Begging Money

Financial Hardship Help

Being a single mother especially in today’s era can be extremely overwhelming. If you are one of those mothers who is doing it alone every day you know what I am talking about. It seems like the bills just continue to pile up and never end.

Researchers have said that just in 2015 year ending alone over 80 percent of the households in America that we’re single households we’re in fact ran by a FEMALE head of household which we’re mostly living very poor.

Many people may say well there is government assistance for them to get a grant but it’s hard to find and information regarding that said topic anywhere. So in hopes to help the single mothers out in the world this article will give you some insight on the different assistance topics we can cover including where and how to get a grant or scholarship. Also, you will read and see how simple it is to receive help with income expenses and medical insurance.

Are there really grants for a single mother?

Of course they do but these grants are not only for single mothers. However, that doesn’t mean there isn’t help for a mother to receive one. I know its mind boggling that the government hasn’t had any means created for money for a single mother that is actually in the shape of a grant. One thing the government does for a single mother is they assist them through a group or have set sponsors through a company, and sometimes they are covered by the actual income assistance completely.

Below are a few websites that will redirect you to free items that you can get just for registering on the website.

Low Income Assistance for Single Mothers / Government Grants

As I said there is not an official grant for a single mother available that is FEDERAL. However a single mother can go through federal programs and register and sign up for them. Those kinds of programs are usually for households with low income. Which means you would also qualify for Welfare. No matter what the case these are programs to help those who make below the limit and live poorly.

Below are different types of assistance based in the United States.

TANF – TEMPORARY ASSISTANCE FOR NEEDY FAMILIES

TANF is a crucial for many low income families located within the US.

With TANF you receive a small amount of cash every month that you can use toward your food, rent, and other necessities. However you only receive TANF for up to 60 month limit.

If you are a single mother and you have children in your home who are less than 19 years old you are eligible for TANF.

SNAP – SUPPLEMENTAL NUTRITION ASSISTANCE PROGRAM

Food-stamps or SNAP as other people may refer to is financial help for meals. You can receive money every month to place food on the table if you are on low or no income.

For most of Americans living in poverty SNAP is potentially the only assistance they can get.

Research has shown that in 2015 SNAP benefits have helped at least 45 million Americans. Most of the ones who receive the stamps are under are up to the age of 18.

When you go to use your benefits for SNAP you have your own personal debit card to ring your groceries up with at the register. If you are interested in trying to get on with SNAP benefits all you have to do is fill and application out and send it in or take it into a local office that deals with SNAP benefits.

NSLP – NATIONAL SCHOOL LUNCH PROGRAM

This is a program that gives free (or discounted) food to students whose parent’s income is bellow a poverty level. The income needs to be at least between 130-185 percent bellow the poverty line.

Most the time if a person is a receiver of SNAP benefits their children will be accepted into this program for free lunches. But, that doesn’t mean if you don’t have or receive SNAP that your children are disqualified.

You need to contact your child’s school to apply.

TEFAP – THE EMERGENCY FOOD ASSISTANCE PROGRAM

Food for the American families who are in the poverty range not matter what the age.

If you have received food stamps before or any other program assisting you and helping you such as the ones in this article you could also be approved for this program.

You will need to contact your State distribution agency to learn more about the Emergency food assistance program.

Local Food Banks

A food bank doesn’t exactly fit into the whole “Grant” program area as it is actually a location in your town where you can get food if you are in need.

Do not allow you or your family to go without food. If you ever reach that trouble you can call 211 and ask them where the nearest food bank is based on your location.

More then 200 food banks exist with the feeding america foundation and they supply enough food to feed over 40 million people.

WIC – WOMEN, INFANTS AND CHILDREN PROGRAM

This program includes a package deal where you as a mother are able to receive healthy foods, whether you are pregnant or a new mother, and also to children who are 5 or under.

WIC is a program that is temporary and only used for a short amount of time – usually between 6 to 12 months.

EARLY HEAD START / HEAD START

These programs are for children up to 5 years old.

You can receive free child’s medical and dental care along with their schooling, and dietary needs.

Find your closes headstart office on their website or call at 1-866-763-6481.

Insurance for unemployment

This is a special program which will pay you weekly if you are unemployed and it had nothing to do with you for you being fired or let go. You will only be able to receive this benefit for maximum 26 weeks. Different states have different benefit rules. But most states will average out at about 45% of whatever the average weekly income is.

Single mothers who are out of a job temporarily can find solace with these benefits and can help make the burden less for themselves because this pay will restore what you have lost from losing your work.

If you want to try and get this started and opened for you, you will have to find your local unemployment office or apply on the website for this specific program. Most states will allow you to also try to sign up for this over the phone.

Section 8 housing

Section 8 is basically a program that helps a family be able to pay for their housing. If approved you will receive a voucher of up to 70 percent of your bills (utilities and rent). You are expected to pay the other 30 percent.

If you want to apply and feel you qualify you can get in touch with your local office involved with public housing, the HUD office.

CCAP – CHILD CARE ASSISTANCE PROGRAM

This is a benefit for families who can’t afford to place their children in daycare while working.

You still have to pay a certain percentage but it isn’t a big lump of money. The less you earn, the less you need to contribute.

EITC – Earned Income Tax Credit

It is a tax benefit for people with low income. You could potentially get as much as $6,000.

If you normally have a tax rate of $1050 but you are allowed $5550 then you get refund of $4500.

There is a Children’s Tax Credit too for as much as $1,000 for EACH child.

LIHEAP – LOW INCOME HOME ENERGY ASSISTANCE PROGRAM

LIHEAP is a program that is a one time help to help pay for heating / cooling expenses.

Most of the time this is for the disabled or families with children or disabled person in the home.

If you need any extra information regarding this topic you can get in touch through the number 1-866-674-6327 or a local number for your local LIHEAP office.

WAP – WEATHERIZATION ASSISTANCE PROGRAM

Weatherization assistance program lowers energy bills for families in need. Usually the elderly and families involving children are accepted and put to the top of the list before all.

Your monthly income need to be below 200 percent poverty level.

To apply, find a local WAP center.

Medicaid

Medicaid is help with medical expenses. If you do not have health insurance this gives you certain benefits as long as your income restriction meets the level it should.

A lot of single mothers may meet the standards to be recipients of Medicaid even if you are unemployed.

Every state has different rules about Medicaid plans. You can find out exact requirements on this website.

Together with ObamaCare it ensures that even single mothers who didn’t receive any health benefits will now be able to have coverage.

CHIP – CHILDREN HEALTH INSURANCE

CHIP gives children without health insurance a chance to have health benefits all the way up until they are nineteen. It is for families whose income is too high to receive Medicaid benefits.

It provides every type of benefit you can think of — dental, eye exams, and even annual doctor’s exams.

Every state has its own rules. If you would like to learn a little more about this specific benefit you can call 1-877 Kids now (1-877-543-7669)

Federal Pell Grants

Aid program for students of up to $5,815 for those in need to be able to set foot into college.

This is the best opportunity for a mother who is single to finally be able to finish her schooling and finally continue in the workforce. The money is completely free of charge with no interest rates or paybacks ever.

You need to fill out an application and submit it for a pell grant and have it turned in on or before June 30th of every year.

Federal Supplemental Education Opportunity Grant

Similar to the Pell Grant. If you already have had pell grants and you are at the top of the charts in need you will be first on the list to receive this. Depending on a persons needs that are wrapped in with their financial struggle will ultimately decide who will receive anywhere between $100 too $4,000 annually.

Charities

Charities can be a way to seek help for you and your children whether you are in need of food or clothing or even housing. A lot of charities around the world actually have their own food banks that they run and they will give you bags of free food.

If you go to salvation army a lot of the times they will let you sleep there if you have no where else to go especially if it is a result of violence.

Churches

Most churches will offer you food and clothes or maybe even a place to stay if you have been recently kicked out by the one you are living with.

To find information on this you should look through your phone books local listing or yellow page. You can also research online and see what churches are available to your area and call them and ask what services they do offer.

Loans

Single moms can receive loans usually relatively quickly but I would not recommended that at all. You could potentially go into debt and not be able to rise back from that.

Sometimes you have no choice because you have to fix your broken car or maybe pay for utilities and food and need the help right then. But you have to be able to pay that loan realistically quick.

Pay attention to your credit because if you try to get a loan through a bank or anyone they will check your credit score and see if it is even available to be able to place a loan out to you. If it is a loan that is for payday loans or credit card advances they will not run a check but you will end up paying more after fees and costs.

Line of Credit

If your credit is decent some people ask a bank for a loan personally. Most of the time this is a better idea then asking for a payday loan because if you need quick money with lower rates of interest this is it.

Personal Loans

On a personal loan interest is lower dramatically but you have to pay in instalments. It doesn’t really fit criteria for an emergency. Normally if you just tell them you do not have any more funds and that is why you need this they will turn you away. If your credit is poor you will not be able to even touch this offer.

Short term (payday) loans

This is a very popular type of loan. You may know it by the term “Cash advance.” The interest runs really high on these and it is a loan that is only for a small time frame.

This is a loan that would more then likely be considered if a problem arises and you needed to repair your car or had a disastrous dental emergency. You have to know for sure you will be able to give every penny back.

If you do not pay this type of loan back you could be in loads of trouble financially.

Credit card cash advance

Do you own a credit card? If so you will be able to get money from a bank as easy as 1, 2, 3. This is not a method that is highly praised though because as soon as you start taking money out of the bank the interest keeps rising and you also are charged for using and pulling out of the bank a fee. This is potentially the easier options if you do need cash asap but you have to pay it back and make sure you absolutely can.

When it is all said and done grants will not solve your money issues within your home if that is what you expect. To get a grant is definitely not easy it isn’t a walk in the park by any means.

If you are looking to get a more stable source of financially being stable you should probably look in areas around you or find a women shelter until you can get back up on your feet.

If you think you have all the time in the world you can apply for other areas of assistance such as Food stamps, HUD, and etc. They do take a lot of time and effort for someone to get back with you and let you know if you have been accepted and enrolled. Try finding a part time working job as a way to financially start becoming stable again.

The moral of this is you can not expect a grant to fall into your hands without effort and take all your worries away. They are only here too do one thing and that doesn’t usually fix anything with your financial setting.

This is all on you and what you decide, no one else can decide for you.

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Desperate

Hello. I am giving this a try because I have given up thinking I will ever be good enough to provide my kids and myself a good life within my own means. I lost my dad to cancer on thanksgiving when I was 16 and my mom to an overdose at 19. My mom used me and abandoned me for drugs and men. I quickly moved in with the safest person I knew at the time since I had no family to run to. He was a stranger still, but I didn’t know have any other options that I could turn to. We eventually became close and ended up having a baby even though I was on birth control. We had no car, making less than $400  month. He started working at Pizza Hut and I at a bowling alley. I had to quit when I had my baby and luckily I was able to get by on WIC. I quickly learned the person I trusted and thought I knew was not who I understood him to be. Alone in the world with no mom, dad, or even a sibling to give me advice, I found happiness in being a mother and I had 2 more, all 2 years apart. My mom overdosed just before my second child was born. But, they came so perfectly and naturally, and I felt proud of what my body was capable of. As they grew older, and money became more and more tight, things started to go downhill. I got a job at Pizza Hut as well and we seemed to get by without gov assistance or any family that could help. After having 3 kids, naturally the father was distracted by other females without responsibilities and bodies changed from childbirth. I tried to stay positive and focus on my kids. I began drinking cheap wine to get motivated to clean the house and it would help me look in the mirror and not hate what I saw. I eventually became addicted, and would drink at all times of the day, hiding the reality of my life. I wanted to badly to be better for my kids but I couldn’t stop drinking. The father of my kids and I got an offer to move to another town for pizza hut, so I thought we might have a fresh start. Wrong. He gravitated to other females more than before, and my drinking just got worse. I was never overweight or dirty, I didn’t understand why he would rather associate with other strange girls instead of the mother of his children. But anytime I tried to talk to him he would shut me down and then become abusive if I tried too hard to get him to just talk to me. One night, after an argument with him I began drinking alone. I don’t remember deciding to drive out but I apparently went to buy water because I had forgotten to get some at the store earlier that day and the father of my kids was angry at me for forgetting. After never being in trouble a day in my life, I got pulled over for failing to completely stop at a stop sign. I spent the night in jail. I called the father of my kids and he told me to call a bail bondsman and hung up on me. I called my previous boss who owned a loan/bondsman service. She helped me on the condition that I pay her in 2 weeks. I got out of jail on a Monday and by the end of the week I had sold every valuable item I had kept from my childhood/parents. jewelry, camera, clothes, shoes, furniture. I was able to purchase an older desktop and I began applying for remote jobs. The following Monday I received a call and an interview. I was late on paying my bail bondsman, but after 2 more weeks I paid her in full. Now came the cost of the DWI once it set in. I currently live in the spare room with the father of my kids and the 3 kids. I pay rent/bills/and half of the car payment even though the car is not in my name. He says this is what I deserve. I have desperately taken out credit cards and loans for school to get by when something was due or we ran out of food. He will take my kids from me if I make one mistake. I’m fighting to keep my job and my life. I wake up everyday and wish that I didn’t wake up. I’ve been sober from alcohol for 8 months. I was able to get help for my mental health due to being suicidal. But I am just at 5k in debt and all of my paycheck goes to bills, fines, and the very little left goes towards food/clothes for my kids. I am asking for anything, anything that I can put towards my debt so that I can get out of this situation and show my kids I can be strong. Right now I am slowly slipping into darkness. Everyday I get more and more behind. I eat beans and rice to get by so I don’t waste money on food for myself. My teeth have deteriorated due to not having dental insurance since I was 17, so it’s easier for me to eat this way. I could use anything at all. I have one half-brother, who sold my dad’s motorcycle and used the money to buy his wife’s wedding ring. He blocked me on social media so I know there is no chance he will ever help me. Please. If anyone with the means can find it in your heart to help me. I just want to know what it feels like to want to be alive. To have hope. I decided to post the last picture I took of my daddy alive. If he were still here, I know he would help me. I know it hurts him to see me living this way.

https://paypal.me/wing8639?country.x=US&locale.x=en_US

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Single FT working Mom of 4 can’t pay rent and get Christmas

 

My name is Samantha. I’m 31. I have 4 children. Two boys. Age 7 and 12. And I have a set of Identical twin girls that are 4. I work full time at a Wellness Center. I am currently in the process of leaving an abusive relationship of 10 years. I live in a very rural area that has no DV resources for women in my area. (My personal goal when I’m finally free from my abusive relationship is to find a way to help other women in rural areas that have no access to domestic violence resources) . Six months ago I finally saved enough on my own to sign a lease on a house to rent. I was a stay at home mom for 8 years so I truly have started from nothing. I finally convinced the childrens father to let me work because I was suffering so badly from Post Partum depression. My twins were a rare set of Identical twins that shared an amniotic sac and a placenta. (Mono amniotic monochorionic) I was put in Johns Hopkins at 27 weeks for constant inpatient monitoring and gave birth 2 months early via scheduled c section. They had a long NICU stay and it was so hard, especially with 2 other children to care for also. I finally started working 2 and a half years ago and have saved little by little to get where I am. And have done it all in secrecy for my safety. The children’s father is extremely controlling, mentally/physically/and financially abusive. I was 22 years old when we got together, and he was 48. I see now that I was so vulnerable and settled for so much less than I deserve. He is never nice unless he did something awful to me and is trying to “apologize”. Long story short, I finally got my own home 6 months ago and have been hit left and right with unexpected expenses, car inspection, new tires, extremely high utility bills, and am now behind on rent. I am beyond grateful for any help and will pay it forward when any opportunity comes. I struggle so badly with asking for help, but I am desperate. Just not desperate enough to sacrifice my self respect and dignity. I’m thousand behind and will appreciate anything. One day I will be successful enough on my own to help other women escape the hell that I have lived in for so long. This is only a glimpse into my life, but I can assure you that any money received will be used for the good of my family, and to help me create a healthy safe environment for my children and I. 💕

 

Cash app $Sunshinee1110

 

paypal.me/Sunshinee1110

 

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Please help.

I’m a single mom who has been struggling with my family and our home falling apart. I finally managed to get a new roof and now I’m dealing with problems where my roof leaked. It’s only matter of time before my living room floor falls in.  Other floors are not in great shape but my living room floor has already separated from wall due to rotten wood, joist and even outer beam under house.  I don’t know how this works or if it even works but I need help with cost of materials. I don’t know what pictures I should post but I’ll post one where floor is separated from wall.  To anyone that helps, THANK YOU! From bottom of my heart.

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Why Donate To (Me) A Complete Stranger ?

Hi My Name Is Dayana, I was born and raised in California, im 27, Honestly dnt even know why you should donate to a stranger but let me tell you a little of my story.. I’m a single mother trying to get back to my country with my family and friends to give my children the life i should of had. When i was 16 living my teen years waiting for that high school dream of going to prom graduating with my friends becoming a nurse getting my life together it all got taken away in a snap of fingers. I remember it like it was just a few hours ago my dad who is a full on American who loves that state because he was able to give us what he never had you know what we parents say ( I want to give my children a great education, a good life, a home, an opportunity to be someone) well its 2012 he’s driving me to school and as soon as we get there a motorcycle pulls up behind us, its a cop so he asks the usual i look at my dad like he’s my hero, he’s daddy nothing happens to him he’s my superman, he has American friends speaks good English works alone because he’s the best at his job ( he’s bob the builder literally can bulldoze your home and build you a new and better one from the ground to the floor you need ) but with out papers i can go on but point is we had to move from California to Mexico leaving everything we knew behind friends family our schools everything, my brothers couldn’t adapt here and me for being the oldest wanted to help got a job left school sent my brothers back asked family for help to have them in there homes, years passed i feel in love had 2 beautiful baby’s a girl and boy (K.S(6) , E.D(4) ) things didn’t turn like we planed now i want to give my self and my kids that opportunity to accomplish my unfinished dreams , wanted to do things on my own but its hard being a single mom cant just get up and leave so i would appreciate any donations we can get i know that if i ever get that opportunity to give back i always will my dreams are bigger than just being a nurse in California, so maybe you can help a complete stranger?

ALREADY GREATFULL, THANK YOU SO MUCH FOR READING MY STORY !

https://paypal.me/Daayanaa?country.x=MX&locale.x=en_US

 

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Help needed!!!!

Hello. I will start by saying thank you to everyone who helps on this site. This is a blessing to be able to come on here, reach out and possibly help anyone even just a little. I am 28 yrs old. I am a single mother of 2 and the oldest of six siblings. I am currently living in a motel and have asked my children’s grandmother and father to take my children so they can keep life for them as normal as possible. My current situation is that i came to stay at a women’s abuse shelter in April of 2022 and was able to stay for 2 months. I had nothing, no job, no car and barely any personal belongings. The shelter said they were out of any financial help or housing so the shelter was only shelter for the next 2 months. I found a job rather quickly, and took the bus to get there. With about 1 and a half months left at the shelter I saved up around 3,000$. Leaving the shelter, I had no choice but to stay in a motel. I have reached out about rooms to rent in walking distance of work and I cannot find anything. My 3000$ ran up pretty quickly after paying personal property tax I owed and staying in the cheapest motel I could find. I was trying to get into a vehicle as quick as possible and I would be able to sleep in my car just to get ahead. Turns out I have a judgement that has already been to court and I owe around 8,000$ on that judgement. I’ve seen my children a total of 3x maybe since I’ve gone to the shelter and trying to get on my feet. I’ve always stayed just enough above water to breathe, but I am giving up. I have taken care of a lot of people in my short life and it seems like everytime you need help no one is around. I do not know where my mother is , I do not speak to my father and wouldn’t even know how to get a hold of him. All of my siblings are trying to make it themselves and all have lived with me to get on their feet at some point. My children’s father, my son’s dad currently has my son due to my situation and my daughter’s dad is currently in jail. I have not been with my daughter’s dad in years, but I was staying at his parents house before he got out the last time from jail (he finds himself in jail very often) &idk why but I believed since we weren’t together, I would not deal with the same abuse I had dealt with when we were together. That was so far from the truth. Physically and mentally to the extreme. I was pretty much told if I didn’t like it, I could leave with his parents as usual not saying anything about it. I had no where else to go, and sat on this for awhile. I had lost my job due to him going to my work and acting ridiculous. He did this at two jobs. My car ended up breaking down and was told by his family i should scrap it (idk how true that actually was) My license is suspended due to not paying my insurance (I have sr22 insurance) I have to carry due to not having insurance at one point. I can’t keep it paid consistently for 3 years to not have to hold this type of insurance anymore. After he broke my kneecap i decided to look into abuse shelters. He ended up going to jail and I got a  ride to the woman’s shelter after doing intake over the phone. My children are at their same schools and have closest to a normal life and schedule is what I am mostly worried about, but I know it’s hard for everyone not seeing them very often. I am very grateful for my son’s dad taking him and my daughter’s grandma taking her, but i miss my kids terribly and I feel like I am in a neverending cycle of paying almost 2,000$ a month on a motel room (I am still looking for a room to rent), paying off my judgdment, and really there goes my paycheck. Thank God we get snacks at work and provided water bottles, because it’s hard to eat sometimes. It’s really hard for me to ask for help, but I feel myself giving up. I always figure it out and it never gets me in the right way to make progress. I want my kids back fully, but I can’t and won’t take my kids until I am 100% capable.

I need help:

Housing

Vehicle : I am capable if staying in my car to get ahead

Debt/judgement

I also am not sure what type of documents or images I could upload. Idk how this works, but if anyone requests to see certain documentation, I have no problem uploading or sharing. Thank you so much!!!!!!

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Asking for help is no easy Task

Cue the “you may be wondering how I ended up in this situation” soundbite..

Truthfully there are probably a number of valid reasons but the one I’m here to throw out as the primary instigator is Mental health.

I am a 31 year old single (of 2) mom who lives in a small town in northern Canada.

Financially there was a time when things were easier or just less prone to keep me up half the night.

A bit of backstory I recently left my part time job at a financial institution I worked at for 5 years. I’m someone who’s riddled with anxiety but also competent to know the show must go on because life isn’t free. In my time there I had never particularly enjoyed it and knew it wasn’t endgame for me. I also had a boss who was always on my back for seemingly no reason as my performance was adequate.
Last year the fall of 2021 I sort of snapped mentally and took a leave. It was the first time I had ever taken a leave in my entirety of working history.
That came with a lot of shame but I knew for the sake of my children and myself if I continued to neglect my mental health. There might not ever be that chance to improve and make a change.
It’s also vital to the story that my leave experience was a gong show with this company. They advocate no pressure but we all know how cooperate is ran. It’s a game of prey on the weak and grind them down until they are forced to come back.
After the leave had me feeling “shook “ as the kids say and I came back after 5 months it wasn’t the same.
I dreaded going which didn’t help the mental health even though I was trying to combat it at the same time. Truthfully it was like brushing your teeth while eating Oreos… The disrespectful comments the lack of empathy as well as suddenly being on my every move I could tell they were trying to phase me out ..

As of about a week ago I gave them what they wanted. I want respect that feels like the bare minimum to ask for from a workplace.

Things got expensive in the spring and I was falling behind on a lot of things. I kind of shut down and didn’t burden a soul with what was going on. That was a mistake for the first time in 12 years I temporarily moved into my parents with two kids. Bless those saints I will never be able to repay them in this lifetime.

I dug deep and tried to push my dislike aside for my working situation. I took more shifts I put in more visible effort and maintained a good relationship with a new manager. Silver lining I obtained a new apartment paid the first and last on my own which I feel the sting from lol

Ironically when it rains it just straight up storms because my children’s father stopped paying support. Now it may not be a lot but I like many others every dollar counts. So it’s been months without that extra income every month. I miss it more than I miss dairy.

I had a double insurance payment come out today on the day rent is due which puts my about $250 behind. I really don’t want to be on such poor footing two months in. I also have to swallow my pride and say it’s been hard to even buy groceries and it’s not me I worry about but the two mouths that rely on me.

Now for as bleak as a lot of that may have sounded. I do have an interview at a new restaurant in town on Thursday and I have some stuff on the go at home because it’s important to stay proactive about these things !

I guess if anyone reads this I’m just asking for anything to float by on a for a bit. The gratitude is strong even if it can’t be felt through a screen I just know that this situation is relatable to someone out there.

I sincerely thank anyone who donates.

My PayPal link is @paquette30

 

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A strong desire for stability and a place to call home

Thank you for taking the time in reading my summary. I have been homeless since 2016 since a divorce. I’ve been very lucky tho as my profession has allowed me to live-in people’s homes. I was able to pay off a debt that took 5 years for me to pay off. I was terminated from my position due to Covid. I have been unemployed for almost 11 months still trying to find work in my profession. I had to take my job search to a backseat as a family member took seriously ill with multiple stays in the hospital. The hospital was a distance and I was the main transportation in taking my elderly parent to visit every other day to see my mom. I still continued to interview however was trying to figure out what I should do as I did not know how much time my mom had left. Thankfully she finally recovered and has a new doctor!

It seems that due to inflation and due to me being an older candidate in my profession has proven difficulty in me acquiring employment. The younger candidates are now moving into live-in options due to the rise in rents. I am thankful I’ve been sleeping in an office on an inflatable mattress and I have ½ a shelf in the garage fridge to have some groceries in. It is wearing on me if I am honest. I’d like to more have options on the work front however it’s to the point of not having a place to live to commit to a position. I am in the South where I would be paid considerably lower. I also feel panicked as I have no retirement, no savings and no health insurance.

I took a course about a year ago that was offered Free through Cornell. It was an entrepreneurial course for women. My goal is to work in this field for another 10 years and hopefully start a business when I can leave this field.

I know everyone has special circumstances and just as much tenacity as I do. I feel like I’m losing steam and wracking my brain on how to get myself out of this situation. I think back to 2016 and driving a packed car with only one key on my keyring which was to my car. It was such a profound moment. There are different kinds of homelessness but the heart is always the same.

I have one kidult that I have not seen in quite some time. I do not have a place for her to stay. I am actually quite embarrassed of my situation with having struggled off and on. Living in an a small office space, air mattress and showering at the gym and unemployed at the moment. I know she knows I try hard and I would love to invite her to stay and visit in my own space.

There is an organization that said they could help me if I could come down with a down payment and I would need a job to get a loan as well. They would build a tiny home and match my downpayment. I do not have either. I would prefer a tiny home on wheels for it’s small and I would be safer than in an apartment building due to my hearing impairment. I am just looking for a little space to call my own. Most tiny homes on wheels cost about 60-70K however due to inflation etc that price has skyrocketed which mean that 20% down is even harder to achieve.

The image below is a tiny house on wheels. This is not my image nor do I take credit for it. This just gives you an idea of what the house looks like. It’s not a traditional RV. It actually has very good insulation and is good for long term living. It will not break down in materials for a very long time like an RV would. The organization actually builds the tiny home once funding is secured. It is actually much more modest. Thanks for your time and consideration.

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Working, In School, Just need some help – Medical and Bills

Hi all,

I’m a solo parent to a wonderful 7-year-old boy. It’s just the two of us, but I love our little family.

When his father told me, during pregnancy, that he would not be involved in my son’s life, I decided that I would do my best to give this child everything he deserves: basic needs met, of course, but also love, structure, guidance, and support.

I’ve done my very best to keep that promise, but it’s been tough. Raising a child is expensive. Everyone says that, but I never realized how expensive it was until I lived it.

I didn’t have the best leg-up. I made plenty of mistakes in my teens and 20s. Dropped out of high school, got my GED, and developed a drinking problem. I began my motherhood in poverty, with primarily entry-level work experience, and freshly sober.

Before my son turned one, I found a job at a company I loved that was flexible enough to accommodate the demands of parenthood: “Daycare called to say your son threw up? No problem- go and get him.” I worked hard, earning several promotions over the 6 years I’ve been employed with this company. For the first time, I’d made it to the middle class! But it wasn’t the relief I was hoping for.

I make enough that I don’t qualify for government assistance anymore. However, my income hasn’t been enough to cover all of my expenses. Daycare costs were more than my rent. Healthcare costs are overwhelming. I had good credit and a decent income and wound up in a debt cycle to make ends meet. At my peak income, I was finally making enough to make ends meet and even save money and have spending money from time to time– if it weren’t for all the debt I was paying off. I was at least at a level where I didn’t have to continue taking on debt, but the debt payments are a significant part of my income and don’t leave me wiggle room for savings and emergencies.

2022 has been full of challenges. One of my tires had a blowout, and I had to replace all 4, costing a little more than my savings. Dipping into my regular account started a cycle of being behind. Overdraft fees, late fees, etc. make it difficult to recover on a very tight budget. Not too long after replacing my tires, I got a rough case of strep throat and missed a lot of hours at work. This combination of events crushed me financially.

I know something has to give. I made a decision. I stepped down from my position at work. I still work at the company, part-time. I’m now in college full-time, learning computer science/data analytics. I love this type of work, my current job dabbles in these categories. This can also lead to higher-paying, flexible, remote jobs that I need.

My income is still okay- my generous boss did not reduce my hourly wage, but the reduced hours reduced my income. Student loans are helping, but I’m still on a rice and beans budget.

I’m asking for help with some medical expenses, and possibly bills.

My most immediate, urgent expenses:

My son has cavities and needs fillings: $180.

I need an eye exam and glasses: $200

Any help is appreciated. If by chance, I receive more than these needs, money would go to a few different things:

I need some things for around the house and some clothing for my son (mainly kitchen supplies). I don’t have much room in my budget for spending aside from necessities.

Payments toward my $40,000 debt.

 

Thank you for taking the time to read this. Donations can be made to:

cash app: $LoveSimpleLiving

 

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Help a family in desperate need

I am a single mother to four beautiful children. I get little to no help from their dad. I work full-time but with four kids on one income it’s just not cutting it. I tried to work a second job but I couldn’t even afford the daycare and I got to sleep for four hours a day. I have tried for as long as I can to keep everything afloat but I’m falling behind now and I’m terrified. I have no family or friends to turn to and I have exhausted all options as far as help from the state or other agencies. It’s just been me and my children for a year since I left my abuse relationship. We are facing infection and I have no car insurance on the vehicle that I have financed. I also need a new head gasket and I just can’t afford it. I just wanna make sure that my kids and myself are gonna be OK that we have a safe place to stay,

I can’t lose my house. PayPal.me/avapeachez

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Single mum needs help

I’m a single mum of one, who is struggling to keep up with the bills. My electricity bills are so far behind that I can’t get ahead. My sons daycare fees are piling up, and he cannot attend until they bill is payed. I work part time and do the best I can to be a good mum. I feel as though I am failing my son financially and can’t give him new clothes or toys because I’m too far behind in bills to be able to afford new things. I’m hoping someone might have the heart to help me out 💖

https://www.paypal.me/rach437

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Break free from abusive person

Hello, my name is Sabrina, I’m 21 years old and live in the Philippines. If you have been to my country, you probably know that most people here have a different understanding of a serious relationships. Cheating is like a popular sport here. So when I was 16 I decided to choose a 49 year old german as my partner, because I thought at least he will not cheat on me and I have a peaceful and stable life. Never have I been more wrong in my life. He used me in every way, always lied, broke all his promises, he even drugged and then raped me which is how I lost my virginity. When I woke up in the morning, I couldn’t remember anything, the bedsheet was full of blood and my lower body hurt a lot. I was so ashamed, that I stayed with him. I had to tell my family that I lost my virginity before marriage and we are a very religious family. I felt like I have no choice but to stay with him, no matter what he did. Every day I gave my best to be a good girlfriend for him, I cooked, cleaned, did the laundry, everything just for him and I hoped that one day he will see what a good girlfriend I am. But he is a very selfish man, always took from me, never even said thank you, nothing. He pushed me emotionally to the edge so that I collapsed and when I did the only words he said was “drama drama”. After 2 years with him I got pregnant and I delivered a beautiful son. His name is Marc. Sadly I had to give him to my mom, because financially I can not take care of him and his father never wanted to. After I came back from the hospital I found out that he invited one of his other girls to our home while I delivered my child alone. Even after all of this I still stayed with him because I loved him. Three more years full of disappointment, pain and humiliation, I was visiting my family and son when my boyfriend decided to change the locks of all doors, invited again one of his other girls to live him. When I couldn’t open the door with my key, I texted him only to find out that he blocked me and I had no chance to contact him anymore. Since then it has been a year full of tears, broken heart and despair. In the end I moved in with my half sister but with this the current problem started. I borrowed money from her, because I had nothing left, but I still cannot pay it back. So she’s always telling me I owe her and makes me do things I don’t want. These days she’s forcing me to date a millionaire from a different country. She demands that I will do whatever he wants so that he will give me some of his money which of course I have to give immediately to her. I have a new boyfriend, Jannick, he gives me hope, but I’m also afraid to loose him, when he finds out about the millionaire. I appreciate every help to get out of this situation. I want to build my own life, be there for my son and finally have some peace. I thank you already so much that you read my story,

God bless you.
paypal.me/SabrinaManda

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Help us find a new home

My son and I moved to Utah 4 years ago, and  lived in a townhome for 4 years, but recently we received a notice for lease renewal, and it explained all the cost from month to month, to a 12 month lease. As long as I lived here the rent went up $100 for the past couple years, but now the new rent went up $500 to renew January 1st.Sadly,  I’m not going to be able to afford the place I’ve called home for so long, and what makes it even worst is that this is coming up around holidays and a brand new year. I’m not even sure if I’ll be able to give my little son Christmas, because of all my expenses for moving out of our home. I did what anybody else would do and looked for a new place to live. During my search I realized it’s more expensive now than ever, with the inflation and me being a single mom with no money saved up it’ll Cost me thousands to move. I found a house that will be Perfect for my son and I, but I NEED your help! With my moving cost, security deposit, lease initiation fee, application fees, uhaul truck and first month rent, that I’ll have to give within a month! You can see how I’m very overwhelmed, with no money saved up. Very rough time for us, because December is the last month to stay in our home, which only gives me 1 month time to pay for the move, and still celebrate Christmas for my little one. If you can help to my cause for my son and I to move safe and to still give my child everything special for Christmas. With the move in cost to a new home, and Christmas I will need at $10,000.We will appreciate it so much!!!!! Thank you

https://paypal.me/TearaFord

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Life exploded escape needed

Life wasn’t easy but I thought I had it all. A wonderful son, step son and loving partner for the past 6 years. Of course not everything was rosy. I own a hospitality business and corona was tough on us. I did the right thing and kept all my staff employed. The debts incurred were bad. My mother got diagnosed with alzheimers and had to go into a home. My partner went sick from work again with depression which has happened many times before. He lost his job again. I told him it was OK as long as he found a job that he was happy with. Throughout our relationship he drank and the moods that would come with it were difficult. But there was love. My partner had an argument with my son 6 weeks ago and left us. He is now living at his father’s and drinking every day. Our lives are in tatters. There is debt we didn’t know about. The emotional pain is crippling. We want a fresh start. We need it. In order to do that we need to raise 750 000. Please please help

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Need help to get back to my home town and lock down an apartment

I feel as though I have this dark cloud following me handing out unfortunate mishaps in all shapes and sizes. It’s a lot and some don’t even believe me.
Before I tell my story let me introduce myself. My name is Nicole. I am 35, single mom to an 11 year old boy. I’ve had a job since I was 16 with little to no gaps in employment until the end of August. I worked with my most recent employer for 5.5 years. I don’t get state benefits, my son’s father is homeless so I don’t get child support and I don’t have any family I am close to except my little sister. I’ve never been in this situation and I just want to find a little help to help me get out of this hole.
So… April 2021: my aunt has had Parkinson’s for 15 years. She was with an abusive boyfriend who lived off of her social security money. She wants to get away so I let her come stay with my son and I in our 1 bedroom apartment. She was with us for a couple months and all of a sudden one night she’s having trouble breathing so we go to the hospital. I had no idea at this point this would be the last time she step foot in our place. She passed away April 22, 2021. My 34th birthday was April 23rd. The day after my birthday I fell down the concrete stairs leading to our apartment and dislocated my arm and broke it in 4 places. I don’t have insurance. I ended up having to have surgery to place a couple pins in my arm. On top of accruing a medical bill I couldn’t afford as a bartender I couldn’t bartend for almost 3 months. I had my surgery the first week of May 2021. The day after my surgery I received a call from my half brother on my dad’s side which I rarely talk to. I hadn’t spoke to my dad for almost a year at this point. He was an alcoholic and my brother was calling to inform me that my 52 year old father was found in his apartment and had been deceased for about 3 weeks. I’ve dealt with death in my family more than the average I feel like. My uncle committed suicide when I was in high school. My grandma, the biggest loss of my life passed away 4 months before I got pregnant with my son. The reason I mention this is because I feel like losing my father was almost harder than any other death I’ve dealt with in my entire life. I always wanted a relationship with my father. I tried and it never worked. The last time we spoke was when I called him on father’s day 2020 and I hung up the phone disappointed and in tears. Anyways, so my landlord is selling the house we live in (we lived in the basement apartment). I have an eviction on my record from 2017 when I left my son’s father. I didn’t even know about it until 2 years ago when I was looking for a place and kept getting denied. I can have it expunged in January. Due to the rental market after COVID restrictions and expectations got so far out of reach that I cannot find a place. I end up moving to a town 36 miles away from my job. My son doesn’t want to go and staying at my friends and sharing a room didn’t sound very appealing. He wanted to stay in school with his friends so my estranged mother offered to let him stay with her so he can stay at his school. As much as I didn’t want to it was probably for the best until I can get a place back in my hometown. I was driving 36 miles one way 6 days a week to get to my job. I got into a car accident, missed a week of work and now my car is totaled. I ended up losing my job about a month later. Now I’m out in the middle of no where, no vehicle, no job, no money, I can barely even see my son unless he can get a ride out here. I’ve quickly come to the realization that all of my friends were never truly my friends. In a time of need there’s no one to be found.
So here I am. I’m trying to stay positive and hoping there are actually good people in the world who would be willing to help a complete stranger who has stumbled upon hard times. If any exist, God bless you. Thanks for reading 😐

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Single Mom Tired of Struggling.

Hello, 
My name is Angela and I’m a single mom looking for some financial assistance. I’m sending this out to the world, in hopes that it will help me get rid of my debt. Hopefully, also pay some of my bills. As a single mother who just barely gets by, any amount of assistance will help and be appreciated.

I have an outstanding student loan, which I haven’t yet been able to repay. Luckily, they offer a repayment assistance program which allows me to put off payments without adding interest. I am also currently nearly 400 dollars into my overdraft. This past summer, I unexpectedly, needed a 300-dollar repair done on my car. All of my wages go toward paying bills, credit/debt, groceries, etc. So the car repair really put me behind. I do my best, but most times it’s just not enough. I’ve even taken a few trips to the local food bank, just so we could eat.

This time of year, in particular, is most difficult for me. With back-to-school expenses, my car registration/inspection is due,  and Christmas is right around the corner. Not to mention my rent is increasing again in January and my utilities as well as doing laundry cost extra on top of that. Winter is coming which means my heat bill will skyrocket, but I’m grateful that equalized billing is a thing. I’ll also have to get my winter tires installed soon along with having to invest in a pair of winter boots.

We have not been to the dentist in several years, I’m certain my daughter has a couple of cavities, but I can’t afford to take her. She loves to dance and I have managed to keep her in dance classes every year so far, but this year, I can’t spare for the monthly dance fee or even the gas to get her there every week. She also has a school/class trip coming up at the end of the school year and I want her to be able to go. Although, her chances are not looking very well as of right now.

At one point I did attempt to try and get into the foot fetish business; hence my PayPal tag. Lol. It just wasn’t for me though.

I’m a very proud and private person which makes asking for help difficult, though I’ve realized, I need to put my pride aside if I ever want things to get better. I want to get to a place where I will be able to provide for my daughter, and finally, maybe take her on some vacations. Not struggling to have the necessities.

Thank you in advance for taking the time to read my request. Also for donating if you so choose. I will be forever grateful.

Angela ❤️☺️

PayPal.me/yourtinyfeetfetish