I’m feeling like I’m unable to provide for my children, and now I’m so distraught by all of the financial issues that I am fighting really hard not to give up. Here I am, begging for help to protect what pride I have left.

I’ve attempted to receive mortgage assistance from IHDA, got an approal for SNAP benefits in the amount of ~$90/month (myself, plus 3 children) , and have direct wage garnishments still taking place from a bankruptcy that was dismissed when my spouse wouldn’t give wage information to our attorney.

https://paypal.me/StruggleDad

 

Here is a timeline of how this all happened:

 

Moved into house in 2017, stable home for family (3 children)

Spouse couldn’t get/keep jobs, forced to file Ch13 bankruptcy Fall of ‘18

• This included mortgage, auto loan on SUV, student loans, medical bills, etc
• All bankruptcy payments made by TFS Bill Pay, by my bank account
• My company was being bought out in winter of ’18, sought new job
• Covid came right after new construction sales job – couldn’t cover bankruptcy and all bills
• Spouse’s job statuses and spending habits never allowed bankruptcy/bills to get caught up, while I struggled to work extra for commissions
• Couldn’t maintain job at false-promised income, got job in I.T. (Jan ’21)
• Bankruptcy payments were now made by 100% wage garnishments (up to $1082/paycheck, every 2 weeks)

I held every to provide what I could, while spouse lived on social media from our bedroom, buying “needs” without my knowledge, which continuously put bills/maintenance/auto/car/necessities behind. Her reason was always “welllll we needed it and I don’t get paid for xx days”. But her paychecks also went to her own spending habits.

Never could catch up, and this caused further issues

Spouse requested open relationship in June of 2021, started becoming non-existent in household. I had to lie to my children and tell them Mommy was working late in order to hide the real truth (Let’s stick with “Exotic Dates”).

 

Still couldn’t qualif for SNAP benefits, as my income (plus $6k-$8k from spouse) was too much to gain assistance

Spouse moved out June 9 2022 , kept SUV as she was going to use income to buy new vehicle

Email sent to Ch13 attorney on June 16 (22) requesting split of wage orders, as I was at 100% (as opposed to spouse living freely, keeping the SUV that I was paying for, not being here for children, etc

• Attorney requested expenses/income in 8/22
• September 16, 2022 was first 50/50 wage garnishment

Sought support through employer in any way possible, was provided 6 therapy sessions in July of 2022, otherwise told to use PTO as needed

• First 2 sessions, therapist said I need to find more time for myself
• Stopped attending virtual sessions, can’t attend and parent simultaneously

Continued struggling with bankruptcy, bills, groceries, etc without spousal support

• Note: Spouse not supporting children whatsoever, besides being their “soccer coach” for a season

No time except to be single parent, plus work, cook, laundry, clean, etc

Sent email to Ch13 attorney on 7/25 requesting immediate help, as my health conditions were worsening (at 6’5 I weighed 154lbs. I was so depressed I couldn’t eat).

• No action, except requesting paystubs from spouse

Accidental Ch13 dismissal (9/14/22) resulted in false repossession of vehicle listed in bankruptcy

• Repossession on 1/30/23 , 2 days of PTO to regain possession
• Also resulted in foreclosure notices from mortgage lender (11/2022)
• Attorney stated “This can happen”, no big deal

Applied for SNAP benefits in June of 22 , approved in August for ~$70/month

• Covid emergency funds helped greatly, but bills all still behind during 100% wage garnishments and no help from children’s mother

Applied for IHDA mortgage assistance in November ’22 , keep getting ran around asking for more documents

Mental stress put me in the ER in Nov 2022

• prescibed anxiety medication

Received divorce summons in Jan 2023

• Responded, fee waiver issues with SNAP approval

Children informed me that their mother bought a new van, still no support for children

Covid Emergency SNAP payments ended in 2/2023

Bankruptcy dismissed in Feb 2023 due to lack of payments (my 50% was always made during the split)

• Can further be proven from NDC database

SUV repossessed, again, on 3/7

Now I’m lost. $12k behind on mortgage, SUV “cramdown” repossessed, feeling unable to support my family, and wage garnishments are still taking place. My mortgage was transferred/sold after Ch13 dismissal and I can’t make any payments due to “no account”. IHDA says I am a “Special Case” and my application cannot be processed normaly.  They even said “In April, we could ask for more before it’s approed”.

 

I make just enough money to be disqualified from programs, yet my “spouse” is living freely without consequences, not supporting my children and still posessing the same spending habits.

 

My children seek their mother’s love and support, new shoes and clothing, school fees to be covered, etc. I am unable to support my own family anymore, and I don’t know what to do. It’s hard-enough attempting to calm my youngest (now 8) who cries herself to sleep a lot because of how much she misses Mommy. How can I work til 5p, get dinner made, ensure homework and showers are done, do laundry, clean up the afternoon/evening mess (can’t afford daycare, so kids roam the house without supervision from 3p-5p whil eI work in the bsaement)?

 

I am only one person, and I’m failing. My parents are out of town, my closest relative (sister) has her own issues to worry about, as does everyone else.

 

So what do I do while I wait for foreclosures, info on how to get personal belongings from my SUV, and what happens next? Lawsuit against Ch13 attorney? Consultations cost money. Lawsuit against auto loan company for repossession? Consultations cost money. Lawsuit against spouse for emotional distress, mental abuse, financial ruin, etc? Seems everything is for women’s rights, and doesn’t account for a lot of “sngle dads”. How do I continue the next few months without having a vehicle, substantial grocery money, and money for basic necessities? InstaCart costs too much, no extra-cirriculars for the kids?

 

Please help me. I’ve sent emails, called offices and left messages, and I can’t keep taking PTO to figure this out… I can’t lose this job in my great time of need.

 

I will provide proof of anything needed if allowed by this site, as this is the first time I’ve done anything like this.

https://paypal.me/StruggleDad

 

I’m Bobby G. a 57 year old male who has always been a generous person. However, the tables have turned and as embarrassed as I am doing this I really don’t have any foreseeable solution to my financial situation anytime soon. I am currently unable to work due to physical(mostly) and mental issues such as depression and anxiety. I’m on medication to help me with that and have been for over 4 years now. Back in 2013 I was diagnosed with eye cancer(Coroidal Melanoma). Yes the big C. That was a painful and crazy ordeal for the next year and a half or so. I am blind in my left eye as the result of the radiation treatments. That didn’t stop me from carrying on a normal life. I went back to work a short time after treatments. I look at it is that’s why we were givin two eyes to begin with. I do have issues with depth perception but I adjust. I also don’t allow it to change my lifestyle.

In 2017 while riding my motorcycle to work early one morning, a car pulled into my path and I couldn’t avoid it. I hit the car at around 40 miles per hour or so. I crushed and broke my pelvis. I broke my wrist and also sustained a knee and back and shoulder injury. I was unable to walk and do anything without requiring assistance for several months.  I have plates in my wrist, pelvis and a rod inside of my body that occasionally give me trouble. I’m unable to stand or sit for extended amounts of time. I’m pretty tough so I didn’t allow that to stop me. While going through physical therapy I cam down with Diverticulitis and had to have surgery to remove a portion of my colon. I had to wear an ostomy bag for 6 months. I was approaching a year of being out of work but short term disability kept me afloat. My employer  of 10 years contacted me and said if I didn’t return to work by a certain date that they would have to terminate me. Not to worry they said, they would hire me back. I asked them if I would have the same pay rate and they said they didn’t know about that. I agreed to return on the day they instructed and went back to work. I knew I wasn’t 100% but I felt I could handle it. During the course of the next two years I developed six hernias all in my abdominal area. I ended up losing that job after twelve years of going above and beyond my pay rate. I immediately obtained a better job with higher pay. I was blessed I thought. I was having issues with medications that made me temporarily ill and I had to excuse myself to the bathroom in order to vomit practically the same time everyday. I was still having follow up doctor visits and would schedule them around work so I wouldn’t be absent. I’d either come in late or leave early as opposed of taking the day off. After six months they terminated me. I wasn’t to upset because it was an hour drive through Atlanta twice daily and I figured I would use this time to get my hernias and shoulder repaired while pulling from my 401k. Turns out I was diagnosed with Type 2 Diabetes and my numbers were out of range to have surgery. I was put on medication, changed my eating habits and tried to do exercise which is mostly only walking due to my conditions. I would get tested every three months to see if I was fit for surgery but my diabetes was still out of control. They changed my medications and after a couple of months I was finally approved for surgery. Surgery to repair six hernias took place last Wednesday March 8th. I am currently recovering. Bad news is due to all the delays I used all my 401k and any savings I had. Still not real worried because things seem to always work out. I did some side gigs by portraying Santa Clause and fell in love with that but as you know that is a seasonal thing. I managed to purchase an easter bunny costume so I can make appearances around the area. I have two gigs scheduled for next month. Hopefully I will be recovered enough to perform. All that being said I have no current income whatsoever and don’t know what to do. That’s what brings me here. I must mention I have applied for disability last year and I haven’t been approved or disapproved. It’s at 86% which means it could still be months before a decision is made and the fiancial responsibilities are still there.

Paypal.me/Bassplayag

For the sake of making this as easy to read as possible, I am going to list out my situation, my issues, and my needs, as quick and swift as possible.

My situation

I have a family of 7, including myself. 3 have full-time jobs, 1 is an elderly man with dementia, 1 is a 10 year old child, 1 is an 18 year old high school student and I am a full-time college student, staying home to care for my partner’s dad and child. We have 2 cars between all of us that drive. We live with another family that sometimes helps  us, but still expects rent and help buying household goods. 5 of us have monthly medical bills, 2 with credit card debt (due to bills from emergencies and student debt), and plenty of other expenses (clothes, school activities, college prep, etc.) with the 7 of us combined. We also have 3 cats and 1 dog, that we try to take to the vet at least twice a year.

My issues

With only 3 working, and sadly no one eligible for government assistance or loans, aside from my partner’s dad, who receives a monthly social security $900 check, we already struggle enough. Recently a couple of our hard workers have had to stay out of work for a week and a half, due to illness. We made sure that our food is covered, but because of inflation we are seriously lacking in funds to cover bills. That includes rent, phones, insurance, medical, car, and debt.

My needs

I need $2,500 to help cover this upcoming month of bills and anything we will be soon to owe on.

Final statement

Only 3 months into the new year and me and my family have already been sent on a wild ride. I know we’re all just doing what we can to stay afloat. So, if you happen to see this and you are struggling too, remember patience and persistence pays off. Don’t give up. If you see this and you’re able to help, just know that even the smallest of support would help this big family. Thank you, at the very least, for reading to this point. I hope this year is a year of good health and prosperity for you.

PayPal Link

paypal.me/MIHOLLA

So I am 39 years old and I’m from Seattle Washington. I have five kids . my only girl she’s 21. I have four boys ages 20, 19 , 8 and  5,  and I just about a year ago well right when the pandemic hit just before the shut down I had an eye exam because my eyes are bad and they told me that I had a mild case of cataracts. They didn’t say that it was anything that I needed to run out and get help with right away so I said OK and then we got stuck in  to quarantine and then I kind of just wasn’t able to go back right away, but it was last year that I had noticed like I can’t see in my left eye and it freaked me out for a while and I thought maybe OK maybe it’s just from stressors and I did just hit it when I was trying to build my son a play fort outside. I had  hit my eye on a slide metal bar so I thought well shoot maybe I should go get checked out so I went and got checked out and the doctor was pretty brief with me and said well you really shattered your eye. You broke the lens and everything inside of it and had a retinal detachment and now your cataracts is full-blown , and that It was so much that it was unable to be fully examined all the way through without a specialist and so now currently my other eye, the Cataracs is kind of starting to give me signs that is getting worse and I’m fearful that I’m going to be completely blind by the end of the year . My main goal was of course to try to get cataract surgery but I don’t have medical and I don’t have that type of income or the credit to just go and get. A loan so I am unable to get seen by a specialist because they are not pro bono of course so I’ve just been reaching out to organizations I’ve written about 62 emails I’ve applied for numerous grants and I’ve done everything I can with no prevail and since I’m young, I don’t you know get help from people for Cataracs grants because they’re for the elderly and There was one place that was willing to help me , but they are so far away they’re not even in my state so I’m kind of at a loss right now what to do because yes I would be able to do that surgery with $10,000 but I also don’t know if the one eye that was broken is savable, but it would be great to at least try to repair the vision that I did have so that was where I was first going with  my ask, but then I went with another ask about help with getting some sort of electric vehicle. Now I know that’s very far out there as far as an ask from somebody but any type of help towards that goal would be amazing because right now I am like I said mother of five and my entire life I’ve spent  Pretty difficult you know it’s been a difficult life and so I’ve had to grow up fast and so it’s been me who has been atheist main person of everybody’s lives and I take pride in my children and I want to do nothing but be there for them and my eight year old is in second grade now and my youngest one is going to be going into kindergarten next year and it’s not only different because I’m older this time around but my vision is going bad so bad that I can’t get to my kids anywhere they need to be in time or in one pieces as far as not being frozen to death as we walk somewhere up it’s actually getting really dangerous for me to even walk anywhere because I can’t  Just  differentiate the difference between distances, so I’m not sure whether a car is going up a certain direction than it really is or where the sidewalk is the other day I fell in the dark as I didn’t know there was a big curve there so distance and judgment on it’s just been really bad I can’t see what the crosswalk sign says so a lot of pressure is going on other family members but I don’t like I said have very many family members and so who I do have around it just on different work schedules and stuff so now I’m kind of stuck at home and I’m just really feeling inadequate and  Unable to provide my mom duties like I should and it worries me because there’s been incidences where my kids have been somewhere in an emergency situation and I can’t be there for them because I can’t get to them and I thought well your eyes are pretty important  so why would you ask for a car ? and I have to give you an honest answer and it’s just because with that car I know that I still have independence and with that car I know that I can get to my kids safely. I can buy the groceries that I need instead of losing the only money I have with the online order that didn’t come to my house and I can pick up my kids from school and he doesn’t have to be soaking wet when he gets home or carry heavy books home or do any of that and  I’d rather have that than my complete eyesight if I had to make a choice because I don’t even need 100% eyesight to be a mom I just need to be there and right now that will be helpful to the family but like I said, I mean my dream is yeah of course to get my i eyes fixed.  I would love nothing more I’m 39 I  Have quite a bit of life left and that’s a long time to be in the dark so that’s scary on my my mental awareness of it is pretty terrifying but I just want to still be able to be an adult and a human and have my independence and take care of my kids and be there for them and not have to rely on everybody else and feel like such a burden on that one Saturday that everybody has off of work that I need them to get up and run me around and nothing is still even really fully completed. Everybody stressed out and tired and so that’s where I’m at. I am  by all means not gonna die if I don’t have it  and I’m not thinking that My ask is way  more  serious then everybody else’s.  I just really need some help. I just need a little boost in life so that I can try to navigate life as a low vision or maybe no sight at all person and  I don’t know it might be silly but right now it’s just something that I hope I can accomplish. I just don’t want to have people see me fail at everything while I am losing my eyesight because this is something I can’t control and it’s hard. 

So that’s my story in a quick little glance, and I appreciate your consideration in helping me because that would be amazing. I’ve been praying that I’m gonna be approached by something that would be able to help change my life for the good and even if you decide not to help me, you still reached out to me in attempt to hear my story and I really really appreciate it. That means the world to me either way. 

Bless 😊

Hello, my name is Gianna. I’ve never done this before but I’m giving it a try because a friend recommended it. I do not know where to begin. In recent months I was forced to move out of my mom’s house and create a whole new life for myself; causing me to have to become financially independent. While living with my mom, I endured a lot of emotional and even some physical abuse. From a young age, she had me on strict dieting regimens and forced me to exercise because “no one would love me if I was fat”. I always tried to satisfy my mom’s wants. If she said no one would love me if I was fat, I’d exercise and starve myself. If she said I was ugly, I’d wear makeup. As a child, I had to learn how to take care of myself and my little sister because I could not count on my mom to be there for us. I taught myself how to cook certain meals, do the laundry, and how to properly clean the house. Normally, if there wasn’t food on the table by the time my mom came home from work, she’d be infuriated with me and tell me how ungrateful I was. At this point in my life, the only thing I had taught myself to cook was pancakes. So from that point on I made my mom pancakes for dinner every night so I could avoid being yelled at. That soon was not good enough for my mom, and she just began to demand more and more from me as I got older. Now being 21, I realized that my mom should have helped me more, she should have helped me become the best version of myself. Instead, she created someone who is fearful of the people around her. I now am trying to navigate the world on my own and I realize how challenging it can be.

My mom kicked me out when I was 19 years old and I was able to find an apartment. I managed to live paycheck to paycheck for a while. However, my job isn’t paying me enough to where I can afford rent anymore. Additionally, I also cannot afford to pay any of my bills. I am a full-time college student working a full-time job. I am making so little to where I am considering taking on a second job to provide me with more financial support. However, there are just not enough hours in the week for me to do that.

I am supposed to graduate with my bachelor’s degree in May of 2023 but I have not been able to focus on school. I’ve been so preoccupied with stressing about how I am going to afford dinner and rent this month. I do not know how much money I need, but I do know I need a lot of it. I’d never want to take advantage of someone else’s generosity so I will be grateful for whatever amount I am given.

I’m a big believer in “paying it forward”. Meaning, if someone helped me when I was in need, I’d one day want to be able to do that for someone else in need too. I hope that this post gets the attention of someone out there who is willing to help. And if this post happens to come across someone’s feed and they are able to help, please know that I appreciate your generosity and willingness to help others when they are in crisis. Thank you all again.

Paypal info: @GBonamassaCimino

I never in my wildest dreams ever thought I would be on a website asking (begging) for money, but I am desperate and need your help.   After working my entire life as a firefighter and helping others, I was forced into retirement after hospitalization with COVID.   The small amount I receive from SSI and retirement funds bearly cover the bills.   This situation has forced me to take out payday loans to feed and house my family, but I continue struggling to make ends meet.   I currently have bills past due and coming due that I have to know idea how to pay.  I have maxed out all of my credit cards just by buying gasoline and groceries and paying the utility bills.   I completely understand that other people are hurting right now, and I have no right to ask others for help, but this is not for me, this is about trying to hold together my family unit and structure for my wife and young son.  You are now my 911 as I have no one else to turn to.   Hopefully, your generosity can get us through this very low point in our lives.  Your act of kindness will not go unrewarded.   When I am relieved of my current situation I will pay this forward.

Anything you can give will be greatly appreciated.

paypal.me/serendipity4605