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Last Updated: July 27, 2025

Completing the First Step

Hello, I am writing asking for help coming up with payments on buying a home. I’ve tried every lender/ loan officer and have been approved for $175k on Paddio. I live in Vermont as a 23 year old with a salary of $19k a year before taxes.

Why am I looking for a home to buy/ find an investment or fixer upper? I don’t have any family support or a place to stay and help get back on my feet. Vermont is very unlivable for born-residents nowadays and i would love to leave and move out of state for a better opportunity. But in order to work out of state, I need to live out of state beforehand. And to live out of state, I need to have money and stable income before moving. My plan is to buy a place in NY state to fix up and rent out until I pay off the mortgage and then can start to plan getting out of  VT state so I can afford my car payments again. I need to start moving forward and making something happen in my life and not be stuck in poverty and depression.

I found a two in one property investment where I can rent out the finished cottage and fix the second cottage. I’m asking for any funds to help for a down payment or anything to help fix up a house once I can buy it. This is my last resort since I’m at my dead end and I just need a way out.

My PayPal is https://paypal.me/catsunite855

Filed Under: Mortgage Tagged With: USA

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