First of all thanks for stopping by. I am 52 and I am struggling do to bad past decisions that I have made. I am a husband to my high school sweat heart and have 2 amazing sons. I feel I have let them down and have almost ruined everything for my family do to past decisions I have made financially. Now I can barely pay my bills even though I work full time. I have met people who went down the path I was heading and it was a wake-up call. So if anyone could please help me out a bit it would be greatly appreciated. Someday I hope to pay it forward to help someone else, there are so many of us. Thank you and God Bless. Paypal me @chriskeiser1