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Financial Hardship Help

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Last Updated: November 14, 2019

HELP! WORKING 3 JOBS! NO SLEEP, NOT ENOUGH MONEY.

I am working at 1 full time position as a line worker, and 2 part time sales positions and I am still struggling to get out of debt.  I am lucky that I can type this at work on break; otherwise I would not have the time to ask for help.

I never thought I would beg; but I am hurting and so is my family.  I am doing my very best to keep it together.  My parents went through a bankruptcy and lost everything but the home because my step dad ended up in prison for a DUI.  I am trying to keep up with my parents house & utilities as well as my own because I live way too far away from them to be able to live with them.

Also I dropped out of college in 2015 when my step dad first went to prison, in order to begin working at multiple jobs.  When I dropped out of school I lost my financial aide and ended up owing the school $4935.00 which ended up in collections because I was unable to pay it.

I have maxed out the number of loans and credit cards I can get to keep the electricity on for my mom and little brother that live in Idaho.  I was in Oklahoma when this happened and working full time already.  I just took on 2 more jobs in order to take care of myself a little too.  I don’t smoke, I’ve never done drugs, I just was about to finish college and I can’t abandon my family no matter how far I live from them.

Therefore; I am begging you to help me and my family get out of this situation so that I can go back to school and my mom can take care of my little brother without worrying about feeding him, but about what shirt to get him for a new school year.  The total debt that we are in right now because we took out loans and credit cards to pay mortgage, rent, utilities, and buy food, and clothing is roughly $58,000

My monthly bills that I am taking responsibility for is $3200.

I have been using the Earnin app and Speedy Cash to keep up with these bills because most of the time I don’t have enough money by the time the bill is due and I’ve ended up in this vicious circle of paying them and renewing them over and over.

If you do donate please give me your email address so I can properly thank you and keep in touch for when I finish my engineering degree and start getting ahead to give back.

Thank you so much for reading this entire message if you made it through. <3

God Bless

Filed Under: Mortgage Tagged With: USA

Last Updated: November 13, 2019

Help Us Keep Our Home

I never thought I would be in such a position to have to ask strangers for help. But here we are. 8 1/2 months ago, I gave birth to our 2nd son, a blessing, our littlest love. With it, came the loss of my job. I had been working in a dental office making very good money for 8 years, with the potential of another promotion in the coming year. When I was on my maternity leave, I negotiated my return and they didn’t accept it. We have been struggling since. My husband works so hard for our family. Long hours, weekends, overtime…to the max. It still isn’t enough. I finally was able to get a job working part time when my husband is home. It’s still not enough. What I would love more than ANYTHING is for someone to give me the amazing opportunity to make good money from home or to pay for childcare so that I can work full time. But that has not happened. I have applied and applied and sent resume after resume for multiple jobs. At home work and other, any job that responded was full time in an office. Which of course I am unable to do. Our family has helped us as much as they can, and they are no longer in a position to help any longer. My mother was going to be retiring and moving in with us to take care of our youngest so I can work, but now she has realized that she cannot afford to keep insurance, etc. if she does that. Which has lead me here. We Pray to God every day, every night for an opportunity to come our way to earn more money. The answer I had gotten so far was my part time job, but I’m still praying that God will send another job my way that has way more earning potential and works around my family life.  My husband does make good money, but with child support going to his 1st son, who has residency with his mother, and insurance coming out, taxes coming out…the take home amount is not nearly enough. I am so extremely grateful that we are able to keep our family fed, but we are having to choose between which bills we can lapse on, how many mortgage payments we can miss, before things start to head even further south. I have yet to be able to make any payments from the hospital bills as well. So all of those have gone to collections now too. We just want to finally get back ahead. When we were BOTH working full time, we were always a month ahead on our bills. As soon as I started my maternity leave, we were trying to keep up with the bills as they were due each week. Now our mortgage payment has gone up, our car insurance has gone up, medical insurance will go up again in a couple of months…. we can’t seem to catch up. If you are able to offer any assistance, we would be so extremely grateful. I pray that we will finally be able to catch up and come out ahead so that we can pay it forward. Do this for other families and individuals who are in need of help. I would even be so grateful if you know of real, legitimate, honest, work from home work that you can suggest to me. I have an extensive customer service background, marketing, making signage, creating flyers, creating pamphlets. I can supply more job information and working history if you do know of work that I can do to earn good money on a flexible schedule. Thank you so much, God Bless

(The image attached is just a photo of our current mortgage payment that we owe)

My paypal link      https://paypal.me/jessjoy23

Filed Under: Mortgage Tagged With: USA

Last Updated: November 11, 2019

Struggling mother trying to keep house

Screenshot_20191103-125746_kindlephoto-560914867.png

Over the summer I gave birth to twins, completely changing my home and life. Previously my husband and I worked different shifts which allowed us both to work full time and still have someone home with our 7-year-old daughter before and after school. While it was a perfect system for us before, the overlap in shifts doesn’t work with infants and daycare is not an option as it would be so incredibly expensive for two infants.

We have decreased work to one of us full time and one only part time so that we can always have someone home with the babies. We’ve been searching for different jobs that would allow us both to work full time but have so far been unsuccessful. The decrease in income has been very hard on us, and debts are building up.

My husband and I have worked hard to build a life together, we finally got our house about 18 months ago and were so excited to finally be in a position to add to our family. Now I fear we’re at risk of losing it all since we’re behind on our mortgage. I’ve tried everything I can think of to try to get more money to make ends meet until we find better employment, but we just can’t catch up.

I don’t make a habit of asking for money or help with my personal life, but I’m stuck and desperate. I currently owe $1,724 for my mortgage to get it current. This is my primary request, just enough to catch up and let me struggle through another day. $5,000 would be ideal as it would cover my mortgage for a few months while we continue to search for better employment. I would never ever expect such generosity, but since I’m already doing something that I never thought I would be by begging for money on the internet, I might as well state that $91,197 would pay off my house.

If I could just get my mortgage payment covered, I could handle all my other bills, catch up on outstanding debt, and then be able to pay it forward and help others in need. I just want to be able to be self-sufficient and to provide a good life and home for my children. The constant financial stress has really been weighing on my mental state and I don’t feel that I’m currently the best version of myself as a person or a mother. Please, if you are able, consider being the big break that I need in my life.

I’m including a picture of my mortgage statement as proof of amounts. Also, a picture of my beautiful children with the hopes that they’ll pull at your heart strings.

Paypal.me/BAnto12

**I apologize for the duplicate post. I accidentally shared without my PayPal link the first time.

Filed Under: Mortgage Tagged With: USA

Last Updated: November 11, 2019

Help end the debt cycle

Hello,
I’m a 35-year-old with a new family and old debt. I was in a bad relationship that drained my savings, isolated me and drove up debt. After years in that situation I finally got the courage to move on yet years later I’m still struggling with the debt. I do not want that life for my daughter.
Living paycheque to paycheque and still coming up short all while the debt continues to grow with interest is affecting me physically, mentally and spiritually. My self worth is non-existent after coming up short yet again and having to ask family and friends to loan me what they could is something I never thought I would have to do. If you’ve ever had to struggle with this my heart goes out to you and I’m hoping kindness and generosity will help get me above water.
The tension from this debt is affecting my relationship with my wife who is understandably distraught to be pulled into this situation. We’re constantly arguing and it pains me to know I’m such a liability. She was also in a bad relationship before we met and that shared experience and the journey towards overcoming it inspired me. With me coming up short, she’s been forced to dip into savings, savings she had as a safety net as a get-out fund. Not having that is extremely problematic for her with her past and I have always encouraged that she has it. If I can pay bills and help restore that for her I know she would feel so much better. We’ve both taken up side jobs to help with the bills but as a result, we rarely get to spend time together which doesn’t help our relationship situation either.
We moved into our house just before our daughter was born and quickly had to deal with shingles being ripped from the roof during wind storms. Our house is in urgent need of a new roof and recently we’ve had water come in through the foundation, so waterproofing will be needed soon too. I’m at the end of my credit and I’m terrified that an emergency will arise and we’ll have nothing to pay for the repairs.
I don’t know what to expect from this; if anything comes in, I’ll be thankful and if by some miracle this wildly exceeds my needs I will be paying it forward to help others in my current situation. Thank you.

https://paypal.me/CC9999

Filed Under: Mortgage Tagged With: Canada

Last Updated: November 6, 2019

Staying afloat after 2 accidents

So it has been almost a year since things started to go down drastically for my family and I.
Dec 18 2018. My middle daughter and I got into a car accident on our way to pick up my son from preschool. I thank God everyday for covering my vehicle, my baby girl and my myself. I thank him for covering everyone involved in the other cars as well. I know God had to have been there because due to the nature of the accident, it could have been a lot worst but thankfully the only thing we lost that day were our cars.
Fast forward to January 2019 – we get a used car for our family of soon to be 5 and we are very thankful. Things were still tight as my husband is self employed and I was due to have the baby soon and be on maternity leave.
March 4th – we welcome our baby girl into the world .
May 27th – my husband got into a workplace accident (he shattered his kneecap when he tripped at work which left him needing immediate surgery) that has left him out of a job from then until now Nov 1st . They are now saying he might need another surgery to remove the hardware (screws) from his kneecap as they are affecting the recovery of his kneecap. We are probably looking at another couple of months of barely getting by and relying on the grace and mercy of the almighty God to get us through.
So I decided to look for means and ways and resources to help up lighten the load some how until we get back on our feet. I have gone to every site imaginable. I even have scammers messaging asking to be my sugardadddy and as tempting as it’s been, my gut tells me strangers don’t just give out cash because they just want to. Which brought me to this site. So here I am trying my luck because this seems alot more trusting and maybe there are genuinely honest people willing to help those in need .
I would love the help as Christmas is coming and we are basically living to keep out mortgage paid so we don’t have to be homeless and our utilities kept on.
Any amount would be greatly appreciated and we thank you so much in advance for the time taken to read our story and your gracious generosity.

Paypal.me/cjuttan

Filed Under: Mortgage Tagged With: Canada

Last Updated: November 4, 2019

I really don’t know what else to do. Please help.

So I’m not entirely sure how to start this as it’s something I never thought I would have to do but sure you have heard that before.

I am currently in financial difficulties.

My current debt total stands at £18,956.96

This includes 2 credit cards, one loan and car finance.

I am unable to sell my car as the outstanding balance is far greater than the value of the car.

I have been in this situation for sometime now  it has accumulated over  naive  decisions  And life in general.

I have nothing to show for my debt. I didnt use it to go on fancy holidays or designer clothes or a fancy car. It’s been life and I have let it get the better of me.

I am now in a  vicious  Circle where my wage won’t pay my debt so I then have to use a credit card to live for that month. I need your help to help to be able to pay my mortgage and utility bills but my dream would be to clear the debt itself.

I have a full time job and work very hard but I have recently had a baby and I am on maternity leave. I will have to go back to work early and loose precious time with my baby as I can’t afford to be off for the full duration.

I am constantly selling anything I can find in my home from old book to clothes and bits n bobs just to have money for the month. I feel like I have to scrape for everything.

I have had two periods off work due to mental health from worrying about my situation and I fear I’m heading to that dark place again and with a small child I really don’t want to go there.

 

I dont expect to have someone come and pay all my debt off as I know it is not realistic but I hope there are some kind people out there who would be willing to help me get started as family and friends are unable to help at this time.

My biggest outgoings are my car and loan each at around £220-£260 per month. If i could pay off these to start it would really help. I would be externally greatful to any kind stranger who would be willing.

I could continue to tell you about my hardship but I know you will know that financial difficulties are black cloud over  anyone’s head.

Please find it in your heart to help.

If you are still reading thank you for your time and consideration. It is much appreciated.

I have added a photo of the four outstanding balances so as you know my plea is genuine.

 

Thank you.

https://paypal.me/pleasehelpme667

Filed Under: Mortgage Tagged With: UK

Last Updated: October 26, 2019

House & family help

Hello
thank you to anyone reading this i am surprised to even find a site like this. I have tried GoFundMe and other services before but have not received any help as of yet its been a few months since then and stress,anxiety and helplessness compels me to act now i am 26 i was born with physical birth defects making it hard to walk and i have a under bite and under developed upper jaw making it extremely hard to eat anything and will require surgery and some point however i have no medical insurance or money to have it done especially right now i also have TMJ and severe migraines 24/7 because of it with these problems my doctor deemed me not able to drive and its hard to find work that can accommodate me with my disabilities i am in process of getting SSI help but i don’t know if i will even be excepted and i really don’t have much time to wait for that however that is not the reason i am asking for financial help. Back in January 23rd 2016 my mom quit her job of 32 years to move in and help her parents 24/7 she did not make that decision lightly however she knew they needed help with bills,chores,cooking,laundry etc. However during this period my sister her 2 kids and husband got evicted from they’re apartment and could not get there own place due to bad credit and my mom agreed to have them move in with them if they agreed to help with taking care of her grandparents if they could provide help which they did to some degree but made it more difficult with kids running around. Sometime passed and in Nov 22 2018 my grandfather passed and we had his services Dec 22nd and tried to enjoy the holidays best we could. Mar 5th my grandmother passes and it was pretty hard having multiple losses like that i don’t wish that experience on anyone. (to any of you reading this that know what i am talking about i am deeply sorry for you’re loss please do not feel like you need to do anything just reading is more then enough thank’s) now the past few months my mom has been working on getting the house sold for the will process and she is having to move she cannot leave state risking her daughter loosing her kids and she has no income right now and in California especially it is a scary thing we would try out of state however my sisters 10 year old daughter has another father and a legal dispute from the court she is not allowed out of the state unless both parents agree to it which they have not been able to reach out to the father and we have not heard from him yet its been 3 months since we asked him and are at a loss …..so what i am asking is at least ($100,000) or more so we may just be able to scrape by with getting enough to get a minimum house or condo so we can keep our family together but i know better then to even expect $1 any thing will help thank you so much.

paypal.me/CromleyFamilyRenewal

Filed Under: Mortgage Tagged With: USA

Last Updated: October 9, 2019

Please help us with house repairs

Hi I want to first say thank you to those stopping by and reading this. At the time my now husband and I were looking for a house we didn’t have children. The home we loved was an older home we thought we would have enough finances to fix it up, we both had full time jobs at the time. We were bringing good money in, then something happened within my family and we now have two small children (due to privacy reasons we cannot share much about this).

I tried hard for three months to work full time and raise the two little ones full time I wasn’t married yet we were engaged and lived two hours apart. I loved being a mom and loved working, it became hard because the kids were always sick, and I was stressed that I would lose my job. I thought my boss would be supportive since he has three kids of his own. I went to him asking for help in how I could keep the kids and still keep my job. My boss felt like the best thing was to just have me step down. He didn’t see where I would be able to do both. What he said to me next though really gut punched me “he said my MISTAKE was taking in the kids he would never of done so”. These precious kids are not a MISTAKE by any means they are wonderful sweet children that need a home and love for now.

During this time the sellers of the house started messing with us. In the contract it stated they would fix the boiler and the electrical. Well they found out it was going to cost them 10,000 to fix the boiler so they decided to put in electrical heat and we could either except it or back out of the house. Well we were in a tight spot now we had two small children to think about. Both myself and at the time fiancé had an apartment that we had to be out of by the end of June. We felt like we were trapped this was the only house we could afford and that worked for us now with having two children. The house has four bedrooms which is perfect.
the owners were also suppose to fix the leaking sinks, and the plugged tubs, and broken toilets. They also said they fixed the electrical in the house.

Well the day we got the keys we realized we had been had, they didn’t fix the electrical part of the house has no electricity. The sinks were broken, the tubs were backed up, the kitchen sink still leaks. We spent 300 dollars the first day because our home owners insurance they bought for us charges $75 per item you need fixed.

We cannot gets our boiler fixed through the state because it wasn’t working at the time of purchase. They left a broken boiler in our basement in pieces.
The electric is going to cost us $75 per outlet to fix and if it is deemed something that didn’t break while we were living here they won’t fix it. The inspector lied he said ball electric worked at the time of his inspection and that the water leaks were fixed. They are not.

Now with a one person income it is hard to fix up this home, and the money we had in savings is gone since the kids came to us with nothing. We had to purchase everything from clothes, toys, to beds and dressers.
I cannot work because they always have doctors appointments and now have to be driven back and forth to Head Start on a daily basis.

I myself have my own medical issues as I write this I just had spinal surgery and I will need two more surgeries if not three more.

We just want to be a family and enjoy our house that we were so happy about when we found it.

The children are not a mistake they are precious little ones and need a lot of love and care at the moment.

Please if you find it in your heart to help us we would be so grateful and would use the money to fix up this house. I have many pictures if you need more please email me at eggartmania@gmail.com and I will send them to you.
Our Realtor said only thing left now is to hire an attorney to see if we could sue the sellers again that takes money to do so.
Our main focus is to raise these babies and give them a happy home for as long as they need one

paypal.me/hildamae29

Filed Under: Mortgage Tagged With: USA

Last Updated: October 4, 2019

Request to payoff my debt

Hi,

 

I dont know from where I start but I am 42 years old man with a family and a daughter 14 years old – I am a very good and devoted father and I always cared for my family – I work in the investment filed for around 20 years but I had terrible set backs during my past 8 years due to some political events that made me leave my work and stay out of work for 4 years – During which my wife was working and supporting the family – after which debts had accumulated and when I joined the new work in other country two years ago – i tried to settle and close this debt loop to start saving for my daughter college as she will be admitted three years from now but the problem is that the interest of the loans and the restructuring of the credit cards did not help – the amount now mounting to $120k and I want to settle either partially or all to be able to save and move on-i started to get diseases from over thinking and I dont know what to do – i learned my lesson but I am afraid on my daughter – these are the honest words I have – I hope I can find help here . Thanks you

Filed Under: Mortgage Tagged With: Asia

Last Updated: September 19, 2019

Down payment for a home

I’m trying to get the money to purchase a home again.  My teenage sons got involved with the wrong crowd at the age of 15 and was a witness to a homicide.  Once it was known that he testified against the person that committed the murder he was attacked at school and my house was being targeted and vandalized.   I had to pull my son out of school, sold my home and moved us out of the city.  What little equity I had in my home went towards the move and paying for my sons hospital biil’s from being attacked and then for rehab.  I then fell into my own medical issues and had 3 surgeries and lost my job for being out on leave for too long.  FMLA only saved my job for so long.  I’m finally working again but struggling with my medical bill’s now.   It’s more expensive to rent than to own a home which is crazy to me.  Just wanting to get back to where I was.  I can get approved for a home with $7000 down payment/possible closing cost.  My goal is to ask seller to pay or assist in paying closing cost if possible.

Filed Under: Mortgage Tagged With: USA

Last Updated: September 16, 2019

Hoping on Saving Up for a home

Why not?

That is the questioned that I asked myself when I thought about using this site. Why not? 

In my opinion, it seems like the right thing to ask yourself when in a situation where there are no bad consequences.

Hello world or that one person probably reading this. I am a college student hoping to be able to get enough money to buy a house for my parents.

My parents mean everything to me and have taught me the importance of treating people with kindness and respect.

They were very young when they became my parents. Just teenagers, who, though unsure of their future, were more than happy when I came to existence. My mom said I was born in the most unconventional time… during Hurricane Floyd back in 1999. Nonetheless, they were so eager to become parents and had a great time raising me that they had three more.

Growing up I don’t recall my parents telling me their dreams or life goals very much. That confused me as a child. I had this idea that once I grew up my aspirations of being a rock star in outer space would’ve disappeared. (Don’t worry it did. Turns out the market is small) What I didn’t realize was that my parents did have goals in mind. You know the beautiful thing it was? To see their children become successful individuals. Most importantly to have a better life than theirs.

Its a bit sad to hear that from my parents. Growing up I knew we were on the poorer side but we are happy with the life we have.

The only time they mentioned something outside my siblings and I were that they would love to have a home of their own.  I would give anything for them to have their dream.

Thanks very much for your time kind Reader. I hope that you will help me achieve something monumental for my incredible family. If you can not, do not worry. Times are indeed very tough as many know. Nonetheless, I hope I was able to bring a smile on your face. (Please tell me
I did) Not the best writer in the world but I’m going to be a college graduate by 2021 I swear. Thanks a ton.

PS: If you’re wondering why the name Movie Junkie, a) cut me some slack I was 13 when I created the account and b) I LOVE movies, seen basically every movie made and could spend hours talking about them

paypal.me/moviejunkie

Filed Under: Mortgage Tagged With: USA

Last Updated: September 1, 2019

Condo purchase

Dear donor(s)-

 

First, I want to thank you for taking the time to check out my page. There are millions of other people out there with a situation worse than mine, but I figured it never hurts to ask.

I am reaching out to ask for $250,000. While that’s a substantial sum of money, I know there are very generous people out there that can help out. That money will go to purchasing a condo. I am a 40 year old male, and have been renting an apartment my whole adult life. I dont make a ton of money but do make an ok living. I live a simple life and don’t have major debt nor do I own fancy, flashy cars or have bank loans. Hence that’s the reason I’m here.

Due to the fact I don’t have or have had big loans, banks won’t lend to me due to ‘lack of credit history ‘. Home ownership is something that has become important to me so I’ve applied for a mortgage. Several banks have turned me down because of ‘lack of credit history ‘. I don’t have any remaining family members that can co-sign for a mortgage and certainly friends are not going to co-sign for something like that.

[Read more…]

Filed Under: Mortgage Tagged With: USA

Last Updated: August 25, 2019

Life’s Curve Balls

Where to start in painting the picture that has become my life, comfortable like an old sweater, worn and tattered like a dogs’ favorite chew toy. Everyone has a history, everyone has a story, but not everyone likes to tell it with all of its mismatched, patchwork spaces that make us who we are. I began my life in a small town, loved by my family and the apple of my father’s eye. As I grew, I had only the occasional friend, but I didn’t mind, I had my dolls and my dog. Moving away to college I realized that I was a kind person with a good head on my shoulder, the credit going to my parents for being active in my life and pushing me to work hard to be all I could be. Teaching in another small town, I realized I had more to offer kids and the school system, so I returned to college for another degree. Trouble was no one thought a 27-year-old girl could lead a school in that small town. So, I went to the last frontier, where they hire everyone. I worked hard was loved by many. I married and had children, two beautiful babies that loved unconditionally. 5 years in, my husband hurt himself and never walked again. We were at the height of our careers, a 3-year-old and one on the way. Movers and shakers, but one half not moving and shaking any more. One half unable to see any glass as half full ever again. Me? no, my glass is overflowing, my partners? yes, his is running on empty. I tried for years to be the fixer… to hold it all together as my kids realized that Dad wasn’t coming to this event, or that event, or probably wasn’t even going to get out of bed. I tried to fix it by building a home back in the state he grew up in, by his family. But that didn’t work out so well. Now we have a home that we all love, and is easy for him to get around in, but on one salary in a poor state, we can no longer afford the mortgage we originally could. When I tried to fix this by moving down here, I was sure my family, always the stalwarts, would be able to help us. But shortly after moving out by us, my father shattered all of our lives by leaving us for a woman he had been seeing on the sly for 50 years. So now add to my growing list of responsibilities, my mother, who has no one, as my only sibling, Dave was taken by cancer just prior to my fathers’ departure. Through all of this, my children dealt with anxiety, anger, depression and a void left huge and gaping by a father that is there, but not there. Now our daughter is an adult, she got there following her own road which is one of the most beautiful and painful things a parent can watch. She left this week to live in my home state, to go to school in a place where being gay won’t get her killed. She is looking for work and tries to be independent, but her rent and schooling are just more bills. Both of my children have been at my side through the women’s marches, human rights campaigns, planned parenthood support marches, letter writing to our congressmen, calling our legislators, rallying for those being wronged. A blue family in a red state. I teach still and I love it. Helping those kids see beyond their small scope to the big world and understanding that even if you are down and out, you can still be kind, have empathy and work to make this world a little bit better. I am writing this in the hopes that it will resonate with someone, someone who has the ability to help me, to get the wolves away from my door so that we are able to continue to help those around us that need our kindness and our energy. The one stability I need to be able to give to my family is the place we have come to call home, the place that gives us our inner strength and allows us to get up each day and be strong for ourselves and for those that need us. I would love to be reincarnated as a philanthropist with money. Ironic how nothing sounds better to me that to be able to help those in need, as I help those in need. I am asking for money to pay off credit cards (which we no longer have, I only purchase with cash now), handicapped accessible family vehicle, and back taxes. In all I owe $150,000 aside from my mortgage. I make $65,000 a year teaching in a public school. Any help you can provide is greatly appreciated.

Peace,

 

https://paypal.me/kjohnson2843

Filed Under: Mortgage Tagged With: USA

Last Updated: August 22, 2019

Downpayment Assistance

I really hate to ask for help, but I’m not sure what else to do. Some recent events have left me extremely stressed and overwhelmed.

I’m looking for help affording a downpayment on a house for myself and my disabled parents.

I come from basically nothing and have worked hard for everything I have. I also care for my disabled parents who have little income. My father is a veteran who was forced to retire early due to a work injury and has been suffering from Multiple Sclerosis for the past 10+ years. My mother was a caretaker for my blind and diabetic grandma while also raising myself and my brother. She worked for a few years after but is now disabled from an injury among numerous health issues she’s had many surgeries for over the years. They are 70 and 65, I’m 27.

I am a service provider and new small business owner. I unfortunately mentioned too soon that I wished to work for myself (after I got in trouble for getting too many requests which was apparently not fair to the others I worked with) so my employer decided to let me go, leaving me with no income for a few weeks and not paying me thousands I had earned. I ended up having to take out a loan to avoid my credit score declining, which I have almost finished paying off. I had hoped to at least have one full tax year in business before it was necessary for us to relocate. My business is growing and I’m doing ok, but I’m not where I want to be.

What is happening now is that the house I grew up in has to go up for sale as it belongs to my mom and her 6 siblings, and they want their money. We have been planning on this happening and preparing the house, but the process became greatly accelerated with my aunt visiting from across the country. She blindsided us with her intentions, had she been honest from the beginning it wouldn’t have been as bad. She came to “help” by calling realtors the first day, interviewing them the second, picking one the third, and forcing my moms hand on signing papers the fourth. And she demanded a 30 day escrow. Everyday was something new we were learning, causing anger, drama, and stress that could have been avoided. My mom asked for her to come help with getting the house ready, she didnt ask to be overwhelmed and bullied.

Being the responsible one who also has more income, I’m panicking over affording somewhere for us to move into with such short notice. The house is going to sell quick once it’s on the market this week. Of course my mom will be receiving a portion of the sale, but it’s not enough.

My mom is also waiting on getting settled somewhere permanent before having some much needed surgeries.

A house in our area that would be big enough for us is going to be around $600-800k, any donation amount is helpful and greatly appreciated.

 

Filed Under: Mortgage Tagged With: USA

Last Updated: August 17, 2019

Needing help with Mortgage

Hello,

 

I am writing here to you all because my wife and I are in need of help. Late last year I was working for a company that was promising me a better opportunity to make more money and to be closer to home with a promotion. I got out there and everything seemed to be going but that turned out to be a false hope. I started making less money and even though my drive was shorter and my wife is also working a full time job. With this new change in my job we started to fall behind with our mortgage even though we tried all that we could to stay up, we made a new budge, I tried working more, even asking family for help, and they helped were they could, but that wasn’t able to get us back on track. So I started looking for a new job and I did find something with an old coworker of mine and it was better. Unfortunately it wasn’t bring in enough. We were close but we were still not able to pay all our bills along with our mortgage, and at this point we have cut everything we can but basics. So I again looked for a new job, not only for better pay but because I was finally ready to get in my new field. I finally was able to get a new job and this job has been the best thing that could have happened to myself and my family. Making double what I was before and loving my job now and now able to pay all our bills including our mortgage but we are still behind on our mortgage and cant catch up even though we have budgeted and still have just the basic needs. That’s where we need the help, my wife and I just want to be able to provide for our 3 boys and get our mortgage caught back up so we can stay in our house for a long time. Thank you for taking the time to read and help and just doing anything you are able to to help.

 

https://www.paypal.me/journeyman421

Filed Under: Mortgage Tagged With: USA

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