We often hear “I need money now” for rent, food or bills – not an easy situation to be in. See our advice below.

Emergency Rental, Food, and Bills Assistance Programs

How to get help with rent?

At times, many families find themselves homeless, or unable to continue to occupy the premises of their choice. This may be due to fire, accident, storms or many other causes, but often it is merely a problem in paying the rent. Illness that forces a breadwinner to stay home, or loss of a job; any and all of these conditions can put a family in need of temporary assistance to tide itself over until the members of the family find themselves again in a position to pay their own rent without the need of subsidising or other rental assistance.

Agencies have been set up in many parts of the country to help in this regard. Non-profit organizations, these charities, such as The Salvation Army, as well as some governmental agencies are often able to offer emergency rental assistance for families who are being evicted by a landlord, or who simply have no way to pay their rent at the moment. Realizing that landlords, despite the old cartoon imagery of a rich greedy person feeding off the work of renters, the vast majority of landlords are not really making a profit at all on the current tenant. This is only a stopgap so that the landlord may pay the monthly house payments in the hope of some future profit if housing increases in value some years later. If the tenant can’t pay the rent, the landlord may soon find himself in the same position with regard to the lender. Lenders do not want to hear sad stories.

Although these different programs for rental assistance may be available, much depends upon the funding at the moment. Some programs quickly run out of money and are simply unable at the moment to provide further help to persons in need of assistance.

The vast majority of families in need of temporary rental assistance are those to be found in the low-income range; seniors, disable persons and children are among those most often affected. Others too, faced at one point or another with a temporary emergency may qualify for assistance in these cases.

In most cases, those in need of longer-term assistance, persons who have not been gainfully employed for a considerable length of time with not prospects for the immediate future may not qualify for rental assistance under these temporary emergency programs.

Those more likely to receive aid are persons who are able to convince interviewers of their willingness to do what is necessary to get back on their feet along with the ability to do so. Since emergency funding is considered a short-term “fix” for a crisis situation, the grants may be only issued for a few days, perhaps to defray the cost of a motel room, pending the applicant’s ability to find other lodgings.

Therefore it is important, in most similar cases, for the applicant to show the interviewer the imminent possibility to become self-sufficient.

Most non-profit agencies as well as other agencies attempt to work closely with rental assistance applicants to help them with any additional support as needed depending upon each applicant’s situation. Often applicants are further given counseling and referrals to other agencies that may be more helpful to an applicant.

In such cases, any additional services rendered are free to the applicant in crisis. This may include lack of employment and such other problems that may arise such as medical emergencies. Most agencies participate in these endeavors as well as teaching applicants the processes involved in applying for governmental programs, immediate rehousing and how to apply for Section 8 vouchers as well as information about low income housing, and assistance in paying the security deposits that are almost universally demanded by today’s rental market.

Since the goal of all similar agencies to to render aid to persons in immediate need of emergency housing and other crisis situations, the funds issued to applicants for rent or other necessities is only meant to allow the applicant extra time to deal with the emergency. However, at the same time, applicants will normally be provided with support in the long term to guard against similar future emergencies.

If you have an eviction notice or expect to be unable to pay the rent in the immediate future, or even realize that you need to find less expensive living quarters, now is the time to apply for assistance. Often with early application, money may be available to catch up unpaid rent as well as other options that may be explained to you.

Assistance may also be available to help with the security deposit, the initial rents and even moving costs. In some cities non-profit agencies may offer other emergency assistance to those in crisis. These funds are normally paid out on a one-time basis. Depending upon the location, resources that may be in place for housing crisis families can be wide-ranging.

Potential applicants are advised to find the telephone numbers as well as any other information available to them and educate themselves about the different programs that may be able to help with emergency assistance.

Not only non-profit private agencies, but many governmental agencies, are able to provide interim assistance, depending on the locality. Massachusetts has a program called RAFT, while in Texas a rental assistance program called TDHCA is available. Florida has a similar program called EFAHP and in Connecticut their program is called RAP. Many other government programs around the country also offer assistance to pay rent or a portion of overdue rent in their ongoing efforts to reduce the growing threat of homelessness in their particular communities.

Another program, called the Federal Stimulus Program is a little-known program through which our federal government provides billions of dollars across the nation to provide rental assistance for qualified applicants. These funds have become invaluable to families that find it increasingly difficult to keep up with the rising costs of rent and other housing needs.

HUD the Housing and Urban Development, agency works throughout the country as well. A number of families approaching two million are able to use this program, a program that can not only help those in need to pay their rent and/or security deposits, but HUD can issue vouchers to provide temporary housing as well as providing assistance to senior citizens and the disabled to keep up with overdue rental payments.

These programs not only offer grants to help pay rent, but the government Rent Voucher Program aids applicants to seek housing in the privately owned housing market.

These agencies can, generally, offer legal advice to those facing eviction. Every year millions of people receive free legal advice and assistance to educate them with the eviction process and their rights as well as responsibilities. The government provides funded Legal Services Corp. which provides attorneys who may mediate a solution between landlord and tenants in addition to advising tenants of their rights as well as help them apply for Section 8 or other assistance and another positive aid they offer is help and counseling on housing discrimination.

Counseling may also be provided to help applicants apply for government and/or private grants. Money is available for many of these crisis situations.

It is the goal of these agencies to prevent evictions wherever possible. The federal government as well as the many non-profit private agencies strive wherever possible to help applicants remain in their current quarters without the fear of being summarily evicted. Often these agencies are able not only to prevent evictions, but subsequent lawsuits that may be brought against a tenant. Alternatively, the agency may be able to find more suitable and affordable housing for an applicant facing eviction.

Many churches too offer funds that can help those in short-term financial difficulties. United Way and The Salvation Army are only two of the better-known charitable institutions that may be able to offer help when needed. Generally they give priority to those living in apartments and facing short-term financial crises.

A good number of other national and local charities are ready to help with the expenses of rent and other essential needs as well as providing case management and many other social services. No all charities have ready money all the time, but even those may be able to help by helping an applicant with information about other resources and assistance in applying for free grants to pay overdue rent.

Other agencies that often provide help might be, for example, Catholic Charities, Social Service Offices, United Way, the American Red Cross, the Legal Aid Society and as mentioned earlier, The Salvation Army. Aside from these examples there exist many other emergency aid agencies for those who are able to become informed.

While most of these programs provide only short-term emergency aid, they are designed for the most part to tide a family over until a longer-term solution becomes available. Often these same agencies will be able to direct qualified applicants to resources that may assist them in finding an apartment or house for more permanent security.

It is important however, during these times of crisis, to keep in touch with creditors and the applicant’s current landlord so they understand what you are doing and what you expect to accomplishment. It is important that the applicant be extremely honest with everyone about the situation and it may sometimes be possible to have monthly payments temporarily lowered, or even be allowed to skip a monthly rental payment. Other plans may be devised and put into place to avoid being evicted.

It is well-understood that not only landlords but other creditors too are much more willing to cooperate with persons who are up-front with them, honest in their discussions and show a willingness to cooperate and do whatever they can to improve with situations.

How to get help with bills?

Ask The Energy Company

if energy bills are the source of the hardship, then the energy providers’ own in-house programs are often the quickest way to help rearrange and meet repayments.

LIHEAP: Low Income Home Energy Assistance Program

This national program’s focus is on subsidies for repairs, weatherproofing and utility bills that families cannot afford to pay.

LIHEAP covers any energy related home repairs for low-icome families, including seasonal expenses like air cooling systems and winter heating bills. The local LIHEAP office is the first point of contact for those in need of energy or utility assistance. Eligibility varies from state to state.

WAP: Weatherization Assistance Program

The WAP is a federal grant organized by the Department of Energy that helps needy families improve their homes’ energy efficiency, and has assisted over 7 million households across many states, territories and Native American tribes since its inception in 1976.

According to the DOE guidelines, a household with anyone over 60 is eligible for the WAP, as are legally recognized disabled people. Most states make families with children eligible, and the website for the WAPTAC (Weatherization Assistance Program Technical Assistance Center) can advise others if the grants are available in their area, and whether they qualify.

LifeLine Assistance: Free Cell Phones

Americans in need of a cell phone plan but without the means to maintain one can get assistance from LifeLine Assistance‘s free phone program. This is indeed a lifeline as daily life and business in particular is practically impossible without a mobile phone.

LLA is an FCC mandated scheme offering a free cell phone with at least 250 monthly minutes included. It’s available in the 49 states, Washington DC and Puerto Rico, and typically requires a household income below 135% of Federal Poverty guidelines. For some states it is below 150%. Eligibility varies across participating states, with slightly different rules around qualifying income.

Other sources of help are available at state government level, or many national and local non-profit and charity organizations, and the energy companies themselves.

How to get Food For Free?

It doesn’t always require money to eat, and there are many ways to gain free food without adding to your debts or joining the 10% of Americans who have resorted to shoplifting. Ask people you know, or traders and restaurant and store owners.

Above all it’s important to explain why you are asking for food: because you can’t afford to eat. And not to be critical about what food you eat. Without a certain amount of money, there is no longer the choice of what to eat. So meat may become harder to get or if meat’s all that’s on offer and you are a vegetarian, it’s best to accept it with thanks.

Grow Your Own, Share With The Community

The most sustainable – and satisfying – way to provide free food for yourself is to grow it, and you can start with just seeds if you live in the country or with just a small space in the city. Guerrilla gardening is an interesting urban option, more organised community gardens and allotments can share space and expertise for growing, and seed swapping communities among gardeners are a good source of materials and encouragement.

Ask A Farmer

Out in the sticks there won’t be the option of stores and restaurants as a source of food, but ask any farmer and there’ll be some left on the fields that they didn’t or can’t sell. Many will let you pick these leftovers.

Food Banks

A rapidly growing movement in the United Kingdom and US is the organized and charitable distribution of food to those who can’t afford it. Most of the food is donated, and food banks are one of the easiest ways to obtain some nutritious food. Many banks have conditions for who they can give food to, but there is no need to be ashamed about visiting one.

Links to Food Banks in various countries

United States /United Kingdom /Austalia /Canada /Ireland /New Zealand /South Africa

Offers and coupons

Online and direct from the stores, many coupons are available to promote new products. And companies across the United States send out free samples of new products. They’re unlikely to provide a healthy, balanced diet on their own but could supplement free food from other sources.

Waste Food

In an affluent country there is an abundance of unsold or waste food, and a little social interaction and resourcefulness can unlock access to a surprising amount of it.

Ask at the market

Often around closing time, stall holders will sell off any remaining stock for next to nothing, and it’s always worth telling them you have no money and asking if they’ll give you something for free. You can often pick up some fruit or salad, and if they can’t offer anything, thank them anyway and ask at another stall.

Free Supermarket Food

Ask at the big stores and you’ll be too far down the chain of command: “My boss doesn’t allow us to do that” will be the usual answer. So smaller supermarkets and neighborhood stores are a better option, where you can talk to that boss. You may find warmth and generosity among Muslims and immigrants to the West who run stores.

Restaurant Leftovers

It requires some patience, a little nerve and a bit of practice, but it’s possible to get free, professionally prepared food, even a table to sit and eat it at. Restaurant districts in cities are obviously the best place to try this, and expect a success rate around 5%, so it requires persistence, but will sharpen your bargaining skills, and who knows where else that could lead?

Turn up at a restaurant after the busiest time but not too late, and explain that you have no money and ask if they have some left overs in the kitchen. It can help to have a container such as a plastic box ready in case they do have something, and if they’re friendly and can’t offer anything the first time, maybe they can put something aside the next day.

Searching and Foraging

It grows on trees, on the ground and some seasons there’ll be abundant fruit and tasty plants such as dandelions or chickweed. Even cities can produce some tasty wild food, and anyone near downtown Seattle has access to America’s first Food Forest in a major city.

Dumpster Diving

Growing media coverage of the colossal food wastage at supermarkets and restaurants has made it much less weird, and more popular, to search through the dumpsters in search of some quality food to turn into a meal.

Last Updated: February 27, 2020

Wanting to make my family happy again

I don’t know where to start so I’m just going to explain. A year ago my wife had a nervous breakdown. She’s been diagnosed with paranoid schizophrenia and D.I.D. disorder. Seeing her in that state afterwards shook me to the core. I mean completely broke me. Unfortunately a month later I was laid off of my job and we were forced to bounce around from friends to family homes. Because of that keeping a job was almost impossible. I got so bad we found ourselves sleeping in the storage unit. Until one night a cop knocked on the door and said we had to get out or go to jail. We then went into a homeless shelter. In Iowa they house women and men in completely different building’s. This unfortunately made my wife’s mental disorder far worse. I started working two jobs,both at a gas station. I actually still work at both of them. Almost right on queue, my student loans caught up with me. After a year though I was finally able to put the four of us in a two bedroom apartment. Five actually, our loveable dog we call ShortBus. I want to give my family a taste of what we once had. To see maybe a smile on their faces, even if it’s only once a week. We all have no beds, so we’ve been sleeping on the floor. No furniture, tv, we live off the food bank witch never lasts the whole month. I am struggling to feed our dog everyweek. I’m just looking for a small break so I can play catch up. In hopes of being able to provide the lifey family deserves. I can’t afford much at first. I would be more than willing to pay back every penny. I’ve tried getting a loan everywhere and have been denied. My parents are not in a position to financially help us. Off the top of my head I would think a $1000-$1500 would cover it? I honestly don’t know though. Truthfully, anything would help and would be very grateful. Thank you for taking the time to read and listen. I will leave my PayPal info like the website requested. And again thank for anything.

paypal.me/jefferythgreat

PayPal email is bobb48731@gmail.com

Last Updated: February 26, 2020

Can someone help me?

Hi,

I’m 30 old man.

I have a 2 wonderful kids and beautiful girlfriend.

I had a great job and big plans do start my one company.

Then my life takes a turn i lost my job and didn’t get paid nobody did.

Now i have a new job with a minimum salary and big loans do pay back.I am very hard worker and i work all most every day do make my kids and my family happy.

i havent have free day long time ago.

Now i can’t bay the loan and they want do close my acc i don’t know what to do :/ or were do go.

I don’t. have friends i cant get any more loan. I don’t smoke i don’t drink alcohol..

Please if u help me and my family out i will pay back if i can get my life back and start my company..i don’t now what do do anymore:/

paypal.me/helpmeupagain

Last Updated: February 26, 2020

New Parents Lost Tenet

Hello. My name is Maddie. I am a wife to my husband, Aaron, and brand new mom of one handsome little boy, David. We own a house in Tennessee that was being rented out by my brother-in-law, however he decided it would be best for him to move out, giving us a less than 24 hour notice. We are currently living in Michigan where my family is, but are now stuck with two mortgage payments after just becoming new parents and already being in a debt snowball due to David coming three weeks early, beginning my maternity leave early. This past weekend, February 14th through the 18th, we took the trip down to Tennessee to look at the state of the house my brother in law left it in. Unfortunately, the mess he left is also going to take a lot of work to put into the house in order for it to sell. As of right now, it needs;

Everything to be painted, inside and out
New windows
A new door (my brother in law broke it)
Outlet covers on every outlet
A new microwave
Landscaping i.e flowers planted, mulch laid down, etc
Powerwashed all around and in the car port.

Getting all of this accomplished is going to take a lot for both my husband and I, including multiple trips from Tennessee to Michigan and back to do what we can with paying people for the rest. We do have a realtor that did take a look at the house and appraise it. When everything is accomplished, we are hoping to sell it for an amount that would completely pay off our debt and give us approximately a $10,000 savings account for any future emergencies.

All of this aside, my son also is unable to breastfeed due to unforeseen circumstances, so we are feeding him goat’s milk with avocado oil, coconut oil, molasses, pure maple syrup, and water. The goat’s milk and ingredients however are not cheap and we are having to feed David quite a lot due to him being underweight even still at a month old.

It has become extremely difficult to pay for all of this with the already tight budget we had. Anything you are able to give would be extremely helpful. Aaron and I both are working as much as we can to try to get ourselves back to where we need to be, but need your help!

PayPal.me/madmac2017

Last Updated: February 26, 2020

Writer Down on Her Luck, Needs Help With Debt

Greetings to you:

My name is Roni, and I am an aspiring writer and freelancing transcriber. I make a little money here and there, but have mostly been dependent on the few pieces of change I get from doing surveys and MTurk tasks. I recently got accepted as a Transcriber at Rev.com. However, as my dad used to say–“times are hard”.

“Hard”, because I owe FingerHut $500 for a computer I needed, once my laptop failed. I was in school at the time, and my laptop crashed and died. I would have been unable to attend my classes without it. I was able to pay it off at first, but the job I was working at (a BBQ place) began to exacerbate my asthma. Since then, it’s been hard for me to find work.

I also owe HCMC (Henry County Medical Center) and an ER company over $3k combined, due to complications from said asthma. I was having very bad attacks for most of the Summer of 2019, and almost died because of it.

I took a loan out for $2k with Sallie Mae for classes, and need to pay them back as well. With my new transcribing job, I can hardly do that. I cannot ask that all things be paid for, but these are the things that keep me up at night. These are the things that stress me out, because I can never make enough to pay them off. I am dependent on the kindness of strangers as I struggle to straighten my life out piece by piece.

Along with this, I’m torn between what bills I can pay, and which ones need to be held off so I can get food (I use Instacart) and medicine (Montelukast, $41.00) to survive. I live in a small town with my family, and it’s a blessing enough they let me live here rent-free. But that’s where it stops. I can’t ask them for too much help, and they’re kind enough to let me eat here and there, and are nice to me and give me things I need sometimes, but I’m pretty much on my own. I’m doing what I can to survive, but I’m drowning. I am drowning. It’s embarrassing because everyone else is thriving, and all the books and poems I write seem to get nowhere.

My bank account is in the red, my savings is dwindled down, and my spirit is broken. I may laugh and watch TV and silly videos and seem ok, but deep inside I’m trying to escape and not completely lose myself. I just need help. Any kind of help to pay a bill, or just so I can get some groceries would be wonderful.

Times are hard, and all I need is a beacon of hope.

Thank you for your time and consideration,

Roni

https://paypal.me/Roni0830

Last Updated: February 26, 2020

Abusive relationship, I have a son

Hello,

My name is Sandra. I am 29, I just had my first child- a son!! :) Though my pregnancy wasn’t planned my child’s father and I were just as excited. We were already living together, both working. Excited to meet this little human we created together. about 2 1/2 months after finding out I was pregnant, he started to get really controlling. How much I was talking on the phone with my sister, seeing my friends, who would text my phone, etc. When I expressed to him how I felt on him trying to start to control me, that’s when the first hit happened. He expressed that he wouldn’t do it again and it was only out of anger because he was scared he wasn’t going to be a good dad like his father was.

Fast forward to me being 5 months. About this same time last year (i remember because I got my tax refund that led to the picture above).

I had bought majority of the babies items. crib, mattress, clothes, diapers, wipes. (I didn’t have a baby shower because I was unsure with the hitting if I would have a black eye at the time or not)

My son’s father decided to quit his job. so the only income we had was mine. Which led to opening 2 credit cards (as he said he was going to get work). With him now not working he tried to control my income and what I was receiving from taxes which a lot of times I did give in. One night I told him we needed to run to the store quick so I would grab hamburger meat to make tacos, he asked with what money. I told him my money that I had on my tax card & that’s when it happened the worst. Because I was keeping MY OWN MONEY from him he decided to beat me, while his handicapped mother was in the living room over for dinner. He hit me so hard in my chest about 4 times instantly I started to bruise, I was unable to breathe. Punch me in the side of my head- bruising my ear so bad it was bleeding, and also punched my arm as I am trying to dial 911 on my phone. Thank goodness his mother had our house phone by her bc she called the police because he wasn’t stopping even with me yelling and telling him I was pregnant with our son, to STOP.

He ended up getting arrested only for a short period (not even 21 days). At this time I packed up everything I needed for my daily use and left. I ended up staying at my aunts house until my son was born. My mother and sister made arrangements at their house for us to stay their until we get on our feet.

My landlord refuses to give back my security deposit back, my child’s father ending up taking everything from the house for him. He has yet to see or come around as I refuse to be by him alone due to him harming me.

I would just like a little assistance to get back on my feet. Making only $12 an hour and very to little assistance for daycare and payoff any debt I did rack up last year. It feels like I take 2 steps forward and 3 steps backwards.

My goal is to reach $5,000. That will help with the $1100 in debt and the remaining will go towards furniture and belongs for our new place.

I have never been in trouble with the law, I do not drink or smoke, I am not a drug user.

Just a 29 year old single mom asking for some help after leaving my abusive relationship.

Thank you in advance & if you cannot donate please say a prayer for me. God is always listening and watching, Amen! God Bless

My paypal link is- paypal.me/hismom2019

Last Updated: February 25, 2020

Day After Day

My dad passed away last month, I will try to put this into 400 words but I also don’t know how to describe how his passing has been the tattered bow on the s**t present life has prepared for me. It started about two years back, Hurricane Michael devastated Panama City and I went to Jacksonville, stayed with some friends got a job and was doing everything right until life decided otherwise. My significant other at the time cheated on me and got pregnant and I paid for the abortion. My car continued to develop issues after doing everything I could to consistently keep it running to get to work. Left my girlfriend and lost out on getting reimbursed for paying for an abortion for a child that wasn’t even mine. Moved to Tallahassee after having a mental breakdown in Jacksonville which involved planning out my own suicide. Kept my job in Tallahassee, got a new car and things started to turn around until I went into debt from payday loans just to cover rent and not be homeless. I’ve been through a lot. I lived day to day with the funds I had and while I tried to remain positive and thankful for all the things I did have and enjoyed and the Lord has blessed me with, life kept throwing curve ball after curve ball. The biggest of which has been losing my dad, almost a culmination of ALL the bad ive experienced over the previous year and a half. In reality, the bigger scheme of things, Ill be out of debt soon and I’ll feel like I have a normal life again. Right now, I just feel like I am drowning. I work OT hours almost every week just to watch 90% of my checks vanish to auto drafted pay day loan payments, bills, fees, etc. I can’t even properly budget and I just, I need some serious financial help. I don’t know if it means anything to anyone reading this but I’ll even go as far to say that once life has improved I am going to reimburse anyone who wants to help. That’s all I need. I just do, I need some sort of break or relief, or room to breathe. No one should have to live day to day check to check, friendly hand out by friendly handout just to feel worthless at the end of it all. I have nowhere else to turn and although it will get better eventually, I need some sort of sign that things really are okay right now. So if you’re reading this and I didn’t get 400 words I’m sorry, but I do not know what else to do.’

Paypal : paypal.me/jmoG2

Last Updated: February 23, 2020

Money to help us move

Hello,

Me and my girlfriend have been struggling for years to make it through each month. We come from eastern Europe. We both have jobs but minimum wage for her and a couple of euros more for me just isn’t cutting it. We currently live at my parents house but it’s not what we can keep doing. My brother is in the same situation and it’s just so overwhelming.

To top it all off my father (70) was recently diagnosed with prostate cancer and my mother is over-stressing about everything already and she is exhausted. My father even tho retired still has to do some part time work to help out. I fear for all of us this might break us completely. I really don’t want to do this but i have to.

It’s really hard when you wish to start a family and you can barely support yourself. I hate my country so much they have ruined many young people’s lives. Most of us live at home and struggle to get through the month. Even friends with better jobs and education have trouble leaving home.

Me and my girl have been wanting to make a move to Scandinavia or Canada but here is where things get complicated. I’ll sell my car and some other stuff and that should cover the basic expenses but it’s nowhere near what we would need to start a new life. Lifestyle there is way better and i could help my parents with the extra money i could make.

So basically as far as i have been able to come up with a sum of 5.000-10.000 EUR should be in the ball park for move to Scandinavia.
As for Canada i would need to enroll into school to get working visa for my girlfriend . That would probably cost around 15.000 EUR for tuition and living expenses. But to be frank any bit will help. If i get 100 EUR out of this it will help.

I will try to make some money on the side and i try to save as much as i can but it’s really hard to do. I just wish for a normal life where i don’t have to just sit at home and watch every penny to survive. I want a family. I want kids. I don’t want to worry every single day how it’s gonna be the next month. If you can help me please do. I’ll be eternally grateful!

https://paypal.me/hlpmove

Thank you!

Last Updated: February 23, 2020

Cash assistance for housing

I have lived with my boyfriend and his family for a year and a half now. I recently was physically abused by him, and then thrown out of the house and banned from being there. I am twenty one years old, and currently have no job, no transportation, no home, and no way to get help. I have attempted homeless shelters in my area, but none have availabilities open. I am a recovering drug addict. I have been sober for 14 months. Because of my previous drug use, my entire family has disowned me.

My father will not let me near his home, and will not try to help me find shelter or get from place to place. My mother gave up her parental rights over me when I was only four years old. My fathers ex wife, which is the woman that raised me, lost all contact with me when the divorce happened. I have no family to turn to, and no way to get help from anyone around me.

I was diagnosed with bipolar in July 2018 and when I realised there was a lack of understanding specifically around bipolar as an illness, I wanted to share my day to day experiences with anyone who was interested to show the ups and downs of having it.

I was so scared about telling people. I was worried that people wouldn’t believe me and I was worried that people would think that I am being an attention seeker. At the time I had concerns about telling my family that I had to take medication to help with my condition as I didn’t want to be judged or talked about, even though I knew it would support me with controlling my moods more. My family actually supported me with every aspect of my diagnosis and wanted to learn how to help me, so my thoughts were completely wrong and it was the paranoia that made me feel this way.
My life has been a roller coaster of highs and lows, but now that I’m trying to be my best self, I have no one left to care. I am sleeping outside in ten degree weather, I have no money for food, housing, or things necessary to obtain a job. This would help me substantially, and I would forever be great ful. I just want to get my life straight, but with nothing to help, its hard to keep going.

PayPal.me/miacoe

Last Updated: February 23, 2020

Please help with my family’s financial crisis

Hey guys, i know this is probably fake but please, help me. I just got my debit card and I don’t have a job yet and I need to help my family out because we don’t have much money. Both of my parents are living by their Mental Disability check. And my mother has to pay child support for her other kids. Please, please donate to me and my family. The money donated will go to food, clothing, and other things for my family. Please, please help me with this. My family has been going through this since I was born and both my parents have gone through multiple jobs to help with this. Please make this more effective. I want my family to be in a good, financial position. My sister has just gotten out of the hospital for a spinal surgery 2 weeks ago. She is in a lot of pain and very needy. My father has arthritis in his back and it makes him unable to do fun things as he used to when he was young. The cold really messes with him. He is always taking meds for his back and is always asleep. (Prescribed Flexeril). My mother has depression and bipolar. She has been really out of it lately, right now she is out in Philadelphia trying to raise money for us by selling bows. I myself have some issues too. I have very bad anxiety and paranoia. I have depression too, but it really doesn’t affect me. I think I’m always going to die. I also have scoliosis. It makes my muscles spasm a lot. Right now, my family is running low on food and we need money. Currently, we only got a little bit of cereal and a jug of milk. Please people, donate to me and my family.‎‎‎ ‎‎‎‎‎ My father is on an old phone that runs android 7. This will also help my father get a new phone. Im also using a 2007 computer running windows seven. It can barely run google chrome. This will also help me get myself a new computer. My entire family is not doing well. My mom is also having a lot of headaches, which worries me because she is always sleeping and there a thing where an artery in the head pops, causing internal bleeding. The symptoms are headaches and sleeping a lot. There is also a lot more symptoms that I can’t remember. Im also worried my sister will get sepsis again and die. Because last surgery she had, they used a lot of anesthesia and I made her bladder muscles basically shut down, causing her whole body to start shutting down. If my parents didn’t get her to the hospital in time, she would have died.

donate here:

paypal.me/matthewkingsbury1

‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎‎

Last Updated: February 22, 2020

Get me back to work

I have been living and working(very occasionally) on the road looking for work.

The company I was working for lost contracts a couple years ago and I was left looking for work. I stayed with a friend ( who insisted on helping me) and took a IT training course till last summer. I moved to a job in another province that only lasted a short time.

I have been on the move this winter looking for work. I finally caved and decided to try and take a loan to get my class 1 to start working driving truck( high demand) but because I have been out of a stable enough situation for a while they will not give it to me. I finally applied for government support after losing 30lbs (since the start of February) and sleeping n the elements a few nights. They are slow and do not provide much ( especially not enough for a place to stay let alone a certification to get back working)

Last Updated: February 22, 2020

Life savings stolen!!

My husband and I worked multiple jobs to get where we are. Then my 82 yr old Mom was diagnosed with cancer. She could no longer live alone and our house was too small. We had no savings and couldn’t afford to move. We used all of our home equity to build a small addition 20 x 16 to the back of the house for a bed, bath and closet. The general contractor build about 60% and abandoned the job taking all of our money. It was to take 12 weeks and it was 10 months into the project. Cancer doesn’t wait for anyone and we are desperate. It will take another $35,000 to finish. How is this fair? We reported this to all the authorities and are being told it is unlikely we will see any of our money back from the contractor. They say he doesn’t have any assets. We worked so hard and all I wanted was to take care of my Mom to let her live the last few years in peace and comfort. Her house is not worth much and will be needed for her cancer treatment. Please help if you can. Thank you so very much.

Last Updated: February 21, 2020

Please consider helping me please

Hello my name is Michael Ellison and at this point I need a miracle to save my apartment, get a new vehicle but most importantly save my marriage and family, having my newborn baby three months early has been Catastrophic for me and my wifes marriage and now our future together is compromised! My child was born three months early on 8/6/2019 and it was a total surprise and we couldn’t have been more surprised! We were not ready at all mentally or financially things got extremely real overnight without warning Our lives were turned upside down, my wife and I had to deal with our new baby being in the hospital for five months! At around the same time our baby came our truck ran hot and never started again making our situation more challenging because we had to rely on high uber cost and unreliable family to help us get back and forth to hospital to care for our son! The situation was a tremendous struggle for our marriage causing tons of stress and disagreements! I admit with the right support group we could’ve handled things a lot better maybe with a church family a counselor or just genuine people who care. It all started when My wife and I had an argument that hurt my wife I understand why she was hurt it was so much all at once plus everything we was already dealing with!!!! My wife went to hospital and had a nervous breakdown so I had to not only be there for my son I also had to be strong for my wife! She might not of knew it but the thought of losing her or my son was a burden I shouldn’t have allowed myself to bare alone!!! The chain of events cause me to miss a lot of work and being that I was under a year by a few months I didn’t qualify for fmla! This caused a serious strain on my relationship with my job I was a CSR for Autoplus Dallas assisting customers and taking orders and handling there returns and accounts of thousand and thousands of dollars I managed people’s money my mind definitely needed to be clear but it was far from clear! And at time mentally I just wasn’t able to be there how they needed me to due to the situation of my child being in the NICU and suddenly having a CPS order due to my Fighting with my wife and arguing with my wife and all the stress causing my wife’s breakdown at the hospital! But I managed and made the best of the situation from August till the time my son came home in November I tried desperately to balance everything with my job family and people we had to show that we were good enough parents even worthy enough to take care of our new sickly baby on top of all this we have a total of eight kids who have suffered and been neglected the most through these difficult times its so many details to this story we had people we thought we could trust and got to for spiritual support turn on us and instead of encouraging us together we’re telling us both conflicting things causing even more damage to an already declining situation a lot of people we thought loved us saw us weak and instead of lifting us tore us apart more it’s a lot to this story and I pray that you will read this and take serious consideration in this matter I am now desperate to save our marriage be able to afford a new vehicle all while paying rent and supplying our children with all their needs as a man as a father as a husband I’m admitting the burden has become too great and it seems inevitable that me and my wife are headed to divorce with the situation causing stress and tension to an otherwise happy marriage and family since my son has been home I’ve failed my family in many ways as a provider as the leader mentally and spiritually I reach out to you humbled and desperate for a miracle or direction to any kinda help that can save our family right now CPS thought it would be in the best interest of the baby if me and my wife aren’t around each other until or unless things start becoming better and more stable and at first I was totally against it but it makes sense we need help we needed help before baby we definitely need help now and support that pain is brewing I haven’t talked to my wife or saw my baby in a week, during these hard times what’s currently happening is rent has gotten behind to the point now they’re filing eviction my job asked me to put in a resignation letter to avoid firing me and giving me an opportunity to clean all this up and later return but I see no resolution short of a miracle me and my wife desperately need counseling and we can’t afford it right now and having no vehicle has been an enourmous strain on us and our kids as they have not gotten the attention they deserve due to this decline in our wellbeing it has effected us mentally physically and emotionally I want so bad to save my family I’m desperate at this point looking for anyone who will listen I wanna change everything about me through Christ and become a better person in every way with god as the foundation moving forward I assure you I don’t come to you today to do anything other than to prove myself worthy of any kinda assistance you may be able to provide and I absolutely guarantee that any help to get us thru this will not be in vain all this was eye opening and humbling and given the opportunity I will become stronger wiser and better equipped mentally to deal with anything else that stands in our way but this has been a enormous strike that has left our marriage and lives hanging in the balance and we need like I said before an absolute miracle to pump life back into our marriage and our lives and I’ve been online reading doing research and it lead me here to you guys I understand you receive probably hundreds of emails and letters a day I don’t even know if any of this will be read! But if it is read please find it in your heart to help my family and to help save our marriage I want the marriage till death takes me from it please I want my wife I want my family but I know it all starts with me please consider any kinda help you can provide us please! I have any necessary paperwork or evidence to prove everything I mentioned I just need one more chance! Please consider helping us please! If you can’t I definitely understand and I appreciate you if you even just give it a thought but I want more I want to fulfill our dreams as a family I wanna stay together I wanna get through these tough times and maybe be a voice for other married couples moving forward on trusting believing in god and building a support system of people with good hearts who care and make god or have something to turn to for strength when there seems like all hope is gone please consider helping me save my family please!

God bless you and thank you
Michael

paypal.me/cashsack

Last Updated: February 21, 2020

I’m about to be put out on the street, please help me

I’m not sure how exactly I am supposed to start this out or what I am supposed to say exactly, to be honest I feel a little ridiculous that I am doing this, because I don’t really know how legit this is.. But to start out, my name is Kali Clark, I’m 25 years old & I live in Fort Worth, Tx. I’ve lived here for almost 2 years now, I moved here with my son to go live with my dad. 6 months ago I was kicked out because of disagreements my dad & I had. & So I moved into this little motel near my work since I walked & ended up sending my son back with his dad until I got myself, my financial, & living situation all situated & stable for the both of us. This past month I got a call that my little cousin was getting prepped for an emergency heart surgery after they found him a heart. 12 long hours which he did amazing, the surgery went great. I took off from work to go be with my son, my family, & to the hospital to see my little cousin. A week or so later they found a hole in his lung and before they could do anything it was too late. There were no signs of brain activity, and he was declared brain dead. The Drs told my uncle & aunt that they wouldn’t be able to say much about what exactly happened until they did an autopsy. I just got back home 3 days ago & my “rent” for the room was due 2 days ago, which I don’t have Because I used the money I did have for my trip back home and coming back. I’ve missed a lot of work & since I was already given 2 days without paying, they won’t give me another one. They will kick me out in a heartbeat, they don’t care about my situation & I have no one to ask for help. My family isn’t really speaking to me, that was already hard for me when I went back, I’ve been a complete mess since we lost my cousin, & it especially hit me hard because he and my son were the same age. Now I come back to this little motel room that I currently call my home & I’m about to lose it all in a split of a second if i don’t pay the owner. So please I’m begging for your help. I’ve had a really hard time with losing my cousin, then I come home to realize my rent is due. I am a nervous wreck, worried of being kicked out & losing the only thing I had where I lay my head & have everything of mine here. I will lose everything, I have because I have nowhere to store my things. & I am terrified of staying in a shelter.

PLEASE I don’t want you to think I’m lying, I would never lie about something so horrible, I am a parent, and would never want this nightmare.. I will leave the link down below with my cousins obituary if you would like to look into it.

https://www.thehealingstartshere.com/m/obituaries/Konner-Crabtree/Memories?utm_source=facebook&utm_medium=social&utm_campaign=autopost

Lastly, I will give you the name & address for the motel I live at, as well as the number of the motel if you need to verify that I do live here before any funds are sent through PayPal. I won’t place it in this letter, but I can through email if it’s needed. I hope & pray that I did this correctly, because I’m begging for your help.

https://paypal.me/Kmarie1994153

Last Updated: February 20, 2020

Our Things Were Burned

A few months back, on a Saturday morning, I woke up and went to the store. Before I went to the store I sat in the garage with my roommate, and one of my best friends, and just talked for a few minutes. I asked him if he would move his truck because it was blocking my car in and he said OK. I then asked him if he wanted anything from the store and he said no. So I left to go to the store. I left my 17-year-old daughter at home while I went to the store Because I knew it would be a short trip.

18 minutes later I came back home, pulled in the driveway and found my roommate crushed to death underneath his own truck. I freaked out and grabbed my daughter Who luckily did not hear or see anything until we had to leave …And unfortunately the only way out was to go around his truck and his body. The next day my daughter and I went to the sheriffs office to Be questioned. the sheriffs advised me during that interview to not go back to our house where we had left everything we owned because his family was there and they were looking for somebody to blame. That somebody unfortunately was me (even though the police had pulled surveillance from the store and showing the family that I wasn’t home And had already ruled it an accident).I understand the grieving process so I understood them wanting to blame somebody. What I didn’t understand was what was about to happen. The sheriffs and tell us that we would need a civil standby to retrieve our items from the house and to call them as soon as we are ready to go back there.

I called the sheriffs office 14 times over the next five days to request a civil standby like they asked. Not only did I never received a callback, I never received a civil standby. I found out not long after that that the grieving family had burned everything my daughter and I owned….her baby pictures, what was left of my mom‘s pictures, all of our clothes, my daughters brand new guitar, my laptop… I mean EVERYTHING we owned. We didn’t so much as have our daily hygiene products anymore. So as of that day not only did I suffer the same loss as everybody else, I lost my friend. On top of that I had to find him, my daughter had to see him, the family blamed me for killing him, We became homeless,and then they burned everything we owned. I’m a single mom I’ve been trying to recoup from this loss for the last four months. It’s been difficult to say the least. There’s so many things I’m not able to do because I can’t afford it right now. We were lucky enough to find a place to stay however it should’ve been condemned. so I’ve spent the last four months completely gutting it, and restoring it so it’s a livable at least. We still don’t have running water or a working toilet Because I can’t afford to have somebody come out and fix them for me. Caring for my daughter during this time is the most important because this was very Traumatic for her. Between that and working on our place I am busy 24/7. The downfall is I don’t have the money to finish our place, I don’t have the money to replace all of our clothes, because all of my time is going to my daughter and our home home. I am in desperate need of so many things that we lost, simple things that people take for granted. I need clothes for my daughter, washing machine, I would love to replace my daughters guitar, and just enough money to get our house so we can live in it and use the restroom in it. I have a hard time asking for help at all. This time I’m swallowing the pill and asking for my daughter. I would be superm I need clothes for my daughter, washing machine, I would love to replace my daughters guitar, and just enough money to get our house so we can live in it and use the restroom in it.

I have a hard time asking for help at all. This time I’m swallowing that pill and asking for my daughter. I am grateful for those of you that just read the story. For those of you that are able to donate I will forever be in your debt and will be eternally grateful. I am very much a pay it forward person so once I am back on my 2 feet that’s the first thing I will do.

My PayPal link is: paypal.me/casey3172

Thank you,

Last Updated: February 19, 2020

The Struggling Student and the Stolen Wallet

Hello all,

My name is Madisen, and I am an undergrad junior going pursuing a degree in biomedical engineering. I’m a first-generation college student, and as of late, my family and I have been struggling with money. I have also been unfortunate enough to have my wallet stolen.

First, please allow me to tell you a bit about myself. Attached is a picture of myself with my sweet cat that lives with my family in my hometown. His name is Richard! I currently work as a barista at a local coffee shop in my free time between classes and club responsibilities. For clubs/extracurriculars, I am a member of my schools Society of Women Engineers and theater department. Last summer I had an exciting internship at a wildlife rehab center, and I hope to work in the veterinary biomedical engineering field after I graduate. I go to school far away from my hometown, and I send money from each of my paychecks to my mom to help pay off her bills and support my 10-year-old brother. With the money I have leftover, I’m able to stay afloat, but just barely.

Two days ago, I had my wallet stolen. I was studying in the library, listening to music through my headphones, and had my backpack next to me on the floor. When I went to leave the library, I noticed that my wallet was missing. I had made a stupid mistake and didn’t zip up the backpack pocket that my wallet was in. Someone must have taken my wallet from the backpack without me noticing. I’m still kicking myself for being so careless. I had my ID, one of my cards, and $60 in cash in my wallet at the time. Thankfully one of my cards was not in the wallet when it was stolen.

I don’t get paid again until next Friday, and the stolen $60 is a huge financial hit. I was going to use the money to buy groceries for the next few weeks and to get gas for my car. I have about $20 in my bank account currently that I need to make last until payday next Friday. I only have rice, beans, and a few cups of soup left, and I would greatly appreciate any amount of money so that I could buy enough groceries to make it until next Friday. Right now I need food more than I need gas, so I would purchase gas only if I had money left over from grocery shopping.

$60 is a lot of money to give a stranger, and I’m not expecting to receive that amount.

However, if you, dear kind and generous stranger, have a spare dollar or two that you could send my way, I would be forever grateful and thankful for the help in this time of need.
Once I get my degree and have a bit more financial security, I’m going to pay it forward and donate on this site whenever possible.

Have a blessed and wonderful day,
Maddie

paypal.me/mmd591

Last Updated: February 19, 2020

Seeking kind hearts to help with serious financial struggle.

I’m not used to reaching out for help like this, so please bear with me as I try to explain my situation.

I am a 30-year-old mother of one biological child (8) and soon-to-be (step)mother of four more (12, 11, 10, 6) beautiful children. They live with their mothers, one in our state and the others in another state. But we get to have them over the summer and Christmas. I am engaged to a wonderful man who works so hard and does so much for us and for our family. My fiancé and I both come from families that had very little when we were growing up. As a result, we have worked hard to create a better life and better opportunities for our children than we had ourselves. We have both worked hard in our own ways to try to achieve this goal. I’ll try to explain a little more below. However, if you’d like even more information on my situation, I will include my email address so that you may reach out to me and ask any questions you deem necessary. I want to be fully open about our situation and I really am looking for kind hearts who are willing to help us get back on track.

We had a few set-backs over the past couple of years that have put us in a hole. My ex-husband took us to court to try to take my daughter away from us simply because he didn’t like that my fiancé was being a father-figure for my daughter (there’s a longer story here and I am more than willing to provide details). This resulted in lots of lawyer’s and court fees. I had to have surgery to have my gall bladder removed and was out of work for a small period of time. My daughter is enrolled in an extra-curricular activity that she loves and is honestly a great life skill building tool for her, but her father has decided to stop helping pay for it, but we won’t pull her out because it’s important to her. The braking system on my car locked up and had to be repaired and paid for out of pocket. We’ve used payday loans, collateral loans, shifting money around, letting some things slide to past due and then catching them up later, all to make ends meet. However, things are falling behind to a dangerous point. Both car payments are now past due and potentially subject to repossession. The insurance has lapsed on both cars. We struggle every month to find the money to pay the rent because the payday loans and other bills that we have to made sure are paid first take up all the money.

In an attempt to help us save money and begin catching things up, my fiancé and his father applied for a home loan for a house in our neighborhood. They were approved and if we can come up with the 3.5% down payment ($5,000), we will be able to move into a house and actually own it and pay less than we have been paying in rent.

I know it’s a long shot, but I was hoping there might be a kind heart (or a few) that would be willing to gift us the money either for the down payment and/or to help us get out from behind our bills and help us with a fresh start. If you’d like additional information about our story you can email me at the below address. I thank in advance any of the kind hearts out there and I promise once we are back on our feet and in a good place I will come back to pay it forward.

paypal.me/cj2987

Last Updated: February 18, 2020

Forsaken, disabled and homeless veteran.

paypal.me/frankiegates

$frankiegates

Last Updated: February 18, 2020

Lost Everything Gambling Addict In recovery

I’m a gambler, i put my savings on the line and even my last pay check on.

I’ve lost 9k in two days and feel sick helpless and distraught.

I’ve since self excluded for 5 years on all gambling websites and just need some financial support to pay bills and put my life back on track

I just ask for a small amount of help to pay bills etc any amount will be greatly appreciated and even advice from those who have been through this also.

https://paypal.me/Helpmegetoverthis

Last Updated: February 18, 2020

Need Help in Dire Financial Hole

First off, thank you to anyone reading this and considering donating.

This is going to be a little long winded, but it’s a lengthy sequence of events that leads to where I am now. I’ve been taking care of myself since I was a kid, was an emancipated minor as a teen and I’m now 25. I mention this because I have no safety net to fall back on or family to loan from to help out.

January 2017 I fell extremely ill, contracting mononucleosis and being unfortunate enough to fall victim to it’s more rare effects. Namely, my spleen swole to the point of bursting and my liver wasn’t functioning fully. I was put out of work for two months, losing the job I had just started and had no source of income. All my savings went to bills. As soon as I was given the green light to start working again, my car died. Having no money left, I had to finance an automotive loan with my then-girlfriend’s father, as he was the only co-signer I could get. During this time, the medical bills I’d accrued and couldn’t afford from when I got sick went to collections and my just-starting credit dropped like a rock.

Some time later, my girlfriend and I had separated, and I had to shift the loan into only being in my name. The only lender that would let me do that offered me 35% interest, which I took because I didn’t have much else for options. I managed to get things back on track and was doing ok for a while, but come the beginning of 2019 I had to look into getting a new vehicle because the drivetrain in the one I had was coming apart and would cost thousands to fix. Once again, the only lender that would help me due to my credit was the same group, now giving me a second loan at 33% interest.

At that point dramatically overpaying on two loans with no way out due to my credit, I started paying off my collections. However, now my car is starting to have some major issues again, and I have no money set aside to get into another one, none set aside to fix it, no money to pay off my final collection, have been declined at an attempt to refinance my loans at a lower rate, and was just laid off last week. To top things off, I have some sort of eye infection that I can’t touch with medicine and definitely can’t afford to get it looked at. I also know for a fact I need extensive dental work because I haven’t had any kind of dental coverage in several years, and bad teeth run in the family.

Anything anyone can contribute would make a huge difference in my situation right now, but my biggest hope is enough to at least wipe out the last collection on my account. The image I attached shows the breakdown of all my balances, and I’ll also list them in case it doesn’t format properly. Any funds I get in addition to being able to pay off my collections account would go towards, immediately, my bills until I can get started at a new job, a trip to the doctor to get my eye looked at, and automotive repairs. If I somehow ended up with enough to take care of everything, my first step would be to get in with a reputable lender and a more reliable vehicle at a reasonable cost, certainly less than I’m paying now.

Collections Account: $1546

Automotive: $8881 ($5712 on one loan, $3169 on the other)

Credit card: $485

Total of other monthly bills: $850

Thank you again for reading all of this if you’ve gotten this far. If you can and wish to contribute, the link is below, and I thank you from the bottom of my heart. And if you cannot, or do not wish to, thank you again for taking the time to read my story.

PayPal.Me/jdf2011

Last Updated: February 15, 2020

Help a dad fight for his daughter

18 months ago,My grand daughter was injured in the care of her mother Sadly she was in hospital with injuries.She was 18 months old.

My grand daughters dad is my son who she has been with since discharged from hospital.
My grand daughter is so loving,she’s well behaved,funny.
Prior to this there were worries that injuries had happened. Childrens services did nothing,despite pleas to intervene.2 months later my beautiful girl was intentionally harmed and admitted to hospital.She suffered seizures,she was frightened and wanted her daddy and me.Her beautiful face was bruised,her mouth swollen and couldn’t eat.All her confidence lost.Having seizures and not understanding what was happening.It was heartbreaking.
My son never left her side.
Children’s services waste time,did no investigation.Its wrong that a child is injured and nothing done to investigate.How many more children has this happened to.We did our own investigations to try to get evidence to push for fact finding hearing.To establish who did this.
My grand daughter never wants to go and see her mum and cries and screams and wants her daddy.Its awful,I feel physically sick.
My son has a nice home for him and his daughter and she is well looked after.She adores her daddy needs some financial help to fight this and get closure.He has spent £20,000 so far and its crippling him.He needs closure so he can get on with their life.
Please please help us.
Thanks

Last Updated: February 15, 2020

Graduate Higher Ed School 4630USD

Hello!

I am currently in a bind. I need to pay 4630 USD by the 25th this very month. (25th of February)
It’s to be able to complete my higher education school to become a skintheraphist.
It may not sound as something of a sob story but this is my last resort and I feel a bit bad aking about this so this is all I can say to be frank.
If you are willing to, I would be very grateful. I don’t know what else I can do.

Thank you.
paypal.me/cecil998

/Cecilé

Last Updated: February 15, 2020

Please Help in a bad situation

My name is Amanda. I got married in 2014 for the first time ever. I was so happy at first. He quickly changed. He started smoking weed again and hanging out with other females a lot. Especially one in particular that lived right beside us. For years I felt like he loved drugs and other women more than me. I was very unhappy and cried a lot. I took my marriage vows seriously and was always faithful to my husband. He would constantly be short and rude to me with his words. He actually spent more time ignoring me and doing other things than actually spending time with me. Looking back now I know I should have just gotten an annulment. In 2016 I think he was having women over when I wasn’t home. I would find clothing that didn’t belong to me. When I asked him he would say he didn’t know where they came from. In August of 2017 I told him I wanted a divorce. He screamed at me that he didn’t and told me he would never give me a divorce. He was very controlling he would take the car keys and hide them so I couldn’t go anywhere. I felt like a prisoner in my own home. He took the vehicle to work everyday and at night if I needed to go somewhere he would take me. He totally isolated me from my family. It’s sad to say that I had no friends. By November of 2017 he had ripped the closet doors off the bedroom closets punched holes in the wall busted the windshield on the truck. I called the police many times. They would separate us and talk to each of us and then say they could take both of us to jail or he could leave for the night. I even had bruises on my arms where he grabbed me so hard on my arms. There is no telling what he was telling them. After that he was careful to never grab my arms again and he started choking me. I would tell him he hurt me and he would tell me he didn’t hurt me that there were no marks on my neck. The officers that came at night didn’t seem to help me. So I called a few times while he was at work but they never showed up. I felt helpless, trapped in a bad marriage, and like a prisoner in my own home. I would tell him I was hungry and ask him to give me money to eat, let me go get something to eat or drive me himself. He would tell me I could wait until tomorrow. He was very controlling. Finally one morning in March of 2018 he destroyed property in the home and choked me again. I had had enough so I called the police and this time I went outside to watch for them. The officer road right past my house. That’s when I knew the times before they couldn’t find my house when I had called before during the day. My husband had a restraining order that lasted a year. He took all the dishes a brand new tv I had just bought and the only vehicle we had. We have been legally separated for two years next month. He won’t give me a divorce and he won’t help me financially. He is living with his second fiance right now while still married to me. At this very moment I have 4 packs of raymond noodles in the house nothing to drink and not a penny to my name. The central heat hasn’t worked in years my electric heater went out this morning. It gets down in the 30s at night. I am using a heating pad and 2 big blankets to stay warm. The heating pad has an automatic shut off so it won’t burn me. Everyone talks about food banks but they don’t deliver groceries to your home. There is a place in town that feeds lunch everyday but with no money for the bus or a cab and no one to take me I can’t get there to eat. I was renting out my spare bedroom. Then I found out she was using drugs and prostituting out of my home. I got a job and was suppose to start the week after Thanksgiving but got sick the day before I was suppose to start. They told me that because I couldn’t come in on my start date not to come at all. I was making it with the rent money she was paying me. I have applied for many jobs and I know eventually I will get one. Not having transportation or the money for transportation makes it impossible to go anywhere even impossible to go to the place that serves free lunch everyday or to a food bank. I have lost 25 pounds in a month because I go 3 days at a time without eating. I really do appreciate you reading my story. I have never had to go online and ask for help like this. I know that the Lord will provide for me and maybe you could find it in your heart to help me. Any amount of money would be very helpful. I would use the money for transportation, groceries, and a new electric heater and for a lawyer to divorce my husband. I know that food and water comes first because I have to have that to live. To be working and to have a car would be a real blessing. Even if you read my story and can’t give but know someone who can please share my story with them. Also if you can’t t help me please say a prayer for me. I know God hears our prayers and He answers prayers. God bless you and your family.

Last Updated: February 13, 2020

Wishful thoughts

Hello, my name is Dale
I am 26 years old and currently seek help. For as long as I could remember I’ve always been the giving person either it be for my close family or my friends, even random strangers if they have crossed my way. Never have I asked for anything in return but it has crossed my mind as of “ it be nice” in that gesture. Not too long ago I helped a family member and had given them my savings 30k to be exact, why ? It was something I was just compelled to do. This is an amount I have saved for years, hoping to move on buy a house start a life with someone special. But instead I got ghosted by who I thought was in my life again after being gone for a majority of it.
I had no regrets until everything around me came crashing down and reality hit.

hospital bills, repossessions, lost wages, broken car, depression, shot credit

The list can go on it’s the feeling of I would give my life to protect the smiles of my loved ones if I could help them in some sort of way.
but it’ll get better eventually was the goto quote id say in my head.
I don’t make a lot, and what I do have it goes back.

I work as a civil servant, I’ve probably protected your home at one point, smiled at you and carried on.
my blood sweat and tears have kept me moving to find any means to continue.

this is a very vague paragraph, but the matter of the fact is yes. I am struggling, one sided loans are terrible, my credit is bad which was not by self infliction. I barely make enough sometimes during bill time. So I either choose to skip to eat on some days or just not think about it.

For the individual, if you’ve chosen to help me

Even for a day or a month you’d have picked me back up on my feet and given me back my stability. thank you

paypal.me/DaleHo

Last Updated: February 13, 2020

Want to change, a second chance but everything costs money and I can’t afford them with where I am currently..

Hello, everyone.

My name is John Nguyen, Viettanh is my middle name. I am a 26 year old man who is trying to get his life back in order, I have had depression for years now. I managed to work my way out of it the first time but I unfortunately fell back into the slump and would like a second chance. This is kind of my last resort because now the debt has caught up with me and unfortunately has put a toll on my mental health. It hurts a lot, and I understand that they’re are a lot of people like me and what makes me different from them? I’m not, I am just a person who is struggling in life, trying his best to get his life back in order, any steps that he can but can’t afford it anymore. I’m scared if I give up certain things I may dig myself a bigger hole and continue doing that until the inevitable happens. I’ve already made my will and would like to not commit to that, I really want to live but I’m afraid that a part of me, a part of my mind, will all of a sudden say fuck it and go away. I am in a lot of debt and my current job is not giving me enough hours to make pass the interest fees. I unfortunately have bills to pay and a student at a college. I would like to keep both school and pay off the debt but its very hard because I’m afraid if I drop school, I won’t be going back. School is kind of the one of the main things that’s keeping me from quitting everything. I want to continue fighting for my life but this credit card debt is killing me inside. I want to see a therapist/psychiatrist or potentially start new medication to try things out but it all requires money. I’m not insured and sessions and monthly medication could cost a lot. I just don’t have the funds to be able to do that right now. I am begging for anyone to help me. Anything or if at most all or extra, I just would like a jumpstart again somehow someway. Any person that would help me I would also like to keep in contact so in the future I won’t disapoint, I will repay you back greatly. It would take some time, but I will do everything in my power to be successful in life and pay it back. I don’t want to disappoint anymore, I want to make it. I have no one to ask here, I don’t want to burden anyone else for my own problems, I know a few of them wouldn’t have the funds either and everyone else is dealing with their own problems. Anyone, please, I just don’t want to live.

Here is my paypal link
paypal.me/viettanhnguyen

And how much I owe currently. I would like to get rid of this credit card debt so I can just focus on my education, the interest is roughly 600$ and with my current job, I’m not making enough to pay it off every month so time is slowly ticking before it goes over.

Last Updated: February 13, 2020

In Debt & May Lose Home

Hi and thanks for taking the time to read my post.

I’m writing to ask for your help. I need $75,000 to get out of debt. It’s my own fault and I take the blame for it. We are about to lose or house that we’ve lived in for 25 years.

I got my husband and I into bad credit card debt and I tried to file chapter 7 bankruptcy, but there is too much equity in the house, so we could not save our house with that option. On the chapter 13 bankruptcy we would have to pay $1100 a month for the next 5 or 6 years which even the lawyer said we can’t afford. We are on a fixed income now of only $2336 a month

I was making the payments fine till my husband was involved in a wreck (he’s fine) and totaled our only vehicle. He was a school bus driver and 72 years old. The wreck shook him up so bad that he was/is too scared now to drive the school bus with kids on it, so he quit. Which at 72 he needed to anyway. I am 60. I had told him before this happened that we needed to file bankruptcy, but he had no idea how far in debt we were. He has Chronic Kidney disease and arthritis and I have COPD, migraines and arthritis.

I had never been late on any of the credit cards, but now that he is not working we are on a fixed income of social security and a pension that totals only $2336 a month. By the time we pay house note, light gas and water, etc, we only have $535 left at the end of the month for food, meds, Dr bills, etc. The wreck happened Dec 18, so now coming up in march I will be 3 months behind.

Soon, they will sue and get a judgement against us and will put a lien on our house according to the lawyer. We are depressed, sad, stressed and have no where to turn. We can’t sell our house and move because we couldn’t get enough from the sale to pay the debt off because so much work needs to be done on the house, but the creditors would take whatever we did get and then we would not have enough money left to get another place. If we give the house up in bankruptcy we would not have money to move. And not only that we can’t pack up and move, we are too old and have arthritis so bad that we cant move things.

Please help if you can so I will not lose my house. If you could help in anyway I would appreciate it so much.

Thank you so much!

PayPal.Me/tmcplace

Last Updated: February 12, 2020

I need help paying my rent by the 15th

I ran into issues with my finances from the holidays. Compounded with Veterans Affairs shenanigans, I find myself short on rent for this month.

My name is Brett Mills. I served in the military from 2012 to 2018. I’m terrified that I’m going to end up as another homeless Vet. Any help you can give me would be greatly appreciated.

Thank you for your considerations.

Respectfully,

Brett T Mills, Sergeant USA

Last Updated: February 11, 2020

My Mom Has Cancer and about to lose her Home

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My mom has been there for every success, every first step, every broken heart, every victory and every defeat. She’s the one I can alway count on.

When I was I fell off my bike she patched me up and gave me a hug and some candy to dry my tears.

When my wife left she came and took care of things and helped pick up the pieces that enabled me to move forward.

So last April when doctors found that her heart was failing and only pumping at 20% I helped her at home, took over bills and started working 12 hour days.

She’s almost completely blind with macular degeneration, has severe hearing loss but hearing aids are so far out of reach because medicare doesn’t cove and we are already trying to pay for a $100,000 pacemaker.

And now she has been diagnosed with cancer, every credit card is maxed, the maximum equity loan on the house that was paid off is at it’s limit and she can’t pay the note.

And now we have bills from urologists, oncologists, retinologists, surgeons, hospitals, cardiologists between making sure she takes her medicine and eats and trying to work in the midst of all this I have realized I can’t do more.

If I don’t pay for my car she doesn’t get to the doctor or get food and medicine.

And if she doesn’t get this loan payment caught up which she can’t because she lives on $1200 of Social Security and a $500 pension with debt collectors out for blood I don’t know where she will be able to live out her remaining years.

I just want her to not live her last days in fear and give her the comfort she always gave me when life crashed in around me. And it kills me I can’t do it for her…

without you.

Please if you have it to give, I know a lot is needed but I won’t take a penny past getting everything paid off for her, and if you won’t miss the money she needs it more than anyone I know.

I guess in a way it’s a selfish request because I feel like this is the last resort and if it doesn’t work I’ve failed her.

Either way please consider it and know in my life even after she’s gone I will pay it forward to anyone in need anytime I have extra money I can do without.

Thank you for reading and please pray for her.

Last Updated: February 11, 2020

Who new a moose could do this much damage?

Hi, I’m Isaiah. I’m a 23 year old women. Most days I like to think I have my life together. I dont have many things but, the things I do have are nice. I worked really hard this year so I could finance a car new in October. I had to get a new car for my Drivers Test to get rid of my “N”. My test was set for January 17th. I went on a trip in December to see my family for the holidays. I spent new years in my hometown. New Years Day my tire popped and I had to replaced it. Everywhere was closed cause it was New Years Day and a Sunday and I ended up staying in a hotel room for the night. After I got it replaced I made my way home, but along the way I hit a moose. My face got all scratched up by glass from the windshield. My dog’s kennel broke because of the impact of the crash. My dog is fine and so is my cat but, I don’t remember the crash. I remember seeing the moose and everything went white. My brand new car is a write-off. I had to cancel my Drivers Test. My face has healed for the most part but, I am a bit sore. To be honest I didnt know a person life could change so fast. The place that I’ve been renting from for 3 years is a old house. Its a basement suite. The Heating, Water, and Power bills are crazy high for this winter. I have been paying them but, I’m now stuck in my overdraft and, my credit card is maxed out. I just received my Ambulance bill which is $600. My mom is helping me with the insurance half of things, and I know everything is getting worked out. I know everything is going to be ok. Honestly I’m stuck in my overdraft and it’s starting to feel impossible to pay off my credit card. I’m trying hard to stay positive about all of what’s going on. In truth everything sucks right now. My body hurts, I dont have work because I’ve been laid off for the winter season, I’m stuck at home because I don’t have a car yet, and all my bills are slowly consuming me. I know this sounds crazy but, $4000.00 is all I need to get out of my overdraft and pay back my credit card. Any amount would honestly help me so much right now.

My PayPal link https://www.paypal.me/isaiahjohn7.
Sincerely,
Isaiah Johnson

Last Updated: February 10, 2020

Haven’t eaten a full meal in a week. Please help

I haven’t eaten in 3 days. I keep feeling myself almost pass out at work. I tried to conserve a package of bread over a week (only eating when I had to) but a paycheck I was told would be coming today, I probably won’t see in up to or over a week. I am about to be late on rent. I almost fainted from hunger at work today. I don’t have a car right now, so I can’t find a ride to the soup kitchen across town. I thought I was doing okay a month ago, but now I see I’ve gone and messed things up again. I don’t even know what mistakes I made. I’ve been so frugal with my spending, but every time my mom asks me for some help or money, I always feel compelled to help her out – this has been going on for quite the long time. I help her out with this that week, I help her out with another thing the next week – so on and so forth for forever. I don’t think I can keep doing this if it’s like this for forever. But I want to believe in myself. I really do. If I can make it past this week, if I can make it past this month, I think I can hold myself together. It’s going to be my birthday in under a week. That’s so funny.

I have absolutely no plan or idea as to how I can survive tomorrow, let alone a week. I don’t have any family that can help me – my mom’s in the same situation in me, despite all the help I’ve given her, and everyone else is always asking me for money, too. I have several medical issues right now, some of which I’d rather not describe, but I’m constantly worried over that. I’m not eating at all, I’m stressed, and my body feels like it may give out on me at any time. I don’t need much. I just need food to make it through this next week. If you are able to, if you’re not in the same situation as me or similar, if you can spare anything, please help me out. I’ve spent my entire life trying to help my family out. I feel so alone in holding everyone up. I want help. If you can spare it, please help me out.

https://www.paypal.com/paypalme2/owengreynorris

Last Updated: February 10, 2020

Help save me from the Bad News Bears!

Bad luck – They say it comes in threes.

That definitely seems to be the case for myself and my partner, and it just keeps piling on. Let me tell you a tale!

The year was 2018, my partner and I were both working full time jobs, earning just enough to put down a deposit for our first rental together. Save up we did and in March 2019 we moved in together, believing we were beginning the rest of our lives in happiness together.

Then came the first Bad News Bear: his job loss. But not to worry! He lined another one up very quickly and dove right back in. Oh, the promises they made! Full time, guaranteed to be kept on after his 3-month probation… Only to be let go again due to downsizing. Back onto the job search… Another job, guaranteed to keep him on! Let go again, down sizing.

He has and is looking for jobs, yet for now there is nothing. He has no money coming in to help us and is sinking further into depression, which I too have a history of.

We are now living on my income, which after tax is less than £15k a year, yet because I work full time and earn over £16k per year before tax, I am not eligible for any help and the bills are starting to pile up. He is eligible for help, but it will take so long that we will definitely have slipped into arrears.

I have already paid all our regular bills for the month, leaving me with less than £100 of my overdraft to see us by (food & petrol).

Here comes the cherry on top and the second Bad News Bear: our heating oil ran out yesterday. We now have no heating, and no way to buy more until I next get paid, which is three weeks away. And the final Bad News Bear some in the form of our electric bill, which will be dropping on the mat next week. We normally would have been able to pay one of either, but we cannot pay both at the same time without some help.

I am asking for help today to buy oil to heat our home.

The minimum you can order is 500L, which at current prices is around £250 to be delivered in five days. Ideally we would need it sooner than that as there is a cold snap forecast, and you can get emergency delivery for the same amount for just under £300.

The other £200 I would put towards paying my electric bill and potentially, if I’m lucky, buy some food!

Essentially, I am hoping for some breathing space. Any donation, no matter how small, would mean the world to myself and my partner. We are hardworking people who have just had a rough spell of bad luck.

Please help us tackle them pesky Bad News Bears!

paypal.me/Kloomin