We often hear “I need money now” for rent, food or bills – not an easy situation to be in. See our advice below.

Emergency Rental, Food, and Bills Assistance Programs

How to get help with rent?

At times, many families find themselves homeless, or unable to continue to occupy the premises of their choice. This may be due to fire, accident, storms or many other causes, but often it is merely a problem in paying the rent. Illness that forces a breadwinner to stay home, or loss of a job; any and all of these conditions can put a family in need of temporary assistance to tide itself over until the members of the family find themselves again in a position to pay their own rent without the need of subsidising or other rental assistance.

Agencies have been set up in many parts of the country to help in this regard. Non-profit organizations, these charities, such as The Salvation Army, as well as some governmental agencies are often able to offer emergency rental assistance for families who are being evicted by a landlord, or who simply have no way to pay their rent at the moment. Realizing that landlords, despite the old cartoon imagery of a rich greedy person feeding off the work of renters, the vast majority of landlords are not really making a profit at all on the current tenant. This is only a stopgap so that the landlord may pay the monthly house payments in the hope of some future profit if housing increases in value some years later. If the tenant can’t pay the rent, the landlord may soon find himself in the same position with regard to the lender. Lenders do not want to hear sad stories.

Although these different programs for rental assistance may be available, much depends upon the funding at the moment. Some programs quickly run out of money and are simply unable at the moment to provide further help to persons in need of assistance.

The vast majority of families in need of temporary rental assistance are those to be found in the low-income range; seniors, disable persons and children are among those most often affected. Others too, faced at one point or another with a temporary emergency may qualify for assistance in these cases.

In most cases, those in need of longer-term assistance, persons who have not been gainfully employed for a considerable length of time with not prospects for the immediate future may not qualify for rental assistance under these temporary emergency programs.

Those more likely to receive aid are persons who are able to convince interviewers of their willingness to do what is necessary to get back on their feet along with the ability to do so. Since emergency funding is considered a short-term “fix” for a crisis situation, the grants may be only issued for a few days, perhaps to defray the cost of a motel room, pending the applicant’s ability to find other lodgings.

Therefore it is important, in most similar cases, for the applicant to show the interviewer the imminent possibility to become self-sufficient.

Most non-profit agencies as well as other agencies attempt to work closely with rental assistance applicants to help them with any additional support as needed depending upon each applicant’s situation. Often applicants are further given counseling and referrals to other agencies that may be more helpful to an applicant.

In such cases, any additional services rendered are free to the applicant in crisis. This may include lack of employment and such other problems that may arise such as medical emergencies. Most agencies participate in these endeavors as well as teaching applicants the processes involved in applying for governmental programs, immediate rehousing and how to apply for Section 8 vouchers as well as information about low income housing, and assistance in paying the security deposits that are almost universally demanded by today’s rental market.

Since the goal of all similar agencies to to render aid to persons in immediate need of emergency housing and other crisis situations, the funds issued to applicants for rent or other necessities is only meant to allow the applicant extra time to deal with the emergency. However, at the same time, applicants will normally be provided with support in the long term to guard against similar future emergencies.

If you have an eviction notice or expect to be unable to pay the rent in the immediate future, or even realize that you need to find less expensive living quarters, now is the time to apply for assistance. Often with early application, money may be available to catch up unpaid rent as well as other options that may be explained to you.

Assistance may also be available to help with the security deposit, the initial rents and even moving costs. In some cities non-profit agencies may offer other emergency assistance to those in crisis. These funds are normally paid out on a one-time basis. Depending upon the location, resources that may be in place for housing crisis families can be wide-ranging.

Potential applicants are advised to find the telephone numbers as well as any other information available to them and educate themselves about the different programs that may be able to help with emergency assistance.

Not only non-profit private agencies, but many governmental agencies, are able to provide interim assistance, depending on the locality. Massachusetts has a program called RAFT, while in Texas a rental assistance program called TDHCA is available. Florida has a similar program called EFAHP and in Connecticut their program is called RAP. Many other government programs around the country also offer assistance to pay rent or a portion of overdue rent in their ongoing efforts to reduce the growing threat of homelessness in their particular communities.

Another program, called the Federal Stimulus Program is a little-known program through which our federal government provides billions of dollars across the nation to provide rental assistance for qualified applicants. These funds have become invaluable to families that find it increasingly difficult to keep up with the rising costs of rent and other housing needs.

HUD the Housing and Urban Development, agency works throughout the country as well. A number of families approaching two million are able to use this program, a program that can not only help those in need to pay their rent and/or security deposits, but HUD can issue vouchers to provide temporary housing as well as providing assistance to senior citizens and the disabled to keep up with overdue rental payments.

These programs not only offer grants to help pay rent, but the government Rent Voucher Program aids applicants to seek housing in the privately owned housing market.

These agencies can, generally, offer legal advice to those facing eviction. Every year millions of people receive free legal advice and assistance to educate them with the eviction process and their rights as well as responsibilities. The government provides funded Legal Services Corp. which provides attorneys who may mediate a solution between landlord and tenants in addition to advising tenants of their rights as well as help them apply for Section 8 or other assistance and another positive aid they offer is help and counseling on housing discrimination.

Counseling may also be provided to help applicants apply for government and/or private grants. Money is available for many of these crisis situations.

It is the goal of these agencies to prevent evictions wherever possible. The federal government as well as the many non-profit private agencies strive wherever possible to help applicants remain in their current quarters without the fear of being summarily evicted. Often these agencies are able not only to prevent evictions, but subsequent lawsuits that may be brought against a tenant. Alternatively, the agency may be able to find more suitable and affordable housing for an applicant facing eviction.

Many churches too offer funds that can help those in short-term financial difficulties. United Way and The Salvation Army are only two of the better-known charitable institutions that may be able to offer help when needed. Generally they give priority to those living in apartments and facing short-term financial crises.

A good number of other national and local charities are ready to help with the expenses of rent and other essential needs as well as providing case management and many other social services. No all charities have ready money all the time, but even those may be able to help by helping an applicant with information about other resources and assistance in applying for free grants to pay overdue rent.

Other agencies that often provide help might be, for example, Catholic Charities, Social Service Offices, United Way, the American Red Cross, the Legal Aid Society and as mentioned earlier, The Salvation Army. Aside from these examples there exist many other emergency aid agencies for those who are able to become informed.

While most of these programs provide only short-term emergency aid, they are designed for the most part to tide a family over until a longer-term solution becomes available. Often these same agencies will be able to direct qualified applicants to resources that may assist them in finding an apartment or house for more permanent security.

It is important however, during these times of crisis, to keep in touch with creditors and the applicant’s current landlord so they understand what you are doing and what you expect to accomplishment. It is important that the applicant be extremely honest with everyone about the situation and it may sometimes be possible to have monthly payments temporarily lowered, or even be allowed to skip a monthly rental payment. Other plans may be devised and put into place to avoid being evicted.

It is well-understood that not only landlords but other creditors too are much more willing to cooperate with persons who are up-front with them, honest in their discussions and show a willingness to cooperate and do whatever they can to improve with situations.

How to get help with bills?

Ask The Energy Company

if energy bills are the source of the hardship, then the energy providers’ own in-house programs are often the quickest way to help rearrange and meet repayments.

LIHEAP: Low Income Home Energy Assistance Program

This national program’s focus is on subsidies for repairs, weatherproofing and utility bills that families cannot afford to pay.

LIHEAP covers any energy related home repairs for low-icome families, including seasonal expenses like air cooling systems and winter heating bills. The local LIHEAP office is the first point of contact for those in need of energy or utility assistance. Eligibility varies from state to state.

WAP: Weatherization Assistance Program

The WAP is a federal grant organized by the Department of Energy that helps needy families improve their homes’ energy efficiency, and has assisted over 7 million households across many states, territories and Native American tribes since its inception in 1976.

According to the DOE guidelines, a household with anyone over 60 is eligible for the WAP, as are legally recognized disabled people. Most states make families with children eligible, and the website for the WAPTAC (Weatherization Assistance Program Technical Assistance Center) can advise others if the grants are available in their area, and whether they qualify.

LifeLine Assistance: Free Cell Phones

Americans in need of a cell phone plan but without the means to maintain one can get assistance from LifeLine Assistance‘s free phone program. This is indeed a lifeline as daily life and business in particular is practically impossible without a mobile phone.

LLA is an FCC mandated scheme offering a free cell phone with at least 250 monthly minutes included. It’s available in the 49 states, Washington DC and Puerto Rico, and typically requires a household income below 135% of Federal Poverty guidelines. For some states it is below 150%. Eligibility varies across participating states, with slightly different rules around qualifying income.

Other sources of help are available at state government level, or many national and local non-profit and charity organizations, and the energy companies themselves.

How to get Food For Free?

It doesn’t always require money to eat, and there are many ways to gain free food without adding to your debts or joining the 10% of Americans who have resorted to shoplifting. Ask people you know, or traders and restaurant and store owners.

Above all it’s important to explain why you are asking for food: because you can’t afford to eat. And not to be critical about what food you eat. Without a certain amount of money, there is no longer the choice of what to eat. So meat may become harder to get or if meat’s all that’s on offer and you are a vegetarian, it’s best to accept it with thanks.

Grow Your Own, Share With The Community

The most sustainable – and satisfying – way to provide free food for yourself is to grow it, and you can start with just seeds if you live in the country or with just a small space in the city. Guerrilla gardening is an interesting urban option, more organised community gardens and allotments can share space and expertise for growing, and seed swapping communities among gardeners are a good source of materials and encouragement.

Ask A Farmer

Out in the sticks there won’t be the option of stores and restaurants as a source of food, but ask any farmer and there’ll be some left on the fields that they didn’t or can’t sell. Many will let you pick these leftovers.

Food Banks

A rapidly growing movement in the United Kingdom and US is the organized and charitable distribution of food to those who can’t afford it. Most of the food is donated, and food banks are one of the easiest ways to obtain some nutritious food. Many banks have conditions for who they can give food to, but there is no need to be ashamed about visiting one.

Links to Food Banks in various countries

United States /United Kingdom /Austalia /Canada /Ireland /New Zealand /South Africa

Offers and coupons

Online and direct from the stores, many coupons are available to promote new products. And companies across the United States send out free samples of new products. They’re unlikely to provide a healthy, balanced diet on their own but could supplement free food from other sources.

Waste Food

In an affluent country there is an abundance of unsold or waste food, and a little social interaction and resourcefulness can unlock access to a surprising amount of it.

Ask at the market

Often around closing time, stall holders will sell off any remaining stock for next to nothing, and it’s always worth telling them you have no money and asking if they’ll give you something for free. You can often pick up some fruit or salad, and if they can’t offer anything, thank them anyway and ask at another stall.

Free Supermarket Food

Ask at the big stores and you’ll be too far down the chain of command: “My boss doesn’t allow us to do that” will be the usual answer. So smaller supermarkets and neighborhood stores are a better option, where you can talk to that boss. You may find warmth and generosity among Muslims and immigrants to the West who run stores.

Restaurant Leftovers

It requires some patience, a little nerve and a bit of practice, but it’s possible to get free, professionally prepared food, even a table to sit and eat it at. Restaurant districts in cities are obviously the best place to try this, and expect a success rate around 5%, so it requires persistence, but will sharpen your bargaining skills, and who knows where else that could lead?

Turn up at a restaurant after the busiest time but not too late, and explain that you have no money and ask if they have some left overs in the kitchen. It can help to have a container such as a plastic box ready in case they do have something, and if they’re friendly and can’t offer anything the first time, maybe they can put something aside the next day.

Searching and Foraging

It grows on trees, on the ground and some seasons there’ll be abundant fruit and tasty plants such as dandelions or chickweed. Even cities can produce some tasty wild food, and anyone near downtown Seattle has access to America’s first Food Forest in a major city.

Dumpster Diving

Growing media coverage of the colossal food wastage at supermarkets and restaurants has made it much less weird, and more popular, to search through the dumpsters in search of some quality food to turn into a meal.

Last Updated: March 28, 2023

Emergency Funds Needed!

Hello gracious donors.

I am in need of your immediate help. My name is Mary, I’m a single 59YO disabled woman. My rent is late/I’ve received an eviction notice and my lease is up ( I know crazy timing!), both of my cats are very sick and in need of medical attention and I have health challenges since 2016 which resulted in me being classified as disabled. I moved home to be closer to my brother who thought he would be able to help me with my day to day. Unfortunately his work and parental obligations keep his schedule fairly full. I say all that because I am overwhelmed with day to day living and this is partially why I’m in this situation.

My emotional support pet, Purrfect, is very sick. He throws up almost daily and has lost a significant amount of weight. He is almost 18 and I am terrified he is suffering and/or is severely sick. Both he and my other cat, Tiny whose 6, are overdue for their annual visits as well as immunizations. They are both house cats who should be otherwise healthy however Tiny has started to throw up often as well. I desperately need to get them both to the veterinarian. It is estimated that if they both need labs and xrays that the visits could be upwards of $1000.

I recently found out that the automatic rent payments through my bank did not go through for the last 2 months even though the bank app says they were completed and marked as complete with a confirmation number. I admit that I am remiss for not balancing my checkbook the last couple of months however I have paid my rent in this way for almost 2 years and have never had an issue before. Now I am told there are contingencies in their process that I have no control over, no tracking abilities nor communication for when they decide to arbitrarily change the process. I was told by my apartment manager that if I didn’t make my back payments by April 1, I would be evicted. I owe 2 months back rent before fees of $1130. Luckily my apartment manager is a decent person and isn’t holding my situation against me. She also can’t do much for me either. In addition on my late rent I have to also come up with 2 months of my new rent of $880 also by the 1st of the month.

As far as me and my health, I have several major issues,one of which is spine related and causes chronic pain. It is known that I need another spine surgery but I have yet to find a surgeon willing to take me on as a client. I had five spinal surgeries in 2 years including a surgical site infection. So no one wants to deal with me I am told. Since being here in Missouri, I have been shuffled around in an attempt to get treatment by medical practitioners who have been either unable or are unwilling to help me.

One of my other health issues has the opportunity for treatmemt by the GI Department at the Mayo Clinic. I have an appointment at their clinic in Rochester, Minnesota next month but have no money to get there or pay for accommodations.

The Mayo Clinic is willing to see me about the growing hemangioma on my liver and my insurance will cover the visit after a co-pay but I don’t have the funds to pay for transportation, food or lodging for this appointment or the subsequent appointment (s). My first appointment is April 18th and I will need to be there for approximately 4 days. Currently airfare is upwards of $700 round trip flying coach from my closest airport to Rochester. Because my disability is mobility related, travel is a challenge for me. I prefer to have a travel companion but again that person would have to be my brother and he can’t take off work nor cancel his children’s activities to deal with me. So flying from the closest airport is my next best option. I don’t have a vehicle so I also need ground transportation. At least once there the Mayo clinic has free shuttles to help me to and from my appointments. I also hope to stay at a hotel with an airport shuttle.

Additionally while gone I will need to either place my pets in a kennel or have someone come to my home to take care of them. Either option is approximately $50 a day.

All said for my Mayo trip I estimate the cost of round 1 appointments be approximately $2000. I won’t know about trip 2 until after trip 1.

Finally I am so behind with medical bills, buying prescriptions, just trying to survive, I can hardly see straight. That’s partially why I am living paycheck to paycheck. My disability just doesn’t go far enough. If I could have all I needed, I would like to have someone to help me take care of my place and me a few days a week but don’t have the money. I need a bigger place because I am unable to store everything and can’t get around my place with my mobility equipment. But with the market and my credit score I am blessed to have what I have. I am also blessed to have been highly compensated for a number of years. So much so that I was given a higher disability amount but that also means I don’t qualify for other help. I can go on all day about being a great member of society before my health changed or how I want to contribute again if I were in better health or had help, etc. But I don’t know if you care about that. I am willing to chat with whomever is willing to listen and hopefully help me with my financial situation to provide more context and support for my request. I am in a desperate situation or I would not be asking for this help, especially in this manner. Your interest by reading my plea is greatly needed and appreciated. The approximate amount i need at this time is $7000. Thank you so much.

https://www.paypal.me/MaryRJCMO

Mary

Last Updated: March 26, 2023

Supporting Dad in Times of Financial Hardship

My parents are going through a very difficult time right now. My stepdad, who has six children and works as a truck driver, made some financial mistakes after his wife passed away in 2016. He was a single father who needed some help, had to rely on his mother’s help, which resulted in a strained relationship due to some personal issues that arose between them. Later, he met and married my mom, and I received financial assistance from his side to start a new life with my wife. However, his financial situation has become dire in the past few years.

In order to pay off his debts (which total over $15,000), pay for taxes in amount estimated to be $10,000, balance out his credit score, and become a sponsor for my mom to obtain a green card, he tried to make equity from his house, but failed due to some major repairs that need to be done in the house, specifically the bathroom which will cost around $2,500. He also made the mistake of buying a car at an auction for $5,000 but that turned out to be a scam. He just wanted to have something that could bring some income by fixing the car and selling it, but this caused more of a financial strain on him. He also has his own truck, but because it kept breaking and lots of money went into fixing it over and over again, that has also become a cause for the financial stress.

My wife and I want to help them financially but are not able to, due to some financial restrain from our end. My dad is a very generous and kind man with a big heart and has been working a lot of overtime to make ends meet. He has been generously helping us out at times, even when we tell him we are okay. Because of the person he is, he works very hard. He is a truck driver. He leaves for a week, comes home for one night, and leaves the next day. The overtime and the stress of his financial burden is taking a toll on his health. He has tremors in his legs and has gained weight, and he’s also dealing with the emotional stress of his older son (my stepbrother) with some mental issues that he has. Meanwhile, my mom is struggling with depression and spending a lot of time isolated at home. She is always alone because dad has to work more than usual. This has put a strain on their relationship.

Despite the challenges we’re facing, I’m determined to work hard and educate myself so that I can get a career in the future and help my family in the long run. But right now, our family is really struggling with financial stress and working hard to make ends meet. It is a constant battle of living paycheck to paycheck. My dad is a good man that made mistakes. He is a man of God and wants nothing but the best for his family. No, money does not bring happiness, but money can sometimes save so much stress and help people break free from constant work and give them a better opportunity to take better care of themselves, their health, and have more time to spend with the wife and kids. This is why we are reaching out to anyone that has in on their heart to help in any way you can. We are not asking for something grandiose or big, but just something to ease the mind for my dad a little bit. Whoever reads this, I appreciate the time you took out read this and may God bless you.

PayPal: https://paypal.me/goodfe22a

CashApp: https://cash.app/$Goodfe22a

Last Updated: March 26, 2023

I’m losing everytbing!

Hell, my name is Katie.

I’ve never done anything like this before but im reqlly in dire need and could use some help. I have 3 sons. My youngest is 14 and comes to see me every weekend and any days off of school because I live about 45 min. Away from school he stays the other time with his dad. I have 2 cats and a dog. Gracie and May are my female cats and Luna is my 11 year old Yorkie. They are my fur babies and I would give my life for them. Recently my boyfriend of 2 years, who I live with, decided to talk to another woman, and on Feb. 13th of this year he left me for her. Yes. Thr Day before valentines day. Needless to say I was distraught. I got covid the very same week. And my hours have already been cut at my already part time job. I also have no car because my boyfriend and I used his but now he leaves me alone and spends his time with his new girlfriend, basically stranding me with no money, no car, and very little food in house. I don’t have any family that is close nor ever talks to me, I speak with my sons daily but haven’t seen them since Feb 13th. I can’t get to anyone because I’m in a very small town and honestly don’t know many people. I wouldn’t know who to ask t help. Well this week I was told to move. And I’m stranded. I have no idea where I can go. I honestly don’t have a penny to my name. I would have tried to get a loan but my income isn’t enough to get one. I just need to get back to the town my kids are in and they would be able tool help me out, plus there i can walk or catch a bus to begin working again. I am just scared and I didn’t know how else to go about this. My sons, and my animals, are all I have and I’ve Been dealing with so much that I just don’t know how to handle this. Please if you can and I know many others are looking and in need too. And I don’t want to take away from their needs. But I’ll never be able to see my sons if I am homeless and my youngest has medical issues he’s currently facing and I just have to get closer. Thank you so very much for taking the time to read this. Please have a blessed day and know that what you do here is truly amazing and I’m extremely grateful and will one day pay it forward.

https://www.paypal.me/stubbrnjinx

Sincerely,

Katie

Last Updated: March 24, 2023

At risk of losing my family’s home- please help!

I will start by saying that for me to write something like this, means that I am at rock bottom and don’t know where else to turn. My husband and I have 4 young kids and we finally found what was supposed to be our “forever home” in November 2020. We have transformed this place and now have a small homestead. Outside you will find lots of vegetable gardens, herb gardens, wildflower fields, goats, chickens, and ducks. We have never been happier!

In the fall of 2022, my kids started getting sick almost weekly. My son started having constant migraines/vomiting. After many doctors appointments, we still don’t have answers. He see’s a pediatric neurologist in April. Between all of these appointments and the whole family getting extremely sick with covid, my husband has had to take time off of work. We already were living paycheck to paycheck, but we have now fallen so far behind that we have to pick and choose which bills get paid each month. It won’t be long before the utilities get shut off and they begin the foreclosure process. We worked so hard for everything that we have and it would be DEVASTATING to lose it all. My husband is an electrician and makes decent money. I may not be technically employed but I work my absolute hardest every single day. I make sure the house is always kept up, I tend to the farm, and I make sure my kid’s are always set. Even if I were to go and find a job, it wouldn’t be sustainable as the cost of childcare is so high and my children have so many appointments each week. If we lose everything, we will have no where to go. Our credit is shot as we have been struggling so bad and have gone delinquent on most of our accounts. Buying/renting would be out of the question without credit. I know you don’t know us personally, but we are good people and doing the best we can. We are just trying to raise decent kids that will someday make a difference. Anything helps if you are able. Praying and hoping for a miracle. Thank you for taking the time to read this!

https://paypal.me/rosemarymeadows22?country.x=US&locale.x=en_US

Last Updated: March 24, 2023

My family needs urgent help

My family and I have lived paycheck to paycheck for as long as we’ve been together. It was easier when rent was cheaper and wages more closely reflected the cost of living. However, we are now at a point in our lives where we are making more money than ever, but still cannot break the cycle.

In all, I probably need about $20,000 in order to take care of everything.

We are several months past due on our rent, and though our landlord has been incredibly generous and has not started eviction, I am terrified of the day his patience runs out. I have been paying him what little extra I can to try to catch up, but we have not been able to even pay him a full month of rent since the new year started without getting behind again.

We have a large secured loan (with our only functional car as collateral) that is eating into all of our “extra” funds with which I would be paying him from, along with a smaller personal loan I got so that we could afford Christmas presents for 2022. Our other vehicle has some repairs needed to become functional. I am required to have car insurance by the secured loan provider, but have not been able to provide it. My best friend’s mother generously provided Christmas gifts and money for us during the holiday season, as well as paid for my son’s preschool because I was behind.

We have other debt that we could pay ourselves if it weren’t for these loans. We have also been eating a lot of doordash, which sounds like a luxury – however, this is because the stress, anxiety, and depression building up over the last year have been causing us to be ill so frequently that we have been unable to keep up with cooking and cleaning. Because we’ve been consuming so much fast food, we’re also physically ill due to this, which compounds the issue. The police were called about the state of our home, and we got it spotless in 24 hours with tons of help from friends and family – and the stress of our situation has taken the same toll and now I am afraid that my children will be taken away if this doesn’t change.

I opened a GoFundMe just for the rent issue several months back and applied for rental assistance programs. No funds were ever donated and we were rejected from all programs. I have exhausted the utility assistance of my spiritual center, and I cannot ask for more money from my personal family friends.

I have been considering bankruptcy; I asked my mother-in-law if we could use her retirement fund to pay everything off and then pay her back over time, but they have taxes to pay back and can’t afford it; my father had to sell his home to avoid defaulting, so he is unable to help. I have no one else to turn to. I keep telling everyone “once this is paid I shouldn’t need more help” and we keep getting into situations where we’re ok for a couple of months and then something happens to put us back into the same situation or worse.

I can’t keep living like this. It’s not fair to my children, it’s not fair to our roommate, and I can’t think of any way out of this situation except to kill myself, but make it look like an accident so that my family at the very least gets the life insurance.

This may sound like I am just laying it on thick, or trying to sound more desperate than it really is, and I know that there are people literally living on the street and in desolate conditions. I know that, to some, I am incredibly lucky and my situation isn’t as bad as it sounds. But I am scared of what the future looks like if I can’t get out of this cycle.

Please, PLEASE, help my family.

Also, I know you said the text should be unique, but I have been posting this in a few places trying to get as much coverage as possible, just to hopefully get at least one successful donation.

paypal.me/PersephoneHaines

Last Updated: March 23, 2023

Drowning in debt

Hello, and thank you for taking the time to read this. I’m a 31 year old who works part time and takes care of a disabled parent the rest of the time. I have worked part time through COVID, thankfully not having to rely on unemployment like many unfortunately have. The reason I’m on here asking for help is because over the last couple of years to make ends meet I’ve been having to put more and more on my credit cards, and I’ve been sinking further and further into debt. At first I was able to pay them off. Then I had to charge more since most of the following pay check went towards the credit card bills. Then I had to charge more. Then I could no longer pay them off completely and I had to make partial payments, and all the while I had to continue to rely on the cards to make ends meet and help support the household needs. Then a couple months ago it happened. I maxed the cards out and could charge no further. Now I’m just in a horrible cycle of paying the minimum payments on each one and trying but failing not to use them again. I don’t see anyway out of this horrible cycle. I just want to get these cards paid off and not use them anymore. When COVID started up and got worse my hours were cut down to 10-15 a week for a long time and I couldn’t find much else to do. My hours slowly began to rise again over the last half of last year but it was too late, the debt was already built up to nearly the breaking point. So far this year my hours have stayed a steady 20-25 a week and I do what I can to try to pick up extra shifts and earn more money. I’ve even turned to sites to do surveys to earn cash, which works but pulls in about 20 a week which definitely helps but isn’t making any progress in paying these bills. I’m trying to raise money to pay off my credit card debt so I can start over fresh, especially now that my hours are slowly returning to normal. I lay awake trying to think of what I can do and I honestly don’t know anymore. The amount I need to pay off all the bills is about $4,500.00. I know to some it may not seem like a huge amount but to me it’s a fortune and I just need a little help. A little here and a little there and I can have this paid off in no time. If 1000 people reading this could send me $4.50, my goal would be met and my life would go back to normal.

Thank you all for your time. My PayPal.me is paypal.me/MAustin864. Anything that you can send will be a tremendous help and will be very very much appreciated. Thank you. I’m attaching a screenshot of one of the bills, as the other 2 apps blackout the screenshot.

Last Updated: March 23, 2023

Need help with bills, and hope to start a simple home business

Hello everyone, I hope you can help me!

My name is Tara and I have experienced much bad luck in life. Lately many things have gone wrong for me and I am behind on rent and bills. I have been trying to find a job with no success.

An additional problem with that is that my car is not running, I have no money to get it fixed, I have no money to pay for it’s parking space either, that’s due in a few days. I don’t want to sell it because it really is a necessity, especially to get a job.

Today I walked to a pawn shop to try to sell some silver dishes – which they did not want, it was 2 hours of walking for nothing. And I had just hoped to get a few bucks to get a lottery ticket, I have no idea how else I can get money. So I am trying this.

I mention this in regards to my job search, I am willing to walk to a nearby mall for a basic job, but I do have ongoing bone and joint issues.

This stems from being infected with e.coli a few years ago. I was really sick and the drugs they give you for this are chemo drugs (which are so dangerous they are now banned) and anthrax medicines. The cure was worse than the disease.

There’s so much irony in all this too. I am a vegetarian – I got the e.coli from falling into polluted water. Additionally – one of the subjects I studied is – environmental science. That was a mistake because there are no jobs in this. Oh but I have student loans to pay though.

I did also study mechanical engineering. And we all know what happened to US manufacturing jobs. I don’t expect to get any sort of job like that again, but would be happy with a basic retail job. Which for some reason I am not having any success with getting.

I mention that also because – wouldn’t you know my car has – electrical problems, not mechanical.

During the Covid pandemic I was able to survive on some money I inherited. That’s gone now. And went faster than expected due to constant unforeseen issues, car problems especially.

After walking to the nearby mall today, I fear I might not be able to walk there daily let alone do a physical job. The bone and joint issues, side effects from the chemo drugs.

Not that anyone is contacting me about such jobs anyway. Prior to this I was taking care of the relative who left me some money, I guess people don’t see elder care as a “real job”. I have created a simple resume, which is honest, eg. I have been unemployed due to Covid, prior to I took care of a relative, and then before that I summarized various retail and office skills. You’d think I could get a basic retail job.

Also, more things gone wrong, speaking of walking – I have two pair of boots and both of them are falling apart! Car craps out, OK I’ll walk then. Then boots, both pairs – fail!

On and on it goes. I am behind on rent and bills, I desperately need help! I hope to also find a way to create my own business. Even if it would just be buying and selling online, I feel I will have better luck being able to work at my own pace. It doesn’t look like I’m going to be able to do the physical work I used to. I used to be *an athlete* and since I got sick with the e.coli, the drugs involved really ran me down. I haven’t been the same since.

I would be OK with house cleaning too, but again – that’s hard physical work. And on that, thinking of another issue – a few years ago, while trying to fix myself up, cleaning = exercise so I thought I’d do a thorough cleaning of my apartment. I finished that on a Friday, I took a bath, I went for a walk by some nearby woods, the next day I woke up with what looked like chemical burns on my face.

I was bit by a brown recluse spider. That’s what I got for my cleaning efforts. Did I disturb something? Or did I pick it up on my walk? I don’t know, all I know is that I now have scars on my face. I can’t afford to see a doctor to try to fix that either. And I fear cleaning now too. I know there’s no way I could work as a house cleaner, my bones and joints (chemo drugs) are too far gone now.

I am a spiritual person, I pray to the spirits daily, practically hourly, for help! Oh I could go on and on about all the bizarre things that have happened to me. Thinking of a jerk who was stalking me. That gave me PTSD. I could write a book about my strange life. It’s one calamity after another! No one would ever believe it was non fiction. I hardly believe it – and I’m living it! I really am having trouble coping lately, I feel as if I’m one step from a complete mental breakdown.

But I mention spirituality because one of the business ideas I have is – basically things to do with spirituality like good luck charms, hex signs, candles. All things positive from various religions and mythology. I think I could be at least moderately successful with this, I do know how to make things and how to source product and all that. But of course I’m going to need capital to get started on it. And a running car.

My general plan lately was – get a basic retail job and then I could work on these ideas after hours. I had no idea it would be so difficult to get a simple job. And then all these problems hit and now I’m really in a bind here.

I really desperately need help. I am behind on all my bills, I fear being evicted, I fear losing my parking space – for my non running car – everything has just gone wrong lately and I really need help.

Anything anyone can give will be greatly appreciated! I’m in such a bind that I had to go to a food pantry. Thought of, more walking, they were surprised I had walked all the way there! But it’s all I could do. Thankfully a nice person there gave me a ride home. God bless these people! One day I hope to be in a position where I can give to others.

Thank you for reading my tales of woe here! I so hope folks will help! All help greatly appreciated!

https://www.paypal.me.TRRoss66

Last Updated: March 22, 2023

The world is hard

Good Afternoon people of begging money,

My name is Toni I live in Philadelphia, Delaware County to be exact. I am 48, mom, of 2. I’ve hard a sad life to say the least. I grew up with 2 parents who should of never gotten married let alone have 5 kids. I am the oldest of the 5. I have always worked started at 12, working at a ice cream store, my dad knew the owner. I also cut grass after school and weekends with my dad’s company. NEVER say a dime, not only that but upon turning 18 and moving out the day after I graduated, because my parents put my bags on the porch and said bye ur 18. So when I go to get an apt, or mortgage I discovered my parents to loans and credit cards in my name and my credit was shot.

I did end up getting a place, with my still till this day boyfriend Chris, we have been together 34 years. He is my rock. My life was hard a kid at home, so freedom was great, till it wasn’t. I moved out moved into an apt not far but far enough. Now I raised my brothers and sisters, so when I left it was a wake up call to my parents, they now had kids to take care of. That didn’t last long. My sister got pregnant, now she didn’t get kicked out for getting pregnant at 14. Nope. It was cause the daddy was black. My mom beat her up and down the steps. Told her the only way to stay home, is get an abortion. Angel my 15 year old sister moved in with me. She took 2 busses and a trolley to finish school and keep her now 25 year old daughter.

Next was my brother Joey, he moved in with me at 11, I couldn’t imagine my daughter moving in with her brother lol I’d never allow it, but here I was working 2 jobs and tons of overtime. With my now sister and brother living with me. My sister Chrissy ran away and joined the carnival. Lol sounds insane right? Well she did she was 15. So all that was left at home was my parents, and my youngest brother who stayed home till he left for college.

While everyone lived with me, and I only worked and slept. My brother ended up dropping out of school N moving onto drugs, he would hop around houses here N there this went on for years. My sister Chrissy and him became very big drug addicts. While Angel and I became workaholics that took care of each other and them. During this time my mom, dad n my mom’s boyfriend were driving me crazy with the abuse. The nonstop police sent to my home, calling my jobs saying I’m a loser and fire me. Calling my boyfriends job doing the same to him. Saying I stole her kids lol. As if. We found out years later she had been collecting disability checks on my brother and sister, as well as food stamps for them and me niece, their granddaughter. While I’m working 2 jobs to keep the lights on and some kind of dinner. I busted my ass for years to raise them and their children. Chrissy had 4 kids, and was in and out of jail. Meaning her kids went to me, my other sister had 6 kids. She worked all the time so I too had her kids as much as possible. My life was hard then, but then yes we were dirt poor stealing food just trying to get to the next day.

Years go by, the abuse never stopped my mom was mean man, and she played the victim to the tea. My brother was 1st he continued to do drugs, go to jail, go home to my mom. She just beat him down, till he had nothing left. She bought him drugs, she helped him to get high. Then beat him down for being an addict. He hung himself 1 month after his 21st bday, in my parents backyard 4 days before Christmas. He left behind a son.

My parents fought tooth and nail to get his son, and they won. They look great on paper. Micheal my nephew, grew up a hot mess. Spoiled by my mother, then abused by her, neglected by my father n the boyfriend stepped in to play daddy. Micheal is in jail today. He is not a nice person.

Next was my sister Chrissy, me n Chrissy was glued at the hip. We were Irish twins. We were best friends. Even know she was a idiot when she was on drugs she was the best mother, sister, wife, girlfriend was she was clean. My sister was gorgeous. She knew it. Long straight hair like Cher, crystal blue eyes, a slight tan all.year around. Perfect figure naturally built. She was loud and funny, the whole room never left without laughing when Chrissy was there. Lol. My mother tortured her, Chrissy just wanted to be loved. Every man used her, beat her, shit one asshole tied her to the bed and set it on fire. Like who does that crazy. Thank God her 2 youngest were there to call 911. My mom turned Chrissy in to CYS, and they took her Kids. Chrissy died a month later, she ODED on herion. Her friend Jackie was with.her, instead of rolling my sister over to save her life. Jackie choose to steal her money, food stamp card and car n took off. My dad had to go identify my sister cause she was up in the Poconos hiding from my mom turning her into the police. My sister died the day before nieces bday to make it even worse.

Then was my mom. 6 years ago I was cooking dinner, my sister was shopping at KOP for the kids school clothes. I was home with about half the kids. Angel had the rest Chris and Louie were painting Angel’s new house. She moved around the corner from me. Angel n I are extremely close. We always help each other and are always there no matter what. Her son is sleeping here now lol. My mom took her life she drank vodka and swallowed pills. When I cleaned her room she had puked down the side of the bed. My dad was left, he had cancer.

My dad. Man I loved my dad, and he treated me horrible. I’m so grateful I don’t have daddy issues with men and maintained my relationship for 33 years. My Dad worked for the railroad for 45 years, then had several stokes and could not continue working there after his strokes. He could walk n talk he could still maintain his ADLS he was only in his 60s.. My dad had a hard life. He was raised my 2 drunks, that beat him and had him basically raise his parents. Then to find out he was adopted at 37. His sister was horrible to him. His best friend was murdered over a girls lie. He had a hard life and then my mom gave him a harder life. He was a solider though. He beat cancer 10 times they told him 6 months before my brother died he only had 6 months live, with this cancer. He beat it and lived another 15years. My mom killing her self was to much for him. He was left with me to take care of him. And he hated me, he blamed me for everything. I was the one who took a leave of absence from work to take care of him. And he let me know I was not wanted or welcome, but I still showed up everyday. He ended up in the hospital, he refused to take his meds, his blood kept clotting, hid lungs filled with fluid, he was dying. I worked with hospice for a long time and knew what death smelled like. I sat at his bedside and prayed to end his suffering. He has 3 oxygen masked on. He couldn’t eat, he couldn’t move. I laid my head next to his I told him I loved him and he was a great father to us all, and we were fine he could go. He told me, fuck you, that I should of died instead of my brother. Then rolled over to my sister n said, I’m scared angel. Then he died. It was my brother Joey, who hung himselfs birthday.

Now I can continue, but my mom was a hoarder so I had years of a mess to clean up. Which we did and now all that’s left is my sister n me basically. I have another brother but he does not deal with me.

My sister remarried a wonderful amazing man, who we just found out has cancer again, this time his byle duct. It’s not good. They him and my sister have 12 kids between them and 1 together. He is raising my sisters kids, and his kids a big mix of kids they both choose to keep and raise as their own.. Now my sister will lose him and he was what finally gave her some security and felt safe with.

Me, man I’ve worked Mt while life since I’ve been 12, I have raised so many kids, took care of my parents. N raised my own kids. My son is 24, autistic, who I raised to be extremely independent. He lived on his own worked 2 jobs. Had a car, phone, insurance everything was doing amazing. Had a friend with benefits pretty much in his level though. Then this young man’s father found out about this relationship said my son raped him and had my son locked up on 12/31/21. I have not seen my son in over a year. This kid had never been in trouble a day in his life, I never thought this would actually stick. Well we were told he can face up to 20 years. wtf for???? NOT 1 PIECE of evidence either. Nothing no DNA, no tears, no rips, no bruises, my son never took his phone, never told him he couldn’t leave. My son ubered him home, like he always did. The difference was the father didn’t know they had a relationship. I’m scared to death my sons going to kill himself. He’s tried. I don’t have any money, I lost My most recent job and his father don’t make shit for money. I just need a blessing. His trail will cost me 50k easy. I’m losing my house, ill lose my car soon. I just need one blessing in life ill even pay u back. I just need someone to cate about me for once. Thank you

Last Updated: March 20, 2023

19 homeless I need help.

So my name is Toby, I’m 19 years old, to explain my situation and let you guys know why I really really need this help let me explain… it all started in the very beginning my parents were together lived with my brothers and one sister then boom she cheated dad went to jail lived with my mom she got on drugs and I went homeless at 11 years of age, then eventually made my way into foster care I’ve been in 7 homes All the way to this age 19 where I finally ran away after getting a car because the parents were beating me so badly and no leaving any visible marks well kinda but there methods left my body sore and hurting in the inside and they used the monthly foster care checks in the wrong manner. Anyways I ran away I am now currently homeless and I sleep in my car and yes it’s rough my whole life stored into this car I sleep in the drivers seat and barely get to lay it back due to the car full of stuff so I wake up sore everyday, being so isolated and beating in foster care and steadily moving around I never got a chance to build up friend groups and also Covid affecting a lot so I have literally no one my own brothers and sister went through the same thing we are all in similar situation just fighting to survive in life with no parents and no one who cares for us but us helping out where we can but still not enough. It’s hard to shower do laundry or anything in my car dirty laundry gets store into a bag and I shower at a truck stop which is so inconvenient because my town is smaller well we have a college here but no many travelers so one truck stop with the only showers is 30 mins out from where I stay and cost $7 so the trip all around cost close to $30 just to shower, that’s gas and shower price not soap included. Honestly I really need money from someone with a heart out there so I can finally have enough to get an apartment, I’m behind on paying my car insurance I currently have none and get tickets over and over and over because I can’t afford it get it and also my tags are expired which I can’t get tags until I have insurance so that’s all messed up as well. If I’m behind honest $1,000 will probably get me an apartment or at least pay the Downpayment but currently I need rough $2,000-$5,000 to help me out and get me into a good position and stable place in life. The hospital picture I put up there is also what I want to explain, my asthma’s so bad and being homeless this winter really screwed me over I couldn’t afford the $320 inhaler or the $250 nebulizer treatment medicine which I really really need in the winter or this happens… let me get further into this one, my lungs were inflaming every minute every hour and I eventually stopped breathing after two days of struggling so bad having my head up in the air trying to breathe and feeling like I’m drowning when I’m sleep in my car, my body went into some sort of shock if I didn’t call the ambulance I wouldn’t of made it because I was dead by time they got to me all I remember is things slowly going black and I past out due to no oxygen in my lungs or getting to my brain, that’s what the nurses told me I woke up in the ambulance and they said I died and called just in time or I would of not made it to live another day, my insurance won’t cover any of my medicine or medical cost so that’s another thing I’m struggling with, I’m still fighting my asthma everyday and it gets worse at night time and in the morning when it’s really cold I’m wheezing so bad and it feels like I’m breathing through a tiny coffee straw, all I need to fix it is, $320 for one inhaler and $250 for the nebulizer treatment medicine which I have the machine for it just no liquid. Well this pretty much wraps up my story and the situation I’m currently in, please please if there is anyone out there with a heart that understands it’s not every homeless person fault that they are homeless and don’t be quick to judge someone and what they been through please I desperately need this help, I’m a sober person with a good head on my shoulders I will never give up I have nothing but good I’m my heart and I wanna do good and make it somehere in life and be successful just someone please help me overcome this, sadly without money no one can be successful in todays world you can be happy no matter what position your in depending your mindset but still no one’s happy sleeping in there car it’s a forced happiness to the mindset to tell yourself everything okay and keep doing what you can everyday to benefit you and you will definitely %100 make it somewhere. So please once again I know there is someone out there that is willing to help me and this is an emergency and I mean a emergency I need this help I need it so bad it would be a blessing from god if someone would do this for me 🙏

please….

Paypal) TJ573como

cashapp) TJ_573 or $CovidSuck18 << same username for cashapp there is just two usernames on that money sending app

I beg someone out in this world to please kindly help me get a place to stay I’m tired of living like this it’s sad I get kicked out of places when I’m sleeping I get bothered by other homeless trying to sleep in my car with me just a lot of things.

Last Updated: March 17, 2023

Single father drowning – Spouse deserted our 3 children – Bankruptcy/Repossession

I’m feeling like I’m unable to provide for my children, and now I’m so distraught by all of the financial issues that I am fighting really hard not to give up. Here I am, begging for help to protect what pride I have left.

I’ve attempted to receive mortgage assistance from IHDA, got an approal for SNAP benefits in the amount of ~$90/month (myself, plus 3 children) , and have direct wage garnishments still taking place from a bankruptcy that was dismissed when my spouse wouldn’t give wage information to our attorney.

https://paypal.me/StruggleDad

Here is a timeline of how this all happened:

Moved into house in 2017, stable home for family (3 children)

Spouse couldn’t get/keep jobs, forced to file Ch13 bankruptcy Fall of ‘18

This included mortgage, auto loan on SUV, student loans, medical bills, etc
All bankruptcy payments made by TFS Bill Pay, by my bank account
My company was being bought out in winter of ’18, sought new job
Covid came right after new construction sales job – couldn’t cover bankruptcy and all bills
Spouse’s job statuses and spending habits never allowed bankruptcy/bills to get caught up, while I struggled to work extra for commissions
Couldn’t maintain job at false-promised income, got job in I.T. (Jan ’21)
Bankruptcy payments were now made by 100% wage garnishments (up to $1082/paycheck, every 2 weeks)

I held every to provide what I could, while spouse lived on social media from our bedroom, buying “needs” without my knowledge, which continuously put bills/maintenance/auto/car/necessities behind. Her reason was always “welllll we needed it and I don’t get paid for xx days”. But her paychecks also went to her own spending habits.

Never could catch up, and this caused further issues

Spouse requested open relationship in June of 2021, started becoming non-existent in household. I had to lie to my children and tell them Mommy was working late in order to hide the real truth (Let’s stick with “Exotic Dates”).

Still couldn’t qualif for SNAP benefits, as my income (plus $6k-$8k from spouse) was too much to gain assistance

Spouse moved out June 9 2022 , kept SUV as she was going to use income to buy new vehicle

Email sent to Ch13 attorney on June 16 (22) requesting split of wage orders, as I was at 100% (as opposed to spouse living freely, keeping the SUV that I was paying for, not being here for children, etc

Attorney requested expenses/income in 8/22
September 16, 2022 was first 50/50 wage garnishment

Sought support through employer in any way possible, was provided 6 therapy sessions in July of 2022, otherwise told to use PTO as needed

First 2 sessions, therapist said I need to find more time for myself
Stopped attending virtual sessions, can’t attend and parent simultaneously

Continued struggling with bankruptcy, bills, groceries, etc without spousal support

Note: Spouse not supporting children whatsoever, besides being their “soccer coach” for a season

No time except to be single parent, plus work, cook, laundry, clean, etc

Sent email to Ch13 attorney on 7/25 requesting immediate help, as my health conditions were worsening (at 6’5 I weighed 154lbs. I was so depressed I couldn’t eat).

No action, except requesting paystubs from spouse

Accidental Ch13 dismissal (9/14/22) resulted in false repossession of vehicle listed in bankruptcy

Repossession on 1/30/23 , 2 days of PTO to regain possession
Also resulted in foreclosure notices from mortgage lender (11/2022)
Attorney stated “This can happen”, no big deal

Applied for SNAP benefits in June of 22 , approved in August for ~$70/month

Covid emergency funds helped greatly, but bills all still behind during 100% wage garnishments and no help from children’s mother

Applied for IHDA mortgage assistance in November ’22 , keep getting ran around asking for more documents

Mental stress put me in the ER in Nov 2022

prescibed anxiety medication

Received divorce summons in Jan 2023

Responded, fee waiver issues with SNAP approval

Children informed me that their mother bought a new van, still no support for children

Covid Emergency SNAP payments ended in 2/2023

Bankruptcy dismissed in Feb 2023 due to lack of payments (my 50% was always made during the split)

Can further be proven from NDC database

SUV repossessed, again, on 3/7

Now I’m lost. $12k behind on mortgage, SUV “cramdown” repossessed, feeling unable to support my family, and wage garnishments are still taking place. My mortgage was transferred/sold after Ch13 dismissal and I can’t make any payments due to “no account”. IHDA says I am a “Special Case” and my application cannot be processed normaly. They even said “In April, we could ask for more before it’s approed”.

I make just enough money to be disqualified from programs, yet my “spouse” is living freely without consequences, not supporting my children and still posessing the same spending habits.

My children seek their mother’s love and support, new shoes and clothing, school fees to be covered, etc. I am unable to support my own family anymore, and I don’t know what to do. It’s hard-enough attempting to calm my youngest (now 8) who cries herself to sleep a lot because of how much she misses Mommy. How can I work til 5p, get dinner made, ensure homework and showers are done, do laundry, clean up the afternoon/evening mess (can’t afford daycare, so kids roam the house without supervision from 3p-5p whil eI work in the bsaement)?

I am only one person, and I’m failing. My parents are out of town, my closest relative (sister) has her own issues to worry about, as does everyone else.

So what do I do while I wait for foreclosures, info on how to get personal belongings from my SUV, and what happens next? Lawsuit against Ch13 attorney? Consultations cost money. Lawsuit against auto loan company for repossession? Consultations cost money. Lawsuit against spouse for emotional distress, mental abuse, financial ruin, etc? Seems everything is for women’s rights, and doesn’t account for a lot of “sngle dads”. How do I continue the next few months without having a vehicle, substantial grocery money, and money for basic necessities? InstaCart costs too much, no extra-cirriculars for the kids?

Please help me. I’ve sent emails, called offices and left messages, and I can’t keep taking PTO to figure this out… I can’t lose this job in my great time of need.

I will provide proof of anything needed if allowed by this site, as this is the first time I’ve done anything like this.

https://paypal.me/StruggleDad

Last Updated: March 17, 2023

Homeless and neglected by the council

My name is Carlo and I am accompanied by my partner Ellie.

We were evicted from our apartment 7 days ago at the time of this post as the result of our inability to pay our rent. The reason for that is that our rent has increased 3 times in the 18 months we lived in our apartment. It jumped from £900, to £1,000 to £1,100 per month. I work as a bartender and at first it was easy for me to pick up extra shifts to make up the extra costs.

However, a combination of factors eventually made it difficult for us to meet the new rent amount. This ranged from my partner’s mental illness (Borderline Personality Disorder) to her increasing need of mobility aid because of her having been diagnosed as having chronic fatigue which is sporadic in nature and drastically limits her mobility.

We were evicted from our apartment because eventually as time went on we started to fall into arrears and evidently I told the landlord that the rent amount is untenable and we’d need to negotiate as we have no place to go. Her family excommunicated her due to her mental illness and mine are not in the country (United Kingdom).

On the surface, the landlord seemed willing to just accept whatever amount we could give, only to then be served by multiple eviction notices over the past 8 months. When confronted with it, the landlord told us not to worry and that he was going to have them withdrawn and that he wasn’t really going to take action.

That is, up until the 28th of February 2023, 7 days ago. We were woken up to the sound of bailiffs knocking on our door and telling us that we are being served with a court ordered eviction and that we had to leave the property at that moment. We were booted out on the street with what luggage and stuff we could carry and have been sleeping rough around the borough of Haringey, sometimes we would get lucky and receive the donations of strangers so that we can find some shelter for the night.

This can only go on for so long obviously. We desperately need a sum of money that can end this by helping us pay for the deposit of a small, modest room so that we can be out of the cold for good, and that we can build back from the ground up. We need your help. Please.

Last Updated: March 17, 2023

It was 4 days before Christmas …

it was the 20th of December at 8am. Myself my partner and my kids had just woken up, about to have breakfast when my neighbour started banging on our front door yelling get out get out your house is on fire. It all happened so fast. One of the worst experiences we’ve ever been through. All we had was the clothes we were wearing and each other. Thank god.
but now we have to replace our hole lives , 4 x people’s lives who lost absolutely everything. We would love to be able to rebuild our home so our kids will have a roof over there head to grow up under. I no I’m asking a lot but until you experience something like this you never know how much damage it can actually do to a family.

https://www.paypal.me/thedalemma

Last Updated: March 16, 2023

Urgent! Help Jonathan Pyles (Prostate Cancer) with his personal bills/medical bills

Hi my name is Jonathan Pyles, I just turned 61 and I live with my wife Jen, and her 97 year old grandmother in Beavercreek Township, Ohio. We are 2 months behind on rent about to lose the house we love, and I’m feeling desperate & despondent….please help me out of this situation I’m in…

I was diagnosed with prostate cancer and went through 25 treatments of proton therapy at University of Cincinnati Health (which I had no side effects), then followed up with a one time brachia-therapy (they placed 56 radioactive seeds on my prostate and surrounding areas to keep it from spreading). Big time side effects from this procedure! The daily fatigue/illness has really set me back…

I’m a self employed restaurant management recruiter, the business is slowly making a comeback since the pandemic, but unfortunately I’ve fallen behind on my bills and I need your help getting back on my feet again…

I hope to raise $5000 for rent (2 months at 1650 per month), and the remainder for the rest of my bills (CareSource/electric bill/fuel oil/auto insurance etc…), this is very important/urgent!!

Less important is an additional $5000 for my medical bills (I owe $3891 to the Kettering Health Network and $1802.60 to UCHealth)

I can provide documents to you that will verify my bills (copy of my lease, my personal/ medical bills etc…) as well as my Prostrate Cancer diagnosis and the treatments I went through at UC Health…

Please, it is urgent….whatever you can offer to help…thank you for your time and consideration for reading this.

Jonathan Pyles

My PayPal account can be found at:

paypal.me/JPyles1961

Last Updated: March 15, 2023

Needing Help

I’m Bobby G. a 57 year old male who has always been a generous person. However, the tables have turned and as embarrassed as I am doing this I really don’t have any foreseeable solution to my financial situation anytime soon. I am currently unable to work due to physical(mostly) and mental issues such as depression and anxiety. I’m on medication to help me with that and have been for over 4 years now. Back in 2013 I was diagnosed with eye cancer(Coroidal Melanoma). Yes the big C. That was a painful and crazy ordeal for the next year and a half or so. I am blind in my left eye as the result of the radiation treatments. That didn’t stop me from carrying on a normal life. I went back to work a short time after treatments. I look at it is that’s why we were givin two eyes to begin with. I do have issues with depth perception but I adjust. I also don’t allow it to change my lifestyle.

In 2017 while riding my motorcycle to work early one morning, a car pulled into my path and I couldn’t avoid it. I hit the car at around 40 miles per hour or so. I crushed and broke my pelvis. I broke my wrist and also sustained a knee and back and shoulder injury. I was unable to walk and do anything without requiring assistance for several months. I have plates in my wrist, pelvis and a rod inside of my body that occasionally give me trouble. I’m unable to stand or sit for extended amounts of time. I’m pretty tough so I didn’t allow that to stop me. While going through physical therapy I cam down with Diverticulitis and had to have surgery to remove a portion of my colon. I had to wear an ostomy bag for 6 months. I was approaching a year of being out of work but short term disability kept me afloat. My employer of 10 years contacted me and said if I didn’t return to work by a certain date that they would have to terminate me. Not to worry they said, they would hire me back. I asked them if I would have the same pay rate and they said they didn’t know about that. I agreed to return on the day they instructed and went back to work. I knew I wasn’t 100% but I felt I could handle it. During the course of the next two years I developed six hernias all in my abdominal area. I ended up losing that job after twelve years of going above and beyond my pay rate. I immediately obtained a better job with higher pay. I was blessed I thought. I was having issues with medications that made me temporarily ill and I had to excuse myself to the bathroom in order to vomit practically the same time everyday. I was still having follow up doctor visits and would schedule them around work so I wouldn’t be absent. I’d either come in late or leave early as opposed of taking the day off. After six months they terminated me. I wasn’t to upset because it was an hour drive through Atlanta twice daily and I figured I would use this time to get my hernias and shoulder repaired while pulling from my 401k. Turns out I was diagnosed with Type 2 Diabetes and my numbers were out of range to have surgery. I was put on medication, changed my eating habits and tried to do exercise which is mostly only walking due to my conditions. I would get tested every three months to see if I was fit for surgery but my diabetes was still out of control. They changed my medications and after a couple of months I was finally approved for surgery. Surgery to repair six hernias took place last Wednesday March 8th. I am currently recovering. Bad news is due to all the delays I used all my 401k and any savings I had. Still not real worried because things seem to always work out. I did some side gigs by portraying Santa Clause and fell in love with that but as you know that is a seasonal thing. I managed to purchase an easter bunny costume so I can make appearances around the area. I have two gigs scheduled for next month. Hopefully I will be recovered enough to perform. All that being said I have no current income whatsoever and don’t know what to do. That’s what brings me here. I must mention I have applied for disability last year and I haven’t been approved or disapproved. It’s at 86% which means it could still be months before a decision is made and the fiancial responsibilities are still there.

Paypal.me/Bassplayag

Last Updated: March 14, 2023

No more domestic violence

Hello & thank you for taking time to read my story!
I am a DV survivor, I have been away from my abuser for almost a year now. I suffered for 6 long years, in a relationship with my children’s father.
he abused me in every single way.
He had control of my entire life, from finances to family. I wasn’t allowed to work, I wasn’t allowed to see my family. I wasn’t allowed to leave the house unless he was with me. He would hit me in front of my kids, scream at, belittle, throw things at me, all while they watched this happen. When I finally got the courage to leave him, last year, I packed my things and was planning on moving in with my parents. A fresh start. I ended up meeting a man that started helping me make plans and have the guts to defend myself and stop being a victim. The last time I seen my abuser in person, face to face I guess you could say, he raised his hand to hit me and I’m not sure what came over me but I hit him first.. no one should lay another hand on a person but I couldn’t stop it. Anyways, he called the police on me. The first and only time I ever raised my hand back/at him and he called the police on me! After 6 years of me just enduring his abuse and making excuses for him… he called the police on me. Shortly after, I found out it was because he found out I was leaving him so he had to have some kind of control over me, some type of way. I was put in jail, taken away from my kids for 2 months over this. Again, almost a year later and I’m still facing problems because of this man and because of me FINALLY defending myself against him.
Between court costs, fines, having to call off work, losing jobs, child care…. I cannot make ends meet. I can’t afford a proper lawyer that can fight for me and help me fight this case to prove that he is the abuser. I have SO MUCH evidence from physical abuse photos, screenshots, statements, police reports, etc to have on my side but what I don’t have is money…. And that is what makes the world go round apparently. All I want and ask for is justice for myself and to stop being made to look like abuser, to be able to pay my bills, keep a job, get this paper trail of nonsense off of me and make this man get what he deserves and to finally face the consequences of what he put me and children through along with all the other women he has done this stuff too, which is more than 3 and I thankfully have the proof of!

I know me asking for this amount is absurd and probably far fetched but between lawyer costs and to catch on bills, it’s what is needed and honestly the bare minimum just to play catch up:(

for any one willing to donate, you’re more than a savings grace and it’s more appreciated than I could ever put into words! Thank you a million times over!!

asking for $1000

https://www.paypal.me/cynnerxo