Hello… My Name Is Bryan Morales, I Work At Joe Dimaggio Children’s Hospital As A Full-time Housekeeper. I Am Brother To A Smart, Sweet & Amazing Little Sister Named Marcela & Son To An Amazing, Loving, Caring & HardWorking Woman Named Maritza. My Mom Migrated To The US In 1999 With Me & My Two Sisters Ingrid The Oldest, & Estefany My Younger Sister To Reunite With My Father A Carpenter Who Left Nicaragua Looking For A Better Future For Us. Since Our Arrival To The USA Life Has Been A Real Roller Coaster For My Family & Not For The Better, Especially My Mom Who Underwent Through An Abusive Relationship With My Dad Who Was A Heavy Drinker At The Time. My Mom & Dad Got A House Together Under Section 8. Not Knowing What They Were Getting Into My Dad Made A Desperate Choice The Buy A House That Had Structural Problems Without Proper Insurance Because The House Was Cheap. My Dad Thought As A Carpenter He Could Fix The Problems Later, Which Then Became A Major Problem For Him. The House Had Leak Problems With The Roof. Later That Year We Had A Hurrican. You Could Probably Guess What Happened Next. After The Hurricane, In 2003 My Mom Gave Birth To A Wonderful Baby Sister A Gift Named Marcela. We Were Living In A House That Was Virtually Destroyed, It Leaked Everywhere, The Rain Water Rotted The Wood Structuring The House, Pieces Of The House Started Falling And The Insurance Did Not Cover The Damages After The Hurricane. My Dad Did His Best To Keep Everything Standing But The Hard Work Eventually Got To Him, In August Of 2012 After Years Of Trying To Keep Everything Standing My Dad Had A Fatal Heart Attack Driving From Work Home That Evening, See My Dad Was Not A Bad Dad He Was A Hard Working Man Trying To Support An Entire Family On His Shoulders And My Mom Knew It That’s Why Despite His Habits Of Drinking And Having Tantrums Of Desperation She Was There By His Side Comforting Him as Much As She Could. My Mom Broke In Shock After My Dad Died. The Stress Of Debt And A House Crumbling Down And Children To Feed And Take Care Of Got To Her She Was Out Of It. During That Time We All Slept On The Only Room That Did Not Leak In The House To Keep My Mom Comforted, My Older Sister Took The Roll Of The Provider In The House And Helped My Mom With The Bills And Finances Not Enough Money Was Coming In. The House Went Into Foreclosure And My Mom Was Forced To Make A Short Sale. My Sister Took The Wheel And We Started Renting, We Rented A lot, We Kept Moving And Moving & Moving My Sister Was Amazing She Dealt With A lot Of Situations Like A Champ But She Needed Help With Bills And Rent Money My Mom Helped, My Younger Sister And I Started To Work, That Way Between Us Three My Mom Could Save Her Money To Buy A House. My Older Sisters Weakness Has Always Been The Boyfriends. She Lets Them Take Control Of Everything And Everyone In The House. Every time She Has A New Boyfriend She Becomes Very Verbally Abusive If Someone Expresses Their Self In A Negative Light About Any Boyfriend She Chooses For A Partner, Lets Just Say Shes Not Good Choosing The Right Types Of Guys, Her Most Recent Boyfriend Became Her Husband & That’s Not The Worst Part He Is A Liar, A Manipulator, Heartless, And A Greedy Theif. I Know This Because My Sister Became Exactly That, My Younger Sister Had An Amazing Future Ahead Of Her And They Both Manipulated My Younger Sister Into Taking A Wrong Path, You See My Older Sister And My Younger Sister Are The Only Ones That Drive, The Can Get Around. Me, My Mom & My Little Sister Don’t Drive We Have Become Dependent On Them. My Youngest Sister and I Were Very Close So Close We Used To Do Everything Together. Now She Is Very Verbally Abusive Because Of My Older Sister And Her Husband… Pete Allando Bowman. Pete While We Lived In One Of The Past Rentals Started A Conflict Between My Grandma And My Older Sister They Bullied Her Out Of The House Because My Grandma Was the Only Person Looking After The House When No One Was Around. So He Manipulated My Older Sister Into Conflict With My Grandma So That When Ever He Was Alone He Could Manipulate & Steal What Ever He Wanted From Us With Out Us Knowing. My Grandma Was Taken To Live With My Aunts So She Would Be Apart, My Older Sister Became So Abusive Taking Advantage Of Our Trust She Practically Does Anything He Asks Her In Order To Be With Him. My Mom Confronted Her About The Situation And It Only Got Worse My Older Sister Started Bullying My Mom And Teasing My Little Sister Which Made Me Get Involved & Take A Stand For Them, My Older Sister & My Younger Sister Are Trying To Bully Us Into Renting With Her Husband Who I Have A Feeling Will Exploit Me, My Mom, And Tease My Little Sister In This New Rental. He Secluded Us Away From Family, Turned My Sisters Against Us, They Are Already Verbally Abusive, They Degrade Us & Make Us Feel Little. My Sister Tells Him Everything We Do. He Does Everything For His Benefit. I Have A Clean Record, I Have Built No Credit, I’m Searching For A Home, Trying To Find A Solution To This Problem, The Dead Line To Get Out Of The House Is October 15, I Am Afraid That By October 15 I Will Be Homeless With My Little Sister & My Mother. I Feel Stuck Like I Can’t Do Anything About It Because Its Only Me Taking Care Of My Little Sister & My Mom. My Mom, My Little Sister & I Don’t Sleep Well. I’m Desperate & In Need Of Help, I Took a Stand To Face The Problem And Now My Sisters Are Abusive To Me. I Told Them I Would Be Moving Out With My Mom & My Little Sister & They Exploded. Sometimes I Want To Run Away And Just Take-Off But My Strengths Are My Mom & My Little Sister. I Need $500,000 To Buy A House… Here Where We Live In Miramar, Florida. Rent Is Expensive In Florida. And We Need A Good Place Away From This Hell, So My Mom, My Little Sister & I Can Start From Zero & Start A Brand New Life Away From This Awful Situation. Even If It’s Not Money… A House That Me, My Little Sister & My Mom Can All Fit Into And Start From Zero Would Be A Dream Come True. Thank You So Much For Listening & God Bless You All.

paypal.me/BMorales03

Financial trouble not only leads you to feel lost, depressed it eats away at a person’s spirit and affects those around me.  I am going to go back sometime, because debt doesn’t just happen.  It is hard enough to say it and admit it that I have fallen into a financial hardship loss of a job that I had been there for 24 years, the company closed.  Loss of a marriage loss of parents, loss of our home, loss of life.  The purpose that I am writing is to ask for help on my finances, It has been very difficult making the minimum payment.  I thought about bankruptcy even then I have a hard time coming up with the fees.  I am 53 years old and I would like to save for a home and a car.

Going through all these changes has taken a toll on me.  My oldest son got Type 1 Diabetes in December 2007.  It was extremely hard for my other kids and I to see what he was going through.  We would daily have visits to the hospital, and he would always end up in ICU, this became a second home for us.  There after their father abandoned us, walked out when we weren’t there. It was devastating they were so young it broke my heart to tell them.  My parents started helping me financially as much as they could.  When they both became ill, I became their caregiver till the end.  My kids witness so much with my parent’s illness, it took a toll on all of us.  I have to say it was a huge loss for my kids and me.  There after we lost our home, I know my kids have been strong for me, but I know it hard for them we have been there for 20 years.  We live in my parent’s house The vehicle that I drive was my parents and it is about to give out, the transmission is giving out it has 203749 miles on it.  My debit along with loans is about 51,000.00.  My credit is bad, and I want to improve it, but I need help.  I feel hopeless, depressed, anxious, I just feel that I am drowning with so much going on.  I suffer with Fibromyalgia, and chronic back pain, there is not a single day that my pain is so unbearable.  I am on a lot of pain killers to try to give me some relief but once I take them it is hard for me to function and if I don’t it is hard either ways.  Emotionally it  has become so difficult to function daily, i need back surgery but right now with my finances it is out of the question.  My kids only have me to depend on for daily tasks and that is hard.  I do receive disability and work part-time but even then; it is so hard to save.

The house that we live was build in 2003, it is not just us living here, it is also one of my sisters and two of her kids live here.  Even then it is hard for me to raise my part of the expenses to fix things that need fixing.  The house belongs to four of us, I want to sell the house so we could get something on our own.  It has been very difficult living here with others.  I know things need to be kept up so we could sell it.

I am doing everything possible to put them through college and high school.  My oldest has about one and a half years to graduate with a a bachelor’s in computer science and my other son is right behind him also will be graduating with a bachelor’s in computer science.  My daughter is a sophomore in high school and will also continue with college.  I can’t express how much I am so proud of them.  I know I have given them the courage and confident that they can succeed in life.  I want them to have a better life that I have had, yes they know that there will be struggles but education will help them succeed in life.  I help them use all their resources to help them get through, but there are still other expenses that come with school.  Please hear my plead for help, my stress, depression, sleep, tiredness, fibromyalgia, chronic pain is taking a toll on me.  I do take a lot of medications to help me, but some of them cause drowsiness,  This is hard because I am always driving for my job and kids.  I am not asking for a home or a vehicle; I am asking for help with my finances, so that I can start to save for what I need.  I feel that the path I am on right now is causing more damage to myself heath wise.  I just want to be here for my kids for years to come. Didn’t send all my bill there is a loan of $8013.04 and others. PLEASE HEAR MY PLEADED!  My Paypal email is vasquezdianar@yahoo.com

Anything helps at this point, and I’m so sorry for such a long post, but it’s been 10 months of life constantly hitting hard. Thank you in advance for any help. 💜💜💜

Honestly I’m not entirely sure where to begin right now. If I cover everything just from January 2019 until now, this post would turn into a novel so instead I’ll hit the financial highlights from January to July 2019, then I can give more detail on the last couple of months.

-January 27, 2019 a close friend passed away, although she lived locally she needed to be buried in CT with her mom and being only 22 years old, and a single mother of 1, she did not have any type of life insurance. Her father (widowed) had recently taken care over her daughter due to complications with her fibromyalgia, cystic fibrosis, and type 1 diabetes. It wasn’t much, but I donated what I could to help with expenses thinking that it might take me a few months to recover, but that this was a necessity and I could live without some “extras for awhile.”

-February 3, 2019 I was called regarding my little sister had taken her life very early in the morning with postpartum being the surface cause. This was back home in CA and I desperately needed to be with family, friends, and somewhere it felt safe to mourn.

-March 29, 2019 I had been feeling under the weather, but I stood up from my desk at work and nearly passed out due to pain in the mid right side of my stomach. The good news? It wasn’t my appendix. The bad news? After spending 3 days in the hospital it was deemed to be a possible tumor in my bladder, and definitely kidney stones and a kinked ureter, thankful for full body CTs when the ultrasound shows nothing.

-June 14, 2019 I began a treatment that completely took all of my energy, strength, appetite, and happiness away. Honestly, biologics can kiss my you know what at this point.

By July the medication was wiping me out completely and I was spending more time with doctors and praying to the “porcelain gods” than going to work. I’m an on-site apartment manager with 96 units and it’s a demanding position to be in and does require minimum 40 hours per week to run smoothly. At the end of July I completely tanked and my boss put me on administrative leave. At this point, I had missed so much work that I had used all PTO, but I was unable to keep up with my workload and it was causing issues at work and not allowing me time to try to heal. In the midst of all of this we knew I would need a minor procedure and it was pending authorization and would be scheduled toward the end of August. On August 3, I had a deer jump a fence onto my vehicle as I was entering town, luckily the car behind me was able to stop in time (and they were super sweet and called the police for me and waited with me to give a statement of what happened). My car was totaled and my insurance didn’t cover it (hint always double check your underwriter and know that only comprehensive will cover your property for a live wild animal). I used all of my savings and borrowed money from my mom to purchase a $5000 car. When I sold the totaled vehicle that money went straight to my mom for repayment. Surgery was officially scheduled for August 30th and it was presumed that I would be able to fully return to work within 3 days as it was a very minor procedure. On August 20, at my Pre-op, I found out the surgeon wanted to add on a few additional procedures at the same time, as long as I didn’t have endometriosis removed as well, it would be about 45 minutes and a 4 day recovery. My surgery ended up being nearly 3 hours. Due to all of the previous missed work, I returned to work on September 2, 2019 only to completely set my healing process back. My boss came to visit the property and put me on “part-time, light duty.” As you can see from my screenshots, I haven’t had a full paycheck in quite some time, and now owing my boss rent for the month of August, it will be taken out of my next two paychecks. Unfortunately, medically speaking, I’m still not healed and there is something wrong that is causing horrible pain in the lower left side so I am now waiting to see a specialist.

I have barely been keeping my head about water since March of this year. I have asked everyone I possibly can for loans or donations and no one has been in the position to do so. I have called all of the local churches, I applied for emergency food stamps (still waiting to here if I’ve been approved), I contacted resource centers, and have searched online for second jobs I can do from home (most of which are scams). I’ve always been able to make money on the side cleaning, grooming, serving, or bartending but my body won’t let me right now and I’m so far behind at my full-time job that I have no idea when I’ll actually be able to pick up some side work even after healing. I’m terrified of getting fired because of how constant the “emergencies” have been. I’m currently without car insurance as I haven’t been able to pay the premiums, my electricity is getting close to shut-off, I have student loans due (I am getting the payments adjust to income based, but I must be in good standing to qualify), and my cellphone needs to remain active for work. I am still actively reaching out to friends and family, but this is the first site (other than my personal fb page and ig) I’ve posted on for help. Honestly, $300 wouldn’t completely get me out of the hole and it’s an astronomical amount to ask from kind hearted strangers, but even $1 at this point would be more than I have towards past due bills right now. If you’ve made it this far, thank you for reading.

FB Pay: Liss Neece

Pay Pal: mjeaulene

Hello Whom ever reads this,

Welp, I never thought I’d ever go into these desperate measure to googling free money, thinking nothing would come out of it. I was totally not expecting a whole website dedicated to it. I’m really not expecting much from it to be completely honest, but I also figured I have nothing to lose.

A bit of context as to why I desperately searched for “free money websites” not thinking i would come up with much. & much to my surprise, here I am. Im a 25 year old female who got her first car at 19. (It was a lease btw). I went into the dealership pretty blind sided, I had $2,500 in cash to put as a down payment, as naive as I was, i was told that in order to get the car i would need to put a little more because i didn’t have much of a credit history. Fortunately & unfortunately for me i had just got a fresh credit card with a $3,500 limit. I figured i would be able to pay the credit card and the auto bill with no problem. Again, I was pretty uninformed and blindsided towards a lot of things & didn’t keep in mind the insurance or the interest rate on the credit card in the long run as a was extremely excited about my first car & i sure wasn’t prepared for it.

long story short, i tried to pay as much as i could monthly on my credit card and no matter what i did it seemed like I wasn’t even putting a dent in it. I had an additional card which i began to use for things like necessities exp: groceries, gas, over the counter medicine for the occasional cold. I honestly could say that helped me get things that i needed however, it got me into more debt. Now it was 2 credit cards I had to figure out how to pay. i was working all while i began to go to school to receive my HS diploma. I had to drop my classes because my work and school schedule clashed. I couldn’t afford not going to work as i tried to stay afloat of all the bills i had to pay. Much to my disappointment i had to focus only on work to try and make ends meet.

i say this just to say one thing. Credit cards are the devil. & i wish i would’ve had someone knowledgeable by my side at the time to advise me on what i could do and why i shouldn’t of put such a large amount on the credit card. It would’ve prevented all of this and maybe today i would be going to college or something.

& if you are reading this and you’re young. Please don’t ever max out your cards, unless you have the means to pay them. I know it’s tempting but don’t do it. Unless, it’s super necessary.

& if you are reading this and thinking of donating. Thank you. I would also take financial advise at this time. Anything helps to be honest.

Paypal: PayPal.me/emerld10

My Grandfather passed away suddenly and quite unexpectedly just over a week ago. Now, due to missed work and helping my Grandmother out as much as I can, I am struggling financially.

I am a single mother, with a child in college that I partially support. With all the sudden expenses, I have fallen behind on my own bills, and need to catch them up.

I would also like to continue to assist my grandmother over the next month or so. She will be losing income as Social Security and my grandfather’s pension will have a delay before they start back up again. This means she will need help with her bills, at least until she receives the payment and retro pay.

Thankfully, most funeral expenses have been covered, but there are still some fees that are outstanding.

I am asking for $2000 total. It will catch me up, and allow me to continue to support my family during these trying times. Thank you. I and my family appreciate all your help.

My PayPal link is: PayPal.me/alostlittleduckling

My Name: Joshua

From: San Antonio, TX

Age: 29

Debt: $6,569.00

Hello Reader,

I feel like I am stuck and at the end of my rope with trying to find a way to bounce out of this debt, and start moving forward in my life. Its not much compared to others, but its enough to where the past 3 years of my have changed how I am. 4 years ago I discovered credit for the first time, and didn’t think about the way it could impact life. All I saw was that I could get these un-necessary items immediately, instead of saving up and really feeling the satisfaction of the purchase. It was exciting, and i went out and applied for credit and financing wherever I could, for whatever I wanted. For a while, life was great. Then everything started to take a downhill turn, and in the past 3 years I lost my baby sister, my mother, my fiances father, and her mother as well. With those added events, emotions, and expenses, my debt grew greater. I tried doing whatever side jobs i could to earn more money, to pay it off. I tried making Youtube videos, streaming entertainment via Twitch, grabbing a 2nd job in the real world, looking for any side jobs I could do. But the same thing would happen. I would dive into those options, and my current life and main source of income would suffer, and I would have to give these alternative income options up. I’m at a point now, where I’m just barely getting by month to month, but that is with a lot of undeserving help from others.

New issues are rising now. My vehicle is on its last leg, I found out that the suspension is shot, and that 2 of the disc rotors need to be replaced, and on top of that the transmission is now chipping and breaking, causing slips when driving to and from work, we have a ton of work to do at my fiances fathers house before we can start the probate process, plus he had 2 dogs there that we have to make sure a fed and watered daily. Code compliance is taging his vehicles on the lot. On top of all that, my own body is starting to run into physical problems now, which i can only imagine is related to the piling stress that just grows and grows, and im just, stuck or lost, i dont know, i just dont know what to do, and THEN i still catch myself giving money to homeless people, street beggers, i ended up buying some guys hygiene, supplements, and cans of beans in the grocery store the other day with my last 80 bucks for the next two weeks… and.. this whole paragraph just turned into a mess…ultimately i am just hoping someone on here who is in a position to help others, can help me take care of this debt.

I know where i went wrong, and the mistakes i made..i’m a smart guy, i just have this weight on my back that’s just defeating me.. If you give anything thank you so much. i’m sorry to have to be here asking for money.

https://www.paypal.com/paypalme2/JKroger0709

I am currently 6 months pregnant and can’t work because I don’t have a vehicle and live 2 and a half hours away (if walking, not including breaks) from town. When I wasn’t pregnant I would walk it to get food but now I’m stuck either sending my boyfriend (which I don’t like doing cause he has at least 5 seizures a month if not more) or I’m stuck asking everyone for a ride (they are almost always busy). We get enough money to cover rent and groceries. The money we do get is from his Social Security Income from disability (his seizures). I just graduated from high school about 4 months ago the baby wasn’t planned but that doesn’t mean it’s not wanted. We are naming him Jasper. We just don’t have the money to get him the baby things we need. I am currently hand washing my clothes in my front yard. I barely even fit in most of them and my boyfriend has had the same clothes for years and they are getting worn out. I don’t have shoes that fit me any more and neither does my boyfriend. I am not one to ask for money but when I do I am in need of it. After I have the baby I will be going back to work and will work my hardest to pay each and every one of you back. It has just been a very hard time for me. I moved away from my parents and I’ve lost at least 3 of my family members (that I know of). I know that 5 of them are sick and may not make it in a few months and I don’t have the money to visit them. My boyfriend and I are sharing a pillow and blanket every night. We have 3 dogs and 2 cats. We have been struggling to get them dog food and cat food. Most of the time we give the dogs rice with some meat that we can cook and the cats some tuna. For treats we give the dogs apples (they aren’t even a year old yet so they are still being trained). For the cat treats we use peanut butter. I am not asking for much. Even if I get 10 dollars or even 5 dollars I’ll be grateful and blessed for everything and anything. Thank you for reading and have a wonderful blessed day.

paypal.me/emilyzollner

Five months ago my family and I moved into a house we thought would be as close to our forever home as we could get.  We were told  as long as we made the mortgage payment we could stay here until we could afford to buy it ourselves.   Then after only living here two months we were told we needed to find somewhere else to live because our landlord had to sell it because her husband would not sign separation papers until the house was sold.  We had gotten 2 dogs and a kitten, which I was reluctant to do because we had to get rid of our previous 3 dogs and 3 cats because even though our landlord was a slum lord, they didn’t allow pets, that was the most horrific experience for my kids, husband and myself, but my current landlord said she didn’t mind if we had animals. We figured since our plan was buying this house once we could afford it, we could go ahead and get animals.  But now we are looking for a place to rent that allows pets,  which is almost unheard of in our area.  We really want to own our own home, somewhere our kids can bring their kids when they have them, and where we don’t ever have to move from again.  We don’t want an expensive house, just something big enough for our family with a little piece of land for our animals to play, and I have found something that fits that.  It’s got 3 bedrooms which is perfect for my husband and I and our 2 boys, plus it sits on 1.3 acres of land.  It’s perfect, the only problem is we don’t have the money for a down payment and our credit isn’t good enough to buy it without a good one.  So we really need some help.  We have lived in some pretty horrible situations because it was our only option, we’ve lost pets that we lived like we live our kids, we’ve had to move at a moments notice because something doesn’t work out.  Most landlords in our area won’t do a years lease, they do month to month, which means they can ask you to move at the end of any month.  My husband is of mixed race and we live in a small town in southwest Virginia and people are very racist, we’ve been denied housing because of his skin color.  We’ve lived in houses where we didn’t have heat or had a pipe bust and were without water because our landlord didn’t come to fix what needed to be fixed.   Any help we can get to help us get our forever home would be greatly appreciated.

paypal.me/MelodyCrockett

If you are able to help it would mean a great deal to me.

Life has been much harder on others I realize but when I saw this web site I decided to take a deep breath and ask. It’s hard to ask. I have been taught it is wrong to do. I am trying to be realistic about my future and how the state of my finances will effect mine and my husband’s future.

I am currently working, and I am also trying to battle Fibromyalgia with PTSD.

Again, I realize I am fortunate in many ways, and more so than so many others.

I went back to school later in life. I left home at age 17 and became a lounge singer. It was a time when there were live bands at most hotel lounges. We worked hard, 5 hours a night, 6 nights a week, and often traveling to the next gig on Sundays.

It was a fun time, I traveled a lot, but it really was work. We often got only 2 weeks off a year.

I show nothing for social security for many of those years because the customer was the agent cut a check to the leader of the group, they cashed it and we all got paid in cash. Thus, my social security at max will be 1,500.00.

I got out of the business at age 31. I had no idea what to do work wise, had never had an apartment much less a bank account. At that time (1986 or so) the term PTSD was not really heard of and I didn’t talk much about the deep emotional, physical, sexual, and financial abuse I had suffered.

I worked at many positions for several years, cleaning houses and some commercial businesses, a nanny, a secretary, salesmen, and bartender.

I went back to school at age 38 and became an RN at age 42.

I worked in surgery for 12-14 years. I worked as a home health care marketer, admissions nurse, case manager, patient advocate, and now work at a computer. My computer nursing work has included Utilization Review, Appeals, and currently education, compliance, access, and adherence.

These last jobs have been challenges in a way I never expected.

I never thought all that I had experienced in my personal life would translate to the effects I now feel.

I have great difficulty concentrating, noise is horrible (other people talking), my body has pain throughout and though I am working with my doctor to manage all this I believe it is only getting worse.

Working 45-50 hours a week does not leave much time for counseling. It does not leave time for just healing… being in nature.

I wish I had more fight left in me. I would fight to make insurance companies to all cover massage therapy. The healing touch is something that is GREATLY undervalued in my opinion.

Finally I have a husband who, though he has his own demons to fight, is always as good to me as he can be.

I am going on 65, he is 77. We met late in life and are doing now what most people in their 30’s do, such as buying a home. It is very modest. We keep it up, and we keep it clean. We are not frivolous with our money, but we are human and want to be able to go out once in a while.

My husband’s health is good and he works part time. I can’t help thinking though… he is still 77!

I cant and don’t want to imagine life without him.

I am broken but trying  to mend. I am full of love but am human in my fears.

If you can help, please do. Thank you. I sincerely pray you will be abundantly blessed. You would certainly be a blessing to me.

With gratitude,

Trisha

This is probably the only time I would ever do something like this. I’ve been very hesitant about asking for money online, but I know I can’t do this on my own. For once in my life I feel confident with what I wanna do career wise. I’ve been in and out of dead end jobs like fast food and warehouse ones, but that’s not something I wanna do for the rest of my life. I wanna make something of myself. My parents aren’t from the US, they came here on their own and made a living somehow. They didn’t have proper education either back in their home and never went to college. Yet turned out great! Unfortunately, they’re stuck working jobs that just barely keep us afloat financially. Now, I have 3 older brothers who still currently live in this household and 2 of them work where my parents work. The other at a warehouse. Altogether we have a decent amount of money to keep us stable, but I’m currently not working and I can’t contribute whatsoever. Believe me, I want to help as much as I can, my dream is for my parents to retire. But even if I do find a decent job, I’ll never have enough to give them something like that. Now I know what the hell I wanna do with my life career wise and I really want to pursue it, but as I said, since we barely make enough money to keep us afloat, asking my parents to pay for school really isn’t something I wanna burden them with. I wanna make something out of myself, I wanna make them proud, but I need help. This probably sounds so cheesy, but for once my career isn’t just an, “I dunno.” I wanna become a vet. I wanna help animals who need it. I’m a bit allergic to cats, but I sure as hell ain’t gonna let that stop me. I can feel that this is something I wanna do for the rest of my life. Sure it’s gonna take some time to have enough money for my parents to retire comfortably, but as long as I get my schooling done and then not have to lift a finger in that process? That would literally be a dream come true. I’ve looked into a community college and the course is about $2500 to become certified for an exam to become a veterinary assistant or something along those lines. I’m still doing my research. I’m 21 and I feel like if I don’t give this a shot now, it’ll be too late if I try in the future when I feel, “stable.” My parents aren’t getting any younger, so I’m asking, begging, for any help I can get. I know this isn’t as important as something like medical bills, or food on the table. Believe me, I’m very much grateful for all I have in my life, but I wanna give back to the ones who gave me this life. Without my parents I wouldn’t be here and without their struggle, we wouldn’t be in this house. I just really want them to see at least one of their kids take advantage of all the benefits we have here in the US. I want them to be proud. Make it feel like at least their trip here was worth it because they’ve said it dozens of times that they wanna go back because of how much we struggle here. And if I were to do something meaningful with my life, I could help them relax a little bit. Not only that, but it would be something I absolutely love doing. Working with animals. I’ve been interested in becoming a vet since I was 8 or 9. Any kind of help be very greatly appreciated. I would want to pay anyone who contributes back. Even if it takes time for me, I don’t care. I would be forever grateful. If by chance anyone does read through all this and decides to help out,

paypal.me/bubbiebee

Hi, I have recently been through some tough times with my bills, living arrangement, and car arrangement. I recently moved into the house I am living in at the moment and have been struggling to pay rent each month. My electric bill and water bill are also hard for me to pay since the debt on my credit card is so high. I have considered canceling my phone service to save that extra cash each month, but I need the carrier service to keep in touch with family and close friends that may offer me some side jobs. I am currently on Fiverr trying to do anything on that website to get small amounts of cash, as well as working as a transcriptor on Rev, but unfortunately those methods are so wishy-washy that I have only made $8 on both websites since early June. I am also on many survey sites, but as most of you probably know, it’s very hard to make any kind of money on those websites. I have been struggling financially for a while now, but am just now asking for help because I had to get over my pride first.

I owe about $2000 of credit card debt (the max of my credit card is $2000, or else I would pay my bills on there) and I have yet to pay my electric and water bill. I have a job but I just had 4 separate bills come out at the same time and my bank account is dangerously low (I will probably overdraft tomorrow if I don’t get any money). I have zero money in my savings account which if I did, I would definitely use it instead of asking for money on this platform. I am trying to find side jobs, but since my work schedule is so strange, it’s hard for me to find one. I also have a cat who I am taking care of and I need to buy her food and litter (her life is more important to me than mine) so I need the money for her little life too.

The money I will receive will go directly to my cat food and litter, bills, and then I will attempt to make somewhat a dent on my past due credit card bills. Hopefully after this, my situation will improve. I truly appreciate all of you who read this and am so grateful for any help I receive through this time in my life. And my cat appreciates it too! I have attached a picture of my PayPal credit card debt statement as the attachment.

My paypal.me link is : paypal.me/darbymaddox

It was not common to be diagnosed with things like PTSD, Anxiety, Depression way back when. It’s only now, as I have aged, and tried for so long to get better. I am worn out.

To meet me you would never know. I still work. I am very outgoing and friendly. I have been all my life, and at times believe that’s why these abuses happened. I want to believe the good in people. I want to believe I am worthy of love.

I got in a financial mess from many things. My first two husband’s got the check and I got some cash. We worked together as a band, on the road. I never had a bank account until I was 30. I had never had an apartment, I lived on the road. I never saved. I just wanted out of each marriage and left with little to nothing.

I was naive when I got married the first time. He was so nice around my family. He had a major temper around me. I never thought married people said things like f you! He got angry a lot.

The second marriage is where the worst of it came. He gaslighted me constantly telling me he could have me locked away in an insane asylum. He would beat me, then want to make love…. that was a nightmare. He urinated on me, and convinced me I was a lousy singer. I went from a super outgoing entertainer and singer to someone who would hide on breaks and cry.

It took years, but I went back to school and became an RN. I have spent money recklessly trying to buy approval from my family, and friends, boyfriends.

I did find someone finally. We have both had rocky pasts, we have had rocky times. There is not hitting or screaming or cursing. Still, we have tried to live life the way other people at our age would. We have taken vacations… it’s not the kind I imagine you have had. We stay in Mom and Pops. I gave my husband a surprise birthday party for his 60th. We stayed at a hotel in Clearwater beach Florida for 35.00 a night. I swear!! It wasn’t horrible! It was clean. We keep things clean.

We bought a modest home of 160,00.00. We felt we should put up a fence as there are some business close by. I got credit from JC Penny’s and tried to make our home nice.

We have debt. I have student debt. We have older cars, a 2005, and a 2006. We don’t have to have the biggest, brightest or newest.

My husband still works part time at age 77. We take care of the house and the yard ourselves. My husband got on top of the roof of the garage the other day to cut limbs of a tree hanging over.

Look, I know things could be much worse. I know my story, my life story is not the worst, but I found this web site, and I posted before, and I am still trying in this world.

I have had nightmares since early childhood. As I age it gets worse. I also have Fibromyalgia, and am over weight. I try to eat to feel good. I really don’t drink very often.

I love my husband. He is a good man, and our neighbors like us. We try to help others. I stay anxious, like I’m always doing something wrong. I try not to hate myself. I have a good church, my pastor preaches everyone, but everyone is welcomed, everyone is equal, and everyone is loved. It’s true Christian values I believe. With my faith though, I still live in reality and dream of being able to retire. I would love to just spend time with my husband, sit on the front porch and speak to neighbors. Ha ha. That sounds so funny to me!

You should have seen me before. I was something. Beautiful, strong, talented, and never saw what was coming.

Will you help me? Please? I am truly sorry and embarrassed to even have to ask.

Flo Bags

Middle school can be brutal! Hormones, anxiety, teasing, all the teen drama and so much more fills our kids with so many emotions throughout these years.  Unfortunately, we as parents can’t be there every step of the way to help them along each obstacle. Our middle child is 10 and started 5^th grade this year. She has started the very well-known “sassy” years and she dramatizes everything by 100.  Her biggest fear is that she or one of her friends will start their period during the middle of school and be made fun of by others. Periods have cause embarrassment, anxiety and decreased self-confidence for ages. Sadly, the monthly period is not something that can be planned to the exact day and time in order to prepare. She decided she wanted to do something to help ease that time of the month and take the anxiety away from the unknowing timing of their first period. She is starting to make discreet “teen period bags” for all the girls at her school.  Each girl will be given a “Flo Bag” to keep in their backpack, purse or locker so that it’s easy to grab and go when the moment comes and will help save the embarrassment of everyone seeing or know what happened. Having a “Flo Bag” will allow the girls to know they are prepared and feel better about the coming changes. Her hope is that her bag will help keep the girls confident and positive about the changes with their bodies.  She is hoping to raise enough eventually to be able to make bags for all the surrounding schools as well, and eventually all over our state of Texas and further.

About the Bags-

Each discreet bag is filled with “that time of the month” necessities to easily grab and go.

• 1 Sandwich size Ziploc bag
• 2 teen pads
• 2 panty liners
• 2 regular sized tampons
• 1 travel sized anti-bacterial hand gel
• 1 small package of wipes
• 1 travel size lotion.
• A business card sized note to give a teacher to be excused if needed to go to the nurse.

We’ve started using our Ipsy bags we’ve collected over the last year, but need more bags! We are hoping to find others to donate money to purchase bags and supplies.

Girls have enough to worry about during these days of their lives! Help Kennedy help other girls with her “Flo Bags” so that they have one less thing to think about! Donations can be send via paypal to paypal.me/HeartsofBeauty .

I currently set up a blog to talk about me and my Autism, as a way to share who I am and to help others like me, or who know people with Autism. However, I have run into the issue of having to learn how to monetize my blog. I will learn how to do this soon, I’m sure of it, but until then I need to pay for my blog hosting for the next year. That is why I am here and asking for help, with my limited income I am unable to pay for the blog very well without having to sacrifice in other areas, such as with food. It is very important for me to do this blog, it is both a form of therapy and way to help in a way that I can’t do in person. Any help would be greatly appreciated as I would like to avoid any downtime with my blog.
Normally I don’t think that I would have had an issue paying for the blog, except that my roommate/cousin just finished school and has yet to find a job, so he isn’t able to help with the money he got for school anymore. I am responsible to pay for a mortgage and a car loan and so my funds must go to these first and foremost. Besides that, it is important that I try to eat, and I don’t feel like starving myself in order to keep the blog alive and well. The one benefit is that I only have to pay this fee once a year, I paid for it last year but it was much, much less than it is now. I am only just now starting the blog because it took me so long to figure out how it all worked, I can learn, just not always at the same pace as others. My issue this year, is that the hosting site, while still the cheapest I can find, with security to protect me, will cost around $150, and this is about $30 more than it was last year, and this would include being able to advertise my blog as well.
I know that a blog isn’t something that is a life or death, a must have, or a must do, but for me it is something that helps me to express myself. This is a way to get out there what is pent up, to find a venue where I can both help others, and give help to myself. I know that I can’t live off of a blog, I know that some do, but it is something that will help me in the long run with my mental health as an outlet of sorts, it helps me to not internalize everything and to hopefully avoid anxiety medications in the long run. I really do appreciate any help that anyone can give me, and I Thank you.

paypal.me/susannahhaggard

My name is Derick Wilkins. To be honest I never seen myself asking for help like this. Usually I’m the one wanting and able to help others. I just lost my mom to stage 4 lung cancer on may 23rd of this year. Which is a hard month for me anyways. My sisters birthday falls on may 26th. Which she passed away in 2011. I am currently living with the mother of my kids. She left me three weeks prior to me losing my mom. So I took a big hit of hurt all at once you could say. Due to these tragic events I lost my job. My car  got repossessed. I ended up finding another job. But just lost that due to me not having a vehicle. Now the mother of my kids takes kids to school and goes to work herself. We have four kids. With that being said we had no room to fit me as well to get me to work. So now I am staying at home watching our youngest to save on childcare. Unfortunately that doesn’t make up for the income i could be making if i was able to work. It has helped somewhat me being home. Because the other three kids get off the bus at 4. Which is before we would both be off usually. so we haven’t had to stress about having someone get them off the bus. To add to all this I now see a psychiatrist once a month to help me stay stable after all these events happened. I became an emotional wreck. I have tried everything to work things out with my children’s mother. She is back and forth with the idea. So its complicated things as well as me being able to help more with our kids. Due to us still living together but complicatedly separated. As for why I’m asking for help financially is to get a cheap car just to get me to work and or get me my own place in town where I can walk to a job until I’m able to get me a vehicle. Which bothers me to say that since I have kids and need a vehicle to be able to see them or be able to do things with them. To whoever that reads this I want you to know i am a great dad to my kids and have a good heart. I do not live off of the government or ask for handouts. So this is entirely new to me. I have prayed more than one could imagine. Unfortunately no answers have came about. I came across this site today and figured maybe this could be the answer to my prayers. So even if you arent able to help me. Please say a prayer for me and my family. My grandma told me it’s always better when you have others pray for you as well. Thank you for taking the time to read about my situation and god bless. For those that would like to help me. This site said I had to put a PayPal link on this. So I just got one before writing this. So not scamming anyone. Just an average father of four kids who has hit a really rough patch in his life. Thanks again.

paypal.me/dwilkins1984

A little bit of back story, first…

My husband and I were married 7 years ago, and were both in a bit of debt when we met. I found out my husband owed $14K in child support arrears (due to lack of work and some emotional health issues) along with other personal loans and credit card debts.

My first priority was to pay back his ex-wife the money she was owed, and then start working on the credit card and other debts. We paid off the ex-wife, and slowly started paying down the other debts.

We had been struggling to pay other bills like rent, utilities, etc. and I was forced to file Bankruptcy a few years ago – which helped with some of my personal debt.

When we thought we were finally getting back on our feet, we had a string of bad luck, with appliances dying, cars dying, and within 6 months of each other we were both laid off from our jobs. We ended up borrowing a LOT of money from friends and family just to survive, and now have very large monthly payments to try to pay back those debts.

We are both very hard workers and we do everything we can to make extra money to pay down our debts. From maintenance and yard work, to Uber, to dog-walking.

Unbeknownst to me (before we even met) my husband had adjusted his tax deductions, so that he would receive more money in his paychecks, and the taxes were not being properly taken out.

Once we got married, I started doing our taxes myself and asked him to correct his deductions – Not long after that, we started receiving letters from the IRS stating that the small refunds we were supposed to be receiving were now being applied to my husband’s old Tax debts. Turned out he had almost $30K in debt to the IRS. This went on for years, and our tax returns were very slowly paying down this huge debt.

We would keep receiving bills for this large amount and ignoring them, because we were barely getting by as it was and had no money at all to pay don this enormous debt. We have started receiving more and more notices and I am afraid they will take legal action soon if we cannot pay off this debt

Currently we have one bill from the IRS for $13K+ and another for $5K+ – Totaling $19K (see photo)

We still have a mountain of other debts we are working on paying down, but this one scares me the most.

Please donate what you can. Every little bit helps.

We thank you from the bottom of our hearts.

Please help me save my beautiful barn built in 1854.  Unfortunately my insurance company is going to drop me unless I repair the roof on my barn.  Problem is i can’t afford to repair it and my only other option is to have it torn down which is cheaper.  Even the thought of tearing down this beautiful barn that is in otherwise perfect condition keeps me awake.  Being a single mom, living paycheck to paycheck, puts me in a very difficult position because there is no way I can afford to repair it and that is why I am here asking for your help.

Hello! I am Alicia and I am 30 years old. I am currently in my third year of medical school. Since April 2019, I have been studying for my boards which has not allowed me to work. I just found out today that I have to retake one of my test and I missed the passing score by 4 points. In order for me to do well on my boards, I have put work on hold and have been living off of my savings. My savings is almost  out and I only have $1400 left to pay off my car. So with that being said, I am here to ask for any help with my car payment. This would relieve a lot of stress and worry from me because I need my car to get to and from the library to study and to my rotation site when I start in January. I will be forever grateful for the generous soul who would be willing to help me in my time of need. I hope God will bless you and your family ten times over! Thank you in advance.

https://www.paypal.me/AliciaLurry

_Alicia

Hello. My name is Sarah. I am 27 years old, I am recently engaged, i have no kids but I have pets I 100% consider my kids.

I’m sure everyone here reading this has been through this position in life where you’re at your absolute wits end. I hate to even be in this situation to where I am asking strangers to have some kindness in their hearts and help me.

To make a long story short, I’ve had a series of unfortunate events happen, one right after another and I’m to the point where I don’t know what to do. My fiancé and I work everyday, long hours, but I feel like it’s never enough. Life has kind of spiraled. We’re behind on most of our bills, my school loans have been defaulted, my car is in need to repairs (it’s our only car as well) and to top it all off, we were screwed out of $300 worth of rent money because of a backstabbing friend.

I don’t mean to sound dramatic, but I don’t know what else to do. We try every paycheck to get things caught up but we still come up short. It really takes a lot out of someone living paycheck to paycheck, wondering if you’ll have enough money to get by, on top of making sure your animals are taken care of as well.

As I mentioned earlier, we are recently engaged and that was one of the happiest days of my life but lately, I don’t even know if we’ll be able to have a wedding because of our financial shortcomings. I’ve been trying to stay positive but honestly it’s hard.

I decided to come on this site in order to hopefully find kind people out there who would be willing to help us out and help us get out of this tough spot. All I want is for us to have some breathing room. I want to be able live a life where I’m not constantly worrying about how we’re going to make it. I want to be able to plan a future with my fiancé. Maybe we can consider getting another car in the future so that we don’t have to worry about how we’re getting to work when my car has problems. I don’t want to have to worry about how I’m gonna pay for emergency situations, if something were to happen to my fiancé, my animals or even myself. I want to be able to enjoy my life. I feel like I can’t enjoy things because every time I do, something goes wrong. I feel like I’m stuck in this cycle and I’m ready to get out.

If you’ve been here before, you understand this situation, or even if you haven’t and you have sympathy, I would appreciate anything. If it’s just $1 or an email with words of encouragement, anything is appreciated and helps.

My PayPal link is PayPal.me/surrahhyo

I want to thank everyone in advance for taking your time to read my story and any generosity you send our way. It is appreciated from the bottom of my heart. Thank you.

*As a disclaimer – I do work, I don’t get any assistance from the government or anything like that. I also don’t do drugs or have an alcohol problem. I wanted to add this so people didn’t think I was trying to take advantage of their compassion*

Picture is of my babies ❤️

A few years ago I gave away all my money to an altruistic cause because I was mentally unbalanced at the time. I do not have bipolar disorder, but I did have a mental breakdown. For this reason, I do not feel responsible for my actions, beyond a certain point. But it makes no difference. I now owe all this money to my creditors, and I don’t have it. The total sum is $35,000. I’ve tried to do everything I can to make it right and to help myself. I give tithes and offerings to God and am genuinely trying to make a budget. I have listened to counsel and advice for how to get out of debt and am trying to follow the Dave Ramsey method. It does not matter in my case because the damage is too big. If I manage to pay off this personal amount of debt, I have a six-figure student loan debt waiting at the end of that. I have contacted the federal government and asked them to place this loan into temporary forbearance, so that I can have a chance to pay off the personal debt I owe first. I have been given a grace period of one year. Once this grace period ends, I do not believe I will be able to make the payments on both my student loan and to my creditors.

The job market I work in has taken a rather negative turn. It used to be a good field with abundant opportunities–within the last few years, all of that has changed. I am unclear if I will even be able to find a job. These are factors beyond my control. There is no one in my life who can offer me financial assistance–no friends, no family, no spouse or significant other.

I found a church about a year ago that I adore. I have met several people there who I would like to form relationships with. It’s one of the first times in my life that I have ever had any friends. But if I don’t find a way to pay off my debt, then I will not be able to go this church anymore. I will have to move back home to live with my mother, who can at least offer me a roof over my head, because I can not afford to pay rent anymore. My mother is a very good person; however, she does not have any money that she can offer to help me. The only real thing she can do for me is allow me to live in her home–so that hopefully, I can find a job in the area where she lives. But I am not even sure of that.

For the last 12 years, I have been suicidal. I have almost made the decision to finish it all the last two years. I loved going to my church because it gave me hope. For the first real time in my life, I had hope. But I can not afford to go anymore. Please give me some money. I am not the sort of person who asks for charity at all. But I can’t think of what else to do. I didn’t even know this website existed until I found it on a random Google search tonight. I don’t expect anyone to answer, or to receive any help–but it has been cathartic just to type this all out. The website wants me to upload a photograph, but it is rejecting all the files I have–so here is a picture about friends instead.

I need $35,000.  The minimum I could possibly keep my head above water with is $10,000…as if anyone will help.

paypal.me/jengen0

Thank you for anyone who takes the time to read this.

I am a twenty one year old University student and my family has recently undergone some hard times. Roughly seven months ago my mother was diagnosed with stage two Cholangiocarcinoma, or Bile Duct cancer. The doctor said she will be lucky to live two more years. The treatments have been extremely expensive and it has taken a toll on my family. My family includes my Stepfather, mom, younger brother, and myself.

To make matters worse shortly after my moms’ diagnosis my stepdad was laid off of his job due to budget cuts and has become extremely depressed. He has been looking for a higher paying job but hasn’t had any luck. I am trying to lend my family as much as I can but I live on my University campus and only have a part time job.

My parents have missed multiple mortgage payments and I know the bank is threatening to take our home away. While I don’t live at home I fear what will happen to my little brother and my mother if this would happen. We have received food donations from our local church to help us through this time in our lives but with my help and my stepdads unemployment checks we are barely able to cover the cost of my mom’s medical expenses.

Recently I have strongly considered the option of dropping out of school so I can take on full time work to further help my family. I know we still owe over $50,000 on our home. My mom is so sick that I haven’t been able to talk to her about finances and what we will do if we lose the house and my stepdad is so depressed about both his job and my mom that I fear he has almost lost all hope. I don’t want my younger brother to lose both our mom and his house and have to worry about  high school.

This past week has opened my eyes even more to how close we are to losing everything. My parents have access to my bank account and when I went to go make a withdrawal my account was empty. I called my stepdad and he was crying apologizing saying that they just needed to borrow it so they could get some more food for the week and that he promised he would pay me back.

I go to sleep every night wondering how much more time I may have to spend with my mom but I feel like I barely see her because my stepdad and I can’t stop working to keep paying for the bills and house. I feel like I am losing any positivity I once had and that life is really testing me.

I don’t think I can put into words how much any help would do my family. Again thank you for even taking the time to read this and my family doesn’t know that I am even doing this but my little brother, stepdad, and my mother thank you also.

PayPal.me/TRK0429

So like many others, I find myself in a place I never wanted to be. I’m stuck in debt, almost 47,000$ worth. I admit, a chunk at first was me being stupid. Not getting my priorities straight, not making the right choices on what I could afford or not afford.

Two years ago I decided to really attack my debt, and get myself into a right spot, but life happened. Kids needed braces, then the fence was falling apart at the house, then some of the appliances had to be replaced (washer and dryer, and later the fridge.) then the air filter collapsed into the fan screwing up the AC/heating system, etc.

Now I’m deeper in debt than I was two years ago, and I just can’t seem to get over the hump. I’m not asking anyone to pay off all my debt. I’m asking for help to get over the hump, help making a dent large enough where I’m confident I can do the rest. I don’t like asking for help with this, but I find myself unable or unsure where to go next.

I’ve tried lots of things, including starting my own business (hence the name on the paypal link, its my failed website business, but the paypal still is good.) I just can’t seem to get past the ‘break point’ so here I am.

So I’m asking for 14,000$ that will get me past the break point and let me handle the rest. Thank you.

https://paypal.me/helpdebt?locale.x=en_US