Begging Money

Financial Hardship Help

Being a single mother especially in today’s era can be extremely overwhelming. If you are one of those mothers who is doing it alone every day you know what I am talking about. It seems like the bills just continue to pile up and never end.

Researchers have said that just in 2015 year ending alone over 80 percent of the households in America that we’re single households we’re in fact ran by a FEMALE head of household which we’re mostly living very poor.

Many people may say well there is government assistance for them to get a grant but it’s hard to find and information regarding that said topic anywhere. So in hopes to help the single mothers out in the world this article will give you some insight on the different assistance topics we can cover including where and how to get a grant or scholarship. Also, you will read and see how simple it is to receive help with income expenses and medical insurance.

Are there really grants for a single mother?

Of course they do but these grants are not only for single mothers. However, that doesn’t mean there isn’t help for a mother to receive one. I know its mind boggling that the government hasn’t had any means created for money for a single mother that is actually in the shape of a grant. One thing the government does for a single mother is they assist them through a group or have set sponsors through a company, and sometimes they are covered by the actual income assistance completely.

Below are a few websites that will redirect you to free items that you can get just for registering on the website.

Low Income Assistance for Single Mothers / Government Grants

As I said there is not an official grant for a single mother available that is FEDERAL. However a single mother can go through federal programs and register and sign up for them. Those kinds of programs are usually for households with low income. Which means you would also qualify for Welfare. No matter what the case these are programs to help those who make below the limit and live poorly.

Below are different types of assistance based in the United States.

TANF – TEMPORARY ASSISTANCE FOR NEEDY FAMILIES

TANF is a crucial for many low income families located within the US.

With TANF you receive a small amount of cash every month that you can use toward your food, rent, and other necessities. However you only receive TANF for up to 60 month limit.

If you are a single mother and you have children in your home who are less than 19 years old you are eligible for TANF.

SNAP – SUPPLEMENTAL NUTRITION ASSISTANCE PROGRAM

Food-stamps or SNAP as other people may refer to is financial help for meals. You can receive money every month to place food on the table if you are on low or no income.

For most of Americans living in poverty SNAP is potentially the only assistance they can get.

Research has shown that in 2015 SNAP benefits have helped at least 45 million Americans. Most of the ones who receive the stamps are under are up to the age of 18.

When you go to use your benefits for SNAP you have your own personal debit card to ring your groceries up with at the register. If you are interested in trying to get on with SNAP benefits all you have to do is fill and application out and send it in or take it into a local office that deals with SNAP benefits.

NSLP – NATIONAL SCHOOL LUNCH PROGRAM

This is a program that gives free (or discounted) food to students whose parent’s income is bellow a poverty level. The income needs to be at least between 130-185 percent bellow the poverty line.

Most the time if a person is a receiver of SNAP benefits their children will be accepted into this program for free lunches. But, that doesn’t mean if you don’t have or receive SNAP that your children are disqualified.

You need to contact your child’s school to apply.

TEFAP – THE EMERGENCY FOOD ASSISTANCE PROGRAM

Food for the American families who are in the poverty range not matter what the age.

If you have received food stamps before or any other program assisting you and helping you such as the ones in this article you could also be approved for this program.

You will need to contact your State distribution agency to learn more about the Emergency food assistance program.

Local Food Banks

A food bank doesn’t exactly fit into the whole “Grant” program area as it is actually a location in your town where you can get food if you are in need.

Do not allow you or your family to go without food. If you ever reach that trouble you can call 211 and ask them where the nearest food bank is based on your location.

More then 200 food banks exist with the feeding america foundation and they supply enough food to feed over 40 million people.

WIC – WOMEN, INFANTS AND CHILDREN PROGRAM

This program includes a package deal where you as a mother are able to receive healthy foods, whether you are pregnant or a new mother, and also to children who are 5 or under.

WIC is a program that is temporary and only used for a short amount of time – usually between 6 to 12 months.

EARLY HEAD START / HEAD START

These programs are for children up to 5 years old.

You can receive free child’s medical and dental care along with their schooling, and dietary needs.

Find your closes headstart office on their website or call at 1-866-763-6481.

Insurance for unemployment

This is a special program which will pay you weekly if you are unemployed and it had nothing to do with you for you being fired or let go. You will only be able to receive this benefit for maximum 26 weeks. Different states have different benefit rules. But most states will average out at about 45% of whatever the average weekly income is.

Single mothers who are out of a job temporarily can find solace with these benefits and can help make the burden less for themselves because this pay will restore what you have lost from losing your work.

If you want to try and get this started and opened for you, you will have to find your local unemployment office or apply on the website for this specific program. Most states will allow you to also try to sign up for this over the phone.

Section 8 housing

Section 8 is basically a program that helps a family be able to pay for their housing. If approved you will receive a voucher of up to 70 percent of your bills (utilities and rent). You are expected to pay the other 30 percent.

If you want to apply and feel you qualify you can get in touch with your local office involved with public housing, the HUD office.

CCAP – CHILD CARE ASSISTANCE PROGRAM

This is a benefit for families who can’t afford to place their children in daycare while working.

You still have to pay a certain percentage but it isn’t a big lump of money. The less you earn, the less you need to contribute.

EITC – Earned Income Tax Credit

It is a tax benefit for people with low income. You could potentially get as much as $6,000.

If you normally have a tax rate of $1050 but you are allowed $5550 then you get refund of $4500.

There is a Children’s Tax Credit too for as much as $1,000 for EACH child.

LIHEAP – LOW INCOME HOME ENERGY ASSISTANCE PROGRAM

LIHEAP is a program that is a one time help to help pay for heating / cooling expenses.

Most of the time this is for the disabled or families with children or disabled person in the home.

If you need any extra information regarding this topic you can get in touch through the number 1-866-674-6327 or a local number for your local LIHEAP office.

WAP – WEATHERIZATION ASSISTANCE PROGRAM

Weatherization assistance program lowers energy bills for families in need. Usually the elderly and families involving children are accepted and put to the top of the list before all.

Your monthly income need to be below 200 percent poverty level.

To apply, find a local WAP center.

Medicaid

Medicaid is help with medical expenses. If you do not have health insurance this gives you certain benefits as long as your income restriction meets the level it should.

A lot of single mothers may meet the standards to be recipients of Medicaid even if you are unemployed.

Every state has different rules about Medicaid plans. You can find out exact requirements on this website.

Together with ObamaCare it ensures that even single mothers who didn’t receive any health benefits will now be able to have coverage.

CHIP – CHILDREN HEALTH INSURANCE

CHIP gives children without health insurance a chance to have health benefits all the way up until they are nineteen. It is for families whose income is too high to receive Medicaid benefits.

It provides every type of benefit you can think of — dental, eye exams, and even annual doctor’s exams.

Every state has its own rules. If you would like to learn a little more about this specific benefit you can call 1-877 Kids now (1-877-543-7669)

Federal Pell Grants

Aid program for students of up to $5,815 for those in need to be able to set foot into college.

This is the best opportunity for a mother who is single to finally be able to finish her schooling and finally continue in the workforce. The money is completely free of charge with no interest rates or paybacks ever.

You need to fill out an application and submit it for a pell grant and have it turned in on or before June 30th of every year.

Federal Supplemental Education Opportunity Grant

Similar to the Pell Grant. If you already have had pell grants and you are at the top of the charts in need you will be first on the list to receive this. Depending on a persons needs that are wrapped in with their financial struggle will ultimately decide who will receive anywhere between $100 too $4,000 annually.

Charities

Charities can be a way to seek help for you and your children whether you are in need of food or clothing or even housing. A lot of charities around the world actually have their own food banks that they run and they will give you bags of free food.

If you go to salvation army a lot of the times they will let you sleep there if you have no where else to go especially if it is a result of violence.

Churches

Most churches will offer you food and clothes or maybe even a place to stay if you have been recently kicked out by the one you are living with.

To find information on this you should look through your phone books local listing or yellow page. You can also research online and see what churches are available to your area and call them and ask what services they do offer.

Loans

Single moms can receive loans usually relatively quickly but I would not recommended that at all. You could potentially go into debt and not be able to rise back from that.

Sometimes you have no choice because you have to fix your broken car or maybe pay for utilities and food and need the help right then. But you have to be able to pay that loan realistically quick.

Pay attention to your credit because if you try to get a loan through a bank or anyone they will check your credit score and see if it is even available to be able to place a loan out to you. If it is a loan that is for payday loans or credit card advances they will not run a check but you will end up paying more after fees and costs.

Line of Credit

If your credit is decent some people ask a bank for a loan personally. Most of the time this is a better idea then asking for a payday loan because if you need quick money with lower rates of interest this is it.

Personal Loans

On a personal loan interest is lower dramatically but you have to pay in instalments. It doesn’t really fit criteria for an emergency. Normally if you just tell them you do not have any more funds and that is why you need this they will turn you away. If your credit is poor you will not be able to even touch this offer.

Short term (payday) loans

This is a very popular type of loan. You may know it by the term “Cash advance.” The interest runs really high on these and it is a loan that is only for a small time frame.

This is a loan that would more then likely be considered if a problem arises and you needed to repair your car or had a disastrous dental emergency. You have to know for sure you will be able to give every penny back.

If you do not pay this type of loan back you could be in loads of trouble financially.

Credit card cash advance

Do you own a credit card? If so you will be able to get money from a bank as easy as 1, 2, 3. This is not a method that is highly praised though because as soon as you start taking money out of the bank the interest keeps rising and you also are charged for using and pulling out of the bank a fee. This is potentially the easier options if you do need cash asap but you have to pay it back and make sure you absolutely can.

When it is all said and done grants will not solve your money issues within your home if that is what you expect. To get a grant is definitely not easy it isn’t a walk in the park by any means.

If you are looking to get a more stable source of financially being stable you should probably look in areas around you or find a women shelter until you can get back up on your feet.

If you think you have all the time in the world you can apply for other areas of assistance such as Food stamps, HUD, and etc. They do take a lot of time and effort for someone to get back with you and let you know if you have been accepted and enrolled. Try finding a part time working job as a way to financially start becoming stable again.

The moral of this is you can not expect a grant to fall into your hands without effort and take all your worries away. They are only here too do one thing and that doesn’t usually fix anything with your financial setting.

This is all on you and what you decide, no one else can decide for you.

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Mother of 3, debt relief please.

I feel like I’m drowning in debt with no way out and I need a little help please to set me back on course. I’m a mother of 3 young children and I’m struggling to make ends meet. I appreciate the cost of living crisis has impacted everyone, but it really has made my life worse. Energy bills in particular are ridiculous. My utilities were £515 last month! I can never pay the full amount so my debt to utility warehouse is mounting up. I put the heating on as minimally as I can but I can not always avoid doing so. My 3 year old daughter has a heart defect and needs to keep warm.

I have a mortgage not renting so I do not have access to state support. My mortgage is £729 pcm. I work Monday to Friday and my wage varies between £725 – £900. I get child benefit of £204 4 weekly and tax credits of £280 4 weekly. My council tax is £180 pcm. I have a 10k loan (needed for essential home repairs!) which I’m paying off at £144 pcm. I have other bills too but those are my bigger ones not forgetting utilities. After my bills are paid I am not left with anything. In order to keep me a float an pay outstanding bills and pay for food I have turned to credit cards. I can’t sleep. I can’t see a way out of this drowning debt before I completely lose control of it and have debt collectors banging on my door. Some might say go get a higher paid job and yes whilst that is an option, it doesn’t work right now when I have one child who is not school age. I simply couldn’t afford the childcare, plus she needs extra support so I need flexibility to be there for her and her appointments.

In total I’m around 15k in debt. I’m not asking that someone pays this, that’s too big an ask. My request is also a big ask but I’m hopeful it would set me back on track. Please would anyone be able to pay for 1 of my credit bills, that I have used to pay for groceries. It is £2800. Just having one less thing to think about will make all the difference.

I am so fed up of having to tell my children no when they want something. Just writing that has made me feel very emotional. I want to be the best Mum I can to them but feel like I’m failing. Life is just hard at the moment.

From the bottom of my heart thank you for taking the time to read this.

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Help! Struggling with debt and daycare

I am a 40 year old woman with a 2.5 year old. I was doing great financially, then found out I was pregnant,  which was a blessing.  Then covid happened during pregnancy and I was forced out of my job (a small company that didn’t have to abide by laws protecting pregnant women). I stayed home with my daughter until she was 1. It was wonderful being with her but I went through my savings and maxed out my credit cards. I have a decent job now, but have not been able to catch up. My whole paycheck goes towards bills, debt and groceries.  I refinanced my house last year for daycare money.  I make to much for assistance but not enough for life. I’m struggling.  I have 35k in credit card debt now.  I’m so worried because I’m not going to be able to afford daycare next month.  It is 1760 a month,  which is on the lower end.

https://www.paypal.com/paypalme/2023life

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I love you son…

No one ever talks about the pain a mother endures in losing custody of their child.

Going from caring for them since birth day in and day out, sleeping in the room next to you, hearing their playful ways, giggles, watch them develop their own little personalities, being able to simply say “I love you,” to losing a custody battle, having your child ripped away like they’re a baby doll toy, only allowed 2 days per month for 2hrs in a SUPERVISED BUILDING (if you’re even lucky enough to get that time due to unprofessional ways of the family court services, I’ve only seen my son 3 times in a year..) is a feeling no mother or parent for that matter should ever have to go through. The worst part is that I’ve been hit with outrageous lawyer fees from my ex, child support, travel costs for him to being him to supervised visits, while trying to get back up on my own feet again after losing my mother and dealing with the terrible hardships. I have a vehicle to pay for, insurance, rent, utilities, a phone bill fuel and groceries to take care of and my ex has a family who is financially able to support him in every way leaving him to never know what struggling really is. Here’s the thing tho…my ex has never fought for my son after the breakup 6years ago. I had to fight him to take his son for 2days out of the week. I never went after him for child support and I never bothered him. After my mother passed away I lost everything due to my drinking issues and hung my head to do the best thing and ask my ex to take my son for the school year until I can rebuild everything again. Instead he chose to surprise me with papers temporarily suspending my visits and uses my mental health against me. Unfortunately for me o do not have any kind of money to afford a lawyer and ive been denied the income based or pro Bono lawyers due to making to much money. I have been trying to fight this and save money for myself but I haven’t been able to do so and I am hanging my head now in hopes someone out there would be willing to help me with financial aide to pay for a lawyer and get my visits back. I can’t get the thought of what my son thinks and why I’m not there and why I can’t call or anything out of my head and today I seen my friend hig her little boy and I turned my head and started to cry. I miss the days I could hold my child any time I wanted. Its been almost 2 years now and I am losing out on a lot of life with my son growing and being alienated breaks my heart. I just need some help. In total I would need $5000 but will be completely happy with whatever help anyone is able to give. Please help me to help my son see his mommy again. Please?

paypal.me/brittni07

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Seeking Financial Aid, Recently divorced and orphaned single mother of four beautiful bright children. Please help <3

hi :) I am a recently divorced, single mother, as well as recently orphaned by both my parents deaths. I had a terrible miscarriage right before the divorce and was alone in hospital to deal with it alone. I am deeply still processing the grief brought on by the four events.

I have four beautiful intelligent children, two in primary school and two in highschool. They are what has kept me alive and given me hope to keep striving. I wouldn’t be alive today if it wasn’t for their existence on this planet. They are my heartbeat!! I love them with all my heart and soul.

I was married for 18yrs.  Mentally abused and gaslighted. Manipulated into believing i was mentally ill by my ex as a way for him to cover up his multiple affairs with other other men throughout the marriage.
My mother passed away before the divorce from sudden death where as my father passed away after the divorce, due to his cancer coming back in the brain. Be them both together in bright warm light.
I was a stay at home mom for 15yrs and started working my first job two years ago. I have been struggling to hold on to a job because of post traumatic stress as well as high anxiety. I am still learning how to be independent and mentally strong again. It has a been a slow progress but progress nonetheless.
As i have four children to care for, I must keep financial stability while trying to get back on my feet. It has been a huge emotional and mental struggle but I feel I have made progress.
I recently became unemployed due to the Covid-19 pandemic. I now have to go home to my parents house and start clearing everything out and do it alone as my children are currently staying with their father, due to my financial situation. My family has also migrated back to the USA, leaving me alone here in Malaysia.
I am broke. I have no income or financial aid. I am greatly worried and concerned for the future of the children and mine.
I would deeply appreciate some financial help from anyone who is willing to help me get back on my feet and gain the confidence and mental strength to repair and clear out my late parents home. From there I plan to rent out the house so I have passive income. I can then rent a small apartment and my kids can come live with me again. Please, help me.
I feel lost and hopeless and in a state of panic because of my situation and not being able to be with my children. Everything i do or achieve feels pointless when I cannot have my children under the same roof as me.
Any financial help you can provide  me will be deeply appreciated and paid forward when I am able to reach my goal of passive income from renting my late parents home.
Thank you for your time reading about me, this was very hard for me to do but I just dont know what to do anymore. I hope someone out there can help me. Please take care of yourselves and keep safe.
https://paypal.me/kerijav2?country.x=LV&locale.x=en_US

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Asking for a blessing

It seems life has thrown me a lot of curveballs since i was younger my parents were bad drinkers..Raising my Lil brothers and sister while being moved from group home to group home over 30 different homes and many many families  but during all this I ended up pregnant under the foster care and my life has never been the same I married young cause I was scared to raise my first born alone and it just never seemed to quiet be the best choice since the father was not who I thought he was….not once but twice I was on my own in the hospital giving birth to my daughters with nobody but myself at 16 years old.. Until my son was born then that’s when I knew things changed my husband was t just distant he was never around..  I  had my babies through this situation and I can say I love very much and did all I was supposed to do and more as a mother like attending school while pregnant I went to a school that was predominantly black I was talked about then eventually tossed out of as a liability to the school and continued to have two more kids with the same man after hearing the I’m sorry I’m sorry and trying to keep my family together  raising my babies and taking care of my siblings i got a job at the local waffle house and was able to keep up with a studio apartment despite having to support not only myself but others as well……eventually I got divorced from my children’s father leaving me to raise 2 daughters and a son so I moved to Indiana where I was originally born thinking I could financially make it easier since Florida where I was at was  expensive……..while in Indiana I met a man I had known as a child we rekindled our relationship he seemed to want to help me and my children in fact he made us believe very much he loved us but that was far far from the truth….believe it or not my situation is about to take a huge change that even in your wildest dreams wouldn’t believe was happening it was like something out of a movie or some crazy novel……but not before having a child with the man I later would come to know as the worst man I’ve ever ever met………but meanwhile he made it all seem great he worked he made me think he loved my kids but behind closed doors things were very very abusive..He used to beat me in front of my children. After seeing this man knock me out numerous times even dragging my body as I’m unconscious to the bathtub to run cold water to wake.me up cause he thought I was dead and so did my kids they screamed frantically its hard to imagine but I continued to try and stay in fear he would kill.me if I ever left cause that’s exactly what he told me my kids would eventually be next as far as abuse for them which I had no clue but it wasn’t physical more just talking to them like they were nothing to him and they feared he’d take it out on me as he often did I should have walked away but instead I figured maybe it’s not just him it’s financial burden on one parent working I then got a job and had a babysitter watch the kids..He starts having an affair with the baby sitter and at this point the kids aren’t being watched more less she was there for him and well…… my own mother moved in and I thought surely things would look up but id come to realize my own flesh and blood had started sleeping with him.. I found out while at the hospital with my son he nearly died from aspiration of the lungs by ingesting shampoo  while I was at work I came home immediately to take him to the hospital where we stayed for over a month lost my job not before finding out this man was to busy to see his son in the hospital because he was sleeping with my mother…..I know what your thinking WOW what on earth……well this was just the beginning because this man had a daughter with another woman who passed away when the Lil girl was 5 and its like he just snapped and next thing I know I’m being abused  every single day black eyes busted nose conclusions until one day when I was brave enough to leave him but with little choice as he hadn’t paid rent in over two months so now it’s time to leave and take my babies with me nowhere to go nobody to help…….living in my vehicle I was forced to contact my original father of my first three kids which coincidentally enough had moved to Indiana as well and was working with non other than my father who was abusive as well which led to the removal of my parents and into foster care as much as I try to just look past it all I knew it wasn’t fair for my kids to have to be forced to live in a vehicle so I made attempts to contact they’re father…surprisingly enough he must have had some regret in his heart because he manned up and took the kids after me raising then almost 10yrs without him and never receiving child support….which left me and my youngest son (the one I had with the abusive cheater….who by the way was 6ft 1 230lbs to my 4′ 11″ 110lbs) quiet the deficit……im sorry I’m pouring my heart out in this message .but I was now living in a car with my son.. ..it just seems to be like I’m some type of bad news magnet and I honestly have done anything I can for anyone even if I couldn’t I figured out how to…….  I’m now beaten up by life and have to look at my son and feel all these emotions flood my heart…..i’m at a huge loss as far as how to keep going my trust has been misused and abuse by everyone in my life and I’m just hoping that by some small chance some grace from somewhere that I could get someone to help me in anyway possible if you’ve never struggled like this which I don’t know many who have had the same unfortunate events happen and able to talk about it…..I’m asking if there is any way possible that you could help me at all I’m sorry to be asking like this but I can’t say I’ve tried until I’ve tried everything else I have nobody to turn to and well I just am hoping that maybe you have a daughter and would think of how heartbroken She may be if she had to go through something like this I pray she never does but I’m honestly just at my wits end here if there is aany way possible at all you could help me out with anything remotely close to enough to maybe even pay for another hotel room or a loan to help me at all I’d greatly appreciate it….im.sorry to even come at you like this but my son is worth every bit of my time no matter what or how long my explanation is…..and I believe in honesty even if it’s as crazy as my life has been…….thank you for taking the time to even read this I’m sorry to bother you honestly I am :'(

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It’s a hard thing to do asking for help..

Cue the “you may be wondering how I ended up in this situation” soundbite..

Truthfully there are probably a number of valid reasons but the one I’m here to throw out as the primary instigator is Mental health.

I am a 31 year old single (of 2) mom who lives in a small town in northern Canada.

Financially there was a time when things were easier or just less prone to keep me up half the night.

A bit of backstory I recently left my part time job at a financial institution I worked at for 5 years. I’m someone who’s riddled with anxiety but also competent to know the show must go on because life isn’t free. In my time there I had never particularly enjoyed it and knew it wasn’t endgame for me. I also had a boss who was always on my back for seemingly no reason as my performance was adequate.
Last year the fall of 2021 I sort of snapped mentally and took a leave. It was the first time I had ever taken a leave in my entirety of working history.
That came with a lot of shame but I knew for the sake of my children and myself if I continued to neglect my mental health. There might not ever be that chance to improve and make a change.
It’s also vital to the story that my leave experience was a gong show with this company. They advocate no pressure but we all know how cooperate is ran. It’s a game of prey on the weak and grind them down until they are forced to come back.
After the leave had me feeling “shook “ as the kids say and I came back after 5 months it wasn’t the same.
I dreaded going which didn’t help the mental health even though I was trying to combat it at the same time. Truthfully it was like brushing your teeth while eating Oreos… The disrespectful comments the lack of empathy as well as suddenly being on my every move I could tell they were trying to phase me out ..

As of about a week ago I gave them what they wanted. I want respect that feels like the bare minimum to ask for from a workplace.

Things got expensive in the spring and I was falling behind on a lot of things. I kind of shut down and didn’t burden a soul with what was going on. That was a mistake for the first time in 12 years I temporarily moved into my parents with two kids. Bless those saints I will never be able to repay them in this lifetime.

I dug deep and tried to push my dislike aside for my working situation. I took more shifts I put in more visible effort and maintained a good relationship with a new manager. Silver lining I obtained a new apartment paid the first and last on my own which I feel the sting from lol

Ironically when it rains it just straight up storms because my children’s father stopped paying support. Now it may not be a lot but I like many others every dollar counts. So it’s been months without that extra income every month. I miss it more than I miss dairy.

I had a double insurance payment come out today on the day rent is due which puts my about $250 behind. I really don’t want to be on such poor footing two months in. I also have to swallow my pride and say it’s been hard to even buy groceries and it’s not me I worry about but the two mouths that rely on me.

Now for as bleak as a lot of that may have sounded. I do have an interview at a new restaurant in town on Thursday and I have some stuff on the go at home because it’s important to stay proactive about these things !

I guess if anyone reads this I’m just asking for anything to float by on a for a bit. The gratitude is strong even if it can’t be felt through a screen I just know that this situation is relatable to someone out there.

I sincerely thank anyone who donates.

My PayPal link is @paquette30

Cue the “you may be wondering how I ended up in this situation” soundbite..

Truthfully there are probably a number of valid reasons but the one I’m here to throw out as the primary instigator is Mental health.

I am a 31 year old single (of 2) mom who lives in a small town in northern Canada.

Financially there was a time when things were easier or just less prone to keep me up half the night.

A bit of backstory I recently left my part time job at a financial institution I worked at for 5 years. I’m someone who’s riddled with anxiety but also competent to know the show must go on because life isn’t free. In my time there I had never particularly enjoyed it and knew it wasn’t endgame for me. I also had a boss who was always on my back for seemingly no reason as my performance was adequate.
Last year the fall of 2021 I sort of snapped mentally and took a leave. It was the first time I had ever taken a leave in my entirety of working history.
That came with a lot of shame but I knew for the sake of my children and myself if I continued to neglect my mental health. There might not ever be that chance to improve and make a change.
It’s also vital to the story that my leave experience was a gong show with this company. They advocate no pressure but we all know how cooperate is ran. It’s a game of prey on the weak and grind them down until they are forced to come back.
After the leave had me feeling “shook “ as the kids say and I came back after 5 months it wasn’t the same.
I dreaded going which didn’t help the mental health even though I was trying to combat it at the same time. Truthfully it was like brushing your teeth while eating Oreos… The disrespectful comments the lack of empathy as well as suddenly being on my every move I could tell they were trying to phase me out ..

As of about a week ago I gave them what they wanted. I want respect that feels like the bare minimum to ask for from a workplace.

Things got expensive in the spring and I was falling behind on a lot of things. I kind of shut down and didn’t burden a soul with what was going on. That was a mistake for the first time in 12 years I temporarily moved into my parents with two kids. Bless those saints I will never be able to repay them in this lifetime.

I dug deep and tried to push my dislike aside for my working situation. I took more shifts I put in more visible effort and maintained a good relationship with a new manager. Silver lining I obtained a new apartment paid the first and last on my own which I feel the sting from lol

Ironically when it rains it just straight up storms because my children’s father stopped paying support. Now it may not be a lot but I like many others every dollar counts. So it’s been months without that extra income every month. I miss it more than I miss dairy.

  1. As we all know a tale as old of times. Bills.. so feel like I’m drowning and when I do manage to scrape by I’m left with nothing. Loosing sleep about how I’m going to afford to pay for groceries for my children. I really don’t want to be on such poor footing that it jeopardizes them. I also have to swallow my pride and say keeping up with my vehicle eats away at the limited funds but I can’t imagine life with kids in a small remote area without wheels. It is very much a necessity.

Now for as bleak as a lot of that may have sounded. I do have an interview at a new restaurant in town on Thursday and I have some stuff on the go at home because it’s important to stay proactive about these things !

I guess if anyone reads this I’m just asking for anything to float by on a for a bit. Anything to help and ease the mental state and feed the two mouths that rely on me.

The gratitude is strong even if it can’t be felt through a screen I just know that this situation is relatable to someone out there.

I sincerely thank anyone who donates.

My PayPal link is @paquette30

 

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Onward and Upward!

Screenshot_20230116_112157_Google.jpg

My name is Amanda, I’m 41 and live in Mississippi. I’m divorced with 4 boys, work a job that pays most of the bills, and just like most people, I have big dreams that seem to take a backseat more the older I get. My life has had a lot of twists and turns that have thrown me off course. It’s funny how I knew exactly what I wanted to be when I grew up as a child- an obstetrician with a Lamborgini, married to Val Kilmer and living in Australia. And now as an adult I find myself unsure about a lot of things other than the fact that I have let regret, fear and anxiety hold me in one spot for too long. After my 3rd born son died soon after birth, I slowly lost my mind and then almost everything I had. My career as an RN, my marriage, my happiness and drive. I became addicted to pain pills and spent 7 years of my life committing suicide in slow motion. That time in my life was dark and painful, and it took the crushing pain of loss and shame,  getting arrested and ending up homeless and without hope for me to decide to live. Today I am 5 years and 6 months clean, and I have worked at a drug and alcohol treatment center for 4 years. My life today is all about helping other addicts to find their way out of the pits of hell and get back to living! I’m grateful for every single moment I endured and survived, and for every single answered prayer, and for the chance to rebuild my life and pay it forward. Currently I am renting a home and working full time- I have most everything I need, but not so much of things I want. My youngest son is 12 and he has never been on a vacation. It’s been that long since there was money, opportunity, and time for that. Wow. I would love to be able to get my RN license back, which means a semester of school and cutting back on work hours so I can focus on school. I would love to have a relaxing breath of peace, and be able to spend money on something that doesn’t take money away from something else before my kids are too old to want to spend a vacation with mom. I am in a position now where I’m treading water, and I’m grateful for that! But I can’t even tell you what I would give to have some financial security and slack. One of my biggest dreams is to open a treatment facility of my own, now that I have seen many different styles of leadership and programming, and witnessing what really works! I’m going to continue blessing people around me and doing service work because that’s what keeps my sobriety, sanity, and serenity intact. And I will have faith that there’s a blessing or two still out there for me, too! If you or someone you know is struggling with addiction, please reach out to me! I may be the way your prayer gets answered :)

Thank you! Paypal.me/amandapanda0824

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Please Help Me Save us…❤️

paypal.me/shaunalynfit

“We make a living by what we get, but we make a life by what we give.” -Winston Churchill

It is very humbling to ask for help. It wasn’t very many years ago that my kids and I financially wanted for nothing. Beautiful home, expensive car, expensive gifts, Maui vacations…our lives were seemingly perfect and carefree.

But nothing is as it seems, is it?

Like many stories out there, we also lived in a world of fear and control. No means to go, too terrified to stay. Years of living quietly in our home, staying out of the way, hiding in closets…we survived each “bad day” of my ex-husband’s life. But his anger outbursts escalated, and one February night, barefoot in the snow at 4am, we ran for safety. And I have been fighting for our safety, security, and peace for years since.

I support my children with no help. I work full time and part time. I would do it again and again to live free. My kids are independent, smart, social, kind, athletic, and so, so sweet. They have dealt with too much in their short lives, but they keep going. Everyday they choose HAPPINESS. They never complain (well sometimes!) that we struggle. They appreciate living in a comfortable, happy home. They try not to ask for much. They work hard and play hard and live SO LOUD now!

And we survive – barely. Some days I don’t eat so they can participate in the sports or go to the school dance or help with the school fundraiser or advance to the county spelling bee (or whatever it may be) – nothing different than most families have probably done a time or two. Some days I am proud of how far we have come. And some days I am terrified of what will happen next.

“Next” happened.

Saturday my Honda CRV started flashing lights on the turnpike. ALL THE LIGHTS. The only car that gets me to work, the kids to school (and football and basketball and cheer and baseball – depending on the season). That car – and it seems so silly – is how my kids go to bed at night with something in their belly. That stupid car gives us our freedoms…it allows us hope each morning that we can do this – we will be okay. I’m not saying that we aren’t struggling or that most nights you won’t find me exhausted, curled up crying myself to sleep, praying for one tiny break…but thankfully I am healthy and strong and able to support us.

I am lost. Paralyzed in fear again honestly.

Diagnostics stated I have a power train system issue – could be as simple as replacing a variable valve timing pressure switch ($150-250) – or the entire module (IDK – they estimated a thousand bucks but it might as well be a million).

And perhaps my biggest problem, the Anti-Lock Brake System either “works or it doesn’t.” This part has grounded us. I can drive it but will it kill us? I have no idea until they fix it. Maybe the sensor just might not be working. Meaning my car doesn’t know to start stopping basically. It is dangerous for sure, but the sensor itself (plus labor) is also$150-200. However they might get in there and the whole ABS module is shot…IDK. $2000 plus labor – or a hundred million. Whichever. It’s the same in my world.

I need help. I’m terrified to get too far behind. I only have my sister and she is married with kids – she cannot take on another family.

I hope to someday have dug us out of this hole.

I hope I made my kids proud to be mine.

I hope to read a story like this and be able to give.

And I really, really hope there is someone out there today that feels like saving us.

Thank you.❤️

paypal.me/shaunalynfit

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My Life Thus Far

My name is C, I am from Canada, born and raised in southern Ontario. I met the love of my life when I was 15, I am 32 now. We had an almost decade long relationship before he left me. We had a six year old at the time and I was pregnant with our second child. Unsuspectingly I came home from work on my 29th birthday to find that he left me. All of his things were gone, his man cave was completely empty and my house was quiet, because my dog was not there to greet me like she normally was. I come to find out he had moved into an apartment across town with another woman. The children are a few years older now, as am I. I love my children more than anything in this world, and as their mother I am trying as hard as I can to give them everything they could ever want, everything I could not or did not have growing up, but I am going to be honest…I am lost. I feel completely defeated and I honestly just googled, “how to ask people for money” and this website came up and so here I am and I feel ashamed and embarrassed but I think most of all I feel angry because I was forced into this position by the father of my children unsuspectingly, completely blind sided and I have been drowning for the last 3 years. I need help, I do have a full time job and government support for the children, but no help from their father, and currently I am on medical leave for chronic pain so my medical benefits is only a small fraction of what my full time income would normally be. I also would like to say, I in no way am expecting anything out of this, I think because of how low and lost I am feeling I think writing out this paragraph is more to try and make me feel better if anything. I don’t know where my life is going, I am not sure what the future of my family is going to look like but I just so badly want to be financially stable, I am drowning in bills and debt and I am emotional all the time because life is such a struggle right now. There are people far worse off that I and I realize that, I just wish their was a solution to poverty, inflation is ridiculous, and people are losing their lives because they don’t know what else to do, there is no escape I suppose. I have to admit I do feel trapped in financial ruin right now and it is absolutely childish of me to say, especially because there is absolutely no way I am the only one feeling this exact way, and going through this exact thing, but it may sound childish to say I just wish I could snap my fingers and solve all of my money problems. I am trying to keep it together for my children, every day is a struggle, I am trying to hold on, but I am scared, I don’t know when or if I will be able to return to work, I don’t remember the last time I didn’t worry about if I will be able to keep the roof over my children’s heads. I go without eating sometimes so my children can, because sometimes I try to have a longer stretch between grocery store visits. I don’t want to ask for help, but I will just say I need help. I don’t know what will come of this, but if you read this.. thank you. I hope you are safe and warm, surrounded by the people you love most in this world.

paypal.me/p1nklin

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Single mom, desperate to get back on track

Hello to whom ever you are 1st thank you for stopping and even taking the time to read my plea for help. Ive never done anything like this not sure what to say or even where to start. I’m looking for some financial help I can try to repay back in small increments if need be I just got back to work in January, my vehicle was recently repossessed the day before Christmas and Ive been so desperately trying to get it back. My credit is not the best  and I would hate for it to go any further down on top of that I’m behind on rent. I’m dealing with depression & anxiety and just trying not to give up on life with all that it’s throwing at me right now for the sake of my 3 kids. I’m just trying to pull myself out of this hole and be back somewhat okay. anything would help & be much appreciated honestly. My goal is whatever someone can spare as my debt is about 10k. And I know that is a lot to ask for. I’m desperate I’m on an app asking for help from people who have never met me. This is probably the lowest I’ve ever felt. I hope that if & when I am back on my feet I’m able to return the favor and help someone else in need. Thank you in advance

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New life at 50?

Married at 42, believing in love conquering all. Both never having married before. It wasn’t quite what I expected. Somehow I became the sole provider. What we agreed would be us both giving our all, 100% each, turned out to not even being 50%-50%. It was closer to 100%-10%. Believing in love, marriage, and good – I expected things would get better and they did – just enough to keep me hopeful.

I had our child at 44. He promised I would be able to stay home with our son. But he never even tried to get a job. So after my maternity leave ended, I sucked it up and responsibly went back to work. By default he became the stay-at-home dad.

Somehow though, nothing I did was good enough. I kept it positive though 95% of the time or more. I was called fat- I had 3 accidents after marrying one requiring surgery, a couple broken bones, and chronic pain – so I had gained weight, but always had a decent shape and figure. I was repeatedly told to go back to work when I would come home after working more than a full day, or even some extra hours at freelance work. Criticized for  anything and nearly everything at times.  Especially anything having to do with God, which he knew from moment number 1, that is most important in my life.

For several years, I kept working on being the best wife and mother I could be. Every time he stopped doing something I picked up the slack. He stopped fixing the car, I took it to a mechanic and paid. He got rid of his car, I drove our son to and from school and everywhere else. He stopped cleaning after the pets, I did. He stopped cooking, I did. He stopped cleaning, I did. He stopped caring for the property, I weed wacked and pulled thigh high weeds as best I could, paid to have trees cut down that were dying and threatening our home- I got a discount for them leaving the trees down as my husband agreed to chop them up-he never did. He stopped going places with us, like on annual vacations and to visit family.

I kept positive best I could and worked on  getting healthier. I lost a third of my weight, now weighing less than when we married. I was feeling so good and told by everyone, except my husband, that I looked amazing.

Our son was struggling in elementary school. Then I lost my job. And I thought, now he will shine. He will step up so I can help our son, he will get a job, and I can work part-time and freelance as needed. I had a friend help set him up with a job, with benefits, $19/hr. He turned it down.

Instead, he said we were separated. I was so confused. Then a couple weeks later and right before my 50th birthday he said he had a place to stay and abruptly left. A week after my birthday, he said he loved us but couldn’t do this anymore and was leaving for good.  Maybe even leaving the state. He won’t say where he is. He had a job for two months last year after leaving us and says he is filing his own taxes. I will lose all tax breaks for married joint filers, and do not qualify as head of household because he was not gone a full six months of the year. I may actually owe filing a married filing separate return. Still waiting on my W-2 from the job I lost.

I have been keeping just above drowning in debt due to God’s provision undoubtedly. I have been able to freelance while my son is at school and the few family members I have, are graciously lending me money as they can without me asking. I received a calendar rom one last week with $75  and a book of stamps safety pinned inside to the page for January. I am literally freelancing to pay bills on a day by day basis. Behind on some like the phone which I have a payment arrangement to get caught up.

I am still shocked. However, since looking into how to try to save my marriage – as I believe in forgiveness and my vows and our son is distressed without dad. I have learned this is not uncommon, not in the least. I sought out an attorney to find out our rights. We have a right to potentially alimony and child support without filing divorce –  however – my husband has no income and you can’t get blood from a stone. He did say he was looking for work, maybe as a cashier. I have a regular job, with benefits I will be starting in February, I will not be able to freelance once I do.

So my ask… well asks … Prayers and financial help.

Any money to help with bills at all. (These are rounded)

I owe $38,000 on the home – payment is  $640/mo.

I owe $2000 in property taxes. No insurance on the home currently, I need a new roof so it will end up being force placed and added to the mortgage.

I owe $34,000 on the car – payment s $609/mo. (this was a tax write off for 2022 but wont be for 2023) (auto insurance is paid to June).

I owe $38,000 in student loans – in deferment -payment normally $256/mo.

I have $12,000 in credit card debts (I know this is awful- yes Dave Ramsey I have stopped using them), I used to pay them off as used monthly – but was unable to since losing my job and husband, used what was left to pay car repairs and maintenance, medical and dental expenses and other bills, “Robbing Peter to pay Paul,” and I have only been able to make minimum payments-the interest is killing me.

After school care for me to work is $175 week.

I would like to do a save my marriage workshop, call me a fool, but I love and care my husband, believe in my vows and know people who have been reconciled after worse and after as many as 15 years, with a much better marriage now.  The one by Marriage Helper seems the best, including travel from FL to TN it would be a few thousand dollars. I am making use of all their free resources available right now.

I would also like to continue with my health journey, losing a third of my weight and still recovering from 3 recent accidents and injuries- now being 50, I would like to work with a trainer – this would be several thousand to get personalize help to rebuild by strength and flexibility and establish endurance to keep up with our son who loves to run, camp, hike, play baseball, swim, and all the things a young boy loves to do -which his dad used to do with him. I want to cry, I can’t believe this. I actually am crying now.

If you will help at all and can put a memo what “ask” you are sending help for I promise to put it to that specifically. Thank you for reading this. Please pray for my marriage – our family, my son, and me specifically – at times every moment is a struggle. I know that God is in control. I know we will come out refined from this trial by fire.

paypal.me/MyPremierDesigns

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Help me to pay for Childcare

I’m Silvana, a mother of two and a student. I’m living in Croatia with my two little children. I’m completing my third year of BA studies.

 

My elder is 3 years old and the younger just turned 1 year. Their father left us all of a sudden, so I have to figure out everything on my own, which is very overwhelming and difficult at the moment. I was not expecting to be a single parent or be in a situation where I have to fear if I can put food on the table, how would I pay the rent, etc. I had the right to childcare support from the government until recently, 1 year after giving birth, so from last month I’m not receiving any money.

In the last FOUR months, I was trying to enroll my children in kindergarten, but there is no place for babies under 1 year at all, and after that only if BOTH parents are working (legally the father also has the rights until a court decides differently) and there is a free place for the kid. Where we live there is not enough place in government kindergartens so I could only take them to private kindergarten which is very expensive. Due to my situation, I got promises from the kindergarten that the children will be accepted (at this moment there is no place for them), but not before the next school year, so from September. But until then I have to feed them, pay the rent, and pay the utilities. But I can not do that if I’m not working, and not earning money. But I have no place for my children so who will take care of them while I’m at work? I’m so confused and desperate because I want to work, I even have job offers but I can not start working until I organize the childcare for them in private kindergarten.

 

The children’s father left us, and I don’t have any family or support, I’m on my own with two little children and no money.

 

There is a kindergarten which would be a place for us but it costs 500 EUR/month for two children. The government kindergarten’s cost is about 100 EUR/month/child. In Croatia, the average salary is around 800 EUR. If I go to work and earn 800 EUR it wouldn’t be enough for rent (400EUR), utilities (100EUR), food, transport, and private kindergarten (500EUR).

 

I’m here asking good people who are willing to help, for money to pay for kindergarten until September, so I can go to work, as soon as possible. The amount I would need is 8×500 = 4000 EUR. That is the amount I need but ANY help would be greatly appreciated. Thank you in advance.

 

https://paypal.me/silvanavlis

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Thank You for Reading & Your Consideration

Before I begin, this is my first time doing this tbh. Where do I begin?
in 2019 I separated from my husband because he beat me severely and tried to attacked me with a knife while I was holding our baby boy. My oldest son tried to defend me. We called his closest friend and he came and took him away. I never let him back in the house and it was the end of our relationship. His actions were a mix of his anger problem and drug use. I didn’t know and wasn’t aware of the signs of drug abuse until it was too late. Needless to say, it was the most painful thing I had to go through leaving a man that I still loved because he wasn’t good for me and my kids. I struggled to move on and took me about 3 years to finally feel the freedom and security to finally move and accept everything. Those 3 years were hard and my oldest son developed depression and tried to hurt himself because of what happened. I have tried to make my kid’s lives the happiest I can and provide for them the best I can all while battling my inner feelings and my own depression. When me and him broke up, I had nothing, a few weeks prior to the beating I had received kidney surgery due to a massive kidney stone that had to be physically taken out via surgery. So when he beat me, I was still recovering and I had no job. After the beating, he took away my car, my bank cards joint, and we were left with nothing. I managed to find a job even though I was still In pain and recovering. I have been taking care of my kids since then, he pays child support when he wants to. I Managed to get full custody after going to court and divorcing. He is still very disrespectful and rude and blames me   For destroying his family. He obviously moved on not so long after we broke up with An acquaintance of ours of all things. With COVID and the inflation, things are just so much harder, and I’m not okay, I feel depress and extremely overwhelmed. I try to so hard every day to work full time and I even opened at Etsy shop hoping that I will make some sales. I’m not staying put, I’m trying very hard. But I often wonder, I wish I had a partner or a helping hand. I see people winning the lottery big time like the Mega millions and I’m happy for that person but I always wondered  why it couldn’t have been me, I would do so much good . And I don’t even care about the full millions just with a couple thousand I would be happy.  I currently live with my 2 children, my mom And myself. I’m the sole provider and pay for everything. My mom got injured Cannot work. I feel like I’m falling, literally all the exhaustion and stress has me feeling sick all the time. I’m hoping that God brings me a lot of sales and I’m hoping things change, I’m trying very hard here.  Just need a little uplifting. Thank you for reading.

paypal.me/heyitsana

 

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Newly pregnant college mama

Hello (: I don’t really know what I’m doing but I know I am not in a great financial spot! Thank you ahead of time for reading my story and thank you for anything you can do to help us!

I want to start by telling you about myself! I am 23 years old. I am currently attending college to get a bachelors in Marketing. The ultimate goal is to get a masters in design. I absolutely love designing logos, ads, shirts, etc. for businesses and individuals. I currently have a full time job doing accounting for a small business. I love my job, but it is not my forever career.

In August of 2022, I went through a traumatic experience. I was 35 weeks pregnant and had a high risk pregnancy starting at week 10. This was the first time I was pregnant and I was terrified through the entire experience. I had a great support system and an amazing team of doctors behind me. I was going to appointments every week sometimes twice a week. When I went to my appointment on August 25th I was told news what no mother wanted to hear. They told me there was no heartbeat and that I had lost the baby. I was told to go home and wait until a room was available for me. I was called to the hospital about 10 hours later and they medically induced me. I was in “labor” for 26 hours. I got to hold my baby for the next 12 hours and then I was sent home.

When I found out I was pregnant 2 weeks ago I was terrified and confused. I have been with my boyfriend for almost 5 years and I have been on birth control since I lost my last baby. When my boyfriend found out he was scared and decided he couldn’t go through another loss, so he decided if I was going to keep the baby that we needed to take some time apart so he could decide if this is what he really wanted. I stressed myself out so much that I was having bad pains and ended up in the hospital. When I was sent home from the hospital, I was put on bed rest for the next few months. This is not an ideal situation for a 23 year old trying to graduate college, working a full time job.

I know for a fact that I am going to do everything in my power to give this baby the best life that I can. I have been trying to find side jobs that I can do from home to make some extra money to cover the costs of my doctors appointments.

I don’t want to ask anyone for help or for money but being on bed rest I am limited on my options. Anything that anyone can do to help me would be greatly appreciated. Again, thank you for taking the time to read my story, and thank you for anything you can do to help me.

paypal.me/urbanmama

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Help me to pay for Childcare

I’m Silvana, a mother of two and a student. I’m living in Croatia with my two little children. I’m completing my third year of BA studies.

 

My elder is 3 years old and the younger just turned 1 year. Their father left us all of a sudden, so I have to figure out everything on my own, which is very overwhelming and difficult at the moment. I was not expecting to be a single parent or be in a situation where I have to fear if I can put food on the table, how would I pay the rent, etc. I had the right to childcare support from the government until recently, 1 year after giving birth, so from last month I’m not receiving any money.

In the last FOUR months, I was trying to enroll my children in kindergarten, but there is no place for babies under 1 year at all, and after that only if BOTH parents are working (legally the father also has the rights until a court decides differently) and there is a free place for the kid. Where we live there is not enough place in government kindergartens so I could only take them to private kindergarten which is very expensive. Due to my situation, I got promises from the kindergarten that the children will be accepted (at this moment there is no place for them), but not before the next school year, so from September. But until then I have to feed them, pay the rent, and pay the utilities. But I can not do that if I’m not working, and not earning money. But I have no place for my children so who will take care of them while I’m at work? I’m so confused and desperate because I want to work, I even have job offers but I can not start working until I organize the childcare for them in private kindergarten.

 

The children’s father left us, and I don’t have any family or support, I’m on my own with two little children and no money.

 

There is a kindergarten which would be a place for us but it costs 500 EUR/month for two children. The government kindergarten’s cost is about 100 EUR/month/child. In Croatia, the average salary is around 800 EUR. If I go to work and earn 800 EUR it wouldn’t be enough for rent (400EUR), utilities (100EUR), food, transport, and private kindergarten (500EUR).

 

I’m here asking good people who are willing to help, for money to pay for kindergarten until September, so I can go to work, as soon as possible. The amount I would need is 8×500 = 4000 EUR. That is the amount I need but ANY help would be greatly appreciated. Thank you in advance.

https://paypal.me/silvanavlis