Begging Money

Financial Hardship Help

Being a single mother especially in today’s era can be extremely overwhelming. If you are one of those mothers who is doing it alone every day you know what I am talking about. It seems like the bills just continue to pile up and never end.

Researchers have said that just in 2015 year ending alone over 80 percent of the households in America that we’re single households we’re in fact ran by a FEMALE head of household which we’re mostly living very poor.

Many people may say well there is government assistance for them to get a grant but it’s hard to find and information regarding that said topic anywhere. So in hopes to help the single mothers out in the world this article will give you some insight on the different assistance topics we can cover including where and how to get a grant or scholarship. Also, you will read and see how simple it is to receive help with income expenses and medical insurance.

Are there really grants for a single mother?

Of course they do but these grants are not only for single mothers. However, that doesn’t mean there isn’t help for a mother to receive one. I know its mind boggling that the government hasn’t had any means created for money for a single mother that is actually in the shape of a grant. One thing the government does for a single mother is they assist them through a group or have set sponsors through a company, and sometimes they are covered by the actual income assistance completely.

Below are a few websites that will redirect you to free items that you can get just for registering on the website.

Low Income Assistance for Single Mothers / Government Grants

As I said there is not an official grant for a single mother available that is FEDERAL. However a single mother can go through federal programs and register and sign up for them. Those kinds of programs are usually for households with low income. Which means you would also qualify for Welfare. No matter what the case these are programs to help those who make below the limit and live poorly.

Below are different types of assistance based in the United States.

TANF – TEMPORARY ASSISTANCE FOR NEEDY FAMILIES

TANF is a crucial for many low income families located within the US.

With TANF you receive a small amount of cash every month that you can use toward your food, rent, and other necessities. However you only receive TANF for up to 60 month limit.

If you are a single mother and you have children in your home who are less than 19 years old you are eligible for TANF.

SNAP – SUPPLEMENTAL NUTRITION ASSISTANCE PROGRAM

Food-stamps or SNAP as other people may refer to is financial help for meals. You can receive money every month to place food on the table if you are on low or no income.

For most of Americans living in poverty SNAP is potentially the only assistance they can get.

Research has shown that in 2015 SNAP benefits have helped at least 45 million Americans. Most of the ones who receive the stamps are under are up to the age of 18.

When you go to use your benefits for SNAP you have your own personal debit card to ring your groceries up with at the register. If you are interested in trying to get on with SNAP benefits all you have to do is fill and application out and send it in or take it into a local office that deals with SNAP benefits.

NSLP – NATIONAL SCHOOL LUNCH PROGRAM

This is a program that gives free (or discounted) food to students whose parent’s income is bellow a poverty level. The income needs to be at least between 130-185 percent bellow the poverty line.

Most the time if a person is a receiver of SNAP benefits their children will be accepted into this program for free lunches. But, that doesn’t mean if you don’t have or receive SNAP that your children are disqualified.

You need to contact your child’s school to apply.

TEFAP – THE EMERGENCY FOOD ASSISTANCE PROGRAM

Food for the American families who are in the poverty range not matter what the age.

If you have received food stamps before or any other program assisting you and helping you such as the ones in this article you could also be approved for this program.

You will need to contact your State distribution agency to learn more about the Emergency food assistance program.

Local Food Banks

A food bank doesn’t exactly fit into the whole “Grant” program area as it is actually a location in your town where you can get food if you are in need.

Do not allow you or your family to go without food. If you ever reach that trouble you can call 211 and ask them where the nearest food bank is based on your location.

More then 200 food banks exist with the feeding america foundation and they supply enough food to feed over 40 million people.

WIC – WOMEN, INFANTS AND CHILDREN PROGRAM

This program includes a package deal where you as a mother are able to receive healthy foods, whether you are pregnant or a new mother, and also to children who are 5 or under.

WIC is a program that is temporary and only used for a short amount of time – usually between 6 to 12 months.

EARLY HEAD START / HEAD START

These programs are for children up to 5 years old.

You can receive free child’s medical and dental care along with their schooling, and dietary needs.

Find your closes headstart office on their website or call at 1-866-763-6481.

Insurance for unemployment

This is a special program which will pay you weekly if you are unemployed and it had nothing to do with you for you being fired or let go. You will only be able to receive this benefit for maximum 26 weeks. Different states have different benefit rules. But most states will average out at about 45% of whatever the average weekly income is.

Single mothers who are out of a job temporarily can find solace with these benefits and can help make the burden less for themselves because this pay will restore what you have lost from losing your work.

If you want to try and get this started and opened for you, you will have to find your local unemployment office or apply on the website for this specific program. Most states will allow you to also try to sign up for this over the phone.

Section 8 housing

Section 8 is basically a program that helps a family be able to pay for their housing. If approved you will receive a voucher of up to 70 percent of your bills (utilities and rent). You are expected to pay the other 30 percent.

If you want to apply and feel you qualify you can get in touch with your local office involved with public housing, the HUD office.

CCAP – CHILD CARE ASSISTANCE PROGRAM

This is a benefit for families who can’t afford to place their children in daycare while working.

You still have to pay a certain percentage but it isn’t a big lump of money. The less you earn, the less you need to contribute.

EITC – Earned Income Tax Credit

It is a tax benefit for people with low income. You could potentially get as much as $6,000.

If you normally have a tax rate of $1050 but you are allowed $5550 then you get refund of $4500.

There is a Children’s Tax Credit too for as much as $1,000 for EACH child.

LIHEAP – LOW INCOME HOME ENERGY ASSISTANCE PROGRAM

LIHEAP is a program that is a one time help to help pay for heating / cooling expenses.

Most of the time this is for the disabled or families with children or disabled person in the home.

If you need any extra information regarding this topic you can get in touch through the number 1-866-674-6327 or a local number for your local LIHEAP office.

WAP – WEATHERIZATION ASSISTANCE PROGRAM

Weatherization assistance program lowers energy bills for families in need. Usually the elderly and families involving children are accepted and put to the top of the list before all.

Your monthly income need to be below 200 percent poverty level.

To apply, find a local WAP center.

Medicaid

Medicaid is help with medical expenses. If you do not have health insurance this gives you certain benefits as long as your income restriction meets the level it should.

A lot of single mothers may meet the standards to be recipients of Medicaid even if you are unemployed.

Every state has different rules about Medicaid plans. You can find out exact requirements on this website.

Together with ObamaCare it ensures that even single mothers who didn’t receive any health benefits will now be able to have coverage.

CHIP – CHILDREN HEALTH INSURANCE

CHIP gives children without health insurance a chance to have health benefits all the way up until they are nineteen. It is for families whose income is too high to receive Medicaid benefits.

It provides every type of benefit you can think of — dental, eye exams, and even annual doctor’s exams.

Every state has its own rules. If you would like to learn a little more about this specific benefit you can call 1-877 Kids now (1-877-543-7669)

Federal Pell Grants

Aid program for students of up to $5,815 for those in need to be able to set foot into college.

This is the best opportunity for a mother who is single to finally be able to finish her schooling and finally continue in the workforce. The money is completely free of charge with no interest rates or paybacks ever.

You need to fill out an application and submit it for a pell grant and have it turned in on or before June 30th of every year.

Federal Supplemental Education Opportunity Grant

Similar to the Pell Grant. If you already have had pell grants and you are at the top of the charts in need you will be first on the list to receive this. Depending on a persons needs that are wrapped in with their financial struggle will ultimately decide who will receive anywhere between $100 too $4,000 annually.

Charities

Charities can be a way to seek help for you and your children whether you are in need of food or clothing or even housing. A lot of charities around the world actually have their own food banks that they run and they will give you bags of free food.

If you go to salvation army a lot of the times they will let you sleep there if you have no where else to go especially if it is a result of violence.

Churches

Most churches will offer you food and clothes or maybe even a place to stay if you have been recently kicked out by the one you are living with.

To find information on this you should look through your phone books local listing or yellow page. You can also research online and see what churches are available to your area and call them and ask what services they do offer.

Loans

Single moms can receive loans usually relatively quickly but I would not recommended that at all. You could potentially go into debt and not be able to rise back from that.

Sometimes you have no choice because you have to fix your broken car or maybe pay for utilities and food and need the help right then. But you have to be able to pay that loan realistically quick.

Pay attention to your credit because if you try to get a loan through a bank or anyone they will check your credit score and see if it is even available to be able to place a loan out to you. If it is a loan that is for payday loans or credit card advances they will not run a check but you will end up paying more after fees and costs.

Line of Credit

If your credit is decent some people ask a bank for a loan personally. Most of the time this is a better idea then asking for a payday loan because if you need quick money with lower rates of interest this is it.

Personal Loans

On a personal loan interest is lower dramatically but you have to pay in instalments. It doesn’t really fit criteria for an emergency. Normally if you just tell them you do not have any more funds and that is why you need this they will turn you away. If your credit is poor you will not be able to even touch this offer.

Short term (payday) loans

This is a very popular type of loan. You may know it by the term “Cash advance.” The interest runs really high on these and it is a loan that is only for a small time frame.

This is a loan that would more then likely be considered if a problem arises and you needed to repair your car or had a disastrous dental emergency. You have to know for sure you will be able to give every penny back.

If you do not pay this type of loan back you could be in loads of trouble financially.

Credit card cash advance

Do you own a credit card? If so you will be able to get money from a bank as easy as 1, 2, 3. This is not a method that is highly praised though because as soon as you start taking money out of the bank the interest keeps rising and you also are charged for using and pulling out of the bank a fee. This is potentially the easier options if you do need cash asap but you have to pay it back and make sure you absolutely can.

When it is all said and done grants will not solve your money issues within your home if that is what you expect. To get a grant is definitely not easy it isn’t a walk in the park by any means.

If you are looking to get a more stable source of financially being stable you should probably look in areas around you or find a women shelter until you can get back up on your feet.

If you think you have all the time in the world you can apply for other areas of assistance such as Food stamps, HUD, and etc. They do take a lot of time and effort for someone to get back with you and let you know if you have been accepted and enrolled. Try finding a part time working job as a way to financially start becoming stable again.

The moral of this is you can not expect a grant to fall into your hands without effort and take all your worries away. They are only here too do one thing and that doesn’t usually fix anything with your financial setting.

This is all on you and what you decide, no one else can decide for you.

Last Updated:

I am Alive.

Hello, my name is Chriss. And I am alive, for now that is. I am a 30 year old mother to three beautiful little girls, ages 4, 7, and 10. Everything I do is for them. I despise asking for help and as I no longer have any options here’s my story.

About a year ago, my then husband and father of my 3 children decided to have a quarter life crisis. He no longer wanted to be apart of our lives or have anything to do with us. Since then life has been a struggle. I was laid off due to Covid and spent everything I had in savings to make sure my girls had everything they needed. I am a full time mom, employee, and student. I am trying to do everything I can to stay afloat but I am no longer able too. My friends and family won’t help and neither will my ex-husband. I am behind on bills, can’t buy my girls new clothes for school and apparently make “too much money” to get any assistance.

Then about two months ago I was diagnosed with stomach cancer. This news literally rocked my entire world. I had to stop working as of August 25 which was when I had surgery. I have been out of work since then and will probably be out another month or two. I applied for disability but it isn’t enough to get buy. Soon I’ll no longer be able to pay rent or utilities. I am alive and want so much to be grateful that I am, but things just seem to keep piling on and I no longer feel like I can breathe.

I’ve always given back whenever I’ve been able to. And as stated before I despise asking for help, it hurts my heart as much as it hurts my pride. With all the debt I am currently in, I sometimes wonder if being here is enough. I am so tired of life and how it’s going that I truly wonder if it’s still worth living. I went from being a happy, hard working, loving person to a miserable, hard working, negative Nancy. The only thing that brings me any type of joy are my daughters. Faking a smile is easier when they’re around but I don’t want to keep having terrible thoughts. I want them to be able to have the things that they need and until i get over this mountain I’m afraid we’ll end up worse off. Anything helps and I promise that once my debts are paid I’ll give back anyway I can.

https://paypal.me/chriss0811?locale.x=en_US

Last Updated:

Please, help me save my family!

Hi, my name is April Taylor and I am a single mother of 3 grown kids and the grandmother of 3 adorable grandbabies. Up until a few weeks ago, even when I had troubles, I thought life was treating me and my loved ones pretty fairly and thanked God for my blessings everyday. I was well aware that there were families in this world who had nothing so I was raised and continued the tradition with my children, to be thankful and appreciate what we had.
Then I got that phone call that would change my life as I knew it. My 23 month old Grandson, got diagnosed with stage 4 liver cancer called Hepatoblastoma and has been hospitalized for over a month now. The mass is 10x11x10cm and is putting pressure on his lungs and heart. Yesterday he had his 2nd chemo treatment and so far, the only changes we’ve seen are his heart rate increasing, his breathing is more shallow and his hair is starting to fall out. My son & his wife have not worked because they’re so scared to leave my grandson’s side because they fear the worst. They’ve already lost the home they resided in. My family has prayed so much and is doing our best to stay positive during this heart-breaking unforseen event.
If that isn’t enough to cope with emotionally & mentally, my oldest daughter has been hospitalized with covid for the past 3 weeks in a hospital 3 hrs from the hospital my grandson’s admitted in. I have been taking care of my other 2 grandchildren and tending to the needs of my children the best I can. I lost my job due to absences and emotional stress and am now facing losing my grandbaby, my daughter & everything I’ve worked so hard for… My house, my car, my family’s well-being. I’m extremely overwhelmed and don’t know how to fix this on my own. I try to make a list of my priorities as to not feel so lost but I find it impossible. Everything on the list should be #1. I’m in an extreme financial bind and in need of some help! I can’t do this on my own! I’ve pawned or sold anything worth of value I own to cover the cost of gas traveling to and from the hospitals, food, diapers and haven’t been able to make even the smallest payment on the monthly bills.
I know everyone struggles but even the smallest donation would make a huge impact on our current situation. I will forever be thankful for any and all of your acts of kindness.
This is a nightmare that I wouldn’t wish on anybody and I just pray that we can get through this. I appreciate you taking the time to read this and if I could I’d personally hug each of your necks and express my gratitude for helping me save my family. They’re all I got and I’ll spend the rest of my days making sure they don’t go without.
So from the bottom of my heart, THANK YOU AND PLEASE KEEP US IN YOUR PRAYERS♥️

Last Updated:

Series of Unfortunate Events

I feel like a character from Daniel Handler’s popular children’s series called A Series of Unfortunate Events. As I write this it is September 2021. Starting earlier this year, my ex decided he was only going to pay half of the child support he owes me. Then the senior with dementia who I was working as a caregiver for, her dementia worsened and she was moved into a group home, leaving me unemployed. Next, I took a misstep & injured my back & shoulder leaving me unable to work for a few weeks. The final straw was a few weeks ago when the rear wheelwell of my vehicle cracked open. I got an estimate for $7000 to have it repaired, however I bought my vehicle used (2006 Ford Escape) for $2500 so paying to have it repaired seems like it would be a poor decision. I require a vehicle to commute to work & to drive my 2 children to & from school. I used to have $3000 in savings but it’s al.ost gone now that I’m unemployed again & have less money for child support. I would like to buy another used vehicle to replace my old, falling apart one. I could get something decent for $3000 & if I have $5000 I could get something more reliable. Any financial help I receive will be greatly appreciated. Many, many thanks in advance.

https://www.paypal.com/paypalme/akimichaels

Last Updated:

New beginnings

Hi I’m gonna be a mother of 2 soon around November I have been working 2 jobs my whole pregnancy In order to move I recently just stop so my income has went down I tried applying to loans but no luck I just need 7,000 for relocation purposes that’s the end of my goal I’m still working but soon I will have to leave and figure things out honestly anything will help very thankful for any help .

Last Updated:

Desperate for help

To anyone willing to listen,

I am a 26 year old mother of three young boys; ages 8,5, and 4. My youngest is developmentally delayed and my middle child has autism.

In 2018 my family and I got news that we were being evicted from our home without cause because the lease was up. I tried everything to move before the court order was placed but everyone refused to help. Housing three kids a mother and a deadbeat father wasn’t anyone’s thought of a good idea. I was working three jobs and doing everything I could to make sure my children had everything they needed. After the eviction I had to quit that job, I didn’t have a vehicle they repossessed it when they got notice of my job loss. We went to move in with someone that we believed at the time to be a good person. This was a mistake as one day my partner at the time came home to the 60 year old man naked in bed with my naked 5 year old. I immediately called the police and had him arrested. After reporting the incident to law enforcement cps was called and we were forced to move even though he had already been arrested. We then moved into a hotel and I found a job. I had to walk a mile and a half but it was worth giving them a place to lay there heads even if it was a glorified crappy bedroom with no room and nothing to cook on. We lived there for almost a year and could no longer afford the motel that was 250$ a week. I am a hairstylist and would cut the owners hair for a ten dollar discount or permission to do a load of laundry.

We then moved in with my kids grandmother, where we endured physical and emotional abuse, psychotic episodes after attempting to move or clean her things, police calls accusing us of harming her when I’m reality she was throwing things at my kids and shoving me into doors. It was traumatic not for me but for my babies who now wake up at night 😢 because of everything she did.

She would leave me at the house with no food and no vehicle with the boys to go fishing with my abusive boyfriend all day everyday, whom is her son. She would let her 14 dogs to pee and poop all over her home so bad no matter what you tried to used the smell never deteriorated. I had spent all day one day deep cleaning her house made everything as clean as I could get and wanted to surprise her. When she got there she immediately let all 14 dogs out and let them have a house free for all potty break and then refused to clean it up sat down and started watching her program. She had moved a child molester in and after showing her his background check she got infuriated. They then called cps out to the house without cleaning everything and cps opened a case. After five years of constant waiting for approval to rent somewhere we finally found something it was expensive but I had two options stay in the home with their grandma and lose my children or find something of our own and they would close my case. I chose a trailer for 974$ a month.

Covid 19 hit I was laid off in March of 2020 for three months because my job entails the closest contact with other people, and after returning to work my hours were nearly cut in half. I went from making 900$ every two weeks plus tips to making not even 400$ every two weeks plus tips. My boss insisted she was cutting my hours because she had none to give, so I requested hours at another location. She agreed and eventually found a reason to let me go saying I wasn’t reliable but I could keep my job at the other salon! What sense does that make? I’m not reliable but I’m a half hour early for my shift and you allowed me to work at another location??. So I eventually was only able to get hours at the other store.

I had a mental breakdown due to the abuse I was enduring from my kids dad, and finally leaving him, and the abuse I endured from my bosses and coworkers was unreal. ( My four year old had a seizure brought on by a fever and I had to miss work to take him to the hospital and my boss called me to scream at me and called me a shit mother and said it was my fault he had a seizure) So my boss from the other location thought it would be best to do a layoff until further notice so I could get myself back to being normal.

I claimed 20 weeks of unemployment and have been just getting by off of that. I exhausted my weeks almost a week ago. I have also been actively filling out applications in person and online for the last six months with no call backs, no orientations, no interviews. I don’t have money to pay my utilities I don’t

My goal is to raise $200,000 so we can have a home of our own where I won’t have to be terrified of losing it when income is interrupted. A vehicle so I can transport my children, gas to take my kids to school, 8,000$ that someone was so willing to loan to me, the care my middle son needs, and clothes and shoes for my boys. I am out of money out of resources and at my end. My children deserve better and the pandemic has prevented me from giving them what I crave to; stability, happiness, and success. Without getting a start we will only fall further behind.

Please I am begging anyone and everyone who can help please for my boys find it inside you. They have had one Christmas their whole lives with lots of presents and most of the Christmas’ where we can’t afford presents they look at me and say mommy thankyou for our home.

 

https://paypal.me/roseamy1?locale.x=en_US

 

Last Updated:

Momma needs a little help!

Hello,

a little about me. I’m a 45 year old widow with 3 children.  I am a hard working woman that prefers to give handouts rather than beg for them. Ironically. I’ve reached a point with no option other than to swallow my pride.

My life describes best as “a series of unfortunate events” or on my really hard days it’s best described as “I can’t make this shit up!” for a little humor in a terrible situation.

It all started when I was 23 years old, I became pregnant with my 2nd child.  On my 2nd visit, it was determined that a baby was not growing, but instead a tumor. This was called Trophoblastic  disorder or Molar Pregnancy. This was a very rare disease, I had immediate surgery & I was thrust into chemotherapy treatments. My husband worked early mornings, I would drop our son to daycare, go to the drs office for a 2 hour infusion and then head to work.  I did this for a month straight and then continued with weekly blood tests for a year. There was a very tiny chance it could come back.  Sure enough it did. It was repeat of all the previous measures and then it was cured.  A year later I gave birth to a healthy baby girl.  My husband was my rock every step of the way.

2 years later, I was at a routine Dr appt and he told me I was pregnant, not just pregnant but 6 months pregnant. I remember thinking “How do you tell your husband you are 6 months pregnant?!?” I was sent to high risk Dr. and it was immediately determined that I had “placenta acreda”. I went to this appt alone as it was a check up and I remember being sent down the hall to see an oncologist. I was petrified sitting in the Dr’s office with him and his words were “I’ve seen this one other time & the mother didn’t make it.” As time went on they also discovered the baby had “Left sided ventricularmegly” I spent the next 2 months thinking I was giving birth to a mentally challenged child and I myself would not be making it through the delivery.  The night before my scheduled Cesarean Section I sat in my 20 month old daughter’s room rocking in a chair writing letters to both her & her older brother as I believed I was never coming home. I cannot tell you the emotional toll these times took on me.  The next morning in an OR by a team of 6 including an oncologist, I gave birth to a healthy baby boy in March 2005 & I am here telling you about it!  The tests were wrong, the Dr’s were wrong and I was alive and my baby healthy! Finally I could exhale!
But not for long………

In Jan 2006, less than one year later, I woke up one morning. I was numb in my extremities.  A week later I was diagnosed with MS.  At this point, I couldn’t let this stop me. I had 3 children, the youngest not even one yet, I had no time for this. I’ve made it through the oddest of challenges this can’t be any different.  My neurologist told me it was mind over matter and that is how I’ve handled every single day since.  I had 2 relapses very early on, but have learned how to manage my symptoms and live a productive life.  I am far from a poor me person and it was most important to me that no one knew I had MS unless I told them. I’m a very pride filled person, through all my diagnosis I have always worked hard and pushed myself. My husband was there every step of the way, at one point had to give me a daily shot.  I took great pride in still doing my daily activities and caring for my 3 children.  It was most important to push forward and overcome my challenges.

Everything was finally calm, all going well, until……

Not 2 years later, my husband was diagnosed with lung cancer.  His cancer was fast & furious, he was given 2-5 years to live and was gone in 2 &1/2 months.  There I stood with my then 10,4 & 2 year old children suddenly with the weight of the world on my shoulders.

Many things ran thru my mind about how will I do this? Do that? I was 31 years old, I was scared & I was now in charge of these 3 beautiful lives. I made a promise that I would live to protect my children & set examples for them. I never remarried as I didnt want them to think people should be in & out of our lives. I worked hard, never relied on the gov’t and took care of my home & my children.  I maintained this NY lifestyle for 14 years. The struggle was real, no doubt about that. I didn’t have help other than a childhood friend and some family now & then,

It is now 14 years later, my oldest went off to the Army and my younger 2 are still with me.

Thru all this past hardship, I’ve always worked & provided but through it all, I did manage to hurt my credit.  I owe a little money out, but live so tight I cannot clean up these bills.  I want to give my kids a stable home life and I can’t do anything with my credit. I owe a total of $6000k in old debt and I have an $8k car I make payments on.  I will humbly accept any and all donations toward my old bills and perhaps money towards a down payment on a home.  These last 14years have been the hardest years of my life.  I continue to work hard to provide for my children but I’m tired. Like emotionally, physically exhausted!!!  Please invest in my family, we are great people, we have hearts of gold and are always willing to help others. Sadly, I’m always alone in my hard times.
I need to move suddenly as my homeowner is going to sell the house we live in and I do not have the money needed for a security/down payment and my credit is preventing me from getting help.  I just need a jump start to clean up that debt or perhaps lower my car loan payment.  I am a responsible hard working mother and am begging for a little help out of this hole!  I pay it forward all the time, I usually deal with whatever life throws at me and make it work but for the first time in a long time…..I can’t make it better by myself! mommy can’t fix it this time! Please help! Thank you for taking time to read this, I appreciate any donations your willing to spare to my family.

Saltygirl927@gmail.com

 

 

Last Updated:

Single mom of 2 desperately in need of help.

FB_IMG_1627525065668.jpgFB_IMG_1624922193757.jpgFB_IMG_1627525075016.jpgxr1.jpg

Hi everyone! My name is Rachel. I’m a 35yr old single mom of 2 daughters. If you’re here taking the time to read this thank you very much!! I don’t want to bore you with a long back story of my horrible past partly because I don’Hi everyone! My name is Rachel. I’m a 35yr old single mom of 2 daughters. If you’re hear taking the time to read this thank you very much. I don’t want to bore you with a long back story of my horrible past partly because I don’t want to cry myself to sleep tonight, and I’m sure I’m not the only one with a bad past. Long story short in 2012 I fractured both of my knee caps. I had about 5 surgeries on my left knee. It ended up getting infected and I got sepsis and spent about 3 months in the hospital. I pretty much lost everything and became homeless. Fast forward a few years and some horrible homeless experience.. I worked my butt off to get everything back. In March of this year my left knee gave out and bent back wards. I broke my tibia and ankle in several places. I have had about 3 surgeries and am now dealing with another infection. I started a great job 3 weeks before this happened and was not there long enough to qualify for unemployment. My daughters and I are now facing homelessness again. I am not hear trying to manipulate anyone for money other then for financial help with bills, food, and needs for my daughters. I have my x-rays and medical papers. My daughters birthday is Saturday and I can’t even afford to take her to the pool. I feel ashamed even asking for help and feel like such a failure as a mother and person. If anyone can please help with anything even a small amount would help us so much. If you have any questions feel free to ask. Thank you very much. My pay pal is paypal.me/rlstewart86t want to cry myself to sleep tonight, and I’m sure I’m not the only one with a bad past. Long story short in 2012 I fractured both of my knee caps. I had about 5 surgeries on my left knee. It ended up getting infected and I got sepsis and spent about 3 months in the hospital. I pretty much lost everything and became homeless. Fast forward a few years and some horrible homeless experience.. I worked my butt off to get everything back. In March of this year my left knee gave out and bent back wards. I broke my tibia and ankle in several places. I have had about 3 surgeries and am now dealing with another infection. I started a great job 3 weeks before this happened and was not there long enough to qualify for unemployment. My daughters and I are now facing homelessness again. I am not hear trying to manipulate anyone for money other then for financial help with bills, food, and needs for my daughters. I have my x-rays and medical papers. My daughters birthday is Saturday and I can’t even afford to take her to the pool. I feel ashamed even asking for help and feel like such a failure as a mother and person. If anyone can please help with anything even a small amount would help us so much. If you have any questions feel free to ask.

Thank you very much. My pay pal is paypal.me/rlstewart86

Last Updated:

Single mom help

I am a single mom looking for some help. I really hate to ask this way, but I’m trying to get through school and create a great life for my baby boy. I had a rough pregnancy so I’m drowning in medical bills and trying to pay for school and everyday life expenses. Anything would be very much appreciated. https://www.paypal.com/paypalme/my/settings?flow=cmV0dXJuVXJsPS9teWFjY291bnQvdHJhbnNmZXIvaG9tZXBhZ2UvcmVxdWVzdCZjYW5jZWxVcmw9L215YWNjb3VudC90cmFuc2Zlci9ob21lcGFnZS9yZXF1ZXN0

Last Updated:

sAFe.spACe

I am a recently divorced mom of 3 (11y.o. son, 9y.o. daughter & 4 y.o. son). We all have a life journey with a story to tell, but I don’t want to get long winded or play the blame game because I come here with faults too.

I am a Psychologist by career; however I was laid off and had been receiving pandemic unemployment benefits. They have since been pending adjudication for several months, and I was notified I potentially owe over $10,000 in restitution for a false claim as my former place of employment indicated I resigned. This WAS NOT the case, and I have since submitted all my paperwork proving otherwise. I should mention that my place of employment was a hospital and I never received anything by phone, writing or in person from HR or the manager of my department. It has been months without a check, my checking account is in the negative, and I have been ordered to pay child support due to my potential to make more than my ex. In the interim my poor credit is worsening and I’m unable to qualify for any sort of loan or credit card whatsoever.

Around the same time I was very involved in following Fox News, Q, and The Great Awakening. If you are familiar, then you might know how there is some correlation to NiKola Tesla, quantum physics, Masons, etc. Well, I then dove deeper into math and numbers as I would consider myself mathematically inclined. I started using that knowledge to figure out the lottery. I kept getting closer and closer, but it was too time consuming and I obviously wasn’t getting close enough. I was so confident because of how close my numbers we’re getting that I was even donating everything so we could just have a fresh start when we moved. Well I lost the momentum although I feel like I gave up too soon despite the insane amount of determination I had at the time. I think I’ve just been losing my sense of spirit in a world where I keep feeling more lost and alone in my beliefs and goals.

Sorry, I got off track. So in of my living situation, the house where our family has lived for the past 12 years had been under the name of my ex in-laws. My ex, who was in business with his father, had his mortgage payments taken out of the business; therefore I was left with nothing to do with the home, in addition to not having my name on any of the vehicles. With our divorce having occurred during the pandemic, he was somehow able to proceed without my knowledge nor signature while I thought our paperwork had remained on hold for us to seek counseling. So there is literally a stamp on the signature line of the divorce papers where my name is typed. I am not sure of the legalities of this nor of other falsehoods in the paperwork, but I’m not currently in a position to financially or emotionally counter this. I am also not here to bash my ex as he is a very hard worker and provider; however he is in the initial debt phase of a new business. So, I am only providing this information as it pertains to my current situation and financial battle.

Since our divorce was finalized my ex has opened up a completely new business for which he has also needed to be present from morning until night. I am living in his home and he’s not pressuring me to leave; however he’s unavailable to physically help with the kids during the 50% of the time that he would legally have them, which has made pursuing work that much more difficult. Although prior to my checks being withheld, I invested in an options trading service that would have begun to yield enough financial growth and stability to begin to fulfill my potential to get us all on our feet and moving in a positive direction towards our own housing. My ultimate career/business goal was an online platform called sAFe spACe for Alcohol Free AuthentiConnections, with a long term goal towards a brick and mortar holistic center and sober bar. My daughter and I also have created a logo and ideas for a youth website called God Vibes. I’ve taken a plethora of courses on Udemy and Coursera and have tons of material and knowledge built up, but I ended up on overload with too many open tabs in my mind, that I didn’t know where to begin. So I share that because I’m not solely seeking money, as I would also be open an appreciative of actual guidance, tools, specific direction, etc, towards those goals….kind of like a shark tank opportunity to be taken under a pilots wing.

I can promise to be fully transparent and accountable and 1000% trusted to fulfill my potential and pay it forward. So if there’s any questions, I will answer them or any thoughts, I will share. I will start with the admission that i have a history of alcoholism which has prompted my passion for my career goals. This is because I want to share the path to alcohol freedom that I have not strayed since 3.10.19 despite many stressors along the way.

So with that being said, please have faith to invest in me knowing I will pay it forward.

https://www.paypal.com/paypalme/my/profile

Last Updated:

Struggling single mom

I absolutely hate asking for money but I’m stuck in a tough situation.
I have a daughter who is 3 months old and I have to stay at home to take care of her. The father is in the picture currently trying to get custody half time but that’s taking a lot longer than it was supposed to. The plan was for him to get her half the time after she was 6 weeks old. And then I could work on the days I don’t have her. Well I have her everyday still and my bills are piling up. Ugh. From phone bills to credit card bills, to car insurance. Honestly anything will help.
Also, this will be taken down once he has custody and I can work again.

https://www.paypal.com/paypalme/bambrook476

Last Updated:

Could really use a helping hand

I’m sure most people have fallen on hard times lately due to the pandemic and all of it’s unwelcome nonsense, but it seems like I’ve been treading water just struggling to catch a breath for years now. My older and younger sisters both chose the sensible avenue of college degrees and well paying jobs, while I fell pregnant at 22 years old and couldn’t find anything I loved enough to attend college for longer than the three years I did. I know it sounds typical, young woman gets pregnant by dead beat and throws away all foreseeable opportunities to make a better life for herself. Except, I took every precaution NOT to get pregnant and against the odds – it happened. Since then, I have always worked full time, even working up to 3 jobs at a time periodically to provide for myself and my son because I refuse to rely on others. So, six years and endless obstacles later – I have managed to stay afloat while supporting myself and my son. Except recently, the piece of junk car I miraculously kept running for five years took its last breath which forced me into the very uncomfortable position of getting a new car. Luckily I was approved for a small loan and secured a decent used car that will hopefully last me a little longer than my previous one. In doing so, a huge financial strain has snowballed out of my control. In the past few weeks I have had to consistently borrow money for gas to get to work, go for days with no food outside of ritz crackers and ramen noodles, pay rent late or only pay a portion of my rent with the promise of paying the rest when I get paid, ask for clothing donations online for my growing child and rack up insufficient funds charges as well as late fees for all of my bills. Each time I get paid, the money is gone before I even get a chance to catch up on all of my bills, money owed or necessities. I feel like I am drowning and their is just no end to the struggle. My first car payment of $335 is due in a matter of days, my bank account is overdrawn by $155 thanks to my automatic insurance payment, I still owe $300 for this month’s rent, I owe my roommate $80 I borrowed for groceries, my fridge and cupboards are almost completely empty, school starts in two weeks and my son has one pair of shorts with maybe three t shirts that fit him plus no school supplies, and to top it all off – my son’s sixth birthday is on the 25th of this month. My direct deposit paycheck will go into my account tomorrow morning but after the -$155 is covered, I will be left with about $700. After I pay my car payment and owed rent, I will be left with less than $100 which will not cover the $80 owed to my roommate plus gas and groceries for the next two weeks, let alone school clothes or supplies. I do everything I can to avoid asking for help, but if I have ever truly needed a helping hand – it’s now. I appreciate you immensely if you’ve stuck around this long and thank you for your consideration.

paypal.me account -> @toastonthecoast

Last Updated:

Please help me uneducate myself!

I need help for trying harder! I’m a 43 year old single mother of three children without ANY support from friends or family. I have lived in North Carolina since Hurricane Katrina in 2005, where I was previously living in Mississippi. I had to start all over with NOTHING! And proudly, I managed to do that! It took so much work, dedication, and self discipline to overcome that disaster! The transition was very hard for my children, but they were my only support and REASON!
During the phase of lockdown due to the pandemic, like many others that were not considered essential, I lost work! I am an independent contractor working for investment companies in real estate. I do the construction part of flipping houses and various other jobs, such as cleaning and preparing for the next phase of reconstruction as well as tasks such as going to the courthouse to prepare evictions! Ironic, I know! But it was how I got paid!
As we all know, evictions came to a halt, material prices sky rocketed and before I knew it, I wasn’t working anymore! In a panic, I filed for unemployment benefits and was DENIED! I was not able to show proof of the loss of contracts I was previously getting through investors! And I had allowed my LLC to expire.  I filed for rental assistance and was able to get approved for four months. During that time, I decided to take online classes in hopes of creating better opportunities in the real estate market, other than just working for other people in the industry. So I put myself through the intense real estate course for pre licensing! That was hard decision because I had no money coming in. I spent the last I had in my account and signed up for the class! Proudly! Thinking I was doing something good and beneficial for my family.
I did not pass the first time, and was offered by the accredited school to retake the course at half price. Which, reluctantly, I did because I don’t have a “Give Up Bone” in my body! I PASSED! Upon passing the course that I had already paid for twice, I had application fees to the commission and one more final two part test to take. Which of course, I had to pay for! Upon completing the test, I was informed that I only passed the National portion of the exam and had to retake the State portion! Which again, I had to pay for! At this point, I’m feeling real stupid and defeated, but almost at the finish line, CAN’T STOP NOW!
This took several weeks, months actually! Before I knew it, rent was due and I had no money saved to pay it! My rental assistance had run out and I was, AM, on my own!
I feel guilty having to tell my children we face eviction because I chose to educate myself for a better future!
They have been through so much already, that I just almost can’t bare to face them. That puts real dark tights in my head, because when people get to the point of feeling defeated and helpless, we desperately look for a way out! That’s ME! I’m desperate! And I don’t feel like I have a way out anymore! I’ve always challenged myself to GET BACK UP STRONGER! But this time, I don’t think I will! And I’m afraid! And I need help! And the worst feeling in the world to me, is asking for help! But I have no choice! My children deserve foe me to put away my pride and ASK! Anything helps! I just need to be able to stand back up, I’ll do the rest! Please consider me! You’re welcome to contact me via my email and ask any questions you’d like. At this point, I’m an open book!

Last Updated:

Bug Out location for Family and Freinds

Hey fellow humans,

 

As some may know, times outside are getting rough. With Gras prices and food prices rising, it seems time to bugout. As a Orwell fan, and high awareness to the economic downturn. I am asking for outside help to purchase land and make it off grid sustainable.

I’ve found 40 acres going 300k in Nevada city, Nevada county, California with an all year around stream and 3 lakes within a 10 mile radius. It use to be a lumber location in the Tahoe National Forest.

With the right conditions and clearing of some trees plus providing an access road. I would like to put some green houses on the property; to grow vegetables and flowers of thc persuasions.

Great location for solar panels and even comes with a well-to-do-town called Grantsville. A PERFECT LOCATION FOR SAID OPTIONS AND SECLUDED.

Paypal.me/BareFootBeautie

Last Updated:

Please help my family

Hello, I’m a single mom of 2 that had to move in August right after moving in June. The house we moved to seemed nice on the surface, it was in the right neighborhood so we wouldn’t have to switch schools and was near my ex husband which meant short trips for our daughter when we transferred her every week.

After living in the house for 1 week we discovered it was infested with cockroaches and a strange smell was coming from the vents. The landlord guaranteed the house was pest free during the walk through because I asked if there were mice after seeing large cracks in the exterior foundation. He told me the last tenant had complained of them and that he sprayed and checked just in case and he found nothing anywhere in the house. He ended up bringing in a private exterminator who refused to tell me his name or what company he worked for.

We ended up having to move because our local gas company came out and inspected the house and found the furnace and water heater unsafe for use. The furnace was emitting 1000ppm carbon monoxide outside and if any cracks happened in the venting it would be highly dangerous. The city ended up shutting off the furnace and water with a mandatory repair notice before they could be turned back on. The furnace tech he hired was also a private worker and I was told I didn’t need to know his name or what company he worked for. After this the landlord started pressuring me to leave, this was in July.

So I looked and found a new house for August and we moved but we are struggling so bad right now. I had to replace nearly all my furniture. All the beds, chairs, couches, and small appliances had to be replaced. The only things we took with us were our clothes, tv, and our 2 computers. I had to take out a loan just to afford the down payment for the new house and now the old landlord is trying to hold my damage deposit because I didn’t clean the house properly upon exit.

I steam cleaned the kitchen walls because there was a layer of grime and had to vacuum 2 walls I found embedded with glass when I first moved in. Upon leaving the only thing I didn’t do was sweep and mop and it wasn’t not messy enough to justify holding my deposit.

I’m here asking for just a little bit of help to go buy groceries for my daughter and my sister that I have guardianship of. I’ve sold what I could and taken an advance in order to make this move work but I can’t stretch my pennies any farther. Please, if you have a spare dollar consider sending it to us, I will be so eternally grateful for any kindness that may come and will pay it forward when I’m back on my feet. Thank you for taking the time to read this!

paypal.me/chelseagottfried

Last Updated:

Intolerable stress and unhappiness due to debt

The fact I even have to write this and beg for help is extremely embarrassing to someone like me – someone who is meant to be an intelligent individual – but I’ve got myself in a pickle and I don’t even know where or how to start getting out of it.
I have looked at debt consolidation etc but the repayments are horrendous.  I am stuck in an unhappy marriage I am trying  to escape and start a new life for me and my gorgeous 7 year old daughter but I simply cannot afford to do that – I am stuck and trapped in a never ending cycle of debt.
It is IMPOSSIBLE to speak to my husband about it – plus I have been supporting him whilst he has been furloughed.  Now he is threatening to not give me any money from the house. I retrained as a teacher to change my career a few years back which is where the problems started. Prior to that I was earning a good wage and we had nice things and nice holidays. I was the breadwinner and didn’t adjust fully to the fact that being a teacher would mean a big pay cut at that time. I cannot work any more hours than I do. My Dad got diagnosed with cancer just after I started retraining as a teacher and this led me on a downward spiral of being frivolous with money to try and “forget”’my worries, stress and the deep unhappiness I felt inside. Whilst trying to keep a roof over our heads and give my daughter everything she wanted. But as Dad got more sick I got more unhappy. Then he died and the grief was overwhelming. Just after this COVID struck which exacerbated everything.  I have tried consolidating through loads and balance transfers but now am living pay check to pay check. I have a basic lifestyle and have cut down the bills but still have to use credit cards to survive the month. My husband has not put as much money into the house as me but would insist on selling the house if he knew the extent of the debts as part of our settlement – this is MY house I want to stay in it and be debt free so I can have the option of putting the house in my name, remortgage and paying him off. I don’t want to kick my daughter out of our home to live in a shared house somewhere. I only live in a modest terrace house I do not have much. I know I have been stupid but I don’t know what to do. I’m deeply unhappy and on antidepressants. I just want to be free of this as it feels like a noose around my neck. Then I can be free to move on with my life and escape this overwhelming unhappiness I feel.

I have been honest and if you feel you can help in any way I would be so grateful.

paypal.me/hels2278