My name is Dean Andrejczak. I live in Bonners Ferry, Idaho. I am 60 years old and struggling to stay current on my mortgage payments. I am married with four children, my youngest is the only one left at home.

Last winter I was unemployed from December to January and I became over extended.  I have $270k in equity and thought I could get a HELOC  loan. My house has been on the market for sale since February. We are trying to sell it to relocate to Maui, Hawaii.

However, due to it being on the market, the bank will not due a loan on it. I had few options. I discovered that there were  high interest loans available on line. I am an optimist at heart and believed that if I took them that I would get my act together and pay them off soon. I ended up taking nine small high interest loans and they are crushing me. I can’t seem to get ahead of them and they are preventing me from staying current. I am all about integrity and keeping my word. I can’t seem to get ahead of them.  I haven’t had a late payment in 4 years. After The 16th of the month I am considered late but, not 30 days late and that’s what I’m trying to avoid.

I need an angel to help me through this difficult time. I am willing to pay the money back or pay it forward.

Once the house sells I’m willing to pay it back.

We are also going to inherit a large sum of money within the year most likely. However, I need to satisfy the bills now. the mortgage waits for nothing.

My mortgage is $2178.45

My high interest loans total just under $9000

I will pay back any moneys upon the sale of my house or when the inheritance comes in. Either one is likely to happen within the next 10 to 12 months.

Please know that I believe in a higher power and that I will honor paying you back.

Integrity is the only thing I truly own and I put myself in this situation because I am an optimist to a fault it seems. I am grateful for this life and it’s challenges… I just need a helping hand as I am at this crossroad and humbled by this challenge presented to me.

I use Venm0   deanandrejczakav@yahoo.com Grateful-Dean

Also PayPal  deanandrejczakav@yahoo,com  Dean Andrejczak

My phone number is 208.920.1504 text or call

I live in Bonners Ferry, Idaho

I’m grateful for any assistance and am willing to pay you back with interest if need be.

Thank you in advance from a struggling man,

Dean and Family

PS… Thanks for even considering helping anyone on this site. You are compassionate and an empath… as am I.

I vow to do the same for someone when my ship comes in. We are one this planet to lift each other up and I didn’t ever expect to be the one lifted. I’m usually doing the lifting with small random acts of kindness. I’m in a hard spot and can’t seem to find resolution by my own means. I need to meet this obligation or I feel like I jeopardize my integrity. Please pray that my house sells before the snow flies if not sooner. Then my problem is solved.

 

I am here as a last resort because I don’t now know where to turn. I have exhausted all loan request and have been denied by all. I have been a first responder my entire life. (I’m 63 years old). In 2020, due to PTSD, I became disabled and unable to continue working. I applied for disability but it took me 2 years to get approved. During that time, I borrowed and borrowed to pay my obligations as I had never been behind on payments. This eventually caught up with me and the hole is so deep I can’t crawl out. I now face losing my home if I can’t come up with $3000. That is all it would take for me to reach the area where I can be back on my feet and be able to provide for my family. I know my story doesn’t sound as good as some I’ve read here, and I know others are also in need. I just tell it the way it is. I need $3000 to move on or I’ll probably wind up on the street. God Bless anyone who may see fit to help us recover. Cashapp $RPJ813

• I have been with the same man for 31 years, married 21. I have always been a supportive wife. It hasn’t been all that good for us the past 10 years. Recently, I finally had to admit him to a treatment center for alcoholism. He was there for 45 days. He came out sober and excited about life again. However, that life didn’t include me. He met another girl there, 16 years his junior that is also an addict. He moved out and moved her in at his new condo after knowing her for 3 months. Left me here with our mortgage and other debts. We are in the process of divorce, and he was ordered to pay me monthly. He did not want to do that. So, he lost his job purposely out of spite and is not helping me with any of our debt. I have done all I can now for 7 months alone, with lawyer fees and my other debt I have spent all I have. I only work 32 hours a week due to having Systemic Lupus. It’s a very debilitating disease that I struggle with daily. Extreme fatigue, muscle and joint pain throughout my body, and it attacks my organs. I have acute kidney failure, had pancreatitis multiple times and just recently found out I have pulmonary fibrosis. I also have severe raynauds syndrome that caused me to have multiple finger amputations. I do all I can to get by and survive, but I’m afraid to lose it all because he refuses to help me. I have two bloodhounds that I adopted a year ago. I spend a lot of money on them to give them the best life and food I can. They mean the world to me and they are large dogs that eat a lot lol. They have helped me get through all of this and I just want to keep my home with my dogs. I’m stuck right now because I can’t sell anything, I can’t refinance or make any changes until this divorce is final. I only have 4 years left on this mortgage.
• Anything you can do is greatly appreciated. Thank you for your help.
• Paypal.me/NikiN1675
• [Read more…]

Hi everyone.  My name is Dexter Norwood and I humbly come to you today to kindly ask for your assistance is saving my family home from foreclosure due to reduction in work which lead to my financial hardship.  I’ve been a very hard working and dedicated employee for Hitachi Energy since July 13, 2000.  My wife is disabled and the little income that she receives is not nearly enough to help support us totally but I love her dedication in standing by me during these difficult times.

Our son, who just very recently graduated from high school  May 17, 2024, is currently registering for college to study gaming design, just recently told me that he would put off going to college to find a job to help out with bills and save our home but I told him no, I’m not going to let you do that and that you’re going to college to accomplish your dreams of doing what you want to do out of life, I got this and I’m going to handle this, go to school.

Earlier this year our work had begun to dwindle and slow down due defective part from a supplier who was supplying us with some of the main parts that we needed to keep operations going so the my employer had laid me off due to a lack of work.  But then when the work had started picking back up that’s when there was a fatal incident that happened on August 1, 2024 where a fellow employee and close friend lost his life due to an accident that occurred resulting in the factory’s production being shutdown due to the order of OSHA (Occupational Safety and Health Administraion), who, along with local authourities, is currently investigating the matter, which resulted in the slowdown or shutdown of production until the investigation concludes.  Anyone wanting the latest news update on the tragic incident that happened at Hitachi Energy on August 1st 2024 can simply google and search for it online. I tell you, it was a very sad and tragic day for all of our Hitachi Energy family.

This is where I am asking for your help in your kind donations to help me save my family’s home from foreclosure and eviction from the property.   Just on Monday August 26, 2024 I received a letter from my mortgage company stating that I am in deliquency status and the the amount as of right now I owe is $6,323.33 to bring our home up to current status.  Any and all donations will be accepted and greatly appreciated.  Thank you and we love you all.

Cashapp: $dexterus

PayPal.me/DexterUS601

 

Hello,

My name is Donald Marineau, and I am reaching out to humbly ask for help. My wife Kathy and I are facing a dire situation with our home, which is in urgent need of extensive and emergency repairs. We are struggling to manage the overwhelming costs and are in desperate need of financial assistance to restore our home to a safe and livable condition.

A bit about us: I am on disability, and my wife Kathy is a Colorado native. Our journey together has been filled with challenges, particularly over the past several years. I moved to Colorado from Texas in 2015 to support Kathy and her father, Terry, after he was hospitalized with renal failure. Although Terry survived his initial health crisis, the following six years were a difficult and painful journey as his health continued to decline. He was in and out of rehab homes, and we eventually had to bring him home due to the poor care he was receiving.

Kathy’s parents struggled with finances throughout their lives, which left them in a precarious situation. Kathy was not allowed to work for years because she needed to be home to care for her parents, who were both heavily disabled. Unfortunately, her mother, Dina, never received the Social Security or government assistance she desperately needed, leading to severe financial strain. In a desperate attempt to keep up with medical bills and basic living expenses, her parents were forced to remortgage their home three times. Despite these efforts, they were unable to pay off the mortgage, leaving Kathy with the debt after their passing.

Kathy’s mother passed away in 2011, and her father, Terry, a Vietnam veteran who served on the USS Coral Sea, passed away in 2021. The home, built in the 1980s, remains part of Terry’s estate and still has over $63,000 left on the mortgage, despite the three remortgages. When Terry passed, Kathy inherited this debt along with the house. For a time, our only source of income was my Discover credit card. Kathy eventually found a job at a gas station, where she worked incredibly hard and was promoted to lead manager. Her dedication and strong work ethic earned her the respect of her coworkers and provided us with some much-needed financial stability.

However, our home is in desperate need of repair. The roof needs to be completely replaced, and both our front and back yards are severely overgrown. The plumbing is outdated and requires significant work. While our swamp cooler is still functional, it is in poor condition and barely does its job. Our garage door no longer works, and our windows are old and inefficient, leading to high energy costs. In addition to these issues, we are dealing with a pest problem, and our floors need to be replaced. The house itself requires new paint, if not entirely new siding. On top of all these home repairs, our vehicle also needs maintenance.

The financial burden of these necessary repairs is overwhelming for us, and we simply cannot afford to address them on our own. We are trying our best to maintain the home, but the reality is that we are falling further behind, and the condition of our house is deteriorating rapidly. We are asking for any help you can provide, whether it be financial assistance, recommendations for resources, or simply sharing our story with others who might be able to help.

If you are able to assist us in any way, my PayPal link is Paypal.me/DonaldMarineau. We are deeply grateful for any support you can offer during this incredibly difficult time.

Thank you for taking the time to read our story. We appreciate your kindness and generosity more than words can express.

Sincerely,
Donald and Kathy Marineau

My name is James, and I find myself in a challenging situation that many working-class individuals can relate to. I am a dedicated employee, putting in long hours six days a week to ensure that I can meet my financial obligations. My primary concern is maintaining my household and providing for my family. However, despite my hard work, I have recently encountered some significant financial difficulties that have put me at risk of losing the home I have worked so hard to secure.

At present, I am facing a precarious financial situation. Specifically, I am two months behind on my mortgage payments. This delay has caused me considerable stress and anxiety, as the thought of losing my home looms over me like a dark cloud. The mortgage represents not just a financial obligation but also the stability and security of my family’s living situation. Falling behind on such an important payment is not something I take lightly; it weighs heavily on my mind every day.

The root of this issue lies in the fact that while I am working diligently, the income generated from my job is barely enough to cover essential expenses such as utilities, groceries, and other necessary bills. After fulfilling these obligations, there is little left over for savings or unexpected expenses. Unfortunately, life has thrown some curveballs my way recently—unexpected medical bills and repairs around the house—that have further strained my finances.

In an effort to regain control of my financial situation and avoid foreclosure on my home, I have been actively seeking out loan options that could provide me with the necessary funds to catch up on my mortgage payments. Specifically, I am looking for a loan amounting to $4,000. This sum would allow me to bring my mortgage payments up to date and alleviate some of the immediate pressure weighing down on me.

However, despite my best efforts to secure this loan, I have encountered significant obstacles due to my credit score. My credit history has taken a hit in recent months due to late payments and increased debt levels—consequences of falling behind on bills during this difficult period. As a result, lenders are hesitant to approve any new loans or lines of credit for me.

This predicament has left me feeling trapped; without access to additional funds through loans or other means of assistance, it becomes increasingly difficult for me to stabilize my financial situation. The cycle seems unending: without help now, it will be even harder for me in the future.

I am reaching out in hopes of finding any assistance available that could help alleviate this burden. Whether it be advice on how to improve my credit score quickly or resources for obtaining emergency funds or grants specifically designed for individuals facing housing insecurity—any guidance would be greatly appreciated.

I understand that many people are facing similar challenges today; however, it is crucial for me not only as an individual but also as a father and husband who wants nothing more than to provide stability for his family. Losing our home would mean uprooting everything we’ve built together—a prospect that fills me with dread.

In conclusion, I want to express how deeply grateful I would be for any support offered during this trying time. My goal is simple: keep our home and ensure that we can continue living together as a family without fear of eviction or homelessness hanging over our heads.

Thank you sincerely for taking the time to read about my circumstances; your understanding means more than words can convey.

After relocating from up north to the south to provide our family with a better living environment, my mother came down for a visit and fell in love with the rural area. Being from the country herself and living in the city for so long, her dream has always been to have a home in the country side. Due to the challenges she faced up north, we made a significant sacrifice and purchased a home for her near us. Unfortunately, we are now facing financial difficulties, struggling to manage the expenses of two mortgages—our own and the one for my mother’s home. We reached out to other family members for support with some of the costs, but unfortunately, we have not received the assistance we hoped we would get. We are now seeking help to ensure that we can continue to keep my mother in her home. This would allow us to continue fulfilling her dream of living in a rural area to enjoy the rest of her years in her home without added financial stress. Any support would be immensely appreciated.

Here is our PayPal account (https://www.paypal.me/JerryRivera74)

May you be blessed for any and all contributions. Thank you!

In the blink of an eye, my life has been shattered. A sudden tax garnishment has left me unable to pay my mortgage of $3,284.00. I’ve always worked hard to provide for myself, but this unexpected blow has knocked me to my knees. The thought of losing my home, the place where I’ve built countless memories and shared so much joy, is simply unbearable.
This isn’t just a house; it’s the place where I celebrated birthdays, holidays, and milestones. It’s where I comforted friends in need and opened my doors to strangers seeking shelter. The thought of being uprooted from everything I know is not just heartbreaking; it’s a terrifying loss of stability and a crushing blow to my spirit.
I’ve exhausted every avenue for help, reaching out to banks and lending institutions, only to be met with closed doors. With no family to turn to, I’m reaching out to the kindness of strangers, hoping that your compassion will light my way through this darkness.
If you can find it in your heart to help, any contribution towards my upcoming mortgage payment of $3,284.00 would be a lifeline. Your generosity would save my home and restore my faith in humanity.
To everyone who takes the time to read my story and feels moved to help, thank you from the depths of my soul. Your kindness will never be forgotten.

Please send donations to: paypal.me/michaeltrone1

Humbly,

Michael Trone Sr

paypal.me/michaeltrone1

I’m the sole financial provider for my family- two high needs autistic toddler boys, and a third baby girl on the way! All three children will be under the age of 5.

Currently living in Southern California and I’m in over my head. I work a public sector government job and it’s still not enough to make monthly bills. I purchased a condo through a low-income housing program for first time buyers and now I’m so scared of losing that home.

My fiancé was hospitalized a few months ago in a serious car accident where we discovered that he’s epileptic. The car that I owned and paid off for years was totally destroyed and I did not have any insurance to cover it.

Even scarier was that my partner was on a ventilator and in a coma for 3 weeks and almost never had the chance to met his unborn daughter. He’s suffering from speech and motor affects from being oxygen deprived for 8 minutes before rescuitation. Being a Medic-Cal recipient has made it nearly impossible to get needed medical care or therapies for him including being able to apply for disability income so it’s just me providing everything for everyone.

Things have been extremely difficult being heavily pregnant and trying to keep the entire family afloat financially, physically, emotionally and trying to ensure that my kids get the best services to help them thrive…juggling work full time to not even make ends meet.

Desperately looking into alternative plans even if it’s moving out of state from the place that I absolutely adore and grew up in. We have visited Alaska before and have hopes that a beautiful outdoor landscape will at least provide everyone with joy in life!

Any help would go directly into finances. Help to make monthly bills, pay down debt, and just be able to breathe again. I have so much guilt feeling like I’m a failure to my young kids and family.

Thanks for your generosity and time.

https://paypal.me/readingisforlovers