Please don’t overlook this… I need genuine help. I’m 18 and trying to graduate high school while at the same time taking care of my three younger siblings. I was working three jobs and I got fired from the best paying out of all of them and I’m falling behind on phone payments, I’m on my second car which is about to die on me, I’m worried 24/7 about how I’m going to get food on the table or if I can pay the next bill or if I’ll even be able to drive to work. My mom has been in prison for a while now and it’s ruining my family. I don’t need a lot but I’m so desperate that I’m writing this out right now for hopefully someone with a huge heart… I’ll just go with $10,000 I really hope it’s not too much of a hassle. Thank you to whoever takes time out of their day to read this.

https://www.paypal.me/Harrison393

Need help breaking my debt cycle which is currently around $35,000 debt, with any amount please, so I can start saving money and stop living (barely) paycheck to paycheck.

I started working at my first job in 2001 at about $5 an hour, with no previous work experience, vehicle or any money.

Immediately got into debt from a local credit union begging for money, because I had no credit history or collateral, to purchase a car and some money for work clothes.

The only vehicle I could afford to purchase was not that great, and needed a lot of work to pass inspection and to keep it going, sinking me further into debt (most of my paychecks where going into this car).

At some point around late 2007 a friend gave me another vehicle which was not that much better and the debt cycle continued at around $15,000. And barely making above minimum wage around 9$ an hour.

I managed to make it through till around 2008 and get my credit score up, and got a used low maintenance, low mileage 2007 hybrid certified vehicle for about $32,000, which was fully paid off around 2012, and I still drive today.
My debt after paying off the vehicle was around $18,000 in 2012.

When I was a child I did not have dental work done other than basic state required dental work. I was in pain for years and have been using whatever paycheck I didn’t use for rent, food, and required car insurance to try and get some of my teeth fixed, so I wouldn’t miss work, and the rest of the money needed went on a credit card (which I regret to this day getting that card even though it helped me).

Around 2014 my debt had ballooned to around $30,000 from various things; new work clothes, car maintenance and replacing things worn out, dental work, helping people more than I probably should of, new car windshield (insurance wouldn’t cover it) and some bad choices.

Around 2016 I managed to get my debt down to $20,000, and I am making about $14 an hour now.

Around 2017 the tires on my car where not legal or safe anymore and had to put $500 down on them to get new ones. My vehicle also decided as I was leaving work to have the main computer die, which set me back $1600 on my credit for a certified garage to order and replace.

In 2018 I went into the year with close to $30,000 in debt despite all efforts to cut back on everything, and pay down the debt.

Late 2018, my car decided to have it out with me. First the hybrid batteries went and this set me back about $5000 to replace and install. The 12v battery went next which set me back about $100 and parts of the emission broke, which cost around another $600 to replace so I could pass inspection. I went with the new batteries, instead of an new car, because they came with a 10 year warranty.

As of right now in 2019 I am at around a stressful $35,000 debt, credit maxed out, and around $17 an hour for 40 hours a week at the same job. I have cut back on everything non essential except internet, and all I do is work to pay debt and hope my car doesn’t break (the roads are really rough this year) or I develop any major medical/dental problems (I have medical/dental insurance but can not afford to use it in years).

Thank you for any help.

https://www.paypal.me/Eltad

Hello, my name is Amber.

    …. I’m asking you as you take the time to read this that you sincerely try and imagine that you’re walking ‘in my shoes’ ….. and make it an effort to try to understand how this situation would affect you personally and your loved ones.

      The day my daughter  was kidnapped at gun point and brutally raped by a stranger off the street. (Whom got sentenced to life in prison) was the day I felt my world stopped turning. This traumatizing event has significantly affected my family and most of all affected my daughter who personally experienced causing her life long damage. Due to situations my children were placed in temporary custody of children service agency. This whole ordeal along with the separation has caused damage to my children and i with many heartaches.

         I am currently working on a case plan with csb which does include reunification of my children…that at the end of the day is what truly matters most to me and my children.

          I’m gaining the strength and courage to reach out and ask for help. Even reaching out to just talk has helped me tremendously.

   I’ve been suffering and mostly in silence…I no longer wish to suffer in silence. The support of others has helped me and gave me a more positive outlook on life. I will continue to  “Keep on fighting the fight.”

         However, my families lives have suffered greatly and in many ways.  I lost everything I had…everything I ever owned. I’ve financially been struggling and bills just remain coming in and as they keep piling up it becomes depressing and exhausting to be so far behind.  

I’m reaching out and asking all of you for your help. I am in need of assistance with getting back on my feet. Please help me help myself on this journey of getting myself and life back together.

         I’m trying to raise money and or needed donations to help me with the needs and with financial expenses. Even a small donation will help me work towards my goals and accomplishments to a better life.
          Please find it in your heart to help!!!                           

                                   
            Thank you in advance….you have no idea how much it means to me to just have support.

You can make contributions on my paypal account

https://www.paypal.me/amg4life

or you can contact me to set up another donation method.

•        If you can’t give, but still want to support, please share this page with your friends, family members, and coworkers.
  
  Thank you again!
  
  Sincerely,
  
  Amber Glassford

My husband and  I got married a few months ago. Two months before the wedding, his Stepmom filed for divorce from his dad. I had just moved in with him to the house his dad bought for him and his sister (who moved out to live with her boyfriend). The house is owned by his father and stepmother. She would not talk to us directly, but we were told we would have to be out of the house at some point, and that was it. That’s all we were told. So we were left worrying if we were going to have to get out the week after our wedding, a month, we just wanted answers. Along with that, we still had wedding expenses that needed to be paid. His father said he was going to cover some of these costs, but with his financial issues and his wife leaving him, he didn’t give us a  dime and we had to come up with about $8,000 of unplanned wedding expenses just weeks before our wedding. Let me add that I did not want a big wedding, his family wanted a big wedding, and I was most excited about going on a honeymoon. Well, that didn’t happen.

Anyway, the worst part of it all is that we both work for his father. He spent money like there was no tomorrow and basically ran the company into the ground. My husband put about $17,000 of expenses for the company on his credit card. His dad has yet to pay him back and I don’t think we will see that money again. There have been several times when he couldn’t give us a paycheck in times. One time, in particular, he gave us all a pay raise so I took out a loan to consolidate my credit card debt. My goal was to get my credit up and buy a home. I was finally on the right track to achieving my goal,  and was so proud of myself! Things were looking up. My dad had just passed away a few months earlier, so this was a big step for me during a dark time of my life.  Then, a few months after that pay raise he just STOPPED paying us! Weeks, and then months went by, and still no paycheck.  Everything was brought to a halt and I was forced to use those credit cards I had just paid off. I had no choice, I had to pay my health insurance, my car insurance, and basic life necessities.

So now, a few years later, I unfortunately still work for his father. We are being kicked out of the house in a month, we are sharing a car and we cannot catch a break. We don’t go out, don’t spend money on anything for ourselves. I have been trying to get a new job or a side job with no success. Today we were told that we will not get our paycheck on Monday, 4/15 and we will probably have to wait until May 1. I still have 7 bills due this month, my car lease is up May 6th, and my bank account is -$700.

We are drowning. We just need a break. I hate asking for help, it’s always been hard for me, but I don’t know what else to do. We just need a break. We need to catch up, we need to breathe again.

paypal.me/rbiu

If you even decided to click on this – thank you. I have exhausted every option and I am in desperate need of $2040. I am a late 20’s female with a college degree  that I don’t use because I was unable to find a job after college. Eventually I found something outside of my field, and I make okay money, but recently hours at work have been reduced and I have been under a huge financial strain.I work as a flight attendant, and when I’m not flying I volunteer with Make A Wish. Now I feel like I have my own wish – and it’s not a fun one. I fell behind on rent and student loans, among other things. I cut out every other non-essential expense in my life and I am barely scrapping for food each month. After feeling like I finally was getting back on track, a repo man came to get my car. I was totally shocked, as I thought that automatic payments had been going through for the past three months. It turns out they were not. 

The bank was initially not going to give me my car unless I paid off the ENTIRETY of the loan – which is impossible for me. They finally agreed to release it for $2040 USD. I have already been playing catch-up with my bills and so I don’t have the money to get it back and letting it go is a worse financial option as I will still be stuck with the bills and it will effect my credit.

I have looked everywhere for extra work to try to make the money quickly but that is an option that just does not exist. I am willing to work for it – and begging is the last thing I ever wanted to do. I want to put this time in my life behind me and finally be able to breath. I have made some financial mistakes, and should have a large emergency fund for situations like this. I own my part in it. I should have been paying attention to where the money was (or wasn’t!) going – but I foolishly avoided it. Please help me start out my life on a better foot than this. I am hoping the kindness of a stranger can make the biggest difference in my life.

If anybody can donate any amount to help me I would be forever grateful. I’m hoping to pay it forward one day when I am able.

Again, I have exhausted all options. I don’t have family that can help. I don’t dare ask friends or my boyfriend – it’s a crazy request. And I am so embarrassed and ashamed. I’m unable to withdraw from my retirement (I pretty much begged them), and I can’t find any work or legitimate ways to make this amount of money by the time I need it. Please help me.

It’s expensive to be poor – I feel like I’m falling through the cracks.

My paypal account is: https://www.paypal.me/chelseajgwinn

First I want to say that I am a proud father of three beautiful children. They are my world. I thought I had a great wife and thought the world of her. However, I found out that two years ago she started having affairs on me.

At first I had no idea. We had our problems as any normal married couple does. We went to counseling and I was fully under the impression that we were working on things and getting better.

I found out last summer that she had a whole other life going on with another guy. It was devastating. I told her I wanted a divorce. She begged me not to and that she wanted to keep the family together. Of course me being the type of guy I am said okay.

Fast forward a little bit, right before Christmas. Ibget a big promotion at work and I think we are good and I feel on top of the world. Come February I found out again that she’s been having more affairs on me. I tell her we are getting a divorce again.

She ends up leaving the house  and taking almost everything, while leaving everything a disaster. She had left bills unpaid. She Doesn’t help pay for majority of our children’s stuff.

Fortunately, I have been able to catch up on the bills. Mu lawyer said once the retainer is paid they can do payment plans after that. All I am asking is to please help me pay my retainer which is $3,500. I can do payment plans,I just do not have that much money to put down at once. I even have all my paperwork completed just trying to figure out how to pay for it.

I would really like to get this over with so I can get a new fresh start with my children.

Regardless of if you donate and help me, thank you for taking the time to read my story.

My link is:

Paypal.me/khaze22

My name is Cassandra. I’m 30 years old. I just lost my job. I have 5 maxed out credit cards and two bank accounts currently in the negatives. I had to steal for the first time in my life, because my baby was sick and needed medicine. How did I get here?

I was with my alcoholic and abusive ex for 9 years. I felt trapped. I was scared of what he would do if I left. I didn’t want him to take my kids away. I can’t survive without them. My boys are 6 &7 and boy what a handful, but they are the only accomplishment I have. Nights after putting them to bed I would leave and sleep at hotels, just so I wouldn’t have to be around him. He always told me I was nothing and I believed him.

I met someone new and he was such a great man. He started staying with me every night at the hotel. I went through all of my credit cards. I thought a loan would help, but it only added yet another bill. I knew I was digging myself in a hole, but I convinced myself it would get better.

One drunken night my ex and I got in another bad fight. He hit me and threaten to kill me. I couldn’t call the police, cause where I live, authorities only see color. I’m mixed, I never stood a chance. Once I called them for help, crying, covered in bruises, and a busted lip. You think they helped? No. They told me I would need to leave. Well that night my ex kicked me out.

I spent two weeks living in my car. The guy I met became my boyfriend and together we moved in an apartment. I got my boys back and was being treated like a queen. I was so happy. I should have known it wouldn’t last long.

Money started going missing from my wallet, and from my accounts. I knew it was him. My perfect dream man was stealing from me. He was an addict. For the longest I looked past it, because no man has ever treated me and my boys so great. We all loved him. The struggle started becoming too real. Between all my credit card bills, rent, insurance, electricity, phone it all became too much and I was drowning. Just when I thought it couldn’t get worse, I lost my job. Now I’m on the verge of losing my boys. I need help.

Currently my boyfriend is in rehab, leaving all the bills to me. I’m over $28,000 in debt. I live with the pure basics. I don’t have TV or WiFi.  I am desperate for help. I need helps paying bills, feeding and clothing my kids, and getting myself out of debt. I’ve dug myself in so deep it scares me to death. I am so close to giving up on life. Please help me.

Thank you

Ever since I fell ill with my debilitating chronic illness, my life became very hard. We had to flee from domestic abuse. We traveled to a different state, a friend there at the time said we could come live with her. But she turned out to be abusive as well, and was just trying to use us to take our food stamps. So, we fled again and became homeless. We had to stay in this horrific motel, that had mold everywhere, roaches, unidentifiable bugs, and the smell and condition of that place was not meant for any human being to live in, but the government doesn’t give a crap. There were cops there every night, and it was basically a farm for crazy drug addicts. Someone was going crazy in the room next to us, literally picking up pieces of furniture, and smashing them around. He then kept throwing things at the joining door, causing it to fly open. My siblings were crying and screaming, and I felt so defenseless since I’m wheelchair bound. I grabbed my dog while our cat ran under the bed and hid, and we told my siblings to go outside as my mom quickly helped me into my wheelchair. It was hard to remember at this point, we all just got in our car even though there was barely any gas left, and one of the workers at the motel called the cops. I remember just crying asking if we could go somewhere, but it wasn’t possible because we had nothing. They finally arrested him, and we had to live in that hell hole for months. I also suffer from other chronic illnesses, and I literally felt like I was dying in that motel because my oxygen would always go down from how unsanitary it was, breathing in all of that mold and cigaret smoke covering the walls made me so sick. We basically knew what it felt like to starve. We live in an apartment now, the government is paying most of the rent, and half of what they give my mom goes towards it as well, and half of my disability benefits also go towards it. It took four years for me to fight for SSI. The reason why my mom can’t work is because she has to take care of me. Money is so tight, we don’t even have enough for things we need, and you could only imagine the medical supplies I need to buy all of the time. We can’t even afford to wash our clothes because we don’t have a washer and dryer, and we have to pay to use one. We go to food pantries a lot. My disability is very debilitating, I can’t stand up without feeling like I’m going to black out, and I’m in severe constant pain all of the time. I also get brain fog so bad that I’ll stutter sometimes, and I won’t be able to pronounce words correctly. I’ll forget what simple things are called like “door” so there is basically nothing I could do to earn money. It would really help us a lot if you could donate. Anything helps, even $5. Thank you for taking the time to read this.

I am currently between jobs and I need to be able to keep my phone service in order to find a new job.However all of my current money has to be fully dedicated to rent and utilities.

I currently have a position that looks promising but they want to hold a phone interview and I don’t have much time to wait before they will look elsewhere. All I need is $400 and I will be able to pay my bill, call for the interview and hopefully get the position so that I won’t have this problem again.

https://paypal.me/BrennonMNolte

Hi. I’m Regina.

My husband and I work full time, he is management, his money pays all the bills. I work full time, but pay a lot in child support and taxes so I get less than half my check. (I live with my mother who has dementia and my family is next door helping with her during my work hours, a big part of me not having custody of my children). What money I do make is groceries, gas, some bills. I started driving for Uber too but have been to sick to drive safely for a couple weeks so I have stayed off the road until I recover from surgery but still work my full time job standing from 8-12 hours a day. I had a minor surgery today so missing more work since I’ve been sick. I owe $3000 on that surgery after insurance.

I’m asking for any amount to turn the workshop into a small apartment that is attached to the house so I can have some privacy. Years ago, my much older siblings slammed doors as teenagers so my Dad rebuilt the frames to the bedrooms to have no doors. I remarried in December and between my health problems and no door and my Mom with dementia walking in randomly all times of the night I have no privacy for the married part. I have two older siblings living next door who can help take turns staying overnight with our Mom if I have the apartment. My Mom likes to turn the heat up to 80 degrees and heat makes me pass out and causes more kidney problems. She can’t be alone, and isn’t, but with summer here coming up I cannot survive another hot summer working in a bakery and coming home to 90+ degrees in the house.

The shop is wired already, I need help with insulation, drywall, fix a leak in the corner of the roof, carpet stuff, a new door, a better light fixture, possibly a half bathroom. Not a lot to finish it out to live in, we just don’t have the money to do it. My husband and I can do everything, we just need the supplies.

This would help us be able to have a place connected where we can sleep while someone comes over to sleep in my room and the guest room to give my husband and I a break. I’ve been living here with my Mom since my Dad passed away for over a year. If anyone knows dementia, and has lived in the same house, you understand.

I think it’s 12’x20’ for supplies. Anything helps. Even if the toilet can’t be installed just having our own room outside for privacy would be amazing. My Mom doesn’t watch tv anymore so my husband and I are confined to my bedroom with my air conditioner when I am home. I have to turn the heater off even in the summer to cook meals and sweat and sometimes pass out. We have to flip the breaker because she cannot remember she is cooking. We have 8 people here taking care of her but since I live here it’s been falling on my husband and I. I’m not complaining, but having a health aide poke their head in my room waking me up and scaring me to death to see if I’m here on the 1 day a month I have to sleep in was my breaking point.

If I had the shop turned into a living space, other family members gave 2 bedrooms to sleep in while I’m outside and have a door that locks because just getting married and not having privacy to enjoy simply watching tv nude is straining our marriage. Thankfully I married a man who helps like she is his Mama too and he says he is okay with it but I need a place I can sit and recover from my surgery, possibly another one later away from my Mom so my Mom isn’t fretting about me dying before her (her memory is very short, 5-8 seconds on most things, sometimes a minute or two).

We have tools. Just needing supplies to finish it out enough for two people to have air conditioning (My Moms comfort is more important than mine to me because she can’t help it with her health issues, I have a small bedroom to sleep in with my air conditioner so I don’t get sick but I can’t do household stuff without turning the heat off in July).

She refuses to let me move out, but that would be connected enough to keep her happy, and both of us comfortable. Her with 90 degrees or more inside year round, me with 60-75 year round. Even our cat sleeps under the air conditioner.

I don’t know a dollar amount, but materials for a 12’20’ give or take. Maybe it’s 14’x16’. Dunno. It has two doors and a window. It was my Dads workshop so he never insulated it because it’s always hot here.

Anything is greatly appreciated!

My paypal is:

PayPal.me/Creashana

Hi, I guess that’s how you start this off. I’ve never done anything like this before in my life. I’m a proud father of three beautiful daughters (16, 11, 5), and a wonderful wife. I am 37 years old and have always worked since the age of 13. It is very difficult for me to get on here and ask for help. As a matter of fact I’m not even telling my wife I’m doing it,  but I don’t see any other options.

A quick summary of my life,  I married my second wife and best friend back in 2009. My oldest daughter has always lived with me, I was even a single father for bout 4 years. I’ve been drug and alcohol free since April 28, 2006. I’ve traveled to several schools, churches and other places telling my story and helping others realize that there is hope.

In July 2010 I was diagnosed with Crohn’s disease. I was told then I could no longer work to sign up for disability. I was working 2 jobs at the time to support my family. Full time during the mornings and part time at night. I continued to work but dropped the part time job, I didn’t feel like I was disabled and didn’t want to sign up. Some mornings I had have to stop at the hospital on my way to work to get fluids n me from an ive because I was too sick to work and couldn’t afford to miss.

March 19,2012 I had a terrible accident at work. I was told I’d probably never walk again. I tore all ligaments n my leg, had so much bad tissue they had to use all cadaver tissue during my surgery. My kids call it my zombie leg. Needless to say in less than 2 years I was back to work. But after working just a year I had to have a second knee surgery.

Once again I returned to work. In Dec 2018 I started having seizures. I’ve been diagnosed as having epilepsy. This is something I’m unable to conquer, I’ve finally realized I need help. Where I live waiting on disability takes anywhere from 12-18 months. We are already so far in debt I couldn’t take out a loan to buy a loaf of bread. My wife has just started working and I know that will help but daughters are expensive. I had to tell my middle child she couldn’t play softball because we couldn’t afford the $150 required. I feel like I’ve let my children, down, let my wife down, and have let myself down. I’ve always taught my kids to bag up old clothes and toys to donate to local churches, we’ve always have money to people standing beside road asking for it, and now I find myself doing the same.

I’m begging anyone out there to please donate. I promise you once we get back on our feet I’ll pay it all forward and then some. I’m just hoping that all the old random acts of kindness me and my family have done has built up some good karma, and I’m hoping I can cash that good karma in now. Thank you for reading my story, and please if u can find it n your heart to give just please know we will b forever grateful.

My husband lost his job on my birthday a few months back. We were doing well, both making decent money, paying our bills and all of our needs and some wants were met. His boss (who also owned the company) called him into his office and told him he didn’t need him anymore–we later found out that his boss was having financial difficulties due to a divorce and was selling his company. Anyway, unemployment helped very little to cover rent, two car payments, two loans, and our credit card bills. He was looking for work, but it was a slow process. He is working now, but catching up is proving to be difficult and seems impossible at times. I didn’t do such a good job of juggling because we ended up having to move out of our rental home and we room with a very good friend, although we would love to move out and into our own home. I have made arrangements with creditors that will allow such, but some just want the past due amount (and they want it now). I am trying so hard not to get any accounts closed before I can get caught up, because that looks very bad on us and we would really like to buy a house in a couple of years.  I want to get back to where I was, when I could have payments automatically withdrawn each pay period; however, with creditors charging late fees, over limit fees, it’s seems like for every step I take forward, I take 2 back causing me to have to let other things go. It’s so frustrating that it’s even hard to ask for help here because it seems impossible to truly explain. We have several credit cards that (stupidly) we ran up when he lost his regular income, thinking he would find work again quickly, which didn’t happen, and unemployment didn’t last very long. So, with late charges and over limit charges, credit card and charge card payments are through the roof. We are also behind on one of our vehicles and they are threatening to repossess. I need $4,200 to get caught up with all creditors, including car payments, and to put a deposit and first month’s rent on a house (that is not a dire need so we could take off $1,600, leaving a need of $2,600). We just need a boost to get back on track. It doesn’t seem like we are getting anywhere, and with creditors calling constantly and the bank calling about our car, we don’t know what else to do. Neither of us have parents we can call on. My mother-in-law passed away from cancer, I don’t know my father-in-law because he chose not to be in my husband’s life when he was growing up, my father died when I was a child, and my mother has a debilitating illness. We have tried to keep pushing forward and we won’t give up even if they do repo our car and even if the creditors do close accounts before we can catch up. I know there are others much worse off than we are, so please take care of them first. If there is room to help us, we will appreciate it very, very much. Thank you for taking the time to read about our problems and thank you for being the type of person who cares about others. I also realize that just because you are blessed financially doesn’t mean that you don’t have other needs in your life. I pray that your needs will be met as well. One last thing, I’m not sure if funds received can go beyond the amount I am asking for, but if the amount should be more, I will use the funds to pay off any creditors that I can.

paypal.me/ChristineJacobs

This is a long story but it is a story about how real estate ruined our bank account twice.

We thought it was the American Dream. Build your own house. In our case it was an investment gone bad. We built a house on a lakefront piece of property. We did most of the work ourselves to save money and because that’s all we could afford. When it was all said and done the appraisal came in with a nice profit margin. We were very happy. Unfortunately, after having the house appraised twice and getting a high value of the house, it was not sellable at that price due to the location. We stayed in the house as long as we could and paid on the mortgage and high taxes ($1000 a month in property taxes alone). We finally put it up for sale and ended up having to do a short sale on the house. This was very hard for us to do emotionally after all the blood, sweat, and tears we had put into the house. It sold for a lot less then we owed on the house and left us with nothing   We felt like there was no hope

We then found a house that was not livable on a few acres of land in the country. The house was built in 1910 and comes with a great deal of history. We were excited to bring the house back to life instead of it crumbling to the ground. We fixed up this old 1910 home and now it is livable but not finished. We moved in. It’s been 2 years. We still need to a new septic system, a better roof, outside stucco work, kitchen cabinets and appliances, and a complete master bathroom. We’ve used up all our resources financially and we just want a forever home. I am more then depressed over all of this. I don’t understand how the American Dream is once again fading away for both of us.
We need $20;000 to get this house fixed and complete. I would be so relieved if we could just get to that point. We are retired now but taking on work to make ends meet. Mainly, so we have money for groceries and gas. My husband does construction work but its really hard on him because he has knee problems that are very painful for him. We do what we can. Any help would be greatly appreciated and stop my daily tears. After working all our life’s, going to work everyday, never asking for anything, we always thought this time of our life would be different.  Don’t get me wrong, l love this country but I feel cheated and resentful and think that the American dream was not meant for us. Thanks for taking the time to read this.

paypal.me/VinniesMom1960

Hello,

I am a 23 year old and I am asking for your help in paying off my student loans. I am so ashamed to be writing this and asking for help but I am so desperate at this point. I graduated from a 4-year University about 2 years ago and I have a ridiculous amount of student loans that I can’t pay off. I was confident that I would find a good job relating to my degree right after I graduate but I haven’t had any luck. The loans keep getting higher and higher by the month and I am at about $60,000.  I am working full time now but I still can’t pay off anything because I am not making much money and the money that I make goes to bills and also my credit card debts. The situation that I am in is really embarrassing and it is stressing me out and I can’t live my life because of it. I feel like it will never end and I will never be able to start off my life. Unfortunately, my parents were unable to help me with any of college expenses because they don’t make much money themselves and they need help to pay off rent almost every month. I love my parents to death and I want nothing more in this world than to make them happy. My dad is a very humble and hardworking man and he is always feeling guilty that he was unable to pay for my college. I don’t ever want to make him feel like I am struggling or in need of anything. I am a very hardworking and sincere person. I also really want to go to medical school so I can help other people out as well in future when I can hopefully start making money! I am now studying for my exam and going through the application process. Unfortunately, that requires a lot of money as well so I have been working extra hours so I can pay for that. I am also a first generation college graduate and I truly want to make my family proud. I want to someday pay it forward. I have a lot of dreams and goals that I truly want to achieve and I want someone to help me get out of this nightmare so I can achieve those dreams. Thank you for your time and for reading my story!

paypal.me/mmshenou

Thank you so much in advance for all your help and god bless!

Hello,

I am a 23 year old and I am asking for your help in paying off my student loans. I am so ashamed to be writing this and asking for help but I am so desperate at this point. I graduated from a 4-year University about 2 years ago and I have a ridiculous amount of student loans that I can’t pay off. I was confident that I would find a good job relating to my degree right after I graduate but I haven’t had any luck. The loans keep getting higher and higher by the month and I am at about $60,000.  I am working full time now but I still can’t pay off anything because I am not making much money and the money that I make goes to bills and also my credit card debts. The situation that I am in is really embarrassing and it is stressing me out and I can’t live my life because of it. I feel like it will never end and I will never be able to start off my life. Unfortunately, my parents were unable to help me with any of college expenses because they don’t make much money themselves and they need help to pay off rent almost every month. I love my parents to death and I want nothing more in this world than to make them happy. My dad is a very humble and hardworking man and he is always feeling guilty that he was unable to pay for my college. I don’t ever want to make him feel like I am struggling or in need of anything. I am a very hardworking and sincere person. I also really want to go to medical school so I can help other people out as well in future when I can hopefully start making money! I am now studying for my exam and going through the application process. Unfortunately, that requires a lot of money as well so I have been working extra hours so I can pay for that. I am also a first generation college graduate and I truly want to make my family proud. I want to someday pay it forward. I have a lot of dreams and goals that I truly want to achieve and I want someone to help me get out of this nightmare so I can achieve those dreams. Thank you for your time and for reading my story!

Thank you so much in advance for all your help and god bless!

Hello,

I would like to introduce myself, my name is Maria, i’m in my late ‘50’s and this year will mark my 29th year of marriage. I have 4  adult sons.

Growing up I excelled in math. During my senior year of high school I was told by my father that I could go to the community college that was very close . I scored high enough on my ACT to go to a top 10 University  but my father wouldn’t allow me to live on campus because I was a girl. I received my associates degree. I worked full time with a business travel agency up until I was pregnant with my first child. After maternity time ended, I wanted to go back to work but my husband said that no one is watching our kids except for me. I am very grateful for being able to stay at home for over 22 years raising 4 children, however I was forced to stay at home and every single day I would have to hear my husband boss me around because he would always say that since he brings home the bacon  I have NO say to anything. I was and still am  trapped. Fast forward to the present,  I am now working full time . My husband still makes all the decisions and puts me down because I don’t have a 4 year degree and I  am useless in his eyes. He refused to allow me to go back to college when I had my last child. He said he wouldn’t pay for it. The verbal abuse is always around the corner and I just cringe when it starts.

I am currently at my job for 10 years and work full time. The pay is average but I am struggling with my credit card debt and it’s huge balance of 35, 654!! . I have had this high balance for so long, back to the time when the kids were young. My husband controlled money among other things and I relied on my credit cards to pay for items for the kids and myself. Currently, I have paid down just under $6000, but it’s taking so long. He controls my paycheck and I work overtime to help pay it down faster but I’m always in the hole. I have received professional counseling to help me in my private life. I am trying very hard to pay this down on my own. I am so scared that I will have this balance when  I’m in my 60’s. I am becoming stronger now, now that the kids are grown and moved out but I’m still hearing his verbal abuse every day, the only difference is that now I am receiving help And I’m becoming a stronger person!

As I read this back to me, I realize that the most important thing I can do for myself is to believe in myself and I have finally started to since counseling. For everyone out there who is the recipient of  verbal abuse, please get help! The debt might still be there but at least you can take back your self -esteem.

Thank you for listening to me,

Maria

Hi my name is Karen I am a mother to three biological children and four stepchildren. I have been the main source of income for my family since I was 23.  I have two younger siblings who are seven and 10 years younger than I.  my mom passed away  when I was 23 from a major heart attack at the time my youngest sister was a 12 and my 16 year-old sister was pregnant.   Also at the time I had two girls of my own seven and two.  I put myself through two years of college and started working at our local hospital while taking care of five children.  After years of making minimum-wage I was not making enough to take care of my family so I decided to move from our small town to Charlotte North Carolina.  We moved hoping a change will be best for my family I could make more money and this will be better opportunities for everyone.  I have worked hard and sacrificed to make sure that my family is always in a good place.    While here in Charlotte I met my soulmate who had four children of his own we became a blended family and together we had a son.  We have had our struggles along the way all the children are grown up except for our 13-year-old son my sisters have a family’s  after I am now also.  I now have eight grandchildren and I try my best to look at the everyone I have always been the support system for my family. my stepfather recently had a major heart attack after suffering a high stress moment when my sister son was killed.  My sister has battled with fourth stage cervical cancer and I have steady been the rock for my family   .   My husband who has scoliosis and a bad leg is getting up in age and it’s hard for him to find work.   Whatever people are in need of anything financially emotionally for any type of help they always lean on me.  I feel like a soon as I make progress and get everyone where they need to be something always seems to say was back in the steps I just want an opportunity to make things right for my family so everyone can have a good life I want to be able to get by.  I am  in heavy debt because I am always looking out for someone else and having to pay for a funeral for a child That was too young to leave this world.  I have tried to Personal loans but I am too far in debt and my health is getting bad because I am so stressed I just would like to breathe and wake up and not be stressed about anything. I am just a big sister, a daughter, a mother, a grandmother who just wants to wake up one day and not have to worry about Robbing Peter to pay Paul.

I don’t have a goal I just would like to be able to live without an account that’s in the negative and be able to take my grandbabies out to lunch or to a movie

Paypal.me/karenv0314

Sincerely just wanting to live life

karen

Hi my name is Chastity Cordova single mom of two wonderful kid. We been in transitional housing since August 2018 homeless abt 3 months I was living in thw river on 528 in cocoa FL. Very rough situation gladly the time I left my two babies without my baby daddies he took care of it for 2 weeks girl who got locked up and wifey took over taking care of my babies thank God for everything that she and then did for my kids all the time not knowing that they were going through worse situation than me in the house we don’t knowing how de department of children behind me too cuz people start talk a lot of stuff that it wasn’t even through so those three months was very miserable for me I cry everyday I suffer I lose by 120 lb a diabetic how about 7 surgery between shoulders lower back and knee suffering with chronic pain did they don’t get here it’s everyday pain until finally somehow my baby got returned by because they have an emergency they couldn’t taking care of it knowing that I wasn’t going to living in my car they bring it to me in November I spend four days in the friend house until I talk to one of my baby that is living in here in London Kentucky we worry about 3 days 4 days and Walmart and Titusville until we can get some money so we can go down here to London Kentucky that’s where we at finally we are united with my oldest son’s dad the that helps me to come here because we was sleeping in the car for 3-4 days and the parking lot of Walmart like I said that I never thought I was going to pass through this is very sad see how people looking at you you doing something wrong me and my kids right now thank God we have a place to live but honestly we don’t have anything we sleeping in the floor we don’t have no dressers we got a little bit of clothes for my kids they growing they eat they have their personals stuff we don’t have the way to to get stuff for the house I cook well we have little bit of money for get stuff for me and my babys that I’m the only one who Have a income we we need some help so we can get stable I know some people out there can help us out it is rough my baby asked for how we can do this mama always like I said we never give up At least got a roof little by little we get some stuff and their little my mind they happy for what we have they understand a little I just say one day at a time I have a car don’t have insurance .I don’t know if my license is suspend it a little bit of paid off now to do on my vehicle I cannot lose my vehicle that’s the only Transportation I have to take them to appointments maybe to School I have my oldest son with ADHD when we were on the situation transitional housing they  have to get them counseling with what we got a roof now but they need counseling that they need to go to see that little by little I be stable and medication for the asthma for them but at the same time it’s just we need stuff to put their clothes I got having come more income but I cannot work right now I have clothes to 2 to wash and I cannot even wash them because I don’t have the money and I get frustrated very frustrating can’t get stuff done because the money but hopefully God’s. Touch somebody heart out there and try that look out for us hopefully soon so we don’t have to worry about anything you see right now I can’t even go outside drive because I’ll be scared that the police even pulled me over because I don’t have a license I don’t have insurance and even I need some tail light I need some head lights and everything I everything is going bad my truck has a oil to change like I say I drove from Florida to London Kentucky by myself and my kids I even haven’t had to. Chance to change my oil my truck tires are bald and I’m scared something happened to us and I have to risk  myself to do this because I’m the only one I have to do this if I don’t nobody can’t do it for me  I hope I can hear from somebody soon thank you and God bless you all

Hello and thank you for taking the time to read this.

Now I’m a straight kind of girl, I married young at 21 and I just hit 22, our 1 year anniversary of being married is coming up on the 30th. My loving partner is in the military, he joined after I made a joke about it. We lived in Texas which is my home, and I was making the most out of it. I had a fantastic job and I was paying for everything along with having a well kept savings.

Well low and behold he finishes up with tech school as they call it and we get shipped out to the middle of no where in Idaho. It was hard enough for me to leave my job and home to move but I thought “Well it can’t be that hard”. I was so damn wrong, We’ve been here for 6 months and all I have is a low end job with 15 hours a week making nothing. I’ve already cut things off I don’t need and my savings are gone. I had a depression wave after the 3 month of being here and still not able to find anything in my field. Let alone the only decent jobs I can truly have are an hour away and because of that no one will bother with me.

I can not ask my spouse for help as he barely makes anything, trust me I did our taxes this year as my field of work is accounting and holy guacamole I wish he was more honest in telling me what he made. I have worked ever since I was in high school, I came from a middle class like family and I knew if I wanted something I needed to bust my butt for it. My family has helped me in ways I can take pride in. But its tough for them already with my father being in and out of the hospital. Before we moved I helped my mother pay for the hospital bills as the VA can’t provide for everything.

I also can not tell you how many jobs I apply to a day, I even applied at McDonald’s for a team member and I was told I was “too qualified” and it amazed me. I’m not to bad off with scraping the barrel but with what I’m at now I’ve hit the bottom. I truly need only $500-$1000 to get back into shape and to push through.

I always tell myself things can only get better, but it seems that the world is testing me. Anything truly helps and one day I want to be well off to pay it forward. My ultimate goal I’ve been working on is to open my own bakery, have a business of my own and cater to the ones in need as well as make delicious pastries, ones that people can share and cherish knowing that it can only get better from here.

http://paypal.me/sunysin

Thank you and may I some day be able to pay it forward.

P.S Sorry if its a jumble mess I’ve been so down lately and I find it nice to just put my thoughts out there and it’s hard to ask for help.

Have you ever had that dream where you are running as hard as you can and realize you are going no where? As you try to move you can’t and your entire body seems to give up. Only your emotions seem capable of responding to your mind. You start to panic, fear sets in, and then you wake up. This is the best way I can explain my daily life and it feels like I’m never going to wake up. Someone, please, help me.

I no longer want to live a life trapped by fear. Sadly I need help eliminating $18,000 in credit card debt so I can start making the steps to move on to a happier, healthier lifestyle. Financial help is not all I need. I suffer from severe depression, anxiety, and am desperately seeking a therapist to help me through those issues. My beautiful 5 year old son deserves a happy mommy and normal life.

My “significant” other and father of my son turned into a different person the day I found out I was pregnant. I still can’t make sense of all that has happened and feel trapped. His actions have left me feeling insignificant, worthless, scared, isolated, extremely sad, lonely, and often like nothing more than surrogate to my own child. Nothing I do seems good enough and all the housework and childcare responsibilities fall on me. Going to doctors appointments, getting a job, exercising, and even getting my haircut are impossible tasks as I’m not allowed to let anyone babysit my son.

I’m at such a low point simple daily chores or activities send me into a complete panic attack. I can’t unload a dishwasher without trembling with fear. Often I experience intense flashes of fear making me want to crawl up into a ball, hold my knees and rock back and forth. I can’t remember the last time I had a good laugh or even a good cry. I can hardly eat because my stomach is constantly in knots. All I feel is fear. It’s horrible!

I wish I could say the debt was created by purchasing unnecessary luxury items or going on a fantastic vacation. But it’s not. It was created by daily necessities like food, diapers, household cleaning items, sundries, etc. I will hopefully be able to return to work once my son starts kindergarten however September seems too far away, the debt seems so out-of-control, and my lack of self-confidence and current mental state may make obtaining work difficult.

If you have anything to spare, can you please help me? I’m emotionally, mentally, and financially trapped. I love my son so much and this needs to stop. I don’t want him to grow-up thinking this is normal. One step at a time. I will somehow get out of this endless overwhelming fog and make a happier life for me and my son. Please help me if you can. Please share my story with anyone you think can help. Someone, please, help me.

Thank you for reading my story. Thank you for caring. Thank you for helping.

paypal.me/hope316

It is a Godsend that I’ve even found this site. To be honest, I feel slightly silly having a little hope that it will actually help my situation, but I am going to give it a shot. I’m about to pour my heart out, and it’s very possible that my honesty prevents me from receiving any help here. Despite that, I’m compelled to be honest and pray someone feels my emotions and true intentions through my words below.

I am hoping no one judges this next statement but I am a recovering addict with nowhere else to turn. I have no one, and even if I did have a family – I probably would have lost them several years ago. So, here I am counting on a complete stranger to read this, appreciate my honesty, empathize with my situation and help me. In 2019, I’m not sure I’ve ever said something that sounded more delusional than that. But this is my “last stand” and only potential lifeline. I’ve been in this fight for a couple of years now, I’ve been sober since 2/14/2017 (for those of you not familiar or if you’re just curious, this was my third attempt at sobriety) and I’ve put up an exceptional fight but I’m afraid I’ve lost. I feel the ground giving way beneath me and I can’t help but think that my world is on the brink of actual collapse. I wish there were a way to prove this money would go directly to my rent or towards the insurmountable debt I acquired – because I would. I hold a job, in fact, it is my dream job. It single-handedly saved my life and brought purpose back into my life. I no longer use and I go to classes when I’m able. Despite unrelenting efforts at both jobs (sobriety and work; sorry – I’ve always had a dry sense of humor), the feeling of impending doom or being lost at sea with my head barely above the waves is from the debt I picked up along with my addiction. My belief has been, that part of my recovery needed to be “paying for my past crimes or sins”, and make an effort to pay for all of my debt the right way. To remain steadfast, and not file bankruptcy or go through debt consolidation and throw down my get out of jail free card. As hard headed as it may seem, it was about me showing I can be accountable and committed to achieving something. Not for anyone else, not the banker or the bank, but for myself. I wanted the fight, to claw my way out of the Hell I had created for myself; hell looking back, I needed the fight – paying this card off or buying my car and being able to see tangible, positive results from staying sober gave me just enough distraction from the mental anguish I was enduring. I’ve made so many fantastic strides. However, as many of you may know recovery is a day to day thing and it’s excruciating most days to be brutally honest. But I’m here, and if it weren’t for this black, malignant cloud of debt I have over my head, I feel as if I could finally breathe again. Like seeing the sun for the first time after it’s rained for an entire week or seeing someone you love after a long absence. I’ve paid nearly $10,000 worth of debt off over the past year or so, but I still have double that in student loans and about $10,000 more of unsecured debt, and really that’s putting it simply. I owe the IRS money from 2015, and never filed my taxes in 2016 – so it’s actually worse than what I’m describing but I don’t want a handout nor do I want to toss my only get out of jail free card out just yet…I just need someone who’s willing to help me get through this part of my life that seems insurmountable.

I don’t have anyone to ask for help. So, again, here I am hoping a stranger reads this, believes in second chances and reaches out to me. If you’re touched by this and aren’t in a position to help me, that doesn’t mean you can’t reach out to me with well wishes…I’d love to hear from you. I need all the help I can get right now because all I know is this: I am legitimately working my butt off trying to get my life back and I’m becoming increasingly afraid it’ll never happen in my current existence. All I do is lie awake at night thinking about the fact that I get constant collection calls, rent was due yesterday and I don’t even have half of what I need to pay it (literally), and the constant reminder I have no one AND not many people are willing to help someone like me. Have I picked up some scars along the way? Absolutely, some deeper than others and several more that I don’t let most people see, but I don’t intentionally hide them…they’re what shaped me; they help tell my story. At the same time, I’m trying desperately to prevent those same scars from defining the man I am to become.

Thank you for your time and any prayers, I truly need them and I’m forever grateful.

https://www.paypal.me/RVAlocal

This will probably be the hardest thing I will ever type. I was born in a foreign country, and adopted by American parents 21 years ago. My father served in the military, and my mother worked for NATO with him. They were amazing people who gave their lives to helping others in numerous countries, they truly had kind hearts. What happened to them in their elderly years does no justice for all of the sacrifices that they made for this world. We moved to the USA the day after 911, and I was in the country for about two years when my father died of cancer, and my mother was diagnosed. My life has been grieving process for my parents, the loss of what I wanted to give back to them with my life, what I wanted them to teach me, I miss their love, I miss our happiness. I feel like I don’t see in colour anymore, the loss of my father is that great. He was my best friend, my hero. And he’s gone. And I don’t know what to do anymore, 15 years later after his death. It’s been so hard without him. I grew up with my mom constantly being in and out of the hospital with her cancer, and end stage liver failure. She has another daughter from a previous marriage with special needs, so I’ve never had what I’ve needed. I worked so hard with studies, and dance throughout my school years. My education, and sports were my outlet. But all of that hard work in the end got me no where, because two weeks after graduating highschool my friend flipped a car, and I almost died. I bled from every hole in my body, broke multiple bones, had to learn to walk, talk, and everything again after waking up from an almost month long coma. Six months after learning to walk again I enrolled into college despite giving up my life-long dream of dancing, and it has been so hard ever since. I desperately need a car, I’ve worked up to 3 jobs and going to school full-time, because school allows me to have a partial military scholarship from my dad, but it just barely gets me by. I use that income to pay for rent, utilities, and help my mother. Where I live it’s impossible without a car, and I’m in absolute tears everyday not knowing what to do. All I want to do is give back to my family, to this world, and carry on my family’s legacy. I want to continue my parent’s humanitarian character, and I truly want to make this world a better place. I really do, it’s been my childhood dream. But I don’t know what else to do anymore, I’m in school on scholarships so it doesn’t cost me to attend, it’s the cost of living that’s hard, and without a car, even with a job I spend more on transportation than any income I earn, and it creates stress for school which is my only future. I can provide proof of my adoption, medical records, and school enrollment. I don’t know what else to do, my mom is dying, and will die before I finish my degree. I just want to give her a few good years since my father died. It’s been so hard for her, and they both did so much for me. I’m not lazy, I’m a hard worker. I fought for my life on the road, the life-flight, hospital, and I went to class, and work with a limp, a walker, and I will never give up. It’s been so hard, I can’t afford therapy from my accident, or grief over my parents. I feel like I’m failing at life, but it’s so hard to do it all alone. I had great examples of parents to show me how to be a good person, but I have no support, and I am absolutely lost. I can’t get loans, all student loans I get apart from my scholarship are capped because I’m currently at community college in pathway to transfer to University, and I’ve tried every possible option. I’ve worked as a server, retail, customer service, I’ve volunteered, I don’t have friends or family who would loan any money, I’ve been to banks, I’ve been to service departments, I’ve been to counselors with my school, and I’ve been to churches. I’ve begged and screamed to God for temporary help because I don’t know what else to do anymore. I know that I’m just one person, and my parents are just as valuable as anyone else’s, but they were good people. They deserved more than to die of cancer, not see me graduate, marry, or have my own life. I can’t tell my mother that I’m depressed, and struggling, she’s already under so much stress, and has experienced so much trauma herself. I don’t drink, do drugs, or party. I don’t spend needlessly, I try to be responsible..I just got behind through these set backs in life. If they didn’t get sick, or if I didn’t get so hurt it wouldn’t be like this. Please, someone, anyone, help me. I promise I would use any donation wisely, and would repay you one day when success decides to reward me for my sacrifices. I just don’t want that to be too late, when both of my parents are dead. My mom has called me suicidal because of her pain, and lack of income. She spends all of her income on her medication, housing, and my special needs sister. We didn’t want this life, they worked for an amazing life, we had one until death, and disease hit us. I can’t eat, sleep, I can’t stop crying, stressing, or worrying. I have panic attacks, and I’m absolutely desperate. I’ve contemplated giving up principles of morality, or making dark choices in order to better the life of my family, but I’m asking here first before anything rash that could destroy my reputation, or future. I don’t want to dishonor my parents. I really love them. I used to really love life, but it’s just been hurting me. I don’t pity myself, I just beg for a true miracle. Please. Even if it isn’t a donation, but a connection to a job close to where I live, or a work from home, anything, a network connection, anything. Please.

paypal.me/milkteakitty