I know this is a long shot but I believe that the greatest gift that anyone can have is hope….and that’s what this is providing me.

I’m a 39 year old father of 2 boys, 15 and 11 and have the most wonderful wife in the world. In 2017, we ran into some major health issues and it has absolutely drained us financially. I don’t want to go into details because I’m not looking for sympathy but through this ordeal, my selfless wife has only cared about how the boys and I are holding up and it has come to the point where we have had to do without the essentials for her to get the care she needs.

Before it’s too late, I want to be able to surprise her and fulfill her dream and take her to California to the Warner Brothers Studio and sit on the “Friends” couch. I know that sounds silly but that is her dream and I’m hoping that someone out there can help me accomplish this because nobody deserves this more than my wife. I work full time at a major theme park in Orlando but because of  the unexpected expenses, we aren’t even able to make ends meet, let alone afford anything extra such as this.

I appreciate anyone who took the time to read this and if you knew my wife, you would know that NOBODY deserves to have an experience like this more than she does!

I’m hopeful that someone out there will appreciate my honesty and lack of going into a full sympathy story because believe me, it’s a heartbreaker, but at the end of the day, I’m not asking for financial assistance….I’m asking for someone to help put a smile on the face of the most deserving and greatest person I have ever met. (Through financial assistance!)

Thank you again for taking the time to read this and here’s to blind generosity and caring of a fellow human and to the greatest mother and wife out there! (And biggest Friends fan!)

PayPal.Me/jawnmallon

I’ve been having a troublesome time becoming self-sufficient again. For some years, it seems as if everything I attempt fails. I once leased my own apartment. I owned my own vehicle. I saved up and paid it in full. I was working as a laborer for a contractor after I left college. The company began failing, and there would be months of no work as bills piled. I left and began to work at a local retail store in a mall an a small business retail store. I wasn’t receiving many hours at the mall, and the retail store was such a small business in a non-populous town the traffic wasn’t abundant (I wasn’t aware of that in the beginning.). I was making more at the small business part time than the mall, so I decided to go full time and leave the mall. What I didn’t foresee was the little store would lose costumers soon and the owner would fall ill. So, of course rent became due so did utilities and soon enough I became in debt. I scrapped what I could together to offer what I could and ask for extensions. I reached out to a temp work service and began warehouse work. I nevertheless had debt and back pay; my vehicle started to show problems, problems I didn’t have the money to spend on (though part of that comes from my being young an inexperienced with car maintenance). One day I went signing in at the warehouse, and my name wasn’t on record. I wasn’t informed prior. They completely dispose of you from roster when they let you go. All of these events happened in one year. I should add I was at these jobs for months not a year. I was out of work for some months after the warehouse soon to be evicted in a somber, depression. My relationship was falling apart and I was being cheated on which added to the gloom. But an old friend came back to town and offered me a place to stay at his parents old home for free and work. I moved in not a week after the eviction. Things started to improve. I was working with my friend as a driver making tips, nothing extravagant but it was inflating my negative bank account and I was helping other people out who needed a little cash when I could. Months had passed, and my friend began tiring of our job and the way our boss conducted business, he began to look for other work and stop showing up. One day after my shift I returned home and our boss called me yelling. She was asking about my friends attendance, as he sat in front of me I relayed messages between them. What happened next puzzles me to this day. She terminated us both as if we were a bundle. Soon after his parents said he could remain living there, but he’d have to pay on bills and many these bills were bills they’ve paid that they said he owed. In addition to ones that were upcoming so my spending became paying on that with him. We both went to work at Amazon for awhile. But the commute from our rural town to the closest Amazon warehouse was wearing on both our sleep schedules and we had to just let it go. I chose to work at a closer warehouse for another company through a temp service, and he had military jobs to fall back on. The money I was trying to save up became impossible since I had debts from college, my old apartment, old utilities unpaid, car insurances, phone bills and credit cards. I couldn’t keep up with how fickle my job career was becoming. I have no lavish interest an I’m known for being a miser, so I don’t spend what I don’t need. My car began having transmission issues and needed new tires. This was money I didn’t have. I was working in “in the whole,” as they say.). I had to leave the warehouse the first week. My car tire would go flat as it sat outside.I’d have to ride flat to the nearest gas station to input air which was wearing on my car. I don’t have A close family or wealthy to ask for much help. Everyone has their own problems as they say.But my brother helped me get a used tire. To make this short eventually I became an electrician apprentice through word of mouth. I was there for some months and it allowed me to pay on the house (And get another tire that also went flat on me quickly and transmission slipped became worse.) the commute was rather far but the hours were manageable.I lost that job also. During a drive on the highway, on my way to work, the exhaust running under my vehicle split in two. I had to pull over as it dragged hitting ever dip and bump. In my area, to work you’d need a vehicle. If you do not, you require some income to pay some form of transportation or someone for transportation. This left me out of work for months.Most of my checks were going on the house and back pay. I didn’t possess the funds to repair a car. I began developing a mental illness that also made work impossible for about a year. I’ve couched surfed for quite some time now, doing trade jobs utilizing the skills I have to build my own employment. It makes it difficult not having income to keep these short-lived jobs fruitful of course it takes money to make money. I learned stocks and made a try at day trading with dollar stocks. I stupidly had sold my shares before a company went from $3 a share to $24, but I digress. If anyone could assist me in obtaining some form of transportation (moped, etc.) that would be great. I would like having $500 an invest in getting a job an ultimately involve my skills applying that into more income. But to work for myself or another starting from the point I am starting from is getting rougher and rougher. I would genuinely appreciate a nice boost of help. With all I’ve learned through my mistakes, I don’t entertain doubts I can turn a couple hundred or so into more. I could stop sleeping on couches. I no longer have my car to sleep I junked it for some money.

PayPal link : PayPal.Me/chrristoph

My greatest wish is to spend my last few years I have left in my little apartment spending time with my grandchildren.

life has many struggles I spent most of my life raising my children and taking care of my sick mother we struggles with those but we managed okay I was always grateful and thankful for what we had and for my loving family, even when times were toughwe loved each other and we may do and we were happy.

but when my mom passed away of kidney failure in 2016 we lost our house or 25 years now I find myself alone and in a desperate situation I eventually found an affordable apartment I’ve been here for almost 3 years unfortunately my health has deteriorated immensely I need a third heart surgery my lungs are in really bad shape I need to use oxygen most of the time I also need three to four breathing treatments a day needless to say I’m overwhelmed and very afraid of my future. I am no longer able to go out and earn money for food toiletries and household items my disability check pays for my rent but nothing is left over I am no longer able to go around to the food pantries now that I’m usually attached to my machines, I’ve reached out to many government programs with no avail I can’t seem to qualify for anything unless I’m homeless which is what I fear will eventually happen to me. I can’t afford a lot of the medication I need I’m so overwhelmed and scared and I don’t know where to turn in anymore I’ve started to lose all hope I was very embarrassed and ashamed to put my story out there and ask for help it’s not something I’m proud of but my friend who told me about this program assured me that people who donate to these causes want to help people like me going through hard time so I agreed to write about my situation. I was hoping to raise $4,000 to pay for months rent I would be able to make that money loves me over a year and I would have benchley be able to start making and selling crafts again after I recover from my heart surgery.

My rent is due today and I’m afraid to pay it because I won’t have money for food or medication yet I don’t want to be late with my rent in fear of being evicted.

to be able to stay in my apartment for a few more years would mean the world to me I’d be able to spend time with my grandchildren without any help I really don’t know what will happen with my life and where I will go I wish I was able to get some help through the state but that hasn’t worked out for me. any help would be greatly appreciated even any information on resources in Orange county California feel free to email me with any information you think might help.

I’d like to think anyone in advance who thinks my cuz might be worth donating to I will forever be grateful I know this might be a long shot but I’m praying for a miracle.

Thank you and God bless

Sincerely Lisa Jo

http://www.paypal.me/myheartmyhome

Hello, my name is Alvin Brown. I have two children. I am a professional boxer.  I don’t have the sponsorship like other fighters. My efforts are met with great criticism because of my age. I will turn 33 in August. My son encourage me all the time to not give up. He’s only 9. My daughter is 4 with heavy hands. My mother’s passing away lead me to find this path where I also found myself soul searching for the very light God placed in me since birth. I used the sport of boxing to show my family I am a man. To show my kids to fight for what they love, and my Heavenly Father how I recognize the gift and I’m very thankful for his grace.  From the amateurs to the pros I been at his mercy. As of now I have achieved many goals and would like to earn my income from hard work outside the ring. I am willing to be a service to the community. I love people. I am interested in, Uber, Lyft, DoorDash, Uber eats. I’m asking for help. I have to get my drivers license renewed. I use public transportation such as the city bus and Lyft and it makes me want to be in the drivers seat. The truth is Boxing don’t happen enough for me to live off of in the city of Baton Rouge. I sacrificed so much and learned even more.  I cultivated a better understanding of my true nature. And it’s not beating people up or vice versa. Will some one please help me. I will pay it forward. I can’t afford the coaching and the nutrition plans but I am willing to pass down the knowledge I gained as I move on to the next chapter of my life. God will you please bless the hearts of your children. I never committed a crime or been in trouble with the law. Thank you all for reading.

$AyePrince 

I am hoping that many people read this and decide that my family is worth helping. For the past 20 years I have been a single mom that worked a lot and did everything I could to make sure my children didn’t do without a roof over thirty heads and all the extras that come with being a parent. My children are grown now and have children of their own which I love very much. Nothing like being a grandparent. We still live together because it makes it easier for all of us to be able to survive with the economy the way it is and the prices of rent these days. I’ve been in the home I’ve been renting for 15 years now and the house has needed some major repairs but they never got taken care of. One day my landlord called me and told me he was coming to discuss the issues in the home that needed repairs and he wanted me to do those repairs and he would deduct that off my rent but the day he was due to come talk to me he didn’t show up and I never received a call from him letting me know why or that he needed to reschedule. I tried to reach out to him with the numbers I had for him with no luck and this went on for months, at this point I was getting worried because my landlord always came and picked up the rent, that was the only way to get it paid to him. Two months after I had last spoken to him I found out by my oldest daughter that he had passed away and that’s why I hadn’t heard from him. With this news I proceeded to try and reach his family to try and pay my respects and find out who I needed to pay rent to now and where to send it. I knew his family wouldn’t have time to come pick it up as he used to do, but I could never get the information I needed to reach anyone and no one has offered to try and reach out to me either. So now my rent is falling behind after 15 years of good standing with my previous landlord even though the house needed major repairs in all areas including plumbing and electricity as well. I was talking with one of my neighbors which has been a good friend to me and he told me he had ran into the new owner and they said they were going to come talk to me about everything in a few days and yet again I never heard a thing from them. I tried to reach out to the other neighbors down the road that rented from the same person as I do and they had came and talked with them and allowed them to catch their rent up and stay and when I asked for the number to reach the new owner I was told they couldn’t give that information out. So here I am trying to get my rent up to date and work with the new owner to be able to stay even though the place needed major repairs. It’s all I have known for so long now. Instead of getting a call or a knock on the door I got an eviction notice from her instead through a lawyers office in the mail giving me only 2 weeks to leave the premises which is impossible with how long I’ve been here and in my opinion unfair. I feel I deserved the same offer as the neighbors when they were just as far behind as I was in rent and I’ve been here longer but I didn’t get that offer. Now that I’ve explained some of the issues I’m now gonna talk about where I stand now that I’m trying to get out of this house and running out of the to do just that. On a side note I did request till the following month to get all of my stuff and be out but again I am still waiting on her lawyer to contact me back. Ok now this is where my family stands now with everything. We have been packing and home searching and have been having major issues finding a new rental that we can afford and that will allow our family pets to come with us. On top of that the places we have found have either been to small for all of us or the rent is through the roof and the income we do have coming in the home has been to low to afford those homes. It’s not that we haven’t looked we just don’t have the funds to afford the rent to the homes that actually have the space we need. So as a family we talked about options to prevent this from ever happening to us again and this is what we came up with. What if we tried to buy a home instead, so we started searching homes big enough to accommodate everyone and after long searches we found a home the was big enough and in the location we were trying to stay in. The owner is only asking $165,900 for the home but is willing negotiate if we can get as close to the asking price as possible. So we started with trying to get loans but we’re rejected due to lack of credit or bad credit. We found one company willing to give us a loan but only with a down payment which we do not have due to having to take what money we did have saved back for rent to get storage units and have vehicles moved else where as well as having to get moving vehicles to pack everything in to take to those storage units. It adds up quickly and we didn’t realise this until it was too late. We still have stuff to move and cash has gotten tight now. I’m a proud person and don’t normally ask for help at all and always find solutions but this time I’m out of ideas except for seeking the help we need to secure this home for our family so we never have to go through this again. This home would be left to my kids and then their kids and so on. I feel this could make a huge difference in my families lives because for once in our life we have something that is ours and not someone else’s we will finally have a home to call our own. This would take the stress of rent off my family as well. When we reached out to others we have helped over the years when they were on the verge of loosing everything and they got back on top for help they said they couldn’t help us so that means we are on our own and starting to worry we are going to be without a home period. This scares me due to the grandkids which are below the age of 7 years old right now. I want to secure this home for them and their future, to make sure they keep the stability they have been used to. It breaks my heart knowing that it’s not the adults that will suffer as much as the children involved. I know we can’t do this on our own so I’m seeking help, I’ve let my pride go to try and make this possible for them. Even a penny will make a difference for my family right now. If you can help or want to help I thank you in advance and my family will be forever grateful for your help. We will be forever in your debt. Please think about helping and if you can’t I thank you for taking the time to read this. I haven’t gone in full detail of everything due to how long I knew this was already going to be. Again thank you.

I am a medically retired veteran with a desire to succeed! I have started a job as a Licensed Insurance Producer and I am seeking licensing in all 50 States.

My entire life I have worked hard for what I have. I have worked rebar fabrication, construction and 11 years Active Duty Army as a mechanic. I injured my hip a few years ago and have had one unsuccessful surgery, and pending another surgery in my future. With my current situation, everything I have known how to do I can no longer perform physically anymore. Job placement is difficult for me as I cannot crouch, bend, stand for long periods of time or lift things like I uses to. My benefits pay the bills now that we only have one vehicle, but sometimes we still fall short. I dont have the funds to purchase my licensing and appointment for additional states at this time. And because I did a voluntary repossession of our second vehicle, credit is not good enough to receive a personal loan to cover the cost of licensing. And now that I pay for my families health coverage I cannot afford a loan anyway.

My desire to succeed is for my family and myself. Its for my family because my three girls and wife have only ever know living paycheck to paycheck. I finally found something that has the potential to put money into savings and eventually be able to afford not to rent a home. And my desire for me is because it breaks my heart every time my oldest daughter asks for a $15 doll, I have to tell her to wait for Christmas or her birthday because I wonder if i will be able to buy food or gas later. Or how it seems everyone can save for a Vacation and I have never taken my family on one. I desire to succeed for them! So for once in their lives they can feel like their friends and other family. But I am held short right now by my ability to expand my reach to other states.

I am asking for help so I can get licensed in the rest of the States. Whom ever helps me just know you will be forever in my heart, and you will have provided me something that would have take me years to achieve on my own. Though my daughters will not understand now. They will know about who helped them later in life.

paypal.me/TylerMGarner

Hi,

My Name is Julie and i am 31, I am facing financial problems. I’ve never asked for help, and not sure what all i should say, so i’m just going to write what is honest and from my heart.

I guess i could start by saying i’ve not always needed help at one time i was able to take care of myself, now i am barely surviving, can’t afford food, and on the verge of being homeless.

For those you who clicked on this, i would like to say thank you and give you my story.

I am a single 31 year old women from SE Ky. I have no children and no family to help me.

At the age of six my father was murdered and stabbed 36 times, My mother had a nervous breakdown when i was 14 and suffers from mental disorders as well as substance abuse.

I was mentally and sexually abused as a child. I do not blame these reasons for why i am in the situation i am in, but i do feel these add to my sense of hopelessness.

I grew up always wanting to be someone, to attend college and to have a family one day.

Then my dreams were quickly crushed when life happens and i had to grow up at a young age. I grew up witnessing my step father use drugs, and mentally abuse my mother.

I was a straight A student although i had to miss a lot of school, due to not sleeping because of being kept up all night from listening to them fight.

At fourteen my step dad left, and my mother gave up and had a nervous breakdown. I use to beg her to get up, that i needed her, but she would stay in the bed. I never had anyone to lead me in the right direction therefore i learned a lot of things the hard way.

I finally found a good job for my area and started at the bottom as a call sales rep. It was a temporary job, unless you scored high at the end of season. You were then hired on. I was so proud of myself that i landed the number one spot for call agents, i was hired on and later promoted to manager.

I got my own home, car, and was paying my own bills. I felt i had succeeded and finally had a safe place to live without terror.

Then in 2014 I was driving and pulled out of a bad spot, i turned left , and from the right a minivan came over hill going 70 mph and hit me directly on the driver side.

It was horrible. Scariest event i have ever went through. I thought i was going to die.

It took them what seemed like hours with the jaws of life, to extract me from the vehicle.

Once taken to hospital, i learned, my brain was bleeding, i broke my back in two places, along with my hip and leg. I also had to get a bone graft in my foot leaving me with a metal plate, and eight screws. I was in trauma unit in hospital for over a month.

I came home in shock, i wasn’t able to walk for a year. In that time frame i lost my home.

I moved in with my mother, and my autistic brother who has asperger’s syndrome.

My mother has never been a caring person, and didn’t give me much empathy. She let it be known i was now a burden on her. I feel into a complete depression. At the time i had no idea of how disability worked or the sign up process nor did i have anyone to help me with it.

I haven’t been the same since. My mother would not take me to my follow up appts or to physical therapy, which has left me in worse shape.

I am now trying to put all the pieces together. Although at first accepting this change was very hard for me. I tried to go back to work was unable to sit for long period, as well as focus. My mind isn’t as sharp. I got put down everyday, and told i wasn’t in that bad of shape, and humiliated and criticized for something i had no control in by my own mother.

I could no longer take it, i decided to give up. I reached out to family, and community but got no help in return. I couldn’t even make it to doctor appt, because i wrecked my vehicle. I could not apply for public transportation because there was a vehicle license to the home, whom was my mother.

I felt like i had no hope. So i contemplated suicide, and acted upon it. I took a whole bottle of sleeping medication and took off walking down the road, only to pass out in someones yard, who called 911. I was brought back to life and taken to the hospital, no one showed up, and i figured as much. I was sent mandatory to a hospital for 72 hours. Then released.

I have tried as hard as i can to beat this depression, i read books, watch videos i have started to meditate. I finally went back to work two months ago, and felt great about myself.

Then 2 weeks later when i finally had enough to rent a cheap apt and get away from my mother i did. In the process of moving with no help, i was trying to pack something and fell.

My same foot i had surgery on was throbbing in pain, i went to hospital and found i had shattered and broke the top of my foot again. I am in a cast now. I had to take a leave from work, and unfortunately move back into my mother’s home.

I stay in my room like a jail cell because i stay in constant fear of being screamed at for no reason, or put down. It is a very unhealthy way to live, i just want peace, structure and safety back into my life as far as a living situation.

I don’t know when i can return to work as of now because im having to keep my foot elevated a lot during day, and the doctor is thinking i may have to have surgery again once cast is taken off. Which will keep me down atleast another six months.

I am in a rut, with no one to turn to. If anyone could help me, anything will count. I will be ever grateful, as well as gain back my serenity and peace of mind, by getting out of this atmosphere. If i can get enough to get me thru six months, i can then start working again.

I know my story isn’t over yet, i am trying to stay optimistic and i feel like there has to be some good people in this world. I hope i can turn all this around and not be just another sad story that could have achieved if only i received help in time of need. Please if you can help pray and think on it and know you will in return get blessed for being such a great soul.

Thank you for reading,

Julie

Paypal.me/julee88

I have always had the idea of owning a beauty supply store. Growing up I noticed how much women spend on their hair and other beauty products monthly. The hair industry generates billions of dollars each year and it is projected to grow beyond that. I was one of those people. I would spend a lot of money paying others to service my hair, until I was able to teach myself. I am a great candidate for this because I have made myself knowledgeable about the important things involving this topic. Make up, hair extensions, hair products, styling tools, are all necessary to achieve certain looks. Hair care and beauty has always been necessary and it is something that will remain forever, what a great business to be invested in.

I always think, what would be different about the way I do business? What will draw people to my store? I think it is necessary for the owner to be relatable and knowledge about the products that are being sold. Being able to cater to women of all hair, situations and not making them feel ashamed for the choices they make. Having this business will literally be a change for the community. I have ideas to have the store and a salon connected together, where individuals can purchase the necessary products and also get their hair done. I would like to offer different workshops pertaining to hair care and beauty, provide those things I feel that I am missing when I go into a beauty supply store. Being able to open up new job opportunities for those who are in need of employment. A complete community change.

My overall goal is to be proud of this accomplish. To be able to know that I can contribute on this matter. I want to keep women and men confident about the way they look, which is connected to how they feel about themselves. I am hoping that someone would make this dream come true, that will literally make everyone happy.

I would highly appreciate all donations, anything will help.

Thank you in advance!

paypal.me/norandoms

Hey everyone! My name is Jay and I’m 19 years old. My dream is to be able to afford to pay for a college education for myself, however, I am unable to work due to various health related issues and family troubles. I’ve been looking to get out of the house as well, at some point, but my mother still needs me around to help out with my siblings so I’m using this time to hopefully save up some money while still living at home. Nobody in my family has gone to college other than my father, who I barely have a relationship with, and I’d really like to make history if given the opportunity. I have many dreams and aspirations that I’d be beyond grateful for if I got the chance to live out, such as to study abroad, write and later on publish stories about my travels. I’ve always felt guilty when receiving gifts, not to say that I’m ungrateful, just that I’d love to be able to afford to give the people I love gifts as well to show how much I care. In high school I watched as my friends planned out their lives, while I felt stuck with the world just out of reach. Figuring out my future has been difficult living in such a small town with hardly any options to begin with. My dreams may be unrealistic now, but I really do have hope that even if asking for some help on here does nothing for me, putting myself out there will give me the confidence to move on to bigger and better things from here. I am a very shy person and it’s always been difficult for me to ask for things, especially in the hostile work environments that I’ve been exposed to. I suffer from anxiety and leaving the house is a struggle, but I’m working towards overcoming my fears one day at a time and I believe that if I can get into college, it will be the perfect escape. I’d also love to be able to save up enough money to buy a car, so that I can take my mother and siblings to where they need to go without having to spend the little income my father provides us on uber. Thank you to anyone who has taken the time to read this and I hope that my words have impacted you enough to help me out. Anything is appreciated, even your time!

Donate

Every morning I get up thankful for life. My seven and 1 year old light up my world. I dream of having the time to write my book and be with my children. Being a stay at home mom may be taken for granted by some, but not me. I don’t have that privilege. I spend my mornings taking care of my toddler and cleaning the house, until the afternoon hours when my babysitter arrives and I begin my nightly job of dread. My husband works hard and I love him very much. Marrying for love and not money means I do have to sacrifice what feels like my sanity to continue working jobs that drain my health so I know we will have enough. With two boy and the last one on the way, feeling stuck and stagnant in my career has had me feeling deeply depressed. I’m usually the rock, the strong one. I find it harder and harder to stay strong. I just want to be with my boys. I want to be able to give my time and efforts to improving their lives instead of lining the pockets of the wealthy. I want them to be happy and successful so their wives can stay home with their children one day. I don’t beg or ask for money. This is something I’m giving a try because a friend said “Hey, you never know?” I am 2 chapters into writing my book and find myself lacking the time and finances to follow my dreams. Once s few years ago, a young man asked for 1 million dollars on YouTube. He got it. Sometimes all you have to do is ask. I would love a million dollars, but I also wouldn’t mind a few dollars from a million people. I give no great business idea, or product idea. I’m just a 28 year old mom of soon to be three who wishes to be a best selling author, but more importantly be able to stay home with my kids.

PayPal.me/Jmomofboys

Before I tell you about my situation I would like to thank you in advance for taking 5 minutes to read this entire post. I would also like to encourage you to read this post if you have a habit of living on credit cards, or the mindset of floating your debts on 0% APR cards to ‘buy’ yourself more time. It usually never works out in the end. Bankruptcy is a fall back plan right? Well, it might not be that simple.

If your are in a position to speak with me after reading this, I will make myself available using any mode of communication (I prefer a phone call, text, or video chat before a face-to-face, if requested). I respect your time as a volunteer and would greatly appreciate that you respect mine as well. As the title stated, I would like to speak to you if you can volunteer a small amount of your time to consult with me about my options.

Quick introduction:
I am a 35 year old Husband and Father of two. I love my Family and love people, but also somewhat of an intimidating/optimistic type of guy. I’ve held some great positions in the workforce with titles that range from IT manager, operations coordinator, executive recruiter, logistics manager, and many jobs as a teenager including: remodeling and construction, maintenance, janitorial, and various customer service positions. I started working from home in 2015 building websites and graphic design work for various clients in various sectors.

Unexpected setback:
On July 4th, 2018, I had an unexpected turn of events that altered the course of my immediate future. I had a head injury from a body surfing accident that put me at Sierra Vista ER. I will spare you all the details for now but essentially, I had sustained a concussion, a sprained and strained neck, dislocated my collarbone, fractured my shoulder and 9th rib, and a subluxation in my spine. Needless to say, the weeks and months that followed were difficult for me. I could no longer focus at my computer, I had a new sensitivity to light, migraines, and pain in my neck and collar bone, shoulder, and spine.

Debt:
I bought a very modest older home for 150k with a pool in 2016 in Bakersfield, CA. As with most older homes the bathroom and kitchen needed to be updated along with several other mid-sized and smaller projects. I started heavily using my credit cards to make purchases for materials, maintenance, appliances, business expenses, and not to mention other living expenses like food, clothing, and entertainment. To date, I have never missed a payment and have a 729 FICO, but my debt is in the excess of 50k and I’m only making minimum payments between 4 credit cards. My work has dramatically slowed down due to my injuries and I regularly see a neurologist, chiropractor and a therapist to aid me at this time. I do have insurance and use a prepaid benefits card for co-pays but the debt is still there and won’t go away.

Where I am financially today:
I have reduced my credit card spending to almost 100% and make enough money to sustain my living expenses and pay my bills. I can’t afford to pay down my credit cards and I basically have a debt looming over me that I can not pay down. I have 132k left on my mortgage and I feel like I’m stuck in a rut. I have explored and currently practicing several of Dave Ramsey’s solutions but also looked into many unsuitable debt consolidation programs. I am still getting offers for personal loans and offers to refinance my home but they don’t seem like good solutions for me at this time.

Conclusion:
If you know of a way to eradicate this debt, I would really appreciate your help. More income has always been my solution and I’m working on that now within the scope of my ability to do so. If you read this and are in a position to help, my family would greatly appreciate it.

Sincerely,
Daniel

To start off, I was born with a stupid birth defect where my lip was split open at birth ( Called cleft lip and cleft palate) ( I’m honestly not making this up just to add more pity , this has been apart of my life since birth and causes me to feel depressed) and needed emergency surgery to repair my mouth. And in turn left facial defects that affect mentally so much to the point that I cover my face with my hair so people don’t cant see my face. It’s so bad now that I have a panic attack every time wind blows my hair up. I know that what I’m asking for may very selfish and crude , but I really feel like my life is terrible in some sense. I live with only one parent (my mom) working in a terrible paying job, so many things kids in normal families have that take for I granted I don’t experience. I realize life shouldn’t be wasted focusing on materialistic items, but society has caused me to glance over that and gain negative thoughts over what I have and what others have. The more I type this the more guilt I feel because I know this isn’t right to be begging for money over a site like this where there are more unfortunate people than me that need money more than I do, but everyday after coming from school I feel a pit of emotions that consist of humiliation, embarrassment, and sadness as I stare into my bathroom mirror thinking about how poor I am and that I don’t matter. I just want to be like the rest of the kids who dont go to school wearing the same shirt,jeans, and shoes you did the day before and all the other days behind that one. I know this is a lot to ask for a stupid reason, but it’s something that means so much to me and affects me on a daily basis, and I can’t do nothing about until I.can get a job,but all I ask is for a dollar. Just a dollar (or if your generous more than a dollar) to be able to make someone feel better on this terrible planet

I moved from New York to Denver on a whim for a job. I only knew one person in the whole state, and we hadn’t spoken in years. I reignited our friendship, and a few weeks after moving here there was a birthday party planned for her. I was unable to go due to just starting a new job and not having enough money to socialize yet. Her (my friend) then boyfriend (now husband) got into a car accident and the party was postponed. This time I was able to go. At her birthday party, I met a woman named Heather. She spent all night making fun of me, while I made her laugh. I belted every word to Shania Twain’s “Man I Feel Like A Woman” at the bar while shooting pool (terribly). We all spent the night at Heather’s condo, after going out. The next morning I woke up on the couch cuddling with Heather’s two dogs. We walked across the street to the coffee shop and we spent over three hours playing chess and getting to know each other. On my drive home, I called my best friend and declared “I found the one!” From that day forward we have been in love, and we have spent every single day together, except when one of us traveled. It took two weeks of being together every day before we had our first kiss, and once again I knew I had found the one I was going to spend the rest of my life with.

My future wife and I picked the perfect wedding venue, the perfect date, everything was perfect. It was even more than doable price wise when we picked it. Since then my soon to be mother in law kicked us out of the condo we were renting from her (violated her own lease) so she could sell it. We have 5 beautiful pets (three dogs and two cats) and we were almost out on the streets. We could not find anything to rent with the animals, and we could not stand the heartbreak of giving our babies up. We bought a house together out of necessity, and are having trouble paying for the rest of our wedding. Family, the one group we thought we could rely on, has put us in this situation. The invitations have already gone out, hotels have been booked, and we have spent more than half for the wedding. Please help me give my future wife the incredible amazing day that she deserves. Please help us.

We were living in the Denver Metro Area and could not afford a house there. We moved to Colorado Springs. We both had to leave our good paying jobs because of the commute. We both found stable employment, but find ourselves making much less than we were before. Also two weeks before we were told we would be thrown out of the condo, Heather’s sister, Bonnie, had a few major issues with her vehicle. This is the only way she has to get to and from work, and there were major safety issues. She could not afford to fix the vehicle, and could not afford to buy a new one. After a very quick discussion, Heater and I decided to pay $5000 to repair Bonnie’s car instead of buying her a new one. That $5000 was meant for our wedding. The rest of the wedding money we had saved (and more) had to go towards our down payment on our house, leaving us struggling.

Even though we are in this situation and are desperate to try and figure this out, we would make all the same decisions again. Protecting our animals, and protecting our family are and will always be more important. If you can help our dream come true that would be incredible. Thank you for consideration!

I’m not usually one to ask for help but this matters more to me than things I want for myself. The last 2 years has been beyond difficult for us. Both my husband and myself have been unemployed and struggling to keep our marriage from falling apart. We’ve been married for 18 years as of this coming April 5th so it’s no small thing to us. Also on that day, is our one and only child’s 6th birthday.

She is something else. Bright and quick to learn anything she sets out to know. Musically talented and teaching herself to dance ‘like Britney Spears” hahaha. She also gets equally excited as myself to go to hunting camp twice a year to hunt with me, she can identify wild edible mushrooms and can tell you which to keep and which the buyer wants.

She loves her dogs and Jesus. She’s Been reading and getting quite good at spelling and writing recently and has been doing addition and subtraction since last year and is eagerly working at understanding multiplication. She’s got a huge heart, big dreams and big, BIG plans for this upcoming birthday.

Some of the plans in her mind I can accommodate. She wants to have a dance party at our home, with pizza and doggy decorations. She wants a pinata and a cake shaped like a dog. I can provide the music and i am fairly confident i can build the pinata and maybe even a cheesy version of the cake. But pizza, probably not.

See there’s no spare money in our lives. Not a dime. Honestly we’ll be lucky to still have electricity come the 5th. I haven’t been able to acquire even 1 gift to give her. Nothing. I’m hoping desperately someone on here is able and willing to provide me with some funds to maybe not give her dream birthday but something vaguely resembling it at least. I’m asking for $4-$500 dollars. I know it’s more than this could cost but as I said, there’s the electricity to deal with and in addition this girl has outgrown every pair of shoes she has.

We’re are not the type to ask for handouts, and honestly if my husband knew I was doing this he would likely be very angry at me. I have to try though.

Please consider helping our family make this a good birthday for our gift from God. We can’t do it on our own this year…