Hello, I graduated high school 1 year early. I started college at 17 but dropped out 6 months in due to the owners of the school being super harsh. The environment they set for the school cause my anxiety to get super high, to the point where my doctor put me on 3 anti-depressants. I quit because being there made me physically sick, I couldn’t hold down any food, I was losing sleep, I became super depressed, and even thought about trying to take my own life for a second time. I realized that they weren’t worth the stress and emotional breakdowns that I was constantly having and decided it was better if I just dropped out and paid them back. Now I have 2 student loans out in my name and have to pay back my pell grants. I do realize this is my fault and I need to take full responsibility for my actions. I have a part time job but I have to pay my car payment, doctor bill from my first suicide attempt, my phone bill, car insurance. I know you are probably wondering why I don’t ask my parents for help, well, my mom has to get back surgery and is going to be off work for at least 3 months, and my dad works his butt off but doesn’t get paid much, after he pays bills we barely have enough for food, I pitch in when I can. I owe 2,618.64 for my student loan and 5,954.63 for my Pell Grant repayment. I realize there are other people you could help. I’ve tried to get a second job but I have to help my brother with his school work, cook, clean, etc. I also realize that most people have it worse than me. I’m really trying to pay everything off but after I pay all my bills and get food and stuff I have no money. I’m trying to save so I can move out of my dads. I guess this is the part where I leave my paypal link… https://www.paypal.me/jade104
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I’m in a really bad situation and I’m going to go out on a limb here to ask for help. It just seems like everything that could possible go wrong is going wrong at the same time.
I just finished school last year, and played off my student loan in full last month, using every penny to my name, expecting to be refunded by Amazon’s (my employer) tuition reimbursement program. However, the process is taking much longer than I thought and it could be months before I see a refund.
As it is, my income is responsible for taking care of three people, and I only make $14.25/hour right now. Whenever we would find ourselves a little short to cover a grocery store trip, we had savings to use, but this isn’t the case anymore.
This leads me to the second part of my problem. I sell insurance as a side business for extra income from commission, and eventually plan to make it my fulltime job. However, last week I dropped my phone and the screen will not turn on. It’s unusable, and I can’t do any calling or appointment scheduling until I get it fixed or get a new one, whichever is cheaper. We rely on that income to be able pay bills, and it’s gone, so we are really struggling to live right now. We hardly had enough money to cover rent this month, and we will have to scrimp and save to make it next month.
I’m not looking for a specified amount, but at least $800 would be great, so that I can stock that away for rent and that won’t be a worry anymore.
I’m not one to ask for help very often, but I’m begging you, any little amount would be helpful. To me and my wonderful family. Thank you in advance. You can donate to paypal.me/matthewwalls98
I am in great need of $2000 USD to complete my education. I am been growing up in a poor household and it has gotten to the point where my parents are no longer able to assist me with my schooling. I am an outspoken student with big dreams, however, I will not be able to fulfill my dreams not having the money to finance a good education. That is 1 of the biggest flaws in our society (children not getting a good education). Children are the future and without a good education how can they lead us later on? I am kindly asking for a donation from a willing philanthropist who sees the value of a good education. I would really appreciate it. Thanks for taking the time to read my message.
Ever since I was young my mother wanted to do all that she could for me and now I just want to do whatever I can for her. My mother has type 2 diabetes and her insulin prices have sky rocketed, my father has health issues that keep him alongside my mother from working. I’m a senior at a 4 year university who has been in college now for 6 years due to transferring and money issues, and I can’t afford anything. I joined a sorority 3 years ago and try my best to save whatever I make over the summer to pay for the entire year but its hard to save 1,200 dollars over a course of 3 months. My financial aid has completely run out and I’m not allowed to borrow anymore money even though each year my parents have had to dole out something to contribute to my tuition. I can’t afford to buy my books and my rent and utilities are more than I can afford. This year has been the roughest by far. I can’t afford groceries so, I go days without eating an actual meal. My one credit card that barley has a limit is maxed out because I needed to pay for my mothers medicine. My biological father hasn’t helped me since I started in college and all of the financial responsibility is on my parents. Seeing as this is my last year in college I would love to be able to pay for things and not have to worry about constantly owing something on a bill. I live 2 hours from my parents and don’t want to keep asking them to send me money that they don’t have. My parents house is close to foreclosure, all of my step siblings that have jobs continue to ask for loans from them and I want to do my best to help any way that I possibly can. Any donation would be greatly appreciated.
My name is Courtney and I’m a single mother. I have always worked multiple jobs to provide a stable home for my daughter. I decided to go back to school last year to earn a Professional Coaching Certification. I have been paying my monthly tuition bills, however in February, my ex-husband decided to no longer help with expenses for our daughter. This has left me in a huge financial bind and I am only months away from completing my certification. I have amassed bills in excess of $12,000 (tuition payments being made to my credit cards) and I’m looking for assistance in helping me to pay down my debt so I can finish my program strong. I also have an unanticipated tax debt, which I tried to dispute for my state taxes. I was expecting a refund and the state says I owe over $1,100. I have always been in the saving mindset so this temporary setback is not only a financial challenge, it’s an emotional challenge as well.
I have always been on the giving end of things, even when I didn’t have much. In 2016, I lost my sister and in August we lost our home in the great flood of 2016. I persevered through all that without needing to ask for financial help I have changed my lifestyle and my daughter understands that we can’t do all of the things that we use to do because of the reduction in my income. She is a great kid and understands that I work very hard to provide a home with the basic necessities. I am hopeful that once I get my certification I can begin to make the money to be able to return to our normal life.
This site is really a last resort for me. I am not really comfortable asking for help, but I know that I can’t tackle this debt alone. I have exhausted all my resources from selling clothes at the resell shops, to Poshmark and even selling my daughters clothes at weekend consignment sales. As soon as I get a few dollars, here comes a bill. I am organizing a rummage sale for this weekend. At this point the money is not coming in fast enough for me to keep up.
I try to keep a positive upbeat attitude through it all! Once I get back on my feet, I hope to pay it forward!! Anything that you can provide will be most appreciated.
*I tried to upload multiple images, but it would only allow 1.
Thank you in advance!
Hello, my name is Christopher Cabral and I’m raising money to finish paying off my college tuition which is due in two days and I’m only 2,000 dollars short for this semester only. I’m currently on the path to getting associates degree in business management and my goal is to transfer to a four year college and get my masters in aerospace engineering. I can cover my next semester and the others after that. It’s just that I’m in a very tough situation right now, that it’s got to the point to when I have to go to sleep hungry not knowing if I will have enough money to buy food for the next week. The reason why I don’t have the money for school, food, and gas is because I recently lost my job, I’m currently in the process of getting a new job in the next few days hopefully. I also have a car payment due next week, I barely have money for gas to last the rest of this week. I don’t really have family to help me out, I’ve asked a couple of my family members and they all either cant right now because they have their own financial problems or they just don’t want to help me at all.
The only thing that I care about right now is my education. School has always been important to me because it’s my future. I want to be successful, I want to be live comfortably and wake up every day and not have to worry if I’m going to have enough money to pay all of my bills, or have food on the table. I’malways humble and thankful for everything that I have, I continuously push myself to work harder, try my best in everything I do, go out of my way to help others in need, because I know how hard life is, and to be successful in this world takes a tremendous amount of hard work. To the person or everyone that may be reading this I would like to say thank you for taking the time out of your day/night in considering to help me out. I’m glad that there is a place where I can reach out to people who want to help others because someday I too want to be like you and help as much as I can for people who are in need. Again I would like to say thank you and if you’re able to help me out, I hope that someday I could repay you.
Hello everyone! My name is Ariana and I am currently a junior at Arizona State University. I am pursuing a bachelor’s degree in Logistics full time. I take a minimum of 15 credit hours a semester in order to keep the scholarship I have. Now at the mention of a scholarship many of you must be wondering why I am asking for money on this website. The New American University Scholar Dean’s Award does not fully cover my tuition for the year. I was born and raised in Alaska which makes me an out of state resident. Therefore, my tuition is $28,336 not including room and board, books or supplies. This summer I worked three jobs in order to pay for this semester which was $6645 not including books or school supplies. I was fortunate enough to meet that goal while paying for rent.
Since Freshmen year I have been working on campus a minimum of 28 hours a week. I usually end up working more than that by picking up other’s shifts. Unfortunately, that money solely goes towards my rent. I do not have reliable transportation to work off campus for a better paying job. So I make it work with my current job. However, I do not make enough to save for the upcoming semester. I have already taken out student loans and am currently drowning in the debt.
My parents are unable to help me because they are not in good financial circumstances as well. My mother is getting a divorce from a narcissist who basically manipulated her into selling her house and using the money to buy a restaurant on an island. Now she has no money but is paying for legal fees for a divorce trial which the man refuses to show up for. This means additional money has to be used to pay her lawyer to continue going to court dates that amount to nothing. My dad died of Colon cancer a year ago. My stepmom is a massage therapist and does not have much income herself. Yet, she now has to raise my younger sister by herself while trying to pay off the debt my dad left behind.
As you can see I really have no other options. So I am writing this in hopes some generous person will donate money to help me out. I need about $10,000 in order to get me through my spring semester and senior year of college. For those of you who do not know, students have to pay graduation fees in order to receive their diploma. So on top of normal tuition fees, I will have to pay for other things having to do with graduation my senior year. Once I get my degree and a career job, I will save enough money to pay it forward. I want to help others once I am financially stable. However, today I am in a position where I really need help. I appreciate all donations. Every bit will help, thank you!
P.S. The image attached is a receipt for this semester’s tuition.
Hello everyone. My name is Sarah. I will like to start this by saying that I need help with two different things. One is for me and another for my family.
What I would be help for would be tuition for school that I struggle paying for. I do currently have a job. I make about $800 a month which is not much. Most of my money goes towards helping my family with some bills and other things my siblings would need for there schooling. Don’t get me wrong I am not complaining I am happy to help my family when I can. It’s just since I spend most of the money towards my family I can’t pay my tuition. I don’t want to take out loans because it would be worse for me in the future. So if anyone is kind enough to donate even a few dollars could help me.
The other part is for my family. My mother is struggling finding a stable job. She was a stay at home mom for about 10+ years and just recently got back into the work force. My mother and step father have been having a bad marriage for years and my mother wants to leave but she cannot because her job is not stable enough. So she stays with someone who mentally abuses her (also physically once) because she doesn’t make enough to take care of her & the kids alone. So what I am just asking is a little extra help. Her and I paying the bills get us by a little. Since my step dad barely ever pays the bill it is always left for my mom & I to worry about. So help a struggling mother. My mother. I want her to be happy and not always be stressed.
Please help. Anything you donate will be helpful. I & my mother will be very grateful.
square cash: $pinkgarden1
today i was just thinking of how i was going to pay for my university fees in future because at this current frame of time i don’t have any source of income and actually my parents just had to pull my sibling out of my school because they couldn’t pay for the both of us and that was even with the sibling discount.
my future university courses are about £20,000 for a year (for the more expensive course but i don’t know which one i will be selected for so i have to be prepared) and the courses are around 4 years long. so meaning that going to study for the course for the 4 years would cost around £80,000 and that isn’t including the accommodation and food.
the reason i am asking is because i don’t want to be getting into debt when going into university because i fear i won’t be able to get out of the student debt and i really don’t want that happening.
the other thing is that my computer (laptop) is getting old and is getting slow and is actually quite hard to carry around because it is bulky and heavy and i need to use it for my school work and so i need to buy a new one but my parents won’t be able to buy me one because it would be too expensive for one but i am not going for apple because apple is expensive and if some say that you have other opinions that is fine but apple to me is an expensive company where if something were to go wrong with it it could take weeks to fix even if it is just a battery issue because i would have to wait till i am able to visit a certified apple repair and spend lots of money for them to get it fixed and i find windows much easier to maneuver around.
I know that £80,000 seems like a lot of money but that because it really is and that is what is needed for a good education for me to get a job that pays well and that i am interested in an well matched for (studies and interests as well as grades). But that can be much more accomplish able if lots of people pay a little towards it and i might be able to invest it and get more out of it.
thank you for spending your time to read this and i hope you donate through my paypal below.
And i do pardon for the link to sound childish but it was available and my alias is idemanddonuts and i wanted the link to be something easy to remember rather than trying to remember what number i had after my name.
To put things simply my parents never planned for my future. They were too busy snorting whatever drug they could get there hands on, drinking themselves to death, or hitting me to care. I could go into the gruesome details, but I won’t. Though, if you need to know the details I would be glad to share them with you. I want to go to college again. I started for two years, but life got in the way and now I’m in debt and wanting to start again. I have a pretty fulfilling job, but I don’t make enough to cover my bills and pay for school. I was dealt a bad hand, but I worked out of it and now all I want to do is pay my debt, pay my school , and work towards my business degree. If you want more information I will gladly tell you my life story via email. I know it’s a lot of money and I’m just a girl, with big dreams, that you’ve never met.
Best of wishes and lots of hope,
Also, my PayPal link is,
Hello, my name is Dominic
I have had a rough life. My parents spent all their days working from dusk till dawn. They have given everything they had so that i could live better than what they had as children. I am currently just doing small jobs, but at this point we are living paycheck to paycheck. Because I am only able to do small handyman works here and there Life has become very difficult and hectic. There are weeks that i will work day to night to be able to pay for our meals. Sometimes i even have to go to the food back to be able to have food for my family.
I want to go to college and get my bachelors degree in engineering. Getting this degree would mean the world to me and my family. i would be a first to graduate from college. This degree would make it easier to get a higher paying job. it is very hard working random hours in all kinds of conditions with people who can tend to be very unpleasant. I am already planning to go to one of the local colleges, but not entirely sure which on yet. I know that i am going to major in engineering because it’s a big field here and it’s easy to get a decent paying job.
I have been saving up for two years now so that i can pay for my classes, but things have gotten harder. I am dreading taking out a loan because they making life harder. I am looking to get 2000$ to cover my school supplies and books. If i get this degree i will be able to get a decent job, and hopefully can give back to my parents for all they have sacrificed for me. Thanks for your time and god bless.
My heart was racing. I walked across the stage, lights glaring, received my diploma and a handshake, and like that, it was over. I’d pushed my slept through college, emerging as a first generation graduate, despite having a child, working 2 jobs, the passing of my mother, all as a single mom. I radiated pride and gratitude for weeks, stunned with this accomplishment. With my bachelors of science in biology from Boise State, I felt the world was at my finger tips. I grew up with foreign parents who didn’t always have all the answers, but who supported my dreams, and science was it. What I was going to do next seemed obvious at the time. I felt, as you’re told over and over, I can do anything now! Real life hit me a little hard when I learned most upper level jobs require AT LEAST a graduate degree. I was content working in a laboratory as an analytical chemist for a few years before I became restless. I KNEW I could do and be much more. I had always been obsessed with medicine, but never thought I’d make it, until I discovered what a physician assistant was. It was exactly what I wanted. Diagnosing, solving problems, being able to switch specialties, working with and leading my team, and so much more! I immediately began the journey to PA school, and took a giant pay cut to work in the OR at out local hospital. I soaked up as MUCH as possible! The world of surgery sucked me in and has kept my interest ever since. I currently work in a specialty clinic, which has turned into the most rewarding work I’ve ever done. As for PA school, it requires very competitive statistics, and so to add some prerequisites and increase my GPA while accumulating patient care hours, I attended the local college where I live in Montana. My dad was able to co-sign some student loans with me to attend, and my grades were top-of-the-class. I loved learning all these relevant things. Unfortunately, my dad was unable to continue co-signing, and undergraduate federal loans are not available to students who already have a degree. Currently, I’m a single mother, recently diagnosed and fighting through multiple sclerosis, working full time, and on the brink of acceptance to a PA program, but I just need ONE MORE CLASS-psychology 101. But my budget is stretched beyond what I can afford, and am struggling with tuition. I am here, desperately asking for help to get over this hurdle, and onto my way to grad school, after which I can be a successful, contributing citizen of this community I have become an important part of!!
I hate to be on one of these sites and this is really my last resort. I’ve always been one to give things away.. and thats exactly why I’m here now. I went through college to further my education. I have major depression so I wasn’t always 100% into school. Eventually, My school dorms shut down and I had no where to live. In order to stay with my boyfriends family, I took out a credit card to help with bills. I found a job at walmart for awhile. While money was tight and my dorms closed. I decided to resign from school and just save up money and maybe return to college later when I could figure out my depression. So at this point, I didn’t have a car because my parents were never rich and hardly had their own things. I ended up working at multiple jobs and bus lines are not cheap. I was unable to keep a steady pay and now I’m stuck in this financial whirlpool. People often take money from me and use me to get things knowing I’m so nice about it. I’ve kind of dug myself so far in debt that I’m struggling to get back out of this hole. My grandma gave me $2,000 just for a gift because she knew I was struggling. The $2,000 took some financial pain off for awhile but now I’m back at square one. Now, my grandma is giving me a car (I can’t get it yet). I love her to death and would do anything for her. Considering she is giving me her car, I insisted giving her $1,000 back even considering I knew I didn’t have it. I’m a good $40,000 in debt from the bills and credit cards and school loans. I also have braces and they recently took me off my mothers insurance and its going to cost me $200 every visit. I go to the dentist about every 6 weeks and I’m just getting smothered by this debt.
If anyone could please help, it would mean the world to me.
I really thank everyone who took the time to read this! Thank you!
Hello, this is supposed to be my last year at university, and I have been living in a dormitory since I have enrolled into it, with help of the government. Now, since I am almost finishing I need to plan my life after I finish it because I will need a new place and I have to pay the rest of my education bills. I know this might not be the proper way, but I am already working part-time, and I do not make enough money. Living alone is not easy and I have been struggling for a while now, so that is why I am making this step, hoping some strangers online will find some heart to help me out. I do not really care how much you can donate, any donation would be helpful. I know people work for themselves and they work hard, I just hope someone could help me get out of this situation so I can build my own life and start a life without always being in debt to someone. It would mean the world to me as I always helped others, not that I am asking for the help back, but it would be nice to know that someone read my story and helped me out. We do not all have the same origins and sometimes it can be harder for one person than it is for someone else. Those who have money do not owe anything to us who don’t have enough money. It is just that if we could all be equal, this world would be a way better place. No one would have to prove anything to anyone by buying the best car or the best phone because they all would be able to afford the same. But that is not how the world works, and I have gotten used to it. And that is why I am making this step that I never thought I would come to, but it is how it is, and we have to try our best to make the best out of our lives. That is exactly what I’m trying to do, and I hope, I really do, once I get out of this situation once for all, I would be able to help someone just like this. We all have to start from one point right?
If you can donate, here is my paypal link:
I’m a student at the University of Amsterdam (The Netherlands) and I am 21 years old. I am studying to be a social worker so I can help children and teens to get away from bad environments one day. To be able to do this, I had to move from a small town to big city Amsterdam 2,5 yrs ago, but financially it has been a struggle to pay tuition fee.
I’ve been working for 20 – 35 hours a week for the past two years while going to school +- 25 hours a week. This is probably the hardest period I’ve been through. I was working this much just so I could save up a bit of money and to pay my tuition. But my grades were dropping down, so I decided to loan money and to work less. I try to put money aside for next year’s tuition and to pay off my loan, but since I don’t have a lot of money coming in, it’s going pretty slow. And the money that is getting in, is my loan. My loan is around 20.000 euros now, which will probably end in between 25.000 and 35.000 euros (2 yrs in Uni left).
Even though I am getting good grades now, I feel scared and anxious about my future. I’ve cut on expenses and I am trying to be more aware of my behaviour when it comes to spending. I feel more relaxed since I have time to focus on my future and my health but I am also stressed because my loan is bothering me. In the Netherlands a lot has changed; normally we would be funded by the Government to pay (partly) for tuition, but they have cut all the funds and created this loan system. You get registered in a special system, which will affect you with a lot of purchases (such as renting/buying, having subscriptions etc).
I don’t want to be drowning in my loan or in my thoughts about getting it together anymore. I have my entire life ahead of me and all I can see is my loan haunting me with every decision I make, another image I often see is me struggling through Uni to get groceries and what not. I wish I had parents or grandparents who’d help me out just like my peers. But I am all by myself, sometimes my mom funds me, but she’s a single mom who’s also trying to make a living, so I always feel uncomfortable when she helps me out.
I might not have the worst situation and I know that there are a lot of people around the world who struggle with worse problems. I am grateful I am in the position to go to school and to develop my skills. I just hope that it will be easier one day, and that I won’t have to stress over my big tuition loan.
I’ve added a picture of my loan as evidence (it’s in Dutch), if in case there’s someone who would like to help me out. I would like to thank everyone reading this; because even telling my story is clearing up my head.
Hello. I am a young girl 20 to be precise. I turn 21 in November.. I feel silly coming on to this website asking someone other than a parent for money! I mean who wouldn’t, I guess I’m hear for some advice which is what I’d call money. So advice is money, and money is like a healing mechanism for most. I’ve recently came to the realization that god gave me the bad end of life. I was raised by a single mom, dad had 5 other children all roughly the same age when I was born. As I grew up she was always there, we were super close to each other at the age of 16 something terrifying happens to me. It left me scared and damn near homeless! I was a straight A student up until I found out my mother was addicted to cocaine and alcohol. It brought me so low but I continued to stay strong for me and my sister. At 16 my mother would always have different men in and out of our lives. She was strung and I was young. I was rapped by a man while I was sleeping. I was watched for months, I was sketched like if I were a cartoon character. She was high on drugs in the other room when it happened, and evidently I’m either insane or high off life according to her. I couldn’t even pin point exactly what happened that night, but I woke up not in the right state. And she moved away that same week with The Who made me unsafe. He was a killer after all. I stayed from house to house between my sister who hates me and a grandmother who’s wicked in her own ways. My sister was told by my mom at age 18 my father raped her. So now she goes around hating the world. Including me m, although go decided my life had to be even to hers. I was afraid to step outside and she made it worse, she’d tourney me and talk crap about me, bringing me lower than I already was. I live with mom now again staying away from drugs considering they all do them in my family. I was in college but it didn’t go to good. At all. Now I’m focusing on me, I need to better my life, though I could use an entire fortune. A small kin of 3509$ could get me my first vehicle to get to and from classes everyday! The little amount could turn my life around! A kinder gesture of a larger amount would be appreciated as well. Thanks to those who took the time to read my post. Xo
Hello everyone out there! I’m a struggling college student named Lindzeh trying to make ends meet. Like everyone else I hate asking for money, but when your arms are tied with nowhere left to turn, the internet always has an idea or two. That’s how I ended up here sitting at my computer pondering how I was going to come up with $131.50 to pay for this access code for my class to do my homework and test assignments. I had just spent the last of my money on my overly priced car payment and am left dry until next paycheck which will of course, not be able to cover the cost for my class access code after I put aside what I need for bills. The college I go to hasn’t distributed my loan and won’t be until an ENTIRE week later. I finally figured out what I’m going to do to contribute to this society and failing grades cannot be on the agenda. I need help! Money is no laughing matter. It’s the subject of hair pulling, teeth grinding stress. Every week is the same, living from paycheck to paycheck trying to continuously make ends meet. I know what you’re all thinking. Why doesn’t she just put money away into savings every week like the rest of us? Well, smarty pants, I do! And life always throws me a curve ball where I have to pay out of my savings for a new tire, or to get my car fixed, or emergency gas to get to work. Im sure a few of you out there know where I’m coming from with that. I understand people have their own lives to live and money to pay to things, but even $1 helps in the biggest of ways! And if that doesn’t convince you, you can at least go to sleep knowing that good karma is on your side. Nobody can ever get enough of that! So you guys know that I’m not just some punk kid trying to swindle myself an extra $131.50, I included the photo of my webpage showing you all my proof! Not only that, but I’m currently looking for a second job so I don’t run into this type of situation again where I jeopardize my future as a CPA. I’m a hard working, determined young lady with the drive to succeed! This money will no go unnoticed or be treated like a hand out. In reality, my reality, this isn’t $132.50 for an access code. My reality is that this access code is going to determine if I succeed or fail. Please help contribute to my success, and later down the road I will do the same. Thank you, anyone, for reading this and helping a college student out.
Okay, I understand that being $3,000 in debt is minuscule to other people.
I worked really hard to finish highschool early, and on top of that I was working between 40 and 80 hour weeks to help myself save up- but life happens.
I was working full time for a year (legal working age in my state is 16 so from the start I’ve been trying my hardest). But in July, I had the option of voluntary quitting my job or eventually getting fired because my boss who is a grown woman was more willing to call me a liar to all of her superiors, than admit the truth and get herself in trouble. If she had been truthful, she would be the one out of work and not me.
Life has this way of making timing either be perfect or absolutely horrible. I had just put down my account balance to pay for drivers ed, when this happened. And the next week I had to sign up for my college classes or else I would not be able to attend college a year early- which I had tirelessly been working towards the last two years. Waiting a year to start college would mean giving up the only real goal I currently have in life- which is to have my associates degree before I turn 19. I know it’s ridiculous, but this is something that really matters to me- so I begged my parents- who are 100,000’s of dollars in debt already, to put two of my classes on their debit card. This has caused my mother to put her own career goals on hold to potentially have to return to a job she does not want to have- and sacrifice things we need because of me.
I feel incredibly burdensome at this point- and I feel helpless as I have applied for over 50 jobs in the past month and haven’t heard anything back from anyone.
I am so desperate at this point I have been trying to sell anything and everything I own that has value.
Even doing so- the last resort has gained me maybe five dollars every two weeks.
And if tuition wasn’t enough- I know have a medical bill I cannot afford to pay but also cannot afford to ignore.
Please, even a dollar would help that this point- I do not know where else to turn. No one takes teenagers seriously, but if my debt continues to pile up I am setting myself up for a life of struggling. My only desire at this point is to be debt free by the time I turn eighteen.
To the individual reading this:
First of all, thank you for taking the time to be here & to listen to my problems that I have deemed myself incapable of resolving on my own. If you decided to donate by the end of this, I will never be able to properly thank you & know that you have allowed a young lady a second chance at financial stability in this world. I am forever in your debt.
I am a 21 year old woman currently pursuing an education in Software Engineering Technology.
I am in credit card debt of $5,000, am working 25 hours a week as a apprentice to a general contractor.
This job pays $15 an hour which is just enough to cover my bi-weekly car payment of $145 & my monthly insurance of $170. I live in the city of Toronto & my rent is $700, in addition to this I have to pay for internet, gas, groceries and repay a loan from OSAP from my first year of college from when I was 19. This debt totals at $1,800
In addition to these bills, I had 2 jobs in the year of 2017 which crippled me when tax season came around causing me to owe the government $1000 in taxes which has now gained significant interest since April. I am unable to ask to repay this debt monthly because my monthly expenses are already through the roof.
I have gone through my savings completely & barely manage to get by due to my $300 overdraft protection on my account.
This can only last so long, I am in desperate need of help. I can’t go to any bank & ask for more money, my parents make too much money for me to get OSAP again this year. I’m not sure where else to turn.. I really hope that this works out.
Again thank you so much for considering me as someone you are considering donating to.
My paypal is paypal.me/arielle333
Hi to anyone interested. I feel crazy posting my story online like this but here we go. I am a 20 year old, first year student at a small northern Ontario post secondary institution. Let’s start with my family breakdown. My father was a raging alcoholic and used to beat me, my 4 siblings and my mom badly. My mom relied on him for income so she never left him. I am the oldest of all 4 siblings. My mom never did anything except try to please my father and put food on the table for us kids, she was just as scared as we were but she never left. I practically raised my siblings from birth this is why I am starting first year at almost 21 years old. 5 years ago we were taken away from my our parents to live with our grandparents in a small northern community of Ontario. My grandparents were not equipped to handle 5 children especially at their old age of 87 and 88. They can’t afford to feed all of us and I had to work 2 jobs to help with food and living. This situation that was my life, had spiralled completely out of control and caused me to become severely depressed and have extreme anxiety in public, especially around men. I can’t even think of going into a bar. I forced myself to go to a loved ones of alcoholics meeting to try to understand and it was really hard. It took me a long time to wrap my head around the process because I have such horrible memories of my father and talking about it just made me flash back to how awful my life had been. It took me 3 years to understand. I ended up getting a tattoo of the alcoholics anonymous slogan “one day at a time” because I finally had let go of the past. I still struggle a lot, but it wasn’t as bad as it used to be. My siblings struggle everyday and I am the backbone holding everything together. The stress and pressure it puts on me is enough to kill me but I keep thinking to myself “one day at a time”. It took me this long to even think about school and leaving my brothers and sisters. I still feel so guilty about it but I know I have to break the cycle and do something good with my life. So that brings me to now.
Growing up, I loved school because it was an escape from the brutal home life I endured. I excelled at math and science. My favourite subject was biology, which led me to pick my major biomedical biology. As stated before I had to work 2 jobs to help feed my siblings and I. I couldn’t save. I had to take out a 20,000 dollar loan to pay for my school, as of December 14th 2018 I will have paid my final payment for school and will officially be in debt 20,ooo dollars. Not to mention the credit card bills that are going to add up over the time. I am very desperate and anything to help me would be extremely appreciated. Here is my PayPal link: https://paypal.me/rheannamac
Thank you in advance.
I am a second year student at a small university in northern Canada. I am 19 years old and currently studying to go to med school. I have wanted to be able to be a doctor because I spent a lot of my childhood and teenage years in the hospital. It was difficult for me to grow up in the hospital. I knew since I was a child that I wanted to be able to be the Doctor that would help kids just like me, that have to basically grow up in the hospital. I was born with many different health conditions, one of the most difficult for me was WPW, also know as Wolfe Parkinson White Syndrome. I was diagnosed with this heart condition while I was in high school trying out for the volleyball team and I fainted during the try out. I was rushed to the hospital and there came out that I had this new heart condition. It was so hard for me once again to be back in the hospital. It took me away from everything that I loved. I wasn’t allowed to play soccer or volleyball or badminton or run anymore. It gave me severe depression and I was hospitalized once for literally trying to run away from all my problems until I actually fainted and my brother later found me lying beside a creek a couple kilometers from our home.
I want to be a doctor so that when kids and young teenagers are diagnosed with difficult circumstances I am able to be there to help them and support them. I know a little bit what it is like to grow up having to go to the hospital everyday, coming in for treatments constantly and most importantly being afraid and lonely when at the start things are unknown.
University is a lot of money these days and even though I worked my hardest in high school and continue to work hard in my classes now the scholarships that the schools and government give out are very minimal compared to what we are expected to pay. I want to be able to go out and help out sick kids but I can hardly even afford to pay off my second year so that I am able to continue my studies. During the summer I hold a full time job as a lifeguard and volunteer at the United way center in my city and I still do not even come close to making enough money to afford even one semester at university.
Going through university to get my BSc in Pre-Med is expensive as it is and then it is going to cost me even more when I go to Med school. I know that I could be a great doctor and make a difference in the lives of many children that are going through hard times. I want to have a career that will actually make a difference in the world, not for my sake, but the sake of hundreds of family’s around Canada that have to o through these hard times. When I was in the hospital, when I had a good doctor that made me feel special and was kind to me it made all the difference. Without financial aid I don’t know if I will be able to finish my degree because I already have so many loans taken out just so I could afford the first year and a half and I don’t know if I will make it another semester or year. My parents refuse to aid in my tuition fees because they say that if I want something bad enough I have to work for it and do it myself. If you would be so kind, please allow me to make this sort of difference in children’s lives as well. Thank you for all your help, every cent counts.
My name is Bee and I am a current college freshman, doubling in Criminology and Native Studies. After graduating, I plan on going to Law School, then working with an organization like Polaris or Thorn to help bring awareness on the topic of sex trafficking and try to bring more legislation that will prevent it from happening. I am a first generation college student struggling to make ends meet. I am looking to get roughly 5,000 in the next week (which is hefty, but bear with me for a second).
I’m definitely not one to ask for handouts, but this is a very difficult situation. I moved all the way across the country to attend college, which is very important. My mother never had the opportunity to get an education and she always pushed my to do my best. When I was about three years old, her van was t-boned by a drunk truck driver. In the following decade, she was forced to quit working and ended up having to get 7 (!) different surgeries, the most recent being this May. I am the youngest of four and my mother really pushed me to get out of state and make something of myself, which I’m trying my best to do. However, since my mother was on disability, my school requested a verification of non-filing letter from her back in May. Understandable. I contacted the IRS, they sent the letter, but the school informed me that they could not give me my due financial aid because the letter the IRS sent the letter in my mothers name and she isn’t a student. And the billing amount only went live last Thursday so I was completely unaware of my lack of financial aid. The IRS informed me the paper would be sent to me this time, except I won’t get it until the end of the month, and payment is due the 18th. I was told that if I don’t make my payment, then I’ll be kicked out of campus housing, which extreme to no end, but I can’t afford to risk it. I really can’t ask my mom for help, especially since she’s already drowning in medical bills, so this is my last resort. I’m working full time at a bakery across town and then sprinting to class everyday, but I get payed every other week. I’ve tried everything possible, but nothing is working for me. I’m very stressed and I can’t go back home right now and tell my mother I failed. I refuse to.I’ve cried at least twice within the last five minutes, but I refuse to give up. I’ve even attached a screenshot of my bill as proof.
So please, lend a helping hand. Thank you!
my paypal tag is: paypal.me/xylophilia
There is not a good way to explain the complexities of my situation other than with a long, detailed explanation. What you will learn from this long, detailed explanation is that I am 32, married, working, and trying to live an average life while carrying roughly $333 thousand (yes 3 3’s) in student loan debt (~76% of that is private, variable interest up to nearly 15% between over a dozen separate loans) , dealing with the progression of my neurologic condition, Kearns Sayre Syndrome, and managing the lasting effects of a TBI from when I was 13. I am asking for help with my student loans. Because of the interest I’ve accrued and the interest rates on the loans, there is not a repayment option that will allow me to get to a point where I am paying on the principle and keep up with my medical costs and cost of living.
I’ve written a lot of letters, asked a lot of strangers for help, pursued my legal options because I cannot do this on my own. I made a lot of irresponsible decisions during college, but I finished both my Bachelor’s and Master’s in Business Administration from Heidelberg in Tiffin, OH. Today, I carry more than just loan debt, I carry the guilt and shame and hopelessness from my decisions. For the 22 open loans, my payment due this month, in September is $14,831.72. My unpaid interest is $85,468.71. My Unpaid Principal is $247,105.85. The spreadsheet containing my loan details and amounts listed here is attached.
I don’t know what help on this will look like, honestly, but I know that I am paralyzed with fear of making more bad decisions. Based on what legal feedback I have been able to obtain, my best care scenario is to file for an undue hardship after completing a 2nd Chapter 13. Yes, a 2nd. Back on February 25, 2013, I reached out to an attorney to find out if I had any legal options for addressing repayment of my student loans. He advised a Chapter 13 would help me have some breathing room for a period of time (5 years) so I could focus on trying to have a someone normal, less stressful life, so I could consider starting a family with my husband. The attorney, as well as my state trustee’s representatives knew that I was going to come out worse that what I went in, but they allowed me to pay a monthly payment of ~$325.00 to their office which was disbursed then to the creditors. The student loans were included in this repayment plan and received some funds from the plan.
Upon the completion of the Chapter 13, I was right where everyone knew I would be, in a worse position. Apparently, there are circumstances where a person can receive a total discharge of the remaining debt once the plan is completed, but the feedback I’d received is that I couldn’t be considered for that because I’d filed a Chapter 7 on August 19, 2010. So what does this mean? I’m told it means that because there was not enough time between the 2 filings, I could not file for a discharge of the debts, that I would need to again file a Chapter 13, complete another repayment plan, and hope that the laws have changed by then, just like the last one. Another issues is that my debts exceed the allowable amount for a Chapter 7 and are approaching top of the allowable amount for filing a Chapter 13. I am told after that, I’d have to look at a Chapter 11 (which I know nothing about).
Recently, I’d received some additional advice, apply for an IBR on the Federal, pay what I can on the Private. For the Private, I’d be looking at being sued by the creditors, wage garnishment, and lots of legal fees. Lots of legal fees because, of course, nothing comes without cost; there is no grace for the choices I’ve made. I had to walk away from the most recent law office that offered this advice because I refused to sign a retainer agreement that wanted X-amount up front, and X-amount per hour thereafter for anything related to any of the loans, indefinitely. I felt like I was being asked to sign up for another hopeless situation.
There are certain options that can allow for a level of forgiveness on the Federal, but not on the Private (most of mine are Private). I applied for the IBR as suggested, but received a notice that I was denied. No explanation. Now, I have to start repaying the Federal loans this month at a payment amount of about $815 per month. I mentioned earlier the amount I’m expected to pay this month, so take that $815 from that and that difference is what the Private lenders want from me this month.
I’m not seeing a light at the end of any tunnel here and literally feel like everything around me is collapsing. I know I over-borrowed and I can’t change that. I know I can’t repay all of this, and I can’t change that. I can continue to make small payment to each every month, but that is not going to solve my problem. It doesn’t even stop the letters, emails, or calls. I get calls from Navient several times a day, on weekends, and at hours they shouldn’t be calling me and there’s nothing I can do about it. I don’t dare acknowledge that they’re talking to the right person when I do mistakenly pick up that phone call from an unknown number I’ve not yet blocked because I don’t know what legal implications that could have if I open that communication door. There are also consequences that can come from trying to restructure, refinance, consolidate, or converse about debt. It’s hopeless right now. I’ve disabled my voicemail because I can’t handle the stress of the calls.
I remind myself constantly that I did this to myself. I deserve this. This is because of me and my choices. There are 2 out of the 22 loans that I have co-signers on, 1 Federal (my husband co-signed) and 1 Private (my mom, who is now totally disabled, co-signed for). Both of their credit scores have bombed because the loans are in repayment. There is nothing I can do about it. I’m told constantly I need to find an outlet for my stress and I need to not be so hard on myself, but that’s been impossible for me, especially lately. This is not helping my health issues and is creating new challenges for my health. There are several unexplainable ailments going on – all which could be explained, in part, by stress, but I don’t know for sure; I’m not a doctor. I do know that my weight has dropped below 100 pounds. I’m 5’7. I’ve not been under 100 pounds since I was 13. This is not healthy. I’m dying from this. That’s what it feels like. The pain this stress brings me is awful. I don’t drink enough to say I even drink, I don’t smoke, I don’t do drugs, I do work 45-60 hours a week, I do see several different specialists for medical treatments continuously, and I have met my deducible and out of pocket for my insurance the last two years. I am struggling to prioritize now. Do I continue to keep seeking the medical treatments I need to try to stay as strong as I can despite my disease; do I deprive myself of what little satisfaction I have in life knowing that at least the rest of my bills are paid? I have no other debts other than these student loans and a payment plan I am on with my doctors, willingly and amicably. I have learned that money isn’t something to take for granted, but just like graduating from college doesn’t mean you’ll be successful at life, learning from mistakes does take them back or fix them.
Life has become sad. I’m just so tired and exhausted from fighting a losing battle and I’ve really wanted to make everything go away, somehow. For a long time, to myself, I quietly calculated how much I owed on these loans vs how much life insurance I have. I’ve always thought to myself, if I die, how can I make sure the people I love, that supported me, are not further exposed to this problem. My solution was to always make sure I had enough life insurance. Just in case something happens. For a while, I lived in comfort knowing I was at least worth more dead that I am alive, but now…my loans are higher. As if I couldn’t get any more in the red.
I have put myself out there to many people, open to being judged, but hoping someone would be my salvation. It hasn’t happened. I’m out of options. I’m at the end of my rope. It’s hard to sleep because my mind doesn’t shut off. I’m desperate for it to shut off. I’m alone because I’ve alienated myself from everyone because I hurt so much that I can’t feel the love that people are trying to show me anymore. But, I’m still breathing. My heart still beats today. I plan to show up to work tomorrow, and I want to fight through the pain. I just really can’t do this part on my own.
At the end of the day, when I’m feeling stressed from the overstimulation of everything around me and in my head, I just want to be hugged and told everything is going to be ok. I want to be able to be a good partner for him again because right now, I’m not. As I unravel, so does everything around me. I don’t know how to undo anything anymore, but I do know that if I could start over, my decisions would be different. If only.
I’m 23, and after 5 years and $40,000 in loans, I am proud to say that I have graduated with my Bachelors Degree in Exercise Science… or at least I want to be proud. I graduated college with a 3.63 gpa, I have over 500 volunteer/observation hours, I was a D1 athlete, and I worked nearly full time all throughout school, so I should be proud, right!?
Let’s backtrack here just a little bit. My goal in life as far as a career goes, since the age of 14, has been to obtain my DPT, and work as a physical therapist while specializing in children with disabilities. I was going to go to college for 4 years and then go straight to the 3 year doctorate program, I was going to make my family proud, I was going to do everything exactly as I was supposed to… but life happens, and plans don’t always, well, go as planned…
After maxing out 2 credit cards on 2 summer classes, I opt out of taking any more and decided to take a 5th year in college instead so I could use my loans to pay for my tuition. I was in 18 credit hours and working full time at the time applications were due during my 5th year of college, and so I decided to wait until the following year to apply (this year), so I could focus solely on getting the grades I needed as PT school is very competitive.
Fast forward to last month… I’m doing everything right. I graduated, I’m working as a tech in the field of physical therapy for low pay but in return for observation hours, I’ve saved $2,000 to apply to PT school and to get a new apartment, and my family is going to be proud of me, because I’ve almost made it.
My car breaks down… okay, no big deal, I have a little bit of money saved.
I get a new apartment… something I planned and budgeted for very carefully.
Something I did not plan for… so I rescued a long haired beautiful kitten a little over two years ago. Drake is his name, and I fell instantly in love. Personally, pets have always been a huge part of my life, and Drake really helped me get out of an extremely low place during my college career. Well, Drake got sick and was rushed into emergency surgery (the part I didn’t plan for). I was told he had something blocking his ability to urinate, and his bladder was a little larger than the size of a baseball. They said it was urgent, life threatening, and they needed to either get him into surgery or they needed to euthanize him, but either way I needed to decide promptly.
Wait… what!? As crazy as it may sound, my cat is my life. He is the only living being that depends solely on me to make sure he is okay, so I told them to do what they had to do, as I sat there sobbing in the empty exam room. They told me I would have to pay half up front and half on the day that I pick him up, and that the tech would return with all of the quotes.
So I wait but tell them to get started… the tech comes in… $2,200!?!?!?!?!?!?
I did everything I had to do… literally. I maxed out my two credit cards that I was working to pay off before grad school, I opened and maxed out a third credit card, and I gave them every single dollar in my bank account… every single dollar I had worked so hard to save up, gone.
So now what?
I’m working overtime at my low paying rehab tech job, I’m working nearly 40 hours a week as a server/bartender… and I’m barely making enough money for dinner at night.
I can’t apply to graduate school…
I’m not going to make my family proud…
I’m am suddenly not proud of myself…
I’m lost and I’m exhausted and I don’t know what to do…
I don’t know when or how exactly I lost control of my future because I thought I was doing everything right, but for the first time ever, I’m asking for help. Anything helps. I’m being suffocated by this feeling that life will never get better, because it keeps getting worse, so please… I’m literally begging.
Hello, I am 20 years old and graduated high school 2 years ago. I currently live in Reno, Nevada in a small 1 bedroom 1 bathroom apartment. I struggle with anxiety and depression and I hardly ever get out of house because of it. Some people don’t understand how life is when you struggle with yourself one on one daily. I’ve tried medication, counseling and self healing but nothing seems to be working most the time. I struggle with keeping afloat and holding a job for more than a few months. I’m scared and worried for my future and what it holds for me. I recently got laid off from my last job working as a kennel tech taking care of dogs. I went into it knowing absolutely nothing about dogs. I disliked them ever since I was young. Since then, it’s the best thing that’s happened to me. Spending time and getting to know their behavior has shown me that I truly want to work with animals as a career and not just a hobby or side job. I don’t ask for much, and I hate to even ask on this site but anything will help me reach my goal to becoming a vet technician. The donations I receive will be saved for putting on resources, classes and books for my dream career. I didn’t want to turn to this but due to me being mentally and physically unstable, I ask for a little help in making sure I become what I want out of this life. And that’s to be with the animals. I am very passionate about them and nothing makes me more happier to be around them. Thanks for your time and have a blessed rest of your day!
Hello, my name is Savannah. I’m a college sophomore going to school in South Carolina for Journalism and minoring in Arabic and French as well. My dream is to work in third world countries and break barriers between the cultures of the US and war-torn countries like Syria, Libya and Pakistan. I believe that this is an important step in improving international affairs in our country, especially in today’s harsh political climate. It’s a dangerous line of work and my family doesn’t understand why I would want to work so hard just to “get myself killed” as they have said but I have always been passionate about humanitarian work and for people who live in those conditions to have a platform for their voices to be heard, just like the rest of us. This is a big reach for someone like me who comes from a small town in rural West Virginia with parents who are struggling to even make ends meet in a place like this. My big dream required me to move out of state to attend the university closest to me with an accredited Journalism school. I work very hard at two minimum wage jobs and freelance/tutor on the side while also trying to attend school full-time. I sadly had to take a year off because my financial aid wasn’t enough to pay my tuition and I would never want my parents to sacrifice the little money they have to support my education. However, my grace period has ended and I either must attend school this semester or face paying my student loans in full. I have saved as much as I can but have had lots to pay for in the last year. I had to buy a $700 car for my mother, so she could have a way to get to work and paid for my younger sister’s doctor bills, as our insurance doesn’t seem to cover anything. I have lots of pride in myself and think I have a promising future and a strong work ethic but have also learned along the way that there’s nothing wrong with asking for help sometimes. If you resonate with my cause and my story, I would be grateful and honored if you would help me achieve my goals and obtain my education. I current have about $3000 in financial aid for the semester but my bill is almost $7000. I will probably have to be put on a payment plan or take out additional loans anyway but every little bit helps.
My paypal link is https://paypal.me/sweeneysavannah. Thank you so much!
Hello, I am an incoming first generation college student. I have been struggling for weeks because I need to pay my first quarter of college in less than 3 weeks and I don’t have the money for it. No one in my family has ever attended college so no one understands this struggle. My dad works to provide for all 6 of us and my mom doesn’t work so I can’t ask them for help. It kills me to know that others have the support that I don’t, but I know that eventually when I finish college I will be able to have a job that can help me live a better lifestyle. I live in south central Los Angeles and I see horrible things everyday. I just don’t like living here and I wish to one day live in a calm and beautiful neighborhood. I like to get involved with my community by volunteering at the library but sadly that doesn’t help me with money issues. I really don’t want to drop of out of college because I already worked so hard to get into the college I am in. I stayed up many nights during high school to maintain a 4.2 gpa. I got into a total of 6 colleges. It was one of my biggest accomplishments and I feel very proud of myself, too much to give up on my dreams. I also worked for a time at Mcdonald’s but I wasn’t able to save up any money because I had to buy my own clothes and things I needed, and I started working at only 16 years old. I couldn’t even work a lot of hours. I sometimes wish I could’ve been born into a different family, but I am very thankful for the love my family gives me. It just isn’t enough though, and it breaks my heart to think I might have to let go of everything because of money.. does money really buy happiness? I don’t know, but it can definitely help me pay for college, and that sure as hell would make me the happiest camper. I want to help my siblings do what I’m doing and strive for a better life. There’s no way one can do that without getting an education first. Regardless of what anyone says an education that seriously change one’s life forever. All I want is to inspire others to work hard to get into a good college and do what they never thought was possible. I’d be a million times thankful for any help, and i truly appreciate everything from the bottom of my heart. THANK YOU.
In life there are some decisions that we and society at large are convinced is the right choice. In the year of 2002 I followed the advice of my teachers, counselors, and family to enroll in college. Unfortunately, my scholarships, student loans, and my father’s dip into his 401k was only enough to cover 2 years of college. Had I known that I was entering into a lifetime of student loan debt I would have foregoed college altogether. For me, it would not have matters anyway since I don’t actually have a college degree, but boy do I have some serious debt which is currently $65,000 do to interest and other assorted fees.
As much as I would love to set up a repayment plan with my loan servicers my current living situation makes that very difficult. I do not make much money from my job, and my husband has no income at all because he became disabled and does not have the necessary work credit to qualify for SSD according to the state and a lawyer. We are the definition of living hand to mouth. Which, as you can imagine, makes it difficult for us as is.
I have reviewed all options for my 2 private loans and 2 federal loans, but I am out of options. I do not qualify for any forgiveness loans including those offered by my state and I am not eligible for any additional forebearances/deferments. The worst case scenario for us would be to have my already low wages garnished, but that will not happen if I can pay the loan off.
Thank you very much for your understanding and generosity. All donations received at paypal.me/tds1984 are much appreciated.
In life there are some decisions that we and society at large are convinced is the right choice. In the year of 2002 I followed the advice of my teachers, counselors, and family to enroll in college. Unfortunately, my scholarships, student loans, and my father’s dip into his 401k was only enough to cover two years of college. Had I known that I was entering into a lifetime of student loan debt I would have foregoed college altogether. For me, it would not have matters anyway since I don’t actually have a college degree, but boy do I have some serious debt which is currently $65,000 do to interest and other assorted fees.
As much as I would love to set up a repayment plan with my loan servicers my current living situation makes that very difficult. I do not make much money from my job, and my husband has no income at all because he became disabled and does not have the necessary work credit to qualify for SSD according to the state and a lawyer. We are the definition of living hand to mouth. Which, as you can imagine, makes it difficult for us as is.
I have reviewed all options for my two private loans and one consolidated federal loan, but I am out of options. I do not qualify for any forgiveness loans including those offered by my state and I am not eligible for any additional forebearances/deferments. The worst case scenario for us would be to have my already low wages garnished, but that will not happen if I can pay the loan off.
Thank you very much for your understanding and generosity. All donations are much appreciated.
Hi! I’m Rebecca.
I’m not quite sure what to write here because honestly, I don’t have an urgent crisis, I don’t have medical bills to pay or anything horrific, I have just been really struggling to find work due to the area I live in and my irritating anxiety. I have been struggling with barely no income for over a year now.
I am a huge lover of animals and have dreamt of gaining a job where I can be involved with animals everyday, such as a veterinary nurse, however going to university appears to be the only chance I’ll ever get in order to achieve my dream. I was luckily able to find work experience in a veterinary surgery and had received offers from colleges and university which I was extremely happy and excited about, however in the end the fees and loans that are required for both college and university has given me too much anxiety and I have never been able to get the courage to accept the offers. I have no money and I am too afraid of ultimately ending up with no money in the first place as well as a huge student loan being added onto my worries.
I understand that others are in much worse situations than myself however I really appreciate you for your generosity for even spending the time to read this. If you would be able to help me in any way possible I would be forever grateful as I am just so desperate to get my life started and on track I just need some help.
Thank you very much for reading and donating if you decide to. Im not sure how this works but if you are able to and would like to get in touch feel free to message me!
One of my goals in life is to obtain a college degree. When I was younger, I envisioned I would go to a university right out of high school, live on campus, have a college lifestyle, obtain a bachelor’s degree in 4 years and live the American Dream. Things didn’t turn out that way. I was accepted to several Cal State Colleges however was not offered a dorm nor scholarships to help pay for college. Instead of putting myself in debt at the tender age of 18, I opted to go to community college; tuition was affordable with the help of federal grants. Shortly after graduating high school, my family fell on hard times which led me to get 2 jobs to help support them; 1 full time and 1 part time. I was also juggling a 12 unit school load. As the first year is college went along, I found it more and more difficult to stay on top of my studies and work 2 jobs. I fell behind in school and made the decision to take time off of school.
I took a few years off and attempted Community college again. I was doing fairly well with my studies, taking a few classes at a time and holding down a fulltime job. After 3 semesters, I was laid off from my job and became homeless. I again had to drop classes and get life back on track. My life took me to Visalia Ca to live with my sister and her family. I went back to school and did well. I knocked out a lot of general education courses and achieved enough credits to transfer to a University. Life hit me with a TKO. My boyfriend of 4 years was arrested for rape of a minor. My life flipped. Clearly the evidence was there and I immediately broke it off with a man who I thought I knew, who I thought I was going to marry. More allegations came out about molestation and cheating which devastated me further. I again put school on hold to pull myself out of a deep depression that I thought I would never recover from.
Fast Forward 3 years. I am doing fairly well, working a good job, live in a nice house with family and friends. Life was good. My life again slapped me so hard when I lost my best friend to an accidental overdose. She was a new mother of a 7 months old beautiful, happy baby boy. Again, I went into a very deep dark place but I told myself I have to pull through for this baby. He needs people in his life that loved his mama.
It has been almost a year since we lost our sweet angel. Her boy is growing up in a loving, supportive environment. I do what I can to help as much as I can however I always feel it is never enough. I decided to take the plunge and go back to school to get that degree. To get the college degree opens more opportunities to further my career and open up different opportunities within the financial industry. I applied for Penn State World Campus, their online college and was accepted. I am so ecstatic as now I can finally finish the degree that has been 18 years in the making. I am so overwhelmed with joy knowing that obtaining this degree will open up more opportunities for me. Obtaining this degree allows me to help care for my best friend’s son.
Penn State is expensive! I knew this going in but just didn’t realize how expensive this would be. But I am determined. I am determined to get this degree, to make a better life. That’s where you, the reader, the kind donator comes in. I am looking for donations totaling $5,000 to help cover tuition and related expenses.
Anything helps. I truly appreciate your time in reading my story and believing in me as much as I believe in myself.
Here’s my story: I was the first person in my family to go to college. I started (and completed) my bachelor’s at Indiana University East right out of high school and took out normal, federal loans for my plus a nice chunk of unnecessary private loans – a blind action with unimaginable consequences. I was young with no advice and money from loans at my fingertips if I just signed on the dotted line; it’s impacted my life more than any other event and was just as easy as it was dumb. I worked all through college and have since worked my way up the career ladder since college to a nice job as an accountant with a nice salary, but it still isn’t enough. I simply can’t afford my loan payments ($1,550/month) that start up in October 2018. Though it feels like I’ve done everything right like going to school and working my way to creating a successful career, the decisions I made 5+ years ago are making it unbearably hard to move forward with life. Working hard for a career and not being able to afford student loans is the most overwhelmed and defeated I’ve ever felt.
After receiving my bachelor’s degree, I decided to get my master’s from Colorado State, which I just completed. While I was much wiser and took out the bare minimum in federal loans to pay for tuition for my master’s (unlike my bachelors), the interest from all of my prior loans just kept piling up. I’ve got over $200,000 in student loans as I write this. About $40,000 of that is federal loans from my master’s degree. The remaining is from my bachelors, over $85,000 of that from private lenders with an average interest rate of about 12%. Now I have 2 degrees and a good job in my degree field, which I am thankful for, but in October I start paying around $1,550/month just for student loans. To be honest this is impossible to swing and a burden that’s heavier than anything I’ve had on my shoulders. I’m hoping to be able to refinance and bring that payment closer to $1,050 but that’s still a huge chunk of monthly income that I’ll be scrounging to afford. I spent my time getting my master’s, going from job to job, climbing the ladder, making more money, and I’m proud of that. It took a lot, but it’s still not enough and that’s a defeat I’ve never felt before.
I know many others are deserving of help; I absolutely put myself in this position. And I’m not here asking for $200,000; ANY amount helps. I can’t express in words how thankful I would be for any help in this journey. I’m simply looking for a chance to start with a clean slate financially and feel like I’m working hard for myself and not for the debt I racked up as an ignorant college student.
I could never be thankful enough for the smallest of help, but it truly is the most overwhelming burden to think about how far behind I already am this early in my career.
Hello, I’m a 22 year old trying to pay her way through college without taking out loans. I graduated high school a year early with a 3.95 gpa. I was doing great in college, until I hit a numb in the road. I had some sort of episode that had me in quarantine at Memorial Hospital for almost a month. Doctors could not figure it out what was wrong with me. In the end the chalked it up to a really low immune system, severe anemia, and floodid build up in the brain and lungs. At this point in time I was so far behind in my classes I had to withdraw for the semester.
I’m curretly enrolled at lone star college, and I’m planning on transferring to Sam Houston State University next semester. The cost of living and attending school there will be a lot more than what I have now. I would need to cover tution, room and board, books/fees, and just the regular cost of living. I work full time but I don’t make enough to cover all of my expenses, and I have been actively trying to find a better job. I just haven’t had any luck.
The degree I am trying to get is in political science, and entrepreneurship. The end goal is to own my own private schools. I want to be able to creat my own curriculum. The core classes will still be the same, but the electives would change. I want kids to be able to things they can actually use in real life. Like how to budget, how to purchase a house, and creating resumes and applying to jobs. I would still offer electives like art and music, but i feel like kids should know more. I also want to have a school full of teachers who really care about the children. When I was in school I had a few teachers that put me down more than lift me up. I would like my school to cater to the needs of the children in my community. If they aren’t getting love at home they can get it here. Children spend more time at school, especially if they are in after school activities, than they do at home. There should be buses that leave later for the kids who want to do after school things instead of going home. Kids are our future, and I just want to give our future hope.
Well, I’m a 19-year-old male going through a super rough patch in life right now. I was once a promising college student, but my lingering depression, that I thought I had under control and beat, had caught up to me and consumed me, causing me to have to quit work and leave school. I came home to try and get help, to figure out what I must do to get back on track. I still don’t think I’m back on track, and I’m not sure when I will be. And since I’ve been home, I have had to fight with my insurance to get it straightened out which took about a month and a half, and as far as I know its fixed. I lost my Nanu Grandpa which he had been battling to get back to his life, which he lost after two months of fighting. Shortly after. I found out that I’m coming up on having to start paying my student debt back which is a bit over $9000. And as the past 6 months passed more and more bad things were thrown my way, almost losing my other grandpa, my unstable relationship with my father worsening, and my bank account getting smaller and smaller, so I could live. And as all of this got thrown at me, I continued to fight and continued to try and stay afloat. But right now, I’m stuck financially and physically, unable to determine a way out. And with the way these bad things are going, my dreams of owning a business and becoming a politician are being pushed farther and farther away. I hate to feel like I must ask for donations, and to ask strangers for help, but I don’t know what else to do. If you feel a connection or two with my story please donate, if not that’s okay too, I understand. Thank you for your time reading through this short story of where I am currently at and where I hope to be one day.
I’ve just started my freshman year at college, and I severly underestimated the cost of books for my classes. It’s the kind of things they should teach you how to manage while in high school so that you are able to plan accordingly, but the american education system seems that not as important, I suppose. I was able to get books for 2 classes, but still need to get the required books for my 2 other classes. History required 3 books, which caught me off guard since I assumed this particular course only required 1 (there was a few options and I was told this one was the only one that had 1 book required) so I couldn’t get my other 2. What sucks more is that the nearby discount college bookstore closed like 2 months ago.
Luckily, I have enough left over for about half the cost of the mathematics textbook, which is the more expensive of the remaining 2. The other book is for this one class that’s required to be take by everyone at this school called PY100, sorta like a “How to improve your independent life” type of class. Its roughly about $350 for both ($253 for the Math, $95 for the PY100), but I have $120 already, which leaves $230 to be able to get both books.
I’m still searching for work, which is the main issue for not having the funds. My classes are skewed across the week at the worst of times, so the earliest I could get to a workplace would be by 5pm. Doesn’t leave that much except for food service, but I just left that environment and it didn’t work with me that well. I have a few applications still in reviewing, and I’ll hopefully hear back from them in the coming week. Ones for an adult store, though, hopefully wont resolve to that.
My goal is to not to borrow money from friends, as that feeling of guilt for a substantial amount would be a bit too much for me. Yet, somehow, asking random strangers online lowers my nerves on that a bit. I would absolutely appreciate it if you could spare a couple dimes! I need these books by Sept 6 at the latest before I’m stuck leeching off of colleagues. Thank you for reading!
(The picture are those 3 books for my history credit. They’re used, too)
At a young age I decided I had to have a good career to better the life quality of me and my family and the only thing I really wanted to do is art and be creative.
So I decided to do my first degree in Architecture and it was one of the best and hardest things I have ever done in my entire life. I’m taking a gap year to fix my mental health and regain the passion that I had once I started with and to become more financially stable. However it’s been really hard to get a job in my small hometown. I come from a very rough place in England and the only way to get out is going back to university and do my masters degree. But I need a lot of financial support for renting a house and paying for architecture equipment and supplies and general city living.
I can’t afford to depend on my family as they don’t have very much and this was the reason why I want to do architecture. I don’t only want to make a better life for myself but I want to make a better life for other people. I want to use my powers as an architect to give back to the community I one came from.
During my gap year spent a lot of time volunteering with the local youth zone and local charities that help people mental health illnesses and children from similar disadvantaged background as me. Helping young people and vulnerable people is what i want to spend the rest of my life doing.I know I can use my architecture for the best instead of it just being a luxury for the rich, it should be used to help the people who I need of help.
I want to specialise in Educational buildings I want to design spaces for young people to prosper and design areas for disabled children to get more out of life. I want to build schools all over the world I want to give people the power of knowledge, give them freedom and happiness through my designs and architecture. I know the struggle that i’m feeling now makes me more passionate and more determined to succeed. I have nothing to lose all I have is to gain and keep fighting and keep growing and keep designing building myself and other people up.
I need financial support as well as all of my determination and life goals. The only thing that truly inspired me to continue is my purpose in this world; which to me is to make beautiful things and and help people with my beautiful things. The next step to do that is getting my masters degree, so I can move to London and work as an architect and start my training and qualifying.
I feel like I’ve fought long enough by myself and now I just need some guardian angel to support me financially.
Hi Everyone! I’m MJ!
I am a 21 year old from Akron, Ohio who is attending a private University in Brooklyn NY. I am studying Sport Management and I serve as the Sport Management Club’s Vice President. This fall semester will be the start of my senior year in college and I am fearful that I will be unable to finish my last year of college.
On July 2nd, my mother underwent brain surgery to repair some damaged nerves that caused pain in her mouth. Her recovery time was scheduled for a month and she was assured that she would be able to return back to work within the first week of August.
On August 7th, my mother found herself back in the hospital due to post opp complications that required her to be put under for another surgery. My mother is an engineer at GE and has now been out of work for almost two months.
We knew that I had a remaining balance on my student account and were told in the beginning of the summer that we would need to pay $11,000 out of pocket in order for me to schedule classes. My mothers surgery was not planned for we would have found alternative ways to save the money if we knew my mother would be out of work this long.
With the unexpected surgery and her absence from work, my mother was only able to pay $6,000 on my bill, leaving the remaining balance at $5,000. I would need to pay that amount by the first day of the fall semester which starts September 4th.
I am asking for help because I have made it this far without any financial problems and I would love to finish my senior year. Anything would help! Thank you in advance. Have a blessed day!
First off I’d like to say thank you to all who take time to read my story. I am 2016 graduate of a Massachusetts’ state university, who teaches and does ABA therapy full time to support myself and my family. Since graduating in 2016 I have enter graduate school. Upon leaving undergrad and through my first year of grad school I walked away with 44,000 in student loans which I didn’t worry too much about. I knew they would be deferred because I was working toward my master’s full time.
But little did I know life was ready to test me; emotionally, spiritually, and financially. Within a year’s time my sister got engaged (getting married in a week), my parent’s both underwent surgeries that required them to miss 3 months of work, my puppy got sick, I got sick, and 37 days ago my father went into CHF and the insurance company has not covered his medical bills. How does this relate to me? I have become the financial supporter of myself, my parents, and my sister. I have gone from 60K in loans (car and student loans) to almost 80K picking up the day to day expenses, monthly payments on credit cards, medical bill payments, and wedding planning expenses. I am not regretful for I am proud I have been able to step up and help, but I was too proud to ask for help when I really needed it which is why I am here. My family and myself are middle class workers. I work two full time jobs plus a plethora of small sided jobs to pay off everything. I live at home and take care of my parents and the work around the house.
I am not asking for a way out of my troubles but for help in getting my life back on track so I can have the opportunity to own a home and start a family one day.
Hi so I have never actually done something like this, but desperate times call for desperate measures. Right now I am currently in college to become a pastry chef and I was let go from my job a while ago. I have been trying to find a new job, but everyone wants more experience than what I have. My mom is having trouble at her job since she got back from surgery. She used to have 5 days a week and now they are only giving her 2 days. We are barely getting buy because of my dad’s job, but he is retiring soon. We also take care of my mom’s mom so we have bills for her to pay as well. My parents had to file for bankruptcy so we do not get approved for some loans and other things. I have less than $200 in my account because of bills. I have classes Monday thru Friday and I have to drive an hour there and back. Each class I take I need new equipment like tips, knives, etc. I have a loan currently thru my school for $5,000 and I also have another loan for $5,000 that I got from a family member. Financial aid only covers a little less than half of my tuition. My school sometimes holds back some aid which is hard for me because I have pay it or I cannot take the classes I need. They eventually give it back, but then I have to use it to pay more bills or pay someone back.
I have always wanted to become a pastry chef since I was little because I always had great memories in the kitchen baking. It just gave me a great feeling knowing something I made brought a little moment of joy and warmth to someone. I graduated high school in 2016 and was supposed to go to college after that, but things did not work out because of expenses and not feeling safe. This is my passion and I really do not want to give up on this, but it is getting hard to be able to keep up with it all. I love the college I am at now and I want to continue to achieve my dream. Hopefully someone will help me continue this journey. Any money given would be used for tuition, paying back loans, gas, bills and equipment/books needed. I would honestly be grateful for any amount given so I do not know a specific amount to actually put. Thank you in advance to anyone that is willing to help me out I will be forever grateful and I hope that someday I can do what you did for me to someone else who needs it.
Hello, I am currently in the process of obtaining a masters in environmental engineering. I deeply care about the environment and I hope to, one day, become a part of the change needed in this world to live more in harmony with the planet. I want to actively be a part of the transition into eco-friendly living that the world needs.
My parents recently went through an expensive divorce and are unable to help me pay for tuition. I work full time as a server and go to school full time. Between car payments, repairs, insurance, and other health expenses, I am unable to keep up with tuition payments.
I am trying to stay away from student loans as I am afraid to spend years after completing college paying for interest. I realize that this will be inevitable, but I am here to ask for donations to help me postpone the need for loans.
Im not really sure if this is even real, but if there is a person on the other end of this, I hope you can help me realize my dream of bettering the future.
Thank you in advance for your generosity.
I am a 26 gender queer first generation Palestinian. I will tell you my story and some of my parents story , then what I want to make of it.
My parents both came to this country in the late seventies as refugees . Life was not kind to them. My mother ended up raising her three daughters by herself. My father was mentally ill his whole life. 4 years ago they both passed away within 11 months of each other from different and various types of cancer.
At the time my mom was diagnosed with her stage 4 brain cancer I was away at college getting into debt studying experimental electronic music. When the semester ended I took off and went home to help. I went back to school with my mother still alive though not fully recovered . I had one year to graduate and so I finished my degree meanwhile my father passed suddenly. My mother passed the following fall. Leaving me and my sisters no inheritance.
It saddens me to say this but I did not learn the skills I need to survive while at college. Though I’m grateful to had the opportunity anyway. I was very distracted confused and depressed, while also experiencing constant micro-aggressions towards my Palestinian ancestry during my time at school. It’s been very hard for my to get any type of job. And it’s been just as difficult to keep a job, my depression and grieving includes panic attacks and memory loss.
So now 4 years later, I am barely surviving . The emotional support dog I had since I was 16 died almost two years ago… Also of cancer…
I have been doing everything I can to get my self to good health despite my financial disparity…. I changed my diet four years ago I became a vegan and health nerd and it’s been amazing to wittiness the improvement in my health. I have been practicing yoga since I was 16 it helped me with what my therapist diagnosed as Bipolar disorder at the time. The past two years it’s been extra valuable to me because I overworked the few labor gigs I managed to get and damaged my sciatic nerve… Yoga has also been a source of strength and guidance to me. It opens up my heart and helps be at peace with my life and body, experience my blessings.
I’ve wanted to be some type of healer since I was teen and now I really feel it’s what I need to do to survive. Which is why I’m asking for help to take my first step a yoga teaching training course this fall. It will help my physical and emotional health while giving confidence and skill and knowledge to offer the world.
The training I want to take cost 3195 dollars I’m asking for 5000 because I want to be able to focus on the course and not how to feed clothe and house myself.
My parents where not part of a community they had that taken away from them. I feel this is my way back to community, service, my body and joy me and my ancestors deserve. Please help if you feel good about it.
hello, I am Hannah from Oregon. I am a Nepali Indian American going to Oregon State University this fall, and I am struggling to pay for my text book fees as well as tuition, food, and housing. I have been working all summer at a local grocery store, but all I have been able to buy so far with the money I raised is a laptop. I don’t know how I am going to pay for my classes or for textbooks, and I can’t even afford any word processing programs for my laptop to write essays on.
I am majoring in biochem and molecular biology, and its my dream to one day go to medical school as well as to run a charity in association with pediatric therapy services in Gresham, OR (I volunteered there for two years and was heavily involved in the community, instead of working and raising money (which I still do not regret)). I also want to be able to move out of the dorms my second year of college to get away from my parents, who have restricted me from achieving things I know I could be capable of (they made me stay in state rather than go to my dream college, prevented me from working and raising money for college because it would “distract me from schoolwork”, and now that I don’t have any money because they forbid me to work they won’t pay for even just my textbooks, let alone tuition).
I am grateful for everything that I have been given, and for being admitted into such a wonderful school and to have the opportunity to be educated, but I really need the help. If any donations could be made, I promise to pay it forward in the future to other people like me. Thank you and God bless :)
I know affording school is a problem we all face. Let me tell you my story. I am 28 years old and have decided to go back to school to finish my degree in nursing. After graduating from high school, I did start a nursing program. It was the hardest thing I ever began. Coming from a family of mental health issues it was only a matter of time before i would be hit with them. And of course this is what happened. I tried to ignore the fact that this was really happening to me. I became miserable and had no idea why. I wasn’t able to finish the program. My mind began controlling be in a way I couldn’t escape. After years of being in institutions and therapy I finally got myself out of it. Everyday is a struggle and I know it’s never going away. Anyways, that’s my background.
I have been in a relationship with a guy who has 3 young boys, ages 5 and under. Unfortunately their mother lost custody of them. As someone whose mother also lost custody I took the boys under my wing and wanted to give them a life they deserved, even if they aren’t my kids.
I made the decision to get back into a nursing program and after 4 years of starting over from scratch, I eventually got it. The only thing holding me back completely is the financial part. I don’t qualify for aid, I get denied for loans and my family doesn’t have the means to help me.
Of course I am working to save up what I can, but I can’t keep pushing my goals off because of money. It’s one of the most frustrating things ever.
So any donations of any kind would be much appreciated and helpful.
I kindly thank all of you even for reading this.
I am looking for some help with my tuition fees. I am an education student who is required to go on placements. In schools I often have to buy my own resources for lessons that I plan, but not every school has the resources I need to carry out my lessons. My degree encourages students to bring along their own resources as it helps introduce the students to something new they may not have seen before. This can be hard to achieve on a student’s budget as school resources do not always come cheap. I am also required to purchase many different textbooks for classes which can be quite expensive. I have been able to sell some off for some cash, but as new editions come out every year it is harder to sell off the older editions that I own.
My current job only gives me 9 hours of work a week, sometimes a few extra, but it is still not enough to help cover my weekly expenses, pay off my tuition or any other sudden expense that pops up and I am slowly having to dig into my savings. I have tried looking for other job options but it is very difficult to find work that can fit my university schedule, especially when I have placement. It’s also very hard to find work that is close to home as I often have to rely on public transport.
I am working on getting my license and would love to be able to buy a car in the future, it would help with being able to find new places of work that may not be close enough to travel from home. It would also help with driving to future school placements for my degree. Having help with my tuition fees can let me save some money I earn towards getting a car and maintaining it.
Having help with my tuition fees will also allow me to use the money I earn on food, sanitary supplies and doctor/dentist appointments. I would also be able to build up my savings again to help support me if there is a sudden emergency, bill or need to replace something I own.
I hope to have help with paying off my tuition to finish my degree and find a job doing something I love. I dream of being able to work and eventually earn enough money to fully support myself.
I appreciate any size donation and am very thankful for your support!
Thank you very much!
My Paypal link:
This is something I’m not use to do at all. I have been working for a while and I have been taking care of my needs, school, phone, family, etc, but this is just not the case anymore since a couple of months now. My family has been going through a bad year, me included, (mom not longer working and dad trying to get a job, we’re basically using all our savings, which are almost over ) and we have lost a lot of what we build. We live in the Dominican Republic. I am looking to finish school to start working on a legit company and get the money I need to help my family and myself. I study interior Designing, something I love. Here you need to finish school to actually get a job under this type of career.
I had a job recently and I lost it (not about interior design). I have been paying all my expenses with the little money I have saved. I used to get paid USD $750, Every month, which wasn’t really enough to pay everything I need to cover including school, but my parents used to help me, which is no longer the case. I have been busting my ass to finish it and I’m on my last Senior year and I haven’t been able to get a loan. I am looking for real help of whoever is able to provide it. I hate the situation we’re at currently and all I want to do is make sure I get out of it and make the best out of the help of everyone that is able to make this happen.
This will be a live changing situation if whoever is able to can help with this cause. I really don’t know what to do, I’ve search online and I hope this post helps you understand my situation.
The image attached shows 3 accounts at the bank, 2 of them are on $0.00 and the one ending in 0019 has $ DOM 11,356.83 Dominican Pesos, Which is the equivalent to USD $228.27, I need you guys to see where I’m at right now : (
Here’s my PayPal account,
Please Help : (
I am a struggling 27 year old woman who is trying to make a living. Going to college has put me in a major debt and all the money I make from my current job goes directly to those monthly payments. I cannot afford to live on my own. That being said, I have finally found something I want to invest my time in. I have three horses. I got my Rocky Mountain mare first, who was abused. I took her to training and now she is completely rehabilitate and happy. Cora, my Paint mare is a rescue, who I saved from a kill pen. From my training class, I used that knowledge to train her and now she is like a puppy dog. She has also given birth to a Fresian Paint cross foal named Velvet. I want to continue training, breeding, and giving horses a second chance. This has become my passion, but due to money problems, I cannot continue this. My Aunt was paying for board at a place we rented which had a barn and pasture because she also has 2 horses. I did all the work (feeding, cleaning, training, etc.) and tried to help pay for hay and board every time it was needed. Now she is backing down from everything and I have to find somewhere to put up my girls by November. What I’d really like, is to buy a small farm with at least four acres to put my girls at. I don’t need anything fancy, I just care more about my girls and they get the best before me. I have even looked at a foreclosure that would be perfect, but every time I inquire about it, it leads to a dead end.
I don’t want to sell my girls. They’re like my kids and they are my only therapy. It’s not fair to them after I’ve gained their trust. Any kind of help would be greatly appreciated. Thank you for looking and caring!
My name is Michelle i am 26 years old and was a college student at ITT Tech. The school closed and I was left with high loans. I’ve tried loan forgiveness programs but they said it could take years for your loans to actually get forgiven. This has left me with a huge debt as well as not being able to get a job in my field to pay the loan back. I am looking for help by receiving donations to help pay off some of this loan and honestly at this point any sort of donation helps.
On top of having student loan debt I’ve also recently been in the hospital due to mental health issues, i believe some of my problems are feeling like I’ve lost all hope because of the choice of school i went to. i feel like i will never get on my feet or get a job in my field.
I’ve had many dreams and goals in life, wanted my own place at a young age. Want to be married and have a family one day but none of this seems to be realistic anymore. Being 26 and feeling like my life has been shot short due to loan’s and medical bills just leaves me feeling hopeless and i want to change that.
with even the smallest of donations i can help get back on my feet hopefully get this loan paid off and look at school again. I currently cant get any loans to go back to school because my credit score is low to not being able to pay off my loans or bills.
please help any sort of kindness helps.
so first of all I’m not super sure how to verify the authenticity of my situation that I’m about to describe, so I’m hoping that a little good faith in the fact that everything I write will be 100% accurate will inspire a super kind Samaritan to share a little kindness with me :)
So about three years ago, very shortly after starting college, I started having these strange illogical experiences that were affecting my reality, like hallucinations or feeling strange nonexistent sensations on my body or thinking I had strange powers of all sorts. In the beginning stages, it was somewhat amusing, but as my condition progressed, these hallucinations and delusions started to become more severe, lucid, and traumatizing. Now because I’m schizoaffective, I frequently experience those aformentioned psychotic symptoms in addition to crippling depression.
I had always been sweet and bubbly and cheerful from childhood, and I guess it was the memory of who I once was in my younger years that caused my family to be in denial that I was suffering from anything that I didn’t just impose on myself due to lack of self-esteem or such. Honestly, that’s probably why my condition progressed to the severity it did, because we were all in denial and so I was reluctant to seek help.
Now that I’ve matured and taken the responsibility upon myself to manage my health, I’ve received good medications and therapy and feel so much better about life!! I haven’t had any suicidal idealizations or psychotic breaks in 13 months! (I’m very proud) The only issue now is that I’ve had to leave school because my healthcare costs have left me with no money for college or a place to live. I’m on my mom’s insurance and my big brother was kind enough to take me in his apartment but I’m sleeping on his couch haha. I have moral support from my family now which is a blessing, but neither they nor I have the funds to help me continue in school or have a place to live, as no one in my family has ever gone to college or has a high income.
I’m finally feeling optimistic about living life, and my dream is to finish school and make my family and myself proud. I was so close, I only have 2 semesters to complete and I’m praying that someone with a kind heart will see my journey and share my excitement with me about being so close to reaching my dreams despite having to recover existing in a world that resembled a scary acid trip through my schizoaffective eyes. I’m so close! I would be forever grateful for any amount of support.
God bless you, angels :)
Hi everyone I am currently enrolled as a nursing student, I attend school full time and work part time. I attend a private school and there is no financial aid, therefore I been working just to pay for school and sometimes working just isn’t enough to cover my tuition. It is hard attending school , juggling work along with trying to study for a test the next day after having to have worked, making things that much more difficult. Sometimes to study for a test I have to have someone else cover my shift then , I worry about not having enough money to make my school payment. So I kindly ask if you can help me pay for nursing school. My tuition total is $30,000.00. I constantly stress about trying to pay for school. Thank you for your time. A nursing student in need of help.
I’m sorry for taking your time to ask for help. I think I’ve just gotten to a point where I’m going to do everything to help myself get out of this financial whirlpool.
I guess I should get to how this started. At 17, I was kicked out for being gay, my mom thought she didn’t care but she just couldn’t handle it and we would just fight and fight constantly and I’d have constant anxiety attacks so it was for the best. My mom did raise us to seek independence and some skills to survive cause she believed that kids should leave home at 18 so I was just a year early. Unfortunately that meant I didn’t really save anything (i probably should have been saving while I was home, trust me, I learned a lot in these past 8 years since then). She did help me find a place which was a room in a house that the renters were renting from someone else but we thought they were the home owners. Everything was going great but then my young, and dumb self got a hold of a credit card thinking I’ll just pay it off every pay day and not spend more than I’d make and be able to still afford rent. Back then I was at the end of my senior year so I was thinking of fun, going to the prom after party, hanging out with friends before we separated for college, and preparing for college being proud of being the first in my family to graduate with honors and get early acceptance to all my schools. because of my stupidity with money and just spending what I made rather than save a big chunk i was not ready for the surprises that life threw at you. The first one came when the family got kicked out by the house owner and I got notified less than a month before so I had to come up with first and last for a new place, and the family left off to Vancouver, not returning my last month’s rent so I had to put a huge charge on my credit card that my McDonald’s job could not fully keep up with. I wasn’t allowed to move in with my mom cause she never got the help she needed to make her accept me yet, but the night I called her for help was the night I found out how she really felt about me and being gay which destroyed me on the inside. I was able to find a place that was basically a rooming house with a bunch of old guys. In this place my mom got help from a social worker and we made up and became super close but, cause of the way i was raised, and because there is no room at home (my family has been extremely broke my whole life and that is a whole other story so I have to only rely on myself for money then and now. Hopefully will make enough to be able to help them all whenever!).
Fast forward to the next surprise, which was that these older guys got super creepy since I was friends with many girls. I told any of my girl friends to not come over anymore and just had the guy ones and just focused on getting through schools and hurrying up to move out. During the finals of my first year i was stressing trying to study for accounting (my weakness) the creepiest of the roommates came home drunk, knocked on my door then started joking around. he made his way into my room and when I tried to kick him out he held my down and tried to… well… you can guess what it was and it was no fun, but I’d rather not just say it in full cause it’s more annoying to remember. Afterwards, he tried to apologize and I told im I wouldn’t charge him if he just realized that he has no existence i my eyes anymore and, for all I care, he was just an annoying pest that is infesting the house and he never talked to me after and I forced myself to come up with first and last to move again.
I moved into this house with people my age that were probably the best roommates I had and also got a better job at a bank, that made my family super happy so I was happy. things were going great until the supers decided that they were going to sell the house since they had to move away to take care of their parents. These were really nice people and gave us a 3 months notice. My friend and his girlfriend were moving out and they decided to look for a place with me, which meant I could get a better place for cheaper so I was super excited. We thought it was all good until my friend waited until the last minute that he didn’t like the guy that was going to be our super and backed out last minute, not giving his part of first and last month’s rent and when I called the guy to ask if he could wait a week for me to work enough to come up with my friend’s share of last month’s rent he yelled at me and decided not to let me move in, blaming me for the whole thing. Now I was less than a month from moving day with no place to go. I finally sucked up my pride and moved back in with my mom for a bit til I found a new place. On top of this, I got kicked out of school before my last year because OSAP didn’t say that the grant portion fully goes to me and only the loan portion is what they pay to the school, so when I got the extra funds that, I thought was for my books and supplies they didn’t pay Sheridan $500 of my tuition, but Sheridan emailed me saying they got my money from OSAP and I was good. I only found out about the $500 at the end of the year when I was trying to select my last year courses. My advice, don’t let OSAP pay the school, just take it in full and you make sure to pay them yourself.
I found a nice person to let me move in during the new year and I had to share a basement with a student roommate that I thought I’d get a long with. Little did I know, he would constantly call me things like a contamination cause I moved my dish rack a bit close to his when I had to clean the counter (including his mess) so I’d just be cleaning and having this annoying guy in my ear for so long. On a brighter note, TD picked me up from agency to full time but I almost didn’t get the job because that $500 from Sheridan went to collections and it’s hard to work in a bank with bad credit but they overlooked it when I went to pay it off as soon as I could, but that hurt the bank a lot! Also, I decided to go back to school for Programming too! As things were getting good my issues started to work there way out of the deeper parts of my mind to come and mess things up in life and all the stress from anxiety, this roommate, and something I realized as a kid that I blocked in my memory, but, that my mom confirmed with me one time all came up, I fell into depression and quit my job, and drop out of school. Such a stupid time, but I believe that everything happens for a reason. I was in a bad slump for 3 months but, since I contributed to my pension plan at TD, that money got returned to me and helped me just get by. After, I had a long talk with some really good friends that helped me with y anxiety and depression issues to the point that it no longer controls my life. One helped me realize something I’ve been doing my whole life that caused me to never really be happy that inspired me to talk to my mom about it and then be inspired to come back strong. I came back to TD as agency again, and was working on paying things down and just getting by again. Even though my new manager very noticeably disliked me and would say a lot of stupid things to me to get to me I was still inspired to work hard and, one day, go back to school.
The best thing happened in that my mom’s friend talked to her about a job that paid a lot higher than this one did and it was full time, no agency?! Sign me up! So my mom talked to her and I got the job! this has been the best job ever, but it caused me to have to move to downtown Toronto, which is super expensive.
This leads me to now I really want to go back to school and pay off my debts as soon as possible so I can do this, raise my credit score, it’s really bad, and get a better apartment that is actually under my name one day. It’s also required that if I want to get promoted that I have post secondary and my manager wants me in school by next year but I’m not sure if I will have enough to do it all in that time. I am asking, if you do have anything to spare, would you be willing to help me pay down my credit card, or my Sheridan amount? Most importantly, I’d like to pay off sheridan so I can go back as soon as possible and it’s the lesser of the 2, luckily. My credit is $2,094.25 and Sheridan is $1,681.34. I do have other debts like OSAP but I can pay that no issues, even if it just has to be the interest only for a while, I really just want these 2 to finally be gone. I haven’t used my Credit Card in years now and once it’s paid down, I already locked it and probably won’t use it going forward. One issue with my Credit Card is that RBC signed me up for Balance Protector and Premium Report when I told them not too, and my stupid self never bothered checking until years later and the companies only refunded 3 months worth of charges and I was finally able to cancel it this year after someone at RBC told me I wouldn’t be able to until it was paid down (don’t listen to those scammers). since those are cancelled once it’s paid off nothing should charge it anymore besides Geek Squad which I am also now cancelling. I will set this at $4,000.00 if thats how this site works to cover everything but even if I can’t pay off anything fully, just anything is fine. Even if I make nothing, I hope that anyone that took the time to read this learns from my mistakes as I have and SAVE and BE SMARTER WITH MONEY! Thank you for your time.
(photos of figures will be posted)
Also, if there is anything more that you want to know about me, just ask away! I’m a super open person but I omitted some unnecessary stories cause I felt that I talked enough, haha!
tldr: gay kid gets kicked out from young and older him is stuck paying for his younger stupidity and is just seeking a possible helping hand