Begging Money

Financial Hardship Help

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We often hear “I need money now” for rent, food or bills – not an easy situation to be in. See our advice below.

Emergency Rental, Food, and Bills Assistance Programs

How to get help with rent?

At times, many families find themselves homeless, or unable to continue to occupy the premises of their choice. This may be due to fire, accident, storms or many other causes, but often it is merely a problem in paying the rent. Illness that forces a breadwinner to stay home, or loss of a job; any and all of these conditions can put a family in need of temporary assistance to tide itself over until the members of the family find themselves again in a position to pay their own rent without the need of subsidising or other rental assistance.

Agencies have been set up in many parts of the country to help in this regard. Non-profit organizations, these charities, such as The Salvation Army, as well as some governmental agencies are often able to offer emergency rental assistance for families who are being evicted by a landlord, or who simply have no way to pay their rent at the moment. Realizing that landlords, despite the old cartoon imagery of a rich greedy person feeding off the work of renters, the vast majority of landlords are not really making a profit at all on the current tenant. This is only a stopgap so that the landlord may pay the monthly house payments in the hope of some future profit if housing increases in value some years later. If the tenant can’t pay the rent, the landlord may soon find himself in the same position with regard to the lender. Lenders do not want to hear sad stories.

Although these different programs for rental assistance may be available, much depends upon the funding at the moment. Some programs quickly run out of money and are simply unable at the moment to provide further help to persons in need of assistance.

The vast majority of families in need of temporary rental assistance are those to be found in the low-income range; seniors, disable persons and children are among those most often affected. Others too, faced at one point or another with a temporary emergency may qualify for assistance in these cases.

In most cases, those in need of longer-term assistance, persons who have not been gainfully employed for a considerable length of time with not prospects for the immediate future may not qualify for rental assistance under these temporary emergency programs.

Those more likely to receive aid are persons who are able to convince interviewers of their willingness to do what is necessary to get back on their feet along with the ability to do so. Since emergency funding is considered a short-term “fix” for a crisis situation, the grants may be only issued for a few days, perhaps to defray the cost of a motel room, pending the applicant’s ability to find other lodgings.

Therefore it is important, in most similar cases, for the applicant to show the interviewer the imminent possibility to become self-sufficient.

Most non-profit agencies as well as other agencies attempt to work closely with rental assistance applicants to help them with any additional support as needed depending upon each applicant’s situation. Often applicants are further given counseling and referrals to other agencies that may be more helpful to an applicant.

In such cases, any additional services rendered are free to the applicant in crisis. This may include lack of employment and such other problems that may arise such as medical emergencies. Most agencies participate in these endeavors as well as teaching applicants the processes involved in applying for governmental programs, immediate rehousing and how to apply for Section 8 vouchers as well as information about low income housing, and assistance in paying the security deposits that are almost universally demanded by today’s rental market.

Since the goal of all similar agencies to to render aid to persons in immediate need of emergency housing and other crisis situations, the funds issued to applicants for rent or other necessities is only meant to allow the applicant extra time to deal with the emergency. However, at the same time, applicants will normally be provided with support in the long term to guard against similar future emergencies.

If you have an eviction notice or expect to be unable to pay the rent in the immediate future, or even realize that you need to find less expensive living quarters, now is the time to apply for assistance. Often with early application, money may be available to catch up unpaid rent as well as other options that may be explained to you.

Assistance may also be available to help with the security deposit, the initial rents and even moving costs. In some cities non-profit agencies may offer other emergency assistance to those in crisis. These funds are normally paid out on a one-time basis. Depending upon the location, resources that may be in place for housing crisis families can be wide-ranging.

Potential applicants are advised to find the telephone numbers as well as any other information available to them and educate themselves about the different programs that may be able to help with emergency assistance.

Not only non-profit private agencies, but many governmental agencies, are able to provide interim assistance, depending on the locality. Massachusetts has a program called RAFT, while in Texas a rental assistance program called TDHCA is available. Florida has a similar program called EFAHP and in Connecticut their program is called RAP. Many other government programs around the country also offer assistance to pay rent or a portion of overdue rent in their ongoing efforts to reduce the growing threat of homelessness in their particular communities.

Another program, called the Federal Stimulus Program is a little-known program through which our federal government provides billions of dollars across the nation to provide rental assistance for qualified applicants. These funds have become invaluable to families that find it increasingly difficult to keep up with the rising costs of rent and other housing needs.

HUD the Housing and Urban Development, agency works throughout the country as well. A number of families approaching two million are able to use this program, a program that can not only help those in need to pay their rent and/or security deposits, but HUD can issue vouchers to provide temporary housing as well as providing assistance to senior citizens and the disabled to keep up with overdue rental payments.

These programs not only offer grants to help pay rent, but the government Rent Voucher Program aids applicants to seek housing in the privately owned housing market.

These agencies can, generally, offer legal advice to those facing eviction. Every year millions of people receive free legal advice and assistance to educate them with the eviction process and their rights as well as responsibilities. The government provides funded Legal Services Corp. which provides attorneys who may mediate a solution between landlord and tenants in addition to advising tenants of their rights as well as help them apply for Section 8 or other assistance and another positive aid they offer is help and counseling on housing discrimination.

Counseling may also be provided to help applicants apply for government and/or private grants. Money is available for many of these crisis situations.

It is the goal of these agencies to prevent evictions wherever possible. The federal government as well as the many non-profit private agencies strive wherever possible to help applicants remain in their current quarters without the fear of being summarily evicted. Often these agencies are able not only to prevent evictions, but subsequent lawsuits that may be brought against a tenant. Alternatively, the agency may be able to find more suitable and affordable housing for an applicant facing eviction.

Many churches too offer funds that can help those in short-term financial difficulties. United Way and The Salvation Army are only two of the better-known charitable institutions that may be able to offer help when needed. Generally they give priority to those living in apartments and facing short-term financial crises.

A good number of other national and local charities are ready to help with the expenses of rent and other essential needs as well as providing case management and many other social services. No all charities have ready money all the time, but even those may be able to help by helping an applicant with information about other resources and assistance in applying for free grants to pay overdue rent.

Other agencies that often provide help might be, for example, Catholic Charities, Social Service Offices, United Way, the American Red Cross, the Legal Aid Society and as mentioned earlier, The Salvation Army. Aside from these examples there exist many other emergency aid agencies for those who are able to become informed.

While most of these programs provide only short-term emergency aid, they are designed for the most part to tide a family over until a longer-term solution becomes available. Often these same agencies will be able to direct qualified applicants to resources that may assist them in finding an apartment or house for more permanent security.

It is important however, during these times of crisis, to keep in touch with creditors and the applicant’s current landlord so they understand what you are doing and what you expect to accomplishment. It is important that the applicant be extremely honest with everyone about the situation and it may sometimes be possible to have monthly payments temporarily lowered, or even be allowed to skip a monthly rental payment. Other plans may be devised and put into place to avoid being evicted.

It is well-understood that not only landlords but other creditors too are much more willing to cooperate with persons who are up-front with them, honest in their discussions and show a willingness to cooperate and do whatever they can to improve with situations.

How to get help with bills?

Ask The Energy Company

if energy bills are the source of the hardship, then the energy providers’ own in-house programs are often the quickest way to help rearrange and meet repayments.

LIHEAP: Low Income Home Energy Assistance Program

This national program’s focus is on subsidies for repairs, weatherproofing and utility bills that families cannot afford to pay.

LIHEAP covers any energy related home repairs for low-icome families, including seasonal expenses like air cooling systems and winter heating bills. The local LIHEAP office is the first point of contact for those in need of energy or utility assistance. Eligibility varies from state to state.

WAP: Weatherization Assistance Program

The WAP is a federal grant organized by the Department of Energy that helps needy families improve their homes’ energy efficiency, and has assisted over 7 million households across many states, territories and Native American tribes since its inception in 1976.

According to the DOE guidelines, a household with anyone over 60 is eligible for the WAP, as are legally recognized disabled people. Most states make families with children eligible, and the website for the WAPTAC (Weatherization Assistance Program Technical Assistance Center) can advise others if the grants are available in their area, and whether they qualify.

LifeLine Assistance: Free Cell Phones

Americans in need of a cell phone plan but without the means to maintain one can get assistance from LifeLine Assistance‘s free phone program. This is indeed a lifeline as daily life and business in particular is practically impossible without a mobile phone.

LLA is an FCC mandated scheme offering a free cell phone with at least 250 monthly minutes included. It’s available in the 49 states, Washington DC and Puerto Rico, and typically requires a household income below 135% of Federal Poverty guidelines. For some states it is below 150%. Eligibility varies across participating states, with slightly different rules around qualifying income.

Other sources of help are available at state government level, or many national and local non-profit and charity organizations, and the energy companies themselves.

How to get Food For Free?

It doesn’t always require money to eat, and there are many ways to gain free food without adding to your debts or joining the 10% of Americans who have resorted to shoplifting. Ask people you know, or traders and restaurant and store owners.

Above all it’s important to explain why you are asking for food: because you can’t afford to eat. And not to be critical about what food you eat. Without a certain amount of money, there is no longer the choice of what to eat. So meat may become harder to get or if meat’s all that’s on offer and you are a vegetarian, it’s best to accept it with thanks.

Grow Your Own, Share With The Community

The most sustainable – and satisfying – way to provide free food for yourself is to grow it, and you can start with just seeds if you live in the country or with just a small space in the city. Guerrilla gardening is an interesting urban option, more organised community gardens and allotments can share space and expertise for growing, and seed swapping communities among gardeners are a good source of materials and encouragement.

Ask A Farmer

Out in the sticks there won’t be the option of stores and restaurants as a source of food, but ask any farmer and there’ll be some left on the fields that they didn’t or can’t sell. Many will let you pick these leftovers.

Food Banks

A rapidly growing movement in the United Kingdom and US is the organized and charitable distribution of food to those who can’t afford it. Most of the food is donated, and food banks are one of the easiest ways to obtain some nutritious food. Many banks have conditions for who they can give food to, but there is no need to be ashamed about visiting one.

Links to Food Banks in various countries

United States /United Kingdom /Austalia /Canada /Ireland /New Zealand /South Africa

Offers and coupons

Online and direct from the stores, many coupons are available to promote new products. And companies across the United States send out free samples of new products. They’re unlikely to provide a healthy, balanced diet on their own but could supplement free food from other sources.

Waste Food

In an affluent country there is an abundance of unsold or waste food, and a little social interaction and resourcefulness can unlock access to a surprising amount of it.

Ask at the market

Often around closing time, stall holders will sell off any remaining stock for next to nothing, and it’s always worth telling them you have no money and asking if they’ll give you something for free. You can often pick up some fruit or salad, and if they can’t offer anything, thank them anyway and ask at another stall.

Free Supermarket Food

Ask at the big stores and you’ll be too far down the chain of command: “My boss doesn’t allow us to do that” will be the usual answer. So smaller supermarkets and neighborhood stores are a better option, where you can talk to that boss. You may find warmth and generosity among Muslims and immigrants to the West who run stores.

Restaurant Leftovers

It requires some patience, a little nerve and a bit of practice, but it’s possible to get free, professionally prepared food, even a table to sit and eat it at. Restaurant districts in cities are obviously the best place to try this, and expect a success rate around 5%, so it requires persistence, but will sharpen your bargaining skills, and who knows where else that could lead?

Turn up at a restaurant after the busiest time but not too late, and explain that you have no money and ask if they have some left overs in the kitchen. It can help to have a container such as a plastic box ready in case they do have something, and if they’re friendly and can’t offer anything the first time, maybe they can put something aside the next day.

Searching and Foraging

It grows on trees, on the ground and some seasons there’ll be abundant fruit and tasty plants such as dandelions or chickweed. Even cities can produce some tasty wild food, and anyone near downtown Seattle has access to America’s first Food Forest in a major city.

Dumpster Diving

Growing media coverage of the colossal food wastage at supermarkets and restaurants has made it much less weird, and more popular, to search through the dumpsters in search of some quality food to turn into a meal.

Last Updated: January 20, 2021

Spouse Left Us Penniless

My husband of 20+ years left us a few months ago after years of infidelity and emotional abuse. He also left us completely broke and has not helped despite having insisted he would. (We haven’t heard from him in weeks!) I had enough money about a month’s worth of bills, but that has run out and now I’m in a desperate situation financially.

I am currently two months behind on the mortgage, water, electric and gas bills and I just received a letter today stating my car is in default unless I pay over $800 by Jan. 17 – only 6 days from now! I do not have the funds to pay this. I have included a photo of the letter for verification.

I am desperately trying to find employment, but our town is small and the unemployment rate is very high. With people losing their jobs during the pandemic, one potential employer told me he had over 300 applicants for one position. It is a very unfortunate time to try and find employment and it has been daunting and stressful and I am older than most candidates, which doesn’t help.

On top of everything else, I obviously need to hire an attorney or I really will lose absolutely everything and won’t have any enforcement to ensure my husband supports his family. I still have a child at home who needs food, shelter and healthcare. But to fight for these things is going to require a decent attorney to do so and that cost is very high. I also know that at some point my children and I desperately need therapy – we all suffer terrible depression and anxiety from years of neglect and emotional trauma.

I can – and am willing – to sell the house, but it is need of several repairs before I can do so, and I cannot afford to have those done at the moment. This is assuming I am able to keep the house out of foreclosure.

I have never asked for help before and feel humiliated asking for it now, but I have reached a desperate level and I have no other options at the moment. It is not easy for me to do.

I PROMISE, though, that once I am on the other side of this mess and back on my feet financially, that I will PAY IT FORWARD and help someone else out who finds themselves in need of a guardian angel to help them rise again!

We THANK YOU SO MUCH in advance for taking the time to read about our situation and possibly help! You are literally saving our lives!

https://paypal.me/BHWalton

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 18, 2021

Autistic and unemployed

Hi all, I’m an autistic 32y/o with chronic depression who is unemployed after the business I’d recently (September last year) started working for shut down permanently over Christmas, I can’t afford therapy or meds now and I’m struggling to find other suitable employment due to no meds making my mental issues more noticeable, in turn making it more difficult to find work. I’m in $50k debt from various credit providers that wasn’t a problem when I was working, which I am now unable to cover as well as falling behind on my rent

https://paypal.me/Rockett88

thanks in advance

Filed Under: Emergency Money Tagged With: Australia

Last Updated: January 18, 2021

25 Year Old Female – Car Repossessed

Hello Everyone,

Yesterday, I left my apartment and found my car was missing. I called the police and was informed my car had been repossessed early that morning by the credit union my car loan is through.

Due to COVID-19, money has been very tight. I work in retail. The store I work at has a very limited schedule for social distancing. Some weeks I work full-time and others it is barely half-time. The company only allows so many customers into the store, which means there is not a need for as many associates on the floor during each shift. Not to mention, business has really dropped off due to the pandemic. I make an effort each week to find a new job, but in my city not many companies are hiring. I used to have a lot in savings, but this past March 2020 to now has drained my funds.

In November, I realized I would not have enough to pay my car payment. I was able to skip one month of payment ($411) due to the credit union’s “relief program.” Even though you have skipped a month, it means you owe that month and the following month’s payment. In December, I owed $822. I called the credit union to try to figure something out with them, but they would not budge on the amount or a repayment schedule. I then was not able to pay December’s total. Late fees have no doubt been added. I estimate the new total to be around $900. I tried to log into my account to find the current total, but my account has been shut down. I called the credit union yesterday to receive more information concerning how much is owed with impound fees, but the woman (Brandi) I need to speak with only works Monday through Friday 9 am to 5 pm. That means I will be calling her tomorrow and I am very much hopeful to bring my account to current and can pick up my vehicle tomorrow. The issue is I do not have the money to do so. I would imagine I’m looking at $1500-$2000 in impound fees and my missed payments.

I am very embarrassed to be in this predicament, as I am hardworking and do not spend money frivolously. I have great credit, but my credit cards are close to being maxed out. I have no way to cover these costs. I would be eternally grateful to anyone being able to help me out. My PayPal handle is listed below. Again, thank you to anyone who can help me out!
-Veronica

@vwhite2021

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 18, 2021

Help with debt

I am 30 years old, and I have accumulated around $30,000 in credit card debt. I will admit that it is partly due to ignorance about how credit cards work, but also largely because of hard times.

I’m currently working full time at a local walmart. Ive been working there for roughly 10 years, and I make around $30,000 a year. It’s a steady job, not the worst but not the greatest. Sometimes I feel like I’m wasting my life away for them but I guess that’s not really the point of this. The reason I am including this information is to try and show that I am trying.

I am married, we’ve been together for around 9 years. When we met, she had a fairly similar job. She hurt her back and shoulder during a job and wasn’t covered through her work for any reimbursement. Also she has other medical problems that make it hard for her to work. She’s been unemployed for roughly 5 years. She spends her time babysitting and doing odd craft jobs from time to time, but it doesn’t equate to any real salary. So between the 2 of us, I’m barely able to keep us afloat with just me working.

We live on her family’s farm, rent free. So that is a major plus, and I am thankful for that. In the beginning, my wife and I opted to try the tiny house thing, and we started to commit to that way of life. We bought a 12×30 building, built it up just enough to be livable. It’s a nice little house. We invested in solar power, but the system we use is only enough to power internet and tv. It can’t run anything over 800 watts or so. So that means no simple appliances like refrigerator, microwave, etc. To circumvent this problem, we invested in a generator. Which is helpful but gasoline can be expensive. We currently have no water access, no septic tank. Our driveway is a dirt/muddy mess depending on the weather. We have to park, and walk to our house. It floods occasionally, a few years ago our car sat in water overnight. I believe it damaged the transmission because we had issues with it since the flooding. We had to trade it in because of that.

I’m typing all of this in an attempt to paint a picture of our situation. Nobody we talk to or work with really understands how we really live. I’m embarrassed to even invite someone over. The whole purpose of pursuing living in a tiny house was to be debt free. We didn’t want to be tied to a mortgage for 50 years. But currently with everything going on, the credit cards piled up and it’s beginning to become unmanageable. My parents filed bankruptcy when they were my age and their credit has never recovered. They live better than we do now, but still, I want to avoid filing for bankruptcy. I’d afraid that will be the case if I can’t get this figured out this year.

So basically to sum this up; I was stupid for using credit cards too much. My credit is still good, like 670 at the time of writing this. So I have multiple cards but the biggest one has a limit of $25,000 and the balance is hovering around $23,000. My problem is the interest. The minimum payment is almost $500, and the interest adds another $300-400 each month. I am usually able to dump $1000 into it per month but we also have to use the card for food and other bills. So in the end, it’s basically 2 steps forward / 3 steps back.

It’s bad enough that I’m seeking assistance like this. And I’m aware that I probably won’t have any luck with me posting this. But it’s worth a shot. If anybody out there can find it in their heart to help us out, we would be very thankful. We try to be good people, at least I feel like we do. While it is my fault for my situation, it really pains me to put my wife through this. She has her own dreams and it’s always been my goal to help her achieve whatever I can. We are still young, but we’ve wasted a good 10 years of our lives dealing with financial issues, in one way or another. I feel like I’m smarter now, I know the dos and dont’s. I just haven’t found a way to fix it myself.

Realistically, anything would help. I’m not looking for someone to hand me thousands of dollars. While I wouldn’t turn it away, I’m not expecting that at all. Thank you to anyone who has taken the time to read my story, and thank you to anyone willing to help.

 

https://paypal.me/jjbeave

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 17, 2021

Need financial assistance to move away from abusive boyfriend

I am in my early 20’s. I am a full time student who waits tables. I make about $30,000 a year and that is not enough to rent a studio apartment by myself. I am expected to make at least $43,000 a year for the studio. I do pay for my own bills being, all the insurances, phone, car, etc. I would love to get a second job however, I need to make sure I don’t fail out of school by trying to take on too much. I met this boyfriend at work and he slowly began to isolate me from my friends and family, and my entire support system. I didn’t realize it until it was too late. He has made me drop out before and that’s why I need to do well in school and graduate. He is extremely manipulative and has a way with the people. He told me he loved me on day 2, and pushed me to move in with him by the end of the month. Having abusive family pushed me into this situation even faster. I told his parents what was going on since we live at the family’s house and they would not give me the time of day and if they did they would make excuses for his wild behavior even though he lashes out on them too along with coworkers, bosses, guests, other students, police, anyone who breathes the wrong way etc. He shoves me, manhandles me, threatens me, intimates me, blackmails me, and screams at me when I try to leave and when I do leave. He runs after me on foot or with his car when I leave, he shows up to where I am. There is a police report of him running through my job to scream at me because I said I would not come ‘home’. He will refuse doing these things when confronted but I have video, photo, and voice proof of this behavior. He has legal protection from his crooked cop father and cop friends. He never cared to spend time with me or talk to me but makes me show him off to other people and act like he is amazing. He cheats constantly and chronically. I am not allowed to go out with friends or do my makeup. My family is homeless now and I have no choice but to figure this out for myself. I don’t have enough money to get away from him and he made me petrified to. I struggle with Anxiety, Depression and ADHD. It’s hard to keep myself above all of this enough to put on a smile and get to work and school and remained focused on my future. I keep pushing and I will never back down from fighting this. I have just been dealt with what seems like every disadvantage. It will be 4 years like this soon. I am thankful for 4 limbs and waking up this morning however most people my age at least have a home to go to. Maybe not, but most, even any family member to stay with. I have no one. I have put together a savings but especially with the pandemic, there is not much income coming in. When I leave I have no one to ask for help if my place does not work out. He also tells me I can’t make it without him and I need him and preys on all my fears. I just want to focus on school and get away from this to try and salvage the rest of my 20’s and the rest of my life. Anything helps, thanks for reading

https://paypal.me/breerizzii?locale.x=en_US

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 16, 2021

SOON BACK ON THE STREET

sucessfulprocess11521.jpg

Catastrophic change in life.

I am Learning disabled and have crippling anxiety from childhood PTSD followed by repeated incidents and multiple periodic severe head injuries.

I was living with ailing family for years on and off, care taking and quarantining during the pandemic but now have experienced the tragic loss of a loved one.
I am attempting to finish their final business and clear their storage before important items are lost.  I have no income and only pocket change in savings.

I had applied for SSDI but having personal and family difficulties at the time and crippling anxiety I was not able to complete the application followups and it was rejected.  I had further difficulties when I should have appealed and am left without that option.   I had been attempting to finish my education but the stress of circumstances and family difficulties took my attention away and the resulting incomplete(s) became ‘F’s and destroyed the ‘A’ and ‘B’ average (via disability accommodations) that I had, further difficulties prevented me from finishing.

I am trying to setup basic items to continue my life with as much stability as possible while I seek accommodations, public services, and maintain communication.

I have a broken computer that I had kept limping forward, replacing with used parts but it must be kept plugged in and does not have the memory or software to run the utilities and applications I have needed to pursue my interests through distance accommodations during the pandemic as everyone else has done.
I have no cell phone of my own or access to a smart phone.

My one storage unit which has my clothes and tools which I could use for simple labor employment if I was not suffering from an immobilizing injury right now was being paid by family and is not my sole responsibility.  The other option is to sell everything or donate and decrease to a few bags of old clothes and wait for circumstances to take whats left until I’m living in a shelter with no communication and larger hurtles to making something of myself in the face of my disabilities.

I would like to save precious items of my loved ones memory in my unit as well and need steel racks to make this happen.

I need money for a computer rugged enough to withstand the life I will be experiencing (as well as capable of video chat clearly and other applications for personal business, interests of my lost loved one, and if I return to school), a smart phone which I hope extended family will connect for me, and some money for post office, recurring expenses and my unit for as long as it takes to be solvent.

I really need a years cushion, but am immediately looking for the next month or two.   A range from $4500 to $19000 not including food and clothes which I also need.  This also does not include a room to rent or similar living expenses.

Some of this will provide me time and some of this will be durable investment.

Money beyond this would be used for more durable clothes, protection and shelter for myself; items like the electronics and living.  These would be appreciated but I will do my best with what is available.

Beyond this amount, considering I have defaulted on my student loans, I would re-enter payment and seek to finish my education in the sciences with ADA accommodations if I have a stable enough living situation to accomplish with my anxiety.

Separately, I am attempting to raise money for the memory of my loved one, their final solvency where needed to protect their possessions prior to finishing and a scholarship fund in their name for students in their prior field.  This money wouldn’t be able to be touched by me and is separate from this campaign.

https://paypal.me/beggingthequestion

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 15, 2021

I need money asap

Hello , my name is Danisha and I am in need of $10,000 so I can get my life together I am in a very bad situation and need to get out can anyone help me please , I would really appreciate it.

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 15, 2021

In Desperate Need of Help

Hi, my name is Kim, and I am a survivor of abuse. After a lifetime of trauma, I’ve just finally been able to escape my situation, however in doing so, I am now homeless with no one to turn to and not enough money for food. I am also suffering from severe temporomandibular joint dysfunction that’s progressed to the point where immediate surgery is needed to normally function in my day-to-day life. It would mean the world if someone were to be able to help me have a second chance at life.

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 14, 2021

Depression recovery

Hello my name is Zachary and I’m asking for help with car payments and car insurance payments because lately I’ve been stressed and depressed and I have really bad anxiety and I’ve been on my own since I was 16 and I’ve just been overwhelmed since then I’m 20 now and here lately it’s been getting to me mentally and I’ve been getting really sick and not being able to go to work and I can’t pay for food or clothing because I’m in so much debt from not being able to work because of how sick I am and I used to be one of those people that wanted to help everyone to being the person that needs help from everyone and I hate being that person I don’t like asking for money I like working for it but I’ve worn myself out mentally and physically.

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 14, 2021

A Mother asking for help

Need help getting back on my feet

Hi a mother looking for little financial help been drowning in debt for a while now  cant find way out the more I try the more deeper I get in I need money to pay that means I need to borrow and cant  afford to pay back im just getting deeper and  deeper in just want my life back want to wake up happy take the kids out they deserve to be happy and deserve to be treated i now need to ask strangers for help as I have no way of doing this alone please any help would be so greatly appreciated I will pay it forward when I get back up on my feet  just want to wake up knowing I don’t have to be stressed and worrying anymore please any help will be do helpful when younger you don’t think of the future I regret not been smarter wish I knew all this and made future financial plans thanks for taking time to read my ask for help

I can put iban if any1 can help me please

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Filed Under: Emergency Money Tagged With: EU

Last Updated: January 14, 2021

Any little bit would help

To those willing to take the time,

I am a young-ish adult, under 30, however, I have won a lottery when it comes to unique health problems. I have had multiple surgeries, including removing a tumor that was centimeters from burrowing into my brain, and I have severe nerve damage as well as a paralyzed muscle in my back that is responsible for maintaining the stability of the scapula. Despite these challenges, I have done my absolute best to pay my bills and contribute positively to my community.

I am an elementary school teacher. As such, I do not make a lot of money and I spend a lot of money to furnish my students with supplies. I work in a very impoverished district, so my students need more than most, and I do what I can, from basic supplies to providing food. This makes my budget very strict, not a lot of wiggle room should problems occur.

Well, at the start of the Covid quarantine lockdown, problems occurred. Actually, to be honest, problems started before the actual lockdown, so I will begin there.

For the past five years, I was living with my grandparents. It was an awesome arrangement because my expenses were minimal, and I could contribute to helping my grandparents pay for and run their household. I was also the primary caretaker when my grandpa’s cancer reached its final stages. When he died, my grandma and I were left to manage the household, bills, and became each other’s biggest support. Then grandma was diagnosed and I became her primary care giver. During this time, I suffered liver failure, and we were both incredibly sick, but we managed, especially when I recovered enough to function at my normal level.

Then, just before the March 2020 lockdown, my grandma died. This left me alone, in a home I couldn’t afford alone, maintain a property I wasn’t able to handle, and bills that were way outside of my budget. Because of this, I relied too heavily on credit cards to save me, and I found myself depressed, in debt, and soon to be homeless because I couldn’t afford to stay at my grandparents.

I was lucky enough to find a temporary living situation but, to pay my monthly bills, I am left with around $115. This is supposed to be enough for food, gas, classroom supplies (which have increased exponentially because I have to provided 1:1 materials as opposed to just having enough to share), and healthcare support. This does not include saving any money, nor does it include paying beyond the minimum on my credit card.

To attempt to solve the credit problem, I tried to consolidate my debt, but I was only able to secure an amount that paid off one of the two cards that I incurred a high balance on. I am still $15,000 in debt and trying my best to pull myself out, but I see no end in sight…

I am begging for help because I don’t know what else to do. I wish I could convey the shame and embarrassment I feel, asking for help on a platform like this but words cannot describe it. I relate this failure to provide for myself as being a worthless mess of disappointment, someone unable to be an adult despite approaching 30. To top it off, I am in need of more medical attention due to problems I am having with an implant in my skull, and I truly don’t know how I am going to manage, except by putting the expense on a credit card.

If you have managed to suffer through my prose, and decide to help, even though I am probably not the most in need candidate you could find to support, I cannot thank you enough. If not, I guess I can’t blame you. Compared to others in need, I fit that perfect space of “could use help, but someone else needs it more”.

I should stop. Thank you for your time.

paypal.me/amandaemcc

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 14, 2021

Emergency Shoulder Surgery

Hello, I would put a picture on here, but because of privacy I can’t put a picture of my medical bill and shoulder (which is slightly purple). Your probably wondering why I put this underneath ‘Emergency’ instead of ‘Medical Bills.’ I was to by my surgeon and doctor, that if I wanted to fix my shoulder, I would need to pay $4000, and that’s with taxes. I have tried asking family and friends, but do to Covid, they aren’t willing to lend a hand. I have tried applying for a loan, but because I’m new to ‘credits,’ I have no credit history; consequently resulting in me being rejected every time. I don’t have anything to sell and even if /I did, it wouldn’t be anywhere near the $4000 goal. Let’s continue on to how I got my injury and the symptoms I have been experiencing.

The shoulder injury I have is severe, it has changed the way I do things on a regular basis. My injury occurred approximately 2 years ago, January 15, 2019 to be exact. I was working a cleaning/ custodial position for the food service department at the local hospital. I was trying to do 2 things at once, pushing a 3 ton cart while pulling a 4 ton cart; thus, leading to my injury.

I went to the ER immediately where they injected an anti-inflammation  shot into the area of injury, turns out I’m allergic to a chemical used in anti-inflammation shots. This led to me losing movement in my upper arm for 2-3 weeks.

I did go to therapy, but it wasn’t much use. No matter what we did, my therapist and I couldn’t lower the pain, besides using cold packs and freeze gel constantly. Overtime my shoulder hasn’t gotten better; in fact, it has gotten worst. Sharp, searing pains will hit me everyday, painful to the point I have to stop what I’m doing. There have also been times where my shoulder to my finger tips will go numb.  Recently, there has been constant pain and sometimes I can’t even use my arm.

Overtime, I have learned to deal with the pain, I can do most things with my left hand/arm (the injury was to my right side).

I have undergone numerous MRIs and X-Ray’s, but no one has ben able to pinpoint where the exact location of the injury is. There is a 50% chance the $4000 operation will be successful, but I believe it will be worth it.

I need help, I need the operation before my shoulder/arm injury takes a turn for the worst (to where it may have to be amputated). If you could help me pay, it would be absolutely amazing and life changing.

My PayPal link is paypal.me/lola563

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 13, 2021

Help me save my family

This message is my last call for help

So please if you find it, don’t just scroll down,

Because it’s not just a words in some website

This is a real life situation this is me telling you about my life so please read, even if you can’t help.

as I write this message I’m 19 years old, I’m from Sudan and if you didn’t hear about it’s a country in North-east Africa, my dad died 7 years ago left me and my 6 siblings and a single mother who struggled her whole life for us, she sacrificed her life worked every day all day, she was a single mother and single daughter to her parents, 6 months ago my mother felt sick, when we went to the doctor for the first time he told me that she’s fine but she’s so tired and exhausted and that’s why she feels dizzy and the headache is caused by the lack of sleep , so he gave us some paracetamol and we went back home, she took a nap and everything was fine, nobody worried about anything, she took week off from work and then continued and every time she felt headaches she took a pill, it was all just like this we didn’t notice we didn’t care till it hit us all, suddenly my mom felt down, we took her to the hospital, we waited outside for like 2 hours waiting, praying, crying we don’t know what’s going on, my youngest sister came to me and cried in my lap and I just cried with her she is just 7 years old she had taken so much in her life she didn’t had the chance to see her dad, now she don’t know if she can see her mom again , I mean I can forget everything but I can’t forget that look she gave to me in the hospital that day, and after 2 hours the doctor came and he told us that mom is in a coma, we were all shocked, how could this even be true? Am I sleeping? God please don’t do this to us, how are we going to survive, this gotta be a joke , and from that day till now me and my older sister we are working 12 hours a day

To put some food on the table and to secure a house for us and our grandparents, me and my sister dropped our uni scholarships, and we teach our younger siblings at home because we can’t afford school to all of them, but we still living not the best life you gonna imagine but we surviving somehow, but since the new year has came the rent prices well get doubled and there is no way we can afford it, since we are already in debt to be able to pay my mom medical bills, and if you didn’t get it by the next week we will be kicked out literally, and my younger sister and brother will be taken by the state also my grandparents to some state facility where we won’t meet up with them again until they are 18, so I’m in the risk of losing my whole family, the people who have been with me this whole time we will just be apart from each other, can you imagine the feeling of not being able to see your family again, now I’m not asking you to help me pay my debts that something I will work it out, but I’m asking you to help me pay for the rent it’s 500 dollars that all I need, I need to secure a roof for my family, so I don’t lose them.

I will be thankful for everyone who helped me with this case by sending me money or even praying for me and my family, I’m in urgent need for this, so please I’m calling for you to save me…to save us.

paypal.me/Kimo2001

Filed Under: Emergency Money Tagged With: Africa

Last Updated: January 13, 2021

Help my family pay off our debts

138669649_209803830822900_1156486811458083589_n.jpg138525272_160595875527491_7948827607622176099_n.jpg

Our roof was soaked last year, it was before someone made it from tiles. The pictures show the work someone made so we don’t have to use towels and buckets anymore to collect the water that came in.

We didn’t have enough money to pay for them to work on the roof, but we managed to get loan from the bank we are at.

That’s why we are asking for your help, the debt is around 1500 usd, and it is a hard time for us now.

Please if you can help, any amount of money could be a big help for us.

You can send us money directly here:

paypal.me/hungarianerik

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 11, 2021

I’m in need of help right now please!

Hey I’m Danny 25 of age I’m in need of help at the moment. I have never ask anyone for help if I didn’t really need it. What make me in need of help is getting out of a toxic relationship recently where my ex damage all my belongings like my car, took my wallet from me, now I don’t have my Id or nothing. So I’m at the point of my life where I have to start all over in dealing with Covid 19 do not make it easy in the world right now. So if anyone out there with a heart I’m asking can you please donate please you can send the funds to my PayPal link I want to thank you in advance.

www.paypal.me/Dannywill88 [Read more…]

Filed Under: Emergency Money Tagged With: USA

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