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Last Updated: March 10, 2019

Trying to escape

First I would like to say that I have never asked for or borrowed money in my life and I have never been in debt, I am a 23 year old man just trying to do what is best for myself. I suffer with anxiety and depression and have been on the verge of suicide for many years. This has caused me to struggle with socialising, meeting new people and even just having a conversation. I have recently managed to develop a relationship with an amazing beautiful Girl who means the absolute world to me.

My Story basically begins with my birth, I have both my mother and father. Over the years I have had only physical and psychological abuse from them which has caused my anxiety, I have been called a mistake and basically been used for Child support, I have tried to escape for many years but due to me not having a very good education I am unable to get a better job to leave. As said I met my amazing girl friend and I have tried to keep my relationship and my family separate but recently they have discovered her existence and have now to tried to ruin our relationship, they make me pay £500 rent which makes it impossible for me to save, they have recently taken my key away from me so I am unable to enter the house unless they let me inside and sometimes that just leave me outside.

I obviously cannot live like this anymore me and my girlfriend have decided to start saving for a mortgage, and because she lives with a family of 8 people in a 3 bedroom house it is impossible for me to live there too, we are currently on the sofa renting is an option but I would like to have my very own roof even if that’s an apartment, we would love to have children to bring into this world. I’m trying to £25,000 so any donation would be amazing… once I have the money I will move out and will never see my parents again and they will not be able to see there grandchild.

I know there are people in much was condition than myself but I honestly have no idea what to do. PayPAL – paypal.me/adamlee253

Filed Under: Mortgage Tagged With: UK

Last Updated: March 8, 2019

Help keep a home

Hello to anyone willing to read this. My name is Dom, I’m a first time father and I need help keeping our home and paying medical bills. In November of 2018 my son had to get a surgery to recover his hearing and the cost before insurance would kick in was $3,700 due to the doctor not being part of my HMO. it completely upended my bank account and now trying to maintain heat and electric is a feat. At first the mortgage company was very lenient but now is a different story. As of February 9th 2019 we had our home for a year the same time last year we were prepping for my son to be born 11 days later. It has been the greatest moments of my life to raise him, sadly throughout the beginning months of his life we were in and out of the hospital for this illness and  that illness prescription after prescription he catching these chronic ear infections and we couldn’t explain why I need to go to the doctors we went to a Pediatric ear nose and throat specialist and they said the lining inside of his ears is very weak it wasn’t any fault of ours thankfully. After the surgery everything got better with him he had better responses to just calling his name he was a lot more affordable and had better balance attempting to crawl but like I said it was both a blessing and a curse because of having to pay for that surgery I haven’t been able to maintain the mortgage, the electric and the heat there always lower end bills I want to make sure that they are taken care of so my son has a warm home to be in. During that time I was looking for a second job to help maintain some resemblance of what I once had financially  annoyingly it was during the holiday season and the only positions i found were temporary I needed more than just a temporary job and going through the entire hiring process I have just a few weeks of limited hours I’m still searching for a second job.

I would ask family members for their help but they’re not in the best Financial shape either that’s why I’m reaching out to anyone that’s willing to help I don’t know who you are but if you would help me you’re not just helping me you would be helping an amazing one year old who just loves to smile and dance, climb and crawl

Thank you in advance for anyone that can help

My link is https://www.paypal.me/Wadesdaddy

Filed Under: Mortgage Tagged With: USA

Last Updated: February 25, 2019

Asking for Help: A Request for One More Chance for Life

Dear ladies and gentlemen, let me introduce myself. My name is Adam Allen, I am 31, and I face a rather eerie situation in my life currently. I am here because my life turned into a range of quite morbid challenges, and now I found myself in a place where I no longer know how to deal with them. All I can ask you is to listen to my story now and if, by any chance, you find it worth your help, I will be grateful forever for your compassion and willingness to contribute to saving my life as it is.

My story dates back to the time when I was four months old and had Spinal Meningitis. It was a threat to my life for three times, but I recovered. Ever since, I was called a “miracle child”. Actually, I needed so many more miracles further in my life to stand here as a 31-year-old adult asking for help. The next miracle started when I was one year old with the diagnosis of Epilepsy. This disease provoked 2-8 seizures per day and continued torturing me up to the age of 16 when a neurosurgeon at Boston Children’s Hospital in Boston, MA performed Temporal Lobe Lebectomy on my right temporal lobe and ceased seizure activity. It was a start of new life for me – I was free from those dreadful seizures that spoiled my daily life and prevented me from pursuing some of my dreams.

Once I was free from seizures, I managed to receive my driving license as a Junior. This was my dream coming true and my ultimate target for the last several years. Unfortunately, it lasted well only for a year. It was 07/03/04, and I was driving down route 44 in my local town to buy a card for my father’s birthday, when a random seizure occurred. Now just let me explain some specific details of seizures for those who are blessed with unawareness of such details: when seizure occurs, a person can move, convulse, and point, but not respond to words or actions. Moreover, as a rule, there are no recollections preserved in our memory of these seizures. The accident was terrible, the car was smashed: I hardly missed hitting SUV, almost hit a pedestrian on the sidewalk, and skinned the edge of a Bank of America building to finally slam into a wooden fence at full speed. It was another miracle: There was no scratch on me after the accident despite its severity, and probably saved me from a future worse accident. Evidently, my license was suspended permanently after the accident, and seizures returned. The miracle saved my life, and I will be grateful forever for it.

Miracles do happen in my life, as you can see, but that is not always the case. Some memories are scary and nasty, for instance, I remember being morbidly obese from K-12, and this led to absence of friends, constant bullying in the class, and problems in socializing. My performance outcomes became even worse in 2003. It was a year when my mother died because of metastatic cancer, may her soul forever rest in peace. It was a real tragedy, my whole world collapsed, and it took me really long to accept the fact of her death properly. This loss will never cease in enormous grieving and missing the dearest person I have ever had in my life. One more scary detail of my childhood refers to my oldest brother who raped me twice. These details are here not to scare you, but to tell you the truth about my life and the number of scars I have acquired since my birth that have led me to the hazardous and ultimately complicated life I have now.

One more miracle happened when I was 26. I distinctly and vividly remember that day, place and the date: December 17, 2013, Yale New Haven Hospital. I will always remember the person who made a wonder and seizures stopped: it was Dr. Dennis Spencer, a neurosurgeon, renowned worldwide. My gratitude to this person is enormous and will be in my heart all my life. Dr. Dennis Spencer performed a right-sided Temporal Lobe Lobectomy which was more advanced due to development of innovative technologies in the healthcare sector. The scanner revealed the following picture: there was prolonged, additional scar tissue protruding Northwest from the origin site where the first surgeon had actually missed a minute piece of tissue. Dr. Dennis Spencer performed the operation successfully and saved me from horrors of recurrent seizures.

Nevertheless, there are some ramifications left that undermine my capacity to live my life as I would like to. First, I have chronic migraines that are a ramification of surgery, but are definitely better than daily seizures. Second, I have been diagnosed with such psychological disorders as depression, social anxiety, and general anxiety. All these aspects predetermine my life where I cannot work. My disability is a serious condition and is confirmed by medical conclusions and diagnoses. All the medical records needed to confirm my words can be provided. I see nothing wrong in the intention to re-check my story in terms of facts and evidence. Therefore, I will show the evidence whenever necessary. The only exception here is data on the Spinal Meningitis. The reason I was given after I had made a request for those records referred to standard time some files were to be kept (15-20 years). Hence, my files on Spinal Meningitis were eliminated from the database of the clinic, but all the other records are available for checking.

Having told you the most relevant stages of my story, I will explain the financial crisis I have found myself in recently. I am in $16,000 high-interest credit card debt and I owe my Father $15,000. He has cancer and demands the money despite the obvious fact of my bankruptcy. Based on my disability condition, I cannot work. Hence, I have been awarded with SSDI. Nevertheless, the payments do not suffice in the given situation: SSDI covers my bills each month, my mortgage included (Which I owe $42,000 on currently). Therefore, I was determined to find a job I could handle to have an additional income, but found out that it was forbidden by Social Security terms. Gift money is permitted, and that is why I ask for your help. Believe me, I did my best in exploring all the alternative solutions for this problem, and currently found myself in a deadlock.

I will provide some more details for you to understand my despair: $15,000 I owe my father is the payment for the house I live in. This sum was given by my uncle first, but then my father paid him back, so now I owe the money to my father. In case I fail to pay for my house, I can become homeless, and it is not an exaggeration: my family made it pretty clear that there would be no chance for me to come back home now. I have to face such a reality and survive in it. That is why I am asking for your help now. This will turn into either one more miracle in my life, or a slippery slope leading to being homeless and on the verge of demise since no home and money in my situation can hardly mean something else.

I can promise two things now: I will never get back to being bankrupt again; and I will provide all the documents and bills needed for you to see where the money go, or you can make a payment to ensure it is not for something else. This is a request for a one more chance – a chance for well-being, a chance for home, a chance for psychological stability. In other words, a chance for life.

Thank you for hearing me and God Bless.

Adam

https://paypal.me/savingadamfromdeath

Filed Under: Mortgage Tagged With: USA

Last Updated: February 20, 2019

Help Me from Being Homeless

I have never had to ask for money before. I have worked since I was 15 years old. At 36 years old I found out I was pregnant unexpectedly. My husband and I had been told we couldn’t have kids and here was a miracle. Beyond astonishment and happiness, I was panicked. We had just moved states and taken pay cuts. I had no time built up since I was starting a new job. My pregnancy was very difficult and I had to go on a modified schedule at 7 months and was out of work at 8 months. Being out of work started to eat into our savings. Then came the medical bills. After that was the repairs my husband’s 14 year old truck needed. My husband is working 2 jobs to provide for us but we are falling behind. I am watching every penny in our budget but we are just having trouble making ends meet. Our credit card debt is going up as I try to keep us afloat. We have fallen a month behind on the mortgage and our lender is already threatening to take us to collections. Please help my little family until I can work again and help to support us. We have no family close by and cannot afford child care. This is making getting a job difficult. We need $5000-$10,000 to drag us out of debt and get us back on our feet. My family means the world to me and I am doing everything I can to help us over this hump. I am trying to sell things online and already have a loan from family. Anything you can help us out with would be much appreciated. We are doing everything we can to help ourselves and have helped others when we were able. Now, we need a little hand up. Thank you for listening to my story.

PayPal.me/Aidensmom618

Filed Under: Mortgage Tagged With: USA

Last Updated: February 20, 2019

Our son is going to be born homeless!

Hello. My husband (31) and I (41) are needing help on getting a stable home. I am 36 weeks pregnant. I am due March 7th 2019. That’s less than 4 weeks. We have been looking into getting a loan and even applied for loans but with our credit scores, our low income, and no down payment we cannot secure one. I am fixing to go on maternity leave which also cuts down on our income. We moved from our jobs, family, and our hometown of Knoxville, Tn to what we thought was a good match and opportunity for our situation. We also left our 20 year old daughter there. The house we were living in before we moved, had black mold all through out. The front door was leaking and made the floor rot out as you walked in. Which in turn made a weak spot and eventually made a hole. The roof was falling in along with the walls. All the water lines were full of calcium build up. Therefore only part of the faucets worked. The ones that did work was a slow trickle if that. We even tried flushing it through. The repairs on the house were only done half way to make it rentable at the time. The black mold was making not only my health decline but my husband’s also. We constantly had headaches, woke up with allergy issues, weak, and sick all the time. It was time to leave it behind. That’s when we tried for loans to find a new place to live. Our grandmother offered us her house and land. We were to take over our grandma’s house payments so she could get a smaller one. The house is too big for her she claimed. We were supposed to help with repairs, which we have already started on some. It was the perfect opportunity for us to have a home and land for our unborn son and pets. We can’t find a job in the area we are in now. Other situations have now arise and we need to move As Soon As Possible. So basically we are homeless and pregnant. We are wanting to move back home, where we have stable jobs and the rest of our family and daughter. We don’t want an extravagant home. We want to live within our means. We are needing a 3 to 4 bedroom with 1+ bath. We would like some yard for our dogs to run and play and eventually our son to play in when he is big enough.  But we need help. I am asking for donations through  my PayPal to help us get home and to find a permanent stable stress free home for our unborn child and us. We are asking for donations in a total of $70,000 or more. Please help in any way that you can.

Thank you for your time. https://www.paypal.me/sbutts77

Filed Under: Mortgage Tagged With: USA

Last Updated: February 16, 2019

Kindness needed

Hi all,

I am writing to request financial help. I realize I’m probably falling into the middle of thousands of requests but I figured it’s worth giving a shot.

I’m a mom with 2 small children. I just got a divorce which has been tough on everyone. Me and my children moved into an apartment near where our family home was. My ex stayed in the house because he could afford the mortgage and I could not.

Between bad decisions in my 20’s with credit cards and then a divorce, my credit took a dive. I’ve been working on it but it seems once you get behind, you can’t catch up because life doesn’t stop happening.

I’m trying to purchase a home because I’m paying a pretty penny in rent each month and it would be nice to have that going towards a mortgage. The problem is, I can’t get qualified for a mortgage loan because of my credit. I am asking for help from anyone that can spare. This is not normally my preferred way of doing things, but I’m pretty much out of options.

Ive often wished I was blessed with money because I love to help people but the good Lord knows I’m not good with money so he keeps me humbled. If anyone can help, it would be much appreciated!

Kindest Regards

https://www.paypal.me/AHuggins723

Filed Under: Mortgage Tagged With: USA

Last Updated: February 4, 2019

Need Help – Behind on Mortgage – No money – Terrible 2018

bankaccountbalance.jpg

Hello, My name is Robert Brown. 2018 was the worse year of my life. My dad Orville Brown broke his hip on Jan 5 and died 11 days later on Jan 16. My dad obituary

My dad had no life insurance and his pension did not roll-over to my mom. The expenses of the funeral really hurt me financially.

In April my car broke down so I had to get another one.

In June I got laid off from my job at Hewlett Packard. Now I am on unemployment but it is nowhere near what I made.

In August My Uncle passed away. the obituary I am in Texas and my uncle lived in Illinois so in order for my mom to go to the funeral it cost more money.

The holidays always cost money.

2018 was a very bad year for me. I lost two family members, 2 cats died, lost my job. I have a broken dishwasher and a hole in my roof.

I have been applying for jobs, working odd jobs just to get by, but simply there is not enough money coming into the house. I am behind on bills and stress is high. I simply would love to catch up and get a little ahead so I can breathe and figure out what to do.

Things are so bad right now that on 1 Feb 2019, I called an animal rescue to come and take my 6 dogs away. I am an animal lover and I simply could not afford them and give them the things they needed. This broke my heart and I cannot get the looks on their faces out of my head. All I could do is tell them I was sorry. I feel like a failure and I am just tired.

Any help would be greatly appreciated. 21mortgage.jpg

http://paypal.me/Robertallanbrown

Filed Under: Mortgage Tagged With: USA

Last Updated: January 22, 2019

Please HELP ME save my home and car

Hello,

My name is Kimberly, I am a 53 years old. Single and no children. I have always been independent but low income, but always worked and pay my bills. I am now in a very very bad position currently with saving my home and car.

I am desperately asking for YOUR ASSISTANCE PLEASE in helping me with MY FINANCIAL HARDSHIP PLEASE!  I need some SERIOUS HELP with saving my HOME AND CAR ASAP please.

I had 3 surgeries within 4 months a few years ago. I am now healthy and working again. Having surgery has result in me exhausting my savings to pay the bills. I don’t have anyone to help me out in any way. I’ve always worked hard and meanthang my bills until surgery. I’ve always lived pay check to pay check but I managed. Sense having the surgeries and getting back on my feet, I just can’t seem to catch up on the rearage of my mortgage and car loan.

So now, both bank lenders have now started the process for FORECLOSURE AND CAR REPRO. I tried so so vary hard to catch up but I failed too and now I’m in DIRE NEED TO NO ASK FOR HELP FROM OTHERS TO PLEASE HELP ME ASAP!

I AM FOUR MONTHS BEHIND ON BOTH MORTGAGE AND CAR PAYMENTS.

I AM NEEDING HELP WITH $3,000 FOR MORTGAGE AND $1,500 FOR CAR.

I am truly telling the truth of my hardship please AND I SWEAR ON MY LIFE, THAT I NEED YOUR HELP AND DONATIONS PLEASE TO SAVE MY HOME AND CAR.

I looked and asked everyone, everywhere; friends, family, united way, community resources, churches…….. but NOTHING.

Please can you help me? Can you help me pay my mortgage and car payments PLEASE!!!

I CONTINUE TO PREY FOR HELP AND KINDNESS AND ANY DONATION AMOUNTS, IS GREATLY APPRECIATED!!!

 

Sincerely

Kimberly

paypal.me/LAVfunds

 

 

 

Filed Under: Mortgage Tagged With: USA

Last Updated: January 19, 2019

Short on Down Payment

I am a single mother of 2, boy age 7 and girl age 16 months, as well I have a disabled mother. We are currently living in a 2 bedroom home and I found our perfect house with enough room for everyone and a nice yard for the kids to grow up in. Originally I needed 3.5% down and I struggled, but I came up with it. They are now stating I need 10% due to a problem in my payment history. My daughter was born 6 weeks early weighing 4 pounds 4 ozs and was in the hospital NICU for a few weeks. I missed a credit card payment and that brings me here.

 

I am short $4000. Any assistance would be greatly appreciated. Thank you and God Bless in advance.

 

https://paypal.me/cmorton1985

Filed Under: Mortgage Tagged With: USA

Last Updated: January 13, 2019

Family Need Own Home

Hi everyone. This isn’t something I ever thought I would do but here I am.

My family consists of myself, my wife and my 3 daughter’s. The eldest being 8 and the youngest is 1. I work full-time as a lorry driver and my wife works part-time in a shop. I cannot do any more hours due to hgv regulations and my wife is in the situation of not being able to do more hours due to the affordability of extra childcare.

Having lived in our rented house for the last 4 and a half years, we have just been given the bad news that our landlady is selling the house and we will have to move out.

My wife and I have now begun the arduous task of finding another place to live but being a family of 5, we need at least a 3-bed house and these are in short supply on the rental market.

This was led to us starting to look at buying our own house. And this is what has led to me writing this. We are hoping for donations towards our deposit.

Due to bad life choices in my twenties (spend now and think later) I have a very poor credit rating. I am in the process of getting this back on track by gradually paying back my debts but it’s a slow process and my credit rating is not moving quickly enough.

Due to my poor credit rating, mortgage lenders are requiring a larger deposit than the usual 5-10% and this is leaving us in a catch-22 situation. Do we put more money aside to save for the deposit or do we continue to try and pay my creditors off? If we pay the debts off at the current rate, we can’t afford to save for the deposit. To be perfectly honest, we are already going to struggle to raise the money to fund a rental move.

As it is looking like we have less than six months to find somewhere we are at a time-critical stage.

And this is why I have turned to this site. I am literally clutching at straws by trying this but we have nothing to lose by trying.

If anybody could find it in their heart to help us out, it would be appreciated more than you could ever imagine.

Thank you for reading this and If you have any questions for me then feel free to contact me.

If you are willing to donate towards this then here is my PayPal.me link.

PayPal.me/ChrisRowe1977

Filed Under: Mortgage Tagged With: UK

Last Updated: January 9, 2019

Purchasing late grandfather’s house

Hello,

I am a 28 year old woman who works full time at a minimum wage job. I am currently living with my parents after completing 3 years of college with little prospect of a job in my field. I have started to save money slowly in order to purchase a house in the future. My grandfather recently passed away and in his will everything goes to my mother, including his house. My parents want to sell the house in order to help pay off their mortgage and complete some renovations. The house was built in the early 1900’s, and while it is liveable it is in desperate need of updating, requires new flooring and stairs, and a lot more cosmetic work we well as some structural work.

This house is very special to me as I have visited the house on a near weekly basis for the last 28 years and have made so many incredible memories in this house before my grandparents passed away. It would break my heart to have my parents sell the house and risk having it torn down or turned into student housing.

I am attempting to convince my parents to let me move into the house, fix it up and pay monthly rent until I can afford to purchase the house from them. Ideally trying to save around $20,000 for a down payment on the house, and plan to apply for loans to meet the purchasing price of the house.

I realize that the dollar amount is way up there, and do not expect to meet it any time soon. I greatly appreciate any help that you are able to offer.

– Hayley

 

https://paypal.me/hayleyverabeauty

Filed Under: Mortgage Tagged With: Canada

Last Updated: January 8, 2019

How do you put your pride aside to beg for help?

I am not even sure if people actually read these but I am in desperate need of help….I have always been a warrior. Never one to ask for help, much less beg. I recently got divorced and thought I’d be ok. I was making decent money but a few months after the divorce was finalized, I lost my job. I had some money saved and a last pay check. That got me through a couple of months. I struggled to find a job and  started working for the state 2 1/2 months later. I love my job but I’m making next to nothing. I help people all day. It is a blessing to see the relief in their eyes when I tell them they have been approved. Believe me, I do not take anything for granted. Especially after seeing and hearing some of the things other people go through. My job has humbled me.

I am looking for a part time job so I can catch up and keep up on my bills. Currently I am behind one and a half months on my mortgage. Approximately $2300.00. My credit cards are maxed out but my only concern is having somewhere to live. My other expenses are only necessities. I pay electricity, car, auto insurance, gasoline and food. I have no WI-Fi or television. I have cut everything out that is a luxury.

I am trying to sell a few things on Craigslist that I thought were of some value but nothing has sold. I have also posted for a roommate. Nothing has panned out yet.

My fear is to lose everything and end up homeless. I don’t want my kids to see me fail. I work hard and give my all to everything I do. I am willing to work and when back on my feet pay it forward. Especially now that I can relate to people who are living with the same fears I am living with now.

To those of you who read this, thank you. To those of you who are going through the same or similar situation, don’t give up. To those of you who read and donate, you are my personal heroes.

 

My PayPal link is https://paypal.me/dottiesue

 

 

Filed Under: Mortgage Tagged With: USA

Last Updated: January 1, 2019

Stressed with debts

My son is 7 yrs old with developmental delay. My husband & I work jobs & have tried to keep all our bills paid. Our mortgage payment keeps going up making it hard to keep all of our bills paid. Over the years we ended up with more & more debt it seems like just trying to make ends meet. We don’t have family to watch our son & we can’t afford daycare so one of us has to be home with him while one works. It makes for a stressful situation with not much family time. We have only one vehicle . I have never done anything like this but I’m running out of options to be able to get the money we need to get out from all this debt & enjoy some life with our son. He has never really gotten to do or see much. We owe $60,000 on our house plus another $40000 in loans & credit cards. Any help would be appreciated.Please someone reading this help us.If one of us misses a check it would be a domino affect on not being able to pay our bills. We are just one pay check away from losing it all I feel so much stress & depression from not being able to provide a better  situation for my son.You will never know how much it would mean. Thank you for reading this.

https://www.paypal.me/help0813

Filed Under: Mortgage Tagged With: USA

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