To whom it may concern,
My name is Jon and I am writing this in hopes of a little help. Even as I write this, I struggle with being okay with asking for help.
Shortly after the pandemic, I lost my job and my income was cut to less than half. I’m fortunate to have still found a job that has kept food on the table. Still, much of our obligations were not matched due to the reduction in income. We resulted in hedging our needs with credit cards in hopes our situation would improve.
My son was born shortly after the peak of the pandemic (2022) and during his infancy we incurred more debt due to medical expenses and the need for hospital visits resulting from birth, and illnesses thereafter. I made the mistake of trying to consolidate our debt to better manage our budgets. We ended up getting deeper in the whole as medical needs arose and income remained constant.
I went back to school in the spring of 2023 and I will finish my degree in the Fall of 2024 in hopes I can significantly improve our situation. However, at this moment I am at a complete loss for what to do. As it stands right now, I have outstanding debt ($47K) that has left us cash poor each week. The high interest debt makes for large payments due and little movement on the balance. I need help, just enough to cash flow again so we can continue to work little by little on improving our situation.
I have many aspirations to give back to this world and in time I know I will accomplish them. I give however I can, whether it be serving others or providing meals to those in need. I am thankful for all that I do have, and if nothing comes from this request I will still be okay. I am just asking for a little support to help me overcome this obstacle before me. I don’t expect anything to be just given, and what I am really hoping for is someone who can loan me the money in good faith with manageable terms. I have a firm belief in paying back what I have borrowed and I want to make right any help or support I receive.
Thank you for taking the time to read. May peace be with you and yours.
Best,
https://www.paypal.me/Leyva15?locale.x=en_US