I am 65 times around the sun and facing foreclosure. I have all the proof in writing. Suffered a heart attack and am desperately in need of a $1139 payment to stop foreclosure. I have no family.
I began calling my mortgagor before I had a late payment. They wouldn’t talk to me until I was one month old with a late payment. So I had to wait. Then I called and asked for a Forbearance and they said they would see if it would be approved. I was approved for 3 months. I sent them the hardship letter, as to being retired and on social security and unable to meet the $1151 because I only got $1301 monthly. Also, my 401K was sent as a lump sum with half gone for taxes. So I had run out and needed to try and get a modification as I was actively seeking employment.
I have worked for a couple of places since starting my forbearance but was not paid by several companies. Tried working at Albertsons as a stocker, but could not get enough hours because the co-workers wouldn’t show up for work. So I couldn’t be at the store alone. Other stores wanted me to lift my head over 50 lbs. Health-wise I couldn’t do it, as I’ve had a heart attack.
My forbearance was over as of 8/1/23. I tried to negotiate a modification and they said no. They wanted all missed payments paid in full Now!!
Talked to the bankruptcy attorney and they said to keep trying to speak with them. So I called them and said I have huge equity in my home as I owe approximately late missed payments of $40K. Taxes which always show lower are at $600K house worth.
I finally kept being persistent and I got approved to pay $1139.00 by 10/28/23, then 4 payments of $2600 per month. Then back to my $1152.00, or they will foreclose.
Time is of the essence, as I’m actively seeking employment and looking for reputable companies that will pay. Zip Recruiter, People Ready Temp Service with my resume in front of many companies. I’ve had a lot of calls and sometimes interviews, but nothing so far. I’m staying positive in manifesting that something will open for me to get hired.
I am desperately in need of the $1139.00 payment for October and I am willing to work from home on the computer for any business. I can send you my resume, lots of skills.
I would be ever so happy and grateful to get this payment problem gone. I know that I will be hired by a company very soon. It’s just around the corner. As mentioned before I can forward the letter of proof to you.
I’m grateful to you for taking the time to read about my situation. I also would be very grateful for some help.
Thank you in advance.
Jan White
Paypal.me/aguilera1981