I am a 18 year old Asian female born from immigrant parents and  I’m stuck in a financial pit. My parents are divorced. My mother recently remarried and is in a different state. My father, remarried and then separated with a baby boy. My father doesn’t want to help me financially. He’ll pay rent for a roof over our heads but that’s pretty much it. We don’t have a father and daughter bond. I want to get out of this low class loop by becoming successful. My current goal in life is to become and architect and build my own home eventually. Unfortunately I have to put that on hold.

I was an A+ student and student body president in middle school. I enjoyed my life so much during that time of my life that I had a hard time struggling to adapt to high school. One day me and my father got into an argument because my father’s now ex-wife decided that I needed some discipline from not going to school or sleeping on time. I was told how much that I was a stupid and incapable child because my dad didn’t understand what mental health was. I was struggling with social anxiety in a new environment. That one argument turned my life upside down and I developed depression. I went through so much to get to where I am today. Depression is still in me but not as strong as before. I still get social anxiety from time to time but I’ve also learned to step out of my comfort zone. I like to get things done because it’s the best stress reliever.

Having gone through depression I’ve learned how it felt. I remember time stopping for me. Everyday went by but I felt like nothing was changing or happening for me. I hated that feeling so much I decided to start taking action and get rid of it. And so, I continue living. Got a job at a fast food place working 30+ hrs a week as a 17 year old. Payed more attention to my mental health my family. When I had graduated school I went to a community college with intentions to get my AA and transfer to a University to continue my education to become an Architect. That was when all my troubles began. Although I was living with my father, I was always at my mother’s place because that was my way to work and school. My sister got married and my mom also got remarried within the same month. My mother moved with my other siblings to the east coast to join her husband, and I back to my father’s. At this time I had a driving permit but not a license yet. I had to take lyft from home to school and back then on the very same day from home to work everyday. I wasted about $200 each week, half my paycheck at the time, each week for 2 months for transportation. After that I finally got my license on my first try. I drove my father’s second car, a chevy suburban 97’, for about 7 months and finally started driving an old car my dad had got for me. My car is currently broken somewhere. This all happened in less than a year

My car is a Honda accord 01’ with 280,000 miles. A used car that was fixed by my dad for me. The first time I drove it I realized how unsafe I felt in it. The transmission would stall as I was accelerating. The temperature for my engine was always on high. It felt like the car could die anytime. The car is a gift for me from my dad as a 18th birthday and graduation gift from my dad. It’s not that I’m not grateful. I’m the only one out of my other 5 siblings to get a car from him, so I’m grateful about it. But I know he can do better.

During this time I was receiving monthly mail for my ambulance bill which was $2,400. One year ago I had acute lower back pain and inflammation from working too much, too hard. I ended up in the ER. On my way out I was told that my father’s insurance, for some reason, couldn’t be processed for payment. I ended up paying that bill, around $1,700, a few months later using some of the income tax I had received. Only to be sent an ambulance bill of $2,400 soon after. I couldn’t go to my dad and say, “Hey dad, I have an ambulance bill of $2,400 because I ended in the ER from lower back pain.” To him I’m too young to experience back pain. Instead of empathy, I knew he would only feel disappointment because I was a burden. For some reason I, his own daughter, was a burden. So I kept quiet. To this day he still doesn’t know. March 2019 I sent in a check of $2,400 to the bill collectors….. I took my entire savings and all my money just to pay it all. I took the cash on the side that I have for emergency. Coins from my piggy bank. All my savings in my bank. Gathered them all and sent the check. I was only left with $300 in total. I also payed $500, using my credit card, to fixed the broken brakes in my father’s Chevy because he always waited to long and I was not willing to risk my life in such a big car.

I’m so tired of having to worry about my financial status. I decided to stop community school and go to a vocational school for medical assisting. The quickest way for me to get money was to become certified first in a good paying field. Doing so I had to resolve with taking a detour and putting my dreams on hold no matter how long it took.

The past two months have been so difficult. I found a school. Applied and only had financial aid and tuition left. During the financial aid process, I came across so many walls. Obtaining my father’s paperwork was difficult due to the fact that I was home when he was working and he was home while I was at work. Within two weeks of school, if I did not finish my financial aid and loans I would be dropped out of school. I finally broke down after doing all this alone. I realized that my dad is not willing to help me. He told me that he would did not want to help me by taking a loan out for me. Even though I know he can. He cared more for his self than me. Probably cause I looked like my mom or because I’m a daughter but he did not seem to care as much. He is more selfish than any person I know in this world. Every weekend he is gone somewhere with a different girlfriend every few months. He has all the material things he needs or wants. While I work a 32 hours a week at a fast food place for minimum wage. Him being so unwilling to help, I had to reach out to one of my brothers who just barely graduated from college not too long ago. In the end, I ended up with the student loan of $11,717.77 for the next 5 years. I never asked for this. I never wanted loans. But I had to in order to change my life for the better. To make things better my car died the very next day after I finished my financial aid. I honestly want to junk the car. I believe it would be a waste of money to try and fix it. But I don’t have enough money to even buy a new car.

I’m asking for help in paying my student loans and helping me buy a new car. My school is currently 20 mins from my home. And my work place is eating away at my sleep, study, and time. I live everyday wishing for a miracle.

https://paypal.me/laujsarah?locale.x=en_US

Hello,

My name is Maria. I am 22 years old. Trust me when I say I wouldn’t be here writing this if it wasn’t a serious situation. I recently graduated from Valencia College and I was offering this awesome job, which I thought for me, I was going to earn more money that the current job I had did. I thought that my life was heading great and that my future was going to be so bright. Until, it took an odd and dark turn to the worst. The job that I started that they said I was going to earn more turn out to be a lie. The benefits and promises that they offer me were false statements. When I started working at my new job, which was marketing/customer service company, the stuff they had said earlier were faked. That’s another story to tell at another time. From that horrible experience has left me with no job and expenses to pay which I was going to pay off with the new job earnings but that was never going to happen. I tried to get interviews for more jobs, even to do food service and I told myself that I was never going to do that again. I am unemployed now with debt of $10,153 and over-due expenses which are $2,179.93 to the dot. I tried to ask my parents to help me out a little bit but they are also in debt as well. And my parents did try to help to the point that my father took our loans (twice)  and took out his retirement funds just so I can at least pay for my car and phone. I don’t know what to say. The goals that I has made for myself has all been flush down to the toilet. I really don’t what to do right now. By this time, I should have moved out and pay for my parents because they have sacrifice so much for me and try to get them started on their retirement but instead I am filling them with more stress and debt then they can ever bare. I am in just in financial crisis that my bank account is at -$22.35. I have honestly no money in my bank account. So please for the goodness in your heart, donate so I can at least pay for my expenses and debts and also pay my parents so they are not in more stress than it is.

Here is my PayPal link: paypal.me/mreyesdiaz27

Anything, like $5 or $10 or anything is good for me. Its just a started so I don’t get in trouble with the government. Thank you for your time and have a bless day.

Anyone who is reading this is hopefully doing so because they have an interest in donating money to me. It is because of that, that I feel it is only fair and appropriate that I be completely honest.

From an early age, and up until I was 17, I was sexually molested by uncle. The pain from these experiences, the embarrassment of finally speaking out, the consequences of the trial, the aftermath of it all, and never seeking help for dealing with and processing what happened to me are the reasons why I have not been able to have a normal functioning relationship.

Still, I lived life as normally as possible and decided to better myself by pursing a degree. It was at my university where I met someone and after some time, attempted to have a relationship with them. Our first time having a consensual sexual experience together resulted in me rethinking, reliving, and re-feeling the past experiences with my uncle. I fell into a depression shortly after, began missing classes, started self harming, and contemplated suicide. It was only after the constant prompting of some friends that I started to go to counseling.

It was there that I was diagnosed with depression and PTSD. My counselor and I both decided that the best move for me would be to medically withdrawal from the semester, and I did so. However, and unbeknownst to me, this resulted in a hold being placed on my account for the sum of $3,980.

I have moved back home since then and wanted to continue pursuing my degree, as I am a senior and close to finish. I had intended to transfer to the university near my home town, but am now unable to as I can not send them my transcript until I pay the hold from my previous university.

I have been applying to jobs, but I live in a rural area where there is little to no openings and have had no luck. If you can find it in your heart to donate to my cause in any amount, I promise you that that full amount will go only towards paying off my hold. If you leave a way to contact you, I will update you on my progress towards my goal and provide proof once my hold is finally cleared.

Thank you for taking the time to read this.

Paypal.me/thaliaaas

Hello kind patrons of the internet,

My name is Nora. I never thought I would ever be in a situation like this. The weight of college loans looming over you while you finish your bachelor’s degree, study for the MCATs (in order to maybe get a scholarship to Medical school, fingers crossed!), work two jobs, and attempt to maintain a sound level of sanity, is absolutely draining. I feel as though I will live my entire life enslaved by debt and working to pay it off as opposed to doing focusing fully on doing my part to give back to the world I live in. $26,000. That’s the number that rings in my ears throughout the day as I tutor, as I sit at my work desk trying to focus on the task at hand. That’s the number that will prevent me from helping my family of 7 move out of the two bedroom apartment we’ve occupied for the last 14 years.

That’s the number that will prevent me from taking over the bills once I graduate so that my dad can stop working 6 days a week with his worsening health driving hanging like a noose around all our necks. It’s amazing that, to someone who is blessed enough to never worry about finances, $26,000 is like pocket change. But $26,000 is the number that will give my mom’s depression and diabetes all the power it needs to spike her blood pressure and hasten her decent into self-loathing for not “doing enough.” The truth is my parents have always done all that they can. But unfortunately, we live in a time where a person can work full time and still not make enough money to sleep easily at night.

I am currently trying to sell my artwork and write for websites (two hobbies that have helped me stay sane through it all) as a freelancer just to help ends meet but I cannot even begin to explain how barren that desert is. I’ve added some pictures of my drawings for you all to take a look!

As I get closer to my goal of becoming a physician who can help people without asking them if they can afford for me to save their lives, I realize more and more, the value of lending a helping hand whenever and if ever we can. I hope to see the day when I can help others the way that so many people have helped if even with a smile that made my day better.

If you can help me craft and get aboard a lifeboat before this growing ocean consumes me and my family, I hope that I can one day help you back directly or indirectly. If you have your own struggles and cannot help financially, just know that your reading this and being aware that there are people in need no matter where in the world you go, is more than enough. I hope that if you ever do come across someone in need of help when you are able to lend ahead, that you will lend your hand and remind us all that there is still good in the world.

Warm regards,

Nora K
Paypal: paypal.me/norakyungsoo

Hello,

First, let me start off by saying Thank you for reading and even considering to help me in my time of need. I am a humble military mom and wife. It has been a blessing to be a part of the military community but it is also stressful living a busy military life. My husband has deployed MANY times and with all our family being over 3000 miles away, this became difficult to juggle being a working mother and even harder to start and continue my nursing education. At times, I had to decide whether to pay for daycare so I could work or finish a semester of school. Having 3 jobs at one point, just to finish a semester of school was the most taxing point of my nursing education. But this has never slowed me down, it has actually given me more drive to get closer to my destiny. Since August of 2016 I have strived to get “A’s” and passed with a 3.5 GPA or higher each semester. I am proud to say, that I have completed all my prerequisites to begin Nursing school.

Nursing school is expensive and even with scholarships and grants, the financial burden has taken a toll. I have been in the medical field for over 15 years. Since I was 15 years old, I had been a CNA and throughout the years I have held various types of mental health and medical health positions. During the course of my positions, I have always been told I should become a Nurse or teach something in the medical field. (I tend to have a knack at explaining difficult subjects in an easier way.) I’m a hands-on person, so of course I chose to become a Nurse. I don’t regret the long journey I took to get to this point in my life. It has given me wonderful opportunities to work with nurses and doctors that helped me peer into the world of medicine. I have even had the pleasure of witnessing 3 live births and even cutting the cord on one. I knew I was meant to be a Maternal Nurse, delivering babies or even to feel the rush as an Emergency Room Nurse that experiences everything.

Many people can become a Nurse but very few have the passion and patience to actually BE a Nurse. Healing hands are my gift and I would love to share that gift with the world and become one of the best Nurses my patients and clients have ever seen, met and have the privilege of being under my care. Quality over quantity. Thank you.

If you would love to help, I’m seeking to raise $100,000 for school, books, and traveling expenses. I will be grateful with any donation your heart deems fit. My pay pal is paypal.me/MsDiva83

Hello! First and foremost, thank you for taking the time out to read my post. I am, literally, begging for money because I am unable to pay off my student and medical debt. I know everyone pretty much has student loans this day in age but because I work 60-70 hours a week, “I make too much money” to qualify for a repayment plan. In reality, I barely even make enough for monthly bills. The reason I need to pay off my debt is so I can continue my education. I want to obtain my doctoral degree in social work so I can help others. However, the school I am trying to get into, will not allow me to have an exuberant amount of debt. Between my student loans and my medical bills, I have about $70,000.00 in debt. My medical bills are due to a sinus surgery I had to have this past September (it was medically necessary due to not being able to breathe but insurance only covered a portion). One of these bills have already been sent to collections, another just came in the mail and is over $2000 itself, and the others are between $300-$500. I can’t afford my monthly bills, let alone the payments on these as well as my student debt payments. If I am given the opportunity to obtain these funds and pay off all of this debt, not only will it help me to achieve my future career, but it will also allow me to help others in need, just like myself, once I graduate. Anything helps and I am grateful for you even reading the short version of my story!

https://paypal.me/sberlongieri?locale.x=en_US

To whom it may concern,

I come from a humbled family. Both of my parents are immigrants. They escaped violence in Guatemala during the early 80’s to seek a better life. My parents are now legal citizens in the United States who have sacrificed so much for me to be in a position to better my life and ultimately have a life they never had. Graduating college is a great accomplishment that many strive for. Young students all over the world dream to one day be able to enter a great institution that will set them up for life. For many, college is simply not attainable due to insufficient funds or the lack of necessary resources needed to apply and enroll. Being in a position to be able to attend a university is something I will always be grateful for. Being accepted to university, especially the one I have dreamt of enrolling to, is one of the greatest feelings I could have ever felt. Well, those feelings quickly disappeared upon knowing the major debt I was getting myself into. I was aware of the investment that I bestowed upon myself so dropping out was never really an option. There were many times where I wasn’t sure if continuing my education was worth all of the debt I was getting myself into. There were also times where my family wasn’t qualified to take out student loans, but somehow my parents found a way to come up with the money, even if it meant selling valuable items or taking up extra shifts so I could apply for my classes. My motivation to finish college came from all of the support my family has given me in pursuing my goals and dreams. In the Spring of 2019, my hard work and dedication paid off. Those ecstatic feelings I once had when I first got accepted, all came back when I received my diploma. All the sacrifices my parents had made were not taken for granted. I graduated with a degree in Communications through media. Unfortunately for me, I do not receive financial help from my parents anymore due to the loans they had to co-sign for me, putting them in a place where they are not financially stable enough to help me. I write to you, whomever you may be, in search of financial assistance. This financial assistance will not only help pay for student loans but will also help me to eat and survive for the time being. I am currently applying for jobs and have had two promising interviews thus far. I no longer live with my parents for they are to far away from my university and the travel for them is exhausting being that they are nearing their retirement age but will not be seeing retirement anytime soon. This donation will be taken with sincere gratitude in that it will serve to help me in a time of need. If you feel compelled enough to even donate as much as $1 that donation will be taken with great appreciation. Anything helps and these donations will also serve for me to pay it forward to the communities that surround me and that I was raised in. My goal is to get a job in an underprivileged community as a mentor or communication specialist that can reach out to the marginalized youth and guide them through their journey as they also seek assistance and help. God bless and may your journey bring you peace and love.

With gratitude,

A broke first generation college grad

https://www.paypal.me/pattythat

To whom it may concern,

I am not going to pretend I am in a dire financial situation.  I am not.  I have a job, going to school part time, and have a little bit of familial support.

But I have a pitch: debt is a bitch.  I currently have a substantial amount of student loan debt.  All I am asking is for a little bit of help tackling it.

Here’s a bit about me: both the light and the dark.  I am a business finance major, I work as a vocal teacher for kids, I love exercising daily and eating healthfully.  I am in a committed relationship and I enjoy hanging out with friends and connecting with my family over the phone.

My life hasn’t always been so great though.  I grew up in a loving family and a supportive environment.  My health has been my biggest challenge.  And boy what a challenge it was.

Short version?  I was sick with pneumonia for five years. Undiagnosed.  It wreaked havoc on my immune system, and I essentially missed out on all of high school.  I had to undergo incredibly painful treatment for a year before starting college.

After starting college the mental health ramifications of my illness hit.  I was depressed, suicidal, anxious…it was dark (again, this is the short version).

I am doing better now with help.  I’m excited for the future.  I never thought I’d be as successful as I am today (healthy, happy, 3.8 GPA, working a job I enjoy).  I have big ambitions and no doubts that I will be able to achieve them.

So I just ask for a bit of support on the way to my dreams.  Even a small gift can go a long way.  I would love to be able to graduate debt free so I am free to pursue exactly what I want; what’s the point of living anyway?

I hope this message appeals to you and your generous heart:)  Thank you for reading.

-Amber

Paypal: Paypal.me/ambermaki

Hello. My name Octavies Keels and I am 19 years old. I am currently about to be a Junior at SIUC and I have been going through the worst this past year. I had moved into my own place on campus in August of 2018. I had a nice job going while I was attending school but then everything change dramatically. I had to quit the job I had for many of reason. I had to be at work at 7am for 10 to 12 hours, come home, go to sleep, wake up, go to school, come home and go to sleep, wake up and be at work at 7am. And so on. I had work and school every other day and I barely had time to do my homework and my grades were starting to drop. I got sexually harassed at work by a 31 year old man and the job was racist to everyone who wasn’t Hispanic because I worked in a warehouse and it was ran by Hispanic people. So I had to quit. I had no way to pay my rent, or my electric bill, my school tuition, gas, food, or nothing. My bf and my mom helped my out by chipping in and I was always making late payments on everything and my credit score dropped tremendously because I was issuing credit from credit cards also to help pay off things. I had got a small job in campus but it was not helping me get by because I was only making around $300 every two weeks. Right now I have almost $2000 of credit to pay off, $200 of electric bill, $600 of car fixtures. If anybody would please by mind enlighten and help me off my feet. Iv duh myself in this hole for an entire year and I’m currently still trying to find another job for the summer. I don’t know where I am going to live next semester if I don’t get a job ASAP. I need about $3000 to help me get off my feet that is all I need and I would appreciate anything and would be very thankful. I don’t know what else to do at this point. Once I get a job I will do anything in my power to try to make small payments here and there to pay you back. I have been going through so much with school and I had been put on academic probation because my grades have dropped because I have been so stressed. I am only 19 I didn’t know that I could go through so much stress at this age. Thank you so much. https://paypal.me/okeels

Hello…. this is hard for me to do….request assistance from a stranger with a kind soul and a marvelous heart but that is the predicament I am in, I thank you for listening to my plea and I hope that soon my woes will be behind me.

I moved from the Caribbean to the USA to build a better life for myself less  than 2 years ago. At a time where my country was facing a drastic increase in crime and economic crises. I embarked on this journey solo. I am single, with no friends or family..no support. I arrived to the US and immediately plowed myself into finding a job and going to school to acquire my professional license in cosmetology. I thought it would be a good idea since the tuition is cheaper, less attendance required for completion and I would be able to find a second job to assist me in building my life. I was also able to find  a job with a temping agency. 6 buses a day and 8 months later of  a schedule from 7 am to 11 pm days, I completed school and obtained my first job working with a hotel on the Las Vegas Strip and landed a full time job with another employer, combined with the income that I would acquire from my second job I thought my life was about to get better and my sacrifices, hard work and mental anguish was about to be over. I decided to pursue my dream of becoming an attorney and enrolled in college. I am pursing 2 degrees ( AAS Criminal Justice and BA Business Management). Unfortunately my pain just began when I started being discriminated against at the hotel, and made no money and was forced to quit when I found out I was  pregnant. The stress and depression endured during this time caused  a miscarriage along with other health issues. I was left with my full time job, which was not sufficient to cover my bills, rent, car payment and college. Determined not to give up I found ways to juggle my insufficient income in order to continue with school most times not knowing were money for groceries or gas would come from but I found ways to make it work. However not for long, I am now behind on several bills, still unable  to find a second  job and awaiting approval for financial aid which is delayed due to requirements for students educated abroad. I am in need of $1500.00 for tuition before my classes are dropped due to none payment and I would not be able to attend classes. For the generous souls, any extra funds given will go toward other bills and will assist me getting back on track.

Thank you for reading my plea. To the good Samaritan that provides assistance. Thank you!

My paypal link is:

paypal.me/CristleR

http://www.paypal.me/illumineo

My name is Olivia and I am 23 years old just starting college to hopefully begin a career for myself and escape my abusive situation with my father. I grew up being tossed from my mother to my father and between grandparents. I suffered physical and emotional abuse as well as neglect from both of my parents and this has left me to raise myself out of the ashes and be my own advocate. I am desperately trying to remove myself from this vicious cycle. I struggle with Major Depressive Disorder, Social Anxiety Disorder, and ADHD and am trying to heal from trauma all while planning my future.

Money is currently my only obstacle from being free from the life I have lived so far. I have never known peace because I was born into a family who has done nothing but hurt me and it seems escape is impossible without outside aid. I am terrified of my father and have often wondered if he will kill me before I can escape him. My only way out is to find my own footing in this world via a career that can sustain me long-term. In order to do this, I need to be able to afford a degree. I do not want to be stuck like this any longer. I want to hold my life in my own hands for the first time and I would be grateful to anyone who could help me do so, even if it is only a few dollars towards my cause.

I have taken the first positive step towards my goals and registered for classes at my local community college. I will be studying Computer Science and am very excited for the first time in a very long time. I do have a job that I work my best at and as often as possible, but I cannot support myself as well as pay for school, especially by the deadline given (July 24th). I have about 2 months to come up with $3,548 for the fall 2019 semester (not including spring semester which I will also be paying this amount.) There is currently no way for me to save enough to meet this deadline and I would greatly appreciate any and all help.

My dream is to graduate school and be able to get a solid career so I can be self sustaining and leave this abusive home which I did not choose. Thank you so much to those who have read and considered my plea! Any amount will ultimately help me reach my goal! Love and blessings to you all.

My paypal is paypal.me/illumineo

I’ve been stuck in a rut for about 7-8 months now, and I’m completely out of money. I’ve maxed out my only credit card ($3500 limit, and I don’t want to own more than one credit card), and I also have debt to a university currently ($8018), preventing me from enrolling more courses. I had a pretty good credit score until I started racking up the balance on my account these past few months, and the stress of that crumbling right now makes my stomach turn. Back in January I had to put down my cat due to heart disease, and I was also in a car accident due to an ice patch, so those bills depleted most of the savings I still had left at the time. My tax refund this year went entirely towards my debts too.

I was out of a job at the end of July 2018, due to an office closure, so I decided to go back to college, earn a degree, and get a better job. I had no help receiving financial aid at the time, and my education loans were denied because my credit, while good, was supposedly too new to apply without a cosigner, and all my cosigner options were denied because of their bad credit. I made all A’s last fall, and had gotten my GPA up to where I could qualify for Federal financial aid, where I couldn’t for the Fall semester itself due to some poor grades years ago when I first attended college, but never finished my undergraduate.

I’m out of all options, and completely tapped out of all money resources at this point. I tried to better my life, but kept running into brick walls every step along the way. I’ve never been one to ask for money, even when I was younger. I’ve always worked for what I have, I’m just at the end of my ropes now.

Any and all support is greatly appreciated!

PayPal: paypal.me/WStrickland2263

Any and all support is greatly appreciated!

PayPal: paypal.me/WStrickland2263

Hello, my name is Andrew, I’m 33-years-old, and I haven’t always made the best choices. Since meeting my wife ten years ago I’ve been striving to better myself and those around me. My wife and I had our first child eight weeks ago, and she has become our world.
I’ll cut to the chase. I have acquired some debt that I desperately need to get out from under. I have worked full-time as a cook for the past nine years. The work is hard and the pay isn’t great, however the benefits are actually pretty decent so I need to keep the job for my family’s insurance.
In the fall of 2019 I plan to attend a technical college and pursue an Associate of Technology in the field of Control Systems Technology. I will be going $25,000-$28,000 in debt in student loans, but it will be worth it in new job opportunities and a better salary.
Before taking that plunge into the great unknown, I’d like to get out of the debt I’m currently in, in an effort to start with a “clean slate”. I am trying to raise $6000, that will nearly cover my credit card debt and a small student loan that I took out when I was doing my undergrad classes at Community College. Once I hit $6000 I will close the fundraiser. I know this may seem insignificant to some but with my pay and the increase to insurance, along with potentially losing work hours when I start classes, an extra $6000 would take me years to raise.
On top of all this, I was recently in a car accident and my car was totaled. It was entirely the other drivers fault, and I am currently waiting on their insurance company to make me an offer. My car was pretty old and isn’t going to be worth much, but it ran fine and was essential for getting to work and back. I’m not looking for funding on the car, I’m just trying to further illustrate my current financial situation.
I know there are more worthy fundraisers you could get behind, but I would like you to consider mine. I’m just a regular hard-working person trying to better my life and I could use some help. Thank you to everyone, even if you just read this, thank you. Your generosity will not be forgotten or taken for granted, and I will pay this forward no matter how long it takes.

PayPal.Me/arileyFT

  Hello, my name is Jamal I’m a 19 years old I’m a first generation college student and I’m also the only person in my family to graduate high school. I’m currently ending my freshman semester of college I have a 3.85 GPA and I’m a commuter. I’m from east st.louis, IL and I would like help on my journey. Being in college is hard as it is and to add the fact that commute with no family contribution I’m doing this all on my own.

   My mom takes care of my grandmother and my mom is also sick and I come from a low income family. I can’t ask for much from them but a few bucks every now and then when I Need to catch the bus to school on some days . I attend Harris Stowe state university my tuition is high and I really don’t want to be in more debt. If anyone could donate anything at any time I’d be extremely grateful of the offering. I didn’t realize college would be so self based for as I have made a lot of sacrifices such as my health, sleep, time have all been sacrificed to a commitment I’ve made with my school.

  I do plan on attending at Harris Stowe state university and continuing my pursuit of my criminal justice degree, but I’d want to be well prepared to my best so I can gel into my second year of college smoothly. I’ve talk to a lot of professors at my school about scholarships and they all say the same thing “you might get it depending on who applies”. I just don’t want to gamble on the chances of me not getting one and being helping in the middle of a semester.

  We all know college is expensive and my school just went up on tuition rates with me technically being a out of state student I pay $7,000 in classes this doesn’t include food, clothes, hygiene. I’ve been grinding so hard this year I don’t why I just keep this drive that I’m all I got and no one will pick me up if I fall. I just need a back bone if things get to hard I won’t be overwhelmed by the circumstances like I was at the middle of my first semester. That is why I would be glad if you’d help me accomplish something.

If you would like to help me my paypal link is https://www.paypal.me/JamalHairstion you can copy and paste this link and insert it to google or safari. If you would like to contact me your free to email me, and just remember anything can help.

Hello and thank you for reading my request.

I have been struggling to afford my commute to school over the last year. During late December of 2017, we moved to a new house that was much further away from my school than I used to be.

My commute is very expensive. The picture I linked to this request is meant to paint a picture of how my commute works. Those were light rail tickets in the picture. Most of the time I have to walk from my home to the light rail station in my town. This takes 30 minutes. I have to take a light rail train from where I live to the Trenton Transit Center. This takes about 25 minutes. Then I take the train from Trenton to Newark. Depending on which train I take, this trip is 50-70 minutes long. I tend to take the light rail from the Newark Transit Center to school, which is about 3 minutes long. In total, the entire trip is about 2 hours, which means my whole commute there and back is 4 hours for 1 day. This is very expensive as well as extremely time-consuming. With a student discount, a monthly pass costs about $265 a month. You also can’t just buy the pass at that price whenever you want either. They have a specific program in which You have to pay at a specific date and wait two weeks to be mailed to your house. If you don’t pay by that date (usually the 15th) you can’t get next month’s pass.

During the following Spring Semester I was fine because my parents were able to pay for my commute so it wasn’t a massive financial concern for me. However, it was after this period when they started getting hit with the meat of their housing expenses (mortgage and taxes). So they already confirmed they could no longer support that anymore. So I struggled greatly to stay afloat on financially while balancing a bunch of other basic expenses, both school related and non-school related.
My financial situation has been so horrible that I have been in multiple absences in all classes because I can’t make my commute and severely crippled my academic performance. I don’t get any financial aid at all because my parents are in that sweet spot of both working and making enough while also only just getting by. Tuition is entirely subsidized by loans, which sucks but its the only way and I’m to far deep to stop now.

But anyway, that should be sufficient information as to how far in the hole I am. I actually just want to finish this semester, making every last class. I have made it a priority to work with my professors and advisers on this situation and they have been tremendous help. However, especially with finals coming up, I need to be present now more than ever. And my father is currently recovering from a stroke and can’t work for six months. So if my parents couldn’t really support me before, they definitely can’t now. I also considered working during school, but I didn’t want to jeopardize my sensitive academic record anymore by providing an additional distraction on top of the general financial stress. So that has brought me here. I want to say thank you for anyone who considers this or even donate.

paypal.me/SClark5

My name is Kaitlyn Ramirez and I am a college student in El Paso, TX. I strive to do my best and to be part of organizations that share my enthusiasm. One of those organizations is Seattle Cascades Drum and Bugle Corps based in Washington. Last year, I marched with a different group called Gold DBC based in San Diego, CA and the year before I marched Horizon DBC based in Odessa, TX. They are very dedicated and talented group. I learned many things with both groups and I would like to continue my education with Seattle Cascades this year. In order to do so, I must raise the needed funds to participate.
As a youth activity, the world of competitive drum and bugle corps is a dramatic choreographed musical staged on football stadium fields. We, the students, work long hours to achieve high levels of excellence for our performances. Through this drum core experience, I hope to continue developing life skills including self-discipline, teamwork and leadership.
From modest beginnings more than three decades ago, Drum Corps, International (DCI) has developed into a powerful, nonprofit, global youth activity with far-reaching artistic, educational and organizational influence. Through the annual DCI tour and more than thirty-five world championships in 17 North American cities, Drum Corps International provides entertainment to millions through live performances and nationally-televised events, DCI is in fact Marching Music’s Major League. Form a performer’s perspective, the rush of performing gives indescribable feelings of passion, power, and commitment. The development of confidence, decision-making, leadership skills, and control is very significant. I have been selected after many auditions, to be allowed to perform with this very talented organization. It is indeed a great honor to be accepted into this inspiring ensemble.
Seattle Cascades DBC is a three month program during the summer that travels over 15,000 of miles from show site to show site. This non-profit organization lets the students show off their hard work and self-sacrifice through a truly inspirational show. After experiencing Horizon DBC program and Gold DBC program I am , myself, inspired and willing to sacrifice all to get to Seattle Cascades Drum and Bugle Corps. World Class Corps, such as this group, have up to one-hundred-fifty members; primary college students with some high school involvement. Most corps from this class follows an intensive tour schedule, traveling more than fifteen- thousand miles over the course of ten weeks while performing at more than thirty-five sanctioned events. This year everyone in the corps is pumped to come back and shoot for finals at the World Championship in Indianapolis. This is a huge physical, emotional and financial commitment; one thati am able to give physically and emotionally. My mom is not able to do much financially by herself as she raises two kids alone. This is my dilemma and why I am requesting financial help.
Cascades has a cost of about $5,000 for each student and covers transportation, housing, food, instruction and our uniform. The cost of the tour is certainly worth every penny considering the normal cost of a trip of this caliber would cost much more. I have been working very hard all year to reach this goal; however I am far from the amount needed. Unfortunately many others are suffering financial hardships as well and need to take care of their own families. I have received some donations from $10 on up and I certainly appreciated each and every single one of them. I hope to achieve this amazing dream of mine and also help represent El Paso in the DCI community. I would like for you to consider donating to my travels with Seattle Cascades DBC, thank you very much for your time.

Pay pal: paypal.me/Kaitlyn36

Yesterday I hit my breaking point. Checking out at the grocery store, I was buying taco shells, cheese, bottled water and cereal. My kids were quietly playing together in the cart. The total came to $10.11 and I had $9 and probably a few pennies mixed with the crumbs in the bottom of my purse. I felt my face turn bright red as I frantically searched for a dollar.

One. Freaking. Dollar.

I turn to the cashier, who is very irritated now, and before I could say anything she asked if I have my debit card on me.  What a joke. Ya, I had it. Right there in my pocket. With a negative twenty something dollars in my account.

I replied with, “crap, I must have left my card in the Mercedes.”

Little did she know I actually drive a Toyota. Good thing my kids didn’t call me out !

Luckily I ended up finding just enough loose change in my pocket to pay for everything. I was thankful, still embarrassed, and even more so, I had this horrible feeling in my stomach.

What example have I been setting for my kids in regards to money?

How long until they hate me for always saying, “sorry baby, mommy doesn’t have enough money for that right now.”

At this rate I won’t have any assets to give them when I’m gone. Probably just debt !

It was at this point that I decided enough is enough! I HAVE to take control and provide more for my kids, myself, and our future. I want to show my kids that you can have abundance and happiness and you can enjoy the work you do without feeling bad or guilty.  I want to feel fulfilled and give back and be able to help people that are in my position right now.

I have been working jobs that pay peanuts yet require me to move mountains. I’m killing my body trying to make ends barely and rarely meet.

My father always taught me that investing and owning your own business are the only ways to become financially free. I believe if I had the knowledge of how to properly do both these things I would succeed. I have determination and strength and the willingness to try until I get it right, I just don’t have the funds to learn about these important subjects! Google searches and watching YouTube videos about it can only take me so far :)

I believe in paying it forward and strive to teach my kids the same. I think this would be the ultimate pay it forward story for them to tell. I would never ask for a handout or someone to pay my way in full, after-all, there’s no lesson learned that way. If I could have a little help with paying for investment and/or business courses, I would be eternally grateful and it’s effects would last lifetimes. And of course, I promise to pay it forward.

Thank you for reading my story and I wish you love and light !

paypal https://paypal.me/Jamcat29

In November 2018 we happily welcomed our son into our lives, he was a surprise but we had spent the months leading up to his arrival trying to organize bills and acquire used baby gear from friends and family to lessen the expense of having a new baby. We were lucky enough to have everything we needed— even a crib and changing table given to us secondhand. Before baby came me and my fiancé were both working; him full time and me part-time job and school full time. Now that baby has come and is almost 6 months old we’ve come to the conclusion that I will not be going back to work because childcare is out of our budget right now and my fiancé has taken a second full time job. I was planning to go back to school in September to finish my last year of my degree, but I have almost $5k of bills just for school I have to pay before I can re-enroll. On top of this I will be commuting to and from school to save money and be with my little family, but taking the train adds an hour to the commute and is really expensive and my car (which I finally paid off before baby came) is going to breakdown any day. My fiancé doesn’t have a license so between us we only have the one car. We didn’t plan for the expense of a new car or lease on top of expensive healthcare costs, a raise in our apartment’s rent and my college tuition bills. If it were just the two of us I would just buy any car that runs, but being that we’re starting our family now I need to make sure the car is safe for our son and will be a good investment for the long term as he will be commuting with me to school when I go back to finish, hopefully in January 2020 if I can pay these bills off. Anything would be appreciated, our main focus is me finishing school so I can begin a career to help support my family, but right now we’re putting everything we have into the health and wellbeing of our son. If we can pay my school bills and replace our car so I can reliably get my fiancé to work and get myself to class we would be on our way to a successful life as a family! Thanks in advance.

paypal.me/cgs1390