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Last Updated: April 27, 2024

Facing Significant Financial Challenge

Dear All,

I’m reaching out to you today in hopes of finding support during a challenging time. I’ve been a nurse for almost forty years and now I am retired. My career was my passion, and helping others has always been my calling. That is why I’m writing to you today—I need your help.

My husband and I have been married for almost thirty years, and we’ve shared a life built on love, service, and faith. However, last year, we lost my mother after caring for her for seventeen years. Caring for her disabled status was a full-time job, and it took a significant toll on our finances. We’re now facing a substantial mortgage of over 400K, student loans, and credit card debt. We only have our social security to depend on.

We worry that if one of us passes first, the other one will be homeless because the one left will not be able to afford to remain in our home, given our significant financial challenges. We saw our lives going very differently than this.

We want to stay in our home, and if we need a caregiver or nurse, then we would like to be able to hire someone to help us while we live our lives out at home. We only want what we were able to provide for my mom at the end of her life, and that is to live with dignity and improve the quality of our lives debt-free.

We’re hoping to raise money to pay off our mortgage and student loans, pay our credit cards, and maybe take a honeymoon we have never had. We would be so grateful for any help you can offer.

https://paypal.me/extendlovenow?country.x=US&locale.x=en_US

Thank you for taking the time to read this, and we appreciate everything you can do to help us.

Filed Under: Mortgage Tagged With: USA

Last Updated: April 27, 2024

I’m about to lose my house, my dreams… please help if you can. I’m desperate and praying for a miracle.

Hello, I am humbly asking for emergency help with my mortgage and bills. I owe $20K in late mortgage and about $3K in late utilities. HOW DID I GET HERE?! I went to college, got my degree, and worked in my field for 10 years… all the “right” things, and still things just went wrong and I am struggling to get it back on track. I have worked primarily in staffing and recruiting throughout my career, with a focus on process optimization, and I loved it! But ever since COVID hit in 2020, the staffing industry has gone through a series of layoffs. I was laid off once in 2020 and the last time, in May 2023.

I have applied for many jobs, written many cover letters, and applied for $17/hour jobs; although I’ve had interviews, there have been no offers. I had a roommate move in, but then she was laid off and couldn’t pay rent so she moved out. Now I just had TWO roommates move in and that will net me $1,300/month, but my mortgage company won’t let me make partial payments?! (I’m still going to try!) In addition to all of this, I fell and hurt the cartilage in my knee and healing has been slow; AND I can’t do rideshares because my car is older than 10 years old.

I love my home so much and I’m scared if I lose it I’ll never be able to be a home owner again. I’m happy to try and work out a repayment plan, I am just begging if anyone could please help me during this incredibly bleak and oppressive time in my life, you would be my hero and help me save my dreams of being a homeowner.

http://paypal.me/SarahSmile4thee

Filed Under: Mortgage Tagged With: USA

Last Updated: April 26, 2024

Left without two pennies !

i forgot to post this: send any donations to: cashapp routing number 04 1215 663. account number 13 456 1736 2213

Filed Under: Mortgage Tagged With: USA

Last Updated: April 26, 2024

Would you like to be part of keeping alive a life-long dream that finally came true?

Dreams are fuels that keep us striving for those goals that will give us a sense of fulfillment, purpose and happiness.  But some dreams are far more easily reached than others. Being a 54-year old honduran teacher, I persevered in my dream of becoming a home-owner: for decades, I yearned to live in my own place, instead of renting somebody else´s.  I studied hard to complete a master´s degree and even a phd to aspire for a higher income and reach my life-long dream of moving into my own home.

I was so grateful when I was able to see my dream come true on December 2022, when I received the keys of my own house. After having been able to save the down-payment required for a bank loan-which I gladly paid in April 2022-I patiently waited during 8 months for the house to be built. Finally, on December 24, 2022, the house was ready. I was so thrilled! I was so excited! So grateful!

It is definitely a unique experience and a real milestone when one is able to receive the keys of your own place. I moved in and happily started creating those memories that I always dreamed of in a home I could call my own. I like my house and I enjoy being at home: cooking, cleaning, taking care of plants and friends and family in a place I call my own. But I guess life is never perfect…unfortunately, I was laid off work in August 2023, and since then, I have been looking for a job opportunity-but it is much too hard to be employed when you are a 54-year old woman. The positive side is that I had savings to allow me to pay for the mortgage during the last 8 months, as a safeguard to avoid a problem with the bank. Unfortunately, I have spent all my savings in paying the USD $ 1,350 monthly mortgage in the last 8 months to honor my bank debt and now I do not have more savings to cover the upcoming loan payments for May and next months. 

I have dedicated long hours searching for options to make income through other alternative ways-in my musings, I have wondered if perhaps my cycle for a normal 7:00-to-5:00 pm job is over. I learned about Begging Money while watching a youtuber explain how to create income online. This raised my spirits and filled me up with hope, because I see the opportunity to raise money to pay for the mortgage for the next couple of months as I keep applying for a job opportunity while, at the same time, I work on a project to make some kind of online income.

I have evaluated my opportunities and I consider that I can publish books and poems in Amazon KDP, but unfortunately, I do not own a bank account in the United States-nor in Brazil or Mexico-which are the elegible latin countries that Amazon lists as elegible for authors to receive payments in personal bank accounts. None of the countries in Central America are in Amazon´s list of elegible bank accounts: this is certainly a terrible exclusion! Making the situation worse, I was astonished to learn that Amazon does not admit Paypal accounts for KDP publishers.

While this is the big challenge I am facing now to start working on a book to publish, I can wholeheartedly say that I have faith in being able to come up with an online income which will allow me to honor my house mortgage debt. I am honest: I confess that my biggest fear now is not being able to pay the mortgage on May 5th and on the next months, and I dread that the Bank will take my house away from me. At this point, this is the worst nightmare for me.

I have always worked very hard to achieve results in all the jobs I have had; I am used to walking the extra mile. This is why this cycle of unemployment has been very difficult for me. In my underdeveloped country, there is no such thing as unemployement insurence, nor is there any support from the government when one is unemployed. Nonetheless, I hold my hopes high and believe that I will be able to raise the mortgage payments for the next three months, according to my projections.

These are the reasons why I now appeal to your solidarity and kindness in this crucial moment of need. I very well know that when one sows, one will reap; I have lead my life under this principle and I have evidenced that when one gives, one receives.  If I can raise USD $ 4,050 dollars or even more, I will be able to pay the bank mortgage fee in May, June and July. This will allow me time to work on a project for an online income, and once again, continue paying the mortgage in August and beyond.

I thank you in advance, as I ask the Lord to bless your heart and your life with all His goodness.

The Paypal link is as follows: paypal.me/FrommCea

Filed Under: Mortgage Tagged With: South and Central America

Last Updated: April 24, 2024

Mom’s Haven: Fundraising for Her New Home

In mid-December 2019 our mother suffered a Bilateral Thalamic Stroke which almost ended her life.  I became her Primary Caregiver, and after two months of hospital and rehabilitation stays she was able to come home.  That began her long term recovery.

In late November of 2022 she suffered a T.I.A. and was hospitalized again.  There had been an undiagnosed Atrial Fibrillation situation and she was once again released to the rehabilitation facility.  The doctors at the facility decided she required Hospice Care, so I brought her home and began the new wave of care and recuperation.  She graduated the Hospice Program near the end of February 2024, but still requires 24 hour care/observation which I happily provide.

Mom is a retired RN that worked at the local V.A. Hospital for 20+ years and helped many Veterans and their families.  She has worked hard to provide for us and teach us as we’ve grown and moved on to our own lives.  She loves travel, painting, seeing her grandchildren, and animals.

We have encountered a major upheaval recently in that the home she’s been renting for over 32 years has been twice since January of 2024.  The current owners have made it clear that they want us out so that they can renovate and “flip” the property.  This presents many new problems for us going forward.

Given the current rates on home rental, we cannot afford to rent a home for mom.  I also am concerned that changing locations may cause confusion and anxiety for her which I plan to mitigate by relocating locally.

I am hoping to raise enough funds to purchase a modest “Forever Home” for Mom to live out her final years comfortably without being worried about becoming homeless.  My sincere dream is for her to have a place she can call Home, and that she can continue her recovery in a stable environment with the benefit of being able to enjoy the Grandkids during these sunset years.

Any help is Greatly Appreciated and we are and will be thankful for your contributions to a dream I am unable to provide for her on my own.

Thank you for your time and consideration.

My  PayPal is https://paypal.me/momshaven46?country.x=US&locale.x=en_US

Filed Under: Mortgage Tagged With: USA

Last Updated: April 22, 2024

Requesting Help with Property Taxes

Hey there friend.

I am coming here today in order to reach out for help with my property taxes; which total $1,002.44, due on April 30th.

To say this past year has been one of the most turbulent of my life would perhaps be a bit of an understatement, we may need more space than I have here to provide the full and expansive context. I come here in full awareness that there are so many out there suffering and struggling right now, all over the world, too. It breaks my heart that forms like these must be created in order for folks to simply get by and survive. I pray we can move into a world of connected community support and self sovereignty that allows for meaningful, impactful growth and change in order to create new systems and ways of being so as no being has to suffer for a lack of funds or resources. I hope to help create this world one day, and hope I get to live to see it happen, even if it’s in small ways.
Yet, here I am, humbled and online asking for help. There isn’t anyone in my life  I can ask, my friends are all equally trying to stay afloat, and the only family member I have isn’t in a position to assist me.

My land is all I have. It is my home, my sanctuary, the place where all is right and good in the world when everything seems to spiral into the seeming abyss of chaos and confusion that is this dark night of the soul. I am so afraid that I won’t be able to pay taxes and I might loose this land I love so much and am deeply connected with.

I am currently in between jobs right now, working on my business, cultivating my homestead to live my dream as an herbalist, trying to work online task jobs, dealing with one unexpected expense after the other, while attempting to stay above water mentally, emotionally and physically. The moment I think I’m okay, that I might just be in the clear, something comes up and knocks the wind out of me. I am struggling so badly. I have given up food and basic amenities like shampoo and clothing, sold personal items, and done as many odd jobs as possible to try and save for property taxes and my monthly bills throughout the entire year and I am still in the negative. Six years ago I went into $20k worth of debt to escape an abusive situation, and it’s still haunting me today and preventing me from saving and getting into a more stable place. Up until this year I’ve scrapped by, yet this year has hit me so hard I can’t create any firm ground for myself and my future. This is all taking a toll on me, and I am asking for help out of a place to try and get ahead just a little bit until I can start my job, get the client base I need, pay off my debt and start my dream.

With the most heartfelt gratitude, thank you for taking the time to read this little cry for help. I sincerely appreciate your time and consideration, and hope you are well and taking care.

paypal.me/yesandlove

https://paypal.me/yesandlove?country.x=US&locale.x=en_US

Filed Under: Mortgage Tagged With: USA

Last Updated: April 20, 2024

NEED HELP AND DON’T KNOW WHAT TO DO ANYMORE!!!

Greetings to whoever is reading this. My family and I are in desperate need. We’ve had a horrible last year and beginning of this year. My husband got laid off late last year. He does construction and it’s been really slow. He was working 1 maybe 2 days a week. In December he found another job and has been working at least 3 days. But we have fallen behind on bills. Most importantly our mortgage. We have 3 children and my dad who was diagnosed last November of cancer also lives with us. Between surgeries and treatment I was unable to work full time and had to take days off in order to tend to my father. We have maxed out all resources and are desperately seeking help for our utilities and mortgage. We don’t know what else to do and came upon this website. We know there are many good people out and truly sorry for having to write this but have run out of options. I honestly want to thank you for taking the time in reading this and even if you can’t help with anything, we will take prayers. Thank you!

@NANCYMARCOVICIpaypal

Filed Under: Mortgage Tagged With: USA

Last Updated: April 18, 2024

Help with Taxes

Hello, I am sincerely asking for help with taxes.  I’ve gone through a hardship and had two losses one and a half month apart.  I am working now but lost a lot of time from work.  I had funeral expenses and other bills which left me in a hardship.  I will be able to go forward but I am currently losing sleep wondering if I will be without a place to live and necessities.  Thank you for your consideration.

www.paypal.me/krochetobzession

Filed Under: Mortgage Tagged With: USA

Last Updated: April 9, 2024

house foreclosure/car auction immediate help

Hello my name is Ahatsham  the reason I am writing this is because I am in need of 2000 dollars. The 1000 dollars is because it has been a 3 month since I have been let go from my job and my car payment hadn’t been paid either due to me losing my job. The first 1000 dollars is for my parents mortgage because my parents hadn’t paid it for awhile therefore our house is going to go into foreclosure if I don’t pay them 1000 dollars. The second 1000 dollars is for my car payments to Exeter finance where I have to give them 1000 dollars otherwise they are going to sell my car to an auction, but for the car I have a limit of 3 days otherwise they said they can’t do anything. I told them that I had a job interview which is why I need the car but was told that its not their problem and if I can’t pay the 1000 dollars in 3 days I will lose my car as they will auction it off immediately. I’m begging for someone to help me because I don’t have that much money I can’t even make that much money within three days I’ve asked people I know and they turned their backs on me by ignoring me I am turning to you guys because you guys are my last hope because I will lose both my house and my car this is the most critical and emotional situation I have ever felt which is why I am begging you that I will truly be grateful if I can get help from you guys as this is a situation I wouldn’t wish on anybody. If you give me a chance then my paypal is https://paypal.me/AHATSHAMM?country.x=US&locale.x=en_US

Filed Under: Mortgage Tagged With: USA

Last Updated: April 8, 2024

Please help me keep my home!!!

On 6/1/23 my life changed forever, my husband and best friend of 34 years died. I came home after working a new nursing position and found him dead in our bedroom. I sunk into a deep depression and lost my job. He was a Chef and had his own food truck business but I knew nothing about running the truck or industry regulations because I’m a nurse. Bills quickly got behind  and belongings started getting repossessed. The mortgage is $15,000 to catch up I’m in default now. I need a blessing!

https://www.paypal.me/TonyaSBerry

https://cash.app/$Cincycash15

Filed Under: Mortgage Tagged With: USA

Last Updated: April 6, 2024

A hardworking blended family in need of financial help.

My husband and I are hardworking people who can’t seem to catch a break lately. We have three children together and I am a teacher’s aide for students with disabilities at a public school. As a teacher’s aide, I only get paid minimum wage despite being CPR certified, I have two degrees and am a certified notary. I truly love my job and I fear because of our financial situation I will have to find another job that pays more. I am hoping with this website I can prevent that.

Since the last hurricane, our house has been needing repairs that we cannot afford. We applied for FEMA but were denied. Our house is very tiny for our blended family and it is our dream to purchase a bigger house one day. I originally bought this little house when I was still a single mother with two little boys and an angel sent me a small 1100-square-foot house that I could purchase. Then came along my husband and our little late-in-life blessing Bella Moon.

We are desperately looking for any help but also trying to work full time raising three children. One of which we just got full custody of and had to pay lawyer fees and he has seemingly hit a huge growth spurt and we are constantly needing to buy him more clothes. I am truly grateful for everything the universe has given us but we search for help. Our credit cards are maxed out, we have medical bills piling up and our options are minimal.

www.paypal.me/MarinaTurpin

 

Filed Under: Mortgage Tagged With: USA

Last Updated: April 6, 2024

Life is tuff sometimes stay strong in The Lord Jesus Christ 🙏

  1. Life is full of ups and downs, but no matter how you’re feeling the Bible is always there for you. Here are some verses that can help you get through the toughest of days. Remember, always have faith, not fear.i been in fear for a few months now but some brother from church told me about this web site were there’s people going through tuff times and they help one another out hope everyone is well and blessings in Jesus Christ name Amen
  2. Any donations will go to my mortgage company as I been behind for a few months now I trust that the Lord will make a way🙏Peace I leave with you, my peace I give to you. Not as the world gives do I give to you. Let not your heart be troubled, neither let them be afraid. John 14:27

Fear not, for I am with you; be not dismayed, for I am your God; I will strengthen you, I will help you, I will uphold you with my righteous right hand. Isaiah 41:10

Trust in the Lord with all your heart, and do not lean on your own understanding. In all your ways acknowledge him, and he will make straight your paths. Proverbs 3:5-6

Even though I walk through the valley of the shadow of death, I will fear no evil, for you are with me; your rod and your staff, they comfort me. Psalm 23:4

In this you rejoice, though now for a little while, if necessary, you have been grieved by various trials, so that the tested genuineness of your faith—more precious than gold that perishes though it is tested by fire—may be found to result in praise and glory and honor at the revelation of Jesus Christ. Peter 1:6-7

For I consider that the sufferings of this present time are not worth comparing with the glory that is to be revealed to us. Romans 8:18

Even youths shall faint and be weary, and young men shall fall exhausted; but they who wait for the Lord shall renew their strength; they shall mount up with wings like eagles; they shall run and not be weary; they shall walk and not faint. Isaiah 40:30-31

Not only that, but we rejoice in our sufferings, knowing that suffering produces endurance, and endurance produces character, and character produces hope. Romans 5:3-4

God is our refuge and strength, an ever-present help in trouble. Psalm 46:1

Have I not commanded you? Be strong and courageous. Do not be afraid; do not be discouraged, for the Lord your God will be with you wherever you go. Joshua 1:9

have a blessed day!

[Read more…]

Filed Under: Mortgage Tagged With: USA

Last Updated: April 5, 2024

Urgent Plea: Veteran Family Struggling to Cover Mortgage

Dear Community Members,

I’m reaching out to our community in a time of desperate need. My name is Samantha Walker, and I’m a stay-at-home mom to two children, one in elementary school and the other in high school. My husband, a veteran who served two tours in Iraq, has recently lost both of his jobs due to COVID-19-related downsizing.

Despite his monthly VA check, which helps with groceries, we’re three months behind on our mortgage ($12,000 – We are located in Maryland). This situation has left us in a dire financial crisis, unable to meet our basic needs. My husband’s previous salary comfortably covered our expenses, but now we’re drowning in debt and facing the threat of losing our home.

As a stay-at-home mom, I’ve been working hard to start my own business as a digital content creator (hence the PayPal name). While it’s still in the works, it will take some time to generate income. Any support you can provide towards my business efforts would also be greatly appreciated.

We’re asking for any assistance you can provide. Your generosity could mean the world to us, helping us keep a roof over our heads and stability for our children during this turbulent time. Whether it’s financial support for our mortgage or assistance towards my business endeavors, any help is deeply appreciated.

Thank you for considering our plea. Your kindness and compassion can make a significant difference in our lives. If you have any questions or need more information, please reach out to me directly.

With heartfelt gratitude,

Samantha Walker

PayPal: https://paypal.me/JaySarPhotographyLLC?country.x=US&locale.x=en_US

Filed Under: Mortgage Tagged With: USA

Last Updated: April 3, 2024

Single women struggling. A little bit of help needed and appreciated!

Hi,

my names Paige. I’m 29. I work full time but I am struggling to pay my mortgage and everyday bills, petrol, power, water, food, etc.. I believe I am a hard worker I’m working a full time job and a casual job about 15-20 hours a week but can’t seem to catch up in this economy! I live alone and am single so doing it all by myself. I don’t have a lot of family to help out and the friends and family that would aren’t in the financial position to at the moment. I would appreciate any bit of help anyone can give me. It would not only help me out a lot but would mean so much to me. It would relieve so much stress. I will hopefully be able to pay it forward one day.
Honestly I really will appreciate any help any one can give. Thank you if you can and do. So much gratitude 🤍
https://www.paypal.me/PaigeRobson?locale.x=en_AU

Filed Under: Mortgage Tagged With: Australia & New Zealand

Last Updated: March 25, 2024

DEBT HELP

Me and my wife bought a house shortly after getting married in 2020 and about a month after moving in we had leaking water lines and had to get plumbing work done to get them replaced. And then another 6 months later our sewer line collapsed. I know now I should have had the house more thoroughly inspected. Soon after the sewer line we then had our fence collapse. We are still not able to fix the holes in the wall left behind by the plumbers when they replaced the water lines. Not long after the blow of the water, sewer, and fence my wifes 12 year old cousin got bone cancer. They could not afford her treatments on their own so we stepped up in helping them pay for them even when we were already in a mountain of debt. She is now completely terminal and they have ceased treating her. Now my wifes uncle (the little girls father) has also come down with serious cancer so we are yet again helping with expenses even though we are already at our max. I guess when it rains it pours as of this morning my wifes cars transmission is going out, and her grandma that has been suffering from dementia is needing a place to live or a caregiver to make sure shes eating or wont hurt herself last time we checked on her she had left her stove on and went to sleep. We might be expecting a baby soon and im not sure if I can handle the stress of the mortgage and debt we are in right now plus a baby.

We are in an absolute mountain of debt im doing my best and dont want to tell her we cant take care of her family but we truly can not keep going at this rate. Especially not since I was truly trying to take her on a nice honeymoon before we have a baby since we got married during covid we never got the chance to take a trip. (I know it sounds stupid considering everything else we are going through but I just wanted to do something nice for her and take her to see the world)

Currently over $45K in debt not including our mortgage which is at $181K. Anything helps truly thank you for your generosity!

Cashapp $Nakritis

Paypal www.PayPal.me/nakritis

Filed Under: Mortgage Tagged With: USA

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