We often hear “I need money now” for rent, food or bills – not an easy situation to be in. See our advice below.

Emergency Rental, Food, and Bills Assistance Programs

How to get help with rent?

At times, many families find themselves homeless, or unable to continue to occupy the premises of their choice. This may be due to fire, accident, storms or many other causes, but often it is merely a problem in paying the rent. Illness that forces a breadwinner to stay home, or loss of a job; any and all of these conditions can put a family in need of temporary assistance to tide itself over until the members of the family find themselves again in a position to pay their own rent without the need of subsidising or other rental assistance.

Agencies have been set up in many parts of the country to help in this regard. Non-profit organizations, these charities, such as The Salvation Army, as well as some governmental agencies are often able to offer emergency rental assistance for families who are being evicted by a landlord, or who simply have no way to pay their rent at the moment. Realizing that landlords, despite the old cartoon imagery of a rich greedy person feeding off the work of renters, the vast majority of landlords are not really making a profit at all on the current tenant. This is only a stopgap so that the landlord may pay the monthly house payments in the hope of some future profit if housing increases in value some years later. If the tenant can’t pay the rent, the landlord may soon find himself in the same position with regard to the lender. Lenders do not want to hear sad stories.

Although these different programs for rental assistance may be available, much depends upon the funding at the moment. Some programs quickly run out of money and are simply unable at the moment to provide further help to persons in need of assistance.

The vast majority of families in need of temporary rental assistance are those to be found in the low-income range; seniors, disable persons and children are among those most often affected. Others too, faced at one point or another with a temporary emergency may qualify for assistance in these cases.

In most cases, those in need of longer-term assistance, persons who have not been gainfully employed for a considerable length of time with not prospects for the immediate future may not qualify for rental assistance under these temporary emergency programs.

Those more likely to receive aid are persons who are able to convince interviewers of their willingness to do what is necessary to get back on their feet along with the ability to do so. Since emergency funding is considered a short-term “fix” for a crisis situation, the grants may be only issued for a few days, perhaps to defray the cost of a motel room, pending the applicant’s ability to find other lodgings.

Therefore it is important, in most similar cases, for the applicant to show the interviewer the imminent possibility to become self-sufficient.

Most non-profit agencies as well as other agencies attempt to work closely with rental assistance applicants to help them with any additional support as needed depending upon each applicant’s situation. Often applicants are further given counseling and referrals to other agencies that may be more helpful to an applicant.

In such cases, any additional services rendered are free to the applicant in crisis. This may include lack of employment and such other problems that may arise such as medical emergencies. Most agencies participate in these endeavors as well as teaching applicants the processes involved in applying for governmental programs, immediate rehousing and how to apply for Section 8 vouchers as well as information about low income housing, and assistance in paying the security deposits that are almost universally demanded by today’s rental market.

Since the goal of all similar agencies to to render aid to persons in immediate need of emergency housing and other crisis situations, the funds issued to applicants for rent or other necessities is only meant to allow the applicant extra time to deal with the emergency. However, at the same time, applicants will normally be provided with support in the long term to guard against similar future emergencies.

If you have an eviction notice or expect to be unable to pay the rent in the immediate future, or even realize that you need to find less expensive living quarters, now is the time to apply for assistance. Often with early application, money may be available to catch up unpaid rent as well as other options that may be explained to you.

Assistance may also be available to help with the security deposit, the initial rents and even moving costs. In some cities non-profit agencies may offer other emergency assistance to those in crisis. These funds are normally paid out on a one-time basis. Depending upon the location, resources that may be in place for housing crisis families can be wide-ranging.

Potential applicants are advised to find the telephone numbers as well as any other information available to them and educate themselves about the different programs that may be able to help with emergency assistance.

Not only non-profit private agencies, but many governmental agencies, are able to provide interim assistance, depending on the locality. Massachusetts has a program called RAFT, while in Texas a rental assistance program called TDHCA is available. Florida has a similar program called EFAHP and in Connecticut their program is called RAP. Many other government programs around the country also offer assistance to pay rent or a portion of overdue rent in their ongoing efforts to reduce the growing threat of homelessness in their particular communities.

Another program, called the Federal Stimulus Program is a little-known program through which our federal government provides billions of dollars across the nation to provide rental assistance for qualified applicants. These funds have become invaluable to families that find it increasingly difficult to keep up with the rising costs of rent and other housing needs.

HUD the Housing and Urban Development, agency works throughout the country as well. A number of families approaching two million are able to use this program, a program that can not only help those in need to pay their rent and/or security deposits, but HUD can issue vouchers to provide temporary housing as well as providing assistance to senior citizens and the disabled to keep up with overdue rental payments.

These programs not only offer grants to help pay rent, but the government Rent Voucher Program aids applicants to seek housing in the privately owned housing market.

These agencies can, generally, offer legal advice to those facing eviction. Every year millions of people receive free legal advice and assistance to educate them with the eviction process and their rights as well as responsibilities. The government provides funded Legal Services Corp. which provides attorneys who may mediate a solution between landlord and tenants in addition to advising tenants of their rights as well as help them apply for Section 8 or other assistance and another positive aid they offer is help and counseling on housing discrimination.

Counseling may also be provided to help applicants apply for government and/or private grants. Money is available for many of these crisis situations.

It is the goal of these agencies to prevent evictions wherever possible. The federal government as well as the many non-profit private agencies strive wherever possible to help applicants remain in their current quarters without the fear of being summarily evicted. Often these agencies are able not only to prevent evictions, but subsequent lawsuits that may be brought against a tenant. Alternatively, the agency may be able to find more suitable and affordable housing for an applicant facing eviction.

Many churches too offer funds that can help those in short-term financial difficulties. United Way and The Salvation Army are only two of the better-known charitable institutions that may be able to offer help when needed. Generally they give priority to those living in apartments and facing short-term financial crises.

A good number of other national and local charities are ready to help with the expenses of rent and other essential needs as well as providing case management and many other social services. No all charities have ready money all the time, but even those may be able to help by helping an applicant with information about other resources and assistance in applying for free grants to pay overdue rent.

Other agencies that often provide help might be, for example, Catholic Charities, Social Service Offices, United Way, the American Red Cross, the Legal Aid Society and as mentioned earlier, The Salvation Army. Aside from these examples there exist many other emergency aid agencies for those who are able to become informed.

While most of these programs provide only short-term emergency aid, they are designed for the most part to tide a family over until a longer-term solution becomes available. Often these same agencies will be able to direct qualified applicants to resources that may assist them in finding an apartment or house for more permanent security.

It is important however, during these times of crisis, to keep in touch with creditors and the applicant’s current landlord so they understand what you are doing and what you expect to accomplishment. It is important that the applicant be extremely honest with everyone about the situation and it may sometimes be possible to have monthly payments temporarily lowered, or even be allowed to skip a monthly rental payment. Other plans may be devised and put into place to avoid being evicted.

It is well-understood that not only landlords but other creditors too are much more willing to cooperate with persons who are up-front with them, honest in their discussions and show a willingness to cooperate and do whatever they can to improve with situations.

How to get help with bills?

Ask The Energy Company

if energy bills are the source of the hardship, then the energy providers’ own in-house programs are often the quickest way to help rearrange and meet repayments.

LIHEAP: Low Income Home Energy Assistance Program

This national program’s focus is on subsidies for repairs, weatherproofing and utility bills that families cannot afford to pay.

LIHEAP covers any energy related home repairs for low-icome families, including seasonal expenses like air cooling systems and winter heating bills. The local LIHEAP office is the first point of contact for those in need of energy or utility assistance. Eligibility varies from state to state.

WAP: Weatherization Assistance Program

The WAP is a federal grant organized by the Department of Energy that helps needy families improve their homes’ energy efficiency, and has assisted over 7 million households across many states, territories and Native American tribes since its inception in 1976.

According to the DOE guidelines, a household with anyone over 60 is eligible for the WAP, as are legally recognized disabled people. Most states make families with children eligible, and the website for the WAPTAC (Weatherization Assistance Program Technical Assistance Center) can advise others if the grants are available in their area, and whether they qualify.

LifeLine Assistance: Free Cell Phones

Americans in need of a cell phone plan but without the means to maintain one can get assistance from LifeLine Assistance‘s free phone program. This is indeed a lifeline as daily life and business in particular is practically impossible without a mobile phone.

LLA is an FCC mandated scheme offering a free cell phone with at least 250 monthly minutes included. It’s available in the 49 states, Washington DC and Puerto Rico, and typically requires a household income below 135% of Federal Poverty guidelines. For some states it is below 150%. Eligibility varies across participating states, with slightly different rules around qualifying income.

Other sources of help are available at state government level, or many national and local non-profit and charity organizations, and the energy companies themselves.

How to get Food For Free?

It doesn’t always require money to eat, and there are many ways to gain free food without adding to your debts or joining the 10% of Americans who have resorted to shoplifting. Ask people you know, or traders and restaurant and store owners.

Above all it’s important to explain why you are asking for food: because you can’t afford to eat. And not to be critical about what food you eat. Without a certain amount of money, there is no longer the choice of what to eat. So meat may become harder to get or if meat’s all that’s on offer and you are a vegetarian, it’s best to accept it with thanks.

Grow Your Own, Share With The Community

The most sustainable – and satisfying – way to provide free food for yourself is to grow it, and you can start with just seeds if you live in the country or with just a small space in the city. Guerrilla gardening is an interesting urban option, more organised community gardens and allotments can share space and expertise for growing, and seed swapping communities among gardeners are a good source of materials and encouragement.

Ask A Farmer

Out in the sticks there won’t be the option of stores and restaurants as a source of food, but ask any farmer and there’ll be some left on the fields that they didn’t or can’t sell. Many will let you pick these leftovers.

Food Banks

A rapidly growing movement in the United Kingdom and US is the organized and charitable distribution of food to those who can’t afford it. Most of the food is donated, and food banks are one of the easiest ways to obtain some nutritious food. Many banks have conditions for who they can give food to, but there is no need to be ashamed about visiting one.

Links to Food Banks in various countries

United States /United Kingdom /Austalia /Canada /Ireland /New Zealand /South Africa

Offers and coupons

Online and direct from the stores, many coupons are available to promote new products. And companies across the United States send out free samples of new products. They’re unlikely to provide a healthy, balanced diet on their own but could supplement free food from other sources.

Waste Food

In an affluent country there is an abundance of unsold or waste food, and a little social interaction and resourcefulness can unlock access to a surprising amount of it.

Ask at the market

Often around closing time, stall holders will sell off any remaining stock for next to nothing, and it’s always worth telling them you have no money and asking if they’ll give you something for free. You can often pick up some fruit or salad, and if they can’t offer anything, thank them anyway and ask at another stall.

Free Supermarket Food

Ask at the big stores and you’ll be too far down the chain of command: “My boss doesn’t allow us to do that” will be the usual answer. So smaller supermarkets and neighborhood stores are a better option, where you can talk to that boss. You may find warmth and generosity among Muslims and immigrants to the West who run stores.

Restaurant Leftovers

It requires some patience, a little nerve and a bit of practice, but it’s possible to get free, professionally prepared food, even a table to sit and eat it at. Restaurant districts in cities are obviously the best place to try this, and expect a success rate around 5%, so it requires persistence, but will sharpen your bargaining skills, and who knows where else that could lead?

Turn up at a restaurant after the busiest time but not too late, and explain that you have no money and ask if they have some left overs in the kitchen. It can help to have a container such as a plastic box ready in case they do have something, and if they’re friendly and can’t offer anything the first time, maybe they can put something aside the next day.

Searching and Foraging

It grows on trees, on the ground and some seasons there’ll be abundant fruit and tasty plants such as dandelions or chickweed. Even cities can produce some tasty wild food, and anyone near downtown Seattle has access to America’s first Food Forest in a major city.

Dumpster Diving

Growing media coverage of the colossal food wastage at supermarkets and restaurants has made it much less weird, and more popular, to search through the dumpsters in search of some quality food to turn into a meal.

Last Updated: July 31, 2021

My Escape From a Domestic Violence Relationship

I can not describe the fear that I have felt for the past year.

I found out i was pregnant in June 2020. Never thought i would have any more children, considering that my only other child was 16…so by the time my baby was born that’s a 17 year ago gap. So I was surprised when I found out I was with child. After telling my fiance that I was 2 months pregnant he promptly broke off our engagement and kicked me out on the streets. Having no friends and no family, I didnt have any options. So I pitched a tent in the woods. Soon after I realized that this was a mistake. On top of being newly pregnant, I also have epilepsy. After reading all the side effects for an unborn baby, I quickly discarded all my seizure meds which resulted in me having around 20 seizures per day on average. I was so exhausted….hungry…. thirsty. I knew I was going to die. So I just lay there. I just gave up.

Then….here comes JonPaul. He saved mine and my unborn baby’s life. But little did I know….he had secrets. Turned out he was a leader in a gang. He was also a rapist and extremely violent.

He was pulled off of me twice while I was pregnant while he was strangling me…and when my water broke I spent the entire night running and hiding from him instead of going to the hospital. I eventually passed out from exhaustion and woke up tied up…which took almost 24 hours before someone found me and I was finally able to go to the nearest hospital. Once there I was transferred by ambulance to another hospital.

But something was wrong…and when the Dr. asked me what he should do if things took a turn for the worst… my baby was premature and my water had been broken now for close to 3 days…but I gave birth to a 7.3 pound baby boy….born prematurely by 1 day…however…due to my water being broken for so long…we both ended up almost dying. The amniotic fluid got into my baby’s lungs. He had chorioamnionitis. The infection led me to get bacteremia…a serious blood infection. My newborn was quickly rushed to the neonatal ward… where he was placed in an incubator along with a feeding tube, placed on a respiratory machine, and 2 ivs. I couldn’t hold my baby. I couldn’t nurse my baby. I was in a room without my baby getting almost round the clock antibiotics and other iv fluids. After 3 days I was able to hold my baby. 2 more days I was able to take him home. On my birthday.

I thought things would be different. But I was wrong. They only got worse. Now I was being beaten on a daily basis. Now he was raping me almost on as daily basis. The last incident was just a few days ago. He beat me in my face with an unopened can of mountain dew until it busted…then tried drowning me with its contents. The morning following…. he beat me with a metal pole as I was trying desperately to run away from him. He broke my right hand.

This time when someone called the police I decided to trust the law to protect me and tell them what happened. Turns out they really couldn’t help me. He went to jail for aggravated battery causing bodily harm or disability (domestic) . He has a $10,000 bond. Someone will bond him out soon. They always do.

I need help… I have no money and it’s hard to work with a 6 month old and me having epilepsy…although I am still applying for positions…. and now I also just found out that I’m pregnant again.

So I am asking for $5,000 so that my 6 month old baby boy, my unborn child and myself can have the funds to get our own place and get away from him.

So please….and thank you so very much.

https://paypal.me/finallyfree88?locale.x=en_US

Last Updated: July 31, 2021

Back to CO

I really don’t like the fact that I have to do this especially because of the situation that has caused me to come here and ask/hope for some help. I hope to keep this long story short, but it’s been a rough road for awhile but I’ve kept trying my hardest to keep going.
Due to previous events I was in the process of possible foreclosure of my condo back in Colorado. Corona lucky paused everything long enough I was able to do a short sale and avoid the bigger ding in my credit. Regardless it wasn’t going to help me find another place to live. My mother who recently came into some money through an inheritance decided to move to Oregon and was trying to open some sort of lodge of which she offered a manager position to me, once it was established and a place to come and stay for free and without worry while I attempted to get back on my feet. She also paid for and gifted me a truck in order for me to move myself and my belongings from CO to OR.
I appreciate and agreed that it was probably for the best and really my only option. I do not like having or feeling like I have to rely on someone else or that I can’t take care of myself so i did all that I could so they wouldn’t have to provide everything for me including food, gas, and rent they told me they didn’t really need my help with paying, and had recently began working again. Everything seemed to be going fine until my truck needed a couple repairs and they were moving into their new house, no longer the lodge idea that i came believing was an opportunity for me. This started an unbelievable disagreement about how I hadn’t been doing anything to help while I was there or making any effort to better my life. What they really meant was that I showed no interest in being involved with their religious beliefs. Being told to leave I did but after doing so was told my truck would be reported stolen because it was under my step dad’s name..this was followed by changing rules and conditions in order for me to stay or to at least keep the truck. These conditions changed everytime time they seemed to get more upset and eventually lost any chance of being able to get it because their opinion of how much I was trying to grab onto a better life, leaving me with nothing except a list of everything I cost them being their child.
I am now stuck in Oregon, on a friends couch at least but any other support system I might have is back in Colorado. I also am a licensed cosmetologist in CO and getting back to work there would be much easier. All I am hoping for is enough to buy a used car that’ll get me there and possibly some to put into getting an apartment. I have 2 dogs and finding a place for me and them that isn’t my own is just more complicated.
I truly appreciate anything that’s done and I believe in karma and paying it forward, the favor will be returned on my part when I am able.

Thank You. https://www.paypal.com/paypalme/my/profile

Last Updated: July 31, 2021

We are only one paycheck/setback away…

Hello. I’m here. Reaching out for assistance was placed before me some time ago. My time to put pride aside, and humbly ask for assistance. It’s not an easy task. Times have changed. It is a fact that many middleclass citizens are simply one paycheck/setback away from a severe change to our lives.

Due to physical issues (arthritis and gout), I began to miss work and eventually had to sign up for FMLA to protect my employment. Chronic pain, and the inability to carry out regular functions in daily living, lead to heightened symptoms of my mental health diagnoses incurred while in the military. This took place right at the time that COVID altered our way of life. Unconventional attendance/remote attendance to my worksite began. Within my states of chronic pain and depression, It was difficult to keep up with the changes and resulted in my being released from employment. I also was unable to return to my online adjunct teaching position due to changes that took place due to COVID.

I was denied unemployment, and food assistance. I was not able to afford a car repair which prevented the ability to attend food banks as I had become accustomed. I managed to maintain my car note (which is a 3rd of my VA disability) for 5 months of the time that the vehicle was inoperable. I had to accept a repossession of my vehicle due to falling behind on bills, and home repairs such as pipes leaking in the Winter, hot water heater ignition switch going out, and reconnecting electricity when I could not make the payment.

There are additional circumstances that continue to take place while in my efforts to recover from many losses and changes. Like many others, recent times have placed me in many positions of having to ask for various levels of assistance for the first time. I’m still struggling with various aspects of needing repairs to things within my home like a heating coil for the dryer and being able to have hot water from the hot water heater. Of three a/c window units, two need servicing/freon, and the third a/c dripped water inside and I now need to remove the carpet and padding in that room.

As I stated earlier, I am here. Those three words have volumes of emotions and tears attached, but I will keep pushing and trying in order that I will in fact see better days. With your assistance, I plan to immediately take care of repairs, and set up payment plans where possible, and get utilities hopefully reduced and within range. It would mean everything to me to have the ability to begin a greater process of catching up on things and get life back on track.

Thank you so kindly for taking time to read and review my circumstances.

paypal.me/keelingr

Last Updated: July 31, 2021

Displaced Mommy

D’Asa, D’Avary, and D’Andre….. My miracle babies birthed after 16 years of infertility treatments. They are my world. The children are ages 10, 6, and 8. They were each diagnosed with autism spectrum disorder at an early age. The youngest is now thought to have Fragile X syndrome and is undergoing testing to confirm a diagnosis. From day 1 of receiving the eldest’s diagnosis, I have been blessed with an innumerable amount of support. The children have a wealth of mental, emotional, physical, and spiritual support from an amazing team of therapist, social workers, teachers, friends, and family.

However, the family is now facing a dilemma.

With much trepidation and shattering pride, I am seeking help with a housing issue. I have been renting a house for the past three years and things have gotten so bad for the children, I decided to leave after a 2nd attempted break-in two weeks ago. A man attempted to break in through the dining room window, wielding a machete. Seven months prior, a young man under the influence, mistakenly thought our house was his. He tried breaking down the front door, and neighbors trying to reason with him were thwarted off by his pit bull. Thankfully, both attempts ended without harm to my family. Without physical harm. The children (and I) are terrified. Trying to ward off intruders is bad enough but trying to protect the home whilst attempting to calm three ASD children with sensory challenges is a nightmare that I wouldn’t wish on my worst enemy. In addition to the mental stress these ordeals have caused, my eight-year-old girl has now been diagnosed with diabetes, hypertension, and obesity. This isn’t related to the attempted robberies, but a direct impact from her environment. The surge of random gunfire and crime in our streets have made it unsafe to even play in my backyard. We live across the street from a park/playground whose grounds are littered with drug paraphernalia. I can no longer drive them to the “safe neighborhoods” because I sold my car to get extra money to relocate. The combination of a pandemic and a roughshod neighborhood has led to a sedentary lifestyle, which I believe contributes to her medical issues.

Why am I sharing this?

Because I have found a few homes that are in areas less volatile and more conducive to their special needs. With the help of my family and church, I have finally raised the money to cover the down payment on a home. Suddenly, we have been displaced from our current home and living in various hotels. My landlord’s negligence in making critical repairs has resulted in the home being uninhabitable. Since June 24th I have depleted much of what was in savings for a new home just to pay for lodging and food. I have exhausted all my personal resources and have no one else to turn to for help. I have applied for help at numerous agencies and await their responses. Meanwhile, I remain a cheerleader in front of the children. When they’re sad because we’re leaving a hotel they’ve become accustomed to, I gleefully explain that’s what happens on family road trips. They then become excited while I fight back my tears.

CHILDREN DESERVE TO LIVE A BETTER LIFE

I’m attempting to raise funds because I’ve been told that to close on any of the homes that I qualify for, I need $12,000 to cover down payment and closing costs. Any gift, whether it be monetary, a referral or a word of prayer……I’m grateful

Last Updated: July 30, 2021

For all it’s worth.

Hello random people of the internet and thank you for reading this request.

My name is Glenn and currently I’m doing my best. Well I wish I could say that, at this time I’m at my worst but ideally I’m still alive and healthy so I at least have to keep my complaints at its minimum. My current problems are all related to money and the odd and random things I spent money on as a child. I’ll be the first to admit, I was kid growing up with no real financial guidance and saw money as a temporary thing because “you can always make more money”. Now being an actual adult with a 4 month old I wish I could sit younger me down and at least tell them to invest in something (Not GameStop) or buy things that will hold or increase in value. Anyway I’m segwaying, but as of right now I am close to 30K in debt and in dire need of a car. I had a car which I bought with terrible credit at an insanely high APR and it ended up going into collections due to me not repairing it and letting it get repossessed. Now I’m active duty in the service trying my best to rebuild my life for my wife and new daughter (she’s adorable I swear). Even if I don’t receive any donations, this still feels good to just vent all my shortcomings. So maybe someone reading this realizes their situation isn’t so bad and gets a little optimism. But all in all I’m not that worse off, I can afford the $1600 rent a month and I have a steady paying job with good security and help benefits for my new family which is nice.
I really do need a vehicle though, my credits in the mid 500s due to me dealing with two car repossessions from being young and dumb. I’ve had people tell me “30k isn’t that bad, you can come back from that.” Which is true, I will. Im currently paying $481 dollars a month on one of the repossessions so eventually that’ll work it self out. Even though I have a steady job, not a single lending company will even look at me due to those repossessions. Drives me crazy finally having control over my finances doing the right things and not being able to get a car just to get to work and my daughter to her little baby appointments. Truly is depressing but again, im in a good health, my wife’s in good health, the babies in good health. So who am I to complain. Point is, it would mean the world to me if I were to receive some help. But if not, I at least thank you for reading and hope your financial choices don’t pin you into any odd situations and your families health remains good and stays good. Have a good day. I don’t really have document pictures, but I can show you a picture of my reason for waking up at 5am everyday willing to do whatever to keep her smiling.

paypal.me/GlennStanley

Last Updated: July 30, 2021

Hope

Hi… my name is Ken. I am a single father of 2 young boys. We share a home with my elderly parents who have been an integral part in my children’s lives. At this stage in my parents lives <span;>(both in their 80’s) I am also trying to reciprocate the care and support they have always shown me and the boys. As you might see, that’s a lot on my plate already….<span;> I love my children and would do anything for them. In fact, I have already changed my life drastically for them and will do so and more as life demands it. When their mother and I split up she immediately left Atlanta, GA where we had lived for several years and where I was raised for most of my life. She went home to West Virginia and took our boys with her. I had to finish school (BMSc-Medical Imaging; previous BA Psychology) but from the moment they were gone my focus was on getting to WV to be in my boys’ lives. Today I am a 4 year resident of the state and I have primary custody of our children. Their mother has psychological issues that limit her ability to fully participate in their upbringing … now, I mention all that to demonstrate my commitment to being an actively involved father… I have done everything I can for these guys to make sure they have their physical, psychological, and spiritual needs met.. except for maintaining a solid financial foundation. Thats never been my strong point. My job withered on the vine during the pandemic shutdowns and I find myself for the first time truly, utterly broke [financially] and in need of help… so here I am… what has driven me here today is the now fact that a couple of men will soon be dispatched to locate and repossess my vehicle and there is nothing I can do to stop them… except give them at least 2 month’s payments (2x$552=$1104) … that, they tell me, would keep them at bay for another month while I work out my finances… find another job, or maybe even trip over my life’s purpose… well, my other purpose… because, as I mentioned above, my children are my greatest responsibility.. and we need that car… seems so simple.. just a car.. but without that car, well, I wouldn’t get very far… bottom line.. if someone out there can help me pay this ($1104) today, it really has to be today… I absolutely will pay it back plus interest as soon as possible .. and my children will thank you… and my children’s children will thank you… and… well, you get the point I’m sure… If anything you have read leaves you wanting more information I’d be glad to answer any questions.. this is truly my last hope for holding on to this vehicle and the autonomy needed to provide for my family… and I will never let something like this happen again.. smh.. Thank you in advance for your time and attention.
– Ken
https://www.paypal.me/kennethbump

Last Updated: July 28, 2021

Basement Flooded

Basement flooded:

Hi,

I am in need of financial help in order to get my basement repaired. A couple months ago I had a pipe leak which unfortunately went completely unnoticed for a few days and subsequently has caused major damage to my basement floor and walls. I am requesting help of any size to help me financially with the repairs. I was able to scrap the money together to be able to fix the walls but I cannot afford to get the flooring removed and relaid. I have attached the quote for the flooring and would really appreciate help!

I have paid it forward several times in the past and once I get over this I will definitely start paying it forward again!

Thank you!

https://paypal.me/tjk9420?locale.x=en_US

Last Updated: July 29, 2021

Fighting For My Family

Hi I’m Lila. I hope this message finds you well and you are at peace. I’m here today to ask for anything between $700 to $1500. I believe in love and I believe in its power to overcome any obstacle. Right now my fiancé and I are separated by an ocean. He is currently in a hospital overseas, and I am trying desperately to plan for him and for us something solid for when he gets out. I am working jobs online, but I’m not making enough, and I spent the rest of my savings booking a $300 flight to go and meet him at the end of this month. We recently suffered the loss of our first baby we conceived, where I had to have emergency surgery. I am buried in grief and as is he. And we spent thousands of dollars for recovery. We next find out my Dad had his 4th heart attack. So we got on a bus to go see him, spending more of our savings. This all happened a few weeks ago. Currently I am spending time with my father and am selling shoes, taking surveys, modeling gigs, entering giveaways, listening to the radio for money, and applying to jobs where I’ll be moving, and where hopefully we will be able to get a place of our own where we can continue our life together, achieve our dreams, and try again to build our family. I leave by the end of this month, July, and I have nowhere near enough money to rent a home, or even a room in a home. The stimulus checks aren’t coming, and it’s up to me to step up in my relationship and keep my fiancé safe and healthy for when he gets discharged. We have suffered so much, and I want to prove that love can conquer all. Love, hard work, and a community of others willing to help can conquer anything. I want to provide and give back everything he has given me. I am fighting for my family, and I pray you will join me. Thank you for reading.

http://paypal.me/angelnablawai

Last Updated: July 26, 2021

i need urgent help paying bills

I am 28 years old my wife is 26 shes currently going to school to become a AA counselor ive been trying to get us out of debt and try to get a reliable car my 1 kid is 8 years old and my other one is only 11 months old we have a while before he can go to school but we simply cant afford it if he could i make 19 dollars an hour im trying to work as much as i can i sometimes work 70 hours a week when offered i try to consolidate bills as low as i can i have no shame in begging for money im willing to do whatever it takes to get my family out of debt we were doing just fine and then today unemployment for my wife hit her with a 32,000 dollar bill i cant let her go to jail over this i would lose everything we own and she will go to jail ill lose my job because no one will watch both kids for that many hours with out taking every dime i make my bills per month is 3100 dollars i make 3300 dollars a month i cant seem to get ahead no we dont live in a fancy apartment i owe alot of debt that comes out every week and i simply cant get ahead im really hoping someone can help i tried starting my own business i currently started a youtube channel to try and make money ive tried alot of things i do handyman work after i get off work also but i dont get alot of leads please i beg you guys to help out and the reliable car deal i was in an accident 1 1/2 years ago now my back hurts so bad every day it takes all my energy to do what needs to be done and on top of it all i have no voice for the last 4 weeks and i dont cant take time off work because i need every dime i can get my wife dont know that im doing this because most of the time my ways of making money dont work out and im so stressed i cant even see straight its hurting our family so bad i cant tell you last time ive been able to have a day without stressing please please please i beg if you can help me please do and if you want me to do stuff like stand on the corner and beg for money ill do that and i will give the donor the location and how long ill be out there for thats my next step after i post on this site and i have time after work until i get enough money to pay off my debt because i need to get the unemployment paid asap i cant let my wife go to jail because my stupid mistake.

https://www.paypal.com/paypalme/needurgenthelp

Last Updated: July 26, 2021

In need of back and hip surgery, single mom of 2

Hi all! I am a 28 year old woman with two young kids and more invisible physical problems than I EVER thought I would have. So the short of my long story is… I am waiting to have back surgery, and then hip surgery after that and am (and have been for a few weeks) unable to work and provide for my babies like I have provided their whole lives. I am pretty much bed-ridden at the moment, which is SO very different than my everyday life just a few weeks ago. (I wasn’t even this bed-ridden during or after I had my babies).

So here’s the long story… I have been a server in restaurants since I was 15 years old. I even went into labor with both of my kids while working. I always loved my job and always worked as much as I could (6-7 days a week) to give my babies the kind of life I never got. I was a foster kid since I was born. In and out of foster care til the age of 7 when my parents rights got terminated, then permanently placed in the foster care system here in Oklahoma. It was definitely a bumpy ride. Moving around a lot, different schools all the time, bad foster parents. A lot of foster parents only kept kids for the money so they didn’t take care of us like they should have. I have 5 other siblings and in the beginning, they tried to place all 6 of us together and that NEVER worked. So we all got split up. I began running away a lot and was ALWAYS in trouble so I got moved down by Texas, 4 hours away from anything I was used to. So I was in a tiny town, with absolutely nothing. School was always my “get away”. I always did really good in school and even had scholarships when I graduated. I messed up all the scholarships because I started doing drugs after graduating high school. But I always worked and supported myself. So when I moved back to OKC, I went to jail, because of the drugs, and hated it SO MUCH that I haven’t touched anything like that since. So I have always been so hard on my body physically (along with severe physical, mental, and sexual abuse growing up).

So, for the last 4 years, I have been working in restaurants as well as doing demolition/construction work. So when the pandemic happened, I completely stopped working in the restaurant business and went full time doing my construction stuff (which I love so much). So in September of 2020, I finally got my own business started ( YAY!). I got a demolition business started and have been doing so good with it. So I knew I always had problems with sciatica along with my hip, but in April of 2021, something happened (I have no clue what) that made my pain completely unbearable and made it pretty much impossible to live my life like I used to, like I can’t even drive down the road to the store. It’s so hard to walk, let alone take care of my kids. Even if I had a chance of being able to even clean up a job site, I definitely wouldn’t be able to even drive to the job site to work. Even if I wasn’t in unbearable pain to just be in the drivers seat, it is definitely not even safe for me to drive. I have absolutely no reflex in my knee or ankle. There is a delay in what I tell my leg and foot to do, and what it actually does. This condition has made it impossible to live my life and give my kids the life they deserve. So when I finally got in to see my orthopedic doctor, I was told that my herniated disk in my lower back was now completely blown out and not just herniated. So that means that my sciatic nerve in my back is completely pinned up against my spine and the swelling in that disk won’t go down with any treatment other than surgery. I should be having surgery in the next couple weeks for that. As for my hip, there is supposed to be cartilage in between the upper femur and the hip joist. My cartilage was compared to, by my doctor, as “the siding on a house blowing in the wind”. So somehow, over the years of abuse and abuse I put on myself physically, the cartilage that is supposed to be there is barely hanging on on one side. So my hip is pretty much bone on bone with every movement of my right leg. Which, of course, has to be the same side I’m having my sciatic problems on. So after recovering from my back surgery, I will have to have hip surgery. I have ALWAYS been a very independent person. Having to grow up fast has made me be that way but I have grown to love being that way. I love the thought that my kids will grow up and be able to say how strong and resilient their momma is. I love teaching them that I will be there to take care of them, no matter what. This has made it hard for me to do that, but I will figure out how to regardless. So that’s why I’m here. Why I spent so long writing this. I’m running through my savings with rent and bills and everyday staples. School is about to start in a couple weeks, for both my babies this year (my daughter is starting pre-k this year and my son is starting 2nd grade). I’m HOPING I will be able to get back to work in about 4-5 months. I’m praying everyday that that’s all the time it will take. I’m in need of about $6,000-$7,000 to keep my bills up to date and get my kids the school supplies (and maybe even some new school clothes, but that’s not really a necessity). I appreciate anyone who took the time to read my story and hope I can get some help from someone with the means and heart to help out someone who is down on their luck like me. This was definitely unexpected in my life. I have never been one to open up about my life like I have here, but I am way better at writing than being able to talk about stuff like this.

PayPal is: loselby@hotmail.com, @LahrhindaSmith

THANK YOU!

Here are photos of my MRI’s of my hip and my lower back to prove I have problems. Any other info needed to confirm the realness of my story, shoot me an email and I will provide what I need.

Last Updated: July 25, 2021

Help with August Bills

My name is Michelle from Arlington Texas. As only child the care of my parents falls to me. It is this responsibility I take seriously – I love my parents and can’t imagine life without them. The accompanying picture is of my mother visiting my father on the rare occasion she was able to do so. Married 50 years on August 30th, they are deeply intertwined. My heart broke taking this picture.

In October 2020, my mother was diagnosed with an aggressive form of breast cancer. As she has a lengthy family history of cancer in her family, she receives semi-annual mammograms as an extra early detection tool. The April 2020 mammogram was clear. By October a malignant mass of 3 cm was found. She received a double mastectomy in December 2020. Beginning January 2021, she started an intense chemotherapy regimen for which she is still completing in July 2022.

While unbeknownst to my father’s mental and physical health began declining. I would check on my mom weekly and all seemed fine. My father hid the problems and my mother didn’t tell me the difficulties she was having between chemo and his erratic behaviors He was falling, couldn’t sleep, stopped eating and became unbelievably angry and belligerent. At the end of April 2021, he’d been to the emergency room 4 times with a 72 hour period.

On April 26th, my mother called to tell me my father had fallen and she could not lift him. He was delirious and had broken their bedroom TV by falling against it. I rushed to their home, and called for and ambulance.

My father was diagnosed with liver failure. He was transported from their local community hospital to a major Dallas hospital for treatment where he spent 2 weeks. He recovered from that episode only to suffer a heart attack the day he was to be released. He almost died 5 times within 3 weeks.

During his hospital stay, I took care of my mother still receiving chemotherapy. As her immune system is extremely weak she wasn’t allowed to visit my father regularly. I’m fact each time he almost died, she was home. My days began at 7:00. I’d shower and dress then prepare my mother’s breakfast and lunch. I’d get her settled with meds and clothes and such before heading to the hospital. I was there from 9:00 – 6:00 to speak with the endless rounds of doctors and specialists. My father was not coherent and was unable to speak for most of his stay. I’d drive the hour to my mothers home where I’d feed her and do laundry, chores and my school work. Did I mention I’ve returned to college? I’d get to bed around 2:00, only to begin the day in 5 hours.

At May’s end, my mother developed breathing problems. Her oncologist admitted her to the hospital. For 1 week in May, my mother was hospitalized in an Arlington hospital, my father in a Dallas hospital. I’d travel between the 2.

Fortunately my father rallied and after 5 weeks in the hospital and 1 week in a rehab center he is home. My mother was diagnosed with pneumonia and recovered. She continues chemotherapy.

I missed work from April 26th – June 7th. I’ve had additional days off taking my parents to their follow up appointments and treatments.

I used all vacation and savings to pay June and July bills. Now it’s almost August 1st and I can’t pay anything. My paycheck just covered my health insurance deductions.

It is with great humility I ask for a donation in the amount totaling $2,000. I have never had to ask for help before in my adult life. Even as a single mother with 2 sons.

Please consider my need and thank you for your time.

https://paypal.me/bumblebeeabcs?locale.x=en_US

Last Updated: July 25, 2021

Financial Glitches

Screenshot 2021-07-24 at 15-43-46 Capital One.png

As you can see I have got myself into a real nasty financial mess. I live on social assistance which doesn’t give me much apart from some basics. I had initially got the card to use in emergencies, however, I ended up using the cash advances which was totally wrong.
To make matters worse, I took out a payday loan to add into the mess which I now see as a really bad mistake. I am hoping someone out there would be willing to step forward and help me get ‘balanced’ once again. I have a habit of making bad choices and I consider this a major fall with me learning to see the light.
Perhaps you could give me some tips about this type of situation and how I could make things better for myself in the future.

Time has become critical in this matter and hope that you can help me get this situation stabilized.

https://paypal.me/rebalance3688?locale.x=en_US

Last Updated: July 25, 2021

IVF Help

Hi there, thank you for your time and consideration of my request. I have recently gone through IVF. This was a very expensive and emotional process. I had 4 failed IUIs before beginning IVF. After egg retrieval, I was able to do two embryo transfers that failed as well. I missed a lot of work during my procedures. Emotionally I am drained and with the expense of the procedures have fallen behind in my expenses. The reason I am here, asking strangers to help in any way they can, is because I found out that the foundation of my house has shifted. The technician quoted me $14000 to fix it. He said that I will have to demo two rooms so that they are able to fix the problem. With the IVF debt and now this I am feeling overwhelmed. I work as much as I can, but any help that you can give would be appreciated.

https://www.paypal.com/paypalme/studio64aw

Last Updated: July 25, 2021

Paying Off my Debts back in Home Country

I am currently in a huge debt of $35k and really need some help to tide me over each month’s payment. I’m going to be very frank with my figures and I really hope anyone of you who took the time to read this can help me in some way or another as i am father of 3 child as well. I am very depressed to get money that i came on this site and asking for help.

My current salary is only $1.5k and I have to pay off each month for my debt. From the past 9 months i am suffering to get even basic needs, which is not sufficient for me to pay both my rental and living expenses (about $600). I have eaten into savings and it is now bare. I really need help to tide this through and even $1 would be useful for me in my current situation.

A little backstory to how I landed myself in this situation. I always try to help people out of the way and placed my trust in my friends who by seeing my savings and good job came to me give me a business proposal for working in Forex markets. They show me the profits of their fake works and trades that my mouth started watering and during the COVID-19 wave, where everyone was suffering with pandemic and financial problems i planned to work on higher investments and i took loans from 3 banks, thinking that my saved money work itself and grow and that I would be able to get it all back within 6 months and pay it off and invested my own 10k dollars which i had saved in a long period of 10 years and invested with them first out of my own money they gave me 500$ in 2 weeks but afterwards they flew away and when after so many calls i reached their homes, their parents told me that they had done the same with 10 to 15 people and also took their money and flew away to other countries.

I have made a police report but all in vain as after passing 10 months none of them returned back from where they went. However, the current situation at hand needs to be resolved or I risk losing my job and a place to stay. I have been trying to take up more side jobs to increase my monthly earnings to sustain myself but I am still not earning enough even to meet basic needs of mine and my family as well.

I had made up my mind now that i had made a huge mistake now and this experience has taught me a lot. I hope any kind soul who took the time to read this story would be willing to help me in paying my debts as well as to fulfil my basic needs along with 3 children and a wife. I just want to request you people out there to please help me getting out of this situation, no matter big or small.

Here’s my Bitcoin address: bc1qep4kzk8vtulz2catvcuqe882tqy3vwugfwnymq

As in my country i can’t make Paypal.

If I ever make it big, I hope to be able to repay all the kindness I receive, please send an email to my email address after sending kindness that i can be able to return this kindness back to the ones who help me in my tough time. Please pay me as I had requested previously also

Last Updated: July 24, 2021

Single mom in desperate need of help to get car back and catch up on bills

I have been struggling hard to keep my family afloat since COVID began and my hours got cut. I recently lost my job and have been struggling to find work, I have 2 children and no help with childcare so my options are limited. I have been working doing DoorDash and Instacart to try and make ends meet. I fell behind on some bills and have been trying to catch up and ended up 2 months behind on my car payment and it got repossessed. I have to come up with 1,500 dollars in 2 weeks to get my car back and the money for proof of full coverage insurance or I lose it for good, and i desperately need it back because that is how i’m able to make money and i don’t have the means to buy a whole new vehicle. I don’t have any support or family to help me and I don’t know what else to do. I just need a little boost to get out of the hole i’m in so i can get back to working and I don’t lose everything.

https://paypal.me/MaleahChildress?locale.x=en_US

Thank you for taking the time to read and I appreciate any kind of help I can get so much.