Hello, I am reaching out in hopes of loosening the grip poverty has on me and my family’s life. I am 38, recently married, around $45k in debt due to the pandemic and work issues the last few years. Our goal is to save to get out of debt and then eventually buy our home. Unfortunately, it has very much been 1 step forward 2 steps back. I know that money is tight everywhere, and there are a lot of people who are worse off than I am, however I am hoping to use this help to eventually help others when I am able. Thank you for taking the time to read this and consider our situation.