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Last Updated: September 4, 2023

My heater and Air conditioner units were old and bad- WENENO IT

Hi my name is Taurean Johnson im orignally from New Jersey. Im living here in West Virginia with my family… We live in Dunbar Wv its where we moved to after being rushed out of my rental home in Saint Albans.  We were rushed out during covid because my Landlord lied to us and told us he was trying to move in because the house is one story and his knees could’nt take his steps in his home…He gave us 3 months (my wife was pregnant at the time) to move out (rent was never late, never had issues with neighbors, or cops being called, property was well kept) So as the man whatever i had in savings i had to drop on a house because ill be damned if this happens to my family again.  I went house shopping and found this house im living in now for my price range.  We got the house without the inspection because with the inspection it was out of my price range but if we got it i would miss the mark and i didnt have time left in our rental home to save more and i could’nt let us become homeless so i got home without the inspection.  Come to find out My landlord did’nt want to move in he just wanted us out.  A year goes by and I notice our air isnt working so home insurance got a new compressor for the air unit next month it went again so we called an HVAC company to come see why we blew two compressor in a short time period…We found out our whole heating and cooling units are old and is in bad need of repair so bad it should be replaces instead of repair.  Its so bad we cannot cut on the heat because the ducts have holes so Carbon monoxide will began to leak in the house…I cant seem to get the money saved up to get it fixed winter time coming so im gonna load up on heaters which a dangerous situation anyway but u have no choice the whole operation cost $8802.00.  We used multiple window air conditioner units to make it through the summer… Heaters will be our only option this winter until i can save the money up to get our Heating and Cooling situation fixed

 

 

https://paypal.me/Thejohnson0923?country.x=US&locale.x=en_US

Filed Under: Uncategorized Tagged With: USA

Last Updated: September 1, 2023

Begging for helps

At the age of 63 years old without savings and with 2 children in the university I felt like speeding up my ability to create more capital to support the family and create opportunity to help poor families in my part of Africa (Nigeria) I have invested everything which amounted to less than $3000:00 into forex trading. I was able to increase it to over $4200:00 within a month.but unfortunately made a big mistake of sleeping off while trading , and lost everything by the time I woke up.in fact the loss amounted to over $8300:00 .

I was involved in work accident on July 25 2023 which left me with a broken bone and for which I am still getting medical treatment for and unable to return to work yet .

But I promise to do my best to support the family after the doctor certify me able to get back to work .

Please please help 🙏 to support my family and save the children’s education.

God bless you all

I can be contacted by vicmatalimited@gmail.com

Send your assistance to PayPal -me/Victor Okechukwu Onyemata

Filed Under: Uncategorized Tagged With: Asia

Last Updated: August 31, 2023

Need a helping hand for a loan

Hey my name’s Bradley and I have ran into trouble with being young and stupid with my money and now have debt payments up to $2500 coming out a fortnight and yes I work (55-60hours a week), my request is not asking for free money but some one to give me a loan $60000 to get rid of all my debt and never go down that road again, I know this is something very big to ask for as it was my own fault on how I got to this but I was wondering if there are still kind people out there willing to get hard working people out of a jam

Thank you for taking your time to read my request

 

You can contact me on

Email bradvaller23@outlook.com.au

Filed Under: Uncategorized Tagged With: Australia & New Zealand

Last Updated: August 31, 2023

Help me and my girlfriend meet for the first time.

Hello all, I’m a 27 year old man from the small Caribbean island of Grenada. I was on a journey to find real love for the longest while but to my relief I met this beautiful lady through Instagram. She’s also of Caribbean descent. After our first video call, we both realized how great of an opportunity this was to pursue  a life together since we have a million and one things uncommon. Personally, I’ve never met anyone so amazing that makes me feel wanted and appreciated the way she desires me.

The only tiny problem is that she lives in the U. K. (and I’m currently in South America until January) and we both make just about enough money to cover our living expenses. The intention is to have her come briefly visit me while I’m here in South America at least, then when I’m back home in Grenada she can come back to actually check out her new home to be and get familiar with it for a good 2-3 months. Then the next stage after that would be her actually preparing to make the big move to Grenada officially later down in 2024.

Please help me make my love mission a physical reality. Send to: http://PayPal.me/mysticabbaconjure

Thanks!

Filed Under: Uncategorized Tagged With: South and Central America

Last Updated: August 31, 2023

Can’t make enough to pay bills

I’m a single female and trying to make it on my own. I do have a job, I’m turning 60 in October and I’m not able to pay my bills on what I make. I am about to lose my home, my rent is due tomorrow. In 2020 I had a major surgery so I was off work for quite some time. I did have short term disability but that didn’t do nothing but put me in debt I got $2500 behind on my rent. With the job I have now I can’t afford to pay all my rent at once and have to pay it out of a couple of checks at a time. I received a letter telling me I have to have my rent paid on the 1st or I’m going to receive a notice to quit and only have 10 days to get my stuff out. I have nowhere to go if that happens. All my bills are suffering because I can’t pay them on time. I’ve tried everything thing I can think of to make extra money. Part time jobs, yard sales I even tried a little panhandling but it was so hot I couldn’t stay out long. It’s hard to get anything at my age. I’m not disabled so it would be useless to try for disability, I’m not old enough for social security so it would be useless to try and get social security. My pride is hurt because I am at the point of having to beg for what I need. I don’t have internet or cable, so I’m not wasting money for that, I can’t afford to eat out, so again I’m not wasting money on that. I barely have money to go to the grocery store, I feels like a privilege just to get the few things I get out of a grocery store. The majority of the food I do get is from pantries. I always try to make sure I can get at least ¾ of a tank of gas each week to get back and forth to work. I don’t smoke,do drugs or use alcohol. That is an excuse for people to try and get money that I don’t want anything to do with. My health and life mean more than those things. I try to stay strong and don’t allow myself to get depressed which is another thing that can cause financial problems. Yes I do have my down days, but I can’t let what I can’t control take over my life. If anyone is willing to give me some help I would greatly appreciate it this is my PayPal information

paypal.me/DS5259

Thank you and God bless you. God rewards those who gives from their heart

Filed Under: Uncategorized Tagged With: USA

Last Updated: August 31, 2023

Help Veteran With $13,000.00 Closing Costs.

Good day,

I am an United States Veteran. I am purchasing my first house in my 50’s. I believe this is the cornerstone of life and in a marriage. I am getting married to a wonderful woman in the course of a couple of weeks after being with her for three years. I did not undertsand or knew the costs associated with buying a home.

 

Even though I am a Veteran, I still have to pay closing costs that totals a bit over $13,000.00. I don’t have to put any money down, which is an advantage but the costs associated with closing, getting home insurance, having my own inspector, and other little costs can be very overwhelming. One thing I can say is this experience has taught me a lot about buying a house.

 

Due to a very bad situation between my fiance and my mother, I am no longer at my mother’s home. Becasue I cannot move all of my things at once, and the space that I am in does not allow for all of my things to be moved in, my mother decided to charge me storage, which is the same as she charged when I lived there under rent. It’s hard to phantom paying for a place that I don’t reside in just because my belongings are at her address. I love my mother and I still think the world of her, but being the only child has its drawbacks. I always pray for my mother and I even though my mother that I love her even though she does not tell me that she loves me.

 

I made an offer on a home, and the nice Ranch home comes with all the appliances included and a home warrantee that the seller will give for the total of one year. After this, I would be responsible for. This home is perfect for what my soon to be wife and I desire and need. The offer was accepted and closing should be in less than a month. I humbly ask for help in the $13,000.00 closing costs. Not only will I be appreciative, but I will also pray for your increase in helping a Veteran, such as myself.

 

Some people say there are programs that will help with the down payment and/or closing costs. Again, I don’t have a down payment due to being a Veteran, however, the programs that they have require an income to debt ratio to be almost perfect, even though my credit score is where it is supposed to be. The one financial institution wants me to work on my credit over the course of seven months, but I am getting married in less than two weeks and to have our own home is our dream. Can you imagine being a guy and learning how humble this experience is for me being under the roof of anoteher man’s home? We cannot move in until October 1, 2023 because that is the time the seller promised his tenants when they have to move. The financial institution I have now approved of everything and the home inspection is going to be done over the course of a couple of days.

 

We all want to live confortably, but we have to take one step at a time. Getting our perfect home is within reach. Money can be sent to:

paypal.me/Bfcrump

In advance… I thank you.

Filed Under: Uncategorized Tagged With: USA

Last Updated: August 31, 2023

Need Emergency Help With Utility Bill

I sit here, overwhelmed with the weight of financial hardship that has plagued me for a long time. I never anticipated facing such dire circumstances, but the residual effects of the pandemic have left an indelible mark on our journey.

Months turned into years, and the pandemic’s aftermath continually tightened its grip around my finances. Despite my best efforts, seeking assistance from various programs. It seemed as though I didn’t quite meet the criteria or fell through the cracks of eligibility. My husband and I work but he was laid off and never received assistance through that time during the pandemic.

To compound my already strained situation, a soaring utility bill has silently haunted me for over two years. It’s as if the meter has become my constant reminder of the struggles I face daily. Each month, the debt accumulates, and the fees steadily pile up. With every notice of overdue payment, I feel as though suffocating in a burden I carry.

But amidst this seemingly endless struggle, I refuse to give up hope. I continue working diligently, not only to sustain our daily needs but also to repair the damage inflicted upon my credit. It is a grueling process, one that requires patience, discipline, and unwavering determination.

We scrimp and save, cutting corners wherever possible, sacrificing luxuries to allocate every available dollar to my obligations. Despite the hardships, a glimmer of resilience remains within me. I strive to rebuild my credit, knowing that it holds the key to a brighter future for me and my family.
It’s an uphill battle, and sometimes it feels like there’s no end in sight.

For every struggle, there is a solution waiting to be discovered. And with every payment, no matter how small, I edge closer to liberating myself from this stranglehold of debt.

It was hard to ask for money, but we have run out of options. I am so overwhelmed, and my depression gets the best of me. I have elderly parents living on a fixed income who are not able to help. So, I am here on this platform. I am asking respectfully if you’d be able to assist me, even if it’s just a partial amount. Any assistance would be greatly appreciated.

I want to Thank You in advance for your kindness!!

Asking for assistance: $2500

PAYPAL: https://paypal.me/FRAGGS943?country.x=US&locale.x=en_US

CASHAPP: $MRSRAGGS

Filed Under: Uncategorized Tagged With: USA

Last Updated: August 30, 2023

Please help I am desperate to keep afloat

🌟 Urgent Plea for Help: Join Me in Making a Difference! 🌟

PayPal: @pettyinpinkgirl

🩷🩷

Dear Friends and Caring Souls,

I’m reaching out to you today with a heavy heart, burdened by the challenges and hardships that life has thrown my way. It is not easy for me to ask for help, but the weight of my circumstances has become unbearable, leaving me no choice but to seek the kindness and support of others.

Juggling multiple jobs while pursuing a full-time education has always been a demanding endeavor. I have poured my heart and soul into creating a better future for myself, striving to overcome obstacles and achieve my dreams. Yet, despite my relentless efforts, I find myself at a breaking point, struggling to make ends meet.

Compounding my predicament, my beloved dog, who has been my loyal companion through thick and thin, battles with epilepsy. Witnessing them endure seizures is an emotional rollercoaster, and the financial strain of their medical care has only added to the immense pressure I face.

Furthermore, I proudly served in the military, dedicating myself to protecting our nation and upholding the values we hold dear. However, the reality of being underpaid during my service has left me with a mountain of debt, exacerbating my already challenging financial situation.

The current market conditions have further heightened the difficulties I face, making life feel unbearable at times. The weight of financial strain and the fear of not being able to provide for myself and my precious companion has taken a toll on my well-being and hope for the future.

With all this in mind, I humbly ask for your support. Your donation, no matter the amount, will alleviate the dire circumstances I find myself in. It will help me cover essential expenses, pay off medical bills, and ease the burden of accumulated debt. Your generosity will make a tangible difference, allowing me to focus on my education and provide the care my loyal furry friend desperately needs.

If you feel compelled to contribute, please consider making a donation through [provide relevant details on how to donate]. Your kindness and compassion will not only provide immediate relief but will also restore my faith in the innate goodness of humanity.

I understand that times are tough for many, and I genuinely appreciate your consideration. Even if you are unable to donate, kindly sharing this message with others who may be able to help would mean the world to me. Together, we can create a support network that lifts me out of this overwhelming situation and offers hope for a brighter tomorrow.

From the depths of my heart, I thank you for taking the time to read my plea and for any support you can provide. Your generosity will be a beacon of light in my darkest days, reminding me that compassion and empathy can truly change lives.

I’m looking for $80,000

paypal: @pettyinpinkgirl

Filed Under: Uncategorized Tagged With: USA

Last Updated: August 30, 2023

A journey through turmoil and resilience

My name is James, though I often go by Jim. I’m reaching out at a juncture in my life where challenges have converged, and I’m hoping to find a way forward.

With 52 years behind me, I’ve dedicated more than two decades to working with the local government. My commitment led me to embrace overtime willingly, picking up the slack where others hesitated. I felt a deep sense of dedication to my role, often going the extra mile to contribute to the team. However, amidst the moments of dedication, there were also moments of deep sorrow. We experienced the loss of a coworker in a tragic incident. The impact was profound, and while the supervisor involved was transferred, scars remained within the crew.

Time marched on, and the supervisor changed hands. To my surprise, the individual who was involved in the previous tragedy was reinstated. This decision brought discomfort to several of us who were present on that fateful day. I voiced my concerns, but they seemed to fall on deaf ears. Determined to uphold safety standards, I became the voice of reason, highlighting issues that needed attention. Unfortunately, my intentions marked me as a target, and eight months later, I found myself without a job.

In the midst of these professional struggles, I was grappling with personal challenges as well. My wife, who had experienced a breakdown years earlier, was now dealing with disability and the effects of medications. The situation weighed on our relationship, and while there was no physical harm, her demeanor turned harsh.

Adding to my plate was my father’s request for me to take on his property, an old mobile home that needed care. His concern was my disabled brother, and his wish was for a stable home for him. Taking on this responsibility felt like the right thing to do, even though it was another layer of complexity.

December of 2021 marked a poignant turn in my life. My father passed away, and in the days that followed, my family gathered around his memory. Despite the tensions between my wife and my family, she chose to stand with me that night. It was a gesture that held significance, even if the reasons weren’t entirely clear.

The morning after, as we set out to tend to our dogs, a misunderstanding escalated into an argument. This resulted in an unexpected encounter with the law. I spent the night in jail, a stark contrast to the emotional weight of my father’s recent passing.

Since that day, silence has characterized my relationship with my wife. Our last exchange was fraught with confusion and fear. As we near the finalization of our divorce, I find myself at a crossroads. I am determined to preserve the family home, a place my father wanted to see in capable hands. However, the financial challenges are immense. Job opportunities have been scarce, and the uncertainties of the market make securing a loan seem improbable.

So, I humbly lay my situation before you. Without delving too deeply into the intricacies of my struggles, I find myself earnestly hoping for a solution. The sum of $150,000 would allow me to finish settling with my wife, grant her what she’s due, and begin anew without losing the place that holds generations of memories.

Thank you for taking the time to read my story. The challenges have been many, but I am resolved to navigate them with integrity and hope. If there’s any way you might assist or offer guidance, I would be forever grateful.

Wishing you well, James (Jim)

 

paypal.me/jimiovinelli

 

Filed Under: Uncategorized Tagged With: USA

Last Updated: August 30, 2023

In need of a newer car

I am a single father.  I had been saving up for a car for the last four years.  I have a Suzuki XL=7.  They do not make Suzuki’s in America anymore.  Not only is it getting harder to find parts but to get experts at dealing with Suzuki’s.  My engine light has been on for three years.  It was in a transmission shop for three months and they could not find out what was wrong.  They fixed a few other things with the car with me just paying for parts and no labor as they used it as a learning experience as they never experienced it before and could not find anyone else who had either.  My mechanic has passed it for the last 2 years but said they can no longer pass it because of the light still being on.  The exhaust system is rusting as well and cost too much to fix because of trying to import parts if found.  That was what the money was for.

I ended up having to use that money to fix the porch and the redo the kitchen because of bad pipes and faulty wiring.  So, I figured just redo the whole kitchen.

I also used the rest of the money to fix up my parent’s 3rd floor which they hadn’t been up in since they bought the house 20 odd years ago.

I am a prevention and intervention specialist for East End Cooperative Ministry for the last 25 years.  I do this in the Pittsburgh Public Schools. As it is non-profit, I do not have a retirement account.  unfortunately, I was not aware of this until a few years ago.  So, I have been trying to rectify that especially with the hope of being in a position that my son won’t have to worry about me financially.

Being cash poor at the moment, I would appreciate any help in trying to purchase a car so that I can continue to support to do my job effectively when it comes to traveling to the 11 schools I drive to.  Also, my son being in public school for the first time, it is about 10 miles away, it gives me more peace of mind that my car won’t die on me.

Filed Under: Uncategorized Tagged With: USA

Last Updated: August 29, 2023

Single Mother Needing Assistance to Becoming Independent Again!!!

I’m a single mother of 2 boys 3 and 16 years of age. My father was helping me with my boys but sadly passed from COVID. But 4 months before he passed my grandmother passed. Shortly after I lost my place were me and my boys were. I was contacted by a person who was renting out rooms in their home, to see if I wanted to rent them out. I did but come to find out the guy renting me the house was in a divorce and didn’t have permission to rent it out. So then I had to move out 2 in half months later. Cherry on top, the wife thought me and her husband were together and she threw out my things I had left there at the house. Some of it was my father’s stuff that I will never get back. During that time I stayed at my office that I worked at, while my boys were at their aunt’s house. Then Dec 23, 2023 I was hit by a drunk driver who totaled my car. I couldn’t walk and had to wait till 12/27/22 to get the rest of my kids gifts. I’m on housing finally and I’m back in school. I am not working so unemployment’s our only income. I have my SUV payment and a few bills to get caught up. My oldest son is a Varsity Baseball Pitcher at his High School. He has colleges looking at him every where he is very talented. During his annual physical this year they informed me that his heart rate was 35 BPM. So he has to pause all sports and is under a heart doctor care, until we find the cause of the problem. The season doesn’t start until Jan or Feb so praying he will overcome it!!  I would love a break from stressing but its hard. But easy for people to judge you when your down. Its even harder not trying to show it to your kids!! Thank You to who ever helps, no matter the amount!!! Cashapp ($0771Walker)

Filed Under: Uncategorized Tagged With: USA

Last Updated: August 28, 2023

DESPERATE TO MOVE OUT

I am a 47 years old mum of three. I live with my partner for almost 18yrs now on a rented house. He has been treating me like i don’t exist at all. In short a lot of emotional abuse. i came from South Africa and most of my years in UK i was illegal and that’s when he took advantage. I eventually got my documents and started working both day and night for the past 4years. working at Amazon warehouse nightshifts getting 360 to 500£ a week then get home in the morning sleep 2hrs and get kids ready for school and go for cleaning people’s houses until 2pm come home do cooking and go to work. Never spent time with my kids or help them with their home work coz of tiredness. I then managed to safe just over 10k which i was putting in my partners account since he had a bank account for a long time and convinced me that we need to put money in his account to raise deposit for the house. One day we went to the bank for him to add me so that we have a shared account to my shock when the financial advisor was explaining everything to us about mortgage thank God at some point she turn the screen to us and the was£36 balance. He told me he transferred it to his other account of which upto today he never showed me or told me where the money is. I’m still working hard for my kids as i do everything for them. he then brought his 21 old daughter from his ex. she works fulltime but not contribute on anything in the house and i feel so used. I have attended some ecommerce workshops where i’ve paid over £2500 but now i have no capital to start, i don’t have time to even focus on starting coz i am always working to buy food, school dinner, transport, rent, council tax, gas, electricity and water. Though we share majority of the bills 50/50, i can not afford to send any more coz we’ve move to a bigger house when his daughter came and i get paid less now that i had to reduce my cleaning jobs as i was not able to sleep and it was affecting my health. All that i need is help to move out and start all over again with my kids. I am tired of daily shouting, i cant focus on anything unless i move out and focus on myself again but that can only happen if i get a person with a good heart who can help me out at least if i can pay 6months rent and start a small ecommerce business then i will have enough time to focus on it coz  i would know that the rent is paid im only working for food and daily or monthly bills. I hope this can be my breakthrough on changing my life. I am also hoping to go back to school and study Psychotherapeutic counselling. I am inspired to do this course after seeing how many people are going through abuse in life both children and adults as im a living testimony of it.

Filed Under: Uncategorized Tagged With: UK

Last Updated: August 27, 2023

David vs Goliath

Hello guy’s my name Is Dewayne L Coates…Father of 4Boys Devon, Donavan, Dillion& Jacob Coates…I have ADHD and more… I am a CITIZEN OF THE  KINGDOM OF GOD/ HEAVEN…I’m here because I am representing myself in a discrimination/racist/ retaliation case against  AT&T.  I been in this battle since 2019 through  COVID19 and all the Lord has kept me through  this tough long battle and now I need money to pay for my court expenses so I’m just raising enough money to for discovery…I am a God fearing man and if you bless me God will bless you…but if you curse me God will curse thee…Look at AT&T stock since 2019…but that’s justice…I will take whatever I can🙏🏿…I hate to ask people  for money but this is for the Kingdom of God!!!…I do tithe so my soil is awesome so please see and hear and be part of my VICTORY!…GLORY BE TO GOD!

For Proof…My District Court…Dwayne L Coates vs AT&T Inc

case # .2:23-CV-10317 Judge Hon Sean.COX1

PayPal.Me/Weez007

CashApp$DC896E1

 

 

Filed Under: Uncategorized Tagged With: USA

Last Updated: August 27, 2023

Retail Business Start Up

Hi, my name is Ieshia Poitier and I’m a mother of 4 beautiful children. Two of which (11 and 7 years old) has Cystic Fibrosis. I’m looking forward to raise anywhere between 4,000-10,000 dollars to start up my business.It’s been a struggle for a while with having to work for someone else and tend to their needs. What I mean by that is having to call off of work or leave work early because one or both of them have become ill. I have no problem leaving work nor calling off for my children they all I have so I’m there with them every step of the way but it just puts me behind in bills and now I have to work harder by picking up extra shifts to cover the shifts that I’ve missed when available. With having a retail business that will be starting off as a door to door sale that will lead to online shopping as well will allow me to make my own schedule as well as when they’re feeling well I’m able to bring them along. I’ll be able to assist in their time of need right then and there all while still getting paid. Not only will you bring relief to my family but you will also bring joy and happiness to my children because I am the only one who knows how to care for them and what they need when they need it other than their Doctors at Arnold Palmer Pulmonology whom I love dearly and they’ve been with since birth.

paypal.me/DEMIASBOUTIQUEANDMOR

Filed Under: Uncategorized Tagged With: USA

Last Updated: August 27, 2023

Help for disabled teacher.

My name is Crystal, and I am someone who has lived my entire life caring and doing for others. When I was unable to care and do for myself, I had no one to turn to. I have tried to figure out ways to make it work on my own, but I have finally reached a point where I am unable to do so and humbly seek assistance. Here is some information about my life and story.

 

 

 

For as long as I can remember I was responsible for caring for others. As a young child, I cared for my aging grandparents and maternal aunts. I cooked, cleaned, and even bathed them. This was all done while I was being belittled by the same people for my appearance. I was also dealing with my own heart condition. I took care of everyone until their passing. My mother was great but she was often out of the home working to provide for the family because my father was not around. I was also responsible for looking out for my older brother who is mentally disabled. Sadly, I found comfort in food and baking which did not help with my overall health.  But I also found happiness in learning and often found escape in my math books. Once I was no longer caring for my grandparents, I could really focus on my education I was ultimately able to gain my bachelor’s degree in mathematics. I was also able to work outside of the home to contribute to my family’s expenses.

 

 

 

In 2000, my health took a turn for the worse and I became disabled due to congestive heart failure brought on by supraventricular tachycardia. I had a long-term disability with a major insurance company, and I received Social Security Disability Insurance. I was the breadwinner for my family as my mother’s health was declining. The income was used to take care of all the household bills and necessities for my mother, brother, and me. I was also the person that friends & family would come to for a loan or a free meal. I did not mind helping others because I felt blessed to be able to do so. Many people did not pay me back. At first, I was mad, but I realized who was just using me for what I had. In 2003, I underwent surgery at medical advice to lose weight to help with my health condition and the surgery was successful, but it left me with excess skin that could not be removed which caused more health conditions and impacted my self-confidence.

 

 

After my mom passed away in 2005, I contacted the insurance company for a statement to show the bank, so that I can get my mother’s house put in my name. I would be able to take care of my mentally disabled brother. The insurance company ran an audit of my account & realized that they had overpaid me by almost 100k. Not only could I not pay back the money, but I could no longer make ends meet. My brother’s disability became worse, and I could no longer help him. Fortunately, I was able to find a program for him, and I was relieved of worrying about his medications, food, doctor visits, etc. However, I had to file for bankruptcy. This was a very low point of my life and many of those I helped in the past did not even offer me a meal. Even in that stressful time in my life, I still felt that I could give back to the community by offering free tutoring in mathematics since I had a BS in the subject. I was asked to work with one of the music teachers at the program that helped my brother to start a math & music program. One day, the teacher was to drop off some information to me, but he came to my home and raped me instead. As you can imagine, that was such a traumatic experience for me that was worsened by the loss of my case against him in court, in addition to allegations from “friends” that I made this up for attention. The agony and pain from everything appeared to take a toll on me mentally and physically, yet I still tried to remain supportive to my family and friends who remained.

 

 

 

In 2008, I had a tachycardia episode, where my heart rate hit 216 bpm by the time I made it to the ER. I had to have a cardiac – ablation. This was another traumatic experience for me. I

was strapped to an operating table, partly awake. The nerves in my heart were triggered causing my heart rate to increase, then they were destroyed by radio waves. It felt like a knife cutting my heart open from the inside out. I required extensive medical care to recover, and with all the health problems I faced since 2000, my health insurance premiums became astronomical. This again caused financial stress and hardship for me. I knew that I did not want to remain in that financial state and continue to require the support of the state, but I did not know what I could do. In 2009, my cardiologist would only allow me to go back to college to become a math teacher because the program was only 3 semesters, and I would have insurance that I could afford and a student loan to cover my bills. Teaching would afford me guaranteed time off during breaks that would allow me to get my health in order by hospitalization or bed rest. I had intentions of completing the program and becoming a teacher in Buffalo Public Schools.

 

Of course, nothing worked as planned as Buffalo was not hiring at that time. However, a county in Maryland was very interested in me. Although this was far away from home, it was an opportunity for me to regain my independence. I drove down there and was offered a position at both of the high schools where I interviewed. I did not choose the school with the well-to-do students, but the one where strangers told me not to go because it was on the “rough side” of the county. That school reminded me of Buffalo. The cost of living there was extremely high, and for someone who was still recovering from previous financial hardships, I was unable to afford my own place.  I could only rent a room from individuals.

 

Despite my living situation, I was blessed enough to be able to use my funds to buy materials for my classes and for my students. I was an extremely passionate teacher, who held all of my students to high expectations, but I also cared for the well-being of all my students and anyone who came to me for help.  I supported school-wide and individual student fundraisers, helped with senior dues, tutored students for free, participated in evening school, and attended games and performances. I even took the time out to visit one of my students who spent a lot of time in Children’s Hospital with a chronic illness. During that time, I was able to regain some control over my life and finances. All of my bills were always paid on time. I was also able to pay off my car note in 2.5 years. My student loans were paid in full by the end of my 5th year. I was able to start saving with a goal of buying a house.

 

Because renting a room in someone’s home is often temporary in nature for the homeowners, I was forced to move 7 times in 7 years. My 7th move was more stable as I was able to rent a room in the basement; however, the living conditions were not always good. My floor was once carpeted with ants. I was greeted late at night by spiders and garter snakes, and the moisture of the basement often triggered my asthma and caused breathing difficulties. In order to save more money at a faster pace, I transferred to one of the top schools in Washington, DC. I did a lot more walking & running up & down the stairs due to this school not having typical classrooms. I was happy to adjust, but my health was impacted by the increased activity. By October of that school year I had several ear infections and my blood pressure was getting higher. In order to function as a teacher, I could not take my medicine as it impaired my alertness. It did not help that during this same time, my brother, who remained in the program in Buffalo, NY was injured and had

to have surgery. I panicked because I was unable to go back to Buffalo to check on him. My friends watched out for him on the day of his surgery. That did comfort me some. By mid-January my blood pressure was out of control. I was taken to the ER during the school day due to my pressure being astronomically high. The pressure of this fast-paced non-traditional school setting had taken a toll on me. I found a way to finish out the school year, but it was not without its challenges as I required frequent medical appointments and I had several medical and mental health diagnoses identified. I was diagnosed with PTSD; Fibromyalgia; Anxiety; Severe depression; rheumatoid arthritis; asthma and a host of food allergies, such as chicken.

 

 

 

Despite my ongoing health challenges, I wanted to remain financially independent. In an attempt to reduce my stress, I returned to my previous school in Maryland the next school year, which was closer to my home, doctors and provided me with a stable classroom.  Unfortunately, the damage had already taken its toll on my body and I was unable to work a 5 day work week. I meet with my principal and HR to offer part-time work or a modified work schedule as advised by my general practitioner and psychologist; however, they did not modify my schedule. I attempted to work the traditional hours but I was faced with constant pain and breathing difficulties. The medication caused extreme drowsiness and I was forced to leave early or take the day off to take care of my health. By November of that school year (11/2018), I was given the ultimatum to resign or be fired, and my psychologist had me resign. This decision caused me more anxiety and depression, and I felt so lost and hopeless.

 

Because of my illnesses, it’s hard to cook healthy foods because I am often in too much pain. When I do cook, I am often too sick to eat afterward. The foods, high protein, that I need to buy are the more expensive cuts.  Chicken is the most affordable, but I have a chicken allergy. I tried buying the higher-priced food for as long as I could afford but I can no longer afford to buy it. I checked many frozen prepared meals, but too many of them have additives that I am allergic to. I find myself ordering food more or choosing not to eat at all.

 

 

I used the money that I was saving to buy a house for monthly expenses. I had to pay out of pocket for doctors’ appointments and medicine until I was able to qualify for the Affordable Health Care Act. I was able to draw off my pension. On 11/26/2018, I applied for SSDI, but it was denied after over a year in review. I obtained an attorney for the appeal, but then COVID happened. I had a telephone appeal, yet another denial was the result. I filed another appeal, but many departments with Social Security Administration are delayed & depleted due to COVID. I am still waiting for my final appeal hearing to be scheduled. As of December, I will be starting my 6th year of waiting. My excellent credit score is now good, almost at fair. I have maxed out many of my credit cards ($19K) on food, gas & medical appointments and procedures. My remaining credit card is slowly being maxed out.

 

 

 

I worked so hard to overcome my challenges and it saddens me to be at this point in my life where I have to ask for help from strangers. I have always given my all to everyone around me, but now that I am in this situation, I feel so unsupported and all alone. I am not someone who wants to be taken care of by others, as you can see I worked hard to come off of disability in the past, but my health will not allow me to be independent anymore. I am acknowledging I need help.  I need help to continue to cover my medical expenses and take care of my basic needs. I would also like to visit my brother in Buffalo as I have not seen him in over 5 years. We worry about each other, and it is extremely hard to be this far away from him for so long. I cannot imagine never being able to lay my eyes on him again.

 

 

 

I am appreciative of any help that can be provided, and when I am able to do so, please know that I will continue to be a blessing to others as the contributors here will be a blessing to me.

 

 

paypal.me/CrystalS1969

Filed Under: Uncategorized Tagged With: USA

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