Hello.

My name is Geri, I’m 62 and 3/4’s, just trying to figure out if it was me that made all the mistakes. I’m pretty certain it was me, who else?!

Long story hopefully short, following a divorce after a long marriage I moved away to take care of my father with Parkinson’s. My first month I met a woman who scammed me horribly. I ended up losing everything but mostly my  credit has completely changed my life.  Prior to moving to assist my father, I had great credit and co- signed for my daughters car.

Now I can’t even buy a car for myself.  Being somewhat, well I mean extremely ignorant, I sold my suv too soon. It was too big and could barely afford to put gas in it. However, I never meant to not have a car to replace it!  What I’m ignorant about is thinking these car sales people were really telling me the truth.

Bottom line they weren’t, it’s now been 9 months without a car and now my credit isn’t much better after looking for a car.

What I’m asking for is the down payment of $5,000.00.

I finally have a car in the works and they told me yesterday I needed a bigger down payment.

I’m on a tight budget (aren’t we all) but I can swing a small car payment which is why I’m buying used. The banks won’t fund an old beater car with lots of miles but I found a car lot that actually has decent used cars and is working with me.

I’m shocked there is a website like this and could I ever use help right now.

I’m grateful for any kind of help, especially prayers as I’m tired and I don’t want to ramble on but life’s been harder than ever in my older age, and I feel I’m overdue for a break.

My Paypal information is https://www.paypal.com/paypalme/vintagecalgal

Hello and thank you for taking the time to read our request.

My husband and I live in Southwest Ohio in a very rural area. Our home is at the bottom of a hill with a top of a cliff to the west which holds farmland at the top and water run-off. At the road to our North is a natural culvert, to the South is a small creek and to the East is a nice sized creek that turns into a raging river after a heavy rain.

We have tried reaching out to the county, township and state for grants for rural development and specifically for raising our home. Unfortunately,  everywhere we have turned, the grant funds have been empty since 2012 when I took ownership.

It was explained to me upon purchasing that I was far enough away from the creek to be safe and that the new bridge and dredging that had been have prevented any further floods. That was naive of me to believe and I soon found out that it’s not a matter of if it floods, rather when.

I do have Zone A flood insurance as it is mandatory, but we need to do more to mitigate the water and we would like to do it before the weather beats us to it.

We were trying to save ip for this to do it on our own. Unfortunately, we had a very expensive couple of years that wiped our savings and put us in pretty deep credit card debt. We don’t have any wiggle room at this point to refinance because our Homr Owner’s insurance doubled 6 months after signing a new policy, last year. There are no other agencies offering any better rates.

We have had to replace our well, our well pump, a skylight,  had the roof repaired in 3 spots, had to replace all appliances due to age and electrical problems (which have been fixed), replaced the cast iron wood stove, fixed tucking on our chimney, added a new storm collar to our chimney as well as other repairs to the chimney and resurfaced our deck due to rot. Additionally, our home is a log home, so we have also had to strip, sand, stain and seal the home as it had never been done since 1989. Cost of home ownership, I understand, but all at once was unexpected.

This was all on the heels of high medical bills from Kidney Stones, Physical Therapy, and all of the testing I have had to have due to my Autoimmune condition, Lupus.

I do work remote, full-time, but my husband is a 4-time failed back patient. He is permanently disabled and on a fixed income. With rising inflation, medical bills, and insurance payments, things are starting to get really tight.

Last November we had paid off our credit cards and felt really good about things, since it was right in the heart of the holiday season. Two weeks before Christmas, our SUV broke down. $3000 to fix it. Ok, life happens we thought, we are in a good place. Then, a week later, our truck blew a piston and the truck was in the shop for a rebuilt motor. As we waited for the truck, our daughter, who has a little one and is trying to get on her feet and needs a car, had a waterpump, belts and radiator go out-so we helped her pay that repair bill, $1,000. We are now into January, my husband takes the car into town to run some errands and lost 4 quarts of oil. The PCV valve froze and caused the head gasket on the SUV to blow. Another $3000 repair. Now we aren’t so good anymore. And today, we still aren’t.

We need help with paying for the following:

*Raising our home on stilts

*Mitigating water away from the house

*Equipment to help keep the creek clear (excavator)

*Polebarn to protect the Excavator and other heavy equipment/assets

*Paved driveway so the floodwaters don’t take ours out anymore

*Credit Card debt

At the low end of our request, we are asking for $30,000 to pay off our credit card debt.

The middle-of-the-road request would be to pay off our home so we could fund the rest on our own a little at a time. $230,000.

The maximum request would be $500,000 to fund all the above.

We sure do appreciate you for considering and helping us in our plight. We hate asking and we have sure been trying to not have to ask. We know there are people in worse shape than us and if we find ourselves in a position to help them, we will. (Last year I hand crocheted hats and scarves for the men, women, and children in the North Carolina mountains who were still living in tents and I donated them to a local church). I wish we could have done more!

Our cash app is $beachhag

PayPal is: https://paypal.me/Floodplane

 

Hello. I am writing to ask for a little help. I am due to be married (Planning to save up for the wedding) in the middle of this year, and am uncertain if I can afford the new costs of living. I haven’t lived with my partner before the engagement, and am now aware of the rent, utilities, gas and grocery cost. Its quite a lot. I have some debt and a job that doesn’t pay quite as much to afford paying off the debts in a decent span of time. I’m not the type to job hop and am staying due to an interest and joy I take from the job. It definitely has potential but it’s not paying off enough right now.

The amount of debt is about $45,000.

I’ve closed the accounts that were a source of the problem and have stopped using loans, learned to use credit cards responsibly since then. But my credit is still in the pits. I’ve made some cuts to my overall spending

If I was helped, I would look to possibly become a donator on this site myself. I want to help others and am normally not one to ask for help. If I can get help, if appreciate it. Anything.

 

I have a PayPal down below.

 

Thank you for your time.

 

https://www.paypal.me/JeSsReE323

 

 

Hello,

My mother always said, if your 15 minutes early your on time. If your on time your late. She raised me to be independent. I have worked my whole life and supported myself. Recently within the last 2 yrs. I had to sell my home and leave my life of 30yrs. I tried everything I knew, to keep from having to leave. Nope, that option was not in my cards. I moved 5 states away and stayed with  my uncle and aunt until I could get on my feet. I didn’t know anyone. It was scary, but I was positive about this new start. However in May of 2025, I lost my brother. He was the last family member from my immediate family. I am the last family member. Then I turn in the gap to see my son with his family.  I always thought, I’ll be the Gigi, and every Sunday the kids will come over for dinner and enjoy my fam.  That is not where I stand today.

While 5 states away, not knowing anyone. I got a job, an apartment, and was starting to love my little life. I was in the process of transitioning to a new and better job opportunity when my brother passed. So, I flew home, to unexpected conditions that left him on life support, and having to make a decision that no one wants to make.  Already out of work, waiting on new job, bills, cost of living, etc….i started falling behind. I thought, this is not supposed to happen. And suddenly a relationship formed. It brought a spark of hope that things were going to turn around. Until I asked for help, and found myself having to move out of my apartment. With nowhere to go, I had to make a choice, and stayed with my new found Beau. While trusting him to help me move and put my belongings in storage. Half of came u stolen. He refused to help me with storage. I just started new job, having to take time off  causing me to loose that job. So now, I’m not working, not able to provide for myself, and my new beau turned out to not be my knight in shining armor. And then when I got shoved into the tub causing cracked ribs, I knew it was time to go. No time to pack ANYTHING.  My whole life packed up and moved to 5 states away, to having to walk away from it all, car, furniture, pictures, animals, family heirlooms, tools, etc. in a frantic state of mind. I grabbed some clothes and a few toiletries, toothbrush, bar of soap, deodorant. And jumped on a greyhound and came back home. No one knew anything. Until I made a phone call and asked to be picked up from bus station.

That was on November 18th.  I have cried and cried til I couldn’t cry anymore. I ask myself how could I allow myself to get to this point. What I have learned is, material items can be replaced, but life cannot. However, my heart hurts badly when I think about my animals. They depended on me. And I feel like I failed them. Or The ring that my son gave me the morning that I moved away. The small things in life have the biggest impact.

However, I keep telling myself it’s gonna be ok. But I now sit here with no way to go, no job, nowhere to live(I’ve been going from my kids on week to a friend the next week. I am fortunate to have my life. And that’s what I have to keep reminding myself.

However, the law of the land does not wait for man. This is the longest I’ve been without a job. I’m beside myself.  I have a goal. I know what I want in my life. I have been knowing. Now that I am with a bare foundation, It can be built with solidarity. And what I want to do, I know I can do it. I need help.

I’ve never been in a situation where I need help like I do today. It is a very humbling experience. What I would like to accomplish, is to have my own cake business. And have done cakes under someone else. I have always helped other where and when I could. However, this time I want to help myself. And I cannot do it alone.

I need help with getting reliable way to go which would consist of $20,000. And living quarters to have stability.

I am at the mercy of someone else’s hand. And would be forever grateful for someone to reach out and say, I believe in you! I want to help. That’s what anyone would want to hear, I think.

With closing in my request, I hope & pray the right person finds this. I don’t know how to go from this point. And need help, monetarily, to get back on my feet.

Thankyou for your donations. It will forever be told in my life story.

PayPal link is :  PayPal.me/74jdb

Thank you.

 

Hello,

I’m not sure if there’s enough space here to convey my current situation.

I’m at my literal rock bottom. I’ve made so many mistakes. I think I’m a good person, but I still feel like I hate myself because of the situations I’ve put myself in.

My mental health is non-existent. My self esteem is too.

I’ve always considered myself smart, hard working, honest and ambitious, but for the life of me I cannot figure out how to fix the hole that I’m in.

I honestly wouldn’t mind going into detail, but I think that there’s a word limit here.

I need a lifeline and a second chance at life. I have crippling debt close to 6 figures. I truly need help. Anything helps. If not a donation, at least a job opportunity. I have 10 years of experience in sales and customer service. I made a pretty good income before, but my experience is very niche and doesn’t transfer to other sales careers. I started working right out of high school, so I wasn’t able to get a degree.

Again, I don’t mind going into detail. Maybe we can find a way to connect and discuss… I really need a mentor or someone to point me in the right direction.

Whatever amount helps. My debt is almost 6 figures. I know it’s not feasible to expect this help. But genuine advice and help/job options would be so so welcome!

cashapp is $nmsocal

For the past year I have been helping a single Dad and his eight year old daughter stay off the streets, and try to get themselves established and settled. The young man has been working hard to find a stable job, and to keep his little girl in school, and provide her with at least some semblance of the life an eight year old girl should have. The young man has no family; just him and his daughter. He does have a few friends where he lives, and they have helped him as much as they could; but they are struggling as well. He has no transportation; just the bus and walking. But they have both been what I call real “troopers” through all of this. Then this past May the young man needed emergency surgery. That really threw everything into a tailspin for a while.

I have essentially been supporting them; with rent, food, utilities, transportation, etc. Unfortunately I could not bring them to stay with me. I was, and am astounded at what it takes financially to rent an apartment these days! And of course we all know what the general economy is like! Due to all of the “help” I have given them, I now find myself in a real financial bind. I have depleted savings; and I have maxed out credit cards trying to keep everyone’s head above water.

I have been told by some that none of this was my business or my problem. I am sorry, but yes, it was! I am sure if the young man had been by himself, he could have managed somehow. But he has an eight year old little girl to take care of! And I cannot stand the thought of an eight year old child being on the streets! Maybe I am foolish; but I don’t think so. I have just been trying to help!

How much do I need to “recoup?” To be totally honest, I would be over the moon with $200,000! But I know that is not anywhere near a realistic amount. So, I can assure you that any and every amount will be incredibly appreciated! I am just trying to rebuild what I have given out. I have also been told that I do not know how to say no; and that my heart is too big. But I carry a real burden for anyone who is living on the street, and I could not let this child be one of the number.

Thank you from the bottom of my heart!

paypal.me/titanic6969

My husband of 26 years and I have found ourselves in the endless cycle of payday and installment loans.

 

I have a good job that I really like, but I’m salaried.  So no matter how much I work I can’t get any extra.  Salary increases have not kept up with inflation.  My husband is a substitute teacher.  He is really good at it and is requested by many teachers.  However, when school is closed or he gets sick, he doesn’t get paid.  Also, he has trouble finding work in the summertime. For years, he worked at a county park, but the summers have gotten too hot and he couldn’t handle the job anymore.  It was negatively impacting his health.  Since then he has had trouble finding anything else.

 

We started by taking loans from my 401K, but that is not sustainable.  Our credit is awful, so we don’t qualify for traditional loans.  But predatory lenders are more than willing to “help”.  We have borrowed money from friends and family, but that avenue has been exhausted.  We are having trouble paying our rent and other bills and then we have the exorbitant payments to the predatory lenders.  I don’t know what to do anymore.  We are spiraling out of control.

 

In addition, his parents are older and need his help a great deal.  They are about 45 minutes away, so that takes gas money.  Now with inflation, they are starting to have financial problems.  It would be ideal if we could find a way to live together, but their house is too small and too far from my work. Our apartment is close to my work, but has no extra space.  It is also on the second floor and they couldn’t handle that.

 

So I am asking for help. I think that $10,000 would get us back on our feet.  Pay off some of these awful loans and pay back friends and family.

 

Please help.  I know this is my own doing, but I really want a fresh start.

 

paypal.me/MStuembach

 

Thank you.

Hello, I need help with a non-life threatening or emergency so, please consider this before helping me.

I am turning 62 this year and my legs have decided that they are going to do what they want to do instead of what I think they should be doing.. It’s part of life and where I need help is in buying materials to set my wood working shop up so that I can continue to work sitting down when my legs refuse to stand. I have most tools needed but lumber prices have made this dang near impossible for my to get done on my own. I will build the lower tables and bench tops myself. The few tools that I need to make things a little easier are mostly hand powered tools, no big commercial equipment. By lowering the surfaces and racks for tool and supplies helps me be more independent while working in my shop. I am trying to position myself to stay ahead of being dependent on someone else or Govt programs. My wood shop makes wooden toys and deco that I sell on-line, this keeps the belly happy and the heat on. Thank you for your consideration and time.

Merry Christmas,

Butch    Cash app:  $butchermade

Dear Everyone,

I hope this message finds you with great spirit.

I am reaching out today with humility and a heart full of uncertainty, hoping that someone reading this might be willing to extend a hand during the most difficult chapter of my life.

In the middle of my graduate program in the U.S., everything changed. A devastating car accident left me permanently disabled, battling mental instability, chronic anxiety, and overwhelming stress. The physical injuries were only the beginning – what followed were endless medical bills, unpaid loans, and a financial collapse I never saw coming. I have been trying to recover ever since, but the debt, pain, and emotional burden have only grown heavier.

I pursued graduate school with the belief that education would secure my future and allow me to give back to my community. Instead, I now carry more than $120,000 in student debt, a weight that has followed me every single day.

Today, I find myself deep in a hole I cannot climb out of alone. The constant pressure has taken a toll on my mental health, leading me at times to some very dark thoughts. I am doing my best to stay hopeful, but the weight of everything has become almost unmanageable.

That is why I am here, sharing this with vulnerability and sincerity.
I am politely asking for immediate help – any amount, no matter how small, will make a meaningful difference. Your support would go directly toward easing the financial strain that has consumed my life and would give me a moment to breathe, heal, and rebuild.

From the bottom of my heart, thank you for taking the time to read my story.
If you are able to donate, please know that your kindness will not only help me financially – it will help restore hope during a time when I desperately need it. Your generosity would mean more than words can express, and I would carry that gratitude with me forever.

Thank you, truly, for any support you can offer.

Merry Christmas and Happy New Year to you!

 

 

Sincerely yours,

paypal.me/tsaeduu

Hello,last yr I was brave enough to escaped a very abusive ,toxic relationship ,and in the midst of it all ,I lost my home,car and everything I owned.(even my mother’s ashes)!I’m Greatful to be alive,and sober.I am disabled,and am currently staying with my daughter and her family.i need some independence back in my life.but I dont see a way to achieve any of it.i dont have any family left besides my kids.and dont know anyone that could help me back up.please ,please help. $KatrinaOhl4