I come in humility putting pride aside, humbly seeking financial help. I am at the lowest point of my life where I am needing help. I am married with one 14-year-old son. Me and my wife are trying to get on our feet and we are just consumed by $415, 810 of debt. As a man I have always strived to provide for my family doing whatever it takes by any means necessary. I have been working 2 jobs for the last 3 years trying to make ends meet. The cost of living is high, gas prices through the roof, and every time we seem to come closer to having ends meet, we run into another problem financially and have to take a step back. Majority of our money has gone to my wife’s older brother who currently has Stage 4 cancer. We contribute heavily to the expense of his diet, his family, and medical as he is going through chemotherapy and their home just went into foreclosure. We are hard workers who value family. We 36 and 37 years old and want to expand our family, but right now we cannot as it wouldn’t make sense financially. My wife is 37 and age is against her where health wise for a healthy pregnancy, she needs to start now. We recently got a conditional approval for our 1st home, but our debt-to-income ratio is through the roof. We need to cut down our debt in order to move forward. It’s a used home and selling price with Closing costs are $746,604. The mortgage rates are high 7% and it is almost impossible to have a mortgage as well as be able to pay our monthly bills and start a family. This is my first time asking for help and I’m not even sure if this is something that will work, but I have nowhere to turn and just wanted to try. I am not here asking for only money donations, but for help with my bills so that I can afford mortgage, continue to help brother-in-law, and get back on my feet and support my family. To validate my request, I have included the account numbers for our outstanding bills and their respective amounts due. I express my deep gratitude in advance to those who may be willing to offer assistance. I fervently pray that your kindness and generosity will be returned to you tenfold. I have attached my PayPal link for your convenience, and once again, thank you for considering my plea. paypal.me/NathanielJones573
Installment MOHELA/DOFED 8534505233KM00019 – $ 82,342.00 (Student Loan)
Installment NAVY FEDERAL CR UNION XXXXXXXXXX4500 – $ 34,152.00 (My Car)
Installment NAVY FEDERAL CR UNION XXXXXXXXXX7244 – $ 33,389.00 (Wife’s Car)
Revolving COMENITYBANK/JARED 7788504133371868 – $ 26,567.00 (Credit Card)
Revolving NAVY FEDERAL CR UNION 406095XXXXXX9133 – $ 20,103.00 (Credit Card)
Revolving AMEX -3499930055853383 $ 17,664.00 (Credit Card)
Revolving DISCOVER BANK 601101209254 – $ 14,505.00 (Credit Card)
Revolving SYNCB/CARE CREDIT 6019183849538194 – $ 5,000.00 (Credit Card)
Installment MOHELA/DOFED 1759456768KM00002 – $ 163,250.00 (Wife’s Student Loan)
Revolving BANK OF AMERICA 4400662339333606 – $ 13,681.00 (Credit Card)
Installment WESTUNIVRS 9K550955932PER24A – $ 3,442.00 (Student Loan)
Revolving MEDICAL PAYMENT 5780979915039614 – $ 1,299.00 (Medical Bill)
Revolving BANK OF AMERICA 4400667999900479 – $ 416.00 (Credit Card)