suicide as i saw my dad and brother do it in 2006 and 2016. but it still affected my work capabilities. i was dismissed for my lack of coping mechanisms on my birthday. i’ve been jobless since (February 2019) and me and my partner have been financially struggling as he isn’t entitled to maintenance loans (has not lived here long enough) and to make matters worse, we are threatened with eviction. we have till august to get out and no one will hire me. i’ve applied for jobs i’m not even qualified for.. applied for jobs i have loads of experience in and interview after interview it feels like this entire city is out to get me. i applied for benefits (PIP) over a year ago and now i’m waiting another year to go to court so i can get it as DWP lied on my report. i have no one to turn to financially and i’m not sure what to do and how i’m going to move out with nothing. my partner earns £600 a month and rent is £580.. so we hardly get any food. rest of money goes towards water as the tap water here isn’t drinkable. i don’t know if anyone will help me, but i’m so depressed and i feel like i had to swallow my pride and ask. thank you

paypal.me/zlakaczka

 

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Rebuild my P.C to finish studying

I would like to start by saying I am no saint and I have done wrong that as lead me to this situation I am in.

 

I do not want to go through the events that have led me to where I am but I made some bad choices and it cost me everything that I love. I lost the love of my life and my house and now I am 35 living with my sister and have no money what so ever.

 

I was made redundant in 2018 when the company I was working for closed down. After months of struggling to find work I got another job but it turns out it was for only 4 months and no one told me. I have just got back into work but with the debt I gathered from not having a job for nearly a full year have put me in a bad situation.

 

I am currently studying java programming, c# programming and azure cloud services so I can get a decent job and get my life back on track before it is too late. Everything that has happened to me as made my depression a million times worse and I am struggling.

 

The reason I am asking for help is because my ex decided that she would keep one of my computers for her self and smash my other one to pieces. The p.c she smashed contained files I can never get back and it cost me £2500 to build.  I can not afford to replace the computer for a long time and I can not continue with the courses I have paid for until I have a p.c.

 

If anyone reading this would like to help me out I would be grateful. I am looking for donations so I can build a computer again and continue with my studies. I need a powerful p.c because I do a lot of rendering for my brother to help him with his university degree.

 

My PayPal link is paypal.me/grimworld and any support is welcome.

 

The p.c I lost was my pride and joy;

i7 7700k cpu

asus maximus viii hero motherboard

trident z 32gb ddr4 3000mhz RAM

corsair 750i psu

corsair 110 water cooler for cpu

1tb m.2 hard drive

1tb ssd hard drive

4tb hhd hard drive (2 of these)

zotac amp extreme gtx 1080 graphics card

zalman h1 gaming case

Even today if you put all these parts into a basket it is over £2000 to build :(

 

Please if you can in anyway please help me out. Thank you for taking the time to read this post.inside.jpg

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I genuinely don’t know what to do anymore.

Hello, I’m Ellie a 20 year old student from a small village in North Lincolnshire. I never though I’d end up on one of these sites, I don’t know why I’m hoping someone will send me money as I’m just a another selfish young adult.

I’ll tell you about my life and maybe somewhere you’ll find a good reason to send me something to help out.

I’m an incredibly hard working waitress and kitchen assistant in a local pub. I’ve been working there for 2 years but on and off had rough patches where going in to work made me quite miserable. I only tolerate my current job now as I haven’t been able to get a new one. I’ve dropped CVs, I have emails coming in weekly from jobsites and apply for what’s appropriate but nobody seems to get back to me unfortunately.

I don’t earn as much as I’d like ( but does anyone? Ha)

I’m not going to lie I live off of fruits and oats if my partner doesnt want to go anywhere for tea and it makes me feel pathetic.

He gets double what I’m paid an hour and it makes me want to curl up in a corner and die. I feel useless as I can never afford to pay him back or get anything nice for him without putting myself is financial stress.

I dont dare ask him for money his family would think I’m a leach (they probably already think I am since he buys me nearly every meal). I love him to bits he is so kind to me I couldn’t possibly pull on him for anything else. Hes the only one that earns enough to save for a house and it hurts I cant contribute towards it.

I dont actually have any friends to ask either. Nobody seems to speak to me anymore.

I’m trying to save but I’ve had my insurance and tax come at the same time this month.. recently paid for a evening course so I have more qualifications to get a better Job and also I need to save to service my car.

I’m trying to pay my mum rent but half of it ends up being chores as I just can’t afford it right now.

I pay for medication for my depression. I sent out a low income form and they never got back to me I’m not sure if it takes this long to get checked but some weeks I’ve had to go without it and I’ve ended up harming myself.

I love fitness and the gym I used to go a lot before everyone’s shifts got cut but now I can only go if I have enough in my tips from the week. I’m no longer eligible for student discount there which is a shame.

I don’t know what to do anymore. My job, hardly having any money and feeling alone with it all just make me not want to be around to have to deal with it.

I’ve had therapy before through school, college and through the doctors but it didn’t seem to change the way I thought about things or how I felt about myself.

So now it’s just medication and trying to pull everything together by myself.

I know it’s not great being on here begging for money but I’ve got that desperate. My case is hardly the worst, I know my needs arent as serious like others and anyone else would deserve your donation more then me.

It was nice to get all that off my chest, thank you for reading.

https://paypal.me/ellieptrs?locale.x=en_GB

– Ellie

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Please don’t let them evict me

Hi all my name is Lynneclare and I my fiancé and my step children will lose the house I have worked so very very hard for in the next few days. Growing up I never expected that I would one day have a house to call my own as I was fostered out at the age of 13. This is not to say that I did not love my parents and that they did not love me just that after they were divorced myself and my siblings lived with our mother who often went through severe bouts of depression and anxiety. This resulted in me being fostered out to others as she found it difficult to cope with 3 kids on her own I suppose.

From there I thought I had met the boy of my dreams and by the time I was 19, pregnant and living with a violent drug abuser.i ha d my son at 20 on the 18 of October 10 days after my birthday but by the time my son was 2 months old, his bad had attacked the both of of us resulting in him going to prison for GBH on myself and GBH with intent on our baby. as a result of the head fractures my child sustained he lives with constant migraines.
So I was alone again. I had to sort myself out for my sons sake which I did. I got a council house, sat my Alevels, met someone new after about 3 years and with his encouragement obtained a degree in Deaf studies and Law. Whilst doing this I was working and raising my child. Following this I got job as a communication support worker for Deaf students at our local college.

I then decided that I would like to teach so sat my PGCE upon completion I secured a job teaching Law. I thought I could not be happier but then found out I was expecting I was so happy, happier than I had ever been. I was building a relationship with my father and had a goo dish relationship with my mother.

This is when it started unraveling I found out that my partner had been sleeping with our friend and that she was pregnant too, due to this stress I lost our daughter. I then found out that he had been gambling away all our money and had not been paying the mortgage.

At this point I kicked him out so was on my own again. I tried sooo hard to get back on track and after a while met someone else and we have been really happy.

Then I lost both my parents in quick succession.my mum went in the September followed by my dad on Christmas Eve. I lost my job and have been in a state of disbelief ever since. I have been burying my head in the sand and have not asked for help,or even told anyone what’s happening. I cannot blame the mortgage company entirely as I accept full responsibility for my own failings but I am desperate now I really don’t want to lose my house and then I think my fiancé. I have lived here for 23 years and I love this little house even though it really isn’t big enough for all 4 of us.

I can’t see any other way out of this mess other than to sort out this problem so that I can then tackle my fragile mental state and go back into teaching. I have tried to talk to experts and the lender but find myself so scared I feel sick and start to shake. I have worked hard all my life I have had some really bad knocks but have never asked for anything. Please, please help me.

In turn I will,pay this forward by helping others with their mental health issues, or I will support deaf people as and when required and for free. I will help people like me that find themselves in a bad place trying to find the light once again. My current arreas are £11,00

Thank C you so much for your time xxx

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Independent young man fallen on hard times

Hello there, not really sure how to start this so I’m going to just wing it… Think I’ll start with a little about myself. I’m a 24 year old guy born and raised in London, UK. I grew up mainly in North West London, for the most part in social (government funded, council etc..) housing. To say my family was working class would be a compliment. I know nothing of actual poverty but as poor as one could be in London at the time, that was me. There were times when we (me and my family) weren’t sure where the next meal would come from. (P.S. sorry for the lack of grammar and concise wording, I’m throwing this together out of desperation hope you understand). Growing up I knew nothing of extravagance, the value of money was something I never could quite grasp until a very late stage in my ‘childhood’ not because we had a lot (of course) but because it seemed so unattainable? Fast forwarding, after years of said hardship, growing up with a struggling mother with 4 sons and ‘part time’ dad who spent portions of my childhood in and out of prison, violence, drug addiction and abuse.. even stints in foster care when it all got too much for my mum, who made attempts on her life numerous times, sometimes when I was alone in the house with her… after all this and more I started to distance myself from my family, disassociate even. I struggled in school because of my life at home but always did strive to achieve, regularly getting A’s and B’s in class. I had to grow up fast, my childhood cut short after seeing and experiencing so much no one should, let alone a child. I became an ‘adult’ at the age of 14, having to earn my own money if I wanted a phone, or clothes or food even. With all these added pressures on me my education suffered, I picked up a cannabis habit to escape from the reality of my life which in turn accentuated my underlying anxiety and depression. I dropped out of school at 15 and found full time work, physical labour, odd jobs etc. For once I felt in control and I loved it. Fast forward again… my demons conquered (at least for now) I managed to get into college and learnt a trade, I studied electrical engineering part time all the while working, and by the age of 18 I was a ‘fully functioning adult’, all of my problems brushed under the carpet in an attempt to focus and better myself. This continued for years to come, fluctuating between functionality and complete incapacitation. Then the CRASH. Around February 2019 I broke down, lost all motivation and even the will to live, every day seemed like a week and every month a year, I lost my well paid job, picked up more bad habits, accumulated debt. I feel like absolute sh*t, I feel weak and I’m f*cking sick of it! I’m in this spot right at the bottom of a hill, imagine a hill with a shallow gradient from top to bottom, then right at the bottom there’s a 3m sheer drop, that’s where I’m at. I need a lift up, I need help to get out of my overdraft, out of debt, I don’t even have the money to get the bus to work even if I did have a job, even right now I’m sitting in a McDonalds using the Wi-Fi to post this trying not to burst into tears in front of everyone. I’ve spent too long like this and I’m sick of it, I don’t want to die, I want to be happy and successful and live a life worth living instead of just existing as this useless lump that’s called Shane. Again I’m sorry for the mess that is this post, I’m about to be timed out of the Wi-Fi here so if you want to know more about me or hear my story in a somewhat more put together fashion please don’t hesitate to contact me, I’m not sure if you can see my email and not sure if I’ll get flagged for writing it here… All the best

*Edit* forgot the whole reason for posting here……

paypal.me/swistheb

Thank you

Shane

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My inaction’s made me stuck, behind rent, with no money to my name

The last few months have been very weird.

I had a stable job and everything seemed to go well until I stopped getting work (I work as self employed).

I am a painter/decorator and usually pay for leads in order to get work. In roughly 2 weeks I didn’t get any jobs at all and all I did was buying leads and hoping that they will lend me something in future. “Hey, it always happens!”

It didn’t happen this time.

I’m not going to pretend that this was not due to me not handling the situation responsibly.

As soon as I saw that there is no work I should have went in search for a different job so that I can have some sort of income. I spent all my money on the leads, didn’t got any work and by the time I started searching for a different job all my finances were gone. I had to borrow money.

I borrowed £150 from a friend of mine who gave them to me without hesitation. I told him I will pay him back in 2 weeks. The 2 weeks have passed and I didn’t return the money and on top of that I didn’t land any jobs at all.

This made me kind of depressed. I lost hope and for some time I only laid in bed without any vision for my situation to get better. On top of that, I am now behind my rent with two weeks (£200) and next week’s rent is on the way.

By the looks of it I wont have any money by then too. (I live alone and rent a single room for £100 per week).

Yesterday I decided that I need to change things. The more I don’t take action and stay depressed, the more I am getting stuck in this rut. I live in London which is full of opportunities and it is unacceptable for a young person like me (I’m 24) to lay in bed and let these opportunities pass me!

I have applied for all kind of jobs yesterday morning and I already have 2 calls from job agencies. They offered me warehouse jobs which in my case is good for a start. I filled the applications and sent them back to the agencies.

I’m sure they will call me with a job in the next few days but from my experience by the time I start and get my first paycheck – it will be probably 2 weeks from now. I would be very grateful if there are people out there who can help me with paying my rent and also paying back my friend. Neither my landlord deserves to be held back with his rent, neither does my friend as they both are wonderful people which I just let down.

Again, please understand that the situation I am in is only because of my actions (or the lack of) and there are no external factors such as tragedy, injury or anything of that matter.

I think what happened was, due to me not being in a position like this before, the moment things went bad they just made me depressed and made me not being able to fight back. What happened to me was a big eye opener and I learned that not taking action is a very bad thing to do. Things go bad really quick, especially if you live in a fast paced metropolis.

To everyone reading this, in a good place or not, please remember that when things get bad (they always do at some point in life) PLEASE STAND STRAIGHT AND FIGHT BACK !! Otherwise, time flies by really quick and life will find its way to beat you up one way or another.

With this being said, i ask for a hand to get out of the hole i am in now and i thank everyone who read my story!

Here is my PayPal link :

paypal.me/vninkoff

Filed Under: Rent Tagged With:

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Help with tuition fees after difficult few years

Hello! Thank you very much for taking the time to read my post.

After a difficult few years, I am looking forward to starting university later this year and hopefully turning my life around with a brand new start. 

For the past couple of years I have struggled with severe anxiety and depression. This first began when I witnessed an accident in which a close family member died, followed by the breakdown of a long term relationship, and then my parents separation, which resulted in one of my parents becoming very unwell and suicidal.

Many people experience life events like these, and many people experience much, much worse. However, for me, this really took a huge toll on my mental health and for a long time I have found it difficult to hold down a job. I try my very best to work as much as I can, but often have to take time off or leave jobs when I start finding it difficult to cope and having panic attacks at work. I am currently in therapy which I hope will help me to overcome my difficulties once and for all. I’ve already made progress but I’ve still got a long way to go, and so for a little while longer I will be struggling financially. 

It is for this reason that I am hoping to raise some money towards my tuition fees and living costs at university. I am excited that I’ve gotten a place on my chosen course and really see this as a way out for me right now. I have done a lot of work on myself and have really pushed myself to get to the point where I feel well enough to start studying. I am ready to start something new and get my life back on track. However, I am afraid that I will struggle to work as much as I need to while I’m away in order to make my rent or afford the things that I need, such as a laptop. It would be really great if I had some money saved towards the first couple months rent, so that I have some time to sort myself out and settle in once I get there.

I really appreciate any help, however small, although it is of course not expected.

Thanks so much again for taking the time to read my post. If you’d like to help me, my paypal link is:

paypal.me/lorosec

https://paypal.me/lorosec?locale.x=en_GB

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Trying to get back on my feet, single mum of 3

I have been single now for 8 months, I have 3 children, 8 year old, 2 year old and 9 month old, my ex left me for another woman and has nothing to do with our children since leaving, I’ve had my current job for 5 years, I’m currently on maternity leave still and recently got another job cleaning on a night, still my income doesn’t touch what I have to pay for childcare, bills, rent, kids clothes and essentials for my children, while I was with my ex he did not work so I worked hard to earn a decent wage to support all of us, he got loans out in my name constantly to fund his drinking addiction, there’s nothing I can do now to prove he got them out and now I’m left working twice as hard to pay these off and provide for my children, some days I only cook them dinner and eat their leftovers to make our food shop last longer, I am behind on rent as I was trying to clear these debts, I know there are hundreds (more) of people in my situation that need help and if I could I would help those in need too, I would be so greatful for any donations to help me get back on my feet and provide my children with the essentials they need.

Truly greatful mum of 3

 

PayPal.me/ilovemyfeet

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Someone Please Help A Veteran Soldier!

Hi Guys,

I am a former British Infantry Soldier who completed an active tour of duty in Kabul, Afghanistan in 2016, serving alongside US and other NATO troops, fighting for the safety of British and US citizens.

Around 1 year ago in April 2018 I was violently attacked in my home town whilst on leave, by a gang of 4 males, who was attempting to rob me of my wallet and jewellery. I tried to defend myself and protect my wife who was with me when the attack happened. I was stabbed in my back and in my hand, resulting in me been left in a critical condition in hospital for 2 weeks. I have been left with permanent nerve and tendon damage in my thumb and index finger on my right hand. I have had numerous operations to try and fix my injuries and nothing has worked.

This injury from a completely unprovoked attack resulted in me been medically discharged from the British Army as I can no longer perform my duty with my permanent injuries. As the injuries were not the fault of the British Military, they discharged me with no financial help, or compensation, and stopped paying my wages 1 month after I was discharged in August 2018.

I contacted a government organisation called CICA who “claim” to pay compensation to people who have been a victim of a violent crime. However after almost a year of going back and forth with CICA they have been no help what so ever and have not given me any support financially.

So this is the part where I explain why I need the help of you guys…

(And before I go into why I need your help, please just know that I am a very honest, proud hard working man, that would not normally ask for help from anyone, but I have come to realise that every man and woman needs help from someone, with something, at some point in their lives, which is why I am now asking somebody for help, and it has taken a lot of courage for me to post this)

I am married, and me and my wife are expecting our first child in the coming months. When I was discharged from the Army, me and my wife lost our home, which was provided to us by the Military, in an Army marriage quarters. They said because I am no longer serving personnel, me and my wife could no longer live there. We had nowhere to go until my amazing grandmother took us into her home! But my grandmother is retired with very little money herself, and her home is a very small 1 bedroom house which me and my wife would not be able to raise a child in.

Since been discharged from the military, me and my wife have both applied for and looked for jobs all over the country, even willing to leave our home town to find work, but we have had no luck finding a job, as it is very hard to find someone who will employ an injured infantry veteran who has little use of his right hand. Because we have not been able to find jobs, this resulted in me and my wife taking out loans to help my grandmother pay the bills in the house, buy things the baby will need when he/she is born, travelling to unsuccessful interviews, even for food some weeks! Since been discharged from the Army me and my wife have amassed £20,000 worth of debt in loans, credit cards etc. With no income We cannot make the payments on the loans but we needed to get them as we were desperate! Normally I would not take out loans or even own a credit card because I hate debt, but I had no choice, it was for my family.

If people are generous enough to donate and help a former soldier, I would be so grateful! Any amount you donate would be a massive help and would never be forgotten!

I am hoping to raise £25,000 so that me and my wife can pay off our £20,000 debt and have enough money left over to look at renting our own home with most landlords asking us for a big deposit because of our current financial situation.

This website/page is my last resort, I honestly don’t know where else to turn from here. The gang that attacked me have taken away my home, and a job that I dreamed of doing since been a little boy! If this doesn’t work I honestly don’t know what else I am going to do.

The military won’t help, the government won’t help… I’m praying that one of you guys will see this and be kind enough to donate.

Thank you so much for taking the time to read my story, it has been hard to swallow my pride and ask for help, but it will be worth it if I can get the help I need!

My details:

PayPal.me/jw1892

Filed Under: Rent Tagged With:

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One last try to start my life before 30

My story is by no means the worst nor is it the saddest or the most desperate, but I thought that maybe it might resound with someone that may want to help. 

My early life is best summarised as poor family, abusive father intermingled with cruel people outside the home. My older sister and I then supported my young sisters and mother in a rented home till my older sister moved out with her partner and my mother finally was able to get her own home. Having few funds to save in all of this after taking out a small loan to aid in my disabled mothers move, I was allowed to move in with my amazing mother and youngest sister of which I pay the equivalent of rent. 

I am now 29 looking back on every mistake I have made that led me to this point in my life. I am desperate to start my own life with my own space with enough room to feed my creativity. I work full time trying my hardest to progress both in responsibility and wage. Alongside this I am working on my degree in health science funded my myself and learning Korean, yet more regrets in life that I am trying to rectify now. All things considered I am struggling with balance in life which puts a strain on my mental well-being. If I could only remove some of the burden, worry and regret maybe then I can stop dwelling on the past, mentally berating myself. 

I am creative and have often thought about creating 10,000 items to sell for a pound, dollar or euro but I am desperate for my start now, my creativity is bound by stress, worry and sadness. I have racked my brain trying to think if I had anything to sell or profitable skill, to which I have none. 

Any amount would be a help, any pound, euro or dollar is one less stone tied to my ankle dragging me down. £10,000 would enable me to pay off the dept, apply for a mortgage and pay for the services associated with this. I am more than happy to pay a higher monthly mortgage with no deposit if only I could be rid of the dept and afford the mortgage costs which would be possible with £5,000. I do not need to live in a palace just somewhere that is warm, dry and my own. I do not want to pay rent or board anymore I want to pay towards something that is my own. 

This is one last ditch attempt to start my life before I’m thirty, my life has been fraught with bad luck and besides my family I have no one. I hope that I won’t have to live my life alone in my mother’s house regretting my life. I hope one day to pay any kindness forward, should my life ever take a turn for the better. 

Please any help – https://www.paypal.me/lucyb1039

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I Need Help, As I Do Not Know What I am Going To Do.

Hello all, I am not quite sure what I am doing here? I guess for the same reason everyone else is here; my life has fallen apart and I need help.

My name is Ben and I am a 38 year old male, living in a small town called Horsham, in the UK.

Everything was going well for me in life, I had a good job, engaged to the girl of my dreams and was just about to move into our new home.

However, on October 1st 2014 I had a mental breakdown, For 10 consecutive days I spent in Hospital constantly being sick and in a severe state of panic.

All the doctors kept telling me was Ben you need to calm down and it will stop, but I couldn’t, no matter how many drugs they filled me with.

I was referred to the mental health team where i was diagnosed as having severe Anxiety and Depression.

I was then stuck on all sorts of medication to try help and over 4 years later currently taking 600mg Pregabalin and 30mg Matazipine daily to try help combat the emotions.

They help numb them but defiantly do not take them away.

During the past 4 years I have received all sorts of help, some on the NHS and some paid for.

1-1 Mental health for 10 weeks on the NHS

Group sessions – coping skills for 8 weeks on the NHS

Time to talk for 8 weeks on the NHS

CBT therapy for 8 weeks on the NHS

Hypnotherapy for 8 weeks Paid for

EFT therapy for 8 weeks paid for

Trauma therapy for 4 weeks paid for

Even though I took small pieces from all of these it still has not resolved my severe Anxiety.

Everything and anything sends me in to states of panic and over the past 4 years have barley left my house.

The thought of everything just scares the hell out of me and well I don’t even know what I am scared of.

I try to do little things to push myself and when I think I am heading in the right direction my Anxiety goes nah I don’t think so. So I spend most of my days sitting in my room (My safe space)

Because of my Anxiety my brain just never shuts off, and sleeping became a real issue. So for the last 3 years have been taking heavy Sleeping tablets to help shut down my brain and help me sleep. First they had me on Zopliclone but hated these as they left a horrible metal taste in your mouth all the next day so now i take Nitrazepam to help me sleep.

The Depression comes from what the Anxiety has done to me as a person, I went from loving life, to hating everything about mine.

The Anxiety has changed me as a person and ruined all relationships, my fiance still stands by my side god bless her, I don’t know why most would of run a mile, however she is in financial difficulties herself so she can not help me anymore.

I do receive some help from ESA and housing benefit to help pay for rent and food but this does not even cover my out goings each month.

I had a credit card that back in 2014 I had never spent a penny on it was just in case I ever needed to pay for something and didn’t have the money there and then.

Because the money being received did not cover my bills I then had to use my credit card, to pay for food and well just to live.

That credit card now sits at it max limit of £4600 ad every month they are now taking £130 as minimum payment and I just can not afford this, so when they take it, I then go take out £40 in cash and the rest is interest so it just sits at £4600 and I losing £90 every month.

I did have some help from friends to help pay for food and bills but even they have said they can no longer help me and well I just do not know what to do.

I am just getting in so much debt, late with bills and well not even sure will be able to afford next months rent yet because my benefits money just doesn’t cover all my out goings.

I have not eating for a few days now apart from the odd packet of crisps or chocolate bar as that is all I had left in the house.

I am at the point where I really don’t know what to do anymore, and well I am begging for help from anybody.

I have contemplated ending it all, but I know this is not what i want but I do not see no way out.

All I want is to be able to live a normal life like anybody else and not feel trapped as at the moment that is how I feel.

I don’t know where to go anymore for help apart from the doctors sending me back to what I have already had.

Somebody please hear me, and please help. All donations would be welcomed no matter how small as it all helps.

paypal.me/benspooner1980

Thanks for reading my story.

Kindest Regards

Ben

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Help wanted

Hello, thanks for taking the time to read this message. This is the first time I have ever thought about this and to be honest it makes me a little uncomfortable, but then I thought it’s the sort of thing I do every week in a small way, a coffee and sandwich for the man sitting on the pavement outside Costa or some spare change if I have it, there are always people in the world who are worse off than us.
I am a happily married father of two and have a good life, we have a comfy home, food on the table and both my kids are doing well either at work or at collage.
When they were born both my wife and myself took the decision that we wanted to be there every day, she didn’t want to miss out on the joy of parenthood. To do this my wife gave up her training to become a nurse and became a stay at home mum, one of the hardest jobs in the world, don’t be fooled by the idea that they just sit around watching Jeremy Kyle all day, a good Mum spends the day constantly working, kids and a house are a full time job and the time she put in at that stage has paid off, most people say it but I honestly couldn’t be happier or prouder with the human beings my kids have grown into. The time they had with their mum while growing up is priceless.
But the reality of life is it did have a price, I was working 6 days a week and overtime in a good job but still couldn’t earn enough to cover bills and food so used a credit card to cover the difference, as time went on our house value went up and we used this new equity to offset the credit card bills and pay them off, every time we paid it off we started to acquire new debt and each year we just seemed to never get rid of it. Now 20 years later we still carry £28,000 in Credit card debt and will be lucky if the mortgage is settled before I’m 68, I am lucky in that I can move my debt round onto different cards to keep a low interest rate, I have never missed a payment so can still get good rates, golden rule, always pay your bills on time. My problem now is that I can’t afford more than the minimum payment each month and it’s a mountain of debt I just can’t see an end to. At my age I should be saving for retirement but all my spare cash goes to clear these payments.
I am not a greedy person but have lived with Credit card debt for so long I would just love to be able to earn a week’s money and not have to give away a huge chunk of it to pay of the interest payment.
I am asking if anyone would be willing to help me clear down some of this debt and start to get my life back.
Thanks for reading. IB

https://paypal.me/IanB280?locale.x=en_GB

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In desperate money trouble

Hello, my name is Jamie, and I am in massive debt, The debt is causing me to have to take up a second job but still struggling to make substantial payments. 

I need to pay my debt off so that me and my family can live comfortably as me & my partner are expecting a child in September. I need £8.400 to pay off all my loans & overdraft . My bills every month are more than what money I have coming in. I am having to rely on credit cards & loans every month in order to survive, When this debt gets paid I can finally support & provide for my family in the way a should be able too. But right now, as it is, I am despair & struggling to keep my head above the water, by helping me with my debt you make such a difference to my family’s lives I will appreciate any money that can be spared for us. Thanks everyone.

Paypal.me/jamie660116