I am 74 and soon to be 75. I am in the house I worked all these years to spend my retirement. I am still working full time. A few years ago I made the biggest mistake of my life, I got into an HEI which at the time sounded really good as it allowed me to get out of debt and get me closer to retirement. I got $200,000 from them and paid off auto loans, my second mortgage and other debt. Today I would need $412,000 to pay it off. I still owe $700.000 on my house so that puts me upside down. The only way out is to sell my home to pay off the HEI and then I will be penniless. If I wait until the 7 years remaining on the contract, I will still need to sell the house and they would get 39% of the sale. My wife would then be penniless. I need to buy out the HEI.

It pains me to ask for help as I have never done so in my life. I need to retire but cannot afford to do so without selling my home. If I do so I will not have anything left to purchase another home. I will be penniless and homeless for the first time in my life. I really screwed up.

Were I to receive more than I need, I will seek others in the same boat and lend them a hand. I am only asking for help in my current situation.

PayPal.me/richarddecker1986

NOT A HEADLINE THAT MOST PEOPLE WANT TO THINK ABOUT, IS IT!

I will not bother you with my past, but will tell you about recent events that has put me in a very awkward position. My name is Bill and I am 65 years old. I started working at the age of 12, and up until recently I never went beyond several months without working.

for the last 8 years I have been a truck driver with several companies in and around my local area. A little over 5 years ago I suffered a heart attack that left me unemployed for several month after which I returned to work.  However, after that time I had to take a yearly D.O.T physical to maintain my CDL class A license. In April of this year (2025) I failed my D.O.T physical due to my eye site. It’s been over 7 months now and when they inquire about my last physical I don’t get a call back. Now I even tried lowering my standards by applying for almost any job that I can think of, but nothing has panned out as of yet.

Unemployment has just about ran out, and with the funds that I did have I had to put a roof on my home that was over 16 years old. I do not have a lot of money left and I still have a house to pay for along with medical bills, and credit cards that I’m using to pay my bill’s with.

I need help, but I hate asking for it. But now I really don’t have a choice. If you can help that would be deeply appreciated, But if you can’t I understand that too.

Here is the link to donate if you desire to do so. https://paypal.me/WilliamT385

Looking for assistance to complete my mortgage payment. I am only missing the last 700 to pay this months bill. Anything additional would be used towards next month mortgage payment. I really don’t want to get stuck in cash advance cycle again.

Anything at all would be so appreciated.

 

Hello,

I am asking for assistance to reduce my overall monthly payments. I am currently a union electrician in Utah, and I finally tackled our medical bills over the past year. This was due to overtime and incentive jobs. Work has currently slowed down and I’m working 40 hour weeks. Unfortunately I break even on bills working 5 10’s. I haven’t missed a day of work in 2 years. Even when I’m sick I have to show up to get our bills/ mortgage paid. I am asking for help to reduce these bills, and make it work with 40 hour weeks. My wife currently works and we have 2 children, age 1 and 3. We do not qualify for state assistance for daycare which we pay 2400 a month out of pocket. If I can pay my car loan($30k) it will save me 500/month. Or if I can pay down my principal on my house(probably $50k) it will save $400/month getting rid of the PMI. My wife has a car loan as well($40k) which would save $600/month. I would like to get rid of all of these but will be happy if just one goes away. So I am asking for 150k in donations. This is a huge ask and I do not expect all of it, and that’s ok. If I can tackle 1 or 2 of these payments I will be fine. Thank you

my PayPal link https://paypal.me/rizzo408354

Hi, my name is Jesus R., and I want to thank you for taking a moment to read this. I never imagined I’d be in a position where I’d have to ask for help like this—but today, I’m reaching out with an open heart and a humble request.

I’m a 38 year old father of four beautiful children, including a sweet baby girl who’s just five months old. I’m also the proud husband of an incredible woman who continues to support me through one of the hardest seasons of our lives. Family means everything to me they are my reason for waking up each morning with hope, even in the face of uncertainty.

For over 20 years, I’ve worked hard to provide for my loved ones. I started working at 16 and have never been one to shy away from responsibility. I’ve always believed that through dedication and hard work, I could carry any burden and weather any storm. But recently, that belief has been deeply tested. I was laid off something I never saw coming and despite all my efforts to find new work, I’m still searching for the opportunity to get back on my feet.

The impact has been devastating. I’ve fallen behind on bills and mortgage payments, and the thought of losing our home has kept me up more nights than I care to admit. This house is more than just a roof over our heads it’s the heart of our family. It’s where my children feel safe, where we’ve built memories, and where love lives in every corner. I can’t bear the thought of taking that security away from them.

I’m not asking for much just a little help to carry us through this rough patch. Anything you’re able to contribute will go directly toward keeping the lights on, the roof over our heads, and the hope alive in our home. I truly believe that with some support and continued effort, I’ll be back on track soon. I just need a bit of breathing room to get there.

This is not an easy message to write. I’ve always been someone who helps others when I can. But right now, I’m the one in need. And if you find it in your heart to lend a hand, my family and I will forever be grateful.

Thank you for reading this, and for any support big or small you’re able to offer. It means more than you’ll ever know.

With sincere gratitude,
Jesus R.

paypal.me/Jramos90120

We are grandparents who have been raising three grandchildren for the past ten years. Two years ago I fell ill and needed advanced life support to breathe. I was diagnosed with severe anemia; having a hemoglobin level of 5.4. Low normal is 12. I needed to spend three days in the ICU and have continued to struggle to keep my hemoglobin at a high enough level to not need a blood transfusion. Over the last two years I have been hospitalized an additional three times for critical hemoglobin levels. I have not been able to work and our bills, including medical bills, are piling up. I have tried to go out and work and have been unable to due to extremely low energy levels and weakness. We are now two months behind on our mortgage and car payments. Without help we may lose our family home and our very necessary vehicles.  We made a commitment to raise our grandchildren and as they are entering in high school find our finances lacking to meet needs. We only need help to catch up on our bills. My spouse works, but we are finding it impossible to catch up. We are asking for $3,500 to meet these needs. Thank you in advance for your generosity. www.paypal.me/MCOLEMAN869

 

Hello, I am writing asking for help coming up with payments on buying a home. I’ve tried every lender/ loan officer and have been approved for $175k on Paddio. I live in Vermont as a 23 year old with a salary of $19k a year before taxes.

Why am I looking for a home to buy/ find an investment or fixer upper? I don’t have any family support or a place to stay and help get back on my feet. Vermont is very unlivable for born-residents nowadays and i would love to leave and move out of state for a better opportunity. But in order to work out of state, I need to live out of state beforehand. And to live out of state, I need to have money and stable income before moving. My plan is to buy a place in NY state to fix up and rent out until I pay off the mortgage and then can start to plan getting out of  VT state so I can afford my car payments again. I need to start moving forward and making something happen in my life and not be stuck in poverty and depression.

I found a two in one property investment where I can rent out the finished cottage and fix the second cottage. I’m asking for any funds to help for a down payment or anything to help fix up a house once I can buy it. This is my last resort since I’m at my dead end and I just need a way out.

My PayPal is https://paypal.me/catsunite855

Laid Off, $7,500 Behind on Mortgage, and $3000 on other utilities. Can Our Community Help Me Bridge the Gap?

Hi all I’m John Barrington, husband, dad of four, and until last week I managed a local diner. A sudden layoff has left us $7,500 behind on June, July mortgage, and $3000 on other utilities bills. My wife and I are applying everywhere in hospitality and construction, but we need three weeks to land new roles.
My goal is to raise $10,000 to get through the next 45 days while I retrain for a Cyber Security role, and hunting for work.
I’m seeking one-time grants, donation, or interest-free loans of any size
Referrals to nonprofits or church relief funds
Tips on quick-turnaround side gigs out there.
I’ll post weekly updates on job progress and funds received, and I’m committed to paying it forward once we’re back on our feet.

Thank you for reading, sharing, or connecting me. You can comment below, send a PM, or email me at famdist1@outlook.com

paypal.me/NadineGelin980

I’m reaching out with a humble heart, asking for help during one of the most difficult seasons of my life.

 

Over the past two years, life has thrown more at me than I ever imagined I could handle. I was in a serious accident that not only affected my health but also left me unable to work for a while. Shortly after that, I lost my job, and to make things worse, I found myself in the middle of a long, bitter divorce that dragged on for nearly two years.

 

These back-to-back challenges have drained me emotionally, physically, and financially. I’ve done everything I can to stay afloat, but I’ve fallen behind on my mortgage and second mortgage. My home is the last piece of stability I have left, and I’m terrified of losing it.

 

I’m actively seeking work and doing my best to turn things around, but right now, I need some help to keep a roof over my head while I get back on my feet.

 

I’m asking for your kindness and support to help me catch up on my housing bills and keep my home. Every dollar you give will go directly toward my mortgage payments and basic living expenses.

 

If you can’t donate, I completely understand — but please consider sharing this campaign with someone who might be able to help.

 

Thank you from the bottom of my heart for reading my story, for your support, and for being part of my journey toward stability and healing.

https://paypal.me/Jaybchur

Hello and thanks for reading.

I’m desperately trying to same my father’s home from foreclosure.
He’s been such a joy to care for these past couple of years.
He suffered a stroke in late 2023 and then rapidly developed
dementia and Alzheimer’s disease. I’m caring for him without pay
and have exhausted all of my personal wealth helping him stay afloat.
He just doesn’t make enough and without my help he will lose his
home to foreclosure soon.

Here’s my request and strategy for keeping his home for him and
surviving going forward. I’m requesting any amount that you feel
comfortable with. I’m looking to acquire $25,000 total and here is
the breakdown of why:
$15,000 to catch up fully with his mortgage
$10,000 to pay off his car loan and a few other small bills.

This will eliminate his other debt and allow him to afford his
mortgage from that point on.

If you would like to donate then please visit my GiveSendGo page.
Alternatively you can send donations to my Paypal or Cashapp.
PayPal
Cashapp = $securelifenow

Thanks in advance and have a wonderful day. :)