Financial Hardship Help
Researchers have said that just in 2015 year ending alone over 80 percent of the households in America that we’re single households we’re in fact ran by a FEMALE head of household which we’re mostly living very poor.
Many people may say well there is government assistance for them to get a grant but it’s hard to find and information regarding that said topic anywhere. So in hopes to help the single mothers out in the world this article will give you some insight on the different assistance topics we can cover including where and how to get a grant or scholarship. Also, you will read and see how simple it is to receive help with income expenses and medical insurance.
Of course they do but these grants are not only for single mothers. However, that doesn’t mean there isn’t help for a mother to receive one. I know its mind boggling that the government hasn’t had any means created for money for a single mother that is actually in the shape of a grant. One thing the government does for a single mother is they assist them through a group or have set sponsors through a company, and sometimes they are covered by the actual income assistance completely.
Below are a few websites that will redirect you to free items that you can get just for registering on the website.
As I said there is not an official grant for a single mother available that is FEDERAL. However a single mother can go through federal programs and register and sign up for them. Those kinds of programs are usually for households with low income. Which means you would also qualify for Welfare. No matter what the case these are programs to help those who make below the limit and live poorly.
Below are different types of assistance based in the United States.
TANF is a crucial for many low income families located within the US.
With TANF you receive a small amount of cash every month that you can use toward your food, rent, and other necessities. However you only receive TANF for up to 60 month limit.
If you are a single mother and you have children in your home who are less than 19 years old you are eligible for TANF.
Food-stamps or SNAP as other people may refer to is financial help for meals. You can receive money every month to place food on the table if you are on low or no income.
For most of Americans living in poverty SNAP is potentially the only assistance they can get.
Research has shown that in 2015 SNAP benefits have helped at least 45 million Americans. Most of the ones who receive the stamps are under are up to the age of 18.
When you go to use your benefits for SNAP you have your own personal debit card to ring your groceries up with at the register. If you are interested in trying to get on with SNAP benefits all you have to do is fill and application out and send it in or take it into a local office that deals with SNAP benefits.
This is a program that gives free (or discounted) food to students whose parent’s income is bellow a poverty level. The income needs to be at least between 130-185 percent bellow the poverty line.
Most the time if a person is a receiver of SNAP benefits their children will be accepted into this program for free lunches. But, that doesn’t mean if you don’t have or receive SNAP that your children are disqualified.
You need to contact your child’s school to apply.
Food for the American families who are in the poverty range not matter what the age.
If you have received food stamps before or any other program assisting you and helping you such as the ones in this article you could also be approved for this program.
You will need to contact your State distribution agency to learn more about the Emergency food assistance program.
A food bank doesn’t exactly fit into the whole “Grant” program area as it is actually a location in your town where you can get food if you are in need.
Do not allow you or your family to go without food. If you ever reach that trouble you can call 211 and ask them where the nearest food bank is based on your location.
More then 200 food banks exist with the feeding america foundation and they supply enough food to feed over 40 million people.
This program includes a package deal where you as a mother are able to receive healthy foods, whether you are pregnant or a new mother, and also to children who are 5 or under.
WIC is a program that is temporary and only used for a short amount of time – usually between 6 to 12 months.
These programs are for children up to 5 years old.
You can receive free child’s medical and dental care along with their schooling, and dietary needs.
Find your closes headstart office on their website or call at 1-866-763-6481.
This is a special program which will pay you weekly if you are unemployed and it had nothing to do with you for you being fired or let go. You will only be able to receive this benefit for maximum 26 weeks. Different states have different benefit rules. But most states will average out at about 45% of whatever the average weekly income is.
Single mothers who are out of a job temporarily can find solace with these benefits and can help make the burden less for themselves because this pay will restore what you have lost from losing your work.
If you want to try and get this started and opened for you, you will have to find your local unemployment office or apply on the website for this specific program. Most states will allow you to also try to sign up for this over the phone.
Section 8 is basically a program that helps a family be able to pay for their housing. If approved you will receive a voucher of up to 70 percent of your bills (utilities and rent). You are expected to pay the other 30 percent.
If you want to apply and feel you qualify you can get in touch with your local office involved with public housing, the HUD office.
This is a benefit for families who can’t afford to place their children in daycare while working.
You still have to pay a certain percentage but it isn’t a big lump of money. The less you earn, the less you need to contribute.
It is a tax benefit for people with low income. You could potentially get as much as $6,000.
If you normally have a tax rate of $1050 but you are allowed $5550 then you get refund of $4500.
There is a Children’s Tax Credit too for as much as $1,000 for EACH child.
Most of the time this is for the disabled or families with children or disabled person in the home.
If you need any extra information regarding this topic you can get in touch through the number 1-866-674-6327 or a local number for your local LIHEAP office.
Weatherization assistance program lowers energy bills for families in need. Usually the elderly and families involving children are accepted and put to the top of the list before all.
Your monthly income need to be below 200 percent poverty level.
To apply, find a local WAP center.
Medicaid is help with medical expenses. If you do not have health insurance this gives you certain benefits as long as your income restriction meets the level it should.
A lot of single mothers may meet the standards to be recipients of Medicaid even if you are unemployed.
Every state has different rules about Medicaid plans. You can find out exact requirements on this website.
Together with ObamaCare it ensures that even single mothers who didn’t receive any health benefits will now be able to have coverage.
CHIP gives children without health insurance a chance to have health benefits all the way up until they are nineteen. It is for families whose income is too high to receive Medicaid benefits.
It provides every type of benefit you can think of — dental, eye exams, and even annual doctor’s exams.
Every state has its own rules. If you would like to learn a little more about this specific benefit you can call 1-877 Kids now (1-877-543-7669)
Aid program for students of up to $5,815 for those in need to be able to set foot into college.
This is the best opportunity for a mother who is single to finally be able to finish her schooling and finally continue in the workforce. The money is completely free of charge with no interest rates or paybacks ever.
You need to fill out an application and submit it for a pell grant and have it turned in on or before June 30th of every year.
Similar to the Pell Grant. If you already have had pell grants and you are at the top of the charts in need you will be first on the list to receive this. Depending on a persons needs that are wrapped in with their financial struggle will ultimately decide who will receive anywhere between $100 too $4,000 annually.
Charities can be a way to seek help for you and your children whether you are in need of food or clothing or even housing. A lot of charities around the world actually have their own food banks that they run and they will give you bags of free food.
If you go to salvation army a lot of the times they will let you sleep there if you have no where else to go especially if it is a result of violence.
Most churches will offer you food and clothes or maybe even a place to stay if you have been recently kicked out by the one you are living with.
To find information on this you should look through your phone books local listing or yellow page. You can also research online and see what churches are available to your area and call them and ask what services they do offer.
Single moms can receive loans usually relatively quickly but I would not recommended that at all. You could potentially go into debt and not be able to rise back from that.
Sometimes you have no choice because you have to fix your broken car or maybe pay for utilities and food and need the help right then. But you have to be able to pay that loan realistically quick.
Pay attention to your credit because if you try to get a loan through a bank or anyone they will check your credit score and see if it is even available to be able to place a loan out to you. If it is a loan that is for payday loans or credit card advances they will not run a check but you will end up paying more after fees and costs.
If your credit is decent some people ask a bank for a loan personally. Most of the time this is a better idea then asking for a payday loan because if you need quick money with lower rates of interest this is it.
On a personal loan interest is lower dramatically but you have to pay in instalments. It doesn’t really fit criteria for an emergency. Normally if you just tell them you do not have any more funds and that is why you need this they will turn you away. If your credit is poor you will not be able to even touch this offer.
This is a very popular type of loan. You may know it by the term “Cash advance.” The interest runs really high on these and it is a loan that is only for a small time frame.
This is a loan that would more then likely be considered if a problem arises and you needed to repair your car or had a disastrous dental emergency. You have to know for sure you will be able to give every penny back.
If you do not pay this type of loan back you could be in loads of trouble financially.
Do you own a credit card? If so you will be able to get money from a bank as easy as 1, 2, 3. This is not a method that is highly praised though because as soon as you start taking money out of the bank the interest keeps rising and you also are charged for using and pulling out of the bank a fee. This is potentially the easier options if you do need cash asap but you have to pay it back and make sure you absolutely can.
When it is all said and done grants will not solve your money issues within your home if that is what you expect. To get a grant is definitely not easy it isn’t a walk in the park by any means.
If you are looking to get a more stable source of financially being stable you should probably look in areas around you or find a women shelter until you can get back up on your feet.
If you think you have all the time in the world you can apply for other areas of assistance such as Food stamps, HUD, and etc. They do take a lot of time and effort for someone to get back with you and let you know if you have been accepted and enrolled. Try finding a part time working job as a way to financially start becoming stable again.
The moral of this is you can not expect a grant to fall into your hands without effort and take all your worries away. They are only here too do one thing and that doesn’t usually fix anything with your financial setting.
This is all on you and what you decide, no one else can decide for you.
I am a single mom of a two year and a disabled us navy veteran. I am absolutely drowning in debt and need all the help I can to ease that. Anything helps and wil help create a better life for me and my child. We are beyond grateful of those willing to help.
paypal.me/nessavc
To whom this may concern,
My name is Helen, and I am writing to you regarding not only
the hardship that I have been cursed to endure, but also to say how
much of a blessing it was to finally be able to find an organization like
yourself, that are wanting to help and lift people up. As I read through
some of the stories of people and their hardship, I felt like I almost
fit in, I’ve always managed my life the way I can, but the last three
years have simply left me broken, but it felt good knowing I’m not
struggling alone, like there really are people going through hardship
too.
At the age of 16, I had never made the plan to be a single
mother, but twenty seven years later and after having both of my sons,
I couldn’t picture it any other way, I’ve managed the best I could with
little to no help, even without a single child support check, I still did it
alone for my boys. So, with two boys and no assistance, I always
worked, so that I could ensure a great future for my boys.
I have always been a certified cook, it’s what I love to do.
Although I enjoyed most of my time working in local ma and pa
restraints, the downfall is that most cooks don’t get to receive any
pensions, 401K contributions, or many other benefits. At the time I
didn’t mind, but benefits would have come in handy when I learned I
had severe carpal tunnel. After undergoing two operations, I learned
that not only did it not work, but my nerve damage has worsened to the
point of being told I may never possess the capability of using my
hands the same way again. Being told I am not able to work anymore
was completely devastating, so being the stubborn woman that I am, I
still tried working with absolutely no success. I was forced to leave the
only thing that I’ve ever known, I was officially considered disabled.
Two of the toughest situations I have had to deal with were the day I had to leave the kitchen, and the two year struggle of fighting for
disability assistance.
After the long two year and two month struggle, I
finally received a positive verdict. But reality sunk in when I had to
figure out how I was going to manage to recover from two years and
two months of no income. Almost a $3,000 income difference is what I
have to handle, for the first time in my life I am considered low
income. Due to such a difference in income, I was forced to watch my
vehicle become repossessed and I’m drowning in mortgage payments.
My boys and I worked very hard to find out forever home, so it
breaks my heart feeling like I will have to be forced to tell them that
the home we built, together to last forever, may not be forever
anymore. The last thing I want is to have my boys worry about me even
more then they have too. My boys are my everything, and with them
almost having to say goodbye to me already this year due to a life-
threatening injury and illness, I can’t bear to see my boys like that
again.
I began feeling ill December 2019 and After being admitted and
in critical condition in caused by severe pancreatitis, at the start of
the new year I underwent Endoscopic Retrograde Cholangio-
Pancreatography (ERCP). After two days I finally got released to finish
recovery at home, and I started feeling like my old self again. Until
reality struck once again, because what I came home to was a stack of
bills a mile high and once again I feel like I get three steps forward
but all of a sudden I’m knocked two steps back again. I’m known for
being a fighter, I fight through every obstacle that is thrown my way
the best way i can. But sometimes, even the best fighters need help
too.
In conclusion, I would just like to thank you again for the
opportunities that you bless upon individuals struggling through lifes hardship battles. Although assistance would be one of the biggest
blessing I could receive to help rebuild what I have lost, I still would
just like to thank you from the bottom of my heart for giving
individuals the second chance at life, and the boost that they need to
save them and grant them comfort in life. Your organization has truly
touched my heart.Thank You
Sincerely,
Helen
PayPal: paypal.me/mommarupe
Good Morning,
I’m writing this today in hopes of God moving and doing some heavy restoration in my life. Without being specific about what I need prayer for I’m hoping and reading this you’ll understand and God will put in your heart what I’m asking for. I know these are tough times for not some, not many, but for ALL of us right about now. I don’t want to make this too long but I do want to explain so you’ll understand where I’m coming from:
In October of 2016 I relocated to Philadelphia with my then 4 yea old son, to be with my then fiance who was extremely ill from his diabetes. I met him when he was an a very healthy and hard-working man. The downward spiral in his health came so sudden but I knew since he was going to be my husband I needed to be here with him and to take care of him. My family definitely did not support my decision and neither did my then 21 year old daughter. I prayed for several months before making my decision but I knew and I felt in my heart that I was getting the okay that I needed from God. Long story kind of short almost two years to the day that we moved here he passed from complications from his diabetes and a leg amputation he had 4 months prior to his passing. Ever since then it just seems like life has been this constant struggle for me & my son and when my fiance was alive he made sure me and my baby boy who is now 9 had everything that we needed. Although he was ill he was still the breadwinner in the relationship. I myself am disabled also. I suffer from two autoimmune diseases. I also have rheumatoid arthritis, neuropathy, a sciatic nerve and in January of 2019 I fell on a sheet of ice at my son’s school and as a result I now have two bulging discs in my neck and back and a torn muscle around my right rotator cuff. And even with all of this going on I was forced to go back to work after my fiance passed up until 2 weeks ago due to the Coronavirus. I had to apply for unemployment and food stamps but until either one (or both) of these prayerfully come through I am in a really tight situation. I know most if not all are in similar situations financially however I felt this would be the safest place to post something like this instead of another social media site where if you post that you need prayer your comment gets a like and people just keep scrolling. 😢 I’m praying even one person that reads this post may be able to shed a little bit of light on my situation and possibly be able to help with a few staples (groceries or toiletries) just to get us by until I receive notice on my food stamp approval or my unemployment. We both also have daily meds we take that need to be picked up. My son takes daily allergy meds, medicine for his ADHD & asthma. I myself have 2 autoimmune diseases, rhuematoid arthritis, depression & anxiety. Although I have prayed on this before even posting I can’t help but feel embarrassed. I’m normally on the opposite end of one of these posts reading it and if not being able to help financially at least with resources for the individual. I’ve been estranged from my family ever since I made the decision to move down here and although I’ve tried to reconcile numerous times things just never seem to go in my favor so that’s why I feel the need to reach out to total strangers in hopes someone will read this and God will put it on your heart to help me and my son. This would have been my week to go to Sam’s Club 😢 and here I am at 6:59 a.m. EST rolling pennies deciding what few things I can get. This isn’t an invitation to a pity party but definitely an invite for prayer. Thank you to anyone who even took the time to read this today and just know although I’m putting myself out there I’m not in any way shape or form undermining anyone else’s struggles. If there is even one person who could help us with a small monetary donation to get us by for at least a week or so I do have Cash App and PayPal. But again most importantly we need your PRAYERS 🙏🏽
Thank you again for taking the time to read this and God Bless 💜💜💜
Stay at home…
Being a stay at home mother, of two beautiful babies, a wonderful almost 2 year old son and a beautiful 5 month old daughter. My hands are full. Before my son I worked in customer service. I absolutely loved my job, even better my job loved me. After my son turned 1, I found out I was pregnant with my baby girl. That’s when I became a stay at home mama.
Don’t get me wrong, I absolutely love being a momma. It’s the best time of my life. Smiles, giggles, messes, those random leg hugs and super wet slobber kisses, oh and those blow out diapers (can’t forget those) and loud blood piercing screams and tantrums that drive you up the wall with overwhelming anger…but in the end I still would not trade it for anything else.
My boyfriend and I have been together for 5 years I’m June. He was always on top of everything. Bills were paid, food was kept in the fridge and on the table. I got to go baby shopping without wondering if I’d still have enough to buy diapers. After we moved, after we had our daughter things changed. He owns his own business. He’s a metal building contractor. He use to not be so stingy, or money hungry. But things have changed. I’ve noticed his attitude turned dark. Started not trusting me, going through my phone, accusing me of cheating. (Like I have time to do so, or would even do that) But yet he was the one with the secrets. Dark. Miserable. He’s a substance abuser.
We fight. I get upset that he had me be a stay at home mommy, which I love, but the fact that I was bringing home money. Everyday we had money. I had cash to buy food or diapers or wipes or even a toy and outfit. But now, I have to either turn in change (like I did tonight) just to get baby food for my princess. Or ask my parents to buy me a box of diapers and food because we’re broke😪it’s getting old. It’s getting tiring. Stressful. I feel helpless and unfit at times. When I do what I have too, to get my kids food in their mouths. I breastfeed my daughter; but that’s still me needing to eat. I make sure my kids are fed and their needs are met before myself. My boyfriend just plays outside and welds.
I think he forgot what “Work” was. He hasn’t been to work in a while. When he does, he goes in at 10 instead of 6 and leaves at 3-5 instead of 7-8. Instead of building being finished in the time limit, he exceeds it. Making him lazier and no money coming in. He gets paid in 3 separate GIANT chunks but guess what..drugs. He pays rent and our necessities but late….never on time. Stress. I never know if I’ll even still be in this house tomorrow because of his communication skills.
Being a single mother is what I feel in this time of need. Diapers, food, clothing, car payment, all adds up so quick. My car is slowly faking apart. I’ve had to buy 7 tires in the past month because either big sharp rocks decide today is the day I get TWO blow outs, then the next morning another blows and now my suspension is trashed same with breaks. It’s hard. All my savings for school is gone. My tax return I was saving is gone. I’m helpless. I cry everyday. I just need help. Please. I’m constantly talking the father, but my anxiety won’t let me open my eyes to see change. I just need my kids happy, to know they’re loved and nothing can ruin that…
PayPal.Me/Randee09
I just need help. To be both strong enough to get out and staring enough to be alone.
I appreciate everyone of y’all..💕
I am 18 years old, a soon to be teen mum (due August), I am seeking funds to support myself, my baby, my student tuition and also my business.
Due to being kicked out at 17 weeks pregnant I am now shamelessly seeking donations to pay for the remaining of my tuition fee which is $3250, to also pay for my business to be up and running as per normal, I currently am a fitness instructor for my own personal business this is to support my self living away from home and on my own as my partner left me when he found out I was pregnant, however due to being pregnant I am soon no longer able to fitness instruct, and there I will lose my only source of income.
Due to being a non citizen on Australia I am not eligible to apply for family funds through centre link, I am not able to apply for any student loans nor am I able to get help from the government. I have invested in an online business to keep me financially stable during my baby’s newborn/infant years until I’m able to get my business up and running again. And for that I will have to invest a sum of $2000 to get started.
I am embarrassed to seek others hard earned money, I do not seek sympathy, all I ask is to be supported financially and once I’m back up and going again I promise to pay it forward as I am a huge believer in helping others!
I know others are out there needing money and I totally stand for giving to those in need, if ever I get the opportunity to pay you back I would love to.
I know I am not in need of the money as yet as I am still 20 weeks from due date, however I believe I deserve the money as I am a hard working dedicated young teen who has put nothing but love into the community.
I am embarrassed to ask for $10,000. So I will leave that to you to decide whether I need the money as much. I will forever be grateful for the time you have invested into reading my help article and I will also be forever blessed to have any amount small or big donated to me.
Attached is a photo of my developing baby at 13 weeks when I found out I was pregnant. My baby is my main motivation and is the reason I am still slowly going. Hence the reason for this photo.
PayPalMe link – https://www.paypal.me/ceeZy01
PLEASE HELP ME GET MY CAR BACK BEFORE ITS SOLD TO CITY AUCTION! I am a single mother of 2 precious kids one 9 and one 10. I recently have had a huge string of bad luck or maybe just a bad friend choice. A long time (over 6 years) friend of mine whom my children refer to as uncle was staying a few days with me in between apartments. Unfortunately he was not who i thought he was at all. He snuck into my purse while I was sleeping and not only stole both of my debit cards he also stole the keys to my work vehicle. He returned all items before i woke up that morning but not before draining my accounts and leaving me with less than $10 out of the $1100 that was in my accounts. I filed a police report and dispute with the bank and originally my dispute was denied but am awaiting an appeal on decision since I provided a copy of the police report and also video footage of someone using my card without my permission. Not only did he take all my money he also made a copy of my keys for my work car and went to my work parking lot where he stole the car. (also reported) Because he gained access to the keys by being a friend of mine i was terminated effective as of February 21 and I no longer have a job but am actively seeking employment. So as a break from all the chaos at my home a friend paid my trip to see my family in another state for a few days because I live 1300 miles away from all family and rarely see them. Before i left my alternator also went out and i had bought the part for $160 before i went to Montana and had a friend/mechanic installing this for me. The friend accidentally misunderstood my directions on where to park my car at my assigned parking area at my apartment and parked it in incorrect stall. I was never informed by property manager or anyone and came home to my car having been towed and in the city impound for over 1 week at that point and the fees were already at $400+. Well my ID was lost on my trip and there was a new law passed in Nebraska that I must have a birth certificate to obtain a new ID. I then had to have my mother obtain that from the county I was born in Montana and to send it to me overnight, except this was all on a Friday so she could not go until the following Monday putting my birth certificate not arriving here until Tuesday afternoon and the impound lot adds $25 per day. When calling to figure out the total to get my car back I learned that they added an additional $70 fee just earlier that day to send “a certified letter to last known registered owner” even though i had contacted them as the owner the week prior and explained my situation. Well the long of this is since I have not received my money back from stolen debit card and I am no longer employed, I am unable to pay the fee to get my car which is now over $600 and rising each day. I was forced to choose between paying my rent, electric and gas as well as groceries for my kids rather than getting my car. If I lose my car because I cannot afford to get it or it sits over 30 days and is sold at police auction then my crisis will only get worse. That is the only means of transportation I have to get my kids to school and to gain employment again. Any help is appreciated and I will most definitely pay it forward when i have my finances on track. I have never been unemployed as an adult and dont like having to ask for help but I honestly have no options anymore. Thank you in advance!
https://www.paypal.com/paypalme/my/profile
My mom has been supporting me. She is a single mom who has been looking for work and just now found a job. She has been taking care of me since we found out I have Thyroid cancer. Mom’s been so stressed with the bills and the medicine. Her boyfriend is stuck in Maine with his little girl. He can’t find in anyone to help him with two plane tickets home. We are supposed to move to Springfield as soon as he is able to return. His daughter got sick. Then he got sick. Everything has been going wrong. In my house it’s me, my mom, and my little sister. Mom has really had a tough time. I just had my surgery for my thyroid cancer. I may have to have more surgery later. We don’t know yet if I will need a cancer pill and how much that will cost. Can anyone donate and help us get out of some of the mess my mom is in. She needs her boyfriend to make it home so we can move. She needs some help with bills. She has been getting the utilities paid. But she has been having to do it by asking for extensions and breaking up payments. Mom just needs some help. She does not know how to help her boyfriend get home. She is not sure when she will start her new job. Then she will not get paid for two weeks. I have more appointments which means gas money to get to appointments. Sometimes everyone needs help. I don’t know if this site really works and people get on it and donate a thing. But I am desperately looking for a way to help my mom. I can not work since I have cancer. I have staples across my neck from surgery. Mom is doing what she can to keep us going. She applied and we receive food stamps. She found a new job. I can tell my mom is worried and stressed. I was hoping maybe someone will read this and say you know everyone needs help sometimes. Mom has always taken care of me. She deserves some help. It has been a really long school year. My younger sister has had a tough time and mom had to take off work for that. My mom got sick and had to miss work. Now I have cancer. Please can you help us. My plans are to get a job when I am better. Right now, I am still in recovery and I don’t know if the cancer is all done yet. We just all want to be together as one family. Mom is broke and has no way to help get him home. paypal.me/emmy45123
*First i want to see, i AM blessed, and in no way am asking for pity nor will i be negative*
I am embarrassed to be here, SORRY NO PERSONAL PHOTO, BUT I WILL HAPPILY SHARE PRIVATELY, but i KNOW in my heart deep down, I don’t have many choices during these critical times.
I AM A SINGLE MOTHER-LEFT AN EMOTIONALLY ABUSIVE RELATIONSHIP AND AM SO PROUD OF MYSELF FOR THIS DECISION
IT HAS LEFT ME WITH MY 2 LITTLE ANGELS, 4 &7. THEY ARE PERFECT AND SIMPLY NEED ME
I am no longer working right now with these times…and their father is not in our picture as I wish he would be. But i HAVE forgiven him.
Our needs are simple, as we have each other and a simple roof on our head. It’s the necessities of home life that I struggle with and the guilt it gives me makes me lose my focus on THEM.
FOOD, SNACKS, EDUCATIONAL MATERIAL FOR HOME SCHOOLING, AND SIMPLE UTILITY/PHONE BILLS…
I PRAY-AND I CONTINUE TO FIND WAYS TO WORK HARD-I AM NOT LAZY-I AM IN A BIND THAT I KNOW WILL BE TEMPORARY
THANK YOU AND GOD BLESS YOU FOR YOUR GOODNESS.
-LORA
I am a 23-year-old, single mother of one and I am going through a very transitional period in my life. I was recently offered a job in another state and I decided to take a leap of faith and go. I have not begun working yet because of the coronavirus epidemic that has caused many shutdowns and the waiting process has been hard for me with all of the responsibilities and dues that I have. Outside of being a mother, I am also a full-time college student. Balancing motherhood, school, and trying to work has been challenging for me. There was a period of my life where I was not working in order to focus on school and spending time with my son considering the way that work had been consuming me and ultimately taking away time from being with my son and causing hindrances to the completion of my schoolwork. As a means to remain established financially and pay the bills, I began to take out numerous loans through loan companies. As a result of this, I became deeply indebted with numerous dues that I’ve had a hard time paying off. Outside of having $33,464 worth of student loan debt, I am also swimming in roughly around $10,000 worth of personal loan debt. Considering my financial hardship, I have been unable to pay these loans off and my life is now consumed by debt. I took this job in a different state to not only pursue my passion and love for God and ministry in full, but also to increase my chances at prosperity in order to ensure that my son and I have a financially secure and stable future. I have been trying to pay off my dues, however, with all of the financial responsibilities and burdens that I have; it has been a challenge and nearly impossible for me to pay my due diligence in every regard. I have rent, an electricity bill, a water bill, a car payment, a car insurance payment, daycare costs, and many more monthly dues that I am barely able to afford as it is. I am in over my head and need help getting out of this deep debt not only just for my sake, but also my son’s. I am so deeply indebted that I have been thinking heavily about filing for bankruptcy. I am not exactly sure what the process entails or the effects that it will have on my future, but I don’t know what else to do. The thought of having to file for bankruptcy at 23 years old is saddening and I am hoping that it doesn’t have to come to that. I am asking that if anyone has the means to help me get out of this deep debt that I am in or are at least able to help me to pay something towards it, please help me… Anything would help! I am extremely desperate and in need of assistance. I have tried almost everything to work towards my financial freedom but until I get out of this burdening debt, it seems to be nearly impossible. I am months behind on my loan payments and some of the companies have gotten to the point of threatening legal action. I want more than anything to pay my debts off and be in a good standing financially, finally being able to live debt free. I thank you sincerely for reading this post and I ask that you please take my request into consideration.
My PayPal is, PayPal.Me/imanileshai
Again, thank you kindly!
Imani
Greetings, my name is Angie and I came across this site desperately seeking cash assistance from anywhere I can get it at this point. I will lay it ouch on the table and hopefully someone will see it in their heart to help me. I’m a mother of three school-age children at home. They are 15 10 and 8. for the last six years I have been fighting tooth-and-nail to try to save the life of my husband who is severely addicted to opioids because of a back injury he had several years ago that exasperate exacerbated a back problem that already existed we just didn’t know it yet. when my husband tried to stop taking painkillers cuz he was healed and in a lot less pain he began getting violently ill. Unfortunately soon thereafter we were finding ourselves realizing that he had become a physically dependent on his oxycontin prescription. At first it was a slow decline of our marriage and honesty and togetherness between him and me and the kids and him as well. The last year-and-a-half has been rapid decline into Oblivion or wherever his mind is at now. We have been evicted for 3 * total out of various luxury like houses because he can’t remain paying rent like he starts paying rent and my kids have had to watch our belongings go into the yard where other people picked through them like they were trashed and my heart breaks to have to say that we are an eviction number for. I have hiding. My husband no longer cares about me and is sad is that it is I don’t need to care about anybody but my kids right now. My husband is gone he died a long time ago even though he’s still present talking to me and interacting with me like he’s the person I know but he’s not it’s like living with the ghost of your loved one forever torturing you instead of moving on as day by day I see him slumped over at gas stations at home he never comes home so maybe just at gas stations in other people’s houses. sorry, a little humor is really all that keeps me together these days. I finally found the strength to break away from him but I have not found the financial backing on my own. I have a good job and it’s enough to sustain us through this transition into our own space that is not monopolized by my husband’s drug addiction. With husband’s antics over the years having run up my account bill from AT&t bill to the tune of $5,000 due to his secrets and lying about adding extra devices when I really only just open the phone for his business so he could get back on his feet, his secret second life quickly turned into my very obvious nightmare with a sudden 46 point drop in my credit score along with the newly found atrocious eviction history instead of decent rental history I’m not the most prime candidate to find a place on my own. By the grace of God somehow I was driving around and found a place with a decent monthly rent that is humble and quaint…my little beautiful home for me and my kids to start over and not have to switch schools!! The monthly rent for this property is is 1375 a month which I have no problem paying this monthly as I work for applea do numerous side jobs as well. Being able to save a lump sum in order to get into a place has been proving difficult and if I can get $2,700 together as soon as humanly possible Ill have the keys to this place in my hand and they will let me move all my stuff into the unit exhausted I have all the information regarding the property and landlord and his wife and they want payment via PayPal which I can provide as well I just need a hand up not a handout. all the other resources cçc I don’t really know what else to do so I’m just asking out into the sky into the universe to anybody who will listen and humbly asking for somebody to reach out and let me know that they can help so here I am I need $2,700 to move into this place as soon as I have that amount it’s as good as mine I can provide documentation regarding the receipt of this payment to the landlord who is very adamant about getting the money before he rents it to someone else if you can help and you’re out there please donate so me and my kids can start over again without this monstrosity in my house and we can be happy and healthy and be with each other again.. my need is urgent. I anticipate the sheriff to be here around 6 hours from now to remove our things.
To help my family please send money to
PayPal.me/angiface
This is truly hard for me to do, I don’t ask for help, I could try and make up a sad heartfelt story but as you read all I can tell you is the simple truth. I am a single mom of 2 beautiful children. I have been blessed with intelligent, loving, caring children, neither have ever given any trouble or worries, they have never asked for anything. I raised my children on my own, spent every moment possible with them, devoted my life to making sure they had what they needed and had good educations. Both went to college and have good jobs with excellent work habits. I have worked since I was 16 years old, never been late, never laid out from work. I don’t ask for help and learn to do things on my own. Recently I moved to down size for savings, sold my house for the down payment on 1000 sq. ft. 36 year old house that is affordable. It needed work so I charged up some credit card debit for repairs. I then needed tires for my car another card charge. I found a lump in my breast and had a biopsy, insurance pays for mammograms and pushes women to have them each year, what they decline to tell you is that insurance does not pay for the expense of biopsies and that goes along with it. So another card expense. I don’t get to spend much time with my daughter, who is so dear to me so I made a bad but not bad decision to spend $241.00 to go see her. I’ve been making minimum payments and can not get ahead. I work 50+ hours a week, never go anywhere on the weekends, never splurge on anything, I certainly do not live above my means.I spend every penny on paying bills that’s all I ever spend money on. I don’t really have any friends because I don’t go anywhere. I would love to have the financial freedom to go do things just once in a great while. I deferred college loan payments as long as possible now those are due with a vengeance, it seems like every time I think I might get ahead something else knocks me down. I am begging for help to pay off my credit card debit because both my beautiful children are getting married this year and with all my heart I want to be able to help. They would never ask me but as their mom I want to help. I don’t want to ever use a credit card again and if I can pay these off I can put a little money aside to help make their day special. I never had that and I want it for them. Neither are planning anything elaborate because that is not who they are but I want to contribute just a little. I worry myself sick every night because I don’t know if I will ever be able to get out of debit. I know there are so many people with much bigger problems and this seems selfish but it has me in such a sad place I can’t get out of. I never ask for help but I am begging for help PLEASE. I will never use another credit card, I need a peaceful mind for once. Any help is greatly appreciated.
paypal.me/helpoldermom
I was always independent, and when times were tough raising 2 boys moving from place to place to flee from a violent partner/ex partner my father always had my back. Whether it were encouraging words or a baby sitter when I’d get a new job or financial help just so I would have one less stress my Dad was always there for me. When he passed away in 2017 my sadness was so painful and the effects of a violent ex took me down a very windy road with a man who made me laugh and feel special but was dragging down but I was blinded by the bandaid fix he gave me to all my pain. Not only did I loose my home, my car, my ability to be that independent single mum for my amazing kids, I also lost myself in the process to the disease of addiction. I’ve in the last year and a half turned my life back around but I’m still in recovery, trying to re-establish myself and trying to juggle caring for my 81 year old mother, being a mother for my children, and doing the therapy I need to do in order to heal and it’s hard. With all my obligations it’s hard for me to get work at this stage but by mid year the latest I should be work and study ready. I’d like to study to be a drug and alcohol counselor and do casual/part time work till I’m qualified. My goal is to own my own home so I can ensure a roof over my children’s heads even when I’m gone so they have an investment. So as it stands I am currently living on $480 a fortnight because I was put on new start 6 months ago and have run out of any savings I had from when I was able to work. It’s tough, and I’m stressed every day how to make ends meet. I am waiting on a carers pension claim with centrelink for caring for my mother but that could take up to another couple months before it gets paid if it gets approved. Once I get that and a part time job I’ll be ok financially and ready for study. My goals are to then save up for a car again as I lost mine in that bandaid relationship, get my licence back so we can get out and about easier go on road trips etc like we use to, become a doa counselor and own my own home. In the mean time any bit of extra financial help so I can start getting closer to the life I am working towards for me and my 17 and 8 year old son’s would be amazing. I was always the woman that would help out the homeless guy with a meal when I was doing well. Now I’m the woman wondering if we will have enough food to get us through the week, now utilizing charities I use to donate to for people just like me that are in need. My mum’s on a widows pension and I came back here to live with her so she would be ok both physically and financially, I didn’t foresee that I was going to be in this position. Before i was put on new start I was paying the bigger portion of the household bills and the rates and it felt good giving back to the woman who raised me, cos that’s what we do, it’s the cycle of life but I can only do so much in these circumstances. This too shall pass but right now any help that can come out way would be so appreciated and when I’m back on my feet I will pay it forward.
Anything will do.
Bless
For donations : paypal.me/nsja247
Hello my name is Christine Vega I am 23 years old and I’m trying to earn enough money to help me get my own place.Right now I tell everyone I live with my mother but the truth is I haven’t been living with her for 5 years. Instead I have been living with my significant other in that time. I have a 6 year old son and am currently going to court for visitation which i would like to change. My son lived with me since he was born until two years ago his father decided to pop back into our lives.
My sons father and I were together since I was 14 years old and I got pregnant with my son two years later. Towards the end of the pregnancy my sons father became very verbally abusive this eventually became physical abuse after giving birth to our son. He would knee me in the stomach whenever we disagreed about the smallest of things like how we should save .I wasn’t allowed to do anything without having to get his approval. I broke up with him around the time my son turned two because he was constantly threatening to cheat on me. So I started checking his phone when he was asleep and found out he already was cheating on me. That night I will never forget because while I was upset and already suffering from postpartum depression I never though I would break up with him i was too scared of being a single parent and the troubles that come with it not to mention i was not prepared for it at all.
My sons father ended up moving back in with his grandparents so that he can get visitation rights and instead of fighting for that he instead chose to continue verbally harassing me any time I would try to talk to him about our son and his health to this very day.He came to my house one day he was supposed to pick our son up and instead of doing that he argued with me and we ended up in a physical altercation in front of my son.
He be little’s me in front of our son and does not follow any of the terms we have set in our court ordered agreement. Not to mention I took him to court for him to end up with physical custody and the day that he did which was around September my son was four at the time so I was in the process of signing him up for Pre-k and i told him everything I had done for our son the papers that proved he got his shot and told him about his dental stuff that he needed to get his teeth cleaned once a month. That first year he didn’t listen to me about the dental maintenance and my son had six cavities and had to do two root canals before he turned 5.Then next year he lost our sons social security and birth certificate and hadn’t replaced it until now.
He has fought for physical custody of our son not so HE could raise him because he does not even live with our son currently. My son lives with his father 70+ grandparents who are very old school and are raising my son instead of me and his dad. His dad only wants physical custody for two reasons in my opinion. The first being that his grandparents have provided him with his own place to say with little to no cost to him. The second reason is because he gets to claim him every year he has him.
I really am over sharing and too Be honest talking about this is very embarrassing because the fact of the matter is I lost my son two years ago and gave up on myself at the same time. Losing my son took the part of me that made me WANT to get up in the morning. I love being a mother it’s just something I’ve always wanted but I never thought this would be the out come and I am hoping I can change that. Once I have my own place I can finally fight for physical custody.
I’m hoping for at least $20,000 I think its a good enough amount to find and keep an apartment until I finish school and start working.
https://www.listingsproject.com/newsletter/2020-02-26/listing/2br-apt-newly-renovated-living-room-kitchen-dining-room-bath
This is what im hoping to get not this place specifically but a two bedroom paypal.me/Fujiila?locale.x=en_US
Us
This is extremely hard for me but I have knocked on every resource door there is all the help for mother and child resources are deceiving My 6 year old and I have been homeless for 10 months due to Domestic Violence I endured 7 years of DV My sons father put us on the street with no belongings ,no money, clothes, etc We have not been allowed in the home we lived in for 6 years since We have been through a horrible ordeal sleeping in the car, DV shelters, scary hotel stays where a man tried to pull me in his room as I went to lock the car I was able to get away and make it back to my lil boy, I have been attacked for no reason at all at a shelter, our stuff was stolen at another, an Uber driver tried to lock me in his car and the worst was being stuck with no gas or food in the car during a heatwave I contacted H.O.T SF they came said we don’t help kids just homeless adults gave us two water bottles and left My abuser auctioned all our belongings including my grandparents heirlooms , our clothes, shoes, his own sons toys He kept all my furniture I worked so hard for we literally have nothing Being newly deaf has made it so much harder my heart hurts seeing my lil boy go through this I have worked all my life but this abrupt homeless situation brought on by his father who btw is a criminal with a long criminal background and was released after 3 months He has done everything possible to keep me down while he lives comfortably in our home He is a very vindictive drug addict, drug dealer ,with a lot of money We are going through child custody right now I’m afraid he will get an expensive lawyer I will not allow my child to be around drugs or that violent man I have been through a lot in life at the age of 19 my daughters father was murdered in front of me when I was 7 months pregnant I truly believe he is the angel that keeps me strong I just want to start over and give my lil boy a well deserved new life, Oh how he loves his mama We went through this together and he has been such a trooper Before all this I gave all my time teaching art at schools and refurbishing furniture for the needy I want to get back to that so bad all my supplies were in the auctioned unit I guarantee I will get back on my feet get my art teaching credentials and give back to DV women and the homeless I have the ultimate respect for them because I know what it is like.
PayPal.me/Labarbie55
Hi there, my name is Shayleena and I have a 2 year old son. He is my entire world and I love him to bits. His father and I were together for two years before we fell pregnant with him, and before I found out about my pregnancy I was planning to leave him due to him becoming quite emotionally and sometimes physically abusive. He wouldn’t let me see my friends or family. If I went out to do something and he didn’t hear from me for more than an hour, even if it was just shopping, he would be very angry when I’d get home and I would cop a lot of abuse from him. I know it was a horrible time to bring a child into the world and especially with the wrong person but I didn’t even consider terminating because of good reason. I’ve always wanted to be a mother and due to previous miscarriages I didn’t want to take the risk of it being the only chance I would get to have a baby of my own, so I took the chance. I thought he would change and treat me better when I told him we were expecting, and it did for an amount of time, but half way through my pregnancy the worst thing happened. He turned into an ice addict and became 10x worse. He threw me out of moving cars, he threw food and other things at me, he pushed and shoved me, and he put so much stress on me that I was rushed to hospital at 27 weeks pregnant with fears of being in early labour. I was so lucky that they were able to stop it and I held off from going into active labour until I was due, but the heart break and fear I felt of possibly losing my son was so overwhelming I still feel the heartache to this day. Two years and a lot of trouble later, I have finally had the strength and broken free and gotten a DVO against him and am trying to find my own place for my son and I to live safely and comfortably and even though authorities have helped me a lot it is still a massive struggle and we have barely anything. My son sleeps in a single bed with my at a family friends house and we barely have any clothes due to the fact that it all got left behind. I’ve been left in debt that I’m struggling to repay due to being blackmailed into putting things in my name for my ex partner such as fines, phone bills, car repayments, etc. I’m really struggling and I’m trying to give my son the life he deserves finally but I just need some help. I would be absolutely so grateful for the kindness of the people to please help me, even if it’s just the smallest bit, everything counts.
http://paypal.me/shayleenaziply
