I spent 6 of the 8 years of my Marine Corps Career making poor monetary choices, that at the time, I didn’t believe I would have to face; until I met and married my wife, and then over the remaining 2 years of my Marine Corps Career we together did everything we could in our power to maintain what we had while repairing the damage I had created in the 6 years prior to our marriage.
During those last 2 years of attempted credit repair, we realized that our vehicle had been left unpaid with over $1,000 overdue. Then when I separated from the military (I was not about to leave my wife guessing whether or not I was coming home in a coffin from a deployment), we were severely unprepared and moved in with my wife’s family.
While living here with my wife’s family, I started work at AutoZone making barely above minimum wage. Just enough to pay rent to my wife’s family and feed my wife, cats, and I; but not make payments on any bills (insurance, car payments, phone bill, and other debts) or save money for any kind of emergency. Later I was able to get a job, with great assistance by my my wife’s brother, as a Service Desk Agent for an insurance company; this new job put me at $15 an hour for income, but an hour away which fast forward a year led me to a $22 an hour job an extra half an hour away from home.
The new job allowed for us to relax a bit more, and at this point we looked into getting the car back on track because we could actually start making payments and progress on it; only to find out that we had to either pay over $4,000 on the spot or the vehicle was to be repossessed. Just finally being able to make payments, but with nothing in savings because of the job prior; we’re in a position where we can only hope that the only car we have didn’t disappear while I was working or when we were in bed asleep.
Coming to the present time, my wife had gotten sick and needed my assistance a few times back to back, and this caused my credibility with my supervisor to dissipate very quickly, and when I fell sick a few weeks ago my supervisor terminated my contract.
My goal is to get my wife, cats, and I, out of my wife’s family’s house and back on our own feet; and the only thing I can do is watch my little family suffer in a deceptively toxic environment, while I fight tooth and nail for a source of income that will afford for us to be able to do so, just before the holidays while every recruiter I’m approached by takes my information and I never hear back, notifies me that they’re waiting on hiring me until after the holidays, or I apply for a position and am never contacted.
In order for me to be able to get to my goal I have to be able to reach a minimum of $10,000. This is an extreme number, but I’m not asking for my entire table of debts to be cleared; just enough to keep our only vehicle, and clear a black mark on my credit that keeps us from being able to even rent our own apartment.
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