Hello, How are you? I’m not really sure how to do this but here goes nothing. I’m 21 years old and I pretty much support my whole family. I’ve been doing this for awhile now always going paycheck to paycheck trying to help my mother out as much as possible. I’ve always done that growing up because I know what my mom went thru to support me and my 3 brother which I’m the oldest and the youngest is 6 turning 7 this mount actually. My mother got wrongly overdosed by people at a bar in 2013 and my mother died 7 times and was hospitalized for 1 month in a coma. The doctors said they weren’t sure how she was going to recover. From lack of oxygen to her brain for over 45 minutes. When she woke up she barley remembered me or anyone. I was the only one she had it’s always just been me my mother and brothers growing up. So I helped her everyday over they months she got better with some different things going on but in 2018 my mother started getting very sick and since then it’s been a really rough ride for me physically and mentally but I always look for the brighter side of everything even when I’m in my worst my little brother is the only thing that keeps me moving. Since 2018 my mother was forced to not work anymore due to her illnesses I had to take on the responsibility of taking care of my bills and hers and I still am I’m trying my best but I have days where I’m not sure if I can make it till my next payday. My life is horrible yes I try my best to change it but doing everything on my own at 21 is just a lot of stress.

When I graduated in 2017 I moved to go to college but a while after my mother got hospitalized for 4 months so I had to take on the responsibility of my little brother plus working and going to school. I had my own place car everything life was going good for me for once but when my mother couldn’t work anymore and we have been having problem with SSI since 2013 but in 2018 they told her she couldn’t work at all. So my car was the first thing to go because my mother and brother needed a roof over there head so I did what needed to be done. They came and took my car then I lost my job for no reason because my manager was a drunk. So bills started over flowing and I finally got a semi good job and I’m trying to get everything back on track but with everything going on right now I’m just so stuck. I have a 1993 Cavalier Station wagon and it’s  just sitting in front of my house because what needs to be fixed isn’t even worth it. So I’m in need of a car not even a new one that would be nice but just a used one but I can’t even do that because my credit is so bad to the point where I can’t even get a loan for 500 dollars. And I’ve tried to save but trying to afford a whole family on my income is tight not even to mention taking care of a 7 year old. I feel horrible about myself to even have to come to this point but I have no other option I’ve tried. I would greatly appreciate anything. Anything is better then nothing. I have even tried taking to banks I just want to be able to pay everything off so my credit will go back up and my life can be a little bit less stress free. Thank you for reading I know it’s a lot but hey welcome to my life. Yes it’s hard but I’m trying my best for me and my family.

Thank you!!! paypal.me/JasmineW181

Hello, I am a Full Time Student through Full Sail University Online, My family moved from Maine to Las Vegas for better opportunists. Then the Virus hit, and we all had no way of obtaining work. This was a huge hindrance on our family, Me my wife and two daughters. With no way to get a job and everything shut down, I turned to looking on craigslist for a gig. I was not finding anything in my field at all for sometime (Digital Cinematography). But to no avail I found one. A “Gentleman” who claimed he needed editing for his GoPro footage. Seemed easy enough, also it said 20/hr. Paid Cash or Paypal. Seems great! Well it was for about 2 months which brings me to now, I have worked for this man who only “needed” GoPro editing and throughout our time he has had me do so much more work for no extra pay. I did it anyway cause its still not easy to find a job right now. So I kept working, setting up his Social medias and Youtube, while editing and doing sound work, and managing school and a family with kids. We met Mondays Wednesdays and Fridays. for about 4 to 5 hours a day. I got a total of 1000 Dollars cash for over two months of work. and not counting the editing I did at home which really adds up. And he offered another 1000 as of the 6th of August. I inquired that instead he buy a camera and drone for me so he can save his cash. So he did, he let me use his Cc on my amazon to buy the Camera and drone. Totaling around 600 Dollars. I got it and used it for personal and his channel use. Now come to today 08/20/2020 I said I can no longer do this work because of the great deal of stress and amount of work with no more money coming in, along with not being able to be with my family or focus on school. He then said that he was going to report the items as stolen even though I had technically worked for them. But because I have no written record that he bought it for me, I had to return it all to him, Loosing my hard work and equipment.

If anyone is able to help I greatly appreciate it as times are insanely hard during Covid and I can’t even imagine spending 600 more, as I need to focus on my family’s needs. But If I get anything from people I will surly use it to regain some of what has been lost. Thank you!

paypal.me/Kragar888

Hi, My name is Eulanda. I am a 23 years old female. I really hate the idea of having to ask for money here but I decided to put my pride aside. I am a very hardworking female and if I have to work online for you so I can get some funds I will do so as long as its nothing inappropriate and its something that I can do, if I even have no experience in it and you are willing to teach me then I am willing to learn.

When I was a teen I made some bad decisions which I honestly do not regret as it made me into the wonderful woman I am. I am currently working and trying to build myself a place to call home, but of course my salary doesn’t cover the expense where I can finish it in approximately 2 years, with my salary maybe I could finish in 4-5 years. I really am working towards all my goals. I would like the doctors to find out what exactly is wrong with my mom as sometimes she feels real sharp pain in and around her chest area but sometimes I don’t have the money to take her to the doctor and it hurts me to the core, but whenever I am able to I just do it and not think how much it will take out of my salary and push back the building of my house because after all she is my mom. This is really far fetch but I would like to buy my dad a car  but that it a dream way in the future. For me I would love to start my own pastry, sweet tooth and fast food business I plan to call it Mother & Daughter Sweet tooth & Fastfood or E&M Sweet tooth & Fastfood (E for the first letter of my name and M for the first letter of my mom’s name) and the location will be close to my area as there is a good target market there and this is a huge dream and goal for me. With this business persons will benefit and it wont just be workers and myself but every 5 months a specific day will be chosen where the business will be closed to the public but open to the workers as we will be making some warm meals and deliver it to homeless individuals as well as children homes etc. I want to do this because everyone deserves a touch of happiness and a touch of kindness in their lives no matter who they are and this will help the world to be a better place. Even when I have nothing I try to help others, its just an instinct my mother instilled in me. I honestly have good intentions and ideas but I would really love and appreciate a start no matter how small it is. I also want to teach my children when I have them about the value of hard work and giving to individuals in need. Thanks to all persons in advance, you really have no idea how much it will help. You will really make a difference and for those who will give I would love to thank you personally I’m not sure if there is a way and I would also like to show you the difference you have made. After writing this I realized that my country is not supported. I honestly don’t know if its a big deal but the truth is I am from Jamaica but I went to USA for work and travel and my country is not supported so I  wrote USA. I just really need some help and I apologize for writing USA. My paypal link is:

paypal.me/euly23

Hello Fellow Humans,

Let me start off by saying thank you for the time you are taking to read this. I’m writing this today asking for fellow kind souls to help me out of a rough situation.
I’ll give it to you straight – back during the 2008 financial crisis my parents lost everything, short of our home, which they had to sell to pay off taxes and debts. They’ve never recovered and neither have I. I was one of three boys. Being the oldest at the time I worked to help provide for my family which left me at a great disadvantage when it came time to move out on my own and start college. I was fortunate to be able to do so, but worked two part time jobs to pay for cost of living and school/transportation expenses. This was not enough. I did what everyone tells you not to do and I started taking out payday loans to cover bills. It was a bad decision that resulted in years of a living nightmare, it’s better now, but I’m still working to pay these debts and others off as quickly as possible. This period of my life also completely destroyed my credit.
Here’s the rush – my parents are 70 years old and in declining health. Although I’m fortunate enough to have a steady, decently paying job, it doesn’t pay enough for me to help them and myself at the same time. My current debt stands at around $10,000, but with interest and making only slightly over the minimum payments – I can’t get ahead. Planning ahead, there’s no way they’re going to a home – so I need to have one ready for them. Paying off this debt will allow me to make real progress on my credit and hopefully one day, in the next 5 years, allow me to save and qualify for a small home my parents can retire to where I’m able take care of them.
I understand that compared to others I am fortunate and blessed, but anything you can do to help me with my goals would be greatly appreciated.

Sincerely,
CL
paypal.me/sunnyatx

Good people of the world, I am going to share a bit about my family’s circumstances with you. My family has definitely been hit hard for quite some time now. My husband is going to school to become a nurse, with an end goal of becoming a doctor. It will have taken him 7 years to get a 4 year degree in nursing, once he hopefully graduates in Dec. of 2020. The main reasons for this are because of so many health issues I have had, along with our daughter. She is 10 and  has suffered from Juvenile Rheumatoid Arthritis since she was 7, and has had a very hard time with it. She was unable to finish second grade at school because she was unable to walk to the different classes or move around to do anything at all because of the intense pain she was in. Her school called us  one day and said that since there was only one month left of school, it would be in the best interest of our daughter, if she would just stay home. So we took her out that day and have homeschooled everyday since . She’s been on quite a few medications and her doctors think they might have found a combo that works well for her. They told us that she has a severe case of it. She is doing a bit better, but she still has to go to the Duke Children’s Hospital every 3 months for her rheumatologist to check  up on her and her joints.  I don’t like sharing my medical history, but I am a Type 1 Diabetic, also known as Juvenile Diabetes. I have had it since I was about 8 and am now 36. Over the past 6 years, I have had a lot of difficulties with my diabetes, even after many years of dealing with it. This is due to my pregnancies with our 2 youngest boys. My body, inside and out, didn’t handle things very well, despite the care of my many different doctors, and my own knowledge of my body and disease. There had been a lot of scary low blood sugar episodes, to a point where my endocrinologist had me on barely any insulin. There were many times my husband was unable to do any school work or study or even go to school. I also suffer from bipolar type 2, which is more depression than anything else, and when I do have my mini manic episodes, they come out as extreme anger. During my pregnancies, I was unable to take the medication I need for this. That was extremely hard for everyone, myself included. I did my best to control the anger and severe depression, but apparently I was unable to control it enough. My husband did an amazing, yet tiring and stressful, job helping me, the house, all of the shopping, and doing his best to care for the children during those years. My point for sharing all of this, is that due to these stressful times, he was unable to focus much on school, which caused us a lot of other issues. We had been able to function financially a bit better during all of this because of student loans. Most of the loan money went to books for his classes and many other school items, but we still had a bit left over. Since the process to get his 4 year degree has taken him almost 7 years now, he is unable to receive anymore student loans. The school informed him that there was a certain amount of money he was able to get throughout his time at school, but he has now reached the limit and they are unable to provide anymore loans. So now we are having to pay out of pocket for all of the costs of classes, books, and any other tests and school things. We were able to pay some of it with the help of the first stimulus check, but we won’t be able to do anymore, let alone having to worry about our rent, power bill, gas, phone bill, wifi that we need for his schooling and for homeschooling, medical bills including medications for my daughter and me. I forgot to mention that once I had our boys, one is 5 and the other is 2, and was finished being pregnant, I was able to get back on all of my medications that I desperately need to function “normally”. I also have therapy every Friday, which helps tremendously as well. On top of this all, I had a part-time job before the virus caused me to lose my job. The extra unemployment was a major help, but it has now finished. I receive $85 a week, which is way less than I was making while working and not nearly enough for us to survive. Luckily we had a little in savings due to the financial help we had been given due to the pandemic relief money, but it is almost completely gone now. With the new unemployment rules coming about, we will not be able to receive the help since we only get $85 a week and the requirement to get the extra help is making no less than $100 a week. We are now seeing our demise ahead of us. We do our best to not speak about all of the financial issues in front of our children, but our oldest has started noticing things are different and how our whole mood seems to have changed recently too. She also heard us one time when we were discussing what we’re going to do to pay all of our bills, let alone school. We were in our room, but she came in to ask a question. So, here we are, wondering what we are going to do within the next month or two. We’re scared because my husband finishing school, getting his nursing license, finding a job, and making enough to support us all, is so close, yet so far away. No child should ever have to face or go through being homeless. I am asking for donations of any kind to flow in, to help us be able to make it financially, at least until my husband has a secure job, and starts receiving payment to support our family. I greatly appreciate you taking out your time to read about my family and our situation. Thank you so much, from the bottom of my heart.

Janell

I read that we are to put our PayPal link here. Mine is:  paypal.me/jw110213

Thank you once again!!

Dear Potential Rescuer(s),

I have worked at home consistently for 25+ years and don’t make an incredible amount of money on the norm, not terrible, but not a lot (around 35k right now), but I have managed to pay the bills. As it has for the majority of us, COVID-19 has made hard times so much worse. I was laid off from my primary IC position just over a week ago as a direct result of cutbacks related to COVID-19 with the promise of a return. I’ve been lucky and have never been on unemployment, but being a sole proprietor and provider, at the moment, I have applied for the PUA assistance, and that is still pending. I’m very actively looking for other work as a temporary or permanent substitute while waiting to be called back, but my bills loom large, and they were on the fringe before this as I had needed consolidation. I currently don’t have the debt-to-income ratio to do it without outside support.

FAMILY SUPPORT AND CIRCUMSTANCES
My mother is elderly and lives upstairs from me. She is healthy, amusing, and always considerate, wishing she could help, but she has nothing extra to give. I do have a husband. When we met, he had a steady job for many years, and he left his job a few years ago due to stress that was affecting him both physically and emotionally. He hasn’t gone back. He makes a little, but to pay the groceries, not the bulk of it. I try to be supportive, though I’ve asked if he could try and work more as times get harder. He is why my father hasn’t helped me. I did ask, which I haven’t in a few decades of my life, but anything he does to help me he feels will be helping my husband, and he doesn’t want to do that. I understand this to a degree, I do. I’m not my husband, though. I can only rely on myself as I can’t make him work. I also signed a waiver of dower rights years ago when we married, so if I did leave (and this something I’m not planning), the house is his, at least without a fight. There are also pets and my mom that I always have to consider.

OTHER IMPOSSIBLY, BUT POSSIBLE OPTIONS
Over time I’ve had ideas to make our lives better, but never the freedom to work on any of them, never the support, and also overwhelmed with the day-to-day battle of continuing to work to make all my payments. I’m not a professional in occupation. I’m not an artist or a writer, and I don’t know where I would even begin starting a YouTube career. I’m in awe of those who do or try. You watch as people donate $1 here, $3 there in their chats alone, and they add up, and it’s quite amazing to see, but those aren’t my chats. :( In some chats, you see people giving away huge sums just because someone said something funny. OMG, I want to be funny! I’d also like to be graceful and talented and have a huge family of well-connected people! I don’t have the money to go back to school, and because of needing to work constantly, I don’t have the time to find a niche in that way that could help support me a bit better or that I would even enjoy, though I absolutely would if I could. I don’t have a product to sell. You look at Amazon’s fulfillment centers and people buying low and selling high, and you think where do they find these items? I could see this being a potentially good opportunity. I would start to look into it, but then realize I need to keep working, as I have no time to look. I suppose I could write a book called “All the Wrong Decisions,” if I had the time.

SPENDING HABITS AND OVERALL DEBT
There is nothing shiny or pretty or new here, not even clothes, nobody is spending money on anything extra that isn’t needed, and our youngest car is 18 years old. Thus uploaded images here would only be of pets because they are perpetually adorable.

My credit report reflects steady payments on everything for years. I have one blemish that was due to a small charge I didn’t know about or authorize, yet when I learned of it, it was just too late. They had an old email and an old phone number, though I was sure I had updated it and on autopay on everything. I paid immediately. I’ve fought this thus far to no avail, but haven’t given up. :( Like dominos, all my credit lines plummeted with this small unpaid charge, “exceptional” turning to “good” because my debt suddenly became much higher on each card with the limits being so much lower. It was pretty devastating, as I had built it up so well, to cave so fast for something like that. I also can’t get a loan for equity in the house, not only because of the COVID times and how banking has changed their loan processes for now, but I would need the house to be in my name to make that happen.

We have 137k left on the house in his name, $24k left in a loan for home improvements in his name, and then there is the $37k in my name that I can’t consolidate. These are massive numbers, I know, but it’s the last one that I’m concentrating on the most.

SUMMARY
I can’t breathe to plan or plan to dream. I feel myself gradually losing my hold on everything. We haven’t had health or dental insurance in a few years (something I’ve always had), and we’re in the middle of this pandemic. I’m in my early 50s, and I spend my days and nights continually worrying, trying to figure out how to make it all work, so we don’t, you know, lose all we do have. I know I’m far from alone. Many people have it much worse, but I see worse around the bend, and it isn’t very comforting.

So this is a site I found due to desperation, where one goes when they feel they’ve exhausted all their options, I imagine, begging for money. I went to Dad first. That may have felt worse, actually, but it still feels terrible, and yet here I am. It also, however, brings with it hope (albeit small), and there is some power in that, like when you’re running on empty, and you hope you’ll get to the station before you’re out. I imagine some choose pride and homelessness over begging. I can’t say I don’t understand that either, but I have people and pets who rely on me. So here I am, just a strange girl stuck in this vicious cycle asking for strangers to help her. Yes, I said that.

I don’t know if I’ll have the courage to send this, but I think it would be more wrong if I didn’t try everything than it would be right not to on principle. I’m not sure how this works or if anyone will see it that could help or would want to. BUT, if I am lucky for such a thing to happen, even the smallest amount, it’s help. It could be maybe something crazy like credit piggybacking, cosigning a loan, a little time to breathe big and free, and focus. I would appreciate it more than I could ever describe. I believe in paying it forward, and if I can get to the other side of all of this where I can, I will.

Thank you for listening, considering my circumstances even a little, and please stay safe.

Donation

Back in early 2018, my husband’s father asked us to come to North Carolina due to an illness that he had. We packed what we could carry and left the rest of at our house. His father knew he wasn’t going to be around much longer and wanted us here to take care of his wife once he passed. His son, my husband, agreed to his wishes and his mother also agreed. Well he passed in February and things were so different. His wife never cried and there were so many people who had come to his celebration life. Now I don’t fault anyone who has been married that long not to grieve because they will in due time. Well its been two years since we lost a great person. We have done everything we can for her including buying food, cutting grass and all the upkeep of her property.  I have always been a person to help assist elderly people with things. Now fast forward to this year. My mother-in-law has now become cynical in everything that has to do with me. She said she doesn’t want me here but that my husband could stay. She never wanted us here in the first place. Now mind you we sold our home to move into a 2 bedroom mobile home thats truly only big enough for one person . We lost money on our home when we sold it. We have used all our savings to make improvements to her property, yet she now wants me to get out . I advised her that when I go that he goes with me. So we have searched high and low for a place within reason and have not found anything to rent that would allow our dog and cat. They are my family and I will not get rid of them. My husband travels alot for work so we have decided to buy a recreational vehicle to live in so he doesn’t have to travel by air but we can be together. Total cost, $135,000. We have located one to purchase, but have no funds to do so. I can’t stay here. We really need your help. You can please send your donations to paypal.me/TerriH113

God bless you no matter how small or big.