Hi everyone,

Thank you so much for taking the time to read my story and request for help. I am in a serious situation and don’t know how to get out of it. I have never done this before and feel quite bad asking strangers for help, but I dont know what else to do.

I am currently £20,000 in debt and only 24… It all started with a credit card when I was 18. Of course I didnt know what I was doing and spent it like crazy (£500 limit). Then Christmas came and I wanted to spoil my family and my work had a loan thing on, where you would have low interest, so I decided to do this, so I could pay off my credit card and treat my family. Obviously I now know how stupid this was, but I was 18 and didn’t know anything.

Anyway cut a long story short and with more credit cards and loans I have managed to rack up a huge debt. £10,000 of this debt is from Lendable and the other £10,000 was with my bank, but I have borrowed my baby brothers money with my Mums advise. (She doesn’t know about the other £10,000).

So I am currently paying off 2 lots of debt. One of which is my brothers which needs to he paid off! I am currently working as hard as I can to pay these off but I am panicking and can’t afford life.

I know this is all my fault and most likely people have stopped reading by now, which I totally get, but if there is anyone still reading this, please may you help me. Anything would be amazing so I can start paying this off and getting back to living again. All I seem to do is worry about money and I dont know how to enjoy my life. I never go out because I can’t afford it. Havent ever been to a proper party or gone out properly. I feel I am wasting my life and dont see the point of it at the moment.

Sorry for rambling, but honestly any help you can give I would appreciate it so much!

Again thank you for reading

https://www.paypal.me/shanz96

Not really sure where to start. This is likely a situation you’ve read a lot either here or elsewhere.

 

Both my wife and i are key front line workers. The last couple of years have seen us rack up debts, for Visa’s (my wife is from North America and i the UK) to loans to keep us afloat. I worked with people with learning disabilities for 14 years. At the beginning of lockdown my section was closed as i had recently been moved to a respite service, which wasn’t safe during the lockdown. I was furloughed and eventually the company decided to restructure my department and i was made redundant. It was a blow, i always considered i’d spend my whole working life there.

 

My wife was working in Nursing Home with eldery residents. After an outbreak in which she caught (and thankfully recovered from) Covid, it saw nearly half the residents die. After working through that the Home made the decision to close because it was no longer viable. Making her redundant within a month of me.

 

Due to her immigration status we have no recourse to public funds, so are unable to recieve help. I got further employment, this time with the elderly, in a brand new setting. I’m struggling with this due to the change in the type of service, and missing working with those with Learning Disabilities. But needs must.

 

We are struggling to make a lifevfor ourselves. While we should have a home, and be building towards our future, were instead stuck with debts and bills piling up.

 

I don’t really know how to ask for money. I don’t know how much to ask for. To sort everything out would take tens of thousands. But honestly, even the smallest amount would help.

 

I know there’s more people deserving, i know our situation isn’t unique and that so many have suffered. I’m just trying absolutely everything i can to keep us from drowning. My wife is a wonderful person, the best i’ve ever met, and deserves more than our situation has given us.

 

If you can help, then i would be so so grateful. I don’t really know what else to say if i’m honest. Just thank you for reading till the end. I’m grateful even for that.

 

P.s they asked me to provide a photo. This is our rescue Pug (who we got before we landed in fanancial straits, and who we could never rehome no matter how bad things get) it’s only relevant in that she’s our family, and this post is all about helping myself and my family sort things out and allow us to rebuild from the worst year of our lives.

 

Thank you

 

paypal.me/ddaf84

Hi, my name is Lauren and I am in real need of financial assistance. I have always enjoyed studying languages and after graduating with a BA in Translation Studies and getting a job working for a translation agency I realised that I could offer a much cheaper and quicker service to the public. I decided to quit my job and start my own website. I spent so much time and effort building the website, writing the content, sourcing a few freelancers, not to mention the money I invested… SEO costs to make my website visible on Google, PO box fees, web hosting fees, product materials, not to mention supporting myself (rent, food, etc). Just as it looked like the investment might be paying off, the pandemic hit. People stopped travelling and therefore the demand for document translation pretty much died. There was no market or audience for the website I had invested so much time, effort and money in. I now have £3000 debt on a credit card, and have £8000 to pay on a separate bank loan. Not to mention my student debt. Thankfully, I was able to secure a full time job in October 2020 but my monthly wage goes towards paying rent, bills, and chunks off my credit card and loan. I live just to pay bills at the minute and it’s very hard not to imagine what could have been if it had taken off as planned. I feel weighed down by the amount of debt and the monthly re-payments are financially crippling me. It’s taking a toll on my emotional well-being as I just cannot see an end to this.

I tried to make a living for myself while offering, what I thought, was a better service for the public than the services already on the market. I understand the value of money and wanted to pass on the savings to the customer, instead of rinsing them for all they’re worth like many companies do. If someone were to help, even with the smallest amount, you have no idea the pressure that would be lifted from me and the relief I would feel. For me, clearing my debts would be a fresh start, an opportunity to focus on my current career path and build a future for myself without my financial circumstances holding me back. If you can relate to this post or are in a position to help in any way, I would be forever grateful.

PayPal: https://paypal.me/IrishBlonde89?locale.x=en_GB

 

Hello, my name is Nathaniel. I am a 30 year old autistic male living in the UK. I want to tell you a little story followed by why I am asking for money.
I had recently been released from prison after 13 months last year being on May 13th 2020 and I had moved back into the old property of mine and when I got there, all my items and possessions that mean much to me were still there. Ranging from a Retrofreak console (a console with different input slots for retro gaming ranging from NES to PC Engine) to a Sega Dreamcast and on the same year I had received a present from a woman whom I loved. A Roland SP404A (A linear wave sampler that’s very known by people who make Hip Hop music) and as a autistic male during this hard time I need something to keep me distracted.

So how does this relate to my title?

Around 23rd-26th December 2020 I went to my father and his wife’s place for the Christmas holidays because I was originally going to go see my mother but however travel was restricted so I had the nearest family member close by. Being him.
After coming back from my fathers, I decided to go to the shops to grab some food and when I entered my property and I had saw my door had been forced open and I noticed a lot of stuff of mine had been taken. Said stuff being the Roland SP404A, Retrofreak and my Dreamcast.
To my dismay and horror, I had felt my world had been taken and I was freaking out and hyperventilating a lot. So naturally, I had called the Police and I explained and they told me over the phone that they had been called to the property and they have been taking care of everything and they hope to try and get things sorted as best as possible and everything returned,
3 months later I have called them and they said that they have given up their search because it was of no importance and they feel that there are other things of a serious nature. So in others words “Sorry sir but you can go **** yourself”. This upset me because the games themselves were sentimental to me because I had these since I was a child and they have expanded as I collected over the years and the SP404A meant a hell of a lot to me because it was a gift.
Now I have looked around for how much it would cost to replace most of the stuff stolen.

The Dreamcast and the games would be around £200 to replace (estimated)
The Roland SP404A would be £400
The Retrofreak and the games would cost around £500 to replace (estimated)

It seems like a bit much to ask for but sadly I have financial issues and the monthly I get (because I am not working) will not cover this and even if I saved up they would have either stopped being in production or have became expensive.
It would mean a lot to me and I would be forever grateful.

(The image attached shows the 3 things I have mentioned. The image on the left being the Roland SP404A which sits on my computer desk. The other 2 images on the right being a Retro Freak and Dreamcast which I had to pull from the internet because I did not have any pictures of them)

paypal.me@hikikomori000