Begging Money

Financial Hardship Help

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Please HELP ME save my home and car

Hello,

My name is Kimberly, I am a 53 years old. Single and no children. I have always been independent but low income, but always worked and pay my bills. I am now in a very very bad position currently with saving my home and car.

I am desperately asking for YOUR ASSISTANCE PLEASE in helping me with MY FINANCIAL HARDSHIP PLEASE!  I need some SERIOUS HELP with saving my HOME AND CAR ASAP please.

I had 3 surgeries within 4 months a few years ago. I am now healthy and working again. Having surgery has result in me exhausting my savings to pay the bills. I don’t have anyone to help me out in any way. I’ve always worked hard and meanthang my bills until surgery. I’ve always lived pay check to pay check but I managed. Sense having the surgeries and getting back on my feet, I just can’t seem to catch up on the rearage of my mortgage and car loan.

So now, both bank lenders have now started the process for FORECLOSURE AND CAR REPRO. I tried so so vary hard to catch up but I failed too and now I’m in DIRE NEED TO NO ASK FOR HELP FROM OTHERS TO PLEASE HELP ME ASAP!

I AM FOUR MONTHS BEHIND ON BOTH MORTGAGE AND CAR PAYMENTS.

I AM NEEDING HELP WITH $3,000 FOR MORTGAGE AND $1,500 FOR CAR.

I am truly telling the truth of my hardship please AND I SWEAR ON MY LIFE, THAT I NEED YOUR HELP AND DONATIONS PLEASE TO SAVE MY HOME AND CAR.

I looked and asked everyone, everywhere; friends, family, united way, community resources, churches…….. but NOTHING.

Please can you help me? Can you help me pay my mortgage and car payments PLEASE!!!

I CONTINUE TO PREY FOR HELP AND KINDNESS AND ANY DONATION AMOUNTS, IS GREATLY APPRECIATED!!!

 

Sincerely

Kimberly

paypal.me/LAVfunds

 

 

 

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Short on Down Payment

I am a single mother of 2, boy age 7 and girl age 16 months, as well I have a disabled mother. We are currently living in a 2 bedroom home and I found our perfect house with enough room for everyone and a nice yard for the kids to grow up in. Originally I needed 3.5% down and I struggled, but I came up with it. They are now stating I need 10% due to a problem in my payment history. My daughter was born 6 weeks early weighing 4 pounds 4 ozs and was in the hospital NICU for a few weeks. I missed a credit card payment and that brings me here.

 

I am short $4000. Any assistance would be greatly appreciated. Thank you and God Bless in advance.

 

https://paypal.me/cmorton1985

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Family Need Own Home

Hi everyone. This isn’t something I ever thought I would do but here I am.

My family consists of myself, my wife and my 3 daughter’s. The eldest being 8 and the youngest is 1. I work full-time as a lorry driver and my wife works part-time in a shop. I cannot do any more hours due to hgv regulations and my wife is in the situation of not being able to do more hours due to the affordability of extra childcare.

Having lived in our rented house for the last 4 and a half years, we have just been given the bad news that our landlady is selling the house and we will have to move out.

My wife and I have now begun the arduous task of finding another place to live but being a family of 5, we need at least a 3-bed house and these are in short supply on the rental market.

This was led to us starting to look at buying our own house. And this is what has led to me writing this. We are hoping for donations towards our deposit.

Due to bad life choices in my twenties (spend now and think later) I have a very poor credit rating. I am in the process of getting this back on track by gradually paying back my debts but it’s a slow process and my credit rating is not moving quickly enough.

Due to my poor credit rating, mortgage lenders are requiring a larger deposit than the usual 5-10% and this is leaving us in a catch-22 situation. Do we put more money aside to save for the deposit or do we continue to try and pay my creditors off? If we pay the debts off at the current rate, we can’t afford to save for the deposit. To be perfectly honest, we are already going to struggle to raise the money to fund a rental move.

As it is looking like we have less than six months to find somewhere we are at a time-critical stage.

And this is why I have turned to this site. I am literally clutching at straws by trying this but we have nothing to lose by trying.

If anybody could find it in their heart to help us out, it would be appreciated more than you could ever imagine.

Thank you for reading this and If you have any questions for me then feel free to contact me.

If you are willing to donate towards this then here is my PayPal.me link.

PayPal.me/ChrisRowe1977

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Purchasing late grandfather’s house

Hello,

I am a 28 year old woman who works full time at a minimum wage job. I am currently living with my parents after completing 3 years of college with little prospect of a job in my field. I have started to save money slowly in order to purchase a house in the future. My grandfather recently passed away and in his will everything goes to my mother, including his house. My parents want to sell the house in order to help pay off their mortgage and complete some renovations. The house was built in the early 1900’s, and while it is liveable it is in desperate need of updating, requires new flooring and stairs, and a lot more cosmetic work we well as some structural work.

This house is very special to me as I have visited the house on a near weekly basis for the last 28 years and have made so many incredible memories in this house before my grandparents passed away. It would break my heart to have my parents sell the house and risk having it torn down or turned into student housing.

I am attempting to convince my parents to let me move into the house, fix it up and pay monthly rent until I can afford to purchase the house from them. Ideally trying to save around $20,000 for a down payment on the house, and plan to apply for loans to meet the purchasing price of the house.

I realize that the dollar amount is way up there, and do not expect to meet it any time soon. I greatly appreciate any help that you are able to offer.

– Hayley

 

https://paypal.me/hayleyverabeauty

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How do you put your pride aside to beg for help?

I am not even sure if people actually read these but I am in desperate need of help….I have always been a warrior. Never one to ask for help, much less beg. I recently got divorced and thought I’d be ok. I was making decent money but a few months after the divorce was finalized, I lost my job. I had some money saved and a last pay check. That got me through a couple of months. I struggled to find a job and  started working for the state 2 1/2 months later. I love my job but I’m making next to nothing. I help people all day. It is a blessing to see the relief in their eyes when I tell them they have been approved. Believe me, I do not take anything for granted. Especially after seeing and hearing some of the things other people go through. My job has humbled me.

I am looking for a part time job so I can catch up and keep up on my bills. Currently I am behind one and a half months on my mortgage. Approximately $2300.00. My credit cards are maxed out but my only concern is having somewhere to live. My other expenses are only necessities. I pay electricity, car, auto insurance, gasoline and food. I have no WI-Fi or television. I have cut everything out that is a luxury.

I am trying to sell a few things on Craigslist that I thought were of some value but nothing has sold. I have also posted for a roommate. Nothing has panned out yet.

My fear is to lose everything and end up homeless. I don’t want my kids to see me fail. I work hard and give my all to everything I do. I am willing to work and when back on my feet pay it forward. Especially now that I can relate to people who are living with the same fears I am living with now.

To those of you who read this, thank you. To those of you who are going through the same or similar situation, don’t give up. To those of you who read and donate, you are my personal heroes.

 

My PayPal link is https://paypal.me/dottiesue

 

 

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Stressed with debts

My son is 7 yrs old with developmental delay. My husband & I work jobs & have tried to keep all our bills paid. Our mortgage payment keeps going up making it hard to keep all of our bills paid. Over the years we ended up with more & more debt it seems like just trying to make ends meet. We don’t have family to watch our son & we can’t afford daycare so one of us has to be home with him while one works. It makes for a stressful situation with not much family time. We have only one vehicle . I have never done anything like this but I’m running out of options to be able to get the money we need to get out from all this debt & enjoy some life with our son. He has never really gotten to do or see much. We owe $60,000 on our house plus another $40000 in loans & credit cards. Any help would be appreciated.Please someone reading this help us.If one of us misses a check it would be a domino affect on not being able to pay our bills. We are just one pay check away from losing it all I feel so much stress & depression from not being able to provide a better  situation for my son.You will never know how much it would mean. Thank you for reading this.

https://www.paypal.me/help0813

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A hand up to break the cycle

Thanks so much for reading my post, which is one of perseverance and determination.
The past 7+ years have been incredibly tough for my family. After a long run of success in our jobs, financially, and physically our world came crashing down around us in a matter of months. In 2010, we were hit with a cancer diagnosis (and subsequent medical debt), job loss due to the housing crash and finally the loss of our house. In a span of six months, we lost everything….💔
Those events threw us into a tailspin for the next 7+ years. And although we beat cancer (so grateful 🙏), we were financially ruined. And that’s a really hard place to come back from, especially with sustained job loss, which is what we experienced. The system just isn’t designed to help people that are behind or have bad credit, which we did now because of late payments, bankruptcy and the short sale of our house. We worked hard over the next few years to come out of it, but we went through another medical challenge in 2015 that resulted in another bout of unemployment and financial issues, basically setting us back to square one again.
It’s now almost 2019 and we’ve been back on track more or less for the last year and a half – working, healthy and paying down debt to be almost debt free. It’s been challenging to save though because we’ve been stuck renting since we lost our house. Our lease is up at the end of February and we need to tackle the last thing
to get fully back on track – buying a house. We basically have no place to go when our lease is up and renting another house will just continue to hold us back in this vicious cycle. We’ve found a modest house to purchase and have saved part of the down payment, but we’re still a bit short, which is why I’m reaching out to you. I need to raise $10k, but anything would help at this point. I’m hoping that you read this and find it in your heart to help us close this dark chapter in our lives by contributing to our down payment fund. And because we live and work in a very expensive area, we don’t qualify for any down payment assistance programs. We also have no family to lean on for support. I can provide proof that donations will be used for this purchase too, for anyone that requires it.
And I promise, with every fiber in my being, that I will pay it forward to those that find themselves in need, because I’ve been there for a long time and know how hard it is to recover when your world has crashed around you. And I also know that there’s always an end to the storm and things eventually do get better – you just can’t give up.
My only goal right now is to provide stability for my kids (11 and 7) that will finally allow them to settle in and live their childhood carefree knowing that we won’t have to move yet again.
Many thanks for reading and I sincerely hope you have a blessed day and new year.
~Elizabeth
paypal.me/handup1226

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Family looking for a mulligan

Alright lets see if I can talk the right person into making a generational changing life decision for my family. I am 39 years old. I am married and I have 4 kids 67,8,17,19 years old. I have always worked hard I thought for what I perceived as the American dream. I bought a starter home, moved to a bigger home, moved from there to a nice home in a private country club. All the time burying myself deeper and deeper in debt. Each home sale to dig my family out of the small mountain of debt that would accrue. The last move we made about a year ago was different. I lost my grandfather in 2013 and it changed my mindset. My grandfather lived on 400 acres in SE Oklahoma and lived debt free and lived off the land. He begged for years for me and my family to move there and take over the farm. After he passed, so did that offer. Family has torn it apart. Anything that could be sold was, the land is split four ways, all family members have already committed to selling out when granny dies. This leads to where we are now. We sold the house in the private community and we have purchased a 1900 farm house on 2 acres. I have set my sights on debt free. I know what papa had is gone and now i feel that my children are missing the best thing to ever happen to my adolescence. I owe 120k in total debt and 70k on our property. For pity points, my 8 year old is deaf and i wish i could give her more than just the necessities in life. I know it is an accumulation of my own life decisions where we are, but without debt, the sky is the limit.

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Breaking Generational Curses

Thank you so much for reading this. I am a 37 year old mom/wife who started a journey to medical school in the Summer of 2016. I made the hard decision to steo out on faith and quit my state job in pursuit of medicine and 6 months later my husband lost his job. It took him about a year to get something decent, but it still doesn’t cover our bills. I began working in a hospital as a patient sitter in order to make $ and get patient contact experience while taking classes, but we still have not been able to catch up from the year that we got behind. I finally made it to be able to apply for med school this cycle, but we are almost 6 months behind on our mortgage and in danger of losing our home. We have a total of 7 boys and it is Christmas. The stress behind all of this while pursuing on with my goal has been overwhelming!! But I know the fight will be worth it for my family in the end. And I have come to far to give up now.

I want my kids to see to have someone right in front of them who has an advanced education and believe that they can be whatever they want to be as well. As for many years, I fought with the struggle of not believing I was good enough partly to never having seen someone else do soemething great. I believe it takes just one person to step outside the box and break the generational curse of mediocrity for the next generation and thereafter.

I am looking to start school in Fall of 19. I will be able to get student loans at graduate level at that time to survive and pay bills, but for now I have reached my max because I already have a couple of undergraduate degrees. I pray that whoever reading this can help us with our past due mortgage debt and money to help us sustain until this Fall. I am needing about $15,000 and you can paypal at paypal.me/CrystalSparks [Read more…]

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Sudden unemployment

Hi, my name is Joan.  Thanks for considering my family for assistance.

First,  I am a single grandmother raising 2 grandchildren.  Things were going along fine until 2015, when my employer of 15 years,  closed my division.  26 of us lost our jobs.  At 56 years old, I  found myself unemployed for the first time in my life.

It took 14 months to find another full time job.  During that time I worked as a  dishwasher  food server, paper carrier  and babysitter to pay our bills.

It was just announced my new employer,  Kerry foods,  is closing.  This time hundreds of people, most younger than 60 years old, will be competing for the same local jobs.

With so many losing their jobs, it isn’t likely our house will sell for what we owe. My kids would like to graduate from this school, as it is the only place they have ever attended.

I promise  I  am and will continue to look for work. But I  am really scared.  Will  you please consider helping me pay my mortgage until I find work again.  If it takes 14 months again  I will  need $10,000.

PayPal.me/unemployedgrandma

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Need help with mortgage payments

My husband and I are currently behind on our mortgage payments. It all started last year when my mother in law was diagnosed with stage 4 pancreatic cancer.  My in laws needed help financially  to get her the medical attention that she needed. Unfortunately, that also put a strain on our bills and we got behind. We have been trying to catch up as much as we can, but it just feels like everything has been a snowball effect and we just can’t seem to get back to where we were. We sadly lossed my mother in law recently which doesn’t help this already stressful situation. We have two young girls, ages 6 and 3 which are our motivation to keep going everyday. We need help keeping a roof over their head.

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Please help me help myself

Hello there my name is Adam, I’m 32. I have a fiancé who is 25 and a beautiful little boy who is 18 months at the time I wrote this. I am far from being poor in the fact I keep on top of my bills and we have a roof over our head and food on the table. I met my fiancé 3 1/2 years ago and since then I have a good credit score and my life is going from strength to strength. Before I met my fiancé I was in debt I took a lot of drugs and I was a very selfish character, starting my family has changed my whole out look on life. No drugs for over 2 years and I’m genuinely happy in life. I work 50hrs a week but also have started a bouncy castle hire business and do man with a van jobs out of my working hours. My next step is to hire out wedding/ event items, but to get to this stage I need storage in the form of a garage so I can showcase my items. I’ve been on the council list for some time with no luck. Idearly for my next step in life I would like to own a house with a garage. To get a deposit in place is so far out of my reach as I’d need £20000 and with my bills each month I struggle to save much at all. I have always been in work and am certainly not shy about a hard days graft. I have so many dreams to be successful and have something to pass on to my little boy and possibly more children in the future. The only thing that is holding me back is the foundation and money I require. Many thanks for taking time to read this and I hope someone or some people who are in a position to help will consider helping.

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Keep from losing me home

I am writing this to hopefully get some help to keep from losing my home. I am a disabled veteran and I am trying to get the va to pay what I am supposed to get paid. About 6 months ago my health condition declined to the point that I had missed so much work I was laid off. I am currently waiting on my second attempt to get 100 percent disability. But unfortunately we have burned through all our saving and what I get now does  it cover all of our bills. We are now 3 months behind on our mortgage payment and are in fear of losing our home.

paypal.me/ibills

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Help us Home

Dear Donator,

 

I appreciate you even taking the time at this point to read this post. I just want thank you for your consideration.

My wife and I recently moved to Canada. We moved here in July. We love what we’re doing here and I have been blessed being here. I just recently started working as a youth pastor and I love the work that I’m doing. I was born in Canada, but my family moved us to the States when I was just one. Now that I am back in Canada, though I’m not technically new to Canada, some of the banks are willing to consider me that since I haven’t been back in such a long time.

The one problem we are having though is my wife is not Canadian. Since she is not a Canadian citizen, she cannot get a job yet so we don’t have another income coming into the home.We just recently found out she is pregnant as well. We are so happy and blessed. The one thing with her papers to residency is she needs to have a medical exam but she cannot finish it due to needing an x-ray and since she is pregnant, an x-ray could do harm to the baby. She won’t be able to get a job until after June.

 

We are living in a rental property as of right now and because we have 2 dogs we needed to find a place with a fence so rent is kind of high for us at this point. We would love to buy a home. We love Calgary and would love to settle down here. One of our dreams was to have our own home before the child comes so that all is well set for him or her. We would rather our own home and not a rental so that it feels more at home for us never needing to run into issues with rental. I just want my child to have his or her own room and be well.

Since my wife cannot work, our finances aren’t the tightest at this point. I had to take a trip and it incurred some debt from my credit card. I spoke to a mortgage consultant and she explained that since I have little to no credit so far in Canada i just have to get this one credit card as low as possible.

It’s difficult to get it down since basically all that I get paid goes to rent, bills and household groceries, gas, etc.

Also I had to pay off $1500 to get my car fine tuned in order to have it fully functional here in Canada when I crossed the border. There were just a lot of payments that I had to make and certain debts incurred.

 

I’m just asking for up to $5000 to be able to help pay down this credit card and help with down payment to our home. In doing so:

  1. My credit score will raise
  2. I’ll have a better chance at Buying a home
  3. We would have a home for our child

I’m really hoping we can receive this just to help get things back on track fully and for us to be able to move from renting and buy a home. Thank you for your support in advance. It will help us be able to establish ourselves much better.

Just think of this as a baby shower gift for a stranger. Thank you.

 

Blessings to you and I hope you have a wonderful day.

 

paypal.me/Bryan226

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Any help appreciated! (Advice welcomed)

Okay so this is a bit of a last resort! As I can’t think of anything else, although any advice would be appreciated just as much as money!

I left a job with Bupa in April and started in another healthcare job. It is an agency and can only offer shifts as and when available.

Last year, I had to take extended sick leave from work as I had to go in for surgery (twice) and there was a lot of healing time. The sick pay wasn’t nearly enough to cover bills and I took a loan out.

 

Back to now – I have been working for the agency for a few months. I have been getting very few shifts, some weeks I get none at all! Not one shift. My partner already works 70+ hours a week in a kitchen and can’t do anymore.

I feel absolutely hopeless at the moment, as not only do I have a loan payment coming out in a few days! I have other bills/direct debits that I can’t afford to pay. It’s extremely upsetting and it’s affecting my mental health, which I already have issues with.

My partner has already been paying all of our mortgage payments alone and I feel incredibly guilty about it!

I have applied for countless other jobs and will just have to keep my fingers crossed, I was also told that during the lead up to Christmas, the agency wouldn’t have as many shifts to offer, so can only hope it’s a dry spell and things will improve!

 

To anyone that can help, whether it’s money or advice, I really appreciate it.

 

I do have a small business on Etsy selling painted rocks! I don’t really make sales (4 in a year) but I’d be happy to send you some as a thank you for your generosity.

 

Thanks again

 

https://paypal.me/rmcginn49670

 

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My mom needs help and we can’t pay December’s mortgage

Let’s start at the beginning.

My mom and I have been together my entire life. All of her decisions and choices for the past thirty years have been focused only on how it would improve my life. She raised me with her mom, my grandma, and we were close until my grandma got too ill to work and had to quit her job and we took care of her.

My grandma passing away in 2011 was very hard on my mom. Two years later, my grandpa passed away. It was another hard hit for my mom and our small family got smaller.

Four years ago, my mom got the gastric sleeve surgery to lose weight. She’d been struggling with weight issues and depression for as long as I was alive and this was finally the first thing she’d ever done for herself. She lost over a hundred pounds and felt great. She went off of all medication except vitamins, had endless energy, was happy until late December 2016.

Since then, she’s had a headache for every day. Her body has attacked her. She’s been diagnosed with meniscus tears, tears in her shoulder, bone spurs in her shoulder and her lower back, ruined discs in her spine. She’s had countless MRIs. Finding nothing specific, it was diagnosed as fibromyalgia.

For two years, she’s had to live every day in 8/10 pain, trying to limit her medication intake while still managing to work. Three times a week, she experiences muscle cramps in her legs so severe that she screams at the top of her lungs. Home remedies and pharmaceutical medication doesn’t stop it, even when she tries to drug herself up enough to try to sleep through the night.

I lost my job and she urged me to return to school, that she could handle the bills with her paychecks. She soon joined me in taking classes a semester later and we’re both in pre-nursing, her old grades from university still on record, her GPA 4.0 and covered by a Pell Grant. It’s been one of the few things that distracts her from the pain.

Three months ago, she couldn’t move. Her shoulder had locked up, her back was worse than ever. She had to go on short term disability to find answers or relief. It’s been three months with long waits between appointments and limited answers. She’s had six MRIs. There was a brief suggestion to repair the tears in her shoulder and the bone spur for $1200. We’ve never had that kind of money to spare, using our savings instead to carry through the months she’s been out.

My mom decided to try a pain clinic in order to manage her pain to return to work. Unfortunately, the medication they’ve put her on have been all sedating. In the midst of this, she’s finally gone for help for her mental health but the medicine is also sedating. She’s gone from no medication to four different sedating medicine that her doctors tell her to just “let your body get used to it.” She’s trying to do physical therapy in the meantime but she’s been so sedate and different and unable to drive.

My mom has jumped through hoops, tried to keep extending her short term disability at work, and we’ve been sinking quickly, as disability is only 60% of her regular pay. She can only remain on short term disability for so long but we were hoping she would be able to be more stable on the medication and stronger on physical therapy and she’s optimistic about returning to work mid-December or early January at the latest.

She just wants the pain to go down to a four or five so she can work again, she’s worked since she was 15 and this is really difficult for her.

We’ve never been even “comfortable” with our finances but we’ve ways made it work and have had each other. We don’t go out to eat or eat fast food (she can’t since her surgery anyway), we’ve seen maybe two movies this year but they’re just so expensive so we stay at home. We don’t celebrate our birthdays or Christmas because we can’t afford to get presents. We’re wearing clothes that are years old – we don’t live extravagantly by any means.

To see her in this amount of frustration and pain is hard and I do what I can to make life around the house easier for her. I’m taking five courses a semester to try to get into the nursing program quicker but the prerequisites are specific and I can’t take the science courses faster than one semester at a time.

We’ve had arguments about me returning to work but she says I’ve spent enough time in my life helping with my grandma, my grandpa, and now her and she wants me to stay in college full time so I’ll never be in her position and that we’ll be fine financially when she returns to work. We have nothing of value to sell, I’ve looked everywhere for jewelry or old electronics or old coins and there is nothing.

Our money has ran down to the bare minimum. This is the month that we can’t make our mortgage. The disability payments cover our utilities but the biggest bill is our mortgage and it isn’t considered late until the 15th.

The mortgage is just under $1200 and it’s all we need to get us through until she’s getting paychecks again.

Anything more would go directly to the next month’s mortgage so that maybe we could have a head start.

Pictured is the only vacation we took three years ago since I was 15. We drove to Monterey, slept in the car, and it was still the happiest thing we’ve done together.

Here’s my PayPal.me account and thank you for reading all of this.

https://paypal.me/jmd8288

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Please please, help me to repay my loan

Hello, I’m 24 years old girl, studying last year and working at the same time. But few months ago my house-mates unexpectedly moved and I had to pay all the bills alone, I have no one close, no family just few friends  whom I can’t as for help because they are struggling with their own life, and honestly I thought, I thought will manage, yeah…so I made a mistake…I took a loan, actually 2 short term loans. And then another problem occurred, My landlord decided to kick me out because he want’s to renovate and sell the house, I explained him my situation, so he IS willing to wait 3 weeks.  Anyway I will have to move to another accommodation which requires deposit and months rent cost, but how…I can’t even travel to my part time work, of course I’m walking miles so no giving up! but I’m already barely eating that it’s hard to even fall asleep, AND there’s outstanding loans of £508.87 and £312. If anyone could help me just to cover my loans and moving house deposit of £480. Gosh I just want to live, survive a day for brighter future, please, please can someone help me…

paypal.me/ramintav

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I want to save my house

1126181009-Bills.jpg

 

Hello, This all started in 2016 when I had two heart attacked and stints put in. At the time I owned a small struggling company that makes and sells 3D Printers and parts and pieces when I was cleared to return to work my company had fallen into very hard times. I had a chance to sell all the equipment and work for the company that bought the equipment.  That was in October of 2016.  By January 1 of 2017, I had started work for a machine shop about 45 minutes from my house. I worked there until I had my thumber knuckle replaced. In March of that year, I also had to have a nerve moved in my left arm, and I was that I would never be 100% active at that time and was told not to come back to work. I tried to restart my company and do some 3D work. Which did carry me until 2018, I have worked my entire life and bought my house in 2000.  After my wife left in 2009 and we had to declare bankruptcy, and I have been working to get out from under that, but 2018 has turned into a very tuff year. I am 4 months behind in mortgage payment and three months behind on electric bills and out utilities.  I have been applying at many places and the jobs available I am either over qualified or require more then I am capable of doing at this point in my life.  I am 61 years old and have asked for help from friends and family, but none are in a situation that they can help me. I have reached out to the electric company, and they can only do so much, and if I lose my electric and other utilities, I will lose my house.  The mortgage companies are also working with me and have set up a payment plan, but I have no money to pay even that.  I have talked to several disability help companies, and I have found out that that takes up to 24 months to start receiving any assistance from them. I am also doing little things to try and make money, but the marketplace for 3D Printed parts is saturated with cheap printers and people that will print for free. To top it all off, I am facing the situation now that have forced me to something anything I can. I applied to LyFt to try and make money and found out my truck needs 1600.00 worth of repairs ao now even if I get a job I have no way to get back and forth to the job.  Total amount of money need is $5,884.91.

Also, I try always to give something back so I foster dogs for the MDSPCA and now my dog is very sick, and I can’t afford to take her to the vet.  I am deeply concerned that all this is going to catch up with me and I’ll have another heart attack.  As of 12/11/18, I’ll lose the house to foreclosure, and my daughter lost her job and has been out of work for about a year, and her disabled partner cannot work.  My PayPal.me link is PayPal.me/galewood

 

Last Updated:

Help Secure Our Home

“Taylor, we’ve been trying to get a hold of you for about three months in regards to your past due account with us.”

Many people in the world have heard something similar from a bank, lender or billing department of some type. But in July 2017, I received a total of 7 phone calls similar to this, and all to my surprise. It did not take me long to learn that my identity had been taken. Again, something that about 60 million American experience. However, it took longer for me to discover that my identity wasn’t stolen by a stranger, but my best friend & partner of ten years. There’s no tangible statistic that I could find of this situation, let alone a way to describe how it felt discovering this as I stared down the hall during the call, watching him fold our laundry and smile at me.

“There’s 3 routes to take, Taylor. press charges, file for bankruptcy or drown in $50k in debts that aren’t yours.”

Another heartbreaking sentence to hear, and at 26. I had to just graduated from college (the first to in my family), had 2 jobs during college for 5 years. But my life crumbled in all facets that summer; I can promise that deciding whether or not to send my high school sweetheart of 10 years to prison for fraud wasn’t easy. I can also promise even today, the turmoil of my decision haunts me mentally, socially & financially, still. He was diagnosed with borderline personality disorder in August, wiped my bank accounts & left me alone with shared bills, rent & HIS debts in my name- spending the next 6 months buying copious amounts of pain killers to mask his ache of untreated disorder. I was the one left, though I forgave him and tried to repair our lives. I lost so much more than financial stability. I lost trust in someone I’d known for half of my life. I lost my home.I lost all faith.

I chose to work on bankruptcy in order to protect him from facing up to 17 years in prison.

There was hope, however. My best friend (a coworker) received a once in a lifetime opportunity to relocate to Mexico temporarily, to start a new branch. However, he had recently purchased his first home 6 mnths prior. Knowing my story, knowing I was homeless, he invited me to stay in his home while he was away (as no one would rent to someone like me). I just had to pay the mortgage for 3 mnths.

However, since my bankruptcy was denied and I’ve been juggling to pay to live, plus all of the debts remaining- last month my wages were to be garnished from me until January. With my two jobs, taking care of three pets, paying about $1000 in debts- I could barely afford to eat. No welfare programs are applicable to me, either. So I spent the last month working just to literally get myself to ten steps backwards from where I should be. I delayed the mortgage last month in order to pay my debts. But now on November 15th I have to pay two months of delayed mortgage payments. I only just barely enough to pay October.

The reason I’m here, is to ask for help in paying my best friends mortgage. He went completely out of his way to help me survive when no one else had. He certainly doesn’t deserve to have his housing jeopardized just to save a friend. When I was without hope, without food, family, friends or trust- he provided me with all he could. The least I could do is ensure the mortgage be paid for when he returns. I don’t want to ruin someone’s life over love, as mine was. Please, please help. This person has done all they can to remind me that there’s hope, that I deserve a second chance and that I am loved. If you can’t find it in your heart to help me, can you move yourself to donate for the sake of the only person to stand by my side when I had literally nothing?

My decision to keep my ex partner safe was beyond risky, and I think we can all fathom that love can blind you. But I’ve never been one to turn my back on a loved one, and I thought that he and I were alway a team. Even if he lost his way. I was sorely disappointed to find that life was too painful for him to reciprocate.

If you ever read this, my butthead- though our time together came to such a terrible close, I truly hope you find the peace, support and healing you so desperately need. Though your pain and demons betrayed you, luring you to harm yourself and all those around you- know that you can overcome.

 

attached is a picture of my kitty, Mugen. She reminds me to smile even when the world seems without a mouth.

11/9/18- I’m $1500 short of $2600.

Last Updated:

Financially Warped

Hello, my family and I are currently suffering a hardship due to an unexpected illnesses that has caused myself to be out of work for a while now trying to figure out medically what is wrong has become increasingly exhausting financially as well as emotionally. My husband is the only one working and has recently been suspended for one week without pay due to an emergency room visit he had to leave work early to take me to, which was just another strike towards his increasingly poor attendance record over the last 12 months.
We had to file bankruptcy chapter 13 in order to save our home from foreclosure, that has left us with a net income of $400.00 or less every two weeks to live on. It’s been very hard to make sure bills(only utilities) are paid and to buy food . We do not have cell phones or internet service. We don’t qualify for government assistance so we rely on food banks and charities to help. Because we have a 16yr old son of our own as well as his friend we took in a little over a year ago that was homeless and sleeping at the school after leaving a neglecting and abusive home involvement. Since then one more of his teenage friends another young man has come to stay as well and although we have room for the boys so they are not in the cold on the streets and lots of love we have increasingly diminished practical resources. We do not have enough to get by let alone any extras. My son has a big heart and a soft spot for homelessness like myself. And although we would be able to make ends meet a little better without extra people to provide for he has chosen to sacrifice birthdays Christmas and all other things extra that he used to receive in abundance when both my husband and I were gainfully employed. The very few resources we have access to have been exhausted for the year since some such as utility assistance is offered either once a year or for water bill once a lifetime. I have no idea what to do anymore. The boys are in need of everything our refrigerator is barely working out microwave just went out and our cooktop has only two working burners. If there is anything anyone can do to assist in information or anything else we would greatly appreciate it. Thank you.

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Not Looking To Spend But To Invest

Hello.. My name is Sky Reid Bowen. I’m from a small town called Kanarraville. Which is 20 miles south of where I live now in Cedar City Utah. I’m 30 years old and I work for a small independent distributor for Budweiser. I’ve worked there for almost 7 years. I’ve worked my way up from the warehouse all the way to driver/salesman and lost 100 pounds along the way. I’ve worked hard like that all my life trying to ” live the dream..” But as of lately I can’t even pay my own bills. My fiance’ has had to help me just so we can survive. I’ve made some mistakes along to way in life by picking the wrong girls. But they gave me my kids and I can’t hate them completely for that. Having that said though they’ve taken my kids from me and then turned me in to ORS for child support. The one mom had not turned me in until 3 months ago or so and my son with her is 8 but my little girl with her mom I’ve been paying on and she is 3. Now Idk if you guys have experience with them but they don’t care about your extra bills they just care about your pay stub. So that’s definitely a problem for me. Now I’m not trying to spin a story just about child support because that’s not what this is about. This is about me and trying to ask for a miracle. I never ask ANYONE for anything not even my parents. I have been independent since I was 19 years old and have never had to move back home. I’m just trying to start a new life! Wipe the slate clean! Have nice things eventually and build my own empire. I’ve tried on my own by buying a house, a new truck, staying on top of bills, and everything else. But between my exes and my fiaces divorce we are going to struggle for a long time and who knows if we will make it or not. I’ve struggled pretty much since I left home and ya I’ve made it work with dead end jobs and bouncing around for a while. Then finding Budweiser and trying that way. I even went up to North Dakota in 2011 for the winter to chase money up there and take a swing at being my own boss. Trying to better myself and my families situation. But always someone somewhere has to ruin it for me. All I’m trying to do is live my life and try and better myself. So that is why I am taking my last resort and swallowing my pride. Putting down my helmet, shield, and sword and as a king taking a knee. To plead with someone out there that if anyone deserves help its us. I mean even my fiance’ she works so hard.. She went to college to be a nurse and graduated. She works three 14 hour shifts minimum but that still only pays our bills. We have no money to save because everyone else is taking it all. We need a fresh start and not by running away or giving up our rights.. We need some people or an individual to believe in US. And think of this as an investment in someone who WILL do something with this money. Who WILL build and empire. So enough beating around the bush.. We need $500,000.00. Now I know that’s a lot to ask but hear me out. $250,000.00 goes to all our debt that we owe including our house. Then $20,000 goes to our online business www.toughnursemanufacturing.com. and the remaining $230,000.00 goes to our relestate company that we want to get going. It’s like I said I’m not looking for a handout. I’m looking for a new start and for someone out there that believes in doing something amazing. You wouldn’t only be doing us some good you would be blessing 7 little lives as well and one on the way. With the jobs that we are in we don’t know if we will even have enough money to have my fiance stay home for the first month of our new babies life.. We have a big family and that was our choice but we love it and we are constantly busy. But I’m tired of being tired. Please if there is someone out there listening please help us with our dream so that one day we can do the same for someone else! Pay it forward and I can promise you I will be that man.

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Struggling To Pay Mortgage

I am a married father of a beautiful 6 year old boy and unfortunately I made some bad decisions in haste while I was suffering from ill health. My employer doesn’t give any sick pay even though I’ve worked there for 18 years and not taken any sick leave. I had kidney problems and was unable to work for two months and to keep up with the bills and mortgage I took out a number of payday loans. I didn’t realise what I had signed up to until got better and returned to work. Some of the loans I took have interest rates of 1200% and I’m now struggling to pay my mortgage and regular bills along with these added loans. It all seemed so easy at the time when I was I’ll and not concentrating properly. This burden is now affecting me both physically and mentally and I’m at the stage where I can’t see light at the end of the tunnel. I’m in fear of losing my home and more importantly my family. Any help I receive will literally by life changing for me. I’m working every hour I can to make ends meet but I’m absolutely exhausted. I wish I had been in a better state of mind when I took those high interest loans because I’m more than paying the price for it now. If I was able to raise £4,000 I could get a little ahead on my mortgage and clear the high interest loans. This would give me breathing space to get my life back on track, spend time with my family and allow me to start a rainy day fund of my own so I will never see this dark place again.

God bless x

https://paypal.me/grayzer

Last Updated:

Help with Bills

Hello I’m so hurt asking for this I have been trying to get back on my feet since loosing my business. I was diagnosed with stage 3b cancer in 2015 went through all the treatments, radiation had 12 surgeries, had left lung to collapse to needing a Kim and muscle taking from my back now suffering lymphedema in my right arm. All this treatment left me disabled. So fast forward I suffer from numerous issues now on so many medications sufffering chronic pain , chemo did save my life I thank god for that however I been trying to get disability since November 2015 had been denied up to August 2018 had a court hearing got approved for disability however didn’t know it would take so long to get a check . So me having gotten help from family members friends exhausted all credit cards savings etc. I’m behind on my mortgage, bills, car note and credit cards. My credit score is so low now can’t get a loan I have a son that is away at college his second year and a son that graduated last May living on his own in another state . I thought he can help once he got his career moving he is trying to get his music career going he has a degree in Marketing so this should help him so he can help me .In the mean time I don’t want to loose my house so I started looking on line to see I can get a loan against my back disability no luck with that I was able to get Snap(food stamps )wasn’t sure how that worked, first time needing help from outside. So I’m asking for help to keep my house I’m behind 3 payments as of October 2018 my mortgage is 2,100 a month three payments praying my disability hurry and kick in if you can help with any donations this would be a blessing . 

 

Last Updated:

Down Payment Assistance

Struggling with credit..

A little back story on my family’s situation….

My husband and I were the typical mil family in 2017. My husband infantry USMC, myself stay at home student (pregnant), preparing to move to the coast of NC and start our lives with a beautiful daughter. We were blindsided on Christmas 2017, at 35 weeks we gave birth to a silent sleeping angel. The shock and pain took my husband and I on a whirlwind of denial, anger, depression, etc. The loss of our first child took it’s toll on the both of us very differently. I was sad and couldn’t leave the house. My husband was forced to continue working– USMC didn’t offer any kind of help to us. Funeral and medical expenses literally consumed all of our savings and put us in a black hole of debt. My husband lost his job in the Marines 6- 8 months later due to lack of training (from missing work due to therapists appointments). We were forced to move back home with his parents with our dog and cat– oh and if that wasn’t great news we popped up pregnant right in the middle of this crap fest. Yay…..

 

August of 2018, we were now 4 months pregnant with a large dog and cat. Moving 4 hours back to our home town on our dime. With absolutely no savings left. the credit card debt is unimaginable, but we are trying our best to fix our mistakes. Currently status– Living in a small 3 bedroom mobile home with 3 other adults, 2 other dogs, and 2 other cats is hard enough and in 3 SHORT months we are going to be first time parents with no room for our baby to sleep. As a mother, I can’t tell her how much it hurts to be so unprepared knowing how prepared we would have been just a year ago. We are currently living out of laundry baskets and trash bags and with all the animals inside it’s just not a healthy environment for a newborn to me.

So we set a goal to buy a place, we are currently conditionally approved for a mobile home single wide. Nothing fancy, it is small, but it’s something of our own and something we can afford. The problem– our credit is completely wrecked with credit card debt, letting his car go back cause we couldn’t afford it any longer with losing his job, and of course the student loans and medical bills we have yet to finish paying for. We qualified for the loan, but with a 10% down payment…. we have exhausted all options and I am completely desperate for help.

We only need $5,000 for the down payment the rest of the fees and closing costs will be factored back into the loan for us (thankfully). My grandpa is gifting us the land to have the home moved too, thanks pop! We come from nothing so of course our parents can’t afford to lend us anything to help. We currently only bring home $1,900 in salary a month (since I’m with child and high risk I can only work so much). To be able to get the money by perseverance and savings we would need to save around $1,500 a month for 3 months and with $1,000 in our bills coming out of our monthly income it is a far-fetched idea.

I have cried, prayed, pleaded with people, and now I am resorted to begging. I know I have created this situation for myself, but I just want to be able to give my baby the best home life possible. My husband and I both come from horrible childhoods (drugs, alcohol, abuse, etc) and I don’t want my child to suffer or struggle. This home would be ideal for our family in so many ways and I would be so very grateful for any help at all in getting this home for my family.

Thank you,

 

Amanda

https://paypal.me/AmandaNanney

 

Last Updated:

HELP NEEDED

I have never asked for help in my life. I have 3 beautiful children, a hardworking husband, house and pets. We have had the normal heartache over our many years together but have also tried our best for our family and friends. 

My husband is a self employed builder we have spent 15years building up the business. About 5 years ago We got dumped on by the then business partner that left us £10,000 in debt. My daughter got seriously ill and almost didn’t survive, she was in hospital for a month, obviously this had a knock on effect to the business. We struggled on and clawed ourselves back on track. About 2 years ago things started to go wrong, Labourer’s not doing the required work, leaving early without our knowledge, not up to scratch work. We then had to go back and redo the work, costing us More money and time off other jobs. I’ve had a breakdown and tried so hard to keep everything together for my family, but everything is in a downward spiral. No money coming in, bills not being paid. My husband working all the hours 7 days a week and any money we get goes on paying company debts off as the bailiffs became involved.

I had have my parents bringing food around as some weeks I couldn’t even do this. My husband wanted to end his life earlier in the year and this is constantly on my mind that he is going to.

We are good people and my mind is completely messed up with where to turn next. Our house looks in trouble and I can’t lose this too. My first baby Billie was born here that I lost. I have had my kids here and breaks my heart to think I can’t give them a secure roof over their heads, because of actions from others. I literally am at the end of my tether but try so hard for my children. They are my world and I would do anything to protect them. I can’t see a way out now, thank you for taking time out of day to read this, god bless you

Last Updated:

Mortgage

Hello I’m so hurt asking for this I have been trying to get back on my feet since loosing my business. I was diagnosed with stage 3b cancer in 2015 went through all the treatments, radiation had 12 surgeries, had left lung to collapse to needing a Kim and muscle taking from my back now suffering lymphedema in my right arm, chronic pain and now disabled.All this treatment left me disabled. So fast forward I suffer from numerous issues now chemo did save my life I thank god for that however I been trying to get disability since November 2015 had been denied up to August 2018 had a court hearing got approved for disability however didn’t know it would take so long to get a check . So me having gotten help from family members friends exhausted all credit cards savings etc. I’m behind on my mortgage, bills, car note and credit cards. My credit score is so low now can’t get a loan I have a son that is away at college his second year and a son that graduated last May living on his own in another state . I thought he can help once he got his career moving he is trying to get his music career going he has a degree in Marketing so this should help him so he can help me .In the mean time I don’t want to loose my house so I started looking on line to see I can get a loan against my back disability no luck with that I was able to get Snap (food stamps ) wasn’t sure how that worked first time needing help from outside. So I’m asked bag for help to keep my house I’m behind 3 payments as of October 2018 my mortgage is 2,100 a month three payments praying my disability hurry and kick in if you can help with any donations this would be a blessing . 

paypal.me/ibeatcancer

Last Updated:

Struggling with mortgage

I’ve always done my best to be able to take care of and provide a safe, comfortable life for myself. Growing up I suffered a tremendous amount of abuse and spent all of my adult life working to better my life and myself. After working for the same company for 9 years and making myself happy, I suffered a nervous breakdown and made an attempt on my life. Turns out, when my doctor changed my prescription, it didn’t work well for me. So, as a result, I had to spend a week in the hospital and ultimately lost my job for not calling and giving them proper notice. Note: My mother called them for me, since I was under watch and not allowed phone access, which they proceeded to tell me they could not accept. I have never had to ask for help before, but now I am asking you to look into the kindness of your heart to help a young woman remain on her feet, because I can not pull myself out of this one.

I am a 28 year old woman, I have worked my entire life to better myself. Before this one incident, I worked for a popular retail chain for almost 10 years now, in management. I missed holidays and family get together. I always came in early and stayed late. I loved my job, my peers and doing my job every day. One incident in almost 10 years and they could cut my out that quickly. I have an egg saved up, ever since I could work, I saved, but as the bills from the hospital and my normal utilities and house payments keep rolling in, I am running out quick, just trying to keep my head above water, as I find new employment.

Thank you for taking the time to read my story, I greatly appreciate it.

Paypal information:

PayPal.Me/jfar7690

 

Last Updated:

Help With A House Down Payment

Screenshot_2018-10-05-14-35-41~3.pngHello,

 

We are asking for help for a down payment on a different house. We are currently renting to own a home and did want to bit this home until we started running into issues. The foundation is breaking, there are plumbing issues, it needs electrical work and the worst part to me is black mold spreading in the home. (We have tried to have it taken care of but it’s been costly and keeps coming back)

We have applied for a FHA loan on a different home that is a little bigger than the current one (which we also need more space) currently living in a 775sqft home with two kids and dog/cat also a small unfenced in yard.

But anyways we have been approved for a FHA loan, issue is our credit is not the best, so we qualify for 10% down. (Which is around $10,000.00) We know this is a very unconventional way to ask for help, and I wish I didn’t have to ask this way. But we would appreciate any help that we could get. We both work full time jobs and are trying to do what we can.

But again we would be forever grateful to whoever donates or shares.

paypal.me/jessicabass18

Last Updated:

Stephen Watkins

Hello, My name is Stephen. Today was a good day… I say this because I haven’t had many recently. I have been in a crashing and burning spiral for almost five years now. I have tried everything to get back on my feet and nothing seems to be working for me. I tried everything I could think of to pull myself up an out of my rut but everything I do just seems to fail. I am officially a struggling musician with little to no money to even try to get my music promoted or to even afford any of the equipment I desperately need to do the job. I wish there were an easier way but I am at the end of my rope. I have about two months to get something up and running or I’m going to have to find a homeless shelter. I am begging from the bottom of my heart please don’t let that happen. I trust that eventually through the kindness I will be able to eventually move forward and make a name for myself. I hope for my sake that’s sooner rather than later but only time will tell. My greatest fear is that this message won’t reach anyone and I’ll find myself in the same position yet again. I desperately need to make enough to pay at least my mortgage and credit card bills totaling over 20,000 and piling. Please I am begging you make a contribution to my well being and I will send you an email detailing my use of funds if necessary I just need help. My PayPal link is listed and again thank you for your contribution.

paypal.me/Watkins922

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Mother of two needing a clear break

Dear All,

Thank you for taking the time to read my cry for help. I’m a mother of two who is struggling to catch a break. 2018 has not been my year, with health and marital problems I have at times felt as though it is all so hard.

Through 8 months of hard times my husband and I have started to make amends and try to improve things to ensure a safe and happy home for our kids who are 3 and 5, the only issue is I am in way over my head with debt that I can’t tell him about.

I’m currently employed fulltime and working my bum off to pay the bills and I feel sick lying to my husband. My daughter was born prematurely with a rare condition that has me forking out for medical expenses each month and I now have debt collectors chasing me.

On top of this my dog is requiring vet assistance and I don’t want to get to the point of not being able to help her.

I want to be able to get back on my feet and help others who go through this… including designing a course to present to college students about being financially responsible.

I am not putting a price on my post, I am so greatful for any assistance and just know that I am a very hard worker who has hit rock bottom and when I recover I will pass on this goodwill.. my kids are my world and I feel so ashamed to be at this space in my life.

Paypal link is https://paypal.me/sohumble

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College student supporting family

Hello, all. My name is Destiny, and I’m a 20 year old college student. As hard of a time as I have asking anyone for help, I’ve never needed it as badly as I do right now. My mother and I just recently moved from North Carolina to Virginia to take care of my aging grandparents. I am currently a full time student at the local community college, and I work full time at the dollar store across the street from my house. I’ve also done a few side jobs here and there for a few of my neighbors to try and earn some extra money. My mom recently lost her job due to layoffs. We have a 13 year old poodle named Scooby Doo and a 3 year old guinea pig named Bella to take care of as well as my grandparents. We have a mortgage and 2 car payments and a few various other bills, and at the moment I am the only one with any income. I have applied for food stamps and I’m waiting on a response. But unfortunately that doesn’t help me with the rest of our bills. We have cut back as much as possible. I don’t drive anywhere except to school and work. We don’t eat out at all, we cancelled cable and internet and I do all of my school work in the library at school. Any help at all would be so far beyond appreciated. I am aiming to receive my degree in human services, I want to help people. And if I ever have the means, I want to give everything that I can back to my community. But if I can’t figure out a way to come up with a few extra dollars, I won’t be able to continue college. I’m a first gen college student and I want so badly to make my family and this world proud. As I said, anything at all would be so appreciated.

Thank you guys so much, god bless. PayPal.Me/dscott0608

 

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This request is for assistance to help save my home from foreclosure.

I am currently approaching five months in arrears to my mortgage holder and they are threatening legal action. I have been in my home for seven years and have always been very conscientious about paying my bills on time, however, this year has presented me with a number of challenges that have caused me to fall behind.

paypal.me/ekd214

In January of 2018 the townhouse above mine had a water leak which came thru the ceiling and flooded my townhouse. I filed a claim with their homeowner’s insurance, but they still have not settled and I had to have the flood damage repaired in order to prevent mold. During the course of the repairs, my air conditioning unit died (it was an older unit). Living in South Florida, you cannot go without air conditioning not only because it is hot and humid, but again, it can create a mold issue. For this reason, I had to purchase a new unit that was over $3,000. Two weeks later I was driving in to work and was rear ended and my car was totaled. I did not have full car replacement value insurance, so the insurance only covered the current value of the car. This left me with a remaining balance of nearly $2000 which I was still liable for. In addition, in order to purchase a new vehicle, I was required to have a down payment of $1500. I would have been able to manage one of these issues, but they all hit me at once and I had to use the money for my mortgage to rectify the immediate issues so now I am $5000+ in arrears.

I have tried to obtain a loan, however, due to a recent divorce and the aftermath from that, my credit was damaged, so I was turned down. I have attempted to borrow from family, but they are not in a position to help.

I desperately want to save my home. I have a father who is 91 years old and my home is less than 5 minutes away from where he is. He relies on me for many things and I need to be close by. I just need assistance overcoming the obstacles I have been presented so that I can get back on track and remain current moving forward. $6000 could do that. The thought of losing everything over a temporary setback is unbearable to me. Thank you for your consideration.

paypal.me/ekd214

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Foreclosure Donation. Please Help!!

Thank you for taking the time to read this story. I am a 35-year-old female struggling right now trying to make ends meet. The past two years have been very tight in terms of money. I loaned my sister a few thousand dollars ($4,500) and helped a friend out with his medical bills (over $12,000). The situations could have been handled differently on my behalf but they were in need so I tried to support them because I cherish human life.

I am behind on my mortgage and the house might go into foreclose if my late payments of $3,260.60 aren’t paid by September 13, 2018. You can ask for proof because I have the certified letter. I’ve applied for numerous loans and have been turned down by all. Taking out of my 401K would be time consuming so I’m not sure if I would get the money in time. I tried to sell my belongings on auctions sites and have taken out two credit cards to live off of for the past year. Through this time period I’ve learned to give more to others in spite of my needs which has allowed me to lose 80lbs. It’s funny how creative you can be on an extreme food budget.

It’s kinda sad when you help others, you go all out but when you’re in need because of those decisions people turn their backs on you. I’m truly trying to better my life right now but this came up last month. This was my last resort because I don’t try to put myself off on anyone. Please help if you can. I won’t forget those who donate. A blessing is coming your way, that I can assure!

I pray to God that someone will read this and answer my prayers.

https://www.paypal.me/stillinspired

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Help me keep my home.

IMG_20180625_180321.jpg

My name is Hollie White and I would be very grateful if you would help me keep my home.

In 2016, my (ex) husband very unexpectedly kicked me out along with my daughter and our three dogs, Lily, Charlie, and Daphne. To say that I was devastated is a huge understatement. Over the 20 years of our relationship, I didn’t want for anything. Suddenly, I found myself homeless and responsible for not only my own life, but the lives of my daughter and our dogs. After several months spent sleeping literally anywhere we could, I met a very sweet angel and although she was nervous, she was willing to sell us our home at contract for deed. I promised her I would bust my butt to make the payments and prove to her how much I appreciated her taking a chance on me. At that point in my life, after having just lost everything, her willingness to do contract for deed was such a blessing. I have so far kept my promise by NEVER missing a payment and am down to owing right around $15,000. I have recently been told horrible news, she is full of cancer! And, as if that’s not heartbreaking enough, she needs us to pay off the house and I’m suddenly fearful that I won’t be able to keep good on my promise. The bank has said that even with perfect credit, getting a loan without a co-signer is nearly impossible. I have explored many options including a private lender and basically have everything I own for sale in hopes of keeping my home and being able to pay her the balance left, but I’m falling short and running out of time. She doesn’t have long left. The above picture shown how much love I’ve put into making our house a home. I don’t want to lose it now! If you can help at all, I can’t even express how much it would be appreciated.

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Married Farther of two girls in need of help.

Hello and thank you for reading my plea for help and considering to help me. I have always been a hard working man that could always work my way out of tight spots financially. This past year has been more than a struggle for me. I am a very proud man to say the least, Typing this plea for help is a very hard pill for me to swallow. I know I need to put my pride aside and ask for help for my family. I currently have a full time job that I work 60 hours a week. I am a salary employee so I do not receive any overtime. In the past year i have fallen behind on almost every bill I have. The stress of all of this is starting to take its toll on my family and I. I am not looking for a hand out to get out of dept. I am looking for help to get back on track and up to date on my bills. I know you do not know me and I do not know you. I am the guy who is always more than willing to give someone my last dollar if they were in need of it. I am a strong believer in paying it forward. I am hoping with your kind help to reach my goal. When I am back on my feet and able to, I will pay it forward every opportunity I have. This is all new to me, I have never had to do anything like this before. If you are wondering what it is you would be helping with, here is what i am behind on. My mortgage is almost 2 months behind, every utility for my home is a month or more behind. I just paid $1,550 for my wife’s car to stop the repossession. It was either pay the utilities or lose the car. My wife needs her car to go to work to try to help pay the bills. How did it get so bad you might be asking your self. It started two years ago when my wife lost her full time job. I found myself using all my savings the last two years to keep up. Now the savings is all gone. I have taken out loans to stay ahead. They are also behind. I have enrolled in a dept relief program to help me pay off my dept’s. This program is helping with my loans but not my month to month bills (utilities, mortgage). I have taken out a loan on my 401k,  I have taken out pay day loans for emergencies that have came up ( my daughter needed he wisdom teeth taken out ). This has made my weekly pay even smaller by $200 per week. What i need is $2,500 to $3,000 get back on track. This will pay the pay day loans off and get me caught up on my mortgage. The good news is my wife just started a full time job this week so I know things will be getting better. I need you to know that i am not a materialistic person. I drive a 17 year old vehicle with 215,000 miles on it. With that being said i drive around 700 to 1000 miles a week for work. Right now I don not know how i am going to get gas to make it to work this coming week. If you can find it in your heart or have the means to help me, I will be forever great full, thank full, & humbled. Thank you for you time reading about my problems. Thank you for considering to help me and my family.

Forever great full,

W.V.W

https://paypal.me/WVW01111972

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Single-handedly supporting a family of 6!

Hi I am a 29 years old female living in the UK. My father has abandoned our family and left me to carry the burden of supporting the whole family including my mother and 3 younger siblings who are all in education. I am not only paying the entire mortgage each month to ensure that my whole family continue to have a roof over their head, but also paying all bills and council tax and I am literally at breaking point! My brothers do a few odd jobs between studying which pays the way for food and my sister is unemployed and desperately looking for work. My mother has Fibromyalgia and many other conditions including severe arthritis and very bad knees, therefore no longer fit for work. My life has completely stopped and I do not have any money to do the things I want to do and I am struggling to make ends meet. I see no way out of this trap I am in and neither can I move on with my life till my younger siblings are in a position to support themselves and my mother. My mortgage is around £800 a month and other bills and expenses mount up to another £800 and I have nothing left at the end of the job and I am constantly struggling to make ends meet. I have a annual council tax bill of £1059.74 which is going to be another £151.00 a month that I do not have. I know my problems are long term but if some kind human being could help me pay my council tax bill it will go a long way to support me in my constant struggle!!! I am doing this for my family so that my brothers can finish their education and better their lives. My paypal link is below. Please help me with £151 a month to pay my council tax bill!!! I will be forever grateful.

paypal.me/khan0807

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Need help to pay off mortgage and more!

My father owes a large mortgage for his house. He owes a little more than seventy-three thousand dollars. We don’t have anyone who can help us. This is embarrassing asking for help but we truly need it. We both are disabled. We live from check to check. We also have bills we need to pay off.

Including medical. My dad had emergency surgery last year and the bills just keep coming in. Over six months later and we’re still receiving bills. He stills has doctor appointments to go to which will just add more money to pay.

Our home needs repairs. We had a bad leak which ruined my ceiling. It also had to be charged to our credit cards as our emergency fund couldn’t cover it all. The leak also caused two holes in the bathroom. One hole lets you see through to the other room. We also have another hole in another room from the leak. We also have a room that lost its carpet. Now all we have in the room is the plywood, which leaves splinters on your feet if you aren’t careful. We got some cheap rugs to put down for now. I know carpet is expensive so we’ll just get some type of cheap tile.

Our car needs repairs. My dad can no longer do the car repairs himself. The car doesn’t like starting up and it sometimes randomly stops working while I’m in park. It also needs new tires which I’ll probably have to put on my credit cards.

Our refrigerator doesn’t work well and leaks. It’s seal is broken and the fridge is so old we can not find a replacement.

We also have three rescue cats. I would like to take them to the vet for a check-up but the cost is to much. They are part of our family and I want to make sure they are healthy.

I would like to pay off my credit card bills. Most of which are from buying groceries, paying other bills, and medical bills.

Please donate whatever you can. Begging is something new to me and to my dad. We never ask for help before but we are now. Please help us.  Every little bit helps.

paypal.me/MLkane

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Need help to pay off mortgage and more!

My father owes a large mortgage for his house. He owes a little more than seventy-three thousand dollars. We don’t have anyone who can help us. This is embarrassing asking for help but we truly need it. We both are disabled. We live from check to check. We also have bills we need to pay off.

Including medical. My dad had emergency surgery last year and the bills just keep coming in. Over six months later and we’re still receiving bills. He stills has doctor appointments to go to which will just add more money to pay.

Our home needs repairs. We had a bad leak which ruined my ceiling. It also had to be charged to our credit cards as our emergency fund couldn’t cover it all. The leak also caused two holes in the bathroom. One hole lets you see through to the other room. We also have another hole in another room from the leak. We also have a room that lost its carpet. Now all we have in the room is the plywood, which leaves splinters on your feet if you aren’t careful. We got some cheap rugs to put down for now. I know carpet is expensive so we’ll just get some type of cheap tile.

Our car needs repairs. My dad can no longer do the car repairs himself. The car doesn’t like starting up and it sometimes randomly stops working while I’m in park. It also needs new tires which I’ll probably have to put on my credit cards.

Our refrigerator doesn’t work well and leaks. It’s seal is broken and the fridge is so old we can not find a replacement.

We also have three rescue cats. I would like to take them to the vet for a check-up but the cost is to much. They are part of our family and I want to make sure they are healthy.

I would like to pay off my credit card bills. Most of which are from buying groceries, paying other bills, and medical bills.

Please donate whatever you can. Begging is something new to me and to my dad. We never ask for help before but we are now. Please help us.

paypal.me/MLkane

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This is my last resort

I never thought i would end up in a position such as this, but here we are!

I’m a girl in her mid-20s with nowhere left to turn. All because I was too afraid to quit, even when I knew things were getting bad. But now I’m stuck in a hole I can’t get out of, and I truly am in need of help.

I never went to university due to panic and anxiety attacks that stemmed from college. I started an apprenticeship at 21, which paid less than £4 an hour, not a lot to live off of when you have to pay rent. I had to buy groceries with my credit card in order to eat. This debt started to build up, but for a time I was on top of it all. However, things for worse 18 months ago when my landlord sold the flat I lived in with very little notice. All the money I had was put into moving costs and a deposit for a house with my partner. This set us back thousands of pounds.

Because of all this, I’m now in debt again to the tune of £3,000, and I’m struggling to pay it back. My panic attacks are taking over my life, and my mental health has gone way down hill. I have no one left to turn to, and I can’t see glad light at the end of the tunnel. I’m afraid this will also soon affect living costs.

I know life is hard for others in very similar positions, so my story isn’t new. But if anyone could please spare any amount of money, I would be grateful.

However I get there, if any kindness is shown to me from this website, I vow to pay it forward in the future. I know how hard it is to ask for help.

 

Thank you for your time reading this post. And thank you kindly for any donations.

PayPal.me/allen662

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My Family and Future

My name is Megan and I am currently 24 years old. For the past nearly 2 and a half years I have been unemployed to help my sister with her kids. She has an almost 4 year old, and almost one year old. Since her first was born (four years ago in November), I have been watching him every week. I was watching him four to even six days a week for 10 to twelve hours a day while his parents were at work. I do this solely to help them out, and I do not get paid. I would never ask for them to pay me for watching their kids, I love them as if they were my own. When I first started watching them, I did have a job. My job took away my main source of income (livechat). Then the only way I could make money was less than a dollar per ticket response. I was not able to make much money at all. So, I left this job to focus on helping out my sister and boyfriend.

My boyfriend and I live with my parents at the moment. We have been living here to try and pay off all of our debt and save up money to get a house. I also drive my boyfriend to and from work as we have a single car. We have finally paid off most of our debt. I still have a student loan that I owe around $3600 on, but as I am unemployed my payment is $0 a month. I do still want to pay this off. I don’t like the feeling of having debt that I still owe.

We are finally about to start saving up for a house which I am so excited and proud of! The main reason I am posting on here, is to help out my family. My brother, sister, and even both mine and my boyfriend’s parents. I want to be able to help them out as much as possible. The money would go toward my parent’s mortgage and debt, my brother’s debt, and my sister’s debt and mortgage. We are just a family trying to get by.

I in no way feel like I need money more than anyone. I know there are so many people out their that deserve and need the money so much more. I hate to ask for money, and if I don’t get any that is just fine. But I will try anything to help out my family. Thank you for your time, I really appreciate anything!

https://paypal.me/meganrahaim

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While I am willing to take donations I am really just looking for a loan…please help

I am asking for a loan or donation of $200,000, to help  buy a house and pay off some bills.  I am able to repay this loan at $2000 per month for 10 years.  There would probably be times when I could pay more than this, but from a budget stand point I wouldn’t want to commit myself to more.

I am a single mom of 3 children, we are not poor by any means but probably sitting on the lowest rung of middle class society.  I have a good job that I have been at for over 5 years and just received a promotion.

I had my two older children when I was very young, before I even graduated high school, but I received my diploma and even have some college under my belt.  We have not seen their father for almost 9 years now and he is only required to pay $300 a month in child support for them.  They are wonderful well-rounded children that make me very proud every day to be their mother.

I divorced my youngest child’s father a little over a year ago and probably should have done it sooner, he was abusive and as the years progressed he became more aggressive, but I did finally get the courage to kick him out and I will say it was one of the best decisions I have ever made.  My kids and I are finally free and able to enjoy our lives in peace and quiet.

I have made some bad decisions when I was younger, but everything I have always done was to benefit my children whether it ended up being the right decsions or not.  My family is my whole world, I work and I take care of my kids and I am just asking for some help.

I am not telling you any of this for sympathy, but to give you a little background.  My parents raised me to be strong and independent and I am finally starting to take that back.

I am truly just looking to make the life of my children better.

If you have taken the time to read all of this, I truly thank you and appreciate the consideration.

paypal.me/CAB1385

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Unpin the Butterfly

Stephenson Home, Olds, Iowa.jpg There is truly nothing more humiliating than begging for money. Yet…I find myself in such a horrible situation and it weighs so heavily on my heart. I have $12,000 of debt outside of my mortgage and I need to refinance my mortgage to make the next big step in my life. With no ability to afford insurance, no benefits due to juggling 3 part-time jobs and my big heart wanting to help my family so much…I have let my own financial needs slide. I cannot believe that just 4 years ago I was debt free and now bill collectors are calling me to get what I owe them. It is maddening. I keep getting the advice “you should claim bankruptcy” from my friends and yet I know that would be irresponsible. None-the-less…I have nothing to draw from. I owe for medical care, utilities, phone, storage from my years abroad and car insurance. From the depths of my soul, I know this is all my doing and I need to make it right. The fact remains: I am in over my head and need help. The stress of being pinned like a butterfly in a science project is wearing on me. Negative thoughts are toxic and I need to get back to the positive person I have always been. If you can help, believe me when I say that there will be no one more grateful or able to take your gift and pay it forward when times get tough for another lost soul than me. I am actively seeking a better standing in the workforce even though I live in a small, rural community. I am sorting through stored items from years past to find things that I may be able to sell and cutting back in my budget to better spread what little I have more efficiently. I know I can get to the goal of being debt free again and will be better equipped with the knowledge I’ve gained through this experience. I am seeking to refinance my mortgage first and need a down payment of $5,000. Then I would move on to pay off my debts to the total of $12,000. Please consider any donation to help me get back on track and know that in doing so you have touched more than one person with your kindness because you will be helping my family as well as giving me the chance to pay it forward.

Paypal link: PayPal.Me/cboulton72

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Struggling keeping up

so how does one ask for money? I guess I’ll just put my story out there and see what happens. I’ll start off bout 13 years ago the birth of our youngest child my wife began ended up in bed rest for last 3 months of pregnancy. Since then her health has went down hill and she has been on disability pretty much since then. My kids have pretty much never know their mom healthy. Now that’s not the reason I’m asking for money. I’ve been a construction worker since I was 19years old, almost 24years..I make good money but my health is starting to not allow me to do the same work. I just was released from hospital last night after dealing with my second heat related illness. The short story on what happened I passed out twice, coworkers rushed me to hospital, blood pressure was88/52 (I know) ,body temp was 93.9(I know) my kidneys were in failure ,and I was pretty much out of it. They did a bunch of test(ekg,cat scan,labs) gave me 7! Liters of fluid (2 at a time ) and about 5 hrs later released me. My reason for asking for money is I’m afraid that I can’t keep doing this kind of work .And in turn not make the money I do and start losing everything we have been able to build as a family.not to mention I have three kids a senior, southmore ,and eighth grader and college is creeping around the corner. I don’t have much we have fair amount owed on our mortgage( 126000) and a truck (4800). The rest I have is bought and paid for.Im 42 and have always provided for my family I’m just scared one of these days I may not come home from work and they won’t have nothing but some memories and worry how they gonna stay in the house we love and have grown in. anything would be greatly appreciated ,my goal would to be pay off my house and I could start looking for a career outside of manual labor  and if I don’t make as much no big deal if my house payment is gone.

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Debt from an awful relationship

Hi 

I was in a relationship for 5 years when my partner decided to work abroad for 6 months. This was hard but I wanted to fully support him so I waited. Paying the rent on our house alone. 6 months went by and he’d then received a new job abroad and told Me that it would extend his time abroad for another year. I decided to stick with him on his decision and waited still paying our rent, bills, etc by this point I couldn’t afford to pay it from my wage so I started using my credit card. A year went by my debts increased and then heard he’d received a promotion which extended his stay by another 2 years. I made it very clear that Id stick with him but at the end of this time we’d have to workout whether I should move out or he returned. We agreed we’d do this. I moved back with my parents to lesser my debts and started paying them off.  Our contact was lesser but 18 months very hard month went and I received a phone call randomly saying he’d be returning suddenly next week. I was thrilled by the idea. I made sure that I got a rented house for us sorted paid the deposit. Took all his stuff out of storage which I was paying for and made our new house a home ready for him to return. He returned on June 2nd 2014 after waiting over 4 years for his return and things seemed great. 2weeks into him being back and him travelling to his new job in the neighbouring town I had a message saying he wanted to talk. So I met him that evening at home and he said he wanted to end our relationship. I was devastated,I was heart broken. All that effort. All the waiting. And he ended it. He came clean and told me he’d had an affair abroad and had to leave the country because of it and that he’d come home only to Persue another affair in the neighbouring town. 5 days later the removal men turned up took his things away with him and I was left with only the tv and the dog which in no way was he taking after I’d cared for 4 years of him. What he did leave me also with was £10000 worth of debt which then grew to 17000 whilst trying to pay the rent on my newly agreed 12 month rented house. 

This happen to me 4 years ago and I’ve been ever since paying the minimal debt as it’s so high. 

I’m now in a new happy relationship and in hope of buying a house but I can’t do it without clearing my awful debts. 

If anyone could help me you’d be giving me a new shot in life. 

I’m currently stuck at £13000 in debt.

Many thanks 

Joe

paypal.me/dayjoe

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Need a real miracle. Please read this request

To whom it may concern,

Dear Sir or Madam.

First I want to thank you for the time and interest in reading this letter and also I must apologize if you notice some mistakes in this letter my English is good but not perfect. My name is Pablo Rojas I am from Costa Rica, single, no kids, an average professional person.

In October 2016 I quit my job worked in a technology company, the reason to take this decision was simple: last year I wanted to build my own house so with all my savings I had to do some sacrifices like selling my car, cut with the unnecessary expenses just to make this project a reality and actually I decided to be part of the crew building the house as another regular worker, it was the  hardest 5 months of my life, a lot of physical effort but with so much love to see this dream come true. In August 2017 I had to stop because the budget was not enough to complete this house. The progress to finish the whole construction stopped at 80% approx. There are no electrical system, windows, doors to mention the basic elements and that’s ok when there are circumstances you can not control there is a point when you must accept the reality under your own responsibility since then I visit regularly my house so during the weekends I go to work the parkland. Right now I am unemployed and believe me I’ve applied to so many places online and personally. At the moment I work online at my parents’ house just to pay the bills but I am delayed (very behind) with some payments and the bank is going seize my property if I don’t pay from now until 2 months is the short period of time to pay the debt only in the mortgage I don’t mind if within 5 years I finish this house, of course, I really want to move to my new place but the priority is to put the bank out of the road and then I will see how to figure out the rest. I don’t want to lose this battle. I need $15000 to cancel the mortgage, I am unable to ask for another loan because my current unemployment condition doesn’t allow me to get another loan otherwise I’d be more than glad to accept the challenge but is not nice to know that the pressure is huge that I really don’t know what else to do.

I am not sure if there are generous people willing to help a strange like me but if you help me I promise to invite and stay at my place the time you want to stay at my new place. I want to know that there are people with a good heart. Yes, I understand $15000 is a lot of money but is not an impossible goal.

Once again from the bottom of my heart thank you for reading this request. God bless you!

My paypal link is: paypal.me/medialuna

Kind regards!

Pablo Rojas

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Mortgage and bill help

My name is Myrtle Kee. I am a widow and will be 65 years old in September of this year. When my husband passed I helped people with insurance money I received until I too found myself in financial need. I have two great-grand children and their mom living with me. I got behind in my mortgage the early part of this year. My friends and my church tried to assist me while I waited on a home modification loan as I was headed for foreclosure. When I did get the modification it was three hundred dollars more than what I was paying. It is now 1,700 a month. I’ve been trying to pay it  but I have had enormous water bills that off set me with my mortgage. I paid 504 dollars recently to have my water turned back on, only to have a new bill of 627 due and payable by the the next 2 weeks. There was not a visible leak and I could not afford to pay a plumber. Have turned off valves and use water when needed until I can get a plumber out here. Trying to keep my head above water but it is very difficult. I need help with getting ahead with my mortgage and my bills. I am also having a debt judgment entered against me for 12,000 for a car that was voluntary turned in as a repo. Any monetary assistance would be greatly appreciated.

paypal.me/myrtlejewell

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I’ve done it by the book but still need a little help

IMG_20170714_110925_828.jpgFirst, thank you for reading. Time is money and money is time. I mentioned in the title of this request “that I’ve done it by the book” and I truly have (at least I think that I have). I entered undergrad upon graduating from high school, graduated ug in 4 years, magna cum laude, entered a job in my field months after graduating (social services field) and eventually earned a master’s degree. I have been financially independent…never asking my parents for a dime…after all, they did their part by raising me in a stable, 2 parent household. I’ve held legitimate employment, given 110% to my employers and been thankful for every opportunity that I have been given.

I am not a big spender, I’ve worked up to 3 jobs at a time and had the same car 13 years after graduating from undergrad.  Yet, I’ve  still managed to miss the mark. I have never married. I am single and I have no children. Oftentimes I regret some of my life’s decisions because I feel utterly alone, but I do have my dog’s unconditional love. For that I am thankful. My family and I have been estranged for the past 6 months because they found out that I am a lesbian. They are very religious and proud. I believe I have embarrassed them, despite the things I have achieved.

I managed to make it through a layoff but it set me back some.

At this moment, I find myself needing $3500 to catch up on my mortgage. Any help will be appreciated. Easing this burden will help with my depression and anxiety.  I know it isn’t the end of the world if things continue to sour… but I am afraid to find out.

Asking others for help is extremely difficult for me but maybe the universe is allowing me to learn through this process. If you feel inclined to help me, my cashtag (via cashapp) is $energyascurrency

Thanks again for reading. The very act was kind. Light and love to all souls. I look forward to paying it forward soon.

The image I attached was one of the last communications I shared with my father before he learned about my lifestyle. It means a lot to me. Thanks again.

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Mortgage and Car Payments

 

I never thought I would be doing this but I need help! 

I’ve been trying to consolidate my bills into one loan because I’m drowning in debt!  No one will do it because my credit score keeps dropping because of my debt! I’ve always been good about paying my bills but funeral expenses, medical bills, car repairs, emergency home repairs have led me to this point. I’m behind on my house and car payments. I  work like crazy but not making a dent because my money is not working for me because of soul-crushing interest. I need to pay off about $20,000 which would be life-changing right now.! I’m grateful for any help right and I will pay it forward! 

paypal.me/grateful13

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Custody Battle Cost Us Almost Everything – Help Us Keep Our Home

It has been a rough few years for my mother and I.  Our financial security was upended when my dad / her husband passed away unexpectedly.  Shortly afterwards, my grandmother (my mom’s mother) had a stroke and within a few weeks it was obvious she needed to be placed in an assisted living community. The loss of my father’s income and the mounting cost to care for my grandmother put a serious strain on our finances as we bounced from one credit card to the next.

And then out of nowhere my ex-wife hit me with a court motion for full custody of our son.  What had been a relatively peaceful agreement for almost 10 years suddenly became this looming cloud in or lives.  Lawyers are expensive and navigating custody territory without one is just asking to lose.  We scraped up everything we had left to put towards the lawyer, and the scary part is that with delays and continuances we may need even more.

We have been desperately struggling for the last 6 or 8 months just to say afloat.  Almost everything than can affect us has – massive health insurance costs, rising property taxes, and any number of things have whittled away our cash flow and robbed us of many simple pleasures.  One of our biggest issues is credit card debt, incurred mostly due to the upfront costs of housing my grandmother and paying for the lawyer.

We are at a point where we are simply out of money to deal with all of these expenses at once.

Every day bankruptcy looms closer.  We’ve had so much it at once time that we are unable to keep up.  What we need is a helpful push in the right direction.  Whether it’s enough to scrape by another month or a larger amount to actually help us pay down the enormity of our debt, at this rate anything would provide us with some measure of relief.

Please help us maintain our roots and return to some semblance of a normal life, especially with the involvement of a child.

My apologies for the odd PayPal link.  I had it connected to a blog as another means of passive income.  Rest assured any and all donations of any amount will be treasured and made use of.  Donate here: paypal.me/mytoyblog

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Need help to catch up mortgage to keep home

I hate to have to do this but my family needs help catching up our mortgage to keep our home. I work a full time job and my husband has his own business. Due to theft that happened to equipment for the business he owns, he was not able to work for a while. Also repairs needed to be done to his truck which is the only way he can run his business. His truck is in need of a new transmission. His credit is preventing him from being eligible to get a new truck. He already spent $1200 to get a transmission rebuild but it needs a new one. And due to this and bills mounting, we don’t have the  money. We are a working family with 2 kids (13 and 9 months) so once we can catch up, we can keep it going from there. The transmission will cost $3600. To catch up our mortgage it’s $7681.68 as we are 4 months behind and they are threatening to go to foreclosure at the end of this month. I have applied for second jobs as well as my husband has been using a friends truck when he can. Any help is greatly appreciated. Thank you!

 

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