Hello, and I’m sorry to bother anyone reading this. I’m currently a college student who works at Chick Fil-a. I’m here today because I’m currently -$119 in my bank account. Today was pay day, and I had thought I’d make just enough to pay my upcoming loan bill that charges me an hour after my pay check comes in every paycheck. I had miscalculated, due to the fact that on Sunday, June 9th, I had fallen ill and was sent to Urgent care. I was then sent to the ER because it was thought that I had a brain infection, so I needed to be tested with a lumbar puncture (spinal tap). I wen through all the tests and was tested positive for Viral Meningitis. Though it sounds scary, the viral meningitis just means that it’s a virus that is in my brain luckily not a bacteria. If it was bacterial, I would still be in the hospital. All I needed was to take 800mg tablets of ibuprofen ever six hours and I’d be fine. The issue arose when I notified my job and was told I couldn’t work until I was cleared by my doctor because I work in the Food Service industry. Viral Meningitis is very contagious and it would have been irresponsible of me to go to work with the illness, so I was forced into a position where I lost a full week of pay due to losing those hours. I normally would be able to cover a shift with my 5.15 hours of sick pay, but losing 5 days of pay was too much for my sick pay balance to handle. Because of this, my paycheck was only $193 this pay period, so when I was then charged for my loan payment of $307, I was put into the negatives. At this point, I have no way to pay my negative balance of -$119, and I won’t be able to for 2 weeks at least, but even worse my car payment in on my next paycheck, which takes an entire paycheck on it’s own. To make matters even worse, I am now going to be charged an overdraft fee of $32 every day until I pay off my debt to the bank or it charges me a maximum of $102. I can’t afford this set back, and I really don’t know what to do. I don’t have anyone who can help me, and soon this could lead to a worse situation.
For the diagnosis papers, I need to go to records at my Hospital for them since my employer currently has my copy. I will add it asap (in next 12 hours).
My paypal is paypal.me/fr3838