My name is Katheryn and I am a 29 year old female from the Bay Area who studied Psychology for my B.S. degree.  I have experienced life long challenges with medical issues related to Autoimmune & Hip Dysplacia challenges, and over the last five years of high stress trying to survive in SF Bay Area, I unfortunately developed Hashimotos, a thyroid disorder, so bad that I completely lost my thyroid.  My stress was in large part due to working in HR at a start up in SF for three years, losing my position as my chronic thyroid issue resulted in chronic fatigue & mood de-regulation, which I at that time thought was chronic depression. After losing my position, I still had major rent to continue to pay $1400/month until I could find a new place, and additionally had major medical bills along with a loss of health insurance. Determined to fix my depression,  I went into further debt to transition  into working with kids on the Autism Spectrum & pushed through obtaining my Registered Behavior Therapist license.  I was still only making $25/hour max &, despite taking on all shifts available & beginning to manage my chronic health issues, I was unable to afford my basic living costs & medical bills without going into debt.  I have luckily moved away from SF to more affordable rent, sadly had to decline a Masters Program for Art Therapy due to lack of funds, & am in a place where I feel entirely stuck living paycheck to paycheck with $20,000 in debt. I have been considering declaring bankruptcy as a last resort as I am at a place of desperation, but am concerned this is a high risk for my future dreams of continuing with my Masters in Art Therapy to further help the kiddos I have loved working with over my most difficult years. I really truly appreciate any help at all to get back in line with my goals, pay off medical bills & my debt to get back on my feet.  I also am an artist in my free time & am very willing to create any work on commission or sell my work (impressionist). Blessings to you all.

I know I’m not that different from others when it comes to my financial situation, but I am here to ask for any help that can be given. Yes I am employed, I have two jobs at that. Yet I am still living paycheck to paycheck per the debt I am continuously trying to pay down/off. It started with a couple of credit cards, then I obtained a loan to pay off those cards. Then a few medical bills came my way, which led to me opening more credit cards. So now I am faced with several monthly payments (some of which I can’t make) and that doesn’t include the ones that need to get paid, such as rent and utilities. I’m easily sitting at $12,000 in credit cards and medical bills debt (I tried to include pictures of these bills but I was only allowed to submit one). Never mind mentioning the massive student loan I have to still pay off (roughly $80,000). I have even fallen behind a month or so on some payments like my utilities and a couple of credit cards, in addition to paying my rent late a few times resulting in me getting hit with extra fees just so I can pay other things on time. On top of that, some of these monthly payments are barely putting a dent into lowering my debt because of the interest some of the bills are incurring. At the end of the day I try not to dwell too much on my situation, because it could always be worse: I could have no job and not be able to make any payments on anything. When I become positive and have optimistic thoughts like that, it allows me to sometimes feel less stressed about my situation. However, having that said, it has become harder and harder to continue to pay on things and it feels like it doesn’t do much help or the debt continues to grow. Also when I try to make better financial moves (like apply for debt consolidation loans or move into a cheaper apartment), I am told my credit score is too low or my debt amount is too high. It feels like I’m in limbo and now at a point where I’m running out of options and ideas for financial help. So here I am, asking for any assistance towards my situation. Realistically, anything helps, even if it’s just $1. It’s a $1 more than what I had before going towards my debt so it is appreciated.

Thanks for reading/listening and considering my situation.

PayPal.Me/wishful31

Almost a year ago, in February 2018, I was having dinner with friends, and as I was listening to what they were saying, felt myself beginning to lose consciousness. I tried to rush to the bathroom to take my medication, sit, and hopefully resolve my symptoms, but as I walked past customers, collapsed on the floor. When I woke up, I was lying on the ground, with customers surrounding me, and medical professionals attaching wires to my chest.

The year before, I was diagnosed with Postural Orthostatic Tachycardia Syndrome, a rare nervous system disorder. In healthy individuals, the blood vessels compress when you stand, allowing blood to reach your upper body, most importantly your brain. With POTS syndrome, the blood vessel constricting mechanism is default. The heart tries to make up for this by beating faster, but ultimately the lack of blood flow to the brain causes a loss of consciousness.

In the emergency room, the doctor told me I likely needed a higher dosage, and to follow up with a cardiologist. I listened to his advice, and saw a cardiologist who put me on an additional beta blocker, and ran numerous tests to see how my heart was functioning. The visits to the cardiologist, along with the Emergency Room, left me with numerous medical bills.

The current medication regime has helped me manage POTS Syndrome, and I haven’t passed out since that day. I graduated from college last May, was hired by my current employer in June, and have been working full time since July 2018.

I set up a payment plan to begin paying off my medical bills, and have made tremendous progress. After paying my bills, rent, student loans for this month, I’m left with less than $5 for food, transportation, and my next payment. I’m asking for $200 or less to help me stay afloat until my next paycheck deposits into my account on February 1st.

I’ve never done anything like this, and feel a bit of shame, but I see no other option with no money to make it through the next week and a half. I’m incredibly appreciative of any donation, and I’m thankful there are resources available to help those in need of temporary assistance.

On the 1^st, I will continue to pay off my medical bills, and plan to use my income tax return to pay the remaining amount, relieving me of the financial burden I’ve had for the past year.

Paypal Link: paypal.me/CG2019229

Hello everyone and thanks for checking my fundraiser out!My name is Krista :) I’m a 32-year-old freelance writer/stay-at-home mom and I have a favor to ask all of you, but first I want to tell you a bit about my situation.I chipped both of my teeth from falling down (I was on a new medication (prescribed) and I didn’t handle it well), causing me to pass out while standing. I fell forward and smashed my face into the ground. The one tooth stayed chipped, but I paid to have a cap put onto the other one because it was much worse. A few years later my ex-husband punched me in my mouth, causing the cap came off. I kept using it for quite a while, but it fell off a couple of years later in the middle of a conversation on the beach…at night. Needless to say, I couldn’t find it. That was two years ago, and it’s been rotting ever since, which you would think would be a good enough reason to have insurance cover it. I’ve had to struggle with taking them both out and going without teeth in the front or having this. It’s a tough decision that I’m sure most of you would hate to make. I have insurance but implants are not covered by my insurance because it’s considered cosmetic, and not to mention, they’re extremely expensive. I’ve tried to save up for it, but life happens, and unfortunately, it has put my teeth at the bottom of the “to-do list”.

My current smile causes me to be extremely self-conscious and embarrassed to smile or laugh on an everyday basis. I have a difficult time going after jobs that I know would add to my success as a writer because I’m afraid of the interview process, which is one of the main reasons I work from home. I also struggle feeling good about my appearance because my smile reflects poor health and lack of care, even though that’s not how it happened. I would really like my smile to reflect how I feel inside: a happy, friendly woman, who loves herself.

My fiance Brandon and I met a little over two years ago and brought the most beautiful little human into the world. As a family, we enjoy camping, music, and reading books. I love our little family more than I could ever explain, and in many ways, they’ve helped show me who I am, which I am eternally grateful for.  On June 22nd we’re getting married on a beautiful family farm. As vain as it may be, I want to have a pretty smile on my wedding day. I want pictures of me laughing with my husband. I want pictures of me smiling. I don’t want to look back on that day and be disgusted by my own teeth. I understand that A LOT of you are in the same boat as I am, so I understand that I may not receive anything at all from this. I’m grateful for the good friends and family that you all are, regardless of whether or not you can help me, but if there’s ANYTHING you can do to help me fix my smile, even if it’s just sharing this, I would greatly appreciate it. Also, the amount I’m asking for is an estimate based on 2 implants. I have a dentist appt on the 14th of January where I will be getting a referral to a qualified dentist for the work.

Before I begin, yes, I have a job. And no, I don’t work at the local dollar store.

I’m a MIG welder and I make decent enough money to keep food in my toddlers belly. Everything else is still a struggle.

I didn’t have insurance when I gave birth to my son and I’m paying hundreds of dollars a month just to keep from getting my paychecks garnished. I’ve just started paying these debts and it has already taken a financial toll on me.

After paying my debts down little by little and paying for childcare so I can continue to work, I barely have the money to pay rent and utilities. I have no transportation of my own and because of these debts, a laughable credit score. I make too much money for any government assistance program but all of my paychecks go straight into someone else’s hand and the scrape change gets my boy fed and sheltered, barely. This was the only thing I could think of… to ask someone else for money is embarrassing enough as it is, but it’s all I can count on.

Heres a basic breakdown of what I have figured:

$35,000 for medical debt

$65,000 for a small, livable home

$5,000 for a reliable vehicle

$25,000 to keep in a savings account for emergencies while I continue to work towards building my credit back up.

I have $470 to my name as of right now (payday) and I am already two weeks behind on daycare payments ($125 a week). Rent is due in two weeks ($600 a month) and winter has hit our heating unit hard giving us a $500 electric bill (also due in two weeks).

I have already sold most of my belongings with any monetary value except my StraightTalk phone that I keep minuets on in case of an emergency with my son and a hand full of old Simpsons DVDs to keep him entertained.

Total open honesty: I only have work clothes with burn holes, oil and rust stains. I literally shower with my dish soap to avoid any unnecessary spending on myself.

I’d really like to get back to living a regular life again where I can do laundry within the confines of my own home. Shower with hot water and actual lady like toiletries.

If I continue to do this on my own it will take me over 6 years to get on track. I’m not sure if I can keep up with everything for that long.

**Accepting donations at PayPal.me/xCJxDOOMx

*Any remaining donations will be given to ACJHS in their efforts to supply poverty stricken families with basic necessities such as shampoos, laundry soap and meals so these students can focus on school and not the financial burdens they cannot control.*

First, thank you for reading this even if that is all you can afford to do. I appreciate it truly.

I am the luckiest unlucky person I know. By that, I mean: very bad things have happened to me my entire life, but they could be so much worse. As the title states, I have two rare diseases and I’m only 28. I was in heart failure by 26. I was divorced just months before being admitted to the hospital. I have upwards of $23,000 in debt, not counting school loans or medical bills. I’m forced to live with my cheating ex-boyfriend because of my massive debt. I couldn’t finish my last year of college because I ran out of money. I had to have chemo for one of my diseases, and it’s not cancer. My ex-husband was mentally and emotionally abusive, which turned physical at the end. I was orphaned at a young age and taken in by my grandparents, both of whom died by the time I turned 18.

All of this sounds absolutely terrible, but as I said before, it could be so much worse. I could have died from heart failure instead of getting treated just weeks before it had turned fatal. Chemo sucks, but it helped the massive bleeding that I was enduring 6 hours a day, every day. I could have stayed in my marriage and watched myself break–not to mention die from my diseases since my husband hadn’t believed I was ill. I could have grown up with drug abusing parents and became worse off than I am today.

Every step I have taken in life has lead to something better than it could have ended up, and I’ thankful for that. But I do need help, which I have never been so good at asking for. My debt is a culmination of my ex-husband racking up my credit cards due to his poorly run contractor business, some medical expenses, living expenses when i could not afford them, and sky high interest rates. I’m happy to say that I entered into a debt management plan and am making payments on time every month with a little money left over for living and food. I am asking for help with medical bills and my housing situation. I am due to get another 6 rounds of chemo in February which will cost me days that I could be working at my job, and I am slowly going crazy living with my ex-boyfriend. I am thankful he offered me a room for free at his house, but his new girlfriend is pushing me out. I understandably have no money to spare for deposits for an apartment, but I am working on figuring out my expenses to where I could afford a monthly payment for rent. Quite honestly, if I had the means to get rid of my debt faster, I could afford everything on my own.

Because of my diseases and lack of college degree, it’s hard to find a better job. I currently work from home full time as well as run a t-shirt business online (www.honeypuns.com).

I would appreciate any help towards my medical expenses, debt, or living situation. I am truly thankful to you for reading through this, and offering help if you do so. Here’s to a year of getting healthier and continuting to be the luckiest unlucky person. Thank you!

If you would like to know more about me or my diseases, my story was picked up after my last round of chemo and shared: https://www.unilad.co.uk/featured/woman-who-thought-frequent-nosebleeds-were-normal-has-serious-health-warning-for-others/

My paypal link is: paypal.me/LadytheV

My husband went into end stage kidney disease, otherwise known as kidney failure. The news was devastating because although we knew it could happened, we just weren’t prepared. He has insurance through his work, but it isn’t enough to cover for the bills. We have three children together and it has become a struggle everyday to keep up financially since his failure and with three little ones it is not easy. Currently I am facing a deep depression and PTSD because I lost my job and having a difficult time finding a new job and because I struggle with my past sexual abuse from my family I have PTSD that intervenes with everyday life.

I do food delivery for some cash and it helps with small things like gas and some food now and again. It isn’t enough to be honest. I am a very proud person and typically would never come on a site to ask for money. I just don’t know where to turn as I don’t have any family due to my past and his family also struggles as my brother in law went through the same thing. We really desperately need the help. Please and thank you.

http://Paypal.me/withloveselena

My partner and I are trying to get our feet off the ground and our lives started together…. but we are drowning in debt, and have had the worst luck racking it in! We want our lives to start…we want to get married and above all else we want to have children together, but we feel like we are in a debt hole that we just can’t get out of. We currently have $1300 in hospital bills (our hospital loan as a 20% rate, so we feel like we can never pay it off!), $8000 in car loan (our car broke down unexpectedly and my partner would have lost his job if we didn’t get a new one- we had no choice), and $8000 in credit card debt. We feel like we are just barely getting by because all of our funds are going straight to our debts…it’s making us feel hopeless and creating so much unnecessary strife. We consider ourselves extremely responsible with money and otherwise, but have had terrible luck. Will you be a person who helps us get out of this never-ending black hole of debt? Once these few things are paid off, we feel like we can finally move on and start our real lives together…help a young couple find our way! Thank you so much.

My name is Lupe and I am 23 years old. I’ve never felt good asking people for help but I have no other option at this point. On Oct 25, 2018 I finally decided to go to the emergency room because of my headaches and chest pain. After a Ct scan, I was informed that I had a 7cm tumor on my pancreas. I was referred to Dr. Bilimoria at Northwest Community Hospital. He right away set my surgery for Nov 29, 2018. Thanks to God and having a great doctor the surgery was a success. He cut off part of my pancreas where the tumor was located and my spleen. All of it was sent to the pathologist to be examined. A few days after surgery, the doctor called me and told me the tumor was precancerous. The tumor had been taken out just in time before it turned into cancer. It was the best news I could have gotten. 

Here’s a little background, once I graduated high school, in Aug 2013 I got a new job in an office Mon-Fri. I worked there up until the day before my surgery, Nov 28, 2018. Unfortunately they did not offer any benefits or health insurance. Many people ask why I stayed at a job without any benefits for more than 5 years, and that’s simply because I enjoyed my job and always told myself “ok Lupe you didn’t go back to school so might as well get experience and have a stable job to put on your resume for it to look good.” 

During those 5 years, I took out several credit cards and I admit I did not use them wisely, a total of about $16,000. I also went to the hospital several times and had doctor appointments that I had to pay out of pocket. In Sept 2017 I had a tonsillectomy and had to pay that out of pocket as well. Any pending medical bills I had, I paid them off with my credit cards because the last thing I wanted were collections on my credit report. I was really worried about my credit score because my ultimate goal is to one day have a house of my own. At the time before finding out about my pancreatic tumor, I knew I had to save up to pay off my credit cards to be able to get a house. 

Half way through the year of 2018 I really started thinking of my future and decided it was time for me to find a new job that offered me benefits and health insurance. My plan was to find a new job, work all of 2019 and keep saving up to pay off my credit cards (as of Nov 2018 I had $8000 in savings to pay off credit cards) and then apply for a house and hopefully after that I could go back to school. I informed my boss that I would be leaving the job at the end of December. 

Oct 2018 I was hit with the news of the tumor on my pancreas. After scheduling the surgery now I had to do all the financial papers. The surgery being a total of approx $90,000. I tried applying for the medical card but was denied because I worked up until the day of my surgery. The hospital approved me for an 80% discount. I had to give a downpayment to go ahead with the surgery and so I did from the savings I had.I am now unemployed, no monthly income, medical bills left and right, my car payment, rent & my credit card bills. My doctor has told me I can go back to work on Jan 29, 2019 but since I had already said I was leaving, now I am out of job and need to start all over. As soon as I get cleared to be able to work again, I will start applying and get a new job. 

I know my debt is all my fault & honestly i’m just happy to be here alive because everything could have been much worse. I see this as a new chance at life for me. I want to pay ofmy debt and go back to school. The last thing I want to do is file for bankruptcy. Any help, no matter how small it is, is a huge help to me and I greatly appreciate it from the bottom of my heart. 

Well I guess it’s obvious that I’m in a desperate situation since I’m on here.  I have cancer,  and I want to scream . In June of  2017 I was diagnosed with non-Hodgkin’s lymphphoma, leaving me in shock and in an emotional wreck.   For the past 12 years I raised my two boys on my own, working two and three jobs to ensure a roof over their head, food in their belly and clothes on their back the whole time wanting them to see how a family is there for each other and make sure that their basic needs are being met.  I am blessed that I have two very good young men who are now supporting themselves, while still helping me in my home with basic chores.  I have found myself in a situation that I have fallen behind on some of my bills while I am doing my best to make payments and payment arrangements, I’m at a point of desperateness and am reaching out for financial assistance;  currently I am $4200 in debt, which includes a hospital bill, a car payment and a utility bill.  I have one more year of maintenance treatment called rituxin for my lymphphoma and  from there my oncologist and I will pray and hope that I will not have to continue treatment for a long time, the unfortunate situation is that there is not a cure for non-Hodgkin’s lymphphoma at this time but I am encouraged with studies that show individuals can live many years as long as the cancer is  maintained. While I continue to try to keep up on my daily living expenses I find myself in a stressful situation and I am worried that I’m going to continually go into debt and scared to death that I am going to lose my home  (which I have worked so hard for) or my vehicle which is my transportation to my treatment and several doctors appointments.  To end this I just want to say any help would be deeply appreciated and I wish the best for everybody’s health and happiness. Thank you for your consideration.

https://paypal.me/cancerforlife

My cousin Kat, an extremely kind, charitable, and caring person, is now in need. After giving her time and money to others, she finds herself in a situation where she could use OUR help.

Kathy was diagnosed with alaterial poly-articulate juvenile arthritis in her early teens. She happily trucked on through the pain, successfully completing high school while still competing in sports. She started working for a national retail company shortly after finishing school, and worked for them for well over 20 years. Her arthritis has progressively worsened, so for the last year she has been unable to work. Because she had to resign, she is ineligible for unemployment benefits. She applied for disability, but was denied. She is continuing to seek disability, which is costly. Kat has been using her time to create art from reclaimed wood, and has been selling pieces through the internet and at local craft fairs. Her art is fun and funky, and makes people smile (sounds a bit like Kat, actually.) She doesn’t earn much from this endeavor, but is trying to help herself in the best way she knows how.

As for Kat’s medical situation, she applied for health insurance through the Affordable Care Act and Medicaid, but was turned down because of a 401K account she holds. Since she hasn’t been able to receive insurance, she dipped into her 401K to help pay for medical and living expenses, but now owes an income tax penalty for that withdrawal. She also owes a penalty for not carrying medical insurance.

This tax liability, along with a year’s worth of medical costs, has put Kathy into a desperate situation. She needs help, and doesn’t know where to turn. After giving of herself to young people with JA, bringing joy to everyone who knows her, and just being an all-around awesome human, it is our turn to help. Please, if you have anything to share, would you consider making a contribution large or small to help Kat feel a bit more secure financially? The funds will be used to pay her taxes, her medical expenses, and underwrite the cost of an expensive back procedure her pain management physician is recommending. Any amount you’re able to contribute is appreciated.

Hello, My name is Mitch and I am just now 20 years old. I have autism. I am asking for help because I broke my arm when we were in Texas. It was my ulna bone in the elbow. My parents helped me and it required surgery. The thing is my parents insurance had a big deductible like $16000 out of pocket and now drowning in medical bills. I am not asking for that or even near it. They said it is for them to worry about anyway. I have been going to community college and now have some college bills to pay back later but I’m trying to get my degree. The same year I broke my arm my brother got a tumor on his foot and had surgery. SO my parents had to pay more money for that. They are doing the best they can but my dads work transferred him to Florida recently. We are here now. I am asking for some money to help out for Christmas gifts for my little brother. He doesn’t get it and I barely do. I just know my parents got me therapy and got me help. They paid for extra to give me extra help and be a better person. My mom helped me so much and I hate seeing her cry from bills and worry. They they helped me with my arm and still paying for it. They take care of us the best they can but we are not even near rich. my dad is the only one working and he is a special mechanic. IF I could help get some money for my little brothers gifts it would be helpful. anything extra could go to my medical bills or to pay my college loan to help my family. My little brother is really funny and I don’t want him sad. Thank you for reading and if you can help great. www.PayPal.me/MPetty940 

Hello my name is Victoria Maloney. It has been quite a ride for me, but let’s go ahead and start by why I am posting this. For the past few years I have felt a great deal of pain in my ovaries. Never knew why or how to fix it. Had a couple surgeries that they thought were the reason to my pain that ended up not being the pin pointed reason. After 4 years of trial and error, this September I was finally diagnosed with Severe endometriosis. I wasn’t shocked but I was scared that it had to get that bad due to not getting treatment for it years ago. I am now needing to remove one ovary and possibly the other but I am 22 years old and still seeking to have kids in the future. I am raising money so that I can pay to freeze some of my eggs and help with the surgery bill. As I have been working from home due to severe cramps it’s been hard for me to work. So anything helps in this time.

paypal.me/victoriamaloney

My name is Justin Neff. I live in the small town of Weaverville in northern California. I moved back to my birth town with my new wife to be closer to my mom and other family after my dad passing of pancreatic cancer in 2015.

I was working on bringing a new plumbing company into town starting October 2017, and work was finally getting busier and more steady. I was almost able to afford certain things that I had been putting off (i.e. health insurance) so that my wife and I could pay the more important bills.

My coworker and I had gone to work with our boss in a nearby city on August 23rd, and after work we got a hotel so we could finish up on that following Friday. The next morning I woke up coughing, which caused me to vomit, which in turn caused my esophagus to tear. At the time I had no idea what had happened. I felt as though I had just pulled every single muscle in my body and all I could to was lay on the bed in pain. I could hardly breathe and it was difficult to tell my coworker that he needed to call 911. I was panicking and in the back of my mind I knew I couldn’t afford any of what was about to come, but it was either that or die; and I didn’t want to go out like that.

I ended up in the hospital for just over 3 weeks, with multiple surgeries and over half that time was in the ICU. I’m home now and recovering, and the bills keep coming in. I haven’t done the exact math, but I’m sure I’m up over 500,000. I’m on temporary disability, and that helps with income, but it isn’t enough to cover everything with my wife working. This leaves her having to spend more money on our credit cards than we ever have before, which in turn brings us more debt. I feel like a burden and now I can’t sleep due to the stress, especially with holidays coming up.

I will be on disability and unable to work for another 4 to 5 months, so any donations would be greatly appreciated. Even prayers or nice messages to lift my spirits are appreciated. It’s hard going day to day in this situation and knowing there are caring and giving people out there make it easier for people in my situation, or others that are even worse. Thank you very much for all that you can do to help.

https://paypal.me/justintneff

Hello, my name is Ashlee! I’m a 30 year old stay at home mom of 2 little boys! In October of 2017 I  gave birth to my second son, Kellin Edward, he was awesome at breast feeding! Soon after that late one night I was complaining about a lump so I let my husband check. Sure enough he found a large lump in one of my breasts, I was scared being that both my parents have had cancer. I figured my breast was lumpy from breastfeeding (as this is actually really common) so I put off going to the doctor until the lump grew, it grew and grew and grew until it was about the size of a golf ball. It started to cause me pain, like a burning sensation. My family talked me into going and getting it checked out! Countless mammograms that radiologists were confused about, turned into unreadable ultrasounds, which ultimately turned into several biopsies. Since I was breastfeeding and my breasts were full of milk the biopsies turned into painful milk fissures, basically causing the biopsy site to leak bread milk causing bacterial growth and not letting it heal for months! MONTHS go by and I’m leaking out of biopsy sites daily, cleaning to make sure I don’t get infections then finally, biopsy results came back, my worst nightmare came true. Ductal carcinoma, a localized cancer of the milk duct (not at all related to breastfeeding). Radiation treatments followed, trying to care for a one year old and 3 year old while paying for cancer treatments, my husband worked around the clock to help get extra money, we got roommates to help compensate, but bill after bill came and we were taking from one bill to pay another over due bill. We have no family close to help with the kids! It’s hard enough trying to heal from cancer, but also having to wake up and be 2 little boys whole world is a job by itself entirely! What an ugly cycle, I’m sick and tired and scrambling to find work while still going through treatment and raising my kids! My car doesn’t work right and it’s falling apart. Somethings gotta give, I’m doing all that I can! I just would like to fix my car and give my kids some presents, help my husband pay some of our overdue bills! My family deserves better and I can’t compensate, the economy and cost of living has gone up. I don’t know if anyone will actually read this but I’m here, I’m real, and I need some kind of angel! Thanks

paypal.me/ashleezimmermann

Hello. I am a 28 year old man who is unable to work at this time due to several physical and mental issues that have compounded over the course of my life. I am currently suffering from chronic fibromyalgia, causing acute pain in my lower back, neck, hips and thighs, chronic arthritis in my left hand and wrist from 2 separate and extreme breaks when I was young. I also have compressed discs in my lower back as a result of being severely overweight for a large portion of my life. I also have moderate vertigo which leaves me unable to drive and in combination with my back pain, unable to stand or walk for more than 15 or so minutes at a time. I also suffered a quasi-heart attack at 21 and now have to take heart-rhythm-regulating and blood pressure medicine for the rest of my life.  I have lost 150lbs since May 2017, however it hasn’t helped resolve any of the physical issues I experience.

I have mental health issues that I have been receiving treatment for, so far, however, nothing has made a significant impact. I suffer from extreme social anxiety, depression and PTSD from several traumatic instances during my childhood, one of which was witnessing my father be killed by a car while my family and I were on vacation when I was 8 years old.

Our car had broken down on a mountain highway and a group of 3 younger girls had stopped to help our family.My father had walked to meet them as they had to park a short distance ahead of us and as they met, a driver fell asleep at the wheel and veered towards them, my father saw it happening and pushed the girls out of the way and was hit by the car himself.

I watched it all happen from the front seat of our car. Not long after, my mother suffered a brain aneurysm and almost died. She recovered and remarried and I have a great relationship with her and my stepfather to this day, however, they both were forced to sell their home and buy a camping trailer and travel to wildlife refuges and work as volunteers because finances became very tight for them in the last few years.

I am now living in a home with my older brother. He is renting from a friend of our parents at a reduced cost. However, it is a huge burden on my brother as he has two daughters that he pays child support for, on top of supporting me.

I also have two spoiled rescue cats that I try to give the best life possible and would love to be able to do more for them!

I would really like to say thank you for reading this and I appreciate you simply reading my condensed story. I have more to tell, good and bad, and maybe one day I’ll be able to tell it.

Thank you.

Here are links to my paypal and also cashapp account.

https://paypal.me/ryanami

https://cash.me/$ryanami

     Hello my name is James. I have a wonderful fiancee Sara and 5 awesome kids Lexi, Shaun, Abby, Nae Nae and Carina. Our first grandchild is on the way as well. She will be here in just a few months. I think they’ve decided on Ava for her name.  I have a good job that I enjoy. Im a contract weather observer. It pays well, but we don’t have health insurance. The health and welfare allowance that we get is not enough for us to afford it. I can get CHIP insurance for the kids at a reduced rate. But, with a mortgage, travel expenses for my long commute and just buying groceries for all of us. We can’t even afford to pay for that now. I have worked for the last 3 years or so on top of my regular job to learn to trade stocks. I’ve put probably thousands of hours into it. Learning as much as I can at it and also paper trading and real money trading. I’ve gotten pretty good at it. The problem is that every time I start to build my account. We get hit with an emergency medical bill that we have to pay cash for or some other unexpected expense and I drain my trading account to pay for it. I’ve put all this time in to trading to generate an additional income only to get wiped out by some emergency. I am certain that I can be consistently profitable if I had the startup cash. I’m asking hoping to get  $5k to fund my account. This money would allow me to generate an additional income that would help pay for health insurance for my family and give them a better life. I don’t like to ask for help from people that I do not know, but I’m trying to do whatever possible to better my fiancee and children’s lives. I’m hoping to one day be able to teach my kids and grand kids what I have learned also so that they can get started earlier than I did and make better lives for themselves and their kids. If you’d like to check and make sure I’m not some sort of scammer. Thank you for taking the time to listen to my story. If I am able to get some help I will come back to here and give back. Who knows I may be helping you someday.

 https://www.paypal.me/jimr42407

I am a special education teacher. My student loans are currently in default. I can’t pay the 600 dollars a month they are requiring me to pay. They want to garnish my wages and take 30 percent of my paycheck. I barely make enough to pay my rent and my daily bills for food and clothing. I had a medical emergency and now I have 5000.00 d0llars in medical bills that have been turned over to collection agencies. My salary pays my rent, car payment, car insurance, medical insurance and food. I usually only have about 50 dollars left at the end of the month.

Student loan company want a 4000.00 dollar good faith payment or they garnish my wages.

The medical credit agencies are threatening legal action if I don’t pay that in full

Over the years medical expenses have skyrocketed. Before 2015 my insulin used to cost (out of pocket) less than my current heath insurance premium which is nearing 400+ a month. Both insulins that I need to live (out of pocket) are around 2k a month making it impossible to live with out insurance.

I work full time and help my brother out with his kids. He went through a nasty divorce that left him with lots of lawyer debt. He has two kids and new mortgage  that I help pay for. This puts stress on high for both me and him. Stress is not good for a insulin dependent diabetic, but you do what you got to do.

With coast of health care and car insurance and a load of other bills that are pilling up the struggle has become real. I’m not a giver upper but i do need help. Giving will go towards helping with medical costs, but also helping me start a business.  I have a few inventions that have been put on hold due to lack of funds.

Just to give you a piece of mind I am also the author of this book I have for sale on amazon.  I am dedicated and driven just don’t have the money for marketing or getting my name out there.

https://amzn.to/2FvaSUD

Thank you for your support!

Hello, My name is Morgan.  About two years ago I was diagnosed with Lyme Disease after about six months of trying to diagnose an issue with my leg and difficulty walking.  I was so grateful to finally have a diagnosis and begin antibiotics so that I could walk again without pain and assistance.  I took it upon myself to study Lyme and learn as much as I could to aid my healing.

I was surprised to learn that antibiotics often do not take care of the infection if it is not found immediately and that other, more natural and holistic, methods are necessary to be healthy again.  I was then shocked and horrified to learn that effective treatment was not covered by medical insurance.  After another year of battling this disease I am happy to say that I am hopeful for remission.  It will take another year or so of treatment to be healthy again.

I was fortunate to have some retirement savings I could cash in and I qualified for a small loan to help pay for the treatment.  I have spent nearly $15,000 on this process.  However, I am unable to keep up with living and medical expenses now even with being able to work full time again.  My holistic doctor is gracious and patient with me in obtaining medications and treatments, but I cannot expect him to go without payment.  The natural protocols are expensive and generally supplied through my doctor by the companies Standard Process/Medi Herb, Beyond Balance, Energetix Corp., Bio-Botanical and DesBio Laboratories.  I include this information for verification purposes.  Also included in images are listings for the medications I need monthly and quarterly blood testing to maintain proper dosing and track progress.  I can provide more information in certain circumstances.

This is a horrible disease that robs a person of their ability to function in daily life.  Symptoms are so varied that it is often difficult to explain to others what is going on and leads others to distrust what you say.  Lyme leaves you feeling isolated, scared, and fearing for your sanity.  The doctor who treats me suffered Lyme several years ago and was able to learn through his own treatment how to help others, leading him to be certified holistically.  The CDC does not recognize any treatment beyond antibiotics despite study and proof to the contrary and the many natural treatments that are working for the thousands of those who suffer.  Since the disease is not recognized, insurance will not cover treatment and many are left financially ruined while trying to survive.  If you can find it in your heart to help me it would be greatly appreciated.  I just want to feel better and return to being a functioning member of society.

paypal.me/goddessmorgan641

Thank you and bless,

Morgan

Hello,

I’m Tory. I’m a 27 year old transgender man,and I’m desperate to finish paying off the balance I need to finally get my top(chest) surgery. I started my journey at 15,but with less than supportive parents I didn’t have the opportunity to begin living as my true self until 3 years ago. I left home at 17 and have been working and struggling an unfortunate amount since, never stable enough to reliably save up as I needed to for this operation.

To a point, that has finally changed. I found a (relatively) local surgeon who not only does excellent work but was the most affordable I’d ever seen at just $5900 for everything. I worked hard at a welding shop,tightening every expense I could to stow money. I successfully paid off $3000 of the full cost. I had originally planned my surgery for November 26th and was well on the way.

Sadly, the shop fell on rough times and as the most junior employee I was let go. I have been unable to find a new job in my field and so am working tirelessly, taking every scrap of overtime possible as a courier for an auto company. While my life expenses are in order, I’m not making enough to put away what I would need to meet that final $2900 by April 1st without sacrificing my rent and bills.

I have been maintaining a GoFundMe to ask friends and family to help,only requesting $1000 and hoping to find side jobs to gather the rest so as not to feel like a burden. That too,sadly isn’t panning out. In 4 months I’ve only received $145. The generosity I have gotten has touched my heart,but I’m still left uncertain it will raise what is needed.

So,much as I feel a schlub posting this up, if anyone would be willing to give even a portion of that last little bit I need to finally,FINALLY feel comfortable and secure in my own body, you would have my eternal gratitude. I’ve waited so long to feel like I can really live and move forward and I’m so close.I just want to be finished and move along to being just your average,gritty welder.

Thank You.

-T

I got peyronie’s disease in my early twenties. It has made my life very difficult. For those who don’t know what it is, it’s a disease/syndrome where plaque builds up on the penis, causing it to bend. My bend was like seventy degrees for the first few years I’ve had it, and, when I finally fell in love with the woman of my dreams (I was a virgin), the first time I had sex was obviously very awkward. However, this woman is the most amazing woman on the planet and she told me how great it felt and how she didn’t even notice the curvature (God bless her). . . It is a problem, though. Most of the time sex is painful for both of us, which has been psychologically devastating for me. To make matters worse, while having sex one day I fractured my penis (which is easy to do when your curvature is as extreme as mine is). After going into surgery, my penis healed but the curvature was worse than before. So now we almost never have sex. I struggle with accepting my condition. I know my wife is unhappy and wants to leave. I’m so sad, and that sadness has zapped my will to be a productive member of society. I had so much potential but I’m constantly depressed everyday. I’ve seen a psychiatrist, but I’ve refrained from taking anti-depressants; though I think may soon. I’m sure some people are laughing reading this but my life is very hard. Besides my wife, no one knows how much pain I keep inside. Anyway, I had some hope about a year ago when I learned about Xiaflex, the first FDA approved “treatment” for the disease. I couldn’t afford it but I went to see a specialist urologist in San Francisco, the closest doctor available who had experience using Xiaflex. The treatment works by injecting a plaque-eating agent into the scar tissue on the penis. I had to go back two times for many painful shots into the penis. All of it was to no avail. I put all my hopes into this treatment helping me fix everything but it didn’t. I don’t know what God’s plan is for me but I sure feel lost… I’m writing today because I have medical bills from my failed attempt at treating my peyronie’s disease. It’s about $2,362 I owe, but I’m on a payment plan of $236 each month. I’m now behind two months on my payment plan. I’ll attach the latest bill I have from them. Every bill is a reminder of the failed treatment and how it only made matters worse by adding to my financial troubles so getting rid of this is my number one goal. I never ask for money or help but I don’t know what else to do. I don’t even know if this will work, but I would be extremely grateful for anyone who had extra money to help pay this off.

Sincerely,

Justin Teel

Hi,

I’m Robert and I am 28 years old. I am currently struggling to get by after being put on a medical leave of absence from my employer as ordered by my Doctor. I am a type 2 diabetic who is suffering from nephropathy in my feet, as well as retinopathy which has affected my vision. I haven’t been able to work since May 9th 2018 as that day I was sent home from my employer after my leg and foot was swollen badly. After making a trip to the hospital it was discovered I had a diabetic ulcer on  my left foot, on my big toe. At first I wasn’t that worried about it as this has happened before, but upon further reviewing and x-rays it was then discovered that the ulcer had started to cause infection inside of my skin tissue almost up to the bone. I was then referred to a podiatrist to take over the care of my foot & at that point I was diagnosed with degenerative bone disease, which affects my joints causing my toes not to bend properly, thus causing excruciating pressure on my toes with every step I take. Shortly after I began treatment on my left foot I had began to get an ulcer on my right foot as well. I have applied for disability but am still awaiting a determination from Social Security on that matter. I am so far behind on bills that it is depressing, I had lost my health insurance due to not being able to work and with Dr’s appoints weekly, and some being out of town, it is extremely hard to get the funds for the Dr’s fees, and fuel/ transportation costs to get to these appointments. Every little bit of a donation could help.

Thank you in advance and my God bless you.

paypal.me/rhall0729

Thank you so much for clicking on my plea!

I have been happy independent and full of energy my entire life this is the last possible thing I thought I would ever have to do. I was diagnosed with Lupus recently. It has been a five year journey to discover what was wrong with me. So you can imagine all the doctors and testing I have had to endure. I had an amazing job as a phlebotomist at my local blood center. I was so blessed I got the job offer two hours before my final for my phlebotomy certificate. My illness was triggered from a back injury I had at work. Working as a phlebotomist became to challenging and painful for me . I was fortunate enough to transfer to the lab within my company. I missed all the donors that I had built incredible relationships with. I knew being in the lab was worth it so I could continue working.  I was working in the lab about a year when my doctor decided to start a new treatment plan. The medication I started made me very dizzy and forgetful. I have very few memories from the two months I was on the medication. We decided I needed to stop the medication. I ended up having serious withdrawals. I had brain zaps and severe full body pain. I had to go on medical leave at that time. It took two months for the claim to be approved so I had to use my credit cards to survive. I was unable to return to work at the blood center. I found a desk job with an insurance company. I was adapting well to my new position and I had amazing co workers. My rheumatologist decided to take me off one of my medications he didn’t feel was helping anymore. Within ten days I had completely relapsed I had full body aches and pains a full body rash I would describe as a bad sunburn. It took two months for the medication to start working again in that time I had severe anxiety and panic attacks. I developed a tremor in my right hand. I was placed on medical leave again it took 3 months for my short term claim to get approved. My long term has not been approved yet I have maxed out all of my credit cards. When my long term gets approved my wages will be cut down to 60% and I will have to pay $400 a month to keep my health insurance. I have so many medical bills I need to pay. I am the person in my family that members come to when they need help so I have no one to reach out to. I tried to get a personal loan. I did not get approved due to my debt to income ratio. I am doing my best to adapt to my illness and not let it beat me. I have done physical therapy , chiropractic care, counterstrain Thearpy, And pool Thearpy. I have had many cortisone shots none have been effective. I pushed passed my fears and went in for an SI joint injection. That experience was humiliating and extremely painful. In the end I got very minimal relief that did not last long.  I just need help to get back on track. My next step is to put my house up for sale and pray I make enough. I am so grateful you took the time to read my plea. Any help you could offer would be so appreciated. I wish  for you continued success and amazing health.

paypal.me/marialcarrillo

If you would like to ask me any more questions please feel free to email me at 12mcarrillo@gmail.com.