We often hear “I need money now” for rent, food or bills – not an easy situation to be in. See our advice below.

Emergency Rental, Food, and Bills Assistance Programs

How to get help with rent?

At times, many families find themselves homeless, or unable to continue to occupy the premises of their choice. This may be due to fire, accident, storms or many other causes, but often it is merely a problem in paying the rent. Illness that forces a breadwinner to stay home, or loss of a job; any and all of these conditions can put a family in need of temporary assistance to tide itself over until the members of the family find themselves again in a position to pay their own rent without the need of subsidising or other rental assistance.

Agencies have been set up in many parts of the country to help in this regard. Non-profit organizations, these charities, such as The Salvation Army, as well as some governmental agencies are often able to offer emergency rental assistance for families who are being evicted by a landlord, or who simply have no way to pay their rent at the moment. Realizing that landlords, despite the old cartoon imagery of a rich greedy person feeding off the work of renters, the vast majority of landlords are not really making a profit at all on the current tenant. This is only a stopgap so that the landlord may pay the monthly house payments in the hope of some future profit if housing increases in value some years later. If the tenant can’t pay the rent, the landlord may soon find himself in the same position with regard to the lender. Lenders do not want to hear sad stories.

Although these different programs for rental assistance may be available, much depends upon the funding at the moment. Some programs quickly run out of money and are simply unable at the moment to provide further help to persons in need of assistance.

The vast majority of families in need of temporary rental assistance are those to be found in the low-income range; seniors, disable persons and children are among those most often affected. Others too, faced at one point or another with a temporary emergency may qualify for assistance in these cases.

In most cases, those in need of longer-term assistance, persons who have not been gainfully employed for a considerable length of time with not prospects for the immediate future may not qualify for rental assistance under these temporary emergency programs.

Those more likely to receive aid are persons who are able to convince interviewers of their willingness to do what is necessary to get back on their feet along with the ability to do so. Since emergency funding is considered a short-term “fix” for a crisis situation, the grants may be only issued for a few days, perhaps to defray the cost of a motel room, pending the applicant’s ability to find other lodgings.

Therefore it is important, in most similar cases, for the applicant to show the interviewer the imminent possibility to become self-sufficient.

Most non-profit agencies as well as other agencies attempt to work closely with rental assistance applicants to help them with any additional support as needed depending upon each applicant’s situation. Often applicants are further given counseling and referrals to other agencies that may be more helpful to an applicant.

In such cases, any additional services rendered are free to the applicant in crisis. This may include lack of employment and such other problems that may arise such as medical emergencies. Most agencies participate in these endeavors as well as teaching applicants the processes involved in applying for governmental programs, immediate rehousing and how to apply for Section 8 vouchers as well as information about low income housing, and assistance in paying the security deposits that are almost universally demanded by today’s rental market.

Since the goal of all similar agencies to to render aid to persons in immediate need of emergency housing and other crisis situations, the funds issued to applicants for rent or other necessities is only meant to allow the applicant extra time to deal with the emergency. However, at the same time, applicants will normally be provided with support in the long term to guard against similar future emergencies.

If you have an eviction notice or expect to be unable to pay the rent in the immediate future, or even realize that you need to find less expensive living quarters, now is the time to apply for assistance. Often with early application, money may be available to catch up unpaid rent as well as other options that may be explained to you.

Assistance may also be available to help with the security deposit, the initial rents and even moving costs. In some cities non-profit agencies may offer other emergency assistance to those in crisis. These funds are normally paid out on a one-time basis. Depending upon the location, resources that may be in place for housing crisis families can be wide-ranging.

Potential applicants are advised to find the telephone numbers as well as any other information available to them and educate themselves about the different programs that may be able to help with emergency assistance.

Not only non-profit private agencies, but many governmental agencies, are able to provide interim assistance, depending on the locality. Massachusetts has a program called RAFT, while in Texas a rental assistance program called TDHCA is available. Florida has a similar program called EFAHP and in Connecticut their program is called RAP. Many other government programs around the country also offer assistance to pay rent or a portion of overdue rent in their ongoing efforts to reduce the growing threat of homelessness in their particular communities.

Another program, called the Federal Stimulus Program is a little-known program through which our federal government provides billions of dollars across the nation to provide rental assistance for qualified applicants. These funds have become invaluable to families that find it increasingly difficult to keep up with the rising costs of rent and other housing needs.

HUD the Housing and Urban Development, agency works throughout the country as well. A number of families approaching two million are able to use this program, a program that can not only help those in need to pay their rent and/or security deposits, but HUD can issue vouchers to provide temporary housing as well as providing assistance to senior citizens and the disabled to keep up with overdue rental payments.

These programs not only offer grants to help pay rent, but the government Rent Voucher Program aids applicants to seek housing in the privately owned housing market.

These agencies can, generally, offer legal advice to those facing eviction. Every year millions of people receive free legal advice and assistance to educate them with the eviction process and their rights as well as responsibilities. The government provides funded Legal Services Corp. which provides attorneys who may mediate a solution between landlord and tenants in addition to advising tenants of their rights as well as help them apply for Section 8 or other assistance and another positive aid they offer is help and counseling on housing discrimination.

Counseling may also be provided to help applicants apply for government and/or private grants. Money is available for many of these crisis situations.

It is the goal of these agencies to prevent evictions wherever possible. The federal government as well as the many non-profit private agencies strive wherever possible to help applicants remain in their current quarters without the fear of being summarily evicted. Often these agencies are able not only to prevent evictions, but subsequent lawsuits that may be brought against a tenant. Alternatively, the agency may be able to find more suitable and affordable housing for an applicant facing eviction.

Many churches too offer funds that can help those in short-term financial difficulties. United Way and The Salvation Army are only two of the better-known charitable institutions that may be able to offer help when needed. Generally they give priority to those living in apartments and facing short-term financial crises.

A good number of other national and local charities are ready to help with the expenses of rent and other essential needs as well as providing case management and many other social services. No all charities have ready money all the time, but even those may be able to help by helping an applicant with information about other resources and assistance in applying for free grants to pay overdue rent.

Other agencies that often provide help might be, for example, Catholic Charities, Social Service Offices, United Way, the American Red Cross, the Legal Aid Society and as mentioned earlier, The Salvation Army. Aside from these examples there exist many other emergency aid agencies for those who are able to become informed.

While most of these programs provide only short-term emergency aid, they are designed for the most part to tide a family over until a longer-term solution becomes available. Often these same agencies will be able to direct qualified applicants to resources that may assist them in finding an apartment or house for more permanent security.

It is important however, during these times of crisis, to keep in touch with creditors and the applicant’s current landlord so they understand what you are doing and what you expect to accomplishment. It is important that the applicant be extremely honest with everyone about the situation and it may sometimes be possible to have monthly payments temporarily lowered, or even be allowed to skip a monthly rental payment. Other plans may be devised and put into place to avoid being evicted.

It is well-understood that not only landlords but other creditors too are much more willing to cooperate with persons who are up-front with them, honest in their discussions and show a willingness to cooperate and do whatever they can to improve with situations.

How to get help with bills?

Ask The Energy Company

if energy bills are the source of the hardship, then the energy providers’ own in-house programs are often the quickest way to help rearrange and meet repayments.

LIHEAP: Low Income Home Energy Assistance Program

This national program’s focus is on subsidies for repairs, weatherproofing and utility bills that families cannot afford to pay.

LIHEAP covers any energy related home repairs for low-icome families, including seasonal expenses like air cooling systems and winter heating bills. The local LIHEAP office is the first point of contact for those in need of energy or utility assistance. Eligibility varies from state to state.

WAP: Weatherization Assistance Program

The WAP is a federal grant organized by the Department of Energy that helps needy families improve their homes’ energy efficiency, and has assisted over 7 million households across many states, territories and Native American tribes since its inception in 1976.

According to the DOE guidelines, a household with anyone over 60 is eligible for the WAP, as are legally recognized disabled people. Most states make families with children eligible, and the website for the WAPTAC (Weatherization Assistance Program Technical Assistance Center) can advise others if the grants are available in their area, and whether they qualify.

LifeLine Assistance: Free Cell Phones

Americans in need of a cell phone plan but without the means to maintain one can get assistance from LifeLine Assistance‘s free phone program. This is indeed a lifeline as daily life and business in particular is practically impossible without a mobile phone.

LLA is an FCC mandated scheme offering a free cell phone with at least 250 monthly minutes included. It’s available in the 49 states, Washington DC and Puerto Rico, and typically requires a household income below 135% of Federal Poverty guidelines. For some states it is below 150%. Eligibility varies across participating states, with slightly different rules around qualifying income.

Other sources of help are available at state government level, or many national and local non-profit and charity organizations, and the energy companies themselves.

How to get Food For Free?

It doesn’t always require money to eat, and there are many ways to gain free food without adding to your debts or joining the 10% of Americans who have resorted to shoplifting. Ask people you know, or traders and restaurant and store owners.

Above all it’s important to explain why you are asking for food: because you can’t afford to eat. And not to be critical about what food you eat. Without a certain amount of money, there is no longer the choice of what to eat. So meat may become harder to get or if meat’s all that’s on offer and you are a vegetarian, it’s best to accept it with thanks.

Grow Your Own, Share With The Community

The most sustainable – and satisfying – way to provide free food for yourself is to grow it, and you can start with just seeds if you live in the country or with just a small space in the city. Guerrilla gardening is an interesting urban option, more organised community gardens and allotments can share space and expertise for growing, and seed swapping communities among gardeners are a good source of materials and encouragement.

Ask A Farmer

Out in the sticks there won’t be the option of stores and restaurants as a source of food, but ask any farmer and there’ll be some left on the fields that they didn’t or can’t sell. Many will let you pick these leftovers.

Food Banks

A rapidly growing movement in the United Kingdom and US is the organized and charitable distribution of food to those who can’t afford it. Most of the food is donated, and food banks are one of the easiest ways to obtain some nutritious food. Many banks have conditions for who they can give food to, but there is no need to be ashamed about visiting one.

Links to Food Banks in various countries

United States /United Kingdom /Austalia /Canada /Ireland /New Zealand /South Africa

Offers and coupons

Online and direct from the stores, many coupons are available to promote new products. And companies across the United States send out free samples of new products. They’re unlikely to provide a healthy, balanced diet on their own but could supplement free food from other sources.

Waste Food

In an affluent country there is an abundance of unsold or waste food, and a little social interaction and resourcefulness can unlock access to a surprising amount of it.

Ask at the market

Often around closing time, stall holders will sell off any remaining stock for next to nothing, and it’s always worth telling them you have no money and asking if they’ll give you something for free. You can often pick up some fruit or salad, and if they can’t offer anything, thank them anyway and ask at another stall.

Free Supermarket Food

Ask at the big stores and you’ll be too far down the chain of command: “My boss doesn’t allow us to do that” will be the usual answer. So smaller supermarkets and neighborhood stores are a better option, where you can talk to that boss. You may find warmth and generosity among Muslims and immigrants to the West who run stores.

Restaurant Leftovers

It requires some patience, a little nerve and a bit of practice, but it’s possible to get free, professionally prepared food, even a table to sit and eat it at. Restaurant districts in cities are obviously the best place to try this, and expect a success rate around 5%, so it requires persistence, but will sharpen your bargaining skills, and who knows where else that could lead?

Turn up at a restaurant after the busiest time but not too late, and explain that you have no money and ask if they have some left overs in the kitchen. It can help to have a container such as a plastic box ready in case they do have something, and if they’re friendly and can’t offer anything the first time, maybe they can put something aside the next day.

Searching and Foraging

It grows on trees, on the ground and some seasons there’ll be abundant fruit and tasty plants such as dandelions or chickweed. Even cities can produce some tasty wild food, and anyone near downtown Seattle has access to America’s first Food Forest in a major city.

Dumpster Diving

Growing media coverage of the colossal food wastage at supermarkets and restaurants has made it much less weird, and more popular, to search through the dumpsters in search of some quality food to turn into a meal.

Last Updated: March 23, 2019

My last resort

I don’t know how I found myself here but here I am. Everything was going so well, I had worked hard to get my dream job as a performer and was loving life. I had moved to a new city and country to work and for three years everything was amazing. Then a family member was given a year to live and I made the decision to take a year of leave from work to return home and help my family with what we were facing. Suddenly about 5 months after I returned I became ill myself. I had got myself a job in a nursery but had to go home with a migraine one day. After a week of being unwell I finally went to the doctors who sent me to the hospital. There I had a scan which showed a suspected bleed on the brain so the doctors decided to do a lumbar puncture. Eventually I was given the all clear and sent home. Except once home I suddenly couldn’t sit up or be upright without excruciating pain. Several trips to the hospital and doctors it was decided the lumbar puncture had caused a leak of my CSF fluid. I had a procedure called a blood patch to fix it but unfortunately it failed. Several months later I finally got my second patch. It still hasn’t worked properly. I am hardly able to do anything without coming out in hives, I can barely walk to the local shop which is devastating considering I have always been so active. I can only just about manage to work two hours a day, sometimes this isn’t possible. I am waiting now to see a specialist in London. I had to resign from my performing job as my return date got extended for a further year but that has now been and gone.

To top all this off I am not entitled to any help from the ESA benefit from the government, despite working my whole life (I am 31 and have been working since I was 15) because I dared to work in a different country for one of the past three years.

I am now on my parents sofa. I can’t even afford to get a bed. My mum had a nasty fall last year on some uneven paving. She is currently unable to work herself whilst she waits for a final operation to shave the bone in her wrist and insert a plate. She is a health care assistant and has spent her whole life caring for others. We have always tried to do our best as a family and support each other but now she can’t help me and I can’t help her. We literally have £10 to our names, have taken out loans and still can’t get through the month. I don’t have a certain amount to ask for, anything, however small would really help.

I can’t thank you enough just for taking the time to read this. Any donations would be so so appreciated and I hope one day when I am in a position to I can pay it forward.

Thank you

paypal.me/TaraSmart

Last Updated: March 23, 2019

HELP A GIRL OUT

Hi! I don’t really know how this work’s so bear with me please!

So far in life I’ve been living off of my parent’s money, you know, as every child does… Recently I’ve decided to grow up and help them with some money for a change, so for the past few months I’ve tried getting multiple jobs but with no luck. Since I’m in highschool there is so much i can do, I even tried those apps who are supposed to help you gain cash if you play games but here I am! I don’t need much cash, even a 20$ would help me right now, I’m really sick of just laying around and doing nothing so I just need some money to help me get a job. To be honest I don’t even have money for lunch at school but I can’t tell my parents that, they would worry too much. My mom already has three jobs and even that is not enough… We are already behind on our bills and struggling to make money to get new clothes for spring because we literally just have winter clothes. They would kill me if they found out that i came on the internet for money but it’s my only choice right now. The school is not going so well either and I feel like I’m just a waste of space at this point. I spent all weekend trying to make money some way or another but I failed, this is my last hope. I love my parents so much and I would do anything to help them. This past year we’ve been struggling even more because we found out that I have a pretty bad case of scoliosis and I have to wear a corset that would help me so much with my spine but it’s so expensive, I’ve fortunately got hold of one but I grew out of it and now I need another one. We really can’t cope anymore. I’ve been praying every night for a solution and today when I found out about this website it was literally a glimpse of hope! So please, please, if you can, please help me and my family in our time of need! I know we can make it out of this situation somehow but for now we really need your help! My goal is to raise 100$-150$ but like I said, even a 10$ at this point would be more than enough.

Thank you so much for the patience and the opportunity!

This is my PayPal link: https://paypal.me/NinaDinescu

Last Updated: March 23, 2019

My utilities are going to get shut off

Please help me im in a really bad spot right now. My husband was supposed to be paying all the bills while ive been taking care of my dad and my own health issues until I can get back to working but he has not paid anything. Now im facing a little over $800 for utilities and I needed to pay half that last week to keep my utilities on but I couldnt come up with it. I am trying to sell my truck and a few other things but no one is buying anything. I also found out last week that he hasn’t paid our rent in 3 months and im trying to work on paying that as well.
Please if anyone can help me keep myself daughter and Dad (who is fighting lung cancer) in our home. I dont know what else to do or what is going to happen.
I can give you my account information to my utilities so it can be paid directly so you know where the money is going. I can even give you my landlords name and information to pay him directly as well.
I need at least $450 for my utilities to keep them on and at least a month and half rent which would be $1500 as my rent is $1000 a month to keep my house. Please if there are any angels out there at all please help me.
I have no one else I can go to. I couldn’t even pay my car insurance this month so I dont even have insurance on my car.
I don’t know what else to do but beg here in hopes of finding a kind and generous person that can help me keep my family from being without heat and electric and soon without a home. My landlord is doing his best to work with me because I was not aware my husband was not paying rent. Someone anyone please help me get out of this mess.
I always believed in karma and have always helped when I could here and there but now it seems karma is not on my side. Please prove me wrong. Please help me get back on my feet and keep my family safe and in our home. It says I need to add my paypal which is here:

https://paypal.me/eyezwideshut

Thank you to any angels out there.

Last Updated: March 20, 2019

Got into a lot of money trouble. Need money for rent and debt asap, please read!

So first off, I am a 17 year old highschool student. I got taken out my home by CPS and was living with a friend for a while. Until last month I was arrested for possession of marijuana and his parents kicked me out. I’m living entirely on my own now and I was getting by but barely. sense my arrest I have been clean and stopped talking to everyone I used to deal with in that world, but last night I was jumped by my old “friends”. They took everything I had. everything… Im looking for help to pay people back that have helped me out and to help with bills. I wouldn’t be on here if this wasn’t truly my last my option. I just need some money to get out of debt so I can get my life back on track. I’ve already sold my car and now I bike to work but I don’t know what else I can do and honestly I’m scared of where I’m gonna end up if I don’t find any money. Im scared that if I don’t get the money I’m gonna get jumped again from people I’ve borrowed money from or even be on the streets. my rent, and insurance is due in 2 days and I had it all on me last night when I was jumped. I currently have 0$ and need at least 725 by Friday or I get evicted. Thank you for your help and support!

https://www.paypal.me/Getmylifeback1 [Read more…]

Last Updated: March 20, 2019

Help me take control of my life again

I can not lie. I could write about some illness, fake anything, but I will not.

Im 38 old guy who get into trouble. I can promise You – that it was bad coincidence, too much trust put in others. Im out of money as the result and having bad troubles which I would not like to have. How serious – will get out of the home in week.This is the last thing I can do – all other options I did checked a

So while I ask you for money, you invest in me. And I will tell You what are you buying, what I will make in next steps if I get any. So what You are paying for:

– restarting my life
– I would not stop helping others as I did.
– I will not stop to be the descent guy, that one which brings you back your wallet if you lost it and help you with carrying heavy things.
– I would not stop to inspire kids and young students to take the world and reshape it as they imagine
– I will not stop to influence people to play always fair and be the good.
– Ii will not stop to teach young people that arts and beauty are the most important thing in humanity.
– I will never stop to tell people, that money should go second, first is human
– I will never stop to fight against anybody who hurts someone weaker even I will get hurt.
– I will never stop inspire groups, random people, that they can do whatever they wish, that they are fuck*ng great, but have to find their right audience.
– I will never stop to learn people that they have to care of each other, to make this corporate world better.
– I will as I did rise a lot of talents and brave girls, womens, by showing them that nobody can stop them.

But right now, I need any support. One of the person which used to be close to me put me in 40K$ debt I can not afford.

Every single dollar count for me. Literally. Every!
Think that you are paying to broadcast good things in life.
That this is kind of money that will make difference.
Im yours.

here is the pool:
https://paypal.me/pools/c/8d4arMTWp2

Last Updated: March 20, 2019

Not Paid Enough, Too Many Bills This Month

I am going to cut to the chase. I work a very intensive job (residential mental health) and make peanuts even though I have a Masters. While the work is rewarding and building my experience, it hasn’t helped that I have had back to back major expenses (got a recent root canal and crown) and I barely have anything left from my paychecks. With student loan debt sucking me dry. I am running on empty. This month I have to pay to keep up my professional license (LPC) which isn’t cheap either and recently had to cancel some of my own therapy appointments because I just can’t afford it until next month. If I was able to get whatever people were willing to give, it would greatly help me financially. Most of my paycheck seems to go towards bills since I am still paying off my most recent dental “adventures” which couldn’t be avoided since the nerve in my tooth died and I had to get a root canal or risk my health. Sadly because of that things have been set back ever since. I really wish things were different and I could work a job that paid me fairly for the work I do, but I guess this is what is the reality of having my license and my degree.

There really is no reason that anyone has to give to me, but supporting me now means you would support me for the long run. I work in a job with high turnover. I am a case manager for a residential mental health facility. My job is to help those struggling with acute mental illness to be able to rehabilitate enough to manage symptoms, to avoid hospitalization, and eventually re-enter the community through the Moving On Program (Williams Consent Decree). A little extra money in my pocket to be able to pay bills to pay for license renewal, and help my general well being to pay off my bill, would be amazing. I would be thankful for any little bit people are willing to give. I just am really stressing over paying for things this month and am trying to last till April 11th. It’s embarrassing enough to have to be asking for money in the first place. To those that read this and don’t give, thank you for reading. To those that read this and give. Thank you. I will continue to pay it forward in any way I can. For every donation, I will be donating to someone on this site once I am in a better place financially.

paypal.me/KatherineCrilley

Last Updated: March 20, 2019

need help starting again

2 Years ago I was a busy hardworking mum who had finally got myself for the first time in a position where i was not struggling to live. I’d spent 18 years bringing up my daughter single handed. I had very little for many years as my daughter at 5 years old begun years of hospital treatment and appointments after waking up one morning unable to walk so naturally her health took priority and getting any form of career was put on hold and had to manage on welfare to get by but i was determined once my daughter was well again i would worked as hard as i could to provide us with a better quality of life and become a good role model for her showing her how to be a strong independent woman capable of whatever she wants if she tried hard enough. It wasnt easy but I finally got to a position where she no longer would see me worry about covering the rent and bills. Not a life of luxury but for someone like myself with an anxiety disorder not having to worry about them things was such a big weight lifted I was finally able to feel at ease or so i thought.

Then one day my hand decided it didn’t want to work i struggled with my work i needed my hands for both jobs but tried to carry on but my health continued to decline in various ways struggling to stand some mornings and my anxiety increased but knew when i needed help getting it back to a manageable level but they wanted to try other methods that were no help to me so my mental health declined further i resigned from one job to lighten my load when out of nowhere the job i had left to rely on was took from me. With no income the debt spiraled i lost everything maxed all my credit cards just to pay bills and had a mental breakdown everything id worked for gone.

I’m still getting to grips with my GAD but getting better everyday but left with added depression looking at the state of the mess my breakdown has put me in im in a worse position than i was all those years ago being served eviction notices on my home being given court summons and threatened with prison because im to ill to work and have no money to pay my tax and welfare are not helping right now because i was to sick too attend an appointment and i still have no diagnosis. my future physical health may not be certain but i refuse to let my mental health control me and want to find a way to rid myself of debt and legal actions to take away some of my worries by finding a way to work for myself. To do that i need someone with the ability to lend a hand in my steps to starting again by getting the debt collectors off my back while i try to regain focus and can get back on the path to my life of luxury, of not being paralyzed with fear daily, helpless unable to resolve any of this mess. So please anyone who can help me by giving me a fighting chance to take back control of my life with funds to bide me some time to start earning i would be eternally grateful and hopefully removing negative issues and trying to build positive ones will help me in my journey to better physical health too. i need to find at least half my rent and tax of around £1800GBP to stop the legal proceedings. any contribution would be amazing thank you for taking the time to even consider helping any one of us in need right now .

yours Sincerely

Caz

paypal.me/UKCBanks

Last Updated: March 19, 2019

Injured and in Debt

Hello,

My name is Matthew, I am a recent college graduate and performer at Disneyland. A little over a year ago I was homeless and living out of my car in Los Angeles, and I was very fortunate to land a job auditioning at Disneyland and started to make enough money to rent a room in a house.

I graduated from college with a Philosophy degree, and moved to Los Angeles to pursue my passion as an actor. I worked many different restaurant jobs and worked really hard and took a lot of classes, but I quickly ran out of savings, and without support from my family, I ended up living out of my car.

I am very grateful for the blessings that have happened since then in my life. I started my job at Disney, started attending church regularly, and have been planning to take coding classes so that I can one day have a more stable, higher paying job to support myself.

Unfortunately, very recently, I injured my ankle rehearsing for a film project and I have had difficulty doing my job. I have been asked by a doctor to go through a physical therapy program to rehabilitate my ankle, but I cannot afford it. Because this injury occurred outside of work I am not able to receive compensation or benefits from my employer. My other option if physical therapy is unsuccessful would be surgery. On top of that, I have $30,000 in Student Loan Debt, $15,000 in Credit Card debt that I racked up while surviving in LA. And right now, my injury is keeping me from working consistently and I am in danger of being released from my job if I continue to be unable to perform.

I haven’t been able to start the coding classes I want to take because I cannot afford them, and I don’t want to use credit and put myself in more debt. I hate asking for money because I truly want to get out of the situation I’m in and find a way out on my own, but I am at the point where I feel like I need to swallow my pride and see if there’s anyone out there who would be willing to help.

Here is what I am asking for:

$30,000 for College Student Loans

$15,000 for Debt

$10,000 for Physical Therapy

$15,000 for an accredited Coding bootcamp that will quickly give me the skills I need to be self sufficient.

Total: $70,000

I know that this may seem like a lot, and at this point, anything helps. I just need to get out of debt and start making better choices with money, and teaching myself how to invest and save what I have so that I can be prepared when something like this happens again.

If you have it in your heart to give anything, I would really appreciate it.

https://paypal.me/mtthewedwards

Last Updated: March 19, 2019

Help The Braumandl’s reunite

Hi There!

My name is Jessica Lopez, I am a high spirited 27 years old, October 2017 I became a mom for the first time and I have a husband that adores me and is the best dad ever.

I have lived in Chula Vista California almost my entire life. On the other hand, my husband was born and raised in the beautiful city of Munich Germany. We met back in 2014 he visited the USA for the first time and our lives crossed paths at a sushi restaurant. He literally only knew 5 English words/phrases (Hi!, How are you?, My name is? Can I order a beer (haha) and where is the bathroom? Since he visited the USA with his best friend and he was fluent in English my husband manage to ask his best friend to help ask for my number. Of course, I gave him my number, we went on a few dates which all consisted of playing charades to be able to understand each other. After 3 weeks in the States, he had to go back home. As soon as he got home (Munich) he purchased English books and in a matter of 3 months, he was more than half fluent in English. We Skype for about 4 months and he said he had fallen in love with me and he would love to come back to the states to visit me again and hope to begin a relationship. I was so against long distance relationships but I said Yes. He would visit me at least every 3-4 months and stay for about 3-4 weeks. I ended up going to visit him in Germany 2 times, after almost 2 years of doing distance relationship he asked me to marry him. We had a beautiful wedding in San Diego, his family flew in and his best friends from Germany. Since he was not a resident nor US citizen I had to file a fiancé visa for him and fallow the process to obtain his green card. It took about 6 months for USCIS to accept his case and grant him 2 years green card and work permit. Does 6 months I was basically the one who cover most of the bills, he had saved a good amount of money but not enough to keep some on the side. After 6 months into our marriage, we got pregnant. Honestly, it was not in our plans but things happen for a reason and we couldn’t be happier with our baby girl. Due to all the immigration fees and then unexpected pregnancy, we both had to use our credit cards to cover bills and we are now in debt. On top of that last October I had my gallbladder removed and now I have a bill of $5000+ to pay. Unfortunately last October also his green card expired, we had to reapply and his new case was declined. We have opted to move to Germany, he has applied for several jobs but until now there is no answer. He will be moving in April to Munich to see if he can get a job and try to send money so we can cover the debts that we have, is over $7000 in credit cards plus $5000 in medical bills. We hope with your help we can soon reunite and finally start a new begging and provide a better future for our daughter. Thank you for reading mine and my family story.

Paypal.me/JLopez393

Last Updated: March 18, 2019

I hate to ask ask, but if you could please help me!

Good afternoon,

My name is Tracey Robertson.

So that you know a little bit about me, I am a single mom with two kids in college and a self employed hairstylist with no insurance. Of course, I am a hard worker but when I got sick in January, with a severe lung infection, pneumonia and a staph infection in one of my lungs. With that being said, I was just really sick (in and out of the emergency room) for over month and and so weak, I honestly was beginning to think I wasn’t ever going to get better or my strength back.
Anyway, I am having trouble catching up, so here I am. I am mortified at what this has caused and terrified as to what this is leading to. I am in desperate need for some assistance to pay my monthly bills from January and February. Last year I had identity theft and my accounts were compromised, so I am unable to get a small loan to get by. I really hate to ask but I am really drowning and not really sure what to do. I have the bills for documentation.

If you are kind enough to help me get my car and insurance caught up so I can keep working, my AT&T phone bill that includes my kids, the hospital bill and maybe a little bit of extra cash (gas money) to keep me afloat would be a such huge help. I am trying to post my images but it won’t let me attach the file, but unsupported file or has to be 0.5MB. I swear I have the bills in my hand and can email the bills to you or fax them. Please just let me know what to do….

It’s always something…..

Please have mercy on me (and my kids) to help get me out of this horrific ordeal. I’m really not sure what the protocol is on how to do something like this, but if someone could email me back to let me know if this is right or wrong.

Thank you for taking the time out of your day to even read this. I only hope and pray that things will work out for the best.

This would be more of a blessing then you could ever imagine.

Sincerely,

Tracey Robertson

Last Updated: March 18, 2019

Disabled soon to be homeless. Nowhere to go, out of options.

At a loss on what to do. I need help, not just mentally and physically, but emotionally and financially. I am not exaggerating; the truth is that I can’t work and have no resources. I am out of time and out of hope. My kids are my only family and they are rightfully doing their own things – Will anyone help me? It’s no joke or scheme, if anyone cares please I need help. I can barely walk around the block, where am I to go? How to get there even, much less what I’ll do at that point. I am really gonna take one last walk and that’s about to be the end of this suffering. I need a hand up to get on my feet again; is there nobody out there who cares?

I have been disabled due to three back surgeries including a fusion and replaced disks. In the state of Iowa I am considered permanently and totally disabled, but after 7 years of trying, I still haven’t been able to win a Federal disability case. No doctor will touch my case as it includes chronic pain and that is a big taboo these days. I have no vehicle, no home, and no means of income. I have been staying on a friend’s couch for the last three weeks since I had been staying with my son, who was evicted and moved to Nevada. I have a lot of physical restrictions, ordered by my neurosurgeon, a cane for dropfoot, and am on a lot of medications for nerve damage, bursitus, ostheoperosis, arthritis, and many other ailments. I take medications also for severe anxiety, PTSD, clinical depression, and night terrors. I lost my mother on Christmas day of 2016 and have no other family to turn to as most of them are not alive anymore either. If I could help myself I would have already done it – I am not proud to have to come to this place and ask for help or money.. I do not qualify for any social programs outside of food stamps and medicaid – both of which require a physical address that I can no longer provide.

I am going to be walking the road soon. The weather is improving here, but with my cane and my back problems I can’t walk more than around 100 feet at a stretch before resting; nor can I carry much with me – not to mention the constant tripping and falling from my dropfoot. I will not survive such conditions and have already made two attempts on my own life; something I am very ashamed of as I was brought up to believe that suicides do not receive salvation. It is terrifying to me and I don’t know what else to do because time is very very short.. I have a matter of days left before I have to leave here to avoid my friend being kicked out for having too many people in the apartment. The couch is making my body hurt so bad I can barely sit up or stand without help, but I suppose laying on the ground outisde will be much worse.

Please help. I am not fake. This is no joke or scheme. I am an honest man, I care about people, and I love my country even though our government does not see it fit to give anything back to this veteran.

I have posted a picture of myself back in my younger days as there is no picture that can sum up or prove anything about my situation here.

Kind Regards,

https://paypal.me/mcmahon73

Chris

Last Updated: March 18, 2019

Help me get on my feet and attack stress head on!

My parent passed away recently. They had a lot of debt such as 4-5 loans for random stuff, multiple credit cards that weren’t payed off, etc. Parent also went through 4 divorces and was an alcoholic. Home life wasn’t the best. My parent’s girlfriend/boyfriend is handling the funeral stuff, but they can’t afford it either. I don’t have a relationship with them and they aren’t a very good person either. The home and the stuff in it goes to the bank. Parent’s bank account is frozen and I know last time I saw it, it had only 6k in it. Not in frequent communication with other parent. Other parent struggling to support themselves. I have been looking for a job for over a year and have worked a few other places about a year and a half ago. I had an interview two days ago with a company and the interview seemed to go well, so hopefully I am able to get a job and earn money. I was always under the impression that my parent had money. They frequently spent money and never appeared to be worried about bills or anything financially. I don’t talk to other family members and they don’t want anything to do with me and they are extremely dysfunctional, so I do not want to be involved in any of their drama. Some of them have already tried contacting me asking for stuff or money and that they should get half.

I never ever thought I would be needing to find a place to live. I am trying to get money just to secure a few months to a year of rent and or utilities so that I can even get a minimum wage job and save that money. I have a little money saved up, but would only be able to afford about a year of rent. I will also need to start paying for car insurance, car maintenance, utilities, internet, gas for vehicle, dog food for my dog, vet bills every once in a while, etc. (I wasn’t going to get rid of her sorry) I don’t spend money on alcohol, cigarettes, or drugs. I do my best to stay healthy and do a good job at saving my money. If I can receive money to help me until I can secure a job, it will help me get on my feet and eliminate a lot of stress. I didn’t include super detailed stuff about my whole situation, because I don’t know if this goes anywhere online. I am super grateful for anything I get. I hope that one day I can make enough to help people who are in a bad situation. I know it isn’t fun and it is extremely stressful. I am not sure how I am holding through this honestly.

Here is my paypal.me link

paypal.me/gzqwwe

Last Updated: March 18, 2019

Life after stroke

On December 20th, 2018, my already fragile life fell apart. That is the day my boyfriend had a major stroke and a heart attack. He was the head of the home, financially. The first five weeks I spent every day going to see him in the hospital. I didn’t take the time to start applying for disability and all that because my only concern was to be there with him to try and give him strength and hope to survive. I was so excited when he was coming home, but things weren’t right. He slept all the time and never felt well. In the next month we took 7 trips to the emergency room. He had 1 mini stroke and 1 full blown stroke and is now back in the hospital for an undetermined amount of time. Everyone thinks there is a lot of resources to assist people, financially, in these situations. There is not. I have been surviving by selling my possessions on offer up and Letgo. It is a very unstable and inconsistent source of income. Between scrapping all that together and commuting back and forth to the hospital by bus, I am physically and mentally exhausted and feel like I am falling apart…. like I am slowly but surely sinking, which won’t do either one of us any good. I have to be the strong one for now. If I could just get ahead of the game and get a few weeks of rent and expenses handled, I could get a more stable job and get on a more normal schedule. Please, if you could find it in your heart to help it would be such a huge step in the right direction for us. Thank you for your time and consideration. Lesley and Stephen

Paypal.me/Lesleyad11

Last Updated: March 17, 2019

Old man raising his 4 young kids needs help! Compelling. Must Read.

Hello! Thank You for looking at my situation. Please read on why I am here.

I am a single father caring and raising my own children. Next year I will be 70 and my youngest will be 11. I have 3 others who will then be 13, 14 and 15. We are in a desperate situation but I am not without faith or hope. I have a plan and a plea. The plea is for some financial assistance to help my kids now, and my plan is to never need it again. I’ll explain the plan later.

What got us here goes back in time. Over two years ago I fell 12 feet from a roof and shattered my pelvis. While I was recovering, I thanked God for sparing my life and took it as a sign that I needed to make changes in my life.

For years on end I’d gotten so caught up with the pressures of taking care of the kids, family and work, I was living on a reactionary basis. I had abandoned that which had brought such good fortune to begin with. I neglected and eventually dropped a daily method or practice of turning my care and will over to God. It’s a matter of when you do the right thing, the right things happen.

Poverty didn’t arrive overnight but was more like getting stuck in slow quicksand. When it’s said poor people have poor ways, they do. Everything starts costing more and Murphy’s Law seems to become common place. When I knew life had to change two years ago, I resolved to go back to my old ways, resolving to the right thing, Gods Will, and work to turn things around.

Living and supporting a family on Social Security makes it hard to fill in the hole I dug, but I have been able to quit digging while planning for a better future. The mistakes of the past though are catching up with me faster than I can implement any plan to resolve them and make things right.

Two consecutive days last week I was served first with a lawsuit from a new sewer line yet to be paid for, and another about our home could be sold for back taxes. We had raw sewage under the house, had to have the new sewer and hoped to pay it by refinancing the home. These two bills come close to $3500.

These are what prompted me to seek help here.

Though we are currently in a tough spot, I feel good, and I feel good about the future. Over the last year I was able to overcome obstacles that looked insurmountable. Most of this was personal but I was able to see progress in the right direction as time moved along. Only recently did I start to tackle the money problem.

Life teaches and I’ve been in school quite a while. I hit a devastating period in life 30 years ago, much worse than the current one. I had nothing, not even a car let alone a job. What I did have was agonizing emotional pain. It was that experience which taught me to turn my life and care over to the Will of God.

My life started getting better quickly. It got better and better. Being alone, I had time and came up with a system or method or practice that I used to help me do what I needed to do on a daily basis to align myself with Gods Will. I’ve been using it again and I know it’s working. It’s always worked but one of the biggest requirements is patience. Yet that gets easier to when you know what you’re working for is coming.

I call this practice – using my Circle of Spirit. Within a few years of using it my life went from nothing to earning a six figure income. I found I could get about anything I wanted (God willing), albeit what I wanted most. What I wanted then, more than anything, was to have my own child or children I could raise from birth to adult. It was a long shot to say the least but I used my Circle of Spirit anyway. By the time I was pushing fifty though, it was long forgotten.

This picture of my family taken about 9 years ago shows I got what I wanted after all. It was God willing and I consider myself blessed everyday.

My plan to better our income involves marketing and selling manuscripts and books from a website with the domain name – josephmwarrenbooks.com

I’ve not been able to devote any money to get it up and running just yet, but my plan to raise money on the website will come from donations in exchange for a limited number of manuscripts and pre-orders of a book I will publish sometime yet in 2019. When the book is published, josephmwarrenbooks will become a small bookstore featuring the book – “Use Your Circle of Spirit”.

The full title on the manuscript is “Use Your Circle of Spirit” (Yes, you have one), subtitled, “How to Use Gods Will to Have what YOU Want”. It’s to lengthy to go on here, but when the website is opened, you can gather information on the book, the content, how the book came about (an interesting tale in itself) and what I am offering in exchange for donations.

If I can track donations here I will treat them the same as a website donation. I want to return something for helping. I will be offering a limited set of the manuscripts – a one of 300 – only but have to ask $26 each to cover the cost of a quality job. If I can’t track who donates, please contact me at the website in a few weeks (or as soon as it’s open), and let me know. I will thank you.

If you’ve read this far, God Bless You. If you can help me, help myself, and thus others, I will remain forever grateful.

Please donate here – PayPal.Me/josephmwarrenbooks

And again, Thank You. – JMW

Last Updated: March 19, 2019

Utilities help for life time care giver

I am a 50 year old woman. I work 2 full time jobs. Through the years I have cared for the disabled and also retailed. Same companies 22 years. This last year and a half I had some medical issues that slowed me down. I fell way behind on electric and gas. I have worked hard all my life. I am on my way back up.. but medical bills and rent and medicine. Please help if you can. Just this once so I can keep on working. I don’t believe in handouts.. but have no choice. Please and thank you.

PayPal.sandy

God has always blessed me.. and I will always pay forward any blessings to my patients and beyond!!

PayPal.me/sandyserver

Last Updated: March 17, 2019

I’m Drowning: Another Sad Millenial Story

TL;DR:

-2 college degrees (IT and English)
-Decent paying job on paper (45k), half of paycheck is taken by taxes, retirement and health insurance
-Work 45 hrs a week
-Do not do drugs
-Rarely drink
-Harry Potter and Pokemon Go Nerd
-Crippling Anxiety, PCOS and migraines
-100k student loan debt
-13k car loan
-7k in credit card debt
-2k in past medical bills
-$600/mo rent for a bedroom in a passive-agressive difficult roommate’s apt =$7200/year
-$150/mo car insurance, =$1800/year. Can’t afford to pay every 6 mos.
-Always living paycheck to paycheck
-Eat most meals at my mom’s house
-Feel hopeless

This is hard for me, but I honestly don’t have any other options at this point. Asking for help is very hard for me, both financially and emotionally. I have terrible anxiety and feel guilty about everything.
A good pity party has an illness component, a grew-up-in-the-streets component, and an emotional component. I have all of those, but my guilt over asking for help compels me to tell you that my problems aren’t as bad as other people’s problems. My illness isn’t fatal, my “streets” backstory is mediocre, and my emotional issues are pretty much cliche at this point. I’m not saying all of this to undermine myself, but I feel the need to be completely honest about my situation. I don’t want to feel like I’m manipulating anyone.

Ilness issues-
I have pretty crippling Generalized Anxiety Disorder and Social Anxiety. I have dealt with depression in the past, after my Dad died. I did use antidepressants temporarily to help me deal with my depression, and I absolutely think it is useful in certain situations, but I don’t like how it numbs me. So, I choose to deal with my anxiety issues without medication. This means my day-to-day is harder, mostly addressing my anxiety with self-practiced CBT exercises and immersion therapy. I also have PCOS, which means I have trouble losing weight, I have to stay on birth control to prevent myself from getting cervical cancer, and have more ob/gyn visits than the average person. It also means I likely can’t have children. The medications I take for PCOS, combined with various prescribed weight loss and migraine meds, makes me sick all the time. I also need extensive dental work bc I didn’t have dental insurance for most of my adult life, so nearly all of my molars are gone or have cavities. I have never done drugs, but when I was 5 I fell on my face and my baby teeth slammed into my still forming adult teeth in my gums causing tiny cracks and weak spots, which is why I get cavities so easily. Also probably genetics. And grinding my teeth because of anxiety. With all my other financial issues, my teeth have to be on the bottom of the list, but my current dental issue is dire.

Sad backstory –

I grew up poor, but not like, in the projects, mom on drugs, in the foster system poor. My mom has never been on drugs, nor has she ever lost custody of us. We all have the same dad. She left my abusive dad when I was 5, and we saw him maybe twice a year until I was 12. After that it was a little more often, but not much. For most of my life, he was an alcoholic who lived with his Mom.
My mom was a high school dropout and worked at warehouse jobs to support us. When our utility bills would get too high and get shut off, she would get the utilities turned on in our name. When I was a teenager, she married a man who was regularly in and out of prison, and who verbally and then physically abused her. All extra money went to his account in prison.
By the time I graduated high school, my credit was terrible and I had multiple bills in my name. I couldn’t go straight to college because she made just enough for me to not be eligible for grants. However, she didn’t actually have any money to pay for my college. I had to wait until I was 25 to start college and take out loans. Financially, I started out in the hole, and I’ve never been in a monetary position to dig myself out. I’m barely surviving. With my anxiety, I decided to do online school for my associate’s degree, which costs more, going through a for-profit school (UoP). After that, I decided to get my BA at the state university, compounding my student loan debt, but getting me a more useful degree.
A couple of years ago, my paid-for car started having major issues, and I have zero savings. I couldn’t afford to fix it, especially since it seemed to be falling apart. I pulled the trigger and bought a car on payments, and now I’m drowning. Its a good car and a good deal, so I’m not regretting the purchase, but with my car payment and insurance, I’m barely making it. I even cut costs by moving in with someone who had a spare room, but my anxiety and his emotional issues make our situation super uncomfortable.
I have a full-time job with decent health insurance, but between insurance, retirement and taxes, about half of my paychecks are gone before I even get it. On paper it seems like I make enough money to live, but in reality I make less than $25k a year take home pay. The only reason I’m not homeless is because my student loans are currently in forbearance, I eat all my meals at my mom’s house and she added me to her cell phone plan. I have 8 credit cards, and I can only afford to make minimum payments. I have to buy all of my purchases on payments because I never have more than $100 that isn’t already spoken for.

Emotional-
It’s all so depressing and frustrating and hopeless. I don’t have any backup or safety net. My car was towed for being parked in a no-parking zone when I had the flu, and the $260 it cost to get it out nearly made me homeless. I am drowning and no matter how hard I try, I get nowhere. I can’t keep going like this, I’m going to fall apart. I’m going to lose everything. I can’t give up my car because I have to be able to get to work and it would take me 6 months to save enough cash to buy a cheap one outright. I have to be able to drive to work to earn money. Not to mention the damage it would to do my credit.
My anxiety has the potential to turn into depression at any point, if I get stressed enough. So on top of all my financial stress, I’m also stressed that my STRESS is going to push me back into a depression. Its a hopeless place when you are stressed about how stressed you are.

Please understand that I do not ask for help lightly. I work 45 hours a week at my job and don’t have enough time or availability to get another job. Also my social anxiety would kill me if I worked 7 days a week and didn’t get a break from being around people. I’ve cancelled media subscriptions, buy all my clothes at thrift stores and yard sales, moved out of my own apt into an uncomfortable roommate situation to cut costs. I rarely go to movies or do any other entertainment that costs money. I put my student loans in forbearance bc of financial difficulties. I’ve done my due diligence in trying to cut costs and be frugal. I’m TRYING, I swear.

Anything will help, because I am drowning and I really don’t know what else to do.

Thank you so much for your time and your help.

https://paypal.me/slmshdy310

Last Updated: March 17, 2019

We Don’t Belong Here

I would like to start this plea for help by letting you know that just for reading my letter, you are already a hero to me.
As I sit here writing this letter, a part of me understands that there are others out there in this world who are in more need of help than me. Unfortunately, I have run out of options and have come to forgive myself for asking for help.
I have been permanently disabled for over a decade now. I am stricken with many chronic, debilitating, and even rare diseases and birth defects. I’m 39 and have been told by a doctor I may live to see 50 if I’m lucky. Although I keep trying, I am unable to work even with the loads of will and drive I have, my body says no.
My momma left her life 10 years ago to live with and care for me and my children the way I could no longer do. She landed a job from Medicaid in which she was able to earn income from caring for us. Of course the $1200 monthly income she received benefited us all. Things seemed ok especially since I also received $500 weekly child support from my children’s father. For years this worked and we were able to budget our money and make ends meet.
In January 2017, our world became a struggle. New laws banned family from caring for family and being paid for it. We were devastated. To make matters worse, my ex-husband caught a 3-year prison sentence leaving us without the $500 weekly child support that I received for so many years. So here we were, nearly broke with seemingly no light at the end of the tunnel.
We have truly been struggling. We’ve been evicted twice, we lost our car, and we had no choice but to take a small 1 bedroom apartment at one of the worst places here in my town. They are infested with cockroaches, mice, and drug dealers and users. My 15 year old son, myself, my momma, my sick brother, and my 2 family boxers all in this little apartment. Our stove has a gas leak which they refuse to fix therefore every night before bed we have to manually turn the gas off. About a month ago the plumbing went bad and was flooding the apartment and despite begging for help and receiving that help, they let us live in that filth for 3 whole days.
We get monthly checks but we are forced to pay $800 per month here. This leaves us without enough for deposits, rent, and utilities to move. We’ve been trying so hard since November 2018 to get out but without help, there’s absolutely no way out and I’m getting sicker by the day.
As I write this I find it hard to find the strength to continue, but my family needs this. I am asking for help to move, get all utilities turned on, furniture, as we’ve lost everything. If at all possible we also need a car because no one wants to take us places. It’s like our so called friends have vanished. I know it may be a lot to request, but a good $10,000 would truly and tremendously give us the boost we need.
I understand that my plea may go unanswered, but life has taught me “Don’t Think Because You Only Live Once!” So I made myself gather the courage to at least try.
For my family and I this will be the new start we need and utilizing all of the new programs I’ve researched, including The Hart Program, which is synonymous to the program my mom did for Medicaid. Please believe that we are good, well deserving people who carry complete faith in Our Lord and for people like you. We simply need help….and a chance.
Thank you for reading my plea and God Bless You for what you do!
Lora Beth Cruse

paypal.me/creditfixinggeterdone

Last Updated: March 17, 2019

Need Some Help with Utilities

I am a full-time university student and I am currently approaching my last term of schooling as it is my Senior Year. I will be the first in my family to graduate from college and have a degree.

Rent is very expensive around my university and it is hard to make it through financially each month, even with financial aid and the money I get from working. My family cannot support me a lot as we are poor back home, and they have their own financial problems to dead with right now. Regardless, for the past three years or so, I have been able to keep up with my financial obligations and payments on my own, and there has been very little problems until now.

Just recently, my car was hit (on the side) by a drunk driver at an intersection about two weeks ago (from this posting). Both of us thankfully made it out alive with minor injuries, but my car was totaled and had to be put in the shop for repairs. This is the car that I usually use to commute to school and work, but I managed to make do by taking the bus.

However, the car repairs did take a lot out of my finances, more than I anticipated as I thought I could at least scape by to make rent payments and all necessary utility payments at the beginning of the month. I was able to pay rent, but it nearly depleted my balance and I had almost no money left to pay many of my outstanding utilities and fees. I ended having a return check fee from not having enough to pay for one of my bills, because I forgot about an automatic payment (which I admit was my fault). My bank account is considered in the negative now, and I need some funds to pay the return check fee and other utilities.

I have considered many options on how to go about this. I cannot turn to my family right now, as they also have payments they must attend to as previously discussed. They are also forbidding me from taking out a payday loan, because of previous bad experiences with debt around our family (which I understand). I knew this website was an option as well, but I wanted to make it one of my last resort options. So now I turn to the generosity of the online community for help.

I am not asking for an extravagant amount, $100-200 would be perfectly fine. I just need enough to pay off my outstanding fees and bills to bring my situation under control, with some money for a small amount groceries and just overall contingency. Everything should be back to normal once I get paid at the end of this month and next quarter’s financial aid comes in. Any help is much appreciated, I am near the end of my studies and I must persevere to make it to the end.

Thank you in advance.

https://www.paypal.me/sansantanax

Last Updated: March 17, 2019

This cannot be what God intended…

Or perhaps, i am paying back for something I’ve done when I was younger. I came across this website while considering the last few options I DONT have, so I figured I would write some. I am going to apologize ahead of time for any despairingly pathetic, the whole worlds out to get me remarks. I never used to be such a negative person, I’ve never been through anything like this before. I have never been so unhappy, and throughout this endeavor of mine to hold on, and not give in to the constant calamity of rotten situations that has become my existence I have become a bit jaded. For that I am sorry, everyone has crumby things going on in their life. Truly awful things. Things that I’m fully aware make my troubles insignificant. If the past several years worth of this stuff had been spread out even by just 10% I’m sure I would feel very differently about my circumstances. But it hasn’t. If I had just one of my loved ones, or a buddy, tell me “listen brother, everyone is dealing with the same things at the same rate as you! Tighten up!” I would joyfully accept my position and maybe get to sleep that night. But none of that has happened. Those who know me best know two things about me. That I am tough and have always dealt with everything that’s come my way, and TWO that through seeing with their own eyes they have never seen so many bad things happen to just one person in their life. Which by the way is so helpful. I am almost positive I’m writing this into oblivion. Or, I’ll need to enter in some personal information at the end of this that I won’t. Or there’s 15 paragraphs about the 6 email address money making through mailing addresses for me to try when I finish. I don’t care I am going to write just because I have no where else to turn. I have been self sufficient since I was 15. Grew up for a bit in a boys home, when I got out I got a good job and met the girl I would eventually marry and have children with. I had a pretty crumby childhood, lots of abuse to summarize. But when my little girl were born everything changed. I suddenly realized why I had been kept alive through all the stuff I had been through. In a single beautiful life changing moment, they handed Grace to me and i was broken. I cried for the first time i could remember, all over my newborn daughter. And from that moment forth and then doubled with my second little girl I was hooked. I had the opportunity to give these girls the life I never had. And I swore never to get them or by any means recreate anything resembling the childhood i had. Using what I wasn’t given and what I could have used as a child as sort of a template, to make sure that the most important part of my entire life would always know daddy loves them. And I did. And my wife did. We were on the same page, and we prospered. I started my own business (a small flooring company), she went to school, we bought a house,… and never looked back. I married young, and had my girls at 23 and 24. I truly felt happiness for the next 12 years. Then, soon after my wife got a new job making a lot more money and working with people much younger then her, she began acting different. Going out alot more, dressing and acting different. And through a series of discoveries into a side of her I never knew and some bad decisions surrounded in dishonesty she had made she ended up leaving our girls and me. We were not perfect, but for the handful of problems we had we also had 10 times that amount in things most couples wouldn’t trade for anything. Most of all, two beautiful little girls. Since that moment I have not been able to find my way back to happiness. To a productive, successful adult life. My girls stayed with me while my wife moved on and around, not paying child support or participating in their lives for a long time. I don’t have much family, so I did the best I could with what I had. The worst part was how her decisions and her leaving changed my girls for ever. All the fighting I did to make sure the were safe and happy and would never have to know true sadness, and it ended up being their mother that does it. And there was absolutely nothing I could do to stop it. Well though Months of talking, crying, hiding my true feelings about their mother and just trying to keep them on their schedule we resumed some resemblance of a normal life. Soccer practice, birthday parties, showers and school and supper. They were doing good in school again, talking and happy. And then I lost our house, and not because I wasn’t paying the bills. Although alone financially, it wasn’t that simple. On short notice I had to move into a crumby little place because it was all I could afford. My truck broke down permanently through a mechanical failure the manufacturer had never seen before, I lost my health insurance, my oldest broke her kneecap, and so on and so forth. Fast forward to now? All of that was not only about 5% of the total sum of difficult things I went through but it was also just the beginning so it seemed much easier to deal with. Over three years later, and my girls have moved in with their mother, I moved out of the house i rented (and took excellent care of) to try and save money and attempt to maybe start dating someone, and the folks i was renting from have turned into greedy dishonest slum Lords, I was in an accident 5 weeks ago and totalled my new truck and my trailer that I pull and use daily for work. Not only was over half of my equipment damaged as well (my work equipment) but I also sustained a brain injury in the accident. I have not been able to work as a result of my injuries, and because my work is slow in the colder months, i used all of my savings to move into the new house and I was just plain old not financially prepared for something like this, I am now so far in the hole I don’t see a way out. I have a perfect record, a perfect driving record even. I have tried so hard and done the best I can. To do right by my girls, god and my character. And as a result I have somehow lost everything. I have not even described a FRACTION of the barrage I’ve faced over the years, but for my hard work and not turning into the person I should have been, I can’t pay my rent that’s late, my power is about to get cut off, everything. Everything is worse then it’s ever been. I have nothing. Nothing left. Nothing to sell, nothing I enjoy, loss is all I have and I have no more ideas or resources. Now to some people being in the hole the amount I am might seem like nothing, but to me it may as well be a million dollars. I am so sick of all this. Sick of paying paying paying for something with the last little bit of nothing I have left. And realizing what’s the point anymore has been the biggest epiphany I’ve had for a long time. I was such a happy person, my little girls were here and happy and I thought I had figured out how to keep and take care of the few simple things in life that bring me joy. But I can’t have anything. Obviously. The other day I thought about what it would be like to leave this earth and it was the first time in a year I felt excited? I love my girls so much. And I am sorry I couldn’t do better for you guys. I tried so hard. To be caring, stay honest. Helpful. I love you two so much. I am so tired of talking about this. Feeling this way. I am so tired

Last Updated: March 17, 2019

HELP

Hi. Im 20 years old and few years back I made a mistake that I have been paying for to this day. I have lost weight and countless of nights to worries and stress. I had a habit of taking pay day loans and even though it isn’t in the tens of thousands like some people I still need help with the 3700€. I have been actively looking for jobs and have kept myself from falling back to them. The mistake I made was using them to pay for my other loans and thus circulating in never ending interest payments. I would do anything to go back in time and trust me I would’ve never even browsed their sites. I am due to lose my credit and this will keep me from getting an apartment in the future. Please if you can help me, do so and ay god bless you. I am currently studying in university and would like to move on with my life. Once I get rid of these bills I will do my best to better myself enough so one day it would be me browsing these sites and donating money to those in need of it. I would be thankful for any donation. Im hopeless in regards to these bills. If a thought about it crosses my mind before sleep, I wouldn’t be able to sleep for hours to come. These past few years have been the toughest I’ve ever been through and would really like, need and appreciate any form of help available, whether it be advice of purely financial. I have two outstanding bills that have kept me from moving forward with my life. Money has lost its meaning as even when I have 100€ (for example) I know that the 100 compared to the money I owe its literally crumbs. This has caused me to lose sight of money and I hate myself for falling in to this. This has severed my ties to some close people and I don’t want to lose anymore. I have looked for jobs tirelessly and have yet to get one which guarantees enough hours per week. I need help and I am literally begging for it now. I haven’t taken any loans since and will never take any of this nature. I am ashamed of myself and what I’ve become. If you are reading this and are in a position where you can help, please do.

Last Updated: March 16, 2019

The right path

Ok so in may I for into a car accident..no big deal but ever since I fell like my life can’t get back on track. I’ve always been a hard worker.

Then I started getting diagnosed with stuff. First diabetes, then ra my vision went from 20/20 to 20/400 with cataracts.

When I was younger I was on drugs..been clean now since 2004.

I live in a very small trailer with my dog and kitten. I make 8.4t an hour my bills are 800 for rent 300 cart payment(2 months behind) 150 car insurance plus food and personal stuff. I’m trying so hard to catch up it’s not even funny.

My lawyer got me 1200 out of 20000. I dont know what else to do. I’m a week behind on rent. About to take a second job at Walmart. I dont know if I can handle that. I can barely do the one. I’m sick all the time. My des are trying to rule out inflammatory carcinoma and I’m just stuck in a big circle. I stayed with the same company for 15 years now I’ve been through 4 jobs in 2 months. My family have all died off or have lives of there own. I belong to a few cash app blessing groups but I never receive I always donate. I just here to see if I can get a little help.. my car is about to get repped if it doesn’t break down first. I’m scared.

I’ve been going to food banks but lately there isn’t much.

I am a pay it forward person…if I can just get a hand up I can help others as well.

Thanks for your time and hope to hear from you.

I will do various jobs to earn quickly but. I will not prostitute.

Again thanks for the time you took to read this.

Cash app $AngeliaMartin

Paypal.me/angelia1028

Last Updated: March 14, 2019

SPRING BREAK GONE TERRIBLY WRONG

As most people know, March is best known for spring break! One of the best times of the year for college students to get away for a week, free of stresses and worries. Personally, I’ve never had the opportunity to take a spring break trip. I’ve never had enough money to do much for spring break, so I usually take the opportunity to work and make money. Since it’s my last two years in college, I thought I should save up and do something fun with my friends. I thought I deserved it because I work so hard in school and work as well. Everyone says college is about the experiences and memories and I’ve always felt like I was missing out. So this year I was ready to have some fun. My friends and I decided to take a trip to Miami. I was so excited to hit the beach and soak up the sun. As we were leaving the airport, we stopped at a little local store to get some snacks. I bought my snacks and put my wallet back into my bag… well so I thought. As we got back to our place, I went into my bag to get my sunglasses and wallet because we wanted to go to the beach. I wanted to use my fanny pack, so I didn’t have to carry a bag. Come to find out my wallet was no longer in my bag where I put it. I can’t describe the feeling of losing your wallet. My ENTIRE life was in my wallet & just like that it was gone. I’m now on a spring break trip with no money. My very helpful friends said they couldn’t help me but I feel awful even putting them in that situation, knowing they saved for a trip just like me. I saved $500 for 5 days and would so GREATLY appreciate any help.

https://www.paypal.me/ijgarci

Last Updated: March 13, 2019

Family going through a major hardship

Hello to whomever is reading this,

First and foremost, thank you for taking the time to read this. We are a Christian family, and we are in need of monetary donations for several reasons; it’s hard to even know where to begin. We have been on a downward spiral ever since initially losing our jobs a couple of years back, and it’s been extremely difficult to recover ever since. Our family of four desperately needs a place of our own asap as we have been living with family for almost 3 years now. My spouse works, but it is just not covering all the bills and expenses. I have been a stay-at-home mom for a while, and now I’m actively trying to gain employment. I am currently studying for a test in order to earn a career related license, which will take a little bit of time to be fully up and running, but in the meantime we are seriously struggling to get to a better place in our lives. It has been very hard to budget and keep up with the expenses of two small, active and rapidly growing kids; one has a birthday coming up and we are unsure of where to get funds to properly celebrate it. :( Our children want to do what they see many other children doing, but we simply just can’t afford it. We are however very active in our church which we can say makes up for the other things that we can’t pay to do as of yet.

We have an older high mileage non-operated vehicle that we have to just let sit that has a registration collections against it as well as a title loan balance of almost $4,000 that we can’t keep up with, and our other vehicle that we currently rely on to run necessary errands and get the kids to and from school is WAY overdue for maintenance and we can barely keep up with the monthly note, but we are praying it holds up until a miracle happens.

Our income is always dwindled down to a little for gas and food to stretch over 2 more weeks after every paycheck. We have high debt from just trying to stay afloat and we need pay off or pay down bills for more breathing room and less stress, but we have reached our max on everything.

We were also truly hoping for some relief with some kind of a tax refund, BUT due to a defaulted student loan, what refund we would have received was completely offset (taken), so that was another blow to our trying to do a little better in our situation. We have urgent and pending expenses between now and the end of this month, as well as every month that we are unsure of how to cover.

Somehow we have managed to not file bankruptcy, and we have been praying that we do not have to go that route. We used to be the family members that everyone in the family would go to to bail them out of financial issues, and now that we are down and out there is no one to help us.

Our phone service has also been interrupted at this time and we owe $416.00 now which will double come next month, so we do not have our own method of contacting anyone via phone; we have to use relatives’ phones to reach anyone or to be reached.

We are so overwhelmed; please help us if you can! God bless you always and thank you!

My PayPal.me link is paypal.me/Heneverfails

Last Updated: March 12, 2019

Involuntary Long Term Disaster

I need help. I can’t keep living like this. I don’t want this to be the end.

My story is long, a near 2 decade disaster from childhood.

Currently I am living in the house I grew up in. I am on food stamps. My house has holes and fire damage, my vehicle is falling apart, and it the last thing holding my life together.

My mother made a range of bad decisions when I was growing up, leading to a terrible childhood. Drugs, mental and physical violence, etc. My step dad treated me somewhere between gold and dirt, depending on the day. I was able to shrug most of it off thankfully. I spent my teenage years trying to hold a job for a small amount of life and freedom and simultaneously juggle my grades. I managed to acquire a truck for 500$ during this time, which I still have today. Sadly, it no longer has a floorboard, or a reverse, water comes in through the roof, and is quite loud. My stepdad was sent to prison during this time, which put my mom into a state of depression, despite the levels of abuse. He later got out, and wanted to get custody of his 3 year old from another state. Through a strange set of circumstances, they moved out (although not very far) and left me the house. Meanwhile, my friend and I started college. He moved to the town, but having my own house at this point I stayed. I kept my grades up, going for engineering, but failed miserably towards the end of the semester with no sympathy from the professors. I was a commuter, and kept being snowed in. I couldn’t stay with my friend, there was no room. The truck wouldn’t make it that far and there were no vehicles to borrow. When I retook the the failed classes that Spring, both February and March hit with more snow. Failed again. One of my professors actually told me to give up, another told me the pictures of snow and ice I sent to him “were fake.” I switched plans and went to a community college that was local, to get general classes out of the way that Fall. I took a few local classes and online classes. I didn’t receive my books until October. “They’re on back order” was all they would tell me. I had already begun to fail classes, and was losing steam being nearly two years into college. I took the exact classes again that Spring since I already had the books now. This time, because of my GPA, I no longer had financial aid and had to pull out loans to pay for classes. Believe it or not I failed again because the online classes came with a serial number that was expired, and could only be used the previous semester. It took over 2 months to receive a new set for completely new unopened books. No explanation, apology, or ownership was ever given from either college after these events. I decided I was through with college for now, I had had enough, and set out into job territory to pay back my debts and get my life back on track.

During all of this, the drugs and issues with neighbors and family never ceased. My mother and step dad still fought. My grandma began to have liver problems, but thankfully my mom lived close enough to take care of her. My mom lost her job. The step dad never had one. My cousin actually began stealing insulin needles from my grandma, and would rob her of medications at times. I didn’t know this at that time, we thought she was misplacing them because she was developing dementia. My grandpa eventually caught him unlocking the deadbolt on the backdoor so he could slip in when my grandpa was gone.

I did manage to get a job and began paying off my debts. I decided I would have to rebuild my savings account to go back to engineering school. I had made plans to take my house off the grid, whether by hiring someone for a grid-tie system or building my own solar panels. I even purchased and expensive amount of materials and equipment over the course of 3 years, deciding that off grid would be a better choice. But when things were finally starting to look up, disaster began to rain again.

My grandma passed away. Everyone in the family had lost a piece of the glue that was holding it together. Then, a few months after, I lost my job.

Savings was beginning to dry up searching for another. Thankfully during this time period I did have some small scale off grid equipment set up, and had put in a wood cook stove my grandma had left to me. It’s firebox is small and has to be loaded about every 2 hours, but you’ll survive if you have wood. The moment Spring came around, my second car that I had bought blew a head gasket and now has a warped head.

I went with my mom and only my mom that summer to visit family living in another town (military family) not too long after that, being as I had nothing else to do, hadn’t found a job yet, was near broke, no car, and it was nice place to stay and visit for a few days. We stayed over the weekend. We came home and arrived at night. My little brother wanted me to stay overnight and play video games with him, him being about 9 at the time. I decided to walk back to my home that morning since it wasn’t too far, and upon arrival terror struck.

A nasty smell crossed my nose on the way up, something terrible had happened. I opened the front door, and couldn’t believe what I was seeing. It had burned.

Upon inspection through the overbearing heat inside, I thought to myself that my equipment had caught fire. To my surprise, it wasn’t there. It was missing. Gone. Stolen. It was arson.

To spoil an overbearing heart wrenching story, my family and the neighbors were the ones who had done it. Not only that, they actually went back for more AFTER they had been interviewed and signed a statement of being guilty, two more times!!! The family who did this was my cousin who robbed my grandma, and my step dad. My cousin took the wrap for everyone, signed a statement, and refused to say anything else, but the step dad and the neighbors were nowhere to be found despite no proof of them being guilty. Word around town said otherwise, everyone knew the story of what happened. But no one knew why. I still don’t. They didn’t take anything worth anything, and everything worth something burned. It didn’t make any sense. To this day I still wonder why.

I had to move in with my mom, penniless. The truck no longer works. The car I had purchased blew and head gasket and now has a warped head. Coolant pours out quicker than you can get to water. My stepdad, as I had said was gone, he had left mom for another woman and was nowhere around. He actually went to prison for burning his new girlfriends garage, and was so high that he told the firemen that he did it for insurance money, and that if they didn’t say anything he would cut them a check. The police were beside the firemen. He didn’t go to prison for my arson case, but life works it’s ways. My cousin was now in prison as well. The neighbor who helped apparently pack up and left town, and has not been seen to this day which is fine by me. My mom had officially checked out mentally, and was now on disability. I’m stuck taking care of her. I found another job, began to save money, and managed to purchase a new used car to get back and forth. While working at my new job, my friend that had went to college with passed away from a drug overdose.

At this time my half sister turned 18 and needed a way out of a bad situation as well. I began to drive her back and forth to work and college, she is doing well there with a 4.0 GPA. Despite pulling four 12 hour night shifts a week, I was driving her during the day to both work and school. I began to break down from no sleep, with sometimes as much as four extra trips to town during my 12 hours off during the daytime. Mind numbing and back breaking, but anything to get her out of the situations I’ve dealt with for years. We both pulled out loans, she got a cheap car and I began to repair my house. At least the structure was still there, but it had to be gutted. I managed to buy a few cheap appliances between paychecks. Just when things were looking up again, her mom’s car broke down. So she let her mom borrow her car for a few weeks. Shortly after, I lost my job. I’ve now went back to driving her around full time, because her mom drove the car with no oil. The car was ruined.

I am stuck on food stamps, my last car is failing, and I am driving the wheels off to get her back and forth to work and school. Worse, she took her cat to the vet recently and now owes another $400 that she had to put on a credit card. There isn’t enough to pay more than the occasional oil change, because she pays the bills to keep my lights on at home. The struts are out, the sway bar is broke, it has oil leaks, and the tires are going bald. My house is still in poor shape, there are still areas covered in soot, it has roof leaks left over from before I owned it that my step dad knew about and never repaired, but also failed to inform me about until the leak had already caused massive damage behind the wall and floor. The rest of the house is still unfinished. There are holes in the floor and in the walls that didn’t burn from fights when they lived here. My mother is disabled. My sister is being worked to death, and between her extra work to pick up hours for bills and school there is no room for me to work. It is nearly an hour into town for both. If I find a job, one of us will be without a car. If my car gives out both of us are out of luck. She will not be able to go to work or school, I will be in the dark. I need help. I can’t keep doing this. I have never been able to get ahead since becoming an adult, I’ve had multiple times of barely scraping by and once again I am at rock bottom. I’ve fell in a hole and fell through the floor of that hole. Please help me. I am intelligent. I am a decent and good person. We both are good at managing money. There are few jobs, and fewer with a flexible schedule. I’m trying to make ends meet. I’ve only ever been given bad hands of cards my entire life. If you can find it in your heart, please help…I can’t even leave this place.

paypal.me/axt999

Last Updated: March 12, 2019

Lose to live

To Whom it my concern,

I don’t what to let my name know or my family known as I am begging for help, since last year my family have been struggling financially how it happens I will say that at first everything is okay, struggling but surviving. We live in New York use too as the place become more expensive rent cosign 1500 dollar my husband have anxiety disorder and cant keep work for so many reason. He was doing what he can to work for low income job or easy job whenever his anxiety triggers i just don’t know how he was struggling to be not a burden to me, I have 3 kids and we are surviving, as time went on we have to start taking some help and no one to run to for food daily necessity my income and my husband income is not enough for a family of five to survive. By then we started using credit card for some relief. Its frustrating how to survive with credit card IYF I am still thankful as we can use it in exchange or not having food at all. I not having any cash on my wallet and we going to the deli with my son he would ask mommy can we buy candy. I would just say lets wait for daddy or tell him that we cant buy as we don’t have enough money for the month and months to come. We migrating to different sate hoping to cop with the financial instability we are having in New York with full credit card dept, personal loans, Car loans for a much lower cost of living. But now we are on the edge struggling more i just don’t know how can we survive don’t get me wrong we are okay when we left New York the income is okay on the new state but the one that was attacking us now is the dept we have on credit card, personal loans it hits us hard and now we are waiting for some relief on income tax but then, I just received a letter stating that our account is on review! and they need another 45 days as they have to do it manually. Who can i run too i cant ask my family as i still owe them money this life for us is getting way out of hand.

Who can help me in the end I ended up posting in this page, I called the IRS earlier if they can expedite my inquiry for as we need the money or I am afraid that we will go negative and being homeless. I have been seeking in the internet for help and other program and such I am too scared to ask as this is very unsecured way i need to protect my family. And ho i ask for help. Sorry if you will now know a lot about us, We are just another struggling family over millions of struggling family out their. but if help come I will gladly fully accept and fully thank you for your help. Thank you.

paypal.me/inneedofhelp132

Last Updated: March 12, 2019

Sober Man Needs Help

I am not going to lie, I am a alcoholic. I have been sober for 9 months now and plan to stay that way. I never drank a drop until about 4 years ago. I all started when I found out my wife was cheating me then left for on of her Coworkers. So one day I decided to buy some beer to drown my sorrows. It seemed too help so one thing led to another and began to drink everyday. Beer led to wine and wine eventually led to liquer. I finally hit rock bottom after my mom past away and start drinking even more. Sneaking a drink at work everyday also, which led to me loosing my job. Drinking cause me to loose my house, my car and my job. I am not proud of what I became and I know I have only me to blame. But I am trying to better my self and change my life. My problem is I do not have a vehicle to get back and forth to work. It’s hard to find a ride back and forth to work and end up losing the job because I can not find ride. Anyway I was hoping some one out there might help me come up with the money to get a dependable use car and help me turn my life back around. I am not used to asking anyone for anything, swallowing my pride to even ask. I am not asking for much maybe around 3,000 to just get a dependable car to get back and forth to work. Anything would help if someone finds in their heart to help me. Please help be able to get to work and get my life back

Thank you for your consideration in advance

donations can me made at: https://paypal.me/jeffh488

Last Updated: March 10, 2019

The Infinite Creatively Broke

Truth be told everyone has a story of some sort and I am sure that there is someone who is going through something worst than me. However I know for a fact I spent more than enough of me always trying to keep my head above water because I see someone else doggy pedaling if that makes any since. My parents weren’t the richest but I will never identify us as being poor. I’ve always been told appreciate what you have in life and work for what you want more of. The reason why I say that we weren’t poor is because my family was creative. We made ways in life by being creative. Leading up to me creating the name Creatively Broke. In so many ways does that name become many different aspects of life for me. There were times my mom and dad couldn’t afford to get me and my siblings the best name brands but my mom would hit up the Good wills, salvation army’s, thrift shops, yard sales and flea markets and buy us things and usually come home and customize it til the point that no one cared that it wasn’t Nike or Jordan. It was just dope! To this day I still shop at those same places for myself. The Good Will is one of my favorites. The name also hits home because we were broken in so many other ways than financially and the way that we painted over it you wouldn’t have noticed anything was wrong and I still do that to this day. We had government assistance growing up and I didn’t even know it because my mom really hooked up food like we ate with the rich people. Little did we know that she would coupon and stretch the food stamps to do it. Or save packets of condiments from our few times of eating fast foods and use them instead of using the stamps to buy them. She taught us all these things and I think me being the youngest I definitely took more of it because not only did I have her teaching me but I also had my dad and all my older siblings showing me things they were able to pick up as they grew up so I not only had the best of both worlds I had the best of the universe. Throughout life I was always very creative. I love art. Any art. I wrote poems and songs, i painted, I danced, I acted, couldn’t carry a tune but still love to sing, I would cut up bedazzle bead up and everything my clothes .I always was doing something to make something better but I never felt like I could do enough to make myself better. I spent majority of my teenage years scared and confused because I didn’t know what my purpose in life was supposed to be. I seen how smart my friends were, how talented they were and the colleges they were getting accepted to and I was just there. I spent most of my 20s the same way, I would take a few classes here and there and work here and there and just kind of wait out my life with no clue on what to do. Even after I had my son I still didn’t know what to do with my life. I just worked came home and just did what I thought I was supposed to. My life changed drastically when I found out my mom has COPD and extremely malnourished because of psychological issues, I literally decided to give up everything to help take care of her including my apartment at the time, school and my job. My siblings said they would help when they could in between their lives as well as financially if I needed. As time when on things became so hard, my mothers age and state of mind started making her mean and she would say things very hurtful to me and my son and of course I have trained myself to know shes sick and also began working on my sons understanding but it was still hard managing the two. I felt so helpless and at times my siblings didn’t hold up their part of this so sometimes I had to pawn things I had and stuff like that to survive because the check that my mom was getting literally is only enough for the basic necessitates. I managed to pull through every time. Even started side hustling painting shirts and I taught myself how to make flyers on the computer and sell them to people. Of course me not having a lot of time between my son and my mom at the time lead me to lose out on friendships and relationships so none of my relationships last long because I had other obligations that a lot of people just couldn’t seem to understand. Then I met my daughters father and he became a big help in my life helping support my business and even with my son sometimes but things went sour he was cheating and lying to me a lot so I had to leave that and brought me right back down. I decided to continue to take time to work on myself . When I started doing that business started picking up a little bit so I was able to have a bit more freedom and go more places and enjoy a bit of life. Yet again things are shutting down for us and truth be told I am so beyond tired. I do let people know when I am hurting from time to time but then there are times I hold it in because I don’t want anyone to feel what I feel. But I feel like now if I don’t cry out for help I will never get it. RIght now we have a small home in a bad neighborhood literally two people across the street from my front yard were shot and killed last week. There have been times prior too that where bullets were heard just ouside my window and I would rush to put my son and daughter on the floor and then attempt to lay my moms fragile body down on the floor as well. After a while I’ll get them back in bed or on the couch and I keep a brave face til I am alone and break down. I feel like most of the time this is my fault because I should of been smarter about my life and made something of myself sooner and we would have a nice place and car to get around and stay out of places like this. There is mold throughout the house that we have called about and we contact the housing authority and they come on their own time. I don’t allow my kids to play outside of the house because people walk around smoking and with guns out all the time and some of the other kids are just a bit too much for me so I will typically try to find them parks around town or take them to like fast food restaurants to play. There is not a day that goes by that I do not feel guilty as a mom and as a daughter. This month on the 14th I will be turning 30, and we are only on the 4th day and I feel like giving up everything. Everything. My two beautiful babies and my mom. I feel like at times someone else could do them so much better than I can. Truth be told I am not even sure why I am writing this . I am not sure if I just need to get it out of my mind or am I asking for help. I don’t know. I am not sure.

Last Updated: March 8, 2019

Son of a Suicide

I suppose I have to dance for you people before I get any kind of humanity. Okay. So here it goes. I was born to a poor family. We had nothing. We never went on vacation. I never had a birthday party. I never had anything of substance. I was born the only child of two punk rockers who didn’t much care to have a child. I was beaten up and molested by babysitters and their kids. I watched on as my father got drunk every night, and verbally abused my mother and I. I’m not going to lie, I feel like nobody gives a shit. Period. My mother and father were very selfish, very self-centered people who only cared about getting drunk, high, or laid. As a child, I watched on as they criticised each other. As they focused all their energy into their fucked up relationship. I was just some kid they had to deal with. I was never once made to feel special. I was always the one to break up their fights. Well, the fight finally ended when my drunk father left us one day to fend for ourselves. Not like he was bringing in any money. He was a drunk and lazy and entitled. He lived off of my mother, paid no rent, or bills, and this was my father figure. Someone who couldn’t fucking stand up and go to work. I just don’t have the patience or time to justify asking for this financial help. Please. If you have a heart. I was born to a crazy family of idiots and assholes. I am an only child. Shame on this personal level could not be felt by siblings that simply did not exist. I was alone. I AM still alone. After my upbringing and solitude and the out right abuse and molestation by people who were supposed to be my babysitters. After years of torture and years of neglect, and seeing the waste side of this fucking planet Earth, when scum procreates and has offspring of their own. I just wanted to have a nice and normal life without all the horrors that I have endured. My father left us. He sent me suicide notes in the mail. He showed up multiple times after he left. Once he had a razor blade. He held it to his throat and swore he would kill himself right in front of me. He showed up at my job. When I was 17 years old, and he told me he was going to kill himself in front of all my coworkers. Mind you, this was after he had already shown his drunk and depressed face around my high school graduation. This was after he had almost died in front of my eyes on multiple occasions. I just want to fucking kill myself after the lonely and depressing life I have led because of this man, and because my mother pretty much disregarded me ever since, as the bastard child who came from this messed up relationship with my father. He did kill himself. He jumped off a bridge in my hometown. It made the front page of my local newspaper. BODY FOUND read the headline. Suddenly, every secret shame I felt was public information. My father was dead. They had a picture of him in a black body bag on the front page. I still, to this day, have to drive over that bridge, and remember what it means to me. My whole life is at the bottom of that bridge. My mother, she moved on. She doesn’t care about me. I find myself wrapped in a cocoon of degradation and just what kind of butterfly do you expect me to become? I seriously just need some money because I now have two children of my own, and I’m all screwed up mentally from these horrors. If you are giving out money, and need a story to motivate that process, let me tell you. I never even had an opportunity. Not one single fucking chance at a nice and normal life with happiness, or friends. My children, to be honest, I’m divorced because my wife cheated on me. I am raising two boys, by myself, and I am not even 100% sure that they are my boys. I fucking hate my life, and if that isn’t a prerequisite to asking for help, I don’t know what is. I am broken. I am hurt. I am under immense scrutiny of those other people in life who still have two living parents, and don’t know the first thing about suffering or loss. Just imagine every single greatest moment in your life, and now imagine that you are me, and that those great and happy moments and memories do not exist because of how terrible reality is. When you are not rich. When you are not special. When you’re alive because two assholes didn’t use protection. Imagine your father commits suicide, as mine has, and then your mother says shit like she’s done with you. That she hopes your father is burning in hell for how YOU turned out, because of HER poisonous relationship with him. I mean, just give me some money. What the hell? I do not see how me telling you all this should be the only reason you would even consider helping me. Life hurts. It’s unfair. Friends become enemies. Family becomes enemies. And all the death and destruction in between. While YOU got to have normal people raising you, and YOU got to benefit from that by not being so mentally screwed up that you were able to succeed. I will never be happy. EVER. But I am alive. I am a father. I do live on planet Earth and have responsibilities, no matter how justified my sob story is, a landlord isn’t going to give a shit. I still have to be normal when it comes time to pay my price for living even a baseline life with minimal food. We never do anything as a family. We never go on vacations. We never even go out to eat. I live a very secluded and horrible life and I just want a fucking chance God damn it! Help me! Help us! I didn’t get a free car, a free house, a free ride. I know that a lot of you did. I know that so many of you had a great childhood. You were blessed with great friends and better opportunities. Stuff that I could only dream of, you had handed to you on a silver plate. I want my fucking turn! I want to have a nice and normal life too! I am asking, begging, pleading for help. Everyone is fucking dead! Nobody is left. I need help! This is so unfair! People who are terrible, awful human beings get to live these wonderful lives, and full lives, and they just can’t even comprehend someone like me who has always known he was NOTHING special to ANYONE. To be honest with you all, without immediate help, I see myself dead in a year. I see my children carrying on this legacy of immense shame and guilt and becoming losers because my parents were losers who turned me into a fucking loser. I still have hope. I still have a little spark. A twinkle of everything will end up okay in the end. I don’t know why the hell that is.

I just want the same chance awarded to all the rest of you entitled people addicted to your parents money. Sorry if this sounds cyncial. In my experience, people who know nothing of personal horror or grief have a grand old fucking time laughing at the misfortune of someone like me. And I just can’t shake the feeling that begging people like that for a hand out is just going to lead the way to further mockery. Furthering my disgust. I want, truly, for one well off person with money to hear my screams of torture, and help me. I can’t wrap up 32 years of my life into one neat little ball. I can only tell you that it was a nightmare, it’s still a nightmare, and I would do absolutely anything to have had the privileged life that some of you have. I wanted to be a famous actor. A famous musician. I have talent. I just don’t have one friend in the whole world. I’m DYING here. I’m going to shoot myself in the fucking head if I don’t have one fucking chance!

As of right now, I am negative in my bank account. My kids think everything is going to be okay. I don’t know how to tell them. Boys. Life isn’t made for us. We are the losers of society. We are poor and meaningless. And they will find out. They will know, we aren’t part of any community. We aren’t normal, regular people. We are the ones who get talked about. We are the ones who get left out. Not because we are secondary citizens. But because our own family, what is left of them, simply doesn’t care that we’ve had nothing but horror. Nobody wants to talk to us. They want to talk about us.

Paypal.me/audiomenace

Last Updated: March 8, 2019

£8,000 worth of debt… please help me

Hi everyone, first of all thank you for spending some time reading through my situation.

I’m currently 15 weeks pregnant (which i am over the moon about) yet i can’t help but let my financial worries get the better of me.

Over the years i have taken out loans, credit cards and a phone contract which i managed to keep on top of until the day i lost my job. My credit limit increased slowly overtime and was automatically paid via Bank, so unfortunately i didn’t even realise how hard it would be to recover from until i started to miss payments. My life just went downhill to the point where i couldn’t even afford to get myself food to eat. my debt is constantly increasing because i can’t pay anything let alone the ‘monthly minimum payment’.

I am constantly being charged unpaid Direct Debits via my bank which means the very little amount of money i receive monthly (£180), around £85 is taken to take me back into my overdraft, so i can only use the remaining £95 to cover essentials, after this i am left with maybe £15-£20 if i’m lucky, which means i can not afford regular repayments, i try to save as much as i can but being in this situation is one of the hardest points of my life.

I know that this is my fault, I’ve always read about the dangers of credit cards & borrowing money but i was in a stable job for 5 years where i never thought i would end up in this situation.

I just really need some help, I’ve never wanted to ask strangers or depend on anyone other than myself but i am at the point where i have nothing else i can possibly do.

I just want to be able to get my debt to being somewhat manageable, so even £10 to help me get closer to covering a minimum payment would be so helpful to me!

Thank you SO much to anyone who can help, i am extremely grateful, hopefully one day i can pay it forward.

I’m new to this website so i am unsure if people are able to comment, but even any advice to help with my situation would be fantastic, it would be great to hear from people who have been though financial worries and how you resolved it as right now i am clueless on what i can do to help manage this in the best way possible.

My paypal link is paypal.me/hannahlouiseb26

Last Updated: March 8, 2019

Alone, Away From Home

My name is Marianah and I am asking for financial assistance. I am embarrassed to do this but with the unexpected events that have occurred, I don’t know what to do.

I was in a relationship for almost 8 years and I left my established life and family, in south Texas, to follow someone whom I though was my future. I moved to north Texas, the Dallas area, to move in with my boyfriend, whom was already living here. From the start, we agreed to go 50/50 on all the bills and everything was great the first year. However, the last few months he was unable to meet his part of the bills so I was forced to take funds from the little “backup” money I had, about $3000.

About two weeks ago, I found out my boyfriend has been unfaithful to me and we ended things. He left me to worry about the shared bills we had (rent, car payments, utilities, etc), along with leaving me alone, as I don’t have any family or friends here. I paid rent today, which was paid with the last money I had in my “backup” funds. I have a full time job but get paid biweekly and my paycheck does not cover all the bills that I will now have to pay on my own, which is about $2600 monthly.

I feel defeated and embarrassed because I have never been the type of person to ask anyone for anything, especially money, but I am stuck right now and I need the help. I don’t want to ask my my family for help because I know my parents are barely making ends meet and they have done so much for me already. I have two sisters who are going to school full time so they have no means of helping me out.

I really hope my cry for help is heard and you find it in your heart to help me out. I just need assistance to cover me this month and the next. I feel like that’s enough time for me to search for a permanent resolution for my troubles, like searching for a roommate or a second job.

I am am attaching photos that will hopefully help with my request. The 1st photo is a monthly list that I do to organize my bills. The 2nd photo is the proof of paying my rent. The other additional photos are just confirmation of my bills due.

I really hope to hear from you soon.

https://www.paypal.me/loveyoubigtime

Last Updated: March 8, 2019

In the Hole Because of Back Injury

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I hurt my back November 2018. this was just the icing on the cake with what I was currently dealing with.

My parents told our family that they were divorcing a week before. this put me deeper in the hole of the depression I was already dealing with. my back was hurt during work, but I could technically still work because my occupational doctor deemed that my injuries weren’t so bad; I could still do most of the motions in their standard check. it was a Thursday, I believe, where my depression was too much to handle. i contemplated committing myself to the hospital because of my suicidal thoughts.

I was not compensated because I took a month and a half off in order to work on my mental state. I have an amazing boyfriend that has tried supporting me as much as he could, but we both don’t make a lot of money. I was able to get back to my job after going to the chiropractor and occupational medicine, getting doctor’s notes from both of them and closing my L&I case. It hasn’t been the same, though. I don’t have a savings account anymore, I have $600 in credit card debt, and I owe $645 collectively from this year and last year’s taxes. I really don’t want to have my boyfriend to pull from his savings to take care of my debts because that is the only safety blanket he has.

I have been trying to sell all of the stuff I do not need and also donating plasma so I can afford gas to get to work.I just want to get out of the hole so I can build m savings back up and maybe start an IRA with my credit union since I work with a small business. I was put on different anti depressants after visiting the hospital. Since I only had suicidal ideation instead of having a plan, they told me to see a counselor. I was on escitalophram, but now I’m on trintellix. instead of $10 a month for my medicine, it’s $50.

I just need a miracle. If you want to know more about me, don’t hesitate to email me. https://www.paypal.me/crcb24

Last Updated: March 8, 2019

Hit a really hard point in my life.

Hi, My name is Dan, I’m 21 and I am from the UK, I grew up with a fairly poor and dysfunctional family. When I was younger I was diagnosed with Asperger’s Syndrome and struggled with getting the support I needed which led me to attend three separate primary schools and a specialist boarding school. I’ve had many jobs since turning 18, Short term jobs which only last a couple months at a time, I struggle with communication and certain tasks which has made it hard to keep a job. At the moment I am unemployed and still living with my parents, Being in and out of work has put me into a little bit of a debt and has caused me to be depressed and suicidal, I’ve not had much luck with relationships either, I was with someone last year but she left me and I don’t know why, I lost my last job at the same time, I’ve gone a couple days at a time hardly eating or not eating at all with only 10 pound a week to spend, I’ve lost so much weight since leaving boarding school, Nothing seems to be getting better everything is going so fast for me to catch up, I was meant to pass my driving test and get driving but I cannot afford it and now I’m at the point of giving up to drive even though it would open so many doors for me, I have a car already which I managed to get saving from my job seekers money, I’ve applied to hundreds of jobs but no one wants to hire me, I’m really struggling to carry on, I really hate asking people for stuff and it took a while for me to find this site and actually post on here but I’ve run out of options and I really really need help, Family is not there for me and I have no friends to turn to, Just want someone to care about me and tell me everything will be okay, Sorry my texting is all over the place i don’t know exactly what to say and I can’t explain good, I just wish I born as a different person, A different family, Had a different life but I’m stuck and need help, So I hope someone out there will help me, I’m not asking for loads of money, I’m grateful for a couple quid because I know how hard it is to get money and how tight money is I never knew this site existed I also don’t know what image to post but I’ll be honest about my debts, In total my debts have reached around 5000 pounds and I have no income, I’m trying to spend the least I can on clothes and food, My parents don’t help me or cook for me and I’m not allowed to eat their food, If you have managed to read all of this then I’m so grateful for you taking the time out of your day especially if you’re some one upper class as I wouldn’t think anyone like that would listen to me or even care about me I don’t know if I have written everything and I would leave an email or something so I can be contacted but I don’t know about it but thank you for reading, I wish everyone the best thank you.

https://paypal.me/DanZisk

Last Updated: March 19, 2019

About to be homeless and in debt with a 1 year old

Hi guys
I came across this website via my google search for how to get together money when needed.

My back story is that a couple of years ago I was in a relationship with my baby’s dad, (now ex) loans and credit cards were taken out in my name and since discussing with the companies of said loans they’ve told me I have to pay it myself. On top of this I’ve been asked to leave my current accommodation in the next two weeks. I have no deposit. I actually have -12p in my bank account until my child benefit comes which is next week. I’ve never begged for anything in my life and up until now I’ve been hard working and always paid my way. I’ve always had a job until I was forced to resign to take care of my child full time as I couldn’t afford childcare and my ex partner refused which is why this is quite embarrassing but I’m asking if anyone has it in their heart to help me out in my time of need. I know I would if the tables were turned but unfortunately this time it’s myself and my 1 year old daughter that are suffering. My debt amounts to £3500 and due to this I am unable to get any sort of finance, credit or loan to cover my living costs.

Im so ashamed of myself for being in this position in the first place.

My Paypal is PayPal.com/chloeandaoife

thank you for anyone who can help x

Last Updated: March 7, 2019

Sometimes I Feel Like I’ve Been Hit By Lightening

Ever hear of that person who can be hit by lightening on a clear day? Unfortunately, I am that person. No, I was not actually hit by lightening, but bad things seem to come my way no matter how hard I try to make my own destiny, or pray for something different, or work hard. Nothing I do seems to change that. If you know of a cure, please tell me!

At the end of January 2019 I was rear ended while driving home from work. I was stopped in traffic and was hit extremely hard by a 16 year old who just got her drivers license. I’ve been out of work since, and currently have no time frame for when I can go back. Unfortunately, I got a concussion, so I’m having symptoms from that – such as confusion, exhaustion, severe back pain, etc, not to mention the two hernetiated discs in my neck from the accident. I am also having extreme dizziness, so I have trouble keeping my balance when standing up, which has caused me to fall many times, and is a concern for worsening the concussion. I started vestibular physical therapy this week, and have to do that for three weeks before I am able to do any other type of physical therapy for the other injuries. This means I’m not going back to work until minimum of April 1st.

Most people have sick time saved up at work, specifically for times like this. I, however, do not. At the end of 2017 I got whooping cough. It didn’t end up being whooping cough, it was a sub-type of asthma that doesn’t respond well to most asthma medications. But I tested positive for whooping cough, so that’s what we went with. I used a bunch of sick time between December 2017 – April 2018 trying to deal with that issue.

Right when that issue was starting to get cleared up – around Easter 2018 – my foot started swelling up painfully. Eventually in November-ish 2018 I was finally diagnosed with rheumatoid arthritis. The swelling in my foot turned out to be from that. Let me tell you, when they say rheumatoid arthritis is painful, they’re not lying. This car accident has severely inflamed the arthritis in my spine, and since I also have mild scoliosis in my spine, the two together have greatly aggravated my back pain.

Due to all of these issues, I’m out of FMLA, as well as paid time. I’ve been attempting to get some type of disability with my job, but they only have long term disability – and that’s only after going 90 days unpaid. Sadly, even though I can’t afford it, I’m well on my way to those 90 days. Geico – the other driver’s car insurance – won’t help me with bills in the meantime. I do have a lawyer, she’s saying it’s going to be about 6-8 months for some type of settlement through Geico.

Currently, however, bills are piling up that I have no hope of paying. Before the accident I was already behind on my mortgage due to medical issues. Since the accident it’s only gotten worse, and now they’re threatening to foreclose on my house. I have just over two months to come up with $8500, plus my other bills also, in order to save my house. I’ve asked my family for help, but they have their own bills and aren’t able to help. I would love to be able to handle this on my own and take out some type of loan to deal with it, but after an extremely nasty three year domestic violence relationship which basically ruined my life and my credit, I don’t qualify for any loans.

This website says to be honest, so why not tell the rest? I also had thyroid cancer, and suffer from issues due to that, such as gaining weight easily. Since I’ve been on bed rest since the accident, I have gained about 30 pounds in the past month. The extra 30 pounds has also caused me to have trouble breathing because of my asthma, and I’ve been having to use my breathing treatments more frequently. I’m not supposed to get up and move around a lot, since I’m a fall risk, so the oxygen in my lungs just sits there and causes me to have more frequent asthma attacks.

To be honest, I’m a mess right now. My life, my finances. Basically everything. So anything you can give helps. Every dollar, quarter, or dime, would help a lot. If you can’t provide money, that’s ok, I know times are tough. I’ll take prayers also to whichever God you worship. They’ll make their way to my God eventually. Thank you so much for reading my story. I appreciate you all.

www.paypal.me/AlyGleason

Last Updated: March 7, 2019

Desperate Times

As the title states, I’m currently experiencing desperate times. I’m responsible for taking care of my mother and usually we manage to scrape by each month as I’m also attempting to pay off her debt and my student loans. Taking care of my mom is my greatest priority because she worked hard as a single mother to provide for my siblings and I, sometimes working up to 3 jobs at once just to ensure we had food on the table. She was diagnosed with breast cancer a while back and continued to work through chemotherapy and radiation despite the fact she was extremely ill and in a lot of pain. Her main job fired her after years of dedicated service following her asking for a raise in pay. Now it’s my turn to make her comfortable. Unfortunately, her health is very poor and she no longer has insurance. Medicare has yet to “kick in” and the costs of her medication and dr visits have left me in extreme financial distress. I am very behind on our phone bill which will be turned off tomorrow or the next day if I don’t pay $379. I have utility bills and next months rent to worry about as well. Currently, we are low on food and I only have about $35 in checking which is supposed to provide for over a thousand dollars in bills. I applied for grants with the government and my options were very limited as it appears to them that I make decent money when in fact my funds have been exhausted towards medical expenses and keeping my mother comfortable. I do not have an extended family to fall back on and due to student loan debt and credit cards being run up I have not been able to secure a loan. This is a last resort. I thank anyone in advance who may decide to help for their kindness and generosity. One day I will pay this forward. The photo attached is of my favorite picture of my mother when she was young.

https://www.paypal.me/kellyjward

Last Updated: March 7, 2019

Divorce

I filed for divorce of last year 2018, I suffered enough verbal abuse from my husband and I didn’t want to be controlled anymore. After, filing my husband drained all the money out of our joint bank account and for the 8 months he refused to give me any sort of money even though we went to court. We have a son who is diagnosed with Autism and my husband does not support him at all.

With little money that I have along with financial debt to pay I need some sort of help. I tried calling my credit card company to see if they can help lower my interest rate and to my displeased they didn’t care. I’m not the type of person to go online to neither ask people for help nor ask people for money.

We have been to court numerous times this year in 2019, but my husband still refuses to pay any sort of alimony to me. He picks and chooses what he wants to pay me for which is nothing. He owes me 2 months of spousal support, which I would have been able to pay my bills with along with 2 months of cell phone bills that he feels that he doesn’t need to pay. My parents are very old and not able to assist me anymore due that they are having their own financial hardship.

My job before any of this happened I worked with Special Needs Children diagnosed with Autism in a school. I started to look for jobs to help financial pay off the debt, however it’s more difficult then I thought it would be after not working for 3 years. I just need help in paying off some my debt, which is due the next two weeks. I’m not the type of person to ask strangers for help, but now I’m in this crisis I don’t know who else to help. I have asked my friends first and they couldn’t assist me.

If anyone could help me get through the hardship that I’m enduring at this time would be very greatly appreciated. If you can donate to me at this link: https://paypal.me/kittyaloha

Thank you

Last Updated: March 6, 2019

Medical Equipment and Supply’s Emergency

Hello to everybody , I’m Charlie for Short . How do I start this ? Well I was diagnosed with a Arknoid Cyst the size of a Softball inside my Head well I get bad migraines I fall seizures my eye sight my legs give out I’m asking for help so I can get Medical Equipment I need badly so I’m here asking for help I appreciate everybody for reading my post and thank you. God Bless

PayPal.me/Charlie6850

Last Updated: March 5, 2019

Need help! 200$ to help get back to work

hello to whoever sees this,

I work for the railroad out of Texas and have been laid off since right before Christmas. It took a while to find a part time job until I got back to the railroad. By that time I was getting behind on bills and the money I made was just not anywhere close to what I needed. I struggled through for myself and my family, simply making sure my kids had food and rent was paid. Unfortunately I don’t qualify for unemployment, so that was out of the question to. I just paid a bill with my whole check and two days later the railroad calls me back… but they want me to go and work over 1300 miles from my house. Now I’m in a dilemma because I have no money to afford to travel that far and pay for food for myself while I’m on the road working until I get a half check from them at the end of March. I’ve been able to hold it down for my kids but now I can’t hold it down to hold it down for them anymore, and I’m heartbroken. If I can’t afford to travel back to work, I have to stay with my part time job and get farther behind until something closer to home opens up. I’ve never asked for any help from anyone. I’m 26 years old and have been on my own since the day I turned 17. I’m actually embarrassed for even asking for help but I can’t let my kids down and loans are out of the question. If anyone sees that and can offer anything it would greatly appreciated. And I will pay the amount forward once I’m back to my job and caught up on bills. I’ve always been a very giving person but now those people can’t seem to return the favor. Which I can accept. Thank you all for taking the time to read this and everyone have a blessed day, week, month and year.

https://paypal.me/absf782?

Paypal.me/absf782

Last Updated: March 5, 2019

Begging for money

I am writing you to ask for some assistance. My family has been experiencing a hardship for awhile.

We moved to Texas from Illinois in November, 2015. We lived in a very depressed area in the southern part of Illinois. We moved to help out our oldest son with his children. He was a single parent of two children.

We we’re living in Kaufman, Texas, about 27 miles east of Dallas, in 2017, when our oldest daughter got caught using drugs, including meth. Children Protective Services (CPS) got involved, and we were made temporary guardians of our 7-year-old grandson. The day she was court ordered to leave our house, our rent money was stolen. We had to move, and ended up in The Salvation Army Homeless Shelter in Tyler, Texas. We stayed there for a few months, and then went to the Hiway 80 Rescue Mission in Longview, Texas. Then in February, 2018, we moved into a trailer park back in Tyler.

Our oldest daughter went through rehab, and was allowed to get her son back. When this happened, we were still in the shelter in Longview. She joined us at the homeless shelter, and stayed there after we left.

Our youngest daughter, her husband, along with their three children moved down to Kaufman, and was staying with us. Our daughter was diagnosed with five displaced discs. Our daughter and the kids went to the shelters with us. Her husband has been in and out. The doctor’s were working her up for back surgery when they found out she was pregnant. The surgery had to be postponed until the baby was born. The baby was born on July 6th, 2018. She has gone back to her doctors to go ahead with her surgery. She has run into problems because of her being on Medicaid. We had a hard time finding doctors that take Medicaid, but we finally found a pain management physician. He ordered another MRI, and was then told that she needed to have a neurosurgeon to do surgery because nerves are involved. We have been searching for a neurosurgeon, but again are running into problems. Doctors that accept Medicaid limit the patients that they take each month. We have checked with neurosurgeons from Longview to Dallas, and none are accepting new Medicaid patients at this time. She was also told not to lift anything over 5 lbs, which means she can’t even lift her baby.

Our oldest daughter had an identity crisis and decided she wanted to swing the other way. The homeless shelter is a religious organization, and when they found out that she was in a relationship with another girl there, both girls were asked to leave. We weren’t going to have our grandson out in the streets, so we told them that they could come here for two months. One month to get jobs and another month to save enough to get their own place. The other girl moved, and our daughter and her son stayed with us. So, right now we have ten people living in a single-wide, three-bedroom trailer.

We also have a 15-year-old grandson that we adopted when he was three

It now is February, and our lease expires by the end of the month. If we want to renew our lease, our rent will increase by $35. I know that’s really not a lot, but we need something bigger. That $35 is if we sign another lease for a year, but we can do month-to-month. If we do that, we have to pay the extra $35 plus we’ll have to pay a 10% fee.

Here’s our problem. My wife and I both are on social security disability; My wife for about twenty years, and me about ten years. Our oldest daughter and her 8-year-old son is staying with us temporarily. She gets some food stamps which helps with some food. The two of them will be moving as soon as she gets her taxes (about 20 days). Our youngest daughter can’t work. She gets food stamps that buy most of the food. That leaves rent, utilities, phones, household essentials, school supplies, and personal items for each person. By the time we pay that, it doesn’t leave much.

The second thing we are asking assistance for, is a reliable SUV. I have been looking and have found some about $3,000-5,000. We are requesting an SUV because they are easier for us to get in and out. We could also use the 3rd row seating. We have not had a car since the end of 2016. The van that we drove from Illinois couldn’t pass the state inspection, and it just wasn’t worth fixing up.

My wife and I have a hard time getting around. My wife has had two back surgeries, and diagnosed with “failed back syndrome”. She has an implanted medication pump that keeps her out of pain for the most part. She still has problems walking far distances. I have fibromyalgia, degenerative disc disease in my lower spine, osteoarthritis in both hands, and diabetes. I have been developing diabetic neuropathy in both feet, but over the past few months, it has gotten progressively worse. My feet hurt constantly, but when I lay down to go to bed, the bottom of my feet tingles and and feel like they’re on fire. I just can’t walk like I used to. There is a transit system, but it takes forever to get places. We can’t afford a taxi. Usually on our payday, we get a Lyft car to take us shopping. The only time we eat out is usually on our payday, and we usually order pizza.

We have four children in school. We run into problems when one of them has a dentist or doctor’s appointment. They are in a school district that is about 4-5 miles from our home. If they have an early appointment, we don’t have a way to get them to school after the appointment. If they have a late appointment, we have no way to pick them up from school. This causes them to miss the whole day, and two of them have missed quite a bit.

So what we are asking for is some assistance with a deposit and first month’s rent. Now the trailer park that we live in has a four-bedroom double-wide trailer that we are interested in buying. Not sure of the price yet because it was foreclosed, and we are waiting to get numbers from the mortgage company. If we could get money to pay for the trailer in full, then we only have to pay for the lot, about $400 per month.

We are also asking for assistance in getting reliable transportation. Like I said above, I have found some priced between $3,000-5,000.

Thank you very much for your time.

My PayPal account is paypal.me/pdgriggs205

Last Updated: March 3, 2019

Please help me preventing ruining my parents’ (and my own) lives

Where should I start… I had never thought that a day would come when I have to ask random people for money. But it seems that today is the day, so here it comes.

I still don’t know how I should start my story. But I assume I must state my case in a way that I can convince you that I’m not just interested in easy money, or have a fraudulent intent. That I believe I can, even though it can be hindered by my insufficient English skills, since it’s not my first language.

So, I’d like to ask for your patience as well as, hopefully, a desperatedly needed financial aid that I need.

I am a 41 years old man who has been working as a software engineer for the past 20 years. As such, you may imagine I have sufficient income and savings to avoid resorting to such a desperate measure. But while it is true that I’m still earning decently (in my country’s standard), I have no savings whatsoever but only debts and my income is utterly insufficient to provide a due installment.

The reason why I have fallen to this status is because of my parents. My family was not so bad off when I was young, but we were hit hard when a nation wide financial crisis happened in 1997 and my parents have never recovered from that.

So since the early 2000s, I have supported my parents with all my income. As a result, I’m still a single and living in a cheap rented room which is slightly larger than 3 square meters (or 32 square feet). With amount of money that I’ve given them, they should pay up all debts and make a decent living.

But they have quite a skewed notion of the priorities in life, and they are a bit obssessive of things like health and security too, so I suspect they have been using up all my money on things that I find have little to improving the quality of life or are even utterly useless.

But that’s not why I’m asking for a help now. It wouldn’t be fair to ask for money so my parents can squander it. Using all my income to support my parents despite of their unwise spending habit was my own decision, so I know there is no one but myself who is responsible for it.

You may have find it difficult to understand why I have allowed my parents to destroy my financial basis, especially if you are an westerner. In many Asian cultures, parents devote their own lives to give better opportunities for their children and in turn, their children are obliged to support them when they can no longer work. My parents have done more than what other people do in that regard, so I feel I owe them for what talents I have now.

However, I have tried to reason with them whenever I can. I talked, argued, beseeched, sometimes even threathened to make them more reasonable with their spendings (which is normally at least 3-4 times more than what I spend myself). But the conclusion I reached after all these failed attempts is that there is absolutely no way to change their mind without completely ruining my relationship with them, and subsequently destroying their lives.

I simply cannot do that. So I decided I should just keep providing them most of my income until I can hopefully, make a breakthrough in my career. It seemed to work, even though I had to live quite miserably for that, until recently. And now I will tell you why I’m asking you for a help after all these years.

As I said earlier, I had frequently asked them to cut down the expenses and apparently it seemed to work because they had been asking for less money for quite a while. But it turned out that they just felt too sorry to ask for more so they began to receive credit card loans. With my being the sole source of income for my family, it’s a recipe for a disaster of course, so now the debt has snowballed to an amount that I can’t possibly anymore.

So, now I am desperately trying to control the damage until I can reach a stable balance once more. I’m trying to cut down my own expenses further – my parents promised me to do the same, but that cannot be relied on – but any such measures would take some time to help me get back to a stable financial basis again.

It’ll need about $30,000 to pay up the credit card loans and I expect I may have a chance to do so in a 6-12 months timeframe. But from the next month on, I will have to pay the installment which will put me in an about $25,000 deficit.

I don’t fancy all my financial troubles would melt away as soon as I post this on internet, nor do I suppose online panhandling to be a long term solution for them. I just hope to get some aid while I try to weather this storm without having to irreparably damage my relationship with the parents, and without destroying their sense of self esteem which would make what remains of their lives a living hell. So, I earnestly ask you for what small help you can give for that purpose.

You may wonder why I don’t simply abadon my parents, or declare that I won’t help them anymore. Or some may ask me if I still find such a life – a 41 year old bachelor living in a 3 square meters box, with little hope for future – worth living.

I can’t say I have been a great child for my parents, except for providing them all the money I have. But still I can’t stand a thought of utterly destroying their lives because of me. From my experience of knowing them for the past 40 years, either going bankrupt and homeless or damaging their relationship with me would undoubtedly ruin their lives for good.

And even if I have an intention to cut down my financial support for them, I don’t believe this is the right time to do so because it won’t save them from going homeless anyway, while it may prevent me from going bankrupt.

As to the other ‘option’, well, I’m not usually suicidal despite all the gloomy tnings happening in my life. However, I have to confess that at this point, I can’t deny that sometimes a death seems to be a respite, when I feel totally exhausted from all such tnings that I have to bear. But an irony is that I can’t even take my own life because of my parents even though they are the cause of most of my troubles in my life, for it would mean devastating them both financially and emotionally at the same time. I don’t have a religion, but whatever state I would be after I die, I don’t think I can leave this life knowing what would happen when I’m gone.

I don’t have any extravagant dream, like becoming rich or powerful. I just want to have a chance to have a family of my own, and lead my own life before I it’s too late. I still believe I could be a good husband and a father to someone, and a positive contribution to the society if I can be given a chance. Many think I’m a multi-talented person, because I can program, design, play an instrument, or write convincing social or political commentaries.

I don’t intend to boast, but I just want to say that I believe I still have video games to create, or books and songs to write before I die, which would make me believe my life wasn’t totally wasted.

I didn’t know how to start writing this but somehow I did. Now I have little idea as to how I should end it – would this be enough to convince people that I’m not a lazy, or fraudulent person who wants some easy money? Have I painted myself to be an incompetent fool whose life is totally controlled by his parents? I don’t know…

But I can clearly see that I’ve already written a wall of text which should have undoubtedly tired anyone who is still reading this. So I will just stop it here.

So, thank you for reading all these. And if you decide to help me financially, I appreciate your kindness very much and please send it via:

My Paypal Link

Last Updated: March 3, 2019

I need help for health and financial reasons.

Unfortunately I am in a situation that makes me resort to means that I never thought would be necessary, but sometimes we have to surrender to the evidence.

I have been for about 2 months with a health problem, osteo-necrosis in the hip of the right side, which makes it impossible for me to work at the moment, derived from the pains and limitation in the movements.

I have done a series of tests, to confirm the extent of the problem, the last one I did, was an MRI, the result of which I do not yet have, and the consultation with the doctor will be on February 28th.

What makes me come here to ask for help is the fact that unfortunately what social security ends up paying for incapacity to work, is 65% of the gross salary, and for this purpose food subsidies are not counted, and the premiums of performance, which usually correspond to 30% of my monthly income.

Which means I get less than 50% of my usual monthly income.

I came to this situation because about two and a half years ago I had a health problem that led to surgery, which eventually absorbed all the savings my wife and I had, and even had to use all of my 2 credit cards, and to date we have been unable to rebalance our finances.

To make the situation a little more complicated, my wife discovered last year that she has fibromyalgia, and the follow-up in the public system is so bad that we end up having to resort almost exclusively to private health services.

And the medication is not exactly cheap.

What I come here to ask for at the moment, is no more than help to pay the credit cards, since it allows that the value that we do not have to use to pay the same, be used in the day to day, and the payment of bills of health.

We need to pay the credit cards (and the intention is not to use them again!) Of approximately € 2500,00.

Thinking about the possibility (or probability) of having to stay at least another month without working, to balance the accounts of this month, and the month of March, € 550.00.

So the total amount I ask for is € 3050,00.

This value will allow mental rest, and focus on physical recovery.

I spent the days doing the math, trying to figure out where else I could cut, to face up to the responsibilities, and I came to the conclusion that I would have to cut further in food, which would not be healthy, and would make my condition worse. health, as well as the ability to recover.

That is why everything I write to you, I appeal to your understanding and help.

The only thing I want is to get back to work as fast as health allows me to.

It is enough that the medication that I am doing (a derivative of morphine), allow me to endure 8 hours sitting, without being torturing, that I return to work.

Then, what will follow, I prefer not to think, because everything indicates that only the situation can be resolved through surgery.

But, one thing at a time …

I thank you with all the force of my existence,

Miguel

paypal.me/miguelbafonso

Last Updated: March 1, 2019

Help the missionary

Good day. My name is Skeeter who lives in Jamaica and is presently in Jamaica. The Holy Spirit told me to leave my job and become a missionary. My job is to go and tell the people of Jamaica about the judgement that is coming to the land of Jamaica. I left my job and is living my faith. Please I am asking you to donate to me to help me with my day to day expenses. After telling the people of Jamaica about the judgement I am to go to Canada. In order to go to Canada I need a bank statement and visa. My bank account is empty. Please pray about how much the Lord will have you donate to me.

Email davisskeeter4039@gmail.com. phone 1876-310-8122

Last Updated: February 28, 2019

My Family Needs Help

Hi! My name is Dannielle and I am currently a full-time student at Harold Washington College in Chicago. I am pursuing an associate in arts and then a bachelors in music when I transfer (hopefully). My biggest goal is to make it in the music industry so that I can support myself, my family, and also give back to those that have helped me and those just like me.

About three years ago before I came to Chicago, I was homeless with my Mom and my four siblings. Sometimes we stayed in hotels if we could, other times it was in our minivan parked in front of her storage unit. It was rough because my siblings (except for the youngest) have Autism ranging from moderate to severe, and they need constant attention and supervision because of their special needs. Most days consisted of repeated bathroom trips because they can’t efficiently say that they need to pee. Because of our sometimes constant stays in the van, my siblings began to regress and lose most of the skills they had learned living in a normal environment. Very stressful for us, but for my mom especially.

My mom has Idiopathic Hypertrophic Subaortic Stenosis (Hypertrophic Cardiomyopathy) and heart failure (She was born with heart disease). About five months ago she was told that she needed to be on the heart transplant list because her heart is beginning to give up on her.

Going back to shortly before I moved to Chicago, I was around 20 years old. My mom and I have never really had a good relationship. I don’t know how to describe it other than being stressed out. I was abused from the time I was in kindergarten till I moved out and while I can’t exactly say that I am healed (I need a lot of work), I can say that I understand why my mom was always so angry and sad. She didn’t have a support system and the people that would sometimes help always judged her and blamed her for things that were never her fault. I didn’t make it any easier, although I tried.

About six months before I came to Chicago, because of us (my mom and I) clashing heads, my siblings were put into foster care for two years before they were returned to her and as ironic as it may sound, my mom was able to get an apartment (signed for by my stepfather) and a job while my siblings were in the custody of the state. And soon enough, after my siblings were released and the case closed, my stepfather refused to sign another lease for the apartment thus rendering my mother and siblings homeless. Again.

And I don’t know what is happening as of current because my mother would rather not speak to me.

So, currently, I stay in a transitional youth shelter that can be shut down any day because of lack of funding. I’m sure there’s another reason but I’m too worried about where I might be able to stay if that does happen. I am struggling to find a job that I can maintain while I go to school and the thought that constantly weighs heaviest on my mind is: how am I going to get my family out of that situation? Which doesn’t make sense because I’m not doing much better if at all?

I have dreams and hopes for the better but I feel as if I am stuck and am unable to find the right solution.

I am afraid that I won’t be able to give my mom the life that she deserves. I know that she doesn’t have much longer and that scares me because she has done so much for us only to have her health get worse because she struggles. I want her to know that I do care. Even if I don’t always know how to express that.

Please, if you have read this, I thank you again for taking time out of your day to read my story.

I’m not so worried about myself, but if you can help me put my family in an apartment or house, I will be forever grateful. I just want to give them a home so that my mom doesn’t have to stress as much.

Here is my paypal link: paypal.me/Love032010

Last Updated: February 28, 2019

Time to Heal

First, I would like to thank you for the consideration to at least read my request and hear my story. Even if you decide not to help me, I do appreciate the time you spent on me. It’s the time that we cannot get back. However, money does come for those who take the initiative to go and find it. This is where my problem begins……

You see, a few years ago, I met a man who seemed to be the perfect man. He was caring, loving, considerate, compassionate, I could go on forever about all of the wonderful qualities that he displayed the first few months of our relationship. I almost instantly fell head over heels in love with him. I thought, finally I found the man I would spend forever with. If I only knew then what was in store, I would have never even glanced in his direction.

We did everything together as I fell deeper in love everyday. But, before I knew it, things were not so happy anymore. Of course this happen after I’m was so in love that I would do anything to keep him. It started out with little things like the laundry not being done or dishes needed to be washed. He started having strange work hours and money would disappear without a trace. I could feel his dishonesty and manipulations almost to the point of making me ill. These things were merely small inconveniences in comparison to the love I felt for this man.

Maybe I should have mentioned that I am an empath. Let me explain this since so many confuse empathy with sympathy. Sympathy is you feeling sorry for someone in their time of hardships. Empathy is actually feeling what someone feels as if it were your own emotion.

I could feel everything and these emotions grew stronger and more often than usual. He kept me in a state of disarray. He would do things to make me doubt myself. Little things at first, gradually introducing new ways of control so as to not let me know the deception at hand. Now this was very confusing seeing how I could feel these deceptions. He had a way of making me not stress about that and believe what he told me to be true. Of course whenever I believed otherwise he would use his Braun to bring me to submission. It became a nightmare before I had a chance to enjoy they honeymoon stage.

Whenever we would argue he would not allow me to leave his side. If I tried to run he would block the door, tackle me or catch me and drag me back. One time I got to the yard and he dug me back by my hair. He wouldn’t allow anyone to interfere. I should also mention he claimed to be a MMA fighter and he looked everybit the part. He could bring someone to submission with a just a glare. I however have never seen the first solid thing about him fighting ever. I barely knew much about it while we were together, I was always too scared to look.

On my birthday one year, we had plans to go fishing in a skiff boat. This is the only thing I wanted to do for my birthday. Our roommate was wanting to go eat a buffet. Well me being an empath, I really despise crowds. I told him thank you but I already had plans. Well those plans fell through the minute he left with my roommate at seven in the morning and I didn’t see them again until eight that evening. I was left with no phone, no food no cigarettes, and we were in the middle of the country. Talk about a terrible way to spend your birthday. When they came home and I was complaining about him leaving me it made him angry and he left again until the next day. His stay home at that point was only about an hour. Just long enough for us to argue and him leave again.

This is how the relationship was it was complete hell every minute of everyday. If he had a bad day I was definitely going to feel it. He torched me mentally constantly. I wasn’t able to go anywhere without him and if I wanted to go with him he would say things to make me stay. He would tell me that whoever was driving would not drive safe or tell me I had to get ready after he was ready and a minute later tell me I was talking too long so he would leave. I barely ever left the house and if I went somewhere without him he would never let me hear the end of it, even for trips to the store. I rarely had money he would only give me just enough for the absolute basics sometimes other times I would gave to go without. Those times without were the normal.

Everything I said to him about the things he did that I disliked he would turn around and say the same thing to me as if I had done these things. I would literally get done saying it as he was opening his mouth to say it to me. As if I didn’t say it first. He twisted words and situations around and made himself sound like the victim and made me out to be a monster. So not only did I get abused I was looked upon as if I was the abuser. I was hated among my peers because of his manipulations and lies. I couldn’t call my family because he would threaten me with my children or loved ones.

He was evil in these ways of mind control. I was merely a shell of my former independent, strong-willed, strong minded individualized self. I was now empty, confused, self doubting and scared. I tried to leave time after time.
It would take everything I had inside myself to get the courage to leave. Whenever I succeeded, I would jump at every sound or movement for weeks until he would find something to play on my emotions in order to get me back in his sight. As soon as I would see him I would be puty in his hands and he knew it.

One day he had started an argument that he would blame me for. It was one of the worst arguments we ever had. He began with his braun and started to choke me. I couldn’t breathe or talk, he was really trying to kill me. I got away somehow but he had choked me so badly he blackened my eye in the process. I went out of the room to where our roommate was in the kitchen. As I was facing our roommate he came up behind me and hit me and brusied the side of my face. I turned to him after he hit me and smiled but our roommate was there so h didn’t do anything else. I managed to escape that night and was hiding in the ditches everytime I seen lights. This was the last I ever really wanted to be around him that way again. He made me feel like he would kill me if I would stay and I wasn’t ready to die even though I would bet for death most of the time.

We dated off and on for almost a year after that but never really got back to the way we were. He was losing control over me and I was finding myself again. The more I found myself the farther out of my mind he went. I now live by myself in a one bedroom trailer in a well populated area. I have lived here for a few months with my mother’s help. I have been trying to adjust to being a normal member of society but I am not doing so well. I never knew the problems a person who has been abused has. Most of the time I don’t leave my house. I hide inside knowing I can’t get anything accomplished without leaving. I stress when the bills are coming due but can’t seem to make myself leave. I have been sitting in my house for over a week without power and still can’t even get the courage to go to a friend’s so I can at least shower. I have been taking cold showers instead. Now my rent is past due and my mother cannot help anymore. I am getting better everyday but not enough to make it yet. This is the why I’m an writing today. I know I’m not going to make it out on the streets it I can’t make it in my own home I just need a little more time to adjust and I have no options left. My power bill is $248.51 plus a reconnection fee and I’m not sure, but they are going to require an additional deposit to have it restored. My rent is $500.00 and it is almost time to pay it again. So for under $1500.00 you can help a healing woman survive for a little longer. Any and all donations will be greatly appreciated. Thank you again for taking your time to hear my story.

Last Updated: February 26, 2019

seeking assistance for car payment due February 28th

Hello all,

This is a site for financial hardship, similar to “Go Fund Me” and “Random Acts of Kindness.”

The categories are pretty specific. My needs probably fall somewhere between “Car Repairs” and “Emergency Money,” but it’s more “emergency” than “car” at the moment, which I’ll explain.

Essentially, due to not being able to work for the past month due to lack of phone, I am seeking help making a payment to Ally Financial due on February 28th in order to avoid my car being repossessed. The specific amount due to them is $298.45 by close of business on the 28th (Thursday).

If you can help in any way, I’d be grateful – I’ll include my personalized Paypal link below.

Many thanks for taking the time.

Best,
Stephen

paypal.me/stephenephillips

Last Updated: February 26, 2019

Military Member Needing Help Post House Fire

My name is Skyla Child, and I am a military member in the ID Air National Guard, and have been serving for almost seven years. I joined to get schooling paid for back in 2012 when I was 18 years old. My first career in the military was Client Systems, and I routed fiber optic cabling, phone lines, etc. My unit shut down in 2014, and I switched career fields to Photojournalism through my bases Public Affairs shop.

I am an only child and my dad works out of town, so it’s just my mother and I in Boise, Idaho where I live. My dad had cancer in high school and is still paying off a lot of medical bills and loans, so they are unable to help me. In March of this year, the house I was living in with a roommate burnt down while I was out of town on a snowboarding trip. Below is the link to the news article published, where I am listed as the “roommate”.

https://www.idahopress.com/news/local/nampa-family-displaced-following-house-fire/article_53a8f11e-0a11-5f27-8e15-e2f8b408496a.html

I saw only one photo before seeing my home in person, and it didn’t seem so bad. However, when I saw the house in person, it was destroyed. My room was not burnt down, but had immense smoke damage to all my clothing, my bed, and everything I owned. The entire kitchen and living room burnt down, and destroyed almost everything I owned – and I had just canceled my renter’s insurance at my last rental. I lost couches, appliances, a brand new vacuum, all my groceries, rugs, all kitchen items, etc. As one person, I only received $175 from the Red Cross – and unfortunately, there aren’t many programs in Idaho that help military members that are not Active Duty status. Actually, there aren’t many programs at all that I’ve found that help with anyone who isn’t a disabled Veteran, an injured military member, or Active Duty status. There are programs out there, but unfortunately if you have an emergency and you aren’t Active Duty, you kind of get the short end of the stick.

My roommate and her family put together a GoFundMe for our house fire, and included me on the page. However, as for me, I only received $1,200 (which only paid my deposit on a new home to live in), out of almost $7,000 they received – and did not ask for any furniture. On top of this, any burn fund money from local fire departments went to them as well.

All in all, I had to fork over my own money and slowly replace everything I owned. I am in severe debt now, as I took out some payday loans like a stupid young adult (to be frank). This was not a smart decision, nor did I think I would ever get in the position I am in now where the calls are never ending and I am frantically trying to find a way to reverse my bad decisions post house fire.

I owe money on my car payment that is behind, and still have to pay my rent of $1,200 by myself every month, along with all my other bills. I would say I have been living paycheck to paycheck, but even my paychecks aren’t enough to cover all my bills and expenses. I am drowning in these high interest payday loans and seriously regret that decision. I have no idea how I am going to get out of this mess, and even though I made bad financial decisions with these high interest loans, it was only to get by due to the fire and replace necessities for living.

If there is ANYTHING that you can do to help, I would be forever grateful. I am reaching out, and have never asked for handouts before. I’ve had a steady job since 14 years old, am going to college, living alone after the house fire, and trying to be financially independent without asking my parents for help – as they truly cannot afford it.

I do have a full time job outside of the Air National Guard, but unfortunately I work for a bank – and I’m so afraid that if I don’t get this taken care of that I will lose my job due to my credit decreasing and my financial hardship. Credit is so important for military and also my full time job, and I would hate to lose my job and get into an even bigger hardship.

I appreciate your time reading this message, and below is my email if needed. I’m happy to provide photos of the house fire, bank statements, copies of bills and loans I owe on, or whatever is necessary to show that my story is accurate and true.

Thank you so much for reading, and for considering to help.

paypal.me/skylachild

Sincerely,

Staff Sergeant Skyla Child

Idaho Air National Guard Photojournalist

Last Updated: February 26, 2019

Just need a little boost up to start a healthy and happy life with my GF

Hello!

I’m actually from Russia, so I had to use VPN to access this website, so if it’s against the rules and gonna be discarded or removed because of that, it’s fine, I guess.

I don’t really know yet how to approach with my situation, since it’s probably different from what a regular american or European is used to with how they rent/lease/purchase an apartment, but still, I guess I’ll just describe it the way it is.

So, first of all, I have a girlfriend I really love and want to share my entire life with, but the problem is… there is a distance of 2500km between us, so it’s really problematic for us to even meet for a short period of time. We’ve still done it and seen each other several times already, but getting a life together is still a box we can’t check off our list, not on our own (and it’s been almost two years already now). (It’s the internet how we’d even met, in case anyone wondered.)

It’s the other part of the story, though, that sheds light on the reason why I have to resort to begging(for)money in the first place. So, the girl has a flat we could possibly make our home, but it has to be fully paid in order for it to become her own property. She currently lives in there with her mom, who actually has an apartment of her own but just wouldn’t move out and is totally against us being together. Now, if we manage to accumulate enough money to cover the remaining lease, it’s gonna be just the ticket for the two of us to a happy life together, and we’ve already done, like, 80% of it, but not without the girl’s father’s help, who had done a huge lot but is now on the verge of death because of cancer (he literally ignored his illness just to pay whatever money he could get for that darn lease) (the mother is of no use at all, just because she’s a b**ch, and I mean it), and without him now we can barely even cover the interest rate, which is 12% of the remaining sum per month.

The remaining sum at this point is ≈2,985$ if converted into dollars, with the interest rising by about $350 every month, which is still a lot, even although both her and me [Read more…]

Last Updated: February 26, 2019

Broke college student looking for some help to get through the semester

I am in my Junior year in college pursuing a Bachelor’s degree in Computer Science as well as in Mathematics. My expected graduation date is Spring 2020. I would like to mention that I already have a job on campus but it does not pay as much as I was hoping. I am also seeking an internship this summer that will hopefully rid me of my financial problems. I am a very ambitious student (and person in general) and I am really excited to graduate and be able to live life to the fullest on my own two feet.

I would also like to mention that I have never been as desperate for money as I am now. I pay for my tuition and I live in my own apartment and pay rent. As we all know, the United States college system really sucks the money out of students. I have tried asking my family for help but they declined not out of malice, but out of the fact that they do not have any money to give me. I have also tried borrowing money from friends but none of them are willing or financially stable enough to be able to help.

Till now, I was living fine paycheck to paycheck but recently, my expenses caught up to me and I am really tight on finances. I have not been able to keep up with my credit card payments and that really hurt. As all college students have to do at some point in their college career, I am living off of ramen noodles which is much better off than a lot of the world so I am eternally grateful.

The people I work for are very far behind on their paychecks so my last paycheck was a lot less than I was expecting and that hit me hard as there were a lot of expenses in the last couple weeks.

Some more about me; I live alone in a tiny one bedroom studio apartment (image included) that is perfect for a college student that studies a lot late nights.

I am seeking help in paying off my credit card and being able to get myself enough cheap groceries and more ramen noodles to sustain me till the end of the semester. Any help would be much appreciated and I will be sure to pass on random act of kindness to others that are in need. Thank you in advance to anyone that donates and may you find happiness, joy, and peace in your life.

My Paypal link: paypal.me/MasroorB

Last Updated: February 26, 2019

Poor, hungry, and in serious need

Hi. My name is Adriel Pacheco. I am an 18-year-old girl from New Bedford, Massachusetts. I currently live bouncing back and forth between my currently divorcing parents. My family is poor to begin with but by my parents going through this divorce, they are making themselves worse off than they think they are. Food in both houses is very scarce and I can barely get the three meals a day in that I actually need. On top of that, I’m currently wearing hand-me-down clothes from both of my parents in combination with the very small amount of clothes I have for myself. I go to school every day wearing either my dad’s baggy, oversized sweatpants or my mom’s too tight shirts and skinny jeans. I’ve tried my best to get a job somewhere but nowhere will hire me no matter what I do. I’m trying to pull at straws here now by coming a website like this and hoping that someone out there will actually give me some money or something in order for me to try and turn my life around. Sometimes I feel like just giving up and not really doing anything at all. I feel that going to school is just a waste of my time because all that happens when I go there is that I get bullied for the clothes that I’m wearing and how I look. I still go to school every day though in the hopes that someday my education will pay off and get me the job that I always needed to not rely on parents or others like I am now. The point is, I can barely do anything on my own or go anywhere because of the restrictions that my parents have put on me with this divorce. I hope that this actually reaches people out there and that they believe in me as much as I try to believe in myself. In desperate measure situations, I have sold my body out to men in order to try and scrounge together some sort of income in order to try and make my lifestyle better, but it does no good in the end. I’m tired of being a washed-up person in a sea of many people who are on dry land. Someone just please help me with my situation, and I swear on myself and to you that someday I will repay the favor to you and pay you back any and all that you give me through this.

My PayPal link is https://www.paypal.me/AdrielPacheco . Please and thank you for any contributions you can make towards my life.

Last Updated: February 26, 2019

Teacher in need

THANK YOU FOR YOUR INTEREST...
I really don’t know what to say.. I have worked for over 30 years.. the last 15 as a school teacher.. I took this last school year off to have a needed knee surgery and a needed back surgery.. After deciding to take off starting in August 2018, I also found out that I have cysts on my thyroid which are being monitored by biopsies..I also have a knot in my breast..also being monitored.. I have no insurance since I can’t work, however, I am native American which allows me some access to medical.. I was in a bad wreck in 2010 that damaged my back and neck.. I have undergone 2 neck and 5 back surgeries over the years since the wreck..and STILL worked.. around the surgeries and therapies… at this point, however, my condition has worsened to the point that I cannot work without a major back surgery to replace the damaged discs.. this has already happened in my neck.. I have had teacher insurance up to this point, now that I do not, my referrals to a neurologist are being denied by the tribe..SO.. I don’t have insurance to get the surgery, and I can’t work without it.. I am TOTALLY in a standstill… no fix.. no income…
the last back surgery, the discs were so inflamed, the surgeon knicked my spinal cord.. I just want to work.. to TEACH… to INSPIRE.. I am only 47 years old and living with the pain is NOTHING compared to not being able to return to work and being a productive member of society .. I am struggling to pay bills.. I can’t afford to go to a doctor without having insurance ..I just want a SHOT..A CHANCE at getting help.. a chance to once again give back .. Depression is setting in and I know this isn’t me, I’m the one that ALWAYS sees the bright side… I hope SOMEONE out there is able to help.. I even have 1000’s in student loans to pay.. I just want to be able to get through a day again and still be able to stand up and walk on my own..without feeling like my body is being ripped apart.. I KNOW there are no guarantees.. but I’m just asking for a CHANCE.. help to pay my bills.. I just don’t believe I have given my whole heart to end up like this.. not from what I’ve overcome.. I’m a survivor.. I’m just strong enough to ask for help… I do have faith in God.. and believe there is a reason for this season in my life, I just have to trust…