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Last Updated: September 24, 2020

Due to Covid 19, paying off credit card debt accumulated by helping family (I’m 28) and mom has been out of work

My name is Chris Haney and I’m 28. My mom lost her job due to Covid so I have been supporting her a lot with bills and the mortgage. Due to this I have been racking up my credit card bills and my savings is down to nothing. I was raised very well in that I would do anything for family, but unfortunately it has come at a big financial cost to me. She doesn’t know the true burden it has been to me, so when I read about this as a potential (no guarantees of course) it made me so happy even thinking it could be an option. I will include pictures of my credit card bills and the $25,000 loan I just had to take out just to keep making bills, and and really appreciate the opportunity to even request something like this. I’m not normally someone who would do this, but this would greatly make a difference in mine and my families life. Everything comes to around $40,000. I don’t expect all of that, but anything would be amazing. Thank you so much, and I hope all is well and safe with Covid. For some reason it only allows me to add 1 image, but I have 2 other screenshots of credit card balances at 3800 and 7500 :(

paypal.me/chrishaney1368

Filed Under: Mortgage Tagged With: USA

Last Updated: September 21, 2020

Tying Up Our Debts

Screen Shot 2018-10-23 at 9.21.10 AM.png

 

Hey yall!

We are your typical mid 30’s family that has been working their tails off through this COVID pandemic just to make ends meet.

I (Joseph) am in medical sales and have been with my company for the past year and a half and had everything on the up and up until March of 2020 when sales essentially stopped due to the pandemic. I was making strides and growing my business with the expectations of not just being able to pay the bills but begin to start saving for my family’s future. Unfortunately, once COVID hit, hospitals shut their doors to reps and sales came to a halt even though the bills didn’t stop.

We ended up putting our mortgage on a forbearance program for 4 months that was meant to save us some money at the time but later learned (once it was time to start paying again), that all it did was increase our mortgage payment by nearly $800 per month until it was paid back down. This wasn’t what I thought (bumping back the loan completion date) and is completely on me for not reading the fine print before signing the dotted line. In turn, we have been carrying a negative balance in our bank account for the past 4 months and hoping to find the light at the end of the tunnel.

Corrie (my bride in the pic) has been doing all she can to make ends meet as well. She was enrolled in pre-nursing prior to COVID but ended up needing to withdraw due to our boys coming home for schooling and the cost of school. Our hope is that she will be able to re-enroll for the spring 2021 semester and finish her final 2 classes before going into full-time nursing school but with the questions surrounding our boys being in school and whether or not my work will pick back up with all of the regulations, we just don’t know.

Our ask is this: Please help with the last few mortgage payments on the “forbearance” plan so that we can get ourselves out of a negative account balance and move forward with our lives. Even if we aren’t able to begin saving money, we will stop losing money to overdraft fees and loan payments that we have acquired over the past 6 months.

Thank you for your consideration in helping us get out of the valley and back on level ground.

Filed Under: Mortgage Tagged With: USA

Last Updated: September 6, 2020

Help your local postal carrier

   Hello,

  My name is Angelique M. Venable. I’m 40 years old. A mother of seven and a wife to an amazing man. Life has never been simply or easy for us.

   I’m the sole provider for our family financially. Hard work is all I know. I’ve been a USPS carrier for 16 years now. I work seven days a week. Financially I have no choice. We live pay check to pay check. I work as much as I can to save as much as we can. But with every day that passes. It just gets longer and harder.

        About 10 years ago we moved into our home. My daughter was born there. And that’s where my blended family became a family. It’s my home. It’s my heart.

       At first we were renters. The owner was a marine. That was stationed overseas. After a year we decided to buy. And the homeowner agreed to the sale. We decided that after the birth of my daughter. We would proceed with the purchase of the house.

   When my daughter was born she was perfect in every way. Within hours after her birth. My daughter began seizing. Doctors were unable get her to stop. And she was med evacuated by helicopter to a neonatal unit. About a hour away.     It would be 5 months before I can bring my little girl home.

     The next two years was a life of endless hospital visits, doctors, and many hospitals bills. We had good insurance. But insurance don’t pay all. And the proceedings with the purchase of our home. Had to be delayed.

  The home owner was very understanding. And was willing to work with us. We came to a mutual agreement with a rent to own. Until our daughter was well. And we financially got right again. It took us some time. But we did.

   And this is why I’m writing to you all today.After many years of paying our medical debt off. My husband and I were ready to move forward with the purchase of our home.  We were excited.To say the least.

    After a couple phone calls with the property owner. And a few visits with our bank. We were days away of owning our home.

    On a Friday I received a title released form from my bank. My loan officer needed the home owner to sign it. Before they would release the check to his mortgage company.

Left a message with the homeowner Friday afternoon. With no response And throughout the weekend. I tried again  Monday morning before work. Still no communication.           

   By the time I got home that Monday afternoon. I had two certify notifications in my mailbox. Accompanied by two regular letters of eviction. I was I disbelief.             Home owner did not answer any communications from me.   

   By the next day a real estate agent was in contacted me on his behalf.    Informing me that I had thirty days to vacate the premises. Come to find out. That the  real estate agent had offered to buy the house for more.

Greed is one ugly sin.      

So after numerous threats of eviction. We had to seek council.          

   A year later and thousands spent in litigation. We are able to buy. And only have to pay what is owed on the house.

  Things never work out the way you expect them to go.

And Something always goes wrong. Or someone will cross you unexpectedly. And there you are Again. Stuck and starting over Again.

  I pray every night for a that I’ll get break.

I don’t want to stuck again. And start all over. I want to have more time in my home with my family. Maybe catch break. And for once have no worries.

    We owe 105,000.00 on the house. I asked you to donate to purchase of our home. Thank you for taking the time to read my story. Hopefully my prayers will be answered.

    Best wishes to all and thank you.

Angelique M. Venable
paypal.me/angeliquevenable

 

Filed Under: Mortgage Tagged With: USA

Last Updated: September 6, 2020

Postal worker asking for a break.

Hello,

My name is Angelique M. Venable. I’m 40 years old. A mother of seven and a wife to an amazing man. Life has never been simply or easy for us.
I’m the sole provider for our family financially. Hard work is all I know. I’ve been a USPS carrier for 16 years now. I work seven days a week. Financially I have no choice. We live pay check to pay check. I work as much as I can to save as much as we can. But with every day that passes. It just gets longer and harder.
About 10 years ago we moved into our home. My daughter was born there. And that’s where my blended family became a family. It’s my home. It’s my heart.
At first we were renters. The owner was a marine. That was stationed overseas. After a year we decided to buy. And the homeowner agreed to the sale. We decided that after the birth of my daughter. We would proceed with the purchase of the house.
When my daughter was born she was perfect in every way. Within hours after her birth. My daughter began seizing. Doctors were unable get her to stop. And she was med evacuated by helicopter to a neonatal unit. About a hour away.     It would be 5 months before I can bring my little girl home.
The next two years was a life of endless hospital visits, doctors, and many hospitals bills. We had good insurance. But insurance don’t pay all. And the proceedings with the purchase of our home. Had to be delayed.
The home owner was very understanding. And was willing to work with us. We came to a mutual agreement with a rent to own. Until our daughter was well. And we financially got right again. It took us some time. But we did.
And this is why I’m writing to you all today.After many years of paying our medical debt off. My husband and I were ready to move forward with the purchase of our home.  We were excited.To say the least.
After a couple phone calls with the property owner. And a few visits with our bank. We were days away of owning our home.
On a Friday I received a title released form from my bank. My loan officer needed the home owner to sign it. Before they would release the check to his mortgage company.
Left a message with the homeowner Friday afternoon. With no response And throughout the weekend. I tried again  Monday morning before work. Still no communication.
By the time I got home that Monday afternoon. I had two certify notifications in my mailbox. Accompanied by two regular letters of eviction. I was I disbelief.             Home owner did not answer any communications from me.
By the next day a real estate agent was in contacted me on his behalf.    Informing me that I had thirty days to vacate the premises. Come to find out. That the  real estate agent had offered to buy the house for more.
Greed is one ugly sin.
So after numerous threats of eviction. We had to seek council.
A year later and thousands spent in litigation. We are able to buy. And only have to pay what is owed on the house.

Things never work out the way you expect them to go.
And Something always goes wrong. Or someone will cross you unexpectedly. And there you are Again. Stuck and starting over Again.
I pray every night for a that I’ll get break.
I don’t want to stuck again. And start all over. I want to have more time in my home with my family. Maybe catch break. And for once have no worries.
We owe 105,000.00 on the house. I asked you to donate to purchase of our home. Thank you for taking the time to read my story. Hopefully my prayers will be answered.
Best wishes to all and thank you.

Angelique M. Venable

Filed Under: Mortgage Tagged With: USA

Last Updated: August 23, 2020

Buy a home

Hello! Thank you in advance for reading this.

I am a 37 year old, single parent, with two boys still at home. I am finding myself in the position of starting over for the second time in my life due to divorce. I have struggled through the years and had heartbreak same as everyone. I have worked hard, just finished my degree and finally have a decent job. I have worked even harder and luckily have no debt. However, I do not have any credit or enough savings to buy a home. Our family dream is to move out of our apartment and buy our own home. I would love nothing more than to give my children a secure base, an actual home. We are asking for donations to help us get into a home before Christmas! The home prices in our area range from 130,000 to 160,000 for the size we need. We are grateful for what we have now as we are lucky to have what we do. Thank you in advance for your generosity!

paypal.me/crochetQueen1415

 

Filed Under: Mortgage Tagged With: USA

Last Updated: August 15, 2020

Please Help Me Purchase My Childhood Home!

I need help buying the house I grew up in. This property is the last remaining acreage of my paternal grandparents’ dairy farm that they started in the 1940s. It was once over 300 acres. Around the time my grandparents decided to downsize, my parents were married. My grandparents gifted them a small lot of land, about 6 acres.

My parents built their house – my childhood home – on the property in the late 1980s. I was only 4 when the house was built. Prior to this, my parents lived in an old trailer on the property.

It’s a lovely wooded parcel of land. I spent my days climbing trees, playing in the creek, just running wild thru the woods. My dad was an avid outdoorsman, so where he was, I was. It was always so apparent how much he loved the land. And I learned to love it too. He often spoke about the dairy farm he grew up on, and it was always so apparent how much it broke his heart that this was the remaining swath of land still belonging to the family.

Dad passed away at the end of May. (Here’s the obituary so you can see what a great guy he really was: https://bauerfuneral.com/viewObit.php?oID=2436) Some of my cousins from New York came to visit in mid-June. We were all at my sister, Jennifer’s, as my cousins were staying in the apartment above her garage.

At one point they went over to look at the neighbor’s house, which is for sale, and there was an open house. I didn’t think much about it… they’re the nosey type so I figured that was that.

Then next thing I know, Mom is talking about how great it would be to live there… starts talking about how she could sit on the back porch with Jennifer and drink wine, and how Jennifer’s kids could go over for sleepovers whenever they wanted, etc.

It really hurt me. A lot. I mean, Dad hadn’t even been buried for 3 weeks yet and here she was, talking about buying a house. Of course, everyone entertained her pipe dream, except me. I flat out told her I thought it was too soon.

It also brought up another conversation I had been wanting to have with her for AGES: Favoritism. For as long as I can remember, Jennifer has always been Mom’s favorite. I always thought it was just my perspective, but other people, my husband included, have pointed out how she really favors Jennifer over me… especially since my nephew was born (he’s 11).

So I told Mom how I felt and that I felt that if she moved, I’d get to see her even less than I do now. But she just changed the subject.

That was Saturday. My cousins left on Monday morning. I took the day off to go see them before they left. Jennifer asked if I’d stay with the kids for a few hours because she and Mom had some errands to run. So I stayed. It wasn’t really what I wanted to do, I had things to catch up on at my house, but I stayed and enjoyed some time with my nephew and niece.

Apparently, they went to the bank to talk about the house! I didn’t find out until TUESDAY when Jennifer sent me a text saying the neighbors didn’t accept their offer. I didn’t even know an offer had even been made! But whatever, offer declined. I didn’t think much more about it.

After that, Mom started to make a big push to get her house cleaned up. Dad had been a lifelong packrat. So Jennifer, her husband, my husband, and I have been going out to Mom’s on weekends to help her clean. And while I was there, Mom and I talked about different subcontractors I could get out to her house to fix up different things. I work for a general contractor so I have a good grasp on who is the best specialty contractor for each task. We talked about how the driveway needed new gravel. How the concrete on the front porch needed repointed. We talked about the patio she always wanted out back. She seemed to really like the idea of removing the old worn out carpet and replacing it with hardwood; something she had talked about for ages

Then one Sunday, Jennifer and I were in the one bedroom and she mentioned about wanting to clean out the one corner to stack boxes for “moving day” I asked her what she meant and when “moving day” was. Apparently, Mom is moving in August. They made a counteroffer on the neighbor’s house! And Jennifer just acted as if I should have known, etc.

I was so upset I couldn’t stay in there. So I went outside and sat on the side porch and just cried. Mom came out to show me something she found, and then asked me what was wrong.

I lost it. “WHY DIDN’T YOU TELL ME YOU WERE MOVING?” And all she could say is “I’m sorry, I thought you knew.” How am I supposed to know anything if no one tells me?

So I told her how I felt like I had been played a fool. Here I am cleaning her house and talking to subcontractors to get it fixed up FOR HER. When in reality, she’s moving. I told her about how I’ve always felt she’s favored Jennifer. And how I feel like I can’t compete. How I feel like I’ll hardly see her when she moves. She’s currently 10 miles from me, and I rarely see her. When she moves, she’ll be 30 miles from me. I even told her how I’ve always felt that any grandchildren I could possibly give her wouldn’t be as special as Jennifer’s kids. And again, she kept apologizing saying she thought I knew about the move. She ended up changing the subject again, so I politely found a reason to walk away.

And to further complicate this situation, during one of the weekends of cleaning Mom mentioned my Gram would be moving in with her. Again, I thought into her current house. But no, she’s moving my 92 year-old grandma away from me too. My Gram is one of the biggest influences on my life and one of the few people who I’ve always felt accepted me for me.

It’s just all a bigger hit than I feel I can handle right now. I’m just feeling so hurt and betrayed by both Mom and Jennifer. The lies and the secrets just make it all even worse. I can’t help but feel like if it hadn’t been for me picking up on the “moving day” comment I might not have found out she moved until after it happened.

So I mentioned how Jennifer was always Mom’s favorite. Well, I have another older sister, Heather. She’s the oldest of the 3 of us. She never amounted to much in her life, but somehow she was always Dad’s favorite. She could do no wrong. Despite her not having a job in decades and taking no responsibility for her lot in life, Dad snuck $40,000 out of his joint account with Mom and bought a house for Heather about 2 years ago. Yes, you read that right. He secretly bought a house without my Mom knowing. She didn’t know until about a year ago.

Dad was also a procrastinator his whole life. My paternal grandparents passed away in 2003 & 2012. He was an only child, so their house and all of their property went to him. However, he never settled their estate, so everything is a mess. However, Heather is claiming that their house belongs to her, as per their wishes. We have no proof of this, but there are back taxes due on the property, so Mom is basically just giving her the property.

 

So if you stop and think about it… If Mom’s new house is next door to Jennifer, when Mom passes, it goes to reason she will leave that property to Jennifer to add on to their current lot.

So if you’re keeping score on who gets property:

Heather – 2

Jennifer – 1

Emily – 0

I’ve asked my mom to find a way to retain her current property so I can have it. I can’t say it enough, I simply adore that land. But she’s insistent she has to sell it so she can afford the new house next to Jennifer. So I feel like she’s choosing Jennifer over me in the most ultimate way.

I’m really at a loss. I need to find a way to purchase the property from Mom as I just feel in my bones… in my soul… that it needs to stay in the family.

So I started checking my options. My IRA took a HUGE hit due to the COVID crisis. I went from almost $50k to less than $5k in a matter of months. My husband and I have talked to the bank but we’re not sure what options they’ll come up with.

You see, the past few years have been financially hard for us. We’ve been married for 5 years. And in those 5 years:

June 2015: I was in car accident and had to get a new car, 2 months before our wedding.

July 2015: My husband was laid off his job the month before the wedding.

November 2015: My beloved dog, Max, was diagnosed with cancer and I had no choice but to face a staggering amount of vet bills to try to save him.

May 2016: My husband was laid off from another job.

May 2017 – January 2018: We had to go thru a horrible custody battle to get primary custody of my stepson because his mother was being downright neglectful.

May 2018: I was laid off and was unemployed for 2 months.

Current: My husband’s ex is refusing to pay her court ordered child support, so we’re getting buried in the expenses that come with raising a 14 year old boy. She’s currently over $3,000 behind in payment.

If you’re still reading, I sincerely appreciate it. I don’t know where else to turn. I’m just desperate to try anything to get the $96,000 to save my childhood home. I completely understand if I don’t receive all of the money, but any amount would be a big help. I normally turn to my family for support, but obviously they are the root of my problems as of late.

I sincerely hope you can help. I will be absolutely devastated if I can’t save my childhood home.

https://paypal.me/emilysgaston

Filed Under: Mortgage Tagged With: USA

Last Updated: August 11, 2020

Financial crisis after abusive ex-boyfriend

Hello,

a few years ago, I was in a relationship with an abusive man, both physically and mentally. I eventually managed to get away from him, but with a huge debt. He forced me several times to pay his bills, and take a huge number of credit cards and personal loans with a high interest. He also used my social security number to get credit cards without me knowing to pay for the drugs he started using. I have tried to contact the police, but without any evidence, they cannot do anything.. I am in a hopeless situation, and I really need help. The total debt is about 85 000 dollars. I don’t know what to do anymore. Please, if anyone out there can help me, I will be forever grateful. I am only 25 years old, and it feels like my life is over already.

paypal.me/victoriacharlen

Filed Under: Mortgage Tagged With: EU

Last Updated: July 19, 2020

First time home buyer!

Hello,

My name is Michelle Watson and I will be a first time home buyer! I am super excited to be buying my first home as I am tired of paying high rent. I have been trying to diligently save for the costs associated with getting a new home but it moving very slowly. Just to tell you a little about me… I am a full time working mom of (1) 5 year old energetic little boy, of course he keeps me on my toes a majority of the time but I wouldn’t have it no other way. I am also a Grad student working towards an MBA degree, I decided to go back to school after being out for 14 years… Whew!  I also have a small part time beauty business that I am also working to grow.

I have been recently going through the process to get approved for a home loan, everything checks out but my shortcoming is a sufficient down payment. I need at least $10-15k for the down payment and possible closing cost. I didn’t realize my dream home would be so expensive, but I am in it to win it.  Thank you for taking the time to read this!

https://paypal.me/micLwat?locale.x=en_US

Filed Under: Mortgage Tagged With: USA

Last Updated: June 24, 2020

About to lose everything I have worked so hard for

Wow I cannot believe I am actually doing this.. I feel so low and degrading asking strangers to help me. I feel like I have no other choice though, I have tried everything. This is my last chance before just giving up altogether. I am relying on the generosity of others which I think is amazing so thank you to those people that have helped others in any way possible, you make this world a better place to be.

My name is Kelly,  I am 30 years old and have a 5 year old daughter. I have worked since I was 16 with not even a gap. For the last  8 years I have worked for an elderly woman as a carer. To me if was more of a friendship. I made her breakfast, got her dressed, bathed her, cleaned her home and did her shopping.

unfortunately she lost her life to covid 19 two month ago. I was absolutely heartbroken. It was like losing my own mother. A day has not gone by where I haven’t cried.

Since this I have been at a loss with what to do. Since losing Maggie I have obviously lost my job and livelihood too. I have not received any income in over a month. Since I am still in a contract with my daughters childcare I still have to pay fees. This month I have been unable to pay for gas, electric and my mortgage. I received a one off benefits payment of £400 last week which is supposed to last for one month. My mortgage is £500. I have had to cancel my direct debits and use the money for food for me and my daughter.

My mum is elderly and is a pensioner and has no savings so is unable to help out. I have been looking for work daily but with covid there is nothing around yet. I am absolutely terrified that I will lose my home. I have already received warning letters and even if I get a job this week I will never be able to recover from this loss of income and get out of debt due to a low salary.

I am in such a desperate position and even when I have been at a low point in life with no money I have helped so many people by caring for them,  I have done charity work and gave donations whenever possible.

Now I am asking for a little something back. I intend to help others again when I am back on my feet. I feel it is so important to teach my daughter to be kind and help others. I really do worry for the future of us both but especially my daughter. It is such a hard work. If I lose this home I will feel like a failure. I want to be able to leave a home for my daughter when I eventually leave this earth which is why I am trying so desperately not to lose it. I saved up so hard for so many years for our little home. We love it here and feel safe.

I have tried other avenues but everything has failed.

Please please help. I would be eternally grateful.

 

Thank you x

Filed Under: Mortgage Tagged With: UK

Last Updated: June 20, 2020

A place to call home

First, thank you for clicking on my story and because I need you to know how I got here before my why I am here, let me tell you my story.

I’ve always been a put others before myself giver, as I’m sure many people will say but I’m going to give my life examples.

Let’s start when I was 5 years old, on my first field trip, we walked past a homeless man on the street and I gave him my lunch. Later I got in trouble when I didn’t have food but that didn’t matter to me. Fast fwd to being 13 yrs old, my mother having cancer and I got the first job I could to help ease my moms job to buy the things I needed. Growing up I rarely got things I just wanted, but I always had what I needed. Even though we moved every 2 years and even stayed in a shelter at one point. Move on up to high school, I saved to put myself in driving school, walked back and forth everyday. I saved up money to buy my first car, my mom said she would match what ever I saved, but when it came time all I had was what I saved, but I told my mom dont worry my first car is suppose to trash and teach me value lessons. I didn’t want my mother feeling like she failed at something.

Now college, I took 2 buses across state lines everyday to and from the university and took out loans to end up only be able to keep that up for 2 years. After that I did the hardest thing in my life, left home to move to state built for entrepreneurs. I knew I needed to do more and figure out how to make it. All I ever wanted to do at the time was take care of my mom. I slept in closets and sun rooms and lived off of 125 a week for a while until I landed a job that I hated but paid good money. So I got my first apartment by myself, worked 70 plus hours a week all commission in a boys club set up and was the only female in my department. After not being able to go home for a family funeral by the jobs ruling, I quit. Somethings are more important in life. So I went back to the struggle, only to finally get a groove going as a 1099 employee making great money. Now this whole time I got me a place I didn’t even fully furnish, and paid off a car for myself, everything else went to helping my family and friends in need no matter what.

A few years later, I end up pregnant, but to worry I say to myself, I’ve helped so many people I know I can take care of my child. Thus far I have, but what they don’t tell you is that post partum isn’t only depression form, I got it in OCD form. I have no family where I live for help. I have always been the help for my family and friends so not really anyone I can turn to. Then covid 19 strikes and my 1099 job is no more. So now the rent at my current place is a struggle, I partially paid one month, and behind a whole month. Which also the place isn’t even worth the rent, everything is falling apart and pretty much can only be upstairs which also has some issues now. I’m also dealing with my post partum ocd and heightened anxiety. I am focused everyday on figuring out a new venture to make some money, learning to put together a pitch deck for an app idea I have and writing a vegan cook book of my own. So I’m not lazy not just looking for hand outs. I’m hear because times are hard and being stuck in the house to stay safe from covid-19 is all hard. All I want right now is to be in a clean well put together home with some outside space and not have to worry about how many times I’m going to have to move while raising my daughter. So I’m looking to raise enough money buy us a home to grow in. Nothing extravagant just a place of our own, that we can actually live in and be able to go outside in a yard to play. I can have an office to build on the things I’m working on to be in the position again one day to be back on the other side of helping other people. I can be able to truly work through my post partum with less anxiety on my plate and have a kitchen to create content for my cook book. I just want to be a great mom, and be another person to be able to help others. I’m a believer in once you get one hand up, always keep one hand down to pull someone else up in need. Please help if you can, thank you.

paypal.me/KarlisGraham

Filed Under: Mortgage Tagged With: USA

Last Updated: June 18, 2020

Please help my family in need . Please

I am a husband and dad of two. We have never had a lot of money growing up as a child and my family have never owned house. I have moved around a lot as a child and was never able to keep friends . I got married five years a go to the love of my life  and we have had two beautiful girls. One is 4 with selective mutism and the other is 8 months. They really are my world. We have rented all our adult lives and had to move back with parents when my job went into liquidation. We then got a little flat from a housing association of our own which we still pay rent for. I am the only working parent due to having a young child. I work very hard and long hours to support my family but we live off my wage only so struggle to save. All I want is a secure safe financial future for my children when I have passed and to do this I would love to be able to own a small home. So when I am gone they will get some inheritance to one day buy their own properties. We are asking for 15,000 just so we can put down a deposit as lenders will not give us a mortgage without a deposit. I have never asked for anything in my life and feel Embarrassed that I cannot provide for what my little family need. To me 15,000 is a dream and I know it would be nothing more than a miracle to get this. But I am begging you to help. My wife doesn’t know I am doing this as I don’t want her to see me as a beggar . I would like to thank you for reading this and even if you can’t help me I hope all of you a safe and happy life and I hope you get everything you want .
thank you and god bless

https://paypal.me/samcooperhelp

Filed Under: Mortgage Tagged With: UK

Last Updated: June 9, 2020

Loving Mom with PTSD living 100% Off Grid, Up a mountain.

Hello,
My name is Mary, I have been dealing with severe PTSD for basically my entire life. I only learned that is what is was, about ten years ago. I will try yo tell you about our needs and my story, though it is difficult to make it short.
I have been a full time mother for the last 18 years. I am currently living up a mountain 100% Off grid, with no power and no water with my two youngest sons and my husband. We landed here after financial issues and debt prevented us from the “first time home buyer’s” programs. We have had more financial hardship than ever anticipated since moving here. My husband found work but our vehicles all broke down. I have a small online shop for vintage items though it is not a booming business and all sales fell to zero after moving in oct. 2018. They have since picked up a little. There has been more isolation than we knew since moving here along with mental health issues with both adults. I have reached out repeatedly to law enforcement and domestic violence shelter, to step in when my husband goes off his medication and has “an episode” of verbal upheaval.
I dropped out of school in 9th grade after meeting my first husband. My mother allowed me to move in with him at age 15 because I had previously been a runaway on a regular basis. I was dealing with PTSD then and did not know.
My father and I were separated when I was one year old due to divorce. I was later abused verbally and physically in my mothers’ care. I always wanted to live with my dad. He finally said he was going to move close to us when I was ten years old. I was so happy, I thought I was going to be saved! The day after he arrived he and I were in a horrible car accident and a week later he died. I was severely injured. My father was killed because of complications in the crash due to his polio. He could not wear a shoulder seat belt and this damaged his heart when we hit a telephone pole at 50 mph. This happened in 1994 on Whidbey Island and is verifiable for anyone interested in the facts. My father could never walk his whole life. He was born in Mexico and he immigrated legally to the USA. He taught chess to school children and I loved him very much.
Two years after this happened my best friend was killed in a horrible car accident in Hawaii on Maui. Her name was Elan Shea Henderson and I miss her still.
I spent many years as an underground musician with my first husband. Playing clubs and bars long before I was 21 years old.
I used to think I could be a great writer as I loved to write poetry.
I made some money for a year between marriages as a freelance photographer. I took self portraits to get modeling jobs and people started offering me money to take their photos. This ended when I met my third and current husband. He was an extreme alcoholic when I met him. I followed suite though most of my life I have been a “social drinker”. We both quit drinking about 5 and a half years ago and have been focusing on making life better for our sons.
My husband began working as a wildland fire fighter last year, he caught the very end of the season. Currently he is waiting for his unemployment claim to get straightened out with all this covid -19 system overload going on. The IRS took half my tax return and all our stimulus checks to re-pay my husband’s past dues child support to another child. He got behind after moving and having vehicle issues and job loss/seasonal job. We are currently past due on five house payments for our owner contracted place. We do not know how we can have as bad of luck as we seem to have when we are trying so hard to give our sons a good place to be in the world.
We have been unable to do many upgrades to our off grid housing structure because we have had no money to get supplies. We live 25 miles from the closest gas station or grocery store. Luckily when I got part of my tax return we were able to buy a vehicle off craigslist for $1,400. and it is still running. We are so thankful to have it! The kids and I are no longer completely stranded up this mountain.
We moved into an unfinished structure with intent to finish it and we since found out it is not finish able due to mold in the ceiling and siding. We are trying to learn how to build other structures and recently built a cord wood bathhouse out of an old woodshed. The boys are very happy to have a nice place to bath. We do haul creek water up to underground tanks so we have to be careful with water. We hope to get money to locate water at some point.
I hope this letter reaches people with kindness in their hearts. I tried to write my football team and tell them how much football has meant to me and my family after quitting drinking and losing my father. (My father got me into sports because he owned several sports cards shops), the team page for Seahawks did read my message and did not respond. So I forwarded the message to Pete Carol. That letter was also read but no one ever responded, even after I messaged them and told them it was very hard for me to write them that letter and I just was hoping for a “keep your head up girl” response from my favorite football team. That would have meant a lot to me. They read all the letters and never responded. That made me feel really sad. Mostly because I wanted to tell them about my dad. My grandfather Sam Solis was a baseball coach in Mexico. … Now I am very off subject, if anyone wants to publish this into a book.. let me know ;)
My plea for money is for my children. So I can get them some basic supplies and possibly some supplies to better their living space.
I have given up all else in my life. I focus on my kids and trying to be a good mom. Inside I feel so scared and sad though I am so grateful to have my sons with me.
As I mentioned in my letter, we are currently 5 months behind on our house payments. We pay $704. per month, additionally we need funds to help improve the kids living space. We have no insulation upstairs and heavy winters. The mold is preventing us from finishing up the place.

I have good reviews on my etsy shop, you can see I am not a scammer. DaisyMineTradingPost

paypal.me/DasiyMine

I misspelled “Daisy” on my paypal.me but that error is correct for donations.
Thank you for taking the time to read this. That means a lot to me.

Filed Under: Mortgage Tagged With: USA

Last Updated: May 18, 2020

Desperate Times Call for Desperate Measures

Hello everyone, I would first of all want to thank you for taking the time to read this.

Someone once told me that the wisest people are the ones that know when they need help, and I’ve tried for so long to pretend I could do everything on my own but the truth is now I need help. $5,000 in help, to be precise.

I am the youngest of 3, my family was an average medium class family for most of my childhood, unfortunately about when I was 13 my dad lost his job and started as an entrepreneur his own company, that did not go as planned and there were a lot of things we have to do to make things work.

When I turned 16 and I was old enough to get a decent paying job, I decided to stop being a weight on my family and start helping.

Both my brothers attended private universities leaving my mom and dad with quite a bit of debt, I knew I wouldn’t be able to attend a private school so I applied to a public university and kept working.

This has been going on for about 10 years now, and even though I have a lot of experience working, there is a lot of debt from both me, my brothers and my parents. At the start of this year I was starting to see the light at the end of the tunnel, unfortunately, with the latest turn of events, I lost my job and there is little to no way I will be able to support me and my family.

The money I am asking is to get things back on track and be able to get back on my feet, get a new job and by the end of the year have all the means necessary to clear our debt (Credit cards, student loans from my brothers and mortgage from my parents) and start paying it forward, because that is all that matters, helping other in the same situation I am, as soon as I am out of the hole, I will do all in my hands to help others people in need. So that is pretty much it, if you are still here at this point, I want to thank you for reading and being part of this, if you can donate that would be awesome, any amount counts. If not, your best vibes, a prayer or anything also counts and helps! :) thanks a ton for the support.
(Attached you will find the credit card debt, I do not have screenshot for the student or mortgage as my family doesn’t know I am doing this)

PayPalMe Link: https://paypal.me/payingitfwd

Filed Under: Mortgage Tagged With: South and Central America

Last Updated: May 12, 2020

I really need help!

[Read more…]

Filed Under: Mortgage Tagged With: Asia

Last Updated: May 10, 2020

Heart Attack, Breast Cancer, Break Up, Losing Dreams

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Hi, my name is Josephine and I want to thank you for your time to read my story.
I am a 53 yr old woman with 4 grown children and 6 grandkids. I had been in a relationship for 16 yrs until recently.
10 years ago my partner got a loan for me to buy my dream piece of land in the mountains as I was only working casual and he liked me staying at home being a mum so I was unable to get the loan due to not having enough income and also not having a good credit rating.
Over the next 10 years I paid every payment and every cost involved with the keeping of the land myself with him not contributing a cent.
In April 2019 whilst he went on a holiday to Colombia my stressed levels went through the roof and I had 2 heart attacks in 24 hrs and was in hospital for 10 days as I had complications that seen me haemorrhaging and fighting for my life, my partner did not return until 5 weeks later.
Then on May 13th 2019, 6 weeks after the heart attacks concerns for a lump that appeared in my right breast was discovered that I had grade 3 triple negative aggressive breast cancer.
Due to having had heart attacks only 6 weeks early I was unable to have surgery straight away and instead had to start aggressive chemo immediately for 6 months until my heart was strong enough to have surgery. In November 2019 I had a double mastectomy and lost both breast. I am currently in remission and are slowing returning back to my casual job but am still currently on Centrelink as my health is still to weak for full time work.
While this was going on my partner broke up with me leaving to find a rental to live in as the home I lived in with him was his home. I lost everything as it was all in his name and he never allowed me to have anything in writing saying we were in a de-facto relationship.
My problem is that my ex has now told me I need to get the loan that I have gone without to pay even while sick out of his name by 1st July 2020
During all this time I still continued to pay for the land as I had for the last 10 years. My loan still has $58,300 and I have tried everything to get a loan but as I’m not working full time and my illness as cleaned out every cent I had I get getting knocked back from getting a loan. My family tried to help but were unable to due to their own loans etc.
I am now suffering depression on top of everything and am so heartbroken, I’ve given up hope on any dreams.
I have lost my home, my partner, my breasts, my hair, my life. I feel like I lost everything. I’ve lost hope!!!
Losing my land after everything I’ve been through will be the final straw.

Please if your reading this I’m begging can you help me? I promise I would pay you back. I can’t lose the last dream I have I’ve lost so much already including my womanhood and any chance of a future relationship.
If you can donate or help with a loan….anything please

My PayPal account is: PayPal.Me/jvt1710

This is my last chance to keep having a dream

Thank You
Josephine

Filed Under: Mortgage Tagged With: Australia

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