Hello, I am humbly asking for emergency help with my mortgage and bills. I owe $20K in late mortgage and about $3K in late utilities. HOW DID I GET HERE?! I went to college, got my degree, and worked in my field for 10 years… all the “right” things, and still things just went wrong and I am struggling to get it back on track. I have worked primarily in staffing and recruiting throughout my career, with a focus on process optimization, and I loved it! But ever since COVID hit in 2020, the staffing industry has gone through a series of layoffs. I was laid off once in 2020 and the last time, in May 2023.
I have applied for many jobs, written many cover letters, and applied for $17/hour jobs; although I’ve had interviews, there have been no offers. I had a roommate move in, but then she was laid off and couldn’t pay rent so she moved out. Now I just had TWO roommates move in and that will net me $1,300/month, but my mortgage company won’t let me make partial payments?! (I’m still going to try!) In addition to all of this, I fell and hurt the cartilage in my knee and healing has been slow; AND I can’t do rideshares because my car is older than 10 years old.
I love my home so much and I’m scared if I lose it I’ll never be able to be a home owner again. I’m happy to try and work out a repayment plan, I am just begging if anyone could please help me during this incredibly bleak and oppressive time in my life, you would be my hero and help me save my dreams of being a homeowner.
http://paypal.me/SarahSmile4thee