Hello my name is Brenda. I am retired and on a fixed income. I have been paying for cats to get fixed The strays in the neighborhood. I have been doing this for a few years now. And I had to start using credit cards to make ends meet. I have a mortgage so I make sure I pay that but other things like insurance, property taxes, and the usual living expenses. Anyway. I owe $20,000 in credit cards. The amounts don’t seem to go down. Just keep increasing I can only make minimum payments and because of interest rates. I’m just not able to keep up. I want to be responsible. But I need help. If I can get you to help me. I will pay off the credit cards and not use them any longer. I do hope and pray that you will help me. I have never had to ask for help before. Thank you so much. I can receive Zelle. My phone number is (562) 334-6363 my email is bhahn1922@yahoo.com. Thank you again.