Begging Money

Financial Hardship Help

Last Updated:

Please help my family in need . Please

I am a husband and dad of two. We have never had a lot of money growing up as a child and my family have never owned house. I have moved around a lot as a child and was never able to keep friends . I got married five years a go to the love of my life  and we have had two beautiful girls. One is 4 with selective mutism and the other is 8 months. They really are my world. We have rented all our adult lives and had to move back with parents when my job went into liquidation. We then got a little flat from a housing association of our own which we still pay rent for. I am the only working parent due to having a young child. I work very hard and long hours to support my family but we live off my wage only so struggle to save. All I want is a secure safe financial future for my children when I have passed and to do this I would love to be able to own a small home. So when I am gone they will get some inheritance to one day buy their own properties. We are asking for 15,000 just so we can put down a deposit as lenders will not give us a mortgage without a deposit. I have never asked for anything in my life and feel Embarrassed that I cannot provide for what my little family need. To me 15,000 is a dream and I know it would be nothing more than a miracle to get this. But I am begging you to help. My wife doesn’t know I am doing this as I don’t want her to see me as a beggar . I would like to thank you for reading this and even if you can’t help me I hope all of you a safe and happy life and I hope you get everything you want .
thank you and god bless

https://paypal.me/samcooperhelp

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Loving Mom with PTSD living 100% Off Grid, Up a mountain.

Hello,
My name is Mary, I have been dealing with severe PTSD for basically my entire life. I only learned that is what is was, about ten years ago. I will try yo tell you about our needs and my story, though it is difficult to make it short.
I have been a full time mother for the last 18 years. I am currently living up a mountain 100% Off grid, with no power and no water with my two youngest sons and my husband. We landed here after financial issues and debt prevented us from the “first time home buyer’s” programs. We have had more financial hardship than ever anticipated since moving here. My husband found work but our vehicles all broke down. I have a small online shop for vintage items though it is not a booming business and all sales fell to zero after moving in oct. 2018. They have since picked up a little. There has been more isolation than we knew since moving here along with mental health issues with both adults. I have reached out repeatedly to law enforcement and domestic violence shelter, to step in when my husband goes off his medication and has “an episode” of verbal upheaval.
I dropped out of school in 9th grade after meeting my first husband. My mother allowed me to move in with him at age 15 because I had previously been a runaway on a regular basis. I was dealing with PTSD then and did not know.
My father and I were separated when I was one year old due to divorce. I was later abused verbally and physically in my mothers’ care. I always wanted to live with my dad. He finally said he was going to move close to us when I was ten years old. I was so happy, I thought I was going to be saved! The day after he arrived he and I were in a horrible car accident and a week later he died. I was severely injured. My father was killed because of complications in the crash due to his polio. He could not wear a shoulder seat belt and this damaged his heart when we hit a telephone pole at 50 mph. This happened in 1994 on Whidbey Island and is verifiable for anyone interested in the facts. My father could never walk his whole life. He was born in Mexico and he immigrated legally to the USA. He taught chess to school children and I loved him very much.
Two years after this happened my best friend was killed in a horrible car accident in Hawaii on Maui. Her name was Elan Shea Henderson and I miss her still.
I spent many years as an underground musician with my first husband. Playing clubs and bars long before I was 21 years old.
I used to think I could be a great writer as I loved to write poetry.
I made some money for a year between marriages as a freelance photographer. I took self portraits to get modeling jobs and people started offering me money to take their photos. This ended when I met my third and current husband. He was an extreme alcoholic when I met him. I followed suite though most of my life I have been a “social drinker”. We both quit drinking about 5 and a half years ago and have been focusing on making life better for our sons.
My husband began working as a wildland fire fighter last year, he caught the very end of the season. Currently he is waiting for his unemployment claim to get straightened out with all this covid -19 system overload going on. The IRS took half my tax return and all our stimulus checks to re-pay my husband’s past dues child support to another child. He got behind after moving and having vehicle issues and job loss/seasonal job. We are currently past due on five house payments for our owner contracted place. We do not know how we can have as bad of luck as we seem to have when we are trying so hard to give our sons a good place to be in the world.
We have been unable to do many upgrades to our off grid housing structure because we have had no money to get supplies. We live 25 miles from the closest gas station or grocery store. Luckily when I got part of my tax return we were able to buy a vehicle off craigslist for $1,400. and it is still running. We are so thankful to have it! The kids and I are no longer completely stranded up this mountain.
We moved into an unfinished structure with intent to finish it and we since found out it is not finish able due to mold in the ceiling and siding. We are trying to learn how to build other structures and recently built a cord wood bathhouse out of an old woodshed. The boys are very happy to have a nice place to bath. We do haul creek water up to underground tanks so we have to be careful with water. We hope to get money to locate water at some point.
I hope this letter reaches people with kindness in their hearts. I tried to write my football team and tell them how much football has meant to me and my family after quitting drinking and losing my father. (My father got me into sports because he owned several sports cards shops), the team page for Seahawks did read my message and did not respond. So I forwarded the message to Pete Carol. That letter was also read but no one ever responded, even after I messaged them and told them it was very hard for me to write them that letter and I just was hoping for a “keep your head up girl” response from my favorite football team. That would have meant a lot to me. They read all the letters and never responded. That made me feel really sad. Mostly because I wanted to tell them about my dad. My grandfather Sam Solis was a baseball coach in Mexico. … Now I am very off subject, if anyone wants to publish this into a book.. let me know ;)
My plea for money is for my children. So I can get them some basic supplies and possibly some supplies to better their living space.
I have given up all else in my life. I focus on my kids and trying to be a good mom. Inside I feel so scared and sad though I am so grateful to have my sons with me.
As I mentioned in my letter, we are currently 5 months behind on our house payments. We pay $704. per month, additionally we need funds to help improve the kids living space. We have no insulation upstairs and heavy winters. The mold is preventing us from finishing up the place.

I have good reviews on my etsy shop, you can see I am not a scammer. DaisyMineTradingPost

paypal.me/DasiyMine

I misspelled “Daisy” on my paypal.me but that error is correct for donations.
Thank you for taking the time to read this. That means a lot to me.

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Desperate Times Call for Desperate Measures

Hello everyone, I would first of all want to thank you for taking the time to read this.

Someone once told me that the wisest people are the ones that know when they need help, and I’ve tried for so long to pretend I could do everything on my own but the truth is now I need help. $5,000 in help, to be precise.

I am the youngest of 3, my family was an average medium class family for most of my childhood, unfortunately about when I was 13 my dad lost his job and started as an entrepreneur his own company, that did not go as planned and there were a lot of things we have to do to make things work.

When I turned 16 and I was old enough to get a decent paying job, I decided to stop being a weight on my family and start helping.

Both my brothers attended private universities leaving my mom and dad with quite a bit of debt, I knew I wouldn’t be able to attend a private school so I applied to a public university and kept working.

This has been going on for about 10 years now, and even though I have a lot of experience working, there is a lot of debt from both me, my brothers and my parents. At the start of this year I was starting to see the light at the end of the tunnel, unfortunately, with the latest turn of events, I lost my job and there is little to no way I will be able to support me and my family.

The money I am asking is to get things back on track and be able to get back on my feet, get a new job and by the end of the year have all the means necessary to clear our debt (Credit cards, student loans from my brothers and mortgage from my parents) and start paying it forward, because that is all that matters, helping other in the same situation I am, as soon as I am out of the hole, I will do all in my hands to help others people in need. So that is pretty much it, if you are still here at this point, I want to thank you for reading and being part of this, if you can donate that would be awesome, any amount counts. If not, your best vibes, a prayer or anything also counts and helps! :) thanks a ton for the support.
(Attached you will find the credit card debt, I do not have screenshot for the student or mortgage as my family doesn’t know I am doing this)

PayPalMe Link: https://paypal.me/payingitfwd

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Heart Attack, Breast Cancer, Break Up, Losing Dreams

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Hi, my name is Josephine and I want to thank you for your time to read my story.
I am a 53 yr old woman with 4 grown children and 6 grandkids. I had been in a relationship for 16 yrs until recently.
10 years ago my partner got a loan for me to buy my dream piece of land in the mountains as I was only working casual and he liked me staying at home being a mum so I was unable to get the loan due to not having enough income and also not having a good credit rating.
Over the next 10 years I paid every payment and every cost involved with the keeping of the land myself with him not contributing a cent.
In April 2019 whilst he went on a holiday to Colombia my stressed levels went through the roof and I had 2 heart attacks in 24 hrs and was in hospital for 10 days as I had complications that seen me haemorrhaging and fighting for my life, my partner did not return until 5 weeks later.
Then on May 13th 2019, 6 weeks after the heart attacks concerns for a lump that appeared in my right breast was discovered that I had grade 3 triple negative aggressive breast cancer.
Due to having had heart attacks only 6 weeks early I was unable to have surgery straight away and instead had to start aggressive chemo immediately for 6 months until my heart was strong enough to have surgery. In November 2019 I had a double mastectomy and lost both breast. I am currently in remission and are slowing returning back to my casual job but am still currently on Centrelink as my health is still to weak for full time work.
While this was going on my partner broke up with me leaving to find a rental to live in as the home I lived in with him was his home. I lost everything as it was all in his name and he never allowed me to have anything in writing saying we were in a de-facto relationship.
My problem is that my ex has now told me I need to get the loan that I have gone without to pay even while sick out of his name by 1st July 2020
During all this time I still continued to pay for the land as I had for the last 10 years. My loan still has $58,300 and I have tried everything to get a loan but as I’m not working full time and my illness as cleaned out every cent I had I get getting knocked back from getting a loan. My family tried to help but were unable to due to their own loans etc.
I am now suffering depression on top of everything and am so heartbroken, I’ve given up hope on any dreams.
I have lost my home, my partner, my breasts, my hair, my life. I feel like I lost everything. I’ve lost hope!!!
Losing my land after everything I’ve been through will be the final straw.

Please if your reading this I’m begging can you help me? I promise I would pay you back. I can’t lose the last dream I have I’ve lost so much already including my womanhood and any chance of a future relationship.
If you can donate or help with a loan….anything please

My PayPal account is: PayPal.Me/jvt1710

This is my last chance to keep having a dream

Thank You
Josephine

Last Updated:

Help for a mortgage deposit

Hi there.

I’m not looking for pity or making up some sob story to get a free handout. I’m just looking for someone to give me a little help so I can continue making my dreams come true.

I started working as a health care assistant at age 17 whilst attending community college. My grades were good enough but I couldn’t enter university because I had to help pay the rent to help my mum who had divorced my father. In all honesty I hated that job. I loved the residents I cared for but emotionally I was drained. I then worked at a restaurant as a waitress where the pay was terrible, and then the company went under after a year of opening.

Because of my hard working attitude, a friend from that restaurant called me to take a pot washing position. I needed to pay rent where I had moved to with a friend (my mum had decided to date a very vile man who abused her), so I worked there and eventually was offered a position to work as a sous chef. I had to pot wash and train at the same time. I was working 7 days a week, but the company again went under. Fortunately I managed to get a job in my local hospital as a cleaner.

From then my life got turned upside down and the money I had saved (which was very little after bills) when my then fiancee cancelled our wedding a few months before I was due to move in with him. It was completely out of the blue.

As a result of this I ended up homeless. The relationship with my mother was too strained as she would not leave the abusive man (you know how it goes), so I was working and relying on sleeping at friends houses on the floor.

I managed to get another position in the hospital cleaning surgical instruments. It was primarily working nights and weekends, but I studied and got a degree with an open university. I used my qualification to get another job after 3 years of being there into clinical coding (I think you guys call it medical billing in the USA). I studied hard and got a qualification, and helped my then-homeless new boyfriend move in with me to a rented flat.

So that’s where I am now! We don’t have a car, but he works full time now and so do I. My job is stable but we dont earn enough to save for a deposit on a mortgage on a bungalow.

We would just like somewhere to call our own. I have undertaken beauty courses and massage therapy alongside my 40 hour week but it is impossible for me to practice these as a business in a rented flat with neighbours creating noise on a daily basis.

So, if anyone could donate just a pound (or a dollar in your case), I would be eternally grateful and I could kick start my new career in my own home. But I have no one to ask.

Thank you.

PayPal.me/redfoxyfeet

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Out of work from crushed wrist

Beginning 12/06/2018, I, Steven G Bub, suffered a crushed right wrist at work.

I am right-handed.  Since 12/14/2018 I received Worker’s Comp pay, which ended on 11/19/2019 when the doctor released me with “permeant restrictions”, and insurance stopped making workman’s comp payments.

To add insult to injury, my employer, Henniges Automotive, would not put me on the schedule because they don’t make/have positions for “permeant restriction” employees.  Therefore, since, 11/25/2019, I have survived on my wife’s income alone.  All and any assistance from workman’s comp and my employer have stopped.

Until I receive a workman’s comp final payoff, I am stuck in workers’ limbo.

I can’t go to work because they won’t take me.  I can’t find another job while I’m waiting for a final resolution from workman’s comp, and even if I could it would be for far less than what I lost, and no one will help me in any way shape or form.

It is in the hands of the lawyers, and until I can be re-evaluated by a lawyer chosen doctor (May 26, 2020), I am lost.

I have had to stop making house payments ($2186) because I need that money to pay back other debts and school loans for my girls.  My daughters have graduated but do not have full-time jobs making sufficient income and two of the four are back home living with us again because they could not make it on their own.

I need $20,000 to make my home loan back payments and to give me enough to make payments for the next seven months.  According to the lawyer, this should all be settled by July.  Missouri’s Workman’s Comp injury guidelines allow 175 weeks of pay at my weekly thirteen-week average ($1185), then a percentage of loss is figured in.  That’s why I still need to see the doctor in May.

Since the accident, I have limited motion of my wrist; constant swelling in the hand and fingers; continuous pain and tingling; and the inability to make a fist.  The best I can do with my fingers is to make a claw.

Using the above formula, even if I am found to only have a 50% loss, I would collect just over $77,000 after legal fees.

Now, I do not wish to accept charity, but I do need financial help.  To that end, from my settlement, I pledge to donate to St. Jude’s Children’s Hospital any funds received through this endeavor, up to $20,000, if it is all collected.

I open myself up to whatever means necessary to verify and ensure that this pledge is kept.

My goal here is to pay back the missed house payments and to get through the next six months of house payments.  Fingers crossed (I can’t do this so you need to) that with your assistance, and future donation, we all can win.

Thank you and God bless,

Steven Bub

please send funds to     https://paypal.me/sgbub1960

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Family Farm In Need Of Saving

Hi,

 

my name is Danny and I’m 23. As of the past few years my parents have been undergoing a divorce and finally started to sort all the assets. This includes the family farm, me and my dad are trying desperately to raise the money to buy my mom out but she is asking for an unreasonable amount and won’t budge on this. If she doesn’t get bought out the farm will be sold and even more costs will occur which is likely to leave my dad in a place of not being able to afford another farm. I have considered this farm my future for a few years now and was going to return to it this year, I have had many development ideas and ways to improve it and seeing it sold would kill me.

I’m not normally one to ask for help but the farm means an awful lot to me and my dad, at best another £50,000 or so would need to be raised but I’d be massively grateful for anything to put towards it as  we’re both working as hard as we can to try and secure it.

I’ve attached a google maps picture of the farm and some of the land as its the best way to do it justice.

Thank you to anyone in advance,

https://paypal.me/dannye665

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HELP! FACING FORECLOSURE!

My name is Joni and I am currently employed as a nurse. I experienced some financial difficulties last year in trying to help my dad who was diagnosed with lung cancer that has now put my home into foreclosure. Although I am capable of making the monthly mortgage payment now, the bank will only stop the foreclosure proceedings if I pay a reinstatement fee of $13,699. I do not have any of this money at this time. I have a 3 and 7 year old and this is our only residence. I have no one I can borrow this sum of money from and the bank will not give me a loan because the late payments have destroyed my credit. I have never had to ask anyone for financial help but I am desperate now because I do not want to lose my home. I just want to be able to look at my children and know that they will continue to have a roof over their head. I am emotionally drained from trying to find anyone to help with this situation. I have reached out to local nonprofits and churches and have had no luck. PLEASE, someone, help save my house. Any help would be greatly appreciated. I can provide more information if needed as well. The payment could be made directly to the bank and not me if needed as well. PLEASE HELP!!!

https://paypal.me/jonrogers8712

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In need of Financial assistance

If my town could help us raise $1000 during COVID-19 pandemic, What can you help us raise?

Hello,  my name is Emily and we need your help.

My ex-fianceé is trying to take my older son (6) away from me (mommy) and I may not be able to do anything about it in court since my son is not old enough to speak for himself yet. My youngest son (1) is constantly sad whenever my oldest leaves. We fear for the worst but we hope for the best with your generosity and kindness.

We’re in need of financial assistance and as much as generosity you will be kind enough to grace us with. So I will be able to keep 50/50 custody with my oldest and he needs a big space to expell his energy (ADHD). Plus the fact my oldest son’s father says if we dont get a house where our son can run around in and cope with his disability then he will take me to court. I dont want to loose my son due to living in small house with my inlaws.  Please help to buy land and build a house ourselves and make it a home. The land costs 92,900$ and the house would probably cost 4-500,000$ is my rough estimate to build (for everything we would need). But as long as it is dried in and one or two floors done we could live in it and do the rest as we go, by using my photography business I wants to have (a professional photographer) within the home making people smile and happy is what I love to do. This has been a life long dream. Please help out our family.

We know we may not be high on the list to receive help financially, but we also tried saving on our own only to find out it not possible, however people of our town were able to help raise $1000 for us,  then what about YOU?  We request that you please consider helping us. we really need your assistance as soon as possible. Thank you for your kindness, generosity, guidance and understanding.

My paypal link is below:

http://paypal.me/RedMaiden

 

Last Updated:

Out of work from crushed wrist

Beginning 12/06/2018, I, Steven G Bub, suffered a crushed right wrist at work.

I am right-handed.  Since 12/14/2018 I received Worker’s Comp pay, which ended on 11/19/2019 when the doctor released me with “permeant restrictions”, and insurance stopped making workman’s comp payments.

To add insult to injury, my employer, Henniges Automotive, would not put me on the schedule because they don’t make/have positions for “permeant restriction” employees.  Therefore, since, 11/25/2019, I have survived on my wife’s income alone.  All and any assistance from workman’s comp and my employer have stopped.

Until I receive a workman’s comp final payoff, I am stuck in workers’ limbo.

I can’t go to work because they won’t take me.  I can’t find another job while I’m waiting for a final resolution from workman’s comp, and even if I could it would be for far less than what I lost, and no one will help me in any way shape or form.

It is in the hands of the lawyers, and until I can be re-evaluated by a lawyer chosen doctor (May 26, 2020), I am lost.

I have had to stop making house payments ($2186) because I need that money to pay back other debts and school loans for my girls.  My daughters have graduated but do not have full-time jobs making sufficient income and two of the four are back home living with us again because they could not make it on their own.

I need $20,000 to make my home loan back payments and to give me enough to make payments for the next seven months.  According to the lawyer, this should all be settled by July.  Missouri’s Workman’s Comp injury guidelines allow 175 weeks of pay at my weekly thirteen-week average ($1185), then a percentage of loss is figured in.  That’s why I still need to see the doctor in May.

Since the accident, I have limited motion of my wrist; constant swelling in the hand and fingers; continuous pain and tingling; and the inability to make a fist.  The best I can do with my fingers is to make a claw.

Using the above formula, even if I am found to only have a 50% loss, I would collect just over $77,000 after legal fees.

Now, I do not wish to accept charity, but I do need financial help.  To that end, from my settlement, I pledge to donate to St. Jude’s Children’s Hospital any funds received through this endeavor, up to $20,000, if it is all collected.

I open myself up to whatever means necessary to verify and ensure that this pledge is kept.

My goal here is to pay back the missed house payments and to get through the next six months of house payments.  Fingers crossed (I can’t do this so you need to) that with your assistance, and future donation, we all can win.

If you need additional proof, contact me at stevengbub@gmail.com and I will authorize my lawyer to verify my injury and legal situation.  They are Eckelkamp Kuenzel, LLP, Washington, MO.

Thank you and God bless,

Steven Bub

02/27/2020

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Helper needs help!!! Mortgage going into Arreas

 

February 17, 2020

To Whom It May Concern, 

Hello, my name is Sarah and I am a single parent –  here is my current Life story…

I am in my late fifties and was involved in a motor vehicle accident a little over 4 – years ago. I was off work for almost 3  years after the accident. I did attempt to return to my job but after several months, due to my increased pain and the nature of my job, I had to leave work again. Again off work, I had to apply for 3 months of short-term disability. I am now waiting for long term disability so I can take the time I need to first, heal myself correctly so I can return to work for at least three more years or secondly, come to the realization that I won’t be able to return to a job I put so much of myself into. If I am unable to return to my job I will have to reinvent myself. I do have some ideas as to what my next move will be. I have had no income for 9 months which is why I had to use all the funds from the line of credit. Bank will not give me a small loan because I currently have 0 income coming in. My mortgage is going into Arrears. I do not want to lose the house I worked so hard for. I am also having difficulty finding a roommate.

I have overcome many obstacles to acquire what I have and to think that being hit from behind could jeopardize all that I worked so hard for. My long term disability caseworker stated that the medical files received did not show proof of the level of pain I am experiencing, the pain also increases in the winter. I’ve seen a phycologist and am now on the waiting list for a psychiatrist due to some unhealthy thoughts I am experiencing, As well, I continue to attend ongoing treatments with a physiotherapist, chiropractor, massage therapist and a specialist for pain management. My physician and specialist both agree that I am not able to return to my job at this time which has made no wave in my case.

I have no one to ask for help. I find it difficult to ask for help, I am so used to being the helper. I had a dream and it indicated funds will come my way, I just need to look. :-)

I feel like a victim who keeps living her life in rewind. Chronic pain is difficult to prove with X-rays, Scans, Ultrasounds. Long Term Disability’s actions make me feel as though I am a liar. Depression soon kicked in no matter how strong I tried to be and still try to be. I am an honest person, dedicated to my job for 20 years working with a hard to serve population but a job I am good at and truly enjoy. It is embarrassing for me to have to write this letter asking strangers for help but I am scared and desperate. So, I must ask politely, if it is possible to receive at least $5000 to cover me until I receive funds? There has been no settlement as yet in my motor vehicle claim. I will pay it forward.

Thank you kindly, for your assistance in this matter. I really did not know what type of image to add.

Sarah,                                                                   

https://paypal.me/MistyBlues4u

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House I worked so hard for – Mortgage is going into Arrears

February 17, 2020

 

To Whom It May Concern, 

Hello, my name is Sarah and I am a single parent –  here is my current Life story…

I am in my late fifties and was involved in a motor vehicle accident a little over 4 – years ago. I was off work for almost 3  years after the accident. I did attempt to return to my job but after several months, due to my increased pain and the nature of my job, I had to leave work again. Again off work, I had to apply for 3 months of short-term disability. I am now waiting for long term disability so I can take the time I need to first, heal myself correctly so I can return to work for at least three more years or secondly, come to the realization that I won’t be able to return to a job I put so much of myself into. If I am unable to return to my job I will have to reinvent myself. I do have some ideas as to what my next move will be. I have had no income for 9 months which is why I had to use all the funds from the line of credit. Bank will not give me a small loan because I currently have 0 income coming in. My mortgage is going into Arrears. I do not want to lose the house I worked so hard for. I am also having difficulty finding a roommate.

I have overcome many obstacles to acquire what I have and to think that being hit from behind could jeopardize all that I worked so hard for. My long term disability caseworker stated that the medical files received did not show proof of the level of pain I am experiencing, the pain also increases in the winter. I’ve seen a phycologist and am now on the waiting list for a psychiatrist due to some unhealthy thoughts I am experiencing, As well, I continue to attend ongoing treatments with a physiotherapist, chiropractor, massage therapist and a specialist for pain management. My physician and specialist both agree that I am not able to return to my job at this time which has made no wave in my case.

I have no one to ask for help. I find it difficult to ask for help, I am so used to being the helper.

I feel like a victim who keeps living her life in rewind. Chronic pain is difficult to prove with X-rays, Scans, Ultrasounds. Long Term Disability’s actions make me feel as though I am a liar. Depression soon kicked in no matter how strong I tried to be and still try to be. I am an honest person, dedicated to my job for 20 years working with a hard to serve population but a job I am good at and truly enjoy. It is embarrassing for me to have to write this letter asking strangers for help but I am scared and desperate. So, I must ask politely, if it is possible to receive at least $5000 to cover me until I receive funds? There has been no settlement as yet in my motor vehicle claim. I will pay it forward.

Thank you kindly, for your assistance in this matter.

Sarah, 

https://paypal.me/MistyBlues4u?locale.x=en_US       

                                                          

 

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Asking for your help

Hi all,

So this is something that I never considered doing. I’m learning it’s ok to ask for help, that it actually takes bravery to admit when we need it. The amazing thing is, that more often than not when we share our experiences there is generally someone else who can relate or understands.

I am a 35 year old single woman. I live with my furbabies and I am extremely passionate about my work in the disability and mental health industry.

I am not ashamed to talk about my own mental health and the fact that 6 years ago I used gambling as an escape from anxiety and panic disorder. At the time, I didn’t realise I was setting myself up for some pretty bad conditioning, and that gaming machines would be a part of that.

Years later, I am still paying the price , excuse the pun.

The best thing I ever did was finally admit that I needed help, and I got it. I am not asking for sympathy here, but for you to understand that I have and am doing everything I can to get back on top of things.

6 years ago I started seeing a psychologist, a financial counsellor and self excluded from all gaming venues. It changed my life, and while it has definitely put me in a better position in general, I am still left with the reminders aka debts.

I have been slowly chipping away at my debts trying to get ahead , life had other ideas last year, after 8 years of working for the same company and doing my job damn well, I was involved in work place bullying and targetted which resulted in my losing my job, and as you can imagine this did not help my debts or my wellbeing .

6 months later and I have a great new job,but it hasn’t been easy ,I live in a rural town in Australia that has just gone through bushfires.

I have been trying to renovate my home the last few years, giving most things a go and attempting to do it myself, now whatever spare money I do have is going into mortgage arrears. I am so thankful that I have my house, it’s my sanctuary, even if it looks like a work zone.

Sure, I have dreams for the future and ambition to build my empire. But at this point in time my main wish is to survive. Not even to get ahead, it would be amazing to just get closer to catching up from  the years wasted on making poor life choices.

I am not putting a monetary value on here, I feel like if someone can help and you are still reading this , then that’s the main thing. Even $1 is $1 more than before.

While this is a platform for asking for financial assistance, and obviously if you can help, that’s amazing. But I also want you to know that there is a way back from the dark and you shouldn’t feel ashamed to ask for help.. fight the stigma

paypal.me/BiancaPriest

 

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Living out of my overdraft

Hello…I have never done anything like this before and I am embarrassed it has gotten to the point where I am asking people I’ve never met to help me with my financial problems. Please know I am so grateful that you would take the time to even read this, let alone consider helping me out.

I am in my early 20s, recently married and my husband and I bought a house together almost two years ago. We both work full time and have done since we were 17. Honestly, things are just getting on top of us.

In the 6 years we have been together, we have achieved so much, and while I am so proud of what we have, I think we both often forget how young we still are. We took on so much, including a mortgage and a wedding, and suddenly needed to fund the lives of middle aged professionals on minimum wage salaries.

We both have personal loans, and credit card debts. All we can do at this point is keep refinancing our debts to reduce monthly payments, all the while putting ourselves in more debt and putting the next chapter of our lives on hold for longer. We are stuck in what seems like an endless loop and it feels like we’re going nowhere. I fear we’ll never be comfortable enough to start a family. I am constantly living out of my overdraft and we have to borrow money from family just to cover our bills every month.

My husband has recently taken on a second job and so we thought it would get easier. But with interest piling up and charges for late payments getting bigger, it all just seems to be getting harder. At the moment, I just don’t see how we’ll get out of this dark hole.

We don’t go out to dinner or spend money on holidays, we barely leave the house aside from work as we simply can’t afford to. I don’t know how we got here.

Anything at all that you can spare, we would so much appreciate. Thank you again for considering us.

https://paypal.me/snoellc