I spent 6 of the 8 years of my Marine Corps Career making poor monetary choices, that at the time, I didn’t believe I would have to face; until I met and married my wife, and then over the remaining 2 years of my Marine Corps Career we together did everything we could in our power to maintain what we had while repairing the damage I had created in the 6 years prior to our marriage.

During those last 2 years of attempted credit repair, we realized that our vehicle had been left unpaid with over $1,000 overdue. Then when I separated from the military (I was not about to leave my wife guessing whether or not I was coming home in a coffin from a deployment), we were severely unprepared and moved in with my wife’s family.

While living here with my wife’s family, I started work at AutoZone making barely above minimum wage. Just enough to pay rent to my wife’s family and feed my wife, cats, and I; but not make payments on any bills (insurance, car payments, phone bill, and other debts) or save money for any kind of emergency. Later I was able to get a job, with great assistance by my my wife’s brother, as a Service Desk Agent for an insurance company; this new job put me at $15 an hour for income, but an hour away which fast forward a year led me to a $22 an hour job an extra half an hour away from home.

The new job allowed for us to relax a bit more, and at this point we looked into getting the car back on track because we could actually start making payments and progress on it; only to find out that we had to either pay over $4,000 on the spot or the vehicle was to be repossessed. Just finally being able to make payments, but with nothing in savings because of the job prior; we’re in a position where we can only hope that the only car we have didn’t disappear while I was working or when we were in bed asleep.

Coming to the present time, my wife had gotten sick and needed my assistance a few times back to back, and this caused my credibility with my supervisor to dissipate very quickly, and when I fell sick a few weeks ago my supervisor terminated my contract.

My goal is to get my wife, cats, and I, out of my wife’s family’s house and back on our own feet; and the only thing I can do is watch my little family suffer in a deceptively toxic environment, while I fight tooth and nail for a source of income that will afford for us to be able to do so, just before the holidays while every recruiter I’m approached by takes my information and I never hear back, notifies me that they’re waiting on hiring me until after the holidays, or I apply for a position and am never contacted.

In order for me to be able to get to my goal I have to be able to reach a minimum of $10,000. This is an extreme number, but I’m not asking for my entire table of debts to be cleared; just enough to keep our only vehicle, and clear a black mark on my credit that keeps us from being able to even rent our own apartment.

Click here to send me a donation of any size.

I am a college student and my parents have been covering me this whole semester with bills I thought I was going to be able to pay. I started looking for a job in July but with all the competition near campus, I was not hired until October, nor given shifts until November. They aren’t in the best financial position to be covering me and I don’t want my debt to them to strain our relationship. Please take this weight off my chest and help me pay them back.

https://paypal.me/lovingdaughter?locale.x=en_US

Hello! I am a 20 yr old Medical student, Oldest of 3 younger sisters and 1 baby brother. I really don’t know how to start, maybe my case isn’t as important as the others and I know many people are in situations way harsh than mine. I just ask for a little help please. My single mother , my siblings and I have been staying with my aunt in a small shabby mobile home for the past 5 years. My father abandoned us when I was 9, due to his (snd his mother) illegal crimes mom was taken away (she is innocent!)by the police, we suffered without my mother and CPS took us in. After being proven innocent , we tried living a normal life but my father’s mother threatened us, verbally abused us and had us kept inside the house so we had to flee from our OWN house. It’s very difficult now for us, my mom never worked because my father always kept her there she was frightened. So now she is working ,but her pay is not enough for all of us. Our car is a small 2005 car, we have had to starve to fix it many times because it failed to work, we can’t even it throw it away since it is our only source of transportation where all 6 of us even fit. Another thing , mom wanted to divorce that man, at least to get half of our house back, but we can not even pay for a lawyer. I wish to work but It is impossible. I am a full time Medical student and take care of my siblings when she works. I’ve dealt through so many things including deppression in the past and tried to be strong for mom. She has a lot of hospital bills, rent, and other bills to pay. Due to the living conditions, my little 9 year old sister developed back problems (i am praying it is not a serious condition as the doctor said), my baby brother can not have a happy childhood neither can my sisters. I can not give them proper utensils or things they need for school because we never have money. I feel useless and worthless I want to quit school but I can’t I am the only one that can save us by graduating in 2 years. I never thought of having to go through this point, but please, help us. Just for these 2 years, please help us. Whether it’s for a new 2016 family car, or a small house that is capable for us , anything will help. If there is any other resource I’d gladly accept it too. And thank you may God truly bless your heart !

Here is my link if you would please help: https://www.paypal.me/jungieL

Hello! I am a 20 yr old Medical student, Oldest of 3 younger sisters and 1 baby brother. I really don’t know how to start, maybe my case isn’t as important as the others and I know many people are in situations way harsh than mine. I just ask for a little help please. My single mother , my siblings and I have been staying with my aunt in a small shabby mobile home for the past 5 years. My father abandoned us when I was 9, due to his (snd his mother) illegal crimes mom was taken away (she is innocent!)by the police, we suffered without my mother and CPS took us in. After being proven innocent , we tried living a normal life but my father’s mother threatened us, verbally abused us and had us kept inside the house so we had to flee from our OWN house. It’s very difficult now for us, my mom never worked because my father always kept her there she was frightened. So now she is working ,but her pay is not enough for all of us. Our car is a small 2005 car, we have had to starve to fix it many times because it failed to work, we can’t even it throw it away since it is our only source of transportation where all 6 of us even fit. Another thing , mom wanted to divorce that man, at least to get half of our house back, but we can not even pay for a lawyer. I wish to work but It is impossible. I am a full time Medical student and take care of my siblings when she works. I’ve dealt through so many things including depression in the past and tried to be strong for mom. She has a lot of hospital bills, rent, and other bills to pay. Due to the living conditions, my little 9 year old sister developed back problems (i am praying it is not a serious condition as the doctor said), my baby brother can not have a happy childhood neither can my sisters. I can not give them proper utensils or things they need for school because we never have money. I feel useless and worthless I want to quit school but I can’t I am the only one that can save us by graduating in 2 years. I never thought of having to go through this point, but please, help us. Just for these 2 years, please help us. Whether it’s for a new 2016 family car, or a small house that is capable for us , anything will help. If there is any other resource I’d gladly accept it too. And thank you may God truly bless your heart !

Hi, my name is David. I never thought I’d be asking random people over the internet for help, but here I am anyway. This cause is more so for my father than me. I’m 20 years old and have been doing my best to support him financially. As soon as I graduated I had to get a job in construction to help him pay his debts. The problem is it’s a sinking ship and we both know it. He owes thousands. He met a woman from China over the Internet (yes you know where its going) and he married her and got her citizenship and has charged thousands for her to come over. After 5 years, she did finally gain citizenship. As soon as that happened she left. We’ve concluded she only wanted citizenship.

That was just the icing on the cake. My dad is a land surveyor, he worked at his father’s company. All his life, he was told the company would be passed to him. It wasn’t. A few years before my grandfather died, he gave presidency to his 2nd wife, my dads step mom. She was incompetent to say the least. Junior year my grandfather died. And she closed the company with no warning, leaving my dad unemployed with no income. He’s come to the conclusion his father lied to him. And if you knew the man you would agree.

Shortly after my dad has tried to start his own company, however competition is hard in the surveying world when the clients already have their own surveyor. He has 1 client. And he gets a few jobs every so often. That’s on the side. He actually found another surveying company and started working there. For $18 an hour. At 57 years old, that doesn’t really cover the bills.

I started working there too. For $13 an hour. Since I’ve graduated, I give him $180 a week. And that’s just for basic foods. I would be lying to you if I said we have it the worse, or the hardest. But it’s still hard y’know? You combine all of that, plus his multi thousand debts to credit card companies, and the fact we have nobody in our family, it’s tough enough. I’m all he’s got. He’s all I got.

Bankruptcy is not an option. People always say “Oh well just do that” no. When you do that he must give up his credit cards. That doesn’t help if there’s ever an emergency. He has reached out to a debt managed program, he has gotten a few credit card companies off his back, but the management people obviously want money. I can’t remember off the top of my head how much he has to pay. But I know it will take years.

As old as he’s getting, I’m starting to worry. Imagine you work your whole life, and just because of your own father you have virtually nothing. He doesn’t show it, but I know it’s killing him. I hate doing this, I hate asking for any kind of charity.

But, if you find it in your heart to throw a bone our way, words would not express how much it would mean to us. He doesn’t even know I’m doing this. He probably would tell me to not bother. All our life people have backstabbed us. But I’m out of options. I don’t want to see him like this anymore.

This is for him. I can work myself up, but he can’t. Time has passed him by. All he can have now is a miracle. I’m not asking for much. Anything, anything helps at this point. Ordering take-out is a luxury to us. All our money goes to bills and needs. Not wants or self indulgence.

I’m not expecting much. But I’ve hit the “fu** it” point.

paypal.me/Sirius99

I am originally from Brazil and I still believe that are good people out there willing to help others when going through hardship because I did that when I was able to. I had a great job three years ago when I came to this country on a work visa. In 2017, my dad got cancer in Brazil and my brother was also going through a delicate herniated disc surgery at the same time. I always struggled with Bipolar Disorder type I and not being able to stay at one job for more than 2-3 years once I had major episodes from the disease or the side effects of medications was interfering in my every day work routine. At that time with so much stress from my family back home and from my job, I had a major depressive episode and no medication was able to hold it well. I took a leave of absence from work (FMLA -12 weeks) and went back home (BRAZIL) to get treatment with my psychiatrist and therapist who already knew my case for years. After 12 weeks of being treated and helping my dad with Chemotherapy and its side effects and my brother with his surgery, I was much better but not 100% better. I was ready to go back to work as I had to pay for my bills. Little did I know, when my ex boss called and said my position in the company was extinguished and that they no longer needed me. I was literally fired under FMLA. I did not want to enter the legal battle as I was given a great opportunity to come to this country. However, I was left with many unpaid bills, medical bills from the hospitals at that time. I came back to the US on a tourist visa with no JOB to try to settle my bills and see what I could do in order to pay credit card bills, medical bills etc. I could not get any loans since I have no job. I am still struggling to find a job that does not require too much of me since I have my limitations due to this disease, side effects of medications and episodes. I have a daughter in Brazil that I support I am a single mom as well. If there are any of you out there reading this cry for help letter, who can relate to my financial struggle, having felt any discrimination for having a mental health problem, having no one else to turn to, please help me go through this part of my life. God Bless you all!

My total Debt is $2500.

https://paypal.me/adc76

I’ll keep it short.

I’m an Autistic (Aspie) woman who had to move in with her grandparents and who can’t find work. I’ve applied to over 400 jobs. I require accommodation at work, but no one around where I live wants to give it to me. Most people here don’t even know what Asperger’s is. I have even been turned away by Walmart and McDonald’s. Freelancing has yielded nothing. Local temp agencies can find me nothing. I was not able to finish school because of the situation of my mother and father divorcing and my father leaving us destitute. My mother is thousands of dollars in debt because she was scammed trying to find work also and cannot help me pay for these bills. She also has lots of medical debt, as the stress my father put her through left her with an induced near-septic infection. She has a job now, but all wages go towards those debts. My father also reached his hands into a mutual savings account and took what was my money without asking, and he used it to pay for things “the other woman” wanted.

I have applied for a  new student loan repayment plan, but the loan service actually raised my payments after I did so. The nearest blood bank to my house will not service people from my town, as it is out of their “area.” I cannot sell any of my belongings as they are all stashed away in a storage unit. My grandparents are on SS and can barely take care of themselves, let alone help us. I do not want them, old as they are, to have to rearrange their lives to help us. They have already done more than they should have to to help us.

I have to start making payments on that loan too, as well as pay for my phone bill so I can still apply for jobs, as well as pay for the storage unit because my mother no longer can because she has to pay the debt she incurred being scammed. I don’t want to lose what little else I have because I cannot pay for its storage.

My phone bill is $35 a month, and the storage unit is $170 a month. The adjusted payment for the student loan is $60.66.

If anyone can give so much as a penny, I would be eternally grateful and pray for your wellbeing every day for as long as I live. I do not feel worthy of any kindness, and I know there are people who are in worse positions. But I don’t know what else to do.

Thank you, and bless you.

https://paypal.me/mlphm

So here it is…we are in financial meltdown.  My wife and I both work out of the home full time jobs.  I work a second job that is full time hours from home as well.  Over the past 12 years we have been heavily involved in the raising of two grandchildren.  One is 12 and the other is 6.  Everything we do from working multiple jobs to providing no-cost housing to their dad (our son) in a rental home that would otherwise provide us with income is to make sure they are safe and well cared for.  Over the past 12 years we have taken care of the costs associated with all aspects of raising a child including medical, education, clothing, housing, food, recreation and so on.  All the while we have continued to support the community projects that are important to us from youth sports to the food bank and homeless shelter.  All of this has been done while keeping a blind eye on our needs.

We are no longer able to keep our eyes closed to the reality of our situation.  We are broke.  We owe thousands of dollars and the work we do almost covers our weekly expenses including our mortgage, car payment, replacement window loan, new furnace loan and so on.  We are currently about $50,000 in debt with credit cards, medical expenses, business past dues, an auto loan as well as a hefty mortgage.  If we can pay down the debt we can afford the mortgage and car note and to continue to be able to provide a safe place for our grandchildren to live.

We work hard, we work everyday, we until now have paid all of our bills and our obligations and we have helped others regularly.  Now we need help.  We propose that anyone who offers and assist to us we will try to pay back.  It may be by paying $5 back a month to people to help it may be $1 a month it may be more depending on the number of people decide to assist.

We don’t want to lose our home, the place where are grandchildren have both been raised over the past 12 years.  We don’t want to leave the community where our grandchildren go to school.  We want them to have stability in life and we want to provide that to them.  We need help.  We have given all the monetary help we can and we have nothing monetary left to give and we are in desperate need ourselves.  If 50 people could offer up $1000 each we could get back on track.  We could pay those companies and businesses we owe money too and we could pay back the folks that help.

I don’t know whether this is proper or orthodox for this website but we need to start somewhere…our goal is to keep our family together…we have worked hard for over 30 years to do that an now, over the past 12 years the struggle has changed direction and we need help.

Thank you for your time and consideration,

Wally

I know I’m probably not the first or last person on here to say it, but I’m usually not the kind of person who asks for help, often the one offering it, I’ve normally never had anyone I could ask for help. I’m turning 26 at the end of this month (November) , my mother had me while she was 15, and was / is an avid drug user, my father was a gang member, and was in prison for most of my life. I’ve spent most of my life studying hard and working, juggled between my grandfather and grandmother, going so far as to give them what money I had saved for college (Roughly $15,000 not much I know!), just to afford a roof for them and I until I finished my high school diploma.

I moved out, and roomed with a few friends at the age of 17, and proceeded to work full time and attempt to go to school, which worked fine until I had learned my father had passed away within hours of being released from prison. Which needless to say, even with him being absent sent me into a deep depression, not really being able to know him at all. Over time I had to stop school for a brief period, thankfully only a few thousand dollars in debt from books and tuition. Along with this, I’ve not had health insurance, well ever. I honestly can’t remember the last time I saw a doctor. I know I need dental work as many of the teeth in the back of my mouth require fillings just to properly chew.

I recently became homeless for a short time before managing to find a small 8×8 room thanks to my grandfather, as it stands I’m currently working once again and returning to school, so most money that I’m getting is used for food, minimum payments and book costs for the most part. For those interested I’m currently attending for an AS-T in Business Administration, pursuing a bachelors degree at the least. I’d like to one day work in Human Resources, because even though it’s normally overlooked, the people who work in HR have the potential to help people where they really need it, because nobody likes working in hostile environments.

I set this in the uncategorized section because to be honest I’m not sure where it belongs, I’m not really expecting any help, but if you can offer something to help me go see a doctor or dentist, or help with the loan debts or just some food it would be appreciated, honestly and from the bottom of my heart.

For anyone who might be willing to help, my paypal is:

paypal.me/sunoske

Hello there,

I am a broke college kid whose funds have ran dry. Although I have a job lined up for December I am still in need of some money for the interim period, about three weeks, and am looking to make about $50 if possible. Obviously anything will benefit me, so even if you only have a few cents to spare I would be extremely grateful if you were willing to help me out.

My parents have 3 kids, two of whom are in college and a 9 year old, and both my father and mother have expensive health conditions. My boyfriend and I are in a long distance relationship, and it takes four hours for us to see each other, same with my family as they all live in the same city. He offers to pay for my gas but we are both students and he a part-time worker paying for school, and I just don’t think it’s fair to ask my significant other to front my expenses. I really don’t want to be an undue burden on the financials of the people I love right now, so I am turning to strangers who may be in a better circumstance to aid me in this tough area of my life.

Every week I have a Thursday night class one hour away from my regular campus, and it’s really become a stressful cycle of wondering if I’ll have enough money to get my car there and back again. I wouldn’t be taking this course if it wasn’t a degree requirement for my major. Of course I also have to drive around my college town as well for certain class commitments too.

This semester I am taking 19 hours, and my regular school day ends at 5PM, making it difficult to find a job in the rural community around my school. On top of that, if I don’t maintain my grades I will lose the scholarships that allow me to attend this university. Please, this is a very uncertain period in my life, I just want to make sure I can get through it in one piece.

I know that there are a lot of people with my kind of story, and I’m just trying to hold on a little longer before my job begins, so if I could get any amount, I’d be completely ecstatic. Hopefully in a few weeks I’ll be able to pay it forward here.

PayPal.me/rk9927

People always talk about abuse and how if it is not physical, it is not abuse. But imagine being used by the man you thought you loved? Imagine being made to feel inadequate constantly? Warned about how angry he could get and that I do not want him that angry? Told every day he does not care.  And watching him yell at his kids, the dogs, you name it.  Imagine if you will also being demeaned, demoralized, degraded. Through words and actions.  That is the unspoken abuse that I know so many have experienced. The mental and emotional beating, if you will. What I experienced that got me here.

A year ago, I made one of the hardest decisions of my life. I left my ex fiancee, but hardest of all his kids that I had helped raise for 4 years. I never loved him but by God, I loved those kids.  I financially supported him and his 2 kids, worked tirelessly to help him repair his home, give the kids the clothes, school supplies, and experiences they deserved. I handled the home, the kids, and his thank you was to only expect more of me, while demeaning me, belittling me, milking me for every dollar I had.

I have had to attend therapy and move past his abuse. Move past not having his kids in my life. The things I lost. I even had to get my items from the home I helped him build with a police escort. He told a great story and for it, I have acclimated great debt. I am trying to pay it all off to finally have the fresh start I deserve. To put in perspective, I moved in to his house and it was worth $185k. Thinking I was investing in our future, I dropped roughly $45k and he could likely sell the home for $250k.  I was not married to him or with him for the time needed for common law. I was stupid and my name is not on the house. I thought I was in love. I thought I was doing the right thing. Boy was I wrong.

I am working my ass off to get myself 100% back. I have my own place, I am living near family, and am feeling better than I have in years.  I am just in need of some assistance to help the financial burden be alleviated.  Just to get myself back on track.  Any little bit will help and will be put towards credit cards and loans I used during that time.

Thank you for your consideration.

paypal.me/closingthepast

I’m not too sure where to start with this.
To be honest I’m kind of embarrassed by this.. I’d never ask anyone for money, it’s just not like me. But.. I really need a break. So I’ll start out with my name is Bree, I’m 24. I do have a job, and I’m constantly working and doing my best. My money gets drained quickly due to.. well, I’ve been staying in a motel for almost 2 years now with my family. I’ve been sleeping on floor, I haven’t slept in a bed in almost 2 years. My main focus here is.. just to have enough money to keep myself going. That’s mainly the focus here.. but here’s my life story if you’re interested:
The beginning: My birth mother left me when I was about 2 weeks old, she left me with her sister (my mom because she raised me) and my grandparents. I’d rather she had just aborted me if I’m being honest. So growing up was.. hard. I have two other siblings as well. We weren’t entirely broke but didn’t have extra spending money either..
Around 6 years old we got evicted from our home and had to live in a motel 6 for a bit.. then found a home again and we were there for a few years till we had to move again. And stayed in that new place for maybe two years and had to move AGAIN.. we had to stay in a motel for a bit again.. and then found another home that we stayed in for a long while actually, we had to leave that almost two years ago because they decided to sell it and just told us to get out, long story short. Within all this.. my personal problems didnt make living any easier. My mom was pretty abusive in all ways to me mentally, emotionally, and rarely physically. I’ve tried to commit suicide a few times because I thought I couldnt handle where my future was going and that no one would care because no one loves me enough.
I grew up with depression and anxiety.. so it made it even worse. Because I was always sad and had anxiety whenever I’d go out. I had no friends.
I still have my depression and anxiety,

which also doesnt help me now because even though I never miss a day of work, it’s all draining me. I havent been able to get my life together. I don’t have a car, I can’t even drive. My mom never taught me and my eyes are really bad and I desperately need glasses but I can’t afford them. I’m gonna see if maybe I can get some through my work.. which I also hope I keep because they’re cutting hours due to payroll problems and stuff, they’re gonna be letting people go since we have to relocate. I can’t lose my job, I have this motel bill to help pay. I need money for that, for gas, for new clothes for work and new shoes, I need money for the car because its falling apart. (Its my grandma’s car and my mom drives me to work)
And we have 3 dogs one of them is 14 years old and slowly dying, they all need to go to the vet, and even need dog food. I’m trying my best to take care of them. I just need a bit of help.
I would never ask for money from anyone.. but like the car, my life is falling apart and if I could have one small break it would just help me so much.

I have a lot I need to do to get my life together and get on a good track.. but I could never ask for that, I just need whatever can be given.

paypal.me/DaisyBree23

I hope I’m somewhere someday where I can come back here and help someone in need. 🖤 thank you for reading.

After reading several anthropology books, I have frequented existential crises. I am currently struggling with the overall “point” of life. Live on a hamster wheel of eat, sleep, work, repeat; Gain vast riches and invest myself into a shallow materialistic lifestyle, while people in other countries literally starve to death; continue to consume without any intention to give back; become apathetic to the point where it’s socially acceptable to spit on those whose social status is lower than yours? #MotherCulture #Ishmael

Really? Where is humanity going with it’s self centered, self serving attitude? Where is humanity headed with a medical industry that operates more as a business than a beacon of hope for all? A place where you can inject yourself with FREE carcinogens, toxins, aborted fetal cells, animal DNA, and cancer causing ingredients (aka the Free Flu shot) but have to spend thousands on eating healthy, epi pens, serious life saving mediations, and inhalers; how is this possible? How is no one awake?

The entertainment industry is ran by elite pedophiles, our government is filled with money hungry backwards thinking savages, consumed with power, and humanity is left somewhere in between: You either fall in line like a good little sheep, get back on your hamster wheel and work the system, or you wake up, stand up, and demand change.

I am here for that change. I can not stand walking into public and the average conversation consists of celebrities, video games, Netflix binging, and mindless dramatic dribble from petty every day life. Where are the intellectuals? The people who crave more? Where are the humans that thrive on being the best, bettering humanity, and reforming the world? Where are my people?

I am a mother of 3, expecting #4 next June. I am currently attending college to become a Computer Animator. With my degree in hand in the next 2 years, I hope to start impacting the world. I would love to master my software (Maya) and create 3D models of sustainable communities to be built, develop reduced waste agricultural set ups, along with low impact plumbing, and start designing community housing built around growing produce for every district. *Not to be confused with over producing* There is a lot of food that gets wasted. I’m talking about growing enough food for each community to thrive on, not to have a surplus leading to potential waste.

While I’m not 100% sure how to get started, or even where I want to go in this ephemeral life, I am certain I do not enjoy the system set in place, the people suffering, the injustice, the mother culture; the story we have created for humanity and where we are headed. I intend to change it. I’m not even sure an amount I would need. Whatever helps.

Whatever pays for my children to eat so that I may continue to focus on school. Whatever pays my bills so I can work at home at both schooling my children, and myself. Whatever can help buy materials for both my educational journey, and when I am finally able to start on something tangible for the future. Whatever helps me start to build awareness in communities with marches, campaigns, advertising, small starter tasks, even to start donation based services.

I abhor the state of this world, and while I will admit I am not the most empathetic person (I have had to develop self defense coping mechanisms due to an abusive childhood) I certainly can not stand by and watch the world burn. I will try for anyone; altruistic. I just need to hear people say they also would encourage this change. People have no idea they’re on a hamster wheel, a prisoner to multi media, and consumerism. Life shouldn’t be a rat race. Life should be about freedom, art, adventure, science, exploration, wonderment, surviving, thriving, improvement of all species, and overall joyous.

We see nation after nation on anti-depressant, therapy, suicides, harmful behaviors; Why? Humanity wasn’t meant to live like this, working 9-5 to the bone to grind for paper created by a system to use you as cattle to pay back a debt owed to people who control us because our ancestors sold us out. Let’s dismantle this system. Dismantle and rebuild one that works for everyone: focusing on SAFETY, and IMPROVEMENT – Not destroying the land, poisoning our food, and creating pharmaceuticals that do more harm than good because our health system is a business, not a caring facility.

I want more community based help. I want more options for families who are being abused and need a safe haven, for families who might not know where their next meal will come from, for people who are suffering mentally; everything needs to be privatized. Go away from big governments, huge ownerships. We need to take the power back into the hands of the people. You can’t own your land, your vehicles, your house, your own money taxed, and in 2020 there is talk of mandated vaccines for all adults; even if you have a reaction you can not refuse. Where do we draw the line? Why are we continuing to live in a world where they run us?

In conclusion I am open to any suggestions on how to get started, and would appreciate any donations towards my overall end goal.

Hello there dear reader, I have the understanding that this is a shot in the dark; it may as well be a text message into the outer reaches of space as far as I know.. However, perhaps my situation can at least prove as a compelling story for anyone listening if anything. I was born and raised in Washington State, as the result of a rock and roll concert in Canada. My mother was very young at the time, and my father was an aspiring musician and toured all over. Be as it may, my parents were never together; and so I never had both figures in my life. My mother has succumbed to a pill addiction, and my father is an alcoholic gambler. Probably not too uncommon. My mother married the man I would be raised to know as “Dad” when I was 2 years of age. With whom, she would give birth to 3 girls. They are my half sisters, myself being the eldest; and the only boy. Suffice to say I had a rough time. Both in school, and in the home situation. Things weren’t as they seemed growing up. We moved around a lot, and to remark upon my naivety; my step-father was heavily cocaine addicted, and on top of that had a dark past that none of us even knew growing up. He was very quiet, and reserved. None of us had a single clue, this is not a sob story; but merely an attempt to rehash the events in my life leading up to me writing this. At the age of 15 my stepfather took a .38 to his head. In the town of Cashmere, WA. After all was said and done, my family came together; and then promptly fell apart.. My mother to her pill bottle, and my biological dad tends to keep his distance. I became a sore sight for my mother around the age of 16 and ultimately never had a parental figure to teach me how to live. At the moment, I’m doing the best I can. However I struggled for years, being homeless, freezing, and being without food, wandering basically. I’m sort of an outcast in both sides of my family. Here’s the catch, I have no criminal record, I stayed clean in my struggle, I got my license and my first car by myself (which fell apart months later), I got my GED and graduated with Honors and went on to attend two quarters at Wenatchee Valley College in Wenatchee, WA. However, the financial aid and staff involved worked to the detriment of my naivety at the time. I didn’t understand how credit worked, I didn’t know anything. I’ve been learning slowly and painstakingly basically how to live. I got an apartment on my own with a partner, however I was thrown under the bus and this person did not hold up their end of the bargain and bailed on me, struggling with homework and mental health; I had to drop out, and I couldn’t pay my rent on time so I was forced to leave a negative balance.. then came a long 3 year battle leading up until now to regain my sense of self and teach myself how to live. My journey now has me in Cle Elum, Washington, where I am working odd jobs, alongside a job at Dairy Queen. I have no place of my own. My goal is to get into a place of my own and Move to Oregon, where my sisters are. I want to get into a position where I can help them if need be. I know they are all struggling in their own way. But I doubt they understand how much I love them. Then there’s my mother. I want to be around because of the fear that she may overdose or lose herself further. My time frame for all of this is to be on my feet and Oregon bound by this Summer. However, with the negative marks on my credit report, I have fears that I’ll never be able to get into a place no matter how hard I work. I’m not so much asking for a handout, I’m not one to prey upon someone else’s lively hood. What I want is a Mentor. I want someone to teach me about finances, so that eventually I can be a pillar for my family as my mothers eldest son. In spite of my struggle, I’m still the first in my family to even attempt higher education. I’m legally homeless by technicality, if it wasn’t for the good graces of an older woman who exchanged a bunk in her spare room in exchange for grounds maintenance and help doing some of the heavy lifting she has been unable to, this situation will last through the winter. However, my set date that I am to leave to Oregon is spring-summer. I plan to have employment worked out before I move. But have no idea where to start in search of a house. I cannot accept help from family, that would defeat the purpose. I feel vindicated to show myself that the circumstances of my birth are irrelevant, and I want to achieve greatness. I’m 24, and feel like my life is falling through my hands. I have so much that I want to do and accomplish but I’ve not had a stable living situation for years. I’m also an aspiring musician, artist, and writer. I have a strong moral compass and have overextended myself to help others even when it wasn’t to my benefit. Even though the world I know, and the people I met in my walk haven’t always been good characters. I want to know how successful people think. I want the power to change this story and turn the tables. But before I achieve that, I have to survive. Fall has set in and I’m going to continue to work diligently and try to earn enough money to make this haphazard plan form into fruition. In my mind, I’ve got to make it; or I’ve got to make it. Those are my options! If you read this far, thank you for taking the time to learn about my life, if it happened to strike a chord with you; I would appreciate any kind of correspondence, be it advice or maybe even an opportunity.

Thank you
Sincerely,
-Zacharie Lee

2019 I had predicted and expected life to continue its progress in building my name and brand. I had planned more to do with my dance company and had a bunch of video projects jotted down to. Unfortunately, I got into 2 significant car accidents, the most devastating was on April 24, totaling the vehicle, and another on September 19, sustaining major damage to the underside, almost totalling the vehicle. Immediately after the first accident, I lost 2 of my teaching gigs as a result, leaving me with 1 studio as my only source of income. I had to panhandle my friends to cover for June and July. I received help from my sister/brother-in-law, who bought me a used hybrid car to help me with Lyft and Lyft driving, getting rid of rental fees, minimizing costs, and maximizing profits because The Express Drive Program was no longer beneficial at that point.

Stress from the first accident and not having access to a reliable vehicle made it difficult to transition back into driving and just as I was starting to warm up to the business again, I get into another accident, not even 2 months after, on September 19, almost totaling the car.

Once again, I’m without a car and I’m forced to take lyft rides until I received a rental car. Even though I was able to add a new dance studio to my teaching schedule, I now have to worry about the following:

AUG2019
auto insurance premium – $227
Car Payment to sister + repayment – $350

In September, I was finally contacted to start making payments towards the deductible owed to Hertz for the accident back in April. So all in all, my full list for my bills reads as the following:

SEPT2019 and onward
AUT insurance premium – $227
CAR Payment to sister + repayment – $350
Payment PLAN from APR2019 accident – $200
Phone bill – $135
Rent (+Late fee) – $927
Internet – $30
BofA CC – $65
PayPal CC – $92

Meanwhile, the repairs on the car are taking longer than expected and there’s a lot of confusion and miscommunication between the insurance, repair shop, and I. The rental I was issued reached its limit according to the insurance policy and I am currently fighting to get the extra charges redirected away from me.

Rent NOV2019 – $772.50
Rent (+Late fee) Sept- $927
Rent (+Late fee) Oct- $927
CAR Payment to sister + repayment – $350
CAR Payment to sister + repayment – $350
AUT insurance premium – $227
AUT insurance premium – $227
Phone Bill – $130
BofA CC – $65
PayPal CC – $92
To receive back my car when done – $500

Bottom line is I don’t know how to navigate through this while maintaining what I have, my landlords are preparing the eviction tomorrow, so anything that can be offered as soon as possible is very much appreciated.

$2626.50 to bring current w/RENT (MINIMUM)

PayPal.me/OhaiFEEWIX [Read more…]

Let me start by saying that I don’t like asking for $20, much less this level of financial help. I work 60+ hours a week and still can’t make ends meet. I make too much money to qualify for state assistance, which is ironic because I don’t make enough to pay my bills, but I make too much for help.

I have two young boys and a girl on the way. I love my family very much, and i enjoy being a dad, but I’m at work more than i am home.

So to give some background, last February i broke two ribs at work and lost my job. As a result, we fell into financial distress. Our bills fell way behind, our credit took a beating to the tune of a 300 point drop, and i had to liquidate my 401k just to keep my cars from being repo’d. We were forced to move in with my wife’s parents with our two kids, where we made our third unplanned baby. I used part of the 401 to pay off one car, and make a down payment on a newer van (of which the interest is 22%) because the suv we had was dying.  I got a new job, make some decent money, and all seemed well. We got back on feet ever so slightly and took the opportunity to get our own place again.

Well, once again, i missed a single payment on my phone bill, and now that combined with deleting ot at work, all of my bills have fallen behind, and now rent is due. If i could get enough to pay off the van then most of our problems would be solved, as that payment is 530 a month for a vehicle only worth 20k.

What ever I can get is more than appreciated, so let me sat thank you in advance. In fact, if given more than is needed, i will simply donate the reminder to someone else in need.

Any donations can be sent to:

https://www.paypal.me/thewingfamily

Hello everyone! My name is Amanda. I am 29 years old and I live in Cleveland, Ohio. I need help immediately. I do not know what else to do. My debt started a couple years ago. I was living with my fiancé and 2 roommates that were a couple. My one roommate would gather our rent money and give it to the landlord every month. One day, my roommates just disappeared, and my fiancé and I found out that we are being evicted because of non-payment of rent. We contacted the landlord and we found out that he was not receiving our rent. Come to find out, my roommates used our rent money for heroin and forged the rent receipts. My fiancé and I were homeless for about 2 months before finding an apartment. I started working at Walmart, but 7 months later, I injured my back and my foot and was no longer able to work for them. I then started working at Burger King as an assistant manager. By that time, we were already knee deep in debt and I was not making enough to pay all of the bills. At the beginning of the month, I quit Burger King because it was negatively affecting my anxiety, and I would have panic attacks daily. I start back at Walmart this week sometime, but we are so deep in debt that we are drowning. My fiancé has a job, but his wages are so badly garnished because of college that his income is almost useless. Our electric and heat are about to be shut off because we owe the electric company over $500 and the heating over $800. I am 2 months late on my car payment and that is $403 a month. We need the car because we both work farther away from our home because it was all we really could get. We are 2 months behind on internet, which is essential for us because of work. Rent is $750 a month. We owe $110 from last month and we do not have anything to give them for this coming month.

I also have no clothes that fit me because I gained weight due to all of this stress. All of our car’s tires are bald and we desperately need an oil change. We have little food because my dad was able to spare a little bit of money since he is without money himself. We literally have no way of borrowing money or loaning money from anyone or any credit company.  I have panic attacks every day because of how stressed out I am. We really need help. I would get on my knees and beg you guys, but I cannot do that over the internet. If you can help in any way, I would really appreciate it. I am begging all of you to please help with anything you can.

Paypal: paypal.me/blazekal

Cashapp: $blazekal (I think. I am new to it)

Venmo: @mandi-blazek

Hello my name is Irene Taylor. I am a 50 year old woman with 3 adult daughters that I raised. I have always done for people when they were in need and put there needs before my own. My body is now breaking down. I have fibromyalgia, tendinitis in my hands, carpal tunnel in my hands and have not been diagnosed yet but rheumatoid arthritis is possibly because of my swollen joints, I have also a valve in my heart that doesn’t work right. This all has been going on for around 8 years. This is my true story that has made me ask for help. I bought my house in 1996 and raised all my children here. A lot of good memories. In 2006 I met and married my husband. He was a smooth talker and we got along great but I didn’t know the truth of him completely. He hid his past from me and so did his family. The day I found out the truth was June 2019 when he overdosed on heroin on my bed in front of me and my youngest daughter. Paramedics revived him with narcan. I begged him to get help. He never did heroin around me and I don’t do any drugs so I don’t know what to look for. In April 2019 on my 50th birthday he was working and I received a phone call from a police officer saying that he was found wondering the street and was confused. When I picked him up he refused to go to the hospital and he couldn’t find his car, phone or keys. The next day he was fired because they said he stole a backhoe from another company and destroyed it. A month later he totaled my vehicle when he hit 4 vehicles while he was under the influence of drugs. Out of 13 years of marriage he has only worked 9 years because he always got fired. Two days after he overdosed he came clean to me and told me he has been an heroin addict and has taken any drug he could find to get high since he was 17 years old and he never stopped using drugs. He also told me that he was high on the day we got married and that he was using me so he could convince his family he was clean. Right after he told me all this he left me and moved to Michigan with his first cousin who he is sleeping with. He has drained my back account, maxed out my credit cards, left me with a 6 year mortgage, and left me with no vehicle. I have so many health problems and no work experience that I have not had any luck with finding a job. I have only $20,000 left on my mortgage, I need a new roof on my house ( I had money saved up for that but he stole that money ), I have borrowed around $15,000 from my 76 year old mother and my 58 year old brother but they don’t have anymore to give me. My credit cards maxed out around $24,000-$26,000. I tried getting a loan but my credit is bad now and no job so it’s impossible to get help. But besides my body being broken and my heart. I never ask for help but I am at a lost. I am not asking you for any specific amount. I am asking you if you could help me and any amount I will greatly appreciate it.

Thank you for listening to me and this nightmare of a story

https://www.paypal.com/paypalme2/Craftersdream27

Good morning,

My name is Denys (Denise) and I’m writing to request some financial assistance.

I cannot recall a time when I have ever had enough money to cover all of my monthly bills; I always seem to be $800+ short.  The past due amounts and late fees continue to pile up as I’m put in the position to try to move other bills around in order to pay something towards the balance. I changed jobs about a year ago in hopes it would improve my situation, but as the saying goes… “more money, more problems”.

My children have NEVER had a birthday party and never get more than a $20 gift from me because I simply cannot afford it. My kid’s birthdays are in August and September which is right around the time school starts for the year. I always have to explain to them that we NEED things for the new school year and that we WANT to have a birthday party… necessities take priority. It’s the same thing for Christmas. It eats me up because they are always so excited for their birthdays/ Christmas, but when the day comes mom is unable to deliver :(

My oldest child (19 years old) recently graduated high school and started college. I was blind-sided with all of the fees associated with senior year and the 1st year of college. My monthly expenses are already extremely tight. I cried many nights wondering how I was going to purchase my son’s senior package, get the things he needed for prom, pay for his college visit field trips, or how on earth to pay the tuition difference for college after financial aid was applied. Not to mention a car. I wanted to get him a car so badly, not because he WANTED a car, but because he honestly NEEDS a car. He’s about 2 hours away from home in college and he works. He is in a city with no family and no vehicle. What if there is an emergency? I think about this all the time. My oldest child also helps me out when he can. Not too long ago our cell phones were off and he sent me $400 to get them back on. I would love to repay my son the money he worked hard for. I’m sure that $400 was probably 90% of his check.

I am currently 2 months behind on my mortgage and my car note. I sacrificed these bills so that I could get my kids prepared for school. I also currently have 2 payday loans that I took out to get my water and gas reconnected after they were both shut off for non payment and to also pay towards my electricity bill that was also at risk for disconnection.

I’ll be grateful for whatever amount you may bless me with. I would love to be able to catch up the 2 months on both my mortgage and car note. I would also love to be able to pay off the 2 payday loans that I have out. Even though it isn’t a NEED and even though he hasn’t specifically asked for it back, I’d love to be able to repay my son. He has a “child” account on my credit union account and I can see how much money he has. My son has no more than maybe $7 a day to spend. He has asked me if I could send him money, but in the same sentence says, “it’s ok if you don’t have it momma” :( Worst feeling ever! I’m supposed to be here for him to lean on, not the other way around.

I’m at work writing this and don’t have immediate access to any files to upload. Should you happen to run across my letter and feel inspired to help I’ll be more than willing to obtain this info and upload it for you.

Thank you for your time,

Denys Goode

https://paypal.me/SunshineGoode

Thank you for taking time to read my plea. I’m a student at community college and have always loved wildlife as well as understanding how nature and people can connect and thrive. Past a few hardships (sinus pain, wisdom tooth nerve impaction migraines, ADHD), I’ve really felt driven to pursue something great like my lifelong dream to work with wildlife conservation and to help animals around the world that are also beloved by myself as well as others. I’m on the way slowly going up in skills and credentials to get to where I want to in college and career wise. However recently on my credit card, someone (I was notified by my bank that a scammer overseas was responsible) someone charged $1000 and maxing out my card, I’m not only burdened with this, but I’m unable to do things like go out for experience, but things I need to move forward, and the interest rate monthly keeps piling up despite my dads help, who stays out late nights most of the time to earn a living. If this financial burden was lifted, I’d not only have a much better peace of mind and not constantly be anxious about it, but I could focus on important things like getting my degree in biology/ecology and doing things like getting SCUBA certified to work with marine mammals and be competitive in getting hired at places like the San Diego zoo, global research for wildlife, and really come to see how great life can be outside of struggling under this. I’m blessed with a wonderful family (who’s faced a lot of hardship but are very resilient and caring), as well as the privilege to work with and breed blue dart frogs in a hobbyist group that is also for wildlife conservation. The amount charged was $1000 which was ridiculous and now my bank claims I paid it despite being home studying at the time. This happened previously with a $500 Costco purchase (I’m not even a member!) which was reimbursed but I don’t even have a job yet (I’ve been applying to numerous places with no answer yet). If I could have this weight lifted, I could really get out there and show the world how hardworking and passionate about things like wildlife conservation and the outdoors I can be! I’d love to put my skills to use and help people I know who are also struggling. The charge was $1000 but I’ll be honest in saying that $5000 would be nice to have right now. My other charges were on things I purchased here and there. I’m relatively young so I didn’t understand the interest buildup at the time and fell back on the credit card when my bank account was low for emergencies or zero. That and buying a laptop for school was the other $2000. The $1000 would get me out of the unexpected debt situation since my bank isn’t helping me with something I didn’t do, and the remaining $2000 would go towards my SCUBA certification, lifeguard course training, paying to get into a particular uber driver position with an initial fee, paying for textbooks, and having an emergency fund for when I move out soon for school or an internship to be able to cover rent confidently and have enough until my next soon to be job comes around. I really appreciate your time and it would really give me the power and confidence to pursue my career and personal goals as mentioned above. My family would be alleviated of worry for me in school or in struggling to pay off my current debt. Thank you!

My PayPal is PayPal.Me/aajaj62398

I have dug myself into a pretty deep hole with credit card debit. I was trying to pay for school with those cards instead of taking out a lot of student loans. I am currently living pay check to paycheck trying to pay the cards off but it seems that there is no end in sight. If you have in your heart to help a working college student anything will help.

https://paypal.me/needhelp710?locale.x=en_US

I’m turning 21 near the end of October 2019 and in the time of writing this, I have accumulated $11,000 in credit card debt. The reason is simply because I was financially irresponsible regarding my mobile game addiction. I’ve spent nearly $15,000 and I only make $1000 to $1250 a month. My credit score was 760 before this all happened and now it has dropped to 540. I’ve searched through the web for all kinds of help, be it debt consolidation loans, unsecured personal loans, balance transfer cards, and others. I’ve been rejected to every single one even when I still had a credit score of over 700 because of my age. I now realize through it all that all these lenders profit or non-profit, I can’t tell the difference anymore, are all predatory. I’d rather not get involved with them and dig myself a bigger hole. I did the math myself, being a private math tutor as source of income, and I’ll end up paying $4000 to $5000 extra by the time I finish paying off all $11000 with 80% of my monthly income. That is the story of how I accumulated my debt.

Now I’ll provide my backstory. I do not want to provide much detail in case anyone I know can connect the dots that they know me because this is very shameful to me. I started college at UCSB when I was 17 over 3 years ago. I had a rough start due to the nature of the new environment. I mentioned earlier I’m a math tutor. Math is the one subject I excel in. Ironically, Linear Algebra was the one course I failed in because I put in the least effort due to my ignorance. It was one of the biggest wake up calls in my 18 years then. I picked it up in spring quarter and brought my GPA from 1.4 to a 2.6. I also met a wonderful girl during that time and she was part of my daily motivation to work harder and study more. She was also the reason of my downfall as I am a very sensitive guy. To this day, I still have bittersweet feelings of her. I raised my GPA to 3.1 by the end of my first year at UCSB. However, she moved on that summer and I was incapable of staying at UCSB and I dropped out on November 2017. Since then, I’ve had depression and one of my ways to cope with it was to play games. That’s when my addiction to mobile games started. I’m a fairly competitive person and I had the urge to spend hundreds at first and now thousands. At this point, I still haven’t quit the game because I already poured this much into it. It has been nearly 3 months since I spent my last dime because I’m barely able to chip away at the debt with the minimum payments.

Have I learned my lesson? I don’t know. But the game is a part of me now. Do I want counselling and help? Yes I do. However I’m afraid to start anywhere until I resolve this debt. Before you assume that if you help me resolve this and I’ll just go back to spending wildly in this game, I can’t prove you wrong. However, I can tell you that I also spend my money buying food often for my younger sisters, paying the internet bill, paying part of my parents’ electricity and utility bill, and just a week ago, lended my friend $200 to help him pay off his parents’ DUI charges. All the while, not a single person knows I’m in financial trouble. I stress about the long term consequences. I’m still a student. My credit score is 540. How long will it take to recover? I know I’m not alone in this world with crippling debt. But this is my story. I hope you can send anything. I’d honestly rather have someone who can let me borrow $11000 that I can pay back over a year with no interest. But I’m desperate and I need anything to get back on my feet right now. However, I’m not desperate enough to fall for the trap of those damn credit card companies and loan companies. I swear once I am out of this hole, I will cut all my credit lines but one (just so I can build my credit). Thanks for reading until the end. The image below is my Citi bill. The other 3 cards in the title make the other $6000. This is all I can show due to my security.

https://paypal.me/dhp2258

If you have any questions, email me at mei2ikea@gmail.com (its an alternate email that I use for spam)