My name is Marie. I’m the single mother of two boys. I’m almost 40 and I’m currently living with my dad, my boys and my brother, who lives in the garage. For the past 10 years I’ve dreamt of being able to move out of this house. My brother isn’t a very nice uncle. And my dad and him tend to stick together and don’t really include me in anything. We’re worse than just roommates. It’s a very tense situation and my kids deserve better. I was laid off from both of my jobs when Covid hit. And so I blew through my savings pretty quick. I would give anything to be able to have the money to put a deposit or a down payment on a house and to have the funds to pay for the rent for a year while I found a new job and got things situated for us. I’ve been applying at nursing schools for the past year and have been struggling to get in as well. But I hope to someday be a hospice nurse. My oldest sons father passed away 10 years ago and my youngest sons father had never paid child support. Ive raised these boys on my own but now I could really use a break. A big break.
Being a single mother especially in today’s era can be extremely overwhelming. If you are one of those mothers who is doing it alone every day you know what I am talking about. It seems like the bills just continue to pile up and never end.
Researchers have said that just in 2015 year ending alone over 80 percent of the households in America that we’re single households we’re in fact ran by a FEMALE head of household which we’re mostly living very poor.
Many people may say well there is government assistance for them to get a grant but it’s hard to find and information regarding that said topic anywhere. So in hopes to help the single mothers out in the world this article will give you some insight on the different assistance topics we can cover including where and how to get a grant or scholarship. Also, you will read and see how simple it is to receive help with income expenses and medical insurance.
Are there really grants for a single mother?
Of course they do but these grants are not only for single mothers. However, that doesn’t mean there isn’t help for a mother to receive one. I know its mind boggling that the government hasn’t had any means created for money for a single mother that is actually in the shape of a grant. One thing the government does for a single mother is they assist them through a group or have set sponsors through a company, and sometimes they are covered by the actual income assistance completely.
Below are a few websites that will redirect you to free items that you can get just for registering on the website.
Low Income Assistance for Single Mothers / Government Grants
As I said there is not an official grant for a single mother available that is FEDERAL. However a single mother can go through federal programs and register and sign up for them. Those kinds of programs are usually for households with low income. Which means you would also qualify for Welfare. No matter what the case these are programs to help those who make below the limit and live poorly.
Below are different types of assistance based in the United States.
TANF – TEMPORARY ASSISTANCE FOR NEEDY FAMILIES
TANF is a crucial for many low income families located within the US.
With TANF you receive a small amount of cash every month that you can use toward your food, rent, and other necessities. However you only receive TANF for up to 60 month limit.
If you are a single mother and you have children in your home who are less than 19 years old you are eligible for TANF.
SNAP – SUPPLEMENTAL NUTRITION ASSISTANCE PROGRAM
Food-stamps or SNAP as other people may refer to is financial help for meals. You can receive money every month to place food on the table if you are on low or no income.
For most of Americans living in poverty SNAP is potentially the only assistance they can get.
Research has shown that in 2015 SNAP benefits have helped at least 45 million Americans. Most of the ones who receive the stamps are under are up to the age of 18.
When you go to use your benefits for SNAP you have your own personal debit card to ring your groceries up with at the register. If you are interested in trying to get on with SNAP benefits all you have to do is fill and application out and send it in or take it into a local office that deals with SNAP benefits.
NSLP – NATIONAL SCHOOL LUNCH PROGRAM
This is a program that gives free (or discounted) food to students whose parent’s income is bellow a poverty level. The income needs to be at least between 130-185 percent bellow the poverty line.
Most the time if a person is a receiver of SNAP benefits their children will be accepted into this program for free lunches. But, that doesn’t mean if you don’t have or receive SNAP that your children are disqualified.
You need to contact your child’s school to apply.
TEFAP – THE EMERGENCY FOOD ASSISTANCE PROGRAM
Food for the American families who are in the poverty range not matter what the age.
If you have received food stamps before or any other program assisting you and helping you such as the ones in this article you could also be approved for this program.
You will need to contact your State distribution agency to learn more about the Emergency food assistance program.
Local Food Banks
A food bank doesn’t exactly fit into the whole “Grant” program area as it is actually a location in your town where you can get food if you are in need.
Do not allow you or your family to go without food. If you ever reach that trouble you can call 211 and ask them where the nearest food bank is based on your location.
More then 200 food banks exist with the feeding america foundation and they supply enough food to feed over 40 million people.
WIC – WOMEN, INFANTS AND CHILDREN PROGRAM
This program includes a package deal where you as a mother are able to receive healthy foods, whether you are pregnant or a new mother, and also to children who are 5 or under.
WIC is a program that is temporary and only used for a short amount of time – usually between 6 to 12 months.
EARLY HEAD START / HEAD START
These programs are for children up to 5 years old.
You can receive free child’s medical and dental care along with their schooling, and dietary needs.
Find your closes headstart office on their website or call at 1-866-763-6481.
Insurance for unemployment
This is a special program which will pay you weekly if you are unemployed and it had nothing to do with you for you being fired or let go. You will only be able to receive this benefit for maximum 26 weeks. Different states have different benefit rules. But most states will average out at about 45% of whatever the average weekly income is.
Single mothers who are out of a job temporarily can find solace with these benefits and can help make the burden less for themselves because this pay will restore what you have lost from losing your work.
If you want to try and get this started and opened for you, you will have to find your local unemployment office or apply on the website for this specific program. Most states will allow you to also try to sign up for this over the phone.
Section 8 housing
Section 8 is basically a program that helps a family be able to pay for their housing. If approved you will receive a voucher of up to 70 percent of your bills (utilities and rent). You are expected to pay the other 30 percent.
If you want to apply and feel you qualify you can get in touch with your local office involved with public housing, the HUD office.
CCAP – CHILD CARE ASSISTANCE PROGRAM
This is a benefit for families who can’t afford to place their children in daycare while working.
You still have to pay a certain percentage but it isn’t a big lump of money. The less you earn, the less you need to contribute.
EITC – Earned Income Tax Credit
It is a tax benefit for people with low income. You could potentially get as much as $6,000.
If you normally have a tax rate of $1050 but you are allowed $5550 then you get refund of $4500.
There is a Children’s Tax Credit too for as much as $1,000 for EACH child.
LIHEAP – LOW INCOME HOME ENERGY ASSISTANCE PROGRAM
LIHEAP is a program that is a one time help to help pay for heating / cooling expenses.Most of the time this is for the disabled or families with children or disabled person in the home.
If you need any extra information regarding this topic you can get in touch through the number 1-866-674-6327 or a local number for your local LIHEAP office.
WAP – WEATHERIZATION ASSISTANCE PROGRAM
Weatherization assistance program lowers energy bills for families in need. Usually the elderly and families involving children are accepted and put to the top of the list before all.
Your monthly income need to be below 200 percent poverty level.
To apply, find a local WAP center.
Medicaid
Medicaid is help with medical expenses. If you do not have health insurance this gives you certain benefits as long as your income restriction meets the level it should.
A lot of single mothers may meet the standards to be recipients of Medicaid even if you are unemployed.
Every state has different rules about Medicaid plans. You can find out exact requirements on this website.
Together with ObamaCare it ensures that even single mothers who didn’t receive any health benefits will now be able to have coverage.
CHIP – CHILDREN HEALTH INSURANCE
CHIP gives children without health insurance a chance to have health benefits all the way up until they are nineteen. It is for families whose income is too high to receive Medicaid benefits.
It provides every type of benefit you can think of — dental, eye exams, and even annual doctor’s exams.
Every state has its own rules. If you would like to learn a little more about this specific benefit you can call 1-877 Kids now (1-877-543-7669)
Federal Pell Grants
Aid program for students of up to $5,815 for those in need to be able to set foot into college.
This is the best opportunity for a mother who is single to finally be able to finish her schooling and finally continue in the workforce. The money is completely free of charge with no interest rates or paybacks ever.
You need to fill out an application and submit it for a pell grant and have it turned in on or before June 30th of every year.
Federal Supplemental Education Opportunity Grant
Similar to the Pell Grant. If you already have had pell grants and you are at the top of the charts in need you will be first on the list to receive this. Depending on a persons needs that are wrapped in with their financial struggle will ultimately decide who will receive anywhere between $100 too $4,000 annually.
Charities
Charities can be a way to seek help for you and your children whether you are in need of food or clothing or even housing. A lot of charities around the world actually have their own food banks that they run and they will give you bags of free food.
If you go to salvation army a lot of the times they will let you sleep there if you have no where else to go especially if it is a result of violence.
Churches
Most churches will offer you food and clothes or maybe even a place to stay if you have been recently kicked out by the one you are living with.
To find information on this you should look through your phone books local listing or yellow page. You can also research online and see what churches are available to your area and call them and ask what services they do offer.
Loans
Single moms can receive loans usually relatively quickly but I would not recommended that at all. You could potentially go into debt and not be able to rise back from that.
Sometimes you have no choice because you have to fix your broken car or maybe pay for utilities and food and need the help right then. But you have to be able to pay that loan realistically quick.
Pay attention to your credit because if you try to get a loan through a bank or anyone they will check your credit score and see if it is even available to be able to place a loan out to you. If it is a loan that is for payday loans or credit card advances they will not run a check but you will end up paying more after fees and costs.
Line of Credit
If your credit is decent some people ask a bank for a loan personally. Most of the time this is a better idea then asking for a payday loan because if you need quick money with lower rates of interest this is it.
Personal Loans
On a personal loan interest is lower dramatically but you have to pay in instalments. It doesn’t really fit criteria for an emergency. Normally if you just tell them you do not have any more funds and that is why you need this they will turn you away. If your credit is poor you will not be able to even touch this offer.
Short term (payday) loans
This is a very popular type of loan. You may know it by the term “Cash advance.” The interest runs really high on these and it is a loan that is only for a small time frame.
This is a loan that would more then likely be considered if a problem arises and you needed to repair your car or had a disastrous dental emergency. You have to know for sure you will be able to give every penny back.
If you do not pay this type of loan back you could be in loads of trouble financially.
Credit card cash advance
Do you own a credit card? If so you will be able to get money from a bank as easy as 1, 2, 3. This is not a method that is highly praised though because as soon as you start taking money out of the bank the interest keeps rising and you also are charged for using and pulling out of the bank a fee. This is potentially the easier options if you do need cash asap but you have to pay it back and make sure you absolutely can.
When it is all said and done grants will not solve your money issues within your home if that is what you expect. To get a grant is definitely not easy it isn’t a walk in the park by any means.
If you are looking to get a more stable source of financially being stable you should probably look in areas around you or find a women shelter until you can get back up on your feet.
If you think you have all the time in the world you can apply for other areas of assistance such as Food stamps, HUD, and etc. They do take a lot of time and effort for someone to get back with you and let you know if you have been accepted and enrolled. Try finding a part time working job as a way to financially start becoming stable again.
The moral of this is you can not expect a grant to fall into your hands without effort and take all your worries away. They are only here too do one thing and that doesn’t usually fix anything with your financial setting.
This is all on you and what you decide, no one else can decide for you.
Controlling ex husband
Hey there- first off, thank you for taking time to view my situation… I am recently divorced, and my ex husband is a very controlling individual. Him and I had 3 kids together, and during the time of our marriage I had rules to abide, such as no school or job… I was only allowed to be around friends that he approved of (which was maybe one). During the last months of our marriage he started to get physical with me, which in turn forced me to leave him… well, when I did that he took everything from me including our children. I was a stay at home mom for 6 and a half years. And he won’t allow for a phone call so I can talk to them. Im asking for money on this site to help me get a foot forward, for things like an attorney to take him to court and to be able to provide a home for my precious children and a reliable vehicle to transport them in. Any little thing helps and will be put towards them for a life with their mom. The picture attached is the last time I got to spend time with them.
https://www.paypal.me/schweiger22
Can’t afford my bills this month need a little help
I am struggling to keep my head above water. 400 hundred so I can feed my kids. I found out I need 280 for my back tires after I got a flat. 350 for a car payment 580 for rent 195 to get the transmission fluid done in the car cause it’s really behind and I think it hurting my transmission. I also have about 200 in animal needs so my dog can get rabies and fixed any help with any of this would help my family out greatly and I would appreciate it so much thank you for reading.
Paypal.me@skydragon86
Single mom with disabled son
Good afternoon,
I’m looking for assistance well begging for assistance. My son has a list of medical problems beign external hydrocephalus, optic nerve atrophy (going blind), chronic subdural hematoma, von will brand disease, seizures and autism. He is five years old and the love of my life. With covid-19 his doctors said he can not attend preschool or daycare due to how high risk he is. I’ve drowning in bills. I’ve been trying to do this and make it work but I just can’t seem to get ahead. Any bit would help at this point and will help us get back on our feet. I will be grateful and will pass it on when I am able.
Thank you & God bless.
paypal.me/samanthamoser1
Pandemic struggle for a single mom
For the past several months, I have been struggling to make ends meet. I go to school full time, work full time at one job and barely part time at another, and I am a full time parent to my son. I am 2 weeks behind on rent and will be behind again the beginning of next month. My car payment is over a month late, credit cards has dropped me over 150 points. I have no family to help. I have been at my lowest in a very long time, and I don’t like asking for money, but I am praying I get help ASAP before I lose everything I worked hard for. I need at least $6,000 to get me caught up. My cashapp is@ Norkal_Kelzz
Looking for help with buying a car and daycare
Hello I am looking for help with buying a car and putting my son through daycare. While I work more hours to get a place and provide for me and my son. I live with my Mom and she consistently lets us know that she doesn’t want us here. Which is fine I understand that she needs her space and wants her alone time. I just want to be able to get a car and put my son in daycare during the day so that I can pick up more hours during the day. we do ride the bus but only ten are allowed on the bus and people dont usually. I only work part time. Hopefully someone can help If you can Thank You I greatly appreciate it. https://paypal.me/pools/c/8yGuUKFh2U
A VERY TOUGH YEAR
I am a 44 year old single mother of 4 boys who have struggled from becoming a mom at 16. I went back to school after having my first son and I studied to NVQ level and had to go straight into full time employment instead of going on to university. I had to support my son and I was new to this country and that was my only option. I worked hard, saved and was on the path of making a good life fir me and my boy. I met and marry a man that was much older than me and invested all my money and time in building a life for us. We had a son and after a few years he became mentally and physically abusive. I had to pack my kids up and leave with just a black bag with our clothes. A friend made me sleep on a blow up bed on the floor. I started over again, I got a new job as he went to my old job and made a scene. I saved up and divorced my husband and started a new life in a new city. Rented a new home and started life again. I met someone had another child and then history repeated itself. I struggled all through my thirties with low paying incomes but I survived. My boys were doing well in school, were all well mannered and never had any problems with others or the law. As a parent I was very proud and I tried to do what was right to keep them on the right path. I was proud of my struggles. My credit rating was bad my house wasn’t the biggest but my kids had everything that they needed even if I had to do without. I never claimed benefits I’ve always worked.
When I reached 40 I decided that I was tired of struggling and by this time I had 4 sons. 2 adults and 2 children. I wanted to have something to show them that mom has achieved. I worked double jobs and saved up £10,000 over 2 years to open my own beauty business. I made a lot of sacrifices to achieve this and was looking forward to better days.
A week after opening on March 17 2020 the country was put on national lockdown due to COVID19. I was devastated as I couldn’t get any government grants or loans as my business was 2 weeks old. I had invested all I had into this and now I was worse off. Over the year I had to borrow off friends and family to pay the rent and bills while closed. This brought on severe depression because I was penniless and hopeless. I was so ashamed I was just empty. I began to feel suicidal in December 2020 as some of these friends started to demand their money back and I had nothing. I hate the thought of owing people. I decided suicide was not an option as my kids needed me. I struggled but I carried on.
On 20th of January 2021 I got a call from Jamaica to say my dad passed away. I do not have a relationship with my mother because I had to look after myself throughout life but my father was very close to me although he lived in a different country. To make matters worse I couldn’t afford to go to his funeral as I had no money or resources to go. He was also cremated against my wishes so I will never have a grave to visit to say goodbye. Last time I saw him was April 2019. I was heartbroken and spiralled into depression again.
I literally gave up but I still had the shop and the lockdown was gonna be lifted on April 12th. I had hope…thinking maybe I might get busy and things would turn. I have personal debts hanging over me but at least I was alive to fight.
Then on the 13th April 2021 I got a call saying my 16 Yr old son has been shot. My heart stopped…
My son is head boy of his school, predicted As for his GCSEs. A keen footballer, a musician. Basically an all round good boy who I have worked so hard to grow the right way and protect. How could this happen to us. He is not affiliated with any gangs and was just standing at the bus stop with a girl waiting for his bus. He was accosted by 3 young men in a dark vehicle who asked where he was from. He told them where and explained that he was waiting on his bus to go home. One stated that he didn’t believe him and shot him. Thank God he turned to run and got the bullet in his arm.
I’m pleased to say they have removed most of the bullet and he is recovering. The police have confirmed he nor any of his family has any link to any illegal activities and this was a random shooting.
I know there are other people with more serious needs than I have but if anyone could find it in their heart to help my family and I get on our feet. I owe friends and family over £5000 I have personal debts of over £10,000. The shop was opened on Monday and Tuesday but since the shooting Tuesday night I had to close to look after my son. I am afraid I am going to lose my business and my home as I’m unable to keep up. I feel so overwhelmed. I’m not asking for any specific amount any little will help because I have no other means of help. My son is at home with me and I only have £20 in my account I cant even treat him to anything. He is traumatised over the whole incident and I cannot leave his side. I feel so useless. He is a good boy I can provide proof if anyone really wants to help. Please any donation to help me save my business and clear my debts would be greatly appreciated. You would literally save my life.
Thank you for taking the time to read my plight.
My PayPal link is @godschild1977
P.S. I was trying to add proof that I have the shop but it won’t let me upload my bills. I have included a link below as my sons shooting was in the local paper.
https://www.birminghammail.co.uk/news/midlands-news/live-updates-boy-16-injured-20383795
Help raising the rest of funds needed for new vehicle
I’m a hard worker and doing my best as a Single Mum to two great kids, but I need a new car. I have managed to save over the last few years half the amount needed to purchase a reliable car that will see me for at least 10 years, but I don’t have the time to raise the rest before I need it.
My marriage broke down after the Australian Bushfires last year, then Covid hit and everything became a huge mess, I’ve suffered family violence and am just trying my best to be a good Mother and keep my head above water so to speak with paying the Mortgage on my own as well as the rest of the household bills.
I just need to catch a break. I’ve never asked for anything in my life, always worked since I was 13 years old, never been in this situation before.
Thankyou to anyone who can help me. paypal.me/Wendy599
Debt Consolidation
Hello all. I’ve fallen on hard times and I’m reaching out to the public for financial assistance. I am usually one to help out those as best as I can, whether food stuff, monetary or just emotionally, and now I’m asking for help. I have 2 children under the age of 12, and their dad and I are currently going through a custody battle. I work full-time but due to a recent falling out with family, I moved from them and I’m on my own renting, hence my falling on hard times as this is the first time I’m out in the world renting. Before moving, I had a few outstanding bills I tried to pay off, by getting paid for my vacation days instead of taking them, but since I have no more vacation days left, I’m unable to obtain more money. Also, I’ve worked 9 days in February because our island experienced another lockdown due to the rise in covid19 cases, impacting my monthly pay and my ability to pay towards my debt. My debt came about due to the first lockdown in April 2020 until work resumed May 4, then I was put on a 2 week on, 2 week off rotation from my job, which made it more difficult financially. Yes I’ve reached out the the children’s dad for help as he was an essential worker and had his job during the pandemic, but because we broke up in 2018, he hasn’t really helped financially, although he was the cause of the original debt, that was somewhat manageable before covid19. (We were living together and he was to pay the bills and I would help buy food, but after breaking up, I realized at least 2 utility bills were not paid for since Dec 2017… we broke up March 2018, so I had to use my savings to pay these, plus buy food and run the house on a single income) I’m currently still employed full-time, but because of February 2021 lack of income, I’m now in a financial threat from 2 of my debtors, and also need to pay the utilities and rent for April 2021, due by April 9. The banks here are in no position to help consolidate as they have told me my DSR isn’t allowing them to approve my application. (Which I don’t understand because if they loan the money to pay off the debt, I’ll have more money in my hand when the month comes so I’ll be able to make all necessary payments) I have received food packages and unemployment from the 2020 lockdown and rotation duration (Government assistance) which I’m extremely grateful for, however, the need for the monetary assistance is to get on top of my debt and restart my savings, so I can in turn donate to someone in need, because the unemployment benefit wasn’t near what I usually make. Thank you for your consideration in this matter, and have a great day to all.
paypal.me/LatLin
Financial Help for My Family Due to Severe Illness and Death in the Family
Hello all-
To begin, thank you for even being a person willing to consider donating to another person’s cause. Though I’ve had more than my fair share of having to deal with unkind people, I continue to be an eternal optimist and to hold onto hope that there is goodness in the world.
Last May, my partner of more than five years died. This came on the heels of my own month long bout with coronavirus, for which I’m still struggling with insane long hauler symptoms. At the time, she was the primary breadwinner and I was in school, meaning I’ve been unable to receive any assistance other than sporadic stimulus checks. Because we had a domestic partnership only (we’d planned to marry in Hawaii in November 2020) my children and I are not able to receive survivor’s benefits. After her death, my ex husband started a battle for custody of my two boys. This included accusations of dangerous, illicit drug use (psychedelics are all I use, and I’m quite open about it) and accusations of inability to effectively parent my teenage children. They were withheld from me for 5 weeks, with no one talking to them about their dead step mother.
I finally got them back. Then, in October, I landed in the hospital with an anoxic brain injury; for which I spent a month in the hospital relearning how to walk, balance, and coordinate basic functions. This was likely a result of my previous coronavirus illness, combined with a new kind of blood pressure medication my doctor prescribed, though my neurologist says that we won’t know for sure, unless or until it happens again and can be studied more appropriately. I continue to struggle with severe fatigue, loss of vocabulary and difficulty with balance and coordination. While this is incredibly frustrating, my neurologist told me he didn’t think I’d ever walk again, so I’m intensely grateful that those are my only lingering effects. Prior to the accurate diagnosis of an anoxic brain injury, this was reported by the hospital staff to CPS as a drug overdose, so I was once again not allowed to see my children, for three months, while I was investigated. I was cleared, but then my ex husband was granted temporary full custody until July, when we will have a trial. I’m requesting pro bono assistance, as my ex husband and his lawyer are ruthless, and my children are suffering.
So, I’ve exhausted all my savings paying lawyers and staying afloat now that I can’t work. I’ve applied for disability but who knows what will happen there. My dead partner’s parents are fighting for her estate and to be her next of kin. The car we bought was only in her name, as she bought it while I was home on quarantine with Covid, and then she died before my name could be added to the title. Her father moved the loan account into his name, instituted security including password protection and a one name list of persona(s) non grata (me!), and a couple weeks ago it was repossessed, as last summer, when I tried to pay it off, was told I was not allowed to access the account.
This week, I found out my landlord is considering selling my house. It’s an amazing home, with an amazing yard, in a district with a performing arts high school. Both my boys are musicians, so it’s ideal. I don’t have the ability to even try to get a loan for it. I was awarded CARES money to catch up my rent until the end of April, which should hold off a sale for now *fingers crossed*.
I’m currently trying to return to school. As my previous student loan went into default, rehabilitation will be required, which requires six months of payments, before a FAFSA can even be completed. No FAFSA means no grants, loans, or scholarships will be available to me. This means that, on top of the year I’ve already lost in my schooling, another two semesters will be lost. I’m studying psychology and social justice, and my plan is to study experimental psychology, specifically the benefits of psychedelics in mental health care.
I’m looking for total assistance of $50,000. This includes rent ($14,000) and utility payments ($4,000) for May through December, tuition, fees, and books for the summer ($4,000) and fall ($8,000) semesters, vehicle purchase ($15,000), insurance, tax, and registration ($5,000).
Any amount will be so helpful and so appreciated. I know in these troubling times, we are all struggling, so I’m incredibly grateful to all of you who even take the time to consider this request.
Much love and here’s hoping things improve for all of us this year!
paypal.me/VLee13
Help Fund Schooling
I am here asking for donations to help me fund my Certification to start my business . I am a single mother of two . And I need help raising 10,000 to get my equipment and certification. Life has been hard being the only support for my boys . This would be a life changer to me and for them . Allowing me to be flexible for their needs.
Single Parent Debt and the Road to Recovery
From the bottom of my heart, I would like to start by thanking you for taking the time to read my request for help. I hope that this message finds you and your loved ones well in these uncertain times.
As a parent, we always want what is best for our children. Having raised my son alone (since becoming a mum at a young age) I’d like to think I have done a reasonably admirable job and my son is always at the forefront of all that I do. Which is what compels me to write this appeal seeking your kind assistance.
I am not ashamed to admit that I suffer from more than one debilitating mental health condition which means that I have not been able to maintain employment since I was 19 (which I find particularly frustrating as I had always worked alongside my parents as a child and then independently throughout my teens). I have worked hard over the years in various therapies to ensure my mental health is stable enough to take good care of my son but, unfortunately, I have never been well enough to withstand the additional pressures of employment.
Thankfully, I have been able to manage some small voluntary roles in my local community throughout my son’s life and this helps me feel I am contributing back to society in some small way. However, it does not aid my financial situation and we get by on state benefits – for which I am eternally grateful to receive but sadly does not stretch very far beyond the necessities.
Further contributing to my difficult situation is the sheer volume of debt I accrued when I was a young, single parent living alone with mental health problems and absolutely no concept of money management. My mental health conditions further compounded the debt problem I found myself in (because I spent years unable to open my post) and it left me with a huge amount of debt to my name.
Thankfully, with the help of a wonderful therapist and some exposure therapy, I was able to start opening my post a few years ago and have steadily been paying off my debts. Where I once had debt exceeding £6000, I have now got it down to just under £3000.
The reason I have shared this information with you is to explain some of the barriers I have had in both learning to drive and purchasing/ maintaining a car. Until such time I repay all my debts, I cannot afford to purchase driving lessons, a vehicle or pay for insurance and car maintenance.
As I mentioned at the start of this appeal, my son is my whole world. He is an exceptional child who always works hard and does his best both academically as well as in all his sporting endeavours. He is particularly talented at football and at a young age has shown a level of dedication to his sport that I admire greatly.
My role as a parent is to facilitate, to the best of my ability, helping my son to achieve his goals. Unfortunately, as he grows older, I am finding that not having a car to help transport him is limiting his access to further training in the sport he loves. His hard work and dedication earned him a place in two football development programmes (the precursor to football academies) in the year before lockdown.
But what makes my son even more remarkable is that he suffers from a hypermobility disorder that means he is often in a considerable amount of pain, especially after intense exercise. Despite this, he has a fierce desire to pursue his passion for football. Sadly, I had to make the difficult decision last year as a parent to remove him from one of the development centres. This was because it was a one and a half hour bus journey home, late at night when he was more often than not freezing cold/ wet and in considerable pain. This meant getting home very late at night and not leaving time enough for him to do his physio exercises, take a hot shower and massage the pains in his legs (which he needs to do before bed or he is in too much pain to attend school the following day).
However, if we had a car it would mean that he would not have to endure such a long journey home late in the evening (the training is only a 16 minute drive away in a car) and would give him time to carry out the self care he must do in order to reduce his pain levels when he gets home. This would mean he could resume the training he worked so hard to earn a place at.
A car would also be hugely beneficial to us as then we would not have to take public transport to his weekend matches and development centre training/ tournament days (which can also be a substantial distance on public transport). As life returns to some sense of normality following the Covid-19 pandemic, a car would make our life considerably easier all round, especially during times when my son suffers intense episodes of pain associated with his hypermobility disorder.
Which brings me to my bold request for your kind assistance. If you felt willing and able to do so, I would be eternally grateful for any financial assistance you might be able to offer in order to help me pay off my outstanding debt and secure the purchase of (and first year’s insurance on) a small car please.
It is my intention to put in the hard work to save and pay for my own driving lessons. But I can only do so if and when my debt is cleared. It would also be immensely helpful if I had a fully insured car in which to practise driving in preparation for taking my driving test (a friend has kindly agreed to help me gain driving experience if/ when I can purchase a car).
Clearing my debts and buying a car would go such a long way to drawing a line under years of feeling like a failure and moving our lives on to the next, debt free and independent, chapter.
In total, my request is for your financial assistance amounting to £5,500.
£3000 would repay all my debt; £2,000 would cover my first year’s car insurance (this is an average from quotes I obtained on compare the market.com); and the remaining £500 would be to purchase a small car.
I appreciate this is a huge request coming from a complete stranger and I am certain that there causes out there which are more deserving of your valuable time, kindness and generosity. However, my son is my whole world and my pride is a small price to pay if writing and asking for your help might mean he has a better chance of following his dreams.
I’ve spent almost a decade trying to undo the financial mess I got myself into when my son was young and I feel now is the right time to reach out and ask for some help over the final hurdle. I really hope you might please consider being the person who could provide this help for my family.
Whether or not you are able to assist in any way, I would like to thank you sincerely for your valuable time and consideration that has been taken reading this request for help.
Wishing you all the very best.
Amber
paypal.me/moonrise19
Mother of 3 hiding from domestic violence
Hello everyone. I don’t know who will see this but please I need your help so bad.
I came across this site after almost trying to kill me self again. Why?
I am a mom of 3 children. I was married for 15 years to a man that I didn’t know he was alcoholic and abuser.
For 15 years I lived in fear, beaten, abused and … you may ask why not run. I didn’t have any family here, no financials and he was controlling my phone, what I was eat, and who my eye got in contact with. He Burn me with hot water 2 times and beating was my everyday life. I will sleep in the bathroom almost every day. Last year November 2019 was the hardest year but thank God I got help. It was a Friday morning when he ask me for money, I said I didn’t have any. He got very mad and push me on the floor and start to choke on me. I fought so hard to free my self but at some point I just let go because I felt like it for the best. I told my self at that moment death it better that living with him. Just before passing out my son came from his room because he heard us and jump in and start fighting his dad to save me. Son(12 years old) at that moment my 9 years took the phone and call the police… (the abuse was not only on me but on the children as well.. I can’t even write everything) at that moment the police came and we were taken away to a safe place and he was taken in. Threats from his family started to come in. They were saying that he didn’t kill me why he has to be in jail? They threatened me not to press charges….. long story short… After getting help and finding a place,, he found out where we were leaving. We run away and in hinding until now. It is really getting heard and I got the point of wanting to just go back and endure the abuse because I don’t have money or financial help.
I am hiding in a basement of a friend and sharing the bed with the kids. It is really difficult to feed them and dressing them. This winter we spent it without even jackets.
My friends was giving us her place temporarily. Now I have to find a place and she was the only friend that was not his friend and I was feeling safe.
We are in a car that I haven’t pay for the past 2 years and I fear it will be taken away and we will be sleeping outside.
I lost my job because I am in hiding, my small business that I start I lost it too. He destroyed that one.
In the past 15 years I try to commit suicide 3 times but it never work. I always wake up after the attempt. I know now that it is not the best solution, but I am really, really out of options. The only refuge we have is the car but they are looking for it too.
I know going back will guarantee my death but what to do with the kids?
Please I am writing to seek some help.
Please please please am begging for your help. We need everything. Me and my 3 kids.
A place to live, clothes, food, money, job…….. and with the pandemic, it super hard. I don’t even have a laptop to work.
Please, pretty please find in your heart to help us.
Thank you.
Recovering people pleaser, single mom of 3 :)
Hello, I’m not even sure where to start, I just know I want to change my current situation. I am a clinical pharmacy specialist at the VA Medical Center and love my job because I get to help veterans in some small way. I feel that it’s a very small act of gratitude for their sacrifices for us and I get paid to do it. I make a great salary and up until November of 2016 had no debt and a perfect credit score. I was partially homeschooling my children in a collaborative model private school, which I loved because I got to know my kiddos on a deeper level. My ex-husband and I separated in 10/2016 (almost 13 years of marriage) after trying everything I possibly could to make the marriage work. I know that I am not perfect and was willing to try everything to avoid breaking up our family and so that I would have no regrets. My ex-husband is successful in his career and in 2012 after I found out that he had cheated on me, he blamed me because he was too stressed because we both had a full time career and 3 small children and that if I was able to take care of everything at home, that it would make him less stressed. At that point, I gave my 2 weeks notice but stayed on intermittently at the VA so I could take stress off of him and started counseling. Time went by and he became verbally and emotionally abusive, and destructive with regards to personal property (throwing, punching things, etc), tore me down in every aspect of my life and all the while dealing with my daughter’s autism diagnosis. In 2013, he threw a spray bottle through the living room window and I told him to get out. He moved out into an apartment and he went to counseling to work on his aggression and after 6 months, it appeared that things had drastically improved and we moved back in together. He stopped going to counseling and after 6 months, he went back to the verbal and emotional abuse, then started the physical abuse. After an altercation involving my oldest son, I told him that I was done and started the process to divorce. We did try counseling together and individually, but in the end, the counselor told me that it would be “utter ruin” for me to stay in the marriage because of his personality disorder. It was messy and found out about more affairs, but once I finally divorced him, I felt a weight lifted. I was done trying to fix something that only I was trying to fix.
Without full time work history, it was hard to find someone who would rent to me even after I went back to my full time salary, but found someone who agreed as long as I gave 3 months of rent in advance. I had to withdraw alot of my retirement and use credit cards for the first time in years to start over. My ex remarried 1 year after we divorced and for the past 3 years has attempted to make my life hell. I had met an amazing (imperfect but perfect for me) man that I ended up getting engage to, but due to how my ex handled things with my kids, it made any other relationship extremely difficult. Now I’m just focusing on my kids and how the divorce and the discord caused by their dad is affecting them. It was too much for me to juggle all of it even though I love this man with all my heart, I had to let him go for now. I know if it’s meant to be, then we will find our way back to each other.
I feel that it is important to understand the back story to understand why I am asking for help. I am stuck in this house paying rent that is too high for me now that my ex fought to get child support taken away from me, saying that I make too much for him to give me child support. I have back owed taxes from 2017, because for the first couple of years while he was paying me child support, I let him use the kids as dependents on his tax return and ended up owing about $12,000 which I’m still paying on. Still have $100K in student loans (started with 175K) but during our marriage we focused on paying off his student loans then the other higher interest debts. I’ve had car issues and credit issues and now my credit score has plummeted from excellent to poor and I have the income to make monthly payments on a mortgage if I had one, but I can’t free up enough cash flow to save and I’m not able to borrow anymore from my retirement account.
I just want to get into a house with some land (which I would eventually use for my non-profit) and clean up my debts/credit score. I am a good person who always gives and helps and now I need the help for me and my kids to get back on track.
What I need to pay off all debts would be almost $200,000 (which takes care of student loans, IRS and credit cards) and then to buy a house around $500,000, whatever it would take for a large enough down payment to keep my payments at a reasonable amount.
Thank you for your consideration. It would mean the world to me and wouldn’t be wasted. 
Stressed out mom
Things have gotten bad and very stressful if I am here, doing this. I am hoping there are kind-hearted, generous people out there who would like to help out a single mom, drowning in credit card debt.
This is my story. I work 2 jobs, both are minimum wage or close to it. I work as a teacher’s assistant, helping out junior and senior high students, I love the job but I am at the top of the pay scale so I won’t make more. My second job is at Subway, making minimum wage and I won’t be manager there. Before the pandemic I had things under control financially. I was making all my payments and I wasn’t behind on any bills and I even had some savings. The pandemic hit and I was laid off from both of my jobs for 5 months. I used up my savings and used my credit cards to pay some bills and buy groceries. (I have a daughter that needs to eat). Needless to say I am maxed out on all my credit cards.
I have since returned to work but my hours have been cut in half and I and not making what I was a year ago. I am drowning I debt, I have companies phoning me to pay my bills with money I don’t have. I am hoping with your assistance I can pay off my credit card debt so I can start saving up to go back to school. Once my debt is paid off, I am cancelling 2 of my cards and lowering the limit on the other 2. I don’t want to ever be in this much debt again.
I want this debt gone so I can get training for a new job. I want I go into accounting or quality control, so I can eventually have my own business. I have always wanted to go back to school and since the pandemic, I have learned that I need to be better and strive for more. I can’t live on this wage anymore and I need to look out for number one. I want a better job (one job only) so I can pay my bills, save some money and have a life. Not working 7 days a week days and evenings and still have nothing to show for it. I own my own house and have paid off the mortgage so I know how to pay things off, but I am just so far in debt right now that I can’t see my way out without some help. If I am successful in getting my bills paid off, then maybe in the future I can pay it forward and help someone just like me, who just needs a little help. I appreciate any and all the help I receive. This really will change my life. The debt I am in is $30,000.00, any little bit will help.
Thank you again. I have attached a picture of one of my most recent bills, they all read the same, I’m overdue and I don’t have any credit left. I have 4 bills like this. From the bottom of my heart, thank you, I am so grateful to you, you really could change my life. Thank you. https://www.paypal.me/Lucaslyn
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