Your compassion can truly help lighten my current financial crisis

Life is unpredictable, and often, we find ourselves facing unexpected challenges that test our resilience and determination. Such challenges can quickly become overwhelming, especially when they are linked to personal health, financial responsibilities, and the ever-mounting burden of student loan debt. In my case, a perfect storm of illness, sudden financial responsibilities, and a turbulent job market has left me grappling with severe financial instability. Several weeks ago, my world was turned upside down when I fell seriously ill. This illness left me unable to work, causing me to miss weeks of paychecks. As a result, my financial situation started deteriorating rapidly. Bills began piling up, and I found myself struggling to make ends meet. The looming specter of unpaid rent, car payments, car insurance, electricity bills, and even affording basic necessities like food became a constant source of anxiety. To compound these challenges, my already precarious financial situation took an unexpected turn when my roommate, without any prior notice, abruptly moved out, leaving me solely responsible for the entire rent and utilities. This sudden increase in financial obligations added to my mounting stress and made it nearly impossible to manage my finances effectively. Additionally, I am grappling with an enormous burden of student loan debt, which has become a relentless weight on my shoulders. The ever-increasing interest rates and the sheer magnitude of the debt have made it nearly impossible for me to catch up on other bills and everyday living expenses. Student loans have become a constant source of financial strain, making it challenging to navigate through this turbulent period. Compounding these issues is the fact that I work in the service industry, where income is heavily reliant on tips and fluctuates unpredictably. Due to my illness, I’ve had to take time off work, further reducing my already limited income. The current state of the job market in the service industry has made it even more difficult to secure additional work or make up for the lost income, leading to a continuous cycle of financial instability. I find myself at a crossroads, where I am forced to make agonizing decisions about which bills to prioritize each month. These decisions are heart-wrenching, as they often involve choosing between critical necessities like housing, transportation, utilities, and food. I want to emphasize that seeking help in this manner is a step I’ve never had to take before, and it isn’t without its own sense of vulnerability. However, I believe that asking for assistance is a sign of strength and resilience. It is an acknowledgment that we all encounter times in our lives when we need a helping hand to weather the storm. I humbly request your generosity and compassion during this difficult period. Any form of support, whether financial or otherwise, would go a long way in helping me regain my financial stability and independence. Your assistance will not only alleviate the immediate financial burdens I face but also provide a glimmer of hope that I can overcome these challenges and build a more secure future.

 

paypal.me/HannahCulbert

 

Dear kind Donor,

A series of challenging life events have put me in very dire need.  It has taken me a bit to get the courage to come on here and request for myself as traditionally I have been the one supporting and helping others.  The urgency and magnitude is such that I had to reach out for help.

In January 2022, I was injured in a car accident and sustained head, neck and back injuries.  I am a musician and I have not yet been able to return to playing for a living due to these injuries and how they have affected my ability to play.  So in addition to being in a lot of pain, my income has been severely affected.

I was not at fault but I have never been injured like this in a car accident before so I did not know that I should have spoken with an injury lawyer before speaking with auto insurance and agreeing to accept their very meager payment on medical costs and loss of income.

So soon the money provided by insurance was gone and I was having to cover medical costs myself and scrambling to survive.  Since I am self employed, I could not get assistance elsewhere.  I had to stop getting medical treatment because I could not afford it.  I still very much need it.  And I have medical bills that still need paid.  I also need critical dental treatment that I have not been able to get.

End of last summer, I was able to get some work doing sales as an independent contractor.  I worked on these for months with the understanding once everything completes, I would be paid out.

Things completed and I did all the work I was asked to do but unfortunately, the people tagged me along for months and months with promises – false promises – that they would pay me next month and then the next month but nothing came.  Then by June of this year, they disappeared without paying me for all the work I did.  Sadly, they took advantage of me for their own gain leaving me with zero for all my efforts for them.

So now things are very serious for me.  I can not cover anything right now.  I do not have an income.  I am really trying but nothing has come through yet. People talk about how difficult it is to go month to month.  Right now, I am going day to day.  Many days will go by and I can not even  get food.

I need help with rent, food, utilities, paying off the past medical expenses and funds for current medical needs and current dental needs plus money to pay accumulated debts – now up to a walloping $80,000 in debt that is hard to even voice .  Additionally, I have a son in college I was giving support to who has been adversely affected by all of this and he also needs an essential eye surgery himself.

I would be so very grateful for your kind assistance with any part of these needs.  Whatever you are able to give in support would be so gratefully and thankfully received.  Thank you for your kindness and compassion.

And thank you so much to this platform that allows people in these situations to express what is really going on for people like myself thrust into a string of unfortunate circumstances.

When I am fully restored and back on my feet again and return to flow, I look forward to coming back here and paying things forward for someone else.

In gratitude,

My cashapp is: AngelofMusic999

and my PayPal is: PayPal.me/AngelofMusic999

I am writing to you today with a heart full of hope and a humble plea for your support in this crucial chapter of my life. I hope my words will impact your heart to give not only to help pay my bills but even bigger ” a hand up” to help get me back on track and to stay there”

Life journey often leads every one of us through unforeseen valleys. And I currently find myself amid one such stretch. Circumstances have placed me in a position, where meeting my monthly basic needs have become an uphill battle. Yet within this challenge, I see the opportunity to create a brighter future with the fire that burns within me.

I believe the hearts i’m speaking to or reading this right now, you hold the power in your hands to help me illuminate my path towards rebuilding and stability.

I recently went through a very difficult divorce, (and walked away with nothing to start over) following the death of my father and a car accident that totaled my car and left me with back injuries (All within an 18-month time frame). Your contributions would help me alleviate my current burden which is like an albatross around my neck, but it would give me the breathing space necessary at age 62 to embark on my second endeavor. I am fuelled by the knowledge that your support will give me the “Hand-up” I need to breathe again.

I know you get lots of appeals, and I am genuinely grateful that you chose to read mine. Please know that your generosity will extend far beyond me to my children who have been traumatized during this whole ordeal. I invite all of you to become a part of my transformative story. I am looking to raise -$10,000.00 to pay three months’ bills & another $5,000.00 to purchase beading supplies to start my passion for exquisite beaded bracelets with tropical themes. So I ask you to open your hearts and your pocketbooks and give with the purpose that ” By lifting others, you will rise even higher” Thanks so much. My gratitude is overflowing towards you. www.paypal.me/Exquisitediamondlady

good morning. I really don’t know where to start. this is my first time doing anything like this. well here goes. these last 2 year have been though, but I have managed to whether through the last one. this year has been really hard. I have been through a financial hardship that I have been trying to dig myself out of, but I am getting deeper and deeper in debt. I had a job to close its doors on me. so, it left me scrambling to find a job. found a job that but the pay was low, and it put me in a whole. my car was vandalized by the KIA BOYS here in St. Louis. here we have been hit hard with this outbreak. I had to find rides and get a rental car. causing me to have to get another car. that I was scammed into. I have had two heart attacks and several anxiety attacks. I have gotten so far behind that I am 4 moths behind on rent. I have been trying desperately get that back on track. I have been trying to keep all my utilities on and barely doing that. I have been trying to help my daughter with my 3-year-old granddaughter who stays with me. I have tried to get some assistance through the government programs and I’m not getting any luck with that. I just need a helping hand to get back on track and out of debt. yes, I do work but even we need help. I am single mom and grandma who is just trying to do the best I can. like when I literally get paid my account still in the negative. I don’t know what to do. I have been on the streets before with my family and I told them I would do my best to not let that happen again. I trying to keep us with a roof over our heads. please help us.

 

cashapp name-$bridgeta07     paypal.me/3Hearts07

My name is Erin.I am a forty six year old mother of three great kids and four grandbabies I’ve never met.Me and my boyfriend,the love of my life moved to Oceanside California a little over four years ago.He started using drugs to be able to stay awake when he was working his third shift jobs.In the end the drugs got the better of him for a long time plus the depression he was dealing with and he lost his jobs and caused me to lose mine also.Some family members got ahold of me telling me I needed to call my mom.They said she had really bad news to tell me.I waited another week to call because I didn’t want to tell her me and Joey had been homeless and living in a tent for months and I really thought if I didn’t hear what the bad news was maybe it would just go away and not be real bad news at all.I thought if I ignored the bad news maybe it would be like it didn’t happen at all..But that didn’t make it go away.When I got ahold of my mom she was sobbing and she kept saying honey I’m sorry I’m so sorry and when she said that sobbing I automatically knew something had happened to one of my babies maybe all of my babies.I told her mom I don’t wanna know she said honey you have to know and I’m Soo sorry,Little Robbi  I said no mom why does god hate me no she sai honey his funeral was two weeks ago I couldn’t handle hearing that and I hung up on her not asking what happened or how he died.Itnwas eating me up inside,I wondered had he been in a car wreck,had he overdosed on drugs was he murdered?I couldn’t stand not knowing so about another week later I called sobbing mom what happened to my baby boy and she started sobbing honey I’m sorry,he was so depressed he was just so depressed I couldn’t believe what I was hearing my baby boy my one and only sweet handsome good hearted wonderful boy took his own life.I hung up on her again not believing what I had just been told.No way would he have done that to himself.What on earth could have been torturing him so bad that he would do that to himself?I have been depressed and homeless for alot of years and I need help getting myself back together.I want to go home and kiss my daughters and grandbabies and tell them how much I miss them.I also don’t want to be a burden on them when I do make it home.Any help with money to help me do those things would be greatly appreciated by me my daughters and my grandbabies.The last time I talked to my son on the phone before he died he asked me mom when are you coming back home to see us again I told him probably in a couple months he told me mommy you’ve been saying that for four years now!.

paypal.me/ErinLeighHartley

Greetings, I am a 37 year old Taxi driver in New York City for Uber/Lyft..I have been fending for myself ever since I was 16 coming to America sadly without my mom.I love what I do as a driver in the sense of helping transport people to and from safely and also engaging in positive conversation to uplift a persons day ..I am currently in a very bad and nerve wrecking position..It all started during covid/2020 which is the year that my wife became pregnant.This was a joy for me being a first time father and finding out I was having a baby girl..I worked super hard and long hours to make sure everything would be ready for her…I thought my ez-pass was being read but I was wrong…I moved and the address wasn’t updated, so I got hit with tolls along with crazy fees that totaled over $34,231 bill in tolls and fees…I am now being threatened for vehicle suspension which my car is all I have to provide for me and my family unless I pay 9,000 as a start and then to get on a payment plan.God knows I don’t have that kind of finance right now..I also have my mom coming soon from abroad and I am her only child so I will be responsible for her well-being..Sadly, I have not a single family that would be willing to lend a helping hand in this financial and critical dilemma im facing..PLEASE HELP & I KNOW THE UNIVERSE WILL RETURN YOUR ACT OF KINDNESS 100 FOLD ! I HUMBLY THANK YOU FOR TAKING time out to read this…

CashApp; $ssshenkaaan

Paypal;paypal.me/kaypifo

 

Good day kind folks, Marilyn is my name and I humbly come before you on behalf of both my grandson age 23 and self age 75. I raised Rob and over the yrs we’ve had our share of challenges yet managed from payck to payck  maintaining excellent credit.

I’m aware that circumstances in life are temporary and that we will move onto another phase. Granted we have had our bouts, yet the past 3 months have proven to be quite cruel. Our decline began in early July when we spent our savings ($3500.00) on an older trlr for Rob. We’d been crammed into my small 27′ RV located on property in the woods, and both needed our own space. We soon realized we’d been hood winked, yet managed to make it work. It was early July, our emergency funds were gone, yet I receive a small monthly SSI ck  and Rob had his job unloading semi trlrs, that is until he didn’t! It was the end of July when Rob lost his job due to poor company mgmnt. No worries, he’s a capable, hard working young man! Then came August and my nephew age 54 had finally been released from the Riverside Co. Detention Cntr. where for the past 3 yrs he had sat on trumped up charges. I was over the moon with joy, for a moment anyway. Five days after his release Josh was found unalive in his pu trk. He had taken his own life. There are no words…..3 wks later Josh’s mother, my twin sister who had previously been strong and healthy, was now at Sacred Heart in Eugene, Or. dying of urinary cancer. That can’t be we said, yet it was! She passed away Sept 2. ’23 froim a broken heart and urinary cancer. I thought things couldn’t get worse…..yet after 2 wks of cleaning and clearing out her home, I returned home only to find precious cat Asa whom I’d dearly loved for 6 yrs.  in dire distress. He was rushed to the vet where we learned his lungs were crystallized. I had to let him go leaving me completely devastated to this very day and with a $300 bill.

I share these 3 major concurrent events with you for they took not only a physical & emotional toll, but a financial strain as well on an already depleted budget. Needing to make an 1800 mi round trip to So Ca required new tires $840.00, brakes $450.00 (still need), oil change $150.00, $500.00+ for gas, plus cars insurance renues in Nov. $2500.00. Rob recently was hired by UPS for pt time peak season and plans to start on Mon 8-02. I believe he has a real good chance of being hired full time after January. Unfortunately that doesn’t help us now, therefore, I humbly ask for some temporary financial assistance (first time ever) in the amt of $5000.00. That would get us on track and keep our credit in tact. Honestly, any amt would be greatly appreciated yet I understand there are many in much greater need than we.

That being ssaid I want to thank all of you for taking the time to read my story. Should you chose to help, us here is my link: paypal.me@myasa07 or cash app Marilyn Hembree@$mamatrkr. We do appreciate you and God Bless!

 

 

I was living with relative who passed.   I live on disability, it’s not enough to live without help.  So, 8 years ago I started living with a relative.  It was not perfect I’m 61 years old and this family member had dementia.  Care was needed there was not enough to hire others.  I lived in that home and took care of this member of the family, so she did not need to be put in home.  Eight years passed and the member of my family passed away.  My situation has not improved.  My health got worse.  Over time I had a four-way open heart, stints and a pacemaker.  My back began going out and I have a Wheelchair, motorized.  My income has not changed and barely covered basic needs.  I have a short period of time to relocate.  There is a situation with family four states away.  My first problem was the wheelchair Lyft.  I found I needed a hitch and Lyft as well as a new battery for chair.  Hitch was like $300.  Battery service just under $300.  but the shock was the Lyft.  Quoting me $3,500 plus tax, i think.  I did not need chair 8 years ago.  I do now and it was provided to me.  If I cannot raise this, I need to leave wheelchair behind.  The Other thing with move seems to be cost of U-Haul.  I have old furniture which I cannot leave, and personal belongings.  At my age I do not want to start over, but furniture is third generation.  Cost of U-Haul $6000. (Estimate for entire trip) and Hired help for the move as well which I have not even figured out yet.  I was reluctant to beg help.  But I am running out of time.   I’m not certain how to add pictures in this but donations should go to PayPal-me @Harmony090662  Thank you so much for your time.

I recently ended a narcissistic and mentally abusive marriage that had a profound impact on both my emotional well-being and my financial stability. Living with a partner who consistently displayed controlling and hateful behavior took a toll on every aspect of my life, including my finances.

The narcissistic nature of my ex-husband meant that he continuously sought to maintain a lavish lifestyle at any cost, to keep me financially strained and reliant on him. He would spend every dime I earned, making it impossible for me to save or have any financial security. As a result, I find myself in a dire financial situation, struggling to meet even the most basic needs.

Currently, I am facing the overwhelming challenge of paying rent, which amounts to $1235.00, along with the pressing need to put food on the table and cover essential expenses such as transportation costs for my daughter and I. My financial instability adds an immense amount of stress to my life, making it difficult to focus on rebuilding and moving forward. I am determined to break free from this toxic cycle, but I am in desperate need of support to get back on my feet.

My goal is to raise $3000.00, which would not only provide temporary relief from immediate financial burdens but also allow me to create a small safety net for our future expenses. With this assistance, I can ensure that we have a stable living environment and access to basic necessities. It would provide the breathing room we need to regain our independence and start rebuilding our lives after the trauma we have endured.

I am reaching out to you with utmost humility and sincere hope, asking for your kindness and generosity. Your support, whether financial or by sharing my story, would make an incredible difference in my life. I am eager to embrace a brighter future, one where I can break free from the shackles of financial strain and rebuild our lives with a newfound sense of freedom and self-worth.

Thank you so much for taking the time to read my story, and I truly appreciate any support you can provide. I give you my word that I will not ever put myself back in a situation like that again! My PayPal Me information is listed below.

paypal.me/DonnaK939

Hello everyone and thank you so much for reading this post. I am a 54 year old African American forklift driver who experienced discrimination by a group of male coworkers. The lead of the warehouse would turn my coworkers against me and I was told that they were a BAND OF BROTHERS. At the time I was the only woman working in LTL with them so that did not include me. we were a small group so it was easy for the lead to manipulate my coworkers. Also no one wanted to get the backlash so they went along with it. This lead also did favors for management. he would get up in the middle of the night and drive to check the alarm system so my older boss would not have. This lead was also a narcissist and was feeding my other boss everyday. When it came time for me to talk to my bosses about my concerns they stopped me in my tracks. I would go on to complain to human resources who was leaking back everything to management. I did a police report, paid for a lie detector test and passed with no deception, went to the EEOC, the NAACP, and talked to lawyers. In the state of Nevada there aren’t really any laws to protect employees from being mistreated. I also applied for restraining order on these men but was denied. At this point I really need to try to heal and just let go and move on. I can’t go back to driving a forklift because this is a very small industry and everyone knows everyone. winter is approaching and business will be slow. I really need some help to get on my feet and start my business as a designer.   Thank you so much for your help and reading this post.

here’s my PayPal link is       paypal.me/sevenmcqueen

cash app   $SevenMcQueen

My Name is Lauren Jean I’m a 41 year old who just started a new job that paid way less than my previous job but way within my limitations. In June 2022 I had minor lower back surgery and April 2023 I had minor neck cervical spine surgery. In the middle of July I get cleared to go back to work and I find a job as a intake social worker helping the homeless and meeting other needs which I really was passionate about because my father who I haven’t seen since I was 26 died and  to find out he chose to be homeless and refused our help or even to communicate with me cause I tried in 2020. Any ways he died in March alone in the desert and I just needed to know why he chose the life he chose. So I got the job that would hopefully get me some closure. I loved being back to work and here I am getting back on my feet minding my own business and I got for my 15 week scan and check on my neck tell my job I’ll be back I’m 45 min……… Nope didn’t make it back to work I went to doctors and got admitted for emergency spine surgery they fused my c3-t2 and I didn’t know why till after turns out I had hardware failure and could have died. Thanks to the doctors and surgeons for saving my life but at the same time now I’m in a cto brace can’t work can’t do anything except sit here and sink deeper and deeper in debt. I have car payment insurance electric water trash all gonna be taken or disconnected in October if I don’t come up with a way to pay them. And trust me I have a hard time asking for help but this time I can’t do it my self because I’m braced broken and broker than I’ve been in years. Please help a chic out.

paypal.me/LaurenSchart

I don’t even know where to begin. I’m a hard worker and I try my hardest to make ends meet. I am currently homeless and living out of my car which I do Uber Eats in to try and make money. My car isn’t even legal to drive but it’s all I have. I’m a single father and my daughter is currently staying at my mother’s house because I’m just not making enough money to get my head above water. I lost my Road construction Job for not doing something that would have ether seriously injured or killed me. I found another job and Broke my ankle after only 3 days so now I can’t work. Im making some money doing Uber Eats but it’s no where near enough. It barley covers Gas and Food. My vehicle is on its last leg too so I don’t even know how much longer it will last. I borrowed money from cash app to get tires for it and I am not even making enough to pay that back and my phone bill is due soon too. I am going back to court against my daughters mother for custody again, she is my daughters mother so I don’t want to tarnish her but if my daughter goes to her mother it will ruin her life, it’s that bad and no exaggeration. When I was making good money I helped everyone in need I could. I hope that karma comes back to me in my time of need because no one can help me financially right now because everyone is hurting for money. I hate Begging because I have a lot of pride and I do my best but I don’t know what else to do. All the opportunities that open to me require money and I need as much as I can get to even get back on my feet. I need a new car, an apartment, and to make money again. I have dreams of starting a business some day but I can never seem to get there. I humbly ask please, help me with whatever you can. Even a single rain drop raises the sea. I hope God blessed you even if you can’t help. These are hard times for us all.

My cash app is $Irishwoods87   and my PayPal is PayPal.me/Irishwoods87