Dear Donor,

My name is Mark and I am in need of some assistance to just catch up on some bills that have fallen behind. I am a father of four. In which I have 2 boys and 2 girls. My oldest being 10 and my youngest being 2 years old. I really don’t like the fact of asking for a hand out. It brings me to tears just thinking about it and how I am not able to provide for my family right now. I don’t want to get to deep into my story and bore you to death. I wasn’t always the best person in life. My parents got a divorce when I was 3 years old with my father getting full custody of me and my sister that is 16 months younger then me. Our mother was never in our life at all and ended up having another family of her own adding 3 more children. My father being a single parent wasn’t around to much due to working alot to take care of us. Therefore I started running with the wrong crowds at a young age. Getting arrested at the age of 16 for the first time. From there I was in and out of jails and prisons till I was in my 30’s. Mostly all due to addiction issues I have. Finally I had enough and the last time I got out of prison I got my life on the right track. Having my first son really changed me. I went on to buy my own house. Went to school to become a Marine mechanic because I really enjoy fixing things. Then I ended up starting up my own mobile marine mechanic business. While still working other jobs as well so I could pay my bills while getting the business going. Everything was starting to look up but then Corona virus came. Shutting everything down and putting a hurting on my business. I have been really struggling with bills ever since then. Just barely making it by every month. Then I got a big job that was going to help me get back on top a little bit. Well long story short job was around $15k total. In which took a little over a month to do. When I had time in between my other jobs. Well the owner of the boat I was working on paid me $2500 thru out the month I was working on it. So upon completion I had sent him a final invoice of around $12,500. In which he only sends another payment of $2500. Then goes on to tell me that he thinks it was to much money. That I didn’t have that many hours in. Mind you there was 42 different issues I had to address on the boat. Well he ended up not paying me the rest of my money. Which in total came into around $10k. Which in part has made me super behind on all my bills. I only have one more payment on my truck and it’s paid off. In which I can’t even pay that. Because I need to put food on the table. So if anyone good find it in there heart to help me and my children out it would be great fully appreciated. Like i said I don’t like a hand out and have always worked hard my whole life. Heck if I could even get a loan from someone I would be more than happy to pay it back over time with interest. I am just at my last resort. Tired of stressing and being depressed about this. Thank you and God bless. Below is my PayPal and Cash app links. PayPal.me/gotitcovered82

Cash app- $Abovewatermarine

I’ve decided to come on here in hopes to reach others who can help me. In December 2022 I lost my husband suddenly and unepectedly.

Myself, 2 stepsons and son were all home with my husband when he went into cardiac arrest that ultimately led to his death. Losing him tore our world apart. Not only emotionally, but financially. There was no life insurance. Living in a 2 income household then down to needing to be the only one to support us, didn’t go well. I wasn’t able to get myself back to work as needed. I tried after 3 months and felt I may have been able to succeed and support my family still.

A month after, in April, we were in a car accident that resulted in losing my youngest, my 4 year old son. This has completely destroyed me.

I’m just trying to keep myself afloat and survive the immense amount of grief and pain. Hanging onto as much as I can in life. I have been trying to get back to work and support myself, but, it has not been successful in any way. Now, I’m MONTHS behind on mortgage payments, behind on car payment, down to my last little bit of money just to pay utilities and struggling to figure out what to do.

I am hoping there is a kind soul (or a few kind souls) out here in this world who would be willing and generous enough to offer help so that I can piece together my life again. I just need time to be able to heal and rebuild my life now without my husband and son.

If I’m unable to pay the mortgage, the house will go into foreclosure, and since I have no additional income, I have nothing to show to be able to get my own apartment or rental. Not to mention I don’t have the money to afford that at the moment either. My credit has tanked due to everything and needing to decide what to pay and what not to.

I appreciate the time you took to read this. God Bless. Hug your loved ones tighter, spend as much quality time with your family and children as you can. Life is so short, enjoy all that it has to offer and spread LOVE.

Anything you are able to do, is helpful. I appreciate anything.

Cashapp $jjo0723

~J.

Hello,

My name is Kimberly Odom and I am asking for $2,000 to help me pay my mortgage. I am 53 years old and am semi-retired from teaching special needs children in the public schools. In 2020 when everything was shut down due to COVID-19 I was able to work from home teaching the children. However, I ended up contracting COVID in September of 2020 and I was sick for three months. I thought I was going to die. Actually, I asked God to take me because I was very sick. My husband took a leave of absence from work and nursed me back to health. I thank God for him everyday. When I recovered at the end of the year my husband didn’t want me to return to work because he was afraid I would get sick again. I love him and I understood why he had concern. So, I started searching for work from home to help contribute to the household. However, I wasn’t making enough. My husband filed for bankruptcy but it has taken a toll on both of us. He works everyday and his biweekly checks pay everything. My part-time job helps with food and I use whatever is left to pay on our credit card debt. Now, we have gotten behind on our mortgage and I just don’t know what to do. I am only asking for $2,000 to cover one mortgage payment because I was just hired for a job with BCBS and the job doesn’t start until November. I feel like we can get back on our feet once my full-time job starts in November. Thank you so much. My Paypal.me account is associated with my email, kimberly.odom16@gmail.com

I am 65 times around the sun and facing foreclosure.  I have all the proof in writing.  Suffered a heart attack and am desperately in need of a $1139 payment to stop foreclosure.  I have no family.  

I began calling my mortgagor before I had a late payment.  They wouldn’t talk to me until I was one month old with a late payment.  So I had to wait.  Then I called and asked for a Forbearance and they said they would see if it would be approved.  I was approved for 3 months.  I sent them the hardship letter, as to being retired and on social security and unable to meet the $1151 because I only got $1301 monthly.  Also, my 401K was sent as a lump sum with half gone for taxes.  So I had run out and needed to try and get a modification as I was actively seeking employment.  

I have worked for a couple of places since starting my forbearance but was not paid by several companies.  Tried working at Albertsons as a stocker, but could not get enough hours because the co-workers wouldn’t show up for work.  So I couldn’t be at the store alone.  Other stores wanted me to lift my head over 50 lbs.  Health-wise I couldn’t do it, as I’ve had a heart attack.

My forbearance was over as of 8/1/23.  I tried to negotiate a modification and they said no.  They wanted all missed payments paid in full Now!!

Talked to the bankruptcy attorney and they said to keep trying to speak with them.  So I called them and said I have huge equity in my home as I owe approximately late missed payments of $40K.  Taxes which always show lower are at $600K  house worth.  

I finally kept being persistent and I got approved to pay $1139.00 by 10/28/23, then 4 payments of $2600 per month.  Then back to my $1152.00, or they will foreclose.  

Time is of the essence, as I’m actively seeking employment and looking for reputable companies that will pay.  Zip Recruiter, People Ready Temp Service with my resume in front of many companies.  I’ve had a lot of calls and sometimes interviews, but nothing so far.  I’m staying positive in manifesting that something will open for me to get hired.

I am desperately in need of the $1139.00 payment for October and I am willing to work from home on the computer for any business.  I can send you my resume, lots of skills.

I would be ever so happy and grateful to get this payment problem gone.   I know that I will be hired by a company very soon.  It’s just around the corner.  As mentioned before I can forward the letter of proof to you.

I’m grateful to you for taking the time to read about my situation.  I also would be very grateful for some help. 

Thank you in advance.

Jan White

Paypal.me/aguilera1981

I’m a 62-year old brittle-diabetic. I contracted Covid-19 in August 2022. Since then I’ve felt poorly; I have chronic malaise, pain, mental & physical fatigue, gastrointestinal problems, and nasal drainage. My medical bills were high due to management of these problems. My mortgage company put me on a Covid-relief from payments. Now, the payments must resume beginning with the $13,000 owed; I only have $4,000, thanks to family and friends. I need $9,000. Once I catch up I’ll be fine. I was declared TPD (totally & permanently disabled) in 2011, getting a fixed income and unable to work. I don’t want to lose my home! I’m not comfortable asking, but can someone please help me? My CashTag is $MAGtheTamTam & my PayPal me link is PayPal.me/tamtastik.
Thank you kindly & May God Bless you richly!

I live with my mom, who has three children including myself. My mom worked as a Health Aide Nurse for 5 years before she was able to save enough to get a small loan to start building a house for us. When she began the building process, we shifted to a one-bedroom apartment to save. In our current situation, there are 2 beds stuck next to each other which we all share. Since it is an open-floor apartment, the kitchen, and the bathroom are a few feet away from the beds.

However, in 2021, my mom lost her job when her employer let her go siting Covid-19 as the reason, and the loan was just enough to lay the foundation and erect some walls. Since I was employed, I helped with the loan payments and I have been using my finances to help us get by. I lost my job in August 2023 and I have been searching for something else.

With all this happening, I got the idea to use this platform to seek assistance. I know this is only a temporary solution, and that it won’t solve all our financial issues,  but If I get assistance to finish the house, then I have an idea to build a small apartment downstairs which can serve as some form of passive income to repay the loan and help us in the future.

Any assistance you can offer would be greatly appreciated. My goal is to raise 5000 USD. Payment can be made using this paypalme/shaniajnpierre

I am writing to you today with a heavy heart and a deep sense of urgency, seeking your assistance and understanding in a matter of utmost importance that has been causing immense stress and uncertainty in my life. I am humbly requesting your support in addressing my current financial crisis, specifically pertaining to my mortgage and electricity bills.

Firstly, I want to provide you with a clear picture of the situation I find myself in. My mortgage is currently $10,000 behind, and my electricity bill has accumulated to an overwhelming $9,200 in arrears. These debts have grown to this alarming level due to a series of unfortunate circumstances that have unfolded over the last year and a half.

The primary reason for my rent falling significantly behind is intricately tied to my profession as an owner-operator in the trucking industry. The trucking industry, which I have been a part of for several years, has always been subject to fluctuations, but the past year and a half has brought about unprecedented challenges. One of the most prominent factors contributing to this crisis is the exorbitant increase in fuel prices. The volatile nature of fuel prices has had a profound impact on the profitability of my operations. Despite my best efforts to economize and reduce costs, I have struggled to keep up with the soaring expenses, including fuel, maintenance, and insurance.

What compounds this issue further is that the rates I receive for my services have not adjusted proportionally to the current economic crisis. As the world has grappled with economic uncertainty, many industries have faced downturns, leading to a decrease in demand for trucking services. As a result, my income has taken a substantial hit, and I have found myself in a situation where my earnings are insufficient to cover not only my regular living expenses but also the mounting arrears on my mortgage.

On top of the challenges I face in the trucking industry, I was blindsided by the high electricity bill that has accumulated to $9,200. This surge in my electricity bill is mainly due to the fact that my solar panels, which had previously helped offset my energy costs, were out of commission for over two years. During this period, I was unaware of the accumulating bill as I believed that the solar panels were still contributing to my energy savings. Discovering this sizable debt has been an additional burden that has added to my financial woes.

I must emphasize that my intent was never to fall behind on my financial obligations. I have always been diligent in managing my finances and ensuring that my bills are paid promptly. However, the unprecedented combination of factors in my professional life and the unexpected energy expenses have left me in a precarious position. I am genuinely committed to rectifying this situation and regaining financial stability, but I find myself at an impasse without external assistance.

In closing, I am reaching out to you today with the utmost humility and sincerity, seeking any possible support or guidance you may offer to help me navigate this difficult period. I am open to discussing potential repayment plans or any other arrangements that could alleviate the burden of my mortgage and electricity bill arrears. Your understanding and assistance would mean the world to me and provide me with the hope and confidence needed to overcome these challenges.

Thank you for taking the time to read my letter and consider my request.

Down below is my Paypal should you choose to help.

https://paypal.me/hgomezjr86?country.x=US&locale.x=en_US

Hi I’m in need of help.I’m a 52 year old women,working two jobs and getting nowhere on these bills I owe.I’m behind on everything ,its like working for nothing.Ive written this before but i don’t know if you gotten this.All im asking is a helping hand to help me catch up on my mortgage,lights,gas,etc.If I got help I can have some relieve.Can you feel sorry for me and help me out,I’ve gotten in a bind trying to get out of a bind,my paypal is newtonjanice6@gmail.com

Dear Donor,

My husband and I would first thank you for taking the time to read this and donating. We are asking for your help to achieve home ownership as at this time we can’t do it on our own. We have been trying to do everything necessary to be in a good position to achieve our dream of homeownership, but like Murphy’s law when something’s go wrong, it really goes wrong. We started the process by the end of 2020. We did the normal things such as pulling our credit reports, checked our finances with a professional to have an overall idea of our spending and where to cut back, and created a plan to improve our credit scores, save money and payoff credit cards. We both had relatively good jobs and thought that would be the next step for us. In 2021, I even started a small business which gave us extra income to achieve our goal faster. Everything was going well, until September of 2021. First, my grandfather was diagnosed with cancer. The news alone was devastating but the worst part is that he lives overseas, and his insurance would not cover the treatment. The majority of my family that lives overseas and many communicated that they could not help with the treatment costs. My parents were already retired and living on a limited income, so after discussing it with my husband, we used the money we had saved to pay for the cost of the treatment. Then my grandmother fell down and broke her hip for which again we helped with hospital costs not covered by the insurance. Honestly I would do it again as they are my grandparents and it was the right thing to do. By November of 2021 my husband and I got COVID. It was full blown COVID and we spent about a month and a half out of work. Thank goodness that we had vacation time accumulated as both being so sick, we couldn’t work. So we had to used our credit cards just for a couple of weeks.When we finally were cleared in late December, my husband came back to work to a hostile environment. Apparently his boss was reprimanded because despite having four other people in the department, their work fell behind because my husband was out sick. It came to light that my husband completed at least 70% of the department’s workload. His boss started to add more work, impossible deadlines and made his work life a living hell. The situation went off for months even after involving HR. My husband was at the brink of insanity. My breaking point was when during a dental appointment, our dentist stated that my husband has grinded his teeth within a couple of months so severely that they would need to do crowns on all of his teeth costing $30k, which of course our dental insurance didn’t cover. I was so afraid on my husband’s mental state that I told him to quit his job. My salary alone could cover the main bills and with the extra income from my business, it would have been ok. We did some readjustments to our plan and knew we had to push back our goal a bit. We agreed that he would help me with the business instead of going for another job as I was not able to handle all myself to give him time to mentally recuperate. He agreed after one of our furry babies got sick and even after all the money we paid for treatment, we had to put her to sleep.
For three months after my husband quit his job, we did well. During those first three months, I also got a job offer for the same position with another company but of course better salary so I accepted it.  We felt that we were going to go back on track until one day, a person that used to be our friend asked me to borrow my car to visit her grandmother who was sick. This person said that her car was being repaired and offer to pay me some money for allowing her to use my car. I had started to work remotely for my new job so I didn’t see the harm. I had already taken my vehicle for service a couple of weeks prior and everything was in top shape so I agreed. She was late in returning my vehicle and when she did, I had to go an pick it up with a tow truck at her house. When I took the vehicle to the dealership, I was told that the transmission had gone bad and had to be replaced. I was besides myself when I heard that as my vehicle which I had purchased brand new five years prior was in excellent condition. Plus, I had my vehicle appraised close to $12k right after the last service (my husband and I were thinking of paying off the balance of $3k with some extra money that was going to come in and sell the car to use the money as a down payment). We didn’t have the money to do the repairs, the warranty had lapsed a month prior and a vehicle that I still owed money on was basically worthless. I was offered $500 to junk it. The so called friend refused to pay for the repairs as the mechanic indicated that he could not say for sure if this person did anything to it because my car has a cvt transmission and they just go bad. The dealership where I purchased and serviced my car would not pay for the repairs either. We looked for lawyers and no one wanted to take the case. So I paid off the vehicle, and after a lot of debate decided to do the repairs. I decided to take my vehicle to a reputable transmission shop. I was quoted $5,400 for part, labor and taxes. On top of that since my car is small, a new transmission is hard to come by. So I was set up with a company that would  allow me to make monthly payments. I reviewed the contract and signed it. After making payments for a couple of months, I requested a statement because the company had failed to provide one and I was having issues logging into their website. When I got the statement, I was in shock. This company was charging me $12k between the cost of repairs, interest and taxes. Their contract did not mention the interest as because the contract was considered a rent to own one, it didn’t have to list it.I fought this company until they agreed to settle. However, I ended up paying them $7k. After that it has been a series of events that kept pushing our goal far away. The last part that happened which it is the reason why I come to you for help is that our building was sold to a new owner. The new owner has now indicated that by January 1, our rent is going to increase to almost twice of what we pay now, and to be quite honest the apartment is not worth. It is a studio with approximately 400 sqft. We have been approved for a mortgage but what we lack is the down payment. Unfortunately we won’t have enough time to raise the money ourselves. If we can raise up to $20,000, it would help us tremendously.  We have no one else to turn to. Thank you again for reading this and for your contributions to achieve one of our dreams. You can send it via cashapp $ranOBBB1. Again thank you.

Hello I recently had an open heart surgery and fell behind on my bills along with my mortgage.I would like to raise some funds to get back on track. My utility bills and Mortgage are in a total of 30,ooo. Please I am asking for help.I have three children and the little that I have is not sufficient enough. May you kind people continue to be blessed and thank you in advance.In return when when I’m able to help someone I will be back to bless as many as I can. Thank you.
paypal me at

PayPal.me/Bynoep