I am writing and asking for help with my mortgage and household bills. This is one of the hardest things I have ever had to do in all my life. I am so use to being the one that helps others and to be in this situation I feel broken. My husband passed away last year, Sept. 01,2022 which was two days from the day our daughter died 09-03-2001 , she would have been 21 years old had she lived. We had planned to celebrate her birth and the milestone she would have reached had she not died that same day. When I called the ambulance to come help me get him to the hospital I had no idea he would not be coming back home with me. He was a dialysis patient for over 15 years and we have been to hospitals before but he always came home. That day he didn’t and it tore me up. I was blessed that he was a Veteran because the government took care of his burial. I have no idea what I would have done because the funeral and paying the mortgage and all other bills alone now has taken all that I did have. I do work and I am looking for another job to offset what I currently make because what I make now does not cover everything. I have gotten to the point to decide what things I can live without until I am able to get a better job. I don’t want to loose my home so I am asking for some help, please. It’s hard to loose him but to fail him by loosing our home would be devastating. If you choose to help or not, thank for at least reading my story. https://paypal.me/GinnJ090301?country.x=US&locale.x=en_US
Need help for a down payment
Hello,
I hope you are having a great day. I am a mother of three small boys who desperately need to move and need some help with the down payment. At the moment, I live with my kids in a family home I fixed, but a family member wants me out to give the house to one of her children and is making my life miserable. She can’t kick me out immediately, thank God, but for my and my family peace of mind and since they live next door, I need to have something on my own and get away from them. Life is too short to waste it arguing.
I am a freelance worker and work hard while taking care of my kids. Fortunately I earn enough money to support all of us, but between expenses and debts I haven’t been able to save for a down payment, which is keeping me from buying a house.
My plan (and dream) is to pay out all of my debts, save some money as an emergency fund, and buy a house with a mortgage I can easily pay every month. That’s why I need a helping hand to start anew with my family in a new house. With no other debts but mortgage, I would be able to pay back any money given to me. I understand people work hard for what they have, no matter how rich they are, and I am not trying to get advantage of anyone. Among all, they brought me up to be a nice person who loves people and making new friends.
And if you can’t help but are in need of a friend or a crying shoulder, don’t hesitate to reach out to me and I would help you in any way I can. At the end of the day, people and connection are what really matter in life.
Thanks for reading me and have a lovely day.
My PayPal link
https://paypal.me/IdNav?country.x=ES&locale.x=es_ES
STRUGGLING TO PAY MY MORTGAGE LOAN
I am requesting for a $40,000.00 donation to clear off my mortgage loan for my only house and the bank is already threatening to repossess it. I am having sleepless nights because of this debt. In 2019 I lost my job but went into catering business which was doing well at the time
Unfortunately things went bad since the Covid-19 pandemic and as a result, I have not been able to service my mortgage loan accordingly and this lead to an accumulation of arrears to the total of $7000.00 plus the monthly installment of $600. In November 2021, I received a letter from the Bank demanding a payment of $7600 within 14days. I didn’t have this amount of money but managed to raise $1000 and requested to be given a grace period pending an outcome of an Act amendment which was still being debated in Parliament, An Act to assist unemployed struggling people. Indeed the amendment of the Act/Law was endorsed last year October 2022 but unfortunately it was said that the Act did not cover me since I became unemployed in 2019 and that it will only apply to those who would become unemployed from October 2022 going forward.
Still last year November 2022, I received a summons from the Bank Sheriff now demanding payment of all arears plus the whole Balance to the total amount of P533,000.00 equivalent to almost $50,000.00 within 21days, failing which they were repossessing my only house
I went and negotiated again with borrowed $1200.00 and made an agreement by faith to continue paying $1200.00 every month covering both the arrears and installments.
I have been struggling with the $1200.00 every month from last year, it hasn’t been easy. For the past three months it has been so much difficult that I ended up borrowing from relatives and friends just to make sure I meet the agreement. As I speak my business collapsed and I am seriously in debts not knowing where this month’s(November 2023) payment will come from. I believe and trust God that I will get help from this site.
I defaulted last month October and now they are demanding payment of the total balance of arrears which has now reduced from $7000.00 to $1500.00 plus this month’s installment of $600. Giving us a total of $2100.00 which has to be paid before end if this month November 2023.
paypal.me/gracca
Struggling to provide for my daughters and I
hi! I have recently face some hardship, and I have exhausted all options. I recently started training for a job after being a stay at home mom for nearly 7 years and unfortunately the training is unpaid, we do receive an incentive of $500 after 3 months. Since I am still in training I do not receive any income from this, it will be a few weeks until then. I had to pay out of pocket for certificates, upgrading license, driving tests etc for this job and it has put me behind so much. It will help me in the end but I don’t know how I will financially survive this until then. I am struggling to keep up with my mortgage, that has increased due to the current rates. My car’s front end is in need of being fixed and two tires need to be replaced. I live up north where the weather is unforgiving until April. Therefore my car is not drivable, as I do not feel safe doing so especially with my small children. I have no family near by. I’m so close to having to foreclose on my home. I am dreading Christmas this year, I just want to be able to give my girls a few gifts.
If you have read this far, thank you for reading my story.
If you are able to donate, I will have a huge weight lifted off of my shoulders.
I will find a way to pay it forward. Hopefully one day I will be in a comfortable position financially where I can help someone.
paypal.me/jjaeck13
Finish off building project
Good day
I would like your assistance with some funds to finish off my building project.
I had started off my building with the loan I got from the bank. My plan was to build and then rent out the building to pay off the debt I had acquired with the rental income. The funds I got from the bank were not enough and the building was left incomplete, at this moment I am left with a debt that I am struggling to pay.
I would like to ask anyone who is willing to help me to please help with anything they are willing to offer. The estimated amount required to finish the project is $10000 but I am willing to take anything that will contribute towards the project.
Please use my PayPal link below and thank you for taking your time to read my story
https://paypal.me/NosamkeleP?country.x=ZA&locale.x=en_US
The Baxter Family
Hello everyone, we are the Baxter family! My husband Bronson and I have two wonderful kids and live in a small Utah town. Recently we have run into financial hardship with the economy in the shape that it is in and an abundance of medical bills piling up. Our 6 year old son suffers from asthma and acquired pneumonia about a month ago, requiring oxygen for a week, among antibiotics and steroid breathing treatments. I’ve also undergone recent genetic testing and diagnostic imaging that insurance only partially covered. This week, our one year old dog unfortunately became ill with Parvovirus and even after medical treatment, had a very slim chance of recovery and had to be put to sleep. We have fallen behind on our financial obligations and are extremely worried about the approaching holiday season. Our mortgage is due this week and we’d also love to be able to begin Christmas shopping so that we can give our kids a great Christmas, and right now that just isn’t possible. Any contributions to assist us in catching up on our finances would be so deeply appreciated in our time of need! Thank you in advance to everyone who may help.
Our goal is $7,000
paypal.me/DarianScott315
Financial problems due to incurable lung disease
Dear donor
First of all, thank you for giving me your time by reading this. I very much appreciate it.
It is with great regret and considerable embarrassment that I find myself having to write this request. But I have run out of options.
My name is John Bentley. I am 54 years old, originally from the UK, but have been resident in Barcelona, Spain, for the past 30 years. In 2018, after a bout of coughing up large amounts of blood one evening, I was diagnosed with a lung infection called mycobacterium abscessus. This is a multi-drug resistant bacterium which causes pulmonary disease and is extremely hard to treat. It is a rare condition, and despite 19 months of oral and intravenous antibiotics treatment in 2018-19, the infection still hasn’t been fully cured. One of its consequences is chest infections, which I have suffered on numerous occasions, in particular during my four episodes of Covid-19. These left me with a high fever for weeks and needing further antibiotic treatment each time. I work as a freelance online English teacher, and these bouts of illness have led me to losing both clients and work opportunities due to absence.
The year I was diagnosed with the mycobacterium abscessus infection, the doctors also found out I have a severe deficiency in alpha 1 antitrypsin. This is a genetic disease, and hence incurable. It means that the liver does not produce sufficient amounts of the protein alpha 1 antitrypsin to protect the lungs, which leads to irreparable lung damage. As you can imagine, the combination of this and the infection has led to several lung problems and may cause me to have liver problems in the future.
Amongst other things, the alpha 1 antitrypsin deficiency means I need fortnightly intravenous infusions of donor plasma; a treatment which aims to prevent the most debilitating lung damage.
This all sounds disastrous, but unfortunately it doesn’t end there. Since last October I have also had recurrent thrombosis, the exact cause of which is unknown. Regrettably, the latest CT scans show that, due to this, I have a chronic pulmonary embolism (a large blood clot in the lungs). Just last week the specialist dealing with this told me that the embolism is permanent. Apart from all the other treatment, I will need to take blood thinners for the rest of my life. It is also likely that I will need further antibiotic treatment to try and deal with the mycobacterium abscessus lung infection, which also showed up in the CT scan as being active.
These health problems have had a profound effect on my daily life. I feel exhausted most of the time, and I find it hard to do simple physical exercise such as climbing the stairs to my flat (there is no lift). My chest and throat are often blocked with phlegm (especially in the mornings). This can make it difficult to speak without constantly coughing and clearing my throat, which in turn interferes with my ability to do my job as an online English teacher. I have to cancel classes in order to attend medical appointments and receive treatment, which complicates my work schedule.
In many ways I consider myself lucky. Alpha 1 antitrypsin deficiency is often undiagnosed or misdiagnosed. At least I know what I have, and furthermore, I have a good hospital dealing with all this. Luckily, the hospitals in Barcelona have specialists who are experts in my health problems (not the case in much of the country).
But my symptoms are making it harder for me to work, and Barcelona is a city with a very high cost of living. Freelancers like myself receive no financial support from the state in such circumstances. My wife is on a very low salary and it is a struggle to pay the mortgage on our apartment of 28 square metres, plus other basic living expenses. For one thing, the blood thinners I am taking are not covered by social security, costing nearly €80 per month, and as a freelancer I am legally obliged to pay around €300 per month in social security contributions.
My income is very low. The biggest current monthly expense (apart from my social security payments) is the mortgage, currently around €290 a month, though with the skyrocketing interest rates that will probably rise to over €400 per month in January, an amount we will find it very hard to pay combined with everything else. Our total outstanding mortgage is around €52,000, though if this were paid off early, it would probably be nearer to €65,000 including the penalty clause. Energy and food costs have risen considerably since the pandemic, but competition in the teaching profession means that I am now having to charge less per hour than I was in 2010. Right now, I feel as if I’m drowning and I really don’t know how we are going to survive this.
If you are still reading, thank you once again.
This is extremely embarrassing for me, but I ask that you help me pay off this mortgage, and cover ongoing living costs.
In terms of the amount, I will leave that up to you. Every little helps, and I would not want anyone to give me financial help that they themselves could not afford.
Even a small reduction in the outstanding mortgage debt would benefit me in two ways: the monthly repayments would be reduced, as would the annual cost of life insurance the bank obliged us to take out (to cover the mortgage capital). Eliminating this debt from my life would be the easiest way to improve my financial situation and help me move forward. Of course, in an ideal situation, the best thing would to pay off the mortgage completely, which would be a massive weight off my shoulders. But I think that would be asking a lot from a donor.
I’ve learned that sometimes in life we all have to ask for help, even if there isn’t much chance of getting it. It is true that I am asking for charity, which is a sad and unfortunate situation. But right now I don’t see any other option.
If you wish to contact me with further questions, please email me here: johnbentley1234@gmail.com.
Here you can find further details about alpha 1 antitrypsin deficiency: https://medlineplus.gov/genetics/condition/alpha-1-antitrypsin-deficiency/
And for mycobacterium abscessus and its effects: https://en.m.wikipedia.org/wiki/Mycobacteroides_abscessus
Thank you very much for your time and for considering my case. I wish you all the very best.
Should you decide to help me, below you can see my PayPal link:
Thank you again
John Bentley
I need financial assistance for College
I spent most of 2022 taking coursework that would lead me to becoming certified to work with addiction recovery and abuse recovery clients. The course had two choices for the course, 18 months or a 9 month fast track course. I took the 9 month course and finished in December of 2022. The program led me to believe that upon graduation, I would be able to open my own practice, but after graduating, I came to realize that that was not going to happen. In order to start my own practice, I would need someone with at least a Master’s Degree, or a medical doctor on board in order to work with insurance companies. Then there are all the typical expenses with starting such an operation… expenses that I cannot cover.
Needless to say, I was disappointed and felt as though I had wasted the time and money spent getting the certifications, and the fees that I had been paying continued, and would be increasing so I took leave from the organization. Not being one to give up so easily, I decided that I would apply to a college in order to obtain a Bachelor of Science degree in Psychology. I’ve started the process… filled out an application, applied for a Pell Grant, and provided my prospective college my Associates Degree transcripts, and now I’m just waiting to see if I’m accepted.
So I am 81 years old, and that may make some wonder why now? Well, the answer is simple. For most of my working life, I simply didn’t have the money to continue my education beyond my Associates Degree, and quite frankly I don’t have it now, but I have never given up on the idea of furthering my education, getting a Bachelor’s degree, and going back to work.
Just before I turned 65, I lost my job, and though I had been looking for the next 15 years for a job, no one would hire me, in spite of the fact that in my occupation for 30 years, computer typesetter and graphic design, I was highly skilled. I know that the reason I couldn’t get hired was because of my age, but there was nothing I could do about that because it would be impossible to prove.
So my only income is Social Security, and that is not a whole lot of money, and though for 2023 the cost of living raise in my monthly check put an extra $149 in my check, every cent of that was eaten up quickly, because since then, every single bill I have increased, some of the increases were substantial… especially food. Because I was getting food from the local community center, my bill for food each month had been about $50 to $75, but two things have changed. First, the food from the community center has been slowly becoming less and less, and lacking in variety and quality… i.e. lots and lots of rice, and unhealthy snacks. I’m now having to spend $150 to $200 a month on food, while actually getting what used to cost me $75 at most. Every grocery item has increased, and its contribution to my monthly expenses is getting to where it’s not sustainable, and I fear that my already tight budget is only going to get worse, probably to the point where I just won’t have the money to pay all of my bills, and perhaps my mortgage.
So as the situation stands now, if I’m accepted to the college I applied to, unless I’m able to bring my expenses down, I will not be able to pursue my Bachelor’s degree, let alone pay my other bills, and so I’m hoping that some kind person with the ability to help would be willing to help me pay off my mortgage and my solar panels. For that I would need $140,000. My mortgage is right around $122,000. and the solar panels, if I paid them off today would be just under $19,000, for a total of approximately $141,000.
If I’m fortunate enough to have someone who can afford to help me with this, paying off these two large bills would put approximately an additional $700 in my checking account every month, and combined with the Pell Grant, I would be able to pay for my college expenses. Some might think it foolish to go after a Bachelor’s degree at my age, but they do not know me. I am not your typical 81 year old. I am very active, in excellent health, and old age runs in my family, so I fully expect to live at least another 20 years, and I have no desire to just sit and watch television, waiting to die. My passion has always been helping others, and for the first ten years of my working life, I worked in the social service arena. The money wasn’t great, which is why I had to go into working in the print industry, but the satisfaction I got working within the social service arena was priceless.
Thank you in advance to whomever sees my plight worthy of consideration, and should I be so fortunate, I will be forever grateful.
Bank is dropping me into foreclosure (on 11/62023)
Hi. Hopefully you can assist me. The bank is turning me over to attorneys for foreclosure on Monday 11/6. They haven’t yet but I checked today and it is going ot happen. Can you somehow pay it? I no longer qualify for a loan. I don’t want to lose the house because in AZ they keep your equity. For reasons I can’t explain in 400 words, I did something I wouldn’t normally do (it was 2014) I paid a lot of money down (had to do with wife’s mental state) I own only 250K on a house now values at 750-800K (don’t believe Zillow .. its not worth 900K). The payment is 1790. (I struck a good deal) a 1300ft2 rental house here is 2500.00 a month. I do NOT want to lose this house. You should know I have had many homes in my life, and I’ve never had an issue). I’ve learned in Arizona the bank get to keep your equity .. and my equity is 3 times what I owe.
Can you help me, and help me fast? I can’t get a loan .. I have no money except what I get from plasma donation. I can pay back a loan, or I can pay it forward if you like .. I have the perfect project to do that with. I am certain I will find a great job, or (if I have to give up of getting a high pay job) I’ll start another business..but right now I need to keep the house the equity, and the low monthly payment. I’m energetic healthy, love to work, love to learn, luckily have 2 great kids, and (so I thought) managed money growth reasonably well. I’ve changed my mind on that. I’ve never had a vice except exercise and James Bond movies.
Can you help and help me fast so I don’t have attorney’s fees to make it worse?
I need 8800.00 plus (if possible) maybe 2 monthe additional payment so I can fix my own train wreck.
I owned a successful business since 1998. It failed in 2020. Free lance (for former customers) covered me. That facilitated the time to find a high paying job (my skill and experience is HIGH in Electronics & related admin). In AZ electronic skills should be highly marketable. In 2021 my search began. (still quite a bit of $ investing since 21). When a “good fit” came up I applied. Cash ran low just before the kids started college the cars old but fine, I take care of them). Luckily my kids were smart & got scholarships help which saved the day somewhat. My job hunt ramped up and I’ve spent 4 mos & spend 8 hours a day every weekday at least seeking employment; 3-4 custom a day, about 100 sent. After some rejects (2 last Friday). I sought help from 3 resume services (though my own were reasonably good).
paypal.me is “paypal.me/ourmandan
Retirement Plan Failing
After being employed for 51 years and never un-employed, I have been laid off.
I started working and paying social Security at the age of 12. I have been employed for all but one month (due to a layoff as well). I am a hard working man with great work ethics, a veteran of the Navy, and a faithful husband. I have worked for fortune 500 companies and managed small hotels and am willing to do just about anything.
I had been looking forward to a very modest retirement but was cut short by a year. Since being laid off in a massive CVS layoff, I have not been idle. Every morning I apply for at least 3 jobs and have over 100 rejection responses.
I am almost 65 and my wife is only a month younger. All the planning is being ruined by the downturn in employment. I have never asked for anything financially in my life and have always done my best to give back and help those that have need. I find it very hard to ask but truthfully I don’t know what else to do. My wife is still working so we are not starving. My retirement plan was based on having my house completely paid off which I am now abut $20000 short of reaching. If I don’t get some help, I am afraid we will soon be forced to sell our house and move to a care home for our retirement. All I need is anything that will help me cover the monthly payments until I can find work.
My promise to you is that 1: I am no shyster trying milk the kindness of people and 2: that anything I get will be paid forward with help and service to others that are in need.
https://www.paypal.me/kell60?locale.x=en_US
PLEASE HELP ME SAVE MY HOME!!!
It took me a while to sit down and began to write this plead for help. I feel shame and embarrassment because I never imagined I would be in such a difficult situation. I am losing my home due to a court order from my divorce decree. I still haven’t processed it, my case was on October 27, 2023. I was ordered to remove my ex’s name from my mortgage during COVID. I did not have an opportunity to refinance my home before getting laid off due to the pandemic. Presently, is the lowest in my life, I fight every day to find purpose & hope. I suffer with depression, PTSD from many traumas in my life (especially coming out of bad marriage and terrible divorce), and health issues. The pandemic has been very difficult for me to cope with. Seeking employment as a middle-aged woman with health issues is difficult. Not to mention finding a job with sufficient income and something I am physically able to perform. I am frightened to think about losing my home and not knowing where I would go. Please help me keep my home. I am helping to raise a child in my family, and this gives me the power to fight. This is a plea for my life. Please help me!!! Thank you!!!
paypal.me link: @narf777 or narf777 My goal amount is $99,000
Desperate
Hi my name is Barry Blair I feel guilty doing this.i have worked hard all my life I am now desperate because I’m going to lose my house.im struggling badly.i had an illness that I ended up in hospital a few years ago.i was crippled with spondylitis. I’m OK now because I have to take injections and I’m on morphine daily so I can get about.but I had to move job because of my illness. But the job I moved to pays alot less than what I was on.during that time my fiance left me.i am really struggling trying to pay my mortgage I’m years behind,and with the cost of living the way it is I have to sit in the dark and lie with a quilt over me to watch tv as I can’t afford to use gas and electricity. I’m going through depression with all this and I’m really desperate becauseim ready to lose my house and have nowhere to go.its not fair I’ve worked all my life and I’m so desperate for help.I would be very very grateful if anyone could help me.anyone who can I would appreciate another.
https://paypal.me/BarryBlair65?country.x=GB&locale.x=en_GB
I need a little help!
Hello! I am writing today with a humble request for assistance that I hope you all might consider.
As an individual striving to maintain a stable home, I find myself facing a significant challenge in meeting the financial obligations that come with my mortgage. The burden of a home loan has become a considerable strain, and while i’ve cut back to bare essentials, i still find myself needing to exploring other avenues to seek support to alleviate the financial hardship.
To give a little background about myself, for a while now its just been myself, my pup noah whos the bestest boy, and i’ve recently found myself entangled with a small kitten named noc. Admittedly i tried to take the kitten to the humane society because i know i can’t really afford another animal but they’re unable to take him so i’ve got no other choice but to make him apart of my family. I was fortunate to purchase a small townhouse at a reasonable rate which is more than enough for the three of us. We’re simple and we like it that way. Honestly noah would be fine if the only donations we got where belly rubs.
While we were doing okay for a while, inflation has been gradually chipping away at any savings i’ve built up. I’ve had repair expenses both home and with my car that have forced me to accumulate credit card debt, and while i’m always searching for better opportunities, my current position isn’t bad by any means. They just aren’t really able to keep up with rising cost of living.
The idea of reaching out for help is not an easy decision, yet I find myself in a position where the support of kind-hearted individuals or organizations could significantly impact my life. Your assistance, no matter the amount, would be a beacon of hope and a crucial step towards ensuring the stability of my home and family.
I assure you that any contribution made will be utilized exclusively towards paying off my mortgage/debts. Transparency and accountability are values I hold in high regard, and I would be willing to provide any necessary documentation to show how the funds are utilized.
Your support, whether through a donation or by sharing this request with potential benefactors, would be immensely appreciated. I firmly believe that, together, we can make a positive difference in the lives of individuals facing unforeseen challenges.
Thank you for considering my request. Your kindness and compassion would mean the world to me.
p.s. I have a picture of my pup in my pappal.me link if anyone wants to see his fluffy butt!!!
Desperately need money to continue my paintings.
Hi everyone,hope my letter finds all of you safe and well. My name is Asma Azmir. I am a mother of two little kids. My husband and me, both of us migrated to Australia almost 11years ago to live a better life. Since then we are struggling a lot to live a better and honest life. Both of us work 24/7 rotating shift in different places. Whatever we earn, it all spends quickly because living cost becoming higher and higher here. I am a painter. Painting is my passion. I do paintings in my bedroom after my kids go to sleep. I don’t have any separate space or any other place to do my paintings. We still are tenant, because we don’t have enough money to buy a house. Even though we don’t have any car. We usually use public transport. I finished almost 40 paintings. I have a dream that one day I’ll do painting in my big studio. I am desperately looking for a platform where I can sell my paintings. As I am a new starter, still couldn’t find any luck. Life is becoming harder and harder for me. I couldn’t paint for last one year just to support my family. But now we can’t effort the childcare anymore for my kids, therefore I have to quit my job immediately. Please, really need financial help. My account details: PayPal.me/AAsmama
Losing House, Losing Family, Losing Mind
Dear Benefactors,
I am a loving father of 2 (a 13 year old boy and a beautiful 3 year old girl). I am also a fiancé to a hard working and giving woman whom i support to raise her 6 year old niece. We were able to work together and purchase a house for us in the year 2019. We were blessed even though it meant that we would have to make payments for that house paycheck by paycheck. Vacations meant nothing to us. Only trying to maintain a fair credit, a shelter, and food for the family. With the little that we had, we would also want to bless those in need. Over the little years, life had hit us very hard with me losing my job and picking up jobs here and there to make ends meet. We have never gotten married due to expenses, kids to care for, and a mountain full of bills to chase after. I understand that such is life. However, we would like to feel blessed enough to be able to achieve our goals – to bless others. In this request, I am humbly asking that at least the mortgage be off of our backs to give us the freedom to focus on helping those in need. We would dedicate our lives to ensure that others in need also receive assistance. We are almost at the point of foreclosure (2 months) and would like to keep our lovely first home. The amount requested to pay off the mortgage is $230,000.
In advance, may you be blessed beyond measures.
CashApp: $Aime85
PayPal Link: paypal.me/AimeAlobeyo