Sometimes I wonder how my path ended me up here. Have I made mistakes? Of course. Have I had regrets? I try not to. It seems that I’ve been dealt a card that says I need a challenging life and it’s ok.  One day, things will get better. So where to begin? In 2017 I was diagnosed with Depression/Anxiety. I was working for USPS at the time and I thought it would be best to leave because of the stress and triggers it caused. I started getting better. I was CONVINCED it was situational depression. I don’t need to say what happened next. We all know how 2020 was. The best option for employment was to go back to USPS. Fast forward to the end of 2021 and my Depression/Anxiety came back with a vengeance. It was different. It was more severe and it put me in a mental health hospital for 8 days. I had Depression/Anxiety listed as a disability. It was not enough of a disability for USPS and when I got better, came back, and was slowly getting back on my feet, they gave me a Notice of Removal for my absences even though I provided all the documentation including Dr’s notes, diagnosis and the hospital paperwork. In other words, they fired me anyways. I filed EEOs and contacted ADA but to no avail. I lost my EEO and the ADA won’t touch it. I had been slowly getting back on my feet. I had a better diagnosis and a better doctor. My medication has been working and I am handling my emotions and focusing! Now I am unemployed and have been applying to anything and everything. I just moved into a new place that was less than a mile from work because my car is on its last leg and I don’t like using it more than I have to. Well. Now that I have no job and trying to travel to job interviews across this huge city, my car naturally decided to die (It’s a 2007 KIA and I can’t afford a new Clutch). I am stuck at home and limited to applying to WFH jobs and I haven’t gotten a single bite! All while trying to remain optimistic and control my anxiety. I’m doing some odd end things online while working on getting my Digital Marketing certificate from Google Grow. I guess what I’m trying to say is, despite my diagnosis, being let go, and losing my car, I need a little help to get back on my feet. Rent is coming up and my loans are about to default which will greatly affect my chance of getting a decent new car as it costs more to fix my current car than it is worth in the Kelly Blue Book. You may be wondering, where is my family and friends to support me? They helped me cover my living costs and medical bills while I was out of work during the peak of my illness. I can’t ask them again. So here I am, asking for help from kind hearted strangers. I am working so hard to get back on my feet and continue to get to a place where I am happy, healthy, and secure. If anyone can help so I can pay rent and pay off my loans (they’re almost paid off!), get myself a car to get to interviews, to help me work DoorDash, etc it would help. I will not give up if you have faith in me! I have always believed that if someone helps you, you should always help another and I hope to one day be able to pay it forward.

Paypal: @darksweetlady82

I am unsure how I manage to raise 3 kids everyday with no help, empty pockets, a broken heart and one down set after another. Many days I take a few seconds to myself and question this daily struggle…?… all the work and effort that usually never pays off- I’m 33 and for 13 years I have dedicated all of me to my tiny people. They save me from myself daily… my goal is to always let them know they are so loved… I may not be able to give them everything and sometimes we go without… but I give my all. My mental and soon my physical health suffer greatly. I defeat depression daily and anxiety consumes me- I don’t sleep much- 33 with blood pressure so high that my heart should have given out- (260/142) so pressure sos on me- I’m struggling to provide for my kids. My oldest turns 14 this month! Starts high school amber plays select league baseball! He deserves this. Stays out of trouble and brings me so much joy. He was so blessed by his coach- we didn’t go for next seasons try ours because the cost is 1300 and I can’t swing that- but his coach told him to keep coming- he’s staying on the team- financial will be taken care of. Which is amazing- I just need to come up with new gear. He plays 3 rd base and catcher- my middle man plays tackle football- all gear included thankfully. And my littlest the only girl starts school this year. I did my best to make sure my kids get to have their one special thing that’s just theirs… I don’t get help from their dad… they have no grandparents… and sadly the one sister I do have is lost in her addiction. So it’s all on me… I’m unsure of what else to do because what I bring home is never enough for what everyone needs. I lost my car about 4 months ago when my ball joints broke for the third time- but I manage to get these boys to practice- get the girl her playtime… I believe this gives them something productive to look forward to and Keeps them active and out of trouble. School is about to begin and I have last years clothes- which hardly fit… a birthday coming up the 27th. And nothing left to give. I’m losing hope, my kids deserve better. I’m too busy trying to make life work. To earn enough money. That I don’t Tanner the last time I sat with these kids and really enjoyed life. My failure is not their fault and they ultimately suffer. I just need a little bit of a break.

@janetak

this off by saying I don’t urgently need money. It’s not a life or death situation, I’m able to afford the basics. I’m asking for money to try and get me out of a difficult situation faster, but it’s not urgent. Please only donate if you’re able afford to, and if it’s a choice between donating to me or donating to someone in an immediate crisis then please choose the other person.

I’m an ex-foster kid and I have a physical disability, various health issues and mental illnesses. I don’t have any contact with any of my family or my former foster carers, I was abused at home and then again in foster care so I’m better off without them in my life. But it’s hard being on my own and not having anyone to ask for support.

I lived indendently for a little while but I wasn’t coping and if it wasn’t for my boyfriend helping me during covid then I honestly would have died. So I’ve had to move into something called “supported living”- basically I’m in a flat in a building that has staff on site to help at all times and the other people living here all have their own mental health conditions or learning disabilities. It sounds great in theory, but my mental health and physical health have been spiralling down since I got here nearly a year ago.

I have severe PTSD as a result of what I’ve been through in the past, banging and shouting are triggers and give me flashbacks to past abuse. During flashbacks I feel extreme fear and panic, and physical pain. I get a lot of “body memories” which is when you physically feel something happening to you again. I feel myself being assaulted every time there’s a loud bang or someone shouts, and in that moment I don’t realise that it’s not really happening anymore. It’s terrifying.

As I mentioned, everyone else here has mental health issues or learning disabilities or Autism. Obviously it isn’t their fault, but the other tenants shout and scream, stomp and slam doors and throw things and punch walls on a daily basis. I’m constantly being triggered here, at least 50 times every single day and I’m on a constant state of high-alert. If I moved to another supported living service, there would be the same issues as people who use these services often experience similar behaviours as a result of their conditions. They aren’t quiet places to live. I’ve been informed by members of staff that this is actually the quietest service in the local area, so I dread to think how I would cope if I moved to one of the other ones.

My life is torture at the moment. I can’t sleep, I get horrific nightmares and I wake up constantly. The lack of sleep is making it even harder to cope with my emotions as well as making it even harder for me to get around. I have IBS (along with some other gastro-intestinal issues) which is worsened by stress and my symptoms have gotten so bad whilst living here that I’ve had to start getting my nutrition through pescription milkshakes because I can’t keep enough food down. I have severe diarrohea, stomach pain and nausea every single day and I’ve lost a lot of weight. Sometimes when I’m really stressed I even end up vomitting, which is especially awful as I have emetophobia (a phobia of vomit.)

The doctors were worried I had cancer due to my symptoms and weight loss (and I don’t thankfully) but that should explain how extreme things have gotten. I’ve had to start wearing children’s clothes as I can’t find anything in the adult departments to fit me anymore and that terrifies me. I can’t afford to lose any more weight and I’m scared that I will the way things are going.

I can’t take medication to help with my mental health or IBS as medication is also a trigger due to a traumatic past suicide attempt. If I take medication I physically feel like I’m dying for hours afterwards, that isn’t something I can put myself through every day and any positive outcomes from the medication would likely be cancelled out due to the stress of taking it. And honestly I’ve been on medication before and none of it’s helped. My therapist left last year and I’ve been unable to access any more help for my mental health because I can’t get through the initial assessment process, I’ve tried and they ask so many questions about past trauma right from the beginning that I just can’t cope with it. I’m literally not at a point where I’m mentally well enough to be able to access mental health help, which is ironic.

I’ve realised that my only hope of things getting any better is to get out of where I’m living. Supported living just isn’t an option for me, and I can’t cope with living on my on. Even if I had carers coming in to my home to help, I often need out of hours help and emergencies aren’t 9-5. My only option really is to move in with my boyfriend. He’s a huge help, both with my physical issues and my mental health issues. He’s the only one who knows how to calm me down from a panic attack or a flashback or a nightmare. But saving up to move out is easier said than done, my boyfriend is currently on minimum wage and working part-time (due to the amount he has to help me, even with me living in a place like this) and I’m on benefits. Most of my money each month goes on my heating bill as I have circulatory and joint issues that leave me always cold, as well as a weakened immune system that means I can get ill easily if I don’t stay warm enough. I’m doing my best to save, so is he, but we’re left with barely anything at the end of every month and at this rate it’s going to be years and years before we have enough money to move in together and honestly I don’t know if I can cope until then. I feel like I can’t manage here another day, let alone years. Benefits are getting reduced next month and energy bills are increasing again, so things are just going to get even harder. I’ve also recently had to buy a new bed and mattress due to a leak in my flat destroying my old ones, and I had to buy a new vacuum cleaner as my old one broke, which basically reduced the money I had managed to save back down to nothing. And unlike most young couples looking to move in together, we can’t just grab the cheapest flat we can find because we need somewhere that’s wheelchair accessible and has a wet room due to my disability. https://www.paypal.me/msbonnieray2?locale.x=en_US

I am on here to seek help for my 3,000 dollar debt that I got into over this summer. I am 21 and got married in may and usually the grooms family helps out with the honeymoon but my parents gave me $100 which isn’t even enough to stay 1 night anywhere. So since it was so last minute we decided to just go ahead and charge it to my credit card which doesn’t seem smart I know but if you were in my situation that was our only option. So now I’m in a never ending cycle trying to pay this card off and with the interest rates so high I’m really struggling. I know it’s a far fetched but I figured I’d try. My PayPal is @atruman98

Thank you everyone again for everything!

Hello, and thank you for taking the time to read my letter.

I’m currently on Dave Ramsey’s Financial Peace University’s Baby Step 2. We now have $1500 in our savings account and are chipping away at $62866 of debt. We started with $99041. It’s not pretty, but we are making progress. We started in Dec. 2020.  I’m married and the mother of one son, Cooper, age 10 (11 in Oct). We started keeping my older brother’s two kids the Thursday before Memorial Day 2022, Harper, 11, and Kellan, 8. My husband works for Pipeline as a foreman.  work part-time for my church and part-time for a wealth management team. I have two small businesses. We are blessed with an income, and we have no health issues. We are fortunate to have an income, and our poor choices led to our situation. We are working to fix this and write a new chapter in our family’s story.

I know people sometimes gift or donate money, so here I am asking if you are such a person. I figured it couldn’t hurt to ask. First, all funds will go to Baby Step Two. Then, if we meet our goal and become debt free, the funds will go onto Baby 3, where we will save up to 6 months of income.

I know we will complete our journey; we could do it faster with outside help. So what do we plan on doing after we meet our baby steps? Give back to our small community and try and snag my brother’s youngest son, Gannon age 5!

Any dollar amount is helpful! Any words of encouragement are always welcomed if you can not or will not contribute financially.

Thanks

My paypal address is wrinju@yahoo.com

My name is AJ. The last few years I have lost all my savings due to the pandemic and the market crashing. Im struggling to pay bills and in debt. I have a baby boy due in December and I want to give him the best start I possibly can. This is a last ditch effort and embarrassing for me. Any little bit you can spare helps. Thank you so much friend.

https://www.paypal.com/paypalme/anewstart88

My story is long and I mean long! Seems like the harder I try the worse it gets.

I say that as I am 58 and in the 1st week of Aug. me and my ESA (emotional support animal), Zephaniah, will be living in a tent and traveling from free or cheap campgrounds to campgrounds in a car that I purchased (in secret… Another long story… Trust me, I have lots☹️), yes! back to my story! I spent every last dime I had in savings to purchase a true 1 owner car with only 18,000 actual miles (2006 model) on it!!! I couldn’t pass it up! It’s beautiful and I love it, but it’s a luxury vehicle and I am more of a Dodge Grand Caravan kinda gal😊 and not only that (of course🙄 I can’t afford to tag it and I’ve owned it since Oct!!! I thought I was going to have the money and was sorely disappointed… To say the least. So that’s a thing, too.

Back to my Zephan. I’ve had him since he was 10 weeks old (he’s 3 now) and he’s a HUGE blessing in my life. He allows me to kind of pretend like I’m a functional human being! I have  anxiety issues and he helps a lot! Unfortunately, because he’s not “technically” a service dog, there’s many places that can opt to not allow us in (he’s ALWAYS in a crossover bag so he’s basically part of my outfit! 😀 It’s really too bad that the cost of training him to be a service dog is way out of my reach. He’s tremendously smart and was be great students!!!

Actually, that brings me to very root of my  problems. I’m on SSDI (social security disability) for anxiety, major depressive disorder and chronic migraine. Aaaaand I fell a several yrs ago and have chronic pain associated with that. I don’t ask for pain meds. I just deal. Oh yes, my SSDI… after Medicare gets paid my net income is $687/month. You read that correctly. I don’t know why they call it net and the other gross because, in all fairness, it’s really gross what we have left! 😂

Oh hey, want to hear another great story? Before I bought my car I was in the beginning of getting dental implants for my molars and had teeth removed. I have 3 molars left and it’s super bad trying to eat.

I’ve been in a position of 12 yrs of marriage where I was not having bills to pay. I was a homemaker and a budding entrepreneur. I guess they call us “maker’s” now. Essentially, I’m a multi~ media artist. Upcycling, repurposing and trying to be very Earth conscious with my creations. Now all my things are sitting in a storage unit (that’s murdering me financially and I didn’t put it there, either), in the state that I fled in November.

I’m in a terrible state on so many levels. I might get some money from my fall. Work comp case still not settled 6 years later or so. I intend on paying any assistance forward when I’m able. I made a Walmart gift registry and put in on my Facebook news feed for Camping Gear for Homeless Gal in Arkansas and have gotten some things. Shelter, first and foremost. But, I’m worried about traveling because how many no tag tickets do you get before you go to jail?!?!

I didn’t know a place like this existed. I would’ve saved some face!! It’s horribly embarrassing.

Anyway, ummm, I suppose I thank everyone in advance and pray that I get some help, somehow, some way

https://paypal.me/smarterthantheaverag?country.x=US&locale.x=en_US

Hello, I have a friend who is literally starting her life over from scratch and has nothing at all. She is originally from California and lived in an abusive home until she decided she just wanted a completely new beginning and moved to Connecticut far away from her family. She is disabled and is just now getting her disability money (she herself is now the payee) where before her family got it and did not exactly spend it on her (from what she told me). I’ve been helping her as much as possible; first, I paid for the bus ride from California to Connecticut, then, I gave her more money just to survive once she got there and while she was staying at a homeless shelter. While at the homeless shelter, she experienced a bad panic attack and ended up going to the emergency room. While she was at the hospital, she contacted me in the middle of the night (thankfully I was awake) and asked if I could book her a motel/hotel stay. I paid for a 22-day stay at a motel where she is currently staying and as of the time of this writing she is on day 2. While she is there, she is going to try her best to start working a job in the area so she can really get on her feet and go from there. She even has future goals that go beyond just getting on her feet and I would love to give her the hope and the opportunity to achieve these goals. 

The only problem (the reason why I’m doing this) is that I really can’t keep helping her by myself. I am a full-time student who only works a part-time job, so because of this, I barely earn enough to continue helping her financially for very long. Please help my friend to get on their feet so they can start living the best possible independent life they deserve. It bothers me so badly to see someone struggling like this and knowing I can only help so much. She said herself that she only has me, so without my help, she would be stranded and by herself. I just can’t leave somebody like that, especially after all I’ve done for her already. So you see, any amount that you donate would be highly appreciated, even if it’s a little bit. 

Thank you for reading!!

(I’m sorry, I already posted this, I just forgot my paypal.me link of all things).

paypal.me/SymphonyX96

Its my fault!  I have been carrying debt since before the pandemic.  Then I lost my full time job and was not able to get any pandemic relief money or unemployment because i worked 2 other jobs.  I was trying to hold out on until my full time job came back, it has only given me 11.5hrs a week.I used to work 65 plus there.  I do drive for meals on wheels part time 15hrs a week (they are one of the few that still pay you as an employee and I decided to get another full time job with Stewart’s Shops 39 hrs a week,last April 2021, since they survived so far and I also work for a office 11.75hrs a week as an office manager. I was starting to make a dent and pay all my bills on time.  As you all know prices for anything are out of control and the last 1 to 2 months I have fallen behind and cant keep up.  I received a notice from wells Fargo saying they are starting foreclosure proceedings.    my car payments behind, my personal loan(all this debt i acquired during fall of 2019 just before the pandemic (with a great pay before pandemic shut down things) and during( keep afloat) is behind I am trying not to let them go 30 days past due, however the last 3weeks I had no choice.  I haven’t bought my diabetic medicine for 2.5yrs, or my heart medicine.  I had a heart attack at 35yrs old.  I am now 47yrs old. I am paying for my daughters therapy out of pocket because frankly I would like her a around a few more years, our area was over whelmed and no one was taking new patients, so I took first one that had opening.  She is severely depressed and has major anxiety. she is eighteen, She has had this struggle since jan 2021.  She struggle daily with an IEP also.  I am trying to hold it together for everyone.  I have tried loans to consolidate but my credit has suffered.   I am looking to pay my credit debt, loan debt, amount for mortgage to bring me out of foreclosure and also enough money to pay for this years upcoming heating fuel cost.   Doing this, I for sure would be able to get on track pay my bills and feel a little better about life.  Right know I cry every dang day.  I hate it!! I am asking for $50000.00.  there are platforms for peer to peer loans, am will to do this.  I just need to put it all in payment.  if perhaps you can give me anyting i greatly appreciate every penny.  thank you

i do not really trust posting any

https://paypal.me/sabrinabornt?country.x=US&locale.x=en_US