Hello there my name is Steve Gorney. My fiance is a 4th grade teaching and we have been trying very hard to pay for our upcoming wedding. Every day we start getting on track she needs my help to buy groceries, pay bills and has set me back into large credit card debt. She works very hard and has nothing to show for it. Anything you can provide large or small would be greatly appreciated. Thank you very much.
First thing that I remember is my dad punching my mum for some random reasons that today seem very immature. My mum escaped to another country and took me with her. I remember it like it was yesterday. She found a taxi cab and we just took off. Soon after that what I remember is that we are in a flat, I’m going to school. We didn’t have a car, that is, she didn’t have a car and she was taking me to school every single rainy day. Since the beginning she was paying for my education and spend 95% of her life for me, most possibly even more than that just so I could have a future. Soon after that I was growing and becoming more and more a man, but it wasn’t easy not having a man’s influence in the family. Mum tried to replace my dad’s influence of a “strong fist”, losing her motherly instincts in the process. A mother cannot be a father. Yelling couldn’t accomplish anything and that kind of raising a child left some scars on my soul that I’m still trying to overcome. Throughout the years of attending psychologists and psychiatrists she has been labeled as a narcissistic mother and she is still struggling with her condition. It is causing her a lot of pain and she cannot control it. I also found out that I have inherited the same curse, making me unable to fully engage in emphatic conversations. I cannot help my friend, schoolmate, coworker, stranger to feel good because the nature of how I was raised has control over my emotions and even though I am aware of the beautiful energies that beautiful people emit, my instincts make me steal, drain that energy instead of giving it and healing a persona in need. Since I recognized my nature of flow of being, I have been trying to find a way to change that… but my instincts have been hardwired into my brain and the ego is too strong. As I have been making progress in self-analysis and self-development I have tried to implement that knowledge to cure the woman who brought me to this world but no progress has been made. Even though I have helped my friends find some wisdom from the solitude I have, no matter how small that solitude of mine is, my knowledge is still not sufficient. I still cannot help my friend who has been molested by her ex husband or my cousin who cannot get away from drugs… or most importantly, my dad who has the need to punish his new kids and his new wife because they are not good enough and my mum who cannot get away from her haunting beliefs. Right now I’m in a new place in this world trying to make a living without any work experience, trying to become something valuable enough and benefit the world that we live in. In this capitalistic system you cannot do anything without money. I have been trying to find ways to make residual passive income but, again, you need money for the investments. While working as a construction laborer I can barely have time to eat anything appropriate. I wish I could pay for university so I can get a decent job and get the necessary skills to help anyone who needs it. I also wish that I could start a business no matter how small or big it is, at least something that can make me a living and possibly to pay off my further education. Great things never came from comfort zones.
God bless to anyone who wishes to help me on my quest as it will be repaid to the lost souls in need.
My name is Julia, and I’m trying to earn money to go to another country.
I was dreaming to travel all around the world for as long as I can remember. My family couldn’t afford this. I was working really hard for almost a year and finally had the required amount of money, but 2 month ago my family member needed an emergency surgery. Of course, the welfare of my family is more important than my traveling, so I gave all my money for this operation. I’m still working and still trying to earn and save money again. But I need to help my family with money, too. And it seems I’ll never be able to realize my dream into reality. That’s why I decided to ask for a little help. Even $500 would be enough to buy plane tickets and hold some hotel room (I want to visit Japan). I would draw a portrait of everyone who wants to help me as a thank you!
Silly huh. I would like to purchase a tamale machine and a larger steamer pot. I taught myself how to make them by watching youtube and developing my own recipe. I am disabled due to an autoimmune disease (erytherdermic psoriasis) I get upset and burn form the inside out..Yea me! My Dr tells me I am her most extreme patient! Yea Me again! I do take treatments that keep it somewhat under control every 6 weeks at $12k a intravenous treatment (Remicade) thank the Lord for my husband’s insurance. Ok why I am asking for Money…I wanted something I could do that would allow me to feel useful and make a little extra for added expenses that arise. I use to be a purchasing manager in the telecos before becoming too ill to work…so not working is hard personally. I loved to cook and my father being Hispanic and growing up in OC I miss having a good tamale. So I made my own recipe. The picture below was a batch of 90 doz I donated to my son’s football team for a fundraiser that took me a week to make. I have alot of people that would like for me to make more but I am limited to what I can physically do. I would like to purchase a Tia Carlos Machine approx $540 dollars and a larger steamer pot at $79 dollars to help make larger batches and make it physically easier. Coming up with that much extra is just not in the budget. Everyone loves to eat a good tamale but NO ONE EVER wants to help make them….lol.
My name is Alyssa. I am 27 years old and have been working since the age of 15. I have had many different jobs, from dishwashing, bartending and housekeeping to office manager and sales consultant for some of the top tour companies and ski resorts in Canada, Australia, and New Zealand. I have never been fired from a job, and yet after over 10 years in the work force, I feel I have nothing to show for all the time and effort I have contributed.
After high school, I attended University and despite struggling through it, I managed to graduate with a Bachelor Degree in French Studies and $18,000 in student loan debt.
I was working 2 jobs, 7 days a week just to stay afloat on my own, trying to cover student loan payments, credit card payments, rent, and car payments. As most people can relate to, I had been looking for my place and purpose in the world. I found it when I met Josh.
In the past 2 years, we have had to jump over several hurdles just to be together. I am from Canada, and Josh is from New Zealand. Due to visa restrictions, we were unable to live together in the same country. We were committed to making the relationship work, and focused our efforts on finding a way to be together. In order to get residency in each other’s countries, we had to prove our relationship. This meant sacrificing everything we had – our savings, our jobs, our families and friends – to spend a year in Australia gathering evidence such as joint bank accounts, rental leases and utilities bills.
A few short months before leaving for Australia, I found out I was 5 months pregnant. Josh and I had to make the hardest decision we have ever had to make. We could not live together on the same soil, and were not in a financial state to support and raise a child. Our hearts broke.
As I struggled through loneliness, depression, anxiety and job insecurity, I fell behind on paying bills and watched my credit score go up in flames. Working as hard as possible, I still felt helpless.
We both work full time, but our dreams seem to be getting even further from our reach. I don’t even have enough extra money to fly home and visit my family, whom Josh has never had the pleasure of meeting. We are now engaged, and I have acquired a 1 year work visa for New Zealand, but there is still much to do in order to secure our future together. We want to be able to put money away for residency applications, for land in Canada, for our future children. My dream is to have a wedding where our two families can meet, and our friends be reunited. None of this seems possible without putting ourselves even further into debt, when my goal is to climb out of debt in order to move forward. So all in all, we are stuck. At 27 years old, I feel like a failure having to borrow money from others. And I have no doubt others look at me and think the same.
All I want in life is the share it with the man I love. If you believe in love like I do, please help give us a chance at a happy life together so we can share our love with others.
I am a 43 year old Portuguese man living with my mother in a small apartment. My parents divorced when I was 12 and I live with her ever since. She has only a small disability pension after she was run over by a motorcycle a few years ago. I have to pay the rent and all expenses with just my salary. Also, I am an only child and my father died some years ago.
Due to being many times short on cash, having costly car repairs, unexpected expenses, poor investments, etc., I started using credit card and consumer loans a lot. The highest interest rates I pay are close to 30% and I have spent years just revolving those loans, paying the monthly minimum and borrowing more.
I made a lot of budgeting over the years, tried to tightly control my spending but to no avail. The total amount I owe surpasses 40.000 euros and it simply doesn’t budge. Monthly interests to pay are just too high. Never in my life had I imagined it would come to this.
Attached is a cropped picture of one of my credit card statements.
I have no savings account and I own nothing of real value. I drive an old by reliable car and that’s all.
Unfortunately my social network is pretty much inexistent and asking for help to my uncles or cousins (or even my boss) is out of the question. I have no one to turn to.
I would appreciate any kind soul to help me with this by making a contribution, no matter how small.
I really want to get rid of this burden once and for all. Please help me to break from this “prison cell” and let me live again! I promise I will be more careful with my money in the future.
She is from Japan, I am from Hungary, we met in Scotland, now working in Switzerland and planning to settle and open a business in Japan…..just an average love story. or not?
First time we met, we were working together in a beautiful hotel on the west coast of the Scottish Highlands. At the beginning only as friends, two average guys, who just enjoys spending free time together after a hard day at work.
But soon- well, about a year- this friendly feeling has changed, to something more deeper, and we realized, that we had fall in love. Of course as every love story in history, this one has it’s sadder and unhappier part as well, because Manami had to go back to Japan soon. But i decided to fight for the woman i love and asked her to marry me…….and her answer was yes.
After another few months of burocratic fight, finally we had managed to become Husband and Wife and to start our life together. We moved to Switzerland to work in one of the best ski resort in the world and save some money to visit her parents and friends in Japan.
And that is where this whole idea was borned. To move to Japan, open our own business and have a family and life.
But let’s face it, young, freshly married couple on average wage and a big dream…..life is not a fairy tale. Yes, we are working hard, yes, we are saving money, but no, this is not enough we all know that.
And this is why we decided to turn to the CrowdFunding, as we do belive in the kindness of people, who once had the same experience as us, or maybe just feel our struggle and have a chance to help us.
We don’t want to be millionares, driving luxus cars or yachts. the only thing we would like is to create a peaceful, beautiful life for our family.
This is my go fund me link below
My wife and I are nearing retirement. We have no money saved due to the inordinate amount of doctor bills, medicine costs and hospital visits through the years. My wife had bipass surgery in 1999 at the age of 43. She died during the surgery and was resuscitated. She remained in a coma for nine days and when she did wake up, she had had a stroke. She has since regained some of the strength in her left side. She has also had minor brain damage. She has not worked since because she is physically unable. I work two jobs to pay our bills and spend very little time with my wife whom I love very much. I would love to be able to raise enough money to pay off our bills so I could spend more time with my wife. She is a stroke victim, suffers from bipolar disorder, has heart and artery disease and still remains positive through it all. She is my inspiration to keep going.
Well I don’t really know where to start. I have had 22 wonderful years with my wife and 2 children. We had everything we always wanted, We lived in a beautiful house in the country ! we travelled often, Lots of family weekend trips to the beach, and enjoyed Disney in the winters.
I worked away on the road every week, and as my children got older, it got harder and harder , to leave each week. So my wife and I purchased a business , a Restaurant and General Store generating enough income to support the family and our lifestyle. It was great for the first 2 years, we made enough money to live quite comfortable.
The next year the economy took a bad turn and we just scraped by. The next few years, got real bad so we” financed everything’ we could, to keep things going and kept our 6 employees working .
The next year is when it all came to a end. we lost everything our business, our house . we had to move back to the city, where my wife and I both grew up a couple of hrs away. we rented a small house , that’s all we could afford. Things were getting better for a half of a year, and we both found jobs!
Then came all the creditors calls, plus the garnishes on our wages ! Both of our wages were getting garnished 50% . so it did get worse.
So that went on for a year till we were forced to claim bankruptcy! By the time we sign the papers for the bankruptcy, My wife and I were both so tired of everything, of arguing , worrying etc. My wife asked me for a separation and to leave ! It absolutely broke my heart. The one person” who always had my back” just bailed on me !
I left with $200 in my pocket. I stayed with a really good friend of mines , who I will always be indebted too. I saved enough to get first and lasts rent on a small apartment with nothing in it. I have had some things donated to me, which I am so pleased to have. The second hand stores in my area, have some really nice things and this place is” truly” looking awesome, for not having much.
So now 3 months later, I am slowly rebuilding my life,” My children” , one going to university, the other one to college, and a bunch of bills, With a third of my paycheck going to bankruptcy payments for the next 2 years . Life is supposed to get easier ! as you get older.
I am a firm believer, that I will, and my family” will indeed’ make it through these hard times, and when things are better for us ! I intend to pass the good gesture on to other people” in need” I believe that every good thing you receive in life , one should pass on the good faith !
And that is my story , Thank you so much for taking the time, anyways to read it !
I want to smile without embarrassment. I want to be able to eat and chew without pain. If you feel like you could help in any way, I beg you too.
Hi there :-)
Due to an unloving mother and father who abandoned me at the age of 13 to fend for myself left alone.I Never have had proper dental care as there has always been something else any spare money went too. And still there is always something more important than my teeth. My two kids my husband have needs that I want to see met before I worry about the pain and condition of my mouth. It’s my fault cause I chose to put their monetary wishes before my health. Even so…there isn’t ever enough spare to start any treatment of my mouth. I have had a condition called bruxism all of my life, my husband says it sounds like I am chewing rocks. My 34 years of that and I have now completely destroyed my mouth. I have no molars to chew with. And my remaining teeth break when I floss.
My dream is to just be able to chew and eat again.
I am a man of 50 years who were separated for nine years ago. We had two incomes and then everything was fine. She remarried a millionaire and bring children and grandchildren on trips around the world and buy nice gifts tildem. I survive barely even on my income, but I ahr never afford to do something together with children and grandchildren. Or buy gifts for them. It’s one of my biggest dreams to be able to do it. So that’s my biggest dream in life.
Hi, my name is Sharon and I am looking for help to pay off my student loans. This is my story…..
I am currently almost 40 years old and I have a little over $33,000 owed in student loans. Why does one my age have such a debt? If you are willing to read on I will tell you.
For much of my life I suffered from severe anxiety. There was a time it was so bad I couldn’t leave my house. I even had a counselor try to get me to apply for disability. I couldn’t do it. I was a mom and I refused to think that this was going to be my entire life. I was determined to fight with all my might to show my children that you can do anything that you put your mind to. It was a long road and it took a lot of years to get to where I am now. I couldn’t work, the mere thought of applying for a job would put me in panic. For years I just stayed home and took care of my babies. I was depressed and I slept a lot. I was missing out on life. My kids were getting older and noticing my sleeping habits. “Why does mommy sleep so much?” Ouch, those words cut like a knife. I remember that about my mom. I wanted my kids to see me differently. That’s when I decided it was time to get a job.
Who would hire me? I had literally been home for 15 years raising my 5 children. I talked to my sister who suffers the same panic I do and together we decided if we went to school together maybe we wouldn’t have such anxiety. We even took the same classes just to be together. After one semester she quit and I decided to press on. Going to school for 5 years, yes it took that long, helped me get used to having to be somewhere and press through my anxiety. My school was paid for through grants. The student loans were to help get us through the winters when my husband didn’t have work and to pay off some high interest credit card debt accumulated from having only one income and a large family to care for.
Going to school turned my life around. I still have anxiety but I have learned some coping methods that help me get through it. In my last semester of school I had to do an internship. After the anxiety passed I really enjoyed it and really believed I could get a job. I just needed to get through that initial anxiety ridden first few days. But to my surprise I didn’t have to start over. The company where I did my internship wanted to hire me. The perfect storm. I was past the anxiety part and comfortable there. Things couldn’t have worked out better. I will celebrate my two year anniversary there in March. My kids are proud of me, my husband is proud of me and I am finally proud of me.
I finally feel like I am contributing to my family. Now I want to fill a promise that I made to my children. I promised them that someday we would have a house. Don’t get me wrong we are not homeless. We own a trailer. Well almost, we owe $6000 on our 15 year loan. I know we are blessed and we have far more than a lot of people but that doesn’t make me want a house any less. Two of my children are grown and gone but I have a chance to keep that promise to the three still at home.
We will be getting a house. We even got a preapproval. Now that reality has set in I wonder if we will be able to afford it. This is why I am asking for help. I pay $450.00 per month on these student loans in order to have them paid off in ten years. I have never been late and will continue to pay them. But they are killing us. I paid $3445.13 in interest on them in 2015. That’s crazy. I would feel more comfortable purchasing a home if these student loans did not exist. Especially the ones that are carrying the highest interest rates.
Loan groups B, D, and F are at 6.8% and loan group A, is at 5.6%. I think these interest rates are outrages for loans that are suppose to be there to help you better your future. Interest rates on homes aren’t even that high. Crazy!
Well now that you’ve heard my story, and I thank you for taking the time to read it, it is up to you if you would like to help.
If you are interested in helping you can phone in any amount to Nelnet. My account number is E822014912 and their phone number is 1-888-486-4722.
You can call this number and make any amount of payment you would like. Every dollar counts and is one less dollar that I am paying interest on.
If you prefer to donate through PayPal that is okay to. I give you my word that every penny of that donation will go to Nelnet.
If you choose to help I thank you very much and if you can’t help or would rather not help that is okay too.
Thank you for reading my story, I know it was a little long winded.
My name is Alex, and God has been calling me into ministry. I didn’t know which school to go to until I toured the Ramp School of Ministry in Hamilton, Alabama. I have decided to go there, but I don’t have enough money for tuition and housing. Please help me out with this. Thank you so much!
Hello my name is amanda. I am seeking to get money to try and buy a gas scooter to drive around. Currently i do not have enough money leftover after bills and such that i could afford one on my own. Im hoping to use it to get around town and it will be more fuel efficient to use daily. Thank you very much for taking time to read this and respond.
To sum up the situation, I was really silly when I was younger and haven’t the best credit score, therefore because of this I need to put a bigger deposit down for my mortgage. The original amount was 10,000, and I was half way there. Until I went for a proper meeting with the bank, and they’ve now doubled this. I know there are a lot of stories on this that deserve the money more than I do, but, you never know until you ask. So, aye, I’m putting myself out there and begging for money. I also want to add that its me, solely in this mortgage on my own. I don’t have a partner to split the saving with, and at least if I have a house under my belt, it gives my son that little bit more security. At the moment i’m 26 and back at home living with my parents so that I can save money for this. So I would be forever grateful, even though this isn’t my best moment in life. Just stuck in a rut.
to who ever reads this my name is Meredith and I have spent years working to make my life better unfortunately all that it did was create more debt. I went to school for 5 years and have a bachelors degree, I work a full time job, and do everything I can to support my husband and I. He was injured on the job in 2009, can no longer work due to a back injury and the money he got paid all the back debt but didn’t do much after that as I struggled to find a job for two years after I graduated. I was either overqualified or not quite qualified enough. This coupled with a rent to own scam that took the last of what we had in savings just hit so hard that I struggle to even buy food and still pay bills. I am doing this all on my own and it’s beyond frustrating. I have worked overtime but it’s exhausting and I can only do it for short periods of time before my health takes a hit. I am ashamed that I am here begging for someone to please just help me get out of this hole so I can have something that resembles a life. Right now all I can do is work and stay home because I can’t afford to do anything. I have 63000 in school debt (like I said before I tried to make my life better and all it did was make more debt) I currently have a car loan that has close to 15000 left owed. Two credt cards (500) on each, that I pay the minimum on only to end up using what’s on there because money didn’t go far enough. If I didn’t need to buy food, gas, and basic things we NEED then my check barely covers bills. I have been working on cutting things back but it always seems even when I have a rare moment where everything is paid something happens like right now I got 2000 from my bonus and 300 in tax return that went the day I got it catching everything up and I thought good I can try to make this work…two days later my clutch started just not working right now I have probably close to 2000 that the car needs in repair that I can’t pay and everyday it gets worse I worry that it will completely stop working and I will have no way to get to work. This would just put us back where we started in a tent living at a camp site. I am doing everything I can to make extra and don’t know what else to do. I know that if I was ever in a position to help others I would do so. I don’t know where else to turn at this point so I am here begging for someone anyone to help me. I don’t care what you would be willing to help with, be it help me pay off the car so it frees up 400 in my budget, so I can do this on my own from there, or money to help pay bills. Basically if I could get my hands on 5000 to 20,000 I could get everything done I need to so that I can manage my life on my own I know 20,000 is a big number but it would be wiped out in mins, pay the car off, credit cards off, catch up all the bills, and fix the car then my budget would be manageable. If you reading this were able to help me this way it would change my life forever and I would owe you my whole world. I would go from surviving to actually getting to enjoy what short time we get to live on this planet. What I can reassure you off is that I am just a girl who is trying to support my family (as much as I want a child I thank god everyday I don’t have any yet because I wouldn’t be able to provide for them) and doing everything I can to make my life better. I would use any assistance in this goal of being able to get my budget where I can do it on my own. I don’t like having to ask/beg for help but at this point I don’t know where else to turn except to the charity of others and hope that someone sees my plea and sees that I am a good person that would do the same for someone else if I had the means. There are not words that can express my thanks for what you could/would be doing for my life. I know that you should work for anything you have this is how I was raised and as a final thought I want you to know I have been working (went to school because they said it would help me get better, it made finding a job harder) doing everything I can to just get to okay. I promise if you help me I will find a way to pay it forward to someone else because I believe that kindness paid forward earns you kindness in return. Please let me know if you have questions or concerns