We often hear “I need money now” for rent, food or bills – not an easy situation to be in. See our advice below.

Emergency Rental, Food, and Bills Assistance Programs

How to get help with rent?

At times, many families find themselves homeless, or unable to continue to occupy the premises of their choice. This may be due to fire, accident, storms or many other causes, but often it is merely a problem in paying the rent. Illness that forces a breadwinner to stay home, or loss of a job; any and all of these conditions can put a family in need of temporary assistance to tide itself over until the members of the family find themselves again in a position to pay their own rent without the need of subsidising or other rental assistance.

Agencies have been set up in many parts of the country to help in this regard. Non-profit organizations, these charities, such as The Salvation Army, as well as some governmental agencies are often able to offer emergency rental assistance for families who are being evicted by a landlord, or who simply have no way to pay their rent at the moment. Realizing that landlords, despite the old cartoon imagery of a rich greedy person feeding off the work of renters, the vast majority of landlords are not really making a profit at all on the current tenant. This is only a stopgap so that the landlord may pay the monthly house payments in the hope of some future profit if housing increases in value some years later. If the tenant can’t pay the rent, the landlord may soon find himself in the same position with regard to the lender. Lenders do not want to hear sad stories.

Although these different programs for rental assistance may be available, much depends upon the funding at the moment. Some programs quickly run out of money and are simply unable at the moment to provide further help to persons in need of assistance.

The vast majority of families in need of temporary rental assistance are those to be found in the low-income range; seniors, disable persons and children are among those most often affected. Others too, faced at one point or another with a temporary emergency may qualify for assistance in these cases.

In most cases, those in need of longer-term assistance, persons who have not been gainfully employed for a considerable length of time with not prospects for the immediate future may not qualify for rental assistance under these temporary emergency programs.

Those more likely to receive aid are persons who are able to convince interviewers of their willingness to do what is necessary to get back on their feet along with the ability to do so. Since emergency funding is considered a short-term “fix” for a crisis situation, the grants may be only issued for a few days, perhaps to defray the cost of a motel room, pending the applicant’s ability to find other lodgings.

Therefore it is important, in most similar cases, for the applicant to show the interviewer the imminent possibility to become self-sufficient.

Most non-profit agencies as well as other agencies attempt to work closely with rental assistance applicants to help them with any additional support as needed depending upon each applicant’s situation. Often applicants are further given counseling and referrals to other agencies that may be more helpful to an applicant.

In such cases, any additional services rendered are free to the applicant in crisis. This may include lack of employment and such other problems that may arise such as medical emergencies. Most agencies participate in these endeavors as well as teaching applicants the processes involved in applying for governmental programs, immediate rehousing and how to apply for Section 8 vouchers as well as information about low income housing, and assistance in paying the security deposits that are almost universally demanded by today’s rental market.

Since the goal of all similar agencies to to render aid to persons in immediate need of emergency housing and other crisis situations, the funds issued to applicants for rent or other necessities is only meant to allow the applicant extra time to deal with the emergency. However, at the same time, applicants will normally be provided with support in the long term to guard against similar future emergencies.

If you have an eviction notice or expect to be unable to pay the rent in the immediate future, or even realize that you need to find less expensive living quarters, now is the time to apply for assistance. Often with early application, money may be available to catch up unpaid rent as well as other options that may be explained to you.

Assistance may also be available to help with the security deposit, the initial rents and even moving costs. In some cities non-profit agencies may offer other emergency assistance to those in crisis. These funds are normally paid out on a one-time basis. Depending upon the location, resources that may be in place for housing crisis families can be wide-ranging.

Potential applicants are advised to find the telephone numbers as well as any other information available to them and educate themselves about the different programs that may be able to help with emergency assistance.

Not only non-profit private agencies, but many governmental agencies, are able to provide interim assistance, depending on the locality. Massachusetts has a program called RAFT, while in Texas a rental assistance program called TDHCA is available. Florida has a similar program called EFAHP and in Connecticut their program is called RAP. Many other government programs around the country also offer assistance to pay rent or a portion of overdue rent in their ongoing efforts to reduce the growing threat of homelessness in their particular communities.

Another program, called the Federal Stimulus Program is a little-known program through which our federal government provides billions of dollars across the nation to provide rental assistance for qualified applicants. These funds have become invaluable to families that find it increasingly difficult to keep up with the rising costs of rent and other housing needs.

HUD the Housing and Urban Development, agency works throughout the country as well. A number of families approaching two million are able to use this program, a program that can not only help those in need to pay their rent and/or security deposits, but HUD can issue vouchers to provide temporary housing as well as providing assistance to senior citizens and the disabled to keep up with overdue rental payments.

These programs not only offer grants to help pay rent, but the government Rent Voucher Program aids applicants to seek housing in the privately owned housing market.

These agencies can, generally, offer legal advice to those facing eviction. Every year millions of people receive free legal advice and assistance to educate them with the eviction process and their rights as well as responsibilities. The government provides funded Legal Services Corp. which provides attorneys who may mediate a solution between landlord and tenants in addition to advising tenants of their rights as well as help them apply for Section 8 or other assistance and another positive aid they offer is help and counseling on housing discrimination.

Counseling may also be provided to help applicants apply for government and/or private grants. Money is available for many of these crisis situations.

It is the goal of these agencies to prevent evictions wherever possible. The federal government as well as the many non-profit private agencies strive wherever possible to help applicants remain in their current quarters without the fear of being summarily evicted. Often these agencies are able not only to prevent evictions, but subsequent lawsuits that may be brought against a tenant. Alternatively, the agency may be able to find more suitable and affordable housing for an applicant facing eviction.

Many churches too offer funds that can help those in short-term financial difficulties. United Way and The Salvation Army are only two of the better-known charitable institutions that may be able to offer help when needed. Generally they give priority to those living in apartments and facing short-term financial crises.

A good number of other national and local charities are ready to help with the expenses of rent and other essential needs as well as providing case management and many other social services. No all charities have ready money all the time, but even those may be able to help by helping an applicant with information about other resources and assistance in applying for free grants to pay overdue rent.

Other agencies that often provide help might be, for example, Catholic Charities, Social Service Offices, United Way, the American Red Cross, the Legal Aid Society and as mentioned earlier, The Salvation Army. Aside from these examples there exist many other emergency aid agencies for those who are able to become informed.

While most of these programs provide only short-term emergency aid, they are designed for the most part to tide a family over until a longer-term solution becomes available. Often these same agencies will be able to direct qualified applicants to resources that may assist them in finding an apartment or house for more permanent security.

It is important however, during these times of crisis, to keep in touch with creditors and the applicant’s current landlord so they understand what you are doing and what you expect to accomplishment. It is important that the applicant be extremely honest with everyone about the situation and it may sometimes be possible to have monthly payments temporarily lowered, or even be allowed to skip a monthly rental payment. Other plans may be devised and put into place to avoid being evicted.

It is well-understood that not only landlords but other creditors too are much more willing to cooperate with persons who are up-front with them, honest in their discussions and show a willingness to cooperate and do whatever they can to improve with situations.

How to get help with bills?

Ask The Energy Company

if energy bills are the source of the hardship, then the energy providers’ own in-house programs are often the quickest way to help rearrange and meet repayments.

LIHEAP: Low Income Home Energy Assistance Program

This national program’s focus is on subsidies for repairs, weatherproofing and utility bills that families cannot afford to pay.

LIHEAP covers any energy related home repairs for low-icome families, including seasonal expenses like air cooling systems and winter heating bills. The local LIHEAP office is the first point of contact for those in need of energy or utility assistance. Eligibility varies from state to state.

WAP: Weatherization Assistance Program

The WAP is a federal grant organized by the Department of Energy that helps needy families improve their homes’ energy efficiency, and has assisted over 7 million households across many states, territories and Native American tribes since its inception in 1976.

According to the DOE guidelines, a household with anyone over 60 is eligible for the WAP, as are legally recognized disabled people. Most states make families with children eligible, and the website for the WAPTAC (Weatherization Assistance Program Technical Assistance Center) can advise others if the grants are available in their area, and whether they qualify.

LifeLine Assistance: Free Cell Phones

Americans in need of a cell phone plan but without the means to maintain one can get assistance from LifeLine Assistance‘s free phone program. This is indeed a lifeline as daily life and business in particular is practically impossible without a mobile phone.

LLA is an FCC mandated scheme offering a free cell phone with at least 250 monthly minutes included. It’s available in the 49 states, Washington DC and Puerto Rico, and typically requires a household income below 135% of Federal Poverty guidelines. For some states it is below 150%. Eligibility varies across participating states, with slightly different rules around qualifying income.

Other sources of help are available at state government level, or many national and local non-profit and charity organizations, and the energy companies themselves.

How to get Food For Free?

It doesn’t always require money to eat, and there are many ways to gain free food without adding to your debts or joining the 10% of Americans who have resorted to shoplifting. Ask people you know, or traders and restaurant and store owners.

Above all it’s important to explain why you are asking for food: because you can’t afford to eat. And not to be critical about what food you eat. Without a certain amount of money, there is no longer the choice of what to eat. So meat may become harder to get or if meat’s all that’s on offer and you are a vegetarian, it’s best to accept it with thanks.

Grow Your Own, Share With The Community

The most sustainable – and satisfying – way to provide free food for yourself is to grow it, and you can start with just seeds if you live in the country or with just a small space in the city. Guerrilla gardening is an interesting urban option, more organised community gardens and allotments can share space and expertise for growing, and seed swapping communities among gardeners are a good source of materials and encouragement.

Ask A Farmer

Out in the sticks there won’t be the option of stores and restaurants as a source of food, but ask any farmer and there’ll be some left on the fields that they didn’t or can’t sell. Many will let you pick these leftovers.

Food Banks

A rapidly growing movement in the United Kingdom and US is the organized and charitable distribution of food to those who can’t afford it. Most of the food is donated, and food banks are one of the easiest ways to obtain some nutritious food. Many banks have conditions for who they can give food to, but there is no need to be ashamed about visiting one.

Links to Food Banks in various countries

United States /United Kingdom /Austalia /Canada /Ireland /New Zealand /South Africa

Offers and coupons

Online and direct from the stores, many coupons are available to promote new products. And companies across the United States send out free samples of new products. They’re unlikely to provide a healthy, balanced diet on their own but could supplement free food from other sources.

Waste Food

In an affluent country there is an abundance of unsold or waste food, and a little social interaction and resourcefulness can unlock access to a surprising amount of it.

Ask at the market

Often around closing time, stall holders will sell off any remaining stock for next to nothing, and it’s always worth telling them you have no money and asking if they’ll give you something for free. You can often pick up some fruit or salad, and if they can’t offer anything, thank them anyway and ask at another stall.

Free Supermarket Food

Ask at the big stores and you’ll be too far down the chain of command: “My boss doesn’t allow us to do that” will be the usual answer. So smaller supermarkets and neighborhood stores are a better option, where you can talk to that boss. You may find warmth and generosity among Muslims and immigrants to the West who run stores.

Restaurant Leftovers

It requires some patience, a little nerve and a bit of practice, but it’s possible to get free, professionally prepared food, even a table to sit and eat it at. Restaurant districts in cities are obviously the best place to try this, and expect a success rate around 5%, so it requires persistence, but will sharpen your bargaining skills, and who knows where else that could lead?

Turn up at a restaurant after the busiest time but not too late, and explain that you have no money and ask if they have some left overs in the kitchen. It can help to have a container such as a plastic box ready in case they do have something, and if they’re friendly and can’t offer anything the first time, maybe they can put something aside the next day.

Searching and Foraging

It grows on trees, on the ground and some seasons there’ll be abundant fruit and tasty plants such as dandelions or chickweed. Even cities can produce some tasty wild food, and anyone near downtown Seattle has access to America’s first Food Forest in a major city.

Dumpster Diving

Growing media coverage of the colossal food wastage at supermarkets and restaurants has made it much less weird, and more popular, to search through the dumpsters in search of some quality food to turn into a meal.

Last Updated: May 16, 2021

I am a fool who is in over his head.

Hello, everyone, My Name is Enrique,

I hope and pray everyone is doing well during these trying times. I really do not like asking for help as I am sure others have read time and time again but it’s become pretty difficult over the last year to stay afloat. I know that there are others who are less fortunate than I am, so before I talk about myself and my situation. Here are some other folks who I want to shed some light on please. Thank you :)

Here is a Veteran I found on this site who also needs help if you wouldn’t mind reading his story:

Really need help paying down my debt.

There is a Lyft driver who was robbed at gunpoint:
https://www.gofundme.com/f/help-paul-raise-money-to-see-a-doctor?utm_campaign=p_cp_url&utm_medium=os&utm_source=customer

A mother who needs help get a new car so she can take care of her children:

New Car Needed bBadly

Det. Luca Benedetti Family Relief Fund:
https://www.gofundme.com/f/detective-luca-benedetti-family-relief-fund?utm_campaign=p_cp_url&utm_medium=os&utm_source=customer

A little bit about me. I am a 22-year-old guy who is currently looking for a second job to earn extra money, fortunately, I still have one but I am a bit nervous about losing it due to not meeting certain monthly metrics. I live with my significant other and we both are barely making ends meet due to my foolishness. A year ago, I was doing well enough for myself but when covid struck. I lost a huge portion of my income, now I am stuck with this insanely high car payment that I cannot afford and need about 5000 dollars to get out of it. I am looking for places to sell the car and have found a few but due to the selling value of the car, I am left with about 5000 dollars or so of negative equity that I need to pay upfront. I am stressed beyond belief due to my fear of losing my job and not being able to take care of my love. I never want her to face any hardships or troubles due to my incredibly foolish mistakes with thinking I could afford this car. I do not want to ask but if things go south with my job, I will do what it takes to hustle to protect the happiness of my woman.

I don’t deserve the support of anyone as I mentioned before as there are others who are in a far worse situation than I am so please if you want to donate to anyone and don’t want to help me. There are some good folks above who need assistance more than me. Thank you to anyone who read this, I hope everyone is safe and healthy. Have a wonderful day.

My PayPal donation link:
https://www.paypal.me/appreciatekindness

My Venmo ID:
@INDASKYZ
https://venmo.com/code?user_id=2586640111370240166

My Bitcoin Wallet ID:
Default: bc1qpgpgnva44x9d34m67h54jyy07f8enyjhe7ymlf
Compatibility: 3KPvvutarUnRrgh2iwEFqxBSXRdM1wA668
Legacy: 1MkPf16JLNZYEp4Nf9nyhseQqueUBadj44

Last Updated: May 16, 2021

Please help mercedes and mom m

Hi my name is April and I have with me my best friend my entire world. My 8 and half year old miniature poodle she is the most affectionate caring sweet loving little one to me in this entire universe she is my everything . I have found unfortunately her and myself to be in a desperate financial situation I have never written anything like this before or asked anyone for anything . I have been the person always helping others unconditionally and will again once lex and I get through this , this is very difficult for me to write but I have no other options I do not believe . I will keep as simple as possible but feel free to privately ask me any questions I will gladly answer anything . Let me start from the beginning : a year ago my husband and best friend my only family other than lex passed away he was my confident my partner we worked hand in hand at our business we ran from our home and provided a nice comfortable stable life for us and lex . He passed away July of last year and my world was turned upside down so I sold our family home if 14 years in florida and in end of March of 2021 lex and I went to the mountains to buy a new home and start over with change of scenery and change of seasons with bright future ahead . Well things changed quickly I befriended a woman at hotel we were staying who said she used to be realtor and could help us find our mountain home well this was the beginning of our downfall, i entrusted In her and long story short she had basically targeted me and over course of next month while we looked at homes she proceeded to steal our information and In the end here lex and I sit for next week or so with no money for gas lodging or anything she basically took everything including car which I was however able to get back and that is better than nothing at this point bud I can not put gas in our car I can not put lex and I in a hotel we have been like this for 2 days now and need immediate help please I have no family to turn to and always kept my circle small because lex is my everything . I now am heartbroken and in distresz I look at lex and it brings tears to my eyes she and myself have never been in this situation before and hope to never again he but trying to stay positive and make best of it thinking there has to be a greater meaning of all of this . But at same time we are in desperate need of a little financial help so I can get us a hotel for the week or even a night and gas for our car and if intended my prescriptions but I’m concerned about keeping lex secure with me and stable for next week or whatever this takes at this point we have our car and have slept in it past 2 nights but tonight is getting to the 40s and I’m worried due to fact our car is like on empty and I have no money to put gas in car or anything I have called around for help thinking maybe due to situation there could be help but churches say since im from Florida and not here they can’t help even in our desperate situation and no dogs at shelter so now I sit here writing this and I am embarrassed and ashamed but do not know any other option we have never faced this before and hope to never again I care about people and help people and do not understand how someone could do this to lex and me but it’s okay there must be greater meaning but for now we have nothing we have spent our days in park walking and playing and 2 nights in our car but now no gas no shelter and it’s scary If anyone could please help us we will be forever grateful and I will pay it forward when this is all over and will take this down when basic needs are met thank you everyone for reading and taking your time to listen that to me means the world could someone please please help us with a little money for gas food shelter medications just please help me help my tiny little family so I can make us whole again and basic needs met I am embarrassed and can not imagine I’m writing this but do not have any other options please please help us I will take down once I have a little help and will remember you forever with gratitude and love of a stranger . Please help us darkness is falling and it’s getting colder we are in virginia and it is beautiful here and hopefully in next week we will be back to normal living our life with a bright future ahead .thank you very much .take care . please I’m desperately needing a little helping hand no matter what I will make sure lex is loved with greatest 😘 😘 😘 love there is and will always put her before myself and keep her happy but pjease help us I will pay forward when this ordeal is repaired and I’m forever grateful for anyone that even took the time to listen and wish everyone a wonderful life thank you very much anything is greatly appreciated and we will forever remember In our hearts anyone who helps us thsnk you very much take care and please remember us .

PayPal: @aprilbobrowsky

Hugs to all !; Please help I’m desperate and embarrassed. Forever grateful

Last Updated: May 16, 2021

COVID Has Made Finances Slim — Need Help Paying Internet Bill

Please help — I need to get my internet bill paid but my hours have been cut at my job due to COVID destroying our economy here in the United States…Now they’re talking about laying me off at the end of the month as we are struggling to get sales back up in our travel office. I need internet to work as I work part time from home, part time in the office as I live in Illinois and COVID restrictions are still out there. Unfortunately I had to save up all stimulus money to buy a car and I am stuck with bills that I am slowly having to pick and choose which to pay. Things are getting extremely hard in my household, we don’t know how we’re going to keep the water running or the lights on. We’re all trying our hardest, I even had to apply for food stamps (first time ever in history) to be able to put food on the table.

It’s rough and like I said we’re picking and choosing what bill is paid over the other. I am terrified as we are just trying to keep a roof over our head, clothes on our back, shoes on our feet and food on the table but it’s seeming to get harder and harder as time goes on.

The Mediacom internet bill is $93.09 and it is past due by several weeks now. I have tried to get the company to work with me on some type of payment plan, reducing the cost, etc. but they just won’t budge. This economic crisis has hit my family hard and the $93.09 would be a lifesaver so I can continue my job for hopefully the remainder of the year if not the rest of this month.

If anyone out there would be willing to provide us with the $93.09 to help us pay for this bill we would be more than grateful and appreciative. We are just trying to get back on our feet after COVID took my fiance’s job from him and stole hours of my job from me but it seems that the virus hasn’t finished it’s damage just yet. I am hoping to get some sort of blessing or financial relief so that this weight of money troubles can get lifted off my shoulders and I can hopefully take one sigh of relief and relax for even just a moment.

Thank you for your time.

https://paypal.me/JessicaWhite396?locale.x=en_US

Last Updated: May 14, 2021

Really need help paying down my debt.

Hello everyone, my name is Cristof. I am nervous asking all of you for help on here. I am a veteran of the U.S Army. I left the military a few years ago with tons of debt to pursuit better jobs with better wages. I landed some good contracting jobs, but the debt was still too much for me to handle. I was forced to sell my house, relocate to various states looking for employment. I was able to get rid of some debt by working in Afghanistan in 2019, but when I heard about the covid-19 issue, I had to come back to the states to deal with some financial and family issues. For months I was unemployed and I had to reach out to my bank to provide me with some personal loans, and credit cards to make ends meet, so now I am going into further debt. I currently have a job, but its not enough to pay all my bills and rent. Financial Probs.png

Please I beg you if you can help me by sparing some cash, I would really appreciate your help and you will forever be in my debt.

https://paypal.me/cristof91?locale.x=en_US

Last Updated: May 14, 2021

2 steps forward, 3 steps back

Hello, I’m not exactly sure how to go about this but desperation has set in. To start off, I’m a college football player and cannot work in-season so I essentially work my ass off the rest of the year to try to afford things. I had to transfer to a local community college for a semester (due to a Covid Policy violation, a girl asked to come over at 3 am and I said yes not knowing she wasn’t from my building and she ended up setting a room down the hall on fire) where I recently completed 16 credit hours to get my associates degree while working full time and training for the upcoming season. I have been trying to save up for a new car as I totaled mine in August, was approved for a loan to get it and everything seemed great. Unfortunately, I had made the poor decision at my place of employment to try and cut corners to afford my down payment and monthly payments, and I was fired and arrested for petit larceny. I’m fully aware, embarrassed, and disappointed in myself for my actions. I am now facing up to a thousand dollar fine and year in jail for the misdemeanor, despite my actions being labeled non-malicious. Now I’m stuck between finding a way to make my rent, car payments, insurance, tuition, etc work with no job. The past twelve months have been absolute hell, not just for me, but for everyone. I shouldn’t have put myself above anyone, and taken bang energy drinks to make it through my overnight shift, and I recognize that, but now I’ve hurt myself once again and have to resort to asking for the kindness of strangers to help keep me afloat. Absolutely any and all forms of help would be appreciated beyond expression. Thank you

My PayPal is @thejohnwright71

As is my Instagram

Last Updated: May 13, 2021

The Journey for a Better Tomorrow

Hello, my name is Naomi Moreno. I’m currently 19 years old, fresh out of high school. As we all know 2020 has been a rough year for many people including myself. Since the start of the Covid-19 pandemic has happen, it has caused many to lose their jobs, homes, special events and of course the hardest of them all a loved one. For me it has made a lot of things every difficult. Currently I am bouncing from home to home or hotels because I was no longer welcome in my household. I was kicked out towards the end of August because of toxic family behavior. Shortly after moving in with a friend, I lost my job. I paid rent and helped out with groceries, gas, clothes and other things the 5,000 dollars I had saved from all my paychecks decreased very fast. Money was also stolen from me which pushed me to move out from the home I was in. Since Covid happen not many people were willing to extend a hand and have someone live with them. So I started to use my credit card to pay for hotels and food so I can eat. Finding jobs were even more difficult because we were still in our high alerts, many jobs did not want to higher new people because it could cause the risk of others getting sick. So as you can imagine my credit card debit increased and now I’m paying for it. Finally got a job last month but none of my paychecks are of much help to me at the moment because I’m trying to pay off my credit card debit. Besides losing a home and a job I stopped attending church and stopped being part of my ministry I love playing instruments writing songs and singing but started to losing my motivation… lately it’s been difficult especially being a person of faith it has caused me to lose hope and wonder why I must struggle the way that I am now. I can’t lie money does not bring happiness but it can cause depression especially when you get in a really bad place. When I couldn’t afford a hotel or find a place to stay sleeping outside was what I knew best but being a girl it puts you more as a target for terrible things to happen… and I forgive those men who have hurt me but sadly I’m still lost and numb inside. I lost the privilege of being the first in my family to walk the stage as I graduate with a 4.05 and in gold. I missed celebrating holidays with people I love and instead learned to just be alone. My birthday just passed in February so spending my 19th birthday alone was just really tough. And although I was going through a rough time my mind started to take me place where I didn’t want to be. I tried to look for the good in life and find small things to be my inspiration. Slowly my light is starting to return people are starting to get better the pandemic isn’t as scary as it was before my school is opening up and I found someone that I truly love who has been trying to help me to the best of his abilities. I know my story isn’t much and I understand many people are in need of help who deserve it a lot more than I do but all I’m asking for is a little because anything can go a big way. I don’t have a car or a solid place to stay and that’s all I aspire to have right now a place of my own where I can build myself back up and feel safe and a car to help me go to work and come back without having to walk late at night or take a bus or an Uber. I promise I just want to achieve my goals and show everyone that I was able to make it through my rough patch. I want to achieve my goal of getting my degrees and working as an OB or Neonatal nurse. And eventually when I get there I hope my story can be an inspiration to someone else that no matter how bad the storm may be the sun will always come back and shine on a brighter day.

https://paypal.me/baeomi1?locale.x=en_US

Last Updated: May 12, 2021

Help my family

Hello my name is Hannah and I’m posting today in the hope that kind hearted individuals will hear my struggle and be willing to help.

Last summer my father had a stroke which has affected his and my families way of life. My dad was in hospital for approximately 13 weeks and received therapy to try and regain mobility. Despite these efforts, very little progress was made and my father has now come home but with limited quality of life. He is bed bound completely, blind in one eye and has lost the use of half his body. This has been a very difficult time for us all, both financially and mentally. We have no carers and look after my dad on our own, as a family. Whilst we are managing to do this, the struggle and hardships have not gone away.

Simple things like getting dad out of bed or even having a shower are now close to impossible. My father is 48 and had a good quality of life prior to this, but now he has a very limited quality of life and mentally he has been affected quite badly. My dad now has no employment so the bills have fallen upon the heads of my mother and myself. Whilst we work full time in our respective jobs, and care for dad, we are not making enough and need some help. This is what has bought me here today.

I am really hoping and praying that we receive donations to help get my dad some private physiotherapy sessions, to try and regain his mobility somewhat. I am also planning on using any money obtained to make house hold adjustments to care for him and clearing the mortgage to relieve some stress from my mother. These adjustments also include getting wheelchair access and a wet room, so my father can get a shower and feel more himself.

Coming onto this site and begging strangers for money is never something I thought I would do, but my family is in a real hardship and the kindness from others to help us would be beyond amazing.

Thank you for taking the time to read about our struggle and helping us where you can. If you would like to make a donation I have listed my PayPal account below. Thank you again and god bless.

paypal.me/HJS123

Last Updated: May 11, 2021

Emergency Request

Whoever reads this I hope you are doing well. My name is Michael, I’m a young man who likes ducks & The Office. I’ve never asked for charity before, and I hope one day to pay it forward.

Covid has been hard on us all. The Pandemic spared my health, but obliterated my financial situation. Since last year, I’ve kept afloat by budgeting and saving as best I could. But a disaster has suddenly hit me:

I am being sued for an unpaid debt of $7333

I don’t know what to do. I don’t have money to pay it off. I have never been to court before. Im so worried about the future.

Thanks for hearing out my situation. Please, if you can help me, I will appreciate your help forever. My PayPal link is

https://paypal.me/michaelf44

Paypal.me/michaelf44

Last Updated: May 12, 2021

Desperate Dad of 2 with NICU bills

I’m not sure how one starts a letter like this. This isn’t a position I ever thought I would be in. I have two amazing little kids. A perfect little girl who just celebrated her second birthday and a little boy who is 9 weeks old. My wife and I are very blessed in many ways. We were high school sweethearts. She owns an Etsy shop and I’m a writer. Struggling writer I guess you could say. Emphasis on struggling. Life has never been easy but over the last year it has been especially difficult. Our second car broke down in 2020 and we haven’t been able to get it repaired. This past week, our one remaining car started to give out. Every time we drive it, I hold my breath, terrified it’ll die on the side of the road with all of us in it. That sort of lingering stress seems to be the new normal. It all started two years ago when my daughter was born prematurely. My wife had a very difficult pregnancy but she powered through like superwoman. My daughter was born at 32 weeks, 4lbs, and had to spend a month in the NICU. The nurses were wonderful and I’m proud to say that today my daughter is a very healthy, strong, and adorable two-year-old. Because of lousy insurance, our hospital bills were in the six figures. Every month, as we slowly chipped away at them it seemed like something else would find a way of going wrong. Right when things started to turn around, Covid hit. My wife had just started a new business a few weeks before and we were forced to pull the plug on it almost immediately. Soon after, the writing job I had depended on to put food on the table for the next six months fell through because of production cuts. In the blink of an eye, there was no money coming in. The bills began piling up and for a little while there, it seemed everything that could possibly break did. The dryer, the car, the water heater, the dishwasher, my computer. There hasn’t been a single month in the last year and a half where I knew where the money for the following month’s rent and bills was going to come from. I wouldn’t wish this kind of stress on my worst enemy. Last night, as I rocked my daughter to sleep, I quietly came undone. The floodgates ripped open and there was no closing them. I cried like a baby while holding my first baby. I cried because I’m sad… because I’m frustrated… But mostly, because I’m scared. This is not how I saw my life going. I grew up on the poverty line, but I never thought I’d be back here. Not now. Not when I have a wonderful wife and two beautiful kids to provide for. I don’t believe in asking for more than you need and while I’d love to pay off our debt, that’s not what I’m asking for. What we need more than anything right now is just enough to get through the next month’s cycle of bills. $4,800. I am a firm believer that good news is always just around the corner and I have no doubt better days are ahead. I’m not sure how to end this so I’ll just say thank you. Thank you for reading this. I know it’s probably silly but writing this already feels like it helps. Even if only a little.

https://paypal.me/jdjames23

Last Updated: May 11, 2021

Abusive Dad…I got kicked out.

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My parents have been going through a really nasty and ugly divorce. My dad has grown increasingly more and more violent and very difficult to manage. He went off on a ranpage and was chasing my mom around the house the other night and was screaming and calling her terrible names. My mom sleeps in my little sisters room ever since my Dad pinned her to the bed and wouldnt let her go…if you know what i mean. I intervened because he was acting like this in front of my little sister and i didnt think that was ok. Dad doesnt like when i get involved and ends up turning on me. Id rather that then on my mom or sister. But, this time, the cops were called and there were 6 squad cars out front to handle the situation. My dad didnt go to jail, but i got kicked out for “instigating”. I just wanted to protect my mom and siblings. But now im out of the house on my own. All my family is in Michigan and my older brother doesnt talk to me, so im stuck. I just need a bit of money to help with a place to stay and some food. I have a job at a printing shop that i started 2 weeks ago, but because i started mid pay period, i wont get paid till next pay day. Plus i got very sick with the flu after my first week, so i missed some hours. My paycheck wont be as big as i had hoped for. Even if you just read and if there is a way to share this, that would be cool…i just need a little help, please. I found 3 grey hairs…IM 23! THE STRESS IS TURNING ME GREY AHHH

https://www.paypal.com/paypalme/my/profile

Last Updated: May 10, 2021

Urgent Need

I’m a 73 year old Vietnam Veteran and have been married 53 years. We have always paid our bills and tried to save and we enjoyed an excellent credit score for many years. We’ve always lived up to our responsibilities even when it was difficult. In the last few years and after retiring, things got very tight. I worked part-time jobs to supplement our Social Security. It became necessary to do an expensive repair to our house while living in Ohio (we have since returned to Texas). The house was older and required the windows to be replaced. It had to be done so we proceeded at a cost of $20,000. We fell for a financing option that allowed no payments for 18 months but when that 18 months were over, we realized interest was accumulating and we then owed considerably more than $20,000. When we sold the house to return to Texas, it was worth about what we paid for it and realized no monetary gain and we still owe the cost of repairs to a house we no longer own. Additionally, the loss of my job in March, 2020 left us with just Social Security to live on which just isn’t enough. We used all of our resources to keep up but that money is now gone and we’re on the verge of bankruptcy which hurts to even think about. Our children are giving us money monthly to help and that’s an embarrassment and can’t go on indefinitely. Any help we can get would be a godsend and we’d be forever grateful. Thank you for reading about our situation.

Our Paypal link is: paypal.me/Siciliano1948

Last Updated: May 9, 2021

Blessings go far

Hi, im Aaron.

I am a father of five. Married for ten years.

I work on windfarms and pipelines.it seems work has slowed but hardships are coming. i also work as a residential handyman and entrepreneur.

My reason for being here today, is that i would like to set up a fund. this fund helps me train and motivate drop outs. i teach carpentry and construction to up to 9 young adults. i didnt think it would go far but it seems successful

I will be using the funds to gather more supplies which they keep as they go off on their own.my resources are just running low. and as my children move forward in age i would be doing the same for the ones who choose not to go to college.

I also help with funding to those ready for certifications.

This financial blessing helps ease the financial tension as ive recently been struggling to come out of pocket to help individuals.

I appreciate your time and efforts

Mr. AMP

https://paypal.me/mramp2018?locale.x=en_US

Last Updated: May 9, 2021

Debt consolidation – too much for me

Hi all, thank you for taking the time to read my request!

When I was 18-21 years old I struggled financially and got myself into a little debt. Nothing too extreme. Since then I have worked my whole life and started to clear it all. I lost my job in December due to the pandemic and since then have struggled to find work having countless interviews just not getting any luck. I have had to move into my partners parents house with her and our newly born son. We can’t afford our own place just yet!
Since losing my job I have just found myself further in debt and because of my previous history and now been unemployed I cannot find a debt consolidation loan :(.

I never knew sites like this excisted until I had to research because I have no other option now. In all honesty I don’t expect much from this as I’m unsure if they actually work but whatever I do recieve I am going to vouch that once I’ve found my feet again I’m going to donate to other unfortunate people who are seeking the same help.

Here’s my PayPal link.

https://www.paypal.me/SBuckton

thanks in advance everybody!

Last Updated: May 8, 2021

Kid safety, work, disabled mother and son, more.

abused as a kid. had kids young. with the mom for 19 years before I couldn’t stand it anymore. I moved out awhile, then she moved out. we shared the kids until her new boyfriend hit her. they stayed with me for a month, then she came with the cops to take them since we were not divorced. we shared them again until it happened again. they moved back in. my autistic son turned 18 and was happy he wouldn’t have to move back in with his mom. she filed divorce and wants custody, child support, property. she actually hadn’t worked in years and I let her take most of the household items, even bought some for her new place. paid her rent till the first domestic thing. turns out he has a record for the same thing twice and other felonies also. so I’m worried I need a lawyer. I’m out of work at the moment. my daughter doesn’t want to live with the new boyfriend and I’m panicked. she is almost 17 so we are going to hope the judge will just listen to her. meanwhile I sleep on a couch so the kids can have their own rooms. I have food planted and have been trying to convert to a minimalist lifestyle. my son is autistic and in private school, tuition goes up each year. he will take a trade next year as well. we all share an aveo with an exhaust leak. the kids and myself open doors for people, donate to the needy even as we near disaster. My son will make a great mechanic. my daughter wants to be a therapist. I strive to work in areas that help people in some way. service haha I never had the education to reach that comfortable level. I grew up on powdered milk and government cheese, my kids did not. I have given everything to make sure they had it better than I with success. I want to continue to support them in their goals and keep my mother out of a home. funds donated would go first to secure a lawyer for this family legal matter. we agreed to a no contest even custody split before this new boyfriend got in her head. further funding will go to the household fishbowl. growing our own food has been our goal this summer as well as keeping the little car running. my son is over 6′ 300lbs and doesn’t fit in it, he’s got an old caprice he is fixing up. while I find work bills find the way here. honestly my younger years have my front teeth rotten so finding work is harder every year. I do very well in agriculture but with one car I can’t travel far reliably. if I won a million dollars I would pay for the kids collage first. buy them both slow safe base model cars and insurance. pay off the house and fix the bigger stuff put off. I would start a business that I honestly thought helped people feel better and spread that positive feeling. I would get my mother whatever she thought looked pretty still cook dinner at the house. there would be no big tv sets or boats until there was a solid plan without the stress of worrying about one more thousand dollars costing us the house. this might have turned into a real rant but I like to be happy. we like to make others happy. my daughters art shows her love and acceptance while dealing with her internal conflict knowingly. she is an inspiration and any funds sent will directly improve lives that will pay it forward in spades.

Last Updated: May 7, 2021

Financial crisi

I was let go from my job at the end of January, with no warning. I applied for unemployment and received it for awhile, which helped put me through CNA school to help me get a better job. Unemployment stopped paying for three weeks without warning, and I went into debt to pay my bills. I also went without pay for an additional three weeks after I got my job waiting on my first paycheck, which was not enough to get me out of debt. I’m afraid I’m going to be stuck in this cycle of debt unless I can somehow find money to get out. I’m a full time student as well, and Navy veteran, and I never imagined that I would be in this sort of situation. I’m about to move into a new apartment where I will be paying less in rent and utilities, which will help some, but I don’t know what else to do.