Thank you for taking the time to consider my request.
Allow me to tell you a little about myself. I am a 47 year old male born and raised in Alabama. I am educated beyond high school with a Bachelor of Science degree and currently employed full time. I’m am the middle child of 3 boys and have some awesome nieces and nephews. I am single and at this point in my life I am happy with that. For the most part I am a healthy individual with the exception of Rheumatoid Arthritis (RA). Currently my RA is controlled with medications and is mild compared to some. And I work toward keeping the RA in check and hoping for little to no progression in the years to come. I enjoy being outside and especially on the beach. If you have never been to the Alabama beaches then you are missing out. So the beach will be my retirement some day.
I am here looking to raise the money to help get myself on track to make that beach retirement a reality. Currently my job keeps the bills paid and the lights on. And I save a little to live life by enjoying meals out and occasionally a small trip. What is not happening is being able to save what I need so that I am not working to age 80. What I am looking for is $60,ooo. That would allow me to pay off all debt and start a savings account. With all debt eliminated I could and would be able to build a nest egg and invest in a sound financial future. This would also help me invest in the future college education of my niece and nephew. I would also be able to save up a few thousand dollars to help my parents with some home renovations they need. My parents are retired and live solely on their social security so being able to pitch in here and there to help them out would be awesome.
You may wonder how I ended up here asking and I will tell you. I have researched all my options including a personal loan to taking a withdrawal from my 401K. And these options are just not reasonable. A loan would do nothing to elinate my debt and a withdrawal is not allowed in my 401K investment(nor is it a smart decision). I have applied to work a part time job just to help supplement the income. And I am taking some classes through work to increase opportunity for promotions. I am doing the things necessary to help myself I’m just looking for a little assistance in securing things.
Your assistance is appreciated more than you could ever know. And I will continue to better myself.
Peace and Love for a better tomorrow for everyone.