Begging Money

Financial Hardship Help

We often hear “I need money now” for rent, food or bills – not an easy situation to be in. See our advice below.

Emergency Rental, Food, and Bills Assistance Programs

How to get help with rent?

At times, many families find themselves homeless, or unable to continue to occupy the premises of their choice. This may be due to fire, accident, storms or many other causes, but often it is merely a problem in paying the rent. Illness that forces a breadwinner to stay home, or loss of a job; any and all of these conditions can put a family in need of temporary assistance to tide itself over until the members of the family find themselves again in a position to pay their own rent without the need of subsidising or other rental assistance.

Agencies have been set up in many parts of the country to help in this regard. Non-profit organizations, these charities, such as The Salvation Army, as well as some governmental agencies are often able to offer emergency rental assistance for families who are being evicted by a landlord, or who simply have no way to pay their rent at the moment. Realizing that landlords, despite the old cartoon imagery of a rich greedy person feeding off the work of renters, the vast majority of landlords are not really making a profit at all on the current tenant. This is only a stopgap so that the landlord may pay the monthly house payments in the hope of some future profit if housing increases in value some years later. If the tenant can’t pay the rent, the landlord may soon find himself in the same position with regard to the lender. Lenders do not want to hear sad stories.

Although these different programs for rental assistance may be available, much depends upon the funding at the moment. Some programs quickly run out of money and are simply unable at the moment to provide further help to persons in need of assistance.

The vast majority of families in need of temporary rental assistance are those to be found in the low-income range; seniors, disable persons and children are among those most often affected. Others too, faced at one point or another with a temporary emergency may qualify for assistance in these cases.

In most cases, those in need of longer-term assistance, persons who have not been gainfully employed for a considerable length of time with not prospects for the immediate future may not qualify for rental assistance under these temporary emergency programs.

Those more likely to receive aid are persons who are able to convince interviewers of their willingness to do what is necessary to get back on their feet along with the ability to do so. Since emergency funding is considered a short-term “fix” for a crisis situation, the grants may be only issued for a few days, perhaps to defray the cost of a motel room, pending the applicant’s ability to find other lodgings.

Therefore it is important, in most similar cases, for the applicant to show the interviewer the imminent possibility to become self-sufficient.

Most non-profit agencies as well as other agencies attempt to work closely with rental assistance applicants to help them with any additional support as needed depending upon each applicant’s situation. Often applicants are further given counseling and referrals to other agencies that may be more helpful to an applicant.

In such cases, any additional services rendered are free to the applicant in crisis. This may include lack of employment and such other problems that may arise such as medical emergencies. Most agencies participate in these endeavors as well as teaching applicants the processes involved in applying for governmental programs, immediate rehousing and how to apply for Section 8 vouchers as well as information about low income housing, and assistance in paying the security deposits that are almost universally demanded by today’s rental market.

Since the goal of all similar agencies to to render aid to persons in immediate need of emergency housing and other crisis situations, the funds issued to applicants for rent or other necessities is only meant to allow the applicant extra time to deal with the emergency. However, at the same time, applicants will normally be provided with support in the long term to guard against similar future emergencies.

If you have an eviction notice or expect to be unable to pay the rent in the immediate future, or even realize that you need to find less expensive living quarters, now is the time to apply for assistance. Often with early application, money may be available to catch up unpaid rent as well as other options that may be explained to you.

Assistance may also be available to help with the security deposit, the initial rents and even moving costs. In some cities non-profit agencies may offer other emergency assistance to those in crisis. These funds are normally paid out on a one-time basis. Depending upon the location, resources that may be in place for housing crisis families can be wide-ranging.

Potential applicants are advised to find the telephone numbers as well as any other information available to them and educate themselves about the different programs that may be able to help with emergency assistance.

Not only non-profit private agencies, but many governmental agencies, are able to provide interim assistance, depending on the locality. Massachusetts has a program called RAFT, while in Texas a rental assistance program called TDHCA is available. Florida has a similar program called EFAHP and in Connecticut their program is called RAP. Many other government programs around the country also offer assistance to pay rent or a portion of overdue rent in their ongoing efforts to reduce the growing threat of homelessness in their particular communities.

Another program, called the Federal Stimulus Program is a little-known program through which our federal government provides billions of dollars across the nation to provide rental assistance for qualified applicants. These funds have become invaluable to families that find it increasingly difficult to keep up with the rising costs of rent and other housing needs.

HUD the Housing and Urban Development, agency works throughout the country as well. A number of families approaching two million are able to use this program, a program that can not only help those in need to pay their rent and/or security deposits, but HUD can issue vouchers to provide temporary housing as well as providing assistance to senior citizens and the disabled to keep up with overdue rental payments.

These programs not only offer grants to help pay rent, but the government Rent Voucher Program aids applicants to seek housing in the privately owned housing market.

These agencies can, generally, offer legal advice to those facing eviction. Every year millions of people receive free legal advice and assistance to educate them with the eviction process and their rights as well as responsibilities. The government provides funded Legal Services Corp. which provides attorneys who may mediate a solution between landlord and tenants in addition to advising tenants of their rights as well as help them apply for Section 8 or other assistance and another positive aid they offer is help and counseling on housing discrimination.

Counseling may also be provided to help applicants apply for government and/or private grants. Money is available for many of these crisis situations.

It is the goal of these agencies to prevent evictions wherever possible. The federal government as well as the many non-profit private agencies strive wherever possible to help applicants remain in their current quarters without the fear of being summarily evicted. Often these agencies are able not only to prevent evictions, but subsequent lawsuits that may be brought against a tenant. Alternatively, the agency may be able to find more suitable and affordable housing for an applicant facing eviction.

Many churches too offer funds that can help those in short-term financial difficulties. United Way and The Salvation Army are only two of the better-known charitable institutions that may be able to offer help when needed. Generally they give priority to those living in apartments and facing short-term financial crises.

A good number of other national and local charities are ready to help with the expenses of rent and other essential needs as well as providing case management and many other social services. No all charities have ready money all the time, but even those may be able to help by helping an applicant with information about other resources and assistance in applying for free grants to pay overdue rent.

Other agencies that often provide help might be, for example, Catholic Charities, Social Service Offices, United Way, the American Red Cross, the Legal Aid Society and as mentioned earlier, The Salvation Army. Aside from these examples there exist many other emergency aid agencies for those who are able to become informed.

While most of these programs provide only short-term emergency aid, they are designed for the most part to tide a family over until a longer-term solution becomes available. Often these same agencies will be able to direct qualified applicants to resources that may assist them in finding an apartment or house for more permanent security.

It is important however, during these times of crisis, to keep in touch with creditors and the applicant’s current landlord so they understand what you are doing and what you expect to accomplishment. It is important that the applicant be extremely honest with everyone about the situation and it may sometimes be possible to have monthly payments temporarily lowered, or even be allowed to skip a monthly rental payment. Other plans may be devised and put into place to avoid being evicted.

It is well-understood that not only landlords but other creditors too are much more willing to cooperate with persons who are up-front with them, honest in their discussions and show a willingness to cooperate and do whatever they can to improve with situations.

How to get help with bills?

Ask The Energy Company

if energy bills are the source of the hardship, then the energy providers’ own in-house programs are often the quickest way to help rearrange and meet repayments.

LIHEAP: Low Income Home Energy Assistance Program

This national program’s focus is on subsidies for repairs, weatherproofing and utility bills that families cannot afford to pay.

LIHEAP covers any energy related home repairs for low-icome families, including seasonal expenses like air cooling systems and winter heating bills. The local LIHEAP office is the first point of contact for those in need of energy or utility assistance. Eligibility varies from state to state.

WAP: Weatherization Assistance Program

The WAP is a federal grant organized by the Department of Energy that helps needy families improve their homes’ energy efficiency, and has assisted over 7 million households across many states, territories and Native American tribes since its inception in 1976.

According to the DOE guidelines, a household with anyone over 60 is eligible for the WAP, as are legally recognized disabled people. Most states make families with children eligible, and the website for the WAPTAC (Weatherization Assistance Program Technical Assistance Center) can advise others if the grants are available in their area, and whether they qualify.

LifeLine Assistance: Free Cell Phones

Americans in need of a cell phone plan but without the means to maintain one can get assistance from LifeLine Assistance‘s free phone program. This is indeed a lifeline as daily life and business in particular is practically impossible without a mobile phone.

LLA is an FCC mandated scheme offering a free cell phone with at least 250 monthly minutes included. It’s available in the 49 states, Washington DC and Puerto Rico, and typically requires a household income below 135% of Federal Poverty guidelines. For some states it is below 150%. Eligibility varies across participating states, with slightly different rules around qualifying income.

Other sources of help are available at state government level, or many national and local non-profit and charity organizations, and the energy companies themselves.

How to get Food For Free?

It doesn’t always require money to eat, and there are many ways to gain free food without adding to your debts or joining the 10% of Americans who have resorted to shoplifting. Ask people you know, or traders and restaurant and store owners.

Above all it’s important to explain why you are asking for food: because you can’t afford to eat. And not to be critical about what food you eat. Without a certain amount of money, there is no longer the choice of what to eat. So meat may become harder to get or if meat’s all that’s on offer and you are a vegetarian, it’s best to accept it with thanks.

Grow Your Own, Share With The Community

The most sustainable – and satisfying – way to provide free food for yourself is to grow it, and you can start with just seeds if you live in the country or with just a small space in the city. Guerrilla gardening is an interesting urban option, more organised community gardens and allotments can share space and expertise for growing, and seed swapping communities among gardeners are a good source of materials and encouragement.

Ask A Farmer

Out in the sticks there won’t be the option of stores and restaurants as a source of food, but ask any farmer and there’ll be some left on the fields that they didn’t or can’t sell. Many will let you pick these leftovers.

Food Banks

A rapidly growing movement in the United Kingdom and US is the organized and charitable distribution of food to those who can’t afford it. Most of the food is donated, and food banks are one of the easiest ways to obtain some nutritious food. Many banks have conditions for who they can give food to, but there is no need to be ashamed about visiting one.

Links to Food Banks in various countries

United States /United Kingdom /Austalia /Canada /Ireland /New Zealand /South Africa

Offers and coupons

Online and direct from the stores, many coupons are available to promote new products. And companies across the United States send out free samples of new products. They’re unlikely to provide a healthy, balanced diet on their own but could supplement free food from other sources.

Waste Food

In an affluent country there is an abundance of unsold or waste food, and a little social interaction and resourcefulness can unlock access to a surprising amount of it.

Ask at the market

Often around closing time, stall holders will sell off any remaining stock for next to nothing, and it’s always worth telling them you have no money and asking if they’ll give you something for free. You can often pick up some fruit or salad, and if they can’t offer anything, thank them anyway and ask at another stall.

Free Supermarket Food

Ask at the big stores and you’ll be too far down the chain of command: “My boss doesn’t allow us to do that” will be the usual answer. So smaller supermarkets and neighborhood stores are a better option, where you can talk to that boss. You may find warmth and generosity among Muslims and immigrants to the West who run stores.

Restaurant Leftovers

It requires some patience, a little nerve and a bit of practice, but it’s possible to get free, professionally prepared food, even a table to sit and eat it at. Restaurant districts in cities are obviously the best place to try this, and expect a success rate around 5%, so it requires persistence, but will sharpen your bargaining skills, and who knows where else that could lead?

Turn up at a restaurant after the busiest time but not too late, and explain that you have no money and ask if they have some left overs in the kitchen. It can help to have a container such as a plastic box ready in case they do have something, and if they’re friendly and can’t offer anything the first time, maybe they can put something aside the next day.

Searching and Foraging

It grows on trees, on the ground and some seasons there’ll be abundant fruit and tasty plants such as dandelions or chickweed. Even cities can produce some tasty wild food, and anyone near downtown Seattle has access to America’s first Food Forest in a major city.

Dumpster Diving

Growing media coverage of the colossal food wastage at supermarkets and restaurants has made it much less weird, and more popular, to search through the dumpsters in search of some quality food to turn into a meal.

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I don’t want to sleep on the street.

This is Bruno, a 46-year-old Spanish boy. I lived in London three years ago. The last thirteen months I lived alone in a small studio, paying a high rent and big council tax. Most of the time I had two jobs, but two months ago, I left both because of the stress and lack of respect of some colleagues. I started having depressive symptoms, hopelessness and suicidal ideas. Finally, I reached an agreement with the landlord, and he allowed me to stay one month longer, with the money from the deposit. I found another job as a chef, and although I will not receive my salary until the end of this month, I feel respect and caring in my new job. When I left the studio, I could only pay 3 nights in a hostel. I went to Kensington Council and got a ticket for house seeking. I was not looking for a house, just a place to sleep and shower, and go to work. The attention was not good, and they told me that I did not have any rights, nor for home, nor help with the payment of the hostel. I did not have a fixed place to live for two days. What I had to do was to stay where I lived and not pay the rent. I explained to them, that I was not a thief, and I could not do that. I always pay the rent in all the places where I lived. They did not understand me. I provided all the documentation that they requested, and they did not let me apply. Two Saturdays ago, after going through three police office stations, I found one open, and I explained to the officer that I had to ask for money in the street, in order to pay for a hostel. He told me that if he did, he would be arrested. I have never weighed money on anyone, and in my life I helped many people, with money and food. They did not ask for my IDE, because unfortunately I’m in the police database to receive updates. A year and a half ago I was attacked by one homeless, who tried to steal and kill me, so I have a scar of 12 centimeters on my face. I was never arrested in Spain or in the UK, I never asked anyone for money, I never steal, and I am not a criminal. I just wanted to inform you that I had to ask for money, in a place on the street, with cardboard, to pay for a hostel, not sleep on the street, to be able to clean up, and not lose my job. Desperate, I went to the church in Brompton, and I was able to speak with the priest during the confession. I am Spanish, my education was Catholic, but because of my formation as psychologist, I became an agnostic. In less than five minutes, without giving him too many explanations, he gave me £30 for two hostel nights, and two addresses where could help me. I left church crying like a fool. I went to the hostel to pay two more nights. That man gave me money not to sleep on the street, I told him it was not for drugs or alcohol, and he told me he already knew. And HOPE gave me, because I already lost it. I will never forget this priest, and I will return the money, as I said hi, when I can. I will give him my phone number, to help and cooperate in the church for free, when I resolve this situation, when I was free and he needs it. Really this man with his generosity gave me the necessary strength to know that I could get out of this problem. After paying at the hostel, I went to the addresses. One of them I did not find it, and the other one had offices time. I work from 6.30 am until 3 pm, and in the last twelve days I was not off for the head chef’s holidays. I sent an email explaining my situation, and I received no answer or call. Also, I got information of other associations and charities, that help homeless or people who may become homeless, and only found closed doors. Not a single real option. My parents called me because they knew I was not well, but I did not answer. I called them and explained that I only had 85 cents of credit left in my phone. My mother told me they already send money by western union. They are pensioners and humble. They knew how to do it, because a year ago I sent them money three times as a gift, and to fix a bedroom. Thanks to them, I was able to pay 10 more hostel nights (The maximum is 15.), and 4 more nights in another hostel, until the 26 of this month. On the 31st I will receive my salary, which will be enough to sleep in a hostel next month. And in two months, to pay for a room in a shared flat. It’s only 4 nights, but I never slept in the street, it terrifies me. It’s really dangerous, more and more people are carrying knives in London. I do not want to be attacked again, or my backpack or suitcase is stolen. I just need a safe place to sleep and shower the last 4 days of this month. If I had other options, I would not be writing this. I’m not a fool to invent a story, when there are people who also need help. Not all people who sleep on the street, have problems with drugs or alcohol. No one is better than anyone. Only the circumstances of each person are different. I would like to add that most of the articles published on the web about homeless and socially excluded people, are not realistic. The Charity are shown with statistics and beautiful words. My Experience like this shows me. If you wish to donate money, it is better to do it to the church. It gave me hope and two nights without sleeping on the street. Sorry for my English, and thanks for the help and attention.

paypal.me/Brunopaz

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Making ends meet before my first paycheck in June

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So here it is. I have been in La Paz, MX since September 2018. Looking back I made quite a few bad decisions.

I left my corporate job and hit the road with my dog. I had a small chunk of money thought I could survive and make money on the way. I was wrong.

I have done survey sites, worked every online angle I can. I have hustled and hustled trying just to survive. At this time I can’t even make it back to the US. My gas tank is empty, my rent is due, I have no food, and no resources to get help. If I did make it back I have no place to return to, and no job that pays enough to even live, let alone deposits and first and last.

I recently was hired on at LatinHire. They take all shifts worked until the 20th of a month and pay the next month on the 20th. I will not have my first shift until May 27th. This means I will not get paid until July 20th. In this time I have rent, electric, cell costs, and food for me and my dog. This does not even include gas to go get these things.

I need to find $900 as soon as possible or I face the real chance of being homeless in Mexico with no resources. No home means no internet which in turn means the job I just got will be lost.

My rent is $200 for two months is $400 total. This gives me $500 for utilities and food/gas. I have lived on less for food but beans get real difficult to survive on for 60 days, I have done it already. My body hates me for it. My phone is roughly $10 per month and my electric is around $50 per month. Gas is crazy expensive but luckily I am not needing to drive much except to pick up groceries and water.

I need help and I hate asking but I need it. This will get me through to a payday of roughly $1125. That is enough to live and be comfortable. Not glamorous by any means but comfortable.

I live in an apartment with no furniture other than a table and camping chairs. I do have a bed at least.

 

If you feel so inclined drop me a little money here – https://paypal.me/jpandrewspdx

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Need help picking up the pieces after a huge financial loss..

I am a 49 year old mother of 5 children.    I have been married for almost 25 years and have been through the ups and downs of life.   Back in 2016, my husband’s business that he started failed miserably and we lost a lot of money.   It was very hard financially on us but I knew we had savings we could fall back.    However, what my husband hadn’t told me and was unbeknownst to me, when his business started failing earlier in the year, he had gone through all of his 401K, our IRA, all of our savings, and even all the kids’ college funds.    Down to the very last penny.   He did this all behind my back and needless to say, my trust was broken with him.    We had no money, very little money coming in, and nothing to fall back on.   And he literally didn’t tell me until it was past the point of no return.   We almost lost our house twice after this happened, we had people from our church bringing us meals, I sold off all or our personal belongings just to make ends meet (including my wedding ring).   He left us with nothing and we had to file for bankruptcy.   This has been extremely stressful for me and I worry all the time about money because of this.    On top of it all, our oldest son went off to college and paying for that has added to the stress.    I went and got a full time job and he picked up the pieces after his business failed, but with his job now he makes next to nothing of what he used to make and I do a lot of side jobs, but it’s so hard catching up after what he did to our family.     I stayed with him although I really wanted to divorce him.    I only stayed because of the kids.     What I am asking for here is some money really just to help make ends meet each month.   My hope would be to get at least $10,000 into our savings as an emergency fund.    I can barely breathe each day thinking about “what ifs”?  What will we do if the car breaks down?   What will we do if we have an unexpected medical bill?   To add to the stress…… we have 3 kids needing braces and our next son is about to go to college.      I just am hoping to get enough to have a good emergency fund.   I am Catholic and have almost lost my faith over this and I just feel desperate and hopeless about our financial situation, not to mention the betrayal I feel from my husband.     Thank you so much for considering donating to help me and my family.     God bless you.

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Repair my family home

I need $5000 to repair my home for my three children and I.

I recently started the process of buying a home after years of struggle and bouncing around with my kids. I want them to have stability and grow up with no worries of where were going next.

The house is $20,000 and I thought, “Wow, what a steal!” Or so I thought, unfortunately I can’t even get the gas turned on to be able to use my stove or heaters until I have a plumber come out to fix the busted water pipes, have the city come inspect it, then have the gas company come fix the broken gas line.

We have been in this house since last winter which was the hardest winter of my life. I had just had my daughter, there was no heat except for a fireplace in the living room. So I did what any struggling cold mother would do for her kids. I pulled my bed into the living room and stayed up to make sure the fire was going to keep my little ones warm and to make sure I didn’t accidentally light the entire house on fire.

Im trying to save as much money as I can for repairs but with three kids it’s very difficult. And it seems like every time I fix one thing then another more expensive thing needs fixed. I’ve already put everything I can into this place and it’s still just falling apart.

The bathroom is ridiculous, there’s tin covering the walls as sheetrock, holes in the ceiling and to top it off we can only shower because the piping is messed up. I don’t know if you have ever given a one year old a shower instead of a bath but it is very difficult.

I had finally saved up enough money to get the shower fixed for baths, and my truck broke down so I had to put all my money into that. Once again, pushing the much needed repairs to the back burner.

It’s the beginning of summer now and my window unit ac has officially given out and I just feel like everything around me is falling apart when all I’ve been doing is trying my hardest to give my kids the best life they can have.

 

Any amount of money would be greatly appreciated and put to much needed use. Thank you for taking the time to read this.

paypal.me/JillinaSimerly

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Born and Died here – A home worth saving

My life has been in turmoil since December 2016, and it seems that no matter how hard I work, how much I assist others, and how much energy I spend trying to fix things – I just cannot catch a break.

BACKGROUND:

In December 2016, I developed bronchitis. It didn’t seem to be a severe case, just mildly short of breath and cough. One evening, I noticed I was very wheezy, and it was getting harder to inhale. I used my inhaler, to no avail. I asked my husband to call an ambulance for me, as it was getting extremely hard to breathe. I do not remember much after asking him to make this call, and I woke up 4 days later with a tube down my throat, breathing for me. Acute respiratory failure with hypoxia and hypercapnia brought on by the bronchitis. I was in ICU for a week, then a step-down unit for another week. I was taken off of work until the second week of January.

February 2017. I was back at work, and took a second job to help pay for my medical bills. I was working a long shift, 7am – 11pm. My husband brought the kids to my job to bring dinner. My son told me his chest hurt a little, but he felt fine. He had asthma, so I told him to use his inhaler as a precaution. When I got home at 11:30pm, he was awake waiting for me. He again told me his chest was bothering him, but that he was tired and ready for bed. My son went into an asthma attack just a few minutes later. He was using his nebulizer, but it didn’t seem to be working. We called 911, and my son passed out while my husband was on the call. He stopped breathing. CPR was not working. His heart stopped. The paramedics brought his heart beat back, but he could not breath on his own. Life flight to children’s hospital, he was declared brain dead – caused by the flu shutting down his lungs. He wasn’t even sick! He had no symptoms, and chest discomfort was normal with my asthmatic child.

We donated his organs, and had him cremated. My son was 9 years old. Did you know that you cannot bring home the ashes of a loved one until the service is paid in full? I didn’t until I was told I couldn’t bring him home. I went back to work too soon after losing him, because all I wanted was to bring my baby boy home. It took too long, but he is home with us and we paid off the funeral home.

May 2018 – Received a certified letter from the state. There is lead in the siding of our home, and we are given a walk through by the health department to determine where else the lead may be. All window sills, door jambs, and several walls needed  replaced. Daughter tested normal for lead – no elevated levels at all. Applied for grant funding for abatement – do not qualify until roof is replaced, as it is considered structural damage. Given the ok to make replacements ourselves.

Replaced several walls, bit by bit. Painted sills and jambs with Lead Defender Paint. Turned in proof of our progress. Was told all is good, no worries from the state.

December 2018/January 2019 – severe storms tear up the roof, leading to several leaks. Frozen water lines break, immediate repairs were handled with what little we had in our savings. Patched what we could, tarped the rest. Inspections for water damage/mold are good – thankfully.

May 2019 – received a letter that the state will be taking general attorney action to remove me from my home unless the lead abatement is finished. The inside has been cleared. We cannot afford the outside requirements. No contractor will touch the siding unless the roof is repaired. Got several quotes. No community block grants in my area to assist with costs. No savings left. Borrowing from my 401K was denied. With the roof and siding needing replaced/abated, the property value isn’t enough to obtain a home equity loan. We saved for 5 years and purchased the home with cash, but now cannot find a lender to obtain a mortgage until those two things are replaced/abated (which is what we wanted the mortgage loan for!) Hospital bills keep coming in that are too much to keep up with, several have gone to default and are wrecking my credit, personal loans are being turned down because of the ratings.

This is the only home my son knew. He was born here. Grew up here. Took his first steps in the dining room. Slept here. Died here. This home is so much more than just an old house. I am again working two jobs, and doing personal shopping as a third when I am not at one of those jobs. I cannot save enough money in enough time to get these things fixed before the state forces me out of the home I own. I have attached the approved estimate from the lead certified contractor (cropped out my address).

Thank you to everyone who took the time to read this. Estimate.JPG

 

paypal.me/HomeWorthSaving

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21 I am losing all hope please help me.

I just want to start off by saying I’m sorry. I am usually hard headed and never ask anyone for help, I work hard to earn everything I can but right now I am stuck and I am failing. Hi, I’m Jeremy. I turned 21 in January this year, yay big 21 exciting for most I know, but for me not so much. I don’t drink or really go out for that matter. Anyway, I have been very blessed in life. I am for the most part physically healthy and I am forever thankful for that. Funny enough most of the struggles in my life started in 2012. Up until then I remember enjoying everything with no worries as a kid just having fun other than growing up without a dad. I believe it all started when I got jumped on the basketball court, things got physical I got hit a lot in the back of my head I dont remember. Ever since that incident, to most it seems normal teenagers will be teenagers boys fight etc. I have been scarred. I received my first panic attack shortly after and I have been fearing impending doom ever since. I honestly have no way of explaining my anxiety other than impending doom, imminent danger, or feeling like I have no control of my body. It is the worst feeling in the world, and now the only thing I fear. At least it has taught me to only fear my own mind. From that day on any extraordinarily bad event that happened, normally I would be able to deal with was a total wreck for me. February of 2013 our house burned down and it destroyed me. Moving around, being homeless, living out of hotels left my mom, sister, and I in shambles. Normally I would man up and take care of the family in a situation like this but I felt hopeless. My anxiety was through the roof. I barely finished 9th grade with good grades but terrible attendance. I’m intelligent, there is just a mental block always trying to stop me. Anxiety. The summer after grade 9 we decided to move from BC (Canada) to Arizona. My mom was originally from USA. It was a huge move but I found hope finally. At the start the atmosphere was more positive but starting high school and knowing no one increased my anxiety. Being in a new country everything education wise was different and I struggled to adapt to the change. That and having no friends of course you guessed it increased my anxiety. It became a horrible cycle. Miss school because of anxiety -> create more anxiety -> cause to miss school -> create more anxiety and so on the cycle continued spiraling until I could not take it and dropped out. I have a few months of severe depression, not wanting to live anymore, it was all a blur. With the help of my mom, I “financed” a cheap car with 0 down and the promise to make the payments. This car gave me a new sense of security knowing I could use it to escape or leave any anxious situation I found myself in, usually being a crowd etc. Not realizing our citizenship/student visa applications were still in process (not eligible to work) and having no job I couldn’t make the payments and they took the car. I have tried so hard to find work here. I worked an under the table job at a wood-yard where they locked us in with no water or toilet paper forced to work 10 hour days at 10$ an hour was torture. I couldn’t last more than a few days there. Flash forward to now, just got off the phone with USCIS, more bad news. 20-22 more months to finish processing my, and my sisters application. My sister is turning 19 in June, a 26 year old guy knocked her up last year and she gave birth to her son, my nephew January 28th this year. I adore him with all my heart. All I want to do is help my family, protect them, put food on the table, but my status is not allowing me to find anyway to do so. I am doing better with anxiety every day and working on it, but its so hard I wish I could afford a counselor to help me more, maybe it would make me stronger to work that impossible cash job at the wood-yard. My mom supports us barely, her car has been repossessed once already and the lights and water randomly get shut off at times. I just want to help. I don’t know what else I can do. I wonder if going back to Canada alone and sending them money would help. There’s a few other very detrimental things that have happened but I have never told a single soul about them I just don’t feel okay discussing them. I’m sorry. I feel like I have failed. I found this website with my long journey of searches trying to figure out any possible way I can make money. I assure you I am trying my absolute best to earn my way in this hard world. If anyone is fortunate enough to help me my family and I will forever be thankful. I understand not everyone can help, if you could help us by just saying a prayer that everything will be okay, I would appreciate that more than the world. I know there has to be hope out there. If you read this, thank you for spending your time listening to my story. I know ill change it to be successful one day. My story is not over. With hope, Jeremy.

paypal.me/jeremyjstafford

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Little brother big trouble

Okay let me start off by saying I am creating this for my younger brother  he is now 35 and in a world of bad shape. It all started when he was 17 and he decided to move out on his own he moved in with a family member and nobody expected things to go bad the family member he was living with was a lesbian and her girlfriend wanted a child Soo much they begged him to donate for a solid year and he kept saying that he didn’t want children well one day this family member purchased a good amount of alcohol and weed and porno magazines and went back home and got my brother drunk and high I’m sure him being 18 she had to twist his arm I know my brother wouldn’t drink or smoke weed he was just as responsible as any other 18 yr old white American male well after a long night of liquor and weed and pornography he was drunk and high and wound up tight as a rubber band on a watermelon well she finally asked him again and he said no again and she said she would do the transfer all she wanted from him was him to expel his seed into a cup and she would do the rest she had also already drawn up a contract saying that he would not be heald responsible for the child in any way at any time and he reluctantly agreed now him being 35 now he has never differed from the story that he never inserted anything of his into the girlfriend or the family member well moving forward some time later he moved out and the lesbian couple separated well in 2006 or 2007 he caught wind that the family member was in contact with the old girlfriend of hers and she had indeed gotten pregnant I also failed to mention that there was one other person they had asked him to donate as well but I digress either way she didn’t seem to want anything from him at the moment but he passed it along because in his eyes this was most likely not his child or nor was he responsible for the welfare of the child well in 2010 he got married to the love of his life and she knew about the child he told her all about it in 2011 he received a letter from a paternity service wanting him to come and be tested when he showed up I was with him the girlfriend and he both told the service that she didn’t want child support and help that she didn’t want anything from him not being upset just explained that he was nothing but a donor they did the test anyway he received a letter shortly after stating he was 99.9 percent the father about 6 months later he got another letter that he was 11 years behind in child support and he owed 630 dollars a month somewhere to the tune of 32k he was behind he had already left work because he was disabled and not able to continue to work and so he applied for disability well he had to start seeing a doctor for a reference for his disability and he didn’t have insurance and he had to sell his meds to afford the doctor then he got hooked on pain pills and now he is clean he is going to church and trying to get his life together he is trying to be something but he cannot get past this hurdle and he is trying to Soo hard he still hasn’t worked since 2012 his wife supports the family and she is fading fast I could continue to tell you about the situation and I could go on for hours he needs every bit of help he can get I help him as much as I can but I’m not in the greatest financial shape he needs a lawyer more that anything but since he has to put every dime he gets on bills he cannot even afford to get new clothes he does get food stamps but they don’t last all month long and anyone who gets them knows they usually don’t it’s the saddest situation I’ve ever seen outside of a homeless or dying child I’m not sure what else to say but if you can help him please do

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Cry for help.

Ive never asked for help from anyone, even when times got tuff I always found a way to fix all of my problems however recent events have made it extremely hard for me to breath or even have a little peace of mind. 4 months ago I was assaulted, after being hospitalized for a broken arm I decided it was best to get a restraining order and to notify my workplace for my safety. I returned to work 2 days after I got out of the hospital and was asked by my manager if I needed additional time off which I said I didn’t since I felt that the best thing for me to do was to distract my self with my job. The next day I received a phone call from my work letting me know that because of the restraining order and the fact that my assault led to me having a broken arm, I would no longer be with the company for everyones safety. i didn’t think it was fair that I got let go because I chose to speak up about my situation rather then keep quiet like everyone else does. frustrated I tried to get a lawyer but no one wanted to represent me if I didn’t pay $9,000 – $16,000 fee and unfortunately I didn’t have the funds so I decided to give up. in those 4 months I tried to apply to other jobs but was turned away due to my arm cast. I finally got a job 2 weeks ago however its been hard trying to get my life back on track. Hopefully one day I can forget about this nightmare but its been hard for me to pay off all of my hospital bills, rent, credit card bills and other set backs I have because I was unemployed for so long. I even stop my physical therapy for my arm because it got too expensive. i owe a total of $15,800 from my hospital bills and I’m already struggling to pay rent as well. Anything you can give will help a lot and I hope that one day when I’m out of this horrible situation, I can get a lawyer and ensure that no one at my old job will ever say “I should of never spoken up” .
Thank you for your time.
Screenshot_20190520-184453_Gallery.jpgPayPal.Me/melanihnd

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Please, help me pay my debts and start again!

 

Hi everyone! I am writing to ask for some kind help because you have remained my last option, I’ve tried to get a loan from the bank, lenders, everyone I could ask but my credit is not good enough to receive a loan to cover, at least the cost of the debts.

I need about £60000, £26000 to pay the debts I have, and the rest to use to get my business on track and start again. You’re wondering how I got into this situation, let me tell you!

All my problems started around 2 years ago when I decided to split up from my ex-boyfriend due to his alcohol problems. I thought once our relationship is over, he would move out of the house and move on with his life too but wasn’t like that!

He decided to make my life impossible and stayed in the house, even gave up his job and I had to pay the rent, bills, food and also his debts because I had enforcement officers coming into the house to remove items to recover his debts.

I tried to get rid of him, but I couldn’t get him out due to the contract made on both names and legally had the right to stay or come in the house at his pleasure, even I talked with my landlord to change the contract on my name, but he didn’t want it. As he didn’t want to leave, I left myself, but I had to come back because he started to destroy the house and legally, I was reliable for the house too.

I have no words to describe what I’ve been through, he took my card and used it without knowing it and the bank refused to return the money, sent nasty messages to my male friends and also told all my friends not very nice  things about me, making them believe that he is, in reality, the victim not me, these are just some of the stuff he did.  Meanwhile, to all the problems created by him, my mother and my cat died, so I got into depression, had panic attacks and wanted to commit suicide. The only thing that stopped me from doing it was my dog because when I saw her fighting to live, I decided to fight too!  She got badly sick due to eating 14 pills of Naproxen, and the vet said it would be a miracle if she would live and she lived! I think is a miracle too because she doesn’t have any health issues related to that incident. As a result of these problems, I couldn’t concentrate on running my business, and in order to be able to pay all the expenses and live, I had to borrow money from my friends, bank and my sister’s husband. I must pay the money owed to him by the end of this month because has to pay the deposit for the house if not will lose it and my sister will have familiar problems. When finally I felt a little better, and I thought I could start a new life, earlier this month my problems  started again, clients who don’t  want to pay invoices and have to take legal action, candidates who left the job in less than 2 weeks and the clients will not pay the invoices and above all I have to pay my debts at the end of this month.  All these problems brought me back into depression, and I started to have dark thoughts again because I see no escape and no sense of continuing to live. I asked for help everywhere, but everyone refused to help me, so you are my last chance. That’s why I’m asking for your help if it’s not possible to help me with all the amount, at least to pay off my debts and to start being mentally ok to get a job. I can offer you shares of my company, maybe it’s worth nothing now, but with your help, it will worth it in the future. Thank you so much for your help.

 

https://paypal.me/happyagainalina

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Money for food

Life is really hard right now. I know it seems like I’m over exaggerating, but I have been struggling so much these past few years. I have to live with my sister, because Cps took me away from my mother when I was 14 so I’ve been with my sister for a long time. Being away from my mom, has been hard for me. I have a twin brother who I used to be very close with that I don’t see a lot so it’s difficult for me to have a sibling relationship with him anymore. Money is tight. My sister has to work 2 jobs to make ends meet if she can. She is also raising my two nieces. It’s very hard for her to supply stuff for all of us. Living in a two bedroom house. My niece stays with me in my room and my younger niece is with my sister. My Sister’s kids’ father doesn’t pay child support that often. So we don’t have a lot of extra money in the house. Some nights, my sister can only provide for the kids and not us. Knowing we can go without eating compared to the kids. I don’t mind to share with them but I can’t go without food for a long time. I tried jobs numerous times but no one is hiring me, because I don’t have any work experience. I also go to school part time so that is also a factor in why no one will hire me. I’ve been to the hospital a couple of times, due to my depression. With things being so rough it puts me in a bad state of mind where I have a tendency to isolate myself and worse. Isolating myself so much has made me to the point that I have accumulated extreme social anxiety. Sometimes just being in public can give me a panic attack and makes really hard for me to be successful in life. I could really use some help with extra income coming in. I wouldn’t need much, just enough for a couple weeks to help my sister to not have to worry about me for a little bit. At least $50 could really help out so much. It would be put to very good use and would be so much appreciated. If not, I understand but if so then it would help out a lot.

Thank you so much for you time.

www.paypal.me/AvaReeves

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SEXUAL ASSAULT DESTROYED MY LIFE & I NEED TO SAVE IT..

Growing up I didn’t have the choice to believe in God or not and now I am not so sure as I grew up being told He would protect me and forgive any mistakes I would make though I can’t recall making such severe ones my life would be where it is, wishing I wasn’t here anymore.  I remember being in Sunday school & church embarrassed of the holes in my shoes, the dirt on my clothes, the bugs in my hair & the bruises on my small body but I still sang every hymn with pride and couldn’t wait to accept confession & pray silently afterwards.   While other kids prayed for a bike or a pony I would pray the “Body of Christ” I just received wouldn’t dissolve so fast & would get rid of my hunger pains; I would pray my addicted mother would not beat me for no reason when she came home drunk later that night, while screaming how ugly I was or how she should have aborted me when she had the chance, I would pray I would find food for my sisters, I would pray the lights would be turned on soon, I prayed the cops would come and take the 5 of us away from our mother, I would pray I wouldn’t smell the vodka on her breath or see the white powder around her nose…the final prayer asked that God would take me in my sleep and unfortunately that is the one I still pray for most nights.  The same siblings I did everything to make sure ate before me are the same siblings who have not offered one helping hand during this worst time of my life, due to no fault of my own.

I worked every day since I was 12, my mother forcing me to give her the little bit I collected delivering papers, and right out of HS got myself a job in the Wall St. area in NYC and I do thank God for my intelligence because I do not have much else going for me.

I have heard too many times about this “test” God puts us through to see how we deal with all of the tragedy, obstacles, hurdles and heartache and I am am now FAILING the same test I once PASSED with flying colors.  The lesson a very cruel, inhumane & heartless one and like always, I am alone…no other students or teacher anywhere in sight to help me with questions or solutions and I am beyond desperate and at rock bottom, proven by having to resort to this site. Asking strangers to help me get a life back that is not even worth wanting back but unless He takes me, I cannot continue to suffer like this so all of you are my only hope.

By far surviving a childhood filled with daily verbal and physical abuse while  my 4 siblings suffered no effects of having a highly addicted, angry & resentful mother; I never took the “easy” way out or escaping reality by resorting to substances as she did; throughout 12 years of being bullied for my dirty clothes, lice hair, hungry & starved & beaten body still maintained high honors the entire time; forgoing a continued education to ensure my siblings survival; have always put others before myself; never gave into temptation or mask the Hell of a life I was living by resorting to any substances; made no conscience decisions that would affect my life negatively or that would result in justification for the Hell I am living now; sacrificed everything I had to ensure my son’s health & happiness only to be spat at, ridiculed & discarded like yesterday’s trash and continued to go on living determined to not let any of my past predict my future no matter how hard it was physically, mentally & emotionally to get out of bed everyday and this was all BEFORE the assault.

2017 I once again ran to the rescue of my beloved son who at 16 chose a life of partying, sex, drugs & drinking all led by his other parent, a father who doesn’t deserve that title & who once again left my son homeless and hungry & of course, once again, I dropped everything to provide what my son needed and wanted, winding up renting a 2 bedroom, 2 bathroom in Totowa NJ, enrolling him back in HS after his father withdrew him, picked him up, dusted him off, made all the boo boos better, made him shiny & new and ONCE AGAIN..I was duped, laughed at and left all alone while he never looked back while he ran back to the “parent” that provided that sinful lifestyle desired by any teenager, while I was left to deal with the destruction he left behind.  He became a person I did not know and was not the person I raised for his first 16 years of life.

The apt. my son once resided in with me, I was left with and the walls and ceiling were falling apart around me, slumlords ignoring 1.5 years of begging for repairs and having no other choice asked the State of NJ to intervene. I was paying $2,000/month for a tenement slum I was forced to live in due to physical disabilities hindering me from relocating with no help of any kind, the Housing Dept ordered Totowa’s Fire Marshal who was also the Housing Inspector to inspect my apt. instead of repairing anything he DESTROYED my life by SEXUALLY ASSAULTING me.  I thought I would be anybody’s victim again after my mother died and my son moved back in with his “father”.  HOW DARE A PERSON WHO HELD A POSITION TO PROTECT THE PEOPLE OF TOTOWA COME INTO MY RESIDENCE AND ASSAULT ME!!!  I was a fighter all of my life, even becoming a wrestler at one point. HOW DID I FREEZE???  HOW DID I NOT KILL THE PERSON WHO WAS GROPING, GRABBING & FONDLING ME WITHOUT ANY SORT OF CONSENT??  HOW COULD THIS BE HAPPENING???

This happened 10/2017 and to date I have had no justice.  I am the ONLY one being punished for this Molester sexually assaulting me.  He was found guilty by the Prosecutors, ordered to be permanently suspended, banned from ever working anywhere in the State of NJ ever again, so how was his childhood best friend, the MAYOR OF TOTOWA, permitted this PREDATING MOLESTER  to report to work every day after he assaulted me, approve his retirement 6 months later, and permitted him to still work after the retirement???  HOW DID THE PROSECUTORS NOT KNOW ANY OF THIS???  THEY HANG THEIR HEADS IN SHAM HOWEVER THAT IS NO JUSTIFICATION TO ME!!!

Because of this assault, I lost:

MY JOB

A PLACE TO LIVE

MY CAR

MY CAR INSURANCE

MY HEALTH INSURANCE

MY CREDIT SCORE OF 800 NOW 200

EVERY DOLLAR I HAD TO MY NAME

EVERY PERSON I’VE EVER KNOWN IN MY LIFE

MY MENTAL STABILITY

MY PHYSICAL HEALTH

& MORE

The ONLY things I have left are the memories of 16 years of my son and my life and those are ready to be taken from me and out of all that is happening to me, losing the little bit I have left of my boy will literally KILL me.  The day my possessions are auctioned off are the day I will no longer be here.  I don’t care about living in my car, I don’t car about eating cat food.  I CAN’T LOSE MY STORAGE FACILITIES.  I drive for Uber up to 80 hours a week but only earn $2.50/hour.

My storage facility is auctioning my memories because I am 2 months behind ($824)

I found a bedroom to rent but I am 1 month behind in rent so will be evicted soon & homeless again ($1210).

My physical & mental health are declining rapidly but I am 2 months behind in health insurance ($326)

The only job I can do with my mental state is driving but my car payment is 2 months behind ($615)

My car insurance is going to lapse in a few days as I am also behind on that ($345)

I just can’t catch up.  I sleep in my car every night scared to go to the apt I can’t pay for.

As you can see my life is filled with horrific things and they keep coming.  My car has 100,000 miles on the previous owner hit multiple pot holes and caused $3,000 in axle damage.

I am trying to not feel sorry for myself but it is hard.  I seriously can’t take anymore.  Every day I wake up in my car and try to be positive but without a little bit of help that I have never asked for and am so shamed in doing so, I will never get above water.  I don’t drink, I don’t go out socially, and never did and never will do a drug.  I was the best mother I could have been and lost my only son.  I am truly alone and am literally begging for help in saving my life.

It took 5 days to get through typing this and reliving everything but I need to start healing and am hoping this message will get to the right person that can help me get some of what I lost back.  It is heart wrenching to know I lost everything at the hands of a DISGUSTING, PREDATING MOLESTING MONSTER and nothing is being done about it.  He has been rewarded and protected while I am disintegrating.

Working 12-16 hrs. a day, having to ignore & push through the intolerable physical pain from Lupus, Arthritis, Joint/bone disorders & 5 major spine surgeries, mental anguish brought on by depression, anxiety & PTSD is too much for me to bare.

paypal.me/CYNDIRAZ1

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Keeping My Head Above Water

This past year and a bit with my partner, Matt, has brought its highest highs, lowest lows, and most importantly, it has brought us our loveable collie/lab X, Peach. Since Matt and I met in February of 2018, we’ve hit financial hurdle after hurdle, from medical leaves taken from work without pay, to break ins and both of us losing our jobs at one point or another.

Shortly after meeting Matt, I finally found the cause of the excruciating pain that could only be relieved by the strongest opioids available at the ER: I had an anal fistula. I don’t want to go into detail about how gross and excruciating an anal fistula is, other than the pain would leave me going days on end without eating or sleeping. The only solution for a fistula is surgical excision, which I had done at the beginning of April, 2018. Most people recover fairly quickly, but I ended up needing to take almost a month off of work without pay. Still, I returned to work while still not healed, resulting in several months of using prescription NSAIDs in order to manage my pain. Finally, in August, my surgeon agreed that we had exhausted every non-invasive option to encourage my incision site to heal, and the only option other than more surgery was to receive a Botox injection to stop the muscle from going into spasms. The Botox was administered the end of August, and mercifully worked, though I had to pay the $300 cost out of pocket, as the organization I was teaching for laid the teachers off over the summer and didn’t provide the staff with benefits until a month after returning to work.

September seemed to be a smooth sailing month until the last week. Mine and Matt’s birthdays fall 2 days apart, and since Matt was now working for a telecommunications company, we got each other new iPhoneX’s for our birthday. We paid less than $100 for both phones, and Matt’s employee discount on phone plans was coming to an end from his previous employer, so it was time to switch providers. To recoup the cost of the device balance on our iPhone 8’s, we decided to list the phones for sale. One evening, Matt was out showing the phones, when he was mugged and had both phones stolen. Because Matt wasn’t hurt, it took almost 3 days for EPS to dispatch a member of the police force to take an official witness/victim statement. The deductible on our tenant insurance was so high, and the value of the phones to the insurance company meant it would have cost us more to file a claim than the cost of paying off the device balance, leaving us with a $2200 phone bill. We decided to chalk up our losses, and just pay the bill.

That brings us to October, when the precious Peach joined our lives, forever changing us. But, our happiness was short lived when, 3 days after bringing Peach home, she became listless and wouldn’t stop vomiting. We rushed her to the Vet Emerge in the middle of the night, where she tested positive for, despite receiving her first round of shots,  Parvovirus, an extremely lethal and dangerous illness for dogs, with few surviving the ordeal. The vet stressed that Peach would need round the clock care, and insisted that we admit Peach for 3 days. In order to admit a dog, the clinic needed the full amount of medical stay paid, which was roughly $3-4000, depending on what treatments were needed. Being completely strapped for cash, we opted to bring Peach home with 2 bags of IV solution for hydration, pain killers, peptobismal,  and antibiotics. For a week, Matt and I slept in shifts in order to provide the rigorous medical care needed for Peach. 5 days after the vet visit, Peach started drinking on her own, and started eating small amounts of soft food the day after. It took Matt and I another week to truly believe she was completely over the illness and had become a parvo survivor.

We had a brief reprieve, until Halloween. Matt and I allowed ourselves to have a date night, and we went to see a movie. Upon returning home, we parked in the underground parkade of our apartment, and locked the doors. Unknown to both of us, was that Matt’s work laptop was sitting on the back seat covered by a jacket. At some point during the night, burglars broke into the “secure” parkade, smashed windows on, not only Matt’s car, but two other cars parked underground. Upon further inspection, Matt discovered his laptop stolen. After filing a statement with the police, Matt met with his manager, where he he was terminated for failure to take care of company property. Devastated, Matt began the job hunt, and we withdrew several thousand dollars in RRSP’s and maxed out our credit cards in order to get us through the next few months. In the meantime, I began to feel despair and panic setting in, and wound up in the ER after having a massive panic attack. I began seeing a therapist, and came to the conclusion that I was unhappy with my career, and that a change was needed.

After Christmas, I began to seriously search for jobs, and Matt and I took turns attending interviews, with both of us starting new jobs in February. During this time, we both started to worry about how we were going to afford Peach’s upcoming medical expenses, such as getting her spayed, chipped and getting her booster vaccines. It was also during this period that I realized the medications I was on for my depression and anxiety were not helping, despite significant dosage increases. Upon further investigation, it was discovered that my testosterone is low, and that a mass the size of a pea could be seen on x-ray in the area near where the pituitary gland is situated. Since my blood work was normal (despite the low testosterone), my doctors are not worried that the mass is cancerous or life threatening, but it will still need to be surgically removed in order to stop my testosterone levels from plummeting further.

As I received this news, my new supervisor overheard me mention it to a coworker and that I was feeling overwhelmed with all the changes happening in my life, and I’d had a fair number of small anxiety attacks over how close I was getting to being off probation. The next afternoon, I was approached by the director of the organization and brought to the HR office. After closing the door, I was handed a letter and told that during the probationary period, it was deemed that I was not a good fit for the organization, and I was terminated as an employee effective immediately. Stunned, I drove home in full panic mode with no idea what to tell Matt.

Upon returning home, I was greeted with my tax assessment, which showed I owed the CRA $2100 in taxes. Completely defeated, I broke down sobbing and was inconsolable for almost 2 hours. Because of how much I owed in taxes, I was ineligible for Employment Insurance, and I once again began the job hunt. Within two weeks, I secured another teaching position, but it unfortunately does not start until September. While I am still on the hunt for something to bring in cash to pay the bills, I seem to have difficulty getting interviews for seasonal jobs, or jobs that could turn into weekend jobs come fall (such as serving, stocking shelves…)

Despite all the good that has happened this past year, I feel like every time Matt and I take a step forward, we end up two steps backward. I know that if we can get through the next couple months, we will once again be fiscally secure once I return to work, but in the meantime, our credit cards are maxed out, our savings has been depleted and our dog is in need of another round of boosters and she needs to be spayed.

Bills that are outstanding are as follows:

My MasterCard: $5800

Matt’s Visa: $500

My Taxes: $2100

Outstanding Phone Balance: $1900 (in collections)

Peach’s Spay: ~$300

Peach’s Vaccines and License: ~$175

Total: $10,775

We currently have an outstanding balance of $10,775 in bills, and are desperate to pay that off without resorting to payday loans or needing to consolidate. I 1000% hate the position we’re in, but I know that with our outstanding bills eliminated, we will recover, and we will be able to rebuild our savings, so as to never wind up in this position again. With your assistance, I can give my word that once we are financially secure, we will pay it forward and help those who struggle fiscally due to elements beyond their control.

If able, my link is https://paypal.me/helppeach

and any amount received is insurmountably appreciated.

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Need Help With Bills

Hi everyone my name is Tyler. I hate to even have to write this post but am in desperate need of financial help. These past three years have been very difficult for me and have put me significantly in debt. Long story short, about two years ago I made some investments that went sideways on me and I ended up losing all of my money. Around this same time I got married to my amazing wife (now ex-wife) however we were forced to live in different states due to our jobs. Because of this we traveled back and forth constantly in order to see each other as much as possible. I couldn’t bear to tell her that I couldn’t afford to go see her, so I ended up taking out loans in order to pay for my traveling. About after a year of doing this, the bills and interest became too much for me to handle and I had to tell her. We still made ends meet and saw each other every couple of months instead but I ended up becoming extremely depressed because of my finances. I tried everything I could think of in order to make extra money but nothing was working and the bills kept on piling up. The constant stress and worrying about paying my bills and being able to see her ended up destroying our relationship and me. Sad to say but money or lack thereof turned me into a different person and made it to where I was unable to enjoy life. After months of being like this, it eventually tore our relationship apart and she asked for a divorce. Now I am finally taking the appropriate steps in order to deal with my depression issues and going to therapy, etc. but I am still stuck with the issue of my debt and being unable to pay my bills. I work a full time job but that just isn’t enough to cut it for me. I would be more than happy to get a second job but I just don’t have the time because of my medical appointments that I go to several times a week. My bills are overflowing and past due and I really would just like a small break in life. I hate the situation I have put myself in and how my life has been turned upside down because of money. I have worked since I was 14 years old in order to ensure that I would never be in a situation like this but here I am. I am not asking for a handout but I am asking for some help. I would just like to get caught up on my bills and be able to pay off just a little bit of my debt. I know eventually my life will get back on track and I am more than willing to pay you back once that happens. If I were able to come up with this money to pay my bills, it would be life altering for me and I would forever be grateful! Thank you very much for your time and reading this!

paypal.me/tyb990

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Seeking a Second Chance

Last year I let my life spiral out of control. I allowed depression to set in and I stopped taking responsibility for my actions. It felt like I had taken a back seat in my own life and was watching everything go downhill.

It started in January when I lost one of my best friends in the Montecito Mudslides. I didn’t know how to handle my grief. I retreated away and isolated myself from everyone. I pulled away from work and was cancelling on clients. I started digging myself a financial pit. Everything just kept piling up and it became too big for me to handle. My car needed fixing to pass smog, and I couldn’t afford it so my registration expired. My dog had an accident and my check to the vet bounced. Bills went to collection, I was behind on rent. Everything was starting to snowball and feel very out of control.

I made the foolish choice to keep turning a blind eye and hoping I would eventually have money to get it sorted before it all caught up to me. I work full time at a bakery but it’s just not enough to get myself out of this hole.

A few days ago I got pulled over, and it turns out that my license had been suspended because of my registration and not taking care of a ticket for expired tags. I am so overwhelmed because I now am not supposed to drive, but live out on farm. It is 15 miles to the nearest town from my house and I don’t know how I am just going to get to work. I can ride my bicycle for now but I know it’s not sustainable.

I so desperately just want to get my license back so I can start making money. I have worked so hard this last year to heal my heart and it just feels like I can’t catch a break. All I need is help to pay off the DMV so I can drive and work. Unfortunately it’s going to be a whopping $2,300 to get everything straightened out, so any help would be so greatly appreciated. I just need help to get myself righted again.

 

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I had a major, unexpected accident that kept me out of work for two months

Hey everyone,

I’m Elle, 23, and employed full-time. Right now, I’m putting all pride aside and shelving my principles because I am frantic and hard-pressed for a solution. In essence, I’d like to ask for anything from $10 to $1000 (I need $1000 total) to help with my cell and energy bills. I fell into a coma at the start of the year that left me unable to work for two months, and am consequently in a financial pinch. I’m back at work full-time and recouping financially the best I can, but paychecks only go so far. Currently, I’m at serious risk of losing my phone service and electricity if the bills aren’t paid immediately. This isn’t to mention what’s still remaining in medical bills. Please, I need help, and anything will help. I promise, I’m not here to take advantage of anyone or their kindness, and if this wasn’t so urgent, I’d be handling this with more couth. I mean, I hope it’s clear I’m here not to solicit money for the sake of doing so, but because I am genuinely in a bad situation right now. If you have no interest in helping, no offense taken.
Finally, I’d like to make note of one thing:
I don’t want to fall into further debt by taking on a high-interest loan to pay off what I don’t/won’t find the money for unless some mf’er up there shows me some luck.
I will eventually find my way out of this debt, but it won’t be by assuming another debt. Hopefully it’ll be with the help of some kind strangers. <3

https://www.paypal.me/alphababyelle

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Need Help Buying Necessities

I never thought I would be in a position where I would need to ask people for money. I am very private and self-sufficient and this is very hard for me to write. I will be 34 this month and I am nowhere near where I thought I would be in life. 3 years ago I suffered a mental breakdown that caused me to lose my job, my home (moved back with my parents), and my social life. I have been working hard on healing and recovering which have been going really well. I have also been working hard on building my own business. That was also going well, slowly, until last year when I lost a client. Since then, I’ve been living paycheck to paycheck.

Although I live with my parents, they are unable to help me financially as they are also struggling pretty significantly. I have been applying to jobs for the past 6 months. I have gotten several interviews, but no job offers. I have managed to find a couple of new clients, but nothing that even hits $100. I feel that if I can just get over this hump for a couple more months, I will be in a much better situation. But a lot of the time money is so stressful that it is hard to focus.

I literally have $2.52 in my bank account right now. I am able to pay my bills every month, but nothing else. However, my car payment is always a month behind. I cannot afford toilet paper, food (I do eat, but not much and not every day), toiletries, etc. This month is the first month I have been unable to afford preventative medicine for my dog. I don’t think I have ever been so stressed in my life. My parents cannot and will not help me. They do provide very cheap food for me and a roof over my head, but that is all they can help me with.

I created a new plan of attack for my business and for generating more income. I have been getting new clients recently, but it will probably be a couple more months before I will see any significant change to my regular income. Right now, $1000 would allow me to get caught up on my car payment, pay my parents for my car insurance (which they cannot afford), I would be able to buy my dog the things he needs, and I would be able to buy some healthier food, gas, and toiletries for 1 month. I just need to get by for the next month or two.

Any amount of money that you could give would help me tremendously. I would be forever grateful as I have no idea how I’m going to survive these next 2 months without a miracle. Thank you for taking the time to read this.

https://www.paypal.me/foster307

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Getting Back in My feet

A couple months ago, my husband of 5 years decided he wanted to leave. We had one month left on our apartment lease and we were talking about buying a house and taking the next steps towards a family. At the time, we took a family member who needed guidance and help due to issues with mental health. My ex did not care about leaving them either. He had a much better paying job and took responsibility for major things like rent, water, electricity. I did my best to provide for any other needs, something he never complained about. However, because we were planning  (atleast I was) to buy a home, he convinced me to remove money from my 401k. I trusted this man. The little I was approved for very quickly became the way we kept afloat after he left.

It very quickly disappeared, and at the age of 27, I had to move back in w my parents. They, however, were not in a good financial spot to take two family members and a dog in. They had downsized tremendously after I got married, and now, all of a  sudden, bills and expenses have doubled. They don’t complain but I see them struggling over bills and I help them as much as I can. They provided for me for years and would continue to do so, but it was my turn to help them

To make matters worse, when things were finally looking to be ok, my car got totaled. Any little bit that was saved, was now gone. After months of having to share cars and relying on rides from family, friends and even coworkers, I was finally able to find something that wouldn’t blow up on the way to work. That was short lived, as not very long after, my family member and I got into another accident. Neither my fault. Both traumatizing and causing major anxiety, to the point I’m on medication. Now I have medical bills coming in and insurance claims piling up.

I just need help to get the ball rolling again. To be able to get a sort of cleaner slate where I can get back on my feet. Too many times I put others before me, and now I need for myself and it’s almost too late. So I ask for help.

PAYPAL: PayPal.me/cloe495

CASHAPP: $cloe495

VENMO: @cloe_495

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Trying to pick up the Pieces without him or any warning.

I never do this usually I’m very good at going around to churches getting assistance unfortunately I’ve gone around to look for assistance right when my whole world turned upside down but the funding has already been given out to all the families that went on the 1st of the month. I have to kiss a three-year-old and a two-year-old their 14 months apart their Irish twins they are the love of  Of my lives but also They know how to push me over the edge me in their father head broken up gotten back together each time we found out I was pregnant we thought that was a sign from God fate have you. We got back together again we had been together for another 2 years altogether 5 years I have been with him on and off but I did not know  He was living a double life I don’t even know what he was gaining from playing on my heart strings playing house with me and our kids all he did was hurt me and then and make me so  Angry and bitter . The only reason why I am asking for help is because he left for days before rent and he kept promising us promising me that he would have the rent now I had this horrible feeling so I wanted to freak out but he wanted me to trust him trust that he would not let his family down he took off Get to find out from other people  Hes been rekindling with his ex girlfriend the only thing I care about right now are my babies I have $250 right now but my water got shut off because he did not  Pay the water bell kept pushing it off telling me it was OK I’m finally taking control of my life again all I wanna do is keep my head above water so I can give my boys the life that they deserve and the structure that they should always have My water bill is a $195  He also stop taking care of our car insurance put himself on his own policy so my insurance lapsed on my vehicle  That I make payments on each month I and scared they’re going to come get it my  License was suspended because of this I have been trying to get my kids to school last week was horrible I was embarrassed and I’ll be $60 to reinstate my license I’m trying to find an insurance policy that will not reprimand me for what happened I need every 300 down for my insurance my rent is also a $1000 each month hopefully next month  I’ll be able to get a roommate I’ll be able to plan ahead I just need help right now I’m desperate I don’t have family my mom died of pancreatic cancer  5 years ago she was my person she was the glue that held our family together my dad is at his wits end with his new wife who is a sugar momma and taking every last bit of money that he has and putting him in dead I can’t even think to ask him My friends they all have their own children it’s not about pride or ego but I usually don’t put myself in a situation like this and I am so upset that I actually am in one right now If you could please help me and my boys just get through this month I’m not even asking for my license to be re instated the insurance the water bell the rent I just need help with the  Rent if I had to choose thank u for anything your able to help me or another person with https://www.paypal.me/JMPaintingFL

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Assistance4Ann

To Whom may Donate, I’m writing in hopes that someone could be of assistance. I have never asked for help and in doing so right now I feel like a failure.  Swallowing my pride takes a lot. I am a single parent I’ve got two beautiful children who are now grown and who have their own lives. Today as I sit here on mother’s day and look around to empty house that I just stay in with a friend. I see nothing I’ve accomplished other than those two kids. I to move my business back home because no way of travel to and from work because I was at wrong place at right time and have gotten into some trouble so I needed a lawyer. I know some will judge and some will say oh that’s just trouble looking for handout, well no that’s not who or what I am at all. Ya see this year is the worst year of my life, my business was broke into and they stole some stuff from next door to me and I was accused of letting people in, which I did not, not only has this hurt me business wise but mentally as well. I’ve been harassed by local law to point I did not want to even return to work. But I did. I kept it together as long as I could with dealing with what I was given. I got behind on my rent and in the end he shut me down. With all that add my home life to it, it’s really a miracle with my high blood pressure I havent had a stroke.  I’m really not expecting anyone to really think I should get assistance but see what most don’t know is, I too help people. I have a program for low income families who can not afford for their daughter or son to go to prom or home coming , I help those in need. With the skills that I have I can do their florals, hair makeup spray tans and even get their formals or dress suits. I started it four years ago and continued to do so up until this year.  I bought a car from a soldier and he moved off before I could get the car legal and one day I woke up to side of my face swole up with a toothache and needed to run to Dollar store to get something to help with it, as I’m driving the three miles back to my home I get pulled over by a rookie officer who decided to make example of me. He impounded my car and left me on side of road to catch a ride home. My job is 20 mins from my house so I decided I’d try and ride my bicycle to and from work. I made it the three miles to town and collapsed on the ground from heat exhaustion. I’m in my fortys and slender build it was just too much for me to try and do. So when that happened it was hard I’d pay taxi 40$ one way to come get for work it just got to be too much for me. So now I’m a foot once again with no ride, and any business I do have I have to catch rides to deliver or get customer to come pick it up. I’m still paying for a lawyer because I need the help with my situation. I’m getting better at bettering myself. I know this is long shot and I understand if some don’t donate. If you can just find it in your heart to help me I’d appreciate any and every donation that comes my way. I’m looking to raise enough money to move and to get me just small cheap ride so I can start over and have something that I can say is mine. I’m hard worker and I will do what I have to do to make sure I still have a business so I can in return help others who need the help I’m asking for.

https://paypal.me/assistance4ann?locale.x=en_US

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Home and Car Cleanup, repairs, and improvements.

Hello everyone. I was given a home by my late grandmother as a part of her will. I am very grateful since my wife and I have two children and needed a home of our own. However, we have been met with many hardships. The house is actual a double wide trailer that was put on a foundation. It is also 30 years and in need of a lot of repairs. There are holes in the drywall, plumbing leaks, the roof has never been replaced, and 30 years of my late grandparents stuff that needs to go. We got rid of a lot of things. But there is still much more and we just dont make enough money to get things that need to be done finished. I know its going to take a lot of money for all these things. Right now my primary focus is getting all the trash and left over things out of the house and to the dump. I have a friend with a truck and dump trailer. I just need help with dump fees. Which are not too bad around here. Maybe 70 to 80 dollars a load. After that, I want to work on getting all the plumbing leaks fixed and drywall repaired. Then move on to the roof. After that its mostly cosmetics like siding and landscaping. Something that can be improved over more time.
Now I mentioned a car in the title. Right now, my wife and I have one car. And as luck would have it, the starter went out. Fortunately, a friend is letting us use his spare truck. But Im sure he would not like that to be a long term solution. Starters arent too bad, around 170 dollars and I can do the replacement myself.

We could really use the extra help. We have both reached out to our families and attempted loans. However, we have been unsuccessful on both fronts. Neither of us has very good credit. But we are fighting hard to work on it. If you are able and willing to help by sharing this or donating, we would be eternally grateful for everything.

I am trying to upload pictures and am having a couple of issues. I will work to get that fix and see if the site admins can help.

paypal.me/JakeFromThatFarm

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Restoring my future

Hi there 😀 this is very hard for me to ask for help but at this point I guess I will just have to swallow my pride and put my big girl panties on and do it. Ok so here it goes. I’m trying to get my life back on track and I am currently sleeping on a couch right now, which I’m extremely grateful to even be sleeping inside somewhere safe. I have made some poor choices in men and they have taken advantage in my kindness and I have now lost everything I own. In the last 6 months I have had two of my vehicles impounded by two different boyfriends. I ended up losing both cars. I owned my own home and worked 60 hour weeks, which I was very proud of because I had beaten the odds of drug addiction which I currently have six clean. I ended up with a boyfriend who was doing things behind my back and was involved with shady people. When these things came to light I decided to sell the house and move. I ended up having to quit my job because my emotional state was not doing well and was having a hard time coping. I didn’t want to relapse so I checked myself into a hospital. When I got released I come home to find everything out of my house been stolen and the boyfriend gone. So that brings me to the here and now. I’m sleeping on my friend’s couch in my hometown, jobless, no car, and no money due to having to repair my home to be sold. As I’m away from the home the door has been kicked in three more times and destroyed once again. I’m at my wit’s end and I’m trying to hold it together. I am starting to give up on life and I’m really ready to crawl into a ball and just never get up. But I wasn’t raised that way, you always get up and stand tall. So I’m asking for any amount of donations, big or small. I just appreciate your kindness and it helps me restore faith to the kindness of people. Thank you for taking the time to read my story and considering a donation. I am very grateful for you all. Here is the link for my PayPal account

https://paypal.me/Michellemantz?locale.x=en_US

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Family of four needs a place to move.

Hello every warm heart-people,  My name is Ricco Williams and I am working for Post Office as Mail Processing Clerk almost 3 years so far. I just got bad news from my current landlord who is also deaf. They want us to move out by June 1. I have no way to save money to move new place and not enough time to collect. So i did repair my credit so far but not enough time to get back up to better score.

I am married man and we had two young sons who are know little American Sign Language. I brought them over here from Philippine who I married to Filipino lady who is also deaf. By the way, I am in very difficult time. I am asking for some support money to help us to move to APT that they don’t have to check my credit and able to focus on my tech invent that i have been working on it since one year. Now they just disturb my future plans. I have to put it on hold and focus to find new place asap.

My goal is find some money that i can pay full year for apt near my work. So i can go work there nearby and back to home. So I can have more time to give my two sons who have second language education and tutor for better education that I really care. I am father figure and hard work myself. I always pay all my bills on time but current landlord made me stress out and frustrated. They almost cost my marriage to divorce due no place to found for our family to move asap.  Time for me to seek your help and able to donate me whatever you can. My goal are pay in full for Apt that we have eyes for a while due closer to my workplace.

 

I would be appreciate of your time and able to help me out. So I can save my marriage that i totally cherish thru true heart!

Cost of total will be $36,000 for everything that i need to take care of it.

If you can help me out then please go to my paypal.me link

https://paypal.me/geniusricco

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In debt and in need of help.

I’ve posted this on Gofundme a while ago and I have received some help, but I feel like posting it here may help me a bit more, so this is my story that I posted there. My name is Kasen. I’m 21 and I’m a gay trans black male who moved into Washington State the last 6-7 months ago. To keep my head above water and make sure I could cover my portion of bills, I had to sell some personal belongings and take out several personal loans.

There has been several that I’ve already paid back but these last few months have been harder considering that my hours have been cut quite a bit. It’s enough to cover expenses for living and other household things, but not enough to cover repaying debt (not to mention paying off the current credit card I already have that I’ve used in emergencies too.)

I don’t like to ask for help, because sometimes my pride gets in my way and the last people I could ask for help from is my family considering that they struggle financially on their own (and have had to ask me for help at times too) and I’d just get chewed out for this, though it was literally the only way I could keep myself afloat without worrying anyone. I am currently looking for a full-time job at the moment but I am working two part time jobs. I’m also still going through some of my belongings and seeing if there’s anything else I may be able to pawn or sell to help me through this.

I’m not asking for donations to entirely help me pay off all of the debt that I owe. I have to own up to that and pay it off myself, but if I could get help curbing it just a little bit, that would be more than enough. I have looked into debt consolidation and unfortunately I’m not at the thresh hold where that would apply to me.

https://paypal.me/kasenpoint?locale.x=en_US (My dead name is in the paypal, unfortunately)

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Stranded in a foreign country!

I came to New Zealand 4 months ago with my friend. We had planned out the whole next 6 months as much as we wanted to and had planned to split the cost of food, rent, gas pretty much everything we could until we could land a job.  I have a working holiday visa which means I’m allowed to be here as a tourist and I can work if I want to as long as it’s not a permanent position.

Everything was good until she decided a month into it that she was done and wanted to go back home. We talked it out and I made the decision to stick it out and stay because I wasn’t done yet. I left my job to come here and do this. I was able to get a very casual temp position where I basically have to ‘bid’ to get shifts. My saving were starting to run low but for some reason I just thought everything would pick up and be okay. Then I started to fall behind on all my bills. Both my credit cards were maxed ($2000 & $500) and my credit was declining along with every payment I missed. Oh and yes I have a student loan worth $20,000

This is when I knew I had to just bite it and go home. But the problem was, I was so far behind on rent and other bills that there was no way I was going to be able to afford a ticket. I tried to convince people to hire me, but who wants to hire someone who’s not even going to commit to 3 months? I borrowed $1000 from my sister, double that from my mom and another couple hundred from my dad. I was so embarrassed that I begged them all to not tell anyone I asked for it, and I was going to fix this ‘don’t worry about me over here I’m fine’.

Then I started calling credit companies. No one was giving me another credit card with 2 maxed out. I tried every loan company there is and pretty much put my credit to the worst it can be with all the credit check dings my file has gone through. Each time I was hoping it’d be worth it because this bank would loan me something. Anything to just catch up. Even payday loans wouldn’t help me because of the nature of my job the pays aren’t always steady. I’m in NZ so Canadian banks know I don’t have a steady income. NZ banks won’t lend to me because I’m not a permanent resident & again with the unsteady paycheques.

My parents have 2 bankruptcies to their name so they aren’t the kind that have savings at hand to help me more than they already have, and that also puts them out for being my guarantor for those types of loans. None of my friends are that good with money, and the ones that are aren’t comfortable lending money to friends.

So that leaves me here in NZ just evicted from my apartment due to non-payments (my property manager was even generous and gave me an extra 2 weeks to try and figure something out). I came to the airport hoping to convince someone here to give me a plane ticket for free to get home, but no luck. I’ve been awake living at the airport for 2 days lugging around my suitcase looking up every possible way to make money. I am seriously out of options and am basically homeless across the world from any familial support system.

I’m asking for $10,000CAD (approx. $7,500USD) to get home, catch up on my default bill payments, and have something to eat along the way. The total cost of my plane ticket home would be $1900CAD. To catch up on my credit cards and loan payments is $4000. First and last for an apartment back home is $1600. The remaining $2500 is so I can make regular payments for the next couple of months before while I’m waiting for a cheque from a full time job. I’m not even sure how long I can get away with being in this airport as they’ve already noticed me being here 2 nights in a row. All I want is to get home and start rebuilding my life to not make these same mistakes again.  Anything would help so please donate to my Paypal account.

Paypal link: paypal.me/jclarab

Thank you.

:)

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Need help with my bills

I am 50 years old Thursday and have always worked hard, normally I have two jobs. However back in November of 2018 I left my day job due to the fact I felt like it was a very bad environment for me. I had a panic attack while working there, which I had never had one of those, and I was physically ill quite often. I still have my night job and work there full time at the moment I just recently found a day job, but this is only temporary, I have been looking for a day job for about 2 and half months. This being said at the end of February I found out I have a sugar issue, did not realize and there were times my vision was blurry could not drive my car, which is what I do for my night job. Once, this was sort of leveled out my car broke down and was out of commission for a week. I have paid the last two months’ rent late but have paid rent and all fees to my complex. I am currently late this month and got a notice dated the 7th that if I did not pay them all their money by the 12th they were going to start the eviction process. I have been playing catch up since March and cannot get on top of my bills especially since I did not have a day job. I have pawned everything I can and sold everything I can think of. I have applied for help at numerous places and have been turned down the majority of being turned down is due to the fact I do not have any children living with me. I am at a place in my life where I feel like I am drowning and cannot get above the water. My rent with all fees is $715.37, my car payment is $407.65 with a late fee-this is almost 30 days past due-all money that I have made with my night job has gone to phone, food gas for car so I can work money not very much, car insurance due the 12th as well $148.11. Up until the start of this week I was only making $7.25 per hour plus tips. Monday, I started my temporary position. I have also been going to school and had an issue with my tuition being completely covered by loans, which I can pay at the end of my school and portion of a Pell grant. I am hoping someone, or many ones will find it in their heart to help me. What I am needing is $1271.13 for rent, car and car insurance, but if someone wanted to help with my school there is a $585.00 balance due. So total would be $1856.31, please help I hate even having to ask but almost homeless and carless.
On my documents I have covered up all personal information such as home address, dob, etc
Thank you for your time

http://paypal.me/Desperatelyneedhelp

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Please Help….Exhausted

I’ve never done this because I told myself I would never have to. But I am just tired. I’m 37, have 3 kids and have been with my high school sweetheart for 20 years (Married for 14). I have never been able to fall asleep or wake up without the pit of stress in my stomach. Honestly, I need money to pay off our debt and cancel these credit cards. I have never missed or been late for a payment, but I am falling behind on our mortgage. The credit cards need to be paid off and canceled, which I haven’t been able to do in 20 years. I have been at my job for 19 years. I work 6am-5pm every day and make decent money. Between myself and my wife, we take home (after taxes) about $5000 a month. The problem is, our bills are about $4800 a month. That is just bills. It does not include gas, groceries or our kids expenses. I have always been lucky by coming up with money to offset the extras. This year it was taxes. I am going to be out of that money by July. I sold my motorcycle in December to catch up with the mortgage and get the kids Christmas presents. Now I have fallen behind again on the mortgage. If I can get the credit cards paid off then we could save money. My daughter is graduating high school in 3 years and I have nothing for her to go to college. All I do is stress about what to do. I can give copies of our bank account to show the bills we pay. We don’t do drugs, rarely drink and do not gamble. My wife knows we struggle, but I will not tell her about this. I have been trying to find other ways to “fix” this debt, but I am truly exhausted. I will do anything for my family, and if nothing comes from this, I will continue to struggle, but I will always find a way to take care of them. I will also give copies of the debt that gets paid off. If anyone can help, I will forever be in your debt. I also have been delaying paying student loans because I have nothing extra to give toward it. We have about $50,000 in credit card debt. At least $30,000 of that came from medical bills about 3 years ago. I just really need help.
Thank You

PayPal.Me/jeremiah37896

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Leaving the Abuse

Even in childhood, I was never a child. My first decade was spent in a hospital room watching my younger sister fight leukemia. And watching my parents fight each other. Everything I saw in those first years only warned me off the ugliness that would come for me. Granted, in many ways it already had. I have never known what it means to be innocent.

My parents divorced and went on to have more children when I was a teenager. I started working at 15 to help support them. After high school, I worked three jobs to put myself through cosmetology school. I spent a few years doing hair before going back to get my paralegal associate degree.

In 2012 I began working for a tribal government. In 2013 I almost died when an emergency surgery was performed incorrectly. In 2014 my dad was diagnosed with stage four cancer. I spent two months shuffling him to appointments before bringing him home to leave this world. In 2016 I embarked in my latest nightmare when I married my soon to be ex-husband.

I thought I had been transformed into Cinderella at first. He was kind, he was supportive, he made me think that maybe this world wasn’t as cruel as I’d thought, he had the financial standing to persuade me to quit my career. In retrospect, every step was a classic paving stone in the walkway to domestic abuse.

On March 8th I was hit by another driver. On March 15, I fled my home in the middle of the night fearing for my life. In the panic, I didn’t think to take anything other than a change of clothes. He immediately drained our joint account of thousands of dollars. My car was in the shop being repaired and I have no credit cards. My life has been a daily struggle for survival since.

Divorce proceedings have been filed but court processes are slow. Painfully slow. The homeless shelters are full and I have no children to bump me up the waiting list. I have not been allowed to retrieve any of my things, even clothing, because as the law is written he does not have to cooperate until the court orders it.

It is impossible to find a job without an address or an address without a job. There are no family or friends here, or anywhere, with the desire and ability to help. I’ve already tried. He messages me daily, despite orders not to, asking if I’m ready to come home yet. That he still loves me. The truth is, he doesn’t know what love is.

And so here I am. In my own personal purgatory. Waiting. For anything. For something. For death. Whichever arrives first. Unless some miracle of a person reads this and decides to play the god of my story. The role of the devil has already been filled.

paypal.me/jbellwi

 

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May Somebody Help My Family, Please

I’m a 28 year old single mother of 5 girls.  We’re experiencing a hardship that came about, during a medical leave, that I’ve took from work.

I was left unpaid for 4 consecutive months because, I had to take a non-FMLA the first two months of my leave due to placenta previa (during pregnancy). That sudden stop in income, caused me to fall short on a lot of responsibilities. Now my family and I are facing an eviction if the past due amount of 664.00 isn’t paid.

I’m unsure where to turn to for help now. I’ve tried every local nonprofit organizations’,  churches’ and other organizations for help with rent but, no luck with them. I was told “we don’t have the funds” or I was gave a referral to another resource. The two referrals that I’ve received, unfortunately couldn’t help either.

Our reality is a living nightmare right now. I struggle with childcare for my newborn because, I don’t have enough money after I pay bills, student loan debt, transportation costs to work (which I’ve recently started back 2 weeks ago), groceries and providing the proper care for my 5 daughters. I rely on public transportation and I have to leave work early to meet 4 of my daughters home from school.

My children are between the ages of 11 years old and 3 months old and really need me in their life but, it’s hard when I’m making my best to grab as many hours as I can get and still be left with nothing, to handle past due bills.

I don’t ask for much other than to help me protect my girls from a life they didn’t ask for or deserve (being homeless), while I work my way back towards my family’s self sufficiency. Helping us keep a roof over our head means more than anything as I always make sure we have food to eat.

Any thing ( i.e $5.. $10.. $20 or $50) will help us through this dark cloud right now. Thank you for hearing my family’s situation and God bless all.

PayPal Link:

paypal.me/niquewalker

 

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My Family Is Struggling To Survive.

My fiancé and I have been struggling since the beginning. He is an honorably discharged vet, and I am a survivor of a man who tried to murder me. He gave up everything to save me. About 3 years ago, a man by the name of Aaron, kidnapped me and took me out of state. He was on major drugs and had me chained up, drugged me and beat me. He claimed that if he couldn’t have me, no one could, and proceeded to injure himself along with me. 3 days went by that this man did not sleep from the drugs he had consumed, until that 3rd day when he finally passed out and I made a break for it. I met some strangers from Florida who protected me and took me with them out of the kindness of their hearts back to their home state, where I proceeded to reach out to my loved ones, but being from Wisconsin and from a poor family, no one was able to come to get me right away. For 3 months I was homeless, living on the streets of Florida, in a place where I had never been before, when my old high school friend (and now fiancé) had heard what happened to me and reached out. He was actively in the military at the time and used all of his money and vacation time to come get me and bring me home! Shortly after, we had gotten together and started building our own life. He had a son and we ended up having a beautiful daughter together. Sadly, we have been struggling to pick ourselves back up from my situation ever since and its only gone more down hill. From lawyer expenses to get full custody of his son, to diapers and food, with only him being able to work because we cant afford daycare for our daughter in order for me to get a job. I’m not one to beg, but its come to a point where I have no choice. I’m pleading with everything in my being for some kind individuals to please help my family! I’m terrified I wont be able to provide for my children and I would be the most grateful person in the world to anyone who may be able to help! Thank you so much for taking the time to read my plea and I hope you will consider helping us, whoever you may be!

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I’m ALMOST THERE! Please help!

 

Hello friends,

My name is Mercedes. I am a young professional in need of a leg up. In the past several years I have been busting my butt to stay alive and under a roof. After years of barely getting by, I have finally found myself in an almost perfect situation. However, in the midst of getting to this place, I had to make some unfortunate decisions regarding my income.

After suffering years of mental abuse from my ex, I became self-sufficient and eventually found my soul mate. We struggled to get where we are and we finally have our own place (renting), in a part of town we absolutely love (got lucky on rent cost), and we are both trying to get everything to a steady, reliable place.

Just as I could finally see a light at the end of this long dark tunnel, last week my car was repossessed. I am 4 payments behind and had planned to contact them the very next day to make a large payment to start getting caught up. Now it is now Thursday 5/9/19, and I have until Monday 5/13/2019 to pay the total due charge.

Admittedly, I am devastated that I have the need to ask for money from strangers. The fact is I have run through all my other options and its starting to look grim. My car is essential for several reasons, and my job is the most important. My position requires me to travel around town to meet clients and whatnot. Without my car, a lot of things that I have fought so hard for many years to accomplish will be for not, and I cannot justify sitting back and accepting it.

My request:

Between the due amount and the towing fees, I need to pay my loan company $2519.50 to rescue my vehicle from the tow yard. I am working diligently to find the money in time but I’m running out of options.

Now, I would, of course, be so grateful to receive the full amount due, but to be transparent, I only need $2200 in order for me to pay the total and have just a little bit left to get by until my next pay period. By the end of this month, I should finally be out from under the water and able to actually get ahead, save, and succeed.

Thank you so much for any consideration to help in this matter. I hope to hear from you soon!

https://www.paypal.me/mercyme1718

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Need emergency funds asap

My paypal link is:
https::/www.paypal.me/w3ndell71

Need emergency funds asap
Hello

I need emergency money to buy some food. I do get $150 a month in foodstamps but myself and my roommate are running short and we have already been to the food pantry this month. I only have a couple cans of food left and its not going to last till I can get foodstamps or go to the food pantry again.

I also need cat food and cat litter. Money to help pay for my two cats and dog shots that are coming up very soon.

I also need household items like toilet paper, shampoo, conditioner, soap, dishwasher detergent, laundry detergent, quarters to do laundry and garbage bags.

I also need money to buy a car and help to pay title and licensing fees. My roommate and I currently walk everywhere we go…which I don’t mind but I have to depend on my mom to drive me to get groceries and take me locations out of my area. I had a Toyota Camry that was paid off but when I paid it off I took off my full coverage insurance and put on liability only. Then a couple months later I hit a deer and totaled it. I didn’t have enough money to fix it so I had to junk it. I also would like to have a car because my 14 year old daughter lives about an hour away and she hasn’t been coming to visit that often because of work and school activities and if I had a car I could go there and visit her. I would also like to be able to visit my other daughters grave whenever I wanted to. So I could go there and sit with her. I haven’t been able to go to her grave in over 6 months. I’m currently on disability for my mental illness I have schizoeffective disorder. Basically I show signs of both bipolar and schizophrenia. I also have major depression and an anxiety disorder…anyway just thought I would give you a little history. On disability I can work part-time and I want to do that and if I had a car it would open up the possibilities for a job because there are not many around here. It would also help my roommate to look for a good paying job and something that was full-time and not just part-time.

I also need money to help me pay for moving costs and security deposit on a new apartment. I am currently being harassed by my neighbors upstairs. Apparently she doesn’t leave the apartment and her parents are always there and all’s they do is listen to my conversations all day and talk about it amongst themselves. Recently they started hacking into my phone account and read my text messages..I can hear them repeating what I write in my texts and talk about the text messages I receive. The also monitor what I am doing online on my phone. Like tonight I was trying to get a loan before I came here and I heard them talking about that. They have no boundaries and I am very worried about what they are going to do to me. They are stalking me and who knows what they are capable of. I have a degree in Behavioral science and I have studied people like them and no good can come out of this I need to move because my landlords won’t do anything. Please help me move.

My roommate also needs some clothes. When he moved in he had 1 pair of jeans and 2 shirts and 2 pairs of shoes. His pants are to big and they sag and he needs some nice shirts and possibly with summer coming some shorts. He also wants to get a haircut but we haven’t been able to get it as of yet.

I would really appreciate any help you can give me. I’ve tried to cover all of this on my own but it just seems like up I am moving backwards instead of forward. I am on a really fixed income and live paycheck to paycheck. I really need to get a part-time job and some assistance to bounce out of this rut I’m in. I’ve been on disability for the last 6 years when I had my breakdown and basically lost my mind. I worked very hard before that I was a 911 dispatcher and a correctional officer. I was working all of the time. If I could I would do it again I miss it. But my mind keeps me away from a lot of things. I know your probably thinking why do I have so many animals when I can’t afford them right. Well the cats were my daughters..my daughter that passed away and I told her I would watch them till she found a place to live but she passed away before that happened. There is no way I could ever give them up. And my dog is my companion animal. She helps me recognize real voices from fake ones. Basically if she barks I assume the voices are real..and if she doesn’t it must be in my head. I’ve had her for 8 years I would be crushed if I lost her.

Anyway thank you for reading my story and I appreciate any help you can give me. Thanks

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5 years of nightmare

I have never ask for help before. I am 49 years old. I take care of my elderly parents. My husband was deported in 2013.  After losing my husband who help me with everything. I went into severe depression.  From the stress of losing my husband my health declined. I have diabetes, Fibromyalgia, sleep apnea, depression, anxiety  and 24 other health conditions. The cost of immigration has put me in financial hardship trying to get my husband home for over 5 years. My medical bills have put in in credit card debt. My home needs a roof and plumbing repairs and mold. I am in debt of over 170,000.00.  I work but I get FMLA due to my Fibromyalgia, it makes it hard for me to work.  I do work but  with not having children I do not qualify for any help. I owe $1500.00 in irs taxes for this year.  I am trying my hardest not to go under. I need my home for me and my elderly parents. I been crying and do not know what to do. I bought a car from dealership and the car has been a nightmare. I still owe $11000.00 and it will not start when it is hot out. It has a lot of problems. I had to buy a car because my car before I took to mechanic shop called Harleys and paid the mechanic $1200.00 to fix my pulleys and oil leak. After getting my car back to find out he fix nothing. He is now been shut down for fraud but I never go my money back. I have no money for food or my medication for my diabetes or fibro. I can show proof of medical and bills. I can send pictures of roof. If you’d like to help with certain item we can show the bill you’d like to help with. I am overwhelmed and I thought my husband would get approved and be home by now. I have no hopes to ever seeing him again. I have to stay strong or we will have no place to live. I really truly need help.  I am trying so hard and feel helpless and hopeless.  Everything is coming down on me. I wish I could get solar panels because light bill here in Florida is so high. If you can help me with anything, I would appreciate it. I can show proof of my declined case to get my husband and bills and medical. thank you. https://paypal.me/VickyLedesma?locale.x=en_US

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Just a little support, will allow me to reach my goal.

beg4.jpg“So close yet so far away.” Hi, my name is Tami Elmore. I live with my fiance Danny and my youngest son Tobey. We have taken many steps towards finally getting caught up financially. My fiance is working full time and my son will begin working with Danny when school is out for the summer. I found a full-time job I can work for from home. It is working for U-haul as a customer service rep and they offer paid training to learn everything you need to know. But then we ran into a snag. I am going to lay out my dilemma as simple as possible.

End Goal: to start working at Uhaul- which will bring money to support our needs.

The Facts:

  • U-HAUL training course starts May 6th, 2019 – I am willing and ready; but the following needs have to be met.
  • Laptop with 8GB of RAM needed- my laptop has 4GB  of RAM; however, I can add the missing 4GB for about $45-50.
  • a smartphone with service needed – can turn on my service again; however, I don’t have the cash to pay the bill yet. The total is $100 (that is our family plan rate). Also, my cell I am currently using for WI-FI is unable to be activated on my plan. I am looking for a cheap Boost phone that I can obtain for this job. I found one at Walmart for $50.
  • a USB headset needed- I can get one at Best Buy for $24.99, but I am short on cash.
  • electricity is needed- I say that with complete sincerity. Our bull is $345 and it is scheduled for termination on May 8th. This is the last thing that is causing a possible standstill from finally gaining some kind of financial freedom and succeeding.                                                                                         Any gift you may be able to spare will help. I want to be self-sufficient, and I am almost there. I also want to be able to repay you in some way to show how grateful and thankful I truly am. I am an amazing cook, I clean houses, mow lawns, make rustic pallet signs, I draw cartoons (i.e. Bob’s Burgers and Jack Skellington). My fiance and son are included in any help you need. The total amount needed to achieve this goal is  $590; and my deadline is this Sunday, May 5th, 2019.                                      My PayPal link is: paypal.me/tamidanny.                             Thank you. Tami Elmore and Danny Nagy.

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Any help for a struggling young adult appreciated!!

Hello! I am struggling with my debt and need help paying it off. My dream is to buy a house so that all my money is not going to waste with rent. I want to be able to own a house with a yard for me and my American Bulldog! I need to pay off my debt first. I have about $5000 in credit card debt and have been slowly paying it off but I cannot get ahead of it. I work full time and all of my pay check goes towards bills. I feel like I can never get ahead. Any help would be appreciated! 2018 ended with my younger sister killing her self at Christmas. Since then I have been a wreck!! This has completely upset my life and my mind. I am barely surviving without her and I miss her every day. It has affected my ability to focus and do my job properly due to the depression. I am focusing this year on fixing my finances so that I can get ahead and not have to stress everyday. I barely have enough money after bills are paid to have enough food for the week. Most days I go without eating because of this. If I can get my debt down, I can start to save money to be able to move out of my apartment! I cannot get approved for a house loan due to too high debt to income, mostly because of my outrageous student loans. I currently live in an apartment and am hoping to move to a house with a yard so that my dog can have more space. I have no money saved for a security deposit and stressing out about this. I’ve applied for personal loans and am denied by all. I don’t want to ask others for money but I am desperate and just need help out of my hole. Thank you in advance!!!!

PayPal.Me/seahorsesrcool

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Help me pay it forwards please 🤯

Hello, my name is Nathan Kittle and I was looking for some assistance please. I’m 48 and live in Richmond VA with my 76 year old parents that I try to help with housework and yardwork to try to earn the right to stay with them and to earn a few dollars a week. In May of 2017 my fiancee that I’d been with for 4 years decided she was done with me and left me for a old college fling. I was forced to move in with my parents and shortly after lost my job due to cutbacks.

We have a 3 year old daughter named Alice that is the only thing that keeps me going most times. They all either stay at his parents or her parents and they are in NC for usually 3 weeks a month and in RIC  for a week where I see her about 3 or 4 days out of that time. I have really bad teeth (no I am not a drug addict) due to really bad experience with a dentist when I was little that compounded into a phobia of dentist that led to my current state where it’s so bad it’s hard to chew most things and causes me problems most times where it’s doing nothing but getting worse and worse. I don’t have the resources or insurance or money to get it fixed or stabilized.

An added drawback is nobody really wants to seem to hire a man whose mouth looks like 500 miles of bad road. I have applied for lots of jobs and a handful of interviews have resulted with zero results. Also have seemed to have exhausted finding any type of job where a employer could use me out of the customer or clients eye. Fixing my teeth would most assuredly resolve the issues finding a job and go a very long way to restoring my self esteem and the depression and pain from the problem  and I’d really like to smile again please.

Another hurdle I have is my car is falling apart under me and I need to get it fixed or possibly buy a better condition used vehicle. I currently have a 2005 Dodge Stratus worth 155k miles and needs a whole lot of work with the suspension, exhaust and a handful of other issues with it, those two being the worst. I have never really asked for a complete bailout and hand like this before. My parents would help me more if they could but just don’t have that kind of money like that. They help me where they can. I’d ideally like to try to raise about 12,000 to mainly get a used car that could concievably last me the rest of my life. On top of my teeth my health isn’t perfect and I have Crohn’s disease and Hepatitis C so I can kind of feel myself slowing down a little. I just want to be able to work and get to work reliably and have my teeth fixed and be able to spend to with my daughter and be able to afford by me working some of her expenses because her mother acts like she’s doing me a favor by [Read more…]

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Recover from financial burden

I am seeking help to recover from my financial stress.

My family grew up very poor, however, I worked hard to ensure I had a good education  in order to help the family. Throughout that journey, there was lots of despair, stress and the feeling of giving up. However, the fuel that kept me was the dream of making my mom happy.

She became ill when I was only 10 and life made another turn for me and my siblings. But we remained positive and I always had great conviction that I would become successful.

As I became an adult, life became a bit easier and I was able to help the family. My siblings also did well enough for themselves and we were on the path to success.

 

The family then split up – mom and brother moved to USA, I moved to Canada and other sibling remained in Jamaica. Throughout all this, we all had no paternal support.

While in Canada with no family, I was able to beat the odds and get a good enough job. I proved myself and got promoted quickly through the ranks. And it looked like my dream was closer to reality.

Throughout all this, I’ve contributed significant financially to family, friends and others in need, as I knew what I experienced and can sympathize with anyone in that situation

Last year things took a turn. I assisted someone in need. It turned out that he was not sincere and it led me on a slippery slide which kept getting worse until my current situation where I have huge loans, damaged my credit, unable to help my family who is depending on me, and have my salary vanish the minute I get paid.

This situation has caused me tremendous pain, embarrassment, and debt. But most significantly – depression. As I have not revealed my situation to anyone – can’t. It kills me inside and I have nowhere to turn at the moment.

Despite the many dark thoughts that creep into me each day, theres still some strength and hope that  there is a light somewhere and that why I haven’t given up quite yet. I’m hoping to get back on my feet, when I would be a wiser person and be careful next time.

I’ve learned that success and failure are much closer together than we might think, and it doesn’t take much to fall from the sky to the ground.

I hope there is someone out there who can help. I am usually very private and do not even have the courage to beg for help.  But Im giving it a try here.

The picture attached  is one of 3 such accounts

 

[Read more…]

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Please read need money for food

Life is really hard right now. I know it seems like I’m over exaggerating, but I have been struggling so much these past few years. I have to live with my sister, because Cps took me away from my mother when I was 14 so I’ve been with my sister for a long time. Being away from my mom, has been hard for me. I have a twin brother who I used to be very close with that I don’t see a lot so it’s difficult for me to have a sibling relationship with him anymore. Money is tight. My sister has to work 2 jobs to make ends meet if she can. She is also raising my two nieces. It’s very hard for her to supply stuff for all of us. Living in a two bedroom house. My niece stays with me in my room and my younger niece is with my sister. My Sister’s kids’ father doesn’t pay child support that often. So we don’t have a lot of extra money in the house. Some nights, my sister can only provide for the kids and not us. Knowing we can go without eating compared to the kids. I don’t mind to share with them but I can’t go without food for a long time. I tried jobs numerous times but no one is hiring me, because I don’t have any work experience. I also go to school part time so that is also a factor in why no one will hire me. I’ve been to the hospital a couple of times, due to my depression. With things being so rough it puts me in a bad state of mind where I have a tendency to isolate myself and worse. Isolating myself so much has made me to the point that I have accumulated extreme social anxiety. Sometimes just being in public can give me a panic attack and makes really hard for me to be successful in life. I could really use some help with extra income coming in. I wouldn’t need much, just enough for a couple weeks to help my sister to not have to worry about me for a little bit. At least $59 could really help out so much. It would be put to very good use and would be so much appreciated. If not, I understand but if so then it would help out a lot.

Thank you so much for you time.

www.paypal.me/AvaReeves

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Grateful For Any Help

My name is Michelle Holder, I am a married mother of two beautiful little girls – a 2 year old and a 9 month old. They are the loves of my life and everything I do is for them. I work full time as a retail manager, and my husband is currently looking for work. Even though we are struggling to make ends meet with one income, I am very grateful that he is able to be home to care for our daughters. We have been able to save on childcare, and it gives me peace of mind to know they are safe at home with their father. We recently filed our taxes, and were expecting a tax refund in the amount of $1850. We were disappointed to find that 100% of our refund was applied to a tax debt that we had no idea existed. Apparently, my mother had used my social security number to claim part of her income on a small business she started, but she never told me about it. We were really counting on that refund money to be able to afford the down payment on a new home. Our current lease ends at the end of May, and we now have no money to move. We can’t afford to keep paying the rent where we are currently living so we were hoping to downsize to save some money. Money is very tight and we have quickly fallen behind on many bills. The most pressing concern, however, is just having enough money for food and gas this month as we scrape together everything we can to save up for our move. Our refrigerator and pantry is empty this morning. We have a quarter tank of gas in our car. I get paid on Thursday, but my entire check will have to be applied to May rent and I will still be $30 short. Not to mention will have no money left over for food and gas. I have faith that these struggles will one day end and that in the future we will be able to help someone else in need. If you are so led, my family and I would be so grateful for any amount you can offer to help us. I appreciate the time you spent reading this post. Thank you!

 

Paypal.me/MichelleDHolder

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I dont really need alot, but I do need help urgently.

Good day to anybody reading this , I have never thought myself of doing such thing as begging for money but I will briefly resume my situation and clarify that I do not need alot of money… but I need help to start working again.

I am 25 years old IT support, currently living in Madrid, Spain and originally from
Romania.

My history is not the brightest one , but I guess my past is not important here, but what is happening now.

I am broke since few years ago but that never stopped me from doing what I like and trying to help others, I have never ask for any stranger, for anything at all.

But since few months ago I am unemployed, my account its in negative and I dont have money for transportation anymore, neither anybody that could lend me a hand, hence I have been moving everywhere and trying to find a place but as things are in Spain it is very uncertain of how my future is going to be, or if I am going to have any stability for more than 6 months ever, I actually never did in almost 26 years.

This Friday 3 of May I need to go to a very important interview for me, which could fix my life and probably the next two years.

I cannot attend such interview hence I dont have money to even go out for a coffee, and its around 26 KM through highways and so on to get there, to be honest I even thought of walking it off , as things are I’m in total desperation.

I have became this broke because my contract finished, I was previously living in Athens, adopted a stray cat that was super ill, with a huge infection and almost blind, I spent my savings to rescue her and bring her to Spain with me, her name is Dotty and after a while she is great, and I would rather give her food than eat it on my own, every sandwich I have, she has the half of it..
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And this is her now,

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As you can see , she is way happier and healthy :)

For  3 months I have been doing interview after interview, getting responses of “You will start soon, dont worry, we handle it” but it is never like that, I recieve phone calls  , but thats it pretty much.

Now I can’t even keep doing interviews or afford rent or living , soon I dont know where I will stay.

Even so the situation its like this I will manage to get food, but I can’t fix the transportation issue, I do have dreams but I would like to try to get them on my own, I’ve actually studied Fine arts and IT as a side thing to get money, but now my qualification might not be enough as IT to keep working as support, so Im kinda desperate, and nobody wants to hire me even as a Waiter because they thing I wouldnt be suitable for the job.

The transportation pass costs only 20€ monthly until the next month , in which I will be 26 and it will cost 89€, then I will really not know what to do because as things are thats alot of money for me and I need to use it for basic expenses.

For now I would be blessed happy with that 20€.. I could pay my transportation and keep trying my best to find any kind of income at all this month , before I actually get stuck deeply and then I will have even worse problems…

Thank you if you have dedicated your time to read my petition and even if you don’t donate anything , thanks for your time.

This is me , my cat, and a proof of my bank account just now.

I am sorry to be asking things for free and if anybody has the will to trust me , I will try my best to pay back some day…  Hopefully.

Thank you alot, and if you decide to help me I wouldnt be more grateful, I can maybe paint for you or fix anything with your computer… or just listen, I dont want to take anything for free and if I can pay back somehow , I will.

This my paypal and my mail if you ever decide to help me out or just to talk with me , both are welcome.

paypal.me/MCovaci
Screenshot_20190501_030025_com.bbva.bbvacontigo.jpg

Last Updated:

Exhausted

I’ve never done this because I told myself I would never have to. But I am just tired. I’m 37, have 3 kids and have been with my high school sweetheart for 20 years (Married for 14). I have never been able to fall asleep or wake up without the pit of stress in my stomach. Honestly, I need money to pay off our debt and cancel these credit cards. I have never missed or been late for a payment, but I am falling behind on our mortgage. The credit cards need to be paid off and canceled, which I haven’t been able to do in 20 years. I have been at my job for 19 years. I work 6am-5pm every day and make decent money. Between myself and my wife, we take home (after taxes) about $5000 a month. The problem is, our bills are about $4800 a month. That is just bills. It does not include gas, groceries or our kids expenses. I have always been lucky by coming up with money to offset the extras. This year it was taxes. I am going to be out of that money by July. I sold my motorcycle in December to catch up with the mortgage and get the kids Christmas presents. Now I have fallen behind again on the mortgage. If I can get the credit cards paid off then we could save money. My daughter is graduating high school in 3 years and I have nothing for her to go to college. All I do is stress about what to do. I can give copies of our bank account to show the bills we pay. We don’t do drugs, rarely drink and  do not gamble. My wife knows we struggle, but I will not tell her about this. I have been trying to find other ways to “fix” this debt, but I am truly exhausted. I will do anything for my family, and if nothing comes from this, I will continue to struggle, but I will always find a way to take care of them. I will also give copies of the debt that gets paid off. If anyone can help, I will forever be in your debt. I also have been delaying paying student loans because I have nothing extra to give toward it. We have about $50,000 in credit card debt. At least $30,000 of that came from medical bills about 3 years ago. I just really need help.
Thank You

Last Updated:

Father of 4 Needing help getting by

paypal.me/CHarrison401

Good Morning,
My name is Craig, I am a father of four boys who live at home with me. Recently our situation became difficult when my vehicle broke down, We went almost a month without a vehicle.  Due to not having reliable transportation ( I would pay people to take me me to work, the boys to childcare and not only would they be late sometimes they didn’t show up at all) I lost my job. We have recently gotten the vehicle out of the shop paying almost 400.00 dollars (over 400.00 before they provided a discount).

Currently I am looking for another long-term job/career placement while I am in the process of that I have also been asking to earn money buy doing side jobs, I’ve sold almost everything in our house (besides the boys things) to maintain during this time. We are currently in the process of being evicted, We were supposed to be out by the 17th of April, due to not having a vehicle nor a place for my children to go we are still here facing court and legal obligations ( I wanted to Avoid those, but at this time it I’m just a sitting duck). Prior to our vehicle being broke down; I received a utility bill (rent and water are together) that was over 1200.00 I was having difficulties paying the entire amount by it’s due date ( April, 01 2019).

I have found a place for us to go short term, I have concerns about it but I can not have my children without a place to live.  My boys depend on me and only my income to proved for them, I have reached an absolute low. My children do not deserve to live like this and I will make sure they are back in there own house as soon as I can.

At this moment I am becoming behind on car payments, the twins are getting low on diapers and clothes (outgrew 0-3 and 6-3 since this started). I am not receiving many opportunities with side jobs, and we are still taking things from Michigan (House we are being evicted from) to Indiana ( Friends Apartment we are going to stay at) it is about a 35-40 minute drive each way so the amount of gas I am using is ridicules amount. I have maybe 4-5 loads to take to the new place. If I could afford a sitter I would have 2-3. I have the twins furniture ( swings, cribs and seats) the other boys ( beds, TV’s and books/shelf) and then odds and ends (totes of clothes, toys ect)

I am not exactly sure how i am supposed to end one of these.

If you could be able to help us in anyway possible It would be greatly apprehended. I will do work as well if you have anything I can do or know where I could go.

Thank you

Craig and Boys ( Markus, Edwin, Lee and Allen)

paypal.me/CHarrison401

Last Updated:

A Second Chance





I would like to start by saying thank you to anyone and everyone that might read this. May God bless you if you help and even if you don’t…






 






Hello. My name is Daija and I am 21 years old. I started college for the first time back in 2015. I was excited to be majoring in computer science, it was something I had to wanted to since I was a child. I love computers and picking them apart to see how they work. Unfortunately, I had a dire emergency happen, and I had to abruptly withdraw from classes and move across the state. I was unable to find a job in time to pay off the loan I took out for classes. I was a shut in for a few years due to severe depression and anxiety. One day, I finally decided that enough was enough and that I needed to do something better with my life. I’ve gotten all my stuff together so I can finally go back to school but there is an issue. To apply to the school I want to go to, I need the official transcripts from my old school. But, my old school will not release my official transcripts until I pay my old bill for the classes I took. My parents cannot afford to help me because they are in a lot of debt and most of their money goes towards bills and other expenses. I have also looked everywhere for any way to make some extra money and haven’t found anything which is why I came here. I currently have a job right now, but it is only part-time and I will not be able to save up enough money in time to apply for the fall semester. I also need to save up money for a car and insurance. In total, I will need $2,000 to cover everything.






 






If you are willing to help me out, this is my PayPal link: 






PayPal.Me/dmsmith97






 






 Any and all help is greatly appreciated! Thank you so much!






Last Updated: 
Help Me Catch up on Bills so I can get back on my feet


Hello!!


My name is Kat. I am a 22 year old female who just graduated from Rutgers last May 2018. I never thought i’d be on this spot but here i am. I recently moved out of my parents house because it was toxic to my mental health and since then i have been toughing it out with my boyfriend who graduates next year from Rutgers as well. My parents blocked me on everything because I moved out and as of right now I only have him. I work as a teacher assistant for $9/hr, i am looking for a better paying job please pray i find one soon! Right now, my bank account is .88 cents because i am paying rent, utilities, student loans and paypal credit. I am in need of assistance, my rent is $423 and it is due by this Friday. My boyfriend and I work all the time and my boyfriend goes to school as well, we are trying as hard as we can to catch up on our all bills but they just keep piling up because we need to keep going negative to not get any late fees, or go negative because of the late fees. No matter how much we work and how hard we try to pay everything & catch up enough on our bills to stop being super stressed all the time and to stop worrying and wondering if our next check will help keep us afloat or if we will have to keep going negative on our bank accounts to stay afloat by paying what we have to pay (car insurance, rent, loans, credit card, etc.) We are both 22 and life has hit us very hard recently. We just want enough assistance to help us finally catch up and feel like we can finally stand up and breathe easily without being in a constant worry and without having to decide if we can even afford to eat that day or if it’s better to not eat & pay bills. I know nobody has 3 thousand dollars laying around to help someone but ANY assistance counts and will definitely help. please help give us the push & help/start that we are soo longing for. It’s hard to figure out life and bills straight out of college mostly without your parents to guide you so please be that light we need by helping us with anything you can. Once again, thank you so much. Attached are pictures of us, and a graduation picture! :)


paypal:


paypal.me/iPrincess


Last Updated: 
Help. For me and my boyfriend.


Hello.


This is the second time I do this and it’s really embarrassing to say the least. But I’m desperate and as for now. This is my only option.


I am a 25 year old Swedish girl/woman who moved in with her boyfriend in England. It was not the smartest move. Yes I moved because I love him. But I mainly moved because I was not able to live my own life in Sweden. I have suffered a lot mentally and physically the past 8-10 years. I have had severe panic attacks for a very long time. It’s not the attacks themself that has gotten me here. I was too scared to go outside because of them. When I stopped going outside I developed some type of social phobia. It has really ruined my life and it still is. Some might just tell me to get over it. Or see a therapist. I have seen one. When I was in Sweden. But I was pushed towards taking medicine the whole time. Which is also another phobia I have somehow developed. It is very hard for me to take medicine. Especially if I have never taken it before. I am also very afraid of being sick. I am guessing it is for the same reason.


I am now feeling very lost. I have no job. No friends. I do have my boyfriend. He is working a lot. But I can’t help him. I have tried working before. But my anxiety and everything that comes with it got the best of me.


I am now stuck. I feel like I will have to go back to Sweden if I don’t find a solution quickly. I want to go a course. So maybe I can start my own business one day. But I don’t have the money. I want to help my boyfriend with his teeth but I could never make that money. I have tried to find free dental treatments. But I think what he needs is dental implants and it is very expensive.


I don’t really have any proof of anything I’m saying. All I have is a letter from my doctor. It is in Swedish so even that won’t really make sense to a lot of people. But I’m not losing anything by trying. Maybe my pride. But I’m desperate and I need to ask for help.


Thank you


Last Updated: 
Recently scammed single mom desperate for help


I am a single mother with 2 kids.  About a month and a half ago my car broke down.  I had about $2400 from my tax return left.  So I decided to try and get a personal loan online for $4000 to get a vehicle.  I have never tsken a personal loan before and was not familiar with the process.  The first “company” that contacted me asked me for a processing fee first which I paid.  Then they asked for me to purchase a PPI because my credit isn’t great. Then they asked that I “secure” the loan with 17% of the loan amount.  I was hesitant but after being assured over and over that I wouldn’t be asked for anymore money, I went ahead and paid it.  Of course, they then required a transfer fee.  It was $998, $499 for 2 transfers. I told them I did not have it, and my “loan officer” said that if I could come up with $350, his company could cover the rest, and I could return the money when I received the loan.  Stupidly I did.  I was then told after making that payment that the loan wouldn’t process because the money didn’t come from me.  If I could just come up with $149 then I could pick receive the first half of the loan, pay the rest of the fee, and receive the rest of the money.  Desperately hoping I would get the money, I came up with it n only to be told that I had to activate both transfers before I could receive either.  I requested the loan be cancelled at this point and my money returned.  They refused.  I contacted them many times and got the run around.  Now they say the loan application “expired” and because if that my money cannot be returned.  Total, that company got me for $2014. The next company that contacted me asked for half of the first month’s payment upfront, which was $25.70. I misunderstood and paid $25.17. I was asked to pay the correct amount and was assured that both payments would be applied to my first payment.  Then they said my credit was so bad that they required me to enroll in their credit builder program.  The cost would be $140, and after paying it I would receive the loan within 15 to 20 minutes.  After waiting for 2 hours and attempting contact several times I was finally able to speak to someone and was told that my credit was so awful that I now needed to pay a $254 fee for them to boost my credit.  I refused and asked for my money back.  They refused.  They instructed me that I had another option and told me to open a wells Fargo checking account. They were going deposit $6000 into the account and I was to withdraw it and send it to them.  This was supposed to somehow erase my unsecured debt.  I refused and was told that I could either pay the $254 or open that account and do as they said or I wouldn’t receive the loan or my money back.  Total I loSt $190 to this company.  The last company that contacted me had a decent website and no bad reviews or comments that I could find.  I was sent a very professional loan agreement, and everything seemed legit. The only catch with this loan is that because my credit wasn’t good I had 2 options to secure the loan.  The first was to have a co signer with a 700 credit score that made $30000 a year at least.  The second was to pay 3 monthly payments upfront.  A total of $450. I would not have a payment for 3 months and would receive the loan within 1 to 2 hours after making the payment.  I hesitated, but my loan officer seemed like a very nice, intelligent woman.  I told her that I had already lost a lot of money and that as a single another hit was going be a very bad thing for me.  She assured me over and over that her and her company were reputable, reliable lenders and they weren’t in business of trying to take from people.  Finally I agreed to make the payment.  I never received the loan of course,  and when I contacted my “loan officer” the next morning she hung up on me repeatedly before finally transferring my call to her “client manager”. He informed me that although in the contract it plainly stated that once the $450 payment was made the money would be transferred,  that because of a small little clause in the fine print, the lender could request additional collateral.  I asked for the loan be cancelled and my money returned and was told that would take at least days.  The next day the client manager contacted me and said that his company would cover the $450 payment and I could send it back to them once I received the loan.  I refused and was told that he would contact me within 24 hours to give me an exact date on when I would get my money back.  Of course, I’ve never heard back from them gotten my money back.  Now I am need of a vehicle still, and am extremely behind on bills.  I am not seeking a hand out.  I am seeking a personal loan from a good person who won’t mess me over. $8000 is what I’m looking for.


https://paypal.me/steph3080?locale.x=en_US


Last Updated: 
Remaining Hopeful


I’ve always had a pretty crazy life. Admittingly, some of this chaos stems directly from my own actions and choices. However, there is a good deal of trouble that I had no control over, and no significant influence over. 


 


The most recent chain of events began with my now ex-fiance’s decisions. The first hurtful choice was to demonstrate emotional abuse toward me. He constantly put me down, called me vulgar names, manipulated my money and controller my social and work life. But being the loyal lover I am, I stood by him regardless. Then he cheated on me while I was away. He slept with his ex in my bed, in the house my money paid rent in. There were countless other instances where he instigated and participated in highly promiscuous conversations, although I never knew if it was more than talk. 


 


When I found out about the infidelity with his ex, I confronted him which landed several fists upon my own body. He busted my lips, broke 2 ribs and my nose and  gave me a concussion. 


 


When I finally got away from him, I went to my elderly great uncle’s in a different state, but I lost everything I owned. And because both of our names were on the lease, and his name was on the utilities, I wouldn’t have much success making him leave. This took place on April 25, 2019. 


 


My old uncle’s been quite kind to me. I was offered the opportunity to work on his beautiful 5+ acre lot. Of course it’s full of overgrown flower beds and gardens. The agreement is that re-beautification and then regular maintenance of the property would be my payment for his provision of room and board to me.


 


However, I have no personal hygiene items, no clothes, no shoes, bedding, no personal items whatsoever now. I filed a police report, of course  and was told that because of the distance between that house and my uncle crossing state lines, there would be a significant amount of time to deal with retrieving my things. Like up to 6 months or a year of waiting!


 


So in a state of emergency, I went to Google, which led me to this site. I’m running out of ideas and options. Yet, all things considered, I’m remaining hopeful. If you have it within your means and heart to help me with ANYTHING, I would be grateful forever! 


https://www.paypal.me/KayMC731


Last Updated: 
Please help my daughter and I overcome being homeless


Hello,Screenshot_20190127-181312_1_1.jpg my name is Keisha. I am writing this request because I am in an emergency situation with my daughter and we need help. Due to our house collapsing on July 3rd of 2018, we’re now homeless. We relocated to Wisconsin to stay with someone, but it didn’t work out. We were in a shelter, but they only allow 30 day stays here in Wisconsin. Since having to leave the shelter, we have stayed at bus stations, warming shelters, and hospitals to avoid freezing to death. I have gone to multiple agencies in an attempt to get help, but everyone is giving me the run-around. I am looking for a job which is hard because we don’t have a stable place to live to keep ourselves groomed. I have been putting my best foot forward, but I realize that at some point we all have to ask others for help. At this point, my goal is to gain employment and get us a place to live. I also want to open up a business. I realize that money won’t completely change my situation, it will help though. I’m willing to put in the work in order to be successful. After searching for help, I landed here.  What I am asking help for is to get us a stable place to live, a used car to get around in because transportation is limited in Wisconsin. I would also like to purchase some basic furniture like beds, sheets, pillows, pots, pans, and dishes just to get started. I also want to possibly get help starting a small business so that I can help myself and my daughter. I also want to open up a nonprofit to help other single parents who are experiencing homelessness with their children get back on their feet. Also, I want to pay what I owe to my college so that I can go back and finish my last year of school. I am asking for $10,000 to make all this happen. This would include a security deposit and paying for additional months of rent while I job search. A little more about me is that I am 40 years old, my daughter is 17 and this is her last few weeks of high school. I am a two-time cancer survivor. Last year this time I couldn’t walk.  I have been fighting to get back to a normal life, but things happen. I’m still pushing to get it together. I just need help. Thank you for reading my post. And take care.


https://www.paypal.com/paypalme/Ticeshia


Last Updated: 
Need emergency funds asap


Hello


I need emergency money to buy some food. I do get $150 a month in foodstamps but myself and my roommate are running short and we have already been to the food pantry this month. I only have a couple cans of food left and its not going to last till I can get foodstamps  or go to the food pantry again.


I also need cat food and cat litter. Money to help pay for my two cats and dog shots that are coming up very soon.


I also need household items like toilet paper, shampoo, conditioner, soap, dishwasher detergent, laundry detergent, quarters to do laundry and garbage bags.


I also need money to buy a car and help to pay title and licensing fees. My roommate and I currently walk everywhere we go…which I don’t mind but I have to depend on my mom to drive me to get groceries and take me locations out of my area. I had a Toyota Camry that was paid off but when I paid it off I took off my full coverage insurance and put on liability only. Then a couple months later I hit a deer and totaled it. I didn’t have enough money to fix it so I had to junk it. I also would like to have a car because my 14 year old daughter lives about an hour away and she hasn’t been coming to visit that often because of work and school activities and if I had a car I could go there and visit her. I would also like to be able to visit my other daughters grave whenever I wanted to. So I could go there and sit with her. I haven’t been able to go to her grave in over 6 months. I’m currently on disability for my mental illness I have schizoeffective disorder. Basically I show signs of both bipolar and schizophrenia. I also have major depression and an anxiety disorder…anyway just thought I would give you a little history. On disability I can work part-time and I want to do that and if I had a car it would open up the possibilities for a job because there are not many around here. It would also help my roommate to look for a good paying job and something that was full-time and not just part-time.


I also need money to help me pay for moving costs and security deposit on a new apartment. I am currently being harassed by my neighbors upstairs. Apparently she doesn’t leave the apartment and her parents are always there and all’s they do is listen to my conversations all day and talk about it amongst themselves. Recently they started hacking into my phone account and read my text messages..I can hear them repeating what I write in my texts and talk about the text messages I receive. The also monitor what I am doing online on my phone. Like tonight I was trying to get a loan before I came here and I heard them talking about that. They have no boundaries and I am very worried about what they are going to do to me. They are stalking me and who knows what they are capable of. I have a degree in Behavioral science and I have studied people like them and no good can come out of this I need to move because my landlords won’t do anything. Please help me move.


My roommate also needs some clothes. When he moved in he had 1 pair of jeans and 2 shirts and 2 pairs of shoes. His pants are to big and they sag and he needs some nice shirts and possibly with summer coming some shorts. He also wants to get a haircut but we haven’t been able to get it as of yet.


I would really appreciate any help you can give me. I’ve tried to cover all of this on my own but it just seems like up I am moving backwards instead of forward. I am on a really fixed income and live paycheck to paycheck. I really need to get a part-time job and some assistance to bounce out of this rut I’m in. I’ve been on disability for the last 6 years when I had my breakdown and basically lost my mind. I worked very hard before that I was a 911 dispatcher and a correctional officer. I was working all of the time. If I could I would do it again I miss it. But my mind keeps me away from a lot of things. I know your probably thinking why do I have so many animals when I can’t afford them right. Well the cats were my daughters..my daughter that passed away and I told her I would watch them till she found a place to live but she passed away before that happened. There is no way I could ever give them up. And my dog is my companion animal. She helps me recognize real voices from fake ones. Basically if she barks I assume the voices are real..and if she doesn’t it must be in my head. I’ve had her for 8 years I would be crushed if I lost her.


Anyway thank you for reading my story and I appreciate any help you can give me. Thanks