Begging Money

Financial Hardship Help

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Purchasing late grandfather’s house

Hello,

I am a 28 year old woman who works full time at a minimum wage job. I am currently living with my parents after completing 3 years of college with little prospect of a job in my field. I have started to save money slowly in order to purchase a house in the future. My grandfather recently passed away and in his will everything goes to my mother, including his house. My parents want to sell the house in order to help pay off their mortgage and complete some renovations. The house was built in the early 1900’s, and while it is liveable it is in desperate need of updating, requires new flooring and stairs, and a lot more cosmetic work we well as some structural work.

This house is very special to me as I have visited the house on a near weekly basis for the last 28 years and have made so many incredible memories in this house before my grandparents passed away. It would break my heart to have my parents sell the house and risk having it torn down or turned into student housing.

I am attempting to convince my parents to let me move into the house, fix it up and pay monthly rent until I can afford to purchase the house from them. Ideally trying to save around $20,000 for a down payment on the house, and plan to apply for loans to meet the purchasing price of the house.

I realize that the dollar amount is way up there, and do not expect to meet it any time soon. I greatly appreciate any help that you are able to offer.

– Hayley

 

https://paypal.me/hayleyverabeauty

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How do you put your pride aside to beg for help?

I am not even sure if people actually read these but I am in desperate need of help….I have always been a warrior. Never one to ask for help, much less beg. I recently got divorced and thought I’d be ok. I was making decent money but a few months after the divorce was finalized, I lost my job. I had some money saved and a last pay check. That got me through a couple of months. I struggled to find a job and  started working for the state 2 1/2 months later. I love my job but I’m making next to nothing. I help people all day. It is a blessing to see the relief in their eyes when I tell them they have been approved. Believe me, I do not take anything for granted. Especially after seeing and hearing some of the things other people go through. My job has humbled me.

I am looking for a part time job so I can catch up and keep up on my bills. Currently I am behind one and a half months on my mortgage. Approximately $2300.00. My credit cards are maxed out but my only concern is having somewhere to live. My other expenses are only necessities. I pay electricity, car, auto insurance, gasoline and food. I have no WI-Fi or television. I have cut everything out that is a luxury.

I am trying to sell a few things on Craigslist that I thought were of some value but nothing has sold. I have also posted for a roommate. Nothing has panned out yet.

My fear is to lose everything and end up homeless. I don’t want my kids to see me fail. I work hard and give my all to everything I do. I am willing to work and when back on my feet pay it forward. Especially now that I can relate to people who are living with the same fears I am living with now.

To those of you who read this, thank you. To those of you who are going through the same or similar situation, don’t give up. To those of you who read and donate, you are my personal heroes.

 

My PayPal link is https://paypal.me/dottiesue

 

 

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Stressed with debts

My son is 7 yrs old with developmental delay. My husband & I work jobs & have tried to keep all our bills paid. Our mortgage payment keeps going up making it hard to keep all of our bills paid. Over the years we ended up with more & more debt it seems like just trying to make ends meet. We don’t have family to watch our son & we can’t afford daycare so one of us has to be home with him while one works. It makes for a stressful situation with not much family time. We have only one vehicle . I have never done anything like this but I’m running out of options to be able to get the money we need to get out from all this debt & enjoy some life with our son. He has never really gotten to do or see much. We owe $60,000 on our house plus another $40000 in loans & credit cards. Any help would be appreciated.Please someone reading this help us.If one of us misses a check it would be a domino affect on not being able to pay our bills. We are just one pay check away from losing it all I feel so much stress & depression from not being able to provide a better  situation for my son.You will never know how much it would mean. Thank you for reading this.

https://www.paypal.me/help0813