If you are reading this then you should probably have the whole story, its long, it’s interesting, but I feel it is also important.  I am going to quickly run over the issues in the beginning only because it is recent events that require me to ask for help.

 

My soon to be wife and I purchased a house a few months before we got married.  I owned a Residential Construction company and was doing fairly well for myself, so we bought it as a fixer upper and loved the property.  We moved in when we came back from our Honeymoon and had a house warming party a few months later.  This is when the problems began.  The next morning we woke up and found out we had been robbed.  They didn’t break into the house, but cars were broken into and my storage building where I lost a lot of tools.  This continued for a while, things disappearing, so I bought a security camera system and we caught the person.  Did no good other then they ended up in jail for a while.

 

After a year or so of no problems, they started again.  I had grown my business a little more, purchased a trailer for my tools and was building a few houses.  One of the houses I was building was for a friend, and I left my trailer on the property for weeks, then one morning we got there and found it was empty, over $10,000 worth of tools gone.  This was also the start of the housing market crash.  I was busy building this house and starting another huge house.  Long story short, I was shorted $38,000 on one house and $27,000 on the other, and it didn’t end there.  Customers were not able to finish projects, unable to pay their invoices, and by 2010 I was owed over $120,000 and had invoices to pay from materials I had purchased.

 

One project I was working on was a small bathroom remodel.  The family was having some issues with health and kids and it was Christmas time, so I deferred their payments till after Christmas to help them out.  Little did I know they didn’t plan on paying me at all.  I ended up suing them, going to court and losing.  How do you lose a suit against someone you did a full bathroom remodel for and they never paid a dime towards it, I walked off the job without completing it until I was paid, and lost in the courts.  Justice isn’t always just.  At this point I was in the hole for almost $50,000 in attorney fees and I owed the customer $35,000 on a job that was invoiced at $6,500.  This finally ended in December of 2010; you will see the significance of that below.

 

During this time I took a friend in who was down on his luck, so he stayed in a spare bedroom.  He, unlike my wife and I didn’t like a cool house so he used a space heater in the bedroom.  One day my wife was home with our animals and the space heater caught on fire.  She was able to get the animals and herself out safely, but we had a lot of smoke, fire, and water damage.  This happened December 10^th, 2010, a week later we found out we were pregnant with our first child.

 

Being a contractor the bank agreed to let me do the repair work to the house.  So I got started immediately.  Gutted the house, purchased new materials and was going hard at it to get it back together in the 6 months the insurance company was giving us in an apartment.  During the time I was working on the house I filed 29 police reports for theft of property which amounted to a total of over $20,000 of loses.  Not to mention that I ended up in the hospital for 5 day with a torn esophagus.  This was the first of August, when we had to move out of the apartment and my wife was days away from giving birth.  She had to move us out on her own, well my parents helped, but for a woman 9 months pregnant, it wasn’t easy.  This put us another $10,000 in the hole, and that is after insurance.

 

Long story short the bank never wanted to pay me for the work and I ended up not being able to pay my mortgage and had to sue the bank.  We lost the house, moved into my parent’s house, and had our amazing little girl.  At this point we didn’t know what to do.  So I got a job since the housing market was not doing very well.  And after a year we were able to move into my wife’s grandparent’s old house, another house that was and still is in need of repair, which I can’t afford to do.

 

Since we lost the house I have been trying to get my feet back under me, but I can’t seem to do so.  I have worked for a few companies; tried starting my own business back up but there just isn’t the money to get that going yet, so that brings us to my reason for being here today.  I have been able to keep up with things until recently.  I was between jobs and trying to get money together to pay my property taxes and couldn’t do it and my house was sold in a tax sale about 2 weeks before I was able to pay the taxes.  I have until November 6^th to pay the full amount back to keep the house.  To make it worse, my truck, with almost 400,000 miles on it, the transmission just went out.  I am in the process of trying to get a business started back and my builder’s license back so I can be self sufficient and support my family like they deserve again, but I am going to need help.  So below is a list of my needs to get my life back in order, and they are prioritized.  I don’t really expect anything, but I am very hopeful and will be grateful for anything that I receive.

 

In summary, I have a 7 year old daughter a 19 month old son and a wife in a house that is falling apart that we are about to lose, and a lot of debt to get paid off and a business to start.  I have always been one to help those in need and never ask for anything in return, but now I am asking for the help.  If you can find it in your heart to help, we will greatly appreciate it.  Thank you for reading this and if you want any more information please don’t hesitate to ask.

 

Money I need in order of priority, 1 is highest priority:

• $4,721 to pay off my house taxes from the sale to get the house back.
• $1,386 is the taxes for this year that still needs to be paid
• $2,150 in outstanding hospital bills
• $38,560 that I owe in debt from the loss of the house and lawsuit.
• $2,800 to fix my truck and get it back on the road or
• $30,000 give or take to buy another full size truck for my business or
• $50,000 to get a work truck and get my license and business started back up.

 

Total to get my life back on track:  $96,817

I will update this as generosity allows.

 

https://paypal.me/kandz

For years it was always me and my dog. I haven’t ever had a family through blood, and after the military I haven’t really been able to socialize or build bonds with others. She was sure I was made of magic after I spent a couple days sick with a bucket, and her favorite flavor was edible. She was as much my world as I was to her.

About a year ago she got attacked by a rogue pitbull that had snapped its leash. She lost an ear and half her face. I absolutely destroyed the coat and hoodie I had on at the time when I used them to wrap her up and try to contain some bleeding while I rushed to her vet clinic. She needed immediate surgery, a few nights for observation and it drained the savings I had.

About 8 months ago she started having more serious health issues. She developed hip problems due to age. Blood tests, meds, and she would be herself again for a while. Large lumps started growing in different areas on her body. More tests, new meds and she was herself again. 

It was in her last month that the quality of life started dropping. She was still strong, determined, and loving. I carried her up and down stairs, helped her balance to go to the bathroom, and so long as she kept making effort and wagging her tail I kept charging it off. One of her last mornings, she tried to get up and kept falling over. She never seemed worried until then. Called into work and carried her to the vet for more tests, more meds, and we waited. I took more time off. A few days later it all finally got to her, and she stopped trying.

She was the best girl.

I was so focused on her that I hadn’t noticed how much credit I had used. The past few months I’ve been slowly trying to pay the credit off to build back some savings. I’ve never lived paycheck to paycheck before and always had a cushion. The only real extra things in life about up to a couple months ago was dog food. Right now late fees, getting utilities turned back on, and overdrafts are a significant barrier to getting back my life emotionally and financially.

I’m in debt right now by $4,850 with bills for the month expected soon. Even something small to help break this cycle of paying for money I don’t have would be greatly appreciated. Thanks.

 

paypal.me/2BDC

So I’m not really expecting this to work but I figured I would give it a shot anyway. Nothing else I’ve done so far has helped. No matter what I have tried, I can’t seem to get my family out of this financial hole we are in. I’ve tried making T-shirts on CafePress and no one wanted them. I’ve tried selling my photography on various microstock websites. Nobody wanted those either. I tried playing penny stocks and lost $1,000. I work myself to death at a job I hate and still can’t make ends meet. I have a Bachelor’s degree in Project Management but work as a security guard 6 days a week due to lack of practical experience in the field. I have no time to pick up an extra job because I never know when my schedule is going to fluctuate.

My wife cannot work do to issues with both epileptic and non epileptic seizures but she has failed to qualify for disability. She has no income even though she has an Associates Degree in Office Administration. She doesn’t drive due to the seizures so she just sits at home most days while I am at work.

Between the two of us we have over $100,000 in school loan debt which we can’t even begin to touch. We have 5 credit cards maxed out to the tune of $8000 which are not getting payments either. We are upside down on our house thanks to the burst in the housing bubble in 2008 and owe $57,000 on that. I am making house payments but it won’t be paid off until after I’m 70 or so. I spend almost $120 a week on gas to drive back and forth to work. Everything else gets spent on utilities and food.

We have a 15 year old daughter who is currently being home schooled. She was having issues with public school so we took her out and enrolled her in online home schooling. Her grades have risen dramatically as a result and she plans on attending college in a couple of years. Of course, we have to try and figure out how that will be paid for. I don’t want to see her sinking into a sea of school loans like her mother and I have done. That is no way for anyone to start out.

Overall, I am looking for about $200,000 to pay off our current debts and start a college fund for our daughter. With what we would be saving by not having a house payment, we could add to that college fund every month.

Thanks for at least reading this and any help we receive will be greatly appreciated.

Donations go to : https://paypal.me/weneedhelpnow

Hello, if you’re reading this, thank you. This is not only my plea, but allows me to speak about my situation.

I was 23 when I met what became my partner. We worked the same shift, but different companies. We spent our nights binge watching Netflix cuddled up on the couch til early morning. We would go to friends houses on the weekends for bonfires or they would come to ours for some ethnic cooking.

You see, my partner was from the Philippines. She was born and raised there, and subsequently with her family being back home, she would visit every year or two on lay-off. I understood, and we did this for years. Seven years later we had our son, she was my fiancé, new job, things were great.

As of the last year, things got complicated. We are no longer together, I gave her everything for my son. His best friend lives next door, you can’t take a 3 year olds best friend away. Plus that was his home, his playgrounds, his comfort. I moved, unfortunately an hour and half away. (Cottage Grove MN to Osceola Wisconsin)

the move, the separation, put me in a great deal of debt. I would like to clear some debt up in hopes of moving closer to my son as he will be going to school next year and want more time with him.

If you decide that I am fit for your donation, I thank you so much and will do right by it. If you decide not too, I understand and hopefully if you have something special, appreciate it for all it is. Thank you

paypal.me/GR1MM

Currently my family and I are experiencing financial difficulties due to an unexpected move and my son being in multiple car accidents in the past year. Our troubles started in March 2018, when we were long-term renting a home that the landlord promised to let us buy. Last minute he chose to allow his daughter to move in, causing us to have to move quickly, and incurring expenses well past $3,000. Although I picked up a second job in June, I am still unable to meet my bills. My son has been in three auto accidents, totaling two cars and causing $2,000 in repairs on the truck that he just bought, (Pictures attached). This has set us back even further. We have decided to consolidate homes with a family member, as this will help us all long-term, but the short-term effect is making us struggle. I also suffer from chronic pain due to getting injured at work, I do security at a high school. There was an incident at school that I responded to and I got injured on the job. I have had three rotator cuff surgeries because of that incident, from 2015 to 2016. And because of that I have over a 10% loss of shoulder movement in both arms. My son also suffers from severe anxiety, depression, bipolar disorder and has been hospitalized many times for his mental health issues. Because of his diagnosis and things that he is dealing with mentally and emotionally he can’t work a regular full-time job at the moment. He started his own lawn business where he was actually doing fairly well, saving up, but because of the accidents and everything else all of his savings are now gone. So we all have to start over and we really need some help. We have tried to get government help and local help but we were unable to get any help. Lastly I would love to help out my mother who is 67 years old. She is in quite a bit of debt, she owes more than $30,000 on her car payment and in credit card debt and I know that is something that worries her a lot. If you could help financially at all, it would be greatly appreciated. Thank you guys so much. If you’re able to help out financially, you can donate to our PayPal, which is https://www.paypal.me/BrandonFuston.

 

Thank you,

Stacy

My name is Dina and I have three children, two boys and one girl, ages 2,8,10 and we need a SAFE PLACE TO LIVE . My daughter who is 8 has a learning disability and because her elementary school has 600 children she is not getting the proper education needed. My whole entire 31 years of life has been a long sad, terrifying somewhat exciting story and if you got to know me I could tell you the rest, but they only give me enough space to talk about one, lol. These past ten years have been crazy for me. I lost my older sister to a heroin overdose, my step-father and my grandmother (my favorite lady) all passed away in a short time frame. I have been homeless with my oldest son and overcame many obstacles with homelessness being one of them. I had a great career at a blood plasma center where I assisted in saving lives by creating biopharmaceutical medicines for people with auto immune deficiency disorders. I was attending college and got my own place with the assistance of the Salvation Army, which still helps me to this day because I CANT GET FULLY ON MY FEET to where I can afford to pay things on my own yet. In 2014 my arms and legs went in to serious pain to where I couldn’t move them for weeks and it still happens to this day(This had happened to me when I was 18 and I had to learn how to walk again but I never thought it would come back).  I ended up having to leave out of my favorite career on FMLA longer than allowed and was asked to resign. From there on I started to lose my vision and become incontinent. I still have no idea what is wrong with me and living in one of the POOREST CITIES IN AMERICA , Reading, PA these doctors don’t care especially if you have welfare insurance, but I am remaining positive and doing everything that I can to figure out my diagnosis. I have an education and I am marketable, so I have been looking for more jobs. I found a job that I knew I would love helping disabled adults but a week in to training ,once they found out about my MEDICAL HISTORY  THEY PULLED MY EMPLOYMENT OFFER. I have been having interviews but never any call backs. I NEED HELP  GETTING OUT of Reading, PA and I need help finding a doctor that could really help me. Everyday there is gunshots and people getting killed. I AM AFRAID FOR MY CHILDREN to play outside or walk a block up the street to school alone. Not to mention that my house has so many cracks mice run in and out, I have a broken pipe under my toilet that is causing phorid flies to be all over the house and black mold, my sink is clogged, my stairs are falling apart and the walls are cracking , ROACHES AND BED  BUGS COME SOMETIMES and with all this I still take care of it and keep it as clean as possible. IF WE LIVED IN A BETTER NEIGHBORHOOD IT  WOULD BE SO MUCH BETTER. MY CHILDREN WOULD GET A GREAT EDUCATION AND I COULD FIND A GREAT DOCTOR.  I have a car, but the tie rods and spark plugs are broken, and I can’t afford to fix it. Any donation towards a car would be a great start for me also because I could safely drive to a job and to school . The Salvation Army is helping me with my rent,right now, but I want to be fully out of there program. They give me house meetings every two weeks and I have to volunteer and do a couple of other things every month . Being an adult this gets not only tiring but stressful. I am always scared there is an opportunity that I might be HOMELESS AGAIN  if I dont do everything right but this time it would be with 3 children. I have been trying so hard but it’s just been too hard. I can’t find a job on top of my disabilities getting worse. I just want to own my own house that is in a safe neighborhood where my children can play and have a car to get me where I need to go to get stuff done especially find a steady job.  I don’t want to be stressed that I will be homeless again or that my electric is going to get cut off or that we might NOT HAVE ENOUGH FOOD for the month. I DONT want to BOIL WATER because of the LEAD in the water and FECES,  I want to know if anything happens to me that my children will still be okay. I DONT WANT TO BE SCARED THAT THEY ARE GOING TO BE ROBBED OR SHOT JUST FROM PLAYING ON THE SIDEWALK. I don’t have my father or my mother because she is a homeless alcoholic and I can’t find her. I am alone, and I don’t want my children to be alone and homeless , like I was if anything happens to me.  I have been remaining positive and praying every day and something told me to look this up and I found it so here I am. If I could get the money that I need to own my own house in a nice neighborhood  a lot of stress would come off me and my children. Anything will help, and I am greatly appreciative. Below is an article I was in for my accomplishments and my PayPal and email for any donations. Just copy and paste the links . THANK YOU SO MUCH FOR TAKING THE TIME TO READ THIS.

http://www2.readingeagle.com/article.aspx?id=522436

paypal.me/Enlighten1313

I don’t like having to do this, but I’ve used up all of my good ideas. I’ve been out of work now since April. I’ve honestly always had a problem holding down a job. In fact, I’ve lost everything job I’ve ever had since I started working at the age of 15. Flash forward to age 37, I have a wife who has to work herself to death, two kids with medication needs, both parents with less than ideal health, and bills….and bills…..and bills. Luckily, we own out house and our car outright. And one might think that would make things easier. I kind of wish it really did. My wife works at a local Dunkin Donuts, clocking in so many hours that my kids barley remember what she looks like and she hasn’t been able to eat an actual meal with us more than 4 times in the past 2 years. I can’t honestly remember the last time she had a holiday off. Apparently donuts don’t take a holiday. But despite all of her hours and despite owning a car and a house, we may still lose both. We are depressingly behind on property taxes, homeowners insurance, water, electricity and garbage. We have been driving with out of date insurance and even more out of date plates since the beginning of the year.  We are able to afford gas and that’s about it. Between the members of our family, my wife and I both have severe depression and anxiety disorders, my oldest has ADHD and PTSD (both requiring) expensive medications, and my youngest has to have regular respiratory therapy.  My parents have recently moved in; my mother being recently diagnosed with cancer and my father on oxygen with COPD and having to use a motorized cart to get around. Winter is fast approaching and our windows are circa 1940 single pane jokes that let more cold in than a screen door on an igloo.  We are trying to keep it all together and spend some time as a family for a movie when we can…….except that our tv just died.  My unemployment is about $98 a week and its about to run out. Between that and my wife’s job (see old videos of coalmine company stores from 1912), we make just enough to disqualify us from government assistance programs and not nearly close to enough to dream about scraping by. So as you can see, the hits just keep on a’commin! So here I am, hat in hand, asking for help. I am not proud. I’m just in need of a little help.

hello! my name is sabrina! i am 23 years old, i have no car, and im still living with my mother.

lately we’ve been having a lot of personal family problems in our household which could cause us to move far away, i personally do not want to move but have no choice because i would have no where else to go.

i had recently started a job in July as a CNA Student. as i was awaiting on getting a definite date on my CNA State Board Exam, i was working as a hospitality aide at a local nursing home.

After a while i finally revieved my test date, and after i ended up taking the test on August, 13, 2018, i passed my Clinical Section of the State Board Exam but failed the Written Exam Section, and because i only passed One Section of the Exams, not both, but One.. i was terminated from my job.

this hurt me to the core because:

1.) i was already upset at the fact i did not get certified as something i’ve worked so hard  on trying to accomplish

&

2.) because when we were in the class it was told that even if we failed the exam, we could remain working at the facility as a hospitality aide (which i already was at the time).

they played favorites, which isn’t fair at all.

i have been unemployed since August 15th, 2018. it is now September 30, 2018.

going this long without money is depressing. even though i live with my mother, that does not mean im okay, in my family, if you are broke, you are broke. theres no lending money to each other.

not having a car is another thing i’ve been depressed about. i’ve been terminated from previous jobs because i did not have reliable transportation to work.

i had this one job at a hospital, that i absolutely loved soo much!

my mom & sister would take me to work for the first couple of months, but eventually they stopped because they got tired of taking me to work. this resulted in me having to call into work explaining the situation to my boss, for him to only think i am making the story up.

after i got terminated i cried for the next 3 days because i knew i was back to no source of income.

as im laying in my bed, typing.. im just thinking about how foolish i was when i was employed. i wish i would have started saved money. if i just would’ve saved, maybe, just maybe my life could’ve been going different right now.

all in all

a couple of main reasons why i am trying to get any sort of donations are so i can:

1.) Move Into My Own Place

2.) Buy A Car

3.) Make Sure I Won’t Go To Sleep Hungry Some Days.

This is so embarrassing and my husband may kill me but we are desperate. We don’t have family to help us. Everything we have we have gotten on our own. We bought a house 3 years ago. It had some issues we knew we needed to fix but it is to the extent we cannot do ourselves. We have mold growing in the walls and crawl space. This is causing our bathroom and kitchen floors to sink. The previous owners added on a family room with a crappy contractor and water drips down that wall and comes out below an electrical socket! Which didn’t come up in the home inspection prior to purchasing. So we have to keep the power turned off in there. We believe the roof add on was not right and it has caused further problems to the roof. We need a complete crawl space fix. Insulation, moisture barrier, sub flooring replaced in some areas as well as mold removal and a structural support beam (I think that’s what its called?) added. which is expensive. It’s starting to show up on the walls inside our hall closet! So we would need some walls ripped down and rebuilt with new insulation. Also we need a new roof and probably some new running boards. My husbands company was bought out and the company that took over has slowly cut pay and hours. It has been a really rough year. On top of his dad having a heart attack then triple bypass surgery and going without income for 6 months we and his other son had to financially help him until he was approved for disability. We are so behind on things and do not see the ability to fix these problems anytime in the near future. If at all. Despite my husband recently getting a second job. We can’t afford to move as we would owe more than the house is worth with the current issues. It also needs the electrical updated but I’m not even worrying about that right now. I’m worried about the floors caving in. The toilets don’t even sit flat. We have wood shoved under in various spots to keep it balanced for our 3 children. The cracks in the walls at the tops of the door frames from the sinking floors are getting bigger and deeper. We don’t have family to rely on. We have $53,000 in student loans and are drowning. I don’t know if this will work but I have to try for our kids. We were given multiple estimates of about $30,000 for roof, crawl space work and mold removal, and bathroom floors and wall replacement! That isn’t even including new electrical which is original from 1975 in most of the house😔😭 Obviously I do not expect that much. But we need some help, somehow in whatever amount is possible.  PayPal.me/househelp Thank you for whatever you may be able to contribute. I’m not home right now and that was the only picture i had on my phone. Its a 2 inch dip in the small bathroom. That’s not even the worst and it was just starting to seperate when we bought the house. Maybe the space of 2 thick envelopes.

The past two years have been a roller coaster ride to say the very least. I went into massive amounts of credit card debt trying to save my ailing, ten year old dog. He ended up leaving us but I would do it all over again.

My hours at my job were uncertain this past spring. A week before my husband was to leave for a (unpaid) three month internship across the country I got some great news. My general manager decided to cut my hours from full time to fifteen (and likely less) hours a week, despite the fact that he had just hired three other individuals that weren’t needed. In fairness I did get paid more than your average retail worker so I understand where they were coming from. We had several meetings about possible other solutions and a quick look at the upcoming schedules told us that it was better for me to just part ways with the company. It was sad, I loved my job but it just wasn’t going to work.

We had enough in savings to survive the summer, or so we thought, and we thought I could take my time in finding a  new job. Then we were thrown a curve-ball.  Pretty quickly into my husbands internship he was offered a term position for the whole next season. In his field it would be silly for him not to take immediate experience right out of school, unfortunately this meant we had to move across the country and our savings was pretty much spent. I took some personal loans from online lenders (I know how bad that is believe me), and with a little help from credit cards and the very gracious help of my parents and brother we made it happen.

During the moving process my brother and I began talking about all the ways he made money online and he set me up a few accounts and showed me the ropes. It’s sustaining but barely. I have a long way to go till I’m at his level. Despite my experience level and great levels of recommendation I’ve had trouble even finding a part-time job to help out. Though I’m still hopeful and looking.

My account overdraws nearly every other day, I worry about keeping a roof over our head and feeding my other dog and ourselves. I can’t afford my medication (chronic migraines and PCOS) and I’ve worried myself into an ulcer on top of it all. I don’t want to ask my parents for more. I know they’re strapped and it hurts my pride. Honestly this hurts my pride too but I’m in a do what I have to situation here. We’ve sold/pawned everything of value just to stay afloat and on time with payments. We’ve lived here for three months and still don’t have furniture other than our bed and desk.

Literally anything at this point would help. I know we dug this hole ourselves but it was for good reason. We just want to be current and not on the verge of nervous breakdowns every five minutes. We both feel like this is where we’re supposed to be. We also firmly believe in paying it forward.

Anyway thank you for listening to me ramble on and on. We are about 5000 behind but again anything is appreciated.

paypal.me/WilkersonW

Hello, my name is Jennifer and I am in need of financial help. My husband and I are both disabled navy veterans. We both served in the military for 10 years. We have four children ages 6, 12, 14, and 16. Two boys and two girls. We bought a home in Texas back in 2011 with our VA loan and since then our home has caused our family to become ill. A few months ago we learned that we have black mold and 3 other types of mold in our home. It is caused from various different cracks and leaks in our home that came from a leak in our foundation slab under our home. We have 2 sewage line breaks under out home and the back half of our house always smells like raw sewage. We also have several cracks running from the ground up that you can see right through to the inside of our home. Our roof also has cracks and leaks, when it rains we have water coming in from many different places. This also causes mold to grow in our drywall and walls. My children are all suffering from headaches, allergies, skin rashes, and loss of sleep. I suffer from chronic migraines from the smell and mold inhiation, and many different health issues. Our home has become unsafe for us to live in, yet it is all we have. We want to get if fixed and safe again for my children to live in but we feel hopeless in our situation. My husband and I are on a fixed income and we are unable to get any extra income due to our health conditions and disabilities. To fix our home and get rid of the mold it is costly and we cannot afford to fix any of it. Our home owners insurance does not cover any of the mold or broken slab, sewer line breaks, and cracks in our home due to restrictions. My pride and military back ground has taught me to not ask for handouts and to work for what I need. It is very hard for me to ask for help and I feel I have no other options. I have no one to ask for help, and my family is living in this home, continuing to get sicker. I am asking for help to whoever can help. I am truly grateful for any donations or even advice.

My paypal me link is paypal.me/jenniferdotson81

My name is Philip Wolfe Ross, these are my 3 daughters (from left to right) Scarlett, Ashley, and Arwyn. My wife and I Shannon have been married 6 years, and it has been the greatest thing ever to happen to me. In April we were visited by the local, county and state police in regards to a shooting, because we did not know the last name of the individual they were looking for I was assaulted and we were both arrested for obstruction, neither of us have ever had any charges or issues with law enforcement and I am 39 my wife is 29.

They were looking for an individual named Howard Joseph Landers III, we had hired him as our mechanic and for light handyman jobs on our home. He was the boyfriend of the daughter of a gentleman whom I had helped build his outbuilding and do repairs and modifications to his home, this gentleman was retired with extreme health problems and he was getting taken advantage of by his contractor at the time, my family owns a Construction business so I volunteered my time and my families knowledge. Howard (known as Bubby) helped and worked great with us, but he had recently gotten out of jail due to a drug problem and was working to turn his life around, and was having issues finding regular work. So after discussing things with my wife and his girlfriend we decided to give him a chance and hired him to do things around the house I could not get to due to my line of work.

Bubby worked great, he was knowledgeable in automobiles, plumbing, and masonry. He was respectful of our home, he was kind to my daughters treated my wife with the utmost respect, he became a regular around our home. He never once gave me pause to believe he was anything but a man with a troubled youth whom made the wrong decisions and now wanted to get his life back on track. He and I talked about length about addiction, my mother and father being drug addicts and being put in foster care at a young age due to this gave me a in depth perspective about addiction and its affects on families and friends, and Bubby respected that. I was honest with him, and did not treat him any differently than any other person, which he respected exponentially.

One day in April my car broke down in the neighboring town, which is where Bubby was from. I knew he was in town there visiting family and so I called him let him know the situation and asked since he was otherwise indisposed if he would come get the car later and check it out and if he could get it started bring it to me in the morning, it was already getting late and I had groceries for the house I needed to get home and already had a ride lined up and arriving soon. I also did not want to take time away from him visiting his family so as I did not work that night or the next was in no real hurry to need the car back. He agreed and told me if anything changed he would inform me of the situation. I thanked him and went to my house.

The next morning I am awakened by my wife telling me Bubby was there and that he had parked the car around back where we normally worked on it which is where I asked him to put it. I awoke and put on just a pair of pants and he and his girlfriend came into the bedroom to tell me about the car. I could tell something was bothering him as he seemed distraught and nervous, he told me he also really needed to talk to me about something and ask a favor of me, to which I replied well of course. Moments later there was a pounding knock at our door, I opened the door to find several officers pointing guns directly at me.

I immediately put up my hands and asked what was going on, to which their reply was” WHERES HOWARD!”, mind you at the time my wife or I neither one knew his name was Howard, we knew him as Bubby or Joey, and they did not say his last name. I replied that I did not know a Howard and asked again what was going on to which they repeated the previous statement, I told them I honestly did not know a Howard and asked what was this all about, I also informed them that they had their guns pointed directly at where my daughters room was and to be careful please. They asked me to step out and as I did an officer came across my porch and grabbed me, I of course was surprised and stiffened a little and he tried to throw me to the ground. I told them I was not resisting that I would get on the ground I just didn’t want my face slammed off the ground please let me get down and asked again what it all was about. 3 more officers assaulted me and as I was getting down they kicked me in my sides, slammed my head off the ground and cursed and spat at and upon me, all while hearing my wife yelling, NO NO NO WHY ARE YOU DOING THIS!

My wife and I were charged with obstruction, Bubby had supposedly been involved in a shooting with a known junkie and thief the night before, the guy was extremely messed up on methamphetamines and Heroine he had been shooting up and attempted to assault Bubby and his pregnant girlfriend. The junkie pulled a gun and a scuffle broke out and the junkie was shot. Later the junkie that started it openly admitted that he had accidentally shot himself when pulling the gun and that Bubby had never even touched the gun nor him, and even admitted that he had lied before so he could go get high and get pain pills from the hospital instead of going to jail.

I immediately lost my very well paying job, I worked as a security guard for oil and gas sites, and haven’t been able to get a new job due to the fact that I have my court date in November and no one wants to hire me because they are unsure of what will happen. We lost our home due to not being able to pay our mortgage our car, everything. We were harassed by the police so terribly we moved to a neighboring county until the court dates are done, I have never seen such a terrible travesty of justice. They even made my wife and kids leave the premises while they searched it and wouldn’t let them have shoes. They never showed us a warrant or anything. It has destroyed our lives, we now homeschool our children, I put myself through college so I have a degree in Political Science and my wife was a Math major, which allows us by state lasw to homeschool them up through high school. More though we homeschool them due to the bullying they recieved in their original county due to the charges and what it was related to and how teachers and others started treating them.

The truth is I am painted in a corner, I can’t get to a job because of losing the car, but I have no money to get a new one. We live in West Virginia which does not have much in the way of great jobs anyhow, and everything is so far apart there isn’t really public transportation that could help me. We are living with a friend we can barely afford groceries or other supplies, while we were finding a place to go our storage shed was robbed, we lost 10 years of hard earned memories and items. We’ve lost everything. My wife and children are amazing they do not deserve this, but we cant afford a good lawyer even and our court appointed ones have yet to even call us back. It is a mockery of what our countries justice system is supposed to be, and a nightmare for my wife and kids.

So I truly am begging here, anything would help us. Ijust want to get through this and immediately move my family from here. I have never been in trouble neither has my wife, our children are straight A students, (Ashley and Scarlett were the only 2 in public schools when this happened, Arwyn wasn’t old enough yet) , and because we didn’t know someones first name (we truly only knew him by Joey or Bubby Landers) and they didn’t say his last name we’ve had our lives demolished. We’ve lost everything and are barely holding on. I’ve never asked anyone for help I’ve always managed on my own, but it has gotten to be too much, kids need more than Ramen noodles and cheap cereal, or Spam. They deserve better, so I beg of you please anything you can do to help will be used for bettering my family and help get us back on our feet so we can move on from this.  WIth all sincerity I thank you for your time.

Sincerely,

Wolfe Ross

https://paypal.me/wolfeross

We had to have our home torn down due to flooding.  We lived displaced for a whole year fighting to get help from our insurance company.  It cost us $45,000 to get out of our loan for a home we couldn’t live in to be able to move on with our lives.  Now we are still struggling to move on.  It cost us our lives savings, pride, and credit to be able to get out of that nightmare. Now we have to come up $30,000 dollars to tear down the home and stop all of the fines our city is charging us on this house. I have tried everything in my power to get another loan, but I have come up broken hearted and let down.  I have taken on a second job just to keep up with the fines.  Our family my lose our new home now because we just can’t get ahead of the bills and tryotr to replace everything we lost.  Anything you have would be so helpful to us.  One day, I will pay this forward.  I will help someone get back on there feet and help them get their lives back together.  Thank you so much.

Hello, my name is Tammy Swan Romanoski,

First I would like to say thank you for taking the time to read my request. Rather you find our request serious enough for help or not, I truly appreciate people like you who help others in need.

We are in dire need of help with repairs to our house before winter. We lucked into an opportunity to buy our home about a year ago. A friend’s sister offered us an amazing deal, $10,000 for a two bedroom, 2 bath home on 2 lots with no money down and a monthly payment of only $250. We were so happy that we jumped on the deal. (Who wouldn’t have? Right?) We looked at the house thoroughly and agreed to the offer, knowing it needed some major repairs. At the time it seemed very feasible. Since then, I have lost my job and learned that I have very bad arthritis in both hands which prevents me from doing many physical labor jobs. Now, we are coming upon our second cold season, and I really don’t want to see my children have to go through it. Each window in this house has one pane or both broken, there is no central heating or cooling system, and our floors are bare ply board.

To top off that off, we have found ourselves a few months behind on regular bills, and this month we do not even know how we are going to pay our small house payment. The kids have no coats or proper warm shoes and I am absolutely beside myself. I am feeling as if I have failed as a parent and provider.

If one of you find it in your hearts to help us, the money will go toward getting the kids proper warm clothing, getting caught up on bills and doing the very necessary repairs to our home to make it safe and warm before winter. Any donations left over will be paid forward, to help others who may be struggling to keep their children warm. 

Again, thank you for taking the time to read my help request. Your time and giving hearts are very very much appreciated.

What started as an “easy” standard adoption through CPS, Child Protective Services, turned into an unexpected and emotional roller coaster. The girls had been removed twice from their biological homes, and with biological parents in and out of jail, they had been placed with their grandmother. After 12 months with her and the biological parents not working their mandatory service plans, she began to look for an adoptive family. This is where we come in.

A miracle in itself, my husband and I were found and chosen as the family for these precious baby girls. Supported by family, friends, CPS and CASA, we embarked on this journey. When biological parents realized the grandmother was serious and had found a family, they began attempting to complete their service plans, which was too little too late, or so we were told. The girls moved in with us Dec 2016 and we began our lives. The biological s were out of jail and began, for the most part, living a better life and making better choices. However, the girls had already lived with us for a year by the time court rolled around. Services and other mandatory obligations had not been completed when court began. However, our new and 4th caseworker had taken a liking to the biologicals and decided, against CASA and the children’s ad litem, that the children should go back to the biologicals under monitored return, which means nothing. Anyhow, we hired a private attorney and INTERVENED THE STATE! With 20+ pages of court/arrest records and more evidence, we won PMC. In Texas, this is permanent managing conservatorship. We have full rights and custody of our girls. However, we spent every cent we had of $26,000 to ensure  our girls stayed right where they belong, and we would do it all over again! However, we are now paycheck to paycheck, as through all of this we also lost any stipend we would’ve received from adopting a sibling group.

The great news is that our girls are together, thriving, stable and loved! We are making things work, although a big change financially. These girls deserve the world and any help we receive to recoup some of our lawyer bills will be appreciated more than you’ll ever know.

Thank you in advance for your kindness!

paypal.me/Kubschx4

My whole life I have been relatively financially stable and never really had a worry about money. This stayed pretty true until this year when I really moved out on my own for my junior year of college. Since then, I’ve fallen into major setbacks with my anxiety/depression, my support animal has been sick and had to see the vet more times than I can count, college gets increasingly more expensive and I’ve still got 9 years to go, my car required $650 repairs after a freak accident where my tire blew, and the only financial help I have backed out of all promises right before my rent was due this month.

I currently have a part-time job to help out with everything, but I started in the middle of a pay period so I’m really struggling while I wait out this paycheck in two weeks. I work with children at the local Boys and Girls club and have been in child care services for the past six years.

With this money, I would be able to continue through with my education and really focus on schooling.

My dream is to become a forensic psychologist and also lead research in the disorder of PANDAS which really hasn’t been studied much before. My best friend has been affected by it for the past 10 years or so and is basically bound to a life of severe OCD even while on the strongest SSRI they can provide him. My goal is to really delve into why this disorder happens and what makes someone susceptible.

I currently do research with my university on domestic violence and the cultural implications of being a victim which should help crisis centers in the area understand the stigmas they are dealing with when people of different background come through their doors and need help, because it isn’t the same across all cultures, or even the individuals within them.

This money would mean the world to me because in a time where it can be really discouraging to pursue higher education, I would be privileged to have kind strangers really invest in my future. Sometimes it’s just nice to know that people believe in you and will help out when worst comes to worst, and it really has for me. This should be the only time I have to ask before my paychecks start coming in and then I can provide for myself, which is always the ultimate goal.

paypal.me/MCrees

My name is Valerie and I am 39 years old.  I am from a very small town in Tennessee.  It’s actually quite embarrassing that I have come to this point; however, I do not know what else to do.  A little over a year ago, my grandfather passed away.  Not too long after that, my grandmother fell and broke her second hip within a years time.  She did not bounce back from this second fall and is now permanently in the nursing home receiving care.  Up until then, I was her primary caretaker.

The nursing home began taking almost all of her checks she receives each month.  Luckily, at my grandparent’s request, their house was put into my name about 10 years ago.  Unfortunately they still owed money on their home as a result of borrowing against it through the years.  So while my grandmother’s monthly check does allow her nursing home care, it leaves no money left for the house payment or any of her other bills.  In an effort not to lose their home, I refinanced their home loan and I also took over another bank note that she was not able to pay.

I am a third year middle school teacher as I decided later in life to go to college and get my bachelors in education.  My family and work are everything to me.  Unfortunately, my family is not in any financial position to help out and my job, as rewarding as it is, does not pay enough.  I work two other part time businesses as well.  Although that is the case, I have gotten in so deep with the debt that it’s just not enough.  So now I have over $60,000 in student loan debt, my grandparent’s home debt, household expenses I also inherited, a car that is broke down in my driveway, a house that has so many repairs that are needed, and I have multiple high-interest loans that I desperately acquired in order to keep up with it all.

I do not know if this really works.  I don’t know if there are really people out there who are willing and able to help.  If so, please keep me in mind.  At the very least, please say a little prayer for me.  I’m not sure how much longer I can continue to stress over finances.  I just need to catch up somehow.

A little more about me…I have spent my whole life caring for others and putting their needs before mine. I’m not married.  I don’t have kids.  I never ask for anything.  I still don’t regret trying to live with a servant’s heart although that put my personal life on the back burner and spiraled my finances out of control.  But now I’m tired and I’m ready to just give up.

Thank you for taking the time to hear my story.  If you feel led to help out, please use the following link and/or pray for me!  Thank you so much in advance!

paypal.me/valerie656

Hello. My name is Alex. I have a some difficulties with my finances now. The main problem is a credit cards. The main reason why this happens was opening business two years ago. And yes business wasn’t success. it was a huge mistake which cost me a lot of nerves and money which i need to pay for it. With all payments like rent and all bills its almost impossible to do no meter how hard i tried. Every month i make month payments but this is just for interest and its some kind of trap. I owe about 40000 but i will handle it all what i need its just help with a credit cards and pay for them without this terrible interest fee.   I really want to get done with this and start normal life without any problem with this. So if you read this and was in the same situation please help. Thank You

https://paypal.me/alexVitiuk

Hi, I never thought that I would feel the desperation in my life this much that I would need to reach out to people I have never met, but I am here and The reason I am here is because I have two beautiful children, a 3 year old boy and an 11 month old baby girl.

The are absolutely everything to me and my fiance. Yet, we have been met time and time again by circumstances that have rendered us without money and in more debt than we could have ever imagined.

I have been going to school online for two years, trying to attain my Bachelors degree in Information Technology, while my fiance has worked various jobs, but his severe medical problems have left him unable to hold a permanent job, which leaves most of the financial burden on my shoulders and this ends up leaving us most of the time with nothing.

There is so much more I could talk about, but I just want you to know that my children are the most important! I just want to be able to buy my son his tennis shoes and snow pants for winter, and my daughter a bed. I need to catch up on my bills and I can tell you that we do not have more than the basics of food, rent, electricity and phone/internet that I need for school. I am at a loss of how to get through these next few months with Christmas around the corner.

I have about 5 months left in school and I will hopefully be able to get us stable and secure.

Please, if you could help us out you would be changing the world for two children who know nothing of Mommy’s trouble.

I’ve struggled with addiction since I was 18 years old. Right before I turned 19 I moved away from home, and left behind everything I’ve ever known. I got sober, started a life with my now husband, had everything I wanted as a child by the time I was 21, until 6 months ago. I’m now 24 and 6 months ago my husband and I relapsed, lost everything we worked so hard for. Our beloved furbabies Ruger and Beretta got put into an adoption shelter, we moved back to my hometown with nothing but a car and clothes. We are finally getting back onto our feet, and are trying to move into a new place which unfortunately we are 500$ short of our deposit to move in. My husband got a roofing subcontract through a very old but good friend of ours. I’m currently working at an assisted living facility, but trying to play catch up on the debt we’ve accumulated when we lost everything and trying to start over just isn’t financially possible right now. On top of the pain and embarrassment we’ve caused ourselves our furbabies are still up for adoption and we are doing everything in our power to come up with the 275 dollars to bring them home. They are my children in a different kind of way, they are my service dogs in an uncertified way, my mental and emotional states are so out of control that I’ve got physically sick. I just want to have a full heart, and a full home. If you decided to help me in anyway you can, I’ll be eternally grateful, and will do what I can to help anyone out the way I was. Thank you for taking the time to read my story.

-CC

We’re a family of four struggling to keep our heads above water currently.  My husband works 60+ hours a week and I stay home with our  three year old and one year old sons.  Unfortunately, the cost of childcare was more than I was bringing in.  I’m looking for ways to make extra money and looking to go back to school, but with a herniated disc, anxiety, depression, and two small children to care for it’s an uphill battle. It’s a battle I’m willing to fight, but not one I can win overnight.  Currently, I do all our cooking, make our own laundry detergent, and do any home repairs I can manage on my own.  I’m drying laundry outside and do everything I can think of to keep our utility costs as low as possible, but even so our credit cards are filling up just to get by.  On top of this, we were blindsided with some unexpected car trouble that really hurt us.  I truly hate to ask, but at this point I feel I need to put my pride aside and reach out for help.  We are currently about $17,000 in debt, which I know isn’t as bad as some, but it’s a big hole for us and with interest that hole is just getting deeper and deeper.  I’m aware it’s a lot to ask, but any amount that could go towards paying off that debt would go a long way and be deeply appreciated.  I’m humbled and grateful if you’ve even read this far.  My family thanks you for your time and anything you might be willing or able to give.

Paypal.me/kittykibuty