I tried to make a post before but I forgot to add my PayPal to it. My name is Brooke, and my goal with coming here is to ask for money, to go back to school after I pay off my debt and help my parents. I’m currently in debt with student loans and my PayPal balance is in the red. I am also struggling to pay my bills as I make $7.25 an hour and my schedule only allows 13 hours a week. I’ve been trying to work more but my store simply won’t let me. I’ve been relying on my parents for so long now and I need to get my stuff together. I would go work somewhere else but I live in a small town in Alabama and the job choices here all pay about the same. My story isn’t terribly tragic, I’m just not sure how much longer I can keep this all together. I’m afraid for it to get worse as my parents have said I have to get on my feet and they’ll pull their support. I’m on my own soon and I’m terrified as a young woman to be on my own. I have nobody else and I just need some help. If you find it in your heart to help me it would mean everything to me. Thank you for taking the time to even read my story and hear about my situation. I’m begging, I am, and I’m sorry to ask for money that was hard earned but I’m at my wits end. Thank you so much, have a good day. Here is my PayPal link
We often hear “I need money now” for rent, food or bills – not an easy situation to be in. See our advice below.
Emergency Rental, Food, and Bills Assistance Programs
How to get help with rent?
At times, many families find themselves homeless, or unable to continue to occupy the premises of their choice. This may be due to fire, accident, storms or many other causes, but often it is merely a problem in paying the rent. Illness that forces a breadwinner to stay home, or loss of a job; any and all of these conditions can put a family in need of temporary assistance to tide itself over until the members of the family find themselves again in a position to pay their own rent without the need of subsidising or other rental assistance.
Agencies have been set up in many parts of the country to help in this regard. Non-profit organizations, these charities, such as The Salvation Army, as well as some governmental agencies are often able to offer emergency rental assistance for families who are being evicted by a landlord, or who simply have no way to pay their rent at the moment. Realizing that landlords, despite the old cartoon imagery of a rich greedy person feeding off the work of renters, the vast majority of landlords are not really making a profit at all on the current tenant. This is only a stopgap so that the landlord may pay the monthly house payments in the hope of some future profit if housing increases in value some years later. If the tenant can’t pay the rent, the landlord may soon find himself in the same position with regard to the lender. Lenders do not want to hear sad stories.
Although these different programs for rental assistance may be available, much depends upon the funding at the moment. Some programs quickly run out of money and are simply unable at the moment to provide further help to persons in need of assistance.
The vast majority of families in need of temporary rental assistance are those to be found in the low-income range; seniors, disable persons and children are among those most often affected. Others too, faced at one point or another with a temporary emergency may qualify for assistance in these cases.
In most cases, those in need of longer-term assistance, persons who have not been gainfully employed for a considerable length of time with not prospects for the immediate future may not qualify for rental assistance under these temporary emergency programs.
Those more likely to receive aid are persons who are able to convince interviewers of their willingness to do what is necessary to get back on their feet along with the ability to do so. Since emergency funding is considered a short-term “fix” for a crisis situation, the grants may be only issued for a few days, perhaps to defray the cost of a motel room, pending the applicant’s ability to find other lodgings.
Therefore it is important, in most similar cases, for the applicant to show the interviewer the imminent possibility to become self-sufficient.
Most non-profit agencies as well as other agencies attempt to work closely with rental assistance applicants to help them with any additional support as needed depending upon each applicant’s situation. Often applicants are further given counseling and referrals to other agencies that may be more helpful to an applicant.
In such cases, any additional services rendered are free to the applicant in crisis. This may include lack of employment and such other problems that may arise such as medical emergencies. Most agencies participate in these endeavors as well as teaching applicants the processes involved in applying for governmental programs, immediate rehousing and how to apply for Section 8 vouchers as well as information about low income housing, and assistance in paying the security deposits that are almost universally demanded by today’s rental market.
Since the goal of all similar agencies to to render aid to persons in immediate need of emergency housing and other crisis situations, the funds issued to applicants for rent or other necessities is only meant to allow the applicant extra time to deal with the emergency. However, at the same time, applicants will normally be provided with support in the long term to guard against similar future emergencies.
If you have an eviction notice or expect to be unable to pay the rent in the immediate future, or even realize that you need to find less expensive living quarters, now is the time to apply for assistance. Often with early application, money may be available to catch up unpaid rent as well as other options that may be explained to you.
Assistance may also be available to help with the security deposit, the initial rents and even moving costs. In some cities non-profit agencies may offer other emergency assistance to those in crisis. These funds are normally paid out on a one-time basis. Depending upon the location, resources that may be in place for housing crisis families can be wide-ranging.
Potential applicants are advised to find the telephone numbers as well as any other information available to them and educate themselves about the different programs that may be able to help with emergency assistance.
Not only non-profit private agencies, but many governmental agencies, are able to provide interim assistance, depending on the locality. Massachusetts has a program called RAFT, while in Texas a rental assistance program called TDHCA is available. Florida has a similar program called EFAHP and in Connecticut their program is called RAP. Many other government programs around the country also offer assistance to pay rent or a portion of overdue rent in their ongoing efforts to reduce the growing threat of homelessness in their particular communities.
Another program, called the Federal Stimulus Program is a little-known program through which our federal government provides billions of dollars across the nation to provide rental assistance for qualified applicants. These funds have become invaluable to families that find it increasingly difficult to keep up with the rising costs of rent and other housing needs.
HUD the Housing and Urban Development, agency works throughout the country as well. A number of families approaching two million are able to use this program, a program that can not only help those in need to pay their rent and/or security deposits, but HUD can issue vouchers to provide temporary housing as well as providing assistance to senior citizens and the disabled to keep up with overdue rental payments.
These programs not only offer grants to help pay rent, but the government Rent Voucher Program aids applicants to seek housing in the privately owned housing market.
These agencies can, generally, offer legal advice to those facing eviction. Every year millions of people receive free legal advice and assistance to educate them with the eviction process and their rights as well as responsibilities. The government provides funded Legal Services Corp. which provides attorneys who may mediate a solution between landlord and tenants in addition to advising tenants of their rights as well as help them apply for Section 8 or other assistance and another positive aid they offer is help and counseling on housing discrimination.
Counseling may also be provided to help applicants apply for government and/or private grants. Money is available for many of these crisis situations.
It is the goal of these agencies to prevent evictions wherever possible. The federal government as well as the many non-profit private agencies strive wherever possible to help applicants remain in their current quarters without the fear of being summarily evicted. Often these agencies are able not only to prevent evictions, but subsequent lawsuits that may be brought against a tenant. Alternatively, the agency may be able to find more suitable and affordable housing for an applicant facing eviction.
Many churches too offer funds that can help those in short-term financial difficulties. United Way and The Salvation Army are only two of the better-known charitable institutions that may be able to offer help when needed. Generally they give priority to those living in apartments and facing short-term financial crises.
A good number of other national and local charities are ready to help with the expenses of rent and other essential needs as well as providing case management and many other social services. No all charities have ready money all the time, but even those may be able to help by helping an applicant with information about other resources and assistance in applying for free grants to pay overdue rent.
Other agencies that often provide help might be, for example, Catholic Charities, Social Service Offices, United Way, the American Red Cross, the Legal Aid Society and as mentioned earlier, The Salvation Army. Aside from these examples there exist many other emergency aid agencies for those who are able to become informed.
While most of these programs provide only short-term emergency aid, they are designed for the most part to tide a family over until a longer-term solution becomes available. Often these same agencies will be able to direct qualified applicants to resources that may assist them in finding an apartment or house for more permanent security.
It is important however, during these times of crisis, to keep in touch with creditors and the applicant’s current landlord so they understand what you are doing and what you expect to accomplishment. It is important that the applicant be extremely honest with everyone about the situation and it may sometimes be possible to have monthly payments temporarily lowered, or even be allowed to skip a monthly rental payment. Other plans may be devised and put into place to avoid being evicted.
It is well-understood that not only landlords but other creditors too are much more willing to cooperate with persons who are up-front with them, honest in their discussions and show a willingness to cooperate and do whatever they can to improve with situations.
How to get help with bills?
Ask The Energy Company
if energy bills are the source of the hardship, then the energy providers’ own in-house programs are often the quickest way to help rearrange and meet repayments.
LIHEAP: Low Income Home Energy Assistance Program
This national program’s focus is on subsidies for repairs, weatherproofing and utility bills that families cannot afford to pay.
LIHEAP covers any energy related home repairs for low-icome families, including seasonal expenses like air cooling systems and winter heating bills. The local LIHEAP office is the first point of contact for those in need of energy or utility assistance. Eligibility varies from state to state.
WAP: Weatherization Assistance Program
The WAP is a federal grant organized by the Department of Energy that helps needy families improve their homes’ energy efficiency, and has assisted over 7 million households across many states, territories and Native American tribes since its inception in 1976.
According to the DOE guidelines, a household with anyone over 60 is eligible for the WAP, as are legally recognized disabled people. Most states make families with children eligible, and the website for the WAPTAC (Weatherization Assistance Program Technical Assistance Center) can advise others if the grants are available in their area, and whether they qualify.
LifeLine Assistance: Free Cell Phones
Americans in need of a cell phone plan but without the means to maintain one can get assistance from LifeLine Assistance‘s free phone program. This is indeed a lifeline as daily life and business in particular is practically impossible without a mobile phone.
LLA is an FCC mandated scheme offering a free cell phone with at least 250 monthly minutes included. It’s available in the 49 states, Washington DC and Puerto Rico, and typically requires a household income below 135% of Federal Poverty guidelines. For some states it is below 150%. Eligibility varies across participating states, with slightly different rules around qualifying income.
Other sources of help are available at state government level, or many national and local non-profit and charity organizations, and the energy companies themselves.
How to get Food For Free?
It doesn’t always require money to eat, and there are many ways to gain free food without adding to your debts or joining the 10% of Americans who have resorted to shoplifting. Ask people you know, or traders and restaurant and store owners.
Above all it’s important to explain why you are asking for food: because you can’t afford to eat. And not to be critical about what food you eat. Without a certain amount of money, there is no longer the choice of what to eat. So meat may become harder to get or if meat’s all that’s on offer and you are a vegetarian, it’s best to accept it with thanks.
Grow Your Own, Share With The Community
The most sustainable – and satisfying – way to provide free food for yourself is to grow it, and you can start with just seeds if you live in the country or with just a small space in the city. Guerrilla gardening is an interesting urban option, more organised community gardens and allotments can share space and expertise for growing, and seed swapping communities among gardeners are a good source of materials and encouragement.
Ask A Farmer
Out in the sticks there won’t be the option of stores and restaurants as a source of food, but ask any farmer and there’ll be some left on the fields that they didn’t or can’t sell. Many will let you pick these leftovers.
Food Banks
A rapidly growing movement in the United Kingdom and US is the organized and charitable distribution of food to those who can’t afford it. Most of the food is donated, and food banks are one of the easiest ways to obtain some nutritious food. Many banks have conditions for who they can give food to, but there is no need to be ashamed about visiting one.
Links to Food Banks in various countries
United States /United Kingdom /Austalia /Canada /Ireland /New Zealand /South Africa
Offers and coupons
Online and direct from the stores, many coupons are available to promote new products. And companies across the United States send out free samples of new products. They’re unlikely to provide a healthy, balanced diet on their own but could supplement free food from other sources.
Waste Food
In an affluent country there is an abundance of unsold or waste food, and a little social interaction and resourcefulness can unlock access to a surprising amount of it.
Ask at the market
Often around closing time, stall holders will sell off any remaining stock for next to nothing, and it’s always worth telling them you have no money and asking if they’ll give you something for free. You can often pick up some fruit or salad, and if they can’t offer anything, thank them anyway and ask at another stall.
Free Supermarket Food
Ask at the big stores and you’ll be too far down the chain of command: “My boss doesn’t allow us to do that” will be the usual answer. So smaller supermarkets and neighborhood stores are a better option, where you can talk to that boss. You may find warmth and generosity among Muslims and immigrants to the West who run stores.
Restaurant Leftovers
It requires some patience, a little nerve and a bit of practice, but it’s possible to get free, professionally prepared food, even a table to sit and eat it at. Restaurant districts in cities are obviously the best place to try this, and expect a success rate around 5%, so it requires persistence, but will sharpen your bargaining skills, and who knows where else that could lead?
Turn up at a restaurant after the busiest time but not too late, and explain that you have no money and ask if they have some left overs in the kitchen. It can help to have a container such as a plastic box ready in case they do have something, and if they’re friendly and can’t offer anything the first time, maybe they can put something aside the next day.
Searching and Foraging
It grows on trees, on the ground and some seasons there’ll be abundant fruit and tasty plants such as dandelions or chickweed. Even cities can produce some tasty wild food, and anyone near downtown Seattle has access to America’s first Food Forest in a major city.
Dumpster Diving
Growing media coverage of the colossal food wastage at supermarkets and restaurants has made it much less weird, and more popular, to search through the dumpsters in search of some quality food to turn into a meal.
Trying to close my loans & borrows
Good day,
My name is Stas, i m from Ukraine. I m in bad situation when i need to close my credit cards and return the borrows but unfortunelly i can not do it byself. I have a credit cards and borrows which i need to close as soon as possible. I’m asking to somebody who was in same situation or who can help me. I will be gratefull for any help. Thank you
https://www.paypal.com/donate/?hosted_button_id=KUXALZDTUFMJC
Help our family!
So I am not good at this nor have I ever had to do something like this before. I just don’t know what else I could possibly do. The last year has been a very ruff battle. I have been married for 12 years to my wonderful wife. We have a 10 year old daughter together and also a 14 year old step son. We do not have great jobs but we have always been able to get by. Then Covid hit and I lost my job that I had been at for almost 20 years. On top of that, after pretty much raising my step son for the past 12 years out of no where his father moved 6 states away and said he wanted to take his son with him. So he wanted us to just let him go even though we are his primary residence and he only had visitation every other weekend. Obviously we declined his request. So he filed court papers along with a lot of lies and we are stuck in a court battle out of no where. We have already spent every dime of savings we have fighting this in court. He knows this and continues filing more stuff that make us have to have a lawyer because he has the financial means to do so. As of right now we have always provided a stable home for our children and they are both happy and healthy. I have been working two to three jobs at a time to try and scrape together the means to pay all our bills and keep giving lawyers money. By the time this is said and done I’m scared we will lose our home and our son due to the fact we don’t make enough money to legally fight in court. I have already paid over $15,000 in court fees and lawyer fees and currently have over $8,000 still owed to lawyer and more fees accruing every day. Our credit is shot from maxing everything out to cover the bills when we had to give lawyer our cash from working. I have called and pleaded with the mortgage company to see if there is anyway to skip payment to get caught up but they can’t help me with that because of my credit score dropping. It’s like a never ending hole! We will do anything for our kids I just don’t know what else to do. I have always been a hard worker and have worked for everything I have. I’m sorry and embarrassed I even need to ask for help. But if anyone can spare anything trust me it will be greatly appreciate more then you could imagine! Thank you so much for taking the time to read my troubles over this past year . God bless 🙏🏼
the picture is of our children a few years back with our dog. :)
PayPal.me/notoriousbdc
Badly need money for apartment
Hi there I’m told that I can post an donations collection ad on here and be helped out. Just all I had to do was setup PayPal me link and account and that you click onto my link and enter amount which you would like to donate. If you don’t have PayPal it says it’s easy to setup an account for yourself. I’m in an toxic situation needing to escape the abuse and get myself an apartment problem is I’m so poor as I don’t gross yearly even $12,000 and so I know escaping this situation will open me the ability to get employed so I can then be onto my feet affording rent . Right now I’m controlled using the auto of my abusers where I’m refused the ability to have an job , knowing me earning wages would help me flee from his abuse is why I believe he refuses me to even work an part time job . He’s got me down and out where he let my auto ruin even more by sitting not been repaired so now has more probs than it had which means that’s junk now. I have nobody I can to stay with having two small dogs that I own . He’s got me where he wants me fully trapped and controls his auto that he lets me drive so I can’t work . I have some financial help but he makes sure that goes spent so I’m fully feeling beat he has me under his control and fully relying onto his auto and home knowing I have no other place to go having dogs , and he knows he made my auto become junk leaving it sitting and not paid to fix it like he said he would do for me. So how am I to escape him without having an apartment for me and my two small dogs . I could rent uhaul to move atleast to apartment I figure if I can’t raise enough for both an used auto and an apartment . Atleast get me an home is the most important first task to succeed doing. Please help me . I need First Last months rent plus security deposit. And that includes the dog fees as I know that once I’m out into my own place being safe I can apply for an job near my home and atleast earn the amount for bills that I lack once I use my small financial help assistance check plus wages, I’m hoping will make all bills be covered then. Or move another girl in with me to help with bills then what I earn could give me self support money for household needs and hygiene items. I need to come up with $5,000. As apartments aren’t cheap and the landlords wants first & last plus security deposit. Having no children DSS won’t pay rent for me . Please help me. You can email to talk to me directly at sharingiskind@gmail.com and to donate to me here’s the link : PayPal.me/princessmeh1 so you need put it together I guess since all doesn’t fit
PayPal.me/princessmeh1
Leaving abuse starting new life
Hello, my name is Tammy and honestly I’m not sure what to do. My husband and I have been married for 13 years and were best friends since I was 14, I’m 38 now, and we have two children. Things were good and after having kids things started to change. I know people change many times throughout their lives but this change is not one of growth. After our first child was born my husband didn’t step up to the plate and while he was physically present he left me to do everything. At first I thought ok some men aren’t good with babies but surely when he gets older he’ll help more. When my son was 6 months old I was pregnant again. Things didn’t change and still haven’t 11 years later. They’ve gotten worse. It started with him getting angry that I worked on Saturdays and he had to watch kids and didn’t get to do whatever he wanted. If I ever made plans with friends he would harass me as to when I would be back. Then about 2 years ago he just started doing whatever he wanted. He stayed gone all the time and when I say anything he blows up. He said once “if you didn’t want to be a mother”, calls my work a hobby bc it’s not a traditional job I guess, I own a massage business, he makes jokes that aren’t funny but embarrassing, gets mad over the tiniest things, has bought 4 vehicles without discussing it with me, flips out if I don’t give him a certain amount of money and idk what he does with it. Things kept getting worse and I kept stating my issues as I’m not one to just let someone talk to me hatefully and not say something. So one day he flipped out and took a baseball bat and proceeded to break a chair, smash a pot of green beans, put holes in the doors, threw knives into the wall, and tore the closet racks from the wall and the bathroom cabinet from the wall. He was arrested and was put on indefinite suspension at work. It did lead him to mental health and was diagnosed bipolar.I stayed bc I thought with the diagnosis and the proper meds and counseling we could move forward as bipolar is manageable with treatment. Since he acted so volatile cps was called and he wasn’t allowed in the home and instead of staying with family he got a camper and stayed at a friends who was a terrible influence even though I stated how uncomfortable it made me. He finally moved it and cps closed the case and he was able to come back home. I thought ok finally we can start to really move forward but it didn’t happen. His suspension was without pay but he was able to extend his pay for a while but when it ended so did insurance which means no more meds or therapy. Even before that he still stayed gone all the time. He blames me for him losing his job, which technically he still has and they’re still investigating if he can come back, he’s been off for over a year and does nothing to help. I work, take care of kids, and it’s left to me to cook, shop, clean, pay bills etc etc. I can’t keep up and all he does is belittle me that things aren’t always done. Everyone is hiring right now and he won’t even look for work. He got mad again and busted the microwave and set some wood on fire in the garage that I put out, I’ve missed work a few times bc he was going to destroy stuff, he threatens suicide to which I tell him I’m sorry he feels that way but no one can make that decision for him. He’ll get mad and leave and stay gone for days. Even when he’s here he’s not here. If he spent 2 hours a week with the kids I’d be surprised. He is impossible to communicate with and won’t read a message if it’s too long so I audio recorded myself and sent it to him so I could say everything without interruption and he could hear that my tone wasn’t hateful and he could pause it if he needed to. He refuses to listen to it and says it’s my fault and cusses me out and blames me for everything. I can’t do it anymore. It’s not healthy for me, my kids, or for him. I can’t help someone that doesn’t want to help themselves. With his job loss it has financially drained us. Covid impacted my business but it’s picked back up. There is absolutely no where to rent and I can’t afford to buy a house. I’ve thought if I could buy even a tiny house or a large utility shed and turn it into a tiny house. The kids could each have a room and I could sleep on the couch. I feel trapped with no way out and literally do not know what to do. I hate that he has this disease but it is something that can be managed and he’s not doing it and refuses to be held accountable. I honestly don’t even know what I’m asking for. Enough to purchase a tiny home or utility shed. Anything to get us out of here. He is not mean to the kids but they know he’s not nice to me and they know he doesn’t spend time with them. I hope this reaches someone with a willing heart. My PayPal is https://www.paypal.me/willistammy?locale.x=en_US
Abandoned PLEASE HELP
I have never done this nor have I ever had to. My daughter actually introduced this to me. So to begin: I am 29 soon to be 30 on the 4h of December. I am a newly single mom and college student. I am also a full-time working student. I recently stepped out of a very manipulative and abusive relationship. I gave this person all of what I had in me, My money was theirs, My home was theirs, I built a family with this person and I truly believed he really loved me. I only discovered that he did not love me and never gave 2 SH’ts about me when I tried discussing my chemo therapy with him and he told me he dont want to hear about my dumb shit. He’s seen my paperwork and taken me to the DR and he has the audacity to tell people I am faking my cancer. He has also told people that i did not have lupus. He has personally been to my appointments and helped me schedule certain treatments and drove me there. I dont understand what hes gaining out of telling people this. I assume it is so that he dont look like an a$$ for cheating on his girl who is sick. I have never seeked empathy or sympathy for it and actually preferred it is kept private. A full year had gone by before my family found out from him. I have been made to feel as if talking about my health is a downer and constant. I go months without saying a word about it because of the comments made about me. I hardly discuss it and he didnt even know I had it for the first 4 months. I at this point was forced to tell him because I was accused of cheating when I would leave for chemo and radio therapy. for nearly 11 years in my heart I believed He was my one and only love, we had the most beautiful daughter together, (he missed the birth) He and I met when I had just became an adult. I was only 19, I have spent my entire adult life with him. I try to be confident and self efficient but I have no Idea where to begin. I work full time but I am so far behind on bills that I don’t even see a way out. i am 2 months behind on my rent. I am 3 months behind on my car payment. I am working for a friend but because his company is struggling so badly he hasn’t be able to pay me my entire checks. I have looked for other jobs but I am turned down because I have not received the covid vaccine. I have not received them because I have a compromised immune system and currently take medication for Lupus. 1 year ago I was diagnosed with bladder cancer. Although not terminal its very expensive to treat. I couldnt get medicare before that I could afford. Now with cancer, I know for a fact i cant afford health care. I know I am asking for alot but please I need help so badly. I have gotten to the point that I am no longer treating my cancer or lupus. I am simply trying to pay bills before my daughter and I end up on the street without even a car to resort to. Anything would be appreciated. I had to spend my money for my scripts on getting my daughter school clothes at the beginning of the year. I am so behind it doesnt matter if i am paying my bills on time they wont even except my payments anymore they want them all paid in full I cant get a loan because my credit is wrecked. He has had me get loans then he never pays them. I then end up having to pay it or take the hit. He let some girl total the brand new camaro I bought him. He was responsible for insurance. He never got insurance. He dinied the whole thing and told me the cops and whitnesses were lying about a girl driving. LOL This time around he said he would be responsible for the phone bill. Like a fool I believed him. So i go ahead and let the email on the account be his. He paid it for 3 years no problem. I guess 9 months ago he felt like he didnt need to pay it no more. I now have a $2800.00 bill. I dont know what to do. I am completely broke. I have drained my accounts trying to stay afloat. I have applied for grant after grant and loan after loan. I now have an open Identity theft case due to someone getting access, I know my older brother has everything to do with this. He robbed me and stole my $2,100.00 I had in cash for rent. I was at that point one month behind. He calls me a week later demanding money from me. He stole my daughters tablets my tv jewellry and much more stuff. He recently went to jail. I have my mother here with me but she is disabled and cant work right now. She watches my daughter while I am at work, school or taking flight lessons. I take care of her as well as my duaghter. My poor daughter has just got established at this school in this neighborhood and I really dont want to lose our home and she has to start all over. My brother sold my identity for dope and I am still fighting that case. I have had 43 credit inqureries under my name. My ex is living it up him and his new girl. I cant even put gas in my car and my grandparents wont even talk to me because they think I use drugs. I dont use drugs my brother and X just didnt like my grandparents being so supportive of me I guess. I am the only one who is going to college in my entire family. They were so proud of me. I lost alot of weight to my cancer and its treatment. Now after being told this my grandparents think its drugs. even though I have proven this. I really want to give up guys! I am soooo exhausted. I need help! I am left with absolutely nothing while he drives around with a brand new phone, wallet full of money and his new 18 YO girlfriend I was replaced with because I got to old I suppose. He doesnt even contact his daughter. I dont hate him although I probably should I deffinitly dispise him and dont think I can ever forgive him for the hurt, betrayal, chaos and stress he has caused me. Last week i was on the verge of suicide because this debt has become to much. This week I am alot more motivated. I have to be here for my daughter. I have an amazing app Idea that could reduce human trafficking, I have myself to live for and so i opt out of suicide. I am trying to raise close to $12,000.00. This is 2-3 months of rent that I am behind on. It is also the $2,000 I am behind on, On my car. and a decent size payment towards that $2,800.00 phone bill he left me with. I would like to improve my credit again, Before this I was almost back up to 700 and I had worked so hard on it. I cant believe I thought he loved me. He only ever broke my heart and people including him always said horrible things about me and made fun of me. I have always been very kind and warm hearted. He took advantage of me and even moved in a girl he was sleeping with behind my back and told me she was his buddies girl and shes pregnant and homeless. I found out the truth within that first week. needless to say she wasnt pregnant & went to the hospital. I have been through sooooo much heart break and total loss that I am completely numb at this point. Each time I left in the past he has manipulated his way back in and or flat out refused to let me be. If hes not the reason then its finances. I need help guys please!! I Am trying so hard to not go back but I am about o lose everything. This has been the hardest time ever. I would be just fine if all my bills were caught up. then I could focus on them being paid on time every month instead of trying to catch them up as well. Unfortunantly i had no control over the last unexpected expense that put me behind this time. Last october my little brother died and I was the only one who paid for his funeral. Then I lost my friend to an overdose and my cat to cancer (whom at the time was my only friend because everyone else betrayed me) I have been in the deepest loneliest episode of my entire life. I have given everything in me to prove and show that I loved him with all my heart and he told me I annoyed him and that he regretts ever meeting me. I didnt get over weight I didnt get ugly I didnt cheat on him. I was completelly loyal and faithfully in love with him and very clearly blind. Only to be tossed away like trash me and my daughter. thank you in advance to anyone who can help us out. Sorry for the extremely long and unstorey like post. I am simply being as transparent and honest with you as possible. thanks..
Saving the world without anyone saving me
For as long as I can remember I have taken care of everyone in my life, while barely staying above water. But at this moment I have hit rock bottom and I am at the end of my road. Unfortunately, this pandemic has really made my life miserable. I am now dealing with credit card debt, behind on bills, & currently trying to figure out how to reconcile these situations. No one has been able to help me. Anything would be better than nothing right now. With the possibility of your help, I can at least become current on everything. This has been my last resort. Please help!
paypayl.me/alishaT115
Need to Get Out!
Hello, my name is Sophia and I am stuck in a very abusive relationship, both mentally and physically.
The relationship started just over 4 years ago in 2017 and started off as any normal relationship. We moved in together after about a year and everything seemed great. In 2019 we moved from BC to Ontario because my boyfriend received a job offer.
About 6 months after the move its like a switch flipped. He has become a completely different person. He has become very abusive, belittling to me, and has recently started pushing and slapping me. He drinks every night and I hide in the bedroom just hoping he passes out on the couch.
I’ve tried saving to make it back to my Mom in BC, but it’s extremely difficult. We have a joint account and he tracks everything. I want to just leave, but I can’t afford to get away. I’ve called the police a few times and he just gets worse and the cops do nothing
I appreciate any help that anyone can give to help me get away from my abuser and back to BC.
Thank you and God Bless
paypal.me/Sophiar96
Army Vet Desperate for Help
I don’t know if this kind of thing works really…but this is truly my last resort, if this fails I’m screwed. Please read in full, then decide if I’m worthy of your help.
I received a call this morning from a “compliance officer” who instructed me to contact a law firm. I have apparently defaulted on a loan I received last year, September of 2020. Somewhere along the way they fell between the cracks and I forgot about them. I never received a call or snail mail from them informing me of their inability to draft from an account that was recently closed.
However, that doesn’t seem to matter to them. I now have 24 go hours to come up with $3000 or they are going to file 3 separate fraud charges and a couple other civil suits against me. I don’t have that kind of money on hand nor do I have anything that I can sell to produce such a large amount. I’m currently in a battle with cps because of a false report that was made by an angry neighbor.
This neighbor doesn’t like what I do in my spare time. You see, I’m. A licensed minister, working towards opening my own ministry to help those lost to addiction. As a result, I work closely with the local druggies, counseling them and encouraging them to live the sober life.
The small town that I live in, or rather, the residents that reside here, aren’t very charitable or loving towards those who do drugs, and they aren’t very happy with me because I go out of my way to assist these people who are truly at the bottom and lost. This angry neighbor made a false report against me claiming that I do drugs myself, which I do not, and that there is domestic violence in my home, as well as neglect. None of these statements have any truth to them, my family was actually very happy before I had to sign my rights over to my mother to avoid cps taking my children. I’ve passed every drug screen and have disproven all allegations and proved myself innocent in the eyes of cps, and I’m happy to report that they are closing the case.
However, it has been a struggle regardless. I desperately need your help, whoever you may be, most charitable and kind hearted person. The most I can offer right now is my eternal gratitude for keeping me out of jail for my inability to pay this loan I didn’t even know defaulted. I also give the guarantee that it will be paid forward to someone else in need when I am able to do so.
Please, please I’m begging. I’m just barely getting my boys back and my family back together. I can’t have this hit my family now. I already feel like I’m at the edge and I’m losing sight of hope.
All I have is cash app, sorry I haven’t had PayPal in a long time. My cashapp tag is $shuds14 if you are able to help. Send me an email for any questions and I swear in life to be 💯% transparent.
Life On the Mend
I spent 9 years as an RN, 8 of them I worked with children in mental health. I loved my job, it was everything I’d wanted to do. Then my life started to fall apart. I had weightloss surgery, I lost 175 pounds… my husband left me. An expected turn to what was a huge victory to me. Then I decided to get a motorcycle.. 5 days in you can see how that went. The bike was shredded. I was lucky but very concussed, broken shoulder, and broken hand. Lost 4 days of memory and have no recall on what the hell happened to my poor motorcycle, just that it was destroyed. A tango with pain meds, which had never appealed to me before, cost me my beloved career. I quit them after a stint in detox and rehab. It was a huge fall from grace as someone who’d never smoked weed to be admitting to my family that I was shooting Dilaudids. They didn’t care that I was trying to turn it around, none of them is in contact at this point.
And my current situation and why I’m hoping for some help. I haven’t been able to find work, let alone work that I could support myself with like my previous work. I’m behind on everything. My car died, like side of the road never to move again dead.. I was so sad because I’d just learned to drive a manual in that car, it was a great old car that had taken every beating like a champ. And a crazy guy comes into the story, he used to be a police officer, good family, seemed like a good guy and we’d known each other about a year.. only for him to use his experience as an officer to blow up a situation and get me arrested and now facing some serious legal bills because the system does NOT work how it should, as I’ve now learned the hard way.. to be clear after he did what he did.. HE bailed me out. Then he wouldn’t leave MY house but due to a no contact I couldn’t call the police because they’d take me away. So I snuck away and hid until he did finally go. He tried to have me rearrested for contacting him but no one was impressed on him bailing me out, hanging around my house, and calling me tons of times with me not reciprocating at all for days prior to him calling.
So my current current situation includes still owing $3000 to my lawyer, a stack of bills to keep my house going, and I mean BASIC – water, electric, internet, garbage, and mortgage. Everything else is back burner and can just proceed with their lawsuits. I’ve applied to many jobs, but nothing has been contacting back for more than preliminary stuff. And without a car I have no way to get to much outside of a few miles so that is a huge limitation.
So to conclude all of this.. if you have anything and can help me.. I just want to get back into nursing, but I have to clear the legal matters, reinstate my license, and find transportation to make that magic happen. Please, I appreciate anything from the bottom to the top of my heart. <3
Trying to Get Life Back on the Right Track
I hope this finds everyone well and in good spirits. I want to start by saying I have never done anything like this before and am very embarrassed asking for help. I am the type of person that does without before asking a favor or help from anybody.
My name is Jim, and I am 51 years of age. I have gotten into a financial crisis that I just cannot get myself out of. I have been living paycheck to paycheck for several years and they have gotten to where they are not enough to stay afloat. I have been at my current job over 20 years but unfortunately, I make less now than I did 10 years ago. I have had a steady decline in yearly bring home pay. I have not had a pay increase since 2007 and have had two reductions in pay in the last 7 years. Then you add on top of that our benefit cost such as insurance increases yearly with no increase in pay and over the years my bring home pay gets less and less. I recently requested a raise and was turned down.
My major expenses in the last several years have been due to medical problems. I currently have a plethora of issues that causes my medical bills to continually grow. My insurance has a $2800 deductible before they pay the first penny. I suffer from Diabetes, Sleep Apnea, Neuropathy, Depression, High Blood Pressure, Spinal Stenosis, Thyroid removed, IBS, Arthritis, Enlarged Prostate, Anemia, and chronic skin ulcers. You probably say why do you even get out of bed and the answer to that is because I must struggle on to make somewhat of a living and continue to pursue the American dream of one day being able to buy my first home. I currently am on 13 prescription medications and 4 OTC medicines. I had to have back surgery in Feb due to an extruding disc that caused my leg to go completely numb and limp on my left side. That happened in December 2020 and didn’t get surgery until Feb 2021. During this time, I also came down with COVID. Once over COVID I was able to work but not as regular as needed. After surgery I was out of work for 6 weeks and my disability insurance only paid 50% of my regular pay. Before all this I was living paycheck to paycheck with insufficient funds to pay my monthly obligation and this just increased the mountain of debt.
My current debt on just loans and medical bills totals $33,200 USD and then I have my normal monthly expenses of Rent, Vehicle Insurance, Utilities, and Groceries. I just can not keep my head above water any longer. I currently owe the hospital and/or doctors approximately $4000 which part of that is already in collections. I also owe Dominion Energy over $300 and have a shutoff notice. The weather just started get cold, so I really need my heat.
I say all of this to express my extreme desire to get my head above water to be able to live without so much stress over finances. I would like to ask anyone who is able to help me out of this situation to please search your heart and give as you feel led to do. All gifts will be appreciated and will be applied to the outstanding debt to help bring the total down. Again, I appreciate you taking the time to read this and for any gift given. May God Bless you and I pray health and blessing upon you.
Donations can be made to my paypal account – paypal.me/jaxmygsd
Starting over!
Hello,
My name Is Giselle Rodriguez, I am writing this letter because I’m life has changed in so many ways, from January up until now. I was married to a man that I thought was the love of my life, we were married almost 13 years. The beginning of the year was very rough for me, I felt I was changing. I know longer felt happiness in my relationship, with my other family members. But most of all I felt a big change in myself, I longer felt like me anymore. I remember one Sunday afternoon, me and my husband were sitting in the living room and I had told him, “Babe” I don’t feel ok, something just don’t feel right in my head or I just don’t feel like me. He looked at me and sad your crazy, stop acting so I can feel sorry for you. I then told him, maybe I need to see someone for help or just to talk he then laughed. And honestly I was going through something, I always wanted to have children and he never wanted to try and give me some we never made love at all because he was diabetic and was unable to make love and it was like that 11 years of our marriage. I’m only 35 years of age and I wasn’t getting treated like a wife, I was getting treated like a housekeeper but I also had a full time job and I was making very good money. I was not allowed to keep anything from my check, he would give me allowance, $20.00 from my check out of $2,400.00, he kept it all and would get mad or complain when I wanted or needed something, he was greedy with me. But with his own family he was never one to say no to them anytime they needed something he would give them everything, I was nobody but a shadow in the dark. Well one day I just had enough, I had lost contact with a few childhood friends from elementary. Those friends invited me out for some drinks and I went and had a great time, but I forgot to mention I did not tell him where I was going; I lied and told him I had work, I felt so bad because I lied. He called me at 1:30 am not to ask me if I was ok or safe, no nothing like that he called to ask me if I got my check yet and why was $200.00 missing from his safe. I told him after a few more phone calls and messages of him telling me off, I finally told him I took it. Instead of him just saying ok, he told me not to go home. I didn’t know what to do or where to go so I went to my elementary friends house. He told me not to go back and to take him back his car, I didn’t take it back I kept it because that’s all I had to myself. He left me with no money not one dime to myself, he kept all my clothing all my belongings. Changed the lock on all the doors like I didn’t exist. He put me out on the street with nothing and nowhere to go, my mom and dad live in Moreno Valley, CA and he knows I would never go back home due to the fact that I don’t get along with my sisters husband and the stay there as well. My sisters husband disrespected me asking for sexual favors and my sister didn’t believe me and we haven’t talked in 3 years, so I’m basically on my own. My childhood friend, opened her home to me and let me stay there for as long as I needed and I was beyond blessed. But then she met her boyfriend who also wanted sexual favors from me and I told her right away but her too didn’t not believe me, and just like that I got kicked out. So here I am today, I’ve Been sleeping in my car, it’s been getting colder and a bit more scary. I did go ask for government assistance but all they gave me was food stamps and for that i am blessed. But what need is a place to sleep and shower even if it’s just for one day. It’s been very hard for me that my depression and anxiety has gotta worse, my hair has been falling off so much that it’s almost gone. In the beginning of my letter I had said I felt different not myself, well that was the reason. I seen a doctor and they told me I’m suffering from depression and anxiety, I had call my ex husband to tell him and he told it’s not his problem. I asked from if I could go home he said no that he sent all my belongings to goodwill. I asked him for help with money to get my medicine and the tags and smog for my car, he laughed and said yeah, as soon as you pay me those $200.00 dollars you took from me, my heart broke. I apologize if my letter is too long, I just really do need a little help and I could promise you that one day I would return the favor to someone in need like myself. Because today this morning right now November 3,21 at 11:05am is extremely hard for me. I feel lost and lonely without anywhere to go because I have no gas to get around. I hope you can find it in your hearts that I’m being honest and sincere please give me the help to get by I’m trying my best to do this on my own but I just can’t. Thank you for your time and a opportunity to seek some help. May god bless you and whoever else reads this, I send you many blessings and positive energy. Again thank you MY PAYPAL IS @giigii0211 my account is also negative $-26.47 on my PayPal
MY DAUGHTER AND I NEED YOUR HELP, PLEASE?!
I am a mother of 3. My kids are all in their 20’s. My son is autistic and non-verbal, needs 24 hour care, and is also completely blind. Because of the high needs, I was forced to put him in a group home when he was 22 so I could take better care of my daughters and spend more time with them. It hurt us all, but I didn’t really have much of a choice in the matter. My youngest moved out at 17 and became pregnant almost immediately. I raised her daughter for 3 and a half years. I love her more than I could have ever imagined. My oldest daughter helped me raise her. She still lives with me and is 25. My youngest daughter was just not ready to be a mother yet. She met a new boyfriend about 2 years ago, and from the beginning, I could tell he didn’t like me at all. I didn’t want to cause any problems with my daughter, so I tried to get him to like me. Last year they had a baby, but her 4 year old still lived with us.
In 2009, my mom was diagnosed with stage 4 breast cancer. I was devastated. We lost my dad when I was only 19, and I wasn’t prepared to lose my mom. I immediately gave up my apartment and moved in with her to take care of her. In 2014, she sold her house because she had not long left to live. We lost her in July of 2015. As kind as she was, she paid for another apartment and damage deposit for me and my girls.
I lived there for over 8 years and through 3 landlords. The first 2 were great. No problems. The 3rd owner took possession last November. He came to do an inspection, and made a lot of promises to paint, install new flooring, plumbing, and a few desperately needed repairs. They said they needed to raise the rent by $300/month to do the renovations, and we signed a month-to-month lease instead of the usual one year leases we’d been signing up until then. Months went by and I hadn’t heard back from him in regards to the renovations. Finally, in April, I fell behind on the rent by $70. I tried to pay them, but they just gave us an eviction notice and wouldn’t accept any more money from us. We had nowhere else to go, so I tried to reason with them. But, they just wanted us out and took us to court because we didn’t leave in the 14-day eviction date. About 2 weeks went by, and we were served court papers only 8 days before the telephone hearing. I tried to get a free lawyer, but they couldn’t assign us one within such a short time period. I had 15 days to leave because we’d lost the court hearing.
Normally, this wouldn’t be such a big issue in someone’s life. But, I have a few medical issues that prevent me from working. Also, my daughter was born 7 weeks premature, and has some developmental disabilities, as well as severe social anxiety disorder. That is why she still lived at home with me. I didn’t know what to do, so I had to send my granddaughter to her mother’s house. It broke my heart. Finally, on the day we were supposed to be out, the landlord brought the Sherriff over to evict us. It was devastating. We had to leave with nothing. The Sherriff gave us 2 hours to remove our things the following evening. We left most of our furniture because it would not fit in our friend’s SUV.
We went to my brother’s house for a month, but one night he’d had too much to drink and started throwing our stuff outside for no reason, and the police were called. They were afraid for our safety, so they told us to call Emergency Social Services for help. They sent us to a homeless shelter, and it was one of the worst experiences of my life. Dozens of mats on the floor with no pillow and just a sheet to cover with. I have among other things Sciatica, and I couldn’t sleep on the floor. The workers there make you put all of your things in a bin, including my medications. I’m diabetic and need to check my blood glucose several times a day, and take a total of 11 medications 4 times daily. We weren’t even allowed to have our cellphones in the facility. After 2 nights of this, I called my youngest daughter and she came to get us.
At first is was great. We cooked, cleaned, and babysat while they were at work. About 3 weeks in, the boyfriend had been drinking for days and started to try to start arguments with me. I hid in the bedroom I shared with my Sweetheart, but he cornered me and screamed in my face that I had to get out. To this day, I don’t know why. My daughter was allowed to stay so they could have a maid and babysitter whenever possible. That night my daughter drove me to a hotel and I’ve been here for 6 weeks now. The day after I got here, my oldest daughter joined me. She couldn’t understand why the boyfriend threw me out either. My youngest daughter didn’t want to aggravate him so she didn’t get involved. But I haven’t seen or heard from them since I got here. I maxed out my credit cards and spent all of our cash. I don’t know what we’ll do after this Sunday. We’re broke, and can’t even afford food. We tried to borrow some money from friends and family, but no one is in a situation to help us out.
This is why I’m begging you all for money. If we call our workers again, we’ll be back at the shelter, where people are urinating anywhere, drinking, doing drugs, and other things I don’t want to expose my daughter to. If you have the means, please consider donating to help us pay for our hotel fees until we find a new home, and maybe some food. We have nowhere else to ask. I’m embarrassed about asking for donations, but when we find another home, we will pay it forward, I promise you that.
Please donate. We honestly don’t have anywhere else to go. You have no idea how much it would mean to us. I want to get my granddaughter back as soon as possible. I promised her that I would never leave her, even if I had to, I promised to always go back to her. Now I haven’t heard from her or seen her in nearly 7 weeks. We desperately need help getting our lives back to normal, and I work hard every day to try and make that happen. Please help us.
Literally at the end of my rope
I am very uncomfortable doing this. I am very uncomfortable putting myself out there in this way and I wish I wasn’t in this predicament.
I have seven kids, six are still living. Five of those kids live at home and my two grandkids live here as well. My husband has always had a good job and even though he lost it during the pandemic, he still is a very experienced and skilled tradesman and we expected him to get right back in the swing of things when things went back to normal. I own a small cleaning company and we do reasonably well. I’m not exactly making a ton of money and Im not exactly the best with money. This has never been an issue before as my husband has always supported us financially and I have only had to supplement his income at times. Unfortunately, he was seriously injured a while back when a car pulled out in front of his motorcycle one night. He was traveling around 75 mph when she pulled out in front of him and with only 1.5 seconds to react, he was unable to clear her car with any evasive measures. He was ejected from the bike and landed roughly 75 feet from the point of impact. His bike traveled an additional 25 feet. He was airlifted into the hospital and has had a very long and difficult recovery. His knee and ankle are still broken and unable to sustain prolonged weight bearing periods. He will likely never work in his field again. Luckily a security camera recorded the entire accident and, having been found to have not contributed to the accident in any capacity, will certainly end up with a decent settlement as long as his attorney can get the $120,000 medical bills lowered significantly. The cost of all of this, combined with paying for my daughter(mother of two grandkids) to go to college, the household expenses, vehicle maintenance, and emergencies (like the roof, kitchen floor, and one whole side of the house being damaged due to rain and water runoff that will need replacing very soon) have us in a very bad spot. I cannot make enough money to keep up and we are very close to slipping behind in a bad way. No one I know can afford to loan me any money and my credit isn’t great. I got one loan for 2000 dollars and had to use that to buy a car which promptly stopped working. Last week I wrote a check to keep the power on knowing that it would either cause my account to go negative or would get returned. I just knew that it would buy me another ten days to get things in order hopefully, but it seems like every penny that comes in is needed for gas or food or diapers or other bills. My phone is going to be shut off in three days. I’ve tried everything I can think of and honestly, I’m starting to consider drastic actions. I’m not a suicidal person and I don’t want to die by any means. For the most part I love my life and I wouldn’t trade it for anything. I just know that if I were to die people would give my family money. They always give money when someone dies…often times way more than necessary but especially if it was made clear that financial worries were what caused it to happen. I’ve always told people that I would set myself on fire if it were the only way to keep my kids warm. I mean that absolutely and without hesitation. But to be fair, I’m probably going to ask as many people as I can find for a little bit of wood or coal first. So, this is where I am. If you can help in an capacity at all I would appreciate it. I haven’t been caught up on everything since the accident and honestly if I could just zero everything out I would be able to maintain it. Thank you for your time.
Needing help with gas money and things around the house due to unemployed from back injury
I recently lost my place of employment of over Nine years on 8/5/2021 due to complications with my lower back and legs such as: Degenerative Disc Disease , Lumbar Radicular Syndrome, Lumbosacral Radiculopathy, A Synovial Cyst of the Lumbar Spine and Left Side Sciatica… to be quite honest I don’t even know what have of that stuff even means. what I do know is I’m in a ton of pain day in and day out that pain medication barely scratches the surface of. not only did I lose my job I lost my medical benefits as well because it would cost nearly $700 to keep it. Well with no money means no medical and so I just recently got state insurance. Back to the no money part is I can’t go see Specialist out of town on hopes and dreams. After draining my 401k of everything in which was just a few thousand dollars that money is long gone because things needed paid of everything that would keep our heads above the rising daily debt I’m in. To say this sucks is a huge understatement. I can think of many words that can describe not only my situation but a situation that my Family is put in because of ME and my health. one word is Scared. I’m scared not knowing how this chapter of life is going to go. The worse part is having a company turn it’s back on me after nine years. they allowed me 12 weeks of FMLA (Family Medical Leave of Absence) from 5/10/21 to 7/26/21 but didn’t see fit that I needed the long term disability that I payed for every two weeks out of my payroll check for over those nine years working for them. In fact it’s a shame that a place would do that to a man and his family. And not only that but for the most part I guess it’s legal to do so. I really don’t know what to do from here on out I’ve applied for food assistance and am currently receiving that. It helps with food and I’m grateful for that. I applied for unemployment and have yet to see a penny or even a letter from that. This whole situation is weighing on me bad right now and it’s not right it’s just not right and I don’t know what to do or where to go from here it’s a scary situation to be in . Just needing help with gas money to doctors appointments and and a few things around the house such as soaps and hygiene things until I get on my feet maybe $100 or $200 really anything helps please and thank you.
My PayPal is @stroy12
- 1
- 2
- 3
- …
- 80
- Next Page »