My name is Nick and I am 21 years old. I know I there are many out there that need help more than I do but, here is my story and I appreciate the time you took to view my post in advance.
After my father came back from deployment back in 2015, my parents ended up getting a divorce. He ended up moving back across the country with my sister and I decided to stay here with my mother and younger brother. The reason why I stayed was because my Mom is from the Philippines and has no friends, family, or work experience; especially after moving to this state when my Dad was initially stationed here.
After I graduated high school and reached 18 years old, it was even harder for my mom to support our family without the additional child support. I began working extra hours and working my way into college; while allowing my brother to perform his best academically and when playing on his schools basketball team.
Being young, naive, and no financial guidance from my mom, we thought it would be of our best interest to purchase a newer vehicle to get us to where we needed to go without the risk of mechanical issues that we wouldn’t know how to solve. Now, I have a job that I am working at that allows me to gain experience in the career that I’m going to school for but, the pay does not start to well. This is causing me to drown in debt by living check to check and relying on my credit card that might not get paid down.
I am not the type to ask for help from anyone but, I am really scared and stressed about my financial situation. I feel deeply for my brother that’s worked so hard and I would hate for him to drop what he has to help but, I eventually will not be able to help sustain the bills that my family is dealing with. I also would be so appreciative to know that there is a light at the end of this dark tunnel.
Again, I know there are others that need help more but, all I am asking for is anything left to spare for my family and I that will help us get back on our feet. Thank you all.
(The image is my credit card balance, auto loan, and student loans)