My husband and I are currently behind on our mortgage payments. It all started last year when my mother in law was diagnosed with stage 4 pancreatic cancer.  My in laws needed help financially  to get her the medical attention that she needed. Unfortunately, that also put a strain on our bills and we got behind. We have been trying to catch up as much as we can, but it just feels like everything has been a snowball effect and we just can’t seem to get back to where we were. We sadly lossed my mother in law recently which doesn’t help this already stressful situation. We have two young girls, ages 6 and 3 which are our motivation to keep going everyday. We need help keeping a roof over their head.

Hello, my family and I are currently suffering a hardship due to an unexpected illnesses that has caused myself to be out of work for a while now trying to figure out medically what is wrong has become increasingly exhausting financially as well as emotionally. My husband is the only one working and has recently been suspended for one week without pay due to an emergency room visit he had to leave work early to take me to, which was just another strike towards his increasingly poor attendance record over the last 12 months.
We had to file bankruptcy chapter 13 in order to save our home from foreclosure, that has left us with a net income of $400.00 or less every two weeks to live on. It’s been very hard to make sure bills(only utilities) are paid and to buy food . We do not have cell phones or internet service. We don’t qualify for government assistance so we rely on food banks and charities to help. Because we have a 16yr old son of our own as well as his friend we took in a little over a year ago that was homeless and sleeping at the school after leaving a neglecting and abusive home involvement. Since then one more of his teenage friends another young man has come to stay as well and although we have room for the boys so they are not in the cold on the streets and lots of love we have increasingly diminished practical resources. We do not have enough to get by let alone any extras. My son has a big heart and a soft spot for homelessness like myself. And although we would be able to make ends meet a little better without extra people to provide for he has chosen to sacrifice birthdays Christmas and all other things extra that he used to receive in abundance when both my husband and I were gainfully employed. The very few resources we have access to have been exhausted for the year since some such as utility assistance is offered either once a year or for water bill once a lifetime. I have no idea what to do anymore. The boys are in need of everything our refrigerator is barely working out microwave just went out and our cooktop has only two working burners. If there is anything anyone can do to assist in information or anything else we would greatly appreciate it. Thank you.

I’ve always done my best to be able to take care of and provide a safe, comfortable life for myself. Growing up I suffered a tremendous amount of abuse and spent all of my adult life working to better my life and myself. After working for the same company for 9 years and making myself happy, I suffered a nervous breakdown and made an attempt on my life. Turns out, when my doctor changed my prescription, it didn’t work well for me. So, as a result, I had to spend a week in the hospital and ultimately lost my job for not calling and giving them proper notice. Note: My mother called them for me, since I was under watch and not allowed phone access, which they proceeded to tell me they could not accept. I have never had to ask for help before, but now I am asking you to look into the kindness of your heart to help a young woman remain on her feet, because I can not pull myself out of this one.

I am a 28 year old woman, I have worked my entire life to better myself. Before this one incident, I worked for a popular retail chain for almost 10 years now, in management. I missed holidays and family get together. I always came in early and stayed late. I loved my job, my peers and doing my job every day. One incident in almost 10 years and they could cut my out that quickly. I have an egg saved up, ever since I could work, I saved, but as the bills from the hospital and my normal utilities and house payments keep rolling in, I am running out quick, just trying to keep my head above water, as I find new employment.

Thank you for taking the time to read my story, I greatly appreciate it.

Paypal information:

PayPal.Me/jfar7690

Hello,

We are asking for help for a down payment on a different house. We are currently renting to own a home and did want to bit this home until we started running into issues. The foundation is breaking, there are plumbing issues, it needs electrical work and the worst part to me is black mold spreading in the home. (We have tried to have it taken care of but it’s been costly and keeps coming back)

We have applied for a FHA loan on a different home that is a little bigger than the current one (which we also need more space) currently living in a 775sqft home with two kids and dog/cat also a small unfenced in yard.

But anyways we have been approved for a FHA loan, issue is our credit is not the best, so we qualify for 10% down. (Which is around $10,000.00) We know this is a very unconventional way to ask for help, and I wish I didn’t have to ask this way. But we would appreciate any help that we could get. We both work full time jobs and are trying to do what we can.

But again we would be forever grateful to whoever donates or shares.

paypal.me/jessicabass18

Hello, My name is Stephen. Today was a good day… I say this because I haven’t had many recently. I have been in a crashing and burning spiral for almost five years now. I have tried everything to get back on my feet and nothing seems to be working for me. I tried everything I could think of to pull myself up an out of my rut but everything I do just seems to fail. I am officially a struggling musician with little to no money to even try to get my music promoted or to even afford any of the equipment I desperately need to do the job. I wish there were an easier way but I am at the end of my rope. I have about two months to get something up and running or I’m going to have to find a homeless shelter. I am begging from the bottom of my heart please don’t let that happen. I trust that eventually through the kindness I will be able to eventually move forward and make a name for myself. I hope for my sake that’s sooner rather than later but only time will tell. My greatest fear is that this message won’t reach anyone and I’ll find myself in the same position yet again. I desperately need to make enough to pay at least my mortgage and credit card bills totaling over 20,000 and piling. Please I am begging you make a contribution to my well being and I will send you an email detailing my use of funds if necessary I just need help. My PayPal link is listed and again thank you for your contribution.

paypal.me/Watkins922

Hello, all. My name is Destiny, and I’m a 20 year old college student. As hard of a time as I have asking anyone for help, I’ve never needed it as badly as I do right now. My mother and I just recently moved from North Carolina to Virginia to take care of my aging grandparents. I am currently a full time student at the local community college, and I work full time at the dollar store across the street from my house. I’ve also done a few side jobs here and there for a few of my neighbors to try and earn some extra money. My mom recently lost her job due to layoffs. We have a 13 year old poodle named Scooby Doo and a 3 year old guinea pig named Bella to take care of as well as my grandparents. We have a mortgage and 2 car payments and a few various other bills, and at the moment I am the only one with any income. I have applied for food stamps and I’m waiting on a response. But unfortunately that doesn’t help me with the rest of our bills. We have cut back as much as possible. I don’t drive anywhere except to school and work. We don’t eat out at all, we cancelled cable and internet and I do all of my school work in the library at school. Any help at all would be so far beyond appreciated. I am aiming to receive my degree in human services, I want to help people. And if I ever have the means, I want to give everything that I can back to my community. But if I can’t figure out a way to come up with a few extra dollars, I won’t be able to continue college. I’m a first gen college student and I want so badly to make my family and this world proud. As I said, anything at all would be so appreciated.

Thank you guys so much, god bless. PayPal.Me/dscott0608

I am currently approaching five months in arrears to my mortgage holder and they are threatening legal action. I have been in my home for seven years and have always been very conscientious about paying my bills on time, however, this year has presented me with a number of challenges that have caused me to fall behind.

paypal.me/ekd214

In January of 2018 the townhouse above mine had a water leak which came thru the ceiling and flooded my townhouse. I filed a claim with their homeowner’s insurance, but they still have not settled and I had to have the flood damage repaired in order to prevent mold. During the course of the repairs, my air conditioning unit died (it was an older unit). Living in South Florida, you cannot go without air conditioning not only because it is hot and humid, but again, it can create a mold issue. For this reason, I had to purchase a new unit that was over $3,000. Two weeks later I was driving in to work and was rear ended and my car was totaled. I did not have full car replacement value insurance, so the insurance only covered the current value of the car. This left me with a remaining balance of nearly $2000 which I was still liable for. In addition, in order to purchase a new vehicle, I was required to have a down payment of $1500. I would have been able to manage one of these issues, but they all hit me at once and I had to use the money for my mortgage to rectify the immediate issues so now I am $5000+ in arrears.

I have tried to obtain a loan, however, due to a recent divorce and the aftermath from that, my credit was damaged, so I was turned down. I have attempted to borrow from family, but they are not in a position to help.

I desperately want to save my home. I have a father who is 91 years old and my home is less than 5 minutes away from where he is. He relies on me for many things and I need to be close by. I just need assistance overcoming the obstacles I have been presented so that I can get back on track and remain current moving forward. $6000 could do that. The thought of losing everything over a temporary setback is unbearable to me. Thank you for your consideration.

paypal.me/ekd214

Thank you for taking the time to read this story. I am a 35-year-old female struggling right now trying to make ends meet. The past two years have been very tight in terms of money. I loaned my sister a few thousand dollars ($4,500) and helped a friend out with his medical bills (over $12,000). The situations could have been handled differently on my behalf but they were in need so I tried to support them because I cherish human life.

I am behind on my mortgage and the house might go into foreclose if my late payments of $3,260.60 aren’t paid by September 13, 2018. You can ask for proof because I have the certified letter. I’ve applied for numerous loans and have been turned down by all. Taking out of my 401K would be time consuming so I’m not sure if I would get the money in time. I tried to sell my belongings on auctions sites and have taken out two credit cards to live off of for the past year. Through this time period I’ve learned to give more to others in spite of my needs which has allowed me to lose 80lbs. It’s funny how creative you can be on an extreme food budget.

It’s kinda sad when you help others, you go all out but when you’re in need because of those decisions people turn their backs on you. I’m truly trying to better my life right now but this came up last month. This was my last resort because I don’t try to put myself off on anyone. Please help if you can. I won’t forget those who donate. A blessing is coming your way, that I can assure!

I pray to God that someone will read this and answer my prayers.

https://www.paypal.me/stillinspired

My name is Hollie White and I would be very grateful if you would help me keep my home.

In 2016, my (ex) husband very unexpectedly kicked me out along with my daughter and our three dogs, Lily, Charlie, and Daphne. To say that I was devastated is a huge understatement. Over the 20 years of our relationship, I didn’t want for anything. Suddenly, I found myself homeless and responsible for not only my own life, but the lives of my daughter and our dogs. After several months spent sleeping literally anywhere we could, I met a very sweet angel and although she was nervous, she was willing to sell us our home at contract for deed. I promised her I would bust my butt to make the payments and prove to her how much I appreciated her taking a chance on me. At that point in my life, after having just lost everything, her willingness to do contract for deed was such a blessing. I have so far kept my promise by NEVER missing a payment and am down to owing right around $15,000. I have recently been told horrible news, she is full of cancer! And, as if that’s not heartbreaking enough, she needs us to pay off the house and I’m suddenly fearful that I won’t be able to keep good on my promise. The bank has said that even with perfect credit, getting a loan without a co-signer is nearly impossible. I have explored many options including a private lender and basically have everything I own for sale in hopes of keeping my home and being able to pay her the balance left, but I’m falling short and running out of time. She doesn’t have long left. The above picture shown how much love I’ve put into making our house a home. I don’t want to lose it now! If you can help at all, I can’t even express how much it would be appreciated.

Hello and thank you for reading my plea for help and considering to help me. I have always been a hard working man that could always work my way out of tight spots financially. This past year has been more than a struggle for me. I am a very proud man to say the least, Typing this plea for help is a very hard pill for me to swallow. I know I need to put my pride aside and ask for help for my family. I currently have a full time job that I work 60 hours a week. I am a salary employee so I do not receive any overtime. In the past year i have fallen behind on almost every bill I have. The stress of all of this is starting to take its toll on my family and I. I am not looking for a hand out to get out of dept. I am looking for help to get back on track and up to date on my bills. I know you do not know me and I do not know you. I am the guy who is always more than willing to give someone my last dollar if they were in need of it. I am a strong believer in paying it forward. I am hoping with your kind help to reach my goal. When I am back on my feet and able to, I will pay it forward every opportunity I have. This is all new to me, I have never had to do anything like this before. If you are wondering what it is you would be helping with, here is what i am behind on. My mortgage is almost 2 months behind, every utility for my home is a month or more behind. I just paid $1,550 for my wife’s car to stop the repossession. It was either pay the utilities or lose the car. My wife needs her car to go to work to try to help pay the bills. How did it get so bad you might be asking your self. It started two years ago when my wife lost her full time job. I found myself using all my savings the last two years to keep up. Now the savings is all gone. I have taken out loans to stay ahead. They are also behind. I have enrolled in a dept relief program to help me pay off my dept’s. This program is helping with my loans but not my month to month bills (utilities, mortgage). I have taken out a loan on my 401k,  I have taken out pay day loans for emergencies that have came up ( my daughter needed he wisdom teeth taken out ). This has made my weekly pay even smaller by $200 per week. What i need is $2,500 to $3,000 get back on track. This will pay the pay day loans off and get me caught up on my mortgage. The good news is my wife just started a full time job this week so I know things will be getting better. I need you to know that i am not a materialistic person. I drive a 17 year old vehicle with 215,000 miles on it. With that being said i drive around 700 to 1000 miles a week for work. Right now I don not know how i am going to get gas to make it to work this coming week. If you can find it in your heart or have the means to help me, I will be forever great full, thank full, & humbled. Thank you for you time reading about my problems. Thank you for considering to help me and my family.

Forever great full,

W.V.W

https://paypal.me/WVW01111972

My father owes a large mortgage for his house. He owes a little more than seventy-three thousand dollars. We don’t have anyone who can help us. This is embarrassing asking for help but we truly need it. We both are disabled. We live from check to check. We also have bills we need to pay off.

Including medical. My dad had emergency surgery last year and the bills just keep coming in. Over six months later and we’re still receiving bills. He stills has doctor appointments to go to which will just add more money to pay.

Our home needs repairs. We had a bad leak which ruined my ceiling. It also had to be charged to our credit cards as our emergency fund couldn’t cover it all. The leak also caused two holes in the bathroom. One hole lets you see through to the other room. We also have another hole in another room from the leak. We also have a room that lost its carpet. Now all we have in the room is the plywood, which leaves splinters on your feet if you aren’t careful. We got some cheap rugs to put down for now. I know carpet is expensive so we’ll just get some type of cheap tile.

Our car needs repairs. My dad can no longer do the car repairs himself. The car doesn’t like starting up and it sometimes randomly stops working while I’m in park. It also needs new tires which I’ll probably have to put on my credit cards.

Our refrigerator doesn’t work well and leaks. It’s seal is broken and the fridge is so old we can not find a replacement.

We also have three rescue cats. I would like to take them to the vet for a check-up but the cost is to much. They are part of our family and I want to make sure they are healthy.

I would like to pay off my credit card bills. Most of which are from buying groceries, paying other bills, and medical bills.

Please donate whatever you can. Begging is something new to me and to my dad. We never ask for help before but we are now. Please help us.  Every little bit helps.

paypal.me/MLkane

My father owes a large mortgage for his house. He owes a little more than seventy-three thousand dollars. We don’t have anyone who can help us. This is embarrassing asking for help but we truly need it. We both are disabled. We live from check to check. We also have bills we need to pay off.

Including medical. My dad had emergency surgery last year and the bills just keep coming in. Over six months later and we’re still receiving bills. He stills has doctor appointments to go to which will just add more money to pay.

Our home needs repairs. We had a bad leak which ruined my ceiling. It also had to be charged to our credit cards as our emergency fund couldn’t cover it all. The leak also caused two holes in the bathroom. One hole lets you see through to the other room. We also have another hole in another room from the leak. We also have a room that lost its carpet. Now all we have in the room is the plywood, which leaves splinters on your feet if you aren’t careful. We got some cheap rugs to put down for now. I know carpet is expensive so we’ll just get some type of cheap tile.

Our car needs repairs. My dad can no longer do the car repairs himself. The car doesn’t like starting up and it sometimes randomly stops working while I’m in park. It also needs new tires which I’ll probably have to put on my credit cards.

Our refrigerator doesn’t work well and leaks. It’s seal is broken and the fridge is so old we can not find a replacement.

We also have three rescue cats. I would like to take them to the vet for a check-up but the cost is to much. They are part of our family and I want to make sure they are healthy.

I would like to pay off my credit card bills. Most of which are from buying groceries, paying other bills, and medical bills.

Please donate whatever you can. Begging is something new to me and to my dad. We never ask for help before but we are now. Please help us.

paypal.me/MLkane

My name is Megan and I am currently 24 years old. For the past nearly 2 and a half years I have been unemployed to help my sister with her kids. She has an almost 4 year old, and almost one year old. Since her first was born (four years ago in November), I have been watching him every week. I was watching him four to even six days a week for 10 to twelve hours a day while his parents were at work. I do this solely to help them out, and I do not get paid. I would never ask for them to pay me for watching their kids, I love them as if they were my own. When I first started watching them, I did have a job. My job took away my main source of income (livechat). Then the only way I could make money was less than a dollar per ticket response. I was not able to make much money at all. So, I left this job to focus on helping out my sister and boyfriend.

My boyfriend and I live with my parents at the moment. We have been living here to try and pay off all of our debt and save up money to get a house. I also drive my boyfriend to and from work as we have a single car. We have finally paid off most of our debt. I still have a student loan that I owe around $3600 on, but as I am unemployed my payment is $0 a month. I do still want to pay this off. I don’t like the feeling of having debt that I still owe.

We are finally about to start saving up for a house which I am so excited and proud of! The main reason I am posting on here, is to help out my family. My brother, sister, and even both mine and my boyfriend’s parents. I want to be able to help them out as much as possible. The money would go toward my parent’s mortgage and debt, my brother’s debt, and my sister’s debt and mortgage. We are just a family trying to get by.

I in no way feel like I need money more than anyone. I know there are so many people out their that deserve and need the money so much more. I hate to ask for money, and if I don’t get any that is just fine. But I will try anything to help out my family. Thank you for your time, I really appreciate anything!

https://paypal.me/meganrahaim

I am asking for a loan or donation of $200,000, to help  buy a house and pay off some bills.  I am able to repay this loan at $2000 per month for 10 years.  There would probably be times when I could pay more than this, but from a budget stand point I wouldn’t want to commit myself to more.

I am a single mom of 3 children, we are not poor by any means but probably sitting on the lowest rung of middle class society.  I have a good job that I have been at for over 5 years and just received a promotion.

I had my two older children when I was very young, before I even graduated high school, but I received my diploma and even have some college under my belt.  We have not seen their father for almost 9 years now and he is only required to pay $300 a month in child support for them.  They are wonderful well-rounded children that make me very proud every day to be their mother.

I divorced my youngest child’s father a little over a year ago and probably should have done it sooner, he was abusive and as the years progressed he became more aggressive, but I did finally get the courage to kick him out and I will say it was one of the best decisions I have ever made.  My kids and I are finally free and able to enjoy our lives in peace and quiet.

I have made some bad decisions when I was younger, but everything I have always done was to benefit my children whether it ended up being the right decsions or not.  My family is my whole world, I work and I take care of my kids and I am just asking for some help.

I am not telling you any of this for sympathy, but to give you a little background.  My parents raised me to be strong and independent and I am finally starting to take that back.

I am truly just looking to make the life of my children better.

If you have taken the time to read all of this, I truly thank you and appreciate the consideration.

paypal.me/CAB1385

There is truly nothing more humiliating than begging for money. Yet…I find myself in such a horrible situation and it weighs so heavily on my heart. I have $12,000 of debt outside of my mortgage and I need to refinance my mortgage to make the next big step in my life. With no ability to afford insurance, no benefits due to juggling 3 part-time jobs and my big heart wanting to help my family so much…I have let my own financial needs slide. I cannot believe that just 4 years ago I was debt free and now bill collectors are calling me to get what I owe them. It is maddening. I keep getting the advice “you should claim bankruptcy” from my friends and yet I know that would be irresponsible. None-the-less…I have nothing to draw from. I owe for medical care, utilities, phone, storage from my years abroad and car insurance. From the depths of my soul, I know this is all my doing and I need to make it right. The fact remains: I am in over my head and need help. The stress of being pinned like a butterfly in a science project is wearing on me. Negative thoughts are toxic and I need to get back to the positive person I have always been. If you can help, believe me when I say that there will be no one more grateful or able to take your gift and pay it forward when times get tough for another lost soul than me. I am actively seeking a better standing in the workforce even though I live in a small, rural community. I am sorting through stored items from years past to find things that I may be able to sell and cutting back in my budget to better spread what little I have more efficiently. I know I can get to the goal of being debt free again and will be better equipped with the knowledge I’ve gained through this experience. I am seeking to refinance my mortgage first and need a down payment of $5,000. Then I would move on to pay off my debts to the total of $12,000. Please consider any donation to help me get back on track and know that in doing so you have touched more than one person with your kindness because you will be helping my family as well as giving me the chance to pay it forward.

Paypal link: PayPal.Me/cboulton72

so how does one ask for money? I guess I’ll just put my story out there and see what happens. I’ll start off bout 13 years ago the birth of our youngest child my wife began ended up in bed rest for last 3 months of pregnancy. Since then her health has went down hill and she has been on disability pretty much since then. My kids have pretty much never know their mom healthy. Now that’s not the reason I’m asking for money. I’ve been a construction worker since I was 19years old, almost 24years..I make good money but my health is starting to not allow me to do the same work. I just was released from hospital last night after dealing with my second heat related illness. The short story on what happened I passed out twice, coworkers rushed me to hospital, blood pressure was88/52 (I know) ,body temp was 93.9(I know) my kidneys were in failure ,and I was pretty much out of it. They did a bunch of test(ekg,cat scan,labs) gave me 7! Liters of fluid (2 at a time ) and about 5 hrs later released me. My reason for asking for money is I’m afraid that I can’t keep doing this kind of work .And in turn not make the money I do and start losing everything we have been able to build as a family.not to mention I have three kids a senior, southmore ,and eighth grader and college is creeping around the corner. I don’t have much we have fair amount owed on our mortgage( 126000) and a truck (4800). The rest I have is bought and paid for.Im 42 and have always provided for my family I’m just scared one of these days I may not come home from work and they won’t have nothing but some memories and worry how they gonna stay in the house we love and have grown in. anything would be greatly appreciated ,my goal would to be pay off my house and I could start looking for a career outside of manual labor  and if I don’t make as much no big deal if my house payment is gone.

My name is Myrtle Kee. I am a widow and will be 65 years old in September of this year. When my husband passed I helped people with insurance money I received until I too found myself in financial need. I have two great-grand children and their mom living with me. I got behind in my mortgage the early part of this year. My friends and my church tried to assist me while I waited on a home modification loan as I was headed for foreclosure. When I did get the modification it was three hundred dollars more than what I was paying. It is now 1,700 a month. I’ve been trying to pay it  but I have had enormous water bills that off set me with my mortgage. I paid 504 dollars recently to have my water turned back on, only to have a new bill of 627 due and payable by the the next 2 weeks. There was not a visible leak and I could not afford to pay a plumber. Have turned off valves and use water when needed until I can get a plumber out here. Trying to keep my head above water but it is very difficult. I need help with getting ahead with my mortgage and my bills. I am also having a debt judgment entered against me for 12,000 for a car that was voluntary turned in as a repo. Any monetary assistance would be greatly appreciated.

paypal.me/myrtlejewell

First, thank you for reading. Time is money and money is time. I mentioned in the title of this request “that I’ve done it by the book” and I truly have (at least I think that I have). I entered undergrad upon graduating from high school, graduated ug in 4 years, magna cum laude, entered a job in my field months after graduating (social services field) and eventually earned a master’s degree. I have been financially independent…never asking my parents for a dime…after all, they did their part by raising me in a stable, 2 parent household. I’ve held legitimate employment, given 110% to my employers and been thankful for every opportunity that I have been given.

I am not a big spender, I’ve worked up to 3 jobs at a time and had the same car 13 years after graduating from undergrad.  Yet, I’ve  still managed to miss the mark. I have never married. I am single and I have no children. Oftentimes I regret some of my life’s decisions because I feel utterly alone, but I do have my dog’s unconditional love. For that I am thankful. My family and I have been estranged for the past 6 months because they found out that I am a lesbian. They are very religious and proud. I believe I have embarrassed them, despite the things I have achieved.

I managed to make it through a layoff but it set me back some.

At this moment, I find myself needing $3500 to catch up on my mortgage. Any help will be appreciated. Easing this burden will help with my depression and anxiety.  I know it isn’t the end of the world if things continue to sour… but I am afraid to find out.

Asking others for help is extremely difficult for me but maybe the universe is allowing me to learn through this process. If you feel inclined to help me, my cashtag (via cashapp) is $energyascurrency

Thanks again for reading. The very act was kind. Light and love to all souls. I look forward to paying it forward soon.

The image I attached was one of the last communications I shared with my father before he learned about my lifestyle. It means a lot to me. Thanks again.

I never thought I would be doing this but I need help! 

I’ve been trying to consolidate my bills into one loan because I’m drowning in debt!  No one will do it because my credit score keeps dropping because of my debt! I’ve always been good about paying my bills but funeral expenses, medical bills, car repairs, emergency home repairs have led me to this point. I’m behind on my house and car payments. I  work like crazy but not making a dent because my money is not working for me because of soul-crushing interest. I need to pay off about $20,000 which would be life-changing right now.! I’m grateful for any help right and I will pay it forward! 

paypal.me/grateful13

It has been a rough few years for my mother and I.  Our financial security was upended when my dad / her husband passed away unexpectedly.  Shortly afterwards, my grandmother (my mom’s mother) had a stroke and within a few weeks it was obvious she needed to be placed in an assisted living community. The loss of my father’s income and the mounting cost to care for my grandmother put a serious strain on our finances as we bounced from one credit card to the next.

And then out of nowhere my ex-wife hit me with a court motion for full custody of our son.  What had been a relatively peaceful agreement for almost 10 years suddenly became this looming cloud in or lives.  Lawyers are expensive and navigating custody territory without one is just asking to lose.  We scraped up everything we had left to put towards the lawyer, and the scary part is that with delays and continuances we may need even more.

We have been desperately struggling for the last 6 or 8 months just to say afloat.  Almost everything than can affect us has – massive health insurance costs, rising property taxes, and any number of things have whittled away our cash flow and robbed us of many simple pleasures.  One of our biggest issues is credit card debt, incurred mostly due to the upfront costs of housing my grandmother and paying for the lawyer.

We are at a point where we are simply out of money to deal with all of these expenses at once.

Every day bankruptcy looms closer.  We’ve had so much it at once time that we are unable to keep up.  What we need is a helpful push in the right direction.  Whether it’s enough to scrape by another month or a larger amount to actually help us pay down the enormity of our debt, at this rate anything would provide us with some measure of relief.

Please help us maintain our roots and return to some semblance of a normal life, especially with the involvement of a child.

My apologies for the odd PayPal link.  I had it connected to a blog as another means of passive income.  Rest assured any and all donations of any amount will be treasured and made use of.  Donate here: paypal.me/mytoyblog

I hate to have to do this but my family needs help catching up our mortgage to keep our home. I work a full time job and my husband has his own business. Due to theft that happened to equipment for the business he owns, he was not able to work for a while. Also repairs needed to be done to his truck which is the only way he can run his business. His truck is in need of a new transmission. His credit is preventing him from being eligible to get a new truck. He already spent $1200 to get a transmission rebuild but it needs a new one. And due to this and bills mounting, we don’t have the  money. We are a working family with 2 kids (13 and 9 months) so once we can catch up, we can keep it going from there. The transmission will cost $3600. To catch up our mortgage it’s $7681.68 as we are 4 months behind and they are threatening to go to foreclosure at the end of this month. I have applied for second jobs as well as my husband has been using a friends truck when he can. Any help is greatly appreciated. Thank you!

paypal.me/TY4helping

Family of 6 losing our home….desperate for ANY help.

paypal.me/kellioxox

My name is Kelli I’m 35, I’m a proud mother of 4 and a proud wife for 17 years. I’m BEGGING for $2,556.76 to save our home. We’re 16 days from pre-forclosure…we need help with a lot but our home means the world and is our priority. If we lose it…well I prefer not to think or talk about it. I feel optimistic that somehow we will save our home…

paypal.me/kellioxox

“MY SOB STORY”

(most have one)

At 26 I had to go on disability insurance, I am dialed from several conditions and am receiving palliative care. My most serious one is a rare back condition that’s untreatable and will lead to my passing. They don’t know how long I have 1 min or 10 years. Im deterioating quickly but hopefully not dying quickly.  I have an arachnoid cyst that i got from a car accident. One of my discs herniated and punctured my thecal sac in my lower lumbar causing a small CSF leak, at the time I was 15. I was told it would be “okay” At 24 I collapsed at work went to the hospital and the MRI revealed the “small” leak turned into a giant monster filling up the entire inside of my sacrum. They said the CSF leak got trapped under the thecal sac membrane and the membrane filled with CSF and grew so large it goes down my spine and expands into a large sac in my sacrum…lower part of my back. It has caused permanent damage which has lead to onset paralysis, bladder incontinience, eroded my sacrum to “crystal” thin, permanent nerve damage, DDD, ruptured discs, herniated discs, drop foot, partial paralysis to me leg and constant nerve lower back pain, migraines due to the low CSF in my cranium. My last MRI revealed less than 1 year 4 discs deterioated  completly which need to be fused but they can’t be fused due to the mass in they way and risk of rupturing the mass. NO SURGEON of any kind will operate due to more than likely rupturing the mass causing a full CSF loss. No CSF means no life. It seemed overnight my life did a 180 with my family suffering the most. My husband and children have stood strong by my side and I am stuck not being able to work do anything too physical. I can go on and on about my health problems,so sorry for rambling im not sure what to say here. So im telling a summary of my life story. I lost more $ than i would like to admit to try to work from home. The unemployment agency says most at home jobs are given in house at companies. My 4 children have what they need but deserve so much more. Due to my disability we NEVER had a vacation, honeymoon. Our vacations are when I have to go to a surrounding out of state city which we try to make fun, go to Chukee Cheese or toys r us and let them spend $10 each depending on if we have $ or not.No Disneyland not even a “honeymoon”. I would love to renew our marriage vows with just myself, husband and children and have it on a beach with private cabanas “I’m cheesy” I want to wear a wedding dress. I never had baby showers out of 4 pregnancies, (thanks friends) they were busy fighting planning them they never happened, the thought and fact they tried is good enough for me. I never got to say yes to a wedding dress, which I really really want to do! But every time we have any spare $ it goes to our children…clothes shoes so they “fit in” video games, headsets, tablets…no phone not even for my 15 year old :( who gets teased a lot at school for not having one. My parents have me and my husband on their family plan and can’t afford another line. God bless them for what they can do, their on a fixed income just as bad off as us. I swear our children literally ask for nothing, they are such kind selfless souls. Its a rare trait in people let alone children and 4 out of 4 I’m so proud and honored. They are amazing. I got a call from their school “which I’m thinking the worse” injury, getting bullied. Well it was the cafeteria staff calling to thank me and my husband for raising such great children. They said they are always respectful, patient and always thank them. It was an amazing phone call like making honor roll award as parenting. Really it’s who they are. Also who my husband and I are too. No matter working class, religion, race we respect all. We don’t drink, or do drugs. We don’t judge those that do just a personal lifestyle choice.

*US*

We have a car it’s a 95′ suburban that works. Our 04′ focus was reposessed after paying $6 grand for it and the purchase price was $4 grand. We didn’t read the dealerships fine print. They took it sold it and are still asking for the $2,800 owed? My childhood was difficult, sexual assault, abusive household. My adulthood is good considering, I’m just happy being with my 4 children my husband in our home/sanctuary. Growing up I watched a movie repeatedly called “A home of our own”, that movie put a fire in my soul that has lasted to this day to “own” a home. Well working with USDA for 3 yrs we got “a home of our own”. Now we are less than 2 months from losing it. We owe $2,556.76 to save our home and need a payment for June $1,218.52 to be 100% caught up. Our home is a humble 1400sq ft 3bd 2 ba. No family room, gourmet kitchen, A/C, wood floors but it is our home, our castle and we LOVE it, it’s clean, we eat family dinners every night, have family movie nights every Fri & Sat and have a prayer share befor bed. We’ve had this home almost 5 years and hopefully will be our home forever. We want to do for our children what our parents aren’t able to do for me our my husband and that is a home to pass on or $, they will be leaving us with memories which are priceless, so no complaints. A home to give our children when their grown is all we want. The fact is people who inherit a home/homes get a leg up, I’ve seen so many of our friends and extended family get left a home/homes, money and it betters their life. People we have asked for help are struggling too like us and say not to worry you’ll be able to get another one. Uhh no we won’t and where will we go? We have no savings acct, a negative checking account. So I’m begging you for $ help. I’m terrified which is difficult to admit. It makes it too real. Please help us?

www.paypal.me/kellioxox

We NEED a lot of what people can take for granted, all we want/need is our home. Anything will help $ anything your willing to spare is  appreciated more than I can express! Even if your unable to help, just you taking the time to read this we are grateful for and you will be in our prayers. Donation or not.

www.paypal.me/kellioxox

*FAMILY*

Myself 35 Husband 35

Jake 15, Shah 12, Lailah 10 and Ali 8. They are one of a kind children “I’m not being cliche just cause their “my” children.” They are respectful,grateful, truthful and loving…ect

We’re super involved in the community, schools and outdoor activities. Since my illness it’s all indoor activities. They refuse to go anywhere without my and it’s heart wrenching because I don’t want ANYONE to know how I’ll I am..not even here. Too hard to talk about then it makes it too real. I need good doctors can’t afford them, dentists, optometrist, specialists…on and on. My children thanks to the state have medicaid and nutrition assistance. So they are healthy and always have access to ALL they need. We are grateful for the states assistance. You can help at:

www.paypal.me/kellioxox

CURRENTLY I’M “BEGGING FOR MONEY”

Im a proud woman and this is difficult for me to do but kwe need $ to save our home and if you are willing to help save our home I will do anything. So here I am begging you to spare any $ you can. I rambled a lot more than I should have but I speak from my heart and soul. If you want to donate for our home, utilities, a car, doctors ect….thank you for your generosity and for any $ help you can provide.

www.paypal.me/kellioxox

Thank you graciously,

Kelli & Family oxox’s

paypal.me/kellioxox

I left out my PayPal in my other post

I am hoping to raise enough money over the next 5 years to pay off the reverse mortgage so I can have a place to live that helps keep me mentally stable by sparing me the stress of frequent moves due to unaffordable rent.

I have a mental health disability.  To remain stable, I need a place to live that I can afford.  Right now, I am stable while living with the support of my mother who takes care of the utilities and groceries.  She owns her home but had to take out a reverse mortgage to maintain the house.  I need to be able to pay off that mortgage if I am to keep the house after she passes away.  If I can’t pay off the mortgage, I will have to move to an apartment where the rent goes up once a year and gradually eats away at the small Social Security check I get.  That will put me in a situation where I have to move a lot and the stress of all of that will cause me to end up hospitalized and more in debt for medical bills.  I’ve been through that experience over and over again before moving in with my mom.  I would also end up homeless at times because I could no longer afford rising rent.

The small cost-of-living raises I sometimes get with Social Security always end up getting eaten up by increased Medicare costs.  So, I can’t count on that to offset yearly rising apartment rent.  For example, after this year’s cost-of-living raise, I ended up with a net $1 increase in income after increased Medicare and drug costs.

My mom used the money from her reverse mortgage to fix and replace the major expenses that go along with maintaining a house. So, if I can pay off the mortgage, I will have a well-maintained home.  Also, I can use the money I would have otherwise given for rent to pay for home owner’s insurance and property taxes.

I have looked into the idea of getting a mortgage loan to pay off my mother’s reverse mortgage.  But, I’d need to be able to save up a down payment and that isn’t really feasible since I pay rent to my mom and have hospital and medical bills to pay off.  I have no money to save.  My credit has also been affected by my hospital bills which I can only afford to pay off, one at a time, at $20/month.  I know they say that medical bills don’t impact your credit rating but they do until you can get around to paying them.

Hello my name is Melissa.  I am a proud mother of a fourteen year old son.  Our lives took a drastic turn in November of last year.  My husband died suddenly in our home.  We were devistated.  Shortly after, my landlord came to me to tell me they need me to find a new place to live because they want to sell the home.  I am a 23 year licensed nurse and have a stable job, however paying rent and utilities just gives us enough.  My son has learning difficulties and needs extra support and services from school.  I am looking for any possible help with a down payment for a home to start our lives over.  Any amount given is appreciated.  I am already pre-approved for a mortgage and have very little extra funds.  I thank you in advance.

I am a 37 year single mother and a veteran of the US Army. I have severe generalised anxiety disorder and a mold induced lung illness. I own my own business that isn’t overly successful as I only have inventory I pay for out of pocket.

2 years ago, I and my boys started having repeated respiratory illnesses. We have checked out fine through every doctor.  I have had every test from a CBC to a brain MRI and am now being tested for COPD. The only test that hinted to me that my home was the problem was an allergy test.  We are all allergic to mold and my home is wrapped up in it.

A lengthy battle with my landlord is extremely costly. I found a double wide for $74,900 plus set up and cost of land. I applied for multiple loans, including a VA loan. My credit isn’t horrible, it’s just lacking and I have no one who could cosign for me. My mother died in my arms and my father is disabled and under my care.

I am pleading for financial help on a 30% down payment so that I don’t need a cosigner. And I and my boys can get our health back

I’ve already spent so much on medical and mold killer.

Thank you so much to anyone who might consider. This is my absolute last resort.

How do you ask for money when you know pretty much everyone out there is looking for financial assistance.  My fiance and I bought a house to have something to leave to our children.  We know too well what it is to come from poor families that are going to leave nothing behind but debt and children that we will need to help also.  One of my brother’s died in June 2017.  Aside from it being the most devastating thing that has ever happened to me, it also put a fear in me about what my legacy will be when my time comes.  Will my children end up responsible for paying off debt and funeral services because no matter what I did, it wasn’t enough?  Will I live long enough to put something to the side for them?  These were some of the things going though my head that pushed my fiance and I towards the idea of buying a house.  Leaving them a permanent home seams like it could relieve a potential burden from them if in the event times are ever hard for them. We decided to buy a two family home, to help us pay the house and taxes.  The tenant from the second floor has moved and left the apartment in shambles. Everything is broken and what isn’t broken is hanging on by a thread.  This issue had me online looking for ways to come up with money to fix the second floor.  That is how I stumbled upon beggingmoney.com.  I don’t know if people really do donate but I figured it couldn’t hurt to ask.  If anyone would like to donate money to help my fiance and I repair the second floor apartment so we can go back to renting it and covering part of our mortgage, it would be greatly appreciated.  We were told the whole apartment needs total rehab and would cost about $25,000.  No donation is too small to help us fix this apartment.  Thank you for taking the time to read my request. PayPal.Me/homerepairplease

Hello to whomever is reading this.  I have great self pride and it brings me to tears to even try doing this.  For what pride I have left, I am wishing to stay anonymous.  My psuedo-name is Gabriel.  Last month, I was fired from my job at a large big box retailer.  I was a middle level manager and made approximately $50k a year.  Two week before I was terminated, I found out that my family was growing even bigger.  I’m married with two kids.  One of them being a little boy and little girl, with another boy on the way.  The company determined that I violated a policy that called for my immediate termination with no option to be rehired.  I argued this policy, stating that the language was in my favor, but was terminated in the end.  My wife works one job which isn’t enough.  We had enough in savings to last one month.  That month is up.  I’ve applied for 9 jobs so far, only 1 of which has lead to an interview and no call back.  I feel like an failure to my family.  I cannot provide to them financially and my wife who is now 34 weeks pregnant is having to look for another job.  I have a mortgage, two car loans and a student loan that comes out to about $2300 a month.  I’m a very conservative leaning individual with beliefs of self sufficient.  I absolutely refuse to go on food stamps or other Government provided benefits.  I do believe God is testing me and our marriage.

What I’m asking for is $5,000.  Just enough to cover one more month of bills.  I will pay it forward in any way that I can, I just need help getting back on my feet.

Thank you for your time.