Good day, generous people,
I really have no idea where to start…
My husband and I, with our 2yr old, live in a small Ontario, Canada, town in a small apartment – that’s not very safe to raise our child – I’ll circle back to that.
I’m requesting help raising $75,000 to help us pay off debts, fix our vehicles, and have a down payment to buy a home or first and last for a better rental to raise our child – safely.
Why not ask family? Unfortunately, my husband and I are all we have where we are. My family lives hours away and so do his siblings. My husband’s parents, unfortunately, passed away, fairly recently (2023 & 2025), leaving us with no local family. My mom helps when she can, but even she’s struggling.
I do work part time, and it does pay well hourly, I just don’t work enough hours to enable us to save. My husband is on disability and also doubles as a Stay-at-home-father, for the days I work and when our child doesn’t have daycare.
We took out a loan last year to help us recover our own expenses after we had to pay for my father-in-law’s remaining debts after he passed in February. We were fortunate to get his vehicle, in addition to ours, however, both need repairs – such as heating/cooling, exhaust, tires, brakes, routers, and others which individually don’t seem like a lot, but they are and it would be best to get fixed what we can at once instead of separating the expenses over a long period of time, which generally isn’t worth it because something else just goes wrong.
Going back to our current residence – it’s an older apartment building sitting on a giant ant hill in a shady part of town – which was fine when we were students and didn’t have a child. However, with constant squatters in the building foyer, ants, mold in the kitchen and bathroom, and the constant work being done (drilling, hammering, etc.), or home has become unsafe for our ever curious 2yr old child with sensory sensitivities (loud noises bother him greatly).
It would be great if we could move into a townhome in a family-friendly neighborhood or buy our own little house. Unfortunately, with the amount we pay out in debts plus our regular expenses, saving is extremely difficult and housing/rental costs are not getting any cheaper.
We would really love to have a fresh start to provide a better life for our child and ourselves, while still grieving the loss of our beloved parents, who did everything they could for everyone – and who were over-the-moon in love with their new grandchild.
Everyday it feels like new struggles arise and we’re doing everything we can to provide the best, happiest life for our child, we just wish it was safer and without the financial stressors.
Thank you for taking the time to read our “beg”. We appreciate anything and everything we receive.
Much love and respect.
-A.W.
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