I’m not even sure where to start as this is something I’ve not done before or even thought I’d be in a position where I needed to but after various events in my personal life which I will go a little further into I’ve fallen onto hard times to say the least.
It all started last year when my partner fell really ill due to her epilepsy, her various medications weren’t working, and she had to leave work as she could no longer do her job safely (she worked in Mental Health). We had to make many hospital visits over the coming months every time she had a seizure or was unwell. We managed to pay our bills and keep up our mortgage payments on my single wage during this time so although things were difficult, we managed and were happy.
I am my partners only care giver and due to all the hospital visits my current place of work decided to let me go, very unceremoniously and without consideration for what was happening with my partner (from a business perspective I can understand this as I couldn’t be as reliable and available as I had usually been). All this happened around August 2017, since then I have continued to take care of my partner while she has been adjusting to various new medications, but she still has seizures now on a regular basis and have not been able to go to work. Because we have been working and earned X amount of money in the past year we qualify for very little benefits.
The benefits we do receive are spent on food (it barely covers this-we have used food banks over Christmas just to try and save money where we can). We are now behind on our mortgage payments, utility bills and phone bills etc and could possibly lose the home that we have worked so hard to keep.
I honestly don’t know what to do! I cannot go back to work as my partner needs me at home, I tried doing some part time work but there were a few occasions while I was doing this that my partner was ill and needed support, so I couldn’t continue. I feel useless! I feel like I’ve let my partner down despite our circumstances and worry what will happen if we do end up losing our home. I barely sleep, not just due to worry but also because I’m up a lot of the time to take care of and watch my partner during the nights.
My partner is improving and I’m hopeful that in a few months’ time I’ll be able to return to work but this maybe too little too late.
Please help! Anything would be appreciated but whatever is donated will immediately be paid towards our mortgage arrears (around £5000), if by some miracle I receive anything more that will be put into savings to keep us going for a while longer.