Begging Money

Financial Hardship Help

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fight the good fight

First off I want to say thank you for reading my post. Wow life has kicked my ass the last 5 years. I feel like I’m in a downward spiral and get break lose. It’s like a have something pulling me down. I’m a veteran, I was married, nice house, beautiful son, and had a great job. Now I’m divorced, working at a job making 18 bucks, but I’m grateful, had to sell my house, also living with my brother now. In the last year my car was Totaled, I had to get a plate and nine screws, and my jaw was broken. I got a Plate on my bottom jaw and 4 screws for that. I just feel like a need a boost financially so I can apply for another VA loan and get back settled on my own. I’m asking for help to get back on my feet, not only for me but for my son. This money will help me get back into my own place and be financially ok even making 18 bucks an hour, because honestly this is the happiest I’ve been at my current employment. Even though life has hit me hard the last 5 years, I’m fighting the good fight and I wish I didn’t have to get on here like this and beg, but I don’t have family that can help me financially to get back on my feet. So I want to say thank you and if you want more information about me or just want to chat, email me at Jrugenstein31@gmail.com

 

https://www.paypal.me/JonRugen

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Utility bills, Rent, Basic needs

I have many thoughts running through my mind as I am thinking of what to type.  No matter how hard I try I just keep coming up short and sinking deeper and deeper. I lay awake every night thinking about how I am going to keep a roof over my kids head and food on the table. I have reached out for help to many different places and every time turned down or all their resources have already been used for the year. I just feel hopeless but I know I can’t give up.

I have not been able to work for a few years now due to problems I have with my health. So my husband works to support us all. His yearly salary is around $45,000. With the cost of living constantly on the surprise it has made it basically impossible to cover all the cost of our family. It just leaves us struggling everyday. I sometimes have asked my mom for help but it just makes me feel even worse about myself. I know you have likely heard it before several times but covid has really ruined us.

Before covid my husband was able to pick up overtime which helped us to keep on top of everything.  When that got cut is when we started getting behind on rent and other expenses. It just seems to be one thing after another.

A couple weeks ago our middle son was hit by a SUV while crossing at the cross walk going to school. He is going to need physiotherapy and surgery on his right leg. I just praise God that it was not any worse.

I am just asking with an open heart for help from anyone that maybe can assist us in catching up with our bills and to avoid eviction. I know its a lot but all I can do is leave it in God’s hands and say that I would be forever grateful and hope to be able to pay it forward one day.

paypal.me/jennparm77

 

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Extreme Financial Debt. Please help

Hi everyone,

Thank you so much for taking the time to read my story and request for help. I am in a serious situation and don’t know how to get out of it. I have never done this before and feel quite bad asking strangers for help, but I dont know what else to do.

I am currently £20,000 in debt and only 24… It all started with a credit card when I was 18. Of course I didnt know what I was doing and spent it like crazy (£500 limit). Then Christmas came and I wanted to spoil my family and my work had a loan thing on, where you would have low interest, so I decided to do this, so I could pay off my credit card and treat my family. Obviously I now know how stupid this was, but I was 18 and didn’t know anything.

Anyway cut a long story short and with more credit cards and loans I have managed to rack up a huge debt. £10,000 of this debt is from Lendable and the other £10,000 was with my bank, but I have borrowed my baby brothers money with my Mums advise. (She doesn’t know about the other £10,000).

So I am currently paying off 2 lots of debt. One of which is my brothers which needs to he paid off! I am currently working as hard as I can to pay these off but I am panicking and can’t afford life.

I know this is all my fault and most likely people have stopped reading by now, which I totally get, but if there is anyone still reading this, please may you help me. Anything would be amazing so I can start paying this off and getting back to living again. All I seem to do is worry about money and I dont know how to enjoy my life. I never go out because I can’t afford it. Havent ever been to a proper party or gone out properly. I feel I am wasting my life and dont see the point of it at the moment.

Sorry for rambling, but honestly any help you can give I would appreciate it so much!

Again thank you for reading

https://www.paypal.me/shanz96

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Near to Bankruptcy – need help

we are a family of 4. That is my two sons and my wife and me. we purchased our home 18months ago but because of the funds that we have available at that time we could not purchase the house with the size that we needed. so had to settle for something smaller.

After living there for a while I found that I could get a loan to pay for an extension. I got a £30k loan and started the extension using the £3k also we had in our savings. unfortunately, the cost was a lot more and we ended up adding an additional 8K to a credit card. the monthly payment for the loan was £499 per month and the credit card payment was more than I could afford. I tried to manage it but somehow even after selling some of my personal belongings I could not pay it off, now it has spiralled out of control as my outgoings are more than my income. My credit card debt is now 24K they have been increasing it and I am at a point where I will end up going bankrupt.

I am looking for any help that I can get, even if only a small donation may help to resolve it. Ideally, I would like to pay off the credit card debt and then I will manage the Loan myself, as I still have £27K left but I can manage that just about within my monthly income.

paypal.me/mathewwilcoxcred321.jpg

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Changing our lives

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Not really sure where to start. This is likely a situation you’ve read a lot either here or elsewhere.

 

Both my wife and i are key front line workers. The last couple of years have seen us rack up debts, for Visa’s (my wife is from North America and i the UK) to loans to keep us afloat. I worked with people with learning disabilities for 14 years. At the beginning of lockdown my section was closed as i had recently been moved to a respite service, which wasn’t safe during the lockdown. I was furloughed and eventually the company decided to restructure my department and i was made redundant. It was a blow, i always considered i’d spend my whole working life there.

 

My wife was working in Nursing Home with eldery residents. After an outbreak in which she caught (and thankfully recovered from) Covid, it saw nearly half the residents die. After working through that the Home made the decision to close because it was no longer viable. Making her redundant within a month of me.

 

Due to her immigration status we have no recourse to public funds, so are unable to recieve help. I got further employment, this time with the elderly, in a brand new setting. I’m struggling with this due to the change in the type of service, and missing working with those with Learning Disabilities. But needs must.

 

We are struggling to make a lifevfor ourselves. While we should have a home, and be building towards our future, were instead stuck with debts and bills piling up.

 

I don’t really know how to ask for money. I don’t know how much to ask for. To sort everything out would take tens of thousands. But honestly, even the smallest amount would help.

 

I know there’s more people deserving, i know our situation isn’t unique and that so many have suffered. I’m just trying absolutely everything i can to keep us from drowning. My wife is a wonderful person, the best i’ve ever met, and deserves more than our situation has given us.

 

If you can help, then i would be so so grateful. I don’t really know what else to say if i’m honest. Just thank you for reading till the end. I’m grateful even for that.

 

P.s they asked me to provide a photo. This is our rescue Pug (who we got before we landed in fanancial straits, and who we could never rehome no matter how bad things get) it’s only relevant in that she’s our family, and this post is all about helping myself and my family sort things out and allow us to rebuild from the worst year of our lives.

 

Thank you

 

paypal.me/ddaf84

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I need 200-300 Euros for a new Chair and a Drawing tablet!

So I’m in need of money and yes this might be a bit of a dumb request but, I need a new comfortable, good quality chair and a drawing tablet so I can do my work on my PC (I do digital art and I also play videogames) . I also need a new chair so desperately because I am homeschooled. I spend most of my daily time in front of my computer. The chair I have right now is super uncomfortable and it makes my neck hurt so much that I get headaches. My anxiety is in the way of me getting a job, I don’t want to ask for weekly allowance from my parents because they don’t have that much ‘’extra’’ money either.  I’m really sorry for asking anyone here for extra money but I am so desperate, so please accept my apology.  I don’t have that much friends, so they can’t help me with this either. I really hope someone could help me and my neck. If I get enough money for the chair and the tablet, I will start selling my art online. I assure you your money will go into a good cause, you can even email me later if you would like to know how I’m doing or if you’d like to see my art!! I might even draw each of you (helpers) something for free! you could just send me a character from a show, or a picture of yourself and I will draw it for you!  What else do I write here? OH! I will put a photo of my current chair here. It’s a saddle type of chair and it’s supposed to be good for your back but it’s not for me. I don’t know why, maybe I’m just sitting wrongly. It does not have a backrest witch I need. a cup holder would be nice too :D I hope someone can help me with this and again, thank you in advance to whoever will decide to help me! I think you will be able to find my email somewhere in the info, so feel free to send me more questions (if you have any) And obviously I do not mind any extra tips! my paypal link will be at the bottom of this text so just copy it into your browser and you should be able to send some money! thank you for your time!!

https://paypal.me/ENisonen

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For the love of freedom

Hi,

I suppose this would be the only place I could be completely free to be honest about my story. It’s interesting that humans are far more open with strangers than those that are closest to them. It’s a liberating process, albeit still has a sense of shame attached. I love freedom, nearly to a fault, and this has made me quite unconventional in the way I choose to live my lifestyle. This has naturally incurred negative financial consequences.

It’s strange, I woke up remembering a dream wherein I told an entire crowd of people about my story. And here I am. I found this website this morning. I suppose I’m curious to follow through, even if it is to see what happens, for I’m on the cusp of doubling down on my privacy as a philosophy. Before that occurs, I suppose this is my way of expressing myself in the required quota of words.

“I was deemed gifted” by the Toronto District School Board in elementary school. I decided not to attend gifted school, and stayed within the public system. During high school, I was considered to be their top student, winning both academic and athletic awards throughout my high school career.

As an intellectual, I excelled at the University of Toronto for both my bachelors and my Masters. I was extremely popular, even being cited as a protege by the municipal government  in order to increase women’s participation in government. I don’t see myself as a genius, but at the risk of  sounding arrogant, people have referred to me as a mastermind on many occasions.

What I can’t seem to figure out is, even if I’m a so called ruler of the world (as my horoscope predicts), why I’m an utter failure when it comes to personal finance. I’m no stranger to luxury, but it has never been my own money.  Please do not misunderstand me, for I had worked a great deal, even as a senior financial analyst at a brewing company here in Canada. It was in some sways my dream job. Nevertheless, the price of freedom was too high, and my love for freedom reigned.

Even now, I’m living at a luxurious resort, but I’m starving and malnourished. I recall rationing a soup mix from The Dollar Tree and sleeping more to starve my own starvation. It doesn’t help when I’m surrounded by luxury goods and luxury restaurants here.

The neighbours know nothing, the employees at the resort consider me an enigma. In fact, it was a particular employee at the coffee shop here at the resort that was brilliant enough to figure me out (at least a little bit). He was bold enough to ask what I do for a living. My response was honest, “ I don’t work”. Has anyone ever said such a statement with such confidence? I thought to myself at the time.

My confidence was soon fleeting, for my fiancé gave way that I do in fact work, doing coffee reviews. Of course this is a cover, a mask as well. Anyone with a brain understands that this is passive income at best. In my attempts to be authentic, my fiancé was well intentioned in his attempts to place my social mask upon my face again.

The desire to be free still seduces me, and I’m bewitched by it. This is perhaps my way of coping with existentialism. My manner of coping with all that desires to control me, is to be so free, and so self contained, that I’m not attainable to the forces of enslavement. I humbly ask for your help in this regard.

paypal.me/ishanieishanie

Thank you.

 

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Debts from business failing to take off

Hi, my name is Lauren and I am in real need of financial assistance. I have always enjoyed studying languages and after graduating with a BA in Translation Studies and getting a job working for a translation agency I realised that I could offer a much cheaper and quicker service to the public. I decided to quit my job and start my own website. I spent so much time and effort building the website, writing the content, sourcing a few freelancers, not to mention the money I invested… SEO costs to make my website visible on Google, PO box fees, web hosting fees, product materials, not to mention supporting myself (rent, food, etc). Just as it looked like the investment might be paying off, the pandemic hit. People stopped travelling and therefore the demand for document translation pretty much died. There was no market or audience for the website I had invested so much time, effort and money in. I now have £3000 debt on a credit card, and have £8000 to pay on a separate bank loan. Not to mention my student debt. Thankfully, I was able to secure a full time job in October 2020 but my monthly wage goes towards paying rent, bills, and chunks off my credit card and loan. I live just to pay bills at the minute and it’s very hard not to imagine what could have been if it had taken off as planned. I feel weighed down by the amount of debt and the monthly re-payments are financially crippling me. It’s taking a toll on my emotional well-being as I just cannot see an end to this.

I tried to make a living for myself while offering, what I thought, was a better service for the public than the services already on the market. I understand the value of money and wanted to pass on the savings to the customer, instead of rinsing them for all they’re worth like many companies do. If someone were to help, even with the smallest amount, you have no idea the pressure that would be lifted from me and the relief I would feel. For me, clearing my debts would be a fresh start, an opportunity to focus on my current career path and build a future for myself without my financial circumstances holding me back. If you can relate to this post or are in a position to help in any way, I would be forever grateful.

PayPal: https://paypal.me/IrishBlonde89?locale.x=en_GB

 

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Second Chance

Dear Anonymous,

Thank you for taking the time to read this email.  I know you do not know me and your time is precious.  My wife and I are from Torrance, Ca and your  philanthropy is truly a blessing.

I know this is a long shot in asking, but we are in need of financial assistance.  My wife  and I both have excellent steady employment, she is a nurse case manager in the ER and I am a surgical technician in Surgery, with plans to further my education in Healthcare by obtaining a Bachelor’s in Nursing to help better serve our community.  We both are dedicated health care professionals despite the current epidemic we now face everyday.  Yes we both do make good incomes, however due to some health challenges a few years ago(my wife having a total shoulder (3 surgeries in total and was out of work for 2 1/2 years and I during this time also having lost my job) and it in turn affected our finances and credit.  We became burdened with bills and debts and had to foreclose on our townhouse condominium. 

At present, we are renting a townhouse and are keeping prayerful that God can put someone in our path way,  and give us a Second Chance and new start, whereby are debts are paid(current debts are $300,000 which include school loans and federal and state taxes); and  a good down payment to purchase the townhouse we currently rent($200,000) or the money to buy the townhouse(approximately $800,000).  All proper documents will be provided as requested.

We have had trouble renting a home or qualifying for a mortgage loan due to our credit situation and planned to withdraw our retirement money to pay off the bills to better our opportunity, but our plan will not allow us unless it meets a certain hardship withdrawal criteria which in this case it does not meet.  We have tried all options, but to no availability.

I am boldly coming to you and asking for your help and assistance, to please help us with a SECOND CHANCE OF HAVING A CLEAN SLATE coming true.

I know you don’t know us at all.  We are good citizens and a God fearing couple,  married for 26 years and of good character. We are active and faithful members in our local Church. 

We are just asking sincerely for a Fresh start in these uncertain times. We ask the Lord for an open mind and understanding in our situation. Whatever the Lord put’s on your heart, we will humbly receive it with grateful hearts and appreciate your kindness and understanding and hopefully be able to pay this blessing forward and do the same in any way we can.  We hope to hear from you soon.  I pray that the Lord continue to bless you in many beautiful ways, in Jesus Name.

https://www.paypal.me/melmbailey

Sincerely,

Mel Bailey  

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Please help us student

Please help me. Both my friends and I are making a regretful decision. We thought by living on the campus, we can focus more on studying as we have 2 more semesters left before actually finishing our degree. The reality hit us like thunder when unexpected things happen. We have spent more than our budget on our ticket flight and luggage fee. But, we thought it will be fine as long as we stay at our campus. Unexpectedly, the cost of living on the campus costs us more than living outside the campus. We are told to pay a fixed amount for food and we have eaten what’s given to us. None of the food stalls is open on the campus, so by hook or by crook we have to pay for the food, or we will be starving. Not to mention, we have to pay for each electrical device that we own including the extension cord. The room that we are staying in also needs to be pay, obviously but what makes it ridiculous is the amount quite high and it does not even have a kitchen. Renting a room outside the campus costs way much cheaper. Staying outside the campus not only has a lot of freedom as we can save up by cooking our food and even working part-time jobs. Since we travel far away from home to the campus, we have used all of our money to pay for the transportation. Our campus is far-off from the city. it took around 1 hour’s drive from the campus to the nearby city. The cost of transportation is quite high. We need help desperately because our campus location is quite far from the main city and required quite a lot of money just to pay for the transportation cost to the main city. And then, from the main city, we have to pay another transportation fee to the rented house which will be more expensive compared to the transportation fee from campus to the main city. We need funds for the transportation, the deposit for the house and also for the groceries. We can’t ask for money from our family since each of our family is not well-off. We couldn’t bear to ask from our parent as they have a lot of bills need to pay and our siblings that are studying at other universities who also need money. We need help with these first steps which cost around $1000. Hence, if you can understand our hardship and are capable and willing to help, please donate as much as you can sincerely, thank you.

 

https://www.paypal.me/yayasairin

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Desperate for help

Hello, my name is Robert and I really could use help for my family.

I am in desperate need of wanting to help my family.  I got sick about 8 years ago.  The doctors have had no idea what is wrong.  I have neuropathy in my feet, legs, hand, arms, and it is just getting worse.  I also get extreme nerve pain that the medication only barely helps with.  The feeling of being electrocuted.  I have had test after test, and now I have also been put on metformin.  I have already been taking gabapentin and Cymbalta, blood pressure meds.

I only have my elderly mother and girlfriend that has been helping me get by.  Social Security says I can work, even though I have not been able to due to illness, as well as PTSD.  My mother is in retirement and my girlfriend is on disability.  So, their income is extremely limited.

Over the last 8 years, we have all had to take out credit cards to get food and other items that we needed.  Now the credit card bills exceed $10,000 and it is killing me to not be able to help pay these off.  If I were able to work to begin with, they would never be in this situation.

My mothers’ car requires work done to it, and I am unable to even help with that.  My family can not even afford clothes for themselves.  What little money we have gotten through the stimulus funds, goes to keep us afloat for now.

Just to let my family have some peace and quiet from me complaining daily, I started to take classes at the local community college, with the help of grants.  But I will be losing my grants for next semester because my grades have fallen below a set point.  About 8 years ago, when I got sick, I was taking classes, but I had to withdraw.  I was having seizures and speech issues in class.  Because of that, I was automatically put on financial warning.  So, if my GPA fell below 3.7, I get no more aid.

I would really like to keep taking my classes, so I could at least try to open a few other doors to try to help my family.  It is hard enough for a 50-year-old man to find work, let alone work during a pandemic.  The only thing I have even worked as is computer repair and security.  With the shaking of my hands, I can not work as a computer repair tech, and with the PTSD diagnosis, I can not work in security any longer.

Please, I feel bad for asking, but I am desperate.  Could someone please help my family?  They are paying on the credit cards, my hospital bills, which are over another $10,000.   And with me losing financial aid for schooling, things are getting worse and worse.  The cost of the classes if about $3,000 per semester.

All in all were in desperate need of ruffly $30,000.  But anything would help now.

Thank you for taking the time to read.

Robert

 

paypal.me/SharpRobert

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Life has been financially difficult for my family

To whom it may concern,

My name is James and I am not the type of person to complain about life, I believe that I am fortunate to have a roof over my head and a family that cares.

However, I just can’t stand to see my parents struggling.

My dad suffers from several medical conditions which have prevented him from working for almost 2 decades. He pays all of the bills at home despite no real income. He is living off what he saved earlier in life and this is slowly running out.

My mother has enormous credit card debt due to poor life choices in the past. My mother works full time to put food on the table and most of her pay goes towards the mortgage and other expenses. She has hardly any money left after all expenses are taken into account. It is hard to see this happening to her as she suffers from a very bad back and has no feeling in her left leg.

I am studying full time and am trying to save up to buy a car as I am 22 years old and need to be able to drive myself around.

My goal in life is to have a positive impact on others and help others. That is why it is hard for me to ask for help. However, I hope to help my parents financially as best I can.

Any help you can provide would have such a positive impact on myself and my parents.

My goal is to help my mother pay off her debts so she can start saving up money and have a sense of security.
My goal is to help my father to enjoy a better quality of life as he deserves to enjoy doing what he loves for a change without worrying all the time and suffering from depression.

I hope to one day pay forward your generosity and help others who need it. Thank you and God bless you.
Feel free to email me if you want to discuss.

James

paypal.me/jbarsha

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Never thought I’d wind up here.

Never thought I’d wind up here. 

Once upon a time I was able to help people improve their lives by restoring their old homes, repurposing their old buildings, and rebuilding their declining neighborhoods. 

No job was too small. No challenge too daunting. Although the work could be hard, frustrating, physically demanding, even literally back-breaking, it was always rewarding. The work sustained me. 

Bringing new life to people and places through the years filled my heart, but it did not always fill my wallet. I often became too emotionally, as well as financially, invested in the work I took on. Though I could always envision a project through to its completion, sometimes I failed to see the motivations and intentions of others around me. Repairing the damage that time and nature can cause was what I lived for. The damage that human nature can cause in no time at all is what I’ve lived through. What’s  the old expression? We grow too soon old, and too late smart.

Now crippling arthritis and a now long list of chronic diseases have ended my ability to earn and create with my hands. Even seeing to my own physical needs is getting harder every day, let alone caring for others. Making matters worse, since getting Covid-19 last spring, I am trapped as a long hauler with migraine headaches, nausea, short breath and exhaustion. 

My wife has also suffered since contracting Covid-19 last year, and found out last week the company she worked for will be letting her go come June. That means the live/work space which we have been blessed to call home these last years will be lost too. 

Broke, homeless and incapacitated past middle-age is not what I hoped for or planned, but here I am. 

There’s another old expression though, about spilled milk, and I know we will get through these tough times somehow. We could just sure use some help right now. 

Anything you can give will go toward a new rental and deposit, moving expenses, food, and computer equipment/software for my wife and I to start a small business from home based more on what we know than what we can physically do. 

Even if we can’t use our hands and bodies the way we used to, we intend to put our knowledge and experience to work for us and others. One day soon that work will once again sustain us. 

Until then, whatever you can give will be greatly appreciated. 

Thanks for taking the time to read this. 

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Police failed me, asking to help replace stuff that was stolen

Hello, my name is Nathaniel. I am a 30 year old autistic male living in the UK. I want to tell you a little story followed by why I am asking for money.
I had recently been released from prison after 13 months last year being on May 13th 2020 and I had moved back into the old property of mine and when I got there, all my items and possessions that mean much to me were still there. Ranging from a Retrofreak console (a console with different input slots for retro gaming ranging from NES to PC Engine) to a Sega Dreamcast and on the same year I had received a present from a woman whom I loved. A Roland SP404A (A linear wave sampler that’s very known by people who make Hip Hop music) and as a autistic male during this hard time I need something to keep me distracted.

So how does this relate to my title?

Around 23rd-26th December 2020 I went to my father and his wife’s place for the Christmas holidays because I was originally going to go see my mother but however travel was restricted so I had the nearest family member close by. Being him.
After coming back from my fathers, I decided to go to the shops to grab some food and when I entered my property and I had saw my door had been forced open and I noticed a lot of stuff of mine had been taken. Said stuff being the Roland SP404A, Retrofreak and my Dreamcast.
To my dismay and horror, I had felt my world had been taken and I was freaking out and hyperventilating a lot. So naturally, I had called the Police and I explained and they told me over the phone that they had been called to the property and they have been taking care of everything and they hope to try and get things sorted as best as possible and everything returned,
3 months later I have called them and they said that they have given up their search because it was of no importance and they feel that there are other things of a serious nature. So in others words “Sorry sir but you can go **** yourself”. This upset me because the games themselves were sentimental to me because I had these since I was a child and they have expanded as I collected over the years and the SP404A meant a hell of a lot to me because it was a gift.
Now I have looked around for how much it would cost to replace most of the stuff stolen.

The Dreamcast and the games would be around £200 to replace (estimated)
The Roland SP404A would be £400
The Retrofreak and the games would cost around £500 to replace (estimated)

It seems like a bit much to ask for but sadly I have financial issues and the monthly I get (because I am not working) will not cover this and even if I saved up they would have either stopped being in production or have became expensive.
It would mean a lot to me and I would be forever grateful.

(The image attached shows the 3 things I have mentioned. The image on the left being the Roland SP404A which sits on my computer desk. The other 2 images on the right being a Retro Freak and Dreamcast which I had to pull from the internet because I did not have any pictures of them)

paypal.me@hikikomori000

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Giving up my home and starting a new life

Hello and thanks for reading my message. I am a high school student who wants money in order to live a better life. My family is in a difficult situation. With COVID-19 ruining my family’s life, and an outrageous policy created by our local government. My family seriously can’t take it anymore.

It all started in 2020 when COVID-19 started. We have to transition to a new, different lifestyle. Everything turns digital from e-lessons to online meetings. The change however is very sudden and new. So we are basically newborns to this transition. How this affected my family? First of all, I have mild ADHD and struggle to concentrate in class. However, since I eat pills regularly, I managed to catch up on my studies, until COVID-19 came. Every single day, I sit on the chair, open my camera, listen to my teacher lecturing for an hour, and a single E-lesson is done. No interaction with the learning materials, No communication with the subject teachers and classmates. To me, E-lessons are just a waste of time as I am not enlightened by the things being taught. In fact, my second term grades are so badly downgraded that I am forced to retake my grade. That is one year of school time and money wasted. At first, I thought I can improve my grades when retaking. However, in the first term of the new school year, the grades are still under my expectations. The school warned me that having a grade like this is not acceptable to IB, which is a curriculum that I will be learning a few years later.

My parents comforted me and told me that they will help me with their absolute best. But I know in a long run, my parents will struggle as well. My father has a small amount of money. After paying for our house and family, he has only a few thousand dollars in his pocket. My mum, however, is working in a high-paid job. She pays most of our bills and fees. When COVID-19 is here, however, everything changed for my mum. As she works as an insurance agent, she struggles to market her insurance to her clients in a situation where people hesitate to go out. And since my mum can’t meet her clients, she earns less. In the past, my mum always achieved her working goal with ease. But in COVID-19, my mum almost missed her goal. Things get so bad that her boss gave her a warning letter at the end of the year.

I saw myself struggle and my parents struggle. If I don’t do something, I will not be able to study IB in my school. Then, something in my place happened, which told me that I should start a new life outside my home.

I live in a very wonderful place called Hong Kong, at least it was previously wonderful. If you are unhappy about something in Hong Kong, you can protest about it. If you want to get help, the police will support you with care and respect. That is until China executes a policy that changes Hong Kong dramatically, it is so bad that many people left Hong Kong to start a new life. That is another reason why my mum is losing her sales and earns less. Every day when we watched the news, we saw people leaving HK, people getting assaulted by the police, people getting arrested for no particular reason. My mum is so stressed out that she is starting to see the doctor every week.

My family is starting to get tired of everything that is happening. This is why my mum recently got a BNO visa. My mum decided if things get out of hand, the whole family will leave Hong Kong to the UK. To give me a brighter future and a better environment. I can study in the UK for the next few years and do not need to study the IB curriculum.

After all this, I start to see how caring and considerate my family was. They sacrificed many of their things just for my benefit. I tell you, my father does not know English at all, but he is willing to immigrate to an unknown country just for me. My mum also helped me a lot. I just realized that my mum saved up millions of dollars just for me. She can easily use up the money herself, but for my future. She is willing to careless about herself by spending less and prioritized me instead.

I am touched and grateful for what my parents did. But I also feel defeated and selfish. I want to be a mature man and don’t want my parents to worry about me. I want to support my parents as a return in the future.

Therefore, I am requesting you from the bottom of my heart. I want 1000 USD to fund myself going to the UK. I don’t want to waste the opportunity that my parents gave me. If I gain citizenship, my parents can visit me anytime they like. In the end, my parents can retire with peace of mind, and I will use all my power to support them. I, solemnly swear, that I will not let my parent’s efforts be wasted and make them proud by becoming the man they want me to be. Thanks again for reading my story and understanding my hardships

Email:marcuslamlokhei@gmail.com or mrjarjar8153work@gmail.com