We often hear “I need money now” for rent, food or bills – not an easy situation to be in. See our advice below.

Emergency Rental, Food, and Bills Assistance Programs

How to get help with rent?

At times, many families find themselves homeless, or unable to continue to occupy the premises of their choice. This may be due to fire, accident, storms or many other causes, but often it is merely a problem in paying the rent. Illness that forces a breadwinner to stay home, or loss of a job; any and all of these conditions can put a family in need of temporary assistance to tide itself over until the members of the family find themselves again in a position to pay their own rent without the need of subsidising or other rental assistance.

Agencies have been set up in many parts of the country to help in this regard. Non-profit organizations, these charities, such as The Salvation Army, as well as some governmental agencies are often able to offer emergency rental assistance for families who are being evicted by a landlord, or who simply have no way to pay their rent at the moment. Realizing that landlords, despite the old cartoon imagery of a rich greedy person feeding off the work of renters, the vast majority of landlords are not really making a profit at all on the current tenant. This is only a stopgap so that the landlord may pay the monthly house payments in the hope of some future profit if housing increases in value some years later. If the tenant can’t pay the rent, the landlord may soon find himself in the same position with regard to the lender. Lenders do not want to hear sad stories.

Although these different programs for rental assistance may be available, much depends upon the funding at the moment. Some programs quickly run out of money and are simply unable at the moment to provide further help to persons in need of assistance.

The vast majority of families in need of temporary rental assistance are those to be found in the low-income range; seniors, disable persons and children are among those most often affected. Others too, faced at one point or another with a temporary emergency may qualify for assistance in these cases.

In most cases, those in need of longer-term assistance, persons who have not been gainfully employed for a considerable length of time with not prospects for the immediate future may not qualify for rental assistance under these temporary emergency programs.

Those more likely to receive aid are persons who are able to convince interviewers of their willingness to do what is necessary to get back on their feet along with the ability to do so. Since emergency funding is considered a short-term “fix” for a crisis situation, the grants may be only issued for a few days, perhaps to defray the cost of a motel room, pending the applicant’s ability to find other lodgings.

Therefore it is important, in most similar cases, for the applicant to show the interviewer the imminent possibility to become self-sufficient.

Most non-profit agencies as well as other agencies attempt to work closely with rental assistance applicants to help them with any additional support as needed depending upon each applicant’s situation. Often applicants are further given counseling and referrals to other agencies that may be more helpful to an applicant.

In such cases, any additional services rendered are free to the applicant in crisis. This may include lack of employment and such other problems that may arise such as medical emergencies. Most agencies participate in these endeavors as well as teaching applicants the processes involved in applying for governmental programs, immediate rehousing and how to apply for Section 8 vouchers as well as information about low income housing, and assistance in paying the security deposits that are almost universally demanded by today’s rental market.

Since the goal of all similar agencies to to render aid to persons in immediate need of emergency housing and other crisis situations, the funds issued to applicants for rent or other necessities is only meant to allow the applicant extra time to deal with the emergency. However, at the same time, applicants will normally be provided with support in the long term to guard against similar future emergencies.

If you have an eviction notice or expect to be unable to pay the rent in the immediate future, or even realize that you need to find less expensive living quarters, now is the time to apply for assistance. Often with early application, money may be available to catch up unpaid rent as well as other options that may be explained to you.

Assistance may also be available to help with the security deposit, the initial rents and even moving costs. In some cities non-profit agencies may offer other emergency assistance to those in crisis. These funds are normally paid out on a one-time basis. Depending upon the location, resources that may be in place for housing crisis families can be wide-ranging.

Potential applicants are advised to find the telephone numbers as well as any other information available to them and educate themselves about the different programs that may be able to help with emergency assistance.

Not only non-profit private agencies, but many governmental agencies, are able to provide interim assistance, depending on the locality. Massachusetts has a program called RAFT, while in Texas a rental assistance program called TDHCA is available. Florida has a similar program called EFAHP and in Connecticut their program is called RAP. Many other government programs around the country also offer assistance to pay rent or a portion of overdue rent in their ongoing efforts to reduce the growing threat of homelessness in their particular communities.

Another program, called the Federal Stimulus Program is a little-known program through which our federal government provides billions of dollars across the nation to provide rental assistance for qualified applicants. These funds have become invaluable to families that find it increasingly difficult to keep up with the rising costs of rent and other housing needs.

HUD the Housing and Urban Development, agency works throughout the country as well. A number of families approaching two million are able to use this program, a program that can not only help those in need to pay their rent and/or security deposits, but HUD can issue vouchers to provide temporary housing as well as providing assistance to senior citizens and the disabled to keep up with overdue rental payments.

These programs not only offer grants to help pay rent, but the government Rent Voucher Program aids applicants to seek housing in the privately owned housing market.

These agencies can, generally, offer legal advice to those facing eviction. Every year millions of people receive free legal advice and assistance to educate them with the eviction process and their rights as well as responsibilities. The government provides funded Legal Services Corp. which provides attorneys who may mediate a solution between landlord and tenants in addition to advising tenants of their rights as well as help them apply for Section 8 or other assistance and another positive aid they offer is help and counseling on housing discrimination.

Counseling may also be provided to help applicants apply for government and/or private grants. Money is available for many of these crisis situations.

It is the goal of these agencies to prevent evictions wherever possible. The federal government as well as the many non-profit private agencies strive wherever possible to help applicants remain in their current quarters without the fear of being summarily evicted. Often these agencies are able not only to prevent evictions, but subsequent lawsuits that may be brought against a tenant. Alternatively, the agency may be able to find more suitable and affordable housing for an applicant facing eviction.

Many churches too offer funds that can help those in short-term financial difficulties. United Way and The Salvation Army are only two of the better-known charitable institutions that may be able to offer help when needed. Generally they give priority to those living in apartments and facing short-term financial crises.

A good number of other national and local charities are ready to help with the expenses of rent and other essential needs as well as providing case management and many other social services. No all charities have ready money all the time, but even those may be able to help by helping an applicant with information about other resources and assistance in applying for free grants to pay overdue rent.

Other agencies that often provide help might be, for example, Catholic Charities, Social Service Offices, United Way, the American Red Cross, the Legal Aid Society and as mentioned earlier, The Salvation Army. Aside from these examples there exist many other emergency aid agencies for those who are able to become informed.

While most of these programs provide only short-term emergency aid, they are designed for the most part to tide a family over until a longer-term solution becomes available. Often these same agencies will be able to direct qualified applicants to resources that may assist them in finding an apartment or house for more permanent security.

It is important however, during these times of crisis, to keep in touch with creditors and the applicant’s current landlord so they understand what you are doing and what you expect to accomplishment. It is important that the applicant be extremely honest with everyone about the situation and it may sometimes be possible to have monthly payments temporarily lowered, or even be allowed to skip a monthly rental payment. Other plans may be devised and put into place to avoid being evicted.

It is well-understood that not only landlords but other creditors too are much more willing to cooperate with persons who are up-front with them, honest in their discussions and show a willingness to cooperate and do whatever they can to improve with situations.

How to get help with bills?

Ask The Energy Company

if energy bills are the source of the hardship, then the energy providers’ own in-house programs are often the quickest way to help rearrange and meet repayments.

LIHEAP: Low Income Home Energy Assistance Program

This national program’s focus is on subsidies for repairs, weatherproofing and utility bills that families cannot afford to pay.

LIHEAP covers any energy related home repairs for low-icome families, including seasonal expenses like air cooling systems and winter heating bills. The local LIHEAP office is the first point of contact for those in need of energy or utility assistance. Eligibility varies from state to state.

WAP: Weatherization Assistance Program

The WAP is a federal grant organized by the Department of Energy that helps needy families improve their homes’ energy efficiency, and has assisted over 7 million households across many states, territories and Native American tribes since its inception in 1976.

According to the DOE guidelines, a household with anyone over 60 is eligible for the WAP, as are legally recognized disabled people. Most states make families with children eligible, and the website for the WAPTAC (Weatherization Assistance Program Technical Assistance Center) can advise others if the grants are available in their area, and whether they qualify.

LifeLine Assistance: Free Cell Phones

Americans in need of a cell phone plan but without the means to maintain one can get assistance from LifeLine Assistance‘s free phone program. This is indeed a lifeline as daily life and business in particular is practically impossible without a mobile phone.

LLA is an FCC mandated scheme offering a free cell phone with at least 250 monthly minutes included. It’s available in the 49 states, Washington DC and Puerto Rico, and typically requires a household income below 135% of Federal Poverty guidelines. For some states it is below 150%. Eligibility varies across participating states, with slightly different rules around qualifying income.

Other sources of help are available at state government level, or many national and local non-profit and charity organizations, and the energy companies themselves.

How to get Food For Free?

It doesn’t always require money to eat, and there are many ways to gain free food without adding to your debts or joining the 10% of Americans who have resorted to shoplifting. Ask people you know, or traders and restaurant and store owners.

Above all it’s important to explain why you are asking for food: because you can’t afford to eat. And not to be critical about what food you eat. Without a certain amount of money, there is no longer the choice of what to eat. So meat may become harder to get or if meat’s all that’s on offer and you are a vegetarian, it’s best to accept it with thanks.

Grow Your Own, Share With The Community

The most sustainable – and satisfying – way to provide free food for yourself is to grow it, and you can start with just seeds if you live in the country or with just a small space in the city. Guerrilla gardening is an interesting urban option, more organised community gardens and allotments can share space and expertise for growing, and seed swapping communities among gardeners are a good source of materials and encouragement.

Ask A Farmer

Out in the sticks there won’t be the option of stores and restaurants as a source of food, but ask any farmer and there’ll be some left on the fields that they didn’t or can’t sell. Many will let you pick these leftovers.

Food Banks

A rapidly growing movement in the United Kingdom and US is the organized and charitable distribution of food to those who can’t afford it. Most of the food is donated, and food banks are one of the easiest ways to obtain some nutritious food. Many banks have conditions for who they can give food to, but there is no need to be ashamed about visiting one.

Links to Food Banks in various countries

United States /United Kingdom /Austalia /Canada /Ireland /New Zealand /South Africa

Offers and coupons

Online and direct from the stores, many coupons are available to promote new products. And companies across the United States send out free samples of new products. They’re unlikely to provide a healthy, balanced diet on their own but could supplement free food from other sources.

Waste Food

In an affluent country there is an abundance of unsold or waste food, and a little social interaction and resourcefulness can unlock access to a surprising amount of it.

Ask at the market

Often around closing time, stall holders will sell off any remaining stock for next to nothing, and it’s always worth telling them you have no money and asking if they’ll give you something for free. You can often pick up some fruit or salad, and if they can’t offer anything, thank them anyway and ask at another stall.

Free Supermarket Food

Ask at the big stores and you’ll be too far down the chain of command: “My boss doesn’t allow us to do that” will be the usual answer. So smaller supermarkets and neighborhood stores are a better option, where you can talk to that boss. You may find warmth and generosity among Muslims and immigrants to the West who run stores.

Restaurant Leftovers

It requires some patience, a little nerve and a bit of practice, but it’s possible to get free, professionally prepared food, even a table to sit and eat it at. Restaurant districts in cities are obviously the best place to try this, and expect a success rate around 5%, so it requires persistence, but will sharpen your bargaining skills, and who knows where else that could lead?

Turn up at a restaurant after the busiest time but not too late, and explain that you have no money and ask if they have some left overs in the kitchen. It can help to have a container such as a plastic box ready in case they do have something, and if they’re friendly and can’t offer anything the first time, maybe they can put something aside the next day.

Searching and Foraging

It grows on trees, on the ground and some seasons there’ll be abundant fruit and tasty plants such as dandelions or chickweed. Even cities can produce some tasty wild food, and anyone near downtown Seattle has access to America’s first Food Forest in a major city.

Dumpster Diving

Growing media coverage of the colossal food wastage at supermarkets and restaurants has made it much less weird, and more popular, to search through the dumpsters in search of some quality food to turn into a meal.

Last Updated: October 23, 2018

Let’s Catch Up

Hello ladies and gentlemen,

I’m incredibly embarrassed and ashamed of my financial situation. I apologize for the novel:

I’m 26, have an almost 2 year old daughter, and a wonderful partner. I started out at 18 bouncing from college to college, incurring student loan debt along the way. I couldn’t decide what I wanted to do, became deeply depressed, and dropped out.

I spent my early 20’s racking up credit card debt, and having medical bills sent to collections.

By 23, I was depressed, broke, and saw no way out. My parents were kind enough to let me move in with them, where I worked full time, spent money on nothing but ramen and gas, and ended up paying off nearly all debt, except for my low, manageable student loan debt.

At 24 I met my now fiance. We got pregnant, and have an incredible little girl. I had gotten my credit score back up to a manageable level, and was even able to purchase a wonderful home that I finally felt I could be proud of. For once, I felt I could breathe.

My fiance had several financial issues with medical bills in collections, high interest, predatory loans, and very little understanding of how these things affect long term wealth/credit. I was aware of the debt, but figured we could work it down the same way I had done a year earlier.

While purchasing our house, I began spending more and more on my credit card – trying to get our home in decent condition (it was built in the 50’s so we had some upgrading to do). Slowly but surely, we started falling behind. Rather than ask family/friends for help, I started taking out the same online, quick fix, loans, every time telling myself I’d pay them off in full well before the interest got out of hand.

Well, as you can probably predict, I am now in massive debt. I’m 2 months behind on my mortgage, have 3 regular loans, my student loan, and 2 credit cards out (one of which thankfully has a balance of $0.00, but I won’t even consider touching that one at this point). I also have extreme medical debt because my insurance is next to none. My fiance has an additional 2 payday loans that cut into our debt.

I have worked since I was 15, full time since 19. My fiance has worked full time since he was 18. We eat food from Dollar Tree, we shop at thrift stores, I feel like we don’t live beyond our means in any way. The only exception to this is making sure we do absolutely anything and everything to provide for our daughter (and cats).

I want to have a savings account. I want to have an emergency fund. I recognize that my issues have come from spending money I didn’t have, and I understand that is my fault and no one else’s.

I just want a fresh start, and for this pit in my stomach gone so I can enjoy my life and not worry every second how we’re going to make it through the next day. I feel so guilty I can’t pay for these things, because I also understand people aren’t getting the money I owe them.

All in all, I’m probably about $15,000 in debt, but have no idea how to even begin while still paying for gas/food/diapers.

If and when I am able to get caught up, regardless of how it happens, I will pay it forward every single day.

Thank you for reading, have a wonderful day.

paypal.me/getcaughtup

Last Updated: October 23, 2018

Emergency for 69 year old woman

I find myself in an impossible situation after an auto accident which totalled my car and gave me a broken foot and ribs. After some time, I am still financially crippled. Life is so hard, that I have had to sit outside McDonald with a sign asking for help to eat. I do need approximately $5,000 to pay for house taxes; electric and water bill; a car for work, doctor, and groceries; and food on a daily basis. I do not want to lose my house which is paid for because of $1,200 unpaid house taxes. That is a crime. My electric bill has disconnect notices each month. I have candles, but no use of stove when disconnected. I am 69 years old, have worked all my life; but have an ab fib heart condition. My walker gets me around with the broken foot and ribs; but walking the miles to the nearest grocery store is just too much. I have had to though as I must eat. $1,200 would go for house taxes. $1,000 for electric and water, etc. Approximately $2,000 for a car. and the remaining $800 for food for awhile. With the car, I can work again. With the electricity, I can cook again. The $800 would pay car insurance and for food. I would be able to get to the doctor again. I do have health insurance; but must have a way to get to the pharmacy, doctor, etc. I have never asked before; and have given when I can. But having to stand outside McDonald to get a $1.00 cheeseburger in rain and sunshine is hard. Some people have been generous; but I need a long term solution and work. I hope someone can help; and may God bless you for your generosity during these trying times. I am willing to work from my home on a computer; or pay back those who help when I am able, too. Please help me as I know there are many others who need help, too. My paypal account is PayPal.me/cdp25. Thank you very much.

Last Updated: October 23, 2018

Help W/Electric Bill, Moving Expenses & GET past the Winter

Hello my name is Emery. I am a domestic abuse survivor(June’16). I pained in silence for a very long time.My children father was my abuser now serving 18yrs in prison(June’18). I almost lost everything. I am a mother of 2 adult son’s(living on their own & not in a position to help me) & a 8yr old daughter. Her & I went through many hour’s of therapy. I went through many hour’s of domestic abuse group sessions.Many court date’s..It was court order that I relocate.I now live in Las Vegas(1yr). I lost my job as a hospice caregiver due to my job no longer able to hold my position.It’s been a long healing process. He hit me in the head w/a cell phone charger in which I had to undergo plastic surgery. 2 days Prior he hit me in my nose & unknowing that blow caused a nose fracture.I now wear glasses because I have a weak random leaking left eye. I’ve been diagnose w/Ptsd, aniexty & depression. I’m under the care of a doctor’s & on medication due to flashbacks of hearing him telling me to go into the closet & I still suffer a stiff painful neck from being put in head locks. Terrible headaches. I was able to collect loss wages from Victim of Crimes that has since ran out.I have no savings.Awaiting SSi appeal court date 4 mos away. I donate plasma when I am able to help w/daily necessities need’s.Unfortunately,I have no bus fare to go the last few week’s.I am behind on my electric bill due on Oct 19th w/no means to pay it. My lease is Up Nov 20th & a rent increase is ask in order to renew lease.I have no choice, but to move.Again,no means of paying for credit check, move in deposit, or mover’s. I’ve already explained to my baby holidays will not be the same this year,& please forgive me for not being able to let her dress up for Halloween.I promise her next year it will be better.My baby is the strongest lil girl I know.Very understanding.But it hurt’s me. We relocated w/2 suitcases & as soon as I found this place I replaced everything. Except a car. The thought of no light’s & being homeless scares me & I don’t want her to experience that.It’s been a long journey picking up the pieces & still trying to get me back. I’m in desperate need of a blessing.I lost my id last week walking home w/groceries. I don’t even have money to get a Nevada id😔.Giving up is not an option. So I hold on to faith. With winter fast approaching she need’s winter clothe’s & shoe’s.I ask that if it’s anybody that can help me w/$6,000 to get past this hurdle I will be forever grateful. I have verification of All & will provide receipt’s for what the money is used for. Will you please help me. Please help me pay my electric bill & moving expenses. Help me get past the winter.
paypal.me/Emery60

Last Updated: October 23, 2018

Computer in need for college!

Hi, I am in dire need of a new computer, college started for me about 2 months ago and my laptop that I got about 6 years ago is very outdated and frequently stops working whenever I’m doing homework or productivity use. As a college student with barely enough money to pay for my classes and book, I don’t have enough to buy myself a fully functional computer. I would like to get a computer that would last me a long time. After countless hours of searching online forums and YouTube videos. With the knowledge I have accumulated through my research, I noticed that a lot of the good laptops are primarily gaming computers or have really expensive hardware. Knowing that getting a cheaper laptop would serve me good at the moment, but as time goes by the laptop’s performance will start to deteriorate I would be stuck with another crappy computer, therefore I decided to look away at those kinds laptops and started to look for higher priced computers with great specifications. After this YouTube video ( https://www.youtube.com/watch?v=0pO7DWIfR6Y&t=47s , I chose it because it is fairly recent and one of the top results) that I have decided on a laptop I would like to get, and that laptop is the MSI GS65 Stealh ( https://www.amazon.com/gp/product/B07BB7XN8C/ref=as_li_qf_asin_il_tl?ie=UTF8&tag=dav0d2-20&creative=9325&linkCode=as2&creativeASIN=B07BB7XN8C&linkId=3163e5f9c15c2dde612ca64d3463f0ac ). It is fairly priced and the specs are really good, as well it looks really nice. Some of you are probably wonder why don’t I get a part-time job to get that computer or why don’t I take out loans and then pay it off when I graduate. I simply don’t have the time to get a part-time job and being a full time student does not help with getting a job, so that option is out of the question. Using the school’s computers is a nice option or a public library, but the public library is many miles away and the school’s computers are also kinda slow at times. I do not have a car as well because my family could not afford any car for me and we could not afford the insurance as well unfortunately. I’m not really asking too much here, although the price is pretty high but it is achievable with the help of you guys. Anything is not wasted, you can donate $5, $20, or even $1 if you can, anything is valuable and the money can stack up. The quicker, the better. This is my paypal.me link if you’re caring enough to donate for my cause and thank you for the support :)
PayPal link: paypal.me/Prodexi

Last Updated: October 23, 2018

Disabled Veteran, fallen on hard times

Hello everyone, I am a disabled veteran who served in the United States Army honorably for 8 years. During my service I was injured during deployment. I am 36 years of age and a father of 3. I have 2 sons and one daughter. I feel pretty embarrassed by having to swallow my pride and ask for help. This is totally out of character and against my principles, but I’m at my wits end. I have been diagnosed with ptsd and major depression along with my physical injury. I’m having a hard to finding gainful employment and my family and I are basically staying from place to place. I am not asking for much, I would rather have a job but I’m on need of finances immediately. I’m from Richmond Virginia. I hope someone will find it in their heart to help me get in a position to be able to provide for my family. Your generosity will be greatly appreciated. Anything will help. I just need enough to put down on a place to live and a vehicle. My car has stop running and using public transportation with 3 kids is extremely difficult. I never thought I would be in a position like this ever. But I am, and it’s very hard and humbling at the same time. My worst fear is not having a roof over our head during this coming winter not knowing where our next meal will come from. I have exhausted all our savings and basically living on a hope and a prayer. I’m not a lazy person not am I on any drugs at all. I am a God fearing man and I have faith that somebody out there will find it in there soul to reach out and help. I continue to look for employment opportunities as often as possible. The issue is with the injury to my shoulder that has a metal plate and screws in it, as well as my mental health issues most jobs consider me a liability. With no transportation its almost impossible to find gainful employment. I’m asking from my heart and soul, and I’m behalf of my 3 children and wife that someone out there reaches out and helps us. May God bless you and yours. Peace and blessings to everyone. Thank you in advance because I know the good Lord works miracles.

Last Updated: October 23, 2018

Pregnant Facing Homelessness Seeking A Helping Hand &/or Prayer

To whomever my message reaches:

Thank you so much for taking the time to read this. ..

I am a 28 year old Caucasian pregnant female who has had her life turned upside down. My situation is a rare and unfortunate case. I have a bachelors degree in social work with a focus on alcohol and other drugs studies as well as mental health. I recently lost my career of 3 years due to being diagnosed with Bipolar1 disorder to no fault of my own. My symptoms were severe enough to prevent me from working as a substance abuse counselor and cutting my regular monthly income in half due to being forced to apply for disability. Because of the drastic income difference I lost my previous residence and was homeless for a few months. I recently moved to a more cost efficient area and spent every last dollar in my bank accounts to pay rent and the deposit.

I am now in fear that I will lose my new place, which I worked so hard for due to inability to meet all my required bills and rent. I have minimal furniture and have been going to local churches and charities to receive food. I also fear that this temporary hardship will become permanent.

I have regular monthly income from disability but it’s not enough to pay this next months rent and to make ends meet due to the extra expenses of deposits on utility bills, gas, rental deposit, medical expenses, and moving expenses. I am also in need of basic appliances/furniture donations if such a thing exists. Stove refrigerator microwave couches or baby furniture. If none of these are within your grasp or you can not offer me physical/financial relief I COULD GREATLY BENEFIT FROM ANY AND ALL PRAYERS for myself, unborn daughter as well as my faith during these times of hardship.

God bless,

Rachel

Last Updated: October 23, 2018

My boyfriend got shot 6 times By a COP and is still alive

Hi my name is Jordan and my fiancé got shot 6 times by a cop in GA and is still alive. He is currently in jail because of an investigation but I am asking for 5000$ to get him a lawyer and pay some medical costs. I need To get him a lawyer so he can get a bond and heal properly. He got shot in the neck, bicep, lung, chest, wrist and finger. His wrist and finger has had surgery and still has pins in it from A MONTH ago that need to come out or he will never be able to use his hand again. He also has a collapsed lung which is equally as terrible or worse. He is not getting the care he needs and could end up dying if I cannot Help him. I am A college student at the university of Tennessee at Chattanooga and I cannot Afford a lawyer and school so I am Trying to do everything I can. If someone could please help me I would Definitely pay it forward in some way and be so grateful. I have Even tried getting loans but my credit will not allow that due to my school loans. I will Use 3,000$ for a down payment on a lawyer and the other 2000$ to go towards his next surgery he has to have. My car is pictured and has 11 bullet holes in it and I have many more pictures and articles or what happened. If you have any questions please contact me. My paypal is https://paypal.me/jordanleath13

thank you for listening to my story and for trying to help. I am Beyond grateful for everyone even listening and trying to get justice against this cop.

Last Updated: October 23, 2018

Bills are piling up!!!

Hello,

I’ve currently hit some hard times financially. I do have a good job but the interest on my credit cards is killing me! If I can just pay off one card I will golden! I’m trying to use Dave Ramsey’s techniques to help me out. Once I pay off one card I can use the money I was putting into that and move it into the next card I’m currently paying.

I am an 31 year old Veteran that lived a lifestyle in the military that was reckless when it came to money. I didn’t have anything to my name when I enlisted and spent my money when I got it. I look back at all the mistakes I made and it makes me feel awful. Once I got out of the military and met my wife, she made me more responsible with my money. The issue is that I already was in a bad hole prior to meeting her.

My wife and I have a joint bank account and we both have separate accounts that we use to pay off our own debts that we incurred prior to getting married. I would love to one day soon be able to give 100% of my paychecks to our account. I want to be a better supportive husband financially for my family. It’s just such a slow process to fix my past mistakes. I still have years left on my student loans.

I have a supportive wife but she does not make that much and makes less in the winter. I have a 1 year old son that I love dearly. We do the best we can for him, and I want to provide him with a better childhood than I had when I was growing up. But to get to that point I need to get roughly $5000 of debt out of the way. That would give me breathing room. But really, anything helps.

I would also love to get out of this hole and be able to help others one day. I would love to be able to go out to dinner and be able to pay for other peoples meals. I would love to be able to not have to worry paycheck to paycheck. I just want financial freedom and not bear the weight of my youth like I have the past 8 years.

Please help with whatever you can.

Thank You.

paypal.me/Bhizz01

Last Updated: October 23, 2018

Florence has hit me hard, and would like assistance if possible.

Florence hit my area of Fayetteville, North Carolina really hard. I was unable to work and was without lights for 3 days. Due to the lights being shut off from the storm, I have lost food and had to toss out most of not all of them being spoiled from not being able to be properly refrigerated. Sadly North Carolina being an at will state resulted me in being fired from my job for not being able to make it due to the conditions of the road and also the extremities of the weather. There was also a curfew issued that further kept me from being able to leave as the governor was concerned with the overall safety of his fellow people. I was unable to get assistance from FEMA and currently at risk of losing both my car with it’s car note being behind along with my current insurance and home. There has also been some leaks from the massive amounts of rain caused due to the hurricane that needs to be fixed, also the winds have caused the mailbox to be torn off and the wood fence in the back yard to need repairs as well, and unfortunately I do not have renters insurance will have to make repairs on my own. I am not going to ask for too much and even then asking for anything seems like a lot for me. I also do believe there are people in far worse situations than I, but if you can find it in your heart to help me I would appreciate at least $700 to cover my car note and rent for this month until I can secure another job and get back on my feet. I am actually very scared of the possibility of losing both. With the possibility of another hurricane hitting the area as well, I would like to be able to have the security of possibly still being in a safe place during the storm. Even if it’s only my car at that time I will be most appreciative of the efforts of others to help me. As previously mentioned I will make the repairs to the house myself so I do not feel as if I need assistance for those things. I also will make arrangements to secure food on my own as well. I feel doing it this way will keep me on the ball and not too dependent on others.

Last Updated: October 21, 2018

Urgent Help Needed to Pay Bills

I am a 54-year man desperately in need of financial help. In 2017, I lost my job due to mergers and subsequent company restructuring. I knew I would need to find an alternative way to earn money going forward because of my age and the fact that I would not have enough for retirement even if I worked at another traditional job for 10 to 15 years, so I used my severance money to learn and trade stocks, equities and futures. Fast forward, I was having some success at trading but I was overwhelmed with debt I have been holding for years that I could not make enough income from trading to overcome my monthly expenses which exceed $4,000. But also I was having bad luck as some of my stocks plummeted sharply recently so now I find myself in a dangerous financial situation. I have only $3,000 remaining in my IRA and that is all I have in my name. That will be reduced to $0 in a month and I have nothing of value to even sell.

I feel like I am on the verge of losing everything and having my life forever ruined. Please help me in this temporary situation. I would be grateful for any money to help me keep my bills paid until I can find a job that will pay enough to meet my monthly expenses. Now I am working three jobs just to barely keep afloat. However, it does not even do that. It is only enough to pay my mortgage, utilities and food. I work seven days a week and five of those days I work 12-hour days past midnight driving as a chauffeur. I am constantly exhausted and literally have no more time to give to anything else, let alone another job. My life, health and relationships are falling apart because of this situation. My life is miserable. I live alone now and stress about this night and day. I never imagined I would find myself in this situation. Can you please help me in this temporary situation? I will be forever grateful and someday when I recover from this I will help others too as you have helped me. Thank you so much.

https://paypal.me/tkn18

Last Updated: October 21, 2018

Please Help. I Appreciate Anything

I came into some financial trouble and looking for help. I suffer a-lot from stress-induced depression and anxiety. I have been going to a therapist but never feel up to getting up and actually going I always take the first step to bettering myself then lose motivation to do anything. I have been taking care of my mother financially for a while which has been hard we got taken off of section 8 so since I was 18 our benefits were taken away and had been building my credit with a target credit card I was doing so well for myself I had gotten another credit card because I was saving for a car and out lease was coming to an end and I didn’t have any money saved besides for my car neither did she so our deposit from the old place plus money from me and first month rent fell into my responsibility this made me have to work extra hard as senior dues are expensive and having to pay bills with my new $1500 credit card until I graduated to actually get a full time job I graduated and started working two jobs that were walking distance and paying bare minimum. I bought a beat down car off of Craigslist as I was being impatient for a car and people giving me advice to not lease even though I knew that would be a better bet. This car caused me so much trouble with new four tires then the stick shift started going out I had a better job 15 miles from home but that put more pressure on my 04 neon so the credit card went to shit with those expenses back to back and my car still ended up breaking down so now I was out of a car It kept shutting off on me and “putting” as I drove to the closest car lot and financed a used car with a high payment since my credit was bad , $2000 in credit card bills. $1400 school bills because I couldn’t take a class that my advisor said he would take off for me since my job was barely giving me any hours now and wouldn’t change it to fit my school schedule before the deadline and I knew nothing about college so now I owe the school for the class before I can enroll again for next semester, And to top it off my used car need a control arm, rack end pin, ball joints and a new set of front tires as they keep going flat and I rear ended someone so yay. As well as me losing my job. If you can help with anything, please please help I’m trying everything I work hard, have alot of goals for myself, and in school for nursing but missed this semester due to school tuition. I don’t like asking for help I’m the one always putting others before me but I feel so hopeless. Ive been going to church more lately but theres time I feel like nothing will go good for me I cry every night and used to self harm but now I just feel lost theres the highs some days then really low. It seems like everything is against. If you can’t give anything please just words of encouragement and prayer I would appreciate it.

Paypal.me/Dholloway13

Last Updated: October 21, 2018

Struggling young female needs your help.

Hey so let me start by first introducing myself, my name is Stephanie.

I know that 99.9% of the requests for money on here are probably long woe is me whiny bs life stories trying to get you to donate just out of pitty but i’m going to just get straight to the point.

I’ve gotten the short end of the stick a bunch of times in my life, most were out of my control but a few were caused by myself. Which brings me to the point of why i’m even on here asking you for money. The last place I lived at was a trailer that I rented and I was nice enough to let someone I thought was my friend move in with me, the arrangement lasted around 9 months. Around 3 weeks into that arrangement he just up and decided to stop going to work, then got into drugs and i’m sure you can figure out the rest for yourself. Our friendship went to hell and I was left paying for all the bills, food and working nonstop while he literally did nothing. And another financial loss happened not too long after that because once again I was trying to be a good person to someone who took advantage of me. Like I said i’ve drawn the short stick in life a lot but some were caused by myself.

I’ve busted my butt my entire life, i’m 27 and have worked since I was 15. I’m pretty good with money but after that bs with my ex friend my finances went to poop. And now i’m stuck living paycheck to paycheck. Got my bills and what seems like debts that will take an eternity to be paid off. So the reason why i’m asking you for money is so that I can get caught up with everything.

I’ve been a good person many times, at least tried to be so i’m hoping that i’ll have that kindness repaid by one of you lovely folks. I know you don’t know me but if you help me you really have no idea how much you’d be saving me and restoring my faith in my fellow human beings.

My paypal email is animeislife803@gmail.com and my paypal.me is paypal.me/AnimeIsLife803

I’m not sure if this is allowed on here (this is my first time using a site like this) so I really have no idea how it works or how paypal works but if you donate to me feel free to contact me or give me a way to contact you so that I can thank you. I’d really love to talk to the person that helped me.

Last Updated: October 21, 2018

Our family needs help

Hello, my name is Cindy and my family and I are in dire need of help. I’ve worked in healthcare for 22 years, 2 years ago due to my husband’s illness I quit my job. He’s been in and out of the hospital since due to his mental illness. We have two young boys 8 and 7 years of age. These past two years have been very difficult especially for the boys seeing their father struggle with mental illness and trying to understand it. At first, we were doing ok, we had the money for me to be out of work. In June 2017 I found a full-time job. It was nice because of the flexibility which I needed due to my husband’s illness. In January 2018 I was laid off and have been out of work since. I’ve had short-term jobs nothing permanent though. We’ve run out of our “emergency money”. I took money out of my 403B, I have nothing left. My husband’s total disability check barely covers our monthly rent. For the first time in the 11 years that we’ve been in our apartment, we couldn’t make rent two months ago. The landlord threatened to evict us, he agreed not to on the condition that we pay $200 per month for the back rent with the current month’s rent. We now have to $1250 monthly in order to not be evicted. The bills are piling up, medical bills have gone to collections because we just don’t have the money. We’re struggling to make rent, pay our car loan and insurance. We’ve maxed out our credit card, destroyed our credit.

My husband suffers from Bipolar Disorder/Dissociative fugue. Dissociative fugue as described by Wikipedia as being “dissociative disorder and a rare psychiatric disorder characterized by reversible amnesia for personal identity, including the memories, personality, and other identifying characteristics of individuality. The state can last days, months or longer.” In 2016, my husband tried to commit suicide twice. My oldest son’s birthday is later this month and we have nothing to give him for his birthday, let alone money to make or buy a cake. We can no longer make ends met, we are in need of your help.

Last Updated: October 20, 2018

Hungry and Homeless

I am a relatively new college student that just recently became homeless. I have nothing but the clothes on my back, and whatever just so happens to be inside of my backpack (mainly school supplies). Although I was initially believed myself more than capable of handling the worst that life could throw at me, this experience has shown me how wrong I was to think that way. I now reside in a school building. For the past month or two, I managed to survive off of help and a few ways to (legally) get free food from the restaurants located all over town, but now I am completely out of ideas, and my last supply of free food runs out today. I tried job hunting for a while, and I am still doing it, but I haven’t had any luck so far. I haven’t even received so much as an email, yet! In addition, I have no family who is going to help me, either, because everyone who would want to help is much too far away to do so (and they don’t use PayPal), and everyone who is close by will refuse to help me. On top of that, I don’t have enough time to keep up with my busy college schedule and do a thorough job looking for work. Begging for money was the last thing that I wanted to do, but I have nowhere else to turn to right now. If this doesn’t work, then I’m going to have to beg on street corners once I completely run out of options, and my pride will have taken a blow for nothing. I should be able to take care of myself just fine once I am able to find a job, but until then, I really need any help I can get! It’s literally a matter of life or death! Any funds that are not put towards food would be put towards my education, as those are the only imposing things bearing down on me, financially speaking. Although I am not entirely sure about how much money I need, it would ideally be enough for me to live off of until I get a job. ($4-5 a day would be fantastic!) If you feel like donating, my PayPal link is located below. Thank you for taking the time to read my article, and thank you for considering donating to me.

Paypal: https://paypal.me/nmd897

Last Updated: October 20, 2018

Police Harassment

Hello, I am writing because I am desperate for justice. My family and I moved to Wendover 7 years ago. Since that time, we have lived on the Nevada side of town. However, my family was threatened by our property manager who claimed he was going to “blow us up”, so we were forced to obtain a year long restraining order against this lunatic. Even so, we decided it was best for us to move as we did not feel safe any longer in our home. The first place we found that would allow for our pets was, unfortunately, on the Utah side of town. Reluctant to move across the border, we felt it was better than living in a park managed by someone who wants to kill us. We still aren’t quite sure if we chose correctly.
We moved into our Utah home on October 1st, 2017. On October 10, the police kicked in my front door while my 9 and 10 year old sons were home playing video games and pointed guns in my baby boys’ faces. These cases have since been dismissed.
On February 3, 2018 my house was raided yet again with no probable cause. My husband and I spent 10 days in jail and bailed ourselves out. These cases have since been dismissed.
Also in February Officer Giles knocked on my front door and when my daughter answered he said he needed Steve, my husband. When Steve woke up and went to the door, the officer handed him a traffic citation stating that he “saw Steve driving earlier and knows he has a suspended license. “ This case has since been dismissed.
The other day while coming home from the grocery store which is on the Nevada side, the same officer pulled me over and cited me for having Nevada tags when he knows I live in Utah. He didn’t ask if I lived in Utah. Just said he knew. Which of course he does because he sits outside our house and when we take our our cameras to record he drives away. I took the citation. While he had me pulled over he very purposely broke my side mirror. This case has since been dismissed. And actually, my P.O. box is on the Nevada side because this move was only to be temporary which seems impossible given the amount of harassment we have been receiving. My husband and I were escorted from property I worked at because we are 86d JUST because of the Wendover PD Facebook page that STILL even though all our cases have been dismissed has our pictures up. And I have been trying to secure a civil rights lawyer to no avail. We have found housing just down the street but it is on the Nevada side where we feel safe. However, we live paycheck to paycheck as it is difficult to secure high paying jobs or jobs at all when you live in a small town and you’ve been in the paper painted in a negative light. We need a down payment of atleast $5000 for the house and we could own it as soon as e could get it paid off.

Last Updated: October 19, 2018

Need some help.

I am in need of some help with bills, mortgage, car payments and propane for heater this winter. Last four years I have been struggling with back problems. I have been through physical therapy, chiropractors, to try and continue working to keep a roof over my family’s head and food on the table. 2 years ago I went for carpal tunnel surgery on both hands doing my left first then my right hand. My hands never got better. Finally after many appointments found out I had 3 herniated discs 1 in lower back and 2 in my neck. July 3rd 2018 I had a microdesctomy on lower back It went great. On October 11th I will be going back for cervical disc replacement surgery on the other 2 discs in my neck which has 3 month recovery time plus physical therapy 2-3 times a week along with my postop appointments. On top of all of this lost my job due to my back and my appointments I needed to go to. This has caused a major financial strain on the family as I was the main breadwinner in the family.

We have always been there to help those in need and always told the family there is people worst off then we are that could use the help more then us. But this is the time we could really use the help. Between my Wife and I we have maxed out our credit cards around $5000 to pay bills. I have sold lots of my own belongs; tools, tool box, odds and ends that I knew people would be interested in buying, only my items were sold as I wouldn’t let anyone in the house sell their stuff to help out. I am running out of things to sell to help with bills. I am asking for $10,000 to help with past due bills, fuel for heater, gas to get back and forth from appointments and put food on the table till I can get back to work and find another good job when I am able to return to the workforce in January and get back to the man my family needs me to be to provide for them. This is my last resort and never thought I would be doing something like this for help.

Paypal.me/dellis3883

Last Updated: October 19, 2018

Need help getting family back

I am a father of 5, and am currently going through a separation period with my wife, and I’ll explain why. About 4 months ago I was working with my neighbor/foreman, plus him being my only ride to work. We were doing marine construction and it was just him and I on our crew and for about a year we worked together, built a good working relationship, and somewhat considered each other friends. I loved the job and i had finally found something I was really good at! Anyways, like I said about 4 months ago, this gentleman decided one night to take his own life in his front yard, r.i.p. That night was horrible for both our families cause by that time we had became really good family friends. The next morning, not wanting her kids, (much less the widow), to see what the CSI people, coroner whoever, had left in the yard, I woke up early enough to spray the yard and clean the remains of a friend, and father of 3. Soon after we made a deal with the widow to buy her vehicle due to her receiving a new vehicle. The deal was we take over the loan on the vehicle and it becomes ours, but the loan was behind, so we gave her $600 to make the loan current. Well when it came time to make the first payment we were going to be short and asked her to call the loan company to see if they would give her an extension, but she pretty much told us no. Something had always felt fishy about the deal, not to mention, (and this is mostly my fault, but I asked for one but never demanded one), we didn’t get a bill of sale. Well we called the loan company seeing as how we were the ones paying on the loan, and they agreed to give us the extension, they also confirmed our suspicions by letting us know that the loan was $500 in the hole still meaning she had never given the original $600 that we had given her to the loan place, she had also made a big deal of us going with her to make that original first payment, but we needed a car desperately at the time, keep in mind 5 kids. *(Side note here somewhere in-between all this, my dog of 11 years escaped the house and got ran over which had devestated my oldest son) Well when we confronted her about it, civilly mind you, and told her we got the extension, she flipped out, demanded her vehicle back, and had gotten cops involved and all. So not wanting anymore drama around our kids, and because of the cops being involved we decided to leave where we were staying knowing things would only escalate, and moved in with my mother-in-law. We lost most of everything. She wasn’t supposed to have people there and I knew something was going to happen because of that, but we had nowhere else to go, so we moved in and by this time the trauma of my friend, my dog, losing EVERYTHING, and recently finding out my mother had caner, (which an update to that is the doctors removed all of the cancer, so I’m extremely happy!), everything just all hit me at once, and truthfully I was holding in feelings for a long time because I had to be strong for a lot of people! I drank the second night, clearly not a good time or thing to do, especially when you have children I know and understand that all too well. That night I decided to take a walk to clear my head, the only trouble I got into was being “caught on camera” walking back to the apartment. But my wife and mother weren’t too happy about that the next day, understandably. So they commenced to let me know how they felt, very verbally, and still being an idiot from the night before I decided to take another walk so I wouldn’t say things out of anger, but it was the worst mistake I’ve ever made! I was told not to come back, I assumed it was because my wife was understandably angry, but it was because the complex had found out they were there and had told her she had to go. She had the kids and I did EVERYTHING I COULD to figure it out, find us all a place and myself a job in what little time I had, but she ended up having to go to a shelter with my kids and I’m at a friend’s so they have a place to lay their heads. (My friends house doesn’t have nearly enough room to accommodate the people already living in it plus 5 kids, or they’d be here, I don’t know what to do! I’m not a bad man, I’ve been through a ton of heavy things in my life, and I’m man enough to admit I’ve had moments of weakness, this one though coupled with the weight of recent events was the hardest one to get through! I am currently doing anything possible to find a job, on top of working at labor finders just so I can pay my phone bill in order to be able to talk to my children and give her whatever I can, when I can to get what she needs for the kids. I work incredibly hard, and I would do whatever it takes for my children, but life has hit us very hard over these past 10 years! I know my wife still loves me, and I want nothing more than to find a job, a home, and get my family back, but especially without a vehicle, it’s incredibly tough, I’m not looking for much from anyone but I’m on my last rope Im trying desperately but the state I live in isn’t great for jobs. Anyways anything, even if it’s just enough that I can send it to my wife for her and the kids to get what they need would be insanely appreciated!! Thank you, and again I’m not a bad man I just made a horrible choice at the worst possible moment, and I’m still paying for it I assure you, but thank you. PayPal.me/danielholland422

Last Updated: October 19, 2018

I was given a second chance, now I need help to make something of it

I tend to ramble, and my story is long. Please bear with me.

I was born with an acyanotic heart defect which means I did not learn about it until I was 32. I kept in great shape until my late 20’s which kept it at bay, but at 28, I started feeling worse and worse. I was a freelance artist and did not have insurance so I ignored it.

As my condition worsened, my work started evaporating as I was missing deadlines and looking terrible all the time. No one wanted to work with me any longer, so my small savings trickled away.

My closest friends thought I developed a drug or alcohol addiction. Meanwhile, I felt like I was losing my mind. I started pushing everyone I knew away. At this, I was altogether successful.

Then I had a TIA (Transient Ischemic Attack) or mini-stroke. It finally got me to a hospital. After many tests and talking to many doctors, it was concluded that I had developed congestive heart failure, my pulmonary artery was damaged beyond repair, there were no sites for stents, and bypass surgery would be ineffective. I was told I had 2 – 3 months.

I returned home to find my small 1 bedroom house robbed and vandalized. I am pretty sure this was the work of my landlord since I was almost 2 month behind on rent. But who knows.

So I scavenged what I could and called my last living relative, my uncle. He has put me up in his suburban townhome rental (that has been vacant for 2 years), and he helped me get insurance. Thank god for hitting rock bottom because I started seeing a cardiac specialist right away. He recommended me to his surgeon colleague of 20+ years who agreed to see me immediately. I was in surgery the next morning.

I am 4 months new, I guess. And while I am alive, I am riddled with new problems to overcome. I am have petrifying anxiety and fear. Just seeing someone look at me makes me want to duck and hide (which sometimes I do with little or no control). Everyone I knew are a thousand miles away with phone numbers that I can’t remember. I’ve reached out by email but I have had no replies. I have no doubt those bridges are burned. My uncle is running low on patients (I left the Jehovah’s Witness religion when I was 15, thus being “disfellowshipped,” so he says he’s not even supposed to be in contact with me).

But I have an idea. I have been dreaming of a dark comedy graphic novel. I have been writing my stories down and now I need to illustrate them. So I am asking for donations. I lost all my art supplies and my Surface Studio drawing pc so depending on whatever help I can find, I will buy replacement art supplies (~$100), or hopefully a display drawing tablet ($200 – $600). I am sure this can help me find freelance work online as well.

I have never asked for anything outside of family and I am sick to my stomach asking this of you, publicly, even though there is a good chance we will never meet. But I have been given a second chance and I have to make use of it any way I can.

The only thing I have to responsibly offer you in return are digital copies of the books I create. The books will be about a clumsy self-involved, post-punk sister who constantly puts her brother’s life in danger, and a not-so-smart brother who thinks she is trying to murder him. This makes him think he must kill her first. It will be a dark comedy with silly humor… for adults.

Here is the Paypal link if you wish to donate:

https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&hosted_button_id=QUDAD4UC7HRWA

And if you are feeling extra charitable, please share this with a friend. Thank you for taking your time to learn about me. I swear that any and all kindness, no matter the form it takes, will be paid forward.

-A

Last Updated: October 19, 2018

IT IS HOPE THAT KEEPS ME HOLDING ON…

First, of all I have never done anything like this before in my life, but I am doing something so out of character. I always been self- sufficient and independent, but it seem like my world has been turned upside down. Currently, I was wrongfully terminated from my job in August 2018, then at the end of September found out they denied me unemployment benefits, which I appealed(still waiting on hearing date). I have drained all my funds in my bank account. Had to apply for food stamps and borrow from 3 people just to pay my rent for this month. A local church paid my electric bill because I got a disconnect notice. I had to reduce internet, tv, cell phone to lowest plans.

On top of all this I injured myself on this job just before Thanksgiving on my birthday. I hit my head on a metal box attached to a metal fence. I had an concussion, but symptoms did not showing up until about 2 months later. At first the headaches was every now and then, but they kept increasing until they would wake me up in the middle of the night. I also had occasional dizzy spells , confusion, neck pain and memory loss. I decided to me to tell my job and they sent me back to the same doctor I saw when I hit my head the first time. He did not do anything and told me to follow up with my primary care doctor.

Which I did and my primary care doctor ran a several tests, from their she referred me to a neurologist who also ran further tests and place me on some strong medication to teat the headaches.

I disputed the workers comp doctor report claiming I was MMI 100%, was set up to have a state exam done by state doctor and it stated I an not

I know this is a site to ask for money but what I want most of all is help to an attorney. I know I have a strong case against my company on the grounds of:

retaliation, hostile work environment and defamation of character (which I did not go into details) also, workers compensation: I was never treated for an concussion since November 2017, I paid out of my pocket for medical expenses.

I finally went to see a doctor but I was told by the insurance that They have not approve anything because they want to know why I am getting treatment for neck and should pain? lets see Concussion Rehabilitation?

This has brought on a lot of stress, and medical diagnosis of depression and PTSD.

I want to get better, if I have to worry about how my bills are going to get paid in November. How is I am going to recover from PSTD when my birthday is coning up also in November and I am remembering I hit my head and still nothing has been done and it been a year later and I have not been treated for my injury! I cannot afford a lawyer. I received a letter to sue from EEOC my company but due to my injury I was sick and the 90 days expired, they knew that, so they waited then terminated me. That is so unfair and unjust. But, I have witnesses and documentation. I can prove my case against them.

Last Updated: October 19, 2018

Help us to travel and better the lives of young people

Hi everyone, we are Paulina and Melissa. We are two girls from Scotland who have the dream of travelling the world to help vulnerable communities across regions like Asia and beyond.

Firstly, teaching English abroad after finishing our final year at University and College and helping out these types of communities across the world has been a key contributing factor in us wanting to create this page. Not only will we be pursuing our dream but we will also be making a positive impact on other people lives simultaneously.

Currently we are both full time students with a part time job and try to save every single penny we can to make this dream a reality but time is ticking and 2019 is approaching without us having saved nearly enough money for one flight ticket outside of Europe let alone two. This is why we kindly ask for you help, to give us a boost in the right direction and the chance to experience a once in a lifetime opportunity together by helping better numerous young people’s lives across the world.

Your support would mean everything to us and we literally wouldn’t be able to thank you enough if you help in making our dreams come true so I’d like to take the opportunity just now to thank you for even looking at our page and hopefully believing in us and knowing that we will use this money to make a positive impact on other people’s lives.

PS…there will be regular videos posted on our YouTube channel for you to see the impact you’ve made on our trip.

Below is our paypal.me link if you believe we are worthy of a donation. Thank you.

https://paypal.me/melandp

Last Updated: October 19, 2018

MY LAST CHANCE AT A NORMAL LIFE. ANY BIT HELPS, PLEASE.

First, let me start off by saying this is not something I thought I would ever resort to. I hate asking for help. I hate mooching off of people. I wouldn’t be asking strangers for help if this wasn’t my last hope.

I will make this short and straight to the point. This is what has happened over the course of 6 months:

1. Got out of an abusive marriage and filed for divorce.
2. The mental state I was in landed me in a psychiatric facility for a bit.
3. My ex-husband got rid of 4 of my cats and my dog.
4. I became homeless when I had to move out of the home my ex-husband and I shared. I lived in my car with the one cat that my ex-husband didn’t give away and saved money. Luckily that only lasted 2 months and I was able to find a relatively affordable apartment.
5. My hours at my current job had to be cut IN HALF in order to save the company money apparently. I work 7 days a week now between two different departments in order to make up SOME of the hours I am losing. (Avidly looking for a better paying job)
6. I found out I was pregnant. I lost the baby. The miscarriage brought on some issues and I had to spend an ungodly amount of money (out of pocket because I don’t have health insurance) for hospital visits.
7. I go days without eating in order to save any little bit of money I have.
8. I have not been able to pay last month’s rent and now the following month’s rent is coming up and I have no idea what to do.

If there is anyone out there that can help me, please click on my PayPal link. Any little bit helps. I am trying my absolute best and it’s just not cutting it. I am really hoping to land one of these jobs I have applied for, but right now it just seems hopeless. I am coming up to my absolute breaking point. Please. Someone help me.

https://paypal.me/LoraChess

MY PAYPAL LINK

Last Updated: October 19, 2018

Utility Bill Help

Hello and good day to whomever is reading this. I am a mother of four struggling to make ends meet at the beginning of a divorce. My electric was shut off October 2nd due to a very large amount past due. I also suffer from mental health disorders and until recently have been unable to leave my home, let alone work because of my health and situation at home. I have a wonderful family that is helping me get back on my feet and believe in myself again. It’s hard to stay positive when all of your bills are behind and utilities being disconnected. I have finally, after years of emotional abuse, lifted my head above water, but am finding it hard to swim. I need help. In order to restore lower I have to come up with $1149 plus a deposit of $210. I am trying so hard to fix what I let get broken, but it’s so hard and all I need is that little extra help to get ahead again. Playing hide And go seek in the dark with the kids is awesome, but not having a stove or fridge or freezer to eat cooked meals, not so much. I feel like I have failed my children as a mother. I should have been stronger and able to walk away years ago. Instead now they see me struggling and it kills me even if they are being so amazing about it all. I don’t not know what else to. I have asked the state and salvation army for help but because my husband and I are still legally married for at least another 8 months I do not qualify. I beg, I plead, I pray, that I can get a little help to make life a little easier for my children and myself. Asking for help is not easy, but today I have no shame in doing so . I am proud that I finally grew strong enough to open my eyes and free my children and myself from a situation that was slowly eating me alive. I am proud to ask for help because it makes me feel like I am in control of my life once again. I, with all of me, would be beyond grateful to anyone and everyone that may be able to help. It doesn’t matter if it’s a $1. A lot of people giving $1 can go a long way. On top of the money I ask you to keep my family in your thoughts and prayers to help is rise back to the top of happiness. Thank you for taking the time to read this.

Paypal.me/sapphirewomen

Last Updated: October 18, 2018

Will Trade Work for Emergency Financial Assistance to Avoid Catastroohic Loss! Down to the wire

First I want to say thank you to the ladies and gentlemen that are taking the time to read my request for emergency financial assistance to avoid catastrophic loss. Because of your kindness and generosity there’s a glimmer of hope for me and so many others that are being helped because of you. Thank you very much for you caring enough to help the people that are trying hard to succeed but are struggling to make it. We are all only 1 catastrophic event from losing it all. Thank you for giving me hope today. This is only a speed bump in road and no matter what happens I am never giving up.
I would like to start by telling you I am taking an active role in changing my life for the better. I am making sure I don’t live the 2nd half of my life in financial distress. Since this past January I have been laid off 3 times. The last lay-off I decided to go back to school at 46 years young. I am currently enrolled in online classes as a 3rd year student. I am pursuing my Bachlor’s Degree in Science in Land and Energy Management. I am looking to have a career in the renewable energy sector and getting out of the industry I am in.
This situation started 3-1/2 years ago and it has been a roller coaster ride. I was living in a nice rental home in a nice neighborhood, married to the love of my life, and working a job I loved. My husband finally landed the job he had be hoping to have for years, we were doing alright. I was happy and content with what I had. On January 5,2015 I received an email letting me know I was among the 60 % of the contractors that lost our jobs that day. Four days later I was putting in applications all day and when I came home I opened up the door and I couldn’t believe what I was seeing! The house was half bare, my husband had packed up his things and he was gone. He didn’t even leave me a note! That year I was laid off 3 times, got divorced and lost my home. At 42 years old I had to move back home to my Dad’s.
I didn’t let all of that stop me. I found a job that gave me just enough to pay my car payment but that was it. Then one day out of the blue a crew leader I previously worked with called back to work. I couldn’t believe it, I was so happy. I started making a plans. First on the list was to have an affordable place to live. I found an older mobile home that I could buy on land contract. I was told it was in in good shape except for a couple soft spots where floor need replaced. That ended up not being the case. I had to replace almost all of the subfloor, gut both bathrooms, the plumbing and electric need replace, the front door is new, fixed inside the walls from where the water damage was so extensive, replaced interior walls, fixed the ceiling, needs a roof, needs insulation under the floor , new flooring needs put down, kitchen cabinets need out together, countertops, and the windows need replaced. I had no idea what I had gotten myself into. It has been a 2 year long nightmare.
During this time I was working steady and able to pay off the land contract. I have been paying for the remodel as I go up until 4 months ago when I was laid of for the 3rd time this year. I have the 2 front rooms completed and a 1/2 of a bathroom. I am currently living in the 2 rooms the 2 front room trying to make the best of it, but that is all coming to an end soon. My best friend lives across the street lets me come over to do laundry and take a shower. This is not the way I had this planned all of this happening.
As of today I have spent the last 2 years trying to have an affordable place to live and pay it off as I go. I didn’t want have it hanging over my head. I would have had it completed had I not lost my job again. As of today, I have $-34 in my checking and $0 in my savings. On October 6th my lot rent of $290 will be late, and assessed a $30 late fee. At that time, the rental lot owner will start eviction proceedings. If I can’t come up with the money before the eviction goes through I will have to move my mobile home off the property before the end of the month. I’m not going to have the money to pay lot rent, how can I pay to move it? Therefore, my home will become the property of the rental lot owners on October 31st at midnight. In ten days my car payment will be two months behind and it will be up for repossession in November possibly sooner. My utilities are due to be shut off any day including the internet. I use the internet to do job searches and do my school work. The laptop I use for school has a bad motherboard and is going to die at any moment and my phone will be shut off in 3 or 4 days. Without gas in my car, food in my house and without a phone or computer I have a serious catastrophic problem that is going to take place very soon. I have sold everything I have of value. I have tried my best to avoid this but it has all caught up with me and don’t see any pther chance I have to stop this other that reaching out and asking for help.
I am in dire need of some emergency financial assistance to help me get over this bump in the road until I can get a job, which i know will be any day now it has to be. I don’t like to take money without earning it and I am more than willing to trade work for it. If any one is in need of a virtual assistant or any job that I can do for you over the computer I am more than willing to work for any assistance I may receive. I can send my resume some how. I don’t know if you are able to contact the admin of this website and have them contact me to send you my resume, or not? I don’t want to lose my home. I have worked to hard and come to far to watch it go to someone else that isn’t going to live in it. If there is anyone that can help I would greatly appreciate it. I promise when I graduate and I am out of this situation I will pay this forward to other people that are trying to make it but need a little help to get there.
I know your time is valuable and I want to thank you again for reading my request. It’s hard for me to admit defeat, and I never will. If I do lose everything it will break my heart but I I will come back again. This has all been a hard lesson but I’ll never forget it.

Thank You,

paypal.me/MarileeMarilee

Last Updated: October 18, 2018

Financial hardship

Hi my name is Hilda alzatti. I live in California I’m 53 years old and I’m in a situation that I have never thought I would be in. I’m writing you this letter to see if I can get some help. I have always managed to financially take care of myself, and I never thought that I would be in need of any assistance. So here’s my story. I was once married for 19 years but my marriage didn’t last and I was graduated divorce the year 2000 and have been on my own ever since. I have worked hard for everything I have. But two years ago I found out that I needed a knee surgery after I had my surgery, it has been hard for me to be able to get back on my feet, meaning job-wise. I work for a company that I am on call and I am part time but it has been very slow so I have not been working for over a month and now I have no income and I’m unable to pay my rent and some bills and I am asking if I can get some help with some money so that I can pay my rent especially my rent because I don’t want to end up homeless. I have been stressing so much that it’s been hard for me to concentrate on looking for a job when I’m stressing on paying my rent and my bills. So if I were to get some help I would be so grateful and that way I can concentrate on getting me a good decent job. So now all I can do is wait and see if I go get the help I need from your organization. Home please help me. And if there is anything that I might be able to help with just ask I will try my hardest to also be there or anyone that needs help also. I don’t know what else to say but I hope this is a letter that explains my situation and hope that you will see that I am honest about what I put in this letter I never take anything for granted especially when someone helps me I appreciate all the help that I get from anyone and I am grateful for. My rent is $950 I got a water bill of $250 I got a gas bill that’s $100 I got a light bill that’s $412 I tried to take a picture and download it on here but it says the images are too large

Last Updated: October 18, 2018

Military member in search of financial support post house fire

To whom this may concern,

My name is Skyla Child, and I am a military member in the ID Air National Guard, and have been serving for almost seven years. I joined to get schooling paid for back in 2012 when I was 18 years old. My first career in the military was Client Systems, and I routed fiber optic cabling, phone lines, etc. My unit shut down in 2014, and I switched career fields to Photojournalism through my bases Public Affairs shop.

I am an only child and my dad works out of town, so it’s just my mother and I in Boise, Idaho where I live. My dad had cancer in high school and is still paying off a lot of medical bills and loans, so they are unable to help me. In March of this year, the house I was living in with a roommate burnt down while I was out of town on a snowboarding trip. Below is the link to the news article published, where I am listed as the “roommate”.

https://www.idahopress.com/news/local/nampa-family-displaced-following-house-fire/article_53a8f11e-0a11-5f27-8e15-e2f8b408496a.html

I saw only one photo before seeing my home in person, and it didn’t seem so bad. However, when I saw the house in person, it was destroyed. My room was not burnt down, but had immense smoke damage to all my clothing, my bed, and everything I owned. The entire kitchen and living room burnt down, and destroyed almost everything I owned – and I had just canceled my renter’s insurance at my last rental. I lost couches, appliances, a brand new vacuum, all my groceries, rugs, all kitchen items, etc. As one person, I only received $175 from the Red Cross – and unfortunately, there aren’t many programs in Idaho that help military members that are not Active Duty status. Actually, there aren’t many programs at all that I’ve found that help with anyone who isn’t a disabled Veteran, an injured military member, or Active Duty status. There are programs out there, but unfortunately if you have an emergency and you aren’t Active Duty, you kind of get the short end of the stick.

My roommate and her family put together a GoFundMe for our house fire, and included me on the page. However, as for me, I only received $1,200 (which only paid my deposit on a new home to live in), out of almost $7,000 they received – and did not ask for any furniture. On top of this, any burn fund money from local fire departments went to them as well.

All in all, I had to fork over my own money and slowly replace everything I owned. I am in severe debt now, as I took out some payday loans like a stupid young adult (to be frank). This was not a smart decision, nor did I think I would ever get in the position I am in now where the calls are never ending and I am frantically trying to find a way to reverse my bad decisions post house fire.

I owe money on my car payment that is behind, and still have to pay my rent of $1,200 by myself every month, along with all my other bills. I would say I have been living paycheck to paycheck, but even my paychecks aren’t enough to cover all my bills and expenses. I am drowning in these high interest payday loans and seriously regret that decision. I have no idea how I am going to get out of this mess, and even though I made bad financial decisions with these high interest loans, it was only to get by due to the fire and replace necessities for living.

If there is ANYTHING that you can do to help, I would be forever grateful. I am reaching out, and have never asked for handouts before. I’ve had a steady job since 14 years old, am going to college, living alone after the house fire, and trying to be financially independent without asking my parents for help – as they truly cannot afford it.

I do have a full time job outside of the Air National Guard, but unfortunately I work for a bank – and I’m so afraid that if I don’t get this taken care of that I will lose my job due to my credit decreasing and my financial hardship. Credit is so important for military and also my full time job, and I would hate to lose my job and get into an even bigger hardship.

I appreciate your time reading this message, and below is my email if needed. I’m happy to provide photos of the house fire, bank statements, copies of bills and loans I owe on, or whatever is necessary to show that my story is accurate and true.

Thank you so much for reading, and for considering to help.

Sincerely,

Staff Sergeant Skyla Child

Idaho Air National Guard Photojournalist

Last Updated: October 18, 2018

I’m a Buddhist Monk Writer and I Needs Help

Help,

My roommate and I are over $600 overdrawn on our bank account, And drowning in credit card debt that all we can do is ignore. We live in transitional housing with our two cats. It is a very small room, and we share a bathroom with everyone else in the building. We don’t even know where the $30 rent will come from for Friday. We are both over 50, so old enough that things are harder, but not old enough to get government assistance. We have tried to get food stamps four times with no answer. We have dug for everything we can find in the storage unit to sell, but there is nothing left. We are very worried if we will be homeless soon and have to give the cats up, and hope the humane society will take them.

I lost my job about a year and a half ago. I went in to work one day and my boss/friend just told me he was closing the store that day and to collect my stuff and go home. About a year before that I have invested my entire life savings of about $100,000 with the promise of being made a co-owner after we move to a new location that my money was to pay for. The year we were in the new place was not great, and he didn’t think it was going to get better. I could not convince him keep the store open, so I lost everything. 25 years of savings gone. There was even some kind of problem with payroll, so I could not get unemployment.

I have been a Buddhist Monk for about 10 years, so I decided that this was an opportunity to write a book on what I have learned, in the hope that I could help others, and make a little money. I am dyslexic so it took about a year to write. My roommate was kind enough to support me though the process of writing it, and I published it on Amazon at the end of May this year. It is called Metaphysical Common Sense. Since then I have been trying to promote on instagram and other social media with art I create and the sayings that I wrote in my book, but have not had much luck. I didn’t know that you need money to really promote something. I think the most I have made on it in a month is $11, so it is selling. I even met someone that bought my book. They were telling me how great this book they found on Amazon was, but she could only remember the first word of the title. The people that pick up my book tell me how much they love it, so I just need to find the right way to get it out to the ones who want it.

My roommate has been driving for Uber and Lyft to support us, but the car was a lease from Uber that was eating up $150 a week, and almost $200 a month for insurance. We fell behind on the payments when he got sick for almost two weeks, and he has not been able to completely recover from it. They repossessed the car at the end of July. He managed to rent a car though Lyft, but it is over $200 a week. Most of the money he makes is going to the rental place. To top it all off Uber will not let him drive for them with this car. If someone tells you that you can make lots of money doing this, you can if you want to work in the most stressful conditions imaginable for 60 t0 80 hours a week, and run your car to an early grave.

If we can just get though this, things might be looking up for me. I’ve been scheduled to do a talk at my local spiritualist church in November, and they are interested in me doing a weekly workshops on enlightenment after I do the talk. It cost $30 to attend a workshop, and I will get most of that. I want to work toward this being only the first step to do more like this.

All we need is enough to get back in the positive, and to get though this month, so my roommate can recover, and look for a real job, and I can write my talk and outline for my workshops without stressing on if I’m never going to see my cats again, and maybe a little food to eat, about $2500

I just want the chance to help others, but we need your help so I can.

Thank you for your time and consideration, and being willing to help those in need.

R. Michael (aka) A.G.Shard

https://paypal.me/metaphysicalcommonse

Last Updated: October 17, 2018

I’m in a pickle..

Hello, my name is Lucie and I wouldn’t usually be the one asking for help, I’m usually the one giving it.. how the tables can turn

i lost my job at the end of last year and although I now have another job, all of the things I owed still haven’t been dealt with, and it’s now effecting my day to day life as I feel as though I can’t ever look at anything nice for myself after payday because of all the old bills I have to pay off.

im currently an apprentice and that means I am on £3.70 an hour & for my age my national living wage is £7.80, so I’m earning less than half of what is deemed my “living” wage. Although I have tried many times to find extra support whilst I do my course.

if anyone would be able to help out, the bills now only add up to £350 which is a lot less than what it was.. thankfully!

its my 21st birthday shortly after my next pay check and I really wanted to go on a little weekend trip to somewhere away from my home city but that can’t happen as I’m spending all my birthday money on these bills if I can’t find another way.

thank you so much if you choose to help me! As soon as I’m back on my feet and comfortable I am definitely coming back to this website and helping others in return.

This is the link: PayPal.me/LW2018

Last Updated: October 17, 2018

Extreme Financial Hardship after Home Invasion and Car Accident.

Hi everyone. We are a family of 3 living in California. We moved to the Los Angeles area 6 years ago in hopes to build a better life. However, about a year ago, we were targeted in an armed home invasion. We came home with our toddler to find the burglars still in the house. Thank god we were unharmed, but they stole EVERYTHING which amounted to $40,000 in stolen items, as well as ransacked our home including our babies room. We had to relocate immediately for the safety of our family. Unfortunately, since then, we have been struggling and cannot keep our heads out of the water. Not only were we dealing with PTSD, I lost my job and have no income. My husband lost hours at one job, and had to take on 2 jobs to barely get us by. He works from 4 am to 10 pm at night and is exhausted. We cannot afford daycare, so I have to stay home with our son to watch him until I can find a job willing to take me on and pay me enough to cover the cost of living and day care. Please note that I have a bachelor’s degree and still CANNOT find a job that pays enough for how much we owe in bills. We have no relatives or family here. We were almost evicted from our apartment, our electricity, tv and internet go off on intervals because we cannot keep up with payments. I had to sell most of my belongings, including sentimental jewelry and clothing, that was left from the robbery to pay bills, put food on the table and pay for my son’s clothing. Recently, my husband was involved in 2 minor car accidents, then a 3rd one a couple of months back which put our car into the repair shop. He was hit by someone who ran a red light. Shortly after getting our only car back, it broke down in the middle of a busy intersection while we were driving with our son. We now have NO CAR and are struggling to rent a car just so my husband can get to work. When we cannot afford a rental, he has to take the bus. Furthermore, to add to our struggle, our bank account was recently closed because we were negative for so long and do not have have enough to get it back to zero. We have a credit card that has been maxed out at $4500 due to medical bills (my husband was in the hospital twice when I was pregnant due to back surgery). We live paycheck to paycheck and are mentally and physically exhausted. My son needs blood work and vaccines, I need dental work, and my husband has been dealing with back pain from his recent hospitalization, surgery and STRESS but we have no health insurance and no money to pay for all of this. We have been turned down for every loan we have tried to apply for. Right now, we are trying to get enough money to put a downpayment on a used car and relocate to Texas to be with our family for help. We just need enough to cover bills, a car and moving expenses so we can get out of this hell hole, something around $8000. We can’t sleep and every day is just overwhelmed with anxiety and depression not knowing if we will be able to pay for the roof over our heads. As a mom, I cry every single day not knowing what tomorrow will bring. We are extremely hard working, honest people who would give the clothes off our back to ANYONE in need, and we always have. But right now, we are hoping for and wishing for a miracle. We never thought in a million years that we would be in this compromising position, literally begging for help. Any help will means more than the WORLD to us and to our 3 year old son. We are counting on your generosity.

https://paypal.me/barthelfamily

Last Updated: October 16, 2018

PLEASE HELP OUT OF WORK ON DISABILITY OVER DRAWN ON ACCOUNT CAN’T MAKE RENT

Hi my name is Kiersten. I have an 11 year old son and have been happily married for 13 yrs. We also have 2 dogs and 1 cat.

I’m embarrassed to even be on here asking for money. I have exhausted all my resources and overwhelmed with medical expenses on top of our regular bills rent utilities food and other essentials.

I consider myself to be a responsible person, but as of late feel like I have lost control of everything. I have held a stable job for 15 yrs. I now have been on and off disability with health issues for the past few years.

I have been diagnosed with a connective tissue disease, which has caused excruciating pain, fevers and bunch of other issues like low blood pressure causing fainting. vertigo and also has caused progressive double vision. The worst is that I am a 34 years old living in the body of a 60 year old. It has early onset osteoarthritis that has effected every joint in my body even my neck and spine which have started to grow bone spurs causing even more pain. I have always been a very active person I was a competitive swimmer all the way up through highschool. now I am crippled by pain. It’s hard to do even every day tasks I used to take for granted. I feel like I’ve been hit by a train every morning. The worst part is there is no cure for this only treatment for symptoms. My reumitologist believes I have a rare generic disorder called ehlers danlos syndrome. I feel useless to say the least.

This has caused us to struggle to make rent. We have used our savings and my husband doesn’t make enough to cover everything. We are over drawn our account. We are behind on utilities. My disability is not enough or reliable I never know when I’m going to get it. It’s been in review for over a month now with no payment. They say because it is complex and a nurse has to look it over. I have been served with papers for medical bills that have gone into collections even with insurance it’s not enough. I just feel like I’m drowning. The stress of debt and feeling like crap all the time is killing me. So if you are reading this thank you and if you can help us out at all it would be much appreciated by our family! ❤️ ❤️

⭐⭐If we can get out of this situation I know there are a lot of people struggling out there and we would love to pay it forward! Thanks for reading our sob story!

Sincerely,

Kiersten and family❤️❤️

Here is my paypal https://paypal.me/Kiersten83

Last Updated: October 17, 2018

Need to Keep My Job to Take Care of My Mom

Hi! Thanks for taking the time to read this.

I work two jobs and take care of my disabled mom. I was making just enough money to scrape by until my car took a heaving breath in a pharmacy parking lot, and died. In doing so, I had to have it towed, which was quite expensive, and then checked out by a mechanic. It’ll cost $2200 to fix the car. So, I either need $2200 to fix the car, or about the same to buy another old junky car to replace it.

I’m in a perilous situation. I’m barely getting by as it is, but without my car, I’ll end up losing both my jobs and both me and my mom will be homeless. In her health, she won’t survive it.

Please, if you have anything to give, no matter how small, please help.

Thank you in advance. You are all amazing people.

https://www.paypal.me/serafinaw

Last Updated: October 12, 2018

Struggling 20 year old

For the past three years my mom has been on disability, meaning we were on public housing with an ebt card. Barely making it by, I picked up two jobs to help out so we could finally get a car. Things were finally looking up, I turned 18 and they took most of our benefits away. I built my credit up with a target credit card so was able to get an apartment with the money I saved up for the car once our apartments stopped taking section 8. I got another credit card to get furniture then eventually got a car. A beat down car at that so my credit card went to all repairs almost every month. My credit flunked bad because I couldn’t make the payments since my job stopped giving me hours and my checks went to our rent and utilities. Everything keeps plummeting, my car finally croaked I had to finance now my payment is high, $2000 in credit card bills. $1400 school bills before i can enroll again for next semester, $500 in medical bills for a neurologist from me having major headaches and a therapist for depression. And to top it off my used car need a control arm, rack end pin, ball joints and a new set of front tires as they keep going flat. As well as me losing my job. If you can help with anything, please please help I’m trying everything I work hard, have alot of goals for myself, and in school for nursing but missed this semester due to school tuition. I don’t know what pictures to include.

Last Updated: October 12, 2018

we lost our house

Hi my name is Heather and I have a four year old little boy and a three year old little girl. This last Friday we lost our house and we are having to live with my parents which is not a good place for my kids to be. In order to for us to get another place to live I have some debt I need to pay off. I got into a lot of debt a few years ago and I have been trying so hard to make it right. I am working with a debt relief program to make everything right but that won’t be paid off for several more years and we can’t stay with my parents that long and after we leave here we don’t have anywhere else to go. I hate that my children are having to pay for my mistakes. It really isn’t fair to them. Any amount of money will help. Every penny that we get will go towards paying off my debt so that my kids will have a safe place to live. Even if you can’t give any money please say a prayer for us. I hate seeing the sadness on my children’s faces. They don’t understand why we lost our house. They are sad that they can’t have friends over to play anymore. I am trying so hard to fix my mistakes. All my bills are paid on time now but I don’t have any extra to put towards paying off my debt. My son has asthma and this house is full of black mold and mouse droppings and I don’t know how long we can live here and I hate the thought of living on the streets with my babies. The sooner we get out of here the sooner we can start over. My children are my life and I can see how much this is bothering them. My paypal is paypal.me/tltrmartin1. Thank you so much!

Last Updated: October 12, 2018

Anything is Appreciated

My name is Bonnie. My family has fallen on hard times in the past year and I have nowhere else to turn for help.

In 2016, my fiancé suffered a stroke. He ended up losing his job in 2017 and has been unable to find work ever since. I’m the sole provider for the two of us and our dogs and have been struggling to make ends meet for months now and our funds have completely run out at this point.

I have dealt with a lot of loss in the past 5 years (my father and grandmother’s passing, my mother’s stroke, my fiance’s stroke, and his subsequent job loss). I have struggled with mental health issues since I was a child and with all of the recent struggles, my depression and anxiety are at an all-time high. It has begun to affect my job performance, and I have since taken a leave of absence in order to treat my illness.

We are on the verge of losing everything. I can no longer afford my fiance’s and my medications. One of my dogs needs surgery for platellar luxation. I owe my utility companies months worth of bills that I am unable to pay. I’m terrified that we are going to have them cut off soon. I can’t pay my property taxes and am worried that we’re going to lose our home altogether.

I’m sorry for having to ask for help, but I wouldn’t be doing so if we didn’t desperately need it to stay afloat. Anything that you are able to spare would go directly to paying utilities and tax bills. Thank you all so much for taking the time to read this and I truly appreciate anything you are able to donate.

My PayPal is: PayPal.me/sugarpillz

I also use the CashApp and my CashTag is: $SugarPillz

Last Updated: October 12, 2018

We need help

My bf and I are basically on our own for everything because his racist family hates me so they wont help us at all. We had to move into an apartment we could just barely afford just so we could have a place to stay. They kicked him out because he was with me, and I was living with my mom but she let animals defecate all over our house not only that, but there was no hot water or place to wash ourselves or clothes. Another major problem was that it was infested with roaches so I had to leave because it was making me really ill.

Well we moved and for a little bit it was okay but we ended up having to buy a car because the truck he had been driving was costing us $30 a day in gas. The car we purchased, because we had no other choice, came with a over $500 car payment because we had a cosigner but no down payment. With that $300 insurance because we had to have full coverage.

We couldn’t afford all of that. We thought we could but we were so very very wrong. Also my bank called me a few days ago telling me someone had stolen my bank info and my account was negative over $1000. I dont know how I’m going to tell my bf. I really dont want to, I’ve been having emotional breakdowns constantly because all of this. I dont know how we are going to make it or where I will even go if we lose everything.

We really need some help we want to move to a more affordable place but now because of my account I dont think that’s possible and so everything is just circling the drain. I’m begging you please help us, we need it desperately.

Last Updated: October 12, 2018

overwhelming debt

Hi. My husband and I have been doing everything we can to provide for our family in the best way we can. I was a stay at him mom and he had a good job. We had finally built up our credit and saved money for a down payment to buy a home. In January, in a blindsiding revelation, his job decided that they were going to cut 75% of the local workforce, including my husbands job. We lived off of savings until it was gone. We have looked feverishly for anything that would even compare to the income he had, to no avail. What we have been able to find pales in comparison and has left us falling farther and farther behind on every bill, and accruing debt all over again. Our credit is now poor again and we are left with no savings and struggling just to get make ends meet, let alone get caught up. We have a dream of purchasing a home for our family and would love to make that a reality. The job my husband had was the only job in our city that paid well. In order to find something else we now have to drive 20-30 minutes to another city, with no public transportation available. After losing his job our auto insurance lapsed and I was in a car accident- the roads were icy, I was unable to stop and rear ended someone. I am considered at fault and have since had my license suspended because of my inability to pay the insurance company for the repairs to the damaged vehicle. I didn’t even realize this state, or any state for that matter, could leverage your drivers license against you because of an inability to pay an insurance company. But, sure enough, it happened- and the amount owed is even accruing interest, just making paying it down farther and farther from our reach. As such, I am unable to legally drive to a better paying job to help out my family in our great time of need. Many have said I should drive illegally- but if caught, my car will be impounded, I will go to jail and have even more fees, fines and tickets to pay. We have long ago cut out all unnecessary spending and all bills to the bare minimum, and we are still struggling to make ends meet and pay the debt we have accrued over this past year. I am asking you to please help us out by donating to help me pay the insurance company $6000, and counting, so I can get my drivers license back. Then I’ll be in a position where I can help my husband support our family and then we can get back on track to buying a home for our family. I thank you all so much for taking the time to read this and for you kindness and generosity.

Layla

https://paypal.me/yourewonderfulthanks

Last Updated: October 12, 2018

Need financial assistance after being in and out the hospital.

Hi my name is Brittany and I am hurt and saddened that I have to search the internet on how to get help, and asking complete strangers but here I am. I’m 29 years old and I spend my life in and out of the hospital and I can’t hold a job because of it. I am disabled and the Gov. Gives me 500 dollars a month to live on but that’s not nearly enough to cover everything I need. I have tried asking family and friends but nobody wants to or can’t help. I am about to be homeless and lose my car I worked so hard to get, but I only asking for anybody to donate me some spare change to get my meds and medical supplies so I can live, because with all this that is going on, I just wanted to give up. But I want to get better, so I can pay it forward one day when I’m on my feet. I have exhausted everything I have to try to stay on top, maxed out everything I have and about to lose everything. I’ve tried to ask ssi but they said I literally need to lose everything for them to consider helping me a little. Whatever you need to see, you can ask me on my email, I’m just trying to get 200 dollars to buy meds, supplies and some food. I’m a fighter but at this point in my life I feel so defeated. So thank you in advance, may God bless you and your family.

PayPal.Me/BMISLAND

Last Updated: October 12, 2018

Save my family from dictatorship

Hi, I’m Gabriel and I’m 21 years old, I study, I have two jobs and I live in Venezuela. Maybe you know about the situation in my country, but the truth is that every day it gets worse and living under a dictatorship where even the expression is a crime, it’s a terrible thing, to live in a place where even more and more work every time There is less food on the table and where my opportunities to help my family are increasingly reduced. Not to mention the nonexistent opportunities of emergence that Venezuelans are experiencing. My only chance to emerge as a young man within the confines of my country is to become a corrupt person, but I would never do anything like that because I have principles and I believe in God.

In my family we are 7 people and every day it is difficult to move forward. But, like many Venezuelans, I decided that the best way to help and help them is to leave the country to do what I can in another country where my efforts are well paid and to be able to help my parents, grandparents and brothers from the outside. But I found two problems to get out of Venezuela, and are that my passport will expire in just a month and a half, 11/14/2018 and here in Venezuela it is virtually impossible to get a new one and the other problem is in the money. Here in Venezuela every dollar is a large sum of money which is not easy to get, even having two jobs it is impossible for me to save because of the responsibility of contributing with food for my family.

It’s because of everything I mentioned earlier that I need help. Help to get the money I need to leave the country soon. I’m against the clock because of my passport. I just need the money to get out of here and have the opportunity to help the people I love, my family.

I calculated the price of the money I would need to get out, and with only $ 300 it would be enough to achieve it and each small contribution would help me reach my goal. I just need an opportunity to come up and have that money in a month. Thanks for everything

https://paypal.me/GuillenGallardo

Last Updated: October 12, 2018

$150K to buy home for Disabled Elderly Woman

This is the story of Cheryl.

Over 20 years ago, she suffered repeated domestic violence abuse. Often, she would be to unrecognizable. A few years ago, she started showing delayed symptoms from the constant head trauma. She lost the ability to care for herself. She can’t speak for herself. She can no longer write. Her mind is like a young child.

Her son, who endured the abuse as a young child, has been trying to get her home for almost 2 years. She lives in a different state and became ward of that state. He is hoping to get her at the end of November, and she will need a wheelchair-accessible, handicap-friendly home. He has a small 2BR mobile home which has been suitable for his family; but it’s not wheelchair friendly. The space is just not big enough for 3 bedrooms and a handicap bathroom. He’s always lived humble and has never had anything extravagant. All he wants a home just big enough to accommodate his mom’s disabilities and to be in a safe neighborhood for his mom and his daughter. A suitable home is not expensive where he lives.

Cheryl’s income came from her father. When he passed, her inheritance was entrusted to her brother. He used her money for himself and left her with no money. She has no assets. She owned nothing. Her son, who lives a poverty level paycheck to paycheck life, will be her sole provider. Cheryl needs lots of medical care and a caretaker while he works. She is not old enough for Social Security yet, so all financial burdens will fall on her son.

He and his daughter have been praying every day to get her home; and they have been praying for financial blessings. I hope that this will help with their prayers. I gain nothing but satisfaction of seeing a family reunited.

Please show your support by making a donation for this abuse survivor. She will never be independent ever again because of what happened to her. This family needs help. He can’t go out and buy a home. It will hurt him financially to take 2 weeks off of work to drive across states to get his mother. He has no other source of income. So please help.

God bless you ten-fold for your donation. Thank you.

Last Updated: October 10, 2018

I’ve lost my Job.

Hi there, my name is Kieran and I want to just say I made another request but forgot to put my paypal link at the bottom so I’ll just write this out again.

I’ve been working at a small family company that was growing well and I though it had a lot of potential. I worked there for roughly 8 months and all was going well until it started to not generate as many orders as it had.

I’m not sure what had happened but the company kept telling me there wasn’t much work and they’d let me know when they needed me to come in.

I wasn’t too phased by this as they’ve done this before but it would only be for a day.

3 days go by without any work and I’m not getting payed for this as I’m not actually working, so I call them and ask and they gave me the same answer.

Fast Forward 2 weeks and I get a phone call off them and I’m hoping it’s for me to go in but they tell me that they’re gonna have to let me go as they need to cut off some employees and I just happened to be one of them.

I had some savings that I used up to try and find a new job but I haven’t been able to get one yet, and now I almost have nothing and trying to find a way to pay my rent.

I’m afraid I’m going to end up being homeless and losing everything that I’m currently paying for i.e. phone, computer.

Even if it’s a small amount it would be of great help if you could help me out just a little bit until I can get myself back on my feet.

Many Thanks, Kieran.

https://paypal.me/kieran875

Last Updated: October 10, 2018

Opportunity for stability slipping away! Please take the time to read. I am so grateful!

Hi. My name is Rebecca & I live in New York. I am 30 years old. I am disabled currently & living on SSI. My income is $837.00 a month and my rent alone is $750.00. As you can tell, that is not enough to live on. I receive help from my mother for getting electric paid scarcely (currently $1,205.00 behind with shut off notice for 10/02/18. This will be bad because I require two breathing machines. I go without basic needs met every day. I have to scrounge for food & I have to ask for my med fees to be waved or paid by charity. I live with two abusive men as well. I have tried to get help moving out & called the local Women’s Shelter, but they said the fit was not good for me due to my health needs. Recently, I found a facility that can let me in due to my disability. I would live there & only pay $251.00 for rent. No utility or cable fees. That is free. Meals on wheels could be delivered to me. The thing is I need to pay off my debts (electric @ $1,205.00, and credit card fees that I had picked up to survive off of. Those will be likely anywhere from $500.00 to $1,000.00-ish. ) I will then have to pay probably about $500.00 to $750.00 to move in. That would be first month’s rent & security. I don’t know if they will ask for last months rent as well. I also have to pay for my Emotional Support Dog’s second rabies shot & yearly check up, plus any meds that he may need on 10/02/18. This SHOULD be less than $250.00. Once I live in this facility I will have opportunities I never had before. I will be living alone but under the care of the facility. This will grant me stability & order which I have never had. I have Panic Disorder, Generalized Anxiety Disorder, PTSD, Agoraphobia, etc. I have had these illness’ since I was not even a decade old. Living in this facility I will be able to get out of my apartment, roam the halls, start up a social life with other members, etc. I will be pushed by staff to go outside & conquer fears. I will be able to pay off debts, get my GED, learn to drive, & hopefully get back to working. I don’t make enough for SSD to up my income because I had worked outside the USA & it doesn’t count for my hours worked, even though I am a US citizen from birth. My goal has been to work in Biosciences, Biotechnology, &/or Pathology. I have always had a brain for the way we tick & I am intellectually blessed in these areas. I love art & cooking as well & hope to hobby in that. I stream games from time to time for viewers but the income is not significant & that is more for fun. I plan to do good with my life & I actually had gotten an opportunity like this in the past, but they could only keep me for 6 months. They phase high functioning members out after then. I had made tons of progress but was not quite ready to leave & have been depressed since I have fallen back into my old troubles due to money & lack of care. I would like to take this opportunity, that will be indefinitely available to me until I am ready to branch out from the facility. I have to get in my papers in on for application on Monday 10/01/18. I hope to be moved in by 11/01/18. I have done the hard work before & I know I can & will in the future with your help. I am not one to let opportunity pass by. I will fight for it. Please help me to be able to take on this amazing opportunity! I will pay it forward someday. I promise!

Total Needed- $3,205.00 at MAX.

SO Grateful,

Rebecca W. – paypal.me/UhItsRio

Last Updated: October 10, 2018

cancer

so this is extremely hard for me asking for help. Ive spent most my life helping others not asking for help. However I at this point don’t know what else to do other then just give up and somedays i just dont even want to wake up any more. I have even questioned God and my faith in him knowing better but feeling so angry and in pain I did.

7 years ago I met the love of my life feeling much hope and renewed faith in so many things I thought I finally had a chance to love be loved and have a family. She had children most older but her youngest son 6 at the time for whatever reason thought the world of me, wanted to be just like me, heck getting ready for school all of a sudden wasn’t a problem cause he even wanted to dress like me. We were so happy until I became sick.

I was self employed and my new love gave up caregiving so that we could work together. Even had some of the kids help on jobs once and awhile but of course the youngest always whenever school or sports would allow. Before i knew I was sick it was harder and harder to finish jobs or even get jobs due to the fact I just couldnt work like I used to. Eventually I got further and further behind. Then one night the pain was just to much I ended up in the er where I found out I had cancer.

My new little mini me at first wanted to take my place going as far as to ask people if he could rent their garage because he wanted to have a shop he could work out of and make money. He one day fixed a little girls bike free of charge of course just let anyone else know who may need a bike fixed where to bring their buisness. I remember the smile on his mothers face as you glowingly laughed telling me the story and saying how cute he was with grease on his face. As amazing as all this has been it still has yet to pay bills.

I have put surgery off a couple times now knowing we just didn’t have the money to make ends meet and trying to just power through but it always ends the same. I end up sick and in more pain. I just cant do it any more I need to have this surgery if I have any hope at all. And I can’t do it on my own I need help.

On top of all that my now fiance and still the love of my life has with her need to over work and stress herself added to our house hold with a 22year old kid who is a best friend of one of her older kids but has uncontrollable type one diabetes and has lost a lot of feeling in his feet and hands.

We now have a 30 day notice to move with less then a week left to move, a diabetic kid with no insulin, and a cancer surgery date in a few weeks. Im so sick and on most days can hardly get out of bed. waiting on disability to be approved because i now finally have a lawyer to help but that wont come anytime soon im told. But when it does I will pay whatever help forward that I can for others who maybe struggling in these hard times.

I need help to move my family feed them and for insulin so that I can get through this surgery and enjoy the blessing of my family and make memories with my mini me. I have so much more to teach him and dont want him to be angry with me any more cause he feels ive given up by not getting better sooner. I want to see my fiance smile once again instead of hearing her crying at night thinking im asleep. I am not a weak man but feel like I am because I need help and asking for it is so not easy for me. I don’t know what to do anymore this is my last resort other then give up. Thanks for taking the time to read.

Last Updated: October 10, 2018

Saving my 4 Kids

Hello, my name is Jennifer and I am in need of financial help. My husband and I are both disabled navy veterans. We both served in the military for 10 years. We have four children ages 6, 12, 14, and 16. Two boys and two girls. We bought a home in Texas back in 2011 with our VA loan and since then our home has caused our family to become ill. A few months ago we learned that we have black mold and 3 other types of mold in our home. It is caused from various different cracks and leaks in our home that came from a leak in our foundation slab under our home. We have 2 sewage line breaks under out home and the back half of our house always smells like raw sewage. We also have several cracks running from the ground up that you can see right through to the inside of our home. Our roof also has cracks and leaks, when it rains we have water coming in from many different places. This also causes mold to grow in our drywall and walls. My children are all suffering from headaches, allergies, skin rashes, and loss of sleep. I suffer from chronic migraines from the smell and mold inhiation, and many different health issues. Our home has become unsafe for us to live in, yet it is all we have. We want to get if fixed and safe again for my children to live in but we feel hopeless in our situation. My husband and I are on a fixed income and we are unable to get any extra income due to our health conditions and disabilities. To fix our home and get rid of the mold it is costly and we cannot afford to fix any of it. Our home owners insurance does not cover any of the mold or broken slab, sewer line breaks, and cracks in our home due to restrictions. My pride and military back ground has taught me to not ask for handouts and to work for what I need. It is very hard for me to ask for help and I feel I have no other options. I have no one to ask for help, and my family is living in this home, continuing to get sicker. I am asking for help to whoever can help. I am truly grateful for any donations or even advice.

My paypal me link is paypal.me/jenniferdotson81

Last Updated: October 8, 2018

Family man hitting hard times

hi everyone, I’ve worked hard all my life but recently found myself unemployed and with mounting debts. I had never thought about going online to ask for help ever but was told about this site. My partner is also pregnant with our first child together and I don’t want to burden her with the problems we face but look to see how I can help her us back on an even footing. I’ve taken work back in a low paid environment as I believe you have to work to provide but this pay doesn’t come close to covering what we need to pay to clear our feet. I ask for anyone’s help in just small donations that I can use to give us that new start and hopefully reduce the stress for both of us before our bundle of love arrives. Thank you kindly in advance.

paypal.me/ashbash05

Last Updated: October 6, 2018

My little girl needs a heart transplant

I have also have been fundraising by having car washes and bake sells I have earned $5,000 dollars on my own so far. still need to earn $55,000 more.

This is my little girl Katelyn’s Story

On August 25, 2013 at 9:36 am Katelyn was born. Approximately 4 hours later a doctor walks in and says to me, “Your daughter has a heart problem”.
She was taken to the neonatal intensive care unit leaving her me in tears.I felt the fear of not knowing what would happen to MY new baby girl.
The following morning I meet with an amazing cardiologist who tells me Katelyn has Tetralogy of Fallot and before age 1 she would require a full
heart repair surgery. Tetralogy of Fallot is a rare condition caused by a combination of four heart defects that are present at birth.
These defects, which affect the structure of the heart, cause oxygen-poor blood to flow out of the heart and to the rest of the body.
At the age of two months katelyn is ready for her first surgery. She had a full heart repair and came out of surgery with news of her heart function
being low. After 10 days in the hospital and no improvement the doctors tells me Katelyn needs a 2nd surgery to place a pacemaker. After 21 days in the
hospital she is discharged and required regular monthly then every 3 month appointments. Ten months after Katelyn 2nd heart surgery during a
follow-up appointment it was found that one of the leads from the pacemaker had broken. A 3rd surgery is required to replace the leads to the pacemaker.
Now 2 years later I find out that the patch placed over a leaking valve during her first surgery has continued to leak.
The effect has now caused the left side of her heart to enlarge severely diminishing her heart function.eight more months have passed and Katelyn’s
heart function has significantly dropped. Preparation of a 4th surgery is required for the placement of a biventricular pacemaker.
My hopes were for the biventricular pacemaker and the medication to successfully help the left side of her heart with contracting.
I did ask her cardiologist what our plan would be if the biventricular pacemaker and medication did not work.
They responded with the only one answer…….”heart transplant”.
Now 2 months after the biventricular pacemaker surgery it seems to have failed. Katelyn’s heart functions have gone from 20% to 5%.
Lab results are a concern and have required Katelyn to be emergency admitted into the childrens hospital in Tennessee.
Due to the poor blood circulation of this heart She has developed kidney damage, liver damage, and most recently has developed a blood clot on the
left side of her heart. After 10 days of evaluation by the Children Heart Transplant Team it was recommended that Katelyn undergo the
steps required to be on the heart transplant list.She is currently at Children’s Hospital in Tennessee and this is where she will stay until
a new heart is available.She requires 24 hour care and is undergoing 24 hour IV medication, Milrinone, used to treat those with heart failure.
My daughter is a trooper and has been my little fighter since she was born. It breaks my heart because she has no idea in her 5 years of life
what she has already been through.It’s going to be a long road ahead but this little girl has proven to us she was born to fight. paypal.me/DanaCR86

Last Updated: October 6, 2018

Young family needing to get back on trac

Hi my name is Amy and I am so gutted to even be in this position but I’m afraid it’s time that I asked for some help. Basically my little family are struggling and I don’t know where else to turn..

We set up home just me and my partner 3 years ago and fell pregnant shortly after. We were so excited as we had been trying for 5years and were told we couldn’t have babies. I had a rough pregnancy and ended with an emergency section. My little man was well but I unfortunately developed pnd and ptsd. During this time we suffered a miscarriage of an unexpected pregnancy. My little boy was only 3months when I had fallen pregnant again. This also had a big impact on my mental health.

I then went onto have another baby. A little girl who is exactly 18months younger than her brother. And thankfully I coped a lot better. I unfortunately had to make the decision to not return back to work as childcare is so expensive but in hindsight I feel this may have been a bad move. They informed me that I have to pay back some of my maternity pay. I have no income now and cannot do this. My partner works so hard and barely makes ends meet. I don’t want him to have to do much more.

My little girls first birthday is next month and I am heartbroken to not be able to throw her a party or anything. I feel like the worlds worst mummy at the moment. I’m over my overdraft and can’t even afford to pay my phone and internet bill.

Ive just started to run my own photography business and it had started to take off but considering all that is going on I can’t even afford to call my clients. With no internet I can’t take bookings. Again, no income.

I don’t want this to go into a downward spiral for us and we need to get back on track quickly. I don’t want our little family to be ruined just as it’s starting. I don’t want to feel down again. I think we would need about £1000 to get back to where we were and hopefully things will blossom. I can then focus on the children and my business. My partner can finally get a break.

Honestly though any amount will help. 50p in the right direction is all I ask. Thank you for taking your time and understanding. My family is my world and I don’t want to let them down.

Love us x

paypal.me/amyjane77

Last Updated: October 6, 2018

The Bills Are Suffocating Me!

Hello,

My name is Jessica.

I am a mother of three children and a wife. I have never done this before, so I don’t know where to begin but I do know that the tears are coming too easily tonight. This is a last resort and I am at my wit’s end. The photos below are the only photos that I was able to take this evening. The photos include my credit card statement as well as my electric bill. My husband’s credit card statement is just as ugly as mine. The electric company is currently threatening to be turn our electric off. They haven’t shown up yet, thankfully. But they continue to call. We make small payments as my husband receives paychecks weekly but it isn’t enough to sustain the amount that they want in order to keep the lights on.

Our rent is $995 each month on the first, and I have college debt I’m trying to pay off while still attending.

We were able to take care of everything, but when my husband’s father passed away we gained a huge amount of depression on top of the loss of a very important income.

To top off the theatrics of this scenario that is my waking nightmare. My molar fell out three weeks ago and the canals are still lodged in my upper jaw with a possible infection. My dentist will not get in contact with me ever since he learned of the insurance carrier that I have. (I have state aid) It doesn’t help that my truck broke down last week due to some kind of leak in the wheel. Winter is coming up quickly, without my truck I can’t drive my children to and from school safely. My husband is changing shifts at his job soon, which means he will be gone all day instead of all night. That means it’s all up to me to get this truck thing figured out.

I am now trying not to completely lose myself, it is 2 AM and the children are asleep, if I cry any harder they’re sure to wake up. I am begging you, anyone, please help us make it past Christmas. I’m asking for so much, it feels absurd, but without your help our family isn’t going to be able to make this work. I’ve been fearing the worst as I watch our account hit the negatives each week. Please, PLEASE HELP us. Thank you so much!

Bless your hearts <3

After all the bills I’m looking in the face of an evil $14,000 in debt before college debt :(
(The directions said to follow the link below)
https://www.paypal.me/annebellecries

Last Updated: October 6, 2018

Looking for a hand up

Hello, my name is Michelle Mouat. I’ve come into some hard times and been having a very hard time staying afloat. I am trying to not give up and reaching out to anyone who will listen. The most pressing matter currently is my electric bill. I have set up a payment arrangement but coming up with that has been very difficult. I owe 253 on Friday or else my payment arrangement is canceled and if my electric gets turned off then I am in trouble with section 8. I have three beautiful kids who I feel like I keep letting down.

I feel like I started out my adult-life in the hole. Family life growing up wasn’t something I would wish for anyone. I am not as bad off as some people, but to me it is soul crushing. I’ve got mental health issues, that I’ve gotten through and feel, giving the opportunity, wouldn’t take me down anymore. I want to be able to help more people like myself. Although I am not sure what that is yet specifically, I hope if I can somehow get through this hell I can be of some service to my community.

I got fired last March from a job I was at for almost 2 years that I loved so much and it seems like I just am stuck in a rut trying to recover from that. I did end up finding another job and was driving 30 minutes each way but then I crashed my van so transportation had become an issue. I was getting rides but I couldn’t help but feel like a burden. Then I was riding a bike and got a job downtown but it ended up being a split shift so a half hour on my bike both ways turned into 4 trips on a bike. And I just didn’t have the energy to do that.

Now my days are mostly spent dealing with immediate problems. Finding a ride to the food bank, or scrapping enough money to pay for whatever bill is due, or getting money together for school supplies or whatever else my kids need.

I am trying to find my worth to get a keep a job. I think if I could somehow just lessen some of the crisis that would kick start a better feeling of good. I try very hard to stay positive and keep moving forward. It’s not a good excuse but normal life situations seem to weigh on me so much harder, every hit feels like a bomb going off and I’m still busy scrapping up the pieces from before. I just need a miracle to happen to relieve some of the stress so I can work on getting out of this situation completly.

I’m not sure what is available for people like me. But I’m just tired, and almost want to give up completly. But I know I cant. I have been counting the numbers and to get all of my bills caught up and to get into an A to B car with insurance I have been looking for a way to borrow 2,000 dollars. I can either pay back with my taxes or work off, Or both. That is my big idea. I am trying to keep the faith and realize that that’s probably not going to happen. I’ve been stubborn and held down with pride and I won’t get any help if I don’t ask.

Please let me know of any help you can offer, or point me into the right direction.

Thank you for spending the time to read.

Michelle Mouat

https://www.paypal.me/MichelleMouat

Last Updated: October 6, 2018

I am a single mom and I am drowning

I am a single mother and college student with zero financial support.

My son is 15 and is an amazing Aspy and had to undergo major surgery on both legs and we also learned that he has scoliosis. I was forced to quit my job because I had to be home with him since he could not walk. I have applied for everything imaginable in search of financial help. I was denied unemployment and social security. I sold everything I own to keep up with bills. I have done odd jobs on upwork and fivrr, even paid surveys, but these jobs have amounted to maybe $100 total after endless hours of getting there.

I was anticipating an income tax refund, and it was to be my saving grace. The IRS decided to audit me this year and I have no idea how long this will last, so I cannot count on that.

I decided to go back to college when I found out I would have to stay home. I attend Purdue University Global and just entered my 6th term (I am enrolled in fast-track courses), and I have been on the Dean’s List, President’s List, and Chancellor’s List for each term.

I finally found a part-time job that works with my limited availability, but I do not start until next week. Even then, it will be enough income to cover rent and electric only.

I no longer have a car, my credit has plummeted, and my landlord wants the rest of last month’s rent in his account by tomorrow morning.

I am so tired of being so incredibly worried for over a year now. Every day I face some financial crisis that I have to scramble to solve.

I am proud, so asking for help is difficult, but I have begged to anyone who I thought could help point me in a direction to someone who can help. I have written letters to local, state and federal government members in search of some assistance. I have not received a response from any of them.

My son needs to see a therapist desperately because he has become depressed between the surgery, my financial hardship, and an unsuccessful attempt of us trying to contact his father who lives in London and chose not to be involved in his life.

I have no one in terms of family, friends or significant other because I have been stressed out and miserable and so incredibly stretched thin for far longer than a person can take.

I don’t know what happens when you give up, but it is looking like the only option left for me and it makes me ill to think of how close I am to achieving my goals. If by the grace of God, I can make it, I will have my degree in about ten months and will definitely be able to find work, as I have years of experience to go with it.

I would give anything to not have to worry about money for just a minute. It is destroying me. I am depressed. I am exhausted. I am ready to wave the white flag.

If I could just get as little as some encouragement from people in my life, I might be able to muster just enough fight to actually make it, but I am beginning to feel invisible.

I am not perfect or more deserving than anyone else, I am just a person who tries to do what’s right and who has been taking hit after hit after hit of bad news. I just cannot seem to catch a break no matter what I do.

I do not have a penny to my name and that is a feeling I know too well, but as a mother, I have found ways to make it work. I am out of ways. I have nothing left to give, trade, or sell, and now, since my credit has been destroyed, my name has become worthless.

Please help us.

http://paypal.me/stephsomething

Last Updated: October 6, 2018

Desperate german

Ok so my Queen and I are having an incredibly hard time, She just got diagnosed with Lunch syndrome ()

We are 42 (her) and 35 (me) and so far were able to get most of the testing done she needs, still got plenty ahead of us though, because of this we are now behind on every bill we have, we owe this months rent, and 250 from last month still (and it’s already the 21st yikes). I am going to go talk to our landlord and pray he can see it in his heart to give us some more time on that. I am very thankful for her family, who has helped us out tremendously with extra funds for some of the medical stuff, kept her phone on along with a few extra dollars. My family is relatively small and lives mostly in Germany (I was born and raised there) and have also provided some, but are currently having a rough time as well. We also have a car payment coming up (only 2 more and it will be paid off yay) but we do need brakes, my knowledge on vehicles is slim, but I believe we are almost to the rotors if not there. We both share this vehicle to get around. She had just started a job but was not able to keep it due to the long drive, with everything going on it really added a lot of stress to her day. But She is looking for something a little closer, with several promising opportunities (I am so proud of her, she is one of the hardest working people I have ever met)

I am currently looking for a higher paying job as mine is bringing enough money in currently. I also help a friend mow a couple times a week plus i am a artist. But I do not have a lot of extra time to find the market and create my artwork.
I do woodburnings, lettering (names, quotes, signs, graffiti, tattoo artist) portraits… Just about anything.. if anyone is interested in helping out I am definitely willing to create something personalised, or just anything in general as a thank you .

We are also getting plenty of help from out local churches with food (thank you so much !!)

So then recently Her daughter finally got tested for the same thing (Lynch), and also tested positive (breaks our heart) her two children (3 and 4 yrs old) are to young to get the testing done. But we already pray everyday for a negative.

I will work 5 jobs, already gave up my cellphone and will continue my artwork and do every and anything I have to to make sure my beautiful queen gets the testing, and if necessary the treatment she needs, but am praying for a miracle so that we do not loose our residence or vehicle. Anything would help and I will do anything to repay you , by sending some art work or money once I can . . Or if close by I am willing to work it off.

Please I don’t know what else to do here, I feel like it’s my fault that I am not successful enough to take care of everything. And it truly breaks my heart to see the love of my life stressing out and being scared instead of enjoying her life like we all should every single day.

I will send some pics.. because of all of this we end up behind on other bills, (also had to take loans out already) but that’s just to show that we really are struggling to make it.. we really just worry about our place to stay and vehicle…

If we could somehow get anything at all to help, to ease the 550$ + 250$ to catch up on rent and another 300$ or so to get a headstart on the car payment & the maintenance needed to make sure we can keep our vehicle, I would be forever in your debt and endlessly grateful,.. thank you so much

Last Updated: October 6, 2018

Wife bailed out. Newly single father of 4 with no one to help with childcare.

I’m not sure about this but were going to try it any way.

My wife of 5 years and mother of all 4 of our children has eloped and absolutely gave up on being a mother. She’s done this a few times before and I always took her back for the sake of family. However this time due to her history and the damage she is doing to our kids, I cannot in good conscience allow her to come back when she is ready. She once left and had no contact with her then 5 year old daughter for 6 months. I was always able to maintain because we only had one child at the time and childcare was a lot easier to obtain.

We now have my daughter (who is 7) my son Elze who is 2 and Evan and Ely who just had their first birthday this month (twins). With 4 kids, no partner or other family to help and a job that offers limited vacation and no leave for this type of emergency. The day she left us was the last day I was able to work. My mother definitely would love to. But she died in 2010 of ovarian cancer, 3 months before my first child was born. My dad has trouble walking and taking care of himself due to health issues. So watching a toddler and two soon to be toddlers is out of the question. However he is sometimes able to pick my daughter up from school which is appreciated. My mother in law is the last person you’d want around your kids. She only cares about her prescription drugs and has no will or ability to watch them while I’m at work. Also she abandon her 3 kids for 8 plus years when my wife was a child. Her father ended up dying in prison.

Point being, I have no one to ask to help look after them while I work. I’ve been keeping up everything with the little money I had saved and by selling what ever I can. My wife has taken our baby’s wic benefits card that we used to get milk, baby food, ect. Along with the the kids social security cards. So before I reapply them for benefits I have to get them new social security cards which is a hassle itself.

So I’m here trying to raise a little money to pay for them decent child care for a couple weeks until I able to get employment and maybe help with groceries until the payroll checks start coming in. I hate asking for help but when it comes to survival of my children, my pride takes the back burner. Thanks for looking and hopefully thanks for your help.