Greetings,
Three years ago, I was in a major car accident, I was rear-ended and since then I have not worked a day, as for a regular job. I have health issues now, and I don’t know if I can work again. I am currently not on disability though recently was a candidate for food assistance program. I have been living off of my savings, credit cards and a modest rental property income which I was smart to keep for a rental. An older home that I bought years ago and kept for rental. It needs some repair, so you know I can rent it out at a higher rate that can generate a better income than now. To do so I need to install a central heat cooling system and a new roof. That’s the least, just to make it up to date, and rentable. This house is my only source of income, that I receive less than five hundred a month from. I am currently posting it up for sale, but because it is old and needs remodeling, I can’t get much for it. Add to that, it is my only source of income. I would really like to keep it as an income source since I don’t work. I have heart problems, and other health issues.
I also live in a duplex, also very old, and I cannot rent the side that is vacant right now, it needs to be fixed, major issues such as plumbing, the bathroom and tub don’t work, and the water is not connected completely. Also, it has no heating or cooling. The windows are totally warned out, and it gets cold because of windows issues so I cannot install a central heat. It is located in a good street, and I think it’s a nice city there is a school cross from it and I think if I can fix it, it will make the neighborhood look better, also it will generate a better income. the front of my side of the duplex where I reside has a walkway to my door that has been raised and messed up by an older tree roots that’s making it a hazardous to walk on, not walkable at all, the tree is big and is in my yard, that I cannot fix. the path is made out of cement and needs to be pulled by a crane it’s too heavy. Also, all windows need to be replaced in the whole duplex. This is my only other property I have that I currently reside in. I started fixing my duplex, hoping to rent the vacant side however, I ran out of money, and I really want to fix the whole duplex nicely, it’s in a location that is near shops and it’s convenient. If fixed I think the street will look much better, and I can rent the vacant side for an income in addition to the rented home I think I can then live off of both incomes.
Since the car accident, I have been living off of my savings and the modest income I receive from the rented home however, since I do not work, I started using credit cards to spend and fix some areas in the duplex that needed help badly-there was rat-infestation issues. However, I did not have any other source of income; I used too much of that and took out a loan hoping to get the duplex rented but that did not work out as I planned. It took a lot of tolls on me, and my credit cards are close to twenty grand in balance, something I did not want at all. I also missed my first mortgage payment this month on my duplex I filled out a financial hardship with the mortgage company, and I hope they can help me, and I can keep a roof over my head.
I have worked very hard throughout the years, and I really just want to have whatever years left to live in dignity and be able just for once in years now, to have an A/C that works it gets really hot in the summer especially June and July and I am really worried that my heart is going to give me issues. I really appreciate you and thanks in advance this is the only post and my first time doing this. Thank you!
Paypal.me/mahersadi