We often hear “I need money now” for rent, food or bills – not an easy situation to be in. See our advice below.

Emergency Rental, Food, and Bills Assistance Programs

How to get help with rent?

At times, many families find themselves homeless, or unable to continue to occupy the premises of their choice. This may be due to fire, accident, storms or many other causes, but often it is merely a problem in paying the rent. Illness that forces a breadwinner to stay home, or loss of a job; any and all of these conditions can put a family in need of temporary assistance to tide itself over until the members of the family find themselves again in a position to pay their own rent without the need of subsidising or other rental assistance.

Agencies have been set up in many parts of the country to help in this regard. Non-profit organizations, these charities, such as The Salvation Army, as well as some governmental agencies are often able to offer emergency rental assistance for families who are being evicted by a landlord, or who simply have no way to pay their rent at the moment. Realizing that landlords, despite the old cartoon imagery of a rich greedy person feeding off the work of renters, the vast majority of landlords are not really making a profit at all on the current tenant. This is only a stopgap so that the landlord may pay the monthly house payments in the hope of some future profit if housing increases in value some years later. If the tenant can’t pay the rent, the landlord may soon find himself in the same position with regard to the lender. Lenders do not want to hear sad stories.

Although these different programs for rental assistance may be available, much depends upon the funding at the moment. Some programs quickly run out of money and are simply unable at the moment to provide further help to persons in need of assistance.

The vast majority of families in need of temporary rental assistance are those to be found in the low-income range; seniors, disable persons and children are among those most often affected. Others too, faced at one point or another with a temporary emergency may qualify for assistance in these cases.

In most cases, those in need of longer-term assistance, persons who have not been gainfully employed for a considerable length of time with not prospects for the immediate future may not qualify for rental assistance under these temporary emergency programs.

Those more likely to receive aid are persons who are able to convince interviewers of their willingness to do what is necessary to get back on their feet along with the ability to do so. Since emergency funding is considered a short-term “fix” for a crisis situation, the grants may be only issued for a few days, perhaps to defray the cost of a motel room, pending the applicant’s ability to find other lodgings.

Therefore it is important, in most similar cases, for the applicant to show the interviewer the imminent possibility to become self-sufficient.

Most non-profit agencies as well as other agencies attempt to work closely with rental assistance applicants to help them with any additional support as needed depending upon each applicant’s situation. Often applicants are further given counseling and referrals to other agencies that may be more helpful to an applicant.

In such cases, any additional services rendered are free to the applicant in crisis. This may include lack of employment and such other problems that may arise such as medical emergencies. Most agencies participate in these endeavors as well as teaching applicants the processes involved in applying for governmental programs, immediate rehousing and how to apply for Section 8 vouchers as well as information about low income housing, and assistance in paying the security deposits that are almost universally demanded by today’s rental market.

Since the goal of all similar agencies to to render aid to persons in immediate need of emergency housing and other crisis situations, the funds issued to applicants for rent or other necessities is only meant to allow the applicant extra time to deal with the emergency. However, at the same time, applicants will normally be provided with support in the long term to guard against similar future emergencies.

If you have an eviction notice or expect to be unable to pay the rent in the immediate future, or even realize that you need to find less expensive living quarters, now is the time to apply for assistance. Often with early application, money may be available to catch up unpaid rent as well as other options that may be explained to you.

Assistance may also be available to help with the security deposit, the initial rents and even moving costs. In some cities non-profit agencies may offer other emergency assistance to those in crisis. These funds are normally paid out on a one-time basis. Depending upon the location, resources that may be in place for housing crisis families can be wide-ranging.

Potential applicants are advised to find the telephone numbers as well as any other information available to them and educate themselves about the different programs that may be able to help with emergency assistance.

Not only non-profit private agencies, but many governmental agencies, are able to provide interim assistance, depending on the locality. Massachusetts has a program called RAFT, while in Texas a rental assistance program called TDHCA is available. Florida has a similar program called EFAHP and in Connecticut their program is called RAP. Many other government programs around the country also offer assistance to pay rent or a portion of overdue rent in their ongoing efforts to reduce the growing threat of homelessness in their particular communities.

Another program, called the Federal Stimulus Program is a little-known program through which our federal government provides billions of dollars across the nation to provide rental assistance for qualified applicants. These funds have become invaluable to families that find it increasingly difficult to keep up with the rising costs of rent and other housing needs.

HUD the Housing and Urban Development, agency works throughout the country as well. A number of families approaching two million are able to use this program, a program that can not only help those in need to pay their rent and/or security deposits, but HUD can issue vouchers to provide temporary housing as well as providing assistance to senior citizens and the disabled to keep up with overdue rental payments.

These programs not only offer grants to help pay rent, but the government Rent Voucher Program aids applicants to seek housing in the privately owned housing market.

These agencies can, generally, offer legal advice to those facing eviction. Every year millions of people receive free legal advice and assistance to educate them with the eviction process and their rights as well as responsibilities. The government provides funded Legal Services Corp. which provides attorneys who may mediate a solution between landlord and tenants in addition to advising tenants of their rights as well as help them apply for Section 8 or other assistance and another positive aid they offer is help and counseling on housing discrimination.

Counseling may also be provided to help applicants apply for government and/or private grants. Money is available for many of these crisis situations.

It is the goal of these agencies to prevent evictions wherever possible. The federal government as well as the many non-profit private agencies strive wherever possible to help applicants remain in their current quarters without the fear of being summarily evicted. Often these agencies are able not only to prevent evictions, but subsequent lawsuits that may be brought against a tenant. Alternatively, the agency may be able to find more suitable and affordable housing for an applicant facing eviction.

Many churches too offer funds that can help those in short-term financial difficulties. United Way and The Salvation Army are only two of the better-known charitable institutions that may be able to offer help when needed. Generally they give priority to those living in apartments and facing short-term financial crises.

A good number of other national and local charities are ready to help with the expenses of rent and other essential needs as well as providing case management and many other social services. No all charities have ready money all the time, but even those may be able to help by helping an applicant with information about other resources and assistance in applying for free grants to pay overdue rent.

Other agencies that often provide help might be, for example, Catholic Charities, Social Service Offices, United Way, the American Red Cross, the Legal Aid Society and as mentioned earlier, The Salvation Army. Aside from these examples there exist many other emergency aid agencies for those who are able to become informed.

While most of these programs provide only short-term emergency aid, they are designed for the most part to tide a family over until a longer-term solution becomes available. Often these same agencies will be able to direct qualified applicants to resources that may assist them in finding an apartment or house for more permanent security.

It is important however, during these times of crisis, to keep in touch with creditors and the applicant’s current landlord so they understand what you are doing and what you expect to accomplishment. It is important that the applicant be extremely honest with everyone about the situation and it may sometimes be possible to have monthly payments temporarily lowered, or even be allowed to skip a monthly rental payment. Other plans may be devised and put into place to avoid being evicted.

It is well-understood that not only landlords but other creditors too are much more willing to cooperate with persons who are up-front with them, honest in their discussions and show a willingness to cooperate and do whatever they can to improve with situations.

How to get help with bills?

Ask The Energy Company

if energy bills are the source of the hardship, then the energy providers’ own in-house programs are often the quickest way to help rearrange and meet repayments.

LIHEAP: Low Income Home Energy Assistance Program

This national program’s focus is on subsidies for repairs, weatherproofing and utility bills that families cannot afford to pay.

LIHEAP covers any energy related home repairs for low-icome families, including seasonal expenses like air cooling systems and winter heating bills. The local LIHEAP office is the first point of contact for those in need of energy or utility assistance. Eligibility varies from state to state.

WAP: Weatherization Assistance Program

The WAP is a federal grant organized by the Department of Energy that helps needy families improve their homes’ energy efficiency, and has assisted over 7 million households across many states, territories and Native American tribes since its inception in 1976.

According to the DOE guidelines, a household with anyone over 60 is eligible for the WAP, as are legally recognized disabled people. Most states make families with children eligible, and the website for the WAPTAC (Weatherization Assistance Program Technical Assistance Center) can advise others if the grants are available in their area, and whether they qualify.

LifeLine Assistance: Free Cell Phones

Americans in need of a cell phone plan but without the means to maintain one can get assistance from LifeLine Assistance‘s free phone program. This is indeed a lifeline as daily life and business in particular is practically impossible without a mobile phone.

LLA is an FCC mandated scheme offering a free cell phone with at least 250 monthly minutes included. It’s available in the 49 states, Washington DC and Puerto Rico, and typically requires a household income below 135% of Federal Poverty guidelines. For some states it is below 150%. Eligibility varies across participating states, with slightly different rules around qualifying income.

Other sources of help are available at state government level, or many national and local non-profit and charity organizations, and the energy companies themselves.

How to get Food For Free?

It doesn’t always require money to eat, and there are many ways to gain free food without adding to your debts or joining the 10% of Americans who have resorted to shoplifting. Ask people you know, or traders and restaurant and store owners.

Above all it’s important to explain why you are asking for food: because you can’t afford to eat. And not to be critical about what food you eat. Without a certain amount of money, there is no longer the choice of what to eat. So meat may become harder to get or if meat’s all that’s on offer and you are a vegetarian, it’s best to accept it with thanks.

Grow Your Own, Share With The Community

The most sustainable – and satisfying – way to provide free food for yourself is to grow it, and you can start with just seeds if you live in the country or with just a small space in the city. Guerrilla gardening is an interesting urban option, more organised community gardens and allotments can share space and expertise for growing, and seed swapping communities among gardeners are a good source of materials and encouragement.

Ask A Farmer

Out in the sticks there won’t be the option of stores and restaurants as a source of food, but ask any farmer and there’ll be some left on the fields that they didn’t or can’t sell. Many will let you pick these leftovers.

Food Banks

A rapidly growing movement in the United Kingdom and US is the organized and charitable distribution of food to those who can’t afford it. Most of the food is donated, and food banks are one of the easiest ways to obtain some nutritious food. Many banks have conditions for who they can give food to, but there is no need to be ashamed about visiting one.

Links to Food Banks in various countries

United States /United Kingdom /Austalia /Canada /Ireland /New Zealand /South Africa

Offers and coupons

Online and direct from the stores, many coupons are available to promote new products. And companies across the United States send out free samples of new products. They’re unlikely to provide a healthy, balanced diet on their own but could supplement free food from other sources.

Waste Food

In an affluent country there is an abundance of unsold or waste food, and a little social interaction and resourcefulness can unlock access to a surprising amount of it.

Ask at the market

Often around closing time, stall holders will sell off any remaining stock for next to nothing, and it’s always worth telling them you have no money and asking if they’ll give you something for free. You can often pick up some fruit or salad, and if they can’t offer anything, thank them anyway and ask at another stall.

Free Supermarket Food

Ask at the big stores and you’ll be too far down the chain of command: “My boss doesn’t allow us to do that” will be the usual answer. So smaller supermarkets and neighborhood stores are a better option, where you can talk to that boss. You may find warmth and generosity among Muslims and immigrants to the West who run stores.

Restaurant Leftovers

It requires some patience, a little nerve and a bit of practice, but it’s possible to get free, professionally prepared food, even a table to sit and eat it at. Restaurant districts in cities are obviously the best place to try this, and expect a success rate around 5%, so it requires persistence, but will sharpen your bargaining skills, and who knows where else that could lead?

Turn up at a restaurant after the busiest time but not too late, and explain that you have no money and ask if they have some left overs in the kitchen. It can help to have a container such as a plastic box ready in case they do have something, and if they’re friendly and can’t offer anything the first time, maybe they can put something aside the next day.

Searching and Foraging

It grows on trees, on the ground and some seasons there’ll be abundant fruit and tasty plants such as dandelions or chickweed. Even cities can produce some tasty wild food, and anyone near downtown Seattle has access to America’s first Food Forest in a major city.

Dumpster Diving

Growing media coverage of the colossal food wastage at supermarkets and restaurants has made it much less weird, and more popular, to search through the dumpsters in search of some quality food to turn into a meal.

Last Updated: November 19, 2019

You’re my last resort..

Hello All,

If you ever wondered if it feels weird to ask other people for money, having faith in the kindness of others, it is.. it’s scary too.

What brings a 22 year old here, looking for financial aid from strangers?

It’s complicated, it sure is, I’ll try to keep it short.

It all began on my last year of high school, here, we have a different system (I’m from Jordan), passing the final year is extremely hard and very stressful.

I’ve always had good grades up until I got to this stage, its called “Tawjihi” I failed, not because it was extremely hard, which it was but, because it was the beginning of my mental illness.

Did a year of tough exams break you, you may ask?

No. It began through my childhood of course.. It’s just my breaking point, the leap over the edge..

I couldn’t really afford to seek medical help, but I was suicidal.. I asked for help and thankfully I did get some, and I’m not going to tell you about the battle of knowing you’re crazy, admitting it and going to a psychiatrist after you promised yourself as a kid never to lose your mind, because your brother is psychotic and your sister is bipolar, that promise was broken.

The doctor died, the day after I saw him, I don’t know why I’ve mentioned that, but it destroyed me.

Anyway, I didn’t give up yet, I found a company that took me as an intern, I’ve always been good with technology.. They paid for my exams.. Etc now I have around 13 certificates by Microsoft and some for Linux systems. None of those could get me a job tho, they all want a college degree which I don’t have, can’t afford to have and it’s stressful as hell too.. Going back to that place..

Let me fast forward into last year, when I lost my job, I had a car leased and I was barley affording it, but I wanted to feel like I’m doing something with my life, I sold it when I lost my job, lost a lot of money and I sold it actually.. because I didn’t want anyone else to pay for it or be bothered to go through the cycle of selling.. because I couldn’t cope.. I committed suicide actually.

I don’t know how, nor doctors knew how I survived that day, I was out for 3 days in my room with my family and they never noticed 😅.

You’d find this silly but, the only reason I found hope after going out of the hospital was to buy another car. Which I did (I found another job through a connection), I lost that job as well, I was basically threatened.. And I had to leave.

Now I’m jobless again, it’s been over a year, my depression is obviously out the roof, I didn’t harm myself, I’m trying my best not to.

I know I’ll break again once I resell my car, because I have to, in my last job, I kept saving some money in case something like this happens, a safety net.

This January, it’ll be the last payment I can afford, I wouldn’t be able to afford my medications, I can’t go to the psychiatrist or do anything..I don’t leave the house for anything but interviews at this point, it’s making me worse, but I can’t afford to do anything.. and I’m scared January is close…

I didn’t sell earlier because it is/was literally the only thing that kept me pushing through.. It’s silly.. But it’s true…

I’ve interviewed for so many.. They’ll require a college degree, I can’t afford that.. I can’t. Everything is expensive.. My car, in US is worth 5-6k, here, because of taxes, it’s around 25k, I’m not joking..

The only good thing is I have an apartment of my own, dad left it to me.

Also, I’m actually almost certain this is going to be for nothing, I haven’t told 1% of my story, and I don’t think I have faith in anything at this point.. But I kind of promised someone.. I’ll try every possible thing, and this is the last thing in my list.

Thank you for reading this, I don’t expect anything from you, I’m sure some people have it much harder than i do, and there are some people who deserve to live?

Here is my PayPal anyway :

https://www.paypal.me/Tracer99

Last Updated: November 19, 2019

I Need $100 To Get Through The Week

This is going to be a very long and possibly very strange read, but every word I am posting here is true.

Anyhow, my mother, myself and our roommate relocated from Texas to Iowa. We found a listing on CraigsList for a mobile home that looked like it needed some work, but that it would be able to be lived in.

So, I put $600.00 down on it and my mother texted that we would pay $600.00 again next month. However, what we had expected was a mobile home that would need some work, but that we would be able to live in it. What we got into was a mobile home that no one can live in. There are big holes in the ceiling and floor. Many of the walls have been stripped to the cardboard and insulation. There was no wiring for electricity. There is no plumbing or water, either. The contractor who came out to look at it informed us that he would not even come in to look, that the mobile home needed to be torn down.

The landlord told us that he wanted us to stay there and continue to pay him. He had tried to make “deals” where we would return to the Mobile Home Park and that he would give us five (5) months of rent free, so we could “fix up” a trailer that no one can live in; it should be condemned. He informed me that he will not give me my $600.00 back. And instead, he tried to pull an additional $350 off my card.

Even though I have a chargeback for the $600, I have not received it yet, as Visa has another eleven days before they will either return my funds, or decide against me. I do not know what their decision is going to be, all I can do is wait and see what happens.

In the meantime, my mother, myself and I relocated once again, as the trailer in Iowa could not be lived in. We are back in Texas once again, in a completely different town, in a house that needs a ton of work, but we should be able to make it doable.

Now, the reason I have come here is: I do work. I work six days a week, online. However, because of everything that has gone on, I missed two weeks of work and will not receive any pay until next week.

And right now, I am completely broke. I am out of gas, out of dog and cat food, out of luck and needing a little bit of help. To be perfectly honest with everyone, even $10.00 would help far more than anyone could possibly know or understand right now.

If you are able and/or willing to help me in any way, my PayPal is paypal.me/TristaJWoojin

Last Updated: November 19, 2019

Every Queen Needs A Crown

Hello there kind folks, my name is Tikky, I’m an Albertabound country & rock raised lady in my early 20’s. I am an animal lover & a Jeep enthusiast with a heart of gold that I wear on my sleeve & unfortunately never had a good start with life. My childhood was riddled with physical & mental abuse from a man who demanded I call him dad even though he biologically was not. He & my mum had met in high school & decided to give dating a shot after they had reunited years later. I was about 4 years old when my not so glamorous world turned completely upside down. My mother got pregnant with his child & it was then she realized we were in a bad situation. My mother was not allowed to get a job nor her license making caring for i & my baby sister difficult as, Bad man we’ll call him, was not home often & never gave my mother money to provide for us. Bad man would hurt my mum infont of my sister & I. He would hurt my sister & I for things that we never even did. He would take his anger out on us whether he was mad at the football game going poorly or his supper not prepared just right. He would hit me each time I refused to call him dad. I would break dishes to advert his aggression towards me rather than my baby sister all while mum was too sick in bed because of him to protect us. Finally though after one final brutal fight we found a way out. Packing nothing but the clothes on our backs we left packed in a single cab truck of my grandparents. Unfortunately even after our escape we were not out of harms way. Bad man continued to stalk us, throwing countless court dates at us sueing, going for custody & taking full control over the home he promised my mother would get half. Years of this has caused my small family to go broke due to lawyer expenses & fuel to travel to & from the court houses. I have tried & struggled for awhile trying to make income to help support my mum & little sister. They are currently living on my grandparents property in an old fifth wheel holiday trailer in the middle of almost nowhere, 45 minutes from town. I currently reside with my boyfriend in a very small space with his parents as there of course is no room for me in the trailer. My grandparents house is small also. I am asking for income for my family & I to make it through this winter. As Canadian winters can be unforgiving & a holiday trailer won’t stand against the cold without proper winterizing.. I am also asking for income for my family pets as they are family. I have a horse, a kitten & two beautiful betta fish who need feed, water & of course to be a bit spoiled here & there. I unfortunately suffer from chronic asthma & need an inhaler to breathe properly. They unfortunately are not cheap & I can’t always afford them. I would really love to raise at least $5,000 to help keep my family warm & fed this winter. My paypal link is at the bottom. You will be making a world of a difference for my small family & I. Thank you dearly.
sincerely a young struggling woman.

paypal.me/QueenB122113

Last Updated: November 19, 2019

Everything just hit me all at once

hello all,

Im very embarrassed about this whole situation.. I’ve been dealing with a lot of hardships one right after the other. It all started when my mother passed away. My wife, my sister, and I sold my parents house back in my hometown in Illinois. It was difficult for me since my wife and I had moved over a thousand miles to North Carolina to start a new chapter in our lives. And as soon as I received my share of my parents house, my wife and I became separated. Not knowing why this all was happening in the first place, I wanted what she thought was best. And me being such a nice person I gave her half of my share for my parents house so she didn’t have to struggle. Come to find out the day she wanted separation I find out that she has moved into a new place with an ex boss of mine. going on vacations, buying him things, she paid for everything of his and was being used for her money, my parents money. Later on down the road she decides to come back. She told me that she made the biggest mistake of her life and wanted to be my wife and my best friend again. I took her back. No questions asked because I love this woman, regardless of the situation. So she came back, and I was incredibly excited to start over with her and get back on the right track. I bought us a trip to the place where I proposed to her, to renew our vows. I upgraded to a 2 bedroom so we could have more room for us and our dogs. I pretty much poured everything into this whole idea that we were gonna be one again. Turns out she completely abandoned me and the idea of us getting back together. So I have been pouring money into everything at this point, when she’s living free of rent and not having to worry about paying insurance or her phone bill, because her father pays for her. And then I started a new job trying to get back out and make some money so me and my dogs can survive. As soon as I started this new job it was going great, then my engine blows on my truck.. wonderful. At this point I have to make a decision. Pay rent or fix my truck. Well I looked at my bank account and I couldn’t pay any of those things. I started freaking out thinking I’m going to be on the streets with nowhere for us to go. So I asked my family for some cash just to get by on rent. But my entire family doesn’t make a lot of money so that was a lot to ask. And currently I’m not working anywhere now because the job I was at did not really care about my situation and let me go. So I’m sitting here trying to figure out what to do. I don’t have a car now and I don’t have enough funds to rent a car or Uber anywhere everyday. And I need a vehicle to get to those jobs. And now bills are starting to pile up and I don’t know what to do or who to turn to right now. I found a truck online and was trying to sell things so I can purchase it but it’s not enough to get there.

I know this is a lot to ask but I’m hoping to get $7000 to live comfortable until I can get a new vehicle and start a job. And go to school that I signed up for next year. Thank you for taking your time to read my situation. And I hope that you kind humans could help me out in my time of need.

i hope everyone has a wonderful and amazing day today.

nick

Last Updated: November 18, 2019

Unemployed After Bad Job with Student Loans, Not Giving Up Hope

Hello, I graduated from college a year ago and managed to get a job quickly after graduation. I was super excited about the job because it was basically a dream job of mine, working as an engineer a start up designing a product that could be used to help people. Quickly though it turned into a job from hell. I went into the job thinking that I would have support and time to learn things as I went along but instead I was given all of the responsibilities of a senior position with no guidance or person to bounce ideas off of. From day one, a fellow employee decided that I was going to be their favorite person to criticize and yell at to the point when I would take a break to cry in the bathroom. I was not allowed to bring up questions or ask for clarification on what they wanted me to do, just do what ever they said even if it was against what my manager had told me to do. Even after talking to my manager and the CEO about the problems to come up with solutions to getting along with the employee, nothing really ended up changing. In the end that employee ended up being someone who got to choose if I would remain at the company. I had already been looking for another job at the time since my mental health was getting severely impacted but I had not gotten any offers by the time I was let go based off of that employees opinions of my work.

Since then I have been working temp jobs and have been trying to regain my confidence in my abilities. Most of the jobs that I have worked do not pay the same amount as an engineer and I have started to have to go into my savings in order to pay rent, utilities, and my school bills after already moving into a much cheaper location with a roommate and having to sell my car in order to make payment and cut down on monthly costs. I am still applying for engineering jobs and have made some progress but I have been actively applying and interviewing for months and don’t have a good estimate of when I will be able to get a job that will be able to cover all of the bills. I am looking for any help to get through this tough time that I am in. With 35k of student debt in my name and struggling with the depression and self-esteem issues that the job has left me with I am just looking for anything to help me survive through these times right now. Any little bit can be a huge help.

paypal.me/ccutiebabygirl

Last Updated: November 18, 2019

We need help moving out of a toxic household

I don’t ever ask for help but we need it. And we need it pretty bad.
My name is Nia and I live with my boyfriend Haiden, my mom and my mom’s boyfriend. Me and my boyfriend need to move out. Haidens family is a 100% no go due to other difficult reasons. I’m 21 and Haiden is 19. We have a very healthy relationship but we are in a very toxic environment due to my mom and her boyfriend, Steven. Steven is abusive on every way you can think of and has cheated on my mom multiple times, yet they fight, he leaves, but always comes back. We get into screaming matches for things like asking him to do the dishes. My mom is verbally abusive to me and Haiden for small things like leaving and coming home at a certain time, the friends we have (who have done us no wrong in any way), we can never do laundry because steven constantly washes his work clothes and will ask us to take our clothes out so he can wash his and she will defend him. She also guilts us. Saying we don’t love her, care about her and I should just “go back to my friends mommy because shes better.” She even brings up sensitive subjects like my abusive ex. I had a really nice relationship with my mom before steven came around, and its not just me and Haiden that realize it. It’s just very toxic where we are. I recently got a well paying job. We just need a little help to get out. After that, my job pays well enough to hold up. We already found a place and its available the end of this month but won’t have enough. All of our savings have been either stolen or given to my mom. With that money we give her, she goes out to eat and gamble with her boyfriend.
Like I said, we just need a little help getting out and on our feet, being able to pay the fees about $1200 and getting basic living essentials like a bed, kitchen ware and so on.
Anything helps, and we appreciate to the moon and back. The absolute minimum we would need is about $3000 to move comfortably. Even if its enough to move in, were good with just a blanket on the floor and work our way for furniture.
Thank you so much.

Cashapp: $CoffinPig

Paypal.me/ivy.locket

Last Updated: November 16, 2019

Money to see my son and bankruptcy costs

Hi,

Anything helps.

I’m needing help with plane tickets to see my son and bankruptcy costs.

**Plane tickets to see my son this summer: Approx. $984

**Bankruptcy lawyer cost: $1500

TOTAL COST: $2484

I’ve had some financial hardships happen last year that I am STILL recovering from. I decided to file bankruptcy because I’m currently living paycheck to paycheck while getting threatened with garnishments and getting sued and taken to court over other debts.

I desperately need $1500 which is the cost of my lawyer.

I’m also looking for help financially to get my son here in the summer.

Due to these financial problems both of my credit cards were maxed out and closed by Capital One. I used those cards to purchase plane tickets for my son every summer. Now I don’t know what to do.

Plane tickets for my son are $984

I only get to see my son for a few weeks in the summer and I’d be devastated if I couldn’t afford it this year.

I attached below some prices of potential dates I would need plane tickets for and the costs. (dates not 100% set in stone but the prices are an average)

Anything helps. I just want a fresh start without being scared every day about garnishments and not having enough to see my son.

Grateful and Hopeful,

-K

Paypal: PayPal.Me/kaylavb1024

**Here are the flights and their costs. My sons dad doesn’t allow him to fly by himself so I have to fly down there, then me and my son fly back here. And then weeks later my son and I fly back there, and then I fly back.

plane1

Last Updated: November 15, 2019

seeking financial help after loosing my father

Hi there, my name is Jessy I am sincerely looking for some help financially following a horrific tragedy that has destroyed my life before its even started.

Last year my father was at work late an evening hooking up a semi trailer to his truck, he was laying underneath the truck hooking up connections. A friend of his walked by the say hello to him, he responded a simple hey, 15 – 20 minuets later he walked by his truck again only to notice he was still laying down in the same spot. He called out to him and didn’t get any responses, upon moving in closer to check on him he realized he was getting zero responses. when he got to my father he was laying on the ground still – no movements, he yelled and shook him a little and had no reactions – Emergency services was called and they worked on him for well over one hour. There was no result. he was gone. Our dog Koda was in the truck barking, and emergency personnel ended up taking the dog to a pound in Vancouver.

The night of my mother was at home, she wasn’t concerned because it was very typical that my father would return home 11pm or later sometimes up to 3am as he was a trucker. There was a knock at the door and she answered, the police came to the door and said “Ma’am we are afraid to inform you but there was a accident and your husband has passed away” she was in un absolute shock. in denial she called them liars, over and over. All they would respond with was Ma’am we don’t lie. they offered apologies and a card for mental health services. I don’t know to this day how she felt truly having gone through this. sadly I was away from home and I had no idea this had happened. I got a text from her at 4am “CALL ME” and with tired eyes I thought in my head that perhaps something was wrong with my grandmother who has been battling lung cancer. that was the fear that came to my mind.

I called mom back only to be greeted in silence, all I could hear was her crying. She finally muttered to me dad is gone, and I fell to the floor sitting there blankly staring. I had no way to process what I heard, my chest was on fire – I immediately started screaming – thankfully my partner was there to hold me but honestly it felt as if my soul caught on fire and I was so numb I didn’t feel alive.

I don’t remember the next few days, I still remain in a dark sadness within my heart. my father was the strongest and most loving human I have ever known, he had a heart of gold and was in complete health. His death was a complete shock. I have never gone through a pain like this.

In time I’ve worked through some of the grief, but the sad story unfortunately hasn’t even begun.

A few weeks after my father passed, we got a call from a car lot. it turned out that the truck he had purchased with his future goal to retire with my mom in their rv and drive to Arizona was not under any insurance. The truck was a trade in for a new Dodge turbo diesel 3500 – the truck was bought to haul the rv and work on their retirement goal after selling their condo to take life a little easier. the debt owing was $96,000.00 .. the car lot demanded my mother to make payments, but she didn’t make nearly enough to cover the bi weekly payment. it turns out the car lot framed us and claimed my mother worked for the police department making an income of 110,000 annually… the papers had fake phone numbers, and the bank approved these loans under my mothers name unknown to her. the papers were an absolute lie but the bank approved these loans and in the end after getting a lawyer everything was against us. the truck had no insurance and we owed the money plain and simple. we ended up needing to take a line of credit from the home for 96k in order to cover the debts. we hoped we could sell the truck to make back some of the debt but it sat for months, we had to sell the rv and all my fathers tools and belongings that we could. We are still left with $26,000 in debt. we have no hope to escape this. my mother and I both work full time thankfully but we still don’t have the means to make ends meet. I am at a loss to help my mother financially we both make menial amounts. we can’t process the death, we don’t feel like we can move on. there has been an endless borage of issues after dad passed. I can’t expect help from anyone and I have been working hard to try help all I can but I simply cannot help enough. I don’t know what else to do or where to turn.

Ive set up a PayPal link if anyone is willing to help us, we don’t have family to help and we have sold and done all we can to pay this debt down. anything is appreciated and mom and I would be grateful for any help with this debt load.

paypal.me/Jessy999

say

Last Updated: November 15, 2019

Help With Debt So I Can Eat…

Hello everyone,

I’m not really sure how to do this, because I’m not one to ask for help, but I’m desperate and I’m hoping someone out there can help me…

Over the course of the last few years, financial struggles have been frequent. I am a full-time graduate student, working full-time (over 40 hours a week), but I’m still having a difficult time with my bills.

I recently moved two hours away from all of my family and friends, for an opportunity at a new job that is in the direction of my dream career path. This job was a dream come true, and I do not regret moving in the slightest. However, I moved down here with my then-boyfriend, and the rent for our apartment being $1200/month was not an issue because we both had an income.

Just a month and a half after moving here, he moved out. So now I live here alone, paying $1200/month in rent, along with $300/month for my car, $125/month for car insurance, electric, $68/month for internet (necessity because I am in school online). Along with these bills, I have 5 credit card debts that I’m trying to pay off. You see, these debts exist because I’ve had financial struggles in the past, and a resorted to using a credit card to get myself food and necessities because all of my money went to rent (this was during my undergrad). Now I’m sitting on these 5 debts that have varying payments every month. The problem here is that because these payments vary, and I already pay about $2000/month in bills… after all my bills are paid, I have no money leftover… I can’t even afford to get food. (I’ve lost about 15 pounds in the last month because I don’t have anything to eat).

Below are the accurate numbers for how much is owed on each card:

(payment varies; roughly $30-40/month)
(payment varies; typically $100+/month)
(payments are roughly $35/month)
(payment varies; typically $100+/month)
(this is from extremely crucial dental work; payment plan for $29/month)

I’m trying really hard to get these debts paid off so that I can focus on paying my necessary bills and being able to get food. I am not eligible for food benefits through the state because I technically make too much money… they don’t take into account the amount of money I have in expenses.

On top of all these debts, I’m sitting on my growing student loan debt, and if I could get these debts paid off so that I could focus to putting extra money towards that… that would be the biggest weight off my shoulders.

(Current student loan debt).

Anything helps, and I appreciate everyone that took the time to read this. God bless you all.

paypal.me/ashleygradschool

Last Updated: November 15, 2019

Need help paying irs

Hi there,

To whomever is reading this…Thank you for taking time to read my story!

I received a big letter from the Irs this last week saying I owed my kids earned income credit back plus with interest from tax year 2017. I just about fainted & still can’t believe this to be true! They said because I don’t have any paperwork (business record) to prove it then I owe! My bank account only goes back a year and a half. Plus, any records I had in paper were ruined (when our family moved last year) due to moving truck had holes in roof & leaked water into truck into all our belongings.

Some personal history of our family…my hubby had a back surgery done over a decade ago that went wrong & left him disabled. He receives ssdi because of that. It’s not enough income for a family of six. So I do my part to try to get some other money into our household each year doing odd jobs in the community we live in. I have to be close to home for my hubby. He can get depressed if I’m gone to long plus needs help with daily needs like meals, meds & doc appointments. I have never lied to Irs & have always put down the money our family receives each year in our income tax. So therefore, I count it as self employed person for myself on taxes.

This last year in June 2018, our family decided to move from Idaho to Ohio to be closer to family & warmer weather for my hubby’s back. He found someone to help him with receiving meds but slowly over time, she changed his medications & added some that eventually was hurting my hubby’s health. His kidneys were shutting down & almost died in front of us & the Emt that came & sent him to a group of people that saved him!!! He was in the hospital for days being pumped full of fluids. He was so confused & did my best thru docs advice to keep him there or else he would die! I tell you that I’ve had some hard days in my life but this one day really took the cake! My hubby is my everything & a wonderful daddy to our kids! So we changed health facilities for a better chance of helping my hubby health get better.

So we have had a few bad bumps in the road this last year. Now I have this from Irs & just don’t know how to repay $5400 that I feel I don’t owe. But they don’t have any proof so therefore I’m stuck with a hefty bill that I can’t pay.

Looking for a miracle Angel if there is any out there?

Thank you so much for reading my story & please say a prayer that we will get thru this challenge.

Paypal.me/radical73

Last Updated: November 15, 2019

Please Help! (Scoliosis and Mental Illness. Unemployed. Facing Homelessness)

Hi. Please help me.

I just turned 21 in May. I have no money. I have no job. I can’t work anymore.

I am diagnosed with spinal Scoliosis, along with PTSD, Anxiety, and Bipolar Disorder.

I worked in a warehouse but, 2 months ago I had to quit due to increasing physical pain, and declining mental, and overall health.

I can no longer work because:

It’s to the point that I can’t sit or walk straight. I realized I walk funny. I feel pain all of the time even with painkillers. I’m getting a lot more random stabbing pains and I’ve also have been struggling pretty badly with bending and picking things up (like a thick stack of papers.) Most of my coworkers were 50 and above, and they look at me like I’m crazy every time I go to pick something up. I worked at a bindery warehouse so I was doing the same arm motions all day, everyday at a machine, without sitting down.
I also quit before I could get fired for being useless. My boss hates me. I’m so incompetent there, and I was always dropping things, forgetting tasks, and completely zoning out.
On that note, my daydreaming problem is getting dangerously worse. (Pacing-in-the-kitchen-not-remembering-why-I-was-there kind of worse. Thinking-in-place-of-sleeping-worse. Watching-but-not-watching a movie worse.) While working, half of my daydreams were bad ones. Full of me dying and violent accidents (as well as”accidents”) happening to me. And I’m not supposed to ignore those thoughts, especially since this is my first year living alone, and I had to discontinue therapy. (It’s not free either.) Since I quit, the day dreams are not so violent anymore. I feel less negative.
BONUS: I had one of those “toxic” work places. Boss included, everyone is so spiteful to each other there. (Senior citizens have apparently been taking notes from Mean Girls, and I want nothing to do with it.) Someone saw me taking my medicine one morning and now that all whisper that I’m crazy. I stay to myself until I’m nearly flesh with the wall, and eat lunch in the back underneath a beehive but, I still go home feeling like trash, and everyone that is nice is “too nice,” and trying to touch me and whisper things to me. All of it is giving me nightmares and making me want to die. (I’m really not supposed to ignore that.)

I am currently waiting 5-6 months to hear if I’m accepted for SSI. However, most people are automatically rejected on the first time to control in-flowing traffic. So it could be more like 12 months. Or more depending on if I’m rejected a second or third time.

I don’t know what else to do. I own only $53. I’ve been breaking all of my medications in half, borrowing cash, and eating only chips and crackers to save money (which is hurting my stomach). I’m scared because I don’t know how I’m going to pay the rent, and I’m really, really scared to relapse from my medicines.

I would appreciate absolutely anything. It would mean the world for me right now. Whoever you are…Thank you, because you are a good person, and you are someone else’s last shot right now.

Honestly, thank you so much.

Last Updated: November 14, 2019

Single mother- Vehicle and rent

Hi. My name is Alexa. I am a single mother of 5. My Honda Odyssey broke down recently because of transmission issues. I recently purchased a reliable van, but still need help with the costs ASAP or I will lose my van. We also need help paying rent. Having five children is expensive and we need transportation.

I’m having lots of trouble affording everything and a member of my family recently passed. I feel so alone and don’t have anyone to help financially. It would be wonderful to be able to pay this vehicle off soon so I don’t have to worry about not being able to afford rent and bills. I would be extremely grateful and forever pleased if you could help in any way. Thank you so much.

my paypal is PayPal.Me/alexabenz

Last Updated: November 13, 2019

Winning a case

I have a friend who has been trying for 4 years to recieve money he legally worked for and fullfilled his contract. He did recieve it but the company bank asked for 200,000 in taxes before they would release. This took many years and with the help of his lawyer he was able to get a loan which he used to pay this tax. This took years and the bank also required late fees and several other fees including paying his hospital bill over 50,000 which he did pay this bank. Then the money was finally released to his new bank account he had to open to recieve his funds. This bank then required 5600.00 for easier access to the funds. Do this was paid . Then another fee of 1250.00 for a fee . Then they told him he would recieve the next business day. When he went with his lawyer they came up with another fee saying this is to make sure his bank transfers will be properly done to his bank in the UK. My friends lawyer said no and put in a court case. This was unjust after telling them his money will be cleared. The courts did put a stop to more fees but they had to put a deposit of 10,000 which will be returned to him and kept in his account and another fee 3,750.00 for that fee to make sure the transfers would be performed properly which was lowered from the court order. After this fee he will be able to receive his money and he will be able to go home to his family for Christmas. After all this money he cleared it’s heartbreaking to come this close paying all the fees which were far more than I put here from the loan company to the company bank. To get this far only to not being able to raise the last fee. We have tried all ways from loans to family and friends. We won the case and the bank can no longer charge anymore fees. This has been years of headache and this is partially my friends fault for accepting a contract in a foreign country. He has paid dearly and 13,375.00 is the absolute last amount owed. My friend will immediately recieve his money as soon as this is paid. I can provide contact with the lawyer on this case and my friend wishes to return all the fee to whoever can help to release the funds as well as a percentage back along with this return. This can be done very quickly as the bank has to release immediately. The bank will start charging late fees after Monday November 18 so we don’t have much time. This is a request for a loan with immediate return with a fee desirable to the person who could help. This would make our dreams come true and the struggles to end . Thankyou for reading this and consideration in helping.

https://paypal.me/winningthecase

Last Updated: November 13, 2019

A second Chance

Hello World my Name is Florian. I am from Germany so please excuse any spelling errors in my text.

I am very ashamed to ask for Money like this, but the Kindness of strangers is at the moment the only Hope I have left.

It all started 2011. Back then I took over the small painting Company from my Father. It was only him and me. In the beginning, we earned enough to support my Parents and myself.

2014 my Father suffered a stroke. Luckily it was a mild one. So he survived without much consequence.

Only a Year later he was diagnosed with Colon cancer. Fortunately, it didn’t spread. So after the removal of most of his colon he made a somewhat full recovery. But because of his Health issues, he could not work a full Workday anymore, so he began to fall behind on the payments for his House.

It was during that Time that I met the Love of my Life which I married last Year. We managed to support them and us with our combined effort. I even managed to get a big public client. So things started to look up.

Because my Wife can’t have Children the natural way, we decided to get an Egg donation in an IVF Clinic. It was very expensive, but because I had this big public client, we decided to take a Loan from our Bank.

Unfortunately, this client suddenly cancelled all his contracts with us because they themselves have money Problems. Because of that I fell behind on every financial obligation which stacked up to about 3000€.

So now it is the end of the Year. My parents will most likely lose their house if they can not pay the Bank 2500€ soon. The first round of the Egg donation didn’t work out so we have to try a second time in December which will cost about 2000€.

I have some small clients left, but it is not enough to support 2 families with it at for now.

At the moment I am selling literally everything I own to finance the next attempt. And I am constantly looking for a second Job that is in no conflict with my main job.

In the meantime, our savings are almost gone. So the only Hope I have left to get out of the money sinkhole that is my life at the moment and to keep on going and fighting is the Kindness of strangers.

If you decide to help me, your help will be used to pay off the debts of my parents in their house, to pay the company’s debts, but most importantly, it will be used to help my Wife and myself start our own Family. Every little bit helps. Even if you can’t spend any Money but had a similar situation and can share something helpful because if it.

My Paypalme is: paypal.me/FlorianP186

Last Updated: November 13, 2019

Trying to get back on my feet

October of 2018 my grandpa passed away. I lived him and my grandmother since I was three years old my grandma passed away in 2013 after that things started to get Rocky but when he passed away I had the carpet sold from under my feet..

My aunt and my dad had now become owners of the house and I (will admit) was to take care of myself. Like I said I will admit I was spoiled my grandparents gave me everything even paid my bills. I had a job. So basically when my aunt and my dad became owners they decided to sell. Although it was very hard for me to move I knew it was gonna happen. Yes I am 28 years old but what my aunt didn’t understand is that I didn’t have money to save to get a place, I don’t have good credit. She fought with me to move. Even called the police on me and used my bipolar as an excuse saying I was acting out when she was the one who was wrong determined by police. I had no where to go. I was forced to move or the police then would be there to protect her. I always told myself that I was gonna end up homeless without family and then it did when the carpet was sold from under my feet.

I’m a proud pet parent. I has one dog, and two cats. I decided I was going to keep them even though I had no where to go. Eventually I surrendered my dog and one cat. Hardest day of my life EVER!!! I kept my 11 year old Kitty Boy. I couldn’t get into a homeless shelter because I had my pets. We were sitting by the road when I had a thought about killing myself I know its petty. But because I had my fur children I stayed strong. I am a proud pet parent.

My mom’s family was never there for support I tried living with my mom but she’s not the right fit. She was the only family member I talked to on her side. When I left from staying with her we have not talked. Both families paternal and maternal I have not talked to since this all went down. None of them even lifted a finger to help. I wasn’t asking for much.

My friend’s rock!!! I started staying at my friend AJ’s he eventually decided that me staying there was affecting his sex life and had me leave. I found a room to rent and it was a nightmare. Then my friend she got me a hotel room. The day I was supposed to check out hadn’t found a place to go. My friend David was kind enough to let me and my cat stay with him in his RV. This who I’m staying with for the time being. I owe him my life!! I am seeking help to find a place to live. My wallet was amongst many things that was thrown away by my aunt and dad. I lost my social security card and driver’s license in my wallet. I have been through so many loop holes to try and get them back. I need to get a job. I was fired because I started to slack at work. I need my social security card and drivers license for a job.

See what my aunt and dad didn’t realize they made things bad for me.. and they could care less. 😫😫😫😫

I know I sound petty like a big cry baby. All I’m asking for is money to get me by until I can get a job remember I still have my cat and that is mainly what need for. Also to send AJ a little bit for him helping me out when he did. And also to give to David for all he has done. I think I have exhausted all my resources and he may be the last person to help until I have nothing and nobody.

Last Updated: November 12, 2019

Help for Christmas!

Hi my name is Des. My husband lost his job a back in July due to and injury at work, where he had to get stitches and struggled for almost 3 months trying to get it to heal. Along with all the doctor bills and car payments and all our other bills piling up, we have been struggling to keep our heads afloat. My husband has been working some part time jobs while he is out but that combined with my pay is nowhere near enough. And at this rate, I won’t be able to buy my daughters Christmas. We just need some help to get back on our feet. If you feel led to donate, then please do. Every little bit helps. Thank you and God Bless!

PayPal.me/dl723

Last Updated: November 12, 2019

Everything is falling apart

Hello. My name is Alyssa and I’m writing this because, well…I have exhausted all of my options and the stress of barely being able to afford to live is wearing me down. I live alone and I am a very simple person. I live within my means and I work as much as I possibly can. Every time I start to get caught up with money and have the bills paid on time, something happens to put me right back in the hole. It feels like I can see the light at the end of the tunnel, only to have it snuffed out seconds later.

I work as much as I possibly can, full time as a waitress and I deliver for Uber Eats on the side, but it is never enough. I had a horrible falling out with a family member I was roommates with and as a result, I had to move back to my hometown and live by myself. I was not making even close to similar pay, and my bills basically tripled. I have been doing everything I can possibly think of to just once have everything paid on time.

In June of this year, my senior cat Bazinga had to be taken to an emergency vet for a tooth that was so infected and loose that it prevented her from closing her mouth. She couldn’t eat or drink and was clearly in severe pain. Five hours and $400 later, the tooth was removed and she was diagnosed with chronic kidney failure and periodontal disease. She has to take 2 medications that are very expensive and as of a few weeks ago, she needs to be given fluids under her skin to hydrate her. The tooth on the other side did the same thing, shifted and prevented her from closing her mouth. I took her to the vet and overdrew my account by $375 so I could save her life. She likely only has a year or less left with me, and I just want to make sure I can give her what she needs.

I have .77 in my bank account. My internet was shut off 3 days ago, I’m 3 months behind on electric, 3 months behind on health insurance, and very behind on my car payment. I tried to get loans, credit cards, pay day loans, anything to cover the negative balance in my checking account. I was never approved for any of them. Not even CareCredit, which I was going to use solely for my cat. I cant even afford to change the oil in my car, which is 4,000 miles past due. I graduated from a masters program in HR management 6 months ago, and despite applying at over 200 open positions, have yet to even get an interview. Student loans are going to be another obstacle to overcome and I honestly don’t know how much longer I can do this. I’m so completely stressed out all the time that I barely sleep or eat and have constant ulcer pain. I barely see my friends or family and when I do, I’m exhausted and irritable.

I don’t know much about this platform, and I don’t know if anyone will care; because my story is one that so many people are experiencing as well. If there is a kind soul reading this, I need help. Badly. And I will absolutely pay it forward, because I want my actions to be the reason someone was able to pay their rent or buy their kids new school clothes. Or just breathe freely and not feel as though you’re drowning in debt.

Thank you so much for taking the time to read my story.

PayPalMe:

paypal.me/alyssa27smith87

Last Updated: November 12, 2019

In need of a hand-up, thank you.

Hello, my name is Ginger. I have SLE Lupus, Sjorgrans, Raynauds, Mixed Connective Tissue Disorder, Gastroperesis, Diabetic, DDD, 3 failed spinal fusions, fibromyalgia, Osteoperoses, and that is just the start. I broke my back working at 23. I just wanted to be fixed. I winded up with a surgeon who messed me up worse. I had to have another surgery a week later. Then my bottom two vertebrae were completely deteriorated, so I had to have another. That one never healed. With the autoimmune diseases I have I can not have any more surgeries. I have 2 vertebrae compressing my spinal cord in my neck right now along with several levels of stenosis and degeneration. So all in all I need a neck surgery, lower spine surgery and 2 total knee replacements that I can not have. I have to live with the pain. I am allergic to NSAIDS and can not have steroids and those are two of the main meds for Lupus. My doctor ordered a new medication for me, but it’s over 5 grand so my insurance is denying it. I have been in the hospital 5 times in just over a year. Those bills are almost 10,000. So here I am, I raised two amazing kids on my own. Started my own business just to have to close it 3 years later because of my health. I was told I’d be in a wheelchair by 30 and I proved them wrong. I worked, got my associates degree in business and raised my kids. Now I am here begging people to help me. I am awaiting news from Social Security, who has denied me based on my age. Told me I could be a ticket taker at a movie theater. Not one around me and the closest one hires kids only. I added a picture of me. Then 2 of what I look like when I go out into the sun or just because its part of Lupus. I take chemotherapy every week. I live in pain 24/7. I would love to try the new medication that isn’t an NSAID so the inflammation and pain in my joints would ease up a little. The other picture of my feet is what Raynauds causes. They swell, turn purple and blue, yes, I’m losing feeling in them. I want so badly to work, but I never know if I’m going to be able to walk day to day. I don’t want to burden my children or anyone really. If you would like to help it would be a blessing to take some stress off of me. There is no cure, I just want to be around for my children, and hopefully grandkids one day. I know I left a lot out, but if I told you all my diseases and problems this would be a novel. It is a shame I worked all my life just to lose my business and can’t even get disability, just to be humiliated into asking for help. This is the first time I’ve let anyone see pictures of me except my family, please now it took a lot and please be kind.

https://www.paypal.me/GingerLaDelle

Last Updated: November 12, 2019

Holding on to our last rope…

Hello, my name is Marie, and I’m a mother of 5, 2 of them with special needs, and am currently struggling with a terrible financial situation that has been going on for quite some time now.

Not only have we recently lost our car, we also have rent coming soon, as well as various other fees and bills..and no way to pay for them all, not as we are now.

Part of this is in rather large medical bills from many years ago, involving one of our two dear special needs kids, that we have been paying off for a while now, and have taken up most of our funds every year, yet we are still no closer to paying them off. Another issue are outstanding bills, that have collected over time, also another thing that we have had to keep paying for over the years.

Just these two combined are a major source of daily stress and worry, but with these causing financial issues, and thus taking bits out of the other things we have to pay for (such as school fees, electricity, water, our car) and so we have ended up where we are now.

And on top of all this is our current lack of a vehicle. Without it, we’re unable to not only send the children to school, but we’re also not able to work, earning the extra income we sorely need to simply even survive throughout a month, much less a whole year, and thus we’re in need of one urgently…

The current pay we earn is simply not enough to support our daily lives, being just enough to buy food, and other important essentials, but usually we have managed to make it through it somehow, day by day.

But not this time. We’ve exhausted all our options, with no one we can turn to or ask for aid any longer, and with no car we are now unable to work, and earn the money we need, so I have decided to turn to here for help, feeling very desperate.

I am not happy, of having to constantly ask others for help, feeling rather ashamed of reaching to low point in my life.

At the very least, right now we would need about 20, 000 USD, in order to be able to clear our issues and finally be able to move on not just financially, but with our lives.

Here is my paypal link, I would be so very thankful for any help..

paypal.me/aspirephoenix178

Last Updated: November 12, 2019

Lost income due to injury

My boyfriend and I work hard to make ends meet for our son yet unpredictable things have happened leaving us short. Our families aren’t able to help as my mother is struggling as well since my dad died six years ago. She sold her house when the market was bad and has ended up living with different friends over the years. Our situation isn’t unique. We’re not the only ones living paycheck to paycheck, and I feel like our situation has potential to improve, but right now we are facing some hardship.

For the past year my boyfriend’s income has been somewhat inconsistent. He is a laborer for a small masonry company and we live in Minnesota so the season is short. During this last season he had a back injury that laid him up for two weeks and visits to the specialist cost each time he went and it wasn’t covered by workers comp. The employer did provide us some gift cards for necessities though. During that time he had no income as the small company he works for doesn’t pay sick or personal time. In that time we got a month behind on our mortgage. Since then we’ve been paying it, but now we are always a month behind acquiring late fees.

I work a receptionist job at a clinic so our son is in daycare which is affordable when we both work, but in the weeks that my boyfriend was laid up we had to pay for daycare without his income.

Going into the winter months my boyfriend is looking for a job that is steadier with reliable pay, but there will be a few weeks where his income is mainly unemployment. We have been unable to build up any kind of emergency funds, but I have been working small amounts of overtime at work when offered.

I applied for daycare assistance through our county, but unfortunately I make too much to qualify. We also don’t qualify for energy assistance or food stamps. That is just the struggle of many working Americans these days. I also asked my HR if there is any type of assistance through our company, but unfortunately their only suggestion was to take a loan out against my 401k, however it isn’t even that much and I’d rather try and build that up for our future.

I’m hoping asking for this money can just be a one-time thing. I have faith in us, but currently we aren’t able to dig out on our own.

https://paypal.me/karig738

Last Updated: November 11, 2019

Need help catching up

Hey! I extremely hate asking for help… But it looks like everyone reaches that point in life. So here I am. I am a single mom of two kids. Life has been good until this year and it seems like everything hit at once. I have been threw 3 different cars due to them braking down. This caused me to get behind in my bills and just not be able to catch back up. I am currently employed and now looking for a second job to try and get caught back up. It has not worked yet and I’m struggling, struggling hard. I just need a little help to get back where I was. As soon as I do I will pay it forward. I will help someone else in need. I have already started making changes in my life like getting rid of things I don’t need, like cable and internet. My landlord has been great working with me but I can seem to catch back up with him. Seems like Everytime I feel like I’m there something happens. I really just need to get back on my feet and I will be ok. I feel like this is a total long shot but I guess you never know until you try right. I don’t mind showing proof of anything that someone would like to know what I need the money for or what I used it for. That wouldn’t be a problem. I won’t ask for a specific amount of money. I will let you decide what you would like to help with. Anything from $10 to whatever will honestly help. It all adds up. I will use whatever I have from here to catch up in my rent and my bills. It’s going into winter which now I know my propane bill will be going up and I’m just afraid I’m not going to be able to get threw. I honestly could use any help I could get. I even tried for a loan but I need a co signer and I have no one that would do it. I work so much overtime and looking for a second job to get things ahead. So if you could find it in your heart to help out even just a little that would mean the complete world to me! Thank you so much in advance.

My paypal is paypal.me/BrittneyArmaly

Last Updated: November 11, 2019

Seeking money to make it through the month

Image above is my current account, a week after being paid.

My name is Lizzi and I am 25 years old. I am also £30,000 in debt and trying to get my life back together after a very drastic nosedive into mental health relapses. I never thought this would be my life; I’ve always suffered mental health problems in the form of depression and eating disorders however I also managed to keep on top of my illnesses and was well into recovery when things took a turn.

I was badly attacked at the end of 2017 and at the time (and to be honest, some days still,) I felt like my life was over and the pain would never go away. Mentally I’d never experienced anything that devastating in my life before and I wouldn’t wish it on anyone. I was diagnosed with PTSD and sunk into a very deep depression. I was scared to leave my house, couldn’t be alone, couldn’t go out in the dark, and couldn’t be around a lot of people or in confined spaces. I had constant nightmares and flashbacks and a lot of the things I’d previously found joy in died the night of the attack. I was put on regular medications for the first time which I still take to this day.

But how did that turn into crippling debt? Well I was desperate for absolutely anything that might make me feel even a tiny bit better, happier, more human. I quickly maxed out credit cards on clothes which I no longer had the confidence to wear and I booked holidays to ‘find myself again’ which I had to cancel because let’s face it, if I couldn’t leave the house, how was I going to leave the country?! With every failure such as this I felt worse and so was even more desperate for a cure to the sadness. This whole period was much of a haze; I really felt like I was losing my mind entirely and struggled to make any kind of rational decisions. I tried to take my own life on more than one occasion and can honestly say I never want to be in that place again.

I’m glad to say that I am out of the darkest darkness however I’m left with very little – I am making it through each month by borrowing from friends and working 60+ hour weeks to keep my creditors at bay as I am at risk of losing what little possessions I have left; I’ve already sold all of the things that I owned that were of value and am fighting to keep a roof over my head.

I am asking for absolutely any donations that anybody can spare and will be grateful for anything. I’m not looking for my debt to be paid off, that’s going to be a long road. Right now I am just seeking assistance getting through the month with enough food, petrol and medication.

Thank you for reading.

https://paypal.me/lizzicraig

Last Updated: November 10, 2019

Damsel in Dire Distress

Seeking financial help to go to my sisters funeral in Montana, catch my bills up, & move to Las Vegas (to be closer to my family during these hard times). If I could get $8000, I would be able to do all of the above. My sister passed away last Monday, she lived in Montana and her 3 surviving boys will be staying there with my brother. If I could get more than the $8000, then the remainder will go towards helping them out. I have been drowning in bills & stupidly took out payday loans to cover the difference, as my job kept sending us home from lack of work. It’s supposed to be peak season & I should be getting 60 he weeks. That has yet to happen and is not looking likely, which terrifies me. I need to pay off the loans which are approximately $3000. I have a few medical which run about $2000, and to move is going to cost about $3000. I go to my sisters funeral in Montana (I am from Nevada) that flight cost me just shy of $400. Plus the rental car and the place to stay… let’s say certain bills are going to be late. I really wish to believe that there are amazing people out there that have money & wish to help those of us who struggle. In short this Damsel in Dire Distress could truly use the help. Thank you to those that can assist,

my PayPalMe account is: paypal.me/DamselInDistress07

Last Updated: November 10, 2019

We Have Hit Hard Times!

My husband and I are hardworking regular people. In the last 4 years things have drastically changed for us. I myself lost my full time job and started looking for new work immediately with no success. I did have unemployment for 6 months. While looking for new work I had a big change in my arthritis which was a chronic pain issue and that kept me from doing the work I did before and being able to work full time. I kept looking for part time work. After a year and a half I found a part time job. The job is rewarding work but not steady. I need regular income. I kept looking only to cause myself an abundance of stress. I developed Type 2 Diabetes in the process. I applied for disability but was turned down due to not being in a wheel chair or not able to do anything. I continued looking for better work.
While I was doing this my husband lost his job. We were devastated. So now he was on unemployment for 6 months. You only get about half of your salary on it. He finally found new work but it took over a year.
Now we had gone through any money we had saved or had to do anything with. We reached out to get help but with what little we were making we were right above the poverty level of getting help. We have continued to do what we can to help ourselves as we don’t have anyone that can help us.
We did find a place that we get free fruits and vegetables from and that is great. It helps us on our grocery bill for sure. We are barely keeping our heads above water now-4 years later-and can’t make up for the income that was lost. I think if we could get enough money to get ahead a little we would be okay as we continue to see what we can sell or do to help our situation. Time keeps passing and now we are having to go to the point where we will get a shut off notice from the electric or gas and wait as long as we can to barely be able to pay it. We tried to get the funding for help on our utilities but we were 6.00 over the amount we make. It seems no matter where we try to get help-we don’t qualify. What do people do? I don’t know what to do.
I have told my doctor I am suffering from some depression issues due to all of the stress of not knowing what will happen or what to do but due to my diabetes I can’t take any meds for it. I just need some help financially. We are definitely hoping to survive this but it is definitely a huge burden.
My husband and I are continuing to work as much as we can and bring home as much income as we can but its not enough. We can’t get back what we have lost in money.
I think if we had an extra $2000 that would cover expenses for the month and would give us some breathing room. Ideally $5000 would get us back on track and ahead and we could continue to work and survive.
I just want to say Thank You in advance if you read this and donate. I will be forever grateful as I never thought this would happen to me.
My hope is to get the help we need and be able to give back and pay it forward someday.
I am dealing with medical bills that are piling up also and medicines and supplies that are getting harder to pay for.

Thanks for listening
https:paypal.me/thankyou690828

Last Updated: November 10, 2019

Emergency help !

My Background

My name is KHY LY. I am 27 years old and I am single. I have been living in Long Beach, CA, USA for 6 years. I have live or shared room with my friend for 6 years. Since my friend left or moved to live another states, I become alone and work very hard to get money support my situation.

I have worked as camera repair shop since 2014 until 2018. In 2019, I have tried to find another high pay rate job where is farther than my area, I just get that contract job only two moths and I need to find a job until now.

Since I have moved to live on this current address alone (1400 Redondo ave, Long Beach CA 90804). My house rental is $580/ month. I have paid one time, but later on I owned two months payment from owner house.

Because of my Toyota camry 2012 engine burn down and caused me to much money to fix it. I decided to go to apply to buy a used car for Lucky Auto Credit car which have a low car price for me to drive to find a job. I don’t have any co-signer, money down and my credit was impacted and it is hard to find a used car from any dealer so this is only chance to get this car from that dealer.

In the document of car finance is agreement with CAR DISABLE SYSTEM if I make late payment or I can not return the car back to them, so I need to find money to get that car out of amount.

I have tried to find way to loan money from my friends, but they can not help. I have tried to find a high pay job to solve my issue, but I don’t have a car to drive because that job place is far (30 miles) from my house.

Now, I have tried to apply for any low rate job near my area, it still wait. I can not do anything about that.

I need to pay my house that I owed the owner for in two weeks amount : $2000.

I need to pay my car rental to get the system enable in few days: $1000.

I need to pay my street wrapper 2 tickets: $140. (I know the rule of city, but I can not start my rental car engine to work so I got two tickets).

I decided to post some help from the donator if they will able to help me. My phone number is: 562-310-0730

my paypal account link: paypal.me/khyly44

or khyly44@gmail.com

Please help me because I am really short out with money. If I can get this money to solve my issue and I need car drive to work to start-over my life.

Last Updated: November 10, 2019

Starting over after years of abuse and need help with car repairs for Mom and Kids

How does one who’s been so broken find the courage and strength to ask strangers for financial and spiritual help? I’m a survivor of Domestic Violence, for almost a decade. Everyone always asked why don’t you just leave? The answer isn’t an easy one, unless you’re been one yourself. I have 2 kids, one in high school my youngest is 8, just diagnosed with ADHD. During the last 2 years i developed a plethora of chronic illnesses. The years of chronic stress, fear and worry finally sent my body into a downhill spiral causing my body to attack itself. I could no longer work as a Licensed Esthetician due to the degenerative bone disease that’s caused my spine to deteriorate and compress down on my nerves between my c1-c7 along with disk bulges. I my optic nerve effects my eyes and causes daily headaches that I’ve learned to adjust my life with. Any form of stress or upset instantly throws my body into a fever and migraine like headaches. I need surgery and 2 procedures. I was diagnosed with Lupus, Raynaud’s Disease, Cervical Spinal Stenosis, Scoliosis, Osteopenia throughout my entire body and many other things. I’m under 40 and trying to start a new life for my kids and myself. I work from home so I’m able to be home when I wake not feeling well. Which can be without warning and so I can be there for my son and he help he needs to recover from the mental abuse he endured as well. I’ve been diagnosed with PTSD and chronic stress from the years of living in fear. I work 7 days a week to keep my kids fed, clothes on their bodies and to allow them to have the most normal life they can. I’m still waiting for disability.
I have bills piling up as I’m the only one who supports myself and my kids. I do not get help from anyone else. I need to get my car fixed, which includes a new water pump and breaks. It’s a 2004 Chevy Trailblazer as I’ve never been fortunate enough to own a brand new car. I need help with a security deposit on an apartment for me kids and myself. Through all my kids had to be put through my biggest wish is to surprise them with a trip to Hawaii. Christmas is coming and I have no idea how I will make it happen. My health is being neglected as I need to work as much as I can to make the ends thatl I can meet. I’ll forever be so grateful to all who can touch our lives and help return our lives to a normal places in our new loving home. I will forever pay it forward. I can also supply any proof needed of my financial burden.

All the Thank Yous There are to Give,

Shelley & Kids

Paypal.Me.ShelleyandKids

I’m also unable to work, because in 2017 I suddenly became very ill and since the agonizing ordeal with finding doctors that would take time to help me, I’ve been diagnosed with Lupus, Raymauds, degenerative

Last Updated: November 9, 2019

Last Option

To whom it may concern, my name is Jason and I am a 40 year old happily married man, who recently over the last year was forced to go to the doctor because I could no longer speak. At first we thought it was a cold or cough, yet it went on for nearly 2 months. As an auto body-Insurance Estimator, who needed to speak constantly this created a serious problem for my job and income. After visiting the doctor we were told that I had cancerous growths in my throat that made it impossible to speak and work.I had to go on disability immediately and stop trying to speak. This all happened a year ago, all along dealing with treatment and a couple surgeries,I was illegally terminated by my job for not coming back to work while still dealing with surgeries and treatment. Needless to say, My wife and I are now left without health care which was covered by my job. We don’t have any money or even much hope and are scared for my health and future since we can’t pay our medical bills or all other bills as well. I couldn’t have my last surgery because we don’t have health care any more, and that also temporarily cut off my disability income as well. If it weren’t for her mother we would be homeless by now too. We are 10 grand behind in medical bills, 10,000-15,000 in loans, thousands in credit card bills and don’t even know how my health is since we can’t see the doctor. I consider myself a caring and loving person who if were in the position would spoil my friends, loved ones and even more if possible. My mother survived breast cancer and had nowhere to live trap we took her in a year ago just before I got sick. I never tried asking anyone for help but I don’t know where else to turn or what else to do. Please help us if you can, we probably waited too long to try something like this but if given the blessings we would be eternally grateful. I love my wife more now than the nearly 14 years ago that we met, so I am willing to do anything I can not to give up and lose this fight and leave her left behind alone and afraid. We truest need a miracle and know that good things can happen to good people like us. God bless! sincerely, Jason Petty

Paypal.me/JPslick72

Last Updated: November 9, 2019

Army Reservist and Veteran Enduring Financial Hardship

My name is Jake. I served on Active Duty for nine years and have deployed to Iraq. Now I’m a reservist. I am going through a financial hardship right now because of a missed paycheck and my separation. I had to buy all new things and I had to take out a loan to pay for a lawyer to fight for time with my babies. That got too expensive real quick and I ran out of funds. Currently my power bill is past due and next week eviction proceedings start. The interest rate in the loans are high and the payments are killing me. I’ve sold almost all my furniture to try to keep up but I’m just so far behind.

PayPal.me/jorvik27

Cashapp: $jorvik

Last Updated: November 8, 2019

Help me Help my Children

Hi there, even though this is unanimous this is very, very embarrassing for me. I feel like I am letting down my children for having to even ask for donations. Truth is our life has been hell, everything we once knew has been how we describe as ripped away from us. Back in 2017 myself and their father lived what we thought was a perfect life until one evening our lives fell apart. My husband was accused of a disgusting crime against my 15 year old neice saying he had sexually assaulted her. My children were bullied from the get go and we had nothing but interviews and questions from authorities our way. I knew deep in my heart my husband was innocent but I could not live with myself if I didn’t do the digging myself to make sure. So there it began. My neice was from broken parents and had lived in and out of my parents home, between her parents her who for lack of a better description were useless. When someone is accused of a crime they have access to the statements etc before it goes to trial to see what they are up against, I knew this was not going to be easy but I had to do it. I sat for 15 hours reading statements and picking discrepencies there were lots. I must state that in the UK if a child accuses you of a crime as such, the government has a duty of care so word of mouth will see you go to full trial. This trial was a no evidence trial. My husband could not have contact with our children through out the whole process and they raided my home and his work. Social Services signed me off within the first week after the last interview stating that they had no concerns with the children and myself. Once at trial everything for the accuser fell apart and different versions of the same story kept on coming. My husband was found unanimously Not Guilty and free to go. But that was it a whole year of pure hell, hatred, sleepless nights, legal fees, separation and tears. No apology, no justice nothing just a log of bills 2 depressed adults and 3 now struggling children. A few weeks after, my daughter received a text message from the accuser calling my husband uncle and saying she was sorry she had lied and that she didn’t want her father to find out because she would be in deep sXXt. It was a kick in our teeth, we decided to not take the message to the police as we had such a bad experience and we were so exhausted and just great full our case was heard, recognised listened to and dealt with. We didn’t have the energy to go back through everything we just wanted her to get help and stay away. However, we managed to pay our legal fees totalling £12.500 of which we had to pay the full amount my husband been full time employed we weren’t entitled to any help. Now we have paid that we are struggling more than ever, we litrelly have to start over because a silly teenage girl chose to falsely accuse a good hardworking man of the most disgusting crime you could ever be accused of. Why do people who do this get away with no punishment. Its horrific and we never thought it would ever happen to us. I am looking for £3000 to beable to replace household items we had to sell at the time to pay the legal fees and hopefully a nice weekend away to just.. breathe. I truly hope no one has to go through what we as a family and especially my husband had to endure because of silly people looking for attention. Protect yourselves and protect the children who really need our help.
Our Family xxx
https://paypal.me/rachelbroxup18

Last Updated: November 7, 2019

Rough times in need of help

I want to start off by saying that when I was younger I had dreams, simple dreams. I never thought that health problems, family and friends dying, or how you were raised by how your parents were raised could be a huge influence on your life let alone simple dreams. I have been with my husband more than half of my life. We were high school sweethearts. We have an amazing son that is both me and his father. We thank Jesus everyday for the wonderful gift of our son. Our son is in college and he also plays college football. He did not receive a scholarship. We are slowly trying to pay for college. He wants to go in to sports medicine and travel with a professional sports team as a team trainer.
My husband and I was pretty much ok with our careers. We were always safe in our finances with just the 3 of us. My husband lost his job of 17 years and in the past 2 years he has started his own business with security cameras. We were all on his insurance through his previous job that he lost. This was a major set back for us.
Me, I was a kindergarten prep teacher for 22 years but had to take a break from my job. I was diagnosed with hypertension. My blood pressure is extremely high. I inherited that from my mother. Because of my extremely high blood pressure, I had another issue that caused my vision to screw up. I went to the doctor and had tests run and found out that my retina was bleeding. My right eye basically had a stroke. I was diagnosed with Retinal Vein Occlusion. My retina constantly bleeds. There is no cure for it. I go monthly to get injections in my eyeball to just temporarily stop bleeding. It’s like that are injecting my eye with a bandaid that will fall off after about 3 weeks. It totally sucks. I worked for about 2 years after being diagnosed until my vision was causing migraines and little black floaters that disrupted my driving. I can drive with one eye but that on top of the bright sun and lights looking like the Fourth of July was just to much for me. I haven’t had an injection since my husband lost his job with our insurance. We are in the process of trying to get insurance.
I’m pretty crafty and we have got by on me making items to sell online and with small jobs my husband got with family and friends installing security systems for them.
We have made every kind of arrangement with all our bills. I have arrangements with the electricity company. I have arrangements with our car notes. We only have 2 cars. My husband and I share a car and my son has a car. We got rid of our credit cards because the interest was kicking our tails. We eat ramen noodles for food, which is not a problem. We don’t believe we are too good for ramen noodles. We are probably going to have everything taken away from us anytime now. My husband will eventually have his business going really good here in about a year. I have that much faith. After we can afford insurance again, I will start my injection again along with getting my blood pressure medicine again. I pray to Jesus and I know he hears me.
My son cannot work during the football season and we try to send him money but my breaking point was yesterday when I could not send him a penny. We have great family and friends that have helped us so much. Even our church has helped. We are eventually going to get back on our feet. That is my only dream. The only pictures I feel that are appropriate will be of my son. Looking at him makes life worth it. I’m a pay it forward kind of person. I always try to find a way to help someone in need. I have a giant conscience and will make things right to the people who have helped me and are willing to help. I know my debts are in the thousands of dollars. Thank you for reading my only partial life’s issues. God bless you and the ones you love.

paypal.me/rebecca87

Last Updated: November 7, 2019

I need an angel.

Hello I really don’t know where to start. When times get hard in life I usually find a way to get money to take care of anything that needs to be taken care of. Right now my job has been a little slow and I’ve only been working 4 days a week sometimes three my rent was due today and I was unable to pay it even though I worked this whole month but I also have a suspended license ticket that I had received a few months ago and to receive my license back I have to get a special insurance and pay a reinstatement fee which equals out to $2,000 every time I’m close to getting the money I need I have to pay bills such as rent, child care for my three year old, household utilities, and cell phones. I can never save enough to pay the reinstatement fee and the insurance I’m required to have. If I had a long amount of time to save, at least four months I would be able to pay this but I was told by the court I have until the 15th of November and I’ve been trying to save to make the one lump sum payment to receive my license but it’s becoming impossible with everyday responsibilities and my life. This is the second time I had got pulled over with a suspended license because on the day I went to go get insurance I got pulled over for no reason and the cop gave me a written arrest to show up in court and they want me to have my license by the next time I go back on the 15th in order for me to get all my charges dropped which was only driving with a license suspended. I spend all my time working trying to provide for my family and nothing else I do not drink I do not smoke I do not party, I only get about 2 hours before I have to go to sleep when I’m home after work and that time is spent with my child I have the weekend off but I’m online looking for any job that can pay me anything. I was told by a colleague that this website has people who would help me and my situation, and for a person like me with so much pride this is very hard to ask for money. I have family but I live in Florida with my child and mother of my child. My family is all back in New Jersey and New York, they are a really good family and they know I am a really good person but when it comes to financial problems I never like to ask any one of my family for anything because I feel embarrassed. I’m hoping God sends me an angel, someone that can help me and I’m not about taking oh, I’m all about giving oh, if I had the funds and someone was in my position I would help them without blinking but that’s just me I always love to give forward and spread happiness. But right now I am so stressed out that I will not be able to pay my rent for the month of November and I will also not be able to reinstate my license so I can work more and make more money I am praying God sends me an angel. I’m not too sure how this website works but even if somebody would lend me the money I can make small payments back to make up for any money that was given to me I have nothing but good intentions in my heart and mind. Anything would be appreciated because I do not feel comfortable asking for a certain amount but the amount that is needed for me to correct the things I need corrected sums up to about $2,000. Any dollar or any amount of money helps more than you can think. I really hope someone reads this and feels my sincerity this is something I’ve never done and something I am not comfortable with but is my only last option as I am trying to work hard every day but the work is not coming in. God bless whoever reads this and I thank you for taking the time. my family and I will appreciate anything from anyone. we love you all God bless

Last Updated: November 5, 2019

I need help, because I’m loosing hope.

My whole life I have been taught that if you work hard you’ll be able to get far. I have worked hard, but it seems that something in life tends to have something against me. I came from an abusive family. My mom, a drug addict, my dad well, he was a predator. I never let my trauma or my abuse stop me. For 10 years I worked hard as an EMT trying to give back to the world while I worked hard. I’ve made my mistakes, I am not a saint, but I do my best to learn from my mistakes.

I was injured from a patient and had to give that up, I had PT and worked hard to get back on my feet and I’ve been diagnosed with PTSD. I was homeless for a bit, but I didn’t let that stop me. I crawled up from what I was and continued to work hard. I took buses for 2 hours just to work until I was able to afford a car. However, I was still with my mom and she was still abusive. I finally knew that I had to leave. So I did.

I trusted a friend to help me and I began a new life on my own halfway across the country so that my family couldn’t hurt me anymore. Instead of helping, I was stolen from. So I knew this was the best course for me. I have a job, a fulltime job. I work hard helping kids who went through similar trauma as I did. Hoping that they don’t have the same struggles that I had to through.

It’s not enough, I’m struggling and I fear that I am quickly falling. I have no one to ask for help, and no one to help me. I’m still working hard, pulling in overtime and trying to accomplish what I can. But my faith is wavering and I need help. I’ve never asked for help before as I’ve never had anyone to ask.

I am humbly asking for any help at all. Please, I want to keep going, I want to keep trying but I can’t do it alone. My bills are piling up as I had a rough go at my new beginning and I haven’t been able to catch up on my bills. I am now negative in my bank account and all I want is to be able to get ahead of my bills.

I will continue to work hard, I want to better at budgeting, and even wish to some day be able to go to college to further my chances in life. I’ll continue to work overtime, and put my all into it. I will pulling 16-18 hour shifts a day to be able to try to catch up myself. I haven’t given up, and I will succeed. I just need a little help in the mean time.

Any help would be a step forward.

Thank you for your time.

https://paypal.me/feraltempest

Last Updated: November 4, 2019

I wont let it destroy me!

Hi, My name is Bruce Steven.
I am in distress. I started my own business in May called Mn8tion.

It sells clothing, art, and music online. So proud, it was doing really good. That is until I developed fluid on my brain.

The headaches were so bad I could only spend 10 mins on the computer. I am currently being treated for them and can spend a lil more time daily online designing and promoting.

I need your help. I need to raise $2000. During the last month and a half, I’ve been getting tests and treatment. The medication is high ($150 for 20 pills), and the MRI, EKG, and every other test ran my finances down so much that I couldn’t pay my bills.

I need help getting caught up with my bills (rent, utilities, and business expenses) so I can get back on track. My business does well when I can stay on it. I am determined and committed to it’s success.

I’ve never been one to be stopped. I won’t start now! I’ve achieved a lot in life. I’ve been blessed beyond praise. Please help if you can. I will be honest, I don’t like asking people for anything. I’ve always been self sufficient, but the realness and reality right now is I need help to get back on my feet and running like the tiger that I’m use to being.

Any support you can offer would mean the world to me. Thank you.

Bruce Steven

paypal.me/mn8tion

Last Updated: November 3, 2019

Credit Card Fraud Help

I lost my old phone months back and didn’t think anything of it. I should have changed my Google password, being an android phone, but I wasn’t thinking about it because I figured it was just somewhere in the house. Fast forward to now and someone racked up $8,000 in Google Play chargers with my account on my credit card over the summer.

My card has a $17,000 limit and I was at $10,000. Other than my house it’s the only debt that I have. I’ll admit that I’ve been lax in checking my statements, as I always just pay over the phone and the overall amount that I pay per month hadn’t changed so I thought nothing of it. That was until I went to use the card for something and it was declined. I called the credit card company to check on it and was shocked to hear that I was way over the limit. I was pretty upset they let it go over the limit, but apparently you have to opt in for them to keep charges from happening once over. They wanted me to pay of the over limit amount upfront which I couldn’t do. Luckily, they let me do a monthly payment plan.

Other than that their only response to the situation was to get Google to fix it. As you can see in the picture they cancelled the last few charges, but that was it. This list goes on and on to the beginning of May. Now I’m stuck drowning because of someone else and I can’t really disprove it because it was confirmed with my account. I’ve since changed any passwords I can think of that were on the phone, have a new credit card, and have learned my lesson in not checking statements frequently.

On top of this I was scammed by someone I thought was going to help me. I had to send money to prove who I was. I’m desperate and we talked a long time before I did. For the longest time the person seemed legit and was truly going to help me with my situation. But, now that I did I don’t have money for bills or anything and my bank account is overdrawn and I have no way to survive. On top of that I got a flat tire on my way home from my lunch break.

Any help that I can get is greatly appreciated. This feeling of suffocation is the worst. Thank you for your time in reading about my situation.

http://paypal.me/zenkir

Last Updated: November 2, 2019

Small request that will make a Huge difference

I need $1800 to have my AC repaired. I know, compared to people asking for money for medical bills (which I have), and other urgent emergencies, repairing an AC seems pretty frivolous. But please, take a minute to read my story:

While it may seem a bit ridiculous, I am asking for money to have my home’s AC repaired. Not the entire amount of over $6000, just the last $1800. Why? Despite the fact that I have a good job, and 2 part-time jobs that I work as much as I possibly can, we are living paycheck to paycheck. Hard to believe, but it’s true. Here’s how we got here. Almost 3 years ago now, my daughter developed what has become debilitating pain and health issues. We sought treatment from a multitude of doctors, none of whom helped. We tried “experimental” treatments, which insurance would not pay for. We have to use out of network providers, which insurance will not fully cover, resulting in hundreds of dollars a week in out of pocket costs. Finally desperate to see my beautiful, smart, kind daughter have some semblance of a normal life, we had surgery by a specialist out of state. And now we are paying over $20,000 in related medical bills out of pocket. My wonderful daughter, who despite overcoming chronic pain and health issues, continued to make A’s in college (which I am paying for alone, as her father refuses to take out parent’s loans) and was accepted into one of the top nursing programs in the US. But because of her health, she had to defer for a year. Being out of school lead to all of the student and parent’s loans coming due. We could deal with that, as I stepped up my part-time work hours even more. Then, I got hit with IRS and state back taxes, penalties and fees in excess of $25,000. Your own fault, you might be thinking. No, the fault lies with the CPA who pocketed the funds designated to pay the taxes for a 401k cash out (taken to pay medical bills and tuition). Unfortunately, I have just learned that I may never recoup that money, but I do still have to pay the IRS and state, and the exorbitant fees of the new CPA trying to help me navigate a terrifying situation. But I could handle that. I chased out my home’s equity, cut our budget to the bone and started working even more. And then our AC went out. We live in the south, and experience heat practically year round. We tried to make do with window units and fans until I could save up enough to replace central unit. My daughter’s health issues force us to keep our home very cool. And then came the camel-back breaking last straw. My HOA has threatened us with fees and legal action if we do not remove the window units immediately. And I’m $1800 away from what I need to save to get the AC repaired. Every time I get enough saved, another big bill comes in, or we need to pay for another treatment.Just open the windows you say? Well it was over 85 degrees yesterday and there is little hope for relief for weeks. Plus, thanks to my next door neighbors smoking (weed and tobacco), and incessantly loud music, both indoors and out (we live in townhomes) keeping our windows open results in even louder noise to deal with and our home smelling of smoke all the time. I know this all sounds contrived, and if you’re still reading you thinking how made up it all sounds. But it’s not. It’s a real life story of how a middle class family has been pushed to the brink. I’ve used up my savings, borrowed from family all I can, have refinanced my home and have no options left except to possibly sell my home. Which I’ll not be able to easily do with no working AC. I know there are people out there suffering much worse than me, and back when I had the money to do so, I was the first to donate. All I’m asking for is a few acts of kindness, to help me have this one thing in our lives go right. When my family gets past all this, I will give back in every way I can. through my time, my actions and my own donations.

Last Updated: November 2, 2019

I Don’t Want to Move My Family Back To My Parents

Hello,

I got laid off a couple of months ago. At the time, I absolutely hated the work and wanted to do something else. I was already running a side business at the time that I was laid off, but it wasn’t generating any cash flow, in fact, it was just a money sink, constantly draining our funds month after month. So, when I got laid off, we took that as a blessing in disguise and decided to shut down that side business and for me to open another one in a different field. Unfortunately, the new business isn’t growing at the rate we had desired…

Currently, I work a part time job (US Army Reserves) that I had prior to being laid off (yes, at the time, I was working full time, part time, and running a side business), as well as work full time trying to get this new business off the ground and running smoothly. Unfortunately, I injured my knee training for a Physical Fitness Test and, as a result, my part time Reserve duty has been cut to extremely part time Reserve duty as well as not being able to get around to see clients, my new business has stalled and is not running smoothly. We are barely keeping our heads above water at this point.

We have already taken a loan from a friend as well as attempted to talk with the bank and landlord about a delay in payment this month. The bank was kind enough to waive last month’s car payment, however, the landlord has told us that, since they have granted us an extension on our rent in the past 12 months, they will not grant us another one. Our City Ordinances have recently been changed so that if rent is not paid by the due date without a granted extension, they are required to being eviction procedures the day after.

We have already lived in both of our parent’s basements in the past, I really don’t want us to have to move back in with 2 kids…

This is our last resort… We are not asking for much, just enough to stay afloat while I get this knee situation settled. Any and all donations will be greatly appreciated! Thank you to all that help!

PS: the paypal.me link below is from the business that I closed this year, I cannot figure out how to change it, however, it is linked to my personal account. Again, thank you in advance!

paypal.me/infiniteoutdoorsco

Last Updated: October 30, 2019

Father just became homeless, with a child. NOT the fathers fault. Please help me.

I can not believe how the court system works, I am stunned, sad. I have no idea what in the hell to do.

I am MALE of course. I am a male who just lost his house for NO reason, I am a male who is living in a motel for the next 5 days with his child, and then after that I am homeless if a miracle does not happen.

I rented my house in 2012. I have been at the home for 7 years.

I moved the woman in in 2015. She has been at the home for 3 years.

There is no lease for a very nice house, which makes no sense.

I caught my now ex cheating on me, threw her out, the only thing she owed was a few small things in my house. I let her take them, she left.

TWO days later after NO contact I was served with a PFA. This means protection from Abuse. The PFA requested that I be evicted from my home, I told the Sheriff I would NOT leave, he said I would be arrested if I did not leave. I said fuck this called my lawyer, who with the sheriff standing there said I must leave.

I was allowed to grab nothing because I spent time on the phone with my lawyer fighting this out. I was in the yard mind you the entire time, I entered to grab the kids cloths, I said I am not leaving. I was then told I would be placed under arrest.

I left, I went to the school, picked my child up, went to the salvation army in a panic and bought cloths for my son. I have had the same cloths on for three days. I am OUT of money. I am living in a shit motel trying to work to get more motel money. YES I do work. But that is an issue.

I work from my home, I have a huge garage there, i fixed cars, I made good money, enough to pay all of my bills. Now I am out of my home, and my business is on hold-or gone. $60,000.00 in tools gone.

I am a man so no one is going to give a shit. But my god I need help, i am usually the one helping people but they have all gone MIA.

CYS IS NOW calling me, I have no idea what to do other then refer them to my lawyer. I have no money to pay him at this point. I have no idea how I am going to feed anyone tonight let alone pay for my lawyer.

I can not believe this, I am homeless with children who need shoes, I do not even have the money for shoes. I mean a failed as a man, I am depressed. There is no one to help me, even the people I have helped in the past will not help me now.

This PFA says that I yelled and was mentally abusive, well ya, she was fucking some guy..Of course I yelled and threw her out, but days later this is illegal. My house is gone, my cars and personal belongings are at the house, and I have nothing. Did I mention before the PFA (protection from abuse) was filed my checking account was cleared out of $1000.00 leaving me at the time with $71.00 I am now -$332.00

I was suppose to have a hearing on friday but it was continued as the girls lawyer did not show, I am up on the motel as of Monday. I have no idea if anyone will read this but my god I need help. I am going to lose my kid to foster care due to this.

If I did not have a child who has no other parent I would probably off myself at this point. The other side says all I can have back is the possessions in my garage. I have pictures of the possessions inside of the house, they have been passed down by generations of my family. I am not allowed to have these at this point. My mother and fathers ashes are inside of the house, I just want my house back. I want to believe this is not legal and this did not just happen to me.

A woman gets caught cheating, takes my house, all of my possessions and leaves me and a child homeless. How in the fuck is this right? I have not been able to work, I have done nothing but be a mechanic all of my life.

How is this legal and where can I find help? I am so over whelmed that I have no idea what to do. I have NEVER been in this position before. I do not even have credit cards as I bought cars and other shit cash. I mean what do I do?

I have my checking account and I am soon to start writing bad checks for food and such as I can not afford food or cloths, I have been washing my cloths in the sink and wearing them everyday.

I feel broken and hopeless. I need help, I need help and I do not think anyone gives one shit because I am a man. I will be told to suck it up or I did it to myself, but none of this is true. A woman I thought loved me left me for whoever and stole everything. I have never cheated hit her or done anything to deserve this. And my poor child is a mess because maybe he realizes I am a failure.

I only have three pairs of cloths for him, where do I find more? I need help, I doubt anyone cares but I am turning here. I need help. This is no scam, no joke. I need legit help and I am begging for it.

Local to the Pitt area, does anyone have advice or can lend me money? Ill work it off off a paypal cash, if you have a broken down car, Ill work. Do whatever it takes. I am about to make a sign and stand outside of the motel asking for work. People know me in this town. I just do not know what the hell I should do to proceed. I am honestly BEGGING. I need help people. Please I need the help.

I have days left on the motel, and working I need a grand to get a place, I have no idea where this is coming from as I was cleaned out. i have the court papers to PROVE this. My poor child should not have to endure this life because I was a failure at protecting him.

https://paypal.me/homelesswithkiddo?locale.x=en_US

Last Updated: October 29, 2019

Need to start over. Please help

Hello I am a 41 yrs old HIV positive woman. I am emotionally and mentally abused by my husband. I am financially trapped. My lease is not up until July and I have some bills that I would like to be paid off. I have an credit score of 760 and would like to keep it that away or higher. Exiting this relationship will damage everything because my name is on everything. Even the car he is driving. I have no key for it. In 2010 I found out that my life had changed and prayed for death but I kept waking up. I didn’t believe love could be in my life. It did do I thought. Yes, I am upfront about my status. The person who gave it to me didn’t give me a choice so I choose to lead with that. I got married 2 years later. The day we got married I found out he has been unfaithful to me. 1 year to be exact he got her pregnant. I can not have children. Lost 3 and the removal of a tube, and left with a damaged one. So children will not be. She loved him, stocked him, and harassed me. I loved him and forgive him. We relocate to another state. He ended the affair and she lost the baby. I believed that he would see me and love me. He did not. I stayed watching my life being filled with sadness. He gave the casino most of our money, time with other women, and blame to me for all the things I lacked. It has gotten even worse the other women were flings but this one he loves, and got pregnant. He praises her in front on, talks to her in front of me, and blames me for what he is doing. I can not survive on my own right now. I will consumed with bills. I know I allowed all these things to happen to me out of fear. Truthfully I am better off dead. If prayers were heard year ago my self worth would be in tact. Honestly I can’t no more. He told me yesterday that he was mad at me because I killed our baby because of my HIV medication and blood pressure medication. All I could do is cry. I am crying now just writing this. He was the cause at that time for me being on medication. I was positive but cd4 count were still good I was at 900 which a healthy person ranges at 1500. But he cheated on me with a woman who had a sexually transmitted disease and didn’t tell me. She did and when I went to my doctor I was at 300 the doctor told me most likely a cold would take me out. I had to be put on medication. Right now my count is 1100, and I am undetectable. So health wise I am okay, but truly not sure now because of this overwhelming feeling that I have and uncontrollable emotions that I have are harmful to the body. He knows that I can not leave. I can not afford to. He suggested us to get an townhouse so she could live in the basement. Lord please have mercy on me. I need help to move on. Please anyone. I know to start over cost a lot and for me it will be at least 150,000. I would not dare to ask for but had to said what I want. What I need is to break my lease. I pay 1250 a month. My lease is up in July. I want to pay it off be then, car in my name is about 16, 000, credit cards about 4,000, and student loan is about 7,000. I received a degree in Medical Office Administration in 2014 but no doors has been opened for me and yes I’ve applied. All I get is no experience or skill set but no one will give me a chance to get experience. I am a caregiver I take care of the elderly. Yes I am good at it but the field doesn’t pay a lot. I work hard though I manage and train the other CNA. Just don’t pay enough for the area I live in Maryland. I know I have had enough and ready to start over. Please could someone help me. I am desperate for help. I am sharing my shame for help. It can’t get no lower than this. Nothing beats a fail other than a try. Thanks for your kindness and time reading this. I attached some of the items you all asked for along with this. Have a wonderful day.

paypal.me/Mondinaneedshelp

Last Updated: October 29, 2019

IRS Debt/Levy Has Put Me Below Poverty Level

Hello,

I am in need of a financial donation to help rid myself of an IRS debt that has caused my monthly income to be right at $1000, which I am unable to live a normal and healthy life on. I am regularly paying late fees on ALL my bills because I have to try and shift any available funds around so much that I miss the due date of the bill, resulting in a late fee. I am an animal lover, and one of my biggest fears is that I may have to give up my 2 dogs and 1 cat because I will either have to move into a small studio apartment which is not pet friendly, or that I can no longer afford to take care of them properly, the way they deserve to be taken care of.

I used to operate a successful trivia show business which I thought I was a franchise owner of too. Then all of a sudden the creator of the business idea suddenly and abruptly took over my existing business and assigned 2 of my employees to be the new “managers” of the territories. I was told to walk away!! I didn’t get any of my equipment back…nothing. It was like I never had anything to do with the business I thought I owned for almost 15 years. I was making about $80,000/yr with this business, and then literally the next day I was making $0/yr. I had to find a job at Walmart immediately of be kicked out of my apartment. I still had the bills from a $80k/yr lifestyle…car payment, credit card payments, student loan payments, etc. I now had NO WAY of paying anything. I then was expected to pay the business taxes for that business, but with NO INCOME!! So along with all my other debts, I was audited by the IRS and now have a $300,000 back taxes, interest, and penalties debt to the IRS.

I am embarrassingly asking anyone who is able and wants to donate to me to help get rid of this IRS debt and some of my other debts I mentioned, plus a little more to help me and my pets stay in the apartment we have lived in for 15 years, I would be forever grateful to you and would do whatever I can to thank you. You can contact me at calex1971@yahoo.com if you want to ask me or verify anything you need. I am an open book with nothing to hide. I am so desperate for help that I will bear my soul to anyone who can help me with my dire financial state.

I look forward to hopefully hearing from any angel that sees this posting or visits this site and wants to help me try to recover. I have been praying daily for any help for years, and this is where I am at in that process. I really hope this is legit and hopefully helps.

Last Updated: October 28, 2019

Desperately in Need of Transportation

Greetings to all!

The past two years have been extremely rough for me, with respect to health and finances. I have tried my best to navigate the rugged terrain and stay the course, by working a fulltime job, and tutoring students. Despite my efforts, I am drowning in debt, and have hit a major roadblock. Actually, my current situation feels more like crash and burn. I without a means of transportation to work, and the bills are stacking up.

I am a mother of three and a grandmother of four who is legally married, and has been separated since 2011. I do not receive financial support from my estranged husband of seventeen years. Two of my children are teenagers, and my grandchildren are all under age ten.

I developed a second chronic condition for which I underwent treatment, and required unexpected surgery in August 2019. Having recent surgery resulted in time off from work, from August, until today. Having recent surgery prevented me from starting a new, full time job, as planned – missed opportunity for better pay and health benefits. I exhausted what little savings I had, while on medical leave of absence, as well as the disability insurance that did not cover living expenses. Out of financial desperation, and loss of my health benefits, (no way could I afford COBRA) I found a part time job and returned to work prematurely, against my surgeon’s orders.

While driving home from my new part time job, I was rear ended, while my vehicle was stopped. All freeway traffic was stopped. However, the person who hit me was driving too fast for traffic conditions, and could not stop in time to avoid hitting me. The person who hit me was uninsured.

To compound the surgery, time off of work and an auto accident, Progressive, my insurance company, deemed my vehicle a total loss, and will pay Ford Credit for the value of the vehicle which does not fully cover the outstanding loan amount. I did not have gap insurance, and am now facing a $6,000.00 balance with Ford Credit. Today is the day that I must return the rental car, furnished by Progressive. I do not have the credit score and downpayment required to purchase another vehicle from Ford Credit. I do not even have the credit score and downpayment required to purchase a vehicle from a non traditional auto dealership.

I have a full time job offer, with benefits. However, I have no way to get to work and a vehicle is required for this position. I really need this job, as I need income for survival. I need to get my head above water, to pay rent, utilities, and buy groceries. On a larger scale, I need to pay off my debts, including the recent bills for medical treatment and surgery. My children and grandchildren need a secure future, and I must build it for them.

I am seeking assistance with obtaining transportation. If anyone finds it in their heart to assist, I would be truly grateful and will pay it forward, when I am in a position to do so.

With deepest and heartfelt gratitude.

paypal.me/LisaCherqaoui

Lisa

Last Updated: October 28, 2019

Struggling Pre-Med student

Hello everyone,

My name is Stephanie. I am a 20-year-old pre-med student that just recently moved out on my own. If you were to tell me that in 2019 I would be posting a request online asking for financial help, I probably would’ve laughed and called you crazy but I am here. After the year that I have had, I really have no idea what to do or how to make things better. This is my last resort and I am really hoping that it helps even just a little.

For the past year, I have been knocked down more times than I’ve gotten up. It just seems as though 2019 does not want me to achieve anything that I hoped to (if that makes sense lol). I moved out of my mom’s house in August of 2018 due to issues at home and I also wanted to go to school in Tallahassee so I moved in with my boyfriend. The first couple of months were smooth sailing, I was enrolled in school and looking for a job. Finding employment was very hard as a lot of the places I applied to were not very responsive but I eventually landed a job. Soon after I was employed, my boyfriend and I were at the store attempting to pay rent and my debit card kept declining. I called my bank (Wells Fargo at the time) and asked them why my card isn’t allowing me to pay my rent and the representative’s response almost sent me on my knees. My heart felt like it stopped and I could feel it drop to the pit of my stomach. The representative informed me that they were closing my account because they suspected suspicious activity and my account was at $-886. I explained to them that I don’t understand or know what is going on but they told me since it is my account, I am responsible for paying back that overdrawn amount. Someone was able to wipe my card out completely as well as take more than what was in my account. I was devastated. I fell into a deep depression and it hindered my school work performance. That account had all the money that I was saving to be able to continue living on my own without having to rely on my mom. After that, I got help and support from my boyfriend and my mom but they could only help so much as my mom has 3 other kids to take care of and my boyfriend is also a college student. After that situation, it seemed like more and more obstacles were popping up. My new bank account was hacked again when I ordered something online, my social security and other personal information was used to purchase a car, I accumulated about $1200 in credit card debt due to having to use my credit card because I had no other money, my health started deteriorating which led to hospital and lab bills that are now in collections, and I am trying to get into University of Arizona Medical School so I have to pay for the extra classes I need to get in that aren’t part of my current curriculum. I also have two cats (pictured here) and the oldest one is 1 year old with problems in his stomach and bladder. The baby is 6 months old and while I don’t think he has any health issues, I still haven’t been able to afford to take them to the veterinarian to make sure. For the oldest cat, he has been experiencing horrible diarrhea for about 6 or 7 months and I have tried every home remedy that I could find but nothing has helped. He also has a problem within his bladder that is causing him to pee any and everywhere because he can’t hold it long enough to get to the litter box. I would really love to be able to take them to the vet to be seen but with all that’s been happening this year, I can’t. It’s also almost November and here in Tallahassee, it is already getting cold. My boyfriend and I have been meaning to go shopping for winter clothes but something has always come up to where we have to put the little bit of money that we have towards something else. For instance, 3 weeks ago we finally had enough saved to get us each a couple of cold weather outfits and when we went to go to the store, the car started making weird noises. We had to call someone to look at the car and come to find out, it needed a new transmission. Because we both have school and work, we had to get the car fixed ASAP so we had to spend all the money that we saved for winter clothes to get a new transmission for the car. Now my account is at $-3.89 because of this new transmission. It is October 23rd and I have rent due next week, my phone bill is also due next week, our kitchen is empty because we haven’t been able to buy groceries, we still do not have clothes for this cold winter, and I still haven’t paid for my classes that start in December. I can’t keep asking my mom for help because as I stated before, she has my 3 brothers to take care of and she is also struggling financially. If we can get just a little bit of help, we would be forever grateful. I would love to get my cats checked, pay my bills, pay off some debt and prepare for this cold weather. Thank you so much in advance!

Paypal Link:

paypal.me/StephanieR705

Last Updated: October 27, 2019

Financial Bind

Hello, I’m in a tight financial bind. A few unexpected circumstances have arisen and caused me some trouble. Had to buy tires for my car, then pay for a tow Truck and repair because of the blown tire.

Shortly after my son ends up running out of diapers and wipes and food. So I have to spend the last of my money on that. Currently my power bill and internet bills are overdue. They’re rather important to me because my wife is a SAHM and uses the internet to occupy and teach our son. I’m the only one working right now and our hours are slow. I’m a carpet cleaner and winter slows down. I’ve overdraft my bank account just trying to get groceries.

I need gas for work, grocery money, money to pay my overdue bills and just general things. I’ve exhausted every other avenue for help. Whether is borrowing from family, friends, work. I’m at my wits end and I feel extremely overwhelmed and uncertain thst I can help. I’ve taken steps to ensure that once I finally get out of this financial hole, I can prevent it from happening again.

To break it down specifically. My rent is 560, electric bill is 375 for the overdue amount. My cable/internet bill is 250 for two months I couldn’t pay. Plus, about 150 a week on groceries. There’s also the issue of gas in my car for work, for my wife to take out our son to the park and what not. My paycheck is going to pay off the bank overdraft, but it won’t leave me with much to pay the bills I need to pay. If I can’t get any help I’ll have to overdraft the bank again, it’s a bad thing and I should not be doing it but I have no choice. There isn’t anything else I can do about it. My family needs electricity and food and I need to be able to go to work and make more money. I have plans to open a business and make good money off of it. But right now I can’t even think about it because of the money stress I’m having now. I beg anyone who reads this and is able to help me to please do. Any amount would be helpful.

The website here says be truthful, for anyone wanting to know an exact dollar amount to set everything straight and allow me to take a step in the right direction is $750 USD. That would cover everything and leave a little left over to help plant the seeds of a savings account.

I plan to be a very generous individual when I become successful with my business. It’s always been my dream to be able to help my community and friends abd family. It would be a wonderful thing to be able to fulfill it in the future. I do believe that this is the first part of my journey to make this a success

To whomever reads this, I ask for help. I would greatly appreciate anything that anyone is able to help me with. It would mean the world to me to have some help. I hate asking for help but I really don’t know what to do now. I’m struggling and I feel like a failure to my son and to my wife. Please help me show my family I can take care of them. Help me be a better father and husband to them.

PayPal.me/Matttheone

Last Updated: October 27, 2019

In desperate need of help

I am on this website humbly asking for help financially. I have no one that can help me with money at all and at this point I don’t know what else to do.

I left an abusive relationship with nothing but some clothes I had and my car. I quickly lost my job after because I was only a temp and as a result lost my car and the apartment I had moved into.

I went to live with my grandmother which I was extremely grateful for because I know people have it a lot worse. She was then diagnosed with stage three cancer. We were coping with it and it was looking promising until she fell shattering her knee and femur. She’s been in the hospital for the past month and still doesn’t have a release date

She is moving with my aunt and when she gets out and I can’t go with her. I have nowhere to go and it’s getting cold outside. I have a little sister I still need to take care of as well as still help my grandmother out with her expenses. On top of that I am drowning in debt and they are beginning to garnish my wages at my current job making it even worse. I’m trying to take care of two people and pay off some debt and the eviction as well as save money from every check.

I just need enough money to pay off the $3,000 eviction and get into a new place. Any small amount helps and I promise to pay it forward with what I can in the future. I am also open to getting help when it comes to my finances so that I will never have to go through this again. I admit I could have done a lot differently so that I could be financially stable but growing up we were always poor so I just thought that was normal. I’m twenty four with no parents, an ailing grandmother and a little sister who looks up to me as an example

I have already found a new job but it doesn’t pay enough for me to be off the streets before winter. I honestly feel terrible asking for money and I never thought I would be in the position where I had to ask. I’ve been applying for loans everywhere but I can’t get approved anywhere. Even if you can’t help if you could pass my story forward to someone that may be able to help. I’m literally begging for anything so that I will be able to have a place again.

paypal.me/taybrown95

Last Updated: October 27, 2019

Desperate need of aid

I didn’t know where else to turn so I came here to the internet, I hardly have any friends, the ones I have cannot help me at this moment. I lost my mother recently, my dad fell into a depression and lost his job and so did I do to the depression and taking care of my fiance who is going through serious mental issues.

Please, if there’s anyone out there who can help pay my bills bless your heart.

PayPal paypal.me/Ryar1024

Venmo @Ryarx

Last Updated: October 26, 2019

Struggling From Financial Abuse and Economic Hardship

I am currently married with two daughters. I lost my job in May of 2018. Shortly thereafter my 2005 car started to require major repairs. My husband refused to help pay for the repairs or assist me financially while I was unemployed with no income. I had to charge the cost of my car repairs during this time, which totaled $1341.93. I was fortunate enough to obtain a temp-to-perm position a few months later, but the pay was well below what I had been making a my previous position. My car continued to require more repairs totaling $2195. 93. My credit became maxed out at a certain point, and I was forced to resort to online loans to cover the car repair costs. Then I became trapped in the cycle of repaying the loans on a biweekly basis. As my husband has refused to assist me financially, I have accessed the funds in my IRA to pay the payments. Now my IRA is down to almost nothing, and I’m facing the difficulty of making these payments. Additionally, I am now unemployed again. I want to pay off all the loans and be completely done with them. I recently turn over the credit card debt to a debt relief program, so I feel that part of my problem is now on a settlement track, however the loans need to be paid off so I can sleep at night.

My husband is now pushing to get a divorce and wants to sell our house. I do not want my daughters’ lives to be upended. I want to keep them in the home, in a solid stable environment. I would love to take ownership of the property so my husband cannot force us out. I feel as if he is trying to constrict the financial situation in our home, and with me. He has a six-figure income, however I feel as if he is financially bullying me. He is also verbally and emotionally abusive, which has been going on for over 5 years. My children witness his behavior towards me pretty much on a weekly basis.

On the bright side, I was recently accepted into an MBA program starting in the Spring of 2020. I hope to provide more for my daughters by completing this program of study. My husband does not support my efforts, and actually is using the fact that I will have to ask for student loans against me. He has ridiculed my efforts to obtain this higher degree.

I am currently on unemployment benefits as my only income. As I look for a new job, the stress of these payments and this situation has become increasingly difficult. I have a lot of inner anxiety, but I’m trying to keep a positive attitude with my kids. I’m asking for help and a way out to financial peace.

paypal.me/afreedlund

Last Updated: October 25, 2019

Need Urgent Help Please

My family and i lost everything but the clothes on our back in hurricane Dorian. this hurricane hit two of the islands in the Bahamas where i live Abaco and Grand Bahama my home the Government is trying to do what they can but there are a lot of challenges they have thousands of families displaced and more than 60% of those displaced are illegal immigrants that now needs assistance along with the Bahamians. my brothers are strong men and their friends decided they would rebuild but we need materials. none has been forth coming from the government as yet they are trying to find housing for everyone who needs regardless of nationality. Please all we need is materials and a generator we will rebuild and take in some neighbors or if we get enough materials help build where we can. please any little will help thank you in advance.

Last Updated: October 25, 2019

On the verge of losing everything

Hello!

I’m hoping everyone’s day/night is going well so far.

I just wanted to begin with introducing myself and sharing a bit of why I’m here.

My name is Jamie & I’m currently 18 years old, just graduated High School, May 2019. I recently started working as a business consultant for Aflac which is a solely commission based job, meaning I get paid per each sale I make. I have yet to make any sales yet, being as I’m still practically brand new. I was previously going to Community College as well as working, however me and my mother were unable to afford paying off the rest of my payment plan, therefore, I got dropped from my classes.

I live in a small household with my mother and three other younger siblings, ages 9,10, & 12. My mother works extremely hard to provide for the four of us, especially being a single parent without any other support, it’s a bit hard.

It’s gotten to an extremely tough point now. I’m searching hard for a second job and even just gigs that I’m able to make some money from. My mother has now stopped helping me out due to – being an adult and needing to learn how to provide for my own self. & has threatened to kick me out by the beginning of November if I don’t start paying my portion of things. Honestly, it’s gotten me to an extremely stressed and depressed point.. I’m not purposely trying to not make money, I’m not purposely trying to avoid paying things I need to pay. I’m trying the best I can to get by.

If I end up getting kicked out, I really don’t have the current financials to get myself an apartment or even a hotel room. I also have a cat named Tiger, who is my Emotional Support Animal (ESA) verified by my therapist and I would have to give him away and that would honestly completely crush me more than ever.. I don’t have any family that lives around me either, otherwise I would turn to them for some help or possibly shelter.

I don’t know what much else to do and it’s turned me to the internet to ask for financial help..

Any help &/or kind words would be greatly appreciated. I understand everyone is going through a struggle of their own as well & when I get the chance, I will always pass on the favor to help those who need it as well.

Here it my provided Paypal for those of you who are kind enough to help me out.

paypal.me/mothlang

Thank you!

Last Updated: October 24, 2019

Help me leave an abusive relationship

Hi,

I am in an abusive unhealthy relationship and need financial help to leave. I have tried every other option and am at my wits end since I keep hitting a wall. I am estranged from my family and have asked friends and even charities with no success. I am so desperate- the situation has gotten very bad this past month that I need to leave. I need $5,000 in order to move to a safe place and start fresh. I work full time and most of my minimal salary I use to pay off my student debt. I am asking the public now as a last resort. Anything would help, thank you for taking time to read this.

https://www.paypal.me/Alex2818

Last Updated: October 24, 2019

Military Couple Needing Help Getting Started

Life is wonderful, and strange.

My name is Gabriel, and I’m a brand new Army husband. I never expected to get married, and I definitely didn’t expect to marry a soldier. But, that all happened thanks to an amazing young woman that I met by chance some years ago. We became best friends, then a couple, and then she enlisted to serve the country. I was equally proud and scared. I was proud to see the woman I loved following her dreams and making a difference in this world. I was scared to see how far those dreams separated her from me. She went through her military training, and I finished my college education. We were on opposite sides of the country for two years, and the distance and intense schedules on both ends were overwhelming. There were many times during our dating and then engagement that we thought we couldn’t make it work. The strain was hard, and we kept trying to love harder.

As professionals and immigrants, my parents had incredibly high standards for who they considered worthy to join the family. My fiancée didn’t meet those standards. I’m not sure anyone could, in all honesty. My parents gave me an ultimatum: I had to leave the love of my life, or they would make me leave the family. I was broken-hearted. I just wanted the people I cared for most to love and accept one another.

My family turned up the pressure through finances. Though they had the means, they told me that unless I ended my relationship, they wouldn’t continue to help me through college. I was a senior, and only had one more year before I earned my degree. I love learning, and want to be a teacher to help others find that same love. I couldn’t give up on all those kids that I could help in the future. I also couldn’t leave my fiancée for financial security. So, I took out loans to finish my school on my own, I worked multiple jobs, and I was able to finish my education without my family’s support. I graduated, but ended up with a large amount of debt from the loans that paid for my senior year.

With my school finished and my family rejecting my other half, I moved out to my fiancée’s duty station. We were married, and recently found a house together on her military base. In the 5 months since then, I’ve been working any and every job that I can find. Even though I have a degree, finding a stable and well-paying job has been a bigger challenge than I expected. The monthly payments on my college loans on top of normal living expenses has made our financial situation very tight.

We are both working our hardest and trying our best. It’s just not enough right now though. Being a country away from the community and support we once had, starting an independent life has been challenging.

I want to be a help and blessing to my wife, and work as hard as I can to make that a reality. I’m going to find a better job so I can make that happen. In the weeks or months until I can, we could really use some help getting through this time. We are a few hundred dollars short at the end of every month, though we are very frugal and budget out all our expenses.

Any amount of money to help make ends meet until we get our feet under us would be a tremendous blessing. Once I am in a better financial position, I’m resolved to pay any help forward by helping other struggling people in the same way. I’m hoping and praying for support through this period of transition.

God bless and thank you all.

https://paypal.me/godblessyou82

Last Updated: October 24, 2019

DV Survivor recently reunited with all children in financial crisis!!

I’m a 33 year old single mom of three children who is also a survivor of domestic violence. I recently moved to a different county with two of three of my children. My youngest son come home two days ago. He just turned 5. I have never been away from him and yet CPS separated us for 43 days trying to claim because he saw me get hit I failed to protect him. He’s finally home and only bc they didn’t have grounds to file a petition. I also made several phone calls to people above them. My son is considered special needs. I am and was his security, his person. The damage and trauma they caused him by separating us and only allowing us one hour a week is heart breaking. I was separated from him for 43 days. Briefly about me: I had a plan for us and I made one wrong decision. I decided to try to fix my family. This man put us through hell, and I couldn’t find a way out. I had pictures where I was documenting the abuse on a phone that is completely shattered. I was abused every day and I tried everything I could to keep my children from seeing this. The abuse I went through was considered significant. I have an active DVO. In fact two phones and an I pad was shattered by him. I went without a phone for almost two months until I could get this cheap one. He has been in jail since Sept 6, 2019 and has no ideal where I moved us too. I am still trying to recover financially as I moved us with no help from anyone financially nor any other way. I am licensed cosmetologist who is also almost finished with a Bachelor’s in Social Work. Due to my recent situation,I have taken a break from college. Now back to my youngest son. I currently am not working as of the day he come home two days ago. I can’t leave him. He’s scared of his dad or cps coming to take him. We have literally ten dollars. We need help. I didn’t expect any of this aftermath and have $600 rent to pay. $34 a week for a stove and fridge. $400 car payment. $200 insurance. My 5 year old come back to me with nothing not even a car seat. I have no help at all. I also can’t afford to pay a private attorney to file a motion on my behalf to establish custody and set visitation to protect my youngest son from being pulled from me. We need $5000 to carry us through to get him through enough therapy for me to be able to leave him. That covers 3 months of basic bills. I need money to retain a lawyer which hits about $2000. I need money for my 5 year old a car seat and clothes. Also my 11 and 12 year old money for clothes as they have outgrown theirs. I haven’t mentioned the oldest much bc they weren’t pulled from me for more than a week because my mother and I share joint custody. My mother is unable to help us though. Please help us with however little or much is possible. I have applied for work from home jobs and have no computer left but I am determined. The picture I posted is from two days ago; the day I got to take my sweet baby boy home. I have more pics available from our lease to all of us to one shattered phone to the DVO from the court house. My pay me pay pal link is:

http://PayPal.me/amymichelle092914

Thank you all!