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Financial Hardship Help

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Being a single mother especially in today’s era can be extremely overwhelming. If you are one of those mothers who is doing it alone every day you know what I am talking about. It seems like the bills just continue to pile up and never end.

Researchers have said that just in 2015 year ending alone over 80 percent of the households in America that we’re single households we’re in fact ran by a FEMALE head of household which we’re mostly living very poor.

Many people may say well there is government assistance for them to get a grant but it’s hard to find and information regarding that said topic anywhere. So in hopes to help the single mothers out in the world this article will give you some insight on the different assistance topics we can cover including where and how to get a grant or scholarship. Also, you will read and see how simple it is to receive help with income expenses and medical insurance.

Are there really grants for a single mother?

Of course they do but these grants are not only for single mothers. However, that doesn’t mean there isn’t help for a mother to receive one. I know its mind boggling that the government hasn’t had any means created for money for a single mother that is actually in the shape of a grant. One thing the government does for a single mother is they assist them through a group or have set sponsors through a company, and sometimes they are covered by the actual income assistance completely.

Below are a few websites that will redirect you to free items that you can get just for registering on the website.

Low Income Assistance for Single Mothers / Government Grants

As I said there is not an official grant for a single mother available that is FEDERAL. However a single mother can go through federal programs and register and sign up for them. Those kinds of programs are usually for households with low income. Which means you would also qualify for Welfare. No matter what the case these are programs to help those who make below the limit and live poorly.

Below are different types of assistance based in the United States.

TANF – TEMPORARY ASSISTANCE FOR NEEDY FAMILIES

TANF is a crucial for many low income families located within the US.

With TANF you receive a small amount of cash every month that you can use toward your food, rent, and other necessities. However you only receive TANF for up to 60 month limit.

If you are a single mother and you have children in your home who are less than 19 years old you are eligible for TANF.

SNAP – SUPPLEMENTAL NUTRITION ASSISTANCE PROGRAM

Food-stamps or SNAP as other people may refer to is financial help for meals. You can receive money every month to place food on the table if you are on low or no income.

For most of Americans living in poverty SNAP is potentially the only assistance they can get.

Research has shown that in 2015 SNAP benefits have helped at least 45 million Americans. Most of the ones who receive the stamps are under are up to the age of 18.

When you go to use your benefits for SNAP you have your own personal debit card to ring your groceries up with at the register. If you are interested in trying to get on with SNAP benefits all you have to do is fill and application out and send it in or take it into a local office that deals with SNAP benefits.

NSLP – NATIONAL SCHOOL LUNCH PROGRAM

This is a program that gives free (or discounted) food to students whose parent’s income is bellow a poverty level. The income needs to be at least between 130-185 percent bellow the poverty line.

Most the time if a person is a receiver of SNAP benefits their children will be accepted into this program for free lunches. But, that doesn’t mean if you don’t have or receive SNAP that your children are disqualified.

You need to contact your child’s school to apply.

TEFAP – THE EMERGENCY FOOD ASSISTANCE PROGRAM

Food for the American families who are in the poverty range not matter what the age.

If you have received food stamps before or any other program assisting you and helping you such as the ones in this article you could also be approved for this program.

You will need to contact your State distribution agency to learn more about the Emergency food assistance program.

Local Food Banks

A food bank doesn’t exactly fit into the whole “Grant” program area as it is actually a location in your town where you can get food if you are in need.

Do not allow you or your family to go without food. If you ever reach that trouble you can call 211 and ask them where the nearest food bank is based on your location.

More then 200 food banks exist with the feeding america foundation and they supply enough food to feed over 40 million people.

WIC – WOMEN, INFANTS AND CHILDREN PROGRAM

This program includes a package deal where you as a mother are able to receive healthy foods, whether you are pregnant or a new mother, and also to children who are 5 or under.

WIC is a program that is temporary and only used for a short amount of time – usually between 6 to 12 months.

EARLY HEAD START / HEAD START

These programs are for children up to 5 years old.

You can receive free child’s medical and dental care along with their schooling, and dietary needs.

Find your closes headstart office on their website or call at 1-866-763-6481.

Insurance for unemployment

This is a special program which will pay you weekly if you are unemployed and it had nothing to do with you for you being fired or let go. You will only be able to receive this benefit for maximum 26 weeks. Different states have different benefit rules. But most states will average out at about 45% of whatever the average weekly income is.

Single mothers who are out of a job temporarily can find solace with these benefits and can help make the burden less for themselves because this pay will restore what you have lost from losing your work.

If you want to try and get this started and opened for you, you will have to find your local unemployment office or apply on the website for this specific program. Most states will allow you to also try to sign up for this over the phone.

Section 8 housing

Section 8 is basically a program that helps a family be able to pay for their housing. If approved you will receive a voucher of up to 70 percent of your bills (utilities and rent). You are expected to pay the other 30 percent.

If you want to apply and feel you qualify you can get in touch with your local office involved with public housing, the HUD office.

CCAP – CHILD CARE ASSISTANCE PROGRAM

This is a benefit for families who can’t afford to place their children in daycare while working.

You still have to pay a certain percentage but it isn’t a big lump of money. The less you earn, the less you need to contribute.

EITC – Earned Income Tax Credit

It is a tax benefit for people with low income. You could potentially get as much as $6,000.

If you normally have a tax rate of $1050 but you are allowed $5550 then you get refund of $4500.

There is a Children’s Tax Credit too for as much as $1,000 for EACH child.

LIHEAP – LOW INCOME HOME ENERGY ASSISTANCE PROGRAM

LIHEAP is a program that is a one time help to help pay for heating / cooling expenses.

Most of the time this is for the disabled or families with children or disabled person in the home.

If you need any extra information regarding this topic you can get in touch through the number 1-866-674-6327 or a local number for your local LIHEAP office.

WAP – WEATHERIZATION ASSISTANCE PROGRAM

Weatherization assistance program lowers energy bills for families in need. Usually the elderly and families involving children are accepted and put to the top of the list before all.

Your monthly income need to be below 200 percent poverty level.

To apply, find a local WAP center.

Medicaid

Medicaid is help with medical expenses. If you do not have health insurance this gives you certain benefits as long as your income restriction meets the level it should.

A lot of single mothers may meet the standards to be recipients of Medicaid even if you are unemployed.

Every state has different rules about Medicaid plans. You can find out exact requirements on this website.

Together with ObamaCare it ensures that even single mothers who didn’t receive any health benefits will now be able to have coverage.

CHIP – CHILDREN HEALTH INSURANCE

CHIP gives children without health insurance a chance to have health benefits all the way up until they are nineteen. It is for families whose income is too high to receive Medicaid benefits.

It provides every type of benefit you can think of — dental, eye exams, and even annual doctor’s exams.

Every state has its own rules. If you would like to learn a little more about this specific benefit you can call 1-877 Kids now (1-877-543-7669)

Federal Pell Grants

Aid program for students of up to $5,815 for those in need to be able to set foot into college.

This is the best opportunity for a mother who is single to finally be able to finish her schooling and finally continue in the workforce. The money is completely free of charge with no interest rates or paybacks ever.

You need to fill out an application and submit it for a pell grant and have it turned in on or before June 30th of every year.

Federal Supplemental Education Opportunity Grant

Similar to the Pell Grant. If you already have had pell grants and you are at the top of the charts in need you will be first on the list to receive this. Depending on a persons needs that are wrapped in with their financial struggle will ultimately decide who will receive anywhere between $100 too $4,000 annually.

Charities

Charities can be a way to seek help for you and your children whether you are in need of food or clothing or even housing. A lot of charities around the world actually have their own food banks that they run and they will give you bags of free food.

If you go to salvation army a lot of the times they will let you sleep there if you have no where else to go especially if it is a result of violence.

Churches

Most churches will offer you food and clothes or maybe even a place to stay if you have been recently kicked out by the one you are living with.

To find information on this you should look through your phone books local listing or yellow page. You can also research online and see what churches are available to your area and call them and ask what services they do offer.

Loans

Single moms can receive loans usually relatively quickly but I would not recommended that at all. You could potentially go into debt and not be able to rise back from that.

Sometimes you have no choice because you have to fix your broken car or maybe pay for utilities and food and need the help right then. But you have to be able to pay that loan realistically quick.

Pay attention to your credit because if you try to get a loan through a bank or anyone they will check your credit score and see if it is even available to be able to place a loan out to you. If it is a loan that is for payday loans or credit card advances they will not run a check but you will end up paying more after fees and costs.

Line of Credit

If your credit is decent some people ask a bank for a loan personally. Most of the time this is a better idea then asking for a payday loan because if you need quick money with lower rates of interest this is it.

Personal Loans

On a personal loan interest is lower dramatically but you have to pay in instalments. It doesn’t really fit criteria for an emergency. Normally if you just tell them you do not have any more funds and that is why you need this they will turn you away. If your credit is poor you will not be able to even touch this offer.

Short term (payday) loans

This is a very popular type of loan. You may know it by the term “Cash advance.” The interest runs really high on these and it is a loan that is only for a small time frame.

This is a loan that would more then likely be considered if a problem arises and you needed to repair your car or had a disastrous dental emergency. You have to know for sure you will be able to give every penny back.

If you do not pay this type of loan back you could be in loads of trouble financially.

Credit card cash advance

Do you own a credit card? If so you will be able to get money from a bank as easy as 1, 2, 3. This is not a method that is highly praised though because as soon as you start taking money out of the bank the interest keeps rising and you also are charged for using and pulling out of the bank a fee. This is potentially the easier options if you do need cash asap but you have to pay it back and make sure you absolutely can.

When it is all said and done grants will not solve your money issues within your home if that is what you expect. To get a grant is definitely not easy it isn’t a walk in the park by any means.

If you are looking to get a more stable source of financially being stable you should probably look in areas around you or find a women shelter until you can get back up on your feet.

If you think you have all the time in the world you can apply for other areas of assistance such as Food stamps, HUD, and etc. They do take a lot of time and effort for someone to get back with you and let you know if you have been accepted and enrolled. Try finding a part time working job as a way to financially start becoming stable again.

The moral of this is you can not expect a grant to fall into your hands without effort and take all your worries away. They are only here too do one thing and that doesn’t usually fix anything with your financial setting.

This is all on you and what you decide, no one else can decide for you.

Last Updated: November 12, 2023

Plea for Help: A Single Mother’s Struggle

I apologize for reaching out in this manner, as I know there are many heart-wrenching stories out there. My situation may not be as dire, but I find myself in a desperate state with nowhere else to turn. I am a single mother working a full-time job, attempting to provide for 2 kids- boy 7 years old and a girl 8 years old. Unfortunately, the weight of financial burdens has taken a toll on me. I am drowning in a staggering £20,000 debt that seems to grow with each passing month.

I feel hopeless, unable to see a way out of this overwhelming situation. Every effort to make ends meet falls short, leaving me with a sense hopelessness. Despite working tirelessly, the debt continues to grow. I worry sick over my family’s future. Even a small contribution would make a monumental difference in my life and not worrying about utility bills for a while would mean a world to me. Your kindness could help with financial strain, offering a chance for my family to breathe and rebuild. I understand there are countless worthy causes, but if you find it in your heart to help, I would be forever grateful. Your support, no matter how modest, could be the lifeline I desperately need.

paypal.me/Darmich84

Filed Under: Single Moms Tagged With: UK

Last Updated: November 12, 2023

Just Need A Little Help

Hello and thank you for taking time to read this! So to be completely transparent I’m a single mom that always makes ends meet, but I’m tired…and I’m no spring chicken anymore— I just need a little help. I’ve always tried to help any and everyone before myself and unfortunately it’s now put me in a compromised position. I never look for handouts or ask for help (not because I’m too proud) I just simply always figured something out. My high credit card usage (totaling just under $8K from helping others) has adversely affected my credit score and the consolidation loans I’ve looked into are just astronomical. :( So as you can imagine I’m trying to get out of debt—not dig an even deeper whole! So again, I’m just looking to wipe out my credit card debt and rebuild. A clean slate and opportunity to do that would be an absolute blessing! :)

My CashApp is: $kjacobs82

&

My PayPal is: @kjacobs2018

Thank you in advance for your time and consideration and please feel free to ask questions if you feel the need! Take care & God bless you!💙❤️

Krystal J.🥰

Filed Under: Single Moms Tagged With: USA

Last Updated: November 11, 2023

Please help me and my children.

Hello to whoever ends up reading this, thank you in advance for even taking the time to read my plea for help.

I am a single mother to my two children. Two girls, one is 11 and the other is 3. This year has been extremely difficult for us. Before this year I worked full time, paid all my bills on time and everything. Unfortunately, earlier this year the contract that I was on for my job ended. That was the start of the downward spiral of my life. We ended up losing power for a week due to a terrible storm. It was the middle of summer and it was over 100 degrees every day (we live in the south), I couldn’t leave my children in that heat with no air so I ended up using credit cards to put my family in a hotel until the power returned.

I still did not have a job and wasn’t able to get one during this time because due to disability for me and my youngest I have to work from home. No electricity or internet makes that not possible. Then my appendix tried to end my life, so I ended up in the hospital from that for a while where during the surgery they discovered large ovarian cysts. I am still recovering from that surgery and am trying to pull myself out of the deep depression I am in from not being able to provide for my daughters. I have always been able to take care of things myself so asking for help has been so very difficult but I am in desperate need of any help.

If it was possible the amount of $2060 would pay my behind monthly bills including my mortgage. The amount of $7319 would pay the credit cards off that I have used to pay my monthly bills up till this point. And I know this is too much to ask for but if someone found it in their heart to want to help me enormously then the amount of $15000 would pay off my car. Paying off the depts would take a huge burden off my shoulders making certain that any amount of money I get going forward would be able to go towards feeding me and my girls and making sure the electric stays on and our water stays connected.

I will be continuing my job search everyday because I want to be able to take care of and support my family again. Thank you for reading my story and for any help you may send my way I cannot express how grateful I would be. Thank you.

 

https://paypal.me/BSM013

Filed Under: Single Moms Tagged With: USA

Last Updated: November 11, 2023

Just asking for assistance and guidance on relief

You never think when making a major life decision that your life would in fact become harder than it ever was before. That you would be placed in a more stressful situation but in different aspects of your life. That you would sit back and watch the person who destroyed you become more successful as you fight daily to make ends meet. I woke up one morning after 6 years of abuse and decided it was time to take my 5-year-old and run as far as I could away from the unsafe and unhealthy environment we had been living in. I had to start completely over, rebuild from scratch, find new employment, seek safe shelter, enroll in a new school, make new friends. I just can’t seem to get even or ahead of the game no matter what I do. I’ve had two jobs for a year now, I’m exhausted and missing out on my daughter growing up. I’ve let her down more with my absences trying to rebuild than I did trying to avoid the public becoming aware of the domestic abuse in my marriage. I feel like a failure and with Christmas approaching, I fear that’s another let down for my daughter because it’s either keep our home and have very little gifts under our tree or ensure she has the best Christmas and fall even further behind on bills and face possible eviction. I’ve applied for assistance but due to my two incomes I’m over the guidelines although I don’t make enough monthly to cover all bills, housing needs, rent, food and odds and in things. My family isn’t near me due to having to relocate in order to stay safe. I need help and I have nowhere else to turn at this point in time and am at the point to begging for some form of relief. I want my daughter to have one Christmas and one birthday (November 25) where she isn’t asking me if I’m okay or knowing she can’t get what she wants because mommy has to pay the bills. I’m sick of crying daily because I feel like she would be better off with a family who could provide and meet her daily needs better than I can but I also know that isn’t realistic and she will always remember who was present not the presents.  Literally, any donation would help. I’m just a single mother trying to survive today’s economy and struggles :( I have no set amount on financial help I’m requesting….just any help at all would be a blessing.

 

Paypal: @AbbieLosey

Cashapp: $alosey1125

Filed Under: Single Moms Tagged With: USA

Last Updated: November 11, 2023

My Mum is at risk of being homeless again…

Hi, my names J and I’m trying to help my mum out in these trying times. First a bit about my mum and my two younger brothers that live with her in a tiny 2-bedroom home with a “friend” that appeared to be their saving grace but has turned out to be a giant nightmare. My mum is an older lady that has raised 8 kids on her own as a single mother and even opened her home to many kids that needed a roof over their heads and a warm meal in their tummy. She is a warm, compassionate and caring person and she helps everyone she can with anything they may need no matter how it affects her. Shes trying to raise and care for my two special needs brothers as best she can. Shes only on a disability pension while trying to survive in today’s cost of living crisis. My two younger brothers are diagnosed with Global Developmental Delays and are on the Autism spectrum. Back in June my mum and brothers were evicted from their home of 7 years when the owner decided to tear down the house but turned around and sold it and after months of searching for a rental the only option they had was living on the streets until hopefully something popped up. Along came my brother’s best friend with a great idea on how they can buy a house together and he will put the house in his name, him and my brother were excited by the idea of living with their best friend. They came to an agreement on buying a small cheap home that would need some good old TLC. The friend put up the deposit and my mum agreed to paying 2/3rds of the mortgage as well as all house repairs and renovations needed along the way. A few weeks after they all moved in the friends underaged girlfriend moved in and started making changes and complaining. Recently the Friend and his girlfriend said they were getting a cat. My mum reminded them of how she has a fear of cats. My mother is petrified of cats and makes this known to every single person that enters her home. She begged them to consider another pet. She has offered that they could get a dog, snake, mouse, guinea pigs literally any other animal besides a cat. She even said if they 100% had to have a cat she would help build an outdoor cat enclosure for them. My mum has now been served a notice to leave a week after they had this disagreement later and there is nothing around locally in rentals that my mum can afford. My mother is a super proud woman and that’s why I’m here typing out our story because my mother deserves to finally stop having to worry about whether or not she will have a roof over her head for the next month. I’m desperate to try and help her and I currently don’t have a job so I can’t offer any kind of financial aid unfortunately. we are only asking for help to either pay him back his deposit on the house or to maybe buy my mum a home that suits hers and my brother’s disability needs. Please help them out, please.
Our small goal is 15k and the dream would be 280k. Every little bit helps a ton!!
paypal.me/jazzyrose01

Filed Under: Single Moms Tagged With: Australia & New Zealand

Last Updated: November 11, 2023

Reuniting for a Brighter Christmas

    Eight years ago, my life took a dramatic turn when I found myself separated from my husband and, most painfully, estranged from my three beloved children. His family took custody of my children, and our contact was severed for over six heart-wrenching years. I believed that I might never have the opportunity to be a part of their lives or be their mother again. The isolation was devastating, and the holiday season, once a time of joy, had become a sad and lonely period for me.

   I moved to a new location and secured a one-bedroom apartment at $943 a month. This allowed me to manage my living expenses and car payments, but left me with just under $200 to make ends meet for two weeks until the next payday.

   Then, just as I had begun to adapt to my new life, a call came that filled my heart with both shock and overwhelming happiness. The guardian of my now-teenage children reached out to me. She had come to understand that the depression they were experiencing was largely due to the separation and loss of their mother in their lives. It was a moment I had hoped for but had nearly given up on – the chance to be reunited with my children.

   Without hesitation, I opened my arms and my home to my teenagers. But with the addition of three new family members, the financial strain became overwhelming. My high rent and car payments were difficult to manage, and it left us with little to spare. I can’t even afford decorations to brighten our home for the upcoming holiday season.

   As a single parent, I never anticipated this situation, and while I cherish having my children back, the financial challenges are real. I’ve always prided myself on being independent, but now, I’m setting aside that independence to seek your support. My humble request is for any assistance you can provide to help me buy Christmas decorations and possibly a few gifts for my children. Your generosity would mean the world to us.

   This holiday season, I’m embracing the chance to give my children a Christmas filled with love, joy, and unity, after six long years of separation. It’s a moment I thought might never come, and it’s a reminder that with your support, we can make this season truly special and memorable.

   Thank you for considering helping us write a new chapter in our lives, and for making this holiday season one to remember. Your generosity and kindness are greatly appreciated.

   Thank you in advance,

The Glover Family

Cash app: $Anamanaguchi

Filed Under: Single Moms Tagged With: USA

Last Updated: November 9, 2023

Single Momma’s Request for Assistance

I hope this message finds you in good health and high spirits. I am reaching out to you today with a humble request for financial donations. As a single mom, life has thrown its share of challenges my way, but I am determined to create a better future for my daughter and me.

I want to emphasize that I am a hardworking individual who has always strived to provide for my family. Currently, I am actively searching for employment opportunities as a registered nurse, but it has proven to be a challenging process as most places request that I work full-time. In this ever-evolving job market, finding a stable and well-paying job while balancing my responsibilities has been quite a task. Your support would greatly assist me in covering essential expenses during this transition period.

Additionally, I am also a caregiver for my father, who is battling both dementia and lung cancer. It’s a role I take on with love and dedication, but it comes with its own set of emotional burdens. I want to find a part-time job so that I can continue to help my mom care for him, while also having time for my daughter.

I am profoundly grateful for any amount that you can contribute. Every dollar makes a meaningful difference in our lives. Your support will help cover our daily necessities and bills, and provide a sense of financial security that we desperately need. It will also allow me to focus on my job search and take steps towards financial independence.

My ultimate goal is to provide a stable and nurturing environment for my daughter, where she can grow, learn, and thrive. I believe that with your support, I can create a brighter future for both of us, where we are not limited by financial constraints. Your generosity will make a significant impact on our journey towards independence.

As I reach out to the kind-hearted individuals who read this message, I want to express my sincere gratitude. Your support means more to me than words can convey. It represents hope, a chance for a better life, and a path to financial stability.

I understand that times are tough for many, and your willingness to contribute is not taken for granted. Whether it’s a small or large donation, every bit counts, and I am deeply thankful for your support.

I promise to pay your kindness forward in any way I can once we’ve achieved financial stability. Your generosity will be the stepping stone to a brighter future for my daughter and me. Together, we can overcome these challenges and build a life filled with hope, love, and opportunity.

Thank you from the bottom of my heart.

paypal.me/peteyRN

 

Filed Under: Single Moms Tagged With: USA

Last Updated: November 10, 2023

Trying not to give up

The few years have been a constant cycle of struggle. I almost feel ashamed asking for help. I don’t know what else to do. It seems no matter what I do, I cannot get my head above water.

My name is Adriana, I have two daughters. I do my best not to let them see me upset over the financial troubles. I have to stay strong for them. But inside I just want to give up. I lost my job recently. I have applied to so many and finally got offered. Unfortunately, I can’t afford to pay to get the license for the job. I have a week left to get it. I sit by myself at night and cry. Bills are overflowing. I’m months behind on many.  In September I had another job offer, I was so excited. I started, I worked hard. When it came time to direct deposit my first check, I fell victim to fraud. I got a call from the bank to tell me a fake check was direct deposited. I had paid my very past due electric bill already with some of it. So now I’m negative thousands with everything and charges. I go without food and any necessities to make sure my kids have what they need. I don’t know how I will be able to get anything for Christmas. I had to sell my great grandmothers ring to pay a bill. I am lost and need help to get back on track. I try so hard to do better and achieve higher, but it never happens. I’m not a pity party. I don’t ask for help. I’m just a mom that needs help and I know now it’s ok to ask for help. I understand if this gets no response, I will try another way. But i can’t give up, no matter how much i want to.

My paypal is http://paypal.me/adrianahorton1

God Bless

Filed Under: Single Moms Tagged With: USA

Last Updated: November 9, 2023

Job Promised Full Time Then Fired Me

I’m in tears writing this. I’m so embarrassed. I just want to be a good mom and provide for my kids.

I was swimming in debt with my old job so I had been studying hard to get into IT for the past year. I was so happy when I landed an internship in the career I wanted and was even HAPPIER when they offered me full time not even halfway into my three month internship. I should’ve been smarter about it, but they had offered WAY more money than my current job so I took it right away. Well the job was for a position I had no experience in, which they knew, but the position was needed to be filled right away and I was excited to be offered to stay with the company.

They had promised that if I took the position, they would find a place for me in the company once the position I was in had a candidate with experience. They had promised to continue training me which was really the best part. So I got into the company full time, worked this position until the position was filled, train me in the field, and they would find me an entry level position so I can really start this new career.

Well, the training didn’t happen AT ALL. In fact, I had been denied access to the course I originally was taking during my internship. And when I asked about it, my boss told me “I want you to focus on your current job.” That should’ve been the red flag, but I was stupid.

I’m guessing they found a better candidate because they fired me a month and a half later… And when I begged for the PROMISED entry level position, I was told “Our employees have years of experience and dozens of certificates. We don’t have an entry level position and never will.” I was devastated I was completely lied to. And all it did was cost me more money because of the further location and all the expenses needed just to work there.

I’m trying so hard to find a job with what knowledge I already had in the IT field, but no one is taking people on my level. I was hoping being with the company would boost my resume, but now I have to pretend it never happened because of how brief it was.

I just don’t know what to do. My credit cards are close to maxing out, I have been denied benefits, and worst of all, I had to postpone my schooling because I can’t pay for it anymore. Well, let’s not even talk about how disappointed my children were after seeing how happy Mommy was, only to be completely crushed a little over a month later. It was heartbreaking telling them that Mommy won’t be going back to work.

Please, if you have the heart, anything helps. I was hoping this would finally be the holidays I could treat my kids, but the Universe had different plans for me.

Thank you!

Paypal.me/TheBalete

 

Filed Under: Single Moms Tagged With: USA

Last Updated: November 8, 2023

Extreme times desperate measures

My name is Amy…..to completely understand why im here asking for help you would have to go back 3/4 years. Everything started when my grandad passed away after overcoming lung cancer from the railroad only to succumb to Alzheimer’s later in his life. Losing this incredible man was the beginning of a very long and unfortunate train of events that has quite literally made me spiral ever since. (Side bar, my mother had moved in w my grandparents to care for his deteriorating condition, so my father was living/working alone in another town an hour away). So, right before he passed, my father suffered from a debilitating stroke and my daughter (12 at the time) and I had to move back home with him to help aide in his recovery. My grandmother started to go down hill after my father passed, and down hill FAST, so my mother was never able to come home to take care of her husband…..that job was left to me. I was happy I was close enough to step up and be there for him, but it DID make the drive to and from my job extremely difficult being I worked an hour away. Losing my granddaddy devastated me, almost losing my dad did even more to my mental well being, and the prospect of losing my grandmother TOO was enough to begin my spiral. Another side bar, I had been dating what I THOUGHT was my future for 12 years at this point, but when things get too hot most ppl don’t stay in the kitchen long! So even though I should have had support at least mentally there, he was partially none existent and I was so mental exhausted that I didn’t have the energy to try and fix what was falling apart between us, I honestly didn’t even recognize anything was falling apart. I was so overwhelmed with life at this point! I held it together for a while, my dad started to recover and regain some mobility and cognition…..then BOOM my grandmother passes in her sleep and my world stops AGAIN! my emotional support from my boyfriend was long gone, however, he did come to the funeral, which was nice, but that was about it. My mother was so distraught. Emotional support from her wasn’t even an option to ask for because she wasn’t a worse than I was at this point! Was mentally half there and didn’t really understand what was going on, and my daughter was a teenager so, of course, what did I do!? I turned alcohol because it was the only thing that could numb any pain and stress I was going through. It was the only thing that kept me from taking my own life, and making it through each day. I wasn’t drinking heavily, nor was I dependent upon, but it was enough to start raking havoc! I had a 2016 maxima this time, that I had searched for, negotiated, and bought myself for the first time in my life and was so proud of that accomplishment (since my daughters “sperm donor” had ran my credit into the ground and I worked ten years to repair that mess!!!)!!!! I was driving to my fathers after work afternoon, we still don’t know exactly what happened, the next thing, I remember, was trying to crawl out of the sunroof with a broken neck, a broken hand, and what ended up being 35 stitches on my face!! I had one more year to pay that car off, and once again, I found myself devastated, and on top of that basically immobile. it took months to heal, I’m still not fully recovered, and we are still left with a lot of questions, because I was the only one involved in the actual wreck itself. I didn’t hit anybody, nobody hit me, we don’t know exactly what happened and of course blacked out, so I have no idea. Fast forward I was able to find an old 5k dollar Chevy to drive around and I started back to work, within three months there was a wreck on the interstate AGAIN!! Fast-forward a little more, I’m beginning to mentally recover from all the losses in my family, all the financial struggles I was having, and my boyfriend tells me he has a baby on the way! I asked him, “IM PREGNANT, WHAT!? WTF ARE YOU ON AND TALKING ABOUT!?” I come to learn that ever since my granddad passed, he had been sleeping with some other female because I couldn’t be there for him more!? Are you kidding me at this point!? I was barely able to take care of myself, and the people around me let alone him!!! Now mind you, this is the man I thought I was going to marry right!? So i make the hard decision to stay and try and work things out. The baby is born, and he STAYS 24/7 with this other girl who has been trying to eliminate me from day one for THREE WEEKS and tells me to calm down and get over it! So when THAT NEWS HIT, I COMPLETELY LOST MYSELF AND EVERYTHING CONNECTED TO ME!!! I LOST MY JOB BC I COULD NOT STOP CRYING , LET ALONE FOCUS ON MY DUTIES, I LOST THE HOUSE I PLANNED IN MOVING BACK TO AFTER MY MOM COULD COME BE WITH MY DAD AGAIN, I LOST EVERYTHING! I MEAN EVERYTHING! THE CREDIT I WORKED SO HARD TO REPAIR IS CURRENTLY IN SHAMBLES, MY DAUGHTER IS TURNING 16 IN LESS THAN A YEAR AND IF COURSE NEEDS A CAR. I LOST SO MUCH OF MYSELF WE DIDN’T HAVE THANKSGIVING, WE DIDN’T DO CHRISTMAS, WE HAD NO HOLIDAYS BC I COULDN’T AFFORD IT!! My entire life unraveled!! everything is unraveling, and for the last year I have been mentally and physically used by the man who says he loves me, blocked and ignored for months, then begged to be there after, treated like nothing then told I’m everything, just never getting a min of happiness or true hope!!! I was ready to just say forget it all, I’m done with life…..and quite literally I had an amazing opportunity to do an apprenticeship at a nail salon drop in my lap without even trying!!!! It was an hour and 20 minutes away from my house, but I took it immediately, because that is my ultimate dream! I had been praying for god to show me how to achieve this for years!!! During Covid I figured out that I’m really good at nails and I enjoyed doing it, it was the perfect opportunity to be able to get my license without having to go to a school and still get some income while giving my time! My only silver lining, in three years of hell!! I worked there for about five months, come to find out she had me working there illegally, none of my hours counted towards my actual ability to take my license, she didn’t teach me anything, because I already knew what to do, and she underpaid me the entire time!! I had to quit immediately if I stayed there, I would have put my chances of getting my license in jeopardy, and I would’ve been banned from the board of cosmetology for life!! And here I sit, beginning to pull my life back together, with Christmas right around the corner, unable to find a job conducive to my responsibilities I have at home. Everything has gotten so bad, and I feel so hopeless. This is my last resort. I’m not sure how all this works, I’m not sure if my situation is any better or worse than any one else’s!? I’m sure it’s not. But I just don’t know what to do or where to go. I have somebody who will apprentice me, but they can’t for another year, Nail Tech school costs anywhere from 5 to 10 grand and takes up a lot of time making it almost impossible to work while doing it. I can’t pay my bills, I can’t provide for my daughter and my father, without being able to work, I just don’t know what to do. I don’t know where to go. I don’t know how to pull myself out of the mess I created or if I can…..but I know I need to go to back to school, take care of my dying father, provide for my daughter, and make sure my two fur babies are fed and happy too! And I just can’t figure out how to do it without having a way to pay for all those necessities……can’t go to school if I can’t pay for it……can’t pay for it without working, cant go if I’m working full time!? What can I do!? So before I lose all despair again, I figured I’d try something I hadn’t yet tried

 

PayPal.Me/AmyMartin487

Filed Under: Single Moms Tagged With: USA

Last Updated: November 8, 2023

The Tooth Fairy

Hello. My name is Katie. I am 40years old. And I am struggling so hard to stay afloat. I am a single mother of three amazing human beings- whom I absolutely worship and adore. Therefore, when my child support was unexpectedly absent ($0 payments since July). It was really a no brainer to just take out a loan here or there- or pawn another ‘something’ around the house that’s really not getting used….or… my really BIG MISTAKE, getting a title loan on my car!! Really not sure exactly what I was thinking in terms of paying it off right away. But, now that im 26 days late and feel paranoid like the ‘repo man’ is going to pop up on me everytime I need to go somewhere- mixed with the throbbing pain running down my neck from the radiating tooth pain I have from a chunk that broke off, my phone ringing non-stop from bill collectors, the late nights staying up baking cookies just so my younger two have a decent snack for school- all the while adjusting to the absence of my 18yr old who went off to college in August (truly grateful, just a huge adjustment since we had never been apart) I really feel like Ibam circling the drain. The dread of having no more things to sell or anyone to ask for help from is literally draining my soul. And had it not been for my son, Major, loosing his tooth earlier this evening…I probably still would not have the balls to resort to asking google ‘websites to beg for money’. But, I did.  And here I am..I am truly desperate and absolutely embarrassed by how out of control my finances have got. I am in a war- a constant battle between my heart and my mind right now and I feel hopeless. Part of me wants to just ‘un-zip’ and escape from myself- while the other part of me reassures myself that I am only human. Then, for example- last Thursday it was time for our annual scoliosis exam- myself accompanying my amazing little 11 year old Whitney. Who was like a kid at Christmas the night before simply because she was juiced about spending the day with me- her mom!! I really dont want to ramble on and on- but, my heart beats for them. I want to be the best mother that I can be. Because they deserve the most- the best of everything. My struggle frustrates me most right now- because I am in such a constant state of turmoil, constantly scrambling to feed them and stay on schedule and this and that- that i find myself spinning- out of control with devastating thoughts about my worth. I need to stop. And breathe.  And that’s why I am begging for your help. Specifically, because I don’t even have tooth fairy money.

-my tiltle loan is such a growing beast. It is now over $5,600

-i owe another $1600 in loans

– $2200 to get my things out of pawn

Honestly- ANYTHING HELPS. I CANNOT THANK YOU ENOUGH FOR EVEN READING THIS.

paypal.me/katiecoy

$poohkiki

Filed Under: Single Moms Tagged With: USA

Last Updated: November 7, 2023

Help a single mom with a 6 year old with mental health issues

Hello,

I have been raising my daughter alone for the past few years. Her dad continues to promise to pay but hasn’t held a job more than a week since I left him. I haven’t talked to him in months as he is narcissistic and abusive and adds no value to her life. Since she’s been in school she hasn’t had the best time. She has trouble with outbursts and anger, trouble regulating and concentrating. It is been nearly impossible since covid to get her any help. She sees a psychologist 3 hours away from where we live that costs $220 a session, and the only place I can find to get her assessed is a private practice and it will cost over $3000. My benefits cover $500 a year for all of that. My grandpa has cut me off for no apparent reason when I only ever asked him for money to help with that. I am drowning in debt now and if it continues like this we will likely lose our house and everything else. I believe she has some form of bipolar and possibly childhood depression. I would like to get her the help she needs sooner rather than later, any help would be greatly appreciated.

https://www.paypal.me/KirstenO791?locale.x=en_CA

Filed Under: Single Moms Tagged With: Canada

Last Updated: November 7, 2023

Single Mom of Three Kids Abandoned by Father

Hello Good People,

Iam writing to seek help and support from kind and helpful individuals. I am a single mother of three children a girl aged 12 years, a boy aged 4yrs and a girl of 2yrs after separating with their father because of emotional abuse. I have been their primary caretaker from that time and are struggling to cater for every one of their expenses starting from rent, food, education and medical bills. I lost my job in 2021 as a result of being pregnant with my last born girl and since then I have been struggling to cater for their needs with no help at all from their father. My eldest daughter goes to school but without full school requirements but it hurts to see my son who is 4yrs old not starting school due to lack of tuition.

I have searched for jobs but to no avail including starting  up a small bakery and snacks business to have some income for my children to live by but it collapsed due to cash flow and huge debt payments. I have to cater for monthly bills/payments amounting to $1,500 but are in debt and literally broken down.

Iam a very hardworking, intelligent and purposeful lady with numerous ideas for business but lack startup capital for working. I would be very glad to have support from all helpful individuals and organisatons who can support me to cater for my children’s needs but most of all assist me with startup capital of $45,000 to steer my initiatives in the right direction so it can help me fulfill my family’s needs in the long run.

Thank you for your kindness in advance.

Paypal.Me/MarieGagregi or mknjala@gmail.com

Filed Under: Single Moms Tagged With: Africa

Last Updated: November 7, 2023

MOM YOUR CARD DECLINED

I am a single mother of two boys age 17years and 11years old with the younger having special needs. I used to work in Finance selling loans, but I gave up employment 5 years ago to care for my younger son full time. Giving up employment was not an easy decision but considering my son’s needs I had to.

 

Financially I have struggled with my children, but it has got worst since the passing of my father three years ago. The cost of his funeral rest solely on me which not having any savings I could only pay for by means of credit cards. Last year my dear grandmother passed away and again credit cards was the only source I had that I could use to pay for her funeral. Since then, I have been trying to pay off these credit cards, but the issue is I can only afford the minimum payments which does not help much in reducing their balance. I am also repaying a high interest loan which I took to pay for my immigration application. I am at the place now where I am borrowing from friends and at times having to ask for more time to repay them even though it may be a small amount I borrowed. It is getting increasingly difficult to get by as a single mother caring for a special needs child.

 

Just recent I was faced with the predicament of having to tell my older son heading out for school that I do not have any money to give him but that he could use my credit card to buy what he needed to eat but when he called me to say “Mom your card declined” I cannot express enough the emotions I felt then. Yes, I held it together on the call with him, but I broke down as soon as the call ended. I truly am feeling like I have failed in doing the basics. I have tried on several occasions for a consolidation loan to reduce my out goings as now I am really struggling with the payments and to keep myself afloat with the household bills, but I have been declined on every occasion as I have maxed out my credit cards which has caused my credit score to drop. If I can clear these credit cards and repay this high interest loan, I would be so relieved of all this financial stress that is weighing me down.

 

My total debts are £12,783.28.

 

I am praying for a good Samaritan to come my way. If that is you reading this, I am kindly asking for your help please and I thank you in advance for your kindness.

 

Take care.

 

Blessings234

 

PayPal.Me/blessings234

Filed Under: Single Moms Tagged With: UK

Last Updated: November 6, 2023

Single mother just needing help with groceries.

Hi, I’m a single mother with two children ages 15 and 12 . I work a full time job and I work very hard . With the cost of living going up I find myself living paycheck to paycheck and leaving me broke . With the cost of groceries going up I am having a hard time being able to buy food for my kids and I . I have struggled more than I have ever struggled in my life and I feel like I can’t make it and I find myself crying all the time and feeling stressed out . It then makes my kids stressed also and that is such a horrible feeling . Please I just need some help with groceries for the holidays . Cashapp is $1986ade

Filed Under: Single Moms Tagged With: USA

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