Hello! I am a 20 yr old Medical student, Oldest of 3 younger sisters and 1 baby brother. I really don’t know how to start, maybe my case isn’t as important as the others and I know many people are in situations way harsh than mine. I just ask for a little help please. My single mother , my siblings and I have been staying with my aunt in a small shabby mobile home for the past 5 years. My father abandoned us when I was 9, due to his (snd his mother) illegal crimes mom was taken away (she is innocent!)by the police, we suffered without my mother and CPS took us in. After being proven innocent , we tried living a normal life but my father’s mother threatened us, verbally abused us and had us kept inside the house so we had to flee from our OWN house. It’s very difficult now for us, my mom never worked because my father always kept her there she was frightened. So now she is working ,but her pay is not enough for all of us. Our car is a small 2005 car, we have had to starve to fix it many times because it failed to work, we can’t even it throw it away since it is our only source of transportation where all 6 of us even fit. Another thing , mom wanted to divorce that man, at least to get half of our house back, but we can not even pay for a lawyer. I wish to work but It is impossible. I am a full time Medical student and take care of my siblings when she works. I’ve dealt through so many things including depression in the past and tried to be strong for mom. She has a lot of hospital bills, rent, and other bills to pay. Due to the living conditions, my little 9 year old sister developed back problems (i am praying it is not a serious condition as the doctor said), my baby brother can not have a happy childhood neither can my sisters. I can not give them proper utensils or things they need for school because we never have money. I feel useless and worthless I want to quit school but I can’t I am the only one that can save us by graduating in 2 years. I never thought of having to go through this point, but please, help us. Just for these 2 years, please help us. Whether it’s for a new 2016 family car, or a small house that is capable for us , anything will help. If there is any other resource I’d gladly accept it too. And thank you may God truly bless your heart !
Hardship
Hi, my name is David. I never thought I’d be asking random people over the internet for help, but here I am anyway. This cause is more so for my father than me. I’m 20 years old and have been doing my best to support him financially. As soon as I graduated I had to get a job in construction to help him pay his debts. The problem is it’s a sinking ship and we both know it. He owes thousands. He met a woman from China over the Internet (yes you know where its going) and he married her and got her citizenship and has charged thousands for her to come over. After 5 years, she did finally gain citizenship. As soon as that happened she left. We’ve concluded she only wanted citizenship.
That was just the icing on the cake. My dad is a land surveyor, he worked at his father’s company. All his life, he was told the company would be passed to him. It wasn’t. A few years before my grandfather died, he gave presidency to his 2nd wife, my dads step mom. She was incompetent to say the least. Junior year my grandfather died. And she closed the company with no warning, leaving my dad unemployed with no income. He’s come to the conclusion his father lied to him. And if you knew the man you would agree.
Shortly after my dad has tried to start his own company, however competition is hard in the surveying world when the clients already have their own surveyor. He has 1 client. And he gets a few jobs every so often. That’s on the side. He actually found another surveying company and started working there. For $18 an hour. At 57 years old, that doesn’t really cover the bills.
I started working there too. For $13 an hour. Since I’ve graduated, I give him $180 a week. And that’s just for basic foods. I would be lying to you if I said we have it the worse, or the hardest. But it’s still hard y’know? You combine all of that, plus his multi thousand debts to credit card companies, and the fact we have nobody in our family, it’s tough enough. I’m all he’s got. He’s all I got.
Bankruptcy is not an option. People always say “Oh well just do that” no. When you do that he must give up his credit cards. That doesn’t help if there’s ever an emergency. He has reached out to a debt managed program, he has gotten a few credit card companies off his back, but the management people obviously want money. I can’t remember off the top of my head how much he has to pay. But I know it will take years.
As old as he’s getting, I’m starting to worry. Imagine you work your whole life, and just because of your own father you have virtually nothing. He doesn’t show it, but I know it’s killing him. I hate doing this, I hate asking for any kind of charity.
But, if you find it in your heart to throw a bone our way, words would not express how much it would mean to us. He doesn’t even know I’m doing this. He probably would tell me to not bother. All our life people have backstabbed us. But I’m out of options. I don’t want to see him like this anymore.
This is for him. I can work myself up, but he can’t. Time has passed him by. All he can have now is a miracle. I’m not asking for much. Anything, anything helps at this point. Ordering take-out is a luxury to us. All our money goes to bills and needs. Not wants or self indulgence.
I’m not expecting much. But I’ve hit the “fu** it” point.
paypal.me/Sirius99
Psychological help
I think I should be okay if I’m able to raise $1000
https://www.paypal.me/shaneinvasion
I don’t know what to do. I have the smallest goal and yet everything in my life makes it so complicated to accomplish it.
I feel ultimately pathetic, empty, numb, worthless, hopeless, and useless.
I know I’m experiencing a serious psychological problem however even just assessment is costly. If I could get help figuring out the primary problem to my mental defect, maybe I can find affordable– strongly a OHIP covered therapist to help me improve my life. But I can’t.
Finding a job would be pointless with an untreated mentally unstable person. I tried going on the bus alone for once and I got humiliated and that triggered me to spacing out of reality. I almost lost my way home and I almost had urges to hit my head against the glass.
I don’t want to go back to a psych ward. The only thing they help is put me on a better anti depressants. But my current nurse has not messaged me back and I can’t get a refill. Now I’m back to low energy, hopeless, unmotivated mood…per usual. I see no difference to be honest.
I know there’s people who needs the most more than me. I have nothing to offer in this society. Besides I just want to be able to see my long distant girlfriend who is the only person in my life that gives me the drive to get help. It breaks my hear that I can’t do anything to return the favour. I just want to be normal and take care of her, despite the fact that she reminds me that I do take care of her so much… I don’t see it…and I wanna do more for her and myself.
I appreciate the support if you guys would like to help me out. I HATE asking for help but it seems I’m getting a little desperate…
I’m an Artist as well. I am trying to find commissions here and there to support saving up also…it’s just hard. Hard drawing when my mental state just reminds me of how shit my art is and I’ll never be able to get to where I am in my career.
P.S. Please don’t hesitate to email me (I hope my email is attached) resources that could aid in my mental health. I am registered in CAMH but the nurse that I’ve been calling for weeks now have never called me back… so I’m just out of options.
If I deserve your help…
Hi,
My name is Jane. 29 years old. The eldest among the 7 siblings, I am always the most independent, smartest, highest educated, and everyone seems to look me so up. Soonest I graduated in 2015, I got a job as stock broker. My working capabilities and abilities soon got me promoted to handle some private funds. I was always on my own, as everyone was just counting on me. And for myself, being the one always giving help to others, didn’t even think that I would need help from them. My family (especially my grandmother and aunts who gave a lot of support), my friends, my boss, my colleagues, and whoever knows me in person. I didn’t want to failed them, I didn’t want to let them down. But, this year August, I have made a wrong decision, and causing huge losses for the fund. There more I am trying to fix it, the deeper the losses. I was really feel so helpless, and hopeless. I have fork out all my money, and even taking up loans, just wanted to cover the losses I have made. I didn’t want the fund to lose any cents. I want my clients happy. For the past 4 months, I even needed to fake some trade records so that I could make time to recover the losses. These days, I have struggled a lot to make things right, I have done my best, still there is a big holes. Now, I only have less than a month time till I need to give the final report. USD500,000 is the amount is needed by end of December. I have no idea how much could this help, but if I failed this, I don’t think I could continue to stay in this world. For me, it is not the money that I losses, but how I failed each of everyone around me. I might not deserve any help from you, but if this problem could be solved, I can promised to resigned from the company and quit from the industry. I just can’t take this anymore, I can’t let this repeat ever again. I am not sure how can I show you all the record of the losses and also the capital, but picture attached is a very small part I am able to show.
To come to this far is really not what I have expected, but I really don’t have much choice left. I would be so grateful and tankful for your generosity and I am willing to return a favor.
paypal.me/Janecendol
Mental Health Struggle
I am originally from Brazil and I still believe that are good people out there willing to help others when going through hardship because I did that when I was able to. I had a great job three years ago when I came to this country on a work visa. In 2017, my dad got cancer in Brazil and my brother was also going through a delicate herniated disc surgery at the same time. I always struggled with Bipolar Disorder type I and not being able to stay at one job for more than 2-3 years once I had major episodes from the disease or the side effects of medications was interfering in my every day work routine. At that time with so much stress from my family back home and from my job, I had a major depressive episode and no medication was able to hold it well. I took a leave of absence from work (FMLA -12 weeks) and went back home (BRAZIL) to get treatment with my psychiatrist and therapist who already knew my case for years. After 12 weeks of being treated and helping my dad with Chemotherapy and its side effects and my brother with his surgery, I was much better but not 100% better. I was ready to go back to work as I had to pay for my bills. Little did I know, when my ex boss called and said my position in the company was extinguished and that they no longer needed me. I was literally fired under FMLA. I did not want to enter the legal battle as I was given a great opportunity to come to this country. However, I was left with many unpaid bills, medical bills from the hospitals at that time. I came back to the US on a tourist visa with no JOB to try to settle my bills and see what I could do in order to pay credit card bills, medical bills etc. I could not get any loans since I have no job. I am still struggling to find a job that does not require too much of me since I have my limitations due to this disease, side effects of medications and episodes. I have a daughter in Brazil that I support I am a single mom as well. If there are any of you out there reading this cry for help letter, who can relate to my financial struggle, having felt any discrimination for having a mental health problem, having no one else to turn to, please help me go through this part of my life. God Bless you all!
My total Debt is $2500.
Going back to the one job that made me what I am.
To whom it may concern,
My name is Mihails, I go by Michael, just makes things easier. I am an ex….hell ex everything. I have done more jobs and studied more subjects then I can count or remember. I still do not think I am clever or smart.
My first job was that of a welder fabricator at a shipyard in Russia, at the age of 13.
One day a clean-up crew dredge showed up and asked the lot of us a question…the question was- “who here has balls?” Not listening enough or paying attention, I raised my hand. 4 weeks later I was diver number 3 on a dredging operation. I loved that job, the danger, the rush, the pay, the people and the responsibility.
Years on, I came to the UK, went to Uni, had a son, got divorced, became a single dad, worked in offices, was a security officer, worked for the BBC, lived the dream.
I am 31 and not a day goes by that doesn’t take me back to that job. Being a commercial diver, is what led me all my life, influenced me and taught me about so much. And now I come to you to ask for help in becoming once more a certified commercial diver. I work in Manchester UK, as a mechanical engineer, sounds smart and cool, right? In truth I am not much more than a glorified welder, I make just enough to support my son and myself, but that is it. I can’t save up much, as my wages go towards the bills, food, my boy, transportation etc. By the end of the month I have between £20 and £40 left in my account. I have been putting all that away into a savings account for my son, so he can have a better future and not face the struggles his dad has, or at least not as many. I am here asking for a lot of money, at least in my opinion. The course that I need to do, in order to be certified as a commercial diver is just shy of £12000, I can secure a loan from my bank for £8000. The remaining £4000 has got to come from somewhere. That is why I am writing this letter. If you or anyone you know is able to assist in any way, I will be eternally grateful and will do my best to pay back the money if and when my dream comes to fruition.
Thank you for the time it took to read my story.
With respect,
M.Hlebajevs
paypal.me/MHK88
Aspie (19) Woman in Need
I’ll keep it short.
I’m an Autistic (Aspie) woman who had to move in with her grandparents and who can’t find work. I’ve applied to over 400 jobs. I require accommodation at work, but no one around where I live wants to give it to me. Most people here don’t even know what Asperger’s is. I have even been turned away by Walmart and McDonald’s. Freelancing has yielded nothing. Local temp agencies can find me nothing. I was not able to finish school because of the situation of my mother and father divorcing and my father leaving us destitute. My mother is thousands of dollars in debt because she was scammed trying to find work also and cannot help me pay for these bills. She also has lots of medical debt, as the stress my father put her through left her with an induced near-septic infection. She has a job now, but all wages go towards those debts. My father also reached his hands into a mutual savings account and took what was my money without asking, and he used it to pay for things “the other woman” wanted.
I have applied for a new student loan repayment plan, but the loan service actually raised my payments after I did so. The nearest blood bank to my house will not service people from my town, as it is out of their “area.” I cannot sell any of my belongings as they are all stashed away in a storage unit. My grandparents are on SS and can barely take care of themselves, let alone help us. I do not want them, old as they are, to have to rearrange their lives to help us. They have already done more than they should have to to help us.
I have to start making payments on that loan too, as well as pay for my phone bill so I can still apply for jobs, as well as pay for the storage unit because my mother no longer can because she has to pay the debt she incurred being scammed. I don’t want to lose what little else I have because I cannot pay for its storage.
My phone bill is $35 a month, and the storage unit is $170 a month. The adjusted payment for the student loan is $60.66.
If anyone can give so much as a penny, I would be eternally grateful and pray for your wellbeing every day for as long as I live. I do not feel worthy of any kindness, and I know there are people who are in worse positions. But I don’t know what else to do.
Thank you, and bless you.
https://paypal.me/mlphm
Drowning in debt…need a bit of help…
So here it is…we are in financial meltdown. My wife and I both work out of the home full time jobs. I work a second job that is full time hours from home as well. Over the past 12 years we have been heavily involved in the raising of two grandchildren. One is 12 and the other is 6. Everything we do from working multiple jobs to providing no-cost housing to their dad (our son) in a rental home that would otherwise provide us with income is to make sure they are safe and well cared for. Over the past 12 years we have taken care of the costs associated with all aspects of raising a child including medical, education, clothing, housing, food, recreation and so on. All the while we have continued to support the community projects that are important to us from youth sports to the food bank and homeless shelter. All of this has been done while keeping a blind eye on our needs.
We are no longer able to keep our eyes closed to the reality of our situation. We are broke. We owe thousands of dollars and the work we do almost covers our weekly expenses including our mortgage, car payment, replacement window loan, new furnace loan and so on. We are currently about $50,000 in debt with credit cards, medical expenses, business past dues, an auto loan as well as a hefty mortgage. If we can pay down the debt we can afford the mortgage and car note and to continue to be able to provide a safe place for our grandchildren to live.
We work hard, we work everyday, we until now have paid all of our bills and our obligations and we have helped others regularly. Now we need help. We propose that anyone who offers and assist to us we will try to pay back. It may be by paying $5 back a month to people to help it may be $1 a month it may be more depending on the number of people decide to assist.
We don’t want to lose our home, the place where are grandchildren have both been raised over the past 12 years. We don’t want to leave the community where our grandchildren go to school. We want them to have stability in life and we want to provide that to them. We need help. We have given all the monetary help we can and we have nothing monetary left to give and we are in desperate need ourselves. If 50 people could offer up $1000 each we could get back on track. We could pay those companies and businesses we owe money too and we could pay back the folks that help.
I don’t know whether this is proper or orthodox for this website but we need to start somewhere…our goal is to keep our family together…we have worked hard for over 30 years to do that an now, over the past 12 years the struggle has changed direction and we need help.
Thank you for your time and consideration,
Wally
Usually not the one…
I know I’m probably not the first or last person on here to say it, but I’m usually not the kind of person who asks for help, often the one offering it, I’ve normally never had anyone I could ask for help. I’m turning 26 at the end of this month (November) , my mother had me while she was 15, and was / is an avid drug user, my father was a gang member, and was in prison for most of my life. I’ve spent most of my life studying hard and working, juggled between my grandfather and grandmother, going so far as to give them what money I had saved for college (Roughly $15,000 not much I know!), just to afford a roof for them and I until I finished my high school diploma.
I moved out, and roomed with a few friends at the age of 17, and proceeded to work full time and attempt to go to school, which worked fine until I had learned my father had passed away within hours of being released from prison. Which needless to say, even with him being absent sent me into a deep depression, not really being able to know him at all. Over time I had to stop school for a brief period, thankfully only a few thousand dollars in debt from books and tuition. Along with this, I’ve not had health insurance, well ever. I honestly can’t remember the last time I saw a doctor. I know I need dental work as many of the teeth in the back of my mouth require fillings just to properly chew.
I recently became homeless for a short time before managing to find a small 8×8 room thanks to my grandfather, as it stands I’m currently working once again and returning to school, so most money that I’m getting is used for food, minimum payments and book costs for the most part. For those interested I’m currently attending for an AS-T in Business Administration, pursuing a bachelors degree at the least. I’d like to one day work in Human Resources, because even though it’s normally overlooked, the people who work in HR have the potential to help people where they really need it, because nobody likes working in hostile environments.
I set this in the uncategorized section because to be honest I’m not sure where it belongs, I’m not really expecting any help, but if you can offer something to help me go see a doctor or dentist, or help with the loan debts or just some food it would be appreciated, honestly and from the bottom of my heart.
For anyone who might be willing to help, my paypal is:
Need Gas Money Please
Hello there,
I am a broke college kid whose funds have ran dry. Although I have a job lined up for December I am still in need of some money for the interim period, about three weeks, and am looking to make about $50 if possible. Obviously anything will benefit me, so even if you only have a few cents to spare I would be extremely grateful if you were willing to help me out.
My parents have 3 kids, two of whom are in college and a 9 year old, and both my father and mother have expensive health conditions. My boyfriend and I are in a long distance relationship, and it takes four hours for us to see each other, same with my family as they all live in the same city. He offers to pay for my gas but we are both students and he a part-time worker paying for school, and I just don’t think it’s fair to ask my significant other to front my expenses. I really don’t want to be an undue burden on the financials of the people I love right now, so I am turning to strangers who may be in a better circumstance to aid me in this tough area of my life.
Every week I have a Thursday night class one hour away from my regular campus, and it’s really become a stressful cycle of wondering if I’ll have enough money to get my car there and back again. I wouldn’t be taking this course if it wasn’t a degree requirement for my major. Of course I also have to drive around my college town as well for certain class commitments too.
This semester I am taking 19 hours, and my regular school day ends at 5PM, making it difficult to find a job in the rural community around my school. On top of that, if I don’t maintain my grades I will lose the scholarships that allow me to attend this university. Please, this is a very uncertain period in my life, I just want to make sure I can get through it in one piece.
I know that there are a lot of people with my kind of story, and I’m just trying to hold on a little longer before my job begins, so if I could get any amount, I’d be completely ecstatic. Hopefully in a few weeks I’ll be able to pay it forward here.
PayPal.me/rk9927
Help give me a chance to make a difference!
Life has not been easy and I know I’m not the only one. It seems like I put hours of energy into surviving and really I’d rather be creating, innovating, and working toward bettering the lives of future generations. I’m here asking for help to make this dream a reality.
My situation as it stands: I am the sole provider for myself, my girlfriend and our 2 dogs. My dog is a registered service dog and my girlfriend’s dog is an ESA in training (so much training…) We rent a room from a friend because rent is not cheap and at least he is fair. I work as a contractor through Instacart and Peopleready. My truck is our only current form of transportation and it is a gas hog and braking down faster than I’d like to admit. The best zone for instacart is about 40 miles north of where we live and gas is starting to make it not worth it. I have big dreams and goals for bettering our lives and making it sustainable, I’m just needing the break to get things set in motion. Here is a list of my estimated monthly expenses.
- Rent $650
- Storage $182
- Gas $800 (old truck and lots of miles)
- Insurance $200 (AAA)
- Food $800 (this includes dogs food)
- Phone $45
- Miscellaneous $50 (monthly treat limit)
Now here is what I’m working toward:
I own a Celica that ran great at 35+ mpg until I blew the head gasket. Repairing this will drastically reduce my monthly gas cost and make it easier to increase income with instacart. Estimated repair cost $2,500.
Clifford the Big Red Truck is also in need of repair. Unfortunately he needs a new motor since cylinder #1 has scoring and is not repairable. Celica is first priority because fuel efficiency and greater opportunity for income makes it a better investment of money but my truck is still very useful and worth the investment as plans progress. Estimated cost for refurbished motor and labor to replace $2,900.
I currently have 2 storage units, 1 in Ashland, OR and 1 in Portland, OR. I want to rent a Uhaul for a weekend and empty both of those, bring them up here and get a cheap storage unit near me. That’ll drop my storage cost to near $100 a month. Estimated cost for rental and gas $500.
Here’s where my real dreams come in. My partner and I are working on creating a forest school, pre-k through 12. This school will fill a need in the greater Seattle area of Washington. With a full integration hand’s on learning structure, the goal is to help students prepare for the real world with real life skills most of my generation wishes we were taught. From finances to carpentry and other important skills in between we’re hoping to create a school which will truly make a difference in the now and future generation. (I get so excited talking about it)
This is a 2 part need: first, the less monthly income I need to worry about, the more time I’ll have to dedicate to the creation of this school. Second, we have a business model professional ready to help and waiting for payment. Initial estimated cost for a complete model plan and financial assistance start up (Grant’s, further donations, etc) $3000.
I have big plans for my life and once I get things started I’m not going to slow down. I want to become wealthy enough to turn around and teach more people how to fish (so to speak). If given the opportunity my life goal is to create a legacy that will help others like me make a difference and help impact our reality for the better. Please help me become a driving force of good that will help as many lives as I can!
When making a donation, please note what you are donating toward, for example if you want your donation to go only toward rent put “rent help” or for the celica “celica repair”. I’ll make sure to only use your funds for what you want me to. If you don’t care where I use the funds please note “for anything” in which case I’ll divert the funds to the most important need at the time. Thank you!
Paypal.me/thewolf22
help me write my book and help other victims of abuse
I am a single mom working two jobs (most my life having side jobs always).. just to get by! With no Family or real friends to call a support system. My choice in men led me into serious domestic violence situations and becoming a victim of sex trafficking had found myself enough trouble and misadventures along the way to last my children’s lifetimes!!.. but through everything I emerged strong and resilient. My Story begins over 30 years ago when I was just a little girl I grew up in a house full of abuse. Mental, physical and sexual!. Although memories of my childhood are few..the ones I can remember are clear instances of abusive.. sexual abuse from the age of 5 all the way until the age of 12 when I finally escaped for the last time… by the time I was 12,I was considered a chronic runaway having runaway over 90 times or some obscene number like that finally friends took notice, friends parents took notice and CPS was informed of the abuse, in 1992 the allegations were substantiated only to have my parents flea Minnesota to California so that my father could avoid prosecution.. In 1967 before my birth my father was in jail for statutory rape(there’s records online that are accessible, stories about the incident even the whole appeal is available to read online) however my father is not required to register, apparently people from 1967 are not required to register( these are facts I’m finding out about recently). After four years in foster care, group homes and family relative placement at 15, I was emancipated. I left South Dakota and went to California to find my parents. I wanted to know if my brothers were okay..To my dismay finding them was a mistake! My brothers had lived with my parents for too long they were Beyond reachable. In my mind, in my heart I believe at least my older brother’s a predator like my father. With me knowing that as a child he had known about the abuse and instead of telling anybody he had decided to partake, having sex with me multiple times himself.. My mother was both physically abusive and Mentally abusive. I have memories of her throwing knives and dishes at me , dragging me down the block by my hair in my underwear ,she had me cleaning floors with toothbrushes.. and although she never sexually touched me I believe she knew about the abuse because she used to come into my room and wake my father up (who was in my bed asleep naked) just to have him come into the room with her.. At one point in my childhood my parents had barred my windows and locked my doors from the outside giving my brother’s the key to let me out when I had to use the bathroom. And because I had stole money from my dad’s wallet one night when he was asleep in my bed naked my parents took me down to a known prostitution area and left me there(I was 9). They did return to get me..but it’s a memory I wish I didn’t have. I could go on with stories that I remember from my childhood but I’ve come to terms with my abuse (at least I thought I had) I don’t let it run my life, however it has caused chaos in my life, it has definitely clouded my decision-making process along the way…Shortly after having children and getting myself into trouble while leaving a extremely abusive relationship, my mom had petitioned for custody of my son (a whole other story)when he was 8 years old..3years of my objections CPS felt that I couldn’t deal with his issues(issues I know are caused by my mother and father) as well as take care of my other children in home and they granted my mother guardianship (of course whole time she pretending to be separated from my father so she could even have my son in her house)despite my Avid concern, despite my fight for years to keep him away from her to keep him away from my father I was unsuccessful and now today my 20 year old autistic son is serving 25 + years for an attempted murder, he has addiction problems, numerous mental health issues and according to therapist shows classic behaviors of sexual molestation.. My mom passed from pancreatic cancer when my son was 15.. CPS contacted me and asked me if I would take my son back and I did of course, only for the sad realization that the son I tried so hard to protect was severely traumatized.. Making comments such as grandma was just as sick as Grandpa and Grandpa still prowls the neighborhood or Uncle Kevin killed somebody and buried them in the backyard… after each and every shocking statement he would go into weeks of mimicking Behavior.. My voice wasn’t heard then… I’ve reached out to Minnesota to see what I can do since that’s where my abuse was substantiated.. unfortunately with no money ,no power, no great support system or family …I’m feeling powerless in this fight… there needs to be light shed on this predator.. I understand we don’t live in a perfect world and not every single Predator gets caught… but this man has hurt me in ways I still don’t understand. He has hurt my son and destroyed his life! Where is the justice for childhood abuse victims?My story needs to be told the struggles ive endured and life ive lived shouldnt be ignored..for im not alone and I know my story will reach the right people if im able to designate the time to sitting down and putting it out there for the world to see.In order for me to do this I need to crowdfund and my hopes are that enough people feel my story needs attention and needs to be written they will donate to my cause. Thank you in advance for your time.
I just lost everything!!
Hello, my name is Ryan Harris and I’m 29 yrs old. I’ve never done anything like this before and to tell you the truth I didn’t know it would be so hard to ask for help but I’m in a situation where I will try anything. I’ve got a 2 yr old little boy that turns 3 tomorrow and he means the world to me. I recently got divorced and I want everyone to know that it was not my idea. I fought for a year or more to try to make things work mostly for my little boy but she just didn’t want to do it anymore. I don’t want to sound like I’m trash talking my child’s mother but I want everyone to know the circumstances that led to me asking for help. When she finally gave me the divorce papers we talked it all out and agreed on most everything there was going to be no need to go to court and drag the process out because that’s the last thing I wanted for my son. Come to find out that she had been talking to her mother about and her mother who has lots of money decided to get her a nice lawyer. When it all went to court her and the lawyer took everything from me, and I mean everything including most of the custody to my son. I lost my home and everything in it that I had ever worked for. I lost everything I had ever saved financially because everything was in her name including the cars. I felt like ending my life at the time but decided that I love my little boy too much and let’s just say he’s a daddy’s boy. After losing everything the state also thought I should pay $400 a month in child support which I cannot afford especially after losing everything. I had to move back in with my parents which I feel bad about but I’m just thankful they are willing to give me a place to stay. I feel like I’m starting to go on a rant so I’m gonna get to the point. I have a job, pay bills and am a good contributor to society. I also served my country for 4 yrs in the United States Army. I’m asking for help so I can pay some of my child support payments because all i want is to be able to spend time with my son and try to start a new life. If you are willing to help me and my son out in any way I want you to know it is truly appreciated. Thanks for reading and God bless!
paypal.me/RyanHarris417
Depressed and struggling after daughter passed away
I don’t exactly know what I’m doing here or how I found my way to this website, but I do know I’m struggling and don’t know where else to go for help. My daughter, Lia, passed away in September of 2017, 6 days after her 2nd birthday. I was a single mom with a protective order against her father after he became severely abusive. Lia was born with Severe Combined Immunodeficiency and required a bone marrow transplant to live a healthy life.
Her doctors thought her transplant was going to go smoothly because she was a healthy little girl, but she ended up with graft versus host disease and CMV after we thought she had a successful transplant. Her body resisted all treatments and she eventually passed away in my arms after months of fighting. She meant everything to me and I’m still having a hard time finding my way without her.
The hospital Lia and I were in helped us financially when they could over the 4 month span we were there. I went back to work full-time a month after she passed away because I couldn’t afford any more time to grieve. I’ve been struggling with depression since and I make just enough to pay most of my bills but I’ve still fallen behind on some. When a random expense pops up it really hurts me financially as well. I haven’t even gotten a headstone for Lia yet because I still can’t afford one.
I was seeing a therapist for my depression but I had to stop because I couldn’t afford the $40 a week. On top of that, my therapist wanted to refer me to a psychiatrist who could prescribe me medication for my depression, but I knew I couldn’t afford that either. I feel like I’m sinking and I’ve been trying so hard to fight through and stay positive but I’m at the end of my rope. Constantly stressing over money and living paycheck to paycheck is really taking its toll as well.
My credit is poor and I’ve been slowly trying to rebuild so I can get a more reliable car but that’s a struggle as well. I just feel like my life is falling apart around me and I have no one else to ask for help.
If you took the time to read all of this, thank you. I appreciate you even just taking a moment to hear me out.
PayPal.me/lindsayann11
Foster Children’s Christmas
Hello. My name is Lindsay. I guess my story starts when I was little girl. The only thing I’ve ever dreamed about was becoming a mom. It’s been the motivation behind every life decision I’ve made. I know I was born to be a mom, and now I know God has even bigger plans for me. I feel very shamed putting this out there and asking for a handout, but I guess it’s coming from a future mothers desperation. My wife and I have gone to fertility doctors and have tried conceiving with donor sperm. This is a pretty expensive process and we put a lot of our savings into it. Every time we tried we were let down and it became more overwhelmingly crushing each time we found out I was not pregnant. And then one day I was folding laundry and listening to a podcast and a lady was sharing her story about how she and her husband had been trying to conceive with the help of fertility doctors for 7 years and still no luck. I instantly crumbled to ground and bawled harder than I’ve ever felt myself bawl before. I wasn’t upset that thru didn’t have a baby yet,although yes that did sadden me. I wasn’t upset that I didn’t have a baby. What triggered me was that this couple decided to put themselves through this unbearable pain every month for 7 years. I couldn’t imagine going though one more month let alone 7 years worth. And they did all of this pain because they would rather have a child produced from them than another child who is already born but now without parents. That’s really the part that got me. I get it, I mean I understand wanting to have a child that came from me. I really want that too. But I cannot go through all that pain when there are already children in need of parents now! So that’s when I was able to emotionally move away from the fertility doctors. My wife and I immediately started looking into adoption and realized quickly that is not something we would be financially capable of doing. So naturally the next step is looking into foster to adopt. We started our journey and have learned so much about this process. THIS! This is what I was meant for. Of course we are in hopes to be able to adopt a child through this process, but I also know I am supposed to help these children along the way even if we don’t get to keep them forever. Their parents are going through some tough times and that’s not their fault and they deserve a happy place while they wait for their parents. So my wife and I have gone through all the classes and background checks and are at the very end of the process. We are waiting on the caseworker to tell us we are offically foster parents which they have told us we will be getting our first kiddos any day now. Now, we have a nice enough home to provide these kids. We both work full time jobs and work hard. We just happen to be caught up just like everyone else, with student loan debt and medical debt. We’ve fallen on some rough times and it’s horrible timing. We put everything we have into getting the house ready for the kids. Bunk beds and new sheets and clothes and shoes. We are ready for these kiddos and we are so ready to open our hearts. I’ve been waiting for this for so long. However in the chaos of getting everything ready, I’ve forgotten to budget for Christmas this year. I know it’s not life or death, but it does hurt my heart. I want to be able to have these kids wake up on Christmas morning and have a really good day! I want to make them breakfast casserole and hot chocolate, I want them to have a stocking gift, and at least a gift or two under the tree. I want to get them a Christmas outfit to wear so they know how special the day is. I want to be able to take them shopping so they can pick out gIfts for their parents or other family members and for their new family members. I want them to know what it feels like to be able to give gifts to others. I want to take a night to bake Christmas cookies with them and let them go overboard with the sprinkles. I had so much planned for them and now we just don’t have the money. It’s why I’m feeling desperate. I know I will go without to make sure they have something to open Christmas morning. I just wanted to give my new kids the whole package. Someone told me about this site, so I thought I would give it a try!
Thanks to anyone for reading my story!
gambling problems
Hi, My name is Marius and for about 10 months I lost control over my life due to gambling. 3 years ago I moved a UK with the intention of making money to buy a flat back home. I didn’t know how to be abroad, especially by myself, but I realized that I had no chance in my country. I left my girlfriend home with whom I have been with for 8 years and came to the UK, not knowing English very well. It was very difficult at the beginning especially until I found my first job after about 2 months. It was not as I expected, given that the rent and transport are very expensive in the UK and I could not save more than £400 a month, money that I sent home regularly. I have found that I have no chance to save enough money to buy an apartment, but at least I can give the deposit to make a mortgage. At the beginning of 2019 I had plans to return permanently back home, especially since I will be getting married next year. But I chose to stay a few months to save some more money. My misfortune was that I moved with rent to a house where there are 5 other people, all passionate about gambling. I never thought that I could be affected by this vice, but this entourage proved to me the opposite. I can’t do this anymore and I can’t sleep at night thinking about the money I lost about 11,000 pounds. Countless times, from my monthly salary I had to pay my rent, debts to friends and with the £ 300-400 left I try to win at gambling so I can have at least a month a full salary, but it all ends by lives without any money from the first day of salary then I have to wait another month and in the meantime I do other debts. I entered a vicious circle from which I can no longer escape. I very much wish to recover my lost money especially since my girlfriend thinks that this money I still have it and is waiting for me at home with them and I am convinced that only so I could stop gambling. I didn’t spend Christmas holidays back home for 3 years with family. I wish I could leave home permanently this year. I address this request especially to those who have gone through my situation and managed to stop. Thanks also to all those who read
https://paypal.me/marius1459
Please, help me redeem myself.
Hello, my name is Francisco Lopez. I’m going to be brutally honest here because I have messed my life up very bad. I’m a one-year-clean ex-addict. I’ve been debating whether I should mention this detail or not for the last few hours because I don’t want you to ask, “What guarantee do we have that you won’t waste the money on drugs?” Well, this isn’t for me. It’s for my wife and son. Please, take the time to read this and I will do my best to convince you about the help I need. If I still have you with me by the end, then all help will be greatly appreciated. If you decide not to, I perfectly understand and it is appreciated that you even read until the end.
I was born in 1996. My biological mother was a user of drugs at the time. She was also very abusive and always left me at home alone while she went to a party with her friends. Also, I lived in Las Vegas. I mean, what did you expect?
I went through different households as my mother would re-marry every other man who would put up with her. Every man she married was an abusive ego-maniac. Always taking their rage on the helpless child. Physical abuse wasn’t the only abuse. My mother would always say that I was supposed to be aborted or that I was supposed to be a girl, that God promised her a little girl.
When I was about 11 years old, my mother committed a fraud in which she had to leave the country or face jail time. I had no legal guardian that would take care of me so I had no choice but to go with her and her husband.
I came to Peru, her native country. Here I learned Spanish and I learned how to run most of my adult life. It was also here where I became addicted. Year after year, my mother tried getting rid of me. Legally, she couldn’t, but that never stopped her.
In the year 2015, I was 19 years old. I had just finished school and I was trying to land a job so I could leave and become independent. I was also suicidal. One night, I got into a very serious fight with my mother and I went home. I remember having a friend’s gun hidden inside of a shoebox at the bottom of my closet. I was planning to go and just end it because I was tired of being a burden.
I got home and walked up to the door of the building I lived in. I was looking for my keys and I realized that I had forgotten them. I was distraught at the idea of having to live another day so I sat down on the front step and started sobbing. Some woman hears me and comes up to me. She looks at me and says in Spanish, “What’s wrong? Why are you crying?”
I was so defeated that I just blurt almost everything that I wrote here. She was with her two daughters and just stared at me the whole time. I figured that I was disturbing them so I got up. Then the lady got out a key and opened the door. As it turned out, they were renting the apartment one floor up from mine. I felt embarrassed about what I had done. Regardless, she invited me over to dinner.
That was the beginning of my new life. As a brother, father, and lover. This woman took me into her household one week later. She would educate me on the things that I didn’t understand because of the life I had. Now, here’s the thing. I am NOT a saint. I have been ungrateful, rude, and such a horrible person to this woman over these last five years. She’s still with me to this day.
As time passed, I started… falling in love. At first, everyone said that I was taking advantage of the fact that this woman had money. I mean, a lot of money. But also, I was a very selfish person. I was living in a very confused state of withdrawal and re-education. On top of all this, a possible mental illness.
This woman is the one in the title picture. I am the young man carrying the baby and he is my son. That’s another story. My wife, as I always refer to her, basically adopted her eldest son’s girlfriend after he impregnated her and left. One day, this kid looked at me and started saying, “Papa! Papa!” I didn’t know how to react. He wouldn’t let go of me. I started getting attached to the kid. Then I saw his biological mother pinching him to get my wife’s attention on “baby tips” and I immediately took the baby away from her. All I could think of was how similar this woman was to my mother. How this boy would grow up under much of the same abuse if I didn’t act now. I took him to my room and now I have a son. I believe that sexual intercourse, pregnancy, and birth does not make you a parent. Loving and caring for the child does.
Then I got a job working as a Customer Service Interpreter. My fifth job, I believe, and the best paying one. I had the chance to give back all this woman has given me. I got back into drugs at this job. I got to the point where I would repeat out loud, “I have to go to work, I have to go to work,” while I searched for more dope. I didn’t get fired. I almost got a raise. I quit for another reason I will touch in a little bit.
But because I would spend time not working, my wife’s savings started to dwindle. I had made the promise to get us back up on our feet but I was failing. Of course, I felt and always will feel horrible because of what I did. I will never forgive myself for these acts. They were never worth what came next.
Then she had a heart attack. She found out she was a Celiac. And she confessed to me that she has a brain tumor. All this happened almost at the same time. I may be an ignorant person, but I will always believe her.
Now, these days, I’m facing potential legal problems from a situation that occurred while I was stupefied by narcotics and I can’t find a job anywhere. I’m trying to open up my options as best I can by learning coding. But every day that passes, we spend a little more money on milk and foods. I haven’t had one bit of luck. Plus, I have to constantly be taking care of my son and my wife. I can’t leave them. I need a remote job but I haven’t gotten anything yet.
I always said I wasn’t taking advantage of her wealth. Now that she doesn’t have one cent thanks to my mistakes, I still will not betray her. I will stay until the absolute end and I will complete my promise.
The reason I came here today is because I am desperate. I have to pay for a doctor for my wife who’s health is gradually getting worse. I have to buy enough food and diapers and household items. I have to pay for so many things that are coming up soon. I thought I would get a job by then but so far nothing. I wouldn’t come here unless I am out of every option. I would never ask for money if I could work for it. That’s why I’m here.
I ask of you, please, help me fix my family’s life. Help me undo my wrong doings. I need money to support my family during my job search. All the money will be spent only for my family. Every cent, I will not profit from anything. Only food and medical services will be purchased.
I am completely desperate. Everything is my fault and that has marked me for so long. I don’t want them to suffer anymore because of my mistakes. I want to give back what was given to me and this will give me time to build my second chance.
In all honesty, I will need around $5000 to cover medical bills and food costs. It’s no goal, I’m just estimating. Even if I raise $500 only, I will be grateful.
Every cent, every single cent will be deeply and greatly appreciated. I promise that if this request is fulfilled, I will do everything in my power to help anyone in need once I have the resources. Thank you for at least reading my story. God bless you.
My PayPal account is: paypal.me/LopezRo248
Please help me to get over my families betrayal
Where to start…
I’ve be wrestling with the idea of asking for help, for some time now, due to the heart breaking and embarrassing nature of the situation I currently find myself in.
Around 6 months ago, I decided to switch mobile phone networks, but found myself being turned down for credit. Surprised, due to having never borrowed any money and never being in debt, I decided to sign up to one of these credit check agencies.
Immediately, I found multiple store cards, payday loans, and credit cards had been taken out in my name, and worse still, the vast majority were either defaulted, maxed and/or were ccjs.
Confused, as to how this could have happened, I turned to my immediate family who said everything would be okay as it was clearly fraud and it would all be sorted.
I phoned a number of the companies who were listed, and after a day or two received a phone call back explaining they had found something, but I would need to sit down. As I listened to the recorded phone call, I instantly recognised the voice as one of my parents, who was telling them I was being cared for in Germany (despite living in England) in a hospital due to my poor health, which is why they were dealing with things.
After I confronted my parent, who broke down and eventually admitted everything, I was left confused, angry and upset. How could they do this to me? One of the people I trusted most in this world, and how could the companies allow this to happen…
After weeks of phone calls, back and forth, explaining the situation, meetings with the family (my brothers and sister etc), and my partner too as I have 2 kids with her, we eventually found out that if I wanted the debt to be treated as fraud, and removed, I would have to report my parent for fraud, create a police case and potentially press charges…
Now, I know most of you reading this would think the choice is obvious, and although I haven’t forgiven this person for doing this, they are in their late 60s, wouldnt survive prison, and my kids idolise them. Worse still, is they claim they are depressed and are currently fragile.
I feel completely broken and lost.
Ive been left with a £20,000 debt, which I have managed to reduce down to just under £10,000 by using all of my and my partners life savings, money from family members life savings and friends… I’ve worked 3 jobs for the last 6 months, pretty much 12 to 14 hours a day, and am at breaking point. My credit is ruined for the next 6 years, and my relationship is now strained.
If you can help me, please, any donation no matter how small will make such a difference… just know, that this money would pay off my debt and allow me to move forwards with my life, both for myself and for my kids.
Thank you for taking the time to read this, and please understand how difficult it was for me to not only admit this, but ask for help.
My PayPal link is as follows: paypal.me/doubledp
Thank you.
I did it for love
People always talk about abuse and how if it is not physical, it is not abuse. But imagine being used by the man you thought you loved? Imagine being made to feel inadequate constantly? Warned about how angry he could get and that I do not want him that angry? Told every day he does not care. And watching him yell at his kids, the dogs, you name it. Imagine if you will also being demeaned, demoralized, degraded. Through words and actions. That is the unspoken abuse that I know so many have experienced. The mental and emotional beating, if you will. What I experienced that got me here.
A year ago, I made one of the hardest decisions of my life. I left my ex fiancee, but hardest of all his kids that I had helped raise for 4 years. I never loved him but by God, I loved those kids. I financially supported him and his 2 kids, worked tirelessly to help him repair his home, give the kids the clothes, school supplies, and experiences they deserved. I handled the home, the kids, and his thank you was to only expect more of me, while demeaning me, belittling me, milking me for every dollar I had.
I have had to attend therapy and move past his abuse. Move past not having his kids in my life. The things I lost. I even had to get my items from the home I helped him build with a police escort. He told a great story and for it, I have acclimated great debt. I am trying to pay it all off to finally have the fresh start I deserve. To put in perspective, I moved in to his house and it was worth $185k. Thinking I was investing in our future, I dropped roughly $45k and he could likely sell the home for $250k. I was not married to him or with him for the time needed for common law. I was stupid and my name is not on the house. I thought I was in love. I thought I was doing the right thing. Boy was I wrong.
I am working my ass off to get myself 100% back. I have my own place, I am living near family, and am feeling better than I have in years. I am just in need of some assistance to help the financial burden be alleviated. Just to get myself back on track. Any little bit will help and will be put towards credit cards and loans I used during that time.
Thank you for your consideration.
paypal.me/closingthepast
I just.. need help in any way please.
I’m not too sure where to start with this.
To be honest I’m kind of embarrassed by this.. I’d never ask anyone for money, it’s just not like me. But.. I really need a break. So I’ll start out with my name is Bree, I’m 24. I do have a job, and I’m constantly working and doing my best. My money gets drained quickly due to.. well, I’ve been staying in a motel for almost 2 years now with my family. I’ve been sleeping on floor, I haven’t slept in a bed in almost 2 years. My main focus here is.. just to have enough money to keep myself going. That’s mainly the focus here.. but here’s my life story if you’re interested:
The beginning: My birth mother left me when I was about 2 weeks old, she left me with her sister (my mom because she raised me) and my grandparents. I’d rather she had just aborted me if I’m being honest. So growing up was.. hard. I have two other siblings as well. We weren’t entirely broke but didn’t have extra spending money either..
Around 6 years old we got evicted from our home and had to live in a motel 6 for a bit.. then found a home again and we were there for a few years till we had to move again. And stayed in that new place for maybe two years and had to move AGAIN.. we had to stay in a motel for a bit again.. and then found another home that we stayed in for a long while actually, we had to leave that almost two years ago because they decided to sell it and just told us to get out, long story short. Within all this.. my personal problems didnt make living any easier. My mom was pretty abusive in all ways to me mentally, emotionally, and rarely physically. I’ve tried to commit suicide a few times because I thought I couldnt handle where my future was going and that no one would care because no one loves me enough.
I grew up with depression and anxiety.. so it made it even worse. Because I was always sad and had anxiety whenever I’d go out. I had no friends.
I still have my depression and anxiety,
which also doesnt help me now because even though I never miss a day of work, it’s all draining me. I havent been able to get my life together. I don’t have a car, I can’t even drive. My mom never taught me and my eyes are really bad and I desperately need glasses but I can’t afford them. I’m gonna see if maybe I can get some through my work.. which I also hope I keep because they’re cutting hours due to payroll problems and stuff, they’re gonna be letting people go since we have to relocate. I can’t lose my job, I have this motel bill to help pay. I need money for that, for gas, for new clothes for work and new shoes, I need money for the car because its falling apart. (Its my grandma’s car and my mom drives me to work)
And we have 3 dogs one of them is 14 years old and slowly dying, they all need to go to the vet, and even need dog food. I’m trying my best to take care of them. I just need a bit of help.
I would never ask for money from anyone.. but like the car, my life is falling apart and if I could have one small break it would just help me so much.
I have a lot I need to do to get my life together and get on a good track.. but I could never ask for that, I just need whatever can be given.
paypal.me/DaisyBree23
I hope I’m somewhere someday where I can come back here and help someone in need. 🖤 thank you for reading.
Obviously here for donations.
After reading several anthropology books, I have frequented existential crises. I am currently struggling with the overall “point” of life. Live on a hamster wheel of eat, sleep, work, repeat; Gain vast riches and invest myself into a shallow materialistic lifestyle, while people in other countries literally starve to death; continue to consume without any intention to give back; become apathetic to the point where it’s socially acceptable to spit on those whose social status is lower than yours? #MotherCulture #Ishmael
Really? Where is humanity going with it’s self centered, self serving attitude? Where is humanity headed with a medical industry that operates more as a business than a beacon of hope for all? A place where you can inject yourself with FREE carcinogens, toxins, aborted fetal cells, animal DNA, and cancer causing ingredients (aka the Free Flu shot) but have to spend thousands on eating healthy, epi pens, serious life saving mediations, and inhalers; how is this possible? How is no one awake?
The entertainment industry is ran by elite pedophiles, our government is filled with money hungry backwards thinking savages, consumed with power, and humanity is left somewhere in between: You either fall in line like a good little sheep, get back on your hamster wheel and work the system, or you wake up, stand up, and demand change.
I am here for that change. I can not stand walking into public and the average conversation consists of celebrities, video games, Netflix binging, and mindless dramatic dribble from petty every day life. Where are the intellectuals? The people who crave more? Where are the humans that thrive on being the best, bettering humanity, and reforming the world? Where are my people?
I am a mother of 3, expecting #4 next June. I am currently attending college to become a Computer Animator. With my degree in hand in the next 2 years, I hope to start impacting the world. I would love to master my software (Maya) and create 3D models of sustainable communities to be built, develop reduced waste agricultural set ups, along with low impact plumbing, and start designing community housing built around growing produce for every district. *Not to be confused with over producing* There is a lot of food that gets wasted. I’m talking about growing enough food for each community to thrive on, not to have a surplus leading to potential waste.
While I’m not 100% sure how to get started, or even where I want to go in this ephemeral life, I am certain I do not enjoy the system set in place, the people suffering, the injustice, the mother culture; the story we have created for humanity and where we are headed. I intend to change it. I’m not even sure an amount I would need. Whatever helps.
Whatever pays for my children to eat so that I may continue to focus on school. Whatever pays my bills so I can work at home at both schooling my children, and myself. Whatever can help buy materials for both my educational journey, and when I am finally able to start on something tangible for the future. Whatever helps me start to build awareness in communities with marches, campaigns, advertising, small starter tasks, even to start donation based services.
I abhor the state of this world, and while I will admit I am not the most empathetic person (I have had to develop self defense coping mechanisms due to an abusive childhood) I certainly can not stand by and watch the world burn. I will try for anyone; altruistic. I just need to hear people say they also would encourage this change. People have no idea they’re on a hamster wheel, a prisoner to multi media, and consumerism. Life shouldn’t be a rat race. Life should be about freedom, art, adventure, science, exploration, wonderment, surviving, thriving, improvement of all species, and overall joyous.
We see nation after nation on anti-depressant, therapy, suicides, harmful behaviors; Why? Humanity wasn’t meant to live like this, working 9-5 to the bone to grind for paper created by a system to use you as cattle to pay back a debt owed to people who control us because our ancestors sold us out. Let’s dismantle this system. Dismantle and rebuild one that works for everyone: focusing on SAFETY, and IMPROVEMENT – Not destroying the land, poisoning our food, and creating pharmaceuticals that do more harm than good because our health system is a business, not a caring facility.
I want more community based help. I want more options for families who are being abused and need a safe haven, for families who might not know where their next meal will come from, for people who are suffering mentally; everything needs to be privatized. Go away from big governments, huge ownerships. We need to take the power back into the hands of the people. You can’t own your land, your vehicles, your house, your own money taxed, and in 2020 there is talk of mandated vaccines for all adults; even if you have a reaction you can not refuse. Where do we draw the line? Why are we continuing to live in a world where they run us?
In conclusion I am open to any suggestions on how to get started, and would appreciate any donations towards my overall end goal.
Help me pay off my debts after fixing up my 120 year old house!
Hello all! This is my first time using this site after getting it recommended by a friend.
I’ll preface my post by saying I’m not expecting to receive anything but any funds I do acquire I’ll cherish and appreciate immensely. So here is my story.
In March my grandfather passed away from a drunk driver colliding with him. It was obviously heartbreaking to my entire family who have lived close to the man for decades, and I personally basically grew up in his house. The following months were chaos and turmoil as my father had to gut the house and fix what he could to prepare it for sale. My wife and I were conveniently looking to buy our first home for our family (us +4 year old daughter and beagle) during this time so we made the attempt to purchase the house.
We were successful in obtaining the house (built in 1900 by my great-great grandfather) but in the process since then have nearly wiped out our entire savings in making the home habitable for our family (including buying an entire set of refurbished appliances after my grandfather’s widow took them all when she moved out). Don’t get me wrong, I love this house to its core due to all the memories I’ve had here since I was a toddler, but a house this old is a lot of work. My grandfather, and his parents, and even their parents were simple country folk and handled a lot of their problems in-house (and by this I mean A LOT of jury rigging), which has in turn led to a host of issues arising decades later. Questionably safe electrical wiring, decades-outlawed plumbing setups, ancient fuel oil furnace that is legitimately just a money pit are among my daily trials and tribulations.
So, to summarize–in the past few months my wife and I have nearly emptied our joint savings account and I’ve racked up a host of credit card debt in the process of just trying to break bare even check-to-check while keeping up on the maintenance of the house. Don’t get me wrong–we are very happy having our first home (fix-it-upper as it may be) and my daughter is especially happy to have an entire house to play in instead of a grandparent’s basement, it would just be freeing and stress relieving to be able to pay my credit cards down and get ahead for the first time in what feels like forever.
So that’s it, that’s our story. To make a “TL:DR”, my family is living check to check after fixing up my recently-deceased’s 120 year old house to use as our first home. Any help that anyone would be able to provide would be vastly appreciated. Thank you kindly.
Jeffrey Chandler
https://paypal.me/acexacid?locale.x=en_US
Desperate help
Dear potential readers,
I will try my best to outline my situation and what I would like and I write this from feeling as I wish I could be standing in front of a panel of people willing to donate, expressing myself properly.
My name is Steen Roper I am 25 years of age and I am from kent England.
I have – for the last 2 years – been going through financial trouble which deepened rapidly and keeps me fighting and fighting to get out of and to move forward. Since I was little I slowly developed depression but I attended a rough school with very little support and resources for mental health. I did not actually know at the time I had depression and it caused me to struggle going to school, so I failed my exams. When I left school I started working 60+ hours per week earning £3.50 per hour. I slowly saved up and moved onto to different little jobs but never anything that offered me progression. My depression worsened over time ruined a lot of chances for me and gave me a bad working reputation for reasons such as absence and lateness. I work very hard and I am truly a passionate person but depression always got in the way. The past 3 years I have lived and worked in the next town from home in an Italian restaurant. I had a girlfriend at the time I started but I found out she had cheated on me with my boss. I stayed none-the-less because it paid weekly and paid fairly well but also because I couldn’t find another job that would pay the same (average – £350 per week with tips). Things were difficult at work but I was very good at my job and slowly my boss and I built our relationship back as I learnt he didn’t know me and my ex were together. I did really well and was even offered management and possibly partnership but I had a lot of responsibility and my boss’s true colours showed add I realised I was taken advantage of and worked like a dog. His promises were false and his business ethic was terrible. I had been introduced to alcohol properly by my ex before she left. Gradually I drank more and more and everything together caused me to rely on booze. For almost two years I was am alcoholic. I am out of it now and I’m feeling good. The only problem now is my debt. I was a bit proud and didn’t get help from anyone with money problems and drinking as I took out several loans and credit cards. Each one I maxed out because I started to give up and was on a path of self destruction. I was suicidal and I was reckless. I no longer with at the restaurant. I have recently started a fabricating job, assembling doors for conservatories. It isn’t what I want to do but my CV isn’t so great and it is just another minimum wage job that accepts anybody with common sense.
At the same time as sorting out my drinking I have been trying to sort out my finances by talking with Citizens Advice and enrolling on benefits. I have also worked on my mental health. Lately I’m doing fine but I am incredibly stressed with the place I have put myself in. These are all positive steps but I am told my debt (£25,000+) can only be cleared by bankruptcy which still hasn’t happened as much I want my debt cleared I would love to do it myself so I am not affected by the bankruptcy.
I am very confident now in what I need to do and I have always had a couple of business plans but never made enough money. I think 25 is the perfect age to get going and start my own business and career.
I could go through bankruptcy but I am back to square one, attempting to save tiny amounts of money which will take me years to accumulate enough to even hope on doing business and moving forward in my life.
I was always told I have a lot of potential and quite truthfully, I have always felt it. Only depression would keep me from being me. It is now under control after all these years but now I am stopped by debt and I am scared of this hindrance bringing my mind back to its depressive state.
The past 2 years I have had my rent and bills paid for me by my brother (whom I rent with) and my parents. My past actions have brought them down with stress as they have had to fork out for me which I never want them to as they can’t afford a lot. I know in me that if I have that break which gives me the chance to go forward and produce a solid income and change my life, then I can fulfill my biggest wish of helping my family who all work really hard.
I would love to clear my debt, move into my own place (be it a small apartment), purchase a car, purchase camera equipment and start my passion as work. I would love to properly start photography (since I already learned most of my life growing up). At the same time I will attend cookery classes. I am already quite good at cooking but my second business would be to open my own small restaurant. A ‘dish-of-the-day’ restaurant using only freshly bought ingredients everyday. These are not fairy tales. I know what I need to do to start both of these and I know people who would advise me along the way but first I need to focus on clearing my debt and taking off the huge weight from my shoulders, giving me more concentration to further improve my mental health and do good things for my family, friends and myself.
So with this I come here asking with the greatest respect for some financial help. I am hoping to receive £80,000. £25,000 to clear my debts to all creditors, £3000 to clear debts to all family and friends, £2000 for a car and insurance, £10-15,000 for; camera equipment; computer & software; insurance cover for items; initial costs of business set up, £5000 to mend small repairs in current flat and cover deposit for my own place as well as my brother – for removal costs, and the last £25,000 to invest in cookery school, further invest in my business as I may need to expect profit loss in the beginning, travel costs, to pay for rent as I invest in my business, holiday money to visit family – especially grandmother I haven’t seen for over 6 years who hasn’t been well, and to afford private 1-1 counselling.
I am more than happy to be contacted to talk more about my situation as I understand it can be difficult to relate to somebody by written word. I am even happy to be contacted to arrange a phone call or meet up if you were to decide to help but would rather meet the person in the flesh.
I would like to say thank you very much to whoever takes their time to read my story
Steens.electrical@gmail.com
This is an interesting case; also a last resort.
Hello there dear reader, I have the understanding that this is a shot in the dark; it may as well be a text message into the outer reaches of space as far as I know.. However, perhaps my situation can at least prove as a compelling story for anyone listening if anything. I was born and raised in Washington State, as the result of a rock and roll concert in Canada. My mother was very young at the time, and my father was an aspiring musician and toured all over. Be as it may, my parents were never together; and so I never had both figures in my life. My mother has succumbed to a pill addiction, and my father is an alcoholic gambler. Probably not too uncommon. My mother married the man I would be raised to know as “Dad” when I was 2 years of age. With whom, she would give birth to 3 girls. They are my half sisters, myself being the eldest; and the only boy. Suffice to say I had a rough time. Both in school, and in the home situation. Things weren’t as they seemed growing up. We moved around a lot, and to remark upon my naivety; my step-father was heavily cocaine addicted, and on top of that had a dark past that none of us even knew growing up. He was very quiet, and reserved. None of us had a single clue, this is not a sob story; but merely an attempt to rehash the events in my life leading up to me writing this. At the age of 15 my stepfather took a .38 to his head. In the town of Cashmere, WA. After all was said and done, my family came together; and then promptly fell apart.. My mother to her pill bottle, and my biological dad tends to keep his distance. I became a sore sight for my mother around the age of 16 and ultimately never had a parental figure to teach me how to live. At the moment, I’m doing the best I can. However I struggled for years, being homeless, freezing, and being without food, wandering basically. I’m sort of an outcast in both sides of my family. Here’s the catch, I have no criminal record, I stayed clean in my struggle, I got my license and my first car by myself (which fell apart months later), I got my GED and graduated with Honors and went on to attend two quarters at Wenatchee Valley College in Wenatchee, WA. However, the financial aid and staff involved worked to the detriment of my naivety at the time. I didn’t understand how credit worked, I didn’t know anything. I’ve been learning slowly and painstakingly basically how to live. I got an apartment on my own with a partner, however I was thrown under the bus and this person did not hold up their end of the bargain and bailed on me, struggling with homework and mental health; I had to drop out, and I couldn’t pay my rent on time so I was forced to leave a negative balance.. then came a long 3 year battle leading up until now to regain my sense of self and teach myself how to live. My journey now has me in Cle Elum, Washington, where I am working odd jobs, alongside a job at Dairy Queen. I have no place of my own. My goal is to get into a place of my own and Move to Oregon, where my sisters are. I want to get into a position where I can help them if need be. I know they are all struggling in their own way. But I doubt they understand how much I love them. Then there’s my mother. I want to be around because of the fear that she may overdose or lose herself further. My time frame for all of this is to be on my feet and Oregon bound by this Summer. However, with the negative marks on my credit report, I have fears that I’ll never be able to get into a place no matter how hard I work. I’m not so much asking for a handout, I’m not one to prey upon someone else’s lively hood. What I want is a Mentor. I want someone to teach me about finances, so that eventually I can be a pillar for my family as my mothers eldest son. In spite of my struggle, I’m still the first in my family to even attempt higher education. I’m legally homeless by technicality, if it wasn’t for the good graces of an older woman who exchanged a bunk in her spare room in exchange for grounds maintenance and help doing some of the heavy lifting she has been unable to, this situation will last through the winter. However, my set date that I am to leave to Oregon is spring-summer. I plan to have employment worked out before I move. But have no idea where to start in search of a house. I cannot accept help from family, that would defeat the purpose. I feel vindicated to show myself that the circumstances of my birth are irrelevant, and I want to achieve greatness. I’m 24, and feel like my life is falling through my hands. I have so much that I want to do and accomplish but I’ve not had a stable living situation for years. I’m also an aspiring musician, artist, and writer. I have a strong moral compass and have overextended myself to help others even when it wasn’t to my benefit. Even though the world I know, and the people I met in my walk haven’t always been good characters. I want to know how successful people think. I want the power to change this story and turn the tables. But before I achieve that, I have to survive. Fall has set in and I’m going to continue to work diligently and try to earn enough money to make this haphazard plan form into fruition. In my mind, I’ve got to make it; or I’ve got to make it. Those are my options! If you read this far, thank you for taking the time to learn about my life, if it happened to strike a chord with you; I would appreciate any kind of correspondence, be it advice or maybe even an opportunity.
Thank you
Sincerely,
-Zacharie Lee
HELP PREVENT EVICTION
2019 I had predicted and expected life to continue its progress in building my name and brand. I had planned more to do with my dance company and had a bunch of video projects jotted down to. Unfortunately, I got into 2 significant car accidents, the most devastating was on April 24, totaling the vehicle, and another on September 19, sustaining major damage to the underside, almost totalling the vehicle. Immediately after the first accident, I lost 2 of my teaching gigs as a result, leaving me with 1 studio as my only source of income. I had to panhandle my friends to cover for June and July. I received help from my sister/brother-in-law, who bought me a used hybrid car to help me with Lyft and Lyft driving, getting rid of rental fees, minimizing costs, and maximizing profits because The Express Drive Program was no longer beneficial at that point.
Stress from the first accident and not having access to a reliable vehicle made it difficult to transition back into driving and just as I was starting to warm up to the business again, I get into another accident, not even 2 months after, on September 19, almost totaling the car.
Once again, I’m without a car and I’m forced to take lyft rides until I received a rental car. Even though I was able to add a new dance studio to my teaching schedule, I now have to worry about the following:
AUG2019
auto insurance premium – $227
Car Payment to sister + repayment – $350
In September, I was finally contacted to start making payments towards the deductible owed to Hertz for the accident back in April. So all in all, my full list for my bills reads as the following:
SEPT2019 and onward
AUT insurance premium – $227
CAR Payment to sister + repayment – $350
Payment PLAN from APR2019 accident – $200
Phone bill – $135
Rent (+Late fee) – $927
Internet – $30
BofA CC – $65
PayPal CC – $92
Meanwhile, the repairs on the car are taking longer than expected and there’s a lot of confusion and miscommunication between the insurance, repair shop, and I. The rental I was issued reached its limit according to the insurance policy and I am currently fighting to get the extra charges redirected away from me.
Rent NOV2019 – $772.50
Rent (+Late fee) Sept- $927
Rent (+Late fee) Oct- $927
CAR Payment to sister + repayment – $350
CAR Payment to sister + repayment – $350
AUT insurance premium – $227
AUT insurance premium – $227
Phone Bill – $130
BofA CC – $65
PayPal CC – $92
To receive back my car when done – $500
Bottom line is I don’t know how to navigate through this while maintaining what I have, my landlords are preparing the eviction tomorrow, so anything that can be offered as soon as possible is very much appreciated.
$2626.50 to bring current w/RENT (MINIMUM)
PayPal.me/OhaiFEEWIX [Read more…]
In need of financial assistance
Let me start by saying that I don’t like asking for $20, much less this level of financial help. I work 60+ hours a week and still can’t make ends meet. I make too much money to qualify for state assistance, which is ironic because I don’t make enough to pay my bills, but I make too much for help.
I have two young boys and a girl on the way. I love my family very much, and i enjoy being a dad, but I’m at work more than i am home.
So to give some background, last February i broke two ribs at work and lost my job. As a result, we fell into financial distress. Our bills fell way behind, our credit took a beating to the tune of a 300 point drop, and i had to liquidate my 401k just to keep my cars from being repo’d. We were forced to move in with my wife’s parents with our two kids, where we made our third unplanned baby. I used part of the 401 to pay off one car, and make a down payment on a newer van (of which the interest is 22%) because the suv we had was dying. I got a new job, make some decent money, and all seemed well. We got back on feet ever so slightly and took the opportunity to get our own place again.
Well, once again, i missed a single payment on my phone bill, and now that combined with deleting ot at work, all of my bills have fallen behind, and now rent is due. If i could get enough to pay off the van then most of our problems would be solved, as that payment is 530 a month for a vehicle only worth 20k.
What ever I can get is more than appreciated, so let me sat thank you in advance. In fact, if given more than is needed, i will simply donate the reminder to someone else in need.
Any donations can be sent to:
https://www.paypal.me/thewingfamily
In A Bind
My name is Christian I go by Krissy for short…. I recently became homeless….. My mother had a massive stroke she lost her left side of her body and has had 2 different surgeries I haven’t been able to see her since the end of September due to the lack of transportation an the lack of food drink an a bed or somewhere warm to sleep at night an on top of the poor lack of personal hygiene I get nobody wants to go dirty but truthfully I have became grateful of all things that have been blessed towards me…. For the past 2 months I have slept on a playground an on the grassy area of a Walmart just so I know I could have wifi so that some could know I am ok…. Others days I may have a couple of days where to where I can manage an average of maybe 24 hours of sleep a week if I am lucky…. The homeless life is a struggle an the streets are scary I’ve woken up to someone trying to steal my shoes off my feet….
I found myself very sad to know that they have nothing but be willing to take from the ones that also have just as much or if not less than the other person does it horrible out here it’s cold an on rainy days it’s far more worse when u have no shelter an a store may run u away cause u fell asleep or u just hang out to much on the property so they bring the cops out on you an you panic well I know I do I haven’t never been in trouble or do I ever plan to be im a 30 year old female with 2 children that I am grateful to have good father’s that we co-parent very well with…. I really would give anything to see my daughters have a smile just to spend a day or a week by my side again would tickle them
The things you miss when everything goes downhill …. I wanted to ask for help to maybe get me a place an maybe enough to afford a couple of months me an my friend she has a job an I’m working on one prayers that I get it…. But I’m sure me an her could pay the bills just fine together right now anything would at least get us off the ground an on our feet if you could help any at all here is my PayPal …
PayPal.me/KrissyB53
I never thought I’d do this
I’m 27 years old my name is Tiffany, My ex husband (children’s father) had a gambling problem that I knew nothing about our marriage failed and he’s disappeared not even in contact with his children. I have lost my house and I’m left with a lot of debt £43,652.87 to be exact, credit card bills, Unpaid loans, money owed to utilities that I was unaware were not being paid and they are all in my name as he’d also got himself into quite some debt. I can’t get any credit and with 3 children I feel I’ve failed them especially due to Christmas coming up. We have moved into a friends two bed house but unfortunately there isn’t enough room as she has children of her own but I am grateful just to have a roof over their heads. I just can’t help but feel guilty that we are in the way and my children are on blow up beds and sofas. I just need to clear this debt as I won’t be accepted for a mortgage or even a private key house I am well I was a very proud person but this was my last option. Thank you in advance for any help.
Paypal.me/tylekx
Get me to a doctor?
Hello.
I’m wondering if someone could help me.
I am severely broken and really struggling to cope. The last thing I want to do is complain about all my sad and traumatic experiences and I don’t want feel like I think I’m better than anyone or any more deserving. I have thought about doing this for a long time but in all honesty, have told myself it’s selfish and that I’m unworthy of help. I really can’t continue on this way and so I’m asking for help.
One reason I’ve talked myself out of asking for help is that I don’t want to ask anybody for money. After some thought, however, I wondered if someone would help out if we did things differently.
My thoughts have been stuck in an extremely negative pattern for many years and it’s a unconscious habit now that I just can’t control on my own. I’m destroying my life.
My experiences and bad habits have crippled me far beyond the point I ever imaged it would get to. I am no longer functioning like a normal, responsible adult (If I ever was). I fight myself through each and every day. It’s a mental battle that truly is killing me.
I am constantly judging myself and convincing myself to make all the wrong decisions and that I deserve nothing.
This has interfered with all aspects of my life. The people around me, my work, education, finances, health and mental well-being. Everything. I don’t even live life at this point.
I’ve developed several dysfunctional behaviors over the years other than the negative thinking. Chronic skin picking (all my life), OCD, body dysmenorrhea to name a few.. I feel fortunate to be sober, despite all this. Drugs and alcohol are not at all a problem for me. Other than I’m hooked on weed. I don’t want to be though.
I just want to feel normal and happy and get to experience life before it’s too late. Without beating myself down, dysfunctional behavior and wasting time sitting inside, hiding from the world.
I really want, need to change my life.
So I wondered if someone might be willing to help get me to a specialist, a psychologist, a counselor or therapist.
I don’t want to deal with the money at all.
Maybe this would persuade someone more if they know truly that the money is going to help someone.
I’ll tell you my city, you pick the doctor and I’ll go get the help. It would be so much appreciated. Please
Thank you so much
http://paypal.me/TRosenthal77
Please read to the end
I kindly ask you to please read my letter to the very end and to please not assume that I am after a handout or free money.
I am sure you receive allot of letters requesting for help and allot of people take advantage of you/site. Of course, it’s a beautiful thing to be in a position to help others and I admire those that think of others in need, vulnerable and unprivileged. I can NEVER justify asking for free money as I am in no way deserving.
I am very embarrassed to write this letter, I’ll say this straight up. But the worst thing that could happen is that you could ignore this letter altogether and hit delete. I am not asking for a donation or free money.
I have been blessed all my life and I am still blessed but I in a situation which has forced to come up with this crazy idea to approach your site with this request thinking maybe you can help me with it.
We (my two sisters and brother) were raised by our beloved mother who was an amazing woman and my inspiration in life. She did everything in her power to raise us on her own because my dad was a selfish man. Unfortunately my mother died due to Lung cancer in 2003 at the young age of 46.
We struggled without her as she was our rock. Her death was very tough on us but we did well considering all the circumstances. I still remember the day I was woken up at 4am to be told she passed away after a long struggle with cancer. She was buried in Auckland New Zealand.
We since all moved to Australia. I have two beautiful sisters and a brother. My younger sister and my brother struggled the most with her passing but thank God, we have come a long way and we made it ok. We are so lucky and blessed.
I worked really hard since I was 14 years old and I am still working at 37 and it’s a blessing to be in a position to support yourself and family without asking anyone for help. I cannot sit here and say we we struggled or provide a sob story when in fact there are other families in much worst situations and it’s embarrassing to even say the word struggle when you have people living in the streets with no shelter and no food. I took a trip last year to Cambodia to assist a charity programme to feed the poor villages there; I saw the meaning of struggle. I am sure other countries and people have it hard too.
Losing mum was very tough especially for my young sister and brother who have seen dark days. At one point my sister did not want to wake up and did not see the meaning of living. My brother took the other way and drowned his sorrows in the most typical way, in drugs and alcohol and was involved with bad, very bad people.
At one point, I saw myself asking my boss to work from home (to monitor my sister so she doesn’t do anything to harm herself) and to try and help my brother. He has caused us years of horrible memories; I don’t wish that on my worst enemy. He has drained us emotionally and financially. Especially me.
I asked my dad for financial help many times to assist in putting my brother into rehab. But I was ignored every time even though he said he loved us.(my dad is a separate story..)
I was determined to turn my life around; I prayed and asked God for strength to get me through this difficult time. My older sister was married and in a different city and my brother and sister were living with me.
Thankfully my brother did eventually ask for help. He was taken into hospital rehab, multiple times as he relapsed. He was involved with really bad people. The sort of people that would really harm you and your family should you cross them.
At one point, he was so out of it, and his phone would not stop ringing but he wouldn’t answer it because he owes money to some bad people. Apparently those people allow you to borrow in advance till your next pay. There was threatening messages on his phone along the lines of, if you don’t pay we will come after your family. Without even thinking I find myself answering whoever that person was and agreeing to pay the debt and asking them please to stay away from my brother as he needs help. I didn’t even think twice about going to pay his debt off as I had a younger sister and her safety means the world to me. I was afraid they would harm her to get back at him.
He borrowed money from us multiple times, especially me. He stole items from the house; he borrowed my car and got me multiple fines. He destroyed me financially but I am very happy that he is now recovered and clean and trying to turn his life around.
I put him into hospital and paid for all his rehab and doctors’ appointments, for the fines. Paid for my sister’s doctors’ appointments. Since dad didn’t help, I borrowed money left right and centre and worked tirelessly at my full time job and did other jobs on the side to pay these expenses off.
I spent many nights crying but never gave up. My young sister is now married with a beautiful child and my brother has recovered and is clean and sober. I think it’s because of all the good deeds that my mother did when she was alive that things turned out this way and I am so happy and forever grateful.
Unfortunately, this has left me in a really bad shape financially. I have had to borrow money left right and centre and I spent years paying off most of the debt.
There is one personal large debt that I could not pay and I need to pay it by November this year. I am not asking you to give me money. I am asking you to please consider ‘loaning me the money’ SECURED AGAINST MY PROPERTY.
I do have my townhouse with a mortgage and I do work full time and the house has an equity of about $250K AUD. I have no credit cards or other personal loans. I don’t shop materialistically and I happily wear the same two skirts I have had for the last 10 years (no jokes). I live very simply and I don’t live beyond my means. The banks and their stupid lending criteria won’t lend me despite having that equity (well they will lend me about $10K but not what I need to pay off this loan).
Please hear me out.
Would you please consider loaning me the amount of $150k AUD ‘secured’ against my property? I am not asking for free money. And I understand your concerns loaning money to a stranger and wondering if you would ever get this money back that’s why if you ever be kind to lend me this amount, I would put a caveat in your name against my property. This means I cannot sell my property or request finance against it ever without paying you the amount of $150k AUD back. Your interest is secured against my house.
My mortgage is $450k AUD and my property is valued at $600k+ AUD. It’s a beautiful 2 bedroom double brick townhouse built in 1986 by a Turkish builder who built it with love. Not many houses are built double brick these days.
This is how I am planning to pay you back the $150K AUD should you ever be kind enough to consider helping me:
-I would rent out the townhouse that I am currently living in and move out to my sister’s house. That way the rental income would pay for the mortgage. Also, being a rental property means that most expenses would be tax deductable.
-I work full time and I earn $2100 AUD net a fortnight. I would pay you back a minimum of $1000 a fortnight.(the terms can be all written in the caveat so you are protected).
-I would also find a second job (weekend or evening) to boost up the repayments and to cover me should I need to pay for anything unexpected.
-I am determined to pay you back this amount under 3 years. Either way the caveat on the property protects your interest and properties in Sydney have continuously gone up. Sydney property market is one of the best in the country. We can even put a clause in the caveat that states if I don’t pay you in three years then I would sell the house (and of course if that happens then the bank gets their money back ie mortgage repaid and you get your caveat amount).
-I will pay for the lawyer’s fee in setting up all legal documents.
-Of course lending comes with interest or an extra amount profit to you. I am not expecting you to lend me interest free. You can set that amount or figure ( I hope you find it in your heart to make this figure reasonable for me to manage though).
-I have also thought tirelessly of ways to earn more money to manage this debt. I am selling all my personal items at home. I will be doing surveys online. Any way I can earn money legally and ethically I will attempt in order to pay you back this loan in this time frame.
-This might sound stupid but I thought Ill share this with you. I am also collecting cans/bottles for recycling because in Sydney we collect and return and earn $0.10 cents per can/bottle. This way I am doing my part for the environment and earning money.
-I am even happy to work for you if you would allow me to.
You might think why you don’t just sell the property. I have considered it and that might be what I have to do and I am happy to do that. It’s just that putting a property on the market does not guarantee a quick sale by November or for the right price
I am a hard working person, I worked really hard since I was 14 years of age and I am so blessed to still have my two sisters and my brother alive and around me. I am not asking for free money. And yes, even asking for a loan is embarrassing but I am desperate. I need to pay this person back. I will provide any document you want to prove everything I said is true. I did ask for a ‘caveat loan’ but financial institutions don’t lend caveat loans for personal reasons only for business reasons and they only lend 60% of the value of the equity available in the asset. I have a good credit file and I have ordered a recent credit file to prove to you as well that I have no defaults.
Please find it in your heart to help me. Yes I understand there are people in the world in worst positions than me who have no food or shelter. That’s the part that is killing me and the embarrassment I am talking about before. I am embarrassed and ashamed of myself but I am asking for a secured loan against my property, I am not asking for free money or donation. I am so grateful for all the blessings I have in my life and I am determined to turn my life around. I never gave up on my siblings, I never gave up in the past and I am not going to give up now.
As God as my witness, there is nothing that I have written in this letter that is a lie. I know allot of people write sob stories or make up things just to get something back. My mother raised me better than to do that. I am not going to tell you a sad story so that I can scab free money from you.
I will provide all documents that you can verify with any legal firm/verification firm like my payslips, my credit file, my property, and my mortgage statements. (Even my mother’s death certificate and proof my brother went to rehab…multiple times).
I am not perfect, far from it. I made so many mistakes but I do have a huge heart. I did my part and gave back to society (it’s not nice to mention that I did do good deeds) but I helped allot of people and I am hoping that I can be helped now but this is not the sort of money I can ask friends and family as they do not have that sort of money to lend me.
You are in no obligation to help me or believe me but if you do, I would provide all documents to prove what I said and like I said earlier, your interest is protected as you would have a caveat under your name on my property that protects the money that you would lend me with the conditions you set and agree on.
I am really desperate. I am actually shaking writing this letter. Losing my mother is my lowest point of my life so nothing comes close to it but being in this position is also bad. I hate to ask for a loan. I am not asking for charity money or donation. I will never do that. My overall well-being has been affected as I am stressing about the money that I need to pay by this November this year. I am actually nauseous.
I understand you don’t know me and may not believe me. I am happy to provide anything you want to prove to you who I am and that what I said is true. There is allot about me that you don’t know and I am sure a letter like this does not really paint a true picture of the kind of person I really am.
Would you please consider helping me out in my situation? I struggled and put my life on the side for my family. I couldn’t finish university and I don’t regret anything I did, even the mistakes I made shaped me into the person I am now.
I am sure when you started out you had struggles and had dark days and you had people help you out, people that stood by you. Maybe you had no help but I am sure you know the feeling of helping someone in need when you can. I did in the past and I don’t regret it. I put my family first and I did everything to protect them like my mother asked me to on her death bed. I love my family and I am forever grateful for all the blessings that God has given me.
I wrote this letter from the heart, it’s not perfect, it’s all over the place but rest assured I am a decent person. I am a hard working person. You more than welcome to come to my house and meet me in person (which I would be honoured if you do) or ask me any question you want or clarification via phone or email which ever you prefer (if you ever decide to reply to me).
I am going to try my best to seek help, I will try all avenues, but of course I can only have ‘one caveat’ on my property. I am sure allot of people might read this letter and laugh it off, delete it and ignore it or might be too busy to even open it. I know I am crazy for even thinking that someone as important and famous as you would consider even replying to me let alone help me with this loan but nevertheless, if you did read to the end, I want to thank you for your time and attention and I wish you and your family and loved ones all the best of life.
If by any miracle or chance I get helped already by another avenue, I will contact you and let you know to disregard this request/letter.
May you never be in a position like mine, where you have to ask for loan using this crazy method like mine, but like they say, desperate means desperate measures.
My email address is Auckland_nz@live.com.au . If you don’t wish to help that’s fine, but please don’t make fun of me or my letter by sharing in public or social media. Please respect me and my privacy by just deleting it. I understand it’s pathetic and like I said earlier, I am not proud of myself to write this letter or to ask for a loan. But here I am.
From what is left from the water of my face and pride, I thank you for hopefully reading this letter to the end.
I hope to hear back from you….
Kind regards,
Someone in desperate position….
Please help me, I am begging you!
Hello everyone! My name is Amanda. I am 29 years old and I live in Cleveland, Ohio. I need help immediately. I do not know what else to do. My debt started a couple years ago. I was living with my fiancé and 2 roommates that were a couple. My one roommate would gather our rent money and give it to the landlord every month. One day, my roommates just disappeared, and my fiancé and I found out that we are being evicted because of non-payment of rent. We contacted the landlord and we found out that he was not receiving our rent. Come to find out, my roommates used our rent money for heroin and forged the rent receipts. My fiancé and I were homeless for about 2 months before finding an apartment. I started working at Walmart, but 7 months later, I injured my back and my foot and was no longer able to work for them. I then started working at Burger King as an assistant manager. By that time, we were already knee deep in debt and I was not making enough to pay all of the bills. At the beginning of the month, I quit Burger King because it was negatively affecting my anxiety, and I would have panic attacks daily. I start back at Walmart this week sometime, but we are so deep in debt that we are drowning. My fiancé has a job, but his wages are so badly garnished because of college that his income is almost useless. Our electric and heat are about to be shut off because we owe the electric company over $500 and the heating over $800. I am 2 months late on my car payment and that is $403 a month. We need the car because we both work farther away from our home because it was all we really could get. We are 2 months behind on internet, which is essential for us because of work. Rent is $750 a month. We owe $110 from last month and we do not have anything to give them for this coming month.
I also have no clothes that fit me because I gained weight due to all of this stress. All of our car’s tires are bald and we desperately need an oil change. We have little food because my dad was able to spare a little bit of money since he is without money himself. We literally have no way of borrowing money or loaning money from anyone or any credit company. I have panic attacks every day because of how stressed out I am. We really need help. I would get on my knees and beg you guys, but I cannot do that over the internet. If you can help in any way, I would really appreciate it. I am begging all of you to please help with anything you can.
Paypal: paypal.me/blazekal
Cashapp: $blazekal (I think. I am new to it)
Venmo: @mandi-blazek
In Need of Assistance With Debts
Hello All, I’m a very prideful person but now it has gotten to the point where I need to reach out and ask for help with my debts. I work full-time and currently I’m in school attempting to make a better life for myself, but just when I get ahead a bit, something happens. For work, I travel every day 60 miles to, and from which is a little bit of wear and tear on my car but has been exhausting at times with a full school load on my hands as well. I’ve done my best to clear the debts that were placed upon me after my divorce in 2018, but everything that I do just seems to not be enough. On the morning of 10/23, my account went into the negative and I’ve exhausted any means to get assistance from any other source. I consolidated all of my debts into one major loan and paying it back has just become very tough. I’ve done well to clear about 20K of my debts but there is still about another 40K that still sits over my head that I need assistance with. This by no means is an ask for pity, but I’ve gotten desperate where I need help in the worst way. There are other smaller debts that I have been able to manage outside of this loan along with my living expenses.
For anyone who can assist me, I thank you in advance because I dedicate myself to stay on top of my finances and do the best that I can every day to live the best way that I can. My stepmom was recently diagnosed with Stage 1 breast cancer and is a diabetic and on this past Sunday, my dad’s seizures appear to have come back as he had one while in church. All is well with both now, but I’m just stretched then when it comes to trying to help my family and maintain what I have to do for myself on the daily. Stress levels are a little high now, but with faith, I know that all of this will pass. In the meantime, I’ll be looking for a 2nd job to attempt help with the debts and bring me back to a place where I have a little control over my finances again. Any help is appreciated with gratitude as I continue with my life to be successful. Thank you all!
Desperate Mom Needs Help Fast
Hello my name is Irene Taylor. I am a 50 year old woman with 3 adult daughters that I raised. I have always done for people when they were in need and put there needs before my own. My body is now breaking down. I have fibromyalgia, tendinitis in my hands, carpal tunnel in my hands and have not been diagnosed yet but rheumatoid arthritis is possibly because of my swollen joints, I have also a valve in my heart that doesn’t work right. This all has been going on for around 8 years. This is my true story that has made me ask for help. I bought my house in 1996 and raised all my children here. A lot of good memories. In 2006 I met and married my husband. He was a smooth talker and we got along great but I didn’t know the truth of him completely. He hid his past from me and so did his family. The day I found out the truth was June 2019 when he overdosed on heroin on my bed in front of me and my youngest daughter. Paramedics revived him with narcan. I begged him to get help. He never did heroin around me and I don’t do any drugs so I don’t know what to look for. In April 2019 on my 50th birthday he was working and I received a phone call from a police officer saying that he was found wondering the street and was confused. When I picked him up he refused to go to the hospital and he couldn’t find his car, phone or keys. The next day he was fired because they said he stole a backhoe from another company and destroyed it. A month later he totaled my vehicle when he hit 4 vehicles while he was under the influence of drugs. Out of 13 years of marriage he has only worked 9 years because he always got fired. Two days after he overdosed he came clean to me and told me he has been an heroin addict and has taken any drug he could find to get high since he was 17 years old and he never stopped using drugs. He also told me that he was high on the day we got married and that he was using me so he could convince his family he was clean. Right after he told me all this he left me and moved to Michigan with his first cousin who he is sleeping with. He has drained my back account, maxed out my credit cards, left me with a 6 year mortgage, and left me with no vehicle. I have so many health problems and no work experience that I have not had any luck with finding a job. I have only $20,000 left on my mortgage, I need a new roof on my house ( I had money saved up for that but he stole that money ), I have borrowed around $15,000 from my 76 year old mother and my 58 year old brother but they don’t have anymore to give me. My credit cards maxed out around $24,000-$26,000. I tried getting a loan but my credit is bad now and no job so it’s impossible to get help. But besides my body being broken and my heart. I never ask for help but I am at a lost. I am not asking you for any specific amount. I am asking you if you could help me and any amount I will greatly appreciate it.
Thank you for listening to me and this nightmare of a story
Please consider helping me i would be so grateful and when i am in a place to help others i will .
My name is Salvatore and I am a single parent in need of help. I know that I am not special by any means and honestly I wish I was the one in a position to help people not the one asking for help. My life story in short is as follows: I was born in 1984 and my older sister, Aja, was born 1 year and 4 months before myself. My parents were drug addicts , my only memory of them is living in a truck and eating twinkies for breakfast as my mother , father and some other guy slept in the back and shot heroin. They would let us run around alone so they could do so in private but police do not like a 2 and 3 year old running around alone in a parking lot in Anaheim so we , at that age , were put in foster care . My first foster home was very abusive in very horrible ways …a pattern that would follow me through most all homes. My sister and I missed our parents in our first foster home . In this home i was abused and my sister was as well both sexually on me physically harming. At some point we moved in with my aunt and her girlfriend. My sister had it good but they didnt like boys i guess so they would lock me in my room only to leave for school and to eat . The stuff they did to me was dark so i spare you but do know making a child pick which piece of wood wrapped in duck tape he was to be beaten with then sitting waiting for it and then 5 mins straight of being beaten caused be to develop very bad anxiety. One beating was so bad my sister had to call the police and the next day a social worker came and removed us from the house and took me to the hospital where i remember over hearing that it was the worst case of child abuse the doctor had ever seen personally. Next few years my sister and I were Separated a few times as it turns out some families don’t seem to care if siblings stay together or not and so she would be adopted out and placed in a family and I would stay in the children’s home until finally we were adopted by very nice woman when I was in 8th grade and my sister is a freshman in high school. Eventually she gave us the option to meet our mom …the worst decision of my life . We both moved to where my mom lived in boise idaho and with in the first two years i knew my mom was still an addict and mean drunk . During and argument between my sister and mother my sister got in her car and left . I never saw her again …she was killed in a car wreck a mile away. I lost everything …my sister , my best friend my protector. 10 years later and too much depression to handle my daughter came into this world . I named her after my sister. My daughters mother didnt want to be a mom at that time so i raised her on my own and things were good. For a time . I was injured at work very bad but that allowed me to raise her and be there for her. I even started school . But the bad luck started again recently. I lost financial aid for school and got laid off from work . I had some cash saved up as I am an artist and have sold paintings for years and just last week my house was broken into while i was gone for 45 mins. My heart sank as i walked through my back gate and saw the screen to my kitchen window off. I go inside and all valuables are gone and all of my cash gone…my life savings. Now im Not saying she did it but my mother was one of the only people who knew were I kept stuff and she is a horrible person and addict and just so happened to turn off my cell phone (i have no credit so my phone was tied in with hers) minutes after the break in . I called the cops and reported it and suddenly couldnt call my daughter or anyone else. I feel as if nothing works for me and im tired of it . And sad and stressed out . I need help but have no one to ask . And so i am asking you to please just help with whatever you are comfortable spending. I need to get back on my feet . I meed to make my daughter happy again . I need to be happy again. Its where she has 100 percent started to notice my stress and sadness and its not fair i just want her to be proud of me and happy again and its hard to not want to give up when i dont have a penny to my name right now . I owe three months rent and three months of storage unit rent and just need some security and to finish school . Im sorry if this brings you down i hate to seem like the feel bad for me guy im just at a brick wall and could really use some help . Thank you
paypal.me/ghostnotes84
Too afraid to tell
I’ve been on pins, needles and eggshells because he keeps it that way. He’s Three years older than me and quickly became one of the family. He had everyone charmed. My parent’s adored him. He’s fun, exciting, loves to laugh and make people happy. A real people person. At 17 he had A job and his own car and would kindly and quickly fix anything he could at the drop of a hat.
I am a subdued personality. Just the type he needed. I was pregnant and married to him at 16. He promised my dad he would take care of me and claimed he believed in hard work and family. Sounds good, right?.
Things were pretty good while we lived with my sister and her family. A few months later we moved into a rented trailer out in the ding weeds.
Our baby was born in September and my family moved south the following March. My sweet Joy was Six months old.
Mike’s behaviors brought to my mind thing’s I heard, such as “Guys just grow up slower and he’ll grow out of it. Love endures all. Remember your vows. We’re married to better for worse. Your parents know what’s best for you.
During our dating day breakups, he simply would not stay away from me and my family. I never told why I broke up nor did I cry. I was brought up to care about other’s first, but not to burden anyone with my problems. I was taught that nothing goes outside of these wall’s.
My parent’s alcoholism and fighting would never be a part of my new family. I know how it felt and no way was I gonna scare my baby regardless of Mike’s constant accusations of infidelity and partying.
His first attack happened when Joy was 2 weeks old. Embarrassment and self disbelief, caused my stumbled attempts to tell mom what Mike had done. She adored him and I was certain she wouldn’t possibly believe he could be capable of such hateful disgusting behaviors. That was the last day my baby was able to nurse. My milk wouldn’t let down. I had a vision of, if I told mom, that dad would go after Mike and even get my strong big brother after him. It happened Twice in the past against neighborhood bullies on my behalf when I was younger and couldn’t let that happen. I loved all of them so much!
I had 5 page’s written out of hateful abuse from Mike before I realized that this is a never-ending story, so I’ll cut to the quick and simple state that I call myself Abuse Victim Anonymous. I’ll add, there are millions of us. I’m not an unusual fact. I am however not asking for a handout. I’m asking for a hand up. I have so much to share with my true life experiences. Warnings of what to watch out for, so other’s hopefully don’t end up where I’m at. Especially those who are young like I was. We come from all walks of life. I’m finally ready to stand up for myself and hopefully other’s. I need to learn how to run a website. I can’t do it because I’m here all the time and so is Mike. I can’t be alone because he needs the control. He can’t stand not knowing what I’m doing and where I’m at. As long as he has his S.S., beer, T.V. and me, where he wants me, then that’s how it is. I’ve been raped ( Two of my babies) Kicked, shoved into and inside of things and other objects. I’ve had his fist in my head 3 times. Long story. He was pretending to be asleep. I.’ve been kneed in my back and kept in the dark and cold. Had mysterious ills, been brainwashed and been his slave. I’ve been set up in many ways, including younger, stronger girls sent to beat me up. He uses others to bully band wagon against me when I finally get a free time away from him. He’s out there everywhere. I’m not and can’t put my defence up against his lies. Sorry about the rant. There’s so much more. A lot more. Every one of us victims have a story to tell and like myself most don’t tell, because FEAR is the biggest reason why. Threats on every level. From the killing themselves to stealing the bady so I’ll never see her again. All about abuse, in every way to have sick control over me. During one of his daily drunken spells, he said the reason he can’t stand me is because he was forced to marry me. That’s why, in his sick head he is able to reason away how he treats me. It wasn’t his choice to keep the baby.
I am lucky to have WiFi and a cheap computer. As long as I have YouTube then I’ll leave him to his T.V. He don’t want anything to do with internet so I assume that he don’t know what I’m doing is possible. I really don’t know much of what I’m doing on the internet either.
Even though monetary abuse is among his controling abuses I have been able to get enough money to get a D. B. A. Then a P.O. Box. Nerve wracking. This is nerve wracking. Like I said I don’t know much about computers and internet. I’m learning though, when I can, I have typed out short stories after the drunk abuser crashes. I want to be able to put them out there for others to learn and listen to. I need to be free from him. I need have alone time to learn to have a website so I can make it on my own. Why not just leave, go to the safe house, get a job etc. Been there. We deal with controlling abusers. They have their , so called ( people everywhere ) Any way, being safely tucked in, (which is, by the way, what getting used to seclusion is all about)
Here is a picture of what I want to achieve. This one is 3,133 words. I have other’s. Wonderful you 1 and 2. Head games, and working on several more. Not an easy task reliving what has been done to me and my kid’s.
Thank you in advance for helping me . I want to be able to help others out of the same honorable crap I’ve had to deal with for years.
I’m told 3 Thousand should get me a divorce as long as he don’t dispute it. Wish me luck. I have need of a vehicle. 5 Thousand for a decent one that will be tended if there is issues. Freedom from this old tin can my abuser calls for my home. 3 Thousand to settle elsewhere, giving me time to get counseling and learn how to run a website.
PayPal me please at avictim@protonmail.com My p.o. Box is Abuse victim anonymous support, P.O. Box 204, Salamanca . N.y. 14779.
Thank you in
Single mother of 4 in need of financial assistance
Good morning,
My name is Denys (Denise) and I’m writing to request some financial assistance.
I cannot recall a time when I have ever had enough money to cover all of my monthly bills; I always seem to be $800+ short. The past due amounts and late fees continue to pile up as I’m put in the position to try to move other bills around in order to pay something towards the balance. I changed jobs about a year ago in hopes it would improve my situation, but as the saying goes… “more money, more problems”.
My children have NEVER had a birthday party and never get more than a $20 gift from me because I simply cannot afford it. My kid’s birthdays are in August and September which is right around the time school starts for the year. I always have to explain to them that we NEED things for the new school year and that we WANT to have a birthday party… necessities take priority. It’s the same thing for Christmas. It eats me up because they are always so excited for their birthdays/ Christmas, but when the day comes mom is unable to deliver :(
My oldest child (19 years old) recently graduated high school and started college. I was blind-sided with all of the fees associated with senior year and the 1st year of college. My monthly expenses are already extremely tight. I cried many nights wondering how I was going to purchase my son’s senior package, get the things he needed for prom, pay for his college visit field trips, or how on earth to pay the tuition difference for college after financial aid was applied. Not to mention a car. I wanted to get him a car so badly, not because he WANTED a car, but because he honestly NEEDS a car. He’s about 2 hours away from home in college and he works. He is in a city with no family and no vehicle. What if there is an emergency? I think about this all the time. My oldest child also helps me out when he can. Not too long ago our cell phones were off and he sent me $400 to get them back on. I would love to repay my son the money he worked hard for. I’m sure that $400 was probably 90% of his check.
I am currently 2 months behind on my mortgage and my car note. I sacrificed these bills so that I could get my kids prepared for school. I also currently have 2 payday loans that I took out to get my water and gas reconnected after they were both shut off for non payment and to also pay towards my electricity bill that was also at risk for disconnection.
I’ll be grateful for whatever amount you may bless me with. I would love to be able to catch up the 2 months on both my mortgage and car note. I would also love to be able to pay off the 2 payday loans that I have out. Even though it isn’t a NEED and even though he hasn’t specifically asked for it back, I’d love to be able to repay my son. He has a “child” account on my credit union account and I can see how much money he has. My son has no more than maybe $7 a day to spend. He has asked me if I could send him money, but in the same sentence says, “it’s ok if you don’t have it momma” :( Worst feeling ever! I’m supposed to be here for him to lean on, not the other way around.
I’m at work writing this and don’t have immediate access to any files to upload. Should you happen to run across my letter and feel inspired to help I’ll be more than willing to obtain this info and upload it for you.
Thank you for your time,
Denys Goode
https://paypal.me/SunshineGoode
Legal Wrongdoing
Labor Day weekend, I was at my home with my wife. After taking Ambien my wife was acting very differently. I approached her asking if she was ok and what was wrong. She suddenly began attacking me in my face and neck. I walked away from her giving her some space, I went outside. I returned to her about a half hour later, her appearance was worse than before as if in a trancelike state. I approached her again asking her if she was ok, again she attacked me. I then grabbed hands to stop her physical attack. I was now bleeding from my face at this time.
Again I went away from her going to the bathroom this time. When I returned to the room this time she was gone, I was worried about her and began looking around the house for her. I couldn’t find her in the the home so I looked in the front yard area, I noticed lights at my neighbors house. I walked to his front door his wife screamed and he came to the door. I asked him if he had seen my wife. He said she ran over needing help, he called 911. I asked where she was and he said in the Police car talking to them.
I then returned to my residence and waited for them to come talk to me. A few minutes later 2 deputies came to my residence and we chatted casually. Our chat was not about the situation, I did ask about my wife. They told me she had told the other deputy that I did something but they were not sure. Approximately an hour later they arrested me for domestic abuse. I then sat in jail 2 days before being booked in. Myself being prior law enforcement they set my bond at more than 10 times the standard for the charge. I was also held in a cell with a non working toilet, lights on 24 hours a day for a total of 10 days. No pillow, no blanket, I take prescription medications daily which was also not given. Alternative partial medicines were given about the 4th day in. I’m not sure what they were giving me but it was really messing with my mind and memory. I finally was able to make bond, but they wouldn’t release me with an ankle monitor costing an additional $300.00 a month.
Due to the case being placed on the major local television networks and news papers I lost my job, and my career. I then learned I wasn’t going to be able to afford an attorney. I also learned 2days after being in jail they went back to my house where they searched my man cave which is normally locked. They did not have a warrant, but they took all of my guns and ammunition. Also this same day the came to the jail and took my cellphone, which they still currently have. I have also been forbidden to return to my own home. I am currently staying with a friend, I since being arrested been served a protective order, and divorce papers. My wife’s brother works on the Police force, also I was told the other agency is under investigation for being corrupt etc.
At this point I am completely lost in all of this and its just been a few weeks now. Wife is now dating the main investigator of my case, ugh. I can not afford legal representation at this point and this is so not me. But I need help and prayers, anything anyone can help with will be greatly appreciated so I work on getting my life back. Thank you so much..🤗
https://www.paypal.me/stevocpd6
need money to get on track
good day to all who may read this
I am forty five years old, a married man with five kids, and still working hard just to keep it through the month. I have been working since i graduated and still cannot say i have achieved anything.
I have recently bought a house that is costing me about two million dollars in sum total. I owe sixteen thousand dollars in service fees on the house, but still need to pay the monthly bill of over ten thousand dollars as well as the municipality service fees which is around nine hundred dollars a month. I have a car that costs me around six thousand five hundred dollars a month and the maintenance costs are between two thousand five hundred and at times nine thousand dollars per service. My wife is not on a medical aid scheme and she currently is battling with diagnosed bronchitis. Her medicine bills is around two thousand dollars a month.
If there is a Samaritan out there who can assist please do help me overcome my financial problems as we barely make it through the month. Even buying food needs to be done with caution, just to stay in the monthly budget. I would appreciate any amount donated. According to my calculations a sum of two million United States Dollars donation would solve my biggest problems, but any donation is welcome.
I do have a dream to help the homeless by building them houses. I have this dream for many years now and have thought it through. In my country Namibia, more than sixty percent of the two million six hundred thousand (population) people are poor. They barely live on a one US dollar a day budget. If there housing needs can be solved, they will have a better life as a result. The government made many efforts and not much have been reached to help the poor. Therefore i think that if some one private can do this project then there will be much success. The total costs for such a project would be around five hundred million US Dollars. That it according to my rough calculations which is based on the costs of a single house of around three hundred thousand Namibian Dollars.
My dream will be achieved with the help of the unemployed youth in our country. They will be eager to help as they will be helping themselves in the same process. A lot of our youth is unemployed and through this project they will not only be employed but they will be building their houses in their communities. There are already two youth organisations that are formed to tackle the burning issue of homeless and endlessness. Thus the progress achieved already by these two groups groups will be used to the advantage of the building houses for the poor dream.
My first donation request is for two million US Dollars.
My second donation request is for five hundred million US Dollars.
My second request may sound far fetched, but i believe that one day it may just happen to materialize.
Save my children from abuse
My mother married a man when I was 4. That same year he started sexually molesting me. I remember telling my mom “he touches me in ways I don’t like”, “he makes me uncomfortable”, and even started taking showers are 5 years old to avoid bath time. I have memories telling her this from ages 4-9. She always told me the same thing, “you don’t have to do anything you’re uncomfortable with ever.” And I would always ask, “how do I tell dad no?” and he response was always the same, “you don’t, he’s the adult”.. well by 9 years old I stopped complaining and just did everything in my power to avoid those situations. I also started walking to the church down the street every Sunday even though I hadn’t been raised with religion. Fast forward to 11 years old and my mom comes home early from night classes to find dad “putting me to sleep” except he was exposed trying to get me to service him. She immediately kicked him out and told me everything was going to be ok and I’d never have to do that again. I also have an sister three years older than me who was also being abused but she had learned to capitalize on it. He gave her money, cigarettes, and alcohol. So when he left she had nothing to fill her anymore. My brother who was only a year younger had no idea what was going on or why dad had been forced to move. My mom cried every day, but I felt safe for the first time ever. I felt justified, I was right the whole time! But after only 2 weeks everyone started complaining and wondering when things would “go back to normal”. I was the only reason he wasn’t allowed back. I was uncomfortable, I said no. I was 11 years old and after 3 months of guilt trips from my brother, my sister, and yes even my mother (she was so lonely and “I was breaking her heart”), I caved.. the first year they fought a lot, and we all started going to therapy. Then my mom attacked my sister and me telling us we were sluts and trying to steal her husband. Both my parents basically spent the rest of my teenage years drunk. Both my brother and sister dropped out freshman year in high school. I applied to a Technical school and graduated. Got my first job sophomore year, worked 2 jobs the end of junior year through mid senior year (needed to focus on finals and SATs). I had honors in English and History the whole time, a few As in science and I completely failed Pre-Cal. Not that I didn’t get out unscathed, my dad, who is great at chess btw, would do things, say things, and it would trigger me. I actually wanted what he was offering.. but I wasn’t going down that road. I slept around, a lot. I never had a boyfriend for more than a month. Didn’t believe in love. Still I was looking at a bright future. Got another job out of high school, went to a local community college, and moved out of my parents house, had my first 3 month relationship (we are still friends today). A year of struggle and I lost my financial aid because I had to move to a part-time student in order to pay my bills. Couldn’t’ afford it so dropped out after 2 semesters and only 12 credits to my name. At the time I worked for a mom and pop limo service with my mom. Her and my dad were having trouble paying the bills (my dads sister was getting a divorce and as the ‘head of household’ it was his responsibility to support her and her kids, while supporting my drug addict sister and her 2 kids, and my nana, plus sending money to my brother in the military every week.) I was pressured into quitting my job, moving back in with my folks (those issues were years ago and we can all move on right?) It wasn’t bad, I never saw them. My brother visited over the holiday and his best friend and I hooked up. I got pregnant, boyfriend left me, and brother blamed me for being a slut. Joseph was born 8 months later, and I began my plans to leave. Took my until Joey was a year and a half, and my mother stealing over $1000 from me to try to stop me, but I got on a plane and moved to the other side of the country. Lived peacefully for a couple months before I got my first real boyfriend. He gave me all the things I thought I wanted. He manipulated and used me but I was blind because someone understood me and loved me anyways, or so I thought. Couple months in he’s living with me and I discovered hes a heroin addict. I kicked him out but then it became a 5 year struggle or him being clean, relapsing, becoming an alcoholic, and eventually hitting me. In that time I had a daughter, Evelyn, and both my boyfriend at the time and I had moved to my parents house to save for a house of our own. Being in that house with my daughter triggered so many problems. I finally saw that I was an in an abusive relationship, that it was affecting my son (daughter was only a year at the time while son was 6). I couldn’t stay in that relationship or that house, but bomb shell, I was pregnant again. Broke up with boyfriend, kicked him out, got an abortion (which I’ve always been strongly against). They told me at the clinic to expect depression for about 3 months and to call a number if I needed help. They were right! I died inside, I stopped everything. One day I was contemplating ending my life and realized what a horrible thought it was when I was so blessed to have 2 children that needed me, and if I died they would be stuck with my parents.. I needed space to think and decided the 24 hours should be safe to leave my kids with my mom so I could think clearly. Told my mom, left at 9am and called at 7am to check on my kids and tell my mom my plans to leave for a shelter tonight and file against her husband for the abuse I suffered as a means of recovery, especially considering family has by all accounts completely forgotten that he is a predator. They leave him alone with my nieces constantly and everyone who isn’t related can see that my niece has been abused but my family ignores it. He pays all their bills and is soft spoken, and friendly, runs a business, and goes out of his way to help people. Well at 10am my mother filed for emergency guardianship due to abandonment. When I got there there was an ambulance waiting to take me for 72 hour observation or I could go to jail. WTF right? I called Child Services and begged them to get my children. They agreed but only my dad’s sister was available to take them.. fine just get them to a safe place. I was released Monday morning, homeless, jobless, and no way to get to my kids. In swoops my ex to save the day and give me a place to stay. We agree to work on things and get the kids back. 3 months later I’m pregnant again, hes drinking again, and I’m no closer to my kids. He attacked me while I was driving for throwing his open container out my window. I pressed charges, kept the baby, and lived in my car. Creepy homeless people harassing me so I get a dog. Aunt stops accepting daily calls and files for custody. Now I have to go to court every 3 months. Trying to get a job or housing without an address is extremely difficult. A friend 1 state over by the boarder offered to help so I zip over there to live in her camper. Well her husband didn’t agree and sent me packing but I had no gas so I lived in my car at the Stop and Ride closest to her house at 4 months pregnant. It eventually broke in November. Her brother started helping me out when he could and now we have been together for over a year. We sublease an apartment together only to find out subleasing is illegal and got kicked out. But not before I had Nikolas. When we got kicked out I had a job but no car to get my son to his sitter. My sister, who has been clean for 2 years offered to watch him mon-fri and my mom would drive him back on the weekends. Perfect! Except they never brought him back.. I talked to my sister daily for 3 weeks as my mom gave excuses as to why she couldn’t bring him back. Then one Saturday my sister stopped answering. I called everyone frantically for days. Thursday the next week I got a text from my aunt of a document telling me I needed to be in court Friday morning to dispute the emergency guardianship she filed for Nikolas on Monday.. devastated can’t begin to describe how I felt. I kept working at the dog daycare for a month but quit because the dogs were abused and neglected and I got reprimanded for doing things to make it better. My boyfriend didn’t mind, we were living with his mother and she hated me. Eventually kicked us out., and we bought a camper off a friend and made an agreement with his sisters husband to put it on their property, and use their stove and bathroom. Well that was a nightmare. The brother-in-law was an asshole, first his wife couldn’t work or leave the house because she was a “house-wife” then he couldn’t afford the bills so she had to get a job but still wasn’t allowed out and had zero say in anything. They fight a lot. My boyfriend and I don’t, we are very respectful to eachother and support one another. We have agreed to a classic relationship where I care for everything except making money, and trash, those are his jobs. They got jealous, tried breaking us up multiple times, and went back on their word about the rental situation. It became a legal matter that went in our favor but that was that, we moved to a campground. Now it has been 3 months since I have seen my children because my aunt is ignoring court order knowing I don’t have the means to file contempt 
with the final hearing for custody coming up at the end of the month. She’s fighting to keep them so my parents can be in their loves as I currently have a restraining order against them. During this whole time my family has slandered me talking about my mental health and how I have problems I need to figure out, duh! But I’m in no way incompetent or a danger to anyone or myself. Just recently I have been receiving messages from distant relatives asking about my drug or alcohol addiction.. I have never once been a drug addict, yes I have tried some BEFORE I was a parent and I smoke weed and cigarettes but nothing else even recreationally. I do drink, but never more than 3x a week and that includes a beer or wine with a meal..and that’s not to say I haven’t gotten drunk in my depression these last few months but again it’s often.. I’m at a complete lose. We save, we are forced to move and are left with nothing. We have had enough to move in to places but because I have a 
70lb dog we keep getting denied. I am here to beg for financial assistance in getting a place to live so I can get my children back. So I can keep them safe from my abusive severely diluted family. Please, I am not perfect, I make mistakes as you can see, but I am a good mother, and I love my children more than air. They are my reason for existing. My Savior Joey who gave me direction in life, my light Evelyn, who reminds me of joy in the darkest times, and my gift Nikolas, who was God’s way of reminding me that every day is the present.
https://paypal.me/evers4life?locale.x=en_US
Pursuing dream of becoming ecologist
Thank you for taking time to read my plea. I’m a student at community college and have always loved wildlife as well as understanding how nature and people can connect and thrive. Past a few hardships (sinus pain, wisdom tooth nerve impaction migraines, ADHD), I’ve really felt driven to pursue something great like my lifelong dream to work with wildlife conservation and to help animals around the world that are also beloved by myself as well as others. I’m on the way slowly going up in skills and credentials to get to where I want to in college and career wise. However recently on my credit card, someone (I was notified by my bank that a scammer overseas was responsible) someone charged $1000 and maxing out my card, I’m not only burdened with this, but I’m unable to do things like go out for experience, but things I need to move forward, and the interest rate monthly keeps piling up despite my dads help, who stays out late nights most of the time to earn a living. If this financial burden was lifted, I’d not only have a much better peace of mind and not constantly be anxious about it, but I could focus on important things like getting my degree in biology/ecology and doing things like getting SCUBA certified to work with marine mammals and be competitive in getting hired at places like the San Diego zoo, global research for wildlife, and really come to see how great life can be outside of struggling under this. I’m blessed with a wonderful family (who’s faced a lot of hardship but are very resilient and caring), as well as the privilege to work with and breed blue dart frogs in a hobbyist group that is also for wildlife conservation. The amount charged was $1000 which was ridiculous and now my bank claims I paid it despite being home studying at the time. This happened previously with a $500 Costco purchase (I’m not even a member!) which was reimbursed but I don’t even have a job yet (I’ve been applying to numerous places with no answer yet). If I could have this weight lifted, I could really get out there and show the world how hardworking and passionate about things like wildlife conservation and the outdoors I can be! I’d love to put my skills to use and help people I know who are also struggling. The charge was $1000 but I’ll be honest in saying that $5000 would be nice to have right now. My other charges were on things I purchased here and there. I’m relatively young so I didn’t understand the interest buildup at the time and fell back on the credit card when my bank account was low for emergencies or zero. That and buying a laptop for school was the other $2000. The $1000 would get me out of the unexpected debt situation since my bank isn’t helping me with something I didn’t do, and the remaining $2000 would go towards my SCUBA certification, lifeguard course training, paying to get into a particular uber driver position with an initial fee, paying for textbooks, and having an emergency fund for when I move out soon for school or an internship to be able to cover rent confidently and have enough until my next soon to be job comes around. I really appreciate your time and it would really give me the power and confidence to pursue my career and personal goals as mentioned above. My family would be alleviated of worry for me in school or in struggling to pay off my current debt. Thank you!
My PayPal is PayPal.Me/aajaj62398
I don’t know how to get through this month
My name is Kathi and I’m a 20 year old retail worker from Germany.
I live with my boyfriend who just started a new apprenticeship last month after taking a mental health break from work (he also worked in retail but is even less in the condition to keep on working there than me).
I work part-time but with no limitations on how many hours a week for a bit over minimum wage as I’m not a trained retail worker.In the last few months I worked a lot so I would have enough money for everything he couldn’t pay yet I overlooked my own mental state.I enjoyed it there at first but the environment at my workplace changed negatively with a new boss and I got more and more depressed as time went on.my history with depression and mental illness started as a teenager and I’m in therapy but I’m still so very bad at acknowledging how burned out I really felt. I tried to do it as long as possible but the stress from work, life and some family related issues got to me and it came to the point where I had to tell my manager that I cannot work as much anymore and she accepted.I did it because it was the best for me at this time, but now I have financial problems so I don’t know what to do anymore.
This month neither I nor my boyfriend have enough money to pay for rent, food and other bills from months before where the money was tight as well. Our families have their own financial difficulties and this is honestly my last hope to get at least enough money for food for the rest of the month so we can pay rent with the rest of our income. I hate that I wasn’t strong enough to keep on working and now I’m here begging online for money, yet I see no other way as of now. My budget now is 50 euros for the next 20 days. My boyfriends pay comes in the middle of october and is enough to cover rent if we’re lucky as his credit account is already in the negative with insurance payments and so on.
I would be very grateful for every euro we get if there is somebody willing to help us anyway..
Even 5 euros can help us get over at least another two days. Please if theres anybody out there who has some spare change you would help me and my boyfriend so much!
My paypal me is paypal.me/sekath
Help me overcome depression and help my parents
Hi
thank you for reading this.
I want to do what I feel and never be forced to suffer because this is life. I was always told to do the logical thing and to focus less on what I feel and the fact that I listened to this advice made me unhappy. We are not robots programmed to do things, we feel things and we materialize that is why we call ourselves people.
I’m here because I ran out of options. I have a special situation and someone healthier than me told me that it is ok to ask for help in life when you feel alone. I am sure many people are familiar with failure, disappointment and low self-esteem.
About me. From the age of 16 I live in rent and I had to deal with very small amounts of money, but I have endured believing that as an adult I will have enough money to be able to own a house, but I am still in rent.
My parents live in a small village and they are old and need repairs in the house and they cannot afford, the floor is broken and soon winter comes and they will not have any heat, also I want to hire someone to take care of them because I try to make a livin and I can’t take care of them because they live far from the city I live in.
Not long ago, I broke up with my boyfriend and I went into depression that made me lose my part-time job and quit college. I haven’t had anyone around me all this time and I can’t explain to my parents because I don’t want to upset them. I never asked for money, I don’t know how to be helped by strangers. If there are people who have better financial situation than mine and want to help please any donation matters to me and my parents.
Recently I started to make paintings and to be interested in art, my plan is to go further and manage to make as many paintings as possible, but the materials cost and I cant make it. I want to do many things and because of the money I got to isolate myself. Help me help my parents and help me at the same time. At this moment I feel that I help myself a little because I was honest and through this message I made peace with myself and I finally accepted that I need help.
I need money for the repairs of my parents house, money to invest in my talent and money to open an account to buy a house. Any donation counts.
paypal.me/itsalexcostea
Need Help!~
I have dug myself into a pretty deep hole with credit card debit. I was trying to pay for school with those cards instead of taking out a lot of student loans. I am currently living pay check to paycheck trying to pay the cards off but it seems that there is no end in sight. If you have in your heart to help a working college student anything will help.
https://paypal.me/needhelp710?locale.x=en_US
Credit Card Debt for Citi, Amazon, Wellsfargo, and Discover
I’m turning 21 near the end of October 2019 and in the time of writing this, I have accumulated $11,000 in credit card debt. The reason is simply because I was financially irresponsible regarding my mobile game addiction. I’ve spent nearly $15,000 and I only make $1000 to $1250 a month. My credit score was 760 before this all happened and now it has dropped to 540. I’ve searched through the web for all kinds of help, be it debt consolidation loans, unsecured personal loans, balance transfer cards, and others. I’ve been rejected to every single one even when I still had a credit score of over 700 because of my age. I now realize through it all that all these lenders profit or non-profit, I can’t tell the difference anymore, are all predatory. I’d rather not get involved with them and dig myself a bigger hole. I did the math myself, being a private math tutor as source of income, and I’ll end up paying $4000 to $5000 extra by the time I finish paying off all $11000 with 80% of my monthly income. That is the story of how I accumulated my debt.
Now I’ll provide my backstory. I do not want to provide much detail in case anyone I know can connect the dots that they know me because this is very shameful to me. I started college at UCSB when I was 17 over 3 years ago. I had a rough start due to the nature of the new environment. I mentioned earlier I’m a math tutor. Math is the one subject I excel in. Ironically, Linear Algebra was the one course I failed in because I put in the least effort due to my ignorance. It was one of the biggest wake up calls in my 18 years then. I picked it up in spring quarter and brought my GPA from 1.4 to a 2.6. I also met a wonderful girl during that time and she was part of my daily motivation to work harder and study more. She was also the reason of my downfall as I am a very sensitive guy. To this day, I still have bittersweet feelings of her. I raised my GPA to 3.1 by the end of my first year at UCSB. However, she moved on that summer and I was incapable of staying at UCSB and I dropped out on November 2017. Since then, I’ve had depression and one of my ways to cope with it was to play games. That’s when my addiction to mobile games started. I’m a fairly competitive person and I had the urge to spend hundreds at first and now thousands. At this point, I still haven’t quit the game because I already poured this much into it. It has been nearly 3 months since I spent my last dime because I’m barely able to chip away at the debt with the minimum payments.
Have I learned my lesson? I don’t know. But the game is a part of me now. Do I want counselling and help? Yes I do. However I’m afraid to start anywhere until I resolve this debt. Before you assume that if you help me resolve this and I’ll just go back to spending wildly in this game, I can’t prove you wrong. However, I can tell you that I also spend my money buying food often for my younger sisters, paying the internet bill, paying part of my parents’ electricity and utility bill, and just a week ago, lended my friend $200 to help him pay off his parents’ DUI charges. All the while, not a single person knows I’m in financial trouble. I stress about the long term consequences. I’m still a student. My credit score is 540. How long will it take to recover? I know I’m not alone in this world with crippling debt. But this is my story. I hope you can send anything. I’d honestly rather have someone who can let me borrow $11000 that I can pay back over a year with no interest. But I’m desperate and I need anything to get back on my feet right now. However, I’m not desperate enough to fall for the trap of those damn credit card companies and loan companies. I swear once I am out of this hole, I will cut all my credit lines but one (just so I can build my credit). Thanks for reading until the end. The image below is my Citi bill. The other 3 cards in the title make the other $6000. This is all I can show due to my security.
https://paypal.me/dhp2258
If you have any questions, email me at mei2ikea@gmail.com (its an alternate email that I use for spam)
In The Verge Of Being Homeless.
Hello… My Name Is Bryan Morales, I Work At Joe Dimaggio Children’s Hospital As A Full-time Housekeeper. I Am Brother To A Smart, Sweet & Amazing Little Sister Named Marcela & Son To An Amazing, Loving, Caring & HardWorking Woman Named Maritza. My Mom Migrated To The US In 1999 With Me & My Two Sisters Ingrid The Oldest, & Estefany My Younger Sister To Reunite With My Father A Carpenter Who Left Nicaragua Looking For A Better Future For Us. Since Our Arrival To The USA Life Has Been A Real Roller Coaster For My Family & Not For The Better, Especially My Mom Who Underwent Through An Abusive Relationship With My Dad Who Was A Heavy Drinker At The Time. My Mom & Dad Got A House Together Under Section 8. Not Knowing What They Were Getting Into My Dad Made A Desperate Choice The Buy A House That Had Structural Problems Without Proper Insurance Because The House Was Cheap. My Dad Thought As A Carpenter He Could Fix The Problems Later, Which Then Became A Major Problem For Him. The House Had Leak Problems With The Roof. Later That Year We Had A Hurrican. You Could Probably Guess What Happened Next. After The Hurricane, In 2003 My Mom Gave Birth To A Wonderful Baby Sister A Gift Named Marcela. We Were Living In A House That Was Virtually Destroyed, It Leaked Everywhere, The Rain Water Rotted The Wood Structuring The House, Pieces Of The House Started Falling And The Insurance Did Not Cover The Damages After The Hurricane. My Dad Did His Best To Keep Everything Standing But The Hard Work Eventually Got To Him, In August Of 2012 After Years Of Trying To Keep Everything Standing My Dad Had A Fatal Heart Attack Driving From Work Home That Evening, See My Dad Was Not A Bad Dad He Was A Hard Working Man Trying To Support An Entire Family On His Shoulders And My Mom Knew It That’s Why Despite His Habits Of Drinking And Having Tantrums Of Desperation She Was There By His Side Comforting Him as Much As She Could. My Mom Broke In Shock After My Dad Died. The Stress Of Debt And A House Crumbling Down And Children To Feed And Take Care Of Got To Her She Was Out Of It. During That Time We All Slept On The Only Room That Did Not Leak In The House To Keep My Mom Comforted, My Older Sister Took The Roll Of The Provider In The House And Helped My Mom With The Bills And Finances Not Enough Money Was Coming In. The House Went Into Foreclosure And My Mom Was Forced To Make A Short Sale. My Sister Took The Wheel And We Started Renting, We Rented A lot, We Kept Moving And Moving & Moving My Sister Was Amazing She Dealt With A lot Of Situations Like A Champ But She Needed Help With Bills And Rent Money My Mom Helped, My Younger Sister And I Started To Work, That Way Between Us Three My Mom Could Save Her Money To Buy A House. My Older Sisters Weakness Has Always Been The Boyfriends. She Lets Them Take Control Of Everything And Everyone In The House. Every time She Has A New Boyfriend She Becomes Very Verbally Abusive If Someone Expresses Their Self In A Negative Light About Any Boyfriend She Chooses For A Partner, Lets Just Say Shes Not Good Choosing The Right Types Of Guys, Her Most Recent Boyfriend Became Her Husband & That’s Not The Worst Part He Is A Liar, A Manipulator, Heartless, And A Greedy Theif. I Know This Because My Sister Became Exactly That, My Younger Sister Had An Amazing Future Ahead Of Her And They Both Manipulated My Younger Sister Into Taking A Wrong Path, You See My Older Sister And My Younger Sister Are The Only Ones That Drive, The Can Get Around. Me, My Mom & My Little Sister Don’t Drive We Have Become Dependent On Them. My Youngest Sister and I Were Very Close So Close We Used To Do Everything Together. Now She Is Very Verbally Abusive Because Of My Older Sister And Her Husband… Pete Allando Bowman. Pete While We Lived In One Of The Past Rentals Started A Conflict Between My Grandma And My Older Sister They Bullied Her Out Of The House Because My Grandma Was the Only Person Looking After The House When No One Was Around. So He Manipulated My Older Sister Into Conflict With My Grandma So That When Ever He Was Alone He Could Manipulate & Steal What Ever He Wanted From Us With Out Us Knowing. My Grandma Was Taken To Live With My Aunts So She Would Be Apart, My Older Sister Became So Abusive Taking Advantage Of Our Trust She Practically Does Anything He Asks Her In Order To Be With Him. My Mom Confronted Her About The Situation And It Only Got Worse My Older Sister Started Bullying My Mom And Teasing My Little Sister Which Made Me Get Involved & Take A Stand For Them, My Older Sister & My Younger Sister Are Trying To Bully Us Into Renting With Her Husband Who I Have A Feeling Will Exploit Me, My Mom, And Tease My Little Sister In This New Rental. He Secluded Us Away From Family, Turned My Sisters Against Us, They Are Already Verbally Abusive, They Degrade Us & Make Us Feel Little. My Sister Tells Him Everything We Do. He Does Everything For His Benefit. I Have A Clean Record, I Have Built No Credit, I’m Searching For A Home, Trying To Find A Solution To This Problem, The Dead Line To Get Out Of The House Is October 15, I Am Afraid That By October 15 I Will Be Homeless With My Little Sister & My Mother. I Feel Stuck Like I Can’t Do Anything About It Because Its Only Me Taking Care Of My Little Sister & My Mom. My Mom, My Little Sister & I Don’t Sleep Well. I’m Desperate & In Need Of Help, I Took a Stand To Face The Problem And Now My Sisters Are Abusive To Me. I Told Them I Would Be Moving Out With My Mom & My Little Sister & They Exploded. Sometimes I Want To Run Away And Just Take-Off But My Strengths Are My Mom & My Little Sister. I Need $500,000 To Buy A House… Here Where We Live In Miramar, Florida. Rent Is Expensive In Florida. And We Need A Good Place Away From This Hell, So My Mom, My Little Sister & I Can Start From Zero & Start A Brand New Life Away From This Awful Situation. Even If It’s Not Money… A House That Me, My Little Sister & My Mom Can All Fit Into And Start From Zero Would Be A Dream Come True. Thank You So Much For Listening & God Bless You All.
Fading Away
Financial trouble not only leads you to feel lost, depressed it eats away at a person’s spirit and affects those around me. I am going to go back sometime, because debt doesn’t just happen. It is hard enough to say it and admit it that I have fallen into a financial hardship loss of a job that I had been there for 24 years, the company closed. Loss of a marriage loss of parents, loss of our home, loss of life. The purpose that I am writing is to ask for help on my finances, It has been very difficult making the minimum payment. I thought about bankruptcy even then I have a hard time coming up with the fees. I am 53 years old and I would like to save for a home and a car.
Going through all these changes has taken a toll on me. My oldest son got Type 1 Diabetes in December 2007. It was extremely hard for my other kids and I to see what he was going through. We would daily have visits to the hospital, and he would always end up in ICU, this became a second home for us. There after their father abandoned us, walked out when we weren’t there. It was devastating they were so young it broke my heart to tell them. My parents started helping me financially as much as they could. When they both became ill, I became their caregiver till the end. My kids witness so much with my parent’s illness, it took a toll on all of us. I have to say it was a huge loss for my kids and me. There after we lost our home, I know my kids have been strong for me, but I know it hard for them we have been there for 20 years. We live in my parent’s house The vehicle that I drive was my parents and it is about to give out, the transmission is giving out it has 203749 miles on it. My debit along with loans is about 51,000.00. My credit is bad, and I want to improve it, but I need help. I feel hopeless, depressed, anxious, I just feel that I am drowning with so much going on. I suffer with Fibromyalgia, and chronic back pain, there is not a single day that my pain is so unbearable. I am on a lot of pain killers to try to give me some relief but once I take them it is hard for me to function and if I don’t it is hard either ways. Emotionally it has become so difficult to function daily, i need back surgery but right now with my finances it is out of the question. My kids only have me to depend on for daily tasks and that is hard. I do receive disability and work part-time but even then; it is so hard to save.
The house that we live was build in 2003, it is not just us living here, it is also one of my sisters and two of her kids live here. Even then it is hard for me to raise my part of the expenses to fix things that need fixing. The house belongs to four of us, I want to sell the house so we could get something on our own. It has been very difficult living here with others. I know things need to be kept up so we could sell it.
I am doing everything possible to put them through college and high school. My oldest has about one and a half years to graduate with a a bachelor’s in computer science and my other son is right behind him also will be graduating with a bachelor’s in computer science. My daughter is a sophomore in high school and will also continue with college. I can’t express how much I am so proud of them. I know I have given them the courage and confident that they can succeed in life. I want them to have a better life that I have had, yes they know that there will be struggles but education will help them succeed in life. I help them use all their resources to help them get through, but there are still other expenses that come with school. Please hear my plead for help, my stress, depression, sleep, tiredness, fibromyalgia, chronic pain is taking a toll on me. I do take a lot of medications to help me, but some of them cause drowsiness, This is hard because I am always driving for my job and kids. I am not asking for a home or a vehicle; I am asking for help with my finances, so that I can start to save for what I need. I feel that the path I am on right now is causing more damage to myself heath wise. I just want to be here for my kids for years to come. Didn’t send all my bill there is a loan of $8013.04 and others. PLEASE HEAR MY PLEADED! My Paypal email is vasquezdianar@yahoo.com
Does it ever get better?
Anything helps at this point, and I’m so sorry for such a long post, but it’s been 10 months of life constantly hitting hard. Thank you in advance for any help. 💜💜💜
Honestly I’m not entirely sure where to begin right now. If I cover everything just from January 2019 until now, this post would turn into a novel so instead I’ll hit the financial highlights from January to July 2019, then I can give more detail on the last couple of months.
-January 27, 2019 a close friend passed away, although she lived locally she needed to be buried in CT with her mom and being only 22 years old, and a single mother of 1, she did not have any type of life insurance. Her father (widowed) had recently taken care over her daughter due to complications with her fibromyalgia, cystic fibrosis, and type 1 diabetes. It wasn’t much, but I donated what I could to help with expenses thinking that it might take me a few months to recover, but that this was a necessity and I could live without some “extras for awhile.”
-February 3, 2019 I was called regarding my little sister had taken her life very early in the morning with postpartum being the surface cause. This was back home in CA and I desperately needed to be with family, friends, and somewhere it felt safe to mourn.
-March 29, 2019 I had been feeling under the weather, but I stood up from my desk at work and nearly passed out due to pain in the mid right side of my stomach. The good news? It wasn’t my appendix. The bad news? After spending 3 days in the hospital it was deemed to be a possible tumor in my bladder, and definitely kidney stones and a kinked ureter, thankful for full body CTs when the ultrasound shows nothing.
-June 14, 2019 I began a treatment that completely took all of my energy, strength, appetite, and happiness away. Honestly, biologics can kiss my you know what at this point.
By July the medication was wiping me out completely and I was spending more time with doctors and praying to the “porcelain gods” than going to work. I’m an on-site apartment manager with 96 units and it’s a demanding position to be in and does require minimum 40 hours per week to run smoothly. At the end of July I completely tanked and my boss put me on administrative leave. At this point, I had missed so much work that I had used all PTO, but I was unable to keep up with my workload and it was causing issues at work and not allowing me time to try to heal. In the midst of all of this we knew I would need a minor procedure and it was pending authorization and would be scheduled toward the end of August. On August 3, I had a deer jump a fence onto my vehicle as I was entering town, luckily the car behind me was able to stop in time (and they were super sweet and called the police for me and waited with me to give a statement of what happened). My car was totaled and my insurance didn’t cover it (hint always double check your underwriter and know that only comprehensive will cover your property for a live wild animal). I used all of my savings and borrowed money from my mom to purchase a $5000 car. When I sold the totaled vehicle that money went straight to my mom for repayment. Surgery was officially scheduled for August 30th and it was presumed that I would be able to fully return to work within 3 days as it was a very minor procedure. On August 20, at my Pre-op, I found out the surgeon wanted to add on a few additional procedures at the same time, as long as I didn’t have endometriosis removed as well, it would be about 45 minutes and a 4 day recovery. My surgery ended up being nearly 3 hours. Due to all of the previous missed work, I returned to work on September 2, 2019 only to completely set my healing process back. My boss came to visit the property and put me on “part-time, light duty.” As you can see from my screenshots, I haven’t had a full paycheck in quite some time, and now owing my boss rent for the month of August, it will be taken out of my next two paychecks. Unfortunately, medically speaking, I’m still not healed and there is something wrong that is causing horrible pain in the lower left side so I am now waiting to see a specialist.
I have barely been keeping my head about water since March of this year. I have asked everyone I possibly can for loans or donations and no one has been in the position to do so. I have called all of the local churches, I applied for emergency food stamps (still waiting to here if I’ve been approved), I contacted resource centers, and have searched online for second jobs I can do from home (most of which are scams). I’ve always been able to make money on the side cleaning, grooming, serving, or bartending but my body won’t let me right now and I’m so far behind at my full-time job that I have no idea when I’ll actually be able to pick up some side work even after healing. I’m terrified of getting fired because of how constant the “emergencies” have been. I’m currently without car insurance as I haven’t been able to pay the premiums, my electricity is getting close to shut-off, I have student loans due (I am getting the payments adjust to income based, but I must be in good standing to qualify), and my cellphone needs to remain active for work. I am still actively reaching out to friends and family, but this is the first site (other than my personal fb page and ig) I’ve posted on for help. Honestly, $300 wouldn’t completely get me out of the hole and it’s an astronomical amount to ask from kind hearted strangers, but even $1 at this point would be more than I have towards past due bills right now. If you’ve made it this far, thank you for reading.
FB Pay: Liss Neece
Pay Pal: mjeaulene
Thank You for Reading!
Hello Whom ever reads this,
Welp, I never thought I’d ever go into these desperate measure to googling free money, thinking nothing would come out of it. I was totally not expecting a whole website dedicated to it. I’m really not expecting much from it to be completely honest, but I also figured I have nothing to lose.
A bit of context as to why I desperately searched for “free money websites” not thinking i would come up with much. & much to my surprise, here I am. Im a 25 year old female who got her first car at 19. (It was a lease btw). I went into the dealership pretty blind sided, I had $2,500 in cash to put as a down payment, as naive as I was, i was told that in order to get the car i would need to put a little more because i didn’t have much of a credit history. Fortunately & unfortunately for me i had just got a fresh credit card with a $3,500 limit. I figured i would be able to pay the credit card and the auto bill with no problem. Again, I was pretty uninformed and blindsided towards a lot of things & didn’t keep in mind the insurance or the interest rate on the credit card in the long run as a was extremely excited about my first car & i sure wasn’t prepared for it.
long story short, i tried to pay as much as i could monthly on my credit card and no matter what i did it seemed like I wasn’t even putting a dent in it. I had an additional card which i began to use for things like necessities exp: groceries, gas, over the counter medicine for the occasional cold. I honestly could say that helped me get things that i needed however, it got me into more debt. Now it was 2 credit cards I had to figure out how to pay. i was working all while i began to go to school to receive my HS diploma. I had to drop my classes because my work and school schedule clashed. I couldn’t afford not going to work as i tried to stay afloat of all the bills i had to pay. Much to my disappointment i had to focus only on work to try and make ends meet.
i say this just to say one thing. Credit cards are the devil. & i wish i would’ve had someone knowledgeable by my side at the time to advise me on what i could do and why i shouldn’t of put such a large amount on the credit card. It would’ve prevented all of this and maybe today i would be going to college or something.
& if you are reading this and you’re young. Please don’t ever max out your cards, unless you have the means to pay them. I know it’s tempting but don’t do it. Unless, it’s super necessary.
& if you are reading this and thinking of donating. Thank you. I would also take financial advise at this time. Anything helps to be honest.
Paypal: PayPal.me/emerld10
Unexpected Death, Bills Piling Up
My Grandfather passed away suddenly and quite unexpectedly just over a week ago. Now, due to missed work and helping my Grandmother out as much as I can, I am struggling financially.
I am a single mother, with a child in college that I partially support. With all the sudden expenses, I have fallen behind on my own bills, and need to catch them up.
I would also like to continue to assist my grandmother over the next month or so. She will be losing income as Social Security and my grandfather’s pension will have a delay before they start back up again. This means she will need help with her bills, at least until she receives the payment and retro pay.
Thankfully, most funeral expenses have been covered, but there are still some fees that are outstanding.
I am asking for $2000 total. It will catch me up, and allow me to continue to support my family during these trying times. Thank you. I and my family appreciate all your help.
My PayPal link is: PayPal.me/alostlittleduckling
Overwhelmed, and looking for help..
My Name: Joshua
From: San Antonio, TX
Age: 29
Debt: $6,569.00
Hello Reader,
I feel like I am stuck and at the end of my rope with trying to find a way to bounce out of this debt, and start moving forward in my life. Its not much compared to others, but its enough to where the past 3 years of my have changed how I am. 4 years ago I discovered credit for the first time, and didn’t think about the way it could impact life. All I saw was that I could get these un-necessary items immediately, instead of saving up and really feeling the satisfaction of the purchase. It was exciting, and i went out and applied for credit and financing wherever I could, for whatever I wanted. For a while, life was great. Then everything started to take a downhill turn, and in the past 3 years I lost my baby sister, my mother, my fiances father, and her mother as well. With those added events, emotions, and expenses, my debt grew greater. I tried doing whatever side jobs i could to earn more money, to pay it off. I tried making Youtube videos, streaming entertainment via Twitch, grabbing a 2nd job in the real world, looking for any side jobs I could do. But the same thing would happen. I would dive into those options, and my current life and main source of income would suffer, and I would have to give these alternative income options up. I’m at a point now, where I’m just barely getting by month to month, but that is with a lot of undeserving help from others.
New issues are rising now. My vehicle is on its last leg, I found out that the suspension is shot, and that 2 of the disc rotors need to be replaced, and on top of that the transmission is now chipping and breaking, causing slips when driving to and from work, we have a ton of work to do at my fiances fathers house before we can start the probate process, plus he had 2 dogs there that we have to make sure a fed and watered daily. Code compliance is taging his vehicles on the lot. On top of all that, my own body is starting to run into physical problems now, which i can only imagine is related to the piling stress that just grows and grows, and im just, stuck or lost, i dont know, i just dont know what to do, and THEN i still catch myself giving money to homeless people, street beggers, i ended up buying some guys hygiene, supplements, and cans of beans in the grocery store the other day with my last 80 bucks for the next two weeks… and.. this whole paragraph just turned into a mess…ultimately i am just hoping someone on here who is in a position to help others, can help me take care of this debt.
I know where i went wrong, and the mistakes i made..i’m a smart guy, i just have this weight on my back that’s just defeating me.. If you give anything thank you so much. i’m sorry to have to be here asking for money.
https://www.paypal.com/paypalme2/JKroger0709
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