We often hear “I need money now” for rent, food or bills – not an easy situation to be in. See our advice below.

Emergency Rental, Food, and Bills Assistance Programs

How to get help with rent?

At times, many families find themselves homeless, or unable to continue to occupy the premises of their choice. This may be due to fire, accident, storms or many other causes, but often it is merely a problem in paying the rent. Illness that forces a breadwinner to stay home, or loss of a job; any and all of these conditions can put a family in need of temporary assistance to tide itself over until the members of the family find themselves again in a position to pay their own rent without the need of subsidising or other rental assistance.

Agencies have been set up in many parts of the country to help in this regard. Non-profit organizations, these charities, such as The Salvation Army, as well as some governmental agencies are often able to offer emergency rental assistance for families who are being evicted by a landlord, or who simply have no way to pay their rent at the moment. Realizing that landlords, despite the old cartoon imagery of a rich greedy person feeding off the work of renters, the vast majority of landlords are not really making a profit at all on the current tenant. This is only a stopgap so that the landlord may pay the monthly house payments in the hope of some future profit if housing increases in value some years later. If the tenant can’t pay the rent, the landlord may soon find himself in the same position with regard to the lender. Lenders do not want to hear sad stories.

Although these different programs for rental assistance may be available, much depends upon the funding at the moment. Some programs quickly run out of money and are simply unable at the moment to provide further help to persons in need of assistance.

The vast majority of families in need of temporary rental assistance are those to be found in the low-income range; seniors, disable persons and children are among those most often affected. Others too, faced at one point or another with a temporary emergency may qualify for assistance in these cases.

In most cases, those in need of longer-term assistance, persons who have not been gainfully employed for a considerable length of time with not prospects for the immediate future may not qualify for rental assistance under these temporary emergency programs.

Those more likely to receive aid are persons who are able to convince interviewers of their willingness to do what is necessary to get back on their feet along with the ability to do so. Since emergency funding is considered a short-term “fix” for a crisis situation, the grants may be only issued for a few days, perhaps to defray the cost of a motel room, pending the applicant’s ability to find other lodgings.

Therefore it is important, in most similar cases, for the applicant to show the interviewer the imminent possibility to become self-sufficient.

Most non-profit agencies as well as other agencies attempt to work closely with rental assistance applicants to help them with any additional support as needed depending upon each applicant’s situation. Often applicants are further given counseling and referrals to other agencies that may be more helpful to an applicant.

In such cases, any additional services rendered are free to the applicant in crisis. This may include lack of employment and such other problems that may arise such as medical emergencies. Most agencies participate in these endeavors as well as teaching applicants the processes involved in applying for governmental programs, immediate rehousing and how to apply for Section 8 vouchers as well as information about low income housing, and assistance in paying the security deposits that are almost universally demanded by today’s rental market.

Since the goal of all similar agencies to to render aid to persons in immediate need of emergency housing and other crisis situations, the funds issued to applicants for rent or other necessities is only meant to allow the applicant extra time to deal with the emergency. However, at the same time, applicants will normally be provided with support in the long term to guard against similar future emergencies.

If you have an eviction notice or expect to be unable to pay the rent in the immediate future, or even realize that you need to find less expensive living quarters, now is the time to apply for assistance. Often with early application, money may be available to catch up unpaid rent as well as other options that may be explained to you.

Assistance may also be available to help with the security deposit, the initial rents and even moving costs. In some cities non-profit agencies may offer other emergency assistance to those in crisis. These funds are normally paid out on a one-time basis. Depending upon the location, resources that may be in place for housing crisis families can be wide-ranging.

Potential applicants are advised to find the telephone numbers as well as any other information available to them and educate themselves about the different programs that may be able to help with emergency assistance.

Not only non-profit private agencies, but many governmental agencies, are able to provide interim assistance, depending on the locality. Massachusetts has a program called RAFT, while in Texas a rental assistance program called TDHCA is available. Florida has a similar program called EFAHP and in Connecticut their program is called RAP. Many other government programs around the country also offer assistance to pay rent or a portion of overdue rent in their ongoing efforts to reduce the growing threat of homelessness in their particular communities.

Another program, called the Federal Stimulus Program is a little-known program through which our federal government provides billions of dollars across the nation to provide rental assistance for qualified applicants. These funds have become invaluable to families that find it increasingly difficult to keep up with the rising costs of rent and other housing needs.

HUD the Housing and Urban Development, agency works throughout the country as well. A number of families approaching two million are able to use this program, a program that can not only help those in need to pay their rent and/or security deposits, but HUD can issue vouchers to provide temporary housing as well as providing assistance to senior citizens and the disabled to keep up with overdue rental payments.

These programs not only offer grants to help pay rent, but the government Rent Voucher Program aids applicants to seek housing in the privately owned housing market.

These agencies can, generally, offer legal advice to those facing eviction. Every year millions of people receive free legal advice and assistance to educate them with the eviction process and their rights as well as responsibilities. The government provides funded Legal Services Corp. which provides attorneys who may mediate a solution between landlord and tenants in addition to advising tenants of their rights as well as help them apply for Section 8 or other assistance and another positive aid they offer is help and counseling on housing discrimination.

Counseling may also be provided to help applicants apply for government and/or private grants. Money is available for many of these crisis situations.

It is the goal of these agencies to prevent evictions wherever possible. The federal government as well as the many non-profit private agencies strive wherever possible to help applicants remain in their current quarters without the fear of being summarily evicted. Often these agencies are able not only to prevent evictions, but subsequent lawsuits that may be brought against a tenant. Alternatively, the agency may be able to find more suitable and affordable housing for an applicant facing eviction.

Many churches too offer funds that can help those in short-term financial difficulties. United Way and The Salvation Army are only two of the better-known charitable institutions that may be able to offer help when needed. Generally they give priority to those living in apartments and facing short-term financial crises.

A good number of other national and local charities are ready to help with the expenses of rent and other essential needs as well as providing case management and many other social services. No all charities have ready money all the time, but even those may be able to help by helping an applicant with information about other resources and assistance in applying for free grants to pay overdue rent.

Other agencies that often provide help might be, for example, Catholic Charities, Social Service Offices, United Way, the American Red Cross, the Legal Aid Society and as mentioned earlier, The Salvation Army. Aside from these examples there exist many other emergency aid agencies for those who are able to become informed.

While most of these programs provide only short-term emergency aid, they are designed for the most part to tide a family over until a longer-term solution becomes available. Often these same agencies will be able to direct qualified applicants to resources that may assist them in finding an apartment or house for more permanent security.

It is important however, during these times of crisis, to keep in touch with creditors and the applicant’s current landlord so they understand what you are doing and what you expect to accomplishment. It is important that the applicant be extremely honest with everyone about the situation and it may sometimes be possible to have monthly payments temporarily lowered, or even be allowed to skip a monthly rental payment. Other plans may be devised and put into place to avoid being evicted.

It is well-understood that not only landlords but other creditors too are much more willing to cooperate with persons who are up-front with them, honest in their discussions and show a willingness to cooperate and do whatever they can to improve with situations.

How to get help with bills?

Ask The Energy Company

if energy bills are the source of the hardship, then the energy providers’ own in-house programs are often the quickest way to help rearrange and meet repayments.

LIHEAP: Low Income Home Energy Assistance Program

This national program’s focus is on subsidies for repairs, weatherproofing and utility bills that families cannot afford to pay.

LIHEAP covers any energy related home repairs for low-icome families, including seasonal expenses like air cooling systems and winter heating bills. The local LIHEAP office is the first point of contact for those in need of energy or utility assistance. Eligibility varies from state to state.

WAP: Weatherization Assistance Program

The WAP is a federal grant organized by the Department of Energy that helps needy families improve their homes’ energy efficiency, and has assisted over 7 million households across many states, territories and Native American tribes since its inception in 1976.

According to the DOE guidelines, a household with anyone over 60 is eligible for the WAP, as are legally recognized disabled people. Most states make families with children eligible, and the website for the WAPTAC (Weatherization Assistance Program Technical Assistance Center) can advise others if the grants are available in their area, and whether they qualify.

LifeLine Assistance: Free Cell Phones

Americans in need of a cell phone plan but without the means to maintain one can get assistance from LifeLine Assistance‘s free phone program. This is indeed a lifeline as daily life and business in particular is practically impossible without a mobile phone.

LLA is an FCC mandated scheme offering a free cell phone with at least 250 monthly minutes included. It’s available in the 49 states, Washington DC and Puerto Rico, and typically requires a household income below 135% of Federal Poverty guidelines. For some states it is below 150%. Eligibility varies across participating states, with slightly different rules around qualifying income.

Other sources of help are available at state government level, or many national and local non-profit and charity organizations, and the energy companies themselves.

How to get Food For Free?

It doesn’t always require money to eat, and there are many ways to gain free food without adding to your debts or joining the 10% of Americans who have resorted to shoplifting. Ask people you know, or traders and restaurant and store owners.

Above all it’s important to explain why you are asking for food: because you can’t afford to eat. And not to be critical about what food you eat. Without a certain amount of money, there is no longer the choice of what to eat. So meat may become harder to get or if meat’s all that’s on offer and you are a vegetarian, it’s best to accept it with thanks.

Grow Your Own, Share With The Community

The most sustainable – and satisfying – way to provide free food for yourself is to grow it, and you can start with just seeds if you live in the country or with just a small space in the city. Guerrilla gardening is an interesting urban option, more organised community gardens and allotments can share space and expertise for growing, and seed swapping communities among gardeners are a good source of materials and encouragement.

Ask A Farmer

Out in the sticks there won’t be the option of stores and restaurants as a source of food, but ask any farmer and there’ll be some left on the fields that they didn’t or can’t sell. Many will let you pick these leftovers.

Food Banks

A rapidly growing movement in the United Kingdom and US is the organized and charitable distribution of food to those who can’t afford it. Most of the food is donated, and food banks are one of the easiest ways to obtain some nutritious food. Many banks have conditions for who they can give food to, but there is no need to be ashamed about visiting one.

Links to Food Banks in various countries

United States /United Kingdom /Austalia /Canada /Ireland /New Zealand /South Africa

Offers and coupons

Online and direct from the stores, many coupons are available to promote new products. And companies across the United States send out free samples of new products. They’re unlikely to provide a healthy, balanced diet on their own but could supplement free food from other sources.

Waste Food

In an affluent country there is an abundance of unsold or waste food, and a little social interaction and resourcefulness can unlock access to a surprising amount of it.

Ask at the market

Often around closing time, stall holders will sell off any remaining stock for next to nothing, and it’s always worth telling them you have no money and asking if they’ll give you something for free. You can often pick up some fruit or salad, and if they can’t offer anything, thank them anyway and ask at another stall.

Free Supermarket Food

Ask at the big stores and you’ll be too far down the chain of command: “My boss doesn’t allow us to do that” will be the usual answer. So smaller supermarkets and neighborhood stores are a better option, where you can talk to that boss. You may find warmth and generosity among Muslims and immigrants to the West who run stores.

Restaurant Leftovers

It requires some patience, a little nerve and a bit of practice, but it’s possible to get free, professionally prepared food, even a table to sit and eat it at. Restaurant districts in cities are obviously the best place to try this, and expect a success rate around 5%, so it requires persistence, but will sharpen your bargaining skills, and who knows where else that could lead?

Turn up at a restaurant after the busiest time but not too late, and explain that you have no money and ask if they have some left overs in the kitchen. It can help to have a container such as a plastic box ready in case they do have something, and if they’re friendly and can’t offer anything the first time, maybe they can put something aside the next day.

Searching and Foraging

It grows on trees, on the ground and some seasons there’ll be abundant fruit and tasty plants such as dandelions or chickweed. Even cities can produce some tasty wild food, and anyone near downtown Seattle has access to America’s first Food Forest in a major city.

Dumpster Diving

Growing media coverage of the colossal food wastage at supermarkets and restaurants has made it much less weird, and more popular, to search through the dumpsters in search of some quality food to turn into a meal.

Last Updated: January 25, 2020

I need to work asap

Well Greetings,

I’m currently in a position of financial hardship. Due to life. I’m a single dad who works as a Lyft driver. I was working consistently since September 1, 2019 with car I rented from Hyrecar. I also tried to go above and beyond and was able to be hired for a wage job as well. The 80+ hour weeks were taxes and hard but self satisfying in the sense I was working in a positive direction. Unfortunately after my 90 day probationary period I was let go from my wage position without cause. Bummer but I still had Lyft to fall back on. The owner of the car I was driving from Hyrecar requested to use the car for a short number of days. I can not tell him no because the vehicle belongs to him. I was renting the car daily which opened me up to this tough situation. He knew I wasn’t able to rent a week or two out at a time so he wouldn’t be hard to cancel my ability to rent through the app. As a single man with no resources to fall back upon I was force to go without and keep close to the vest the last $30 I had to my name. We have to eat right..? I’ve been looking for temporary agency work to no avail. I need to get back in a vehicle as soon as possible to avoid missing anymore due dates for bills and credit cards to fall deeper into a hypothetical canyon with no ladder in site. It hurts when your children asks you for a $5 item and you consistently have to tell them no. If your a parent you know the feeling of not knowing how they truly feel about you when you let them down. Children don’t know the concept of working for money but understand the concept of parents spending money to take car of them. Not doing either isn’t helping us get past this bump in the road. The Hyrecar app typical daily price for a rental is between $35-$45 which you have to pay for 2 days on the first initial rental contract. The daily rate for insurance is $13 per day. And a %5 transaction fee. Using the numbers for the cheapest car to get going and to start making money would be at least $100.80. Anything will help and I am forever humble and grateful for just taking the time to read and understand my situation.

Thank You,

PayPal.me/robinsonjacobj

Last Updated: January 25, 2020

Slowly losing everything

I have been on my own since I was 17 years old, I’m currently 22 years old and my life is getting hard. I never meet my mother and my dad took custody of me when I was about 5 only because my grandmother fell sick and couldn’t take care of me anymore. I had rough, poor, and lonely childhood my dad was never there, but I respect what he did, but I didn’t live a fair childhood because of my dad wife, my stepmom.

Since 17 I have been trying to get and education by going to college and unfortunately because life has been hard and I always have to work at-least two jobs sometimes 3, I have not been able to finish school still. Right now my bank account is in the negative +$400. Because I’ve been on my own starting with zero dollars I have had to take out many of loans and I’m currently not able to pay my loan on my car and it’s 14 days behind, on the 27 day I risk my car being took, but at any point the car can be taken out of my possession. I’ve always paid all my bills and I enjoyed doing it because it’s apart of life, but right now I have nothing. I have two loans that I’m not able to pay and theses are weekly payments because I usually work good jobs and have gotten paid weekly and right now because I don’t have money these weekly payments are truly hurting me, the days go by so fast.

Going into the new year I feel sick from finding out I’m pregnant. All December I was weak, throwing up everything I ate no matter veggies or fruit or soup. I had no energy, standing up for 5 minutes took everything out of me and because of it I wasn’t able to work like I would normally and had to let go of my jobs. It’s been super hard trying to get back on my feet. I’ve been applying for jobs everyday and I’m not understanding why nothing is coming up for me. I’m at a lost and I’m scared I’ll lose everything by the end of this month. I worried about my rent and all my other bills, food has been running low, I’ve been prolonging the food that I have. I have half a case of water left and I’m just scared, but I have no money and no family to ask. Please help me.

www.paypal.me/flowersquiana

Last Updated: January 24, 2020

Robbed in Bangkok

I got robbed of approximately 1 000 USD. I have to stay in Thailand for seven more weeks. My flight back home is already paid but I can not change to an earlier flight. My room is already paid for three more weeks. I will not manage to pay for room and food etcetera for the rest of my stay without help. I have no one to turn to. Thank you for your help. Regards Daniel.

paypal.me/dbgat6

Last Updated: January 24, 2020

I Urgently Need Money So I Don’t Get Kicked Out Of The Country I Call Home

Hi everyone, I don’t know where to begin really.

I’m currently living in Australia, originally from Asia, and have spent my post high school years here. I practically call Australia home, treasure my friends and my life here, where it is free and fair.

Right after I finished university, I applied for a post graduate visa. However, due to extremely bad advice by a few officers from the Home Affair Department, my visa application got refused. (Tldr: they advised me to apply first and take and submit my English test results after, only for my application to get refused for the EXACT SAME REASON THEY GAVE ADVICE TO ME)

I was extremely devastated when I received the refusal letter a few days ago. I really cant go back to my home country. My dad found out I was gay recently, and will definitely send me to a gay conversion therapy where I will most likely disappear.

Fortunately, a friend who has gone through the exact same thing has referred me to an extremely talented and generous immigration lawyer, where he will help me for a reduced fee. Unfortunately, in order for me to stay in the country I will have to go to the Administrative Appeals Tribunal (AAT) to overturn my visa refusal for the cost of $1787AUD.

Being a recently graduated student, I have been surviving with income from casual jobs. I couldn’t apply for a full-time job since most companies wont accept somebody on a bridging visa, and it was during the new year period. However, this fee for the AAT is out of my financial reach. My parents practically wont help me on this one, and my friends don’t really have that money to lend to me. And to top it of, I have less than 20 days left to gather all the funds for my tribunal case and lawyer fees.

I need help, I’m really scared to go back.

If anyone can help me by donating to me, I’d be extremely grateful for your generous help <3

If anyone has any advice on what I can do with my situation financially, please do so.

I’m just really lost at the moment. Hopefully a miracle happens for me soon, because this year has been horrible so far :(

paypal.me/ryuoteru

Last Updated: January 24, 2020

Power bill

Hello, I am 26 years old. I have been on my own sense I was 14 years old. I worked my whole life I never really had to ask for help which i am very thankful. This past year i lost my job and things had been very hard, i applied other places but I had lost my power recently my bill is 2000$. They helped as much as they could but they had to disconnect. I am lost and so upset. I have no family and nobody to help me. I had prayed every day that things will get better but it just is not. I am hoping someone could help me if their is anyone so kind. My mother and father got divorced when I was just 13, my father had met another family and kicked us out. My mother is a bad alcoholic and she left. I really don’t know what to do i have been in this situation before but it is the winter time and I feel like I lost all hope. Their is a shelter here but you have to leave first thing in the morning and I have nowhere to go. It gets very cold and very lonely. I really wish I had another way, I feel awful asking people to help me with my struggle but I feel this is my last hope. I never minded being alone until this past year, my last job I was there for a month, they guaranteed me full time and I actually felt like things were perfect. That’s all i wanted, I was there for a few weeks and then they told me that another worker came back they had to let me go. I called the power company and asked them if they could take the pay I had and they said it was not enough. I have always been a very happy positive person i just want to get back to my old self. I tried to message people asking for help but I can never get any response, I also tried to apply for loans but I can’t get them. I’m not sure if anyone is going to see this or even respond but I can’t explain how special this would be. I have tried to reach out to my father, unfortunately he wants nothing to do with me. I had told him I am hungry, with no power and he blocked me. I also reached out to my mother and got the same thing. I had a hard life I just want things to get easier. I had to grow up very fast with my parents being alcoholics so I understand how people have their own Bill’s and priorities so I understand if people can not help. I had one person in my life that meant everything to me. My grandfather john. He had dementia when I was 17, I took care of him until I was 24, it was just me and him 24/7. It’s amazing how my whole family can just walk away from me like I never meant a thing. But my amazing papa never walked away. Me and him were the perfect team. Towards the last 2 years he was on life support every 6 months. He would be on it for a month and come home after he woke up. We would travel, watch movies, all we had was each other so maybe after he passed that’s when things really got bad. If you only have one person in your life that really loves you and you love them unconditionally and then they are gone, just like that. It can really hurt. Even if I had anyone else in my life but the one person that really knew me had to be taken away. I have met lots of people over the years working, made lots of friends but because I have to move around so much it’s so hard to have close relationships. I don’t want to sound ungrateful because I am very grateful to be alive. I pray every day that my grandfather is somewhere happy. The world is such a beautiful place ,it is amazing. I just want to tell my story and see if anyone can help or even relate. Maybe I am a little antisocial I have been abused in the past by people who come home with my mother. I am not sure if i should say that but I want everyone to understand why I am where I’m at today. I like to say I’m intelligent I am very kind I would never want to hurt anyone. I have also found my uncle who I never knew my whole life after my grandfather had passed. He made me feel so welcoming and wanted until he also tried to abuse me. I dont know if this is what my family does I dont know how I could ever expect a stranger to help me. But I did some research and this is what I found.

Last Updated: January 23, 2020

Paying off credit card debts

Hey! I am lookig for some serious help with paying off debt and a lawsuit.
I am a full time employee but still do not make enough to cover basic needs. My fiancee is a military reservist and we are looking to start our life together but we are finding it difficult, like we are stuck in a hole we simply cannot get out of. Neither of us has any close family to help us. Any little bit truly would make a difference.
I was trying to go back to school in order to advance my career but simply could not afford it.

Last Updated: January 23, 2020

I have always helped people that need help, this time I desperately am in need of help, and I have no one, please help

Hello, I am a good man that is about to loose everything. For the first time in my life I need help, i am a man of my word and would pay it back. My story:

I am a 43 year old contractor and had a thriving business since 2006. I ran the company and did all the field work my wife at the time did all the office work. It was long hours, but I loved what I did. A year ago my wife left me for a 21 year old boy. She flew him out here and got him a place and was seeing him for 2 months before she told me she wanted a divorce and left me with my 2 girls and the business. I was completely shocked it was out of no where. We did not hear from her for a month, she was very cold to me and my daughters, she had divorce papers and was asking for a lump sum payout after she took our entire savings. I was devastated not only trying to keep a smile on my face at work then coming home to try and figure out the office end. I pleaded with her to come in and show me or any type of help. I told her we could spilt the money that comes in, i just needed money to pay the mortgage, keep the lights on, and food on the table. She never responded to anything my business ended up failing and I had to go to work fir a competitor that welcomed me in for $25 an hour if i brought my customer list. I had no choice so I did. This was the most humbling thing i had done in my life. I didn’t want to deal with the pain everyday, but I had to be strong for my daughters. My boss laid me off 2 months ago, I was on time every day and brought in a lot of revenue. I was bringing in 10 times what I was being paid and never once complained. I was thankful to be able to have the job.

Unemployment was not paying the bills, I was falling behind more and more each day I searched for a job. I finally got hired by a large local construction company to be the job site supervisor with a great annual salary. The 2 months of unemployment has put me in a situation to where I’m going to loose my house if I don’t come up with $4,878.91 by Monday. Losing my business and the divorce destroyed my credit and have applied for every type of loan only to be rejected. I can pay his back within 1 month after receiving the money. This is my last hope for saving my home that I built with my own hands and the only place my daughters have called home. I will survive without this money, but I have lost everything and the thought of losing my house, I have no words to explain the gut wrenching sickness that takes or my body crippling me at the thought of it. I can only hope that all the good things I have done in my life for so many people, as strong as I’ve been through all of this never giving up, and my positive thinking that somehow the universe will put me in contact with someone that would help me. I would be forever in your debt and beyond grateful for any help. Thank you for taking the time to read this and will remain positive no matter what happens come Monday. This would be nothing short of a miracle if this reaches someone in time to would be willing to help, I understand this. I believe miracles can happen. Please help me,

Anthony

Last Updated: January 23, 2020

It comes in 3’s

Hey there. My name is Jessica. I came across this site while searching Google for quick ways to make cash and this link was in a blog I was reading so I figured why not. Worst that can happen is absolutely nothing.

I know there are millions of people who need money more than I do. Who are in situations worse than I am. I don’t expect anything. But if you’re reading this I want to first say thank you for taking the time to read my profile. You could be doing anything or reading anything and you are here reading what I have to say and it’s much appreciated!

I will dive into what my current situation is.

Recently I moved into a bigger place so naturally bills go a bit higher. No big deal. I’m a single female who always takes care of herself and figures things out but right now I’m so stressed I’m not sure what to do.

I put my two weeks into my current job because I applied for a job I really wanted and got an interview! This was a few days before Christmas so the interview wasn’t scheduled until after the new year. I knew I was going to get the job. And I did! However my car decided to break down. I drive a 2008 Chevy Malibu. I’ve had issues with my car before with the pcu and it’s out again. I have a friend who is a mechanic and can fix it but I don’t have the money to do so right now. I cancelled my car insurance and turned my plate in last week to make sure my license doesn’t get suspended.

The computer I found on ebay for $250 roughly. But I also need a second opinion before I save and order the part. Also we think my fuel injects might be bad.

I had to decline the job because it’s roughly 16 miles away and getting to and from would be hard if not nearly impossible without my own transportation.

After the holidays I’m a bit broke. As we all are I know. And my current boss isn’t really happy with me quitting so I’m probably not going to be there much longer and ready didn’t want to be anymore in the first place. Just kinda outgrew it.

Also 6 days ago my phone was completely smashed because I’m clumsy and I suspended it until I can get a new one. I’m writing this on my laptop and Wi-Fi. Communication is so hard right now and I just feel really down and I’m just hoping somebody would be willing to help me with the bare minimum to get my life a little easier. I don’t like to ask people for help my pride hurt right now because I can’t really save for these minimal things. I’m not asking for much at all. I’m willing to provide all receipts and proof of what anyone can help fix. It’s just tough because when I moved I moved a bit away from things and everything was looking up and then everything went wrong.

I really do know others need it more but I’d figured I’d try.

If you are able to help in any way even just to get a phone I use metro which is cheap and phones are cheap.

Or even if you know somebody in my area who could give my car a second opinion or help getting me back on the road.

Well thank you for reading this and bless you for helping anybody you do help! Thanks for taking the time to read my story.

Sincerely,

Jessica

Last Updated: January 22, 2020

Helping a dear friend

I have always been a very giving person and continue to this day to help who ever I can. I am now, however, in a situation where I have not been before. I am divorced after 30 years of marriage from a man who never contributed a dime to the relationship to support his family or children. I supported him and his business and paid out over 100,000.00 in taxes he failed to pay. He never contributed to his children educational needs or emotional needs for that matter. I weathered through all the affairs he had and hoped after each one that he would be a better husband and father but to no avail. A divorce was eminent and the home I paid all the house payments for was sold and divided no less between us. After all said and done, I am left with my freedom and my children are safe. I still have some bills to cover for my children’s education and expenses from people helping me through this difficult situation. Todays need is to help not me, but to help a dear friend return home. I am unable to obtain funding myself but am in need of an immediate amount of 27.000 to get him home safely. His health is in possible jeopardy and I do not have the capability to get him home safely myself. He has been a priceless friend through all my diversities and divorce. I care for him deeply and would do anything to help him get back to the states. I am in immediate need of the funding to bring him home and out of the situation he is in. Thank you for any support you can give me.

Last Updated: January 22, 2020

I discovered I had a life-long disability at the age of 37

I have a neurological disorder (Non-24 Sleep-Wake Disorder) that makes it impossible to have a normal sleep cycle. I was born with the disorder and started experiences major disturbances at 12. Doctors maintained that it was either insomnia or me being lazy and not trying had enough. can’t work anymore and I now live with my dad. He’s poor and his house is condemned. All my clothes have mold and we have no washing machine.

Long backstory:

I had been having bizarre sleeping patterns going all the way back into my early childhood, that no insomnia or depression diagnosis could ever fix. I never got an answer from a doctor that explained my sleep problems.

Essentially, my body and brain think that a day is 25 hours long. If you pause on that fact for a second, what becomes clear is that my sleep schedule rotates around the clock in a never-ending cycle. This had been the case for me from the age of 10, but clinical research studies were few and far between for most of my life.

Then in the summer of 2011 I learned for the first time that my vague sleeping issue was in fact a specific disorder, although I didn’t yet know the full extent of the limitations it imposed. Which is why for years I kept thinking there would be some way for me to keep working, despite being fired every time I tried to do so. I mostly lived on an annuity until I was 20 ($1047 per month), which came from a court decision when I was little (my mother committed suicide in a hospital and a court found them responsible, granting settlements to each of my family members). I kept thinking I could dance around extreme sleep fluctuations and pull myself up from the ground by my bootstraps, but I only ever fell back on my annuity.

When I was 12, the cops would show up at my house, wake me up, and drive me to school (my dad was a welder and made an early exit to work at 4:30am). Those near-truancies — as well as all the successful truancies! — were a huge obstacle. There was also the despair of losing my mother at the age of 9, which was certainly an important aspect to all of my maladjustment, if not the most central factor.

But without a cop showing up at my house, I’d sometimes wake up around 5PM.

At 13, I was placed in an “alternative school” (aka a program for trouble makers and drug dealers). Most students would sail though the programs towards a diploma, being graded on video game scores, pick-up basketball games, and honest-to-god fantasy basketball gambling leagues (that I several times created for school credit!). I managed to graduate High School easily without my disability playing a major factor. It all felt like being home schooled but with no parents or curriculum to help.

It would still be 11 years from my graduation until I learned about my sleep disorder, so the following years would be spent tossing and turning, going to work and class after being up 24 hours, often crashing at hour 40, then sleeping 24 hours straight to make up for massive sleep deprivation. I’d get fired left and right, girlfriends and family members had no idea what to express to me other than their lack of faith that I could ever get my shit together (and I believed as much myself because what other explanation was there?) By the age of 30, my body started to fall apart. Sometimes I would collapse out of nowhere. I couldn’t maintain focus on anything.

SO. Now I apply for disability consistently only to get rejected , but I’ve now hired a lawyer. I had known the name of my condition for a while, but I learned only this year at the age of 37 that my specific condition is considered a neurological disability and qualifies me for insurance. Work is out of the question. I moved in with my dad. We are stuck in his condemned house that our landlord refuses to fix, as he can’t afford to move. I am constantly sick and I find it impossible to move most days. I have PTSD and major depression as well, although no drug use beyond antidepressants.

I’m intelligent, I want to get involved in political organizing, I have plenty of hobbies, but I can’t make my body and mind fit within a 24 hour cycle. I am relieved to to know what my major issue is, but it is incredibly hard to survive right now.

Any money received will go towards:

-Rent and deposit so my father and I can move

-Clothing, blankets, sheets (all ruined from mold)

-Dental work

-A licence so I can drive my dad’s car when I need to

-…and food! (I was kicked of food stamps,of course)

My father is getting up there in age. If something were to happen to him, god forbid, I would definitely be homeless. I would be unbelievably grateful for any assistance while waiting for disability and section 8 housing.

paypal.me/dustedandsocial

Last Updated: January 22, 2020

Family Bailout

Hi, my name is Jordan and I’m not really sure how to start but I’m going to try. To be blunt my family and I are in desperate need of financial help. We are on the verge of an eviction and are facing homelessness. I’m currently in school trying to receive my BS in Paralegals Studies and I’m currently unemployed I have been looking very hard for work but no success so far. I live with my mother and stepfather and little brother. My mother is sick and unable to work and has just started to receive her SS retirement which, to be honest, is not much she is currently trying to receive SS disability; she has her hearing set in march. My stepfather works but recently had to go on short term disability himself and also has relapsed back on drugs so any money he does receive he spends it on that. It is not our first time dealing with him and his addiction but we have had enough and can no longer live in these types of situations. My mother and I have talked and know what we need to do to make a change for the better but we are finically unable to make any type of move. All we need is help so we can start putting our plans in action. Unfortunately, everything costs money so even with all the planning we have no capital to execute. The first thing we want to do is get a small apartment so we can have some type of stable living environment away from the drugs and start to rebuild. I’m continuing in school and looking for work and plan on going to law school after I graduate next year, I’m a Junior if I didn’t mention before. The one thing we always wanted to do and our big plan is to start buying run-down houses and rehabbing them to resell and also buy land and starting a farm. This is a long-term goal but I know we can achieve it with help. I know this seems like a daunting task but I’m optimistic we can make it out of this, my mother is losing her optimism I don’t want her to she has made it to 62 years old and she should be enjoying herself and I want to make sure she can I just have nothing to offer right now we’ve already been in a shelter before and I don’t want her to have to go back in one. I also should mention that we live in Philadelphia in the city and there is a lot of drugs and violence around and I don’t want my little brother around these things. I don’t even know what to put for a dollar amount for assistance I just know we need a place to live and funds to help us basically start over from scratch. This feels weird asking strangers for help but I really don’t know what else to do. So, if anyone reads this please help this is basically a full life restart, I’m asking for not just for me but for my brother but mostly my mom who has done everything in the world to help others but now that help is needed no help can be found. PS. We’ve also sought help from programs such as snap, hud, and other public assistance but the help they offer is just minor fixes and the bureaucracy of it all makes things go so slow and doesn’t really resolve the main issues. We know what to do to become financially stable we just need the funds to get started. My stepfather has been going through these drug issues off and on for years and we are done. I pray he can get help and rehab but for the rest of us we got to move forward and live so I’m asking you to please help with that. Also sorry for the rambling at times.

paypal.me/jkilson88

Last Updated: January 21, 2020

Thankful for what I have just need some more time.

I have been on a long journey these past few years. I lived in West Virginia my whole life (30 years). 2 years ago I moved to Missouri to help my family out and patch things up with my estranged mother. Out here in Missouri: My Brother who is totally blind, his wife and daughter who are legally blind, a family friend who is totally blind, and my mother (recently unemployed and disabled). My mother and I hadn’t seen each-other or spoke in 11 years. I was sour with her for leaving me alone to take care of my disabled father and brother without a car or income (i was just graduating high-school when she left). With some counseling from my brother I came to realize it was unhealthy to harbor a toxic grudge like that so i came to help out. I am Married to to the love of my life and been with her for 8 years. My wife has PTSD and Fibromyalgia.

When my wife and I first moved to Missouri we were social drinkers. We started down a bad road to alcoholism. For the first year, depression about leaving our best life long friends and the stress of my job and taking care of my family drove me to drinking everyday. My wife and I found a group at a church called Celebrate Recovery and ended up really celebrating our recovery. January 12th marks our 1 year sober day.

Everything was starting to get better and I had even received a promotion at my job. The pay was sustaining our life and we were on our way to saving for a safe vehicle to drive. Then in September of this past year (2019) the company I worked for restructured and I lost my position and my pay was nearly cut in half. I tried to cope with the new job that was physically tougher. My doctor put me on antidepressants because i was apparently scaring my family with my depression. I feel like the medicine made me act on things irrationally because i did some things i never thought i would ever do. For example I walked out of my job of nearly 10 years with this company without a single thought. I stopped playing music and isolated myself from everyone for a good month. During that month i tried to get another entry level job and quit it in less than a week. My family told me that i needed a vacation of some sort and i agreed with them. I cashed out my savings and payed my rent up until April of 2020. The rest of my money is almost gone now and i still haven’t found a job that will sustain me although i have a few things in the works. My health is going down hill aswell and its hard to stand for long.

I’ve been using some of my savings to secure a safe vehicle so i can take everyone to the doctor and grocery store. Some of our doctor visits for the family take us to St Louis and Springfield both of which are pretty far away for us to drive in an unsafe vehicle. I did get a van working just before my old van broke down. The new van cannot pass inspection yet though. I had to make a trip out for my family recently and i was pulled over and now have a court date to have to worry about and possible points on my license.

Present day, I have to admit i’m loosing enough hope to do some hailmary plays. I am down to my last 100 dollars. I have insurance to buy and a car to get legal. I have medical bills coming out of my bank account every month because of the lack of insurance. The electric bill is heavily overdue. I’m just looking for a miracle to help keep me taking care of the people that need me, because without them and there happiness i have no more purpose. I have now pending medical problems that are fatal and everyone in my family is in good health so if you’re reading my page please consider helping someone with time sensitive medical problems first. Just send me good vibes or prayers if you cant help out financially and thank you for your time.

Any amount would help me out really. My most dire need is paying my overdue electric bill and buying food for the next month i know my job interview is in two weeks but i dont know where that puts me on my first paycheck. Electric bill is 280, my groceries are usually 150-250 depending on how lean i go. My car insurance sticker and licences fees total around 100 dollars. Im still not sure how much more work needs done before they pass my van for inspection.

If i had another 200 dollars i could pay off my wife’s dentist bill and not have the payments coming out next month.

https://paypal.me/ravenbeardbjp

P.S. My brother and our family friend have a YouTube as well if you ever want to see them. The are called “The other blind guys.” and they are funny to watch it brightens their day to see the view counter go up on their videos.

Last Updated: January 21, 2020

If You Can Help Me Pay Off My Debt, I Can Do Something For You That Only A Few People on the Planet Can Do

Hello Everyone!

My name is Michael White. I am writing this letter to all of you out there to ask a big favor. I Know that there are some people out there who need help a
whole lot more than I do. But nevertheless, I really do believe that I still have a valid reason to ask for help as well. After reading my explanation, if
you still don’t agree, then I’ll understand. I’ll try to make this as short as I possibly can. I happen to be a member of a couple of Motown singing groups
that consists of grammy award winners who sang lead for world famous groups like the Temptations and the Four Tops. If you look up Barrington “Bo” Henderson
and Theo Peoples, you’ll see that I’m not kidding. And if you go to my Facebook page (www.facebook.com/michaelw33428), you’ll see videos of some of the
concerts that I sang with them. Although it’s a lot of fun doing these shows, the truth is, I have no choice because I really need the extra money since I’m
not making enough to make ends meet with my full-time job. Not only am I doing shows all over the world with these groups, I’m also doing local shows every
week as well right after I get off of my full-time job, which takes a lot of quality time away from my family, and also leaves me very little time to rest as
well. Because of this, I had a drinking problem for many years. I even got caught drinking at my full-time job. Because of that, in order to keep my job, I
had to live in a rehab for about 3 months away from my family without being able to call them or hardly see them at all. I almost lost everything, my job and
my family. I’m not trying to give you a sad story, but I really want to tell it to you like it really is so you can get the full picture and completely
understand the extreme importance of my request. Anyway, for years, I was hardly ever home except to come home late at night from a gig to get a just few
hours of sleep, then wake up early in the morning only to do it all over again, even on weekends. How did I get myself into this situation? Well, simply
because all I wanted was to give my family the very best possible life that I could give them. So basically, I went into debt making a few bad investments
here and there. And now I’m way in over my head in debt and been that way for many many years. I’ve been paying off this debt for quite some time now. But,
with all of my effort and all of my hard work, even with my full-time job and the gigs as well, the debt just doesn’t seem to be getting any better. So if
anyone out there can find it in your heart to donate whatever you can to help me get rid of all of my debt once and for all, I would be eternally greatful to
you. And as a token of my thanks and appreciation, if you or someone you know would like to audition for the groups that I’m in, or even one of the groups
that I have access to like, The Stylistics, the Spinners, Shalamar and a few others, I’m one of the very few people on the planet that’s actually in a
position to be able to possibly set up an audition for you to become a member of one of these groups. Not too many peolpe can say that. This couild be a once
and a lifetime offer for you. And sometimes I’m not able to do a gig so maybe you can stand in for me when I can’t make it. Of course I can’t promise
anything. It’s entirely up to the people in charge to accept you into the organization. But if you’re good enough, I will do my very best to get you accepted
as a member of one of these groups as soon as there is an opening or, like I said, at least as a stand-in for me when I can’t do a gig. So I hope this sounds
appealing to you. I want to thank you in advance for any help that you can give me. Thanks for your consideration. God bless!!!

Sincerely,
Michael White

Here’s my Paypal.me link: paypal.me/michaelashtonwhite

Last Updated: January 21, 2020

I have to fight the Texas Workforce Commission

I was working 70 hour weeks for two years for a spoiled, evil woman. I worked my butt off for her every day, all day. She never gave me a day off, if I was lucky I would get one day off a month. I didn’t get sick days, holidays, vacation time, nothing. Then, my father got ill. I asked my employer for a day off, on Christmas so that I could be with my family.

She said no, she needed me to pack her bags for her, it literally takes days to pack her bags. We had been doing that all week. Every year, on the day after Christmas, she and her four spoiled kids fly out, on her private luxury jet, to one of her many mansions in one of a hundred different countries that she owns property in, including a castle in France. She thought it was more important for me to pack for her than for me to see my family on Christmas, I hadn’t seen them in a year. I gave plenty of advanced notice that I wouldn’t be there but she fired me anyway.

She hated paying unemployment benefits. She hated it so much so, that when there was someone she wanted to fire, she would ghost them. She would stop sending them their schedule, she wouldn’t speak to them, she wouldn’t take their calls, or allow them on her property. Then, she would tell the Texas Workforce Commission that they quit so that they couldn’t get unemployment. She also threatened her existing employees by telling them that they would be fired if they agreed to be a witness in a hearing for a former employee. Which, by the way, is incredibly illegal.

So, when she completely ghosted me after Christmas, I knew what she was doing. I called and texted everyone at my job and asked what my schedule was. I was told by multiple people there that my employer had told them that they were not to speak to me, answer the phone when I called or put me on the schedule anymore. She also told them that if I arrived, not to let me in and not to tell me what she said. Then she told TWC that I quit, so I was ineligible for benefits.

I appealed, and I won. They sent me the unemployment money I was entitled to. Then, my employer appealed and she won. She altered text documents, falsified evidence, and straight lied about me in her appeal. I requested the case be reopened. It was denied. I made a complaint to the Director of Appeals about a bunch of the unfair stuff that happened in my hearing, such as the fact that I was never given the chance to question the employer, and luckily, the Director of Appeals reopened my case.

So, another hearing was held. What a surprise, it was just as unfair as before, actually it was worse. It was a joke, the Hearing Officer and my former employer’s 2 lawyers literally laughed at me numerous times and even mocked me during the hearing. When their decision came, they still ruled in my employer’s favor. The law states that the TWC is supposed to provide a reason and an explanation to why they made their decision. The only explanation given was “We have decided our original ruling was correct.” So, I was expected to give the money back. I couldn’t give the money back though because I spent it on my rent, electricity, food, etc.

I was applying for jobs the entire time this TWC stuff was going on but I kept being told I was over qualified and the only jobs available paid very little. So, I decided I would do freelance work. Then, I broke my ankle. I was out of commission for almost 4 months, I just barely stated being able to walk again. Not being able to stand for even one second makes it 100% impossible to have a job.

I am pretty sure my former employer paid off someone in the TWC. While I was working for her, she paid people to do anything and everything for her. She paid for her kids to get into college, she pays her doctor to give her pills she doesn’t need, and she practically owns the police in River Oaks. Out of all the people that she has fired, no one has ever won against her lawyers in the TWC hearing. Which I only know because she bragged about that when I working there, it makes me sick. She is taking that money away from hard working people with jobs and responsibilities. She has no idea what that is like, she hasn’t worked a day in her life. Its not like she needs the money; she is a multibillionaire. She doesn’t even participate in the hearings; she has her lawyers do it for her and they lie the entire way through.

They still expect me to pay her back though. I am suing the TWC though, for not following the laws that were made specifically for unemployment hearings and I am hoping the district court will over turn their ruling. However, I don’t have the money for a lawyer and I found out I only had 14 days from the day TWC sent their ruling to be able to sue them, which was today. I sent the papers in at the literal last second before the deadline. I tried nearly every single low income lawyer program and every pro bono program available but the waiting list is 3 months long at the shortest but my trial is sometime this month. I either need enough money for a lawyer or enough money to pay back my employer. If that wasn’t bad enough, my bank account just over drew and I have no food at my house, my electricity is about to be turned off and I have maxed out my credit cards, which expect payment every month. I haven’t paid my water bill yet either… I am hoping they won’t notice. I am continuing to apply for jobs and I have a job interview tomorrow but even if I get the job, I won’t get my first check for another 2 weeks after that. Please help me raise enough money to fight back against this wrongful misuse of the law. If not for me, then do it for all the people my employer wronged. If I win my case and get a judge to actually listen to my case maybe I can get the judge to reopen all the cases she was involved in.

Last Updated: January 21, 2020

Help Us Catch Up!

In the middle of July my girlfriend and I moved from the Chicago area to Tennessee. It was a very sudden move, and not anything we had ever seen coming. We were fired from our job and given 24 hours to be out of our house at the same time. We had no savings, and the little bit of money we had in our checking account was quickly gone to rent a moving truck. We piled in with our two cats and dog and drove straight to Tennessee to stay with my girlfriend Ari’s sister before crashing after being awake for almost 72 hours straight.

Two days before we moved in, Ari’s sister Jaime tripped over a small lip in between the living room and kitchen. She caught herself and thought she had simply rolled her ankle, but when we got here her foot was swollen and bruised, and I took her to the ER. They did an xray and sent her home, saying that nothing was wrong. She went about her life as normal, and two weeks later her foot was black and blue and hurt to step on. She also had a black necrotic wound on her heel. Taking her back to the ER, they told her this time that amputation was likely, but they’d suggest getting a second opinion and suggested seeing the same ortho person that the Tennessee Titans sees. So we took her and were told that he had never seen anything like this in the entire time hes been working, and doesnt know what to do, so to head straight to Vanderbilt.

We say in the waiting room for hours, but eventually Jaime was admitted to the hospital with a scheduled surgery for the next morning. They reset her foot and put an X-fixator in and kept her for 6 days. When they sent her home they never gave her or us any kind of care tips, only told her not to put weight on it at all, and to come back for a follow up in 2 weeks.

2 weeks later at the follow up they admitted her again, this time because her foot was infected, to the point of having maggots. They did surgery again to remove the infection, including removing some of her skin, and was in for another week. Since then it’s been multiple follow ups and home health aids coming in. Someone has to stay at home with her at all times, and the one car that we have between the 3 of us has to be accessible very often in order to get her to lots of appointments. It was determined last week that her foot is ultimately unsaveable and will be amputated on January 20th. Shell be fitted for a prosthetic a few months after, but until then will be in a wheelchair. To make her life easier and more accessible we will be needing to buy a bigger car than what we have. We will also need to buy a bigger house, one that is more accessible.

The money raised will be used to help pay bills that we are behind on now, making sure we dont lose our house, as none of us have been working in order to help Jaime as best as possible through all of this and the disability that Jaime is drawing isnt enough to cover everything. Anything extra will be put back to save for a car and house. Thank you for taking the time to read all of this.

Last Updated: January 20, 2020

I’m 37, disabled without assistance, can’t work or live on own, house is condemned

I have a neurological disorder (Non-24 Sleep-Wake Disorder) that makes it impossible to have a normal sleep cycle. I can’t work anymore and I now live with my dad. He’s poor and his house is condemned. All my clothes have mold and we have no laundry.

Long backstory:
I had been having bizarre sleeping patterns going all the way back into my childhood, that no insomnia or depression diagnosis nor medication could ever fix.I never got an answer from a doctor that explained my sleep problems.

Then in the summer of 2011 I learned for the first time that my vague sleeping issue was in fact a disorder, although I didn’t yet know the full extent of the limitations it imposed. Which is why for years I kept thinking there would be some way for me to keep working, despite being fired every time I tried to do so. I mostly lived on an annuity until I was 20 ($1047 per month), which came from a court decision when I was little (my mother committed suicide in a hospital and a court found them responsible, granting settlements to each of my family members). I kept thinking I could dance around extreme sleep fluctuations and pull myself up from the ground by my bootstraps, but I only ever fell back on my annuity.

But without a cop showing up at my house, I’d wake up around 5PM.

It would still be 11 years from my graduation until I learned about my sleep disorder, so the following years would be spent tossing and turning, going to work and class after being up 24 hours, often crashing at hour 40, then sleeping 24 hours straight to make up for massive sleep deprivation. I’d get fired left and right, girlfriends and family members had no idea what to express to me other than their lack of faith that I could ever get my shit together (and I believed as much myself, because what other explanation was there?) By the age of 30, my body started to fall apart.

SO. Now I am disabled and keep getting rejected from disability (6 times now, but I’v hired a lawyer). Work is out of the question, so I moved in with my dad. He can’t afford to move, so we are stuck in his condemned house that our landlord refuses to fix. I a constantly sick and I find it impossible to move most days. I have PTSD and major depression as well, although no drug use beyond antidepressants.

I’m intelligent, I want to get involved in political organizing, I have plenty of hobbies, but I can’t make my body and mind fit within a 24 hour cycle.

Any money received will go towards:

-Rent and deposit so my father and I can move
-An exercise bike (I have agoraphobia)
-Clothing, blankets, sheets (all ruined from mold)
-Money to start micro business (I had a small record label once and would like to start up again, although this requires less money than most think)
-Dental work

My father is getting up there in age. If something were to happen to him, god forbid, I would be homeless. I just want to get my life back together alongside getting disability and section 8 housing.

Last Updated: January 20, 2020

NEWLYWEDS HITTING ROCK BOTTOM

Hello, My name is Sade.

My Airman and I got married last June and immediately moved to the mainland two days after our wedding. Everything since then has been extremely stressful money-wise.

FINANCIAL STRUGGLES
Thinking we’d have a home when we got here on base through the military, we arrived and found out we wouldn’t have a place to stay on base for for 3 months. We had to hurry and find a home in a week and a half span. The $600/month homes near the base were moldy, broken down and the location was in the middle of nowhere. The little town after that was a college town also busted up with multiple frat houses that have parties and it didn’t seem like a place to start a new life. We found a clean and safe area to live in with essential stores nearby, however we are now 50 miles away from the base paying way more than what the military provides when you live off base. We can barely keep up with our house, gas, utilities, water, etc. we slept on the floor of our new apartment for the first 5 months because we couldn’t even afford furniture. We’re going negative every single month. You might ask well, what do I do if my husband works? I’m finally able to do schooling. When I say finally, I mean its been a long wait. Right after High School, I worked for my own car, and paid for my own schooling to get my associates degree. I wanted to continue school so I took a year off to build money back up and worked 40+ hours a week. When I finally saved up the money on my own to go to school, I was proposed to. From that point on I knew no one was gonna pay for the wedding for me. I always dreamed of a beautiful wedding. My husband had a large family so I wanted to have an event to include everyone. Keep in mind I’m not saying my family refused to help me, its just they couldn’t. They didn’t have money themselves, and I wasn’t going to take money from my husbands family. So, all that school money went towards the wedding. My airman was in boot camp after the proposal and military men and women do not get paid well when they first start. Thankfully through the military I got a scholarship and was able to get into a school program for free. Currently I am almost finished, however we are on the verge of being completely broke. I feel the extra pressure lately. I sometimes regret not working so that I can focus on school. We really need the help desperately asap. anything helps. Its just been a straight hard path for us since being here theres so much weight on our shoulders and it kills me to see my airman cry about not having the money to take me out to dinner once in a while. I don’t really know what the result of this will be but I have to try. Thank you for listening.

PayPal link:

https://paypal.me/sadematayoshi

Last Updated: January 20, 2020

Need Help Surviving

My mental health/PTSD has been stopping me from working and functioning and I haven’t been able to pay my bills. Flashbacks and depression has kept me from being able to do much other than focus on taking care of myself. I need to be able to afford therapy and the care I need so I can start working again and not have my mental health getting in the way of living my life. I just need the resources to be able to afford the care that I need and to pay my bills so I don’t become homeless.

I had an abusive and torturous childhood that I’m still trying to recover from. My dad was a child molester and severely abused me to the point where I developed PTSD. He went to prison and then I had to fully live with my white family members who hated my blackness. They were very racist to me and made me endure harsh conditions like living in a moldy room, beating me whenever it suited them, emotionally abusing me, etc. My childhood left big wounds that has made it hard for me to be able to function in the same way everyone else does. I need intensive treatment and help but the one thing that’s stopping me is money.

By all odds I’m still here and most people like me don’t make it to adulthood.

I’m a black trans man named Rowyn and I live in Indiana. It’s hard to exist in Indiana being black and trans with mental illness. I managed to graduate college last May but my mental health plunged very quickly after that. I just need help until I can help myself. Rent and bills are due really soon and if I don’t want to be kicked out of the place I’m living at now, I need help. I don’t want to become homeless or continue to not get the treatment that I need.

My rent is $540 and is due in 2 weeks. If I can’t get this paid I don’t have a place to live.

My utilities this month are around $115. This is due in a week so any help with this would be really appreciated.

For food and other living fees, $200 is usually what I use for food and other things around the house. I’m almost out of food. I go to the food banks but they’re not enough for me to completely eat all the meals that I need to.

For treatment for a month it’s going to cost around $500. Not including medications that I will probably need on top of that.

Anything seriously would help. Please consider donating to me – I just really need a chance.

paypal.me/rowynsn

Last Updated: January 17, 2020

I will persevere

Thank you to those of you who come onto this site with the purpose to change anothers life.

And to those in hardship I wish you the very best, stay strong and calm, if/ and when I’m in a better financial state I’d like to help as many of you as possible.

Anyway, my name is Sean and I’m young enough to turn my life around (24), I’m not holding out much hope on here but if someone reads it and it helps them too then it’ll be a good deed.

A bit of history about me, I started my life off very well and I had a very good lower class upbringing and always considered a smart, witty and good person.

Jump forward a fair few years and I started working in the catering industry and going through promotion after promotion until I’m asked to train to become a head chef.

If I had been smarter at the time I should have taken it because what followed was my older brother (by 4 years) asking me to join him as a carpenter and help him set up a business with him.

But he needed a van, a few “small” investments and a helping hand
So I thought I would do the decent thing and help my sibling out, to gain maybe a bit of respect from the family. So I bought him a van, paid for licenses and materials as of when it was needed.

£10,000 later and there has been no return on profits, he has not been paying me consistently for the last 10 months and I needed to take two loans out to cover costs of rent, bills and basic living.

I’m fully aware now that I won’t get what I put in back out, and I also know he has no intentions of paying what he owes as he has other family members to pay back..

..other family members I can’t go to for help because he has already given off a bad impression of repayments, so I could never ask.

I apologise for the rant, I’ve been bunging this up and it makes me feel slightly better for just getting it out. Basically I have three loans totalling £6435.88 I would like to pay them off and have a clean slate.. move away from my from my brother and concentrate on working hard for myself.

The first person I’d like to ask to help me is my dad, but I know that in doing so I would have to explain the situation of borrowing money, and then telling him about my brother who owes him money as well..

I don’t want to be responsible for breaking a family apart, I’d rather deal with my own problems and move away.

If there is anything you could possibly spare it would be appreciated, I know there are more people in worser situations than myself and I understand if you’d rather help them.
But if you do decide to help me, please feel free to contact me for any details and you have my word that this investment will not fall flat and I will pay you back one way or another, you’ll be investing in a bright young man who wants to change his life around for the better.

Thank you for reading.
paypal.me/Sean022

Email me if you can offer any advice, I’d feel better about that than asking for money.

A whole hearted thank you is all I can offer.

Last Updated: January 17, 2020

I’m just trying to get my foot in the door.

Hello, my name is Heather Hill, and I’m a single mother. I own my house in Detroit where i care after my 8 year old son Amiree (ameer). I’ve been trying best, for the past 9 years, to singlehandedly keep a roof over our heads.
It’s been really, and I’ve been reaching to programs for several years with no luck. Currently, I reside in my vehicle with limited gas, and my son has currently been kidnapped by his noncustodial parent, because my utilities has been shut off. I’ve applied for a SER with DHS for emergency utility payment and restoration, but even with copay assistance from st. Vincent de Paul, I still fell short $600 in that situation alone.
My house also needs emergency repairs that has triggered my asthma related health issues. I was recently able to get a tarp put on my roof to partially stop the leaks, but as of now, it’s completely shredded. Also, the people who lived here before me has comprised the main drain in my basement with cement, which caused my basement to flood frequently; which subsequently caused me to lose everything that I ever owned.
The standing water in the basement has caused severe mold growth in a few rooms of my house. Now that the water has been emptied and the destroyed pipe has been isolated and exposed, it’s now all a matter of funding the cut and replacement of the pipe.
The only plumbing that’s functional in our home is our bathtub, which is disconnected from the drains in the basement. Because of the moisture levels and leaks inside of the house, I’ve had several serious electrical fires, and I now plugs and light fixtures that no longer function. I currently have 3 working plugs, and 1 working light (when i had electricity), which are all on the same line.
After purchasing our new home, i had 2 break-ins, and 1 break-in attempt. The 2 break-ins left 2 windows broken out that are now boarded up, a stolen side door that is now boarded up, a stolen hot water heater, a stolen kitchen sink, and some personal items that were also taken.
My son and I share a twin sized mattress that we sleep on in the living room. The living room is the only room with the least amount of damage.
More recently, our only mode of transportation has a gas leak that prevents me from filling the tank more than half way. And even with that, gas still sometimes spill out upon acceleration. Then my two front brakes decided to give me to separate issues with one being an entirely missing set of brake pads on the front passenger side. The driver side has an underlying problem that keeps getting misdiagnosed.
I have a plan, and I have goals. I just can’t seem to break even, so i can build for my son and I. Everything else that follows is easy, but my biggest issues starts at home. My son has kept good spirits about our situation, but i want him to be to enjoy being a child while he still can.
Any help that you can offer would be greatly appreciated. Thank you so much for your time.

https://paypal.me/Hill1990?locale.x=en_US

Last Updated: January 16, 2020

74 Year Old Lady Struggling to Pay Off $29K

Hello, Everyone!

I would appreciate at least a dollar from everyone to help me paying off my $29K debt so I could rent my own place in 7 months from today. I tried finding a job but many places aren’t interested in hiring an old lady like me, also being hearing-impaired. I know they are not supposed to discriminate age after all. I thought here to ask at least a dollar so I could pay off to be able to live on my own.

Bless your heart if you care enough to send me a dollar or more whatever you feel convenient.

Please kindly send your donation to:

www.paypal.me/wingheart23

Thank you.

Last Updated: January 16, 2020

I need help going back to California for a funeral and to grab my mom’s ashes

Hello there! My name is Jess and I am going to explain the backstory really quick before I get right to it. Since my mother passed away in 2015 I have been looking for a better life and to fulfill the promise I made to her, which was to return to school to become a nurse. However, my only issue was I needed to move out of the midwest to try and do things on my own, which I eventually did last year in February 2019 and I moved back towards the end of the year when I received a call from my grandfather, explaining that he would need some support around the house (seeing as my mother, and uncle who initially said they would help him, but both are deceased—my uncle being the last to pass in March of 2019). My last month in California one of my friends passed away and my sister who lived down the road from me has been having a harder time coping with his passing, seeing as this was the first man she ever loved. Our friend who passed away had to be one of the kindest souls I had ever met and he went above and beyond for others—to know that he is not here anymore still doesn’t feel real. To make matters worse, I informed my sister I was moving back to the midwest to help my grandfather (she does not share the same grandfather), which only brought her down even more. When I moved back with my grandfather, I unfortunately was limited on what I could bring with me on the plane and my sister is holding onto my mother’s ashes for me until I can return to pick them up. However, the reason why I am really asking and hoping for a miracle to get out there now is, our friend who passed away will be having his celebration of life at the end of the month and because of a car accident I had on the 18th of December with a deer, I had to resign from my job which has set me back, seeing as after care aide training I won’t officially start working until next month. Initially my goal was to have the money at bay for when I got the call about the funeral and use it as the time to be with my sister to console her and pick up my mother’s ashes. At this rate anything will help, I am looking at plane tickets costing me around $250-300 for a round trip, a car rental being another $278 (This is including the security deposit) and gas and food for the trip. Please if anybody is willing to help that would mean so much to me, I really wish I could have made this endeavor on my own but I did not unfortunately.

Thank you,

Jess

https://paypal.me/JayyBb16

Last Updated: January 16, 2020

Homeless, ex stole everything I owned! Need serious help!

Two and a half years ago, I met a woman who I thought was the woman of my dreams. We dated for a little while, and fell in love pretty hard. This was new to me, as I had been single most of my life, but you sometimes can’t control how much you care for someone. Little did I know, it would be the worst mistake I would ever make. I ended up moving in with her in March of 2018. At first, everything was wonderful! She had 5 kids, and they all adored me. What I didn’t know, was that she is an alcoholic, and a pill popper. Upon finding out, I tried everything I could to help her stop. I begged and plead with her to please quit, only for her to increase her usage, to the point to where she began getting violent with me. It didn’t take long before she started beating me, at one point biting me on the leg so hard, that I still have a scar on my leg. We made up, but 4 months later, it happened again, this time, however, she chocked me until I lost consciousness. I began to look for a way out, but I didn’t want to hurt her. I was a stay at home step dad to her children, and they really liked me, so I couldn’t bear leaving them, it just ate away at me every day. One night, we were going down the interstate, and she had another episode. She began by stealing my iPhone, then started trying to punch me out, while we were going down the road. I had her pulled over, and got out, knowing that it wasn’t going to end well. I walked 13 miles back to our bedroom, and when I got there, she had locked me out of the house, which had everything I owned inside. I had no way of contacting her, so I ended up sleeping outside that night. I walked another 13 miles to the nearest city to try and find her, but couldn’t find her anywhere. Hitched a ride back home, actually got inside, and everything was gone! My 2000 dollar laptop, all of my clothes – everything I owned! I’m now homeless, and own just the pants and shirt I’m wearing right now. She kept all of my documents, including social security card, birth certificate – everything! I’m unable to find work because I have no money, and I don’t know where else to turn. I do have my wallet, and a PayPal debit card, however. I sincerely need help to get a place, a car, and maybe a replacement phone and laptop, as I am a certified I.T. technician, but can’t even afford to feed myself. I eat out of dumpsters daily. I sure would appreciate any help i can get, as i have to get out of the streets, so if you could find it I your heart to help me, it would be appreciated in ways unheard of!

Paypal: paypal.me/johnwood3rd

Or CashApp: $johnwood44

Last Updated: January 14, 2020

Ready to Fight my way out of Rock Bottom’s Basement

I sit here on rock bottoms basement floor realizing i am at the lowest point in my life. I feel stuck. I am addicted to drugs, mentally ill and the farthest from my friends and family mentally i have ever been.
But i am determined for my situation to change and am ready to take the first shakey steps towards sobriety. Unfortunately i am financially ruined and need money to get the rehabilitation help i need. I promise to pay it forward and hopefully inspire other addicts to take the first steps towards a better life. Its been a crazy journey but I’m ready for the madness to end and start healing. I will post updates of my progress once finances start rolling in.

Anything helps. Thank You
https://paypal.me/locallyhated13?locale.x=en_US

Last Updated: January 12, 2020

Basic transportation for a hardworking Dad

I’m going to start by saying that I have two children that I care for and living at the northernmost point of the U.S, winter is especially rough physically and financially. I find myself in need of basic transportation after having to sell my vehicle to cover rent, food, clothes for my kids, fuel for the house, etc.
Recently, in their time of need, I had the opportunity to help two family members and their five children by giving to them at no cost another car I had bought and fixed myself even though I had also been struggling financially. I thought they needed it more than I did and it made me feel good to have provided means for them to get to work, the grocery store, and doctors appointments. I was able since then to purchase another car but bills were piling up so fast that I was forced to sell it. While I did receive money for selling my car, it only covered less than a full month’s expenses. That was several months ago and now I am walking to work daily in temperatures that drop well below freezing.

I can no longer keep up with bills. With nothing left to sell and in the middle of winter I need help to purchase a bicycle so that I may be able to travel to work and to the grocery store. That’s all I’d like to ask for. I am hoping to raise at least a small amount (anything helps) to purchase a bike to help me get the kids and I through winter and until I enlist into the Marine Corps where I intend to work very hard and earn a healthy income for my family.

I know riding a bike in winter seems odd, but it’s my only option. In the town I live, motorists are encouraged to share the road with bicyclists and throughout the winter, the roads are well kept and bare.
This week’s weather forecast makes me grateful that temperatures are not expected to fall below 0° as they have since November which will make for a safe three-mile trip to work.

Click Here to donate via PayPal

paypal.me/daross1

A little about me,

I am in my mid-twenties and a highschool graduate. I’ve always had ambitions of attending college and serving in the Armed Forces. I have two children, one and eight years old. I enjoy spending time with my kids and in my spare time I like to build things and study whatever subject interests me at the time. Living in Maine has always been a struggle. I’ve been working since before I was legally allowed to in order to provide for my kids and have done so with a smile. Recently inflation has hit the state and things that were affordable simply are not while sustainable jobs are scarce and rarely within walking distance. I’ve always found a way to make all ends meet but I’m at my end trying to make it happen. At any rate, I will continue to make sure my kids are happy and warm while I find new ways to get through this hardship as I always have.

Last Updated: January 11, 2020

Single father in emergency need of financial assistance

Hello, my name is Jason. I have never had to ask for help so, I’m sorry if I’m doing this wrong. 12 years ago after giving birth to our twin daughters their mother passed away from complications. I then got in a relationship with someone and had a son. After two months I had to fight for custody of him because his mother was being wild with him And risking his health and safety. 9 years later I still have my son and my daughters. Unfortunately August 23, I had an issue with my heart that has had me out of work on short term disability. They have since terminated my employment because I was unable to get a paper filled out for my employer when I had done everything correct as far as the insurance company. She fired me two weeks before Christmas and I have since had am zero income and still cannot be released to work. I have posted one bill my light bill it says the text from my landlord is to big to fit in the picture. I can’t figure it out. I’m going to be homeless with three kids and no way to get my heart meds. I will pay everything back once back to work. I am three months behind on my rent at 1074.00 a month, my car was repoed. I can’t even pay the light bill until the girls social security shows up. I have to drag them all out and walk to the cvs to get food because we are not in an area with a bus. I will work through the heart problems they just won’t let me. What do I do. It scares me because my twins mom ignored heart issues and two days later passed away. Ten days from birth. I can’t orphan my kids but, I can’t loose them either. Please help if you can. I will pay you back. With taxes or once released to work. Please. I beg for help and have never not worked hard a day in my life.

Last Updated: January 11, 2020

Displaced money

On the 31st of December, I withdrew money to pay my bill. I was on my way to pay my phone bill, and when I arrived I could not find my money. My pants pocket had torn, and my money must have fallen out. I talked to the lady at U.S. Cellular, and she advised me to retrace my steps. I was unable to find my money, it became apparent to me that someone must have picked it up.

Tracing my steps, I went and checked a few businesses in between the bank and the phone company. The people working at the businesses, did check their lost and found. However, no one had turned any money in.

I did call the local authorities in The Dalles, OR and they came to assist. The officers sympathized with me, but stated that loosing cash was a challenge. As it is difficult to replace, as there is no way for them to trace it. They suggested checking with local churches, to see if any help with bills. I have not been able to contact them, due to the holiday. So, I asked a friend that works at a local Safeway, he suggested checking online about seeing if there is somewhere I can put in a request for help.

I looked online to see what places I can put in a request. I read about gofundme, and other crowdfunding sites. I was told about this site, so I wanted to put in a request. I spoke to a relative about finding a reputable place to find emergency financial help. I don’t have much of a credit history, so I was not able to acquire a loan. I don’t know anyone who can be a co-signer for a loan for me. A friend I know, suggested crowd funding sites to find help. I checked into the sites that offer this type of service. I was not able to find any type of site, that worked well for me. As I need help by or before the 14th of January, which does not give me much time.

As his was an experience that I did nothing intentionally to cause. I was carrying cash, as I needed to due to the fact my card needed to be replaced. As there was a suspicious transaction that the bank found, so they froze my card to stop card use. This causes hardship, as I am contractually obligated. I have always been reputable about paying my bills on time.
As his was an experience that I did nothing intentionally to cause. I was carrying cash, as I needed to due to the fact my card needed to be replaced. As there was a suspicious transaction that the bank found, so they froze my card to stop card use. This causes hardship, as I am contractually obligated. I have always been reputable about paying my bills on time.

paypal.me/support1977

Last Updated: January 11, 2020

Mortgage & Bills Catchup – Suddenly Out Of Work

My name is Amy, & I just bought my first house over the past summer, & now we’re rather unexpectedly dealing with my being out of work. I’ve worked in corporate IT for a decade; for the past 2 years I was making amazing money working for a major government defense contractor; I was let go in early October due to budget constraints (major company merger underway, & contract staff are usually the first to go) despite the fact that I was supporting a major finance/accounting application. The very same day I got the news about work, our teenager got into a car accident (still beyond thankful she was OK) & totaled our SUV that I was still paying for – GAP coverage was a life saver there.

Getting the mortgage was an uphill battle, and we thought we were going to lose an amazing house because of some funky things with my credit. No late payments whatsoever, but Wells Fargo started reporting a false late payment from over 6 years ago, & thanks to my credit union not reporting to Transunion, I didn’t meet automated underwriting criteria for an FHA loan.

My fiance & I somehow managed to beat the odds, & I got approved for the mortgage, which I had to get only in my name due to his being on a house he bought nearly 20 years ago with his daughter’s mother down south. We found out about her bankruptcy filing, & at least a decade of tax fraud, the irony of which is that she has worked as deputy tax collector for YEARS, & we’ve also found proof of someone tampering with the property records.

Their daughter, who I love every bit as much as my own (from a prior marriage), made the unbelievably brave choice just over a year ago to move from Arkansas to Massachusetts for her senior year of high school. In the fall of 2018, amidst plans to move her here on a month notice, he was also diagnosed with atrial fibrillation after a terrifying scare. Thankfully, he was OK, & his daughter was accepted to a local community college for a psychology program. When she first moved here, she was behind on medical care, having never seen a gynecologist, let alone know what a pap smear was.

We had been leasing a house for over a year at that point, with a terrible landlord who didn’t fix anything – we had non working smoke detectors for over 3 months, dealt with all manner of things not as they should have been, & out of nowhere we were contacted by a realtor as the owner was looking to sell; just several months prior we had asked them if us buying the house was a possibility, & were told that it wasn’t remotely a consideration.

We began the process of searching for our forever home, & found a house we couldn’t have dreamed of, that we could afford. We nearly lost $23,000 due to my loan officer attempting to rate lock me without consent, but despite everything, we continued to fight for what we wanted.

We closed nearly 2 weeks late, on July 17th, 2019. The new house had some items that were to be repaired, but we ended up with a very much not clean pool, & discovered that the pump & filter needed replacing, which cost us over $3k.

During the house closing and in the months prior, my 13 year old daughter’s father tried to get sole custody, on the heels of telling me that he had possibly had a seizure; the outcome of court is I still have full physical and joint legal custody of her, & he now has an order from a judge prohibiting him from driving with her. He has since proceeded to harass me, thinking that I have the authority to negate it outside of court. He is beyond hostile, and continually refuses to show me any medical documentation to support his case. Throughout all of that he has been paying only $61/week in child support, though he barely even pays that, & he doesn’t show up to get her for his scheduled time more often than not.

We STILL haven’t gotten our $3k security deposit back from our previous landlord, or any documentation as required per state law, so we have a small claims case in the works to recover that, along with reimbursement for the pool repair for our new home. We are still fighting to get his name off the mortgage for the house in Arkansas, & cannot find a lawyer to represent us on a petition to partition action there – one lawyer told us that he had been contacted by the FBI regarding her office, & we’ve had yet another lawyer simply start screaming at us on the phone. We’ve spoken with various departments even at the state level there, not to mention the Attorney General’s office, and no one can seem to give us any answers as to how to proceed; even our own state representatives were unable to advise us, nor was the US Department of Justice. We’re presently preparing for a civil lawsuit against the state there for failure to investigate fraud.

It’s been a year of monumental stress, & suddenly being unemployed, with all of those things going on, has me terrified. I was making very good money with my job, but with unemployment, it’s barely enough to cover our mortgage, let alone any other bills.

I’ve got several possibilities for work, seeing as I’m a seasoned IT person, specializing in SharePoint, as well as database development and systems architecture. Presently we are just over 30 days late on the mortgage, & I can’t bear the thought of losing our home, especially after all we did to make it happen in the first place.

A friend suggested that I do this, and I hate the fact that we’re in this position. I’ve been in tears more times the past 2 months than I could say.

It broke my heart to tell our girls that we couldn’t do much for Christmas, and then to run out of oil in our tank on Christmas Day had me ready to fall apart.

Any help is beyond appreciated. I keep reminding myself that the universe can’t have much more to throw at us at this point, & we’re still a family, and in relatively good health.

Sincerely,
Amy
With Justin, Raven & Alyssa

paypal.me/calia1120

This is the letter we wrote to the sellers:

Last Updated: January 11, 2020

Family in need!!

Hi, my name is Dave, and like many others I am here looking for a hand up.I am father of four,two that live with my wife and i, and two that do not. Our boys live with us, they are 14, and 9. our girls live elsewhere. one is 19 and the other is 16..the separation is from our reckless youth,where drugs drove us into the ground, and ruined everything . we came up out of addiction, and had more children ,(the boys). so we have been on the right road since, however the last 5 years have been a struggle, we live in Denver which has had an economic turnover recently,going from affordable to a hyper inflated unaffordable fast. we’re Colorado natives born here. what we’re up against is just an accumulated debt .. I owe 2500 to excel energy,I haven’t been able to pay that for over a year,keeping up on rent was my main concern.I have tried renting rooms but to no avail, my tenants bring problems, don’t pay , etc , leading to more internal problems with my wife. She is a stay at home mom,I work construction. it is a booming industry here, but very competitive. I run my own business Dave’s Home Improvements.
I do pretty good , but when its thin its thin, it has been dry for me for a couple months now, I have applied at a few construction companies, but its a bad time of year for that. so today I got the eviction notice from my landlord. We will surely be homeless, we have nowhere to go….see I had been late for a year or so, now at one month behind, and next month due, they aren’t willing to take any chances…I OWE December rent, and im two days away from January due date.I don’t have a penny. we are expended fully. my truck payment is ten weeks overdue, at 95 a week,..its a loan thru carhop. they have been lenient, but it wont last long.I rely on the truck to bring home money. it has a flat, a flat I can fix,but if they take it its over.
I tried in my spare time to do something on the internet, I opened a shopify store, and sold not one item, they closed it down.
I paid the bill,$59.00 and got it re opened before Christmas, but still no sales, even with ads. I collect scrap metal and recycle, it mostly keeps us fed daily.I also took a bad check , or got scammed for about $5,000 in about may. my bank acct is closed, I owe them 5k.
had a collision in October with no insurance, just got a judgement for 4k. need sr22 insurance now or I lose my license on Jan 21.
Shit is rolling downhill at an alarming rate..
I need about $20,000 to fix this mess.

4k for restitution,
3500 for rent catch up
1000,for truck payments
1000 for insurance for a year
2000 for vehicle repairs, mine and wife’s,

and 2500 for power bill.
the 9,000 surplus will be to purchase ads for my online ventures,(which serve as the long term fix),including my retirement,
and to keep us afloat while I re-ignite my improvement business as the holidays have passed.
Also somewhere in this I will be repaying my bank.

so in short, thanks for reading this, my story is similar to others on here, I know we are all hoping for miracles.
I hope Mine is as others,and we all receive gifts..god bless and again thank you-
David Messer.

I can be donated to at

paypal..me/davesremodel14u

PayPal.me/davesremodel14u

Last Updated: January 10, 2020

Baby and hospital bills

Hi my name is Erika I just had my daughter about six months ago I never planned it so I was never financially ready . I ended up not going to check ups until I was 21 weeks pregnant with my daughter. I had a really hard pregnancy since morning sickness made me really sick . So because of this I didn’t get to work to earn extra money . Right before I had my daughter I had to make a down payment which was over 1,600 . I can’t say it enough but that was way too much . I didn’t have that kind of money . Somehow I made it through. However I spent my entire pregnancy preparing for baby I got a few baby clothes and some bottles . When she finally arrived in July of 2019 I was happy and sad . I knew the bills were going to be high and since my insurance didn’t end up paying for everything I ended up paying for so many . To this day I owe so much money I’ve been trying To pay it off but I have to buy so much every month like formula , diapers , wipes and since she almost 6 months I have to buy her a crib . Also taking her to her doctors adds up as well . I know it’s crazy to ask random people for money but it would really help . I’ve been so depressed cause I can’t even be completely happy about having my daughter because of all the bills . My husband works but barely he makes about 300 a month which obviously is not enough for all of us . I have signed up for wic which helps with getting food but it’s not enough because I don’t receive money which is what I need to pay my bills . I want to make sure my daughter has a good life but I’m trying my best while suffering . I hope people can find it in their hearts to help me . I also hope one day I can help another person as well. I don’t mind not having things for my self but I want to make sure my daughter has everything she needs . Things are really expensive these days . I’m pretty much broke and I can’t depend solely on my husband since he barely works . I am also trying to go to college but I can’t right now since I can’t afford it . I’m eating horribly since I can pretty much afford fast food . My parents didn’t appreciate me having a baby so they didn’t like to help . His parents sometime helps but not enough since they also have money problems themselves. I’m saving money right now so I can visit a doctor since I haven’t been to a doctor in six months . I also don’t have insurance so that’s another reason . I got insurance for my daughter but I still gotta pay some bills . I feel completely alone please help.

– Paypal.Me/Erikaw995