We often hear “I need money now” for rent, food or bills – not an easy situation to be in. See our advice below.

Emergency Rental, Food, and Bills Assistance Programs

How to get help with rent?

At times, many families find themselves homeless, or unable to continue to occupy the premises of their choice. This may be due to fire, accident, storms or many other causes, but often it is merely a problem in paying the rent. Illness that forces a breadwinner to stay home, or loss of a job; any and all of these conditions can put a family in need of temporary assistance to tide itself over until the members of the family find themselves again in a position to pay their own rent without the need of subsidising or other rental assistance.

Agencies have been set up in many parts of the country to help in this regard. Non-profit organizations, these charities, such as The Salvation Army, as well as some governmental agencies are often able to offer emergency rental assistance for families who are being evicted by a landlord, or who simply have no way to pay their rent at the moment. Realizing that landlords, despite the old cartoon imagery of a rich greedy person feeding off the work of renters, the vast majority of landlords are not really making a profit at all on the current tenant. This is only a stopgap so that the landlord may pay the monthly house payments in the hope of some future profit if housing increases in value some years later. If the tenant can’t pay the rent, the landlord may soon find himself in the same position with regard to the lender. Lenders do not want to hear sad stories.

Although these different programs for rental assistance may be available, much depends upon the funding at the moment. Some programs quickly run out of money and are simply unable at the moment to provide further help to persons in need of assistance.

The vast majority of families in need of temporary rental assistance are those to be found in the low-income range; seniors, disable persons and children are among those most often affected. Others too, faced at one point or another with a temporary emergency may qualify for assistance in these cases.

In most cases, those in need of longer-term assistance, persons who have not been gainfully employed for a considerable length of time with not prospects for the immediate future may not qualify for rental assistance under these temporary emergency programs.

Those more likely to receive aid are persons who are able to convince interviewers of their willingness to do what is necessary to get back on their feet along with the ability to do so. Since emergency funding is considered a short-term “fix” for a crisis situation, the grants may be only issued for a few days, perhaps to defray the cost of a motel room, pending the applicant’s ability to find other lodgings.

Therefore it is important, in most similar cases, for the applicant to show the interviewer the imminent possibility to become self-sufficient.

Most non-profit agencies as well as other agencies attempt to work closely with rental assistance applicants to help them with any additional support as needed depending upon each applicant’s situation. Often applicants are further given counseling and referrals to other agencies that may be more helpful to an applicant.

In such cases, any additional services rendered are free to the applicant in crisis. This may include lack of employment and such other problems that may arise such as medical emergencies. Most agencies participate in these endeavors as well as teaching applicants the processes involved in applying for governmental programs, immediate rehousing and how to apply for Section 8 vouchers as well as information about low income housing, and assistance in paying the security deposits that are almost universally demanded by today’s rental market.

Since the goal of all similar agencies to to render aid to persons in immediate need of emergency housing and other crisis situations, the funds issued to applicants for rent or other necessities is only meant to allow the applicant extra time to deal with the emergency. However, at the same time, applicants will normally be provided with support in the long term to guard against similar future emergencies.

If you have an eviction notice or expect to be unable to pay the rent in the immediate future, or even realize that you need to find less expensive living quarters, now is the time to apply for assistance. Often with early application, money may be available to catch up unpaid rent as well as other options that may be explained to you.

Assistance may also be available to help with the security deposit, the initial rents and even moving costs. In some cities non-profit agencies may offer other emergency assistance to those in crisis. These funds are normally paid out on a one-time basis. Depending upon the location, resources that may be in place for housing crisis families can be wide-ranging.

Potential applicants are advised to find the telephone numbers as well as any other information available to them and educate themselves about the different programs that may be able to help with emergency assistance.

Not only non-profit private agencies, but many governmental agencies, are able to provide interim assistance, depending on the locality. Massachusetts has a program called RAFT, while in Texas a rental assistance program called TDHCA is available. Florida has a similar program called EFAHP and in Connecticut their program is called RAP. Many other government programs around the country also offer assistance to pay rent or a portion of overdue rent in their ongoing efforts to reduce the growing threat of homelessness in their particular communities.

Another program, called the Federal Stimulus Program is a little-known program through which our federal government provides billions of dollars across the nation to provide rental assistance for qualified applicants. These funds have become invaluable to families that find it increasingly difficult to keep up with the rising costs of rent and other housing needs.

HUD the Housing and Urban Development, agency works throughout the country as well. A number of families approaching two million are able to use this program, a program that can not only help those in need to pay their rent and/or security deposits, but HUD can issue vouchers to provide temporary housing as well as providing assistance to senior citizens and the disabled to keep up with overdue rental payments.

These programs not only offer grants to help pay rent, but the government Rent Voucher Program aids applicants to seek housing in the privately owned housing market.

These agencies can, generally, offer legal advice to those facing eviction. Every year millions of people receive free legal advice and assistance to educate them with the eviction process and their rights as well as responsibilities. The government provides funded Legal Services Corp. which provides attorneys who may mediate a solution between landlord and tenants in addition to advising tenants of their rights as well as help them apply for Section 8 or other assistance and another positive aid they offer is help and counseling on housing discrimination.

Counseling may also be provided to help applicants apply for government and/or private grants. Money is available for many of these crisis situations.

It is the goal of these agencies to prevent evictions wherever possible. The federal government as well as the many non-profit private agencies strive wherever possible to help applicants remain in their current quarters without the fear of being summarily evicted. Often these agencies are able not only to prevent evictions, but subsequent lawsuits that may be brought against a tenant. Alternatively, the agency may be able to find more suitable and affordable housing for an applicant facing eviction.

Many churches too offer funds that can help those in short-term financial difficulties. United Way and The Salvation Army are only two of the better-known charitable institutions that may be able to offer help when needed. Generally they give priority to those living in apartments and facing short-term financial crises.

A good number of other national and local charities are ready to help with the expenses of rent and other essential needs as well as providing case management and many other social services. No all charities have ready money all the time, but even those may be able to help by helping an applicant with information about other resources and assistance in applying for free grants to pay overdue rent.

Other agencies that often provide help might be, for example, Catholic Charities, Social Service Offices, United Way, the American Red Cross, the Legal Aid Society and as mentioned earlier, The Salvation Army. Aside from these examples there exist many other emergency aid agencies for those who are able to become informed.

While most of these programs provide only short-term emergency aid, they are designed for the most part to tide a family over until a longer-term solution becomes available. Often these same agencies will be able to direct qualified applicants to resources that may assist them in finding an apartment or house for more permanent security.

It is important however, during these times of crisis, to keep in touch with creditors and the applicant’s current landlord so they understand what you are doing and what you expect to accomplishment. It is important that the applicant be extremely honest with everyone about the situation and it may sometimes be possible to have monthly payments temporarily lowered, or even be allowed to skip a monthly rental payment. Other plans may be devised and put into place to avoid being evicted.

It is well-understood that not only landlords but other creditors too are much more willing to cooperate with persons who are up-front with them, honest in their discussions and show a willingness to cooperate and do whatever they can to improve with situations.

How to get help with bills?

Ask The Energy Company

if energy bills are the source of the hardship, then the energy providers’ own in-house programs are often the quickest way to help rearrange and meet repayments.

LIHEAP: Low Income Home Energy Assistance Program

This national program’s focus is on subsidies for repairs, weatherproofing and utility bills that families cannot afford to pay.

LIHEAP covers any energy related home repairs for low-icome families, including seasonal expenses like air cooling systems and winter heating bills. The local LIHEAP office is the first point of contact for those in need of energy or utility assistance. Eligibility varies from state to state.

WAP: Weatherization Assistance Program

The WAP is a federal grant organized by the Department of Energy that helps needy families improve their homes’ energy efficiency, and has assisted over 7 million households across many states, territories and Native American tribes since its inception in 1976.

According to the DOE guidelines, a household with anyone over 60 is eligible for the WAP, as are legally recognized disabled people. Most states make families with children eligible, and the website for the WAPTAC (Weatherization Assistance Program Technical Assistance Center) can advise others if the grants are available in their area, and whether they qualify.

LifeLine Assistance: Free Cell Phones

Americans in need of a cell phone plan but without the means to maintain one can get assistance from LifeLine Assistance‘s free phone program. This is indeed a lifeline as daily life and business in particular is practically impossible without a mobile phone.

LLA is an FCC mandated scheme offering a free cell phone with at least 250 monthly minutes included. It’s available in the 49 states, Washington DC and Puerto Rico, and typically requires a household income below 135% of Federal Poverty guidelines. For some states it is below 150%. Eligibility varies across participating states, with slightly different rules around qualifying income.

Other sources of help are available at state government level, or many national and local non-profit and charity organizations, and the energy companies themselves.

How to get Food For Free?

It doesn’t always require money to eat, and there are many ways to gain free food without adding to your debts or joining the 10% of Americans who have resorted to shoplifting. Ask people you know, or traders and restaurant and store owners.

Above all it’s important to explain why you are asking for food: because you can’t afford to eat. And not to be critical about what food you eat. Without a certain amount of money, there is no longer the choice of what to eat. So meat may become harder to get or if meat’s all that’s on offer and you are a vegetarian, it’s best to accept it with thanks.

Grow Your Own, Share With The Community

The most sustainable – and satisfying – way to provide free food for yourself is to grow it, and you can start with just seeds if you live in the country or with just a small space in the city. Guerrilla gardening is an interesting urban option, more organised community gardens and allotments can share space and expertise for growing, and seed swapping communities among gardeners are a good source of materials and encouragement.

Ask A Farmer

Out in the sticks there won’t be the option of stores and restaurants as a source of food, but ask any farmer and there’ll be some left on the fields that they didn’t or can’t sell. Many will let you pick these leftovers.

Food Banks

A rapidly growing movement in the United Kingdom and US is the organized and charitable distribution of food to those who can’t afford it. Most of the food is donated, and food banks are one of the easiest ways to obtain some nutritious food. Many banks have conditions for who they can give food to, but there is no need to be ashamed about visiting one.

Links to Food Banks in various countries

United States /United Kingdom /Austalia /Canada /Ireland /New Zealand /South Africa

Offers and coupons

Online and direct from the stores, many coupons are available to promote new products. And companies across the United States send out free samples of new products. They’re unlikely to provide a healthy, balanced diet on their own but could supplement free food from other sources.

Waste Food

In an affluent country there is an abundance of unsold or waste food, and a little social interaction and resourcefulness can unlock access to a surprising amount of it.

Ask at the market

Often around closing time, stall holders will sell off any remaining stock for next to nothing, and it’s always worth telling them you have no money and asking if they’ll give you something for free. You can often pick up some fruit or salad, and if they can’t offer anything, thank them anyway and ask at another stall.

Free Supermarket Food

Ask at the big stores and you’ll be too far down the chain of command: “My boss doesn’t allow us to do that” will be the usual answer. So smaller supermarkets and neighborhood stores are a better option, where you can talk to that boss. You may find warmth and generosity among Muslims and immigrants to the West who run stores.

Restaurant Leftovers

It requires some patience, a little nerve and a bit of practice, but it’s possible to get free, professionally prepared food, even a table to sit and eat it at. Restaurant districts in cities are obviously the best place to try this, and expect a success rate around 5%, so it requires persistence, but will sharpen your bargaining skills, and who knows where else that could lead?

Turn up at a restaurant after the busiest time but not too late, and explain that you have no money and ask if they have some left overs in the kitchen. It can help to have a container such as a plastic box ready in case they do have something, and if they’re friendly and can’t offer anything the first time, maybe they can put something aside the next day.

Searching and Foraging

It grows on trees, on the ground and some seasons there’ll be abundant fruit and tasty plants such as dandelions or chickweed. Even cities can produce some tasty wild food, and anyone near downtown Seattle has access to America’s first Food Forest in a major city.

Dumpster Diving

Growing media coverage of the colossal food wastage at supermarkets and restaurants has made it much less weird, and more popular, to search through the dumpsters in search of some quality food to turn into a meal.

Last Updated: February 15, 2020

Help a dad fight for his daughter

18 months ago,My grand daughter was injured in the care of her mother Sadly she was in hospital with injuries.She was 18 months old.

My grand daughters dad is my son who she has been with since discharged from hospital.
My grand daughter is so loving,she’s well behaved,funny.
Prior to this there were worries that injuries had happened. Childrens services did nothing,despite pleas to intervene.2 months later my beautiful girl was intentionally harmed and admitted to hospital.She suffered seizures,she was frightened and wanted her daddy and me.Her beautiful face was bruised,her mouth swollen and couldn’t eat.All her confidence lost.Having seizures and not understanding what was happening.It was heartbreaking.
My son never left her side.
Children’s services waste time,did no investigation.Its wrong that a child is injured and nothing done to investigate.How many more children has this happened to.We did our own investigations to try to get evidence to push for fact finding hearing.To establish who did this.
My grand daughter never wants to go and see her mum and cries and screams and wants her daddy.Its awful,I feel physically sick.
My son has a nice home for him and his daughter and she is well looked after.She adores her daddy needs some financial help to fight this and get closure.He has spent £20,000 so far and its crippling him.He needs closure so he can get on with their life.
Please please help us.
Thanks

Last Updated: February 15, 2020

Graduate Higher Ed School 4630USD

Hello!

I am currently in a bind. I need to pay 4630 USD by the 25th this very month. (25th of February)
It’s to be able to complete my higher education school to become a skintheraphist.
It may not sound as something of a sob story but this is my last resort and I feel a bit bad aking about this so this is all I can say to be frank.
If you are willing to, I would be very grateful. I don’t know what else I can do.

Thank you.
paypal.me/cecil998

/Cecilé

Last Updated: February 15, 2020

Please Help in a bad situation

My name is Amanda. I got married in 2014 for the first time ever. I was so happy at first. He quickly changed. He started smoking weed again and hanging out with other females a lot. Especially one in particular that lived right beside us. For years I felt like he loved drugs and other women more than me. I was very unhappy and cried a lot. I took my marriage vows seriously and was always faithful to my husband. He would constantly be short and rude to me with his words. He actually spent more time ignoring me and doing other things than actually spending time with me. Looking back now I know I should have just gotten an annulment. In 2016 I think he was having women over when I wasn’t home. I would find clothing that didn’t belong to me. When I asked him he would say he didn’t know where they came from. In August of 2017 I told him I wanted a divorce. He screamed at me that he didn’t and told me he would never give me a divorce. He was very controlling he would take the car keys and hide them so I couldn’t go anywhere. I felt like a prisoner in my own home. He took the vehicle to work everyday and at night if I needed to go somewhere he would take me. He totally isolated me from my family. It’s sad to say that I had no friends. By November of 2017 he had ripped the closet doors off the bedroom closets punched holes in the wall busted the windshield on the truck. I called the police many times. They would separate us and talk to each of us and then say they could take both of us to jail or he could leave for the night. I even had bruises on my arms where he grabbed me so hard on my arms. There is no telling what he was telling them. After that he was careful to never grab my arms again and he started choking me. I would tell him he hurt me and he would tell me he didn’t hurt me that there were no marks on my neck. The officers that came at night didn’t seem to help me. So I called a few times while he was at work but they never showed up. I felt helpless, trapped in a bad marriage, and like a prisoner in my own home. I would tell him I was hungry and ask him to give me money to eat, let me go get something to eat or drive me himself. He would tell me I could wait until tomorrow. He was very controlling. Finally one morning in March of 2018 he destroyed property in the home and choked me again. I had had enough so I called the police and this time I went outside to watch for them. The officer road right past my house. That’s when I knew the times before they couldn’t find my house when I had called before during the day. My husband had a restraining order that lasted a year. He took all the dishes a brand new tv I had just bought and the only vehicle we had. We have been legally separated for two years next month. He won’t give me a divorce and he won’t help me financially. He is living with his second fiance right now while still married to me. At this very moment I have 4 packs of raymond noodles in the house nothing to drink and not a penny to my name. The central heat hasn’t worked in years my electric heater went out this morning. It gets down in the 30s at night. I am using a heating pad and 2 big blankets to stay warm. The heating pad has an automatic shut off so it won’t burn me. Everyone talks about food banks but they don’t deliver groceries to your home. There is a place in town that feeds lunch everyday but with no money for the bus or a cab and no one to take me I can’t get there to eat. I was renting out my spare bedroom. Then I found out she was using drugs and prostituting out of my home. I got a job and was suppose to start the week after Thanksgiving but got sick the day before I was suppose to start. They told me that because I couldn’t come in on my start date not to come at all. I was making it with the rent money she was paying me. I have applied for many jobs and I know eventually I will get one. Not having transportation or the money for transportation makes it impossible to go anywhere even impossible to go to the place that serves free lunch everyday or to a food bank. I have lost 25 pounds in a month because I go 3 days at a time without eating. I really do appreciate you reading my story. I have never had to go online and ask for help like this. I know that the Lord will provide for me and maybe you could find it in your heart to help me. Any amount of money would be very helpful. I would use the money for transportation, groceries, and a new electric heater and for a lawyer to divorce my husband. I know that food and water comes first because I have to have that to live. To be working and to have a car would be a real blessing. Even if you read my story and can’t give but know someone who can please share my story with them. Also if you can’t t help me please say a prayer for me. I know God hears our prayers and He answers prayers. God bless you and your family.

Last Updated: February 13, 2020

Wishful thoughts

Hello, my name is Dale
I am 26 years old and currently seek help. For as long as I could remember I’ve always been the giving person either it be for my close family or my friends, even random strangers if they have crossed my way. Never have I asked for anything in return but it has crossed my mind as of “ it be nice” in that gesture. Not too long ago I helped a family member and had given them my savings 30k to be exact, why ? It was something I was just compelled to do. This is an amount I have saved for years, hoping to move on buy a house start a life with someone special. But instead I got ghosted by who I thought was in my life again after being gone for a majority of it.
I had no regrets until everything around me came crashing down and reality hit.

hospital bills, repossessions, lost wages, broken car, depression, shot credit

The list can go on it’s the feeling of I would give my life to protect the smiles of my loved ones if I could help them in some sort of way.
but it’ll get better eventually was the goto quote id say in my head.
I don’t make a lot, and what I do have it goes back.

I work as a civil servant, I’ve probably protected your home at one point, smiled at you and carried on.
my blood sweat and tears have kept me moving to find any means to continue.

this is a very vague paragraph, but the matter of the fact is yes. I am struggling, one sided loans are terrible, my credit is bad which was not by self infliction. I barely make enough sometimes during bill time. So I either choose to skip to eat on some days or just not think about it.

For the individual, if you’ve chosen to help me

Even for a day or a month you’d have picked me back up on my feet and given me back my stability. thank you

paypal.me/DaleHo

Last Updated: February 13, 2020

Want to change, a second chance but everything costs money and I can’t afford them with where I am currently..

Hello, everyone.

My name is John Nguyen, Viettanh is my middle name. I am a 26 year old man who is trying to get his life back in order, I have had depression for years now. I managed to work my way out of it the first time but I unfortunately fell back into the slump and would like a second chance. This is kind of my last resort because now the debt has caught up with me and unfortunately has put a toll on my mental health. It hurts a lot, and I understand that they’re are a lot of people like me and what makes me different from them? I’m not, I am just a person who is struggling in life, trying his best to get his life back in order, any steps that he can but can’t afford it anymore. I’m scared if I give up certain things I may dig myself a bigger hole and continue doing that until the inevitable happens. I’ve already made my will and would like to not commit to that, I really want to live but I’m afraid that a part of me, a part of my mind, will all of a sudden say fuck it and go away. I am in a lot of debt and my current job is not giving me enough hours to make pass the interest fees. I unfortunately have bills to pay and a student at a college. I would like to keep both school and pay off the debt but its very hard because I’m afraid if I drop school, I won’t be going back. School is kind of the one of the main things that’s keeping me from quitting everything. I want to continue fighting for my life but this credit card debt is killing me inside. I want to see a therapist/psychiatrist or potentially start new medication to try things out but it all requires money. I’m not insured and sessions and monthly medication could cost a lot. I just don’t have the funds to be able to do that right now. I am begging for anyone to help me. Anything or if at most all or extra, I just would like a jumpstart again somehow someway. Any person that would help me I would also like to keep in contact so in the future I won’t disapoint, I will repay you back greatly. It would take some time, but I will do everything in my power to be successful in life and pay it back. I don’t want to disappoint anymore, I want to make it. I have no one to ask here, I don’t want to burden anyone else for my own problems, I know a few of them wouldn’t have the funds either and everyone else is dealing with their own problems. Anyone, please, I just don’t want to live.

Here is my paypal link
paypal.me/viettanhnguyen

And how much I owe currently. I would like to get rid of this credit card debt so I can just focus on my education, the interest is roughly 600$ and with my current job, I’m not making enough to pay it off every month so time is slowly ticking before it goes over.

Last Updated: February 13, 2020

In Debt & May Lose Home

Hi and thanks for taking the time to read my post.

I’m writing to ask for your help. I need $75,000 to get out of debt. It’s my own fault and I take the blame for it. We are about to lose or house that we’ve lived in for 25 years.

I got my husband and I into bad credit card debt and I tried to file chapter 7 bankruptcy, but there is too much equity in the house, so we could not save our house with that option. On the chapter 13 bankruptcy we would have to pay $1100 a month for the next 5 or 6 years which even the lawyer said we can’t afford. We are on a fixed income now of only $2336 a month

I was making the payments fine till my husband was involved in a wreck (he’s fine) and totaled our only vehicle. He was a school bus driver and 72 years old. The wreck shook him up so bad that he was/is too scared now to drive the school bus with kids on it, so he quit. Which at 72 he needed to anyway. I am 60. I had told him before this happened that we needed to file bankruptcy, but he had no idea how far in debt we were. He has Chronic Kidney disease and arthritis and I have COPD, migraines and arthritis.

I had never been late on any of the credit cards, but now that he is not working we are on a fixed income of social security and a pension that totals only $2336 a month. By the time we pay house note, light gas and water, etc, we only have $535 left at the end of the month for food, meds, Dr bills, etc. The wreck happened Dec 18, so now coming up in march I will be 3 months behind.

Soon, they will sue and get a judgement against us and will put a lien on our house according to the lawyer. We are depressed, sad, stressed and have no where to turn. We can’t sell our house and move because we couldn’t get enough from the sale to pay the debt off because so much work needs to be done on the house, but the creditors would take whatever we did get and then we would not have enough money left to get another place. If we give the house up in bankruptcy we would not have money to move. And not only that we can’t pack up and move, we are too old and have arthritis so bad that we cant move things.

Please help if you can so I will not lose my house. If you could help in anyway I would appreciate it so much.

Thank you so much!

PayPal.Me/tmcplace

Last Updated: February 12, 2020

I need help paying my rent by the 15th

I ran into issues with my finances from the holidays. Compounded with Veterans Affairs shenanigans, I find myself short on rent for this month.

My name is Brett Mills. I served in the military from 2012 to 2018. I’m terrified that I’m going to end up as another homeless Vet. Any help you can give me would be greatly appreciated.

Thank you for your considerations.

Respectfully,

Brett T Mills, Sergeant USA

Last Updated: February 11, 2020

My Mom Has Cancer and about to lose her Home

20191207_115322[1].jpg 1914038_100601333287823_8074042_n (1).jpg

My mom has been there for every success, every first step, every broken heart, every victory and every defeat. She’s the one I can alway count on.

When I was I fell off my bike she patched me up and gave me a hug and some candy to dry my tears.

When my wife left she came and took care of things and helped pick up the pieces that enabled me to move forward.

So last April when doctors found that her heart was failing and only pumping at 20% I helped her at home, took over bills and started working 12 hour days.

She’s almost completely blind with macular degeneration, has severe hearing loss but hearing aids are so far out of reach because medicare doesn’t cove and we are already trying to pay for a $100,000 pacemaker.

And now she has been diagnosed with cancer, every credit card is maxed, the maximum equity loan on the house that was paid off is at it’s limit and she can’t pay the note.

And now we have bills from urologists, oncologists, retinologists, surgeons, hospitals, cardiologists between making sure she takes her medicine and eats and trying to work in the midst of all this I have realized I can’t do more.

If I don’t pay for my car she doesn’t get to the doctor or get food and medicine.

And if she doesn’t get this loan payment caught up which she can’t because she lives on $1200 of Social Security and a $500 pension with debt collectors out for blood I don’t know where she will be able to live out her remaining years.

I just want her to not live her last days in fear and give her the comfort she always gave me when life crashed in around me. And it kills me I can’t do it for her…

without you.

Please if you have it to give, I know a lot is needed but I won’t take a penny past getting everything paid off for her, and if you won’t miss the money she needs it more than anyone I know.

I guess in a way it’s a selfish request because I feel like this is the last resort and if it doesn’t work I’ve failed her.

Either way please consider it and know in my life even after she’s gone I will pay it forward to anyone in need anytime I have extra money I can do without.

Thank you for reading and please pray for her.

Last Updated: February 11, 2020

Who new a moose could do this much damage?

Hi, I’m Isaiah. I’m a 23 year old women. Most days I like to think I have my life together. I dont have many things but, the things I do have are nice. I worked really hard this year so I could finance a car new in October. I had to get a new car for my Drivers Test to get rid of my “N”. My test was set for January 17th. I went on a trip in December to see my family for the holidays. I spent new years in my hometown. New Years Day my tire popped and I had to replaced it. Everywhere was closed cause it was New Years Day and a Sunday and I ended up staying in a hotel room for the night. After I got it replaced I made my way home, but along the way I hit a moose. My face got all scratched up by glass from the windshield. My dog’s kennel broke because of the impact of the crash. My dog is fine and so is my cat but, I don’t remember the crash. I remember seeing the moose and everything went white. My brand new car is a write-off. I had to cancel my Drivers Test. My face has healed for the most part but, I am a bit sore. To be honest I didnt know a person life could change so fast. The place that I’ve been renting from for 3 years is a old house. Its a basement suite. The Heating, Water, and Power bills are crazy high for this winter. I have been paying them but, I’m now stuck in my overdraft and, my credit card is maxed out. I just received my Ambulance bill which is $600. My mom is helping me with the insurance half of things, and I know everything is getting worked out. I know everything is going to be ok. Honestly I’m stuck in my overdraft and it’s starting to feel impossible to pay off my credit card. I’m trying hard to stay positive about all of what’s going on. In truth everything sucks right now. My body hurts, I dont have work because I’ve been laid off for the winter season, I’m stuck at home because I don’t have a car yet, and all my bills are slowly consuming me. I know this sounds crazy but, $4000.00 is all I need to get out of my overdraft and pay back my credit card. Any amount would honestly help me so much right now.

My PayPal link https://www.paypal.me/isaiahjohn7.
Sincerely,
Isaiah Johnson

Last Updated: February 10, 2020

Haven’t eaten a full meal in a week. Please help

I haven’t eaten in 3 days. I keep feeling myself almost pass out at work. I tried to conserve a package of bread over a week (only eating when I had to) but a paycheck I was told would be coming today, I probably won’t see in up to or over a week. I am about to be late on rent. I almost fainted from hunger at work today. I don’t have a car right now, so I can’t find a ride to the soup kitchen across town. I thought I was doing okay a month ago, but now I see I’ve gone and messed things up again. I don’t even know what mistakes I made. I’ve been so frugal with my spending, but every time my mom asks me for some help or money, I always feel compelled to help her out – this has been going on for quite the long time. I help her out with this that week, I help her out with another thing the next week – so on and so forth for forever. I don’t think I can keep doing this if it’s like this for forever. But I want to believe in myself. I really do. If I can make it past this week, if I can make it past this month, I think I can hold myself together. It’s going to be my birthday in under a week. That’s so funny.

I have absolutely no plan or idea as to how I can survive tomorrow, let alone a week. I don’t have any family that can help me – my mom’s in the same situation in me, despite all the help I’ve given her, and everyone else is always asking me for money, too. I have several medical issues right now, some of which I’d rather not describe, but I’m constantly worried over that. I’m not eating at all, I’m stressed, and my body feels like it may give out on me at any time. I don’t need much. I just need food to make it through this next week. If you are able to, if you’re not in the same situation as me or similar, if you can spare anything, please help me out. I’ve spent my entire life trying to help my family out. I feel so alone in holding everyone up. I want help. If you can spare it, please help me out.

https://www.paypal.com/paypalme2/owengreynorris

Last Updated: February 10, 2020

Help save me from the Bad News Bears!

Bad luck – They say it comes in threes.

That definitely seems to be the case for myself and my partner, and it just keeps piling on. Let me tell you a tale!

The year was 2018, my partner and I were both working full time jobs, earning just enough to put down a deposit for our first rental together. Save up we did and in March 2019 we moved in together, believing we were beginning the rest of our lives in happiness together.

Then came the first Bad News Bear: his job loss. But not to worry! He lined another one up very quickly and dove right back in. Oh, the promises they made! Full time, guaranteed to be kept on after his 3-month probation… Only to be let go again due to downsizing. Back onto the job search… Another job, guaranteed to keep him on! Let go again, down sizing.

He has and is looking for jobs, yet for now there is nothing. He has no money coming in to help us and is sinking further into depression, which I too have a history of.

We are now living on my income, which after tax is less than £15k a year, yet because I work full time and earn over £16k per year before tax, I am not eligible for any help and the bills are starting to pile up. He is eligible for help, but it will take so long that we will definitely have slipped into arrears.

I have already paid all our regular bills for the month, leaving me with less than £100 of my overdraft to see us by (food & petrol).

Here comes the cherry on top and the second Bad News Bear: our heating oil ran out yesterday. We now have no heating, and no way to buy more until I next get paid, which is three weeks away. And the final Bad News Bear some in the form of our electric bill, which will be dropping on the mat next week. We normally would have been able to pay one of either, but we cannot pay both at the same time without some help.

I am asking for help today to buy oil to heat our home.

The minimum you can order is 500L, which at current prices is around £250 to be delivered in five days. Ideally we would need it sooner than that as there is a cold snap forecast, and you can get emergency delivery for the same amount for just under £300.

The other £200 I would put towards paying my electric bill and potentially, if I’m lucky, buy some food!

Essentially, I am hoping for some breathing space. Any donation, no matter how small, would mean the world to myself and my partner. We are hardworking people who have just had a rough spell of bad luck.

Please help us tackle them pesky Bad News Bears!

paypal.me/Kloomin

Last Updated: February 10, 2020

Help Me Out ?

I am not the type to ask for anything ever..I guess this is why I am doing it anonymously even though I doubt this will help me out at all because of all the scams of people asking for money… but it’s worth a shot.

I’m about to turn 19 in a few days and I live with my dad.He was telling Me the other day how he felt bad because it’s almost my birthday and he wasnt gonna get to give me anything because of everything he has to pay and I told him it’s okay dont worry he doesnt have to give me anything and I really mean that .The only thing I care about right now is getting money for college. I graduated in may 2019 and I got a job right after. I started to save all most of my money for school and only kept about 150$ for myself, my phone bill, gas for my car exc .. and my dad is a witness. I only got to save 1,600.I quit my job in December because of how unfair it was working there(little money for what they wanted you to do) I went in as a cashier and ended up cleaning restrooms making smoothies helping in the kitchen, stocking shelfs Helping in other parts of the store like the nail supply and laundry NOT TO MENTION HAVING TO STAY 8am-8:30 pm every once in a while ext. and that’s for all the cashiers some are even put as managers for the whole day . Nobody told me I would be doing all this when I went it. Dont think I’m not looking for a job because I currently am but it’s hard for me because of my situation and my dad is also scared for me. Thats why He doesnt want me to work right now. I would explain but I cant put it all out there just like that. It’s nothing bad but still and in the last month so much bad things have happend I left my dads house to go live with someone I thought loved me which I know is crazy because we only dated 3 or 4 months but I got into some horrible stuff and an abusive relationship mentally** it started to get physical too until I opened my eyes and came back home almost 3 weeks later. Thats another story which doesnt have much to do with why I need money. I do not want to ask my dad for any help because he needs his money for his problems hes fixing thanks to god things are gonna be better for him once it’s all done and I want him to only worry about finishing getting his problem solved with the financial part which is what matters most in this case and it takes a few years but the rest are gonna be less money spending.

Anyways….I want to start college as soon as I can. I was planning to go fall 2020 and keep working but like I said unfortunately things took a turn.

I want to open a spa one day. MY own spa I wan to learn about aesthetics I want to learn about all the beauty ‘ procedures ‘ I guess you would say but it’s just not so easy and I cant just apply for fasfa or any sort of financial aid …

If anyone cares to help out please do so! I would really appreciate it.

Last Updated: February 9, 2020

Need help after car accident

Hi,

I never thought I would need to do something like this because you always think “it would never happen to me” but here I am asking for anything that can help me get through this tough time for me.

Thank you for taking the time to read this. I will start with a little bit about me and my situation to give people an idea of the reason why I am here.

I am a 29 year old male living in Edinburgh and I have a beautiful 6 year old daughter. I have worked as a chef for the last 8 years or so.

I have always been a very hard worker and it feels very strange for me to ask for help. I have suffered with anxiety and depression for many years but didn’t accept it and it manifested itself as anger. After a particularly difficult couple of years in 2016-2018 involving being made homeless with seemingly nobody wanting to help including “emergency housing” from the council my relationship with the mother of my child started to break down. We managed to get through the homelessness but things were never the same and my depression only got worse. We eventually split almost two years ago which finally gave me the push to try and get help which involved medication and therapy.

I worked very hard on my mental health and wellbeing over the next couple of years and was finally getting myself back on track and everything was getting better.

That was until the 9th of January when I was in a 3 car accident on the Edinburgh bypass which shook me up a lot more than I initially realised. I went back to work the day after but pushed myself too hard and this culminated in a massive panic attack and I decided I had to take some time off work for the pain and the mental health problems I was experiencing. I am still off work as of today with very little help from my employer and my bills are starting to come in and I have nothing.

So here I am as a last resort hoping that someone can help me and I already feel guilty for even asking. I will be grateful for anything to help but if I had to put a number on how much I need to get md back on track it would be £800 to cover my bills but I would be happy with anything at this point that could help me out.

Thank you for your time,

Mark

https://paypal.me/Mduffy44812

Last Updated: February 9, 2020

Being kicked out of home in 1 month by my father

For context, I’m 19 years old. Graduated High School a few years ago, and haven’t gone to college yet due to my unwillingness to put myself into debt, at least not on that scale. I used to live with my mother when I was still in highschool, and visit my father on the weekends. When i lived with my dad we’d move around a lot. I’ll be honest, my mother isn’t…. great, to put it lightly. Growing up I was manipulated and abused, and that entire family dynamic is a mess. I left a few weeks after I graduated to live in Chicago with my father, someone I revered at the time. My hero. I’m an aspiring actor/voiceover artist, and thought (still think) that Chicago is my best bet to follow that dream. I’m still working on getting a demo reel that i’m satisfied with, but that’s besides the point.

Over the course of the 2018/2019 since i’ve lived here, things slowly got worse again, and I realized that both sides of the family come with their own myriad of issues. He expected me to progress in life at the pace in which he did, that is to say breakneck speed. The fact that i’m not a famous actor or something by this point is evidence that i’m wasting my time, in his eyes. I work a job and volunteer at a non-profit on the weekends, but evidently that wasn’t enough. It was never enough.

This morning (at the time of writing), I woke up a bit late. I had to stay up late the previous night to help a friend with some personal issues they were going through. Since I woke up late I wasn’t able to do the dishes before he got back from work around noon. He then proceeded to call me a failure, an utter disappointment, and told me to pack my shit by the end of next month, and get the hell out of his house. My father is kicking me out of the house because I didn’t do the dishes in the morning.

I have nowhere to go. I’d rather kill myself than move back in with my mom, and besides doing that would force me to quit the job I do have out here. My friends aren’t able to house me, since we’ve all started being adults. The rent out here is on average $1,200 USD a month. I need to find a place to live, but until I manage to upgrade my full time hours (which will take a few months of going through management) I won’t be able to afford any place in my city. It just feels like i’ve been stunted at my growth before I could even get started in my life.

I’m absolutely terrified of what will happen to me. I’m not ready to be homeless, but unless I scrounge up enough funds to even start standing on my own two feet it seems I will be. So on top of working my ass off at my current job to help, I’m humbly asking for your help, if you think it worth it. Thanks for considering, regardless.

https://www.paypal.com/paypalme/my/profile

Last Updated: February 8, 2020

Emergency Money Needed After Bad Car Accident

Being a divorced single mother with two children in college is not easy. They my father had a stroke and mentally is not well as well as some physical conditions. I now help take care of him and my mother. My brother helps. Wednesday 2-5-20, Driving to see my son At University of Louisville, in route, I lost control of the vehicle and only remember seeing deer hitting mailboxes and ambulance as well as the ER.

The car I just got 2 months a go is totaled. I put all my savings down to get the car. The amount of money I accrued with the plane ride back, UBER, Hotel, Car rental and need a deposit on a new car. I know I need more but $5000 would be a place where I will not be struggling to take care of everyone.

I do not know where to go to and turn to. If anyone more fortunate can help please find it in your heart to help.

Last Updated: February 8, 2020

Financial help greatly needed

Hi my name is Jodi L. F. and thank you for taking the time to read this. In 2016 I started getting sick and the town I live in only shoved me from 1 dr to the next. 18 drs total by 2019. 1 pill after another til I was up to 20 pills by June of 2019 when i finally got the referral to Mayo clinic in Rochester MN which is a 10hr drive for me due to my fibromyalgia and having to stop often because the pain in my legs, hips, and back gets excruciating bad. I do not take my pain meds when driving I tuff out each drive and usually have to go alone since my husband is the only one able to work since i havent worked since 2016. I’m labeled disabled yet I’ve been denied 3x for disability. I’ve recently hired new lawyers so I’m praying for a miracle. All my drs can not believe they think that I’m able to do anything.

My current conditions at the age of 43. Yes young. N mind u I was a bartender for 18yrs worked 2 bars often and made very very good money and then poof it was over right before my eyes and I’ve never felt so hopeless in my life. I’ve singlely raised 4 beautiful children on my own with no government assistance and always made sure they had the best of everything they wanted. I now have 2 beautiful grandbabies that I’d like to be able to be around for for a few more years at least but only god knows my plan.

I’m currently stage 2 kidney failure, 19/19 worst case of fibromyalgia the specialist informed me in dec of 19, chronic pancreatitis, chronic endometriosis, chronic fatigue and pain, ibs D and C, pudendal nerve disease, chronic migraines, ptsd, hyperthyroidism, severe tmj, plantar fasciitis in both feet, tumor in my neck were watching, also still need to do work up of the liver with all the kidney issues something has to be going on there they think.

I hadn’t had a pancreatitis attack in over 2yrs til 2wks ago to the 2yr mark. Unexpected and really rocked our world because husband stayed at hospital all week with me. Pain was unbelievable. They had talked about flying me out to Rochester but I said I just wanted to go home and relax and if it got worse I’d come back and fly out. So in march i go back to Rochester to see my pancreas specialist and the GI specialist to see if they can figure out where my potassium and magnesium keeps going because my body is losing it somewhere but we dont know where. So I’m having to have potassium infusions 1x a week and they hurt so bad but I need it higher for my heart. So we still have no idea why my pancreas keeps flaring up. This is my 7th attack in 2yrs and they hurt so so bad. So hoping these specialist will be able to finally figure something out. I’m praying they do.

This week I meet with another dr because i have a 9″ hernia sticking out of my stomach and that hurts so bad to but the last surgeon in Aug that took 4 little ones out refused to do mesh now here I am looking pregnant with a huge foot sticking out of me. No fun n very painful and hard to sleep. So hopefully I’ll be healed up for trip to Rochester.

So with that hife week long stay, this surgery coming up, and all that mayo’s gonna do, not to mention medical Bill’s up the wall still from last year n some from year before we have spent our last penny. Couldnt make mortgage payment this month yet, or house insurance and the property taxes are due March 1st.

I have never had to reach out for help. I’ve always been the one that’s been there for everyone no matter what yet here I sit defeated alone with no other options and we really dont wanna lose our house at the moment because that’s just to much stress n anxiety on me and my body.

So please if there is any way you could help me out big or small. I’d be forever grateful. I was always told “what you do for all these helpless people will come back ten fold, well I tried lottery a few times that’s a joke lol, but I’m gonna take in faith that maybe these words will come true right before my eyes.

Thank you n god bless you all. My thoughts n prayers are with you all as well. 🙏🙏🙏🙏🙏💓💓

Last Updated: February 8, 2020

Identity was stolen, causing me to get evicted. Lost everything

A friend of mine recommended this. I am posting here in hopes that anyone willing to help will see this.

I recently had my bank account “broken into” (it has since been fixed as I created a new one, but no money was able to be recovered) Having all my money stolen caused the rent check to bounce (along with all the money I had just deposited for utilities) which then lead to an eviction because I couldn’t come up with the money fast enough. Being evicted is as traumatic as you think. Especially since it was unexpected. I lost so much more than just my home and possessions that day. My landlord and I had agreed on a payment plan for me to pay the back rent, however… he changed his mind without letting me know. And no…. before you ask… I did not get the agreement in writing…. I regret not doing that every day.

I am a 28 year old female with one cat, Vincenzo. I am on 3 medications which are very expensive because I no longer have insurance (I will discuss privately what I take and what it’s for if any donor wishes to know. I just don’t want to put it out in the public) It’s been a difficult battle and every day comes with new problems, but I am trying the best I can. I am $6,972.42 in debt trying to stay afloat. $4,388.66 from being evicted, court costs, back rent, etc. etc. (I have attached a picture of the bill I received from my old landlord) and the remainder is from the combination of bills that I fell behind in making payments on from having my money stolen. Having my entire savings and the rent/bill money just disappear over night caused me to fall so far behind with payments that I have no idea how or when I’ll ever be able to get out of this hole.

I am asking for $6,972.42 to help get me out debt. Any amount helps. My bills have gotten so piled up as a result of my identity being stolen that I am completely unable to get my self out of this on my own. Especially since my entire savings was taken, and that was my security emergency money.

Thank you so much to every one who takes the time to read this! Please help me if you can, thank you again.

paypal.me/alyssatorchio

Last Updated: February 6, 2020

JUNKIE MOTHER HAS PUT ME IN FINANCIAL DESPERATION

My mother has been an off-and-on again addict since she was sixteen years old, with the impact on my family being devastating. It has led her to steal from me, my grandparents and beg money from our various friends and community members for the next hit or for food when she’s exhausted all resources. Recently, my very young sister has had to be put in a private school away from her by my family; which has put them under enormous financial strain, just so my mum can’t use her as leverage to gain finance. Over the years, i’ve tried to help her and have spent over £4000 of my own money to do that, however i’ve finally accepted what my family knew for a long time: That only she can help herself out of this pit of addiction, I can’t buy her out and no amount of love, free groceries or the various pieces of money i’ve given to help her out of debts with rent, utilities or criminals; can do that.

The moment of realisation finally came when recently; for the first time, she blatantly took a hit while I was running her around town helping her pay off debts; one of which was to someone who’d smashed up a piece of her flat in rage at not being paid, and to get food, which she’d run out of. I was forced to take my drugged up mother around a Sainsbury’s while she picked up ice lollies, sugar sweets, pizzas and other crappy food with my money; while she knows i’m struggling, leading to me feeling fundamentally humiliated, used and like I was a walking bank account to her; rather than a son. This was the straw that broke the camel’s back and finally made me see that the good person my mother was and could be is trapped inside a monster and all i’m doing is helping to feed the monster, not save her.

However, in learning this lesson, i’ve driven myself to near financial ruin and right now, i’m trying desperately hard to do well in my final year of university, create a great final year project for my course. I’ve managed to siphon off just enough off my resources to sustain that with my friends/coursemates; as we’re making a short film together, however i’m desperately low on finance myself and am only part-time employed right now, while needing to travel constantly.

I’m down to my last few pounds and any help that ANYONE could offer right now would be so appreciated. I’m doing everything I can to dig myself out of the hole that trying to help my mum put me in but I truly don’t think I can do it alone.

Thank you to anyone and everyone for any potential help you can offer.

paypal.me/MarleyElevenBury

Last Updated: February 6, 2020

Mother In Need

Hello,

First of, a little about me. My name is Amber and I am currently drowning and am in need of help. I feel really embarrassed and ashamed that I have resorted to this but I know there’s no shame in reaching out for help when it is needed. I have two children. A boy who is 9 in February and a girl who is only 4 months old. I am currently on maternity leave for my job which essentially cut my pay in half. I am trying but I am drowning. I can’t get ahead, I can’t even stay afloat.

I have a $160 dentist bill for my son that I’ve been trying to pay off for awhile (it used to be at $900) but they are now mad and refuse to see any of us until it is paid. My son is due for a check up. I am a car payment behind ($286) and it is only means of transportation. I am scared my car will be repo’ed and then my children and I are no longer can get around and my son goes to school all week. We live in a small town and there are no buses here. My rent is $900. When I was working, I was doing okay but I am trying so hard and getting nowhere with maternity leave – it isn’t cutting it. Speaking of maternity leave, my job cut my benefits off when one is on maternity leave. I am on birth control, a medication to help with my breast feeding, and a medication called escitlopram which is an anti anxiety and depression pill, a quite potent one that is dangerous to stop taking as I can withdrawal from it – none of which I can afford with my benefits being cut off and me and my kids not being covered until I go back to work. I have been forced to resort to using my credit card for every day which was strictly for emergency funds, luckily, I only have a small limit on it but it is currently maxed out which is $300. I know can not afford my car, my meds, food for my children, or me and with breast feeding I need to eat. I starve sometimes to make sure my son eats but that is not good for my daughter who eats from me. I am entirely stressed out and at a breaking point. I do use the food bank here but they are only open Wednesday’s and you can only go once a month. I do not qualify for any assistance apparently so nobody will help me, banks or welfare wise. I have nowhere left to turn. So here I am. I am sorry for rambling but I am so scared of what is going to happen. I try so hard and nothing . I have even considered quitting maternity leave and going back to work but it’s not a possibility with my daughter being so young.

I am currently looking for anything to help. And I mean anything. I will not refuse anyone who so kindly chooses to help others. Any little bit helps me more than you’d think. Please, if you have even a dollar to spare, I’d greatly appreciate it. I’ve never done this before and I feel a little ashamed. I hope something good can come of this. And as soon as I am in a better position, I have full intentions of helping others as well and paying it forward.

if you’ve read this far, I thank you for your time. If you are able to help or want to help,

my PayPal link is PayPal.Me/ambercadonic

and if you need proof of bills, I can send those to you. I can also keep receipts of anything I’ve paid and show them to you as well. Picture of my children attached to show you the beautiful souls you’ll be helping.

Last Updated: February 4, 2020

Mental health ruined my life

Basically, I have extreme mental health issues which caused me to try and kill myself. I was in hospital for a very long time (free health care) but could not afford to pay my bills, leaving me in £10,000 worth of debt in credit cards and bank loans. I’d love it if you could help be get my life back on track.

paypal.me/MaxB881

Last Updated: February 4, 2020

Financial assistance ( help to sort outelectricity and Gaz bills also nned for a cooker

04/02/2020

Dear Sir ,Madam

My name is Mirna I am mother of 4 children with disability, I am breathless since I have been diagnose with Pulmonary Embolism also I have problem with my both knees and back . I am unable to work I am getting Employment and Support Allowance which is not enough for my family leaving I can’t pay my electricity and gaz bills please if you could help me to clear all my bills.
My fridge, freezer is broken also my cooker please if you could help me , I don’t know from where too start the little money I get I am trying to buy food and cloth for my children ,I don’t want my children to be find disadvantage amongst they are friend I am trying to make then happy my income is very low .
I am sick I can’t go to work this moment due to my heath condition, please help me I feel like I am dying little by little because of thinking of life I love my children’s and I love to give them the best of life but I am limited .
If you help to start a new life I will be very grateful, thanks for taking the time to read my request I am hoping to get a positive answer .
If you need more information please feel free to ask.
Thanks
Mirma

Last Updated: February 3, 2020

Hello, want $500 for my electric bill.

Hello, good morning, would you be able to spend $300 on my electric bill: 666-272-6960-00066. Please login as a guest and pay ASAP?
Lesham mitzvah

Www.nyboy36.wixsite.com/massage

Last Updated: February 3, 2020

Help with Hard Times

I never thought that I would ever be in a situation where I needed to ask for help from strangers. I am married with two children, 18 and 3, and I am afraid that if I do not get help soon, that I will have to tell my family that we have to sell the house and move.

I had a very well paying job but when the plant was scheduled to close, I moved down south so that I could keep my family taken care of. After I moved here, the plant here shut down, but the one up north stayed open. I asked my family if they wanted to move back, but by that time they had made this our home and had made new friends and everyone wanted to stay. I found a few jobs that I hated but paid the bills until one day I found a career that I had always wanted to do ever since I was a kid. I talked to my family about me switching careers and becoming a Police Officer. My family knew that we would be sacrificing things because the pay was a lot less but they were behind me 100%. My 18 year old started to babysit for us since we could not afford daycare anymore. My wife takes overtime whenever she can to help out. Unfortunately I hurt my back at the police academy and didn’t report it right away because I was afraid that being older than everyone else, I wouldn’t be allowed to finish or wouldn’t want to finish if I left. After I graduated, I tried to work but the pain got so bad I had to see a doctor. Workman’s Comp denied my claim because I didn’t notify them soon enough and now I have pile of doctor bills ($2000), late bills ($1000), and racked up credit debt($20,000) as I was off duty and couldn’t get a second job or work any overtime while I was hurt.

I am afraid to tell my family how close we are to bankruptcy and if I have to file, then I can no longer be a police officer (department policy). Any help would be greatly appreciated and once we are back on our feet and not in the red, we will pay it forward somehow.

paypal.me/evilk425

Last Updated: February 3, 2020

Leaving Home with Nothing

Hello, my name is Alex and I’m trying to move out of my detrimental household. I just turned 18, and am finishing up my senior year of high school. I want to pursue a year in criminal justice, specifically cyber-crime, because I want to help people who have been targeted and feel as if they can’t move on. I love baking and reading mystery novels. I hope to one day visit Greece because I love history.

My home life has been chaotic for as long as I can remember. My parents’ marriage fell apart early on due to infidelity, so my younger sister and I have had to endure the non-stop fighting for years. Unfortunately, there are only so many times one can endure their father saying that he wished he had left years ago. My mother has deteriorated over the years and is truly struggling with mental health issues as well as alcoholism.

In addition to all of this, I have also been socially transitioning as a transgender male for about two years now. I have been diagnosed with gender dysphoria disorder, and hope to one-day start hormone therapy. My family is devout Catholic, and my sister is attending the same Roman Catholic school I went to for ten years. My transition is not recognized in the house whatsoever, and it is sort of the unspoken rule that nobody mentions it. My parents, sister, and virtually anyone connected to our family use my birth name and female pronouns. I’m not even allowed to “come out” to the community as a whole because of my family’s feelings of shame towards me. While my friends and peers are very supportive, it is extremely painful to go through each day with the constant, “in your face” reminder that I’m an “abomination”.

I spend my life walking on eggshells trying not to rock the boat too much. My mother explodes at the slightest things, and my dad tells me that I’m “liberal scum” and a “baby murderer”. My father is extremely conservative in addition to being Catholic, so it just increases his disappointment in me. He constantly tells me I’m stupid and ignorant and “wrong” altogether.

The constant put-downs and cycles of tension have taken a toll on my happiness. I’m not myself, lately, and I try to spend as much time as possible outside the house, although that is difficult too. I was never taught how to drive, so if I want to go anywhere, my parents have to drive me, and they restrict that. I’ve attempted to get a job, for financial reasons and as something to do, but my parents use transportation as an excuse for me to not be allowed to.

All of my mentors, mental health professionals, and doctors have come together and agreed that it is absolutely crucial that I move out of the home as soon as I can. They are urging me to take a leap and leave as soon as the school year ends, but I’m terrified. I have about 1200 dollars in the bank. I could stay with friends for a little while, but eventually, I’ll need to find my own place. I’m asking for some financial help to get me started, just enough until I can get a job and back on my feet. Any little bit will help. I hate asking for money, I really do, but I’m desperate. I linked my PayPal down below. Thank you so much for listening.

paypal.me/alexandever

Last Updated: February 3, 2020

Adoptive Family needs help

It has taken a lot to pluck up the courage to post our story on here but we have got ourselves in a bit of a financial mess and we are struggling to find a way out on our own. Here is our story….

Myself and my wife met 12 years ago, we got married 9 years ago and we are still very happy together. In 2015 we decided we would like to make our family complete by having a child together. We discussed the many options of how we would go about this, as a same sex couple the options are limited but in the end we decided that with so many children in care in the uk that we would go down the adoption route. When we made this decision we were running a successful sandwich shop together and were financially and emotionally secure. On the 27th January 2016 our beautiful son was born. Sadly his birth mother had many problems with drugs and alcohol and our son was born with neonatal abstinence syndrome. When we first met him he was only 6 weeks old and still being weened off heroin! It was so sad to see a baby in this state. We were told at the time that his future could be uncertain but we fell in love with him at first sight and decided that we wanted to be his mummies no matter what his future may hold. As time passed it became apparent that our son had significant learning delays, he wasn’t developing like other children his age, but we persisted to seek the best help that we could for him. By 18 months it became obvious that there were significant delays and it wasn’t going to be easy for my partner to return to work and therefore earn money. The business started to struggle due to various reasons, having to employ staff, long term sickness of an emloyee and the uncertainty of brexit going through led to people not spending. We started having to put things on credit cards to get us through each week. sadly we were plagued with lots of bad luck when it came to our finances. I had to run the business on my own with staff which has ended up being so hard on the finances of the business. We are struggling to keep it running at the same time as dealing with all of our sons additional needs, no nursery’s would take him because of his additional needs. We are still waiting for a diagnosis with regards our son but it’s looking likely that he may be on the autistic spectrum and have ADHD. But until there is a diagnosis we can’t get any financial help with disability benefit. Now due to costs within our business and with my wife not being able to work we have found ourselves in just under £20,000 of debt. Because most of this is Debt is on credit cards we are barely managing to scrape together the minimum payments therefore never paying any of the credit card balances off! All we are doing each month is paying the interest which is ridiculously high. All we want to do is give our son the best start to his life and emotionally we are fulfilling this, he is such a beautiful happy little boy who is moving forward in the right direction every day, he’s even now finally starting to say some words which is amazing! but now the financial side is putting such a strain on us that we are worried that if we can’t get on top of our finances that we are going to lose our business and end up having to go bankrupt! No banks will give us a consolidation loan even though we are meeting the minimum payments on our credit cards Its obvious that we can afford it to pay a loan. We have no family to turn to either. If there is anyone out there who could find it in their hearts to help us out of this difficult situation it would mean so much to us and our beautiful son. If you would like to send any money to help please send it to our paypalme page…

https://www.paypal.me/SamH1980

Thank you so much I’m advance.

Last Updated: February 3, 2020

Disable and Pleading for Help Financially

Hello

May God Bless You.

I have started a Website which I have built myself. The site provided on my Website is “”Cost Per Action””. Which is most of the time. When a certain purchase is made. Only then I can earn a penny. I did not have an EARNING for over Three Years.

So I am asking for HELP

“Help Me Please”

This letter is a formal appeal to you for help. Financial Aid.

My name is Sakuntala Mangru; 50 years old. I prefer to be Called, ‘Sunita”.

I have become disabled with PTSD Anxiety Suicidal Mental Depression with Bipolar 2, Hypothyroidisms Diseases, on top Diabetic with impulse control and high blood pressure.

I needed to have care around the clock.

I cannot get employment because of all my ailment. I suffer from severe illness and injury, and have to take a lot of medications. This is why I had lost my last job. Because of my situation and unable to work. I cannot meet my expenses and didn’t want to go into debt any further.

My “Health Issues” is been aggravated by a lot of Trauma. I don’t want t to move from my present home. It would be a great help if I can stay at my present resident.

I tried working, but sometimes I Forget Stuff, Random Fall Asleep, The Pains Make It Impossible to Move Sometimes. I have to be careful when I am doing anything, so I must not hurt myself.

I CANNOT HELP MYSELF WITHOUT MEDICATION.

Which is why I am unable to help myself.

Because of my financial situation I may end up in the shelter.

I have applied for loans, but was denied for; “unable to work”.

I cannot meet my expenses and didn’t want to go into debt any further.

I have contacted many financial aid office for help, but they declined to help or I have not heard from them. I have continue to apply for grants as well as financial aid.

But am requesting you to help me through this difficult time, so I can pay some of my debt and have a place to live and not worry I would be place in a shelter or mental facility.

At present I am living in a home with my immediate family. We are losing our home. And I cannot contributed to the monthly expenses of the house. Please help me. I don’t want to die alone. Help me so I can be among my love one. I am afraid of what will happen to me when I lost my mind completely.

Please Help!!! Every Penny Counts.

Thank you for the time and consideration you have given my situation.

I hope to hear from you soon.

Sincerely,

Sakuntala M. {Sunita}

#Every Penny Counts.

May Also Donate/Contribute On Any Links:

https://paypal.me/pools/c/8jHWwfEqXt

https://paypal.me/pools/c/80fZEj8OA3

P.S. If needed.

I will provide copies of my bank statement and proof of my Medical Condition and list of medication.

Last Updated: February 2, 2020

Entrepreneur Starting from Scratch…Again. And losing home.

My current story has several moving parts. Each part depends on another for my survival. Except this time, I’m asking for help because I am sick of “just surviving.” I, more than anything in this world want to prosper… so I’ve decided to start my next business in the cannabis industry in a “non-legal” state. Wait, before you write me off as a mental case, read my story, hear my heart to what led me to this point of being self-employed out of circumstances, barely making enough to pay the bills to keep me self-employed, and choosing a career that may possibly land me in jail (temporarily), but not keep me down as I have the strength and perseverance to pull myself and my family out of the red. But first, let me tackle the elephant in the room:

I’ve made plans to open up a CBD (Cannabidiol) retail store in the City of Atlanta, Georgia. Although this form of Cannabis is LEGAL in all 50 states via The Agriculture Improvement Act of 2018 aka “Trump’s Farm Bill” and also LEGAL in the state of Georgia, the “marijuana” stigma still exists because it’s still illegal here, and no current store in my city has successfully been able to set up shop (yet) with the smokable products I want to offer. I have found a way around it, and I still intend to be the first retail store of its kind to set foot in the City of Atlanta selling LEGAL cannabis so I need funds to pay my bills and to start the first phase of the process. It’s going to take a ton of community outreach and education to get us started and keep us in business but it will all be worth it.

Now that you know my grand idea, I also want you to know who I am AND that I am not asking for more than what I have listed at the bottom of this letter. Yes, I need 10’s of 1000′

https://www.paypal.me/cassondrachi

s of startup funds desperately, investors would be ideal, but I have a plan for that AFTER I open up shop. I am asking for funds to save me now from losing my vehicle because I cannot start yet another business if I can’t afford my own livelihood. I have a shit ton of bills and I’m currently facing extortion by a property developer who is forcing me to sell my home nearly 50% less than the property value so I cannot pay myself at the rate he’s offering and I’m running out of time to fight him.

My name is Chi, and I am currently a rideshare driver who is behind on paying the car note and insurance. I live with my mother to help pay both of our home bills (via from leasing my space) which is income that will disappear from the unexpected home sale. And 3 years ago, a near-fatal car accident left me with piles of unpaid medical bills, household bills sent to my credit report and an outlandish car insurance bill that I have been paying every single month because I have a new vehicle in the state of Georgia where our insurance rates sometimes surpass the note itself. This is not how a victim of a drunk driver should be treated in society. Not to mention, I have been paying cash out of my pocket for my medical services since I lost my job shortly after the accident. Cannabinoids are the only natural product that has kept me from spending more time and money at doctors’ offices and physical therapies by alleviating my physical pain, mental suffering and compelling me to share this miracle with others.

The following is what I need to pay for right away while I search for a 2nd job so that I can clear my stress level, keep my vehicle, and can focus on my business activities. Also listed is what I need to pay for in business NOW before I meet my investors and suppliers this spring. You may call some of the items as a part of a “wish list” if you want, but after a week of not submitting this letter, I realized how dire my situation is and I cannot go much longer without financial support:

$1,016.37 — past due amount (as of 2/1/2020) for my car note – I need to pay a min. of

$558.41 by 02/03/2020 before they start looking for me. My current income depends on my vehicle! (picture included)

$280*3= 840 — for 3 months full coverage car insurance. My rates went up again due to a fluke (my MVR is perfect and they will not go down again until after March), and up until I found this site, I reluctantly prepared to drive without personal insurance for 2 months because I am just too behind on my bills. Rideshare & delivery drivers nationwide took a hit during the holidays, and I’m scrambling to get back into the groove of work. I couldn’t even afford to buy new winter clothes for myself, on top of all that, I found out I’m being bullied out of my home a week before Christmas (picture included shows total amount for 2 months for 2 vehicles due by 2/19/2020. I just need my portion which is the $840 for January, February, and March 2020).

$800 for 4 new tires on my vehicle, they are closing in on going bald and if I pop one more, I’m out of the game.

$158 for a new business registration in the State of Georgia.

$100-500 for logo art, business cards, and business portfolio. (min. Estimates provided)

$300-1000 product samples I can advertise and sell right away.

$800-1600 for 1 round trip to San Francisco to meet mentors & potential investors. 1 round trip to Portland during spring harvest to meet suppliers.

$100-500 for Legal consultations.

$11,000 for my first Retail Space! I can start earning an income as soon as I get it! If I don’t get this particular vehicle, there are others of lesser value that may be available, but I’ll have to do some serious renovating before I get on the road. (picture included)

Finally, and this is more of a personal request:

$600 to give to my girlfriend who’s home loan went up by $300 – 2 months will help her stress less until homestead exemption kicks in to bring her rates down. I plan to propose to her late spring and she’d probably rather have her bills paid and me in business first before I scrounge around for a ring.

Total Max. 18,014.37 (based on maximum consultation rates and air travel rates)

I wouldn’t be able to afford to pay back a loan of this amount, so I am finally putting my pride aside to ask for help so that I can move toward my goals, and I promise I will pay it forward as much as I can. Thank-you so much for taking the time to read my plea.

[Pictures of bills that are not included can be sent separately, there is a image size limit]

https://www.paypal.me/cassondrachi

Last Updated: February 2, 2020

This is the hardest thing I have ever done and I apologise outright

I am a 21 year old father in England and writing this message feels incredibly alien and hard for me. I work for a supermarket company with an awful reputation that has failed to pay me anything for the last 2 and a half coming up to 3 months. There are many others in my store that have also been paid late or incorrectly but through no fault of my own the managers and area supervisors above me have done nothing but assure me that I will be paid “soon” and I see no chance of that happening now. I hold myself to blame for staying with the company and choosing to believe that their payroll systems will be fixed “soon” but I am now facing eviction and possibly losing my son if I can’t get this months rent of £700. I have had to borrow and beg from many of my friends and family members to make up enough money for rent food and bills these last few months but I am now becoming a burden that these good people truly don’t deserve and can’t sustain any longer.

I know in my heart that I will pay all of these people back the moment I have the money but right now the only thing that is important to me is keeping a roof over my toddlers head and it has lead me to beg for help over the Internet. I didn’t even know this was possible and after reading through some of the other stories and pleas on this site it is very clear that my struggles are as much and in many cases less important than others but I honestly have no idea what to do now. I have tried to pursue legal action against the company I work for simply for the many hours I am owed for but each avenue is apparently covered by some loose sly law that allows them to string me along on faith and I’m slowly loosing my mind over this. I have never held so much fear in my heart over anything before but the shame of asking for help online is lesser than the seriousness of my financial and life situation.

i have lived in my apartment for just over a year now and have never had any problems paying or feeding myself and my family but as kind and understanding as my landlord and letting agency are they cannot allow this to go on anymore. I have pushed and pleaded and begged this company to help me but it feels like they have just swept me under the rug and tried to hide the wrongdoing that they have caused and I feel as if this is my last option. Personally I don’t have any student loans and have never needed an overdraft with my bank but I am now deeply in debt and the thought of what might happen within a short space of time is enough to make me visibly sick with terror.

I’m not sure if I feel overly hopeful about this venture as writing a personal statement of my fears and troubles to people I have never met before on the Internet feels extraordinary shameful and weak but I have never been a prideful arrogant person and for my family I would do anything. I’m not sure how this works other than posting my plea and hoping for donations but I just want something to be clear from the start. To anyone that has the god given gift of generosity whom chooses to help me with this awful dilemma I am facing my gratitude, love and true admiration for you would be impossible to describe with words. As the title states this is without doubt the hardest thing I have ever dealt with and it’s killing me so please know that if you were to give a penny I wouldn’t have anything but love and respect for you eternally. You would be welcome in my home always and I would be honoured to share all that I had with you because for my loved ones I would truly do anything.

I hope I have said enough to explain my situation but any questions you may have please don’t hesitate to contact me. Other than describing my worries and emotions I have tried to be as straightforward as possible but I don’t see any other way of getting my position across.

thank you for reading through and taking interest if you have, any donations would be emphatically appreciated and accepted with the hope that once I am situated comfortably financially I will be able to pay you back. Enjoy your day and email me if you have any questions, thank you ~

PayPal code ~ https://paypal.me/Taviantownie

Last Updated: February 1, 2020

In desperate need of help.

Hello, my name is Mike. I’m a hard working father, and loving 40 year old man. I’ve always believed in helping people, even when I need help myself. Life always seems to try to beat me down. I’ve always tried so hard to keep my head above water but the storm always seems to

take me under.

I’m now fighting for my life and I need help desperately.

This past year has been especially hard on me. I’ve unknowingly battled depression all my life and have recently found it to be a major cause of many of life problems.

Everytime I try to better my life something always stands in the way. I have 3 beautiful daughters from a past failed relationship and pay child support for them. My recent relationship of almost 15 years I have a son and daughter, and have helped raise my ex’s daughter as well.

I’ve always worked hard and sometimes have to work side jobs just to help pay the bills. Even with both of us working, we never could get ahead.

Years of financial stress and depression put a huge strain on our relationship and the quality of life for our family.

Barely making it as it was, I was laid off from my most recent job of almost 5 years. My depression became worse and I tried so hard to find work in an area with little employment.

Things only got worse as my unemployment and retirement fund was depleted. As the relationship suffered, things started to fall apart. With the help of her family, she left and took everything. Everything I had invested in was gone.

Being in the situation I was unable to afford our apartment, and found myself homeless.

During all of this I ended up losing my driver’s license.

Without anywhere to go and unable to get work, and with northern Minnesota winter approaching, I had to go stay at my father’s house. He has been widowed twice and isn’t financially able to help. He lives in an area that was built for the taconite mine that shut down almost 20 years ago.

Finding work here is scarce. If anyone is lucky enough to get work, the pay is minimal. Most people have to travel to work, which requires a driver’s license, insurance, and reliable vehicle.

Missing my family is only making my depression worse and I’m desperately trying to get my life back on track.

I need help to get my license reinstatement completed, decent tires and insurance. Which adds up to almost a thousand dollars. That’s just to get work. I’ve never dealt with my depression even when I had medical coverage, because we couldn’t afford the extra cost. I don’t know how much that will cost. I also need help with a place.

We always dreamed of owning some land with a modest house for our family. Never being able to save money for a down payment. As we don’t have credit cards, and having past due bills, our credit was never good enough anyway.

After all the years of working hard and trying to get through life, I never seem to be able to catch a break. I find it hard to ask for help, even though I’ve always tried to help people. I know if I swallow my pride and ask for help, there might just be a chance for me to get back on track. It’s hard for my to be selfish, but I really do need help. Any help will be life changing for me and my family.

If you are able, and willing to help me, I would greatly appreciate it. I will promise to pay it forward, when I am able. Thank you and God bless!

paypal.me/blaze1979

Last Updated: February 1, 2020

31y/o woman living off grid after being homeless, need help moving into new home.

My name is Stephanie Johnson.

I became homeless after my landlord chased me out of the basement I was renting, and assaulted me by dragging me into a 4 lane main road. Police report was made, and I was suffering from carbon monoxide poisoning as well.

Found a boat on Craigslist, for free! I took that opportunity after having no where to sleep for 3 weeks. After the boat was switched in my name, I was informed that the engines are not working, and that I had to find a place for the boat ASAP. The man who gave me the boat pulled me to a marina and I was almost arrested because I was not supposed to be there.

I had someone pull me to a pier behind a vacant house and have been here for over a month now. I have no water, no heat and no electricity.

I have been living just to survive the cold and make sure I can get at least water for something to drink.

I am hours from home in nautical miles but have had been presented an amazing opportunity to help me get closer to my family, And to have a real place for my boat that I will own in the future.

$6000 for a boat slip in a marina in Fells Point, Maryland. No need for a loan, the owner is willing to work with me for 24 months. The security deposit and the $30 for boat insurance and free towing to get me there is what I cannot provide.

Deposit is $1500

$250/monthly after that which I CAN DO!!! There are many places to get a job in that area and I can start living my life again, on my own.

I need help with the deposit and insurance for the month

$1530

I am not a bum, I am not an addict and I am a mother of 4 that wants to be able to provide for my children ASAP. Please help me get my foot in the door.

My email is StephJae@yahoo.com

I can provide pics and anything else needed to ensure validity. Photos are too big for the website to upload.

This is a great start for me, my old job at Custom Mortgage will hire me once I’m there, I can start getting my credit active again and find the means to get a home in the future for my children and will have an investment with my future owned boat slip that is in the heart of Fells Point, MD.

Whoever helps in any way will be paid forward and will always have a place to stay when I am in the position to rent out the boat at Anchorage Marina in Fells Point, MD. And i will even pay back the money in time monthly once I have my job back; which will be within a week after moving.

Please help! This is my only chance to get my foot in the door.

God bless everyone and thank you in advance!

Paypal.me/StephJae