I am a single mother of 2. I work very hard to try to make everything meet but it has gotten out of control. My mortgage went up 500 per month due to insurance increases and property taxes in florida. My house payment alone is almost 1857.00  I cannot afford this. I am looking for a part time job bit fear I will never see my kids. With car payment and car insurance as well I do not have money for food, gas or utilities. I hate asking strangers for help but I do not know where to turn.  I am grateful for any help I can get. I don’t want to be evicted.

Thank you

Paypal.me/norabills2012

Seven years ago, I left an emotionally abusive 32 year marriage. Getting on my feet included years of poor credit ratings, bankruptcy and 3 moves in 2 years. I found a nice apartment and was doing well.

My daughter is a survivor of sex trafficking—she struggles with severe PTSD, attention deficit disorder, and has recently been diagnosed as bipolar. She was living near the area where she was exploited. She contacted me to let me know she was pregnant, having seizures (she has epilepsy, but her seizures had been controlled prior to her pregnancy) and needed help. I told her to come home, live with me and we would get through this. She joined me in 2020 and my grandson arrived that December.  She decided to stay with me and go to college. Her disabilities make study difficult, and she is unable to work extended hours while taking classes.  She is in therapy and has finally found a good medication regimen which helps her maintain emotional stability.

Fast forward a couple of years. We are in the same apartment, doing well. My oldest son is going through a divorce. Neither parent was in a state to care for their 4 children, so they joined my daughter, grandson and I in my 2 bedroom apartment. They lived with us for about 6 months, and I was supporting my grandkids while their parents got their lives together. Money began to be tight but I was able to manage.

My daughter was unable to drive while she was actively having seizures so we shared my car for a good while. I found a nice car for her at a really good price and was able to get payments I could afford so I bought this for my daughter.

My small apartment was not meeting our needs and when my bankruptcy had been discharged 2 years I found a modest home that was perfect for us.  I had been withdrawing from my retirement to manage getting my daughter a car, and helping with my oldest son and his kids. In order to purchase the house I made large withdrawal from my retirement account to cover the down payment and help with some basic repairs (doing these myself).  Because the housing market was so inflated, my mortgage payment is larger than I had planned.  I have told my daughter that I need her to help financially. She has a part time dance instructor job which basically covers her gas and essentials. I am supporting us on my income alone and I have come to the end of what I am able to do. My ex-husband is not an option for any financial support as our kids are over 18 and ‘should be able to care for themselves’.

I plan to refinance my home to get a lower payment as soon as I have enough equity to make it worthwhile. I do not have credit card debt, and I have worked hard to rebuild my credit rating. I have a $1600 mortgage payment, a $500 payment for my car and a $200 payment for my daughters’ car in addition to monthly expenses, groceries etc.  My son (who works 2 jobs and is primary custodian of his kids) needs occasional help with groceries, which I try to help with.  My retirement account is low. My parents have passed on, I don’t have an inheritance, I am an only child so I don’t have family who could offer assistance. I am trying to find an at home second job to help me sort things out.

Thank you.  www.paypal.me/ozzyjo62

Thank you for reading my post.  I am writing to ask for help in paying down my mortgage.  Paying it off would be better but I don’t want to ask for too much.  I am 55 and a father of 3.  After going through a brutal divorce that financially drained me between the lawyers and the ex, I was left in a major financial hole. So trying to get out of that hole, and to build back to a place that I can live comfortably and still maybe be able to pass a little to my kids is a struggle.  Paying down the mortgage would help free up some funds to be able to help pay for their college, rebuild some of my retirement and pay down some debt.   After going through the worst 3 years of my life back in 2010 with a divorce. I spent the time after that trying to provide for my children and to give them a good and happy childhood. I was told that my children would be fine going through the divorce, they are resilient. Yes, they were/are but it still scarred them, and I am saddened that they had to live through that.  In doing so I have spent down my savings and then dip into my retirement.  So now with 2 in college and 1 on the doorstep, money is very thin.  I am trying my best to help them out but with the price of things going up so much over these past years it has been a struggle.  The time between then (2010) and now has passed so fast, like a blink of an eye and trying to rebuild saving and retirement and paying down debt I have hit a lot of bumps in the road between then and now and I was not able to rebuild like I wanted to.  So, I am asking with much humbleness, humility, and gratefulness for a little help in getting me back to the point in my life that I thought I would be.  Back to living the dream and not the nightmare.

https://paypal.me/TN2K?country.x=US&locale.x=en_US

Hello everyone. I am finding it hard to believe that i am on this website. This is my last resort as i am going through a rough patch. I am currently behind on my mortgage and car payments. If i dont make any payments by 1st of april my car is going to repo. I am drowning in debts. I am looking for a job but i dont even have the money to pay for my 1yr old daycare. I am only able to pay for my 4 yr old daycare at the moment. I really need the help. I have no family here and no longer have a husband neither.

past due mortgage- $8400

past due car payments-$2038.00

these 2 are the most important bills for me right now as i cant be homeless and carless with 2 daughters. i would appreciate any help towards this.

cashapp: @indianchic88

I am asking for financial help with unsecured debt. Unfortunately I have about 70,000 dollars in personal loans and credit cards. The payments total 1300 per month making the minimums. I have a mortgage payment for another 3 full years for 1500 per month. After making these payments there is not much money left over every month which is how I have amassed the unsecured debt. I keep hanging on thinking that things will be much better once my home is paid for. My home needs many repairs that I just cant afford right now. The paint is peeling off the ceilings and window casings. I don’t invite friends to my home, I just don’t want them to know the condition of my house. We discovered termites in our home and I will have to have an exterminator to treat it soon. Last year the tile in the shower began coming off. I had no choice but to repair the bathroom which became another debt. I am employed working full time. I have to pay for our health and dental insurance which is very costly every month. I am hoping for help and hoping in the future that I will be able to help someone in need. paypal.me/aja248

Greetings and thank you for taking the time to read my story.

I had to retire from my job before I was financially ready to.  I have a pension and social security and, generally, am able to get by with a part-time job I have been able to get.

However, I have been met with a temporary setback due to the simultaneous breakdown of my furnace and water heater.   I am in arrears on my mortgage and am facing a possible foreclosure.

The costs to replace my furnace and water heater totaled $9,100 (furnace $7,500 and water heater $1600).    This money would have ensured I was able to pay my mortgage on time, but I am now two months past due while still needing to pay my current (March) payment.

The amount of money I am asking for is $7,200.  That will clear up my mortgage past due and let me return to creating my sinking funds for the upkeep of my home and repairs and create my emergency fund using my existing sources of income.

I am so very grateful for any contribution you can make to help me keep my home.  This help will relieve me of the stress and worry that has been keeping me company since my equipment broke down.  I appreciate you more than you know, and wish all the best for you and your loved ones.

My Venmo Account is:  @Carol-Mead-5

Thank you for your kindness.

We are a family of 5 being forced out of our 9-year rental by a new property manager who decided to increase our rent beyond what we can afford on our fixed income. Due to the rental income requirements, we have not been able to qualify for more than a 2-bedroom apartment.  Of course, this is doable and is done by people every day, but as a 63-year-old man, it hurts when you have to force your special needs child and 2 other daughters to cram into one bedroom with one bath for our entire family. My current plan would be to offer to pay several (3-6) months’ rent in advance to get someone to at least give us a shot at moving into a comparable 4-bedroom home within our budget of $1850/month.  Thus, I am asking or begging (God, I hate that word) for $12K to help solve my housing dilemma.

Hello,

I am a single mother that has raised two amazing daughters single-handedly. I am a very prideful person and really don’t know how to ask for help. I have always worked and I do currently have a job, but honestly; I live pay check to pay check. Earlier this month, I had a snowball of unexpected expenses that needed to be taken care of immediately. I ended up having to use my paycheck that was supposed to take care of my mortgage with; to get my car fixed, get a new washer (mine went out) and help my daughter with some school expenses for college. I am just needing a little help to get over this rough patch to take care of my mortgage for the next two months. I would be extremely grateful and thankful for any help to get me back on track. Right now, I feel like I’m suffocating and just need a little breathing room. Thanks so much for taking the time to listen/read my post.

paypal link- https://paypal.me/kimmirob78?country.x=US&locale.x=en_US

Hello,

I’m raising money to stay in my home. Struggling to meet our mortgage payments over the past two months added to the challenges. Any support that could help me navigate this transitional period and get back on track financially. Thank you for your help.

Donation: https://fundly.com/homeowner-payment-assistance?ft_src=EmailCommunityTemplateWelcome&ft_sid=43885817&ft_aid=1017566&ft_uid=3615902

Hi, I am a wife, a mother to 4 kids(2yrs to 16yrs), a caregiver. My husband has various health issues(Cystic Fibrosis, Bronchiectasis, Allergic BronchoPulmonary Aspergillosis, Acute exacerbation of bronchiectasis, Elevated IgE levels, Infection due to Burkholderia, Klebstelle Infection, Moderate Malnutrition, and Pancreatic insufficiency due to Cystic Fibrosis) and recently has been in and out of the hospital due to these on going medical issues. I am a caregiver to both my older sister who’s suffered a stroke a few years back and my older brother with Epilepsie. With my husband being in and out of the hospital and not at work, we’ve been drowning in our bills. I am trying to keep up with everything but I am 2 months behind on a majority of our bills, including our mortgage($3,500.00). If anyone can help I would greatly appreciate any and every thing possible. Thank you so much.

Cash App : $arahetx15

PayPal :@sarahdickens

I recently faced a setback as the company I was working for closed down, resulting in the loss of my job. Struggling to meet our mortgage payments over the past two months added to the challenges. Thankfully, I’ve secured a new job, but catching up on the past due and upcoming payments remains a significant hurdle. I genuinely appreciate any support that could help me navigate this transitional period and get back on track financially. Every bit of assistance is immensely valued during this time of adjustment.

Paypal: https://paypal.me/NCobb121?country.x=US&locale.x=en_US